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                                PT BANK RAYA INDONESIA Tbk.                                                                                               PT BANK RAYA INDONESIA Tbk.
                                    RALAT PEMANGGILAN                                                                                                           RE- INVITATION
                           RAPAT UMUM PEMEGANG SAHAM TAHUNAN                                                                                        ANNUAL GENERAL MEETING OF SHAREHOLDERS
Memperhatikan Pemanggilan Rapat Umum Pemegang Saham Tahunan Perseroan (“Rapat”) PT Bank Raya Indonesia Tbk                In accordance with the Invitation to the Annual General Meeting of Shareholders (AGMS) of PT Bank Raya Indonesia Tbk
(“Perseroan”) pada tanggal 5 April 2024 yang disampaikan melalui situs web Bursa Efek Indonesia (www.idx.co.id), situs    which was published on April 5 2024, on the Indonesia Stock Exchange website (www.idx.co.id), the Company's website
web Perseroan (www.bankraya.co.id), dan situs web KSEI (www.ksei.co.id), dengan ini kami bermaksud menyampaikan           (www.bankraya.co.id), the KSEI website (www.ksei.co.id), and the letter from Financial Service Authority, and according to
Ralat Pemanggilan Rapat sehubungan mata acara kelima Rapat yaitu Persetujuan atas Pembelian Kembali Saham                 the OJK letter number S-432/PM.211/2024 dan No.S-31/PB.212/2024, The Company hereby informs re-invitation of the
Perseroan (Buyback) dan Pengalihan Saham Hasil Buyback yang disimpan Sebagai Saham Treasuri (Treasury Stock) yang         AGMS in relation to the fifth meeting agenda, Company’s Shares Buyback Approval and Transfer of Buyback Shares held
belum dapat dibahas pada Rapat. Dalam Ralat Pemanggilan Rapat ini, selain perubahan pada mata acara Rapat,                as Treasury Stock, which shall not be discussed in the Meeting. Aside from the changes to the Meeting agenda, the
informasi mengenai tanggal, waktu dan tempat penyelenggaraan Rapat ataupun mekanisme pengaturan dan                       information in the re-invitation regarding the date, time, venue of the Meeting, as well as the regulatory mechanism and
ketentuan Penyelenggaraan Rapat tetap mengacu pada informasi yang disampaikan dalam Pemanggilan Rapat                     conditions for holding the Meeting remains the same as stated in the Meeting Invitation dated 5 April 2024. The re-invitation
tanggal 5 April 2024. Ralat Pemanggilan Rapat ini merupakan bagian yang tidak terpisahkan dari Pemanggilan Rapat          announcement is inseparable from the previous Invitation of the Meeting, which was submitted on April 5, 2024.
yang disampaikan pada tanggal 5 April 2024.
                                                                                                                          Hence, the meeting will be conducted as follows:
Dengan demikian, pelaksanaan Rapat adalah sebagai berikut:
                                                                                                                          Day/Date               : Tuesday, April 30, 2024.
Hari/Tanggal          : Selasa, 30 April 2024                                                                             Time                   : 14.00 (Western Indonesia Time (WIB) - onward.
Waktu                 : Pukul 14.00 WIB - Selesai                                                                         Venue                  : BRILiaN Tower 19th Floor, Jl. Gatot Subroto Kav. 64 No. 177A
Tempat                : Menara BRILiaN Lantai 19, Jl. Gatot Subroto Kav. 64 No. 177A, Menteng Dalam, Tebet - Jakarta                               Menteng Dalam, Tebet – South Jakarta 12870.
                        Selatan 12870                                                                                     Procedure              : The Meeting will be held both electronically through the Electronic General Meeting System
Mekanisme             : Rapat akan diselenggarakan secara elektronik melalui Fasilitas Electronic General Meeting                                  Facility of KSEI (“eASY.KSEI”) and physically.
                        System KSEI (“eASY.KSEI”) dan fisik                                                               The revised Meeting Agendas to become following:
Mata Acara Rapat menjadi sebagai berikut:                                                                                 1.  Approval of the Annual Report and Ratification of the Company's Financial Report, as well as Granting Approval to
1.  Persetujuan Laporan Tahunan dan Pengesahan Laporan Keuangan Perseroan, serta pemberian persetujuan                        the Board of Commissioners' Supervisory Duties Report for the 2023 Fiscal Year, as well as Providing Full Repayment
    Laporan Tugas Pengawasan Dewan Komisaris Tahun Buku 2023, sekaligus Pemberian Pelunasan dan Pembebasan                    and Release of Responsibility (volledig acquit et de charge) to the Board of Directors for the Company's Management
    Tanggung Jawab Sepenuhnya (volledig acquit et de charge) kepada Direksi atas Tindakan Pengurusan Perseroan                Actions and the Board of Commissioners for the Company's Supervisory Actions which has been implemented during
    dan Dewan Komisaris atas Tindakan Pengawasan Perseroan yang Telah Dijalankan Selama Tahun Buku 2023.                      the 2023 financial year.
    Penjelasan :                                                                                                              Rationale:
    Sesuai Pasal 66, Pasal 67, Pasal 68, dan Pasal 69 Undang-Undang No 40 Tahun 2007 tentang Perseroan Terbatas               In accordance with Article 66, Article 67, Article 68, and Article 69 of Law No. 40 of 2007 concerning Limited Liability
    (“UUPT”) dan Pasal 20 ayat (2) huruf a dan b Anggaran Dasar Perseroan.                                                    Companies ("Company Law") and Article 20 paragraphs (2) and (3) of the Company's Articles of Association.

2.   Penetapan Penggunaan Laba Bersih Perseroan untuk Tahun Buku 2023.                                                    2.   Determination of the use of the Company's Net Profit for the 2023 Financial Year.
     Penjelasan :                                                                                                              Rationale:

     A.   Berdasarkan ketentuan Pasal 70 ayat (3) Undang-Undang No. 40 tahun 2007 tentang Perseroan Terbatas                   A.   In accordance with the provision of Article 70, paragraph (3) of Law no. 40 of 2007 concerning Limited Liability
          (“UUPT”) Pasal 26 ayat (2) Perseroan diwajibkan untuk menyisihkan cadangan paling sedikit 20% (dua puluh                  Companies (Company Law) and Article 26, paragraph (2), companies must set aside reserves of at least 20%
          persen) dari jumlah modal ditempatkan dan disetor, apabila Perseroan mempunyai Saldo Laba yang positif.                   (twenty percent) of the total issued and paid-up capital if the company has positive retained profits.
     B.   Sesuai Pasal 71 ayat (1) Undang-Undang No 40 Tahun 2007 tentang Perseroan Terbatas (“UUPT”) dan Pasal 25             B.   In accordance with the provisions of Article 71 paragraph (3) of Law no. 40 of 2007 (Company Law) concerning
          Ayat (1) Anggaran Dasar Perseroan bahwa penggunaan laba diputuskan oleh RUPS Tahunan.                                     Limited Liability Companies and Article 25 paragraph (5) of the Company's Articles of Association, the
                                                                                                                                    distributions of dividends are permissible only if the Company has positive Retained Profit.
3.   Penetapan Remunerasi (gaji/honorarium, fasilitas dan tunjangan) untuk Tahun Buku 2024, serta Insentif Kinerja
     untuk Tahun Buku 2023, bagi Direksi dan Dewan Komisaris Perseroan.                                                   3.   Determination of Remuneration (salary/honorarium, facilities, and allowances) for the 2024 Financial Year, as well as
     Penjelasan :                                                                                                              Performance Incentives for the 2023 Financial Year, for the Company's Directors and Board of Commissioners.
     Berdasarkan Pasal 96 dan Pasal 113 Undang-Undang No.40 Tahun 2007 tentang Perseroan Terbatas (“UUPT”) serta               Rationale:
     Pasal 11 Ayat (24) dan Pasal 14 Ayat (36) huruf a Anggaran Dasar Perseroan gaji atau honorarium dan tunjangan lain        In accordance with Article 96 and Article 113 of Law No. 40 of 2007 concerning Limited Liability Company (Company
     dari anggota Dewan Komisaris dan Direksi ditetapkan oleh Rapat Umum Pemegang Saham dan RUPS dapat                         Law) as well as Article 11 Paragraph (24) and Article 14 Paragraph (36) letter a of the Company's Articles of
     melimpahkan wewenang kepada Dewan Komisaris untuk menetapkan pemberian fasilitas dan/atau tunjangan                       Association, the salaries or honorarium, and other allowances of members of the Board of Commissioners and
     lainnya.                                                                                                                  Directors are determined by the General Meeting of Shareholders; And The General Meeting of Shareholders can
                                                                                                                               delegate authority to the Board of Commissioners to determine the provision of facilities and/or other benefits.
4.   Penunjukan Akuntan Publik dan/atau Kantor Akuntan Publik untuk Mengaudit Laporan Keuangan Perseroan Tahun
     Buku 2024.                                                                                                           4.   Appointment of a Public Accountant and/or Public Accounting Firm to Audit the Company's Financial Report for the
     Penjelasan :                                                                                                              2024 Financial Year.
     Sesuai Pasal 3 POJK No. 9 Tahun 2023 tanggal 11 Juli 2023 tentang Penggunaan Jasa Akuntan Publik dan Kantor               Rationale:
     Akuntan Publik dalam Kegiatan Jasa Keuangan dan Pasal 59 POJK No.15/POJK.04/2020 tanggal 20 April 2020                    In accordance with Article 3 POJK no. 9 of 2023 dated 11 July 2023 concerning the Use of Public Accounting Services
     tentang Rencana dan Penyelenggaraan Rapat Umum Pemegang Saham Perusahaan Terbuka (“POJK RUPS”),                           and Public Accounting Firms in Financial Services Activities and Article 59 POJK No.15/POJK.04/2020 dated 20 April
     penunjukan dan pemberhentian akuntan publik dan/atau kantor akuntan publik yang akan memberikan jasa audit                2020 concerning the Plan and Implementation of General Meetings of Shareholders of Public Companies ("POJK
     atas informasi keuangan historis tahunan wajib diputuskan dalam RUPS dengan mempertimbangkan usulan Dewan                 GMS"), the appointment and termination of public accountants and/or public accounting firms that will provide audit
     Komisaris dengan wajib memperhatikan rekomendasi komite audit serta Pasal 20 ayat (2) huruf d Anggaran Dasar              services for annual historical financial information must be decided at the GMS by considering the proposal from the
     Perseroan.                                                                                                                Board of Commissioners and by taking into account the recommendations of the audit committee, and also Article 20
                                                                                                                               paragraph (2) letter d of the Company’s Articles of Association.
5.   Laporan Realisasi Penggunaan Dana Hasil Penawaran Umum Terbatas Dalam Rangka Penambahan Modal
     Perseroan.                                                                                                           5.   Reporting on the Realization of the Use of Limited Public Offering Proceeds for Additional Capital with Pre-emptive
     Penjelasan :                                                                                                              Rights IX and X.
     Sesuai Pasal 6 ayat (1) dan ayat (2) POJK No. 30/POJK.04/2015 tanggal 22 Desember 2015 tentang Laporan                    Rationale:
     Realisasi Penggunaan Dana Hasil Penawaran Umum, Perseroan sebagai Perusahaan Terbuka wajib mempertanggu-                  In accordance with Article 6 paragraph (1) and paragraph (2) POJK No. 30/POJK.04/2015 dated 22 December 2015
     ngjawabkan realisasi penggunaan dana hasil Penawaran Umum dalam setiap RUPS Tahunan sampai dengan                         concerning Report on the Realization of the Use of Public Offering Proceeds, the Company as a Public Company is
     seluruh dana hasil Penawaran Umum telah direalisasikan dan wajib dijadikan sebagai salah satu mata acara dalam            accountable for the realization of the use of Public Offering proceeds at each Annual GMS until all the proceeds from
     RUPS Tahunan                                                                                                              the Public Offering have been executed and must be applied as part of the Annual GMS agenda.

     Mata Acara Rapat Kelima ini hanya bersifat laporan, tidak memerlukan persetujuan dari Pemegang Saham, karenan-            The Fifth Meeting Agenda is merely a report that does not require approval from Shareholders; therefore, no
     ya tidak memerlukan pengambilan keputusan.                                                                                decision-making is necessary.

6.   Perubahan Anggaran Dasar Perseroan.                                                                                  6.   Approval of amendments to the Company's Articles of Association.
     Penjelasan :                                                                                                              Rationale:
     A. Dilakukan Perubahan Anggaran Dasar Perseroan untuk disesuaikan dengan POJK 17 Tahun 2023 tentang                       a. The Company's Articles of Association were amended to comply with POJK 17 of 2023 regarding the Implemen-
         Penerapan Tata Kelola Bagi Bank Umum, dan ketentuan lainnya, antara lain pada Pasal 11, Pasal 12, Pasal 14,                tation of Governance for Commercial Banks. Changes were made to Article 11, Article 12, Article 14, and Article
         Pasal 15, Pasal 31 dan penambahan 2 Pasal baru.                                                                            15, Article 31 and two new articles were added.
     B. Berdasarkan ketentuan Pasal 19 Undang-undang No 40 tahun 2007 tentang Perseroan Terbatas (“UUPT”), dan                 b. In accordance with provisions of Article 19 of Law No. 40 of 2007 concerning Limited Liability Companies
         Pasal 27 Ayat (2) Anggaran Dasar Perseroan bahwa Perubahan Anggaran Dasar ditetapkan oleh RUPS dengan                      ("UUPT"), and Article 27 Paragraph (2) of the Company's Articles of Association, changes to the Articles of
         memperhatikan ketentuan Perundang-Undangan yang berlaku.                                                                   Association are determined by the GMS, taking into account the provisions of the applicable laws.

7.   Perubahan Pengurus Perseroan.                                                                                        7.   Changes in the Composition of the Company’s Board of Management.
     Penjelasan :                                                                                                              Rationale:
     A. Berdasarkan Pasal 94 dan 111 Undang-Undang No.40 Tahun 2007 tentang Perseroan Terbatas.                                A.   In accordance with Articles 94 and 111 of Law No.40 of 2007 concerning Limited Liability Company.
     B. Berdasarkan Pasal 3 Ayat (1) dan Pasal 23 POJK No. 33/POJK.04/2014 tanggal 8 Desember 2014 tentang Direksi             B.   In accordance with Article 3 Paragraph (1) and Article 23 POJK No. 33/POJK.04/2014 dated 8 December 2014
         dan Dewan Komisaris Emiten atau Perusahaan Publik.                                                                         concerning Directors and Board of Commissioners of Issuers or Public Companies.
     C. Berdasarkan Pasal 11 Ayat (5) dan (10) Anggaran Dasar Perseroan bahwa Direksi diangkat oleh RUPS untuk                 C.   In accordance with Article 11 Paragraphs (5) and (10) of the Company's Articles of Association, Directors are
         jangka waktu 3 (tiga) tahun dan dapat diangkat kembali untuk 1 (satu) kali masa jabatan setelah masa jabatan               appointed by the GMS for 3 (three) years term of office and can be reappointed for an additional 1 (one) year
         3 (tiga) tahun pertama berakhir, dengan tidak mengurangi hak dari RUPS untuk memberhentikannya                             term of office, once the initial 3 (three) years term ends, without diminishing the right of the GMS to terminate the
         sewaktu-waktu.                                                                                                             appointment at any time.
     D. Berdasarkan Pasal 14 Ayat (8) dan (14) Anggaran Dasar Perseroan bahwa Dewan Komisaris diangkat oleh RUPS               D.   In accordance with Article 14 Paragraph (8) and (14) of the Company's Articles of Association, the Board of
         untuk jangka waktu 3 (tiga) tahun dan dapat diangkat kembali untuk 1 (satu) kali masa jabatan setelah masa                 Commissioners is appointed by the GMS for a period of 3 (three) years and can be reappointed for 1 (one)
         jabatan 3 (tiga) tahun pertama berakhir, dengan tidak mengurangi hak dari RUPS untuk memberhentikannya                     additional term of office after 3 (three) initial years ends without reducing the right of the GMS to terminate their
         sewaktu-waktu.                                                                                                             appointment at any time.
     E. Berdasarkan Pasal 11 ayat (10) dan Pasal 14 ayat (14) Anggaran Dasar Perseroan bahwa Para Anggota Dewan                E.   In accordance with Article 11 paragraph (10) and Article 14 paragraph (14) of the Company's Articles of
         Komisaris dan Direksi diangkat oleh RUPS dari calon yang diajukan oleh Pemegang Saham Pengendali.                          Association, Members of the Board of Commissioners and Directors are appointed by the GMS from candidates
                                                                                                                                    proposed by the Controlling Shareholders.



                                                   Jakarta, 26 April 2024                                                                                                       Jakarta, April 26, 2024
                                               PT Bank Raya Indonesia Tbk                                                                                                   PT Bank Raya Indonesia Tbk
                                                         Direksi                                                                                                                 Board of Directors

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