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Page 1
              DISCLOSURE OF INFORMATION TO SHAREHOLDERS
IN CONNECTION WITH THE PROPOSED DISTRIBUTION OF BONUS SHARES DERIVED
               FROM THE CAPITALIZATION OF SHARE PREMIUM
      In order to comply with Financial Services Authority Regulation No.
       27/POJK.04/2020 concerning Bonus Shares ("POJK No. 27/2020”)


THE DIRECTORS AND BOARD OF COMMISSIONERS OF THE COMPANY, INDIVIDUALLY AND
COLLECTIVELY, ARE FULLY RESPONSIBLE FOR THE ACCURACY AND COMPLETENESS OF
THE INFORMATION DISCLOSED IN THIS DISCLOSURE. AFTER CONDUCTING A THOROUGH
INVESTIGATION, THEY CONFIRM THAT THE INFORMATION CONTAINED IN THIS
DISCLOSURE IS TRUE AND THAT NO MATERIAL AND RELEVANT FACTS HAVE BEEN
OMITTED OR CONCEALED THAT WOULD CAUSE THE INFORMATION PROVIDED IN THIS
DISCLOSURE TO BECOME INCORRECT AND/OR MISLEADING.




                                 PT BANK MEGA Tbk
                                  (the “Company”)

                                 Bussiness Activities
               The field of conventional banking is where they operate.

                            Domicilied in Jakarta Selatan

                                     Head Office
                                 Menara Bank Mega
                   JI. Kapten Tendean Kav 12 - 14A, Jakarta 12790
                     Telp. +62 21 79175000 Fax. +62 2179187100
                            Website: www.bankmega.com
                            Email: corsec@bankmega.com




A GENERAL MEETING OF SHAREHOLDERS ("AGMS") TO APPROVE THE PLAN FOR THE
DISTRIBUTION OF BONUS SHARES DERIVED FROM THE CAPITALIZATION OF SHARE
PREMIUM WILL BE HELD ON MARCH 31ST, 2026, AT THE MENARA BANK MEGA
AUDITORIUM 3RD FLR JL. KAPTEN TENDEAN 12-14A, JAKARTA 12790


    This information disclosure was published in Jakarta on February 20th, 2026




                                                                                  1
Page 2
                                    INTRODUCTION


In order to strengthen the Company's capital structure and increase the number of
Company Shares, which is one of the Company's efforts to increase the number of shares
owned by shareholders so that trading on the Stock Exchange is expected to become more
liquid, the Company plans to distribute bonus shares derived from Share Premium
Capitalization.

The following is general information about the Company:

A. GENERAL INFORMATION ABOUT THE COMPANY

    The Company is a limited liability company based in South Jakarta, established under
    the name PT Bank Karman based on the Limited Liability Company Deed ‘PT Bank
    Karman’ No. 32 dated April 15th, 1969, which was subsequently amended by
    Amendment Deed No. 47 dated November 26th, 1969. Both of which were drawn up
    before Oe Siang Djie, S.H., Notary in Surabaya and approved by the Minister of Justice
    of the Republic of Indonesia as referred to in Decree No. J.A 5/8/1 dated on
    16th January 1970 and announced in the State Gazette of the Republic of Indonesia
    No.13 dated on February 13th, 1970, Supplement to the State Gazette No.55. The
    Company's Articles of Association have undergone several amendments, the latest
    amendment as referred to in the Deed of Amendment to the Articles of Association of
    PT Bank Mega Tbk No. 08, dated February 27th, 2023, drawn up before Dharma Akhyuzi,
    S.H., Notary in Jakarta, which has been approved by the Minister of Law and Human
    Rights of the Republic of Indonesia in his Decree No. AHU-0015234.AH.01.02. Year
    2023, dated March 10th, 2023, and the amendment to the articles of association has
    been accepted and recorded in the Legal Entity Administration System of the Ministry
    of Law and Human Rights of the Republic of Indonesia as stated in its letter No. AHU-
    AH-01.03-0038091 dated March 10th, 2023.

    According to Article 3 of the Company's Articles of Association, the purpose and
    objective of the Company is to conduct financial activities in the form of conventional
    banking and to achieve this purpose and objective, the Company conducts activities as
    a Conventional Commercial Bank.

    The Company's Head Office is located at Menara Bank Mega Building, Jalan Kapten
    P. Tendean No. 12-14A, Mampang Prapatan, South Jakarta – 12790.


B. CAPITAL AND SHAREHOLDER STRUCTURE OF THE COMPANY

    Based on the Company’s Shareholder Register as of January 31st, 2026 issued by
    PT Datindo Entrycom as the Company's Securities Administration Bureau, the
    Company’s capital structure and shareholder structure of are as follows:




                                                                                         2
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                   DESCRIPTION                  NUMBERS OF        NOMINAL VAUE            %
                                                  SHARES           Rp500,- PER
                                                                     SHARE
      Authorized Capital                       27.000.000.000   13.500.000.000.000        -
      Issued and fully Paid-up Capital
      1. PT Mega Corpora                        6.812.223.614    3.406.111.807.000     58,02
      2. Members of the public with less        4.928.699.751    2.464.349.875.500     41,98
         than 5% ownership
      Total issued and fully paid-up capital   11.740.923.365    5.870.461.682.500    100,00


C. COMPOSITION OF THE COMPANY’S BOARD OF COMMISSIONERS AND DIRECTORS

     The composition of the Board of Commissioners and Directors of the Company is based
     on the Deed of Statement of Meeting Resolution of PT Bank Mega Tbk No. 11 dated
     March 27th, 2025, drawn up before Dharma Akhyuzi, S.H., Notary in Jakarta, the
     notification of which has been received and recorded in the Legal Entity
     Administration System of the Ministry of Law and Human Rights of the Republic of
     Indonesia No. AHU-AH.01.09-0182026 dated April 11th, 2025, is as follows:

     Board of Commissioners:
     President Commissioner                    : Chairul Tanjung
     Independent Commissioner                  : Achjadi Ranuwisastra
     Independent Commissioner                  : Lambok V. Nahattands
     Independent Commissioner                  : Hizbullah

     Board of Directors:
     President Director                        : Kostaman Thayib
     Vice President Director                   : Indivara Erni
     Director                                  : Madi Darmadi Lazuardi
     Director                                  : Martin Mulwanto
     Director                                  : Heriwan Gazali
     Director                                  : YB Hariantono
     Director                                  : Yuni Lastianto


D.   SUMMARY OF THE COMPANY'S CONSOLIDATED FINANCIAL STATEMENTS

     The Company's Financial Statements for the 12 month period ending on December 31st,
     2025 have been audited by the Public Accounting Firm Amir Abadi Jusuf, Aryanto,
     Mawar & Partners (RSM Indonesia) and signed by Saptoto Agustomo, in accordance
     with report No. 00055/2.1030/AU.1/07/0499-1/1/II/2026 dated February 6th, 2026.
     Meanwhile, the Company's Financial Report for the 12 (twelve) month period ending
     on December 31st, 2024 has been audited by the Public Accounting Firm Amir Abadi
     Jusuf, Aryanto, Mawar & Partners (RSM Indonesia) and signed by Bimo Iman Santoso,
     in accordance with Report No. 00014/2.1030/AU.1/07/1298-2/1/II/2025 dated
     February 7th, 2025.




                                                                                      3
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                                                                             (in IDR million )
                                                December 31 , 2025
                                                            st
                                                                      December 31st,2024
 STATEMENT OF FINANSIAL POSITION
                                                    (audited)             (audited)
 Total Asset                                            140.828.044            134.915.494
 Deposits with Bank Indonesia and other banks             8.043.656                831.826
 Securities and other receivables                        40.335.916             49.503.610
 Loans granted                                           67.230.534             64.645.281
 Third-party deposits                                   104.130.948             91.669.297
 Total liabilities                                      115.751.686            113.733.293
 Equity                                                  25.076.358             21.182.201
 Net profit                                               3.364.735              2.631.054

                                                                            ( in IDR million)
                                                December 31st, 2025   December 31st, 2024
 STATEMENT OF PROFIT AND LOSS
                                                    (audited)             (audited)
 Net Interest Income                                      4.928.610               5.099.739
 Other Operating Income                                   2.788.532               1.815.356
 Profit before Tax                                        4.160.842               3.256.906
 Net Profit                                               3.364.735               2.631.054
 Total Comprehensive Income (Loss)                        4.946.557               1.884.178




  INFORMATION REGARDING THE PROPOSED DISTRIBUTION OF BONUS SHARES
         DERIVED FROM THE CAPITALIZATION OF SHARE PREMIUM

The Company has announced the General Meeting of Shareholders through the Indonesia
Stock Exchange website www.idx.co.id ,the Company's website www.bankmega.com and
eASY.KSEI website https://akses.ksei.co.id on February 20th, 2026.

The General Meeting of Shareholders will be held on March 31st, 2026 with the following
agenda items, as follows:
1. Approval of the distribution of bonus shares originating from the capitalization of
    additional paid-in capital (Share Premium).
2. Approval of amendments to the Articles of Association.

The following is an explanation of the proposed bonus share distribution:

A. THE SOURCE OF CAPITALIZATION IS TO BE DISTRIBUTED AS BONUS SHARES

   Currently, the Company's issued and fully paid-up capital consists of 11,740,923,365
   (eleven billion seven hundred forty million nine hundred twenty-three thousand three
   hundred sixty-five) shares, each with a nominal value of Rp 500 (five hundred Rupiah)
   per share. This amounts to a total of Rp 5,870,461,682,500 (five trillion eight hundred
   seventy billion four hundred sixty-one million six hundred eighty-two thousand five
   hundred Rupiah).

   The Company has recorded Additional Paid-in Capital (Share Premium) as stated in the
   Company's Financial Statements as of December 31st, 2025. These financial statements
   have been audited by Saptoto Agustomo No. AP.0499 from the Public Accounting Firm
   Amir Abadi Jusuf, Aryanto, Mawar & Partners with Report No. 00055/
   2.1030/AU.1/07/0499-1/1/II/2026 dated February 6th, 2026. The amount of the audit
   was Rp 6,347,491,000,000 (six trillion three hundred forty-seven billion four hundred




                                                                                             4
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   ninety-one million Rupiah). The source of the Bonus Shares is derived from a portion of
   the Additional Paid-in Capital (Share Premium).

   The company's equity records are listed as follows in the financial statements:

                                                                            (in IDR millions)
                                            December 31 , 2025
                                                       st
                                                                    December 31st, 2024
                   EQUITY
                                                 (audited)              (audited)
 Authorized Capital                                   13.500.000                13.500.000
 27,000,000,000 shares with nominal value
 of Rp 500 per share
 Additional Paid-in Capital                            5.870.462                 5.870.462
 11,740,923,365 shares
 Additional Paid-in Capital                            6.347.491                 6.347.491
 Other Comprehensive Income - net                      3.597.504                 2.291.442
 General Reserve                                            1.841                    1.786
 Retained Earnings                                     9.259.060                 6.671.020
 TOTAL EQUITY                                         25.076.358                21.182.201



B. VALUE, RATIO OF PLANNED BONUS SHARE DISTRIBUTION

   The proposed distribution of bonus shares to the Company's shareholders, derived from
   the capitalization of Additional Paid-in Capital (Share Premium) as of December 31st,
   2025, amounts to Rp 5,870,461,682,500 (five trillion eight hundred seventy billion four
   hundred sixty-one million six hundred eighty-two thousand five hundred Rupiah), with
   a value per share of Rp 500 (five hundred Rupiah). The number of new shares to be
   issued from the Company's Bonus Shares is 11,740,923,365 (eleven billion seven
   hundred forty million nine hundred twenty-three thousand three hundred sixty-five)
   shares.

   The distribution of bonus shares will be carried out proportionally to each
   shareholder's share ownership of the company. In accordance with the decision of the
   Board of Directors and Board of Commissioners Meeting on February 9th, 2026,
   stipulated :

    Bonus Share Distribution Ratio            1 (one) old share will receive 1 (one)
                                              Bonus Share with a nominal value of
                                              Rp 500 (five hundred Rupiah) per share
    Bonus Share Issue Price                   Same as the Company's Nominal Share
                                              Value, namely Rp 500.00 (five hundred
                                              Rupiah) per share
    The number of bonus shares to be 11,740,923,365 (eleven billion seven
    issued and distributed to shareholders hundred forty million nine hundred
    is hereby indicated                    twenty-three thousand three hundred
                                           sixty-five) shares with a nominal value of
                                           Rp 500 (five hundred Rupiah) per share




                                                                                             5
Page 6
C. BASIS FOR DETERMINING THE PRICE OF BONUS SHARES

     The basis for determining the price of Bonus Shares derived from the capitalization of
     Additional Paid-in Capital (Share Premium) refers to Article 9 of POJK No. 27/2020,
     which stipulates that the number of shares to be distributed is determined based on
     the par value of the shares.

D. INFORMATION ON THE COMPANY'S CAPITAL STRUCTURE BEFORE AND AFTER THE
     DISTRIBUTION OF BONUS SHARES

     The following is information on the company's capital performance before and after
     the distribution of Bonus Shares:


                              Before Bonus Share Distribution                  After Bonus Share Distribution


     DESCRPTION                                                          Number of
                         Number of         Nominal Value                                   Nominal Value
                                                                 %        Shares                                     %
                          Shares         Rp 500.00 per share                             Rp 500.00 per share

Authorized capital      27.000.000.000    13.500.000.000.000            27.000.000.000    13.500.000.000.000
Issued and fully
paid-up capital
1. PT Mega Corpora       6.812.223.614     3.406.111.807.000    58,02   13.624.447.228     6.812.223.614.000        54,02
2. Members of the        4.928.699.751     2.464.349.875.500    41,98    9.857.399.502     4.928.699.751.000        41,98
   public with less
   than 5% ownership


Total issued and        11.740.923.365     5.870.461.682.500     100    23.481.846.730    11.740.923.365.000         100
fully paid-up capital




E.   TAXATION PROVISIONS RELATED TO BONUS SHARES RECEIVED BY SHAREHOLDERS IN
     PROPORTION TO THEIR SHARE OWNERSHIP

     Pursuant to Law of the Republic of Indonesia Number 7 of 2021 concerning
     Harmonization of Tax Regulations as amended by Law of the Republic of Indonesia
     Number 6 of 2023 concerning the Stipulation of Government Regulations in Lieu of
     Law Number 2 of 2022 concerning Job Creation into Law (“Law No. 7/2021”) as
     explained in article 4 paragraph (1) letter g, it is explained that the definition of
     ‘dividend’ includes the granting of bonus shares without deposit, including bonus
     shares derived from the capitalization of Share Premium. Thus, shareholders who are
     entitled to the bonus shares derived from the capitalization of Share Premium will be
     subject to tax in accordance with the prevailing dividend income tax rates.

     For Foreign Taxpayers (“WPLN”), the following provisions apply:
     i. Shareholders whose countries do not have a Double Taxation Avoidance
         Agreement (‘P3B’) on tax treaties with the Republic of Indonesia are subject to
         20% (twenty percent) income tax in accordance with the provisions of Article 26
         of Law No. 7/2021.
     ii. Eligible shareholders who are non-resident foreign investors whose countries have
         a tax treaty with the Republic of Indonesia will be subject to income tax at the
         rate specified in the document in accordance with Minister of Finance Regulation
         No. PMK 112 of 2025 dated on 30th December 2025 concerning Procedures for the


                                                                                                                6
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       Implementation of Tax Treaty Agreements submitted to PT Kustodian Sentral Efek
       Indonesia (“KSEI”) through a Securities Company or Custodian Bank where the
       shareholder opens their Securities Sub-Account (“SRE”), or to the Securities
       Administration Bureau (“BAE”) of PT. Datindo Entrycom no later than 7 (seven)
       days before the Bonus Share Distribution date.
   The Company will deduct cash dividends to be distributed to shareholders on the
   same schedule and date as the Bonus Share distribution, with tax deductions on Cash
   Dividends and taxes on Bonus Shares received by the relevant WPLN.


F. PROCEDURES AND METHODS FOR DISTRIBUTING BONUS SHARES

   In the event that the General Meeting of Shareholders approves the proposed
   distribution of Bonus Shares derived from Additional Paid-in Capital (Share Premium),
   the distribution of Bonus Shares shall be carried out in accordance with the following
   procedures and methods:

   1.    Eligible Shareholders
         Shareholders entitled to receive Bonus Shares are those listed in the Company's
         Shareholder Register on April 13th 2026 (recording date).

   2.    Distribution of Bonus Shares
         For shareholders of the Company whose shares are included in the collective
         custody of KSEI, the Bonus Shares to which they are entitled will be distributed
         through securities accounts in sub-securities accounts in the name of the
         shareholders on April 30th, 2026.

   The following is the Schedule for the Issuance of New Shares derived from
   capitalization of Additional Paid-up Capital (Share Premium) distributed as Bonus
   Shares to the Company's shareholders:


    NO.                          DESCRIPTION                            DATE ESTIMATE
        1.   Notice of the Proposed General Meeting of
             Shareholders ("AGMS") with the meeting agenda and
                                                                       February 11th, 2026
             an explanation of the proposed distribution of bonus
             shares to shareholders.
        2.   Announcement of the AGMS through the Stock
                                                                       February 20th, 2026
             Exchange website and the Company's website.
        3.   The announcement of the Bonus Share Distribution
             Plan to shareholders through the Stock Exchange           February 20th, 2026
             website and the Company's website.
        4.   The date of the list of shareholders entitled to attend
                                                                           March 6th, 2026
             the AGMS.
        5.   The date of the AGMS announcement via the Stock
                                                                           March 9th, 2026
             Exchange website and the Company's website.
        6.   Added Information on Bonus Share Distribution Plan
                                                                           March 9th, 2026
             from Share Premium Capitalization (if any)
        7.   Implementation of the AGMS.                                  March 31st, 2026




                                                                                         7
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     8.   Announcement of Summary of AGMS Minutes                               April 2nd, 2026
     9.   An Announcement Regarding the Schedule and
          Procedures for the Distribution of Cash Dividends and                 April 2nd, 2026
          Bonus Shares.
    10.   The date of the list of shareholders entitled to
                                                                                April 13th, 2026
          receive cash dividends and bonus shares.
    11.   The end of the trading period with rights to dividends
          and bonus shares (cum dividend and cum bonus):
          - The Regular Market and Negotiation;                                  April 9th, 2026
          - The Cash Market.                                                    April 13th, 2026
    12.   Start of Trading Period Without Dividend and Bonus
          Share Rights (Ex Dividend and Ex Bonus):
           - The Regular Market and Negotiation;                                April 10th, 2026
           - The Cash Market.                                                   April 14th, 2026
    13.   The date of distribution of cash dividends and bonus
                                                                                April 30th, 2026
          shares.
    14.   Report on the Implementation of Bonus Share
                                                                                May 13th, 2026
          Distribution reviewed by Accountants.

G. IMPACT ON THE COMPANY AND SHAREHOLDERS BEFORE AND AFTER THE
   DISTRIBUTION OF BONUS SHARES DERIVED FROM THE CAPITALIZATION OF
   ADDITIONAL PAID-IN CAPITAL (SHARE PREMIUM)

  The proposed distribution of bonus shares derived from the capitalization of Additional
  paid-in Capital (Share Premium) to shareholders in proportion to their share ownership
  will result in a reduction in the Company's Share Premium, leaving a balance of
  Rp 477,029,317,500 (four hundred seventy-seven billion twenty-nine million three
  hundred seventeen thousand five hundred Rupiah). However, the fully paid-up capital
  in the Company will increase to 23,481,846,730 (twenty-three billion four hundred
  eighty-one million eight hundred forty-six thousand seven hundred thirty) shares.

  WPLN shareholders will have their cash dividends deducted by the income tax payable
  on the receipt of bonus shares.

  The share price at the opening of trading on the Indonesia Stock Exchange on the date
  of distribution of Bonus Shares will be adjusted by the Indonesia Stock Exchange using
  the following formula:


    Share price 1 trading day prior to distribution d X 11,740,923,365 shares   Theoretical
                             23,481,846,730 shares                                 price




                                                                                              8
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                             ADDITIONAL INFORMATION

If the Company's Shareholders require complete information regarding Bonus Shares, they
may contact the Company on any working day and during working hours at the following
address:

                                 Corporate Secretary
                                   PT Bank Mega Tbk
                                  Menara Bank Mega,
                       Jl. Kapten Tendean 12-14A, Jakarta 12790
                      Telp. +62 21 79175000 Fax. +62 2179187100
                                corsec@bankmega.com
                                  www.bankmega.com




                            Jakarta, February 20, 2026
                                PT Bank Mega Tbk.
                                      Director




                                                                                     9

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Names mentioned 28 people and organisations named in the text · linked when the evidence is strong

linked org BANK MEGA Tbk p.1 ×14
linked person Chairul Tanjung p.3
linked person Achjadi Ranuwisastra p.3
linked person Kostaman Thayib p.3
linked person Indivara Erni p.3
linked person Madi Darmadi Lazuardi p.3
linked person Martin Mulwanto p.3
linked person Heriwan Gazali p.3
linked person YB Hariantono p.3
linked person Yuni Lastianto p.3
linked person Amir Abadi Jusuf p.3 ×3
possible org PT Mega Corpora p.3 ×3
possible person Iman Santoso p.3
unresolved org Financial Services Authority p.1
unresolved org Bank Mega JI. Kapten Tendean p.1
unresolved org PT Bank Karman p.2 ×2
unresolved person Oe Siang Djie · Notaris p.2
unresolved org Minister of Justice p.2
unresolved person Dharma Akhyuzi · Notaris p.2 ×3
unresolved org Minister of Law and Human Rights p.2
unresolved org Bank Mega Building p.2
unresolved org PT Datindo Entrycom p.2 ×2
unresolved org Ministry of Law and Human Rights p.3
unresolved org Mawar & Partners p.3 ×3
unresolved org Bank Indonesia p.4
unresolved org Indonesia Stock Exchange p.4 ×3
unresolved org Minister of Finance Regulation No. PMK p.6
unresolved org PT Kustodian Sentral Efek Indonesia p.7

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