20260428_BBSI_Pemanggilan RUPS_32074843_lamp3.pdf

    Publik untuk melakukan audit terhadap Laporan Keuangan Perseroan untuk tahun buku 2026
    sesuai dengan ketentuan POJK No. 9 Tahun 2023 tentang Penggunaan Jasa Akuntan Publik
    dan Kantor Akuntan Publik dalam Kegiatan Jasa Keuangan.
 4. Pada saat pembahasan mata acara keempat, akan disampaikan mengenai usulan besaran
    gaji atau honorarium untuk seluruh anggota Direksi dan Dewan Komisaris Perseroan untuk
    tahun buku 2026 dan [pemberian kuasa kepada Dewan Komisaris untuk menetapkan gaji dan
    tunjangan untuk anggota Direksi Perseroan untuk tahun buku 2026].

Ketentuan Umum:
 1. Rapat diselenggarakan dengan mengacu pada POJK No.15/POJK.04/2020 tentang Rencana
    dan Penyelenggaraan Rapat Umum Pemegang Saham Perusahaan Terbuka (“POJK
    15/2020”) dan Anggaran Dasar Perseroan.
 2. Perseroan tidak mengirimkan surat undangan tersendiri kepada pemegang saham, sehingga
    Panggilan ini yang dilakukan melalui situs web Perseroan (https://krom.id/), situs web PT
    Bursa Efek Indonesia (www.idx.co.id), dan situs web PT Kustodian Sentral Efek Indonesia
    (“KSEI”): (www.ksei.co.id), sudah merupakan undangan resmi bagi pemegang saham
    Perseroan sesuai dengan Pasal 10 Ayat 13.a.i Anggaran Dasar Perseroan.
 3. Pemegang saham yang berhak hadir atau diwakili dalam Rapat adalah para pemegang saham
    yang namanya tercatat dalam Daftar Pemegang Saham pada tanggal 27 April 2026 pada
    penutupan jam perdagangan Bursa Efek Indonesia.
 4. Penyelenggaraan Rapat Perseroan secara elektronik akan menggunakan aplikasi eASY.KSEI
    yang disediakan oleh PT Kustodian Sentral Efek Indonesia (“KSEI”) dengan memperhatikan
    Peraturan Otoritas Jasa Keuangan No. 16/POJK.04/2020 tentang Pelaksanaan Rapat Umum
    Pemegang Saham Perusahaan Terbuka Secara Elektronik dan Anggaran Dasar Perseroan.
 5. Perseroan menghimbau kepada para pemegang saham untuk memberikan kuasa secara
    elektronik melalui fasilitas Electronic General Meeting System KSEI (eASY.KSEI) yang akan
    disediakan oleh KSEI sebagai mekanisme pemberian kuasa secara elektronik (“e-Proxy”)
    dalam proses penyelenggaraan Rapat. Fasilitas e-Proxy ini tersedia bagi pemegang saham
    yang berhak untuk hadir dalam Rapat sejak tanggal pemanggilan Rapat sampai dengan 1
    (satu) hari sebelum tanggal Rapat.
 6. Keikutsertaan pemegang saham dalam Rapat, dapat dilakukan dengan mekanisme sebagai
    berikut:

     I.   Hadir dalam Rapat
          Para pemegang saham yang akan menghadiri Rapat, sebelum memasuki ruangan
          Rapat diminta untuk:
          a. Menginformasikan nomor Single Investor Identification (SID) yang berasal dari KSEI.
          b. Menyerahkan kepada petugas pendaftaran fotokopi Kartu Tanda Penduduk (“KTP”).
          c. Bagi Pemegang Saham Badan Hukum atau Kuasa Pemegang Saham Badan Hukum
             agar menyerahkan: (i) Surat Kuasa yang telah ditentukan Perseroan, (ii) fotokopi
             Anggaran Dasar perusahaan yang terakhir, (iii) fotokopi akta pengangkatan susunan
             pengurus perusahaan yang terakhir, serta (iii) surat kuasa khusus (apabila diperlukan
             oleh Anggaran Dasar Badan Hukum dimaksud).
          d. Bagi pemegang saham yang sahamnya telah masuk dalam Penitipan Kolektif KSEI
             atau kuasa mereka yang sah yang akan menghadiri Rapat, diwajibkan untuk
             menyerahkan asli Konfirmasi Tertulis Untuk Rapat (“KTUR”) dan fotokopi KTP atau
             bukti jati diri lainnya.

       II. Pemberian Kuasa
           a. Pemberian Kuasa secara Elektronik
               Perseroan menghimbau kepada para pemegang saham dalam Penitipan Kolektif
               KSEI untuk memberikan kuasa secara elektronik (“e-Proxy”) kepada PT Sinartama
               Gunita selaku pihak Independen, yaitu perwakilan yang ditunjuk oleh Perseroan yang
               merupakan Biro Administrasi Efek Perseroan guna mewakili pemegang saham untuk
               hadir dan memberikan suara dalam Rapat melalui fasilitas eASY.KSEI yang terdapat
               pada situs web Kepemilikan Sekuritas/ AKSes.KSEI (https://akses.ksei.co.id),
               dengan memilih tipe kuasa “INDEPENDENT REPRESENTATIVE” dan memasukkan
               pilihan suara untuk masing-masing mata acara Rapat; Pemegang saham dapat juga
               memberikan kuasa secara elektronik/ e-Proxy kepada Penerima Kuasa yang ditunjuk
               oleh Pemegang Saham, sepanjang Penerima Kuasa tersebut telah terdaftar dalam
               fasilitas eASY.KSEI. Pemberian kuasa secara elektronik/ e-Proxy wajib tunduk pada
               prosedur, syarat, dan ketentuan yang ditetapkan oleh KSEI dan Perseroan.
           b. Pemberian Kuasa secara non-Elektronik
                - Selain pemberian kuasa secara elektronik/ e-Proxy tersebut di atas, pemegang
                    saham dapat memberikan kuasa di luar mekanisme eASY.KSEI, dengan format
                    Surat Kuasa yang telah disediakan dan dapat diunduh melalui situs web Perseroan
                    (https://krom.id/).
                - Asli Surat Kuasa beserta copy kartu identitas (KTP/Paspor) wajib disampaikan
                    secara langsung kepada Biro Administrasi Efek Perseroan yakni PT Sinartama
                    Gunita, sebelum dimulainya Rapat.
   7. Pemegang saham atau kuasanya baik yang akan hadir dalam Rapat atau Pemegang Saham
      yang akan menggunakan hak suaranya dalam aplikasi eASY.KSEI, dapat menginformasikan
      kehadirannya, penerima kuasa serta suaranya melalui aplikasi eASY.KSEI pada tautan
      https://akses.ksei.co.id/.
   8. Materi Bahan Rapat sesuai ketentuan Pasal 17 dan 18 POJK 15/2020 tersedia dan dapat
      diakses serta diunduh melalui situs web Perseroan (https://krom.id/) sejak tanggal
      dilakukannya pemanggilan Rapat sampai dengan penyelenggaraan Rapat.
   9. Pemerintah atau otoritas berwenang dapat sewaktu-waktu mengeluarkan kebijakan larangan
      pelaksanaan Rapat atau larangan kepada pemegang saham Perseroan untuk hadir secara
      langsung dalam Rapat sebelum atau pada hari pelaksanaan yang telah ditetapkan, hal ini
      sepenuhnya di luar tanggung jawab dan kewenangan Perseroan.

Catatan Tambahan:
Perseroan berhak untuk melakukan pembatasan jumlah Pemegang Saham yang dapat menghadiri
Rapat secara fisik. Bagi Pemegang Saham atau kuasanya yang akan hadir secara fisik dalam Rapat
wajib mengikuti protokol pada tempat Rapat yang telah ditetapkan oleh Perseroan, antara lain sebagai
berikut:
    1. Pemegang Saham yang sudah datang ke lokasi namun tidak dapat memasuki ruang Rapat
        dikarenakan keterbatasan kapasitas ruangan tetap dapat melaksanakan haknya dengan cara
        hadir secara elektronik dalam Rapat atau memberikan kuasa (untuk menghadiri dan
        memberikan hak suaranya pada setiap mata acara Rapat) kepada pihak independen yang
        ditunjuk oleh Perseroan (Perwakilan BAE) dengan mengisi dan menandatangani format surat
        kuasa tertulis yang disediakan oleh Perseroan di tempat Rapat.
    2. Pemegang Saham Perseroan atau kuasanya diminta dengan hormat agar berada di tempat

   Rapat pada pukul [09.45] WIB, agar Rapat dapat dimulai tepat waktu. Pendaftaran akan
   ditutup pada pukul [10.00] WIB. Pemegang Saham atau kuasa Pemegang Saham yang hadir
   setelah pendaftaran ditutup akan dianggap tidak hadir, oleh karenanya tidak dapat
   mengajukan usul dan/atau pertanyaan serta tidak dapat mengeluarkan suara dalam Rapat.
3. Apabila terdapat perubahan dan/atau penambahan informasi terkait tata cara pelaksanaan
   Rapat, akan diumumkan pada situs web Perseroan.
4. Apabila terdapat situasi darurat sehingga Perseroan terpaksa tidak dapat menyelenggarakan
   Rapat secara fisik, maka Perseroan akan mengadakan Rapat secara elektronik tanpa
   kehadiran Pemegang Saham dengan menyampaikan pemberitahuan terlebih dahulu kepada
   Pemegang Saham Perseroan.

                                Jakarta, 28 April 2026
                             PT Krom Bank Indonesia Tbk
                                       Direksi

                                   INVITATION OF
                      ANNUAL GENERAL MEETING OF SHAREHOLDERS
                            PT KROM BANK INDONESIA TBK
                                  (“the Company”)

Directors of the Company hereby invites the Company's shareholders to attend the Annual General
Meeting of Shareholders ("Meeting") which will be held physically and electronically (e-GMS) through
eASY.KSEI on :

 Day, Date            : Wednesday, May 20, 2026
 Time                 : 10.00 -12.00 WIB
 Venue                : Jakarta Design Center (JDC) Lotus Room 3
                        Gatot Subroto Street No.53, RT.10/RW.6, Petamburan, Kec. Tanah Abang
                        Jakarta Pusat
 Mechanism            : GMS physically and electronically with the KSEI Electronic General Meeting
                        System application (“eASY.KSEI”)

The agenda of the Annual General Meeting of Shareholders is as follows:
   1. Approval of the Company's Annual Report on the condition and operation of the Company
      during the 2025 Financial Year including the Report on the Implementation of the Board of
      Commissioners' Supervision Duties during the 2025 Financial Year, and the Ratification of
      the Company's Financial Statements for the 2025 Financial Year as well as the granting of
      full repayment and release of responsibility (Acquit et decharge) to the Board of Directors
      and the Board of Commissioners of the Company for the management and supervision that
      has been carried out during the 2025 Financial Year;
   2. Determination of the use of the Company's net profit for Fiscal Year 2025;
   3. Appointment of a Public Accountant to audit the Company's Financial Statements for Fiscal
      Year 2026 and determination of the honorarium of the Public Accountant and other
      requirements for his appointment;
   4. Determination of salaries, service fees, and other benefits for members of the Board of
      Directors and Board of Commissioners of the Company for Fiscal Year 2026.

With following explanation of the Annual General Meeting agendas:
   1. During the discussion of the first agenda item, the Annual Report, Financial Report, and
       Supervisory Report of the Board of Commissioners will be presented, the Company's
       performance and achievements will be presented as well as the things that the Board of
       Commissioners has done in carrying out its supervisory function and providing advice to the
       Board of Directors. The first agenda item will also carry out a full release and discharge of
       responsibility (Acquit et decharge) to the Company's Board of Directors and Board of
       Commissioners for the management and supervision that has been carried out during the

      2025 Financial Year.
   2. During the discussion of the second agenda item, it will be conveyed regarding the use of the
      Company's net profit including the provision as a reserve fund and the remaining net profit
      whose use is not determined will be determined as retained earnings.
   3. During the discussion of the third agenda item, a proposal will be submitted to grant authority
      to the Company's Board of Commissioners to appoint a Public Accounting Firm to conduct
      an audit of the Company's Financial Statements for the 2026 financial year in accordance
      with the provisions of POJK No. 9 of 2023 concerning the Use of Public Accounting Services
      and Public Accounting Firms in Financial Services Activities.
   4. During the discussion of the fourth agenda item, the proposed amount of salary or honorarium
      for all members of the Company's Board of Directors and Board of Commissioners for the
      2026 financial year will be presented and [granting power to the Board of Commissioners to
      determine the salary and allowances for members of the Company's Board of Directors for
      the 2026 financial year].

Notes:
   1. The Meeting will be held in accordance with POJK No.15/POJK.04/2020 concerning the
       Planning and Organizing of Public Company Shareholders General Meetings (“POJK
       15/2020”) and the Company’s Article of Association.
   2. The Company does not send separate invitation letters to its shareholders hence this
       invitation is conducted through the Company’s website (https://krom.id/), the website of PT
       Bursa Efek Indonesia (www.idx.co.id), and the website of PT Kustodian Sentral Efek
       Indonesia (“KSEI”): (www.ksei.co.id), shall be deemed as an official invitation for the
       Company’s shareholders based on Article 10 verse 13.a.i of the Company’s article of
       association.
   3. Shareholders that are entitled to attend or be represented in the Meeting are shareholders
       that are registered in the Register of Shareholders on April 25, 2025 at the closing of trading
       hours of the Indonesian Stock Exchange.
   4. The implementation of the Company's Meeting electronically will use the eASY.KSEI
       application provided by PT Kustodian Sentral Efek Indonesia ("KSEI") by taking into account
       the Financial Services Authority Regulation No. 16/POJK.04/2020 concerning the
       Implementation of General Meetings of Shareholders of Public Companies Electronically and
       the Company's Articles of Association.
   5. The Company urges shareholders to electronically provide a power of attorney through the
       KSEI Electronic General Meeting System (eASY.KSEI) facility, which will be provided by
       KSEI as a mechanism for granting a power of attorney electronically (“e-Proxy”) in the process
       of organizing the Meeting. This e-Proxy facility is available for shareholders who are entitled
       to attend the Meeting from the date of the Meeting’ invitation until 1 (one) day before the date
       of the Meeting.
   6. The Shareholders’ participation in the Meeting can be done with the following mechanism:
       I. Attend in the Meeting
          Shareholders who will attend the Meeting, before entering the Meeting room, is required
          to:
            a. Inform the Single Investor Identification (SID) number from KSEI.
            b. Submit to the registrar a photocopy of the identity card (“KTP”).
            c. For Legal Entity Shareholders or proxies of Legal Entity Shareholders, need to submit:
                (i) Power of Attorney that had been determined by the Company, (ii) photocopy of the

           latest Articles of Association of the company, (iii) photocopy of the deed of appointment
           of the latest company management, and (iii) letter of special power of attorney (if
           required by the Articles of Association of the said Legal Entity).
        d. Shareholders whose shares are in the KSEI Collective Custody or their authorized
           proxies who will attend the Meeting, are required to submit their original Written
           Confirmation for Meeting (“KTUR”) and photocopy of their KTP or other proof of
           identity.

    II. Appointing Proxies
         a. Providing Power of Attorney Electronically
            The Company urges the shareholders in the Collective Custody of KSEI to provide
            a power of attorney electronically ("e-proxy") to PT Sinartama Gunita as an
            independent party, the representative appointed by the Company, which is the
            Securities Administration Bureau of the Company, to represent the shareholders of
            the Company to attend and vote in the Meeting through the eASY.KSEI facility as
            contained     on     the   website     of   Securities     Ownership/AKSes.KSEI
            (https://akses.ksei.co.id), by selecting the type of proxy “INDEPENDENT
            REPRESENTATIVE” and entering the votes for each agenda of the Meeting;
            Shareholders may also electronically give the power of attorney/e-Proxy to its
            appointed proxy, as long as the proxy has been registered in the eASY.KSEI facility.
            Electronic authorization/e-proxy must comply with procedures, terms, and
            conditions determined by KSEI and the Company.
         b. Non-Electronic The Power of Attorney
            -    Other than the electronic power of attorney/e-Proxy as mentioned above,
                 shareholders can provide a power of attorney outside the eASY.KSEI
                 mechanism, with the format of the power of attorney that is provided and can
                 be downloaded through the Company’s website (https://krom.id/).
            -    The original Power of Attorney along with a copy of the identity card
                 (KTP/Passport) must be submitted directly to the Company's Securities
                 Administration Bureau, PT Sinartama Gunita, before the Meeting starts.

7. The Shareholders or their proxies who will attend the Meeting or Shareholders who will use
   their voting rights in the eASY.KSEI application can inform their presence, proxies, and votes
   through the eASY.KSEI application on the link https://akses.ksei.co.id/.
8. Based on Articles 17 and 18 of POJK 15/2020, materials pertaining to the EGMS are available
   and accessible and can be downloaded through the Company’s website (https://krom.id/)
   starting from the invitation of the Meeting until the date of the Meeting.
9. The government or the competent authority may at any time issue a policy prohibiting the
   implementation of the Meeting or prohibiting the Company's shareholders to be present
   physically at the Meeting before or on the designated day of implementation, which is entirely
   shall not be the responsibility and authority of the Company.

Additional Notes:
The Company has the right to limit the number of Shareholders who can physically attend the
Meeting. Shareholders or their proxies who will be physically present at the Meeting must follow
the protocol at the Meeting venue that has been determined by the Company, including the
following:

1. Shareholders who have come to the location but are unable to enter the Meeting room due to
   limited room capacity can still exercise their rights by attending the Meeting electronically or
   granting power of attorney (to attend and vote on each agenda item of the Meeting) to an
   independent party appointed by the Company (BAE Representative) by filling in and signing
   the written power of attorney format provided by the Company at the Meeting venue.
2. The Company's Shareholders or their proxies are kindly requested to be at the Meeting venue
   at [09.45] WIB, so that the Meeting can start on time. Registration will close at [10.00] WIB.
   Shareholders or proxies who are present after registration closes will be deemed absent,
   therefore they cannot submit proposals and/or questions and cannot vote at the Meeting.
3. If there are changes and/or additional information related to the procedures for implementing
   the Meeting, it will be announced on the Company's website.
4. If there is an emergency situation that makes the Company unable to hold a physical Meeting,
   the Company will hold a Meeting electronically without the presence of Shareholders by
   providing prior notification to the Company's Shareholders.


                                   Jakarta, April 28th, 2026
                                 PT Krom Bank Indonesia Tbk
                                          Directors