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Public Expose 11 Juni / June 2024
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Sekilas tentang Oona Insurance Indonesia
Oona Insurance Indonesia at a glance
PT Asuransi Bina Dana Arta, Tbk (“Perseroan”) didirikan pada 12 Oktober 1982 dan berfokus pada
usaha memberikan perlindungan terhadap risiko kerugian dengan berbagai jenis pertanggungan:
kendaraan bermotor, kebakaran, kesehatan, kecelakaan, perjalanan, peralatan berat,
pengangkutan, dan lain-lain.
PT Asuransi Bina Dana Arta, Tbk ("Company") was established on October 12th, 1982 and focuses on providing
protection against any risk of loss with various types of coverage: motor vehicles, fire, health, accident, travel,
heavy equipment, transportation, and others.
Saham Perseroan dimiliki oleh Oona Indonesia Pte. Ltd. (94,77%) sebagai pengendali perusahaan
dan masyarakat (5,23%).
The Company's shares are owned by Oona Indonesia Pte. Ltd. (94.77%) as the controlling shareholder and
public (5.23%).
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Visi, Misi, dan Nilai Perseroan
Vision, Mission, and Values of the Company
Visi Misi
Vision Mission
Menjadi penyedia asuransi umum yang paling berorientasi pada
Membantu konsumen menjalani pelanggan dan transformasional di Asia Tenggara
hidup tanpa batas Becoming Southeast Asia’s most customer driven and
Help customers live life boundless transformational provider of general insurance
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Nilai-nilai
Values
Customer First Empower the Frontlines
Empathizing with our customers is not just our goal – it is We value and respect each and every member of our teams.
our commitment. It is imperative that we don’t let our
transformational technology become an impersonal layer.
We are working tirelessly to ensure that our customers feel
our love, respect and commitment to their welfare in every
interaction with us. Do the Right Things, Right
We strive to be proud of the place we work in and feel proud
when we talk about it with others.
Make/Break/Remake Things
We strive to have a bias for action where we make new
things and avoid the error of falling in love with our own
Be Humble
shadows. If something doesn’t work, we drop it and get on It is important we keep focused on the long term and our
with the energizing task of reimagining and remaking. customers.
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Direksi Perseroan
Board of Directors of the Company
VINCENT C. SOEGIANTO JULIEN PIERRE COMBARET FENNI SUTANTO LIANI CHANDRA
President Director & CEO Direktur/Director Direktur/Director Direktur/Director
5 of 17 Confidentiality level: High
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Dewan Komisaris
Board of Commissioners
ABHISHEK BHATIA SAURABH NARAYAN AGARWAL HERWAN NG FRANCISCO NORIEGA MALAVE
Komisaris Utama/ Komisaris/ Komisaris Independen/ Komisaris Independen/
President Commissioner Commissioner Independent Commissioner Independent Commissioner
6 of 17 Confidentiality level: High
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Penghargaan Tahun 2023
2023 Awards and Accolades
Investor Daily Awards The Finance Awards
General Insurance The Best Performing
with the highest RBC in 2022 General Insurance 2023
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Pencapaian Kinerja Perseroan 2023
Company Performance Achievement 2023
(dalam jutaan Rupiah)
Laporan Posisi Keuangan 2023 2022
A. Aset
Investasi 1.708.611 1.533.738
Bukan Investasi 763.495 1.130.713
Jumlah Aset 2.472.106 2.664.451
B. Liabilitas dan Ekuitas
Liabilitas 966.618 1.115.591
Ekuitas 1.505.488 1.548.860
Jumlah Liabilitas Dan 2.472.106 2.664.451
Ekuitas
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Laporan Laba Rugi untuk tahun yang berakhir pada
tanggal 31 Desember 2023 & 2022
Profit and Loss Report for the year ended on 31 December 2023 & 2022
(dalam jutaan Rupiah)
Laporan Laba Rugi dan Penghasilan
2023 2022
Komprehensif Lain
Pendapatan Underwriting 612.721 680.358
Beban Underwriting (290.919) (446.247)
Hasil Underwriting 321.352 234.111
Hasil Investasi 126.824 166.614
Beban Usaha (328.421) (324.379)
Laba Usaha Asuransi 119.755 76.347
Hasil (Beban) Lain (963) 8.222
Laba Sebelum Pajak 118.793 84.569
Pajak Final (12.802) (15.991)
Laba Sebelum Pajak Penghasilan 105.991 68.578
Beban Pajak (14.853) 15.998
Laba Setelah Pajak 91.138 84.576
Penghasilan Komprehensif lain (47.153) (41.204)
Jumlah Laba Komprehensif 43.985 43.372
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Kendala-kendala yang Dihadapi Upaya Pemecahan Masalah
Obstacles faced by the Company Problem Solving Efforts
Penurunan laba bersih disebabkan oleh peningkatan Senantiasa melakukan adaptasi dan penyesuaian serta
beban underwriting serta beban usaha mencari upaya pemecahan masalah atas kendala-
Decrease in profit due to increase in underwriting expenses and kendala yang ada
operating expenses Constantly adapts and adjusts to and looks for solutions to solve
the faced obstacles
Pasca pandemi Covid-19 mendorong percepatan Memperkuat kemitraan multifinance, pialang, dan bank,
transformasi, adaptasi teknologi digitalisasi, dan serta mengupayakan pertumbuhan positif dari sumber
pertumbuhan optimal bisnis Perseroan bisnis agen, direct, dan membangun strategi digital baik
Post Covid-19 pandemic encourages acceleration of secara langsung (DTC) maupun kemitraan (B2B2C)
transformation, adaptation of digital technology, of optimal Strengthening partnerships with multi-finance partners, broker,
business growth of the Company and banks, as well as seeking positive growth from agent, direct
business sources and developing digital strategies of both directly
(DTC) and partnerships (B2B2C)
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Kinerja Perusahaan Terkini Sampai dengan 31 Maret 2024
Company Performance Up to March 31, 2024
(dalam jutaan Rupiah) (dalam jutaan Rupiah)
Laporan Posisi Keuangan Konsolidasian Per 31 Mar 2024 Laporan Tingkat Solvabilitas Per 31 Mar 2024
A. Aset A. Tingkat Solvabilitas
I. Investasi 1.555.970 Aset yang diperkenankan
II. Bukan Investasi 1.157.925 Liabilitas (kecuali Pinjaman Subordinasi) 2.682.790
Jumlah Aset 2.713.894
Jumlah Tingkat Solvabilitas 1.208.968
1.473.821
B. Liabilitas Dan Ekuitas
III. Liabilitas 1.199.927 B. Jumlah MMBR (Modal Minimum
IV. Ekuitas 1.513.968 Berbasis Risiko) 227.250
Jumlah Liabilitas Dan Ekuitas 2.713.894 C. Kelebihan (Kekurangan) Batas Tingkat 1.246.571
Solvabilitas 649%
Laporan Laba Rugi dan Penghasilan
Per 31 Mar 2024 D. Rasio Pencapaian Solvabilitas (dalam %)
Komprehensif Lain
1. Pendapatan Underwriting 190.071
2. Beban Underwriting (124.053)
3. Hasil Underwriting 66.018
4. Hasil Investasi 45.402
5. Beban Usaha (96.397)
6. Laba Usaha Asuransi 15.023
7. Hasil (Beban) Lain 105
8. Laba Sebelum Pajak 15.128
9. Pajak Final (4.396)
10. Laba Sebelum Pajak Penghasilan 10.732
11. Beban Pajak 1.312
12. Laba Setelah Pajak 12.044
13. Penghasilan Komprehensif lain (46.937)
14. Jumlah Laba Komprehensif (34.892)
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Strategi utama di tahun 2024
Main strategies in 2024
Transformasi operasional
Pertumbuhan bisnis dan Pencapaian keuntungan dan teknologi digital
basis pelanggan teknis
Operational
Business and customers Technical profit Transformation and
basis growth achievement digital technology
Pengelolaan biaya yang efisien Membangun organisasi yang
dan optimalisasi pendapatan efektif
Efficient cost management Nurturing effective
and revenue optimization organization
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Terima Kasih
Names mentioned 10 people and organisations named in the text · linked when the evidence is strong
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