20260520_SUPA_Laporan Informasi dan Fakta Material_32092946_lamp1.pdf

Grab telah melakukan investasi di Superbank sejak tahun 2022 dan transaksi ini semakin
memperkuat komitmen Grab di Superbank. Dengan didukung oleh skala besar yang dimiliki
Grab dan OVO di seluruh layanan ride-hailing, pengantaran makanan, serta pembayaran
digital memberikan Superbank keunggulan untuk dapat memberikan pelayanan yang lebih
baik kepada nasabah Superbank dan Grab.

Sebagai bagian dari ekosistem pemegang saham, Superbank dan Grab akan terus
memperkuat kolaborasi strategis berbasis teknologi dan inovasi guna memperluas akses
layanan keuangan digital yang aman, relevan, dan inklusif bagi masyarakat di Asia
Tenggara. Terlepas dari adanya konsolidasi tersebut, Singtel tetap berkomitmen sebagai
investor strategis untuk mendukung GXS Bank maupun Superbank dalam misi mereka
mendorong inovasi yang lebih besar dan inklusi keuangan bagi jutaan rakyat Indonesia.

                                                    oOo

Tentang Superbank
PT Super Bank Indonesia Tbk (Superbank) adalah bank dengan layanan digital yang didukung oleh Grab,
Emtek, Singtel, KakaoBank dan GXS dengan lebih dari 6 juta nasabah. Pada Desember 2025, Superbank
memulai babak baru sebagai perusahaan publik melalui pencatatan saham di Bursa Efek Indonesia (IDX: SUPA)
sekaligus menempatkan Superbank dalam kategori Bank Umum berdasarkan Modal Inti (KBMI) 2. Dengan misi
memperluas akses kredit bagi nasabah ritel dan UMKM, Superbank memberdayakan penggunanya melalui
solusi inovatif dan kolaborasi kuat dalam salah satu ekosistem terluas di industri. Komitmen Superbank terhadap
keamanan ditunjukkan melalui sertifikasi ISO 27001, yang memastikan standar internasional dalam keamanan
informasi.

Aplikasi Superbank dapat diunduh secara di Google Play Store dan Apple App Store. Untuk informasi terbaru
dan lebih lanjut tentang Superbank, silakan kunjungi situs web kami di http://www.superbank.id.

Kontak media:
Andre Sebastian
Public Relations Lead Superbank
public.relations@superbank.id




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 Superbank Records IDR 142 Billion Pre-Tax Profit as of April 2026,
 and Grab Strengthens Long-Term Commitment Through Planned
              Financial Consolidation of Superbank

Jakarta, 20 May 2026 – PT Super Bank Indonesia Tbk (IDX: SUPA; “Superbank”), a
bank with digital services supported by Grab, Emtek, Singtel, KakaoBank, and GXS Bank,
continued its strong business growth momentum in the early second quarter of 2026. As of
April 2026, Superbank recorded Profit Before Tax (PBT) of IDR 142 billion, representing a
significant year-on-year (YoY) increase of 1,528.8%. This positive performance reflects the
success of the Bank’s ecosystem-based growth strategy, executed with discipline and
prudence following its IPO in December 2025.

Superbank’s business growth continued to be driven by strong expansion across its core
business lines. Total assets increased by 71.5% YoY to IDR 24.0 trillion, in line with loan
disbursement growth which reached IDR 12.2 trillion, up 55.4% YoY. This loan growth was
partly supported by the wider penetration of the “Pinjaman Atur Sendiri” (PAS) product
through various strategic touchpoints within the digital ecosystem.

On the funding side, Third-Party Funds (DPK) grew by 98.4% YoY to IDR 15.1 trillion,
reflecting growing public trust in Superbank’s services and innovations. Meanwhile, Net
Interest Income (NII) rose by 84.5% YoY to IDR 671 billion, supported by healthy business
growth and operational efficiency through its digital-first approach.

This growth momentum has also been strengthened by Superbank’s deeper integration with
its shareholders’ digital ecosystems. Superbank continues to deliver seamless and relevant
banking services through various ecosystem-based innovations, including the launch of
“Kartu Untung” in collaboration with KakaoBank, as well as the wider integration of PAS,
which now enables users within the Grab and OVO ecosystems to access lending services
directly without needing to switch applications or separately download the Superbank app.

These innovations complement Superbank’s previous strategic integrations, such as direct
account opening within the Grab app since June 2024 and “OVO Nabung by Superbank,”
both of which continue to expand access to safe, practical, and inclusive digital financial
services for Indonesians.

Grab Strengthens Long-Term Commitment Through Planned Financial Consolidation
of Superbank

Grab, one of the major shareholders in Superbank, has announced plans to consolidate
Superbank's finances. This involves transferring shares held by Singtel Alpha Investments
Pte. Ltd. to GXS Bank Pte. Ltd. (GXS Bank), the primary Singapore-based digital bank
owned and backed by the Grab and Singtel consortium. Upon completion, Grab's direct and
indirect stake in Superbank will increase to over 50%, resulting in Superbank's financial
statements being consolidated into Grab's reports.

Grab has been an investor in Superbank since 2022, and this transaction further solidifies its
commitment to the bank. Leveraging the massive scale of Grab and OVO across



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ride-hailing, food delivery, and digital payments, Superbank gains a competitive edge in
providing enhanced services to both its own and Grab's customers.

As part of the shareholder ecosystem, Superbank and Grab will continue to strengthen their
technology-driven strategic collaboration. This partnership aims to expand access to secure,
relevant, and inclusive digital financial services for people across Southeast Asia.
Notwithstanding the consolidation, Singtel remains committed as a strategic investor to
support GXS Bank as well as Superbank in their mission to drive greater innovation and
financial inclusion for millions of Indonesians.


                                                   oOo

About Superbank​
PT Super Bank Indonesia Tbk (Superbank) is a bank with digital services supported by Grab, Emtek, Singtel,
KakaoBank and GXS, serving more than 6 million customers across Indonesia. In December 2025, Superbank
entered a new chapter as a publicly listed company following its debut on the Indonesia Stock Exchange (IDX:
SUPA) which also strengthened its capital structure and placed Superbank in the KBMI 2 category (Commercial
Banks Based on Core Capital). With a mission to expand access to credit for retail customers and MSMEs,
Superbank empowers its users through innovative solutions and strong collaboration within one of the most
extensive digital ecosystems in the industry. Superbank’s commitment to security is demonstrated by its ISO
27001 certification, which ensures adherence to international standards for information security.

The Superbank app is available for download on Google Play Store and Apple App Store. For the latest updates
and more information about Superbank, please visit our website at http://www.superbank.id.

Media contact:
Andre Sebastian
Public Relations Lead Superbank
public.relations@superbank.id




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