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Nomor Surat XXXVII/175/AA/SBY/03/2026
Nama Perusahaan PT Bank Maspion Indonesia Tbk.
Kode Emiten BMAS
Lampiran 2
Perihal Penyampaian Laporan Tahunan & Keberlanjutan dan ESG
Perseroan Menyampaikan Laporan Tahunan & Keberlanjutan dan ESG tahun 2025 dengan periode tahun buku dari
01 Januari 2025 sampai dengan 31 Desember 2025 dalam bahasa Indonesia dan Inggris
Apakah Perseroan akan/telah melakukan panggilan Rapat Umum Pemegang Saham Tahunan? (Tidak)
Informasi sebagaimana dimaksud di atas telah dimuat pada Situs Web Perseroan di alamat link
https://www.bankmaspion.co.id/laporan-tata-kelola pada tanggal 01 April 2026
Apakah Perseroan tercatat di Bursa lain? (Tidak)
A. Kinerja Lingkungan (Environmental Performance)
Perseroan menyampaikan Keberlanjutan dan ESG Tahunan :
E-01 Laporan Emisi Gas Rumah Kaca (GRK)
Laporan Emisi GRK Konsolidasi? Ya
Batasan Organisasi Operasional/Finansial
Adakah anak perusahaan yang tidak diikutsertakan dalam
Tidak
laporan ini?
Name Total Emisi (tCO2e)
Kategori 1: Emisi GRK langsung dan pembuangan
Emisi langsung dari pembakaran stasioner 0
Emisi langsung dari pembakaran bergerak 43,23
Emisi langsung dari proses pengolahan 0
Emisi fugitive langsung 0
Emisi langsung dari Land Use, Land Use Change and
0
Forestry (LULUCF)
Total Emisi Langsung (Scope 1) 43,23
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Kategori 2: Emisi GRK tidak langsung dari energi yang diimpor/dibeli
Emisi tidak langsung dari konsumsi Listrik yang
3.154,54
diimpor/dibeli
Emisi tidak langsung dari konsumsi jaringan energi yang
0
diimpor/dibeli (diluar listrik)
Total Emisi Tidak Langsung (Scope 2) 3.154,54
Kategori 3: Emisi GRK tidak langsung dari transportasi
Transportasi dan distribusi hulu 0
Perjalanan dinas 43,23
Transportasi dari klien dan pengunjung 0
Transportasi dan distribusi hilir 0
Perjalanan Karyawan 43,23
Kategori 4: Emisi GRK tidak langsung dari produk yang digunakan oleh perusahaan
Kegiatan yang berhubungan dengan energi yang tidak
termasuk dalam emisi langsung dan emisi energi tidak 0
langsung
Pembelian Barang dan Jasa 0
Capital equipment/goods 0
Limbah yang dihasilkan dalam kegiatan operasional 0
Aset Sewaan hulu 0
Kategori 5: Emisi GRK tidak langsung yang terkait dengan penggunaan produk dari perusahaan
Investasi 0
Penggunaan produk yang dijual 0
Perawatan akhir masa pakai produk yang dijual 0
Waralaba hilir 0
Aset Sewaan Hilir 0
Pengolahan produk yang dijual 0
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Kategori 6: Emisi GRK tidak langsung dari sumber lainnya
Emisi atau pembuangan tidak langsung lainnya 0
Total Emisi Tidak Langsung (Scope 3) 0
Total Emisi GRK (Scope 1 and 2) 3.197,77
Total Emisi GRK (Scope 1, 2 and 3) 3.197,77
Offsets/Credits 0
Pembelian Renewable Energy Certificate (REC) (kWh) 0
Total emisi dari Scope 1 dan 2 per unit
E-02 Intensitas Emisi GRK 0
pendapatan Perusahaan Tercatat
Jumlah total energi yang dikonsumsi secara
3.320.574
langsung (kWh or J)
Jumlah total energi yang dikonsumsi secara
E-03 Konsumsi Energi listrik 0
tidak langsung (kWh or J))
Total konsumsi energi (kWh or J) 3.320.574
E-04 Konsumsi Air Total konsumsi air (m3) 147.210
E-05 Limbah yang dihasilkan Total limbah yang dihasilkan (ton) 2,49
E-06 Komitmen Perusahaan untuk mencapai target Net Zero Emission
Apakah Perusahaan memiliki komitmen pencapaian target net zero? Ya
Tahun berapa Perusahaan menargetkan pencapaian Net Zero emission yang
2060
dipublikasi?
Mohon berikan deskripsi ringkas penjelasan dan tautan ke dokumentasi yang menjelaskan komitmen
pencapaian target Net zero emission Perusahaan.
Komitmen ini diimplementasikan melalui integrasi prinsip keberlanjutan ke dalam strategi bisnis,
pengembangan pembiayaan bagi proyek-proyek berwawasan lingkungan, serta penerapan inisiatif
operasional yang lebih efisien dan rendah emisi.
Bagi Bank Maspion, komitmen terhadap pencegahan perubahan iklim dan dukungan terhadap pencapaian
net zero emissions diwujudkan melalui pendekatan yang terintegrasi, mencakup kebijakan,
operasional, serta penguatan kesadaran insan Bank. Pendekatan ini mencerminkan upaya Bank dalam
mengelola dampak lingkungan
secara bertanggung jawab dan berkelanjutan.
E-07 Komitmen Perusahaan untuk mengurangi Emisi Gas Rumah Kaca (Emission Reduction)
Apakah Perusahaan memiliki komitmen mengurangi emisi? Ya
80 %
Target pengurangan emisi GRK
12.834,2 (tCO2e)
Tahun target untuk penurunan emisi GRK? 2060
Apakah perusahaan memiliki manajemen yang mengawasi pengendalian iklim?
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Tidak
Langkah-langkah yang sudah dilakukan dan penurunan emisi yang telah dicapai dibandingkan tahun
sebelumnya.
Penjelasan:
Komitmen ini diimplementasikan melalui integrasi prinsip keberlanjutan ke dalam strategi bisnis,
pengembangan pembiayaan bagi proyek-proyek berwawasan lingkungan, serta penerapan inisiatif operasional
yang lebih efisien dan rendah emisi.
Bagi Bank Maspion, komitmen terhadap pencegahan perubahan iklim dan dukungan terhadap pencapaian net
zero emissions diwujudkan melalui pendekatan yang terintegrasi, mencakup kebijakan,
operasional, serta penguatan kesadaran insan Bank. Pendekatan ini mencerminkan upaya Bank dalam
mengelola dampak lingkungan
secara bertanggung jawab dan berkelanjutan.
B. Kinerja Sosial (Social Performance)
S-01 Kesetaraan Gender
Laki-Laki Perempuan
Level Jabatan
Jumlah pegawai Persentasi pegawai Jumlah pegawai Persentasi pegawai
Entry-level 263 31.3 % 301 35.9 %
Mid-level 132 15.8 % 78 9.3 %
Senior-level 42 5% 18 2.13 %
Executive-level 7 0.83 % 3 0.4 %
Total Pegawai 444 52.61 % 400 47.4 %
S-02 Jumlah level pegawai yang dimiliki oleh laki-laki dan perempuan berdasarkan kelompok umur
Level Jabatan
Rentang Usia Entry-level Mid-level Senior-level Executive-level Jumlah
(tahun) Pegawai
Laki-Laki Perempuan Laki-Laki Perempuan Laki-Laki Perempuan Laki-Laki Perempuan
18-25 13 13 0 0 0 0 0 0 26
25-35 139 160 28 18 1 0 0 0 346
35-45 86 72 60 33 30 7 0 1 289
45-55 21 44 28 23 10 9 4 1 140
>55 4 12 6 4 2 1 3 1 33
S-03 Tingkat Pergantian Pegawai
Jumlah Pegawai (dalam tahun Percentage Pegawai (dalam tahun
pelaporan) pelaporan)
Jumlah Pegawai
resign/Pemutusan Hubungan 201 Pegawai 23,8 %
Kerja
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Jumlah Pegawai Baru/pengganti 99 Pegawai 11,7 %
S-04 Jumlah Pegawai Sementara
Jumlah Pegawai (dalam tahun Percentage Pegawai (dalam tahun
pelaporan) pelaporan)
Jumlah Pegawai perusahaan
yang dipegang oleh kontraktor 32 Pegawai 3,8 %
dan/atau konsultan
S-05 Pelatihan dan Pengembangan Pegawai
Rata-rata jam pelatihan per
Jumlah pegawai yang ikut serta Persentase jumlah pegawai yang
pegawai dalam tahun
dalam program pelatihan ikut serta dalam pelatihan (%)
Pelaporan
63,2 jam/pegawai 844 100 %
S-06 Jumlah Kecelakaan Kerja
Persentase kecelakaan kerja serius yang berakibat
Frekuensi kecelakaan kerja dari total pegawai
cedera serius dan fatal dari total pegawai (%)
1 0%
S-07 Jumlah Kejadian Pelanggaran Hak Asasi Manusia
Jumlah pelanggaran hak asasi manusia dalam tahun
0
Pelaporan
Kebijakan Perusahaan terkait Pekerja
S-08 Perusahaan memiliki kebijakan terkait pelecehan seksual dan/atau
Ya
non-diskriminasi?
Bank Maspion berkomitmen menghormati Hak Asasi Manusia dengan menerapkan kebijakan untuk
mencegah pelecehan seksual dan diskriminasi, guna menciptakan lingkungan kerja yang aman, inklusif,
dan saling menghormati. Upaya ini didukung melalui pengaturan perilaku, sosialisasi etika, dan pengawasan
berkelanjutan, dengan tidak adanya laporan insiden terkait sepanjang tahun 2025.
S-09 Perusahaan memiliki kebijakan mengenai hak asasi manusia? Ya
Bank Maspion berkomitmen menjunjung tinggi Hak Asasi Manusia melalui penerapan kebijakan yang adil,
bermartabat, dan tanpa diskriminasi terhadap seluruh pemangku kepentingan. Sepanjang tahun 2025, tidak
terdapat kasus pelanggaran HAM, mencerminkan tata kelola yang berintegritas dan komitmen terhadap
praktik bisnis yang bertanggung jawab.
S-10 Perusahaan memiliki kebijakan mengenai pekerja anak dan/atau
Ya
pekerja paksa?
Bank Maspion menjalankan proses ketenagakerjaan secara bertanggung jawab sesuai peraturan yang
berlaku, termasuk memastikan tidak adanya pekerja anak dan melarang segala bentuk kerja paksa.
Hubungan kerja didasarkan pada kesepakatan yang sah tanpa paksaan, serta mengacu pada regulasi
nasional dan standar internasional (ILO). Sepanjang periode pelaporan, tidak terdapat kasus pekerja anak
maupun kerja paksa, mencerminkan komitmen Bank terhadap etika kerja dan perlindungan hak pekerja.
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S-11 Perusahaan memiliki kebijakan perusahaan mengenai kesehatan dan
keselamatan kerja serta lingkungan kerja yang aman dan layak diberikan Ya
kepada seluruh karyawan?
Bank Maspion menjadikan Kesehatan dan Keselamatan Kerja (K3) sebagai bagian penting dalam
perlindungan pegawai dengan memastikan lingkungan kerja yang aman melalui kebijakan, prosedur, dan
pelatihan berkala. Dengan penerapan prinsip zero accident dan evaluasi berkelanjutan, sepanjang tahun
2025 tidak terdapat kejadian kecelakaan kerja, mencerminkan efektivitas sistem K3 yang didukung akses
kebijakan melalui kanal internal.
Corporate Social Responsibility (CSR)
S-12 Perusahaan memiliki aktivitas CSR, investasi atau sumbangan
Ya
terhadap komunitas atau organisasi nirlaba terdaftar?
1. Guest Lecture Session untuk Universitas Kristen Petra
2. BMAS bagi-bagi Takjil
3. Earth Hour: World Environment Day, pelestarian lingkungan melalui penanaman mangrove
4. Program donasi untuk korban bencana di Sumatra Utara dan Aceh
5. Petra Business School: Entrepreneurial Finance Program
6. Kegiatan literasi dan inklusi keuangan bagi anak-anak melalui pendekatan edukatif dan kompetisi kreatif.
C. Kinerja Tata Kelola (Governance Performance)
G-01 Keberagaman Manajemen dan Independensi (Board Diversity and Independence)
Tipe Manajemen
Jumlah Laki-laki Perempuan Pihak Independen
Perusahaan
Komisaris 0 4 1 3
Direksi 0 3 2 1
G-02 Total kehadiran direksi dan komisaris ke rapat dewan
Jumlah rapat dewan (di tahun Rata-rata persentase kehadiran
pelaporan) direksi/komisaris dalam rapat dewan
Jumlah kehadiran direksi ke rapat
14 86,3 %
dewan
Jumlah kehadiran komisaris ke
15 91,8 %
rapat dewan
Kebijakan mengenai manajemen lainnya
G-03 Perusahaan memiliki kebijakan mengenai pemisahan Chairman of
Ya
The Board dan CEO?
Sesuai dengan Peraturan PD-11/Policy/1124 tentang Kebijakan Aspek Pemegang Saham, Dividen dan Aksi
Korporasi.
G-04 Perusahaan memiliki kebijakan penilaian dewan direksi dan
Ya
komisaris
Sesuai dengan Pedoman Policy PD No 7 & 8Pedoman dan Tata Tertib Kerja Direksi dan Komisaris;
Evaluasi kinerja Direksi dilakukan berdasarkan pencapaian KPI yang tercermin dalam kinerja Bank,
termasuk kewajaran laporan keuangan, pangsa pasar, rasio keuangan, dan indikator lainnya dan Evaluasi
kinerja Dewan Komisaris dilakukan sesuai ketentuan OJK terkait penilaian Good Corporate Governance,
dan pertanggungjawaban pelaksanaan tugasnya disampaikan dalam Laporan Tahunan kepada RUPS untuk
Page 7
memperoleh persetujuan.
G-05 Perusahaan memiliki kebijakan pelatihan dewan direksi dan
Ya
komisaris
Sesuai dengan Pedoman Policy PD No 7 & 8Pedoman dan Tata Tertib Kerja Direksi dan Komisaris;
Dalam rangka meningkatkan kompetensi dan mendukung pelaksanaan tugas dan tanggung jawabnya,
Direksi dan Komisaris wajib mengikuti pendidikan dan/atau pelatihan sesuai dengan kebutuhan Bank.
G-06 Kriteria khusus yang digunakan untuk pemilihan dewan direksi dan
Ya
komisaris
Sesuai dengan Pedoman Policy PD No 7 & 8Pedoman dan Tata Tertib Kerja Direksi dan Komisaris;
Bank wajib memiliki Direksi minimal 3 orang termasuk Direktur Kepatuhan, dengan mayoritas WNI,
berpengalaman, independen, serta memenuhi persyaratan OJK terkait integritas, kompetensi, dan reputasi.
Dewan Komisaris juga harus memenuhi persyaratan OJK, bersifat independen tanpa hubungan keluarga
mayoritas, serta bertugas mengawasi, memberikan arahan strategis, dan memastikan penerapan tata
kelola, manajemen risiko, serta keberlanjutan usaha yang baik.
G-07 Perusahaan memiliki kebijakan mengenai kode etik dan/atau anti-
Ya
korupsi?
Sesuai dengan Peraturan PD-08/Policy/0725 berikut strategi Bank mengedalikan fraud;
1) Pilar Pencegahan Fraud
2) Pilar Deteksi Fraud
3) Pilar Investigasi
4) Pilar Pemantauan
G-08 Perusahaan memiliki kebijakan mengenai perlakuan adil terhadap
Ya
Pemegang Saham?
Sesuai Peraturan PD-11/Policy/1124 tentang Kebijakan Aspek Pemegang Saham, Dividen dan Aksi
Korporasi, Bank memiliki kebijakan dan/atau prosedur untuk:
a. memastikan perlakuan yang adil terhadap seluruh pemegang saham dan melindungi hak pemegang
saham; dan
b. memfasilitasi partisipasi pemegang saham dan Pemangku Kepentingan serta mengelola komunikasi
dalam pelaksanaannya
G-09 Perusahaan memiliki kebijakan mengenai kewajiban
Ya
direksi/komisaris untuk mencegah adanya konflik kepentingan?
Sesuai dengan Peraturan PD-06/SOP/0226, Kewajiban Bank sbb;
1. menggunakan Penilai
2. mengumumkan keterbukaan informasi ke regulator
3. ringkasan laporan tenaga ahli atau konsultan independen
4. pernyataan dewan komisaris dan direksi
Page 8
D. Lain-lain
Keselarasan Laporan Keberlanjutan/Tahunan dengan Metrik ESG
Halaman di Laporan
Kinerja Kode Nama Metrik
Keberlanjutan/Tahunan
E-01 Laporan Emisi Gas Rumah Kaca 463
E-02 Intensitas Emisi Gas Rumah Kaca 463
E-03 Konsumsi Energi Listrik 462
E-04 Konsumsi Air 464
Lingkungan
E-05 Limbah yang Dihasilkan 465
Komitmen Perusahaan untuk Mencapai
E-06 458
Target Net Zero Emission
Komitmen Perusahaan untuk
E-07 461
mengurangi Emisi Gas Rumah Kaca
S-01 Kesetaraan Gender 485
Pegawai Berdasarkan Gender dan
S-02 485
Kelompok Umur
S-03 Tingkat Pergantian Pegawai 475
S-04 Jumlah Pegawai Sementara 147
S-05 Pelatihan dan Pengembangan Pegawai 147
S-06 Jumlah Kecelakaan Kerja 477
Kejadian Pelanggaran Hak Asasi
S-07 479
Manusia
Sosial Kebijakan Pelecehan Seksual dan/atau
S-08 480
Non-diskriminasi
S-09 Kebijakan Mengenai Hak Asasi Manusia 479
Kebijakan Pekerja Anak dan/atau
S-10 480
Pekerja Paksa
Kebijakan Mengenai Kesehatan dan
Keselamatan Kerja serta Lingkungan
S-11 483
Kerja yang Aman dan Layak diberikan
Kepada Seluruh Karyawan
S-12 Pencegahan Konflik Kepentingan 482
Page 9
Keberagaman Manajemen dan
G-01 199
Independensi
Total Kehadiran Direksi dan Komisaris ke
G-02 216
Rapat Dewan
Kebijakan Pemisahan Chairman of the
G-03 327
Board dan CEO
Kebijakan Penilaian Dewan Direksi dan
G-04 327
Komisaris
Kebijakan Pelatihan Dewan Direksi dan
Tata-kelola G-05 327
Komisaris
G-06 Kriteria Khusus Pemilihan Dewan 327
G-07 Kode Etik dan/atau Anti-Korupsi 317
Kebijakan Perlakuan Adil terhadap
G-08 327
Pemegang Saham
G-09 Pencegahan Konflik Kepentingan 134
Standar Internasional yang Diacu dan Verifikasi Pihak Ketiga
Keselarasan dengan kerangka pelaporan keberlanjutan
X Ya Tidak
X GRI
TCFD
CDP
IFRS S1
IFRS S2
SASB
Others, please specify
Assurance dan validasi pihak ketiga
X Tidak
Nama pihak ketiga Lingkup pekerjaan
Demikian untuk diketahui.
Hormat Kami,
PT Bank Maspion Indonesia Tbk.
Page 10
Iwan Djayawasita
Head Of Corporate Secretary
PT Bank Maspion Indonesia Tbk.
Pakuwon Tower, Tunjungan Plaza 6 Lantai 32 & 33, Jln. Embong Malang No. 21 -
Telepon : 031-98588789, Fax : -, www.bankmaspion.co.id
Nama Pengirim Iwan Djayawasita
Jabatan Head Of Corporate Secretary
Tanggal dan Waktu 01-04-2026 16:41
Lampiran 1. annual-report-bmas-2025.pdf
2. Submission of AR and SR BMAS 2025.pdf
Dokumen ini merupakan dokumen resmi PT Bank Maspion Indonesia Tbk. yang tidak memerlukan tanda tangan
karena dihasilkan secara elektronik oleh sistem pelaporan elektronik. PT Bank Maspion Indonesia Tbk. bertanggung
jawab penuh atas informasi yang tertera didalam dokumen ini.
Page 11
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Letter / Announcement No. XXXVII/175/AA/SBY/03/2026
Issuer Name PT Bank Maspion Indonesia Tbk.
Issuer Code BMAS
Attachment 2
Subject Submission of Annual And Sustainability Report
The Company hereby submit Annual And Sustainability Report Report 2025 for the period of 01 Januari 2025 to 31
Desember 2025 in Indonesia dan Inggris
Will the Company be/has summons for the Annual General Meeting of Shareholders? (No)
The information referred above has been published on the Company’s website
https://www.bankmaspion.co.id/laporan-tata-kelola at 01 April 2026
Is the Company listed on another Stock Exchange? (No)
A. Environmental Performance
The Company submits its Annual Sustainability and ESG Report:
E-01 Greenhouse Gas (GHG) Emission Report
Consolidated GHG Emission Report? Yes
Organizational Boundaries Operasional/Finansial
Any subsidiaries that are not included in the report? No
Name Total emission (tCO2e)
Category 1: Direct GHG emissions and removals
Direct emissions from stationary combustion 0
Direct emissions from mobile combustion 43,23
Direct emissions from processes 0
Direct fugitive emissions 0
Direct emissions from Land Use, Land Use Change and
0
Forestry (LULUCF)
Total Direct Emissions (Scope 1) 43,23
Category 2: Indirect GHG emissions from imported energy
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Indirect emissions from imported/purchased electricity
3.154,54
consumption
Indirect emissions from imported/purchased network energy
0
consumption (excluding electricity)
Total Indirect Emissions (Scope 2) 3.154,54
Category 3: Indirect GHG emissions from transportation
Upstream transport and distribution 0
Business travels 43,23
Transportation of clients and visitors 0
Downstream transportation and distribution 0
Employee commuting 43,23
Category 4: Indirect GHG emissions from products used by Organization
Energy related activities not included in direct emissions and
0
energy indirect emissions
Purchased goods and services 0
Capital equipment/goods 0
Waste generated in operations 0
Upstream leased assets 0
Category 5: Indirect GHG Emissions associated with the use of products from the Organization
Investments 0
Use of sold products 0
End of life treatment of sold products 0
Downstream franchises 0
Downstream leased assets 0
Processing of sold products 0
Category 6: Indirect GHG emissions from other sources
Page 13
Other indirect emissions or removals 0
Total GHG Emissions (Scope 1 and 2) 0
Total GHG Emissions (Scope 1 and 2) 3.197,77
Total GHG Emissions (Scope 1, 2 and 3) 3.197,77
Offsets/Credits 0
REC Purchases (kWh) 0
Total scope 1 and 2 emissions produced per
E-02 GHG Emissions Intensity 0
revenue of listed compant (tCO2e/Rp)
Total amount of energy directly consumed
3.320.574
(kWh or J)
Total amount of energy indirectly consumed
E-03 Electricity Consumption 0
(kWh or J)
Total energy consumption (kWh or J) 3.320.574
E-04 Water Consumption Total water consumed (m3) 147.210
E-05 Waste Generation Total waste generated (ton) 2,49
E-06 Company commitment to Net Zero Emission Target
Does the Company have a net zero emission target commitment? Yes
What year is the Company’s net zero emission published target? 2060
Please provide a brief description and a link to documentation explaining the Company’s commitment in
achieving net zero emission target.
This commitment is reflected in the integration of sustainability principles into the Bank business strategy,
the expansion of financing for environmentally responsible projects, and the implementation of more efficient
and low-emission operational initiatives.
For Bank Maspion, its commitment to climate change mitigation and support for the achievement of net zero
emissions is implemented through an integrated approach encompassing policies, operations,
and environmental awareness among the Bank people. This approach reflects the Bank efforts to manage
environmental impacts in a responsible and sustainable manner.
E-07 Company Commitment to GHG Emission Reduction Target
Does the Company commit to reducing GHG emission? Ya
80 %
What is the Company’s GHG emission reduction target?
12.834,2 (tCO2e)
Targeted year in achieving GHG reduction target? 2060
Does the Listed Company has measures on monitoring in enacting climate policy?
Page 14
No
Steps that have been taken and emission reductions that have been achieved compared to the previous year
Bank Maspion consistently implements various energy efficiency initiatives as part of its commitment to
responsible environmental management. These efforts include adopting workspace designs that maximize
natural lighting, using LED lighting, and managing building operations such as turning off lights, air conditioning,
and electronic equipment when not in use, including shutting down chiller operations on weekends and public
holidays.
To encourage behavioral change, the Bank also promotes energy-saving habits among employees, such as
using stairs for short distances. In addition, emission control is carried out through the use of environmentally
friendly AC refrigerants, regular emission testing for generators and operational vehicles, and reducing business
travel by optimizing virtual meetings via video and teleconferencing.
In addition, the development of Maspion Electronic Banking (MEB) services contributes to reducing energy
consumption and carbon emissions by minimizing the need for customers to visit branch offices. Through more
efficient management of electricity, fuel, and other resources, the Bank continues to reduce its environmental
footprint while supporting more sustainable banking operations.
B. Kinerja Sosial (Social Performance)
S-01 Gender Diversity
Men Women
Job positions Number of Percentage of Percentage of
Number of employees
employees employees employees
Entry-level 263 31.3 % 301 35.9 %
Mid-level 132 15.8 % 78 9.3 %
Senior-level 42 5% 18 2.13 %
Executive-level 7 0.83 % 3 0.4 %
Total Pegawai 444 52.61 % 400 47.4 %
S-02 Employees Level by Gender and Age Group
Job levels
Age group Entry-level Mid-level Senior-level Executive-level Number of
(years) employees
Men Women Men Women Men Women Men Women
18-25 13 13 0 0 0 0 0 0 26
25-35 139 160 28 18 1 0 0 0 346
35-45 86 72 60 23 30 7 0 1 289
45-55 21 44 28 23 10 9 4 1 140
>55 4 12 6 4 2 1 3 1 33
S-03 Employees Turnover
Number of employees Percentage
(in reporting year) (in reporting year)
Page 15
Number of employees resigned 201 Employees 23,8 %
Number of newly appointed
99 Employees 11,7 %
Employees
S-04 Temporary Worker
Number of employees Percentage
(in reporting year) (in reporting year)
Total company headcount held
by contractors and/or 32 Employees 3,8 %
consultants
S-05 Employee Training and Development
Average training hour per
Total employee attending company Percentage of employee attending
employee
training program company training program (%)
(in reporting year)
63,2 hours/employee 844 100 %
S-06 Injury Rate
Frequency of work-related accidents of total
Percentage of serious work-related accidents resulting in
Employees
serious and fatal injuries from total employees (%)
(in reporting year)
1 0%
S-07 Incidents Regarding Human Rights Abuse
Number of incidents regarding human rights
0
abuse (in reporting year)
Company Policy Regarding Employees
S-08 Does the company has a policy regarding sexual harassment and/or
Yes
non-discrimination?
S-09 Does the company has a policy regarding human rights? Yes
S-10 Does the company have a policy regarding child labor and/or forced
Yes
labor?
S-11 Does the company have a company policy regarding occupational
health and safety as well as a safe working environment for all Yes
employees?
Page 16
Corporate Social Responsibility (CSR)
S-12 Does the company have CSR activities, investments or donations to
Yes
the community or registered non-profit organizations?
C. Governance Performance
G-01 Board Diversity and Independence
Type of Company Number of seats Seats Occupied by Seats Occupied by Seats Occupied by
Board on Company Men Women Independent Party
Commissioners 0 4 1 3
Directors 0 3 2 1
G-02 Board Meeting Attendance
Number of board meetings Percentage of board meeting
(in reporting year) attendances (in reporting year)
Director Attendance to
14 86,3 %
Board Meetings
Comissioner Attendance to
15 91,8 %
Board Meetings
Other governmental-related policy
G-03 Does the company has a policy regarding separation of the
Yes
Chairman of the Board and CEO?
In accordance with Regulation PD-11/Policy/1124 on the Policy for Shareholder Aspects, Dividends, and
Corporate Actions.
G-04 Does the company has a policy regarding board appraisal? Yes
In accordance with Policy Guidelines PD No. 7 & 8 on the Charter and Code of Conduct of the Board of
Directors and Board of Commissioners.
The performance evaluation of the Board of Directors is based on the achievement of KPIs, as reflected in
the Bank performance, including the fairness of financial statements, market share, financial ratios, and
other relevant indicators and The performance evaluation of the Board of Commissioners is conducted in
accordance with OJK regulations on the implementation and assessment of Good Corporate Governance,
and its accountability is presented in the Annual Report to the GMS for approval.
G-05 Does the company has a policy regarding board training and
Yes
development?
In accordance with Policy Guidelines PD No. 7 & 8 on the Charter and Code of Conduct of the Board of
Directors and Board of Commissioners.
To enhance their competencies and support the execution of their duties and responsibilities, members of
the Directors and Commissioners are required to participate in education and/or training programs in
accordance with the Bank needs.
Page 17
G-06 Does the company has a criteria regarding board appointment and
Yes
re-election?
In accordance with Policy Guidelines PD No. 7 & 8 on the Charter and Code of Conduct of the Board of
Directors and Board of Commissioners.
The Bank is required to have at least three members of the Board of Directors, including a Compliance
Director, with the majority being Indonesian citizens, experienced, independent, and meeting OJK
requirements in terms of integrity, competence, and reputation. The Board of Commissioners must also
meet OJK requirements, be independent with no majority family relationships, and is responsible for
overseeing, providing strategic direction, and ensuring the implementation of good governance, risk
management, and business sustainability
G-07 Does the company has a policy regarding ethics and/or anti-
Yes
corruption?
In accordance with Regulation PD-08/Policy/0725, the Bank implements the following strategies to manage
fraud:
Fraud Prevention Pillar
Fraud Detection Pillar
Fraud Investigation Pillar
Fraud Monitoring Pillar
G-08 Does the company has a policy regarding equitable treatment of
Yes
shareholders?
In accordance with Regulation PD-11/Policy/1124 concerning the Policy on Shareholder Aspects, Dividends,
and Corporate Actions, the Bank has policies and/or procedures to:
a. ensure fair treatment of all shareholders and protect shareholders rights; and
b. facilitate the participation of shareholders and stakeholders, as well as manage communication in its
implementation.
G-09 Does the company have a policy regarding the obligations of
Yes
directors/commissioners to prevent conflicts of interest?
In accordance with Regulation PD-06/SOP/0226, the Bank is required to:
1. engage an appraiser
2. disclose information to the regulator
3. provide a summary report from experts or independent consultants
4. provide a statement from the Board of Commissioners and the Board of Directors
Page 18
D. Other
Alignment of Sustainability/Annual Reports with ESG Metrics
Pages in the Sustainability/Annual
Kinerja Kode Metric Name
Report
E-01 Greenhouse Gas Emission Report 463
E-02 Greenhouse Gas Emission Intensity 463
E-03 Electricity Consumption 462
E-04 Water Consumption 464
Environment
E-05 Waste Generated 465
Company Commitment to Achieving Net
E-06 458
Zero Emission Target
Company Commitment to Reduce
E-07 461
Emission
S-01 Gender Equality 485
S-02 Employees by Gender and Age Group 485
S-03 Employee Turnover Rate 475
S-04 Number of Temporary Officers 147
S-05 Employee Training and Development 147
S-06 Number of Work Accidents 477
S-07 Human Rights Violation Incidents 479
Social Sexual Harassment and/or Non-
S-08 480
Discrimination Policy
S-09 Policy on Human Rights 479
S-10 Child Labor and/or Forced Labor Policy 480
Occupational Health and Safety Policy
S-11 and Safe and Secure Work Environment 483
are provided to all employees.
S-12 Corporate Social Responsibility 482
Page 19
Management Diversity and
G-01 199
Independence
Total Attendance of Directors and
G-02 216
Commissioners to Board Meetings
Chairman of the Board and CEO
G-03 327
Separation Policy
Board of Directors and Commissioners
G-04 327
Assessment Policy
Board of Directors and Commissioners
Governance G-05 327
Training Policy
G-06 Special Criteria for Election of the Board 327
G-07 Code of Ethics and/or Anti-Corruption 317
G-08 Fair Treatment Policy for Shareholders 327
G-09 Conflict of Interest Prevention Policy 134
Referenced International Standards and Third Party Verification
Alignment with sustainability reporting framework
X Yes No
X GRI
TCFD
CDP
IFRS S1
IFRS S2
SASB
Others, please specify
null
Third-party assurance and/or validation
X No
Name of third-party service provider Scope of Work
Thus to be informed accordingly.
Respectfully,
PT Bank Maspion Indonesia Tbk.
Page 20
Iwan Djayawasita
Head Of Corporate Secretary
PT Bank Maspion Indonesia Tbk.
Pakuwon Tower, Tunjungan Plaza 6 Lantai 32 & 33, Jln. Embong Malang No. 21 -
Phone : 031-98588789, Fax : -, www.bankmaspion.co.id
Sender Name Iwan Djayawasita
Function Head Of Corporate Secretary
Date and Time 01-04-2026 16:41
Attachment 1. annual-report-bmas-2025.pdf
2. Submission of AR and SR BMAS 2025.pdf
This is an official document of PT Bank Maspion Indonesia Tbk. that does not require a signature as it was
generated electronically by the electronic reporting system. PT Bank Maspion Indonesia Tbk. is fully responsible for
the information contained within this document.
Names mentioned 11 people and organisations named in the text · linked when the evidence is strong
unresolved
—
Emisi langsung dari pembakaran stasioner
p.1
unresolved
—
Emisi fugitive langsung
p.1
unresolved
—
Total Emisi Langsung (Scope 1)
p.1
unresolved
org
Bank Maspion
p.3 ×8
unresolved
—
Iwan Djayawasita
· Head Of Corporate Secretary
p.10 ×2
unresolved
—
Direct emissions from stationary combustion
p.11
unresolved
—
Direct emissions from mobile combustion
p.11
unresolved
—
Direct emissions from processes
p.11
unresolved
—
Direct fugitive emissions
p.11
unresolved
—
Total Direct Emissions (Scope 1)
p.11
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