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20260728_BBCA_Laporan Informasi dan Fakta Material_32115474_lamp1.pdf
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PRESS RELEASE
PT Bank Central Asia Tbk
First Half 2026 Performance Results
Loans Surpassed Rp1,000 Trillion for the First Time,
BCA Committed to Supporting National Economy
Jakarta, 28 July 2026 – PT Bank Central Asia Tbk (IDX:BBCA) and its subsidiaries continued to maintain
prudent loan disbursement across various sectors, reflecting the company’s commitment to supporting
the national economy. BCA's total loans as of the first half of 2026 grew 8% YoY, surpassing Rp1,000
trillion for the first time to reach Rp1,036 trillion. The achievement was supported by a strong deposit
franchise, with current and savings account (CASA) balances rising 10.2% YoY to Rp1,082 trillion. Total
third-party funds increased 7.9% YoY to Rp1,284 trillion, with CASA contributing around 84.3% of BCA’s
total third-party funds, while the Cost of Funds (CoF) remained well managed.
“BCA is grateful for the continued trust of our loyal customers over the years, which has enabled us to
keep growing and delivering the best service. BCA’s performance in the first half of 2026 was supported
by various factors, including BCA Expoversary 2026 and productive loan disbursement across multiple
sectors. We remain committed to ensuring that our lending activities are carried out prudently, while
taking into account the company's liquidity conditions,” said Hendra Lembong, President Director of BCA.
BCA's loan growth was supported by productive financing of Rp802 trillion, up 11% YoY. This included
corporate loans, which rose 13.6% YoY to Rp513.4 trillion, as well as commercial and SME loans, which
increased 6.6% YoY to Rp288.5 trillion. Asset quality remained sound, with the loan at risk (LAR) ratio
and non-performing loan (NPL) ratio maintained at 4.9% and 1.9%, respectively. In the first half of 2026,
BCA and its subsidiaries recorded a net profit of Rp29.5 trillion.
BCA's green financing grew 19% YoY to Rp123 trillion, driven by key contributions from the New and
Renewable Energy sector, which rose 82% YoY to Rp7.7 trillion. In addition, electric vehicle financing
increased 25% YoY to Rp4 trillion.
BCA continues to drive innovation and developments through myBCA, enabling customers to open
securities accounts and BCA Sekuritas Investor Fund Accounts (RDN), apply for new or supplementary
credit cards, and purchase flight tickets via tiket.com, complementing the existing train and ferry ticket
features. These enhancements have supported growth in transaction volumes. As of June 2026, BCA's
non-interest income reached Rp13.2 trillion, up 11% YoY.
PT BANK CENTRAL ASIA TBK
Kantor Pusat: Menara BCA Grand Indonesia, Jl. MH Thamrin No. 1 Jakarta 10310 Tel. (021) 2358-8000 FaX. (021) 2358-8300
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BCA retained its position as Indonesia’s best bank according to Forbes, reaffirming the company's
commitment to excellent customer service. The company also received four awards from Indonesia’s
Ministry of Finance for its role as a Distribution Partner and Primary Dealer for Government Debt
Securities (SUN). On human capital, BCA earned the HR Asia Best Companies to Work for in Asia, the HR
Asia Tech Empowerment Award 2026, and the LinkedIn Talent Awards 2025 for Best Employer Branding
among large enterprises.
Through Bakti BCA, BCA runs a range of Corporate Shared Value (CSV) programs, one of which is
Genera-Z Berbakti, which facilitated four university teams to serve in Bakti BCA's fostered villages.
Genera-Z Berbakti documentation can be viewed on Solusi BCA's official YouTube channel. In education,
Bakti BCA conducted fun mathematics training using the GASING method (Easy, Fun, and Enjoyable) to
support the recovery of disaster-affected communities, particularly students and teachers in Aceh
Tamiang. BCA’s Berbagi Ilmu continues to be held across various universities, bringing BCA leaders to
share knowledge directly with students. In healthcare, Bakti BCA participated in providing information,
early detection, and distributing preeclampsia early detection kits to Cisompet Community Health Center
(Puskesmas) in Garut, West Java. On the cultural aspect, Bakti BCA collaborated with the Indonesian
Natural Dye Association (WARLAMI) to showcase woven products made with natural dyes at the Tenun
Exhibition held at Indonesia House Amsterdam (IHA) in the Netherlands. Lastly, in the tourism sector,
BCA invited tourism industry players from Singapore and Malaysia to visit one of Bakti BCA's fostered
villages, Bukit Peramun, Belitung, through a familiarization trip.
***
About PT Bank Central Asia Tbk (as of 30 June 2026)
BCA is one of the leading banks in Indonesia focusing on transaction banking as well as providing credit facilities and financial
solutions for corporate, commercial, SME, and consumer segments. At the end of June 2026, BCA served 42 million customer
accounts and processed more than 124 million transactions daily, supported by 1.272 branch offices, 20.374 ATMs, as well as
24-hour internet & mobile banking services and Halo BCA contact center. BCA's presence is supported by several subsidiaries
focusing on vehicle financing, Syariah banking, securities, general and life insurance, digital banking, and venture capital. BCA is
committed to building long-term relationships with customers, prioritizing mutual interests, and creating a positive impact on
the wider community. With more than 27.600 employees, BCA's vision is to be the bank of choice and the mainstay of society,
serving as an essential pillar of the Indonesian economy.
PT BANK CENTRAL ASIA TBK
Group Corporate Communication and Social Responsibility - CCR
Corporate Communication
Address : Jl. MH Thamrin No.1, Menara BCA Lt. 22. Jakarta 10310
Telephone : (021) 2358-8000
Fax : (021) 2358-8339
E-mail : corcom_bca@bca.co.id
PT BANK CENTRAL ASIA TBK
Kantor Pusat: Menara BCA Grand Indonesia, Jl. MH Thamrin No. 1 Jakarta 10310 Tel. (021) 2358-8000 Fax. (021) 2358-8300
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