20240321_BTPS_Laporan Informasi dan Fakta Material_31608608_lamp1.pdf

                            BTPN Syariah Distributes Dividends in AGMS

The Annual General Meeting of Shareholders (AGMS) approved all agenda items, one of which was an
important agenda of distribution of cash dividends worth IDR 70.15 per share amounting to 50% of net
profit for the 2023 financial year or equivalent IDR 540.40 billion. Dividend distribution is carried out as a
form of BTPN Syariah's commitment to all stakeholders, especially the investors.

 "As a form of commitment to our investors, the Bank distributes dividends of IDR 70.15 per share. The
Bank is also consistently loyal in empowering the inclusive communities in various corners of Indonesia to
provide opportunities to grow together and to enable the ultra-micro segment to have a more meaningful
life," said BTPN Syariah Director, Arief Ismail.

 Amidst the challenging conditions, the Bank continues to give its best efforts in providing more intensive
assistance to customers as a form of commitment to loyally empowering inclusive communities. One of
them is by involving more young people in assisting the ultra-micro segment through the Bestee (Berdaya
Bersama Sahabat Tepat) program in collaboration with Kampus Merdeka. Currently, more than 49,000
female customers have received assistance from 1,821 facilitators in advancing their businesses in more
than 827 districts in Indonesia.

 In terms of performance, BTPN Syariah posted a net profit of IDR 1.08 trillion and continued to distribute
financing for the inclusive communities of IDR 11.39 trillion throughout 2023. Additionally, the Bank's
financial ratios were also recorded as healthy and strong, such as Return on Assets (RoA) of 6.3% and
capital adequacy ratio (CAR) of 51.6%. The AGMS also approved a retained earnings of IDR 520.10 billion
to support the Bank's business in the future.

                                         About BTPN Syariah

BTPN Syariah is the only Sharia bank focusing on empowering inclusive communities or those not touched
by formal financial services (unbankable). Women are the main target for empowerment because the Bank
believes that if women are empowered, their families will be empowered. As for empowering inclusive
communities, BTPN Syariah continues to carry out its function as a bank by collecting funds from prosperous
families and then distributing them fully to the ultra-micro segment. In this way, the Bank opens up
opportunities for the general public to work together to empower the people.

This empowerment program is carried out by field officers or Community Officers (CO). They are young
women who graduated from high school who are trained and have high motivation in assisting productive
underprivileged families in customer centers by teaching four superior behaviors, namely Dare to Try,
Discipline, Hard Work, and Mutual Help (BDKS).

With this business focus, BTPN Syariah helps empower inclusive Indonesian communities. This is proven
by the results of the Poverty Probability Index (PPI) and the University of Indonesia Demography Institute
(LDUI) survey of bank customers. These two surveys show that the number of families with children
attending school is increasing and customers experiencing extreme poverty continue to decline.

Let's take the opportunity to empower the people through BTPN Syariah.

Vital Records:
    ● BTPN Syariah was founded in 2010 as BTPN Syariah Unit; launched in 2011
    ● Separation as PT BTPN Syariah on July 14, 2014
    ● Registered as PT BTPN Syariah Tbk on May 8, 2018
    ● Changed its name to PT Bank BTPN Syariah Tbk on June 4, 2020
    ● Officially became a BUKU 3 Bank category in accordance with the approval of the Financial Services
        Authority (OJK) on July 7, 2020
    ● Included in KBMI 2 (Banks with core capital above IDR 6 trillion) in October 2021
    ● Currently, BTPN Syariah has more than 14 thousand employees (95% women and 50% high school
        graduates) who have served 7 million customers with 4.2 million active customers in 257.7
        thousand communities in 2,600 sub-districts in 23 provinces of Indonesia
    ● Received a Fitch AAA (idn) rating with stable prospects, confirmed April 2023

PT Bank BTPN Syariah Tbk
Ainul Yaqin – Corporate & Marketing Communication Head
Email: ainul.yaqin@btpnsyariah.com

Menara BTPN -12th Floor, CBD Mega Kuningan
Jakarta 12950
Telp: 021-30026400