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20231002_TUGU_Tanggapan atas Permintaan Penjelasan Bursa_31434073_lamp1.pdf

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Jakarta, 2 October 2023


No       : 080/S/01/COS-ATPI/X/2023
Hal      : Response to Indonesia Stock Exchange's Request for Explanation No.
           S08251/BEI.PP3/09-2023


To:
Ms. Lidia M. Panjaitan
Head of PP3 Division – Indonesia Stock Exchange
Gedung Bursa Efek Indonesia
Jl. Jend. Sudirman Kav. 52-53,
Jakarta 10710


With respect,

Responding to the letter from the Indonesian Stock Exchange number S-08251/BEI.PP3/09-
2023 dated 26 September 2023 regarding the Request for Explanation on the Company's
Investment in PT Pertamina Geothermal Energy Tbk (PGEO) received on 27 September 2023
through IDXNet, we hereby submit the following response:

      1. Regarding the recording of the Company's investment in PT Pertamina Geothermal
         Energy Tbk (PGEO) in the Financial Statements Notes (CALK) 5 – Securities Investment
         of 282,400,000 shares with a fair value of IDR247,100,000,000, please explain the
         following matters:

          a. The reason behind the Company’s investment in PGEO;

              Response:
              The Company considers several aspects to invest in PGEO shares, among others:

              1) PGEO Overview:
                   ▪ PGEO is one of the largest geothermal companies in Indonesia and
                      globally.
                   ▪ Has a solid business model with stable Cash Flow due to the long-term
                      contracts, supported by a profitable price formation formula.
                   ▪ Is a pioneer in Renewable Energy that supports Government programs
                      and will be an ESG-based investment for the Company.

              2) Assessment of financial performance:
                   ▪ From the study conducted, it can be concluded that PGEO's financial
                      performance is in a healthy condition, reflected in the FY21 and 1H22
                      performance results which recorded positive growth in revenue, net
                      profit, profitability and leverage.
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    3) PGEO Share valuation :
       Quoting research from PT Mandiri Sekuritas on 10 May 2022, it is stated that
       the estimated enterprise value for FY23F is in the range of USD 3,112 million
       – USD 3,743 million, implied by 10.0 – 12.1x EV/EBITDA 2023F, within the
       current global peer range of approximately 8.5x -18.7x EV/EBITDA 2023F with
       an average of 12.8x EV/EBITDA 2023F.




b. Price and date of acquisition of the Company's investment in PGEO;

   Response:
   The following is historical data on the Company's purchase of PGEO shares during
   2023:


                Settlement   Number of      Average
          No                                               Cost Value
                   Date       Shares       Share Price

            1   28-Feb-23    248,911,300      845.03     210,337,192,254
            2    1-Mar-23     20,250,000      840.83      17,026,850,025
            3    2-Mar-23     15,900,000      822.68      13,080,650,160
            4    3-Mar-23      7,000,000      820.34       5,742,401,700
            5    6-Mar-23      2,600,000      832.98       2,165,750,080
            6    7-Mar-23      2,600,000      869.59       2,260,930,880
            7    8-Mar-23      6,200,000      857.50       5,316,500,000
            8    9-Mar-23        300,000      860.00         258,000,000
            9   10-Mar-23        100,000      860.00          86,000,000
           10   13-Mar-23      1,200,000      852.08       1,022,499,960
           11   14-Mar-23      5,100,000      847.92       4,324,411,890
           12   16-Mar-23      2,700,000      823.47       2,223,380,070
           13   17-Mar-23      1,700,000      813.82       1,383,499,950
           14   20-Mar-23     13,200,000      788.47      10,407,854,160
           15   21-Mar-23        900,000      798.70         718,829,010
           16   24-Mar-23        300,000      798.33         239,499,990
           17   27-Mar-23      1,100,000      795.91         875,500,010
           18   28-Mar-23      2,338,700      792.43       1,853,266,565
                  Total      332,400,000      840.32     279,323,016,704
Page 3
    c. The current percentage of the Company's ownership in PGEO;

        Response:
        Currently TUGU no longer has ownership in PGEO.

    d. The reason and considerations of The Company classifies the Company's
       investment in PGEO in the Third Party category, and does not record PGEO's
       investment in the related party investment category.

        Response:
        The Company hereby confirms that there was mistake in classifying the Company's
        investment in PGEO, this investment should be recorded in the related party
        investment category.

2. Regarding the evaluation of the fulfillment of the Company's investment conditions in
   PGEO in accordance with PSAK 71 – Financial Instruments, Financial Assets with the
   Fair Value through Profit or Losses (FVTPL) classification, please explain:

    a. The Company's consideration for classifying the Company's investment in PGEO as
       available-for-sale securities and changes in fair value are stated in Fair Value
       Through Profit or Loss (FVTPL) in accordance with Paragraph 4.1 Financial
       Classification of PSAK 71 - Financial Instruments;

        Response:
        In general, the Company has not implemented PSAK 71 in investment reporting.
        The current recording policy still refers to PSAK 50/55, where the PGEO share
        portfolio is included in the Available for Sale (AFS) classification. The Company
        which operating in the insurance sector is allowed to apply PSAK 71 along with
        with PSAK 74 (Insurance Contracts) on 1 January 2025.

    b. Analysis of the Company's Solely Payments of Principal and Interest (SPPI) in
       accordance with PSAK 71;

        Response:
        Due to the Company still refers to PSAK 50/55, the Company has not carried out
        an SPPI analysis on its PGEO share ownership.

    c. The Company's considerations to recorded the Company's investments in PGEO in
       accordance with PSAK 71 compared with the provisions of PSAK 15 - Investments
       in Associated Entities and Joint Ventures. Considering that the Company and PGEO
       are entities under the same control and controlled by PT Pertamina (Persero);

        Response:
        As previously explained, the Company does not record the PGEO investment value
        using the equity method (PSAK 15) due to management's intention and medium-
        term business strategy to classify these financial instruments for trading (AFS).

    d. The Company's consideration to not use the equity method for recording
       investments in PGEO in accordance with Paragraph 16 on the Application of the
       Equity Method in PSAK 15;
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        Response:

        As explained in the previous point, the Company classifies share investments in
        PGEO as available for sale (AFS) financial instruments in accordance with policy
        and management's medium-term business strategies with the aim of obtaining
        dividend income and potential for realized profit from increases in the issuer's
        share price which is considered still undervalued at the time the investment placed.


    e. Provisions on PSAK or other accounting guidelines that underlie the Company's
       presentation of the PGEO investment.

        Response:
        There are no PSAK or other accounting guidelines that underlie the Company's
        recording method for investment in PGEO other than PSAK 50/55 because PSAK
        71 has not been implemented by the Company at this time.


3. Regarding the evaluation of the fulfillment of the Company's investment conditions in
   PT Pertamina Geothermal Energy Tbk (PGEO) in accordance with PSAK 15 – Investment
   in Associated Entities and Joint Ventures, please explain further the following:

 a. Complete the table below:

         PSAK 15 Criteria. Paragraphs 5-6                          Explanation
      The Company’s direct ownership in          The company owned 282,400,000 shares
      PGEO                                       which were purchased according to the market
                                                 price purchase mechanism on the IDX,
                                                 currently all shares have been sold.
      The Company’s indirect ownership on The Company does not have indirect ownership
      PGEO                                       in PGEO's capital structure.
      The potential voting rights or convertible The Company does not have potential voting
      equity instruments such as warrants,       rights or convertible equity instruments such as
      share purchase options, etc. of the        warrants, share purchase options, etc. of the
      Company in PGEO;                           Company in PGEO.
      The existence of The Company Down          The Company does not have any down payment
      Payment for Investment as of 30 June for investment in PGEO.
      2023 at PGEO;
     Representation of the Company's             The company does not have representation of
     directors and board of commissioners directors or commissioners at PGEO.
     at PGEO;
     Participation in the Company's policies The Company does not participate in PGEO
     making process, including participation policies making process, either in operations or
     in decision making regarding dividends dividend distribution.
     at PGEO;
     The existence of material transactions The Company does not have material
     between the Company and PGEO;               transactions with PGEO.
     Exchange of the Company's managerial The Company does not exchange managerial
     personnel with PGEO;                 personnel with PGEO.
     Provision of the Company's essential The Company does not provide essential
     technical information with PGEO      technical information with PGEO.
Page 5
4. Regarding the news in the following media:
   • TUGU shares soared for almost 8%, due to big profits from PGEO?
       (https://www.cnbcindonesia.com/market/20230925102550-17-475213/saham-
       tugu-melejit-nyaris-8-gara-gara-cuan-gede-di-pgeo)
   • Buy Up PGEO Shares, Secretly TUGU generated big profit of Hundreds of Billions
       (https://www.cnbcindonesia.com/market/20230924233939-17-475120/borong-
       saham-pgeo-diam-diam-tugu-cuan-bagger-ratusan-miliar)

 Please explain the following:

 a. Does the Company know about news related to the Company?

    Response:
    The Company is aware of news related to the Company published by
    www.cnbcindonesia.com through media monitoring activities carried out by the
    Company.

 b. Clarification of the news;

    Response:
    The news published by www.cnbcindonesia.com does not originate from the Company.
    It can be seen from the news, the news article is a journalistic product from the CNBC
    Indonesia research team point of view.

 c. Impact on the Company's shares liquidity in connection with this news

    Response:
    From TUGU share trading transactions on September 25 2023, along with the
    publication date of this news, we convey the following:
     • TUGU share trading opened at 1,225 and moved in the range of 1,210 – 1,325
         and closed at 1,220, or increase 2.5% from the closing price in 22 September
         2023 which recorded at 1,190.
     • TUGU trading volume also increased from 3.7 million shares (22 September 2023)
         to 46.2 million shares (25 September 2023).
    However, the Company cannot confirm whether the increase in trading volume and
    TUGU share price on 25 September 25 was the impact of these 2 news articles.

5. Information or other important events that are material and can affect the Company's
   survival and can affect the Company's share price.

   Response :
   Currently, there is no information or other important events that are material and could
   affect the Company's viability and could affect the Company's share price.
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The Company therefore convey the response. Thank you for your kind attention and assistance.


Yours Faithfully,




Emil Hakim
Financial and Corporate Service Director / Corporate Secretary

Cc :Board of Director PT Asuransi Tugu Pratama Indonesia Tbk

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