20260503_BHIT_Laporan Informasi dan Fakta Material_32076664_lamp2.pdf

FINANCIAL SERVICES

» BUSINESS UPDATES

BCAP's growth is underpinned by its integrated digital financial ecosystem, driven by three strategic business
pillars:

Banking Segment

e In O1-2026, PT Bank MNC Internasional Tbk (MNC Bank or IDX: BABP) consistently demonstrated positive
performance, achieving a total interest revenue of Rp376.63 billion. Total assets increased by 5.48”, compared to
the period ended December 31, 2025, reaching Rp21.38 trillion. MNC Bank also maintained its Capital Adeguacy
Ratio (CAR) at 22.74” as of the end of March 2026, well above the minimum threshold set by regulators. The
intermediation function continues to operate optimally, reflected in the Macroprudential Intermediation Ratio
(RIM) of 88.584.

# PT MNC Teknologi Nusantara (MTN), through MotionPay app, continues to innovate by enriching its flagship
features. In OI-2026, MotionPay launched the ORIS CPM (customer Presented Mode) feature, which is now
operational at Indomaret, Alfamart, and Lawson outlets, as well as various other merchants. Additionally,
MotionPay introduced the Auto-Billing feature to simplify monthly bill payments. In O1-2026, MTN transaction
volume reached 315 million, marking strong growth compared to the same period last year.

@ PT MNC Finance and PT MNC Guna Usaha Indonesia recorded total assets of Rp2.44 trillion in O1-2026,
growing 15.74 yoy, driven by an increase in refinancing for the property, automotive, and heavy eguipment
sectors. Financing guality remained stable with a non-performing financing (NPF) ratio of 534. Aligned with this
growth, the overall financing business successfully booked revenue of Rp102.75 billion.

Capital Market Segment

@ In the first guarter of 2026, PT MNC Sekuritas, which owns the leading online trading app MotionTrade, opened
new branches in Timika (Papua) and Bogor (West Java), bringing its total points of sale to 174 and reaching
250,000 customers nationwide. MNC Sekuritas also secured two awards at the Indonesia Human Capital
Brilliance Awards (IHCBA) 2025 and one award at the Indonesia Best Digital Innovation Award 2025.

@ PT MNC Asset Management (MNCAM) recorded growth in Assets Under Management (AUM) of 5.964, yoy
in O1-2026. This AUM growth was driven by contributions from flagship products, the Fixed Income Mutual Fund -
MNC Dana Syariah and MNC Dana Likuid. During the same period, MNCAM also received five awards at the Best
Mutual Fund Awards 2026, organized by Investortrust.id and Infovesta Utama.

Insurance Segment

e In OI-2026, PT MNC Asuransi Indonesia (MNC Insurance) successfully recorded premium growth of 10x yoy.
Moreover, MNC Insurance entered into a strategic partnership with PT Mitra Harmoni Insurance Broker and
conducted Agency Kick-Offs in several major cities to boost agent productivity and expand market penetration
in the first guarter of 2026.

# PT MNC Life Assurance (MNC Life) recorded Gross Written Premium growth of 214 yoy in O1-2026, driven by
the strengthening of the credit life insurance line, including new strategic collaborations with Bank BPD DIY and
Bank Papua. Furthermore, MNC Life received the Excellent Performance Insurance award at the Top Digital
Corporate Brand Award 2026 and the Best Unit Link Awards 2026 by Investortrust.id and Infovesta Utama,
reflecting superior investment performance and risk management.

Moving forward, BCAP will continue to strengthen synergies across its business units and drive digital innovation to
enhance efficiency and expand its customer base as part of its integrated financial solutions strategy and
commitment to maintaining sustainable growth.

FINANCIAL SERVICES

For further information, please contact: PT MNC Kapital Indonesia Tbk

Gladys Levina MNC Bank Tower 21/F, MNC Center
gladys.levina@emncgroup.com Jl. Kebon Sirih Kav 21-27, Menteng
irbcapamncgroup.com Central Jakarta, 10340, Indonesia
Phone: t62212970 9700
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