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20260423_BBCA_Laporan Informasi dan Fakta Material_32073237_lamp1.pdf
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PRESS RELEASE
PT Bank Central Asia Tbk
Q1 2026 Financial Results
Maintaining Performance Amid Market Dynamics
Jakarta, 23 April 2026 – PT Bank Central Asia Tbk and its subsidiaries reported positive loan growth
amid dynamic economic condition. BCA’s total loans grew 5,6% year-on-year (YoY) to Rp994 trillion as
of March 2026, driven by the company’s commitment to supporting the national economy. Loan
disbursement was supported by solid funding, with current account and savings account (CASA) funds
amounting to Rp1.089 trillion, up 11,2% YoY. CASA funds were the main contributor, accounting for
around 85,2% of BCA’s total third-party funds. BCA and its subsidiaries reported a total Rp14,7 trillion
in net profit.
“Entering 2026, BCA’s performance was influenced by the Ramadan dan Eid al-Fitr momentum, which
drove loan performance. On top of that, BCA Expoversary 2026, which has been running since
February 2026, has also received a very enthusiastic response from customers and the public.
Accordingly, we extended the BCA Expoversary event until 30 April 2026. We remain optimistic in
maintaining a solid performance amid the dynamic global conditions through prudent expansion
across various business lines,”stated Hendra Lembong, President Director of PT Bank Central Asia Tbk.
As of the end of March 2026, BCA’s loans were primarily driven by productive loans, which amounted
to Rp760,2 trillion, up 7,8% YoY. In line with the commitment to the Environmental, Social, and
Governance (ESG) principles, loans to sustainable sectors grew 10,0% YoY to Rp258,4 trillion, or 26,0%
of BCA’s total financing portfolio. The results were supported by MSME loans, which grew 12% YoY,
with outstanding loans amounting to Rp146 trillion, demonstrating BCA’s support for various sectors
of the national economy. BCA’s green financing grew 7,7% YoY to Rp113 trillion, driven by, among
other things, loan disbursement to the new and renewable energy sector, which grew 53,5% YoY.
BCA is committed to implementing the prudent principles and disciplined risk management in its
lending approach. The loan at risk (LAR) ratio and non-performing loan (NPL) ratio were well managed
at 5,1% and 1,8%, respectively. The LAR and NPL coverage ratios were at solid levels at 69,7% and
174,6%, respectively. In terms of financing, BCA’s total DPK stood at Rp1.292,4 trillion, up 8,3% YoY.
CASA’s growth was in line with the growth in BCA’s transaction banking, including through digital and
non-digital channels.
BCA continues to demonstrate commitment to innovation through the development of a wide range
of features on the myBCA app. One of the latest innovations is the 'Layanan Cabang' feature, which
enables customers to place banknote orders for pickup at the branch, as well as to carry out other
branch transactions. Additionally, deposits and withdrawals of banknotes in USD currency can be
PT BANK CENTRAL ASIA TBK
Kantor Pusat: Menara BCA Grand Indonesia, Jl. MH Thamrin No. 1 Jakarta 10310 Tel. (021) 2358-8000 FaX. (021) 2358-8300
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conducted at all main branch (KCU) and sub-branch (KCP), while cash withdrawals of other foreign
currencies such as Chinese Yuan, Japanese Yen, Singapore Dollar, and 15 other currencies can be
performed at every KCU branch. As one of the steps to bolster customer experience in transacting on
myBCA, BCA also offers various attractive promotions and features on this application. For insance,
the “Lifestyle” feature allows customers to enjoy the benefits of ordering food using the “UFood
Delivery” feature on myBCA.
“We also launched Ocean by BCA, an integrated business portal to help business owners manage their
business needs conveniently and efficiently. Ocean by BCA allows business owners to seamlessly
access an integrated business dashboard, tailored solution recommendations, direct e-channel access,
and a comprehensive help center, all from a single platform. We have collaborated with several
strategic partners, with the aspiration that Ocean by BCA will empower business owners to manage
their operations more efficiently and unlock new opportunities for business growth and expansion,”
said Hendra Lembong.
BCA also obtained two ISO international certifications, namely ISO 27701:2019 for Data Privacy
Management and ISO 42001:2023 for Artificial Intelligence Management Systems. The ISO
27701:2019 certification focuses on information privacy management and the ISO 42001:2023
certification is the standard for ensuring an ethical, transparent, safe and responsible use of Artificial
Intelligence (AI). BCA is the first bank in Southeast Asia to obtain the ISO for Artificial Intelligence
Management Systems.
BCA, through Bakti BCA, provided one-year scholarships and development programs for 700 students
from 20 universities. In the area of sustainable tourism, Bakti BCA promoted travel packages from 11
fostered tourism villages at the ITB Berlin event, one of the largest travel fairs in the world. One of the
tourism villages sponsored by Bakti BCA, the Prai Ijing/Tebara village, successfully won a prestigious
award at the ASEAN Sustainable Tourism Awards 2026. BCA participated in the global Earth Hour
initiative by turning off the lights at a number of branch offices for an hour. This year, Bakti BCA
launched Genera-Z Berbakti, a call for proposal program held to provide a platform for students to put
their social innovations into practice and contribute to society.
***
About PT Bank Central Asia Tbk (as of March 31, 2026)
BCA is one of Indonesia's leading banks, focusing on transaction banking and providing credit facilities and financial solutions for corporate, commercial, SME, and
consumer segments. As of the end of March 2026, BCA serves 44 million customer accounts and processes more than 122 million transactions daily, supported by
1,270 branch offices, 20,336 ATMs, as well as internet & mobile banking services and the Halo BCA contact center, which is accessible 24 hours a day. BCA's presence
is supported by a number of subsidiaries that focus on vehicle financing, Sharia banking, securities, general and life insurance, digital banking, and venture capital.
BCA is committed to building long-term relationships with customers, prioritizing mutual interests, and creating a positive impact on society at large. With more than
27,600 employees, BCA's vision is to become the main bank of choice for the community, serving as an important pillar of the Indonesian economy.
PT BANK CENTRAL ASIA TBK
Group Corporate Communication and Social Responsibility - CCR
Corporate Communication
Address : Jl. MH Thamrin No.1, Menara BCA Lt. 22. Jakarta 10310
Telephone : (021) 2358-8000
Fax : (021) 2358-8339
E-mail : corcom_bca@bca.co.id
PT BANK CENTRAL ASIA TBK
Kantor Pusat: Menara BCA Grand Indonesia, Jl. MH Thamrin No. 1 Jakarta 10310 Tel. (021) 2358-8000 FaX. (021) 2358-8300
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