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Financial statement Text extracted BSLT

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Page 1
Nomor Surat                      185/A/AKT/DIR/VII/2023
Nama Emiten                      PT Bank Pembangunan Daerah SulawesiUtara Gorontalo
Kode Emiten                      BSLT
Perihal                          Penyampaian Laporan Keuangan Interim Yang Tidak Diaudit



Perseroan dengan ini menyampaikan laporan keuangan untuk periode 6 Bulan yang berakhir pada 30/06/2023 dengan ikhtisar sebagai berikut :



Informasi mengenai anak perusahaan Perseroan sebagai berikut :




 No      Nama       Kegiatan           Lokasi         Tahun           Status       Jumlah Aset         Satuan        Mata     Persentase
                     Usaha                           Komersil         Operasi                                        Uang        (%)
 1    PT Bank         Bank            Manado           2023            Bank      19.667.380.903.58     PENUH         IDR        100.0
      Pembangunan Pembangunan                                                                    5
      Daerah         Daerah
      Sulawesi
      Utara
      Gorontalo




 Dokumen ini merupakan dokumen resmi PT Bank Pembangunan Daerah SulawesiUtara Gorontalo yang tidak memerlukan tanda tangan karena

 dihasilkan secara elektronik. PT Bank Pembangunan Daerah SulawesiUtara Gorontalo bertanggung jawab penuh atas informasi tertera di dalam

                                                                 dokumen ini.
Page 2
[1000000] General information

Informasi umum                                                                    General information
                                                   30 June 2023
Nama entitas                            PT Bank Pembangunan Daerah                                   Entity name
                                        SulawesiUtara Gorontalo
Penjelasan perubahan nama dari akhir                                      Explanation of change in name from
periode laporan sebelumnya                                                  the end of the preceding reporting
                                                                                                          period
Kode entitas                            BSLT                                                         Entity code
Nomor identifikasi entitas              AA549                                      Entity identification number
Industri utama entitas                  Keuangan dan Syariah /                              Entity main industry
                                        Financial and Sharia
Standar akutansi yang dipilih           PSAK                                  Selected accounting standards
Sektor                                  G. Financials                                                    Sector
Subsektor                               G1. Banks                                                   Subsector
Industri                                G11. Banks                                                     Industry
Subindustri                             G111. Banks                                               Subindustry
Informasi pemegang saham                                                   Controlling shareholder information
                                        Indonesian Government
pengendali
Jenis entitas                           Local Company - Indonesia                                  Type of entity
                                        Jurisdiction
Jenis efek yang dicatatkan              Obligasi / Bond                                 Type of listed securities
Jenis papan perdagangan tempat                                             Type of board on which the entity is
entitas tercatat                                                                                            listed
Apakah merupakan laporan keuangan                                         Whether the financial statements are
satu entitas atau suatu kelompok       Entitas tunggal / Single entity      of an individual entity or a group of
entitas                                                                                                   entities
Periode penyampaian laporan                                                      Period of financial statements
                                       Kuartal II / Second Quarter
keuangan                                                                                            submissions
Tanggal awal periode berjalan          January 01, 2023                                Current period start date
Tanggal akhir periode berjalan         June 30, 2023                                    Current period end date
Tanggal akhir tahun sebelumnya         December 31, 2022                                     Prior year end date
Tanggal awal periode sebelumnya        January 01, 2022                                   Prior period start date
Tanggal akhir periode sebelumnya       June 30, 2022                                      Prior period end date
Tanggal akhir 2 tahun sebelumnya       December 31, 2021                                  Prior 2 year end date
Mata uang pelaporan                    Rupiah / IDR                       Description of presentation currency
Kurs konversi pada tanggal pelaporan                                        Conversion rate at reporting date if
jika mata uang penyajian selain rupiah 15,176.50000                         presentation currency is other than
                                                                                                           rupiah
Pembulatan yang digunakan dalam                                             Level of rounding used in financial
penyajian jumlah dalam laporan          Satuan Penuh / Full Amount                                    statements
keuangan
Jenis laporan atas laporan keuangan     Tidak Diaudit / Unaudit          Type of report on financial statements
Jenis opini auditor                     Wajar Tanpa Modifikasian /                    Type of auditor's opinion
                                        Unqualified
Hal yang diungkapkan dalam paragraf                                                     Matters disclosed in
pendapat untuk penekanan atas suatu                                        emphasis-of-matter or other-matter
masalah atau paragraf penjelasan                                                           paragraph, if any
lainnya, jika ada
Hasil penugasan review                                                           Result of review engagement
Opini Hal Audit Utama                                                          Any Key Audit Matters Opinion
Jumlah Hal Audit Utama                                                                 Total Key Audit Matters
Paragraf Hal Audit Utama                                                         Key Audit Matters Paragraph
Tanggal laporan audit atau hasil                                           Date of auditor's opinion or result of
                                    24 juli 2023
laporan review                                                                                     review report
Page 3
Auditor tahun berjalan               Hananta Budianto & Rekan                        Current year auditor
Nama partner audit tahun berjalan                                   Name of current year audit signing
                                                                                                   partner
Lama tahun penugasan partner yang                                     Number of years served as audit
                                    one year
menandatangani                                                                            signing partner
Auditor tahun sebelumnya            Hananta Budianto & Rekan                            Prior year auditor
Nama partner audit tahun sebelumnya                                   Name of prior year audit signing
                                                                                                   partner
Kepatuhan terhadap pemenuhan                                     Whether in compliance with OJK rules
peraturan OJK Nomor:                                                 No. 75/POJK.04/2017 concerning
                                     Ya / Yes
75/POJK.04/2017 tentang Tanggung                                responsibilities of board of directors on
Jawab Direksi Atas Laporan Keuangan                                                  financial statements
Kepatuhan terhadap pemenuhan                                       Compliance to the independency of
independensi akuntan yang                                          Accountant that provide services in
memberikan jasa audit di pasar modal                               Capital Market as regulated in OJK
sesuai dengan POJK Nomor             Ya / Yes                               rules No. 13/POJK.03/2017
13/POJK.03/2017 tentang                                                  concerning The Use of Public
Penggunaan Jasa Akuntan Publik                                        Accountant and Auditing Firm in
dalam Kegiatan Jasa Keuangan                                              Financial Services Activities.
Page 4
[4220000] Statement of financial position presented using order of liquidity -
Financial and Sharia Industry

Laporan posisi keuangan                                          Statement of financial position
                                      30 June 2023       31 December 2022
Aset                                                                                                 Assets
  Kas                                234,911,634,750      350,494,627,850                           Cash
  Giro pada bank lain                                                      Current accounts with other
                                                                                                   banks
       Giro pada bank lain pihak                                               Current accounts with
                                      32,099,838,555         7,402,381,342
       ketiga                                                                other banks third parties
   Efek-efek yang                                                                Marketable securities
   diperdagangkan
       Efek-efek yang                                                        Marketable securities third
       diperdagangkan pihak          269,426,224,607      555,115,289,409                        parties
       ketiga
   Efek yang dibeli dengan janji                                               Securities purchased under
                                    1,976,421,090,000    1,693,168,330,000
   dijual kembali                                                                      agreement to resale
   Pinjaman yang diberikan                                                                         Loans
       Pinjaman yang diberikan                                                      Loans third parties
                                   13,775,403,656,917   13,108,987,320,201
       pihak ketiga
       Pinjaman yang diberikan                                                    Loans related parties
                                         968,252,850      126,199,652,414
       pihak berelasi
   Properti investasi                 503,196,201,345      446,351,994,676           Investment properties
   Aset pengampunan pajak              26,900,611,980       26,900,611,980             Tax amnesty assets
   Aset lainnya                       260,010,187,604      111,292,324,006                     Other assets
   Jumlah aset                     19,667,380,903,585   20,172,214,430,676                     Total assets
Liabilitas, dana syirkah                                                      Liabilities, temporary syirkah
temporer dan ekuitas                                                                         funds and equity
   Liabilitas                                                                                     Liabilities
       Liabilitas segera                                                                 Obligations due
                                     247,605,391,155      218,715,569,647
                                                                                            immediately
      Simpanan nasabah                                                           Customers deposits
         Giro                                                                    Current accounts
            Giro pihak ketiga                                                  Current accounts
                                    2,500,511,554,253     939,730,441,873
                                                                                     third parties
             Giro pihak berelasi                                               Current accounts
                                                         1,581,890,475,646
                                                                                  related parties
          Tabungan                                                                          Savings
              Tabungan pihak                                                       Savings third
                                    2,620,008,223,086    2,441,291,655,087
              ketiga                                                                       parties
              Tabungan pihak                                                    Savings related
                                                           92,852,815,980
              berelasi                                                                     parties
          Deposito berjangka                                                         Time deposits
              Deposito berjangka                                             Time deposits third
                                   10,856,616,858,684   11,123,797,568,454
              pihak ketiga                                                                 parties
              Deposito berjangka                                                  Time deposits
                                                             8,730,000,000
              pihak berelasi                                                      related parties
      Simpanan dari bank lain                                                   Other banks deposits
          Simpanan dari bank                                                  Other banks deposits
                                      90,166,766,969      473,592,410,272
          lain pihak berelasi                                                         related parties
      Utang pajak                     48,200,384,540       25,176,153,737                 Taxes payable
      Liabilitas lainnya              76,701,244,332       68,009,427,238                 Other liabilities
      Kewajiban imbalan pasca                                                 Post-employment benefit
                                     118,808,503,979      122,275,509,000
      kerja                                                                                   obligations
      Pinjaman subordinasi                                                        Subordinated loans
Page 5
      Pinjaman subordinasi                                                  Subordinated loans
                                500,000,000,000      500,000,000,000
      pihak ketiga                                                                  third parties
  Jumlah liabilitas          17,805,730,218,511    18,342,717,206,577              Total liabilities
Ekuitas                                                                                          Equity
  Ekuitas yang                                                              Equity attributable to
  diatribusikan kepada                                                   equity owners of parent
  pemilik entitas induk                                                                        entity
      Saham biasa             1,261,022,200,000     1,097,523,100,000          Common stocks
      Tambahan modal                                                          Additional paid-in
                                 11,965,836,253        11,965,836,253
      disetor                                                                             capital
      Cadangan revaluasi        189,192,362,563      189,192,362,563      Revaluation reserves
      Cadangan pengukuran                                                            Reserve of
      kembali program         ( 91,235,550,342 )    ( 91,235,550,342 )      remeasurements of
      imbalan pasti                                                       defined benefit plans
      Komponen ekuitas                                                    Other components of
                                  1,951,321,007        76,091,021,007
      lainnya                                                                              equity
      Saldo laba                                                            Retained earnings
      (akumulasi kerugian)                                                              (deficit)
          Saldo laba yang                                                     Appropriated
          telah ditentukan                                               retained earnings
          penggunaanya
              Cadangan                                                      General and
                                343,445,095,557      304,558,383,971
              umum dan wajib                                              legal reserves
          Saldo laba yang                                                   Unappropriated
          belum ditentukan      145,309,420,036      241,402,070,647      retained earnings
          penggunaannya
      Jumlah ekuitas yang                                                       Total equity
      diatribusikan kepada                                            attributable to equity
                              1,861,650,685,074     1,829,497,224,099
      pemilik entitas induk                                                owners of parent
                                                                                        entity
   Jumlah ekuitas             1,861,650,685,074     1,829,497,224,099               Total equity
Jumlah liabilitas, dana                                                Total liabilities, temporary
syirkah temporer dan         19,667,380,903,585    20,172,214,430,676    syirkah funds and equity
ekuitas
Page 6
[4312000] Statement of profit or loss and other comprehensive income, OCI
components presented net of tax, by nature - Financial and Sharia Industry

Laporan laba rugi dan penghasilan                           Statement of profit or loss and other
komprehensif lain                                                       comprehensive income
                                        30 June 2023          30 June 2022
Pendapatan dan beban                                                                     Operating income and
operasional                                                                                             expenses
    Pendapatan bunga                  1,053,934,326,077        997,067,461,296                 Interest income
    Beban bunga                      ( 398,547,899,029 )   ( 357,379,212,589 )              Interest expenses
    Beban asuransi                                                                      Insurance expenses
        Beban asuransi lainnya        ( 16,630,795,524 )     ( 17,091,785,556 ) Other insurance expenses
    Pendapatan operasional                                                          Other operating income
    lainnya
        Pendapatan operasional                                                   Other operating income
                                        68,154,715,587         53,161,150,053
        lainnya
    Pembentukan kerugian                                                        Allowances for impairment
    penurunan nilai                                                                                  losses
        Pembentukan penyisihan                                                 Allowances for impairment
        kerugian penurunan nilai        12,312,600,221         ( 383,313,345 ) losses on earnings assets
        aset produktif
    Beban operasional lainnya                                                     Other operating expenses
        Beban umum dan                                                                        General and
                                     ( 169,125,154,915 )   ( 165,197,547,026 )
        administrasi                                                              administrative expenses
        Beban operasional                                                                Other operating
                                     ( 333,182,094,498 )   ( 318,333,682,654 )
        lainnya                                                                                 expenses
Jumlah laba operasional                216,915,697,919       191,843,070,179        Total profit from operation
Pendapatan dan beban bukan                                                          Non-operating income and
operasional                                                                                            expense
    Pendapatan bukan                                                                   Non-operating income
                                           359,381,869          2,276,278,170
    operasional
    Beban bukan operasional           ( 30,980,951,537 )    ( 31,976,870,945 )       Non-operating expenses
Jumlah laba (rugi) sebelum                                                          Total profit (loss) before tax
                                       186,294,128,251       162,142,477,404
pajak penghasilan
Pendapatan (beban) pajak              ( 40,984,708,215 )    ( 35,671,345,029 )            Tax benefit (expenses)
Jumlah laba (rugi) dari operasi                                                         Total profit (loss) from
                                       145,309,420,036        126,471,132,375
yang dilanjutkan                                                                         continuing operations
Jumlah laba (rugi)                     145,309,420,036        126,471,132,375                  Total profit (loss)
Pendapatan komprehensif                                                         Other comprehensive income,
lainnya, setelah pajak                                                                                    after tax
    Pendapatan komprehensif                                                           Other comprehensive
    lainnya yang tidak akan                                                          income that will not be
    direklasifikasi ke laba rugi,                                                   reclassified to profit or
    setelah pajak                                                                               loss, after tax
        Pendapatan komprehensif                                                     Other comprehensive
        lainnya atas keuntungan                                                 income for gains (losses)
                                       189,192,362,563        189,192,362,563
        (kerugian) hasil revaluasi                                              on revaluation of property
        aset tetap, setelah pajak                                                and equipment, after tax
        Pendapatan komprehensif                                                     Other comprehensive
        lainnya atas pengukuran                                                                  income for
        kembali kewajiban            ( 108,931,400,277 )   ( 119,051,943,277 ) remeasurement of defined
        manfaat pasti, setelah                                                 benefit obligation, after tax
        pajak
        Penyesuaian lainnya atas                                              Other adjustments to other
        pendapatan komprehensif                                                  comprehensive income
                                                                              that will not be reclassified
                                        17,695,849,935         19,922,369,395   to profit or loss, after tax
Page 7
       lainnya yang tidak akan
       direklasifikasi ke laba rugi,
       setelah pajak
       Jumlah pendapatan                                                               Total other
       komprehensif lainnya                                              comprehensive income
       yang tidak akan                  97,956,812,221    90,062,788,681          that will not be
       direklasifikasi ke laba                                            reclassified to profit or
       rugi, setelah pajak                                                          loss, after tax
   Jumlah pendapatan                                                     Total other comprehensive
   komprehensif lainnya,                97,956,812,221    90,062,788,681            income, after tax
   setelah pajak
Jumlah laba rugi komprehensif          243,266,232,257   216,533,921,056   Total comprehensive income
Laba (rugi) yang dapat                                                       Profit (loss) attributable to
diatribusikan
   Laba (rugi) yang dapat                                                    Profit (loss) attributable to
                                       145,309,420,036   126,471,132,375
   diatribusikan ke entitas induk                                                           parent entity
Laba rugi komprehensif yang                                                       Comprehensive income
dapat diatribusikan                                                                          attributable to
   Laba rugi komprehensif yang                                                  Comprehensive income
   dapat diatribusikan ke entitas      243,266,232,257   216,533,921,056    attributable to parent entity
   induk
Laba (rugi) per saham                                                        Earnings (loss) per share
   Laba per saham dasar                                                   Basic earnings per share
   diatribusikan kepada                                                        attributable to equity
   pemilik entitas induk                                                 owners of the parent entity
       Laba (rugi) per saham                                             Basic earnings (loss) per
       dasar dari operasi yang                13,959.6          13,959.6   share from continuing
       dilanjutkan                                                                      operations
Page 8
[4410000] Statement of changes in equity - Financial and Sharia Industry - Current Year

30 June 2023


Laporan perubahan ekuitas                                                                                                                                                                                                                                                               Statement of changes in equity
                                                                                                                                                                            Saldo laba yang telah
                                                                                                                          Cadangan pengukuran                                                           Saldo laba yang belum      Ekuitas yang dapat
                                                                         Tambahan modal                                                            Komponen transaksi             ditentukan
                                                   Saham biasa                                     Cadangan revaluasi       kembali program                                                                   ditentukan          diatribusikan kepada          Ekuitas
                                                                             disetor                                                                 ekuitas lainnya      penggunaannya-cadangan
                                                                                                                              imbalan pasti                                                                penggunaannya              entitas induk
                                                                                                                                                                               umum dan wajib
                                                                                                                                Reserve of                                   Appropriated retained
                                                                                                                                                   Other components of                                  Unappropriated retained   Equity attributable to
                                                  Common stocks       Additional paid-in capital   Revaluation reserves     remeasurements of                              earnings-general and legal                                                           Equity
                                                                                                                                                    equity transactions                                       earnings               parent entity
                                                                                                                           defined benefit plans                                    reserves
Posisi ekuitas                                                                                                                                                                                                                                                                                                         Equity position
  Saldo awal periode sebelum penyajian kembali                                                                                                                                                                                                                                         Balance before restatement at beginning of
                                                  1,097,523,100,000         11,965,836,253           189,192,362,563       ( 91,235,550,342 )         76,091,021,007              304,558,383,971           241,402,070,647        1,829,497,224,099       1,829,497,224,099
                                                                                                                                                                                                                                                                                                                               period
  Posisi ekuitas, awal periode                    1,097,523,100,000         11,965,836,253           189,192,362,563       ( 91,235,550,342 )         76,091,021,007              304,558,383,971           241,402,070,647        1,829,497,224,099        1,829,497,224,099           Equity position, beginning of the period
  Laba (rugi)                                                                                                                                                                                               145,309,420,036           145,309,420,036          145,309,420,036                                           Profit (loss)
  Pendapatan komprehensif lainnya                                                                      97,956,812,221                                                                                                                   97,956,812,221           97,956,812,221                      Other comprehensive income
  Pembentukan cadangan umum                                                                                                                                                        38,886,711,586         ( 38,886,711,586 )                         0                        0                     Allocation for general reserves
  Distribusi dividen kas                                                                            ( 97,956,812,221 )                                                                                                              ( 97,956,812,221 )       ( 97,956,812,221 )                     Distributions of cash dividends
  Distribusi dividen saham                                                                                                                                                                               ( 194,515,359,061 )      ( 194,515,359,061 )      ( 194,515,359,061 )                      Distributions of stock dividends
  Penerbitan saham biasa                                                                                                                                6,376,500,000                                                                    6,376,500,000            6,376,500,000                         Issuance of common stocks
  Setoran modal dari kepentingan non-pengendali    163,499,100,000                                                                                  ( 80,516,200,000 )                                                                  82,982,900,000           82,982,900,000    Stock subscription from non-controlling interests
  Transaksi ekuitas lainnya                                                                                                                                                                                 ( 8,000,000,000 )         ( 8,000,000,000 )        ( 8,000,000,000 )                           Other equity transactions
  Posisi ekuitas, akhir periode                   1,261,022,200,000         11,965,836,253           189,192,362,563       ( 91,235,550,342 )           1,951,321,007             343,445,095,557           145,309,420,036        1,861,650,685,074        1,861,650,685,074                 Equity position, end of the period
Page 9
[4410000] Statement of changes in equity - Financial and Sharia Industry - Prior Year

30 June 2022


Laporan perubahan ekuitas                                                                                                                                                                                                                                                              Statement of changes in equity
                                                                                                                                                                            Saldo laba yang telah
                                                                                                                          Cadangan pengukuran                                                           Saldo laba yang belum      Ekuitas yang dapat
                                                                         Tambahan modal                                                            Komponen transaksi             ditentukan
                                                   Saham biasa                                     Cadangan revaluasi       kembali program                                                                   ditentukan          diatribusikan kepada          Ekuitas
                                                                             disetor                                                                 ekuitas lainnya      penggunaannya-cadangan
                                                                                                                              imbalan pasti                                                                penggunaannya              entitas induk
                                                                                                                                                                               umum dan wajib
                                                                                                                                Reserve of                                   Appropriated retained
                                                                                                                                                   Other components of                                  Unappropriated retained   Equity attributable to
                                                  Common stocks       Additional paid-in capital   Revaluation reserves     remeasurements of                              earnings-general and legal                                                           Equity
                                                                                                                                                    equity transactions                                       earnings               parent entity
                                                                                                                           defined benefit plans                                    reserves
Posisi ekuitas                                                                                                                                                                                                                                                                                                        Equity position
  Saldo awal periode sebelum penyajian kembali                                                                                                                                                                                                                                        Balance before restatement at beginning of
                                                  1,024,413,400,000         11,241,355,724           189,192,362,563       ( 99,129,573,882 )         24,835,571,522              264,070,688,608           162,053,043,899        1,576,676,848,434       1,576,676,848,434
                                                                                                                                                                                                                                                                                                                              period
  Posisi ekuitas, awal periode                    1,024,413,400,000         11,241,355,724           189,192,362,563       ( 99,129,573,882 )         24,835,571,522              264,070,688,608           162,053,043,899        1,576,676,848,434       1,576,676,848,434           Equity position, beginning of the period
  Laba (rugi)                                                                                                                                                                                               126,471,132,375          126,471,132,375         126,471,132,375                                            Profit (loss)
  Pendapatan komprehensif lainnya                                                                      90,062,788,681                                                                                                                 90,062,788,681          90,062,788,681                        Other comprehensive income
  Pembentukan cadangan umum                                                                                                                                                        40,487,695,363         ( 40,487,695,363 )                                                                       Allocation for general reserves
  Distribusi dividen kas                                                                            ( 90,062,788,681 )                                                                                                              ( 90,062,788,681 )       ( 90,062,788,681 )                    Distributions of cash dividends
  Distribusi dividen saham                                                                                                                                                                               ( 121,565,348,536 )      ( 121,565,348,536 )      ( 121,565,348,536 )                     Distributions of stock dividends
  Penerbitan saham biasa                             60,239,964,731       ( 6,239,964,731 )                                                                                                                                            54,000,000,000           54,000,000,000                         Issuance of common stocks
  Setoran modal dari kepentingan non-pengendali      12,869,735,269                                                                                 ( 12,869,735,269 )                                                                                                            Stock subscription from non-controlling interests
  Posisi ekuitas, akhir periode                   1,097,523,100,000          5,001,390,993           189,192,362,563       ( 99,129,573,882 )          11,965,836,253             304,558,383,971           126,471,132,375        1,635,582,632,273       1,635,582,632,273                 Equity position, end of the period
Page 10
[4510000] Statement of cash flows, direct method - Financial and Sharia
Industry

Laporan arus kas                                                            Statement of cash flows
                                      30 June 2023          30 June 2022
Arus kas dari aktivitas operasi                                                   Cash flows from operating
                                                                                                       activities
   Arus kas sebelum                                                           Cash flows before changes
   perubahan dalam aset dan                                                       in operating assets and
   liabilitas operasi                                                                              liabilities
       Penerimaan bunga, hasil                                                      Interest, investment
       investasi, provisi, dan     1,053,934,326,078         997,067,461,297           income, fees and
       komisi                                                                    commissions received
       Pembayaran bunga dan                                                   Payments Of Interest And
       bonus, provisi dan komisi   ( 398,547,899,029 )   ( 357,379,212,589 )            Bonus Fees And
                                                                                           Commissions
       Pembayaran atas beban                                                  Payments of finance costs
       keuangan dan beban          ( 185,756,000,439 )   ( 184,922,698,022 )    and bank administration
       administrasi bank                                                                          charges
       Pembayaran gaji dan                                                    Payments for salaries and
                                   ( 300,235,045,330 )   ( 280,332,219,294 )
       tunjangan                                                                              allowances
       Penerimaan                                                                Refunds (payments) of
       pengembalian                                                                           income tax
                                    ( 73,931,707,384 )     ( 71,039,442,950 )
       (pembayaran) pajak
       penghasilan
       Pembayaran beban                                                                Payments for other
                                    ( 30,980,951,537 )    ( 31,976,870,945 )
       operasional lainnya                                                            operating expenses
       Penerimaan                                                                      Other cash inflows
       (pengeluaran) kas lainnya      92,539,772,717         68,500,086,570     (outflows) from operating
       dari aktivitas operasi                                                                    activities
   Penurunan (kenaikan) aset                                                         Decrease (increase) in
   operasi                                                                                 operating assets
       Penurunan (kenaikan)                                                       Decrease (increase) in
                                        2,436,304,802    ( 327,185,991,422 )
       efek yang diperdagangkan                                                     marketable securities
       Penurunan (kenaikan)                                                       Decrease (increase) in
                                   ( 540,216,684,303 )   ( 190,627,198,856 )
       pinjaman yang diberikan                                                                       loans
       Penurunan (kenaikan)                                                       Decrease (increase) in
                                   ( 149,230,004,577 )    ( 85,777,114,505 )
       aset lainnya                                                                           other assets
   Kenaikan (penurunan)                                                              Increase (decrease) in
   liabilitas operasi                                                                    operating liabilities
       Kenaikan (penurunan)                                                       Increase (decrease) in
       liabilitas segera              28,889,821,509       136,887,153,959                obligations due
                                                                                              immediately
      Kenaikan (penurunan) giro                                                   Increase (decrease) in
      dan tabungan simpanan        ( 211,156,321,018 )   1,171,966,468,346          current accounts and
      nasabah                                                                          customers savings
      Kenaikan (penurunan)                                                        Increase (decrease) in
      simpanan dari bank lain      ( 383,425,643,304 )    ( 42,292,658,984 )           other banks saving
                                                                                                  deposits
      Kenaikan (penurunan)                                                        Increase (decrease) in
                                     44,369,849,709          50,960,785,672
      liabilitas lainnya                                                                   other liabilities
   Jumlah arus kas bersih                                                               Total net cash flows
   yang diperoleh dari         ( 1,051,310,182,106                                 received from (used in)
                                                           853,848,548,277
   (digunakan untuk) aktivitas                    )                                      operating activities
   operasi
Arus kas dari aktivitas                                                            Cash flows from investing
investasi                                                                                           activities
   Penerimaan dari penjualan                                                        Proceeds from disposal
Page 11
  (perolehan) aset tetap          ( 68,557,281,707 )    ( 56,181,575,109 )    (acquisition) of property and
                                                                                                 equipment
   Jumlah arus kas bersih                                                           Total net cash flows
   yang diperoleh dari                                                           received from (used in)
                                  ( 68,557,281,707 )    ( 56,181,575,109 )
   (digunakan untuk) aktivitas                                                        investing activities
   investasi
Arus kas dari aktivitas                                                          Cash flows from financing
pendanaan                                                                                           activities
   Penerimaan setoran modal                                                         Proceeds from capital
                                    89,359,400,000          54,000,000,000
                                                                                             contributions
   Pembayaran dividen dari                                                  Dividends paid from financing
                               ( 194,515,359,061 )     ( 121,565,348,536 )
   aktivitas pendanaan                                                                           activities
   Penerimaan (pengeluaran)                                                 Other cash inflows (outflows)
   kas lainnya dari aktivitas    ( 24,120,806,833 )      ( 23,368,679,997 )       from financing activities
   pendanaan
   Jumlah arus kas bersih                                                           Total net cash flows
   yang diperoleh dari                                                           received from (used in)
                               ( 129,276,765,894 )      ( 90,934,028,533 )
   (digunakan untuk) aktivitas                                                       financing activities
   pendanaan
Jumlah kenaikan (penurunan) ( 1,249,144,229,707                           Total net increase (decrease)
                                                         706,732,944,635
bersih kas dan setara kas                         )                       in cash and cash equivalents
Kas dan setara kas arus kas,                                             Cash and cash equivalents cash
                                4,104,198,907,989      2,520,589,301,534
awal periode                                                                flows, beginning of the period
Kas dan setara kas arus kas,                                                 Cash and cash equivalents
                                2,855,054,678,282      3,227,322,246,169
akhir periode                                                             cash flows, end of the period
Page 12
[4610000] Explanation for Significant Accounting Policy - Financial and Sharia Industry
Page 13
[4611000] Notes to the financial statements - Property, Plant, and Equipement - Financial and Sharia Industry - Current Year
Page 14
[4611000] Notes to the financial statements - Property, Plant, and Equipement - Financial and Sharia Industry - Prior Year
Page 15
[4611100] Disclosure of Notes to the financial statements - Property, Plant and Equipment - Financial and Sharia Industry

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