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Asset transaction Needs review BBKP

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Page 1 OCR 0.906
3 12770

Jakarta,
Nomor

19 Agustus 2025
19830 IPDIVII/2025

Kepada Yth. / To Honourable:

OTORITAS JASA KEUANGAN / FINANCIAL SERVICES AUTHORITY (“OJK”)

Kepala Eksekutif Pengawas Pasar Modal /
Executive of Capital Market Supervision
Gedung Sumitro Djojohadikusumo

Jl. Lapangan Banteng Timur No. 2-4
Jakarta 10710

Perihal: Laporan Transaksi Afiliasi dan
Transaksi Material PT Bank KB Indonesia
Tbk

Dalam rangka — memenuhi ketentuan
Peraturan Otoritas Jasa Keuangan
No.42/POJK.04/2020 tentang Transaksi

Afiliasi dan Transaksi Benturan Kepentingan
serta Peraturan Otoritas Jasa Keuangan No.
17/IPOJK.04/2020 tentang Transaksi Material
dan Perubahan Kegiatan Usaha, dengan ini
kami sampaikan informasi terkait transaksi
afiliasi dan transaksi material antara PT Bank
KB Indonesia Tbk (“Perseroan”) dengan
Kookmin Bank Co. Ltd. Cabang Singapura
(“KBSG”), sebagai berikut:

I. Pendahuluan

Transaksi Pelunasan Pinjaman
Perseroran kepada KBSG merupakan
transaksi pelunasan pinjaman dengan
nilai — pokok total sebesar Rp
3.565.720.000.000 (Tiga Triliyun Lima
Ratus Enam Puluh Lima Milyar Tujuh
Ratus Dua Puluh Juta Rupiah) dan
bunga pinjaman periode berjalan
sebesar Rp 137.077.892.358 (Seratus
Tiga Puluh Tujuh Milyar Tujuh Puluh
Tujuh Juta Delapan Ratus Sembilan
Puluh Dua Ribu Tiga Ratus Lima Puluh
Delapan Rupiah).

Subject: Affiliated Transaction and Material
Transaction Report of PT Bank KB
Indonesia Tbk

In order to comply with the provisions of

Financial Services Authority Regulation
No.42/POJK.04/2020 concerning Affiliated
Transactions and  Conflict of Interest
Transactions — and Financial Services

Authority Regulation No. 17/POJK.04/2020
concerning Material Transactions and
Changes in Business Activities, we hereby
convey information related to affiliated
transactions and material transactions
between PT Bank KB Indonesia Tbk (the
“Company”) and Kookmin Bank Co. Ltd.
Singapore Branch (“KBSG”), as follows:

Il. Introduction

Loan Repayment of the Company to
KBSG is a repayment transaction with a
total principal of Rp 3.565.720.000.000
(Three Trillion Five Hundred and Sixty
Five Billion Seven Hundred and Twenty
Million Rupiah) and loan interest for the
current period in amount of Rp
137.077.892.358 (One Hundred and
Thirty Seven Billion Seventy Seven
Million Eight Hundred  Ninty Two
Thousand Three Hundred and Fifty Eight

Rupiah).
at
Page 2 OCR 0.925
Perseroan merujuk kepada Peraturan

Otoritas Jasa Keuangan No.
42/POJK.04/2020 tentang Transaksi
Afiliasi — dan — Transaksi Benturan

Kepentingan pasal 1 ayat 3 dan pasal 6
ayat 1 huruf d, serta Peraturan Otoritas
Jasa Keuangan No. 17/POJK.04/2020
tentang Transaksi Material dan
Perubahan Kegiatan Usaha pasal 1 ayat
1 dan pasal 3 ayat 1. Perseroan
menyimpulkan bahwa Transaksi
Pelunasan Pinjaman Perseroran kepada
KBSG merupakan transaksi yang
bersifat Material dan Afiliasi sehingga
wajib dilaporkan paling lambat 2 (dua)
hari kerja setelah tanggal transaksi. Sifat
transaksi akan secara rinci dijelaskan
pada Bab II.

Uraian Transaksi Afiliasi dan
Transaksi Material
1. Tanggal Transaksi
Transaksi Pelunasan — Pinjaman
Perseroan kepada KBSG

dilaksanakan dalam bentuk 3 (tiga)
rangkaian transaksi dengan rincian
berikut:

Pada tanggal 20 Agustus 2025,
Perseroan melakukan pelunasan
pinjaman yang terdiri dari pokok dan
bunga pinjaman, total sebesar Rp
741.811.044.680-

Pada tanggal 26 Agustus 2025,
Perseroan melakukan pelunasan
pinjaman yang terdiri dari pokok dan
bunga pinjaman, total sebesar Rp
615.393.880.400..

Pada tanggal 28 Agustus 2025,
Perseroan melakukan pelunasan
pinjaman yang terdiri dari pokok dan
bunga pinjaman, total sebesar Rp
2.345.592.967.278.

The Company refers to Financial Services
Authority Regulation No.
42/POJK.04/2020 concerning Affiliated
Transactions and Conflict of Interest
Transactions article 1 paragraph 3 and
article 6 paragraph 1 letter d, as well as
Financial Services Authority Regulation
No. 17/POJK.04/2020 concerning
Material Transactions and Changes in
Business Activities article 1 paragraph 1
and article 3 paragraph 1. Loan
Repayment Transaction of the Company
to KBSG is a Material and Affiliated
transaction so that it must be reported no
later than 2 (two) business days after the
transaction date. The nature of the
transaction will be explained in detail in
Chapter II.

Description of Affiliated Transactions
and Material Transaction

1. Date of Transaction
Loan Repayment Transaction of the
Company to KBSG is carried out in 3
(three) seguences of transactions with
the following details:

On August 20, 2025, the Company
repaid its loan, consisting of principal
and interest, in total of Rp
741.811.044.680:

On August 26, 2025, the Company
repaid its loan, consisting of principal
and interest, in total of Rp
615.393.880.400

On August 28, 2025, the Company
repaid its loan, consisting of principal
and interest, in total of Rp
2.345.592.967.278.

NX
Page 3 OCR 0.930
. Obyek Transaksi
Obyek transaksi adalah Pelunasan
Pinjaman Perseroan kepada KBSG.

. Nilai Transaksi
Total nilai transaksi sebesar Rp
3.702.797.892.358 - (Tiga  Triliyun
Tujuh Ratus Dua Milyar Tujuh Ratus
Sembilan Puluh Tujuh Delapan Ratus
Sembilan Puluh Dua Ribu Tiga Ratus
Lima Puluh Rupiah).

. Pihak-pihak Yang Melakukan
Transaksi

a. PT. Bank KB Bukopin, Tbk
(Perseroan)

e Riwayat Singkat
PT Bank KB Bukopin Tbk

(“Perseroan”) didirikan di Republik
Indonesia pada tanggal 10 Juli 1970
dengan nama Bank Umum Koperasi
Indonesia (disingkat Bukopin) yang
disahkan sebagai badan hukum
berdasarkan Surat — Keputusan
Direktorat Jenderal Koperasi No.
13/Dirjen/Kop/70 dan didaftarkan
dalam Daftar Umum Direktorat
Jenderal Koperasi No. 8251 pada
tanggal yang sama. Perseroan
mulai melakukan usaha komersial
sebagai Bank umum koperasi di
Indonesia sejak tanggal 16 Maret
1971 dengan izin Menteri Keuangan
dalam Surat Keputusan No. Kep-
078/DDK/11/3/1971 tanggal 16 Maret
1971.

Sejak awal pendiriannya, Perseroan
memfokuskan diri pada segmen
UMKM (Usaha Mikro Kecil dan
Menengah), saat ini telah tumbuh
dan berkembang menjadi bank yang
masuk ke kelompok bank
menengah di Indonesia dari segi
aset. Seiring dengan terbukanya

4.

a.

Object of the Transaction

The object of the transaction is the
Loan Repayment of the Company to
KBSG

Transaction Amount

The total transaction amount is IDR
3.702.797.892.358- (Three Trillion
Seven Hundred Two Billion Seven
Hundred Ninety Seven Eight Hundred
Ninety Two Thousand Three Hundred
Fifty Rupiah).

Parties Conducting Transactions

PT. Bank KB Bukopin, Tbk (the
Company)

Brief History

PT Bank KB Bukopin Tbk (the
“Company”) was established in the
Republic of Indonesia on July 10,
1970 under the name Bank Umum
Koperasi Indonesia (abbreviated as
Bukopin) which was authorized as a
legal entity based on the Decree of
the Directorate General of
Cooperatives No. 13/Dirjen/Kop/70
and registered in the General
Register of the Directorate General
of Cooperatives No. 8251 on the
same date. The Company started to
conduct commercial business as a
cooperative commercial bank in
Indonesia since March 16, 1971 with
the permission of the Minister of
Finance in Decree No. Kep-
078/DDK!!1/3/1971 dated March 16,
1971.

Since its establishment, the
Company has focused on the
MSME (Micro, Small and Medium
Enterprises) segment, which has
now grown and developed into a
medium-sized bank in Indonesia in
terms of assets. Along with the
opening of  opportunities and

0k3
Page 4 OCR 0.932
kesempatan dan peningkatan
kemampuan melayani kebutuhan
masyarakat yang lebih luas,
Perseroan telah mengembangkan
usahanya ke segmen Ritel dan
Konsumer sejak terbitnya izin
Menteri Keuangan tanggal 16 Maret
1971. Bisnis Ritel Perseroan
berkembang seiring dengan bisnis
Komersial sebagai penyeimbang,
dengan berbagai produk dan
layanan jasa yang ditawarkan
sebagaimana Anggaran Dasar
terakhir. Anggaran Dasar Perseroan
mengalami beberapa kali
perubahan seiring waktu dan
perubahan — terakhir — dinyatakan
dengan Akta Pernyataan Keputusan
Rapat tertanggal 28 Mei 2025 No.
112 sesuai dengan Covernote/Surat
Keterangan Notaris Aulia Taufani,
S.H. No. O1/VI/2025 tertanggal 2
Juni 2025 dan sesuai dengan
susunan terakhir anggota Direksi
dalam Akta Pernyataan Keputusan
Rapat tertanggal 28 Mei 2025 No.
111, sebagaimana telah diterima
dan dicatat di dalam database
Sistem Administrasi Badan Hukum
Kementerian Hukum dan Hak Asasi
Manusia RI Perihai: Penerimaan
Pemberitahuan Perubahan Data
Perseroan PT Bank Bukopin Tbk.

Di tahun 2018, Perseroan memulai
sinergi dengan Kookmin Bank Co.
Ltd. melalui aksi korporasi berupa
Penawaran Umum Terbatas (PUT)
IV yang menjadikan Kookmin Bank
Co. Ltd. memiliki 22”c saham
Perseroan. Kookmin Bank Co. Ltd.
merupakan salah satu Bank di
Korea Selatan yang tumbuh sebagai
lembaga keuangan terkemuka yang
menyediakan berbagai produk dan
layanan keuangan kepada
masyarakat dan bisnis. Kookmin
Bank Co. Ltd. merupakan bagian
dari grup konglomerasi keuangan
terbesar di Korea Selatan, KB

increasing the ability to serve the
needs of a wider community, the
Company has  expanded its
business into the Retail and
Consumer segments since the
issuance of the Minister of Finance
license dated March 16, 1971. The
Company's Retail business has
grown along with the Commercial
business as a counterweight, with
various products and services
offered as the latest Articles of
Association. The Bank's Articles of
Association have been amended
several times over time and the
latest amendment is stated in the
Deed of Meeting Resolution dated
May, 28 2025 No. 112 based on
Covernote of Notary Aulia Taufani,
S.H. No. 01/VI/2025 dated 2 June
2025 and in accordance with the
latest composition of the Board of
Directors in the Deed of Meeting
Resolution dated May, 28 2025 No.
111, as received and recorded in the
database of the Legal Entity
Administration System of the
Ministry of Law and Human Rights
of the Republic of Indonesia
Regarding: Receipt of Notification of
Changes in Company Data of PT
Bank Bukopin Tbk.

In 2018, the Company started a
synergy with Kookmin Bank Co. Ltd.
through a corporate action in the
form of Limited Public Offering
(LPO) IV which made Kookmin Bank
Co. Ltd. owns 229 of the
Company's shares. Kookmin Bank
Co. Ltd. is one of the banks in South
Korea that has grown as a leading
financial institution that provides
various financial products and
services to the public and
businesses. Kookmin Bank Co. Ltd.
Is 'a part of South Korea's largest
financial conglomerate group, KB
Financial Group (KBFG). The Group
was established in 2008 to better

M
Page 5 OCR 0.946
Financial Group (KBFG). Grup ini
didirikan pada tahun 2008 untuk
melayani klien dengan lebih baik,
memungkinkan pertumbuhan, dan
memberikan nilai dalam lingkungan
keuangan yang berubah dengan
cepat. KB Financial Group memiliki
12 anak perusahaan yakni: KB
Kookmin Bank, KB Securities, KB
Insurance, KB Kookmin Card, KB
Life Insurance, KB Asset
Management, KB Capital, KB Real
Estate Trust, KB Savings Bank, KB
Investment, KB Data Systems dan
KB Credit Information. Dengan
produk dan layanan yang
komprehensif, jaringan KBFG telah
tersebar di berbagai negara di

antaranya: Tiongkok, Jepang,
Hongkong, Kamboja, Thailand,
Vietnam, Myanmar, Singapura,

Laos, India, Indonesia, New York,
London, dan New Zealand.

Pada tahun 2025, Perseroan resmi
merubah nama Perusahaan menjadi
PT Bank KB Indonesia Tbk.

Kegiatan Usaha Perseroan

Perseroan melakukan usaha di
bidang Perbankan sesuai dengan
Anggaran Dasar dan ketentuan
perundang-undangan yang berlaku.

Perseroan melakukan kegiatan
usaha berupa penghimpunan dana
dan penyaluran kredit serta jasa
perbankan lainnya.

Pengawasan Perseroan
Perseroan berizin dan diawasi oleh
Otoritas Jasa Keuangan.

Alamat, Nomor Telepon dan e-
Mail Perseroan

Alamat

Gedung KB Bank

Jl. M.T. Haryono Kav. 50-51

Jakarta Selatan 12770

serve clients, enable growth, and
deliver value in a rapidly changing
financial environment. KB Financial
Group has 12 subsidiaries namely:
KB Kookmin Bank, KB Securities,
KB Insurance, KB Kookmin Card,
KB Life Insurance, KB Asset
Management, KB Capital, KB Real
Estate Trust, KB Savings Bank, KB
Investment, KB Data Systems and

KB Credit Information. With
comprehensive products and
services, KBFG's network has

spread across various countries
including: China, Japan, Hong Kong,
Cambodia, Thailand, — Vietnam,
Myanmar, Singapore, Laos, India,
Indonesia, New York, London and
New Zealand.

In 2025, the Company has officially
changed its name to PT Bank KB
IndonesiaTbk.

Business Activity of the Company
The Company conducts business in
the Banking sector in accordance
with the Articles of Association and
prevailing laws and regulations.

The Company conducts business
activities in the form of raising funds
and lending as well as other banking
services.

Supervision of the Company

The Company is licensed and
supervised by the Financial Services
Authority.

Address, Telephone Number and
e-Mail of the Company
Address

KB Bank Building

Jl. M.T. Haryono Kav. 50-51
South Jakarta 12770

a

5
Page 6 OCR 0.900
IX

Haryon Kav. SO-ST Jakarta Selatan — indonesi

Nomor Telepon
#6221-7988266, 7989837

e-Mail
corsec@kbbank.co.id
investor.relations@kbbank.co.id

Kontak Sekretaris Perusahaan
Nama Sekretaris Perusahaan
Ariz Dian Perkasa

Kontak Alamat

Jl. M.T. Haryono Kav. 50-51
Jakarta Selatan 12770

Telepon: #6221 7988266, 7989837
Email: corsec@kbbank.co.id

Struktur Permodalan dan
Kepemilikan Saham Perseroan

Berdasarkan Surat Keterangan
Komposisi Pemegang Saham PT.
Bank KB Bukopin, Tbk Nomor:
DE/VIII/25-2438 dikeluarkan oleh
Biro Administrasi Efek (BAE) PT.
DATINDO ENTRYCOM tanggal 4
Agustus 2025, struktur permodalan
dan komposisi kepemilikan saham
Perseroan adalah sebagai berikut:

Phone Number
#6221-7988266, 7989837

e-Mail
corsec@kbbank.co.id
investor.relations@kbbank.co.id

Contact of the Company's
Secretary

Name

Ariz Dian Perkasa

Contact Address

Jl. M.T. Haryono Kav. 50-51
South Jakarta 12770

Phone: #6221 7988266, 7989837
Email: corsec@kbbank.co.id

Capital Structure and Share
Ownership of the Company

Based on the certificate of
composition of the shareholders of
PT. Bank KB Bukopin, Tbk Number:
DE/VIII/25-2438 issued by the
Securities Administration  Bureau
(BAE) PT. DATINDO ENTRYCOM
dated August, 4 2025 the capital
structure and composition of the
Company's share ownership are as
follows:

Informasi / Information

Jumlah Saham Kelas A dan B/
Number of Class Shares A & B

Ta

Modal Dasar / Authorized capital

207.887.540.178

Modal disetor dan ditempatkan penuh /
Issued and fully deposited capital

(1) Kookmin Bank Co. Ltd.
(2) STIC Eugene Star Holdings Inc
(3) Pemegang Saham Lainnya (dibawah 56)

125.655.7386.951 66,88”
31.900.000.000 18,985
30.331.802.919 16,145

Total Modal Ditempatkan dan Disetor
Penuh / Total Issued and Paid-up Capital

187.887.539.870 1002

Saham dalam Portepel / Shares in
Portepel

20.000.000.308

N
Page 7 OCR 0.912
Susunan Dewan Komisaris dan
Direksi

Berdasarkan Rapat Umum
Pemegang Saham Tahunan yang
dilaksanakan pada tanggal, 28 Mei
2025, susunan Dewan Komisaris
dan Direksi Perseroan sampai
dengan tanggal diterbitkannya surat
ini adalah sebagai berikut:

Board of Commissioners and
Board of Directors

Based on the Annual General
Meeting of Shareholders which was
held on May 28, 2025, the
composition of the Board of
Commissioners and Directors of the
Company as of the date of the
issuance of this letter is as follows:

Dewan Komisaris / Board of Commissioners

Komisaris Utama /

President Commissioner
Wakil Komisaris Utama /
Vice President Commissioner
Komisaris Independen /
Independent Commissioner
Komisaris Independen /
Independent Commissioner

Dewan Direksi / Board of Directors
Direktur Utama /

President Director

Wakil Direktur Utama /

Deputy President Director

Direktur / Director

Direktur / Director

Direktur / Director

Direktur / Director

: Jerry Marmen
: Seng Hyup Shin
1 Stephen Liestyo

: Hae Wang Lee

: Kunardy Darma, Lie"

: Robby Mondong
: Dodi Widjajanto
: Henry Sawali

: Jung Ho Han

: Jang Hyuk Im

") Elekiif sejak dilelapkan oleh Perseroan setelah memenuhi semua persyaratan yang diatur dalam POJK No. 27/POJK.039/2015
daniatau Peraturan Perundang-Undangan lainnya yang berlaku. / Effeclive since its establishment by the Company after fulfiling all
reguirements stipulated in POJK No. 27/POJK.03/2016 and/or other applicable laws and regulations.

Kookmin Bank Co. Ltd. Cabang b. Kookmin Co. Ltd. Singapore

Singapura (“KBSG”)

Riwayat Singkat

KBSG merupakan Kantor Cabang
Luar Negeri dari Kookmin Bank Co.
Ltd. '(“KBH@”), dimana KBHA
merupakan salah satu Bank
terbesar di Korea Selatan sekaligus
sebagai Pemegang Saham
Pengendali dari Perseroan. KBSG

Branch (“KBSG”)

# Brief History
KBSG is an overseas branch office
of Kookmin Bank Co. (“KBH@”),
which is one of the largest banks in
South Korea as well as the
controlling shareholder of the
Company: KBSG is registered as a
Foreign Company in Singapore on

1x
Page 8 OCR 0.917
KB Bank

PT Bai

Kav, 50-51 Jatarta Selatan — Ind

terdaftar sebagai Perusahaan Asing
Singapura
tertanggal 23 Juni 2021 dengan
nama Perusahaan resmi yakni
Kookmin Bank Co., Ltd. Singapore
Branch berdasarkan ACRA. Kantor
KBSG berlokasi di Level 9, Unit
01-05, Ocean Financial Centre, 10
Place,

yang teregistrasi di

Collyer @uay, Raffles

Singapore, 049315.

Hingga saat ini, KBSG menawarkan

beragam produk dan jasa
Perbankan kepada Nasabah
Korporasi.

# Susunan Direksi/Manajemen

Merujuk kepada ACRA tertanggal

12 Juni 2025:

Direktur : Yoon, Dae Hee
Perwakilan Resmi : Kim, Jihye
Perwakilan Resmi : Jo, Jungmin
Direktur : Byoung, Gon Park
Direktur : Lee, Hwan Ju
Direktur : Lee, Seong Jae
Direktur : Kim, Sung Jin
Direktur : Lee, Jung Sook
Direktur : Mun, Sue Book
Direktur : Seo, Tae-Jong

5. Sifat Transaksi Material

Mengacu kepada Laporan Keuangan
Perseroan pada 2024,
Ekuitas Perseroan adalah sebesar Rp
sehingga Transaksi
Perseroan
kepada KBSG ke dalam kategori
Transaksi Material (melebihi ambang

Tahunan

7.563.879juta,

Pelunasan Pinjaman

batas 2096).

6. Sifat Hubungan Afiliasi

KBSG merupakan Kantor Cabang
Luar Negeri dari KBH@, dimana

KBH@ merupakan Pemegang Saham

June 23, 2021, under the official
company name Kookmin Bank
Co., Ltd. Singapore Branch based
on ACRA. KBSG Office is located
in Level 9, Unit 01-05, Ocean
Financial Centre, 10 Collyer Auay,
Raffles Place, Singapore, 049315.

To this date, KBSG offers a variety
of Banking products and services
to Corporate clients.

e Board of Director/Management

Refer to ACRA dated June, 12
2025:

Director : Yoon, Dae Hee
Authorised Rep. : Kim, Jihye
Authorised Rep. : Jo, Jungmin
Director : Byoung, Gon Park
Director : Lee, Hwan Ju
Director : Lee, Seong Jae
Director : Kim, Sung Jin
Director : Lee, Jung Sook
Director : Mun, Sue Book
Director : Seo, Tae-Jong

5. Nature of Material Transaction

Referring to the Company's Annual
Financial Report in 2024, the
Company's Eguity is Rp 7.563.879
million, so that the Loan Repayment
Transaction of the Company to KBSG
falls into the category of Material
Transaction (exceeding the 204
threshold).

. Nature of Affiliation Relationship

KBSG is an overseas branch office of
KBHO, where KBHA is the Controlling
Shareholder of the Company which

t

8
Page 9 OCR 0.928
Pengendali Perseroan yang memiliki
porsi kepemilikan sebesar 66,8875.

Merujuk kepada POJK No.
42/POJK.04/2020 tentang Transaksi
Afiliasi dan Transaksi Benturan
Kepentingan, Pasal 1, bahwa
hubungan antara 2 (dua) Perusahaan
yang dikendalikan, baik langsung
maupun tidak langsung, oleh pihak
yang sama, masuk dalam kategori
Afiliasi.

Sehingga, Transaksi Pelunasan
Pinjaman Perseroan kepada KBSG
masuk dalam kategori Transaksi
Afiliasi.

. Penjelasan, Pertimbangan dan

Alasan dilakukannya Transaksi
Afiliasi dan Transaksi Material,
serta Pengaruh/Dampak Transaksi
Tersebut Pada Kondisi Keuangan
Perseroan

Transaksi Pelunasan Pinjaman
Perseroan kepada KBSG merupakan
kewajiban Perseroan sebagai Debitur
pada tanggal yang ditentukan sesuai
Perjanjian Pinjaman antara Perseroan
yang bertindak sebagai Debitur dan
KBSG yang bertindak sebagai
Kreditur.

Transaksi Pelunasan Pinjaman
Perseroan kepada KBSG akan
mempengaruhi pos Pinjaman /
Pembiayaan yang Diterima dari sisi
Liabilitas dalam Laporan Keuangan
Perseroan, yaitu adanya penurunan
dari sisi nominal yang dibukukan per
Agustus 2025.

Perseroan memanfaatkan instrumen
REPO antar Bank dan hasil
penerbitan PUB Obligasi untuk
melakukan Transaksi Pelunasan
Pinjaman Perseroan kepada KBSG.

has an ownership portion of 66,88Y5.

Referring to POJK No.
42/POJK.04/2020 concerning
Affiliated Transactions and Conflict of
Interest Transactions, Article 1, that
the relationship between 2 (two)
Companies that are controlled, either
directly or indirectly, by the same
party, is included in the Affiliated
category.

Thus, Loan Repayment Transaction
of the Company to KBSG is included
in the Affiliated Transaction category.

Explanation, Considerations and
Reasons for Affiliated Transactions
and Material Transactions,
Effect/lmpact of Such Transactions
on the Company's Financial
Condition

Loan Repayment Transaction of the
Company to KBSG is the Company's
obligation as the Debtor on the date
specified in the Loan Agreement
between the Company acting as the
Debtor and KBSG acting as the
Creditor.

Loan Repayment of the Company to
KBSG will affect the Loans/Financing
Received item on the Liabilities side
of the Company's financial
statements, namely a decrease in the
nominal value recorded as of August
2025.

The Company utilized the interbank
REPO instrument and the proceeds
from the PUB Bond issuance to
execute Loan Repayment of the
Company to KBSG.

1
Page 10 OCR 0.903
8.

10.

0 K2v, 50-51 Jakarta Selatan — Indonesi 12770

melakukan simulasi

Perseroan
likuiditas melalui rasio LCR dan NSFR
dan didapatkan hasil bahwa tidak

adanya tekanan likuiditas atas
Transaksi Pelunasan Pinjaman
Perseroan kepada KBSG. Berikut
simulasi LCR dan NSFR Perseroan:
LCR

20 Agustus 2025 sebesar 195.147o.

26 Agustus 2025 sebesar 162.877o.

28 Agustus 2025 sebesar 177.676.

29 Agustus 2025 sebesar 168.35Y4.

NSFR
EOM Agustus 2025 sebesar 101.664.

Jumlah Dana Pelunasan Pinjaman,
Ketentuan dan Syarat Pelunasan
Pinjaman

Jumlah dana pelunasan yang
dibayarkan Perseroan kepada KBSG
pada 20, 26 dan 28 Agustus 2025
adalah sebesar Rp
3.702.797.892.358.

Secara spesifik, Ketentuan dan
Syarat Pelunasan Pinjaman adalah
apabila Perseroan melakukan
pelunasan, dana pelunasan tidak bisa
dipinjam kembali oleh Perseroan.

Alamat, No. Telepon dan e-Mail
untuk Memperoleh Informasi
Mengenai Transaksi Material dan
Transaksi Afiliasi

Alamat

Gedung KB Bank

Jl. M.T. Haryono Kav. 50-51
Jakarta Selatan 12770

Nomor Telepon
#6221-7988266, 7989837

e-Mail
corsec@kbbank.co.id
investor.relations@kbbank.co.id

Pernyataan Dewan Komisaris dan
Direksi
Terlampir.

9.

10.

The Company conducted a liguidity
simulation using the LCR and NSFR
ratios and found no liguidity pressure
on the Company's Loan Repayment
Transaction to KBSG. Simulations are
as follows:

LCR

20 August 2025 is 195.146.

26 August 2025 is 162.87Yo.

28 August 2025 is 177.677.

29 August 2025 is 168.356

NSFR
EOM August 2025 is 101.66”.

Loan Repayment Amount, Loan
Repayment Terms and Conditions

The amount of repayment funds that
the Company repaid to KBSG on
August 20, 26, and 28, 2025, is IDR
3.702.797.892.358.

Specifically, the Terms and
Conditions of Loan  Repayment
stipulated that if the Company makes
repayment, the repayment funds can't
be re-borrowed by the Company.

Address, Telephone No. and e-Mail
for 'Obtaining Information on
Material Transactions and Affiliated
Transactions

Address

KB Bank Building

Jl. M.T. Haryono Kav. 50-51
South Jakarta 12770

Phone Number
#6221-7988266, 7989837

e-Mail
corsec@kbbank.co.id
investor.relations@kbbank.co.id

Statement of the Board of
Commissioners and Directors
Attached.

W 40
Page 11 OCR 0.910
KB Bank

Tbk
IL MT. Haryono Kav, 50:51 Jakarta Selatan — Indonesi 12770

—?.' Janghyuk Im 1
Direktur/Director

Robby Mondong
Wakil Direktur Utama/Vice President Direci

Tembusan Yth:
1. Kepala Eksekutif Pengawas Perbankan / Chief Executive of the Banking Supervision of OJK:
2. Direktur Penilai Perusahaan BEI / Director of the Company Appraisal of Indonesia Stock Exchange,
3. Kepala Departemen Pengawasan Bank Swasta | OJK / Depariment Head of Private Bank Supervision 1 of OJK:
4. Dewan Komisaris PT. Bank KB Indonesia, Tbk. / Board of Commissioners of PT. Bank KB Indonesia, Tbk.

11

File

File Open PDF
Source IDX
Size2.67 MB
Published22 Aug 2025
Pages11
Characters24,356
Text sourceOCR
OCR confidence0.919

Names mentioned 43 people and organisations named in the text · linked when the evidence is strong

linked org Bank KB Indonesia Tbk p.1 ×18
linked org Kookmin Bank p.1 ×19
linked org Bank KB Bukopin Tbk p.3 ×13
linked person Jerry Marmen p.7
linked person Stephen Liestyo p.7
linked person Hae Wang Lee p.7
linked person Robby Mondong p.7 ×2
linked person Dodi Widjajanto p.7
linked person Henry Sawali p.7
linked person Jang Hyuk p.7
linked person Janghyuk Im p.11
possible org OTORITAS JASA KEUANGAN p.1 ×6
possible org Ariz Dian Perkasa p.6 ×2
possible person Seng Hyup Shin p.7
possible person Kunardy Darma, Lie p.7
possible person Jung Ho Han p.7
possible org Bank Tbk p.11
unresolved org FINANCIAL SERVICES AUTHORITY p.1 ×6
unresolved org Kookmin Bank Co. Ltd. p.1 ×13
unresolved org Bank Umum Koperasi Indonesia p.3 ×2
unresolved org Direktorat Jenderal Koperasi p.3
unresolved org Koperasi p.3 ×2
unresolved org Menteri Keuangan p.3 ×2
unresolved org Directorate General of Cooperatives p.3
unresolved org Minister of Finance p.3 ×2
unresolved org Kementerian Hukum dan Hak Asasi Manusia RI Perihai p.4
unresolved org Bank Bukopin Tbk. p.4 ×4
unresolved person Notary Aulia Taufani p.4 ×2
unresolved org Ministry of Law and Human Rights p.4
unresolved org PT Bank KB IndonesiaTbk. Business Activity p.5
unresolved org PT. DATINDO ENTRYCOM p.6 ×2
unresolved org Kookmin Co. Ltd. p.7
unresolved org PT Bai p.8
unresolved person Yoon · Direktur p.8 ×2
unresolved person Byoung · Direktur p.8 ×2
unresolved person Lee · Direktur p.8 ×6
unresolved person Kim · Direktur p.8 ×2
unresolved person Mun · Direktur p.8 ×2
unresolved person Seo · Direktur p.8 ×2
unresolved org KB Bank Tbk p.11
unresolved org Indonesia Stock Exchange p.11
unresolved org Departemen Pengawasan Bank Swasta p.11

Extraction attempts how the parser did, and what it refused

Nothing structured was extracted from this document — the attempts below say why.

Rule parser Needs review confidence 0.273 756 ms 13 Sep 2026 14:58
Raw output
{'appraiser_exempt': None,
 'appraiser_name': '',
 'assets': [{'area_sqm': None,
             'category': 'OTHER',
             'description': 'Object of the Transaction'}],
 'currency': None,
 'fact_type': '',
 'issuer_name': '',
 'kind': 'CONFLICT',
 'kjpp_name': '',
 'letter_number': '',
 'object_text': 'Object of the Transaction',
 'object_truncated': False,
 'parties': [],
 'pct_of_equity': None,
 'reference_period': '',
 'requires_rups': None,
 'rups_date': None,
 'ticker': '',
 'transaction_date': None,
 'valuation_date': None,
 'value': None}
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