20260505_LIFE_Tanggapan atas Permintaan Penjelasan Bursa_32077510_lamp1.pdf

   putusan, namun masih terdapat proses hukum lain terkait pokok permasalahan yang sama yang hingga saat
   ini masih dalam penelaahan lebih lanjut oleh Mahkamah Agung.

   Perseroan telah menghadiri persidangan sehubungan dengan aanmaning dan telah mengirimkan surat
   penundaan pelaksanaan putusan, karena adanya perkara terkait lainnya yang belum selesai diputus. Perseroan
   juga secara aktif menangani perkara ini dan akan menempuh langkah sesuai dengan hukum yang berlaku.

   In connection with this case, the Company can convey that there are several legal processes that are ongoing and
   interrelated. The Company understands that in some cases there has been a decision, but there are still other legal
   processes related to the same subject matter that are still under further review by the Supreme Court.

   The Company has attended the ongoing hearings regarding aanmaning and has submitted a request to postpone
   the enforcement of the decision, given that there are other related cases that have not yet been fully resolved.
   The Company is also actively handling this matter and will continue to take the necessary steps in accordance with
   applicable regulations.


2. Latar belakang sampai saat ini Perseroan belum memenuhi kewajiban sanksi atas putusan 1327 PK/PDT/2025
   dan 1407 PK/PDT/2025 tersebut. Berhubung pada tanggapan Perseroan pada nomor 011/MSL-CSEC/II/2026
   tanggal 18 Februari 2026, Perseroan menyampaikan bahwa memiliki kemampuan yang memadai untuk
   memenuhi kewajibannya.
   The background as to why, to date, the Company has not fulfilled its obligation to comply with the sanctions
   under decisions No. 1327 PK/PDT/2025 and 1407 PK/PDT/2025. Considering that, in the Company’s response No.
   011/MSL-CSEC/II/2026 dated 18 February 2026, the Company stated that it has sufficient capacity to fulfill its
   obligations.

   Tanggapan Perseroan:
   Tanpa mengurangi penghormatan kami terhadap putusan tersebut, saat ini masih terdapat proses hukum lain
   yang berjalan dan saling berkaitan, termasuk upaya hukum yang diajukan oleh pihak lain, yang menurut kami
   perlu dicermati terlebih dahulu dalam pelaksanaannya.

   Hal ini diperlukan mengingat terdapat permohonan Peninjauan Kembali yang diajukan pihak Tergugat lainnya
   yang sampai saat ini belum diputus serta jumlah kewajiban yang dimintakan untuk dieksekusi masih
   memerlukan telaah lebih lanjut, karena jumlah tersebut masih harus memperhitungkan pelaksanaan putusan
   pidana terhadap mantan tenaga pemasar independen Perseroan (non-karyawan) dan pihak terkait lainnya

   Without prejudice to our respect for the decisions, there are currently other ongoing and interrelated legal
   proceedings, including legal remedies filed by other parties, which in our view need to be carefully considered prior
   to their implementation.

   This is necessary as the case has not yet been fully resolved, considering that there is a petition for Judicial review
   filed by another Defendant which has not yet been decided, and the amount of obligations to be executed remains
   subject to further review, as such amount must still take into account the enforcement of the criminal decision
   against the Company’s former independent sales force member (non-employee) and other related parties.


3. Estimasi final Perseroan dalam memenuhi kewajiban sanksi atas putusan 1327 PK/PDT/2025 dan 1407
   PK/PDT/2025 tersebut. Mengingat bahwa terdapat Surat Konsultan Hukum Dr. Grubert T. Ughude S.H., M.H.
   & Rekan perihal Permohonan Penyitaan Saham Perseroan kepada Pengadilan Negeri Manado dengan nomor
   11/GTUIV/2026 pada tanggal 24 April 2026.
   The Company’s estimated timeline for the final settlement of its obligation to comply with the sanctions under
   decisions No. 1327 PK/PDT/2025 and 1407 PK/PDT/2025, considering that there is a letter from legal counsel Dr.
   Grubert T. Ughude, S.H., M.H. & Partners regarding an application for the seizure of the Company’s shares
   submitted to the Manado District Court under No. 11/GTU/IV/2026 dated 24 April 2026.




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    Tanggapan Perseroan:
    Sebagaimana telah Perseroan sampaikan sebelumnya, terdapat beberapa proses hukum yang berjalan dan
    saling berkaitan, dan Perseroan pada dasarnya menghormati proses hukum yang berjalan. Estimasi waktu
    dapat disampaikan lebih jelas jika permohonan Peninjauan Kembali yang diajukan pihak Tergugat lainnya telah
    diputus serta jumlah kewajiban yang dimintakan untuk dieksekusi dalam putusan pidana telah ditetapkan lebih
    lanjut

    As the Company has previously stated, there are several legal processes that are ongoing and are interrelated, and
    the Company basically respects the ongoing legal process and has not been able to convey the details. A clearer
    timeline can be provided once the petition for Judicial Review filed by the other Defendant has been decided and
    the amount of obligations to be executed under the criminal judgment has been further determined.


4. Informasi, fakta material atau kejadian penting lainnya yang material sehubungan dengan proses keputusan.
   Information, material facts, or other significant events that are material in relation to the decision-making process.

    Tanggapan Perseroan:
    Perseroan telah mengajukan surat penundaan eksekusi ke Pengadilan Negeri Manado pada tanggal 27 Maret
    2026. Adapun penundaan eksekusi diperlukan karena perkara belum selesai mengingat terdapat permohonan
    Peninjauan Kembali yang diajukan pihak Tergugat lainnya yang sampai saat ini belum diputus. Selain itu, jumlah
    kewajiban yang nanti dieksekusi masih memerlukan telaah lebih lanjut, karena jumlah tersebut masih harus
    memperhitungkan pelaksanaan putusan pidana terhadap mantan tenaga pemasar independen Perseroan
    (non-karyawan) dan pihak terkait lainnya. Sampai dengan saat ini, Perseroan belum memperoleh
    pemberitahuan atau konfirmasi resmi mengenai pelaksanaan eksekusi putusan pidana tersebut maupun nilai
    yang harus diperhitungkan.

    Proses hukum yang sedang berlangsung ini tidak berdampak terhadap kondisi finansial Perseroan. Kondisi
    finansial Perseroan tetap sehat dan kuat, tercermin dari RBC yang mencapai 1.380%, jauh di atas ketentuan
    minimum regulator 120%, yang menunjukkan kemampuan pembayaran kewajiban kepada nasabah dan
    permodalan yang kuat mencapai Rp 7,7 triliun per Desember 2025.

    The Company has submitted a letter requesting a postponement of execution to the Manado District Court on 27
    March 2026. The postponement is necessary as the case has not yet been fully resolved, considering that there is
    a petition for judicial review filed by another Defendant which has not yet been decided. In addition, the amount
    of obligations to be executed remains subject to further review, as such amount must still take into account the
    enforcement of the criminal decision against the Company’s former independent sales force member (non-
    employee) and other related parties. To date, the Company has not received any official notification or
    confirmation regarding the enforcement of the criminal decision or the amount to be taken into account in
    calculating the Company’s obligations.

    The ongoing legal proceedings do not impact Company financial condition. The Company’s financial condition
    remains healthy and strong, reflected in our Risk-Based Capital (RBC) ratio of 1,380% — far exceeding the
    regulatory minimum of 120% — demonstrating our strong ability to meet obligations to policyholders and robust
    capital of Rp 7.7 trillion as of December 2025.


5. Informasi/kejadian penting lainnya yang material dan dapat mempengaruhi kelangsungan hidup perusahaan
   serta dapat mempengaruhi kondisi terkini Perseroan.
   Other material information/events that may affect the Company’s going concern and may impact the Company’s
   current condition.

    Tanggapan Perseroan:
    Setelah adanya putusan pengadilan dimaksud, Perseroan telah dan akan terus mengambil langkah-langkah
    yang diperlukan untuk melindungi kepentingan pemegang saham publik, antara lain dengan melakukan
    evaluasi menyeluruh atas putusan tersebut, mempertimbangkan langkah hukum yang tersedia sesuai




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   ketentuan yang berlaku, serta memastikan bahwa kegiatan operasional dan kondisi keuangan Perseroan tetap
   terjaga. Perseroan juga memastikan kepatuhan terhadap prinsip keterbukaan informasi dan tata kelola
   perusahaan yang baik, serta akan menyampaikan informasi lanjutan kepada publik apabila terdapat
   perkembangan material sesuai dengan ketentuan pasar modal yang berlaku.

   Perseroan juga memastikan bahwa seluruh kegiatan operasional berjalan normal, serta tetap berkomitmen
   penuh melayani para pemangku kepentingan.

   Following the court ruling, the Company has taken and will continue to take the necessary steps to protect the
   interests of public shareholders, including conducting a thorough evaluation of the ruling, considering available
   legal measures in accordance with applicable regulations, and ensuring that the Company's operational activities
   and financial condition remain secure. The Company also ensures compliance with the principles of information
   transparency and good corporate governance and will provide further information to the public if there are
   material developments in accordance with applicable capital market regulations.

   The Company confirms that all operational continue as normal, and the Company remains fully committed to
   serving our stakeholders.




Demikian informasi ini kami sampaikan. Atas perhatiannya kami ucapkan terima kasih.
Thus, we conveyed. Thank you for your attention.


Hormat kami,
Sincerely,
PT MSIG Life Insurance Indonesia Tbk




Tomoyuki Monden
Deputy President Director




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