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Page 1
                          ANNOUNCEMENT OF
       THE SUMMARY OF MINUTES OF THE ANNUAL GENERAL MEETING OF
                           SHAREHOLDERS
               PT BANK WOORI SAUDARA INDONESIA 1906 Tbk

The Board of Directors of PT Bank Woori Saudara Indonesia 1906 Tbk, domiciled in South Jakarta
(hereinafter referred as the “Company”) hereby announces to the Shareholders of the Company that
the Company has held the Annual General Meeting of Shareholders (hereinafter referred as the
“Meeting”) as follows:

A. Day/Date, Time, Place and Meeting Agendas
    Day/Date : Thursday, March 7, 2024
    Time      : 10.19 WIB – 11.41 WIB
    Venue     : Treasury Tower Building 27th Floor
                District 8, Sudirman Central Business District (SCBD) Lot 28
                Jl. Jend. Sudirman Kav. 52-53 South Jakarta 12190

   Meeting Agendas:
   1. Approval of the Annual Report including the Board of Commissioners Supervisory Actions
      Report and validation of the Company’s Financial Statement for the financial year 2023.
   2. Approval on Company’s Net Profits allocation for the financial year 2023.
   3. The Appointment of Public Accountants Firm to perform the audit on the Company’s Financial
      Statement for the financial year 2024.
   4. Approval on salary / honorarium and allowance for the Board of Directors and the Board of
      Commissioners of the Company for the financial year 2024 and tantieme for the Board of
      Directors and the Board of Commissioners of the Company for the financial year 2023.
   5. Changes of Management of the Company.
   6. Changes to the Articles of Association of the Company.

  B. Members of the Board of Directors and the Board of Commissioners of the Company
     Present at the Meeting
     THE BOARD OF DIRECTORS
     Director                 : KANG BONG JOO;
     Director                 : EDWIN SULAEMAN;
     Director                 : BENNY SUDARSONO TAN;
     Director                 : WURYANTO;
     Director                 : ABDURACHMAN HADI.
     THE BOARD OF COMMISSIONERS
     President Commissioner    : ARIEF BUDIMAN;
     Independent Commissioner : AHMAD FAJARPRANA;
     Independent Commissioner : ADI HARYADI;

     - while CHOI JUNG HOON as the Commissioner of the Company was unable to attend.
Page 2
C.   Meeting Quorum
     The meeting was attended both physically and electronically through Electronic General
     Meeting System KSEI (“eASY.KSEI”) totaling 8.194.299.759 shares or 95,6358033% of the
     total number of shares with valid voting rights issued by the Company.

D.   Opportunities for Submitting Questions and / or Opinions
     In the Meeting, the opportunity to ask questions and / or give opinions regarding each agenda
     item in the Meeting is provided, where the number of questioners/shareholders who submitted
     questions and/or opinions was as follows:
       - The First Agenda of the Meeting contained questions from ANDRY ANSJORI as
         shareholder of 12,509 shares;
       - The second agenda item for the meeting contained questions from AHMAD JAENUDIN
         HR as shareholder of 200 shares;
       - The Fourth Agenda of the Meeting contained questions from ANDRY ANSJORI as
         shareholder of 12,509 shares;
       - The Third, Fifth and Sixth Agenda of the Meeting do not contain questions and/or opinions
         from shareholders;

E.   Voting Mechanism
     Meeting decisions are made by vote counting with the following results:
     Meeting       Number of       Number of      Number of          Number of          Total Votes
     Agenda      Votes Present        Votes          Votes          Votes Agree           Agree
                                     Against        Abstain
       First     8.194.299.759        None           None          8.194.299.759       8.194.299.759
                     shares                                       shares or 100%          shares or
                                                                     of the total       100% of the
                                                                     shares with         total shares
                                                                    valid voting          with valid
                                                                  rights present at     voting rights
                                                                    the Meeting        present at the
                                                                                           Meeting
      Second      8.194.299.759         None           None         8.194.299.759      8.194.299.759
                      shares                                       shares or 100%         shares or
                                                                      of the total      100% of the
                                                                      shares with        total shares
                                                                     valid voting         with valid
                                                                   rights present at    voting rights
                                                                     the Meeting       present at the
                                                                                           Meeting
       Third      8.194.299.759         None           None         8.194.299.759      8.194.299.759
                      shares                                       shares or 100%         shares or
                                                                      of the total      100% of the
                                                                      shares with        total shares
                                                                     valid voting         with valid
                                                                   rights present at    voting rights
                                                                     the Meeting       present at the
                                                                                           Meeting
Page 3
     Fourth      8.194.299.759        13,009            None          8,194,286,750      8,194,286,750
                     shares          shares or                           shares or          shares or
                                   0.0002% of                        99.9998% of the      99.9998% of
                                     the total                       total shares with   the total shares
                                   shares with                         valid voting        with valid
                                   valid voting                      rights present at    voting rights
                                       rights                          the Meeting        present at the
                                    present at                                              Meeting
                                   the Meeting
      Fifth      8.194.299.759         None         500 shares or     8,194,295,659      8.194.299.759
                     shares                         0.00001% of          shares or          shares or
                                                       the total      99.99% of the       100% of the
                                                      number of      total shares with     total shares
                                                     shares with       valid voting         with valid
                                                     valid voting    rights present at    voting rights
                                                        rights         the Meeting       present at the
                                                    present at the                           Meeting
                                                       Meeting
      Sixth      8.194.299.759        None          500 shares or     8,194,295,659      8.194.299.759
                     shares                         0.00001% of          shares or          shares or
                                                       the total      99.99% of the       100% of the
                                                      number of      total shares with     total shares
                                                     shares with       valid voting         with valid
                                                     valid voting    rights present at    voting rights
                                                        rights         the Meeting       present at the
                                                    present at the                           Meeting
                                                       Meeting

F. The Resolutions of the Meeting
   The resolutions of the Meeting are as follows:

     First Agenda
     1. To approve and accept the Annual Report of the Company including the Supervisory
         Action Report of the Board of Commissioners for the financial year 2023.
     2. To ratify the Financial Report of the Company for financial year 2023 which has been
         audited by the Public Accountant Office of Suharli, Sugiharto and Partners as stated in
         its report dated February 13, 2024, with a fair opinion,in all material respects.
     3. To grant release and discharge (volledig acquit et de charge) to the Board of Directors
         and the Board of Commissioners for the actions of management and supervision they
         have performed during the financial year 2023, as long as all of the actions are not a
         criminal offense and reflected in the Company’s Annual Report for the financial year
         2023.

     Second Agenda
     1. Approve and determine the use of the Company's Net Profit for the 2023 financial year
        amounting to IDR 697,865,539,374.00 (six hundred ninety-seven billion eight hundred
        sixty-five million five hundred thirty-nine thousand three hundred and seventy-four
        rupiah),as follows:
Page 4
   a. Amounting to Rp 235,626,445,010 (Two hundred thirty-five billion six hundred
      twenty-six million four hundred forty-five thousand ten rupiah) or Rp 27.5 (twenty-
      seven point five Rupiah) per share or approximately 33.76% (Thirty-three point
      seventy-six percent) of the Company's Net Profit is distributed as Cash Dividends for
      the 2023 Financial Year to Shareholders.
      - Amounting to Rp 171,364,687,280 (One hundred seventy one billion three
          hundred sixty four million six hundred and eighty seven thousand two hundred
          and eighty rupiah) or Rp 20 (twenty Rupiah) per share has been distributed as the
          2023 interim dividend which has been paid on January 26, 2024.
      - Amounting to Rp 64,261,757,730 (Sixty four billion two hundred sixty one million
          seven hundred fifty seven thousand seven hundred thirty rupiah) or Rp 7.5 (Seven
          point five rupiah) will be distributed by the company as undistributed dividends
          whose distribution will be regulated in the regulations how to distribute dividends.
   b. Amounting to Rp 462,239,094,364 (Four hundred sixty two billion two hundred thirty
      nine million ninety four thousand three hundred sixty four rupiah) or approximately
      66.24% (sixty six point twenty four percent) of the Company's Net Profit is
      determined as Retained earning.
2. Approve to grant the power and authority to the Company's Directors with the right of
   substitution to further regulate the procedures and implementation of cash dividend
   distribution in accordance with the provisions of applicable laws and regulations,
   including rounding up for dividend payments per share.

Third Agenda
1. Approve to grant the power and authority to the Board of Commissioners of the Company
   to appoint Public Accountant to audit the Company’s Financial Statements for the
   Financial Year 2024.
2. Approve to grant the power and authority to the Board of Commissioners to determine
   the Public Accountant’s honorarium as well as other requirements for appointment, and
   also to appoint the Substitute Public Accountant if for whatever reason, the appointed
   Public Accountant cannot complete the audit on the Company’s Financial Statements for
   the financial year 2024, with provisions that in conducting Public Accountant
   appointments, the Board of Commissioners must pay attention to the recommendations
   of the Company’s Audit Committee and meet the criteria as stipulated in POJK No.
   9/2023 concerning the Utilization of Public Accountant Services and Public Accountant
   Firm in Financial Service Activities.

Fourth Agenda
1. Approve to grant the power and authority to the Board of Commissioners of the Company
   to determine the salary and other allowances for the member of the Board of Directors
   of the Company for the financial year 2024 and determine the amount of service fee
   (tantiem) for members of the Board of Directors for the financial year 2023.
2. Approve to grant the power and authority to the Company's Board of Commissioners to
   determine the honorarium and other allowances for members of the Company's Board of
   Commissioners for 2024 and determine the amount of bonuses for members of the Board
   of Commissioners for the 2023 financial year by taking into account the decision of the
   Nomination and Remuneration Committee.
Page 5
 Fifth Agenda
 1. Approve the resignation of Mr. HWANG GYUSOON from his position as President
    Director of the Company since the closing of the Meeting.
 2. Appoint Mr. KIM EUNGCHUL as the new President Director of the Company as of
    the closing of the Meeting, replaced Mr. HWANG GYUSOON who resigned.
 3. As long as Mr. KIM EUNGCHUL has not yet effectively served as President Director
    of the Company KANG BONG JOO is proposed to become alternate President Director
    of the Company.
 4. Respectfully dismiss KANG BONG JOO from his position as Director of the Company
    since the end of his duties as Alternate President Director.
 5. The term of office of members of the Board of Directors until the closing of the Annual
    General Meeting of Shareholders for the 2025 Financial Year which will be held in
    2026, except for KANG BONG JOO as Director and Alternate President Director of
    the Company will end from the effectiveness of Mr. KIM EUNGCHUL as the new
    President Director of the Company, which after obtaining approval from the Financial
    Services Authority for the fit and proper test and having fulfilled all the provisions of
    the laws and regulations in force in the Republic of Indonesia as stated in a Board of
    Directors Decree, taking into account the laws and regulations in the Capital Market
    sector without reducing the right of the General Meeting of Shareholders of the
    Company to dismiss at any time.
 6. Thus the composition of the members of the Board of Commissioners and members of
    the Board of Directors of the Company are as follows

      BOARD OF DIRECTORS
      President Director : KIM EUNGCHUL
      Director           : KANG BONG JOO;
      Director           : BENNY SUDARSONO TAN;
      Director           : EDWIN SULAEMAN;
      Director           : WURYANTO;
      Director           : ABDURACHMAN HADI.

      BOARD OF COMMISSIONER :
      President Commissioner   : ARIEF BUDIMAN;
      Independent Commissioner : AHMAD FAJARPRANA;
      Independent Commissioner : ADI HARYADI;
      Commissioner             : CHOI JUNG HOON.


   7. Grant power and authority to the Company's Board of Directors with the right of
      substitution to take all necessary actions relating to decisions on the Meeting agenda
      and statutory regulations, including to declare in a separate Notarial deed and notify
      changes to the Company's Management to the Ministry of Law and Human Rights of
      the Republic of Indonesia in accordance with the provisions stipulated applies.

Sixth Agenda
 1. Approve changes to the Company's Articles of Association, including adjustments to :
      a. Standard Classification of Indonesian Business Fields (KBLI) 2020 in accordance
         with the provisions of Central Statistics Agency Regulation Number 2 of 2020
         concerning Standard Classification of Indonesian Business Fields;
      b. Law no. 4 of 2023 concerning Development and Strengthening of the Financial
         Sector;
Page 6
        - as well as regulations relating to banking in accordance with applicable
          regulations.

   2.   Agree to re-arrange all provisions in the Company's Articles of Association regarding
        with the changes as referred to in point 1 (one) above.

   3.   Grant power and authority to the Company's Directors with the right of substitution
        to take all necessary actions related to the decisions on the Sixth agenda of the
        Meeting including but not limited to improving or making changes to the Company's
        Articles of Association and restating all changes to the Company's Articles of
        Association in the Deed A separate notary includes requesting approval and notifying
        changes to the Company's data to the Minister of Law and Human Rights of the
        Republic of Indonesia as well as taking all necessary actions regarding with this
        matter in accordance with the provisions of the applicable laws and regulations.


 Thus, the Announcement of the Summary of Minutes of Meeting.

 Furthermore, the Board of Directors of the Company hereby announces the Schedule
 and Procedures of Cash Dividend Distribution for Financial Year 2023

 In accordance with the resolution of the Second Meeting Agenda as mentioned above, it has
 been decided to distribute the payment of cash dividends to shareholders amounted to
 235,626,445,010 (Two hundred thirty-five billion six hundred twenty-six million four
 hundred fourth-five thousand ten rupiah) or Rp27.5 (Twenty-seven point five Rupiah) per
 share or approximately 33.76% (Thirty-three point seventy-six percent) of the Company's
 Net Profit for the Financial Year 2023 and to grant thevpower and authority to the Board of
 Directors to determine the schedule and procedure for dividend distribution for the Financial
 Year 2023 in accordance with the applicable regulations.

 Regarding to the matters, hereby notified of the schedule and procedure for Cash Dividend
 Distribution Payment for Financial Year 2023 as follows:
 Schedule of Cash Dividend Payment
   No.                        ACTIVITIES                                        DATE
    1    End of Shares Trading Period with Dividend Rights (Cum
         Dividend)
             ● Regular and Negotiation Market                              March 19th, 2024
             ● Cash Market                                                 March 21st, 2024
    2    Beginning of Shares Trading Period without Dividend
         Rights (Ex Dividend)
             ● Reguler and Negotiation Market                              March 20th, 2024
             ● Cash Market                                                 March 22nd 2024
    3    Recording Date of Shareholders eligible to Dividend               March 21st, 2024
         (Recording Date)
    4    Cash Dividends Payment Date for the Financial Year 2022            April 4th, 2024

Cash Dividends Distribution Procedures
1. Cash Dividends will be paid to the shareholders of the Company whose names are
    registered in the Shareholders Register of the Company (Recording Date) on March 21st,
    2024 and/or shareholders of the Company in the securities sub account available in PT
Page 7
    Kustodian Sentral Efek Indonesia (KSEI) at the closing of the trading on March 21st,
    2024.
2. For shareholders of the Company whose shares are placed in the collective depository of
    KSEI, cash dividends payments will be made through KSEI and will be distribute on
    April 4th, 2024 into the Customer Fund Account (RDN) at the Securities Company and/or
    Custodian Bank where the shareholders opening their securities sub account. Meanwhile,
    for the Company's shareholders whose shares are not deposited in the collective
    depository of KSEI, the cash dividend payment will be transferred to respective account
    of shareholders of the Company.
3. a. Cash dividends will be subject to tax in accordance with the applicable tax laws and
         regulations. The amount of tax charged will be borne by the relevant shareholders
         of the Company and deducted from the amount of cash dividends of the relevant
         shareholders entitlement.
    b. In accordance with Law Number 11 of 2020 concerning Job Creation, dividends
         received by Individual Domestic Taxpayers as long as the dividends are invested in
         the territory of the Unitary State of the Republic of Indonesia for a certain period of
         time and/or Domestic Corporate Taxpayers, are exempted from tax objects.
    c. Referring to the announcement of KSEI No. KSEI-0087/DIR/0121 dated January 7,
         2021 concerning Application of Taxes for Dividends Received by Domestic
         Taxpayers After the enactment of Law Number 11 of 2020 concerning Job Creation,
         KSEI will apply a tax rate of 0% (zero percent) on the Shareholders Register for
         Domestic Corporate Taxpayer.
4. Foreign Taxpayers Shareholders of the Company whose the withholding tax thereof will
   use the tariff based on the Double Taxation Avoidance Agreement (“P3B”) must comply
   with requirements of the Directorate General of Tax Regulation No. PER-25/PJ/2018
   regarding Mechanism for Implementation of Double Taxation Avoidance Agreement and
   submitting document comprising an evidence of DGT/SKD record or a receipt uploaded
   to the Directorate General of Taxes website to KSEI or BAE in accordance with
   provisions and regulations of KSEI. Without the said documents, the cash dividends will
   be subject to Income Tax of Article 26 in the amount of 20%.

                           Jakarta, March 8, 2024
                PT BANK WOORI SAUDARA INDONESIA 1906 Tbk

                                   The Board of Directors

                                     HEAD OFFICE
            Gedung Treasury Tower Lantai 26 dan 27, District 8 SCBD Lot 28
                     Jl. Jend. Sudirman Kav. 52-53 Jakarta 12190
                  Telp. (62-21) 50871906 Faks. (62-21) 50871900
                            Website : http://www.bankwoorisaudara.com

                              E-mail : saudara@bankwoorisaudara.com

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Names mentioned 18 people and organisations named in the text · linked when the evidence is strong

linked person KANG BONG JOO · Director p.1 ×5
linked person BENNY SUDARSONO TAN p.1 ×2
linked person ABDURACHMAN HADI. p.1 ×2
linked person ARIEF BUDIMAN p.1 ×2
linked person AHMAD FAJARPRANA · Commissioner p.1 ×3
linked person ADI HARYADI · Commissioner p.1 ×3
linked person CHOI JUNG HOON p.1 ×2
linked person HWANG GYUSOON p.5 ×3
linked person KIM EUNGCHUL · President Director p.5 ×7
possible — Central Business p.1
possible person EDWIN SULAEMAN p.1 ×2
unresolved org PT BANK WOORI SAUDARA INDONESIA p.1 ×3
unresolved org Financial Services Authority p.5
unresolved org Ministry of Law and Human Rights p.5
unresolved org Minister of Law and Human Rights p.6
unresolved org Sentral Efek Indonesia p.7
unresolved org Directorate General of Tax Regulation No. PER- p.7
unresolved org Directorate General of Taxes p.7

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