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PAPARAN PUBLIK PUBLIC EXPOSE PT Bank Oke Indonesia Tbk Jakarta, 15 Mei 2024
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Profil OK Bank
Profile OK Bank
AGENDA Kinerja 2023
2023 Performance
Strategi 2024
2024 Strategy
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PROFIL OK BANK Profile OK Bank
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PROFIL OK BANK KINERJA 2023 STRATEGY 2024
SUSUNAN PENGURUS MANAGEMENT
Dewan Komisaris Board of Commissioner
Komisaris Utama Lim Cheol Jin President Commissioner
Komisaris Independen Sondang Martha Samosir Independent Commissioner
Komisaris Independen Chairudin Independent Commissioner
Direksi Board of Directors
Direktur Utama Park Young Man President Director
Wakil Direktur Utama Hendra Lie Deputy President Director
Direktur Kredit dan IT Inhyo Wang Credit & IT Director
Direktur Bisnis Vincentia M. Djuniwati Business Director
Wijaya
Direktur Kepatuhan Efdinal Alamsyah Compliance Director
Paparan Publik | Public Expose 4
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PROFIL OK BANK KINERJA 2023 STRATEGY 2024
SUSUNAN PENGURUS MANAGEMENT
Profil DewanKomisaris ProfilDireksi
Board of Commissioner’sProfile Directors’s Profile
Vincentia M.
Chairudin Inhyo Wang Hendra Lie Park Young Man Djuniwati W Efdinal Alamsyah
Komisaris Independen Lim Cheol Jin Sondang Martha Samosir Direktur Kredit dan IT Wakil DirekturUtama Direktur Utama
Direktur Bisnis Direktur Kepatuhan
Komisaris Utama Komisaris Independen Vice PresidentDirector PresidentDirector
IndependentCommissioner Director of Credit andIT Director of Business Director of Compliance
PresidentCommissioner IndependentCommissioner
Paparan Publik | Public Expose 5
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PROFIL OK BANK KINERJA 2023 STRATEGY 2024
PEMEGANG SAHAM SHAREHOLDERS
Komposisi Pemegang Saham
89,73% 9,41% 0,85%
Shareholders Composition
Rp123,4 juta
million
OK Next (d/h.APRO Financial )Co. Ltd.
OKNEXT Masyarakat | Public Saham Treasury | Treasury Shares
89,73%
Masyarakat | Public
Jalur Pengendali
9,41%
Controlling Line
Jalur Non Pengendali Saham Treasury | Treasury Share
Non-Controlling Line
0,85%
OK Next (d/h. APRO Financial) Co., Ltd adalah perusahaan pembiayaan OK Next (formerly APRO Financial) Co., Ltd is a finance company from
dari Korea Selatan yang berfokus di sektor consumer loan. Perusahaan ini South Korea that focuses on the consumer loan sector. The company was
didirikan pada tahun 1999 sebagai A&O Financial dan diakuisisi oleh J&K founded in 1999 as A&O Financial and was acquired by J&K Capital in 2004
Capital pada tahun 2004 dan menjadi APLO FC Group. Kemudian and became APLO FC Group. Then it changed its name to A & P Financial in
2007. After that A&P Financial expanded to China and Poland and changed
berubah namanya menjadi A&P Financial pada tahun 2007. Setelah itu
its name to APRO Financial Co., Ltd in 2014. On 18 October 2023, OK Next
A&P Financial diperluas ke China dan Polandia dan berubah namanya (formerly APRO Financial) line of business changed from Financial to Non-
menjadi APRO Financial Co., Ltd di 2014. Pada tanggal 18 Oktober 2023 Financial sector and further changed its name to OK Next Co., Ltd as of 12
bidang usaha OK Next (d/h. APRO Financial)mengalami perubahan dari December 2023.
sektor Financial menjadi Non-Financial dan selanjutnya berubah nama
menjadi OK Next Co., Ltd per tanggal 12 Desember 2023. Paparan Publik | Public Expose 6
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PROFIL OK BANK KINERJA 2023 STRATEGY 2024
JARINGAN BRANCHES
Wilayah OperasiOKBANK Berdasarkan Jumlah Provinsi
Based on Number of Provinces
OK BANK Operational Area Kantor Pusat
Head Office
Kantor Pusat Kantor Cabang Kantor Cabang Pembantu
Head Office Branch Office Sub-Branch Office 1 DKI Jakarta Kantor Pusat
Head Office
1 DKI Jakarta 1 DKI Jakarta 9 DKI Jakarta Kantor Cabang
Branch Office PT Bank Oke Indonesia,Tbk.
1 1 1 Jl. Ir. H. JuandaNo.12
DKIJakarta JawaTengah Bali Jakarta Pusat 10120, Indonesia
Central Java Phone : 021 - 2312633
1 Fax : 021 - 2312604
1
JawaBarat JawaTimur E-mail : customercare@okbank.co.id
West Java East Java
Kantor Cabang Pembantu
Sub-Branch Office
9 1
DKI Jakarta Banten
Kantor Cabang Pembantu
Sub-Branch Office Kantor Cabang
Branch Office
1 Banten
1 Bali
ATM OK Bank
Kantor Cabang
Branch Office
Jakarta (4)
Kantor Cabang Kantor Cabang
Branch Office Branch Office
1 Jawa Timur Jawa Timur East Java (1)
1 Jawa Barat 1 Jawa Tengah Bali (1)
Paparan Publik | Public Expose 7
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KINERJA 2023 2023 Performance
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PROFIL OK BANK KINERJA 2023 STRATEGY 2024
KINERJA 2023 2023 PERFORMANCE
Uraian
2023 2022 2021
Description
Aset │ Assets 11.075151 10.183.411 7.721.344
Dana Pihak Ketiga │ Third Party Funds 6.814.007 5.968.693 4.539.653
Pinjaman yang Diberikan │ Loans 8.527.881 8.064.123 5.519.188
Pendapatan Bunga Bersih │ Net Interest Income 603.360 467.042 321.169
Laba Bersih │ Net Profit 28.652 13.210 17.460
Total Ekuitas │ Total Equity 3.584.486 3.552.360 3.039.706
Modal Ditempatkan dan Disetor Penuh │ Issued and Fully Paid Capital 1.703.779 1.703.779 1.409.999
KPMM │ Capital Adequacy Ratio 49,22 47,67 50,88
Return on Asset (RoA) 0,35 0,22 0,38
Return on Equity (RoE) 0,46 0,41 0,70
Margin Bunga Bersih │ Net Interest Margin (NIM) 5,87 5,68 5,09
Paparan Publik | Public Expose 9
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PROFIL OK BANK KINERJA 2023 STRATEGY 2024
KINERJA 2023 2023 PERFORMANCE
Total Aset Total Liabilitas Total Ekuitas Pendapatan Bunga Bersih Laba (Rugi) Operasional Laba (Rugi) Bersih
Total Assets Total Liabilities Total Equity Net income interest Operating Profit (Loss) Net Profit (Loss)
Dalam Jutaan Rupiah |In Million Rupiah Dalam Jutaan Rupiah |In Million Rupiah Dalam Jutaan Rupiah |In Million Rupiah Dalam Jutaan Rupiah |In Million Rupiah Dalam Jutaan Rupiah |In Million Rupiah Dalam Jutaan Rupiah |In Million Rupiah
11.075.151 7.490.666 3.584.486 603.360 37.169 28.652
6.631.052 3.552.360
10.183.411
467.042
7.721.344
4.681.638 25.356
17.460
321.169 19.458
13.210
3.039.706
2021 2022 2023 2021 2022 2023 2021 2022 2023 2021 2022 2023 2021 2022 2023 2021 2022 2023
Paparan Publik | Public Expose 10
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STRATEGI 2024 2024 Strategy
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PROFIL OK BANK KINERJA 2023 STRATEGY 2024
STRATEGI 2024 2024 STRATEGY
Penguatan Aset Profitabilitas Risiko
Assets Strengthening Profitability Improve Risk
Meningkatkan asset Bank melalui penyaluran kredit ke Peningkatan profitabilitas melalui Bank akan terus melakukan
segmen Korporasi dan commercial, mengembangkan penyaluran kredit yang meliputi : perbaikan dalam bidang pengelolaan
aplikasi Retail Loan berbasis mobile app untuk meningkatkan daya saing dan risiko, tata kelola perusahaan yang
menjangkau pasar yang lebih luas, mengembangkan mengembangkan infrastruktur baik, serta meningkatkan efisiensi
produk funding, sekaligus melengkapi infrastruktur penjualan, mengembangkan dan produktivitas untuk
dan fasilitas yang diperlukan, yang meliputi: pembiayaan ritel konsumen dengan meningkatkan rentabilitas.
penambahan fitur dan layanan e-Channel (ATM, stabilitas yang kuat, meningkatkan
Internet Banking, Mobile Banking), dan penambahan kapasitas sistem dan layanan. The Bank will continue to make
jaringan kantor di luar DKI Jakarta, serta terus improvements in the areas of risk
menerus meningkatkan kapasitas sumber daya Increasing profitability through credit management, and good corporate
distribution which includes: increasing governance as well as increase efficiency
manusia melalui pelatihan serta program MDP and productivity to increase profitability
competitiveness and developing sales
infrastructure, developing consumer retail
Increasing the Bank’s assets through lending to the Corporate and
financing with solid stability, Increasing the
Commercial segments, develop a mobile app-based Retail Loan
capacity of systems andservices.
application to reach a wider market, develop funding products,
as well as complete the necessary infrastructure and facilities,
which include: adding e-Channel features and services (ATM,
Internet Banking, Mobile Banking), adding office networks
outside DKI Jakarta and continuously improving the capacity of
human resources through training and the MDP program.
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PROFIL OK BANK KINERJA 2023 STRATEGY 2024
STRATEGI 2024 2024 STRATEGY
Sesuai dengan visi untuk menjadi bank yang memberikan In accordance with the vision to become a bank that
layanan terbaik dalam industri perbankan retail di provides the best service in the retail banking industry
Indonesia dan objektif Bank untuk memperkuat aset, in Indonesia and the Bank’s objectives to strengthen
meningkatkan profit, dan meningkatkan manajemen assets, increase profits, and improve risk management;
risiko, Bank merencanakan strategi sebagai berikut: The Bank plans the following strategies:
1. Strategi Bank Berdasarkan Jangka Waktu 1. Bank Strategy Based on Timeframe
a. Jangka Pendek a. Short-term
b. Jangka Menengah b. Medium-term
2. Strategi Bank Berdasarkan Segmen Produk 2. Bank Strategy Based on Product Segments
a. Pendanaan a. Funding
b. Kredit Kepada Financial Institution (BPR dan b. Credit to Financial Institutions (BPR and
Perusahaan Pembiayaan) Financing Companies)
c. Kredit SME / UKM c. SME / UKM Credit
d. Kredit Komersial dan Korporasi d. Commercial & Corporate Loans
e. Kredit Ritel dan KMG (Multiguna) e. Retail Credit and KMG (Multipurpose)
Penjelasan lebih lengkap terkait strategi OK Bank tahun
More complete explanation regarding OK Bank's strategy
2024 telah disampaikan pada Laporan Tahunan dan
for 2024 has been presented in the 2023 Annual and
Berkelanjutan tahun 2023 halaman 118-125.
Sustainability Report pages 118-125.
https://cms.okbank.co.id/media/508c1ea0-b308-4251-
https://cms.okbank.co.id/media/508c1ea0-b308-4251-
bf23-38fbcd91d7b5/66397aa578e6a_OK-BANK-2023-
bf23-38fbcd91d7b5/66397aa578e6a_OK-BANK-2023-
240424-Low.pdf
240424-Low.pdf
Paparan Publik | Public Expose 13
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Terima kasih Thank you Jakarta, 15 Mei 2024
Names mentioned 22 people and organisations named in the text · linked when the evidence is strong
unresolved
org
Bank Profile OK Bank
p.3
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Vincentia M. Djuniwati
· Direktur Bisnis
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DirekturUtama
· Direktur Utama
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unresolved
person
Vice PresidentDirector
· Komisaris Independen
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unresolved
org
Co. Ltd.
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unresolved
org
OK Next (d/h. APRO Financial) Co., Ltd adalah perusahaan pembiayaan
p.7
unresolved
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didirikan pada tahun 1999 sebagai A&O Financial dan diakuisisi oleh J&K
p.7
unresolved
org
Capital pada tahun 2004 dan menjadi APLO FC Group. Kemudian
p.7
unresolved
org
Non-menjadi APRO Financial Co., Ltd
p.7
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bidang usaha OK Next (d/h. APRO Financial)mengalami
p.7
unresolved
person
Ir. H. JuandaNo.
p.8
unresolved
org
Bank Kantor Cabang Branch Office
p.8
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