Back to announcement
20260430_BBKP_Laporan Informasi dan Fakta Material_32075985_lamp2.pdf
Other Text extracted BBKPSource file signed link, expires in 15 minutes
Extracted text 2
Page 1
PRESS RELEASE
KB Bank Posts Fundamental Performance Improvement
in the First Quarter of 2026, Strengthening Momentum for Sustainable Growth
Jakarta, 30 April 2026 — PT Bank KB Indonesia Tbk (KB Bank) reported an improvement in its
fundamental performance in the first quarter of 2026, supported by loan growth, a stronger
funding structure, improved net interest margin, and enhanced asset quality.
In the first quarter of 2026, KB Bank recorded total loans of Rp43.19 trillion, growing 2.61% year-
on-year (YoY). This growth was supported by a 4.76% YoY increase in performing loans to
Rp34.02 trillion, reflecting continued improvement in portfolio quality.
Net Interest Income (NII) rose significantly by 97.28% YoY to Rp363 billion, in line with the
improvement in Net Interest Margin (NIM), which increased to 2.09% from 1.09% in the same
period last year. This improvement reflects more optimal asset and liability management as well
as continued enhancement in funding cost efficiency.
For the first time since joining KB Financial Group (KBFG) in 2020, KB Bank recorded positive
pre-provision operating profit (PPOP) of Rp9 billion in the first quarter of 2026, marking an
important milestone in strengthening the Bank’s performance.
Kunardy Darma Lie, President Director of KB Bank said, “Our first quarter 2026 performance
shows that KB Bank remains on the right track, with improvements reflected in loan growth,
stronger low-cost funding, improved net interest margin, and the return to positive PPOP. We
recognize there is still room for improvement, particularly in credit quality, strengthening our
overall business fundamentals, as well as reinforcing our capital structure to support long-term
growth. Going forward, our focus is on sustaining this momentum through quality growth,
disciplined risk management, and stronger synergies with KB Financial Group.”
In line with this, total third-party funds (DPK) stood at Rp41.52 trillion in the first quarter of 2026.
Amid its focus on improving funding quality, KB Bank recorded 5.74% YoY growth in current
account savings account (CASA) reaching Rp13.09 trillion, reflecting the success of the Bank’s
strategy to strengthen a more efficient and sustainable funding structure.
KB Bank also continues to implement prudent improvement measures, including strengthening
asset quality, enhancing the quality of earning assets, and optimizing risk management to
maintain healthier business fundamentals. With the support of synergies within KB Financial
Group, KB Bank remains optimistic in further strengthening its position to drive healthy and
sustainable growth.
***
Page 2
PRESS RELEASE About PT Bank KB Indonesia Tbk PT Bank KB Indonesia Tbk (“KB Bank”) is a commercial bank in Indonesia established on July 10, 1970, and officially operating under the name PT Bank KB Indonesia Tbk since August 11, 2025. Building on its longstanding presence in Indonesia’s banking industry, KB Bank is accelerating its transformation to become a stronger and more competitive financial institution through enhanced asset quality, disciplined risk management, and a focused strategy in productive sector financing. The Bank continues to expand its capabilities across wholesale banking, retail banking, and integrated transaction banking solutions, supporting businesses and communities while contributing to sustainable and inclusive economic growth in Indonesia. As part of KB Financial Group (KBFG), one of the largest financial services groups in South Korea. KB Bank benefits from strong capital backing, international-standard governance, and advanced risk management capabilities through KB Kookmin Bank, its controlling shareholder. This global support strengthens KB Bank’s ability to deliver long-term value and positions the Bank as a reliable growth partner for businesses and the broader economy in Indonesia. For further information, please contact: Corporate Communication and Government Relations Division PT Bank KB Indonesia Tbk (KB Bank) medcomm@kbbank.co.id
Names mentioned 4 people and organisations named in the text · linked when the evidence is strong
unresolved
org
Bank Posts Fundamental Performance Improvement
p.1
Extraction attempts how the parser did, and what it refused
Nothing structured was extracted from this document — the attempts below say why.
No extraction attempted yet.