20250514_BFIN_Keterbukaan Informasi terkait Aksi Korporasi_31885436_lamp2.pdf

      ("WPLN"), addressed to the Company or the BAE no later than 22 May, 2025, at 16:00
      Western Indonesian Time with the following addresses:

                          The Company                                                    BAE
                       Corporate Secretary                                     PT Raya Saham Registra
                  PT BFI Finance Indonesia Tbk                                  Plaza Sentral 2nd Floor
                 BFI Tower, Sunburst CBD Lot 1.2                           Jl. Jend. Sudirman Kav. 47-48
             Jl. Kapt. Soebijanto Djojohadikusumo                                   Jakarta 12930
                             BSD City                                           Phone: (021) 2525666
          Phone: (021) 2965 0300, 2965 0500 ext. 692                       E-mail: rsbae@registra.co.id
                     E-mail: corsec@bfi.co.id

     b. For Eligible Shareholders whose shares are registered in the collective custody of PT
        Kustodian Sentral Efek Indonesia (Indonesian Central Securities Depository or “KSEI”),
        the distribution of Dividends will be conducted by KSEI through Securities Companies
        and/or Custodian Banks where the Eligible Shareholders open their securities accounts.
4. Income Tax Withholding Provisions:
    a. Dividend will be subject to Income Tax in accordance with the applicable taxation
         provisions, which is the obligation of Eligible Shareholders.
    b. The conditions applied for Eligible Shareholders who are WPDN are as follows:
         (i) Under the laws and regulations currently in force, the dividends received by a
             Resident Individual Taxpayer (Wajib Pajak Orang Pribadi Dalam Negeri) are no longer
             subject to income tax withholding and can be treated as income that is not included
             as an income tax object as long as they invested in the territory of The United State
             of The Republic of Indonesia as regulated in Government Regulation number 9 of
             2021 (PP9), Regulation of The Minister of Finance number 18 of 2021 (PMK18) and
             the implementing tax regulations; otherwise, the Resident Individual Taxpayer may
             also choose to be subjected to final income tax of 10% according to Article 17
             Paragraph (2c)* of the Income Tax Law without the Obligation to invest the same in
             the territory of the United State of The Republic of Indonesia.
             If the Resident Individual Taxpayer may also chooses to treat the dividends as
             income that is not included as an income that is not included as an income tax object
             but fails to comply with the investment requirement under the provisions and
             procedures stipulated in PP9 and PMK18, the relevant dividends will, not with
             standing the above, be subjected to final income tax of 10% according to Article 17
             paragraph (2c)* of The Income Tax Law.

           * Payment of the final income tax (PPh) on the dividends as described above must be made by the relevant
             Resident Individual Taxpayer no later than the 15th (fifteenth) day of the month subsequent to the
             month of the Record Date.

         (ii) Eligible Shareholders are required to submit a copy of their NPWP to KSEI, the
              Company or BAE (as applicable) no later than 22 May, 2025, at 16:00 WIB.

c.    The conditions applied for Eligible Shareholders who are WPLN are as follows:
   (i) Eligible Shareholders whose countries do not have a Double Taxation Avoidance
         Agreement (“P3B”) or Tax Treaty with the Republic of Indonesia, will be subject to
         20% Income Tax, in accordance with Article 26 of UU PPH.
   (ii) Eligible Shareholders whose countries have P3B or Tax Treaty with the Republic of
         Indonesia, will be subject to Income Tax at a lower rate only if the Eligible
         Shareholders meet the requirements stated in the Director General of Taxes
         Regulation No. PER-25/PJ/2018 dated November 21, 2018, on Procedures for P3B
         Implementation ("Perdir 2018"), and submit an SKD that is filled in correctly,
         completely, and clearly as well as signed by the Eligible Shareholders (which
         approval can be replaced by an original Certificate of Residence in English) to KSEI,
         the Company, or BAE (as applicable), no later than 22 May, 2025, at 16.00 WIB. If up
         to the time limit (a) the Eligible Shareholders fail to meet the requirements in Perdir
         2018; and/or (b) KSEI, the Company, or BAE have not received the said documents,
         Eligible Shareholders will be subject to 20% Income Tax, in accordance with Article
         26 of UU PPH.
d. For Eligible Shareholders whose shares are in script form, proof of dividend tax deduction
   (if any) can be obtained at the office of the Company’s BAE.
e. For Eligible Shareholders whose shares are registered in the collective custody of KSEI,
   proof of dividend tax deduction (if any) can be obtained at the offices of Securities
   Companies and/or the Custodian Banks where the Eligible Shareholders open their
   securities accounts.




                         Tangerang Selatan, May 14, 2025
                           PT BFI Finance Indonesia Tbk
                                Board of Directors