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 Nomor Surat                        089/LCS/OJK/IV/2026

 Nama Perusahaan                    Radana Bhaskara Finance Tbk

 Kode Emiten                        HDFA

 Lampiran                           4

 Perihal                            Penyampaian Laporan Tahunan & Keberlanjutan dan ESG


Perseroan Menyampaikan Laporan Tahunan & Keberlanjutan dan ESG tahun 2025 dengan periode tahun buku dari
01 Januari 2025 sampai dengan 31 Desember 2025 dalam bahasa Indonesia dan Inggris
Apakah Perseroan akan/telah melakukan panggilan Rapat Umum Pemegang Saham Tahunan? (Tidak)



Informasi sebagaimana dimaksud di atas telah dimuat pada Situs Web Perseroan di alamat link
https://www.radanafinance.co.id/annual-sustainability-reports pada tanggal 30 April 2026
Apakah Perseroan tercatat di Bursa lain? (Tidak)



A. Kinerja Lingkungan (Environmental Performance)

Perseroan menyampaikan Keberlanjutan dan ESG Tahunan :
 E-01 Laporan Emisi Gas Rumah Kaca (GRK)

 Laporan Emisi GRK Konsolidasi?                                                 Ya

 Batasan Organisasi                                                    Operasional/Finansial


 Adakah anak perusahaan yang tidak diikutsertakan dalam
                                                                              Tidak
 laporan ini?




                            Name                                      Total Emisi (tCO2e)


Kategori 1: Emisi GRK langsung dan pembuangan


  Emisi langsung dari pembakaran stasioner                                     0

  Emisi langsung dari pembakaran bergerak                                    1,74

  Emisi langsung dari proses pengolahan                                        0

  Emisi fugitive langsung                                                      0

  Emisi langsung dari Land Use, Land Use Change and
                                                                               0
  Forestry (LULUCF)

  Total Emisi Langsung (Scope 1)                                             1,74
Page 2
Kategori 2: Emisi GRK tidak langsung dari energi yang diimpor/dibeli



 Emisi tidak langsung dari konsumsi Listrik yang
                                                                         123,94
 diimpor/dibeli


 Emisi tidak langsung dari konsumsi jaringan energi yang
                                                                           0
 diimpor/dibeli (diluar listrik)


 Total Emisi Tidak Langsung (Scope 2)                                    123,94


Kategori 3: Emisi GRK tidak langsung dari transportasi


 Transportasi dan distribusi hulu                                          0

 Perjalanan dinas                                                          0

 Transportasi dari klien dan pengunjung                                    0


 Transportasi dan distribusi hilir                                         0


 Perjalanan Karyawan                                                       0



Kategori 4: Emisi GRK tidak langsung dari produk yang digunakan oleh perusahaan


 Kegiatan yang berhubungan dengan energi yang tidak
 termasuk dalam emisi langsung dan emisi energi tidak                      0
 langsung

 Pembelian Barang dan Jasa                                                 0

 Capital equipment/goods                                                   0


 Limbah yang dihasilkan dalam kegiatan operasional                         0


 Aset Sewaan hulu                                                          0



Kategori 5: Emisi GRK tidak langsung yang terkait dengan penggunaan produk dari perusahaan


 Investasi                                                                 0

 Penggunaan produk yang dijual                                             0

 Perawatan akhir masa pakai produk yang dijual                             0

 Waralaba hilir                                                            0

 Aset Sewaan Hilir                                                         0


 Pengolahan produk yang dijual                                             0
Page 3
Kategori 6: Emisi GRK tidak langsung dari sumber lainnya

 Emisi atau pembuangan tidak langsung lainnya                                          0

 Total Emisi Tidak Langsung (Scope 3)                                                  0

Total Emisi GRK (Scope 1 and 2)                                                      125,68

Total Emisi GRK (Scope 1, 2 and 3)                                                   125,68

Offsets/Credits                                                                        0

Pembelian Renewable Energy Certificate (REC) (kWh)                                     0



                                           Total emisi dari Scope 1 dan 2 per unit
 E-02   Intensitas Emisi GRK                                                                   0,003
                                           pendapatan Perusahaan Tercatat
                                           Jumlah total energi yang dikonsumsi secara
                                                                                              123,703
                                           langsung (kWh or J)
                                           Jumlah total energi yang dikonsumsi secara
 E-03   Konsumsi Energi listrik                                                                  0
                                           tidak langsung (kWh or J))

                                           Total konsumsi energi (kWh or J)                   123,703


 E-04   Konsumsi Air                       Total konsumsi air (m3)                            144,43


 E-05   Limbah yang dihasilkan             Total limbah yang dihasilkan (ton)                    0



 E-06 Komitmen Perusahaan untuk mencapai target Net Zero Emission
 Apakah Perusahaan memiliki komitmen pencapaian target net zero?                Tidak
 Tahun berapa Perusahaan menargetkan pencapaian Net Zero emission yang
                                                                                null
 dipublikasi?
 Mohon berikan deskripsi ringkas penjelasan dan tautan ke dokumentasi yang menjelaskan komitmen
 pencapaian target Net zero emission Perusahaan.

  -


 E-07 Komitmen Perusahaan untuk mengurangi Emisi Gas Rumah Kaca (Emission Reduction)
 Apakah Perusahaan memiliki komitmen mengurangi emisi?                          Tidak
                                                                                0%
 Target pengurangan emisi GRK
                                                                                0 (tCO2e)
 Tahun target untuk penurunan emisi GRK?                                        null



Apakah perusahaan memiliki manajemen yang mengawasi pengendalian iklim?


Tidak

Langkah-langkah yang sudah dilakukan dan penurunan emisi yang telah dicapai dibandingkan tahun
sebelumnya.

Penjelasan:
Page 4
-




B. Kinerja Sosial (Social Performance)

S-01 Kesetaraan Gender


                                          Laki-Laki                                          Perempuan
    Level Jabatan
                          Jumlah pegawai         Persentasi pegawai        Jumlah pegawai         Persentasi pegawai

    Entry-level           11                     7,59 %                    24                   16,55 %

    Mid-level             67                     46,21 %                   31                   21,38 %

    Senior-level          8                      5,52 %                    0                    0%

    Executive-level       3                      2,07 %                    1                    0,69 %

    Total Pegawai         89                     61,38 %                   56                   38,62 %


S-02 Jumlah level pegawai yang dimiliki oleh laki-laki dan perempuan berdasarkan kelompok umur

                                                           Level Jabatan
 Rentang Usia             Entry-level              Mid-level           Senior-level          Executive-level   Jumlah
 (tahun)                                                                                                       Pegawai
                      Laki-Laki   Perempuan Laki-Laki Perempuan Laki-Laki Perempuan Laki-Laki Perempuan


 18-25                5           10         7             2       0            0         0          0         24

 25-35                5           13         28            20      0            0         0          0         66

 35-45                0           1          27            8       4            0         0          0         40

 45-55                1           0          5             1       3            0         2          1         13

 >55                  0           0          0             0       1            0         1          0         2


S-03 Tingkat Pergantian Pegawai

                                          Jumlah Pegawai (dalam tahun               Percentage Pegawai (dalam tahun
                                                  pelaporan)                                  pelaporan)
 Jumlah Pegawai
 resign/Pemutusan Hubungan              35 Pegawai                                  24,14 %
 Kerja
 Jumlah Pegawai Baru/pengganti          37 Pegawai                                  25,52 %


S-04 Jumlah Pegawai Sementara

                                          Jumlah Pegawai (dalam tahun               Percentage Pegawai (dalam tahun
                                                  pelaporan)                                  pelaporan)
 Jumlah Pegawai perusahaan
 yang dipegang oleh kontraktor          7 Pegawai                                   4,83 %
 dan/atau konsultan


S-05 Pelatihan dan Pengembangan Pegawai
Page 5
    Rata-rata jam pelatihan per
                                    Jumlah pegawai yang ikut serta      Persentase jumlah pegawai yang
      pegawai dalam tahun
                                      dalam program pelatihan            ikut serta dalam pelatihan (%)
            Pelaporan

1.056 jam/pegawai                 1.728                                 100 %


S-06 Jumlah Kecelakaan Kerja



                                                      Persentase kecelakaan kerja serius yang berakibat
 Frekuensi kecelakaan kerja dari total pegawai
                                                        cedera serius dan fatal dari total pegawai (%)

0                                                    0%


S-07 Jumlah Kejadian Pelanggaran Hak Asasi Manusia


Jumlah pelanggaran hak asasi manusia dalam tahun
                                                 0
                   Pelaporan



Kebijakan Perusahaan terkait Pekerja

S-08 Perusahaan memiliki kebijakan terkait pelecehan seksual dan/atau
                                                                              Ya
non-diskriminasi?
 Perseroan senantiasa menegakkan nilai-nilai anti-diskriminasi secara tegas guna mencegah terjadinya
 tindakan diskriminasi maupun pelecehan seksual di lingkungan kerja.

 https://www.radanafinance.co.id/annual-sustainability-reports

S-09 Perusahaan memiliki kebijakan mengenai hak asasi manusia?                Ya

 Perseroan berkomitmen untuk mengelola aspek ketenagakerjaan secara bertanggung jawab dengan
 senantiasa mematuhi seluruh peraturan yang berlaku. Dalam pelaksanaannya, Perseroan menghormati hak
 setiap karyawan sebagai bagian dari upaya meningkatkan kesejahteraan serta mendorong motivasi kerja
 yang berdampak pada produktivitas.

 Selain itu, Perseroan memastikan bahwa seluruh praktik ketenagakerjaan dilaksanakan secara adil dan
 setara, tanpa adanya diskriminasi berdasarkan gender, suku, ras, agama, maupun pandangan politik
 individu.

 https://www.radanafinance.co.id/annual-sustainability-reports

S-10 Perusahaan memiliki kebijakan mengenai pekerja anak dan/atau
                                                                              Ya
pekerja paksa?
 Perseroan mewujudkan komitmen dalam pengelolaan ketenagakerjaan yang bertanggung jawab melalui
 kepatuhan terhadap seluruh kebijakan dan peraturan ketenagakerjaan yang berlaku. Perseroan memastikan
 tidak adanya keterlibatan tenaga kerja anak dalam seluruh kegiatan operasional. Selain itu, Perseroan juga
 menjamin bahwa tidak terdapat praktik kerja paksa, baik dalam bentuk pemaksaan kerja maupun
 pengaturan jam kerja yang tidak sesuai dengan ketentuan yang berlaku.

 https://www.radanafinance.co.id/annual-sustainability-reports
S-11 Perusahaan memiliki kebijakan perusahaan mengenai kesehatan dan
keselamatan kerja serta lingkungan kerja yang aman dan layak diberikan Ya
kepada seluruh karyawan?
 Perseroan menyadari bahwa lingkungan kerja yang aman merupakan hak dasar setiap karyawan dan
 berkomitmen untuk senantiasa memenuhinya. Perseroan berupaya menyediakan lingkungan kerja yang
 layak dan aman, didukung dengan penerapan fasilitas serta prosedur Kesehatan dan Keselamatan Kerja
 (K3) yang memadai.
Page 6
 Upaya ini dilakukan untuk menciptakan rasa aman bagi seluruh karyawan sekaligus menjaga produktivitas
 dan kelancaran operasional di lingkungan kerja Perseroan.

 https://www.radanafinance.co.id/annual-sustainability-reports

Corporate Social Responsibility (CSR)


S-12 Perusahaan memiliki aktivitas CSR, investasi atau sumbangan
                                                                               Ya
terhadap komunitas atau organisasi nirlaba terdaftar?

 Pada 12 Desember 2025, Perseroan melaksanakan kegiatan penanaman mangrove di kawasan Kepulauan
 Seribu sebagai bagian dari program lingkungan berkelanjutan yang telah dijalankan pada tahun 2022.
 Keberlanjutan program ini mencerminkan konsistensi Perseroan dalam menerapkan prinsip ESG secara
 nyata dan berorientasi jangka panjang. Melalui kegiatan ini, Perseroan berkontribusi pada pelestarian
 ekosistem sekaligus mendukung upaya mitigasi dampak perubahan iklim, khususnya di wilayah pesisir.

 https://www.radanafinance.co.id/csr


C. Kinerja Tata Kelola (Governance Performance)


 G-01 Keberagaman Manajemen dan Independensi (Board Diversity and Independence)


 Tipe Manajemen
                           Jumlah                Laki-laki           Perempuan          Pihak Independen
   Perusahaan

Komisaris            0                       4                   0                  3
Direksi              0                       3                   1                  4


 G-02 Total kehadiran direksi dan komisaris ke rapat dewan



                                       Jumlah rapat dewan (di tahun    Rata-rata persentase kehadiran
                                                pelaporan)          direksi/komisaris dalam rapat dewan
Jumlah kehadiran direksi ke rapat
                                       12                            72,91 %
dewan

Jumlah kehadiran komisaris ke
                                       11                            77,08 %
rapat dewan




 Kebijakan mengenai manajemen lainnya

G-03 Perusahaan memiliki kebijakan mengenai pemisahan Chairman of
                                                                               Ya
The Board dan CEO?
 Dewan Komisaris berperan dalam menjalankan fungsi pengawasan serta memberikan nasihat dan arahan
 kepada Direksi dalam pengelolaan Perseroan, guna mendukung pencapaian tujuan perusahaan serta
 memastikan penerapan Tata Kelola Perusahaan yang efektif.

 Sementara itu, Direksi memiliki kewenangan dan tanggung jawab penuh dalam menjalankan pengurusan
 Perseroan sesuai dengan ketentuan yang diatur dalam Pedoman Kerja Direksi.
 https://www.radanafinance.co.id/committee-governance

G-04 Perusahaan memiliki kebijakan penilaian dewan direksi dan
                                                                               Ya
komisaris
 Perseroan melakukan penilaian kinerja Dewan Komisaris dan Direksi dengan menggunakan Key
 Performance Indicators (KPI) yang selaras dengan tujuan strategis perusahaan. Indikator tersebut
 mencakup aspek keuangan, pertumbuhan bisnis, penerapan Good Corporate Governance (GCG),
Page 7
 efektivitas pengawasan, pengambilan keputusan strategis, inovasi, serta kontribusi terhadap keberlanjutan.
 Penilaian dilakukan secara objektif dan berbasis data sesuai dengan peran dan tanggung jawab masing-
 masing.

 Dalam pelaksanaannya, Perseroan menunjuk pihak internal maupun independen sebagai assessor untuk
 mengevaluasi pencapaian kinerja. Proses penilaian dilakukan secara transparan dan bebas dari benturan
 kepentingan, sehingga hasilnya dapat menjadi dasar dalam pengambilan keputusan strategis,
 pengembangan kompetensi, serta peningkatan kinerja Perseroan secara keseluruhan.
 https://www.radanafinance.co.id/committee-governance

G-05 Perusahaan memiliki kebijakan pelatihan dewan direksi dan
                                                                              Ya
komisaris

 0

G-06 Kriteria khusus yang digunakan untuk pemilihan dewan direksi dan
                                                                              Ya
komisaris
 Anggota Dewan Komisaris dan Direksi diangkat melalui Rapat Umum Pemegang Saham (RUPS)
 berdasarkan usulan dari Pemegang Saham. Setiap calon wajib memenuhi persyaratan yang ditetapkan oleh
 OJK serta peraturan perundang-undangan yang berlaku. Dalam proses pengangkatan, Perseroan
 mengutamakan aspek keahlian, profesionalisme, integritas, serta pemahaman yang memadai terhadap
 bidang usaha Perseroan.
 https://www.radanafinance.co.id/committee-governance

G-07 Perusahaan memiliki kebijakan mengenai kode etik dan/atau anti-
                                                                              Ya
korupsi?
 Perseroan menetapkan Kode Etik sebagai pedoman perilaku bagi seluruh insan perusahaan dalam
 menjalankan kegiatan usaha secara profesional, berintegritas, dan bertanggung jawab. Kode Etik ini
 mengatur nilai, prinsip, serta standar perilaku yang wajib dipatuhi oleh Dewan Komisaris, Direksi, dan
 karyawan, serta menjadi dasar dalam pengambilan keputusan dan pelaksanaan aktivitas operasional.
 Penerapannya mendukung praktik tata kelola perusahaan yang baik (GCG), kepatuhan terhadap peraturan,
 serta pencegahan benturan kepentingan dan perilaku tidak etis.

 Selain itu, Perseroan juga menerapkan Kebijakan Anti-Korupsi sebagai bentuk komitmen terhadap
 transparansi dan integritas dalam kegiatan usaha. Kebijakan ini menjadi acuan dalam mencegah dan
 menangani praktik korupsi, suap, gratifikasi, serta penyalahgunaan wewenang, dengan mengacu pada
 ketentuan peraturan perundang-undangan yang berlaku. Melalui implementasi kebijakan ini, Perseroan
 berupaya menciptakan lingkungan kerja yang bersih, akuntabel, dan berintegritas.
 https://www.radanafinance.co.id/anti-corruption

G-08 Perusahaan memiliki kebijakan mengenai perlakuan adil terhadap
                                                                              Ya
Pemegang Saham?
 Perseroan menetapkan Kebijakan Insider Trading untuk menjaga integritas pasar, melindungi pemegang
 saham, serta memastikan prinsip keterbukaan dan keadilan dalam tata kelola perusahaan. Kebijakan ini
 melarang pemanfaatan informasi orang dalam oleh pihak yang memiliki akses untuk kepentingan pribadi.
 Perseroan juga menerapkan mekanisme pengendalian, seperti periode larangan transaksi dan kewajiban
 pelaporan kepemilikan saham. Setiap pelanggaran akan ditindaklanjuti sesuai ketentuan yang berlaku guna
 menjaga transparansi dan kepercayaan investor.
G-09 Perusahaan memiliki kebijakan mengenai kewajiban
                                                                              Ya
direksi/komisaris untuk mencegah adanya konflik kepentingan?
 Independensi organ tata kelola Perseroan memastikan setiap keputusan diambil secara objektif dengan
 mengutamakan kepentingan perusahaan dan pemegang saham. Hal ini mendukung transparansi,
 akuntabilitas, serta pencegahan konflik kepentingan. Pengelolaan benturan kepentingan dilakukan sebagai
 bagian dari penerapan Good Corporate Governance (GCG), melalui kebijakan dan mekanisme
 pengungkapan serta pengendalian yang berlaku, guna memastikan objektivitas Direksi dan Dewan
 Komisaris tetap terjaga dalam setiap proses pengambilan keputusan.
 https://www.radanafinance.co.id/articles-of-association
Page 8
D. Lain-lain


 Keselarasan Laporan Keberlanjutan/Tahunan dengan Metrik ESG


                                                                      Halaman di Laporan
   Kinerja      Kode                   Nama Metrik
                                                                     Keberlanjutan/Tahunan
               E-01     Laporan Emisi Gas Rumah Kaca           400

               E-02     Intensitas Emisi Gas Rumah Kaca        400

               E-03     Konsumsi Energi Listrik                399

               E-04     Konsumsi Air                           399
Lingkungan
               E-05     Limbah yang Dihasilkan                 0
                        Komitmen Perusahaan untuk Mencapai
               E-06                                            0
                        Target Net Zero Emission

                        Komitmen Perusahaan untuk
               E-07                                            0
                        mengurangi Emisi Gas Rumah Kaca

               S-01     Kesetaraan Gender                      85
                        Pegawai Berdasarkan Gender dan
               S-02                                            87
                        Kelompok Umur
               S-03     Tingkat Pergantian Pegawai             407

               S-04     Jumlah Pegawai Sementara               86

               S-05     Pelatihan dan Pengembangan Pegawai     405

               S-06     Jumlah Kecelakaan Kerja                407
                        Kejadian Pelanggaran Hak Asasi
               S-07                                            407
                        Manusia
Sosial                  Kebijakan Pelecehan Seksual dan/atau
               S-08                                            403
                        Non-diskriminasi

               S-09     Kebijakan Mengenai Hak Asasi Manusia   403

                        Kebijakan Pekerja Anak dan/atau
               S-10                                            403
                        Pekerja Paksa

                        Kebijakan Mengenai Kesehatan dan
                        Keselamatan Kerja serta Lingkungan
               S-11                                            405
                        Kerja yang Aman dan Layak diberikan
                        Kepada Seluruh Karyawan

               S-12     Pencegahan Konflik Kepentingan         414
Page 9
                            Keberagaman Manajemen dan
                  G-01                                               74-79
                            Independensi
                            Total Kehadiran Direksi dan Komisaris ke
                  G-02                                               207-230
                            Rapat Dewan
                            Kebijakan Pemisahan Chairman of the
                  G-03                                               196,221
                            Board dan CEO
                            Kebijakan Penilaian Dewan Direksi dan
                  G-04                                               235
                            Komisaris
                            Kebijakan Pelatihan Dewan Direksi dan
Tata-kelola       G-05                                               216-233
                            Komisaris

                  G-06      Kriteria Khusus Pemilihan Dewan         297-222

                  G-07      Kode Etik dan/atau Anti-Korupsi         359-67

                            Kebijakan Perlakuan Adil terhadap
                  G-08                                              371
                            Pemegang Saham

                  G-09      Pencegahan Konflik Kepentingan          213-228




 Standar Internasional yang Diacu dan Verifikasi Pihak Ketiga



   Keselarasan dengan kerangka pelaporan keberlanjutan

       Ya     X   Tidak




   Assurance dan validasi pihak ketiga

              X   Tidak




Demikian untuk diketahui.


Hormat Kami,
Radana Bhaskara Finance Tbk
Page 10
Elquino Parulian Simanjuntak

Corporate Secretary




Radana Bhaskara Finance Tbk
CIBIS Nine, Lantai 11, Unit W-16, Jalan Tahi Bonar Simatupang No 2, Jakarta
Telepon : 021 50991088, Fax : 021 50991089, www.radanafinance.co.id



Nama Pengirim                     Elquino Parulian Simanjuntak

Jabatan                           Corporate Secretary
Tanggal dan Waktu                 01-05-2026 17:13

Lampiran                          1. Cover Letter ARSR.pdf


                                  2. 20260430 AR Radana 2025.pdf


                                  3. 1_20260430 AR Radana 2025.pdf


                                  4. 2_20260430 AR Radana 2025.pdf


   Dokumen ini merupakan dokumen resmi Radana Bhaskara Finance Tbk yang tidak memerlukan tanda tangan
 karena dihasilkan secara elektronik oleh sistem pelaporan elektronik. Radana Bhaskara Finance Tbk bertanggung
                          jawab penuh atas informasi yang tertera didalam dokumen ini.
Page 11
Go To Indonesian Page

 Letter / Announcement No.            089/LCS/OJK/IV/2026

 Issuer Name                          Radana Bhaskara Finance Tbk

 Issuer Code                          HDFA

 Attachment                           4

 Subject                              Submission of Annual And Sustainability Report


The Company hereby submit Annual And Sustainability Report Report 2025 for the period of 01 Januari 2025 to 31
Desember 2025 in Indonesia dan Inggris
Will the Company be/has summons for the Annual General Meeting of Shareholders? (No)



The information referred above has been published on the Company’s website
https://www.radanafinance.co.id/annual-sustainability-reports at 30 April 2026
Is the Company listed on another Stock Exchange? (No)



A. Environmental Performance

The Company submits its Annual Sustainability and ESG Report:
 E-01 Greenhouse Gas (GHG) Emission Report

 Consolidated GHG Emission Report?                                                     Yes

 Organizational Boundaries                                                   Operasional/Finansial



 Any subsidiaries that are not included in the report?                                 No




                              Name                                          Total emission (tCO2e)


Category 1: Direct GHG emissions and removals


 Direct emissions from stationary combustion                                            0

 Direct emissions from mobile combustion                                               1,74

 Direct emissions from processes                                                        0

 Direct fugitive emissions                                                              0

 Direct emissions from Land Use, Land Use Change and
                                                                                        0
 Forestry (LULUCF)

 Total Direct Emissions (Scope 1)                                                      1,74


Category 2: Indirect GHG emissions from imported energy
Page 12
 Indirect emissions from imported/purchased electricity
                                                                            123,94
 consumption


 Indirect emissions from imported/purchased network energy
                                                                               0
 consumption (excluding electricity)


 Total Indirect Emissions (Scope 2)                                         123,94


Category 3: Indirect GHG emissions from transportation


 Upstream transport and distribution                                           0

 Business travels                                                              0

 Transportation of clients and visitors                                        0


 Downstream transportation and distribution                                    0


 Employee commuting                                                            0



Category 4: Indirect GHG emissions from products used by Organization



 Energy related activities not included in direct emissions and
                                                                               0
 energy indirect emissions

 Purchased goods and services                                                  0

 Capital equipment/goods                                                       0


 Waste generated in operations                                                 0


 Upstream leased assets                                                        0



Category 5: Indirect GHG Emissions associated with the use of products from the Organization


 Investments                                                                   0

 Use of sold products                                                          0

 End of life treatment of sold products                                        0

 Downstream franchises                                                         0

 Downstream leased assets                                                      0


 Processing of sold products                                                   0


Category 6: Indirect GHG emissions from other sources
Page 13
 Other indirect emissions or removals                                                   0

 Total GHG Emissions (Scope 1 and 2)                                                    0

Total GHG Emissions (Scope 1 and 2)                                                   125,68

Total GHG Emissions (Scope 1, 2 and 3)                                                125,68

Offsets/Credits                                                                         0

REC Purchases (kWh)                                                                     0



                                            Total scope 1 and 2 emissions produced per
 E-02   GHG Emissions Intensity                                                                 0,003
                                            revenue of listed compant (tCO2e/Rp)
                                            Total amount of energy directly consumed
                                                                                               123,703
                                            (kWh or J)
                                            Total amount of energy indirectly consumed
 E-03   Electricity Consumption                                                                   0
                                            (kWh or J)

                                            Total energy consumption (kWh or J)                123,703


 E-04   Water Consumption                   Total water consumed (m3)                          144,43


 E-05   Waste Generation                    Total waste generated (ton)                           0



 E-06 Company commitment to Net Zero Emission Target
 Does the Company have a net zero emission target commitment?                  No

 What year is the Company’s net zero emission published target?                null

 Please provide a brief description and a link to documentation explaining the Company’s commitment in
 achieving net zero emission target.

  -


 E-07 Company Commitment to GHG Emission Reduction Target
 Does the Company commit to reducing GHG emission?                             Tidak
                                                                               0%
 What is the Company’s GHG emission reduction target?
                                                                               0 (tCO2e)
 Targeted year in achieving GHG reduction target?                              null



Does the Listed Company has measures on monitoring in enacting climate policy?




No


Steps that have been taken and emission reductions that have been achieved compared to the previous year
Page 14
-


B. Kinerja Sosial (Social Performance)

S-01 Gender Diversity



                                          Men                                                  Women
    Job positions         Number of              Percentage of                                           Percentage of
                                                                           Number of employees
                          employees               employees                                               employees
    Entry-level     11                         7,59 %                      24                        16,55 %

    Mid-level       67                         46,21 %                     31                        21,38 %

    Senior-level    8                          5,52 %                      0                         0%

    Executive-level 3                          2,07 %                      1                         0,69 %

    Total Pegawai   89                         61,38 %                     56                        38,62 %


S-02 Employees Level by Gender and Age Group

                                                             Job levels
    Age group            Entry-level             Mid-level                Senior-level       Executive-level Number of
    (years)                                                                                                  employees
                        Men      Women         Men       Women          Men      Women        Men     Women


    18-25           5           10         7             2          0           0        0           0         24

    25-35           5           13         28            20         0           0        0           0         66

    35-45           0           1          27            1          4           0        0           0         40

    45-55           1           0          5             1          3           0        2           1         13

    >55             0           0          0             0          1           0        1           0         2


S-03 Employees Turnover

                                               Number of employees                                Percentage
                                                (in reporting year)                           (in reporting year)

    Number of employees resigned       35 Employees                                 24,14 %


    Number of newly appointed
                                       37 Employees                                 25,52 %
    Employees


S-04 Temporary Worker

                                               Number of employees                                Percentage
                                                (in reporting year)                           (in reporting year)
    Total company headcount held
    by contractors and/or              7 Employees                                  4,83 %
    consultants


S-05 Employee Training and Development
Page 15
    Average training hour per
                                    Total employee attending company Percentage of employee attending
            employee
                                            training program          company training program (%)
       (in reporting year)

1.056 hours/employee                1.728                                    100 %


S-06 Injury Rate


Frequency of work-related accidents of total
                                             Percentage of serious work-related accidents resulting in
                Employees
                                                serious and fatal injuries from total employees (%)
            (in reporting year)

0                                                   0%


S-07 Incidents Regarding Human Rights Abuse


Number of incidents regarding human rights
                                           0
        abuse (in reporting year)



Company Policy Regarding Employees


S-08 Does the company has a policy regarding sexual harassment and/or
                                                                                     Yes
non-discrimination?
    The Company consistently upholds anti-discrimination values in order to prevent acts of discrimination and
    sexual harassment in the workplace.

    https://www.radanafinance.co.id/annual-sustainability-reports

S-09 Does the company has a policy regarding human rights?                           Yes

    The Company is committed to managing labour relations responsibly by consistently complying with all
    applicable regulations. In doing so, the Company respects the rights of every employee as part of its efforts
    to improve their welfare and foster work motivation, which in turn enhances productivity.

    Furthermore, the Company ensures that all employment practices are conducted fairly and equitably,
    without any discrimination based on gender, ethnicity, race, religion, or an individuals political views.

    https://www.radanafinance.co.id/annual-sustainability-reports
S-10 Does the company have a policy regarding child labor and/or forced
                                                                                     Yes
labor?
    The Company demonstrates its commitment to responsible labour management through compliance with all
    applicable labour policies and regulations. The Company ensures that no child labour is involved in any of its
    operational activities. Furthermore, the Company guarantees that there are no instances of forced labour,
    whether in the form of coercion or working hours that do not comply with applicable regulations.

    https://www.radanafinance.co.id/annual-sustainability-reports
S-11 Does the company have a company policy regarding occupational
health and safety as well as a safe working environment for all                      Yes
employees?
    The Company recognises that a safe working environment is a fundamental right of every employee and is
    committed to ensuring this at all times. The Company strives to provide a decent and safe working
    environment, supported by the implementation of adequate Occupational Health and Safety (OHS) facilities
    and procedures.

    These efforts are undertaken to foster a sense of security among all employees whilst maintaining
    productivity and the smooth running of operations within the Companys working environment.
Page 16
  https://www.radanafinance.co.id/annual-sustainability-reports


Corporate Social Responsibility (CSR)


S-12 Does the company have CSR activities, investments or donations to
                                                                                   Yes
the community or registered non-profit organizations?

  On 12 December 2025, the Company carried out a mangrove planting initiative in the Thousand Islands
  region as part of the sustainable environmental programme launched in 2022. The continuity of this
  programme reflects the Companys consistency in applying ESG principles in a tangible and long-term
  oriented manner. Through this initiative, the Company contributes to ecosystem conservation whilst
  supporting efforts to mitigate the impacts of climate change, particularly in coastal areas.

  https://www.radanafinance.co.id/csr

C. Governance Performance


 G-01 Board Diversity and Independence


Type of Company       Number of seats      Seats Occupied by Seats Occupied by Seats Occupied by
     Board             on Company                 Men             Women        Independent Party

Commissioners        0                     4                        0                    3
Directors            0                     3                        1                    4


 G-02 Board Meeting Attendance



                               Number of board meetings             Percentage of board meeting
                                  (in reporting year)              attendances (in reporting year)
Director Attendance to
                              12                                  72,91 %
Board Meetings

Comissioner Attendance to
                              11                                  77,08 %
Board Meetings



  Other governmental-related policy


G-03 Does the company has a policy regarding separation of the
                                                                                   Yes
Chairman of the Board and CEO?
  The Board of Commissioners is responsible for exercising supervisory functions and providing advice and
  guidance to the Board of Directors in the management of the Company, with a view to supporting the
  achievement of the Companys objectives and ensuring the implementation of effective corporate
  governance.

  Meanwhile, the Board of Directors has full authority and responsibility for managing the Company in
  accordance with the provisions set out in the Board of Directors Code of Conduct.
  https://www.radanafinance.co.id/committee-governance


G-04 Does the company has a policy regarding board appraisal?                      Yes

  The Company assesses the performance of the Board of Commissioners and the Board of Directors using
  Key Performance Indicators (KPIs) aligned with the Companys strategic objectives. These indicators cover
  financial aspects, business growth, the implementation of Good Corporate Governance (GCG), the
  effectiveness of oversight, strategic decision-making, innovation, and contributions to sustainability. The
Page 17
 assessment is conducted objectively and on a data-driven basis in accordance with the respective roles and
 responsibilities.

 In its implementation, the Company appoints both internal and independent parties as assessors to evaluate
 performance achievements. The assessment process is conducted transparently and free from conflicts of
 interest, so that the results can serve as a basis for strategic decision-making, competency development,
 and the improvement of the Companys overall performance.
 https://www.radanafinance.co.id/committee-governance

G-05 Does the company has a policy regarding board training and
                                                                                 Yes
development?

 0

G-06 Does the company has a criteria regarding board appointment and
                                                                                 Yes
re-election?
 Members of the Board of Commissioners and the Board of Directors are appointed at the General Meeting
 of Shareholders (GMS) based on nominations from Shareholders. Each candidate must meet the
 requirements set by the OJK and comply with applicable laws and regulations. In the appointment process,
 the Company prioritises expertise, professionalism, integrity, and a sufficient understanding of the
 Companys business.

 https://www.radanafinance.co.id/committee-governance
G-07 Does the company has a policy regarding ethics and/or anti-
                                                                                 Yes
corruption?
 The Company has established a Code of Ethics as a code of conduct for all members of the organisation in
 carrying out business activities in a professional, ethical and responsible manner. This Code of Ethics sets
 out the values, principles and standards of conduct that must be adhered to by the Board of Commissioners,
 the Board of Directors and employees, and serves as the basis for decision-making and the conduct of
 operational activities. Its implementation supports good corporate governance (GCG), compliance with
 regulations, and the prevention of conflicts of interest and unethical behaviour.

 Furthermore, the Company has implemented an Anti-Corruption Policy as a demonstration of its
 commitment to transparency and integrity in business activities. This policy serves as a guideline for
 preventing and addressing corruption, bribery, gratuities, and the abuse of authority, in accordance with
 applicable laws and regulations. Through the implementation of this policy, the Company strives to create a
 clean, accountable, and ethical working environment.
 https://www.radanafinance.co.id/anti-corruption

G-08 Does the company has a policy regarding equitable treatment of
                                                                                 Yes
shareholders?
 The Company has established an Insider Trading Policy to uphold market integrity, protect shareholders,
 and ensure the principles of transparency and fairness in corporate governance. This policy prohibits the
 use of inside information by parties with access to such information for personal gain. The Company also
 implements control mechanisms, such as blackout periods and shareholding disclosure requirements. Any
 breach will be dealt with in accordance with applicable regulations to maintain transparency and investor
 confidence.
G-09 Does the company have a policy regarding the obligations of
                                                                                 Yes
directors/commissioners to prevent conflicts of interest?
 The independence of the Company governance bodies ensures that every decision is made objectively,
 prioritising the interests of the Company and its shareholders. This promotes transparency, accountability
 and the prevention of conflicts of interest. The management of conflicts of interest is carried out as part of
 the implementation of Good Corporate Governance, through applicable disclosure and control policies and
 mechanisms, to ensure that the objectivity of the Board of Directors and the Board of Commissioners is
 maintained in every decision making process.

 https://www.radanafinance.co.id/articles-of-association
Page 18
D. Other


 Alignment of Sustainability/Annual Reports with ESG Metrics


                                                                      Pages in the Sustainability/Annual
   Kinerja       Kode                 Metric Name
                                                                                    Report
                E-01     Greenhouse Gas Emission Report           400

                E-02     Greenhouse Gas Emission Intensity        400

                E-03     Electricity Consumption                  399

                E-04     Water Consumption                        399
Environment
                E-05     Waste Generated                          0
                         Company Commitment to Achieving Net
                E-06                                              0
                         Zero Emission Target

                         Company Commitment to Reduce
                E-07                                              0
                         Emission

                S-01     Gender Equality                          85

                S-02     Employees by Gender and Age Group        87

                S-03     Employee Turnover Rate                   407

                S-04     Number of Temporary Officers             86

                S-05     Employee Training and Development        405

                S-06     Number of Work Accidents                 407

                S-07     Human Rights Violation Incidents         407

Social                   Sexual Harassment and/or Non-
                S-08                                              403
                         Discrimination Policy

                S-09     Policy on Human Rights                   403

                S-10     Child Labor and/or Forced Labor Policy   403


                         Occupational Health and Safety Policy
                S-11     and Safe and Secure Work Environment     405
                         are provided to all employees.

                S-12     Corporate Social Responsibility          414
Page 19
                           Management Diversity and
                    G-01                                                74-79
                           Independence
                           Total Attendance of Directors and
                    G-02                                                207-230
                           Commissioners to Board Meetings
                           Chairman of the Board and CEO
                    G-03                                                196,221
                           Separation Policy
                           Board of Directors and Commissioners
                    G-04                                                235
                           Assessment Policy
                           Board of Directors and Commissioners
Governance          G-05                                                216-233
                           Training Policy

                    G-06   Special Criteria for Election of the Board   297-222

                    G-07   Code of Ethics and/or Anti-Corruption        359-67

                    G-08   Fair Treatment Policy for Shareholders       371

                    G-09   Conflict of Interest Prevention Policy       213-228




Referenced International Standards and Third Party Verification



   Alignment with sustainability reporting framework

        Yes     X   No




 null


   Third-party assurance and/or validation

                X   No




Thus to be informed accordingly.


Respectfully,
Radana Bhaskara Finance Tbk
Page 20
Elquino Parulian Simanjuntak

Corporate Secretary




Radana Bhaskara Finance Tbk
CIBIS Nine, Lantai 11, Unit W-16, Jalan Tahi Bonar Simatupang No 2, Jakarta
Phone : 021 50991088, Fax : 021 50991089, www.radanafinance.co.id



Sender Name                        Elquino Parulian Simanjuntak

Function                           Corporate Secretary

Date and Time                      01-05-2026 17:13

Attachment                        1. Cover Letter ARSR.pdf


                                  2. 20260430 AR Radana 2025.pdf


                                  3. 1_20260430 AR Radana 2025.pdf


                                  4. 2_20260430 AR Radana 2025.pdf


This is an official document of Radana Bhaskara Finance Tbk that does not require a signature as it was generated
    electronically by the electronic reporting system. Radana Bhaskara Finance Tbk is fully responsible for the
                                      information contained within this document.

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Published30 Apr 2026
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Names mentioned 11 people and organisations named in the text · linked when the evidence is strong

linked org Radana Bhaskara Finance Tbk · Nama Perusahaan p.1 ×18
linked person Elquino Parulian Simanjuntak · Corporate Secretary p.10 ×5
unresolved — Emisi langsung dari pembakaran stasioner p.1
unresolved — Emisi fugitive langsung p.1
unresolved — Total Emisi Langsung (Scope 1) p.1
unresolved org Parulian Simanjuntak p.10 ×2
unresolved — Direct emissions from stationary combustion p.11
unresolved — Direct emissions from mobile combustion p.11
unresolved — Direct emissions from processes p.11
unresolved — Direct fugitive emissions p.11
unresolved — Total Direct Emissions (Scope 1) p.11

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