Source file signed link, expires in 15 minutes
Extracted text 3
Page 1
December 31, December 31, %
ASSETS Note
2025 2024 Incr/(Dec)
Cash on hand and in banks 1.001.539 668.876 49,73% A
Premium receivables - Sharia 4.728 1.136 316,20% B
Investment receivables 164.607 167.949
Other receivables 51.304 18.867 171,92% C
Prepaid expenses 105.078 136.191 (22,85%) D
Investments 14.077.352 12.918.870
Fixed assets - net 162.482 168.809
Right-of-use assets - net 17.041 7.904 115,60% E
Other assets 287.071 283.855
TOTAL ASSETS 15.871.202 14.372.457
The explanation of increase/decrease of asset as of December 31, 2025:
Note Explanation
Increase in Cash on hand and in banks mainly due to increase of cash in Bank CIMB and Sinarmas
A amounting to Rp227bio and Rp205bio, respectively. The increase were nett off with decrease of
cash in Maybank, Bukopin, BNI and BCA.
B Increase of Premium receivables mainly caused by significant increase of Health Product.
C Increase of other receivables mainly due to increase of management fee for Unit Link Product.
Decrease of prepaid expense mainly due to decrease of prepaid commission to agent due lower
D
financing in 2025.
E Increase of ROU asset, mainly due to contract extention of MSIG tower in 2025.
PT MSIG Life Insurance Indonesia Tbk
Kantor Pusat
Sinarmas Land Plaza Sudirman, Lt. 6, Jln. Jend. Sudirman Kav 21 Jakarta 12920-Indonesia.
Telp: (021) 5059 7777. Customer Care: (021) 5060 9999, 2650 8300. Whatsapp: 08812341088
Website: www.msiglife.co.id
PT MSIG Life Insurance Indonesia Tbk berizin dan diawasi Otoritas Jasa Keuangan
Page 2
December 31, December 31, %
LIABILITIES AND EQUITY Note
2025 2024 Incr/(Dec)
LIABILITIES
Insurance contract liabilities 6.164.445 4.961.616 24,24% F
Reinsurance contract liabilities 11.180 3.788 195,14% G
Commissions payable - Sharia 1.835 2.776 (33,90%) H
Liabilities to policy holders - Sharia:
Liability for future policy benefits 129.493 150.546
Unearned premiums 4.754 4.096
Estimated claims liability 19.396 19.284
Claims payable 1.244 1.263
Accrued expenses 139.692 112.720 23,93% I
Employee benefits liability 21.821 26.110
Lease liabilities 15.453 6.876
Taxes payable 2.025 4.659 (56,54%) J
Deferred tax liabilities 61.660 28.907 113,30% K
Other liabilities 223.762 112.375 99,12% L
Policyholder's Deposit 328.836 281.463
Unearned Ujrah 41.909 55.419 (24,38%) M
TOTAL LIABILITIES 7.167.505 5.771.898
PARTICIPANTS' FUND 193.306 184.595
EQUITY
Share Capital
Share capital - Rp100 (full amount) par value per
share Authorized, issued and fully paid -
2,100,000,000 (full amount) shares 210.000 210.000
Additional paid-in capital 6.842.500 6.842.500
Unrealized gain on changes in fair value of
securities at fair value through other
comprehensive income - net 410.183 62.407
Allowance for impairment losses on securities
measured at fair value through other
comprehensive income 6.062 2.867
Revaluation surplus on land and buildings - net 113.331 118.229
Retained earnings 1.142.999 1.246.768 23,93% N
Other comprehensive income (214.684) (66.807)
TOTAL EQUITY 8.510.391 8.415.964
TOTAL LIABILITIES, PARTICIPANTS' FUND AND
EQUITY 15.871.202 14.372.457
PT MSIG Life Insurance Indonesia Tbk
Kantor Pusat
Sinarmas Land Plaza Sudirman, Lt. 6, Jln. Jend. Sudirman Kav 21 Jakarta 12920-Indonesia.
Telp: (021) 5059 7777. Customer Care: (021) 5060 9999, 2650 8300. Whatsapp: 08812341088
Website: www.msiglife.co.id
PT MSIG Life Insurance Indonesia Tbk berizin dan diawasi Otoritas Jasa Keuangan
Page 3
The explanation of increase/decrease of liabilities as of
December 31, 2025:
Note Explanation
Increase of insurance contract liabilities mainly due to increase of health claim and update IFRS 17
F
assumption relates to partial withdrawal.
Increase in reinsurance contracts liability mainly due to changes methodology from surplus to
G quota share that has more coverage compare to prior year.
Decrease of commission Payable shariah align with decrease of shariah product in 2025 due to
H
Spin-off preparation.
Increase of accrued expense mainly due to increase of outstanding invoice relates to operational
I
expense by the end of 2025.
J Decrease of tax payable mainly due to decrease of withholding tax article 21 and VAT.
K Increase of deferred tax liabilities mainly due to increase of unrealize gain in marketable securities.
L Increase of other liabilities mainly due to the addition of provision relates to litigation cases.
M Decrease in Unearned ujrah mainly due to decrease of Production In 2025.
N Decrease of retained earning mainly due to decrease of current year profit in 2025.
PT MSIG Life Insurance Indonesia Tbk
Kantor Pusat
Sinarmas Land Plaza Sudirman, Lt. 6, Jln. Jend. Sudirman Kav 21 Jakarta 12920-Indonesia.
Telp: (021) 5059 7777. Customer Care: (021) 5060 9999, 2650 8300. Whatsapp: 08812341088
Website: www.msiglife.co.id
PT MSIG Life Insurance Indonesia Tbk berizin dan diawasi Otoritas Jasa Keuangan
Names mentioned 4 people and organisations named in the text · linked when the evidence is strong
unresolved
org
Life Insurance Indonesia Tbk
p.1 ×6
Extraction attempts how the parser did, and what it refused
Nothing structured was extracted from this document — the attempts below say why.
No extraction attempted yet.