20260511_ARTO_Laporan Informasi dan Fakta Material_32089961_lamp3.pdf

PRESS RELEASE

               Bank Jago AGMS Approves 2025 Annual Report


Jakarta, 7 May 2026 – The Annual General Meeting of Shareholders (AGMS) of PT Bank Jago
Tbk has officially approved the company’s annual report for the 2025 fiscal year. The meeting
also finalized the composition of the Board of Directors and Board of Commissioners.

During the AGMS, the management of Bank Jago highlighted the company’s positive
achievements throughout 2025. As a tech-based bank focusing on innovation and digital
ecosystem collaboration, Bank Jago has maintained consistent, high-quality growth across its
customer base, third-party funds, and loan disbursement.

By the end of 2025, the number of Bank Jago customers reached 18.2 million, including 14.2
million funding customers using the Jago App. The increase in the number of customers went
hand-in-hand with the growth of third-party funds and loan disbursement.

Throughout 2025, the amount of third-party funds collected by Bank Jago reached Rp25.9
trillion, growing 38% compared to the previous year's achievement of Rp18.8 trillion. Meanwhile,
total loans disbursed reached Rp24.3 trillion, a 38% increase from 2024 disbursements of
Rp17.7 trillion.

This positive combination affected Bank Jago's net profit after tax as of December 2025, which
increased 115% to Rp276 billion from a profit of Rp129 billion in 2024. Meanwhile, total assets
reached Rp36.5 trillion, up 28% compared to the 2024 achievement of Rp28.5 trillion.

"We appreciate all customers, partners, and other Bank Jago stakeholders for their trust and
collaboration so far. The 2025 achievements continue to motivate us to innovate and collaborate
in providing financial products and services that can enhance the lives of millions of customers
in Indonesia," said Bank Jago President Director Arief Harris.

The AGMS also agreed on the appointment of Nicholas Tan as Director of the Company for the
2026-2029 term, effective after obtaining approval from the Financial Services Authority (OJK).

Nicholas is a graduate of Brown University, USA, and earned a doctorate from the University of
Cambridge, UK. He began his career in the financial technology (fintech) industry at
OneConnect Financial Technology, Singapore in 2018-2021 after working at startup companies
and business consultancies. Nicholas joined Bank Jago in January 2025 as Bank Jago's Head
of Retail Banking Business.