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 Nomor Surat                        085/COS/HO/05/25

 Nama Perusahaan                    KDB Tifa Finance Tbk

 Kode Emiten                        TIFA

 Lampiran                           2

 Perihal                            Penyampaian Laporan Tahunan & Keberlanjutan dan ESG


Perseroan Menyampaikan Laporan Tahunan & Keberlanjutan dan ESG tahun 2024 dengan periode tahun buku dari
01 Januari 2024 sampai dengan 31 Desember 2024 dalam bahasa Indonesia dan Inggris
Apakah Perseroan akan/telah melakukan panggilan Rapat Umum Pemegang Saham Tahunan? (Ya)

Perseroan melakukan panggilan Rapat Umum Pemegang Saham Tahunan pada tanggal 14 Mei 2025

Informasi sebagaimana dimaksud di atas telah dimuat pada Situs Web Perseroan di alamat link www.kdbtifa.co.id
pada tanggal 29 April 2025
Apakah Perseroan tercatat di Bursa lain? (Tidak)



A. Kinerja Lingkungan (Environmental Performance)

Perseroan menyampaikan Keberlanjutan dan ESG Tahunan :
 E-01 Laporan Emisi Gas Rumah Kaca (GRK)

 Laporan Emisi GRK Konsolidasi?                                                Tidak

 Batasan Organisasi                                                            Ekuitas


 Adakah anak perusahaan yang tidak diikutsertakan dalam
                                                                               Tidak
 laporan ini?




                            Name                                       Total Emisi (tCO2e)


Kategori 1: Emisi GRK langsung dan pembuangan


  Emisi langsung dari pembakaran stasioner                                      0

  Emisi langsung dari pembakaran bergerak                                     60,34

  Emisi langsung dari proses pengolahan                                         0

  Emisi fugitive langsung                                                       0

  Emisi langsung dari Land Use, Land Use Change and
                                                                                0
  Forestry (LULUCF)

  Total Emisi Langsung (Scope 1)                                              60,34
Page 2
Kategori 2: Emisi GRK tidak langsung dari energi yang diimpor/dibeli



 Emisi tidak langsung dari konsumsi Listrik yang
                                                                         64,47
 diimpor/dibeli


 Emisi tidak langsung dari konsumsi jaringan energi yang
                                                                           0
 diimpor/dibeli (diluar listrik)


 Total Emisi Tidak Langsung (Scope 2)                                    64,47


Kategori 3: Emisi GRK tidak langsung dari transportasi


 Transportasi dan distribusi hulu                                          0

 Perjalanan dinas                                                          0

 Transportasi dari klien dan pengunjung                                    0


 Transportasi dan distribusi hilir                                         0


 Perjalanan Karyawan                                                       0



Kategori 4: Emisi GRK tidak langsung dari produk yang digunakan oleh perusahaan


 Kegiatan yang berhubungan dengan energi yang tidak
 termasuk dalam emisi langsung dan emisi energi tidak                      0
 langsung

 Pembelian Barang dan Jasa                                                 0

 Capital equipment/goods                                                   0


 Limbah yang dihasilkan dalam kegiatan operasional                         0


 Aset Sewaan hulu                                                          0



Kategori 5: Emisi GRK tidak langsung yang terkait dengan penggunaan produk dari perusahaan


 Investasi                                                                 0

 Penggunaan produk yang dijual                                             0

 Perawatan akhir masa pakai produk yang dijual                             0

 Waralaba hilir                                                            0

 Aset Sewaan Hilir                                                         0


 Pengolahan produk yang dijual                                             0
Page 3
Kategori 6: Emisi GRK tidak langsung dari sumber lainnya

 Emisi atau pembuangan tidak langsung lainnya                                          0

 Total Emisi Tidak Langsung (Scope 3)                                                  0

Total Emisi GRK (Scope 1 and 2)                                                      124,81

Total Emisi GRK (Scope 1, 2 and 3)                                                   124,81

Offsets/Credits                                                                        0

Pembelian Renewable Energy Certificate (REC) (kWh)                                     0



                                           Total emisi dari Scope 1 dan 2 per unit
 E-02   Intensitas Emisi GRK                                                                  0,00068
                                           pendapatan Perusahaan Tercatat
                                           Jumlah total energi yang dikonsumsi secara
                                                                                               80,87
                                           langsung (kWh or J)
                                           Jumlah total energi yang dikonsumsi secara
 E-03   Konsumsi Energi listrik                                                                  0
                                           tidak langsung (kWh or J))

                                           Total konsumsi energi (kWh or J)                    80,87


 E-04   Konsumsi Air                       Total konsumsi air (m3)                             303


 E-05   Limbah yang dihasilkan             Total limbah yang dihasilkan (ton)                  0,02



 E-06 Komitmen Perusahaan untuk mencapai target Net Zero Emission
 Apakah Perusahaan memiliki komitmen pencapaian target net zero?                Ya
 Tahun berapa Perusahaan menargetkan pencapaian Net Zero emission yang
                                                                                2060
 dipublikasi?
 Mohon berikan deskripsi ringkas penjelasan dan tautan ke dokumentasi yang menjelaskan komitmen
 pencapaian target Net zero emission Perusahaan.
  Perseroan telah:
  1. mengkampanyekan kebijakan efisiensi energi listrik dan BBM;
  2. mendorong inisiatif paperless di tempat kerja yang wajib dipatuhi oleh seluruh karyawan;
  3. melakukan aksi penanaman 500 bibit pohon mahoni di Sentul Eco Edu Tourism Forest, Bogor; dan
  4. menerapkan berbagai inisiatif efisiensi listrik dan BBM.

 E-07 Komitmen Perusahaan untuk mengurangi Emisi Gas Rumah Kaca (Emission Reduction)
 Apakah Perusahaan memiliki komitmen mengurangi emisi?                          Ya
                                                                                0%
 Target pengurangan emisi GRK
                                                                                0 (tCO2e)
 Tahun target untuk penurunan emisi GRK?                                        2060



Apakah perusahaan memiliki manajemen yang mengawasi pengendalian iklim?


Tidak

Langkah-langkah yang sudah dilakukan dan penurunan emisi yang telah dicapai dibandingkan tahun
sebelumnya.
Page 4
Penjelasan:


Perseroan telah:
1. mengkampanyekan kebijakan efisiensi energi listrik dan BBM;
2. mendorong inisiatif paperless di tempat kerja yang wajib dipatuhi oleh seluruh karyawan;
3. melakukan aksi penanaman 500 bibit pohon mahoni di Sentul Eco Edu Tourism Forest, Bogor; dan
4. menerapkan berbagai inisiatif efisiensi listrik dan BBM.



B. Kinerja Sosial (Social Performance)

S-01 Kesetaraan Gender


                                       Laki-Laki                                        Perempuan
 Level Jabatan
                       Jumlah pegawai         Persentasi pegawai        Jumlah pegawai       Persentasi pegawai

 Entry-level           20                     20.2 %                    26                 26.26 %

 Mid-level             12                     12.12 %                   11                 11.11 %

 Senior-level          18                     18.18 %                   5                  5.05 %

 Executive-level       5                      5.05 %                    2                  2.02 %

 Total Pegawai         55                     55.56 %                   44                 44.44 %


S-02 Jumlah level pegawai yang dimiliki oleh laki-laki dan perempuan berdasarkan kelompok umur

                                                        Level Jabatan
 Rentang Usia          Entry-level              Mid-level           Senior-level        Executive-level   Jumlah
 (tahun)                                                                                                  Pegawai
                   Laki-Laki   Perempuan Laki-Laki Perempuan Laki-Laki Perempuan Laki-Laki Perempuan


 18-25             0           7          0             0       0            0         0       0          7

 25-35             7           11         4             9       5            0         0       0          36

 35-45             5           6          8             2       9            2         1       0          33

 45-55             6           1          0             0       4            2         2       0          15

 >55               2           1          0             0       0            1         2       2          8


S-03 Tingkat Pergantian Pegawai

                                       Jumlah Pegawai (dalam tahun               Percentage Pegawai (dalam tahun
                                               pelaporan)                                  pelaporan)
 Jumlah Pegawai
 resign/Pemutusan Hubungan           11 Pegawai                                  11,11 %
 Kerja
 Jumlah Pegawai Baru/pengganti       13 Pegawai                                  13,13 %


S-04 Jumlah Pegawai Sementara

                                       Jumlah Pegawai (dalam tahun               Percentage Pegawai (dalam tahun
                                               pelaporan)                                  pelaporan)
Page 5
Jumlah Pegawai perusahaan
yang dipegang oleh kontraktor       2 Pegawai                          2,02 %
dan/atau konsultan


S-05 Pelatihan dan Pengembangan Pegawai


    Rata-rata jam pelatihan per
                                      Jumlah pegawai yang ikut serta    Persentase jumlah pegawai yang
      pegawai dalam tahun
                                        dalam program pelatihan          ikut serta dalam pelatihan (%)
            Pelaporan

2.760 jam/pegawai                   152                                153,53 %


S-06 Jumlah Kecelakaan Kerja



                                                      Persentase kecelakaan kerja serius yang berakibat
 Frekuensi kecelakaan kerja dari total pegawai
                                                        cedera serius dan fatal dari total pegawai (%)

0                                                   0%


S-07 Jumlah Kejadian Pelanggaran Hak Asasi Manusia


Jumlah pelanggaran hak asasi manusia dalam tahun
                                                 0
                   Pelaporan



Kebijakan Perusahaan terkait Pekerja

S-08 Perusahaan memiliki kebijakan terkait pelecehan seksual dan/atau
                                                                             Tidak
non-diskriminasi?

 -

S-09 Perusahaan memiliki kebijakan mengenai hak asasi manusia?               Tidak

 -

S-10 Perusahaan memiliki kebijakan mengenai pekerja anak dan/atau
                                                                             Ya
pekerja paksa?
 Perseroan memberlakukan persyaratan minimum usia 18 tahun bagi seluruh kandidat pekerja. Kebijakan ini
 diterapkan secara konsisten di semua unit operasional dan jaringan kantor Perseroan tanpa terkecuali.
 Selain itu, Perseroan dengan tegas menolak segala bentuk praktik kerja paksa dan menjamin kebebasan
 setiap pekerja dalam menjalankan tugas sesuai kesepakatan yang telah ditetapkan.
S-11 Perusahaan memiliki kebijakan perusahaan mengenai kesehatan dan
keselamatan kerja serta lingkungan kerja yang aman dan layak diberikan Ya
kepada seluruh karyawan?
 Perseroan memiliki kebijakan terkait kesehatan dan keselamatan kerja, namun kebijakan tersebut
 merupakan kebijakan internal Perseroan dan tidak dipublikasikan kepada masyarakat di situs web
 Perseroan.

Corporate Social Responsibility (CSR)


S-12 Perusahaan memiliki aktivitas CSR, investasi atau sumbangan
                                                                             Ya
terhadap komunitas atau organisasi nirlaba terdaftar?

 https://www.kdbtifa.co.id/id/blog/berita
Page 6
C. Kinerja Tata Kelola (Governance Performance)


 G-01 Keberagaman Manajemen dan Independensi (Board Diversity and Independence)


 Tipe Manajemen
                           Jumlah               Laki-laki           Perempuan              Pihak Independen
   Perusahaan

Komisaris            0                     3                    0                      2
Direksi              0                     2                    2                      0


 G-02 Total kehadiran direksi dan komisaris ke rapat dewan



                                    Jumlah rapat dewan (di tahun    Rata-rata persentase kehadiran
                                             pelaporan)          direksi/komisaris dalam rapat dewan
Jumlah kehadiran direksi ke rapat
                                    16                               80 %
dewan

Jumlah kehadiran komisaris ke
                                    7                                100 %
rapat dewan




 Kebijakan mengenai manajemen lainnya

G-03 Perusahaan memiliki kebijakan mengenai pemisahan Chairman of
                                                                               Tidak
The Board dan CEO?

 -

G-04 Perusahaan memiliki kebijakan penilaian dewan direksi dan
                                                                               Ya
komisaris
 Penilaian dilakukan oleh Komite Nominasi dan Remunerasi dengan kriteria penilaian sebagai berikut:
 a. Setiap tahun diwajibkan membuat KPI manajemen dan menjadi suatu kontrak manajemen;
 b. KPI mencakup aspek keuangan, fokus pelanggan, tenaga kerja, kepemimpinan dan aspek lainnya yang
 bersifat dinamis;
 c. Dalam menghitung pencapaian KPI, Perseroan didasarkan kepada:
 - Laporan Auditor;
 - Pedoman penyusunan dan penilaian KPI;
 - Perbandingan pencapaian program kerja yang telah direalisasikan dengan target yang ingin dicapai.
G-05 Perusahaan memiliki kebijakan pelatihan dewan direksi dan
                                                                               Ya
komisaris
 Selama tahun 2024, terdapat 1 pelatihan yang diikuti oleh 2 anggota Dewan Komisaris dan 10 pelatihan
 yang diikuti oleh 4 Direksi.
G-06 Kriteria khusus yang digunakan untuk pemilihan dewan direksi dan
                                                                               Tidak
komisaris

 -

G-07 Perusahaan memiliki kebijakan mengenai kode etik dan/atau anti-
                                                                               Ya
korupsi?
 Setiap tahun, Perseroan melakukan sosialisasi kode etik yang disampaikan melalui berbagai media seperti
 penyebaran buku saku, pelatihan, seminar, e-learning, atau komunikasi berkala.
 Pembaharuan kode etik Perseroan terakhir berdasarkan Keputusan Sirkuler Direksi No 111/DIR/HO/09/21
 tanggal 22 September 2021 yang telah disosialisasikan kepada seluruh jajaran personil Perseroan. Selain
 itu, selama tahun 2024, sistem anti fraud yang dimiliki Perseroan telah berjalan secara efektif. Sistem anti
 fraud tersebut juga telah diatur dalam suatu peraturan internal Perseroan berdasarkan Keputusan Sirkuler
 Direksi No.122/DIR/HO/11/24 tanggal 15 November 2024 tentang Pengesahan Perubahan Anti-Fraud
 Regulation yang sampai dengan tanggal Laporan ini terakhir diperbaharui berdasarkan Keputusan Direksi
Page 7
 Perseroan No. 014/DIR/HO/01/25 tanggal 24 Januari 2025 tentang Pengesahan Perubahan Anti Fraud
 Regulation, dan dapat diakses melalui situs web resmi Perseroan www.kdbtifa.co.id.
G-08 Perusahaan memiliki kebijakan mengenai perlakuan adil terhadap
                                                                          Ya
Pemegang Saham?
 Perseroan telah memiliki Communication for Shareholders and Investors Regulation No. 101/DIR/HO/09/21
 tanggal 22 September 2021
G-09 Perusahaan memiliki kebijakan mengenai kewajiban
                                                                          Ya
direksi/komisaris untuk mencegah adanya konflik kepentingan?
 Salah satu pokok dan isi Kode Etik Perseroan adalah menghindari konflik kepentingan, dimana setiap
 karyawan diharuskan menghindari kondisi atau situasi yang menimbulkan konflik kepentingan.

D. Lain-lain


 Keselarasan Laporan Keberlanjutan/Tahunan dengan Metrik ESG


                                                                        Halaman di Laporan
   Kinerja      Kode                   Nama Metrik
                                                                       Keberlanjutan/Tahunan
               E-01     Laporan Emisi Gas Rumah Kaca            247

               E-02     Intensitas Emisi Gas Rumah Kaca         248

               E-03     Konsumsi Energi Listrik                 246

               E-04     Konsumsi Air                            249
Lingkungan
               E-05     Limbah yang Dihasilkan                  249
                        Komitmen Perusahaan untuk Mencapai
               E-06                                             247
                        Target Net Zero Emission

                        Komitmen Perusahaan untuk
               E-07                                             247
                        mengurangi Emisi Gas Rumah Kaca

               S-01     Kesetaraan Gender                       238
                        Pegawai Berdasarkan Gender dan
               S-02                                             238
                        Kelompok Umur
               S-03     Tingkat Pergantian Pegawai              -

               S-04     Jumlah Pegawai Sementara                -

               S-05     Pelatihan dan Pengembangan Pegawai      238

               S-06     Jumlah Kecelakaan Kerja                 237
                        Kejadian Pelanggaran Hak Asasi
               S-07                                             -
                        Manusia
Sosial                  Kebijakan Pelecehan Seksual dan/atau
               S-08                                             -
                        Non-diskriminasi

               S-09     Kebijakan Mengenai Hak Asasi Manusia    -

                        Kebijakan Pekerja Anak dan/atau
               S-10                                             236
                        Pekerja Paksa

                        Kebijakan Mengenai Kesehatan dan
                        Keselamatan Kerja serta Lingkungan
               S-11                                             227
                        Kerja yang Aman dan Layak diberikan
                        Kepada Seluruh Karyawan

               S-12     Pencegahan Konflik Kepentingan          239
Page 8
                                   Keberagaman Manajemen dan
                       G-01                                                 135
                                   Independensi
                                   Total Kehadiran Direksi dan Komisaris ke
                       G-02                                                 130
                                   Rapat Dewan
                                   Kebijakan Pemisahan Chairman of the
                       G-03                                                 -
                                   Board dan CEO
                                   Kebijakan Penilaian Dewan Direksi dan
                       G-04                                                 132
                                   Komisaris
                                   Kebijakan Pelatihan Dewan Direksi dan
Tata-kelola            G-05                                                 131
                                   Komisaris

                       G-06        Kriteria Khusus Pemilihan Dewan         -

                       G-07        Kode Etik dan/atau Anti-Korupsi         198

                                   Kebijakan Perlakuan Adil terhadap
                       G-08                                                -
                                   Pemegang Saham

                       G-09        Pencegahan Konflik Kepentingan          198




 Standar Internasional yang Diacu dan Verifikasi Pihak Ketiga



   Keselarasan dengan kerangka pelaporan keberlanjutan

    X   Ya             Tidak


                 GRI

                 TCFD

                 CDP

                 IFRS S1

                 IFRS S2

                 SASB

             X   Others, please specify


        POJK Nomor 51/POJK.03/2017


   Assurance dan validasi pihak ketiga

    X   Ya




Demikian untuk diketahui.


Hormat Kami,
KDB Tifa Finance Tbk
Page 9
Dwi Indriyanie

Corporate Secretary




KDB Tifa Finance Tbk
Equity Tower 39th Floor, SCBD Lot 9, Jl. Jenderal Sudirman Kav. 52-53, Jakarta
Telepon : (62-21) 5094 1140, Fax : 0, www.kdbtifa.co.id



Nama Pengirim                       Dwi Indriyanie

Jabatan                             Corporate Secretary
Tanggal dan Waktu                   02-05-2025 17:42

Lampiran                           1. KDB Tifa Finance_AR SR 2024_compressed.pdf


                                   2. Surat Penyampaian AR dan SR 2024 - PM.pdf


   Dokumen ini merupakan dokumen resmi KDB Tifa Finance Tbk yang tidak memerlukan tanda tangan karena
dihasilkan secara elektronik oleh sistem pelaporan elektronik. KDB Tifa Finance Tbk bertanggung jawab penuh atas
                                     informasi yang tertera didalam dokumen ini.
Page 10
Go To Indonesian Page

 Letter / Announcement No.            085/COS/HO/05/25

 Issuer Name                          KDB Tifa Finance Tbk

 Issuer Code                          TIFA

 Attachment                           2

 Subject                              Submission of Annual And Sustainability Report


The Company hereby submit Annual And Sustainability Report Report 2024 for the period of 01 Januari 2024 to 31
Desember 2024 in Indonesia dan Inggris
Will the Company be/has summons for the Annual General Meeting of Shareholders? (Yes)

The Company made invitations to the Annual General Meeting of Shareholders on 14 Mei 2025

The information referred above has been published on the Company’s website www.kdbtifa.co.id at 29 April 2025


Is the Company listed on another Stock Exchange? (No)



A. Environmental Performance

The Company submits its Annual Sustainability and ESG Report:
 E-01 Greenhouse Gas (GHG) Emission Report

 Consolidated GHG Emission Report?                                                       No

 Organizational Boundaries                                                             Ekuitas



 Any subsidiaries that are not included in the report?                                   No




                              Name                                          Total emission (tCO2e)


Category 1: Direct GHG emissions and removals


 Direct emissions from stationary combustion                                             0

 Direct emissions from mobile combustion                                               60,34

 Direct emissions from processes                                                         0

 Direct fugitive emissions                                                               0

 Direct emissions from Land Use, Land Use Change and
                                                                                         0
 Forestry (LULUCF)

 Total Direct Emissions (Scope 1)                                                      60,34


Category 2: Indirect GHG emissions from imported energy
Page 11
 Indirect emissions from imported/purchased electricity
                                                                             64,47
 consumption


 Indirect emissions from imported/purchased network energy
                                                                               0
 consumption (excluding electricity)


 Total Indirect Emissions (Scope 2)                                          64,47


Category 3: Indirect GHG emissions from transportation


 Upstream transport and distribution                                           0

 Business travels                                                              0

 Transportation of clients and visitors                                        0


 Downstream transportation and distribution                                    0


 Employee commuting                                                            0



Category 4: Indirect GHG emissions from products used by Organization



 Energy related activities not included in direct emissions and
                                                                               0
 energy indirect emissions

 Purchased goods and services                                                  0

 Capital equipment/goods                                                       0


 Waste generated in operations                                                 0


 Upstream leased assets                                                        0



Category 5: Indirect GHG Emissions associated with the use of products from the Organization


 Investments                                                                   0

 Use of sold products                                                          0

 End of life treatment of sold products                                        0

 Downstream franchises                                                         0

 Downstream leased assets                                                      0


 Processing of sold products                                                   0


Category 6: Indirect GHG emissions from other sources
Page 12
 Other indirect emissions or removals                                                  0

 Total GHG Emissions (Scope 1 and 2)                                                   0

Total GHG Emissions (Scope 1 and 2)                                                 124,81

Total GHG Emissions (Scope 1, 2 and 3)                                              124,81

Offsets/Credits                                                                        0

REC Purchases (kWh)                                                                    0



                                            Total scope 1 and 2 emissions produced per
 E-02   GHG Emissions Intensity                                                                0,00068
                                            revenue of listed compant (tCO2e/Rp)
                                            Total amount of energy directly consumed
                                                                                                80,87
                                            (kWh or J)
                                            Total amount of energy indirectly consumed
 E-03   Electricity Consumption                                                                   0
                                            (kWh or J)

                                            Total energy consumption (kWh or J)                 80,87


 E-04   Water Consumption                   Total water consumed (m3)                            303


 E-05   Waste Generation                    Total waste generated (ton)                         0,02



 E-06 Company commitment to Net Zero Emission Target
 Does the Company have a net zero emission target commitment?                  Yes

 What year is the Company’s net zero emission published target?                2060

 Please provide a brief description and a link to documentation explaining the Company’s commitment in
 achieving net zero emission target.
  The Company has:
  1. campaigned for electricity and fuel efficiency;
  2. promoted a mandatory paperless initiative in the workplace for all employees;
  3. planted of 500 mahogany tree seedlings at Sentul Eco Edu Tourism Forest in Bogor; and
  4. implemented various electricity and fuel efficiency initiatives.

 E-07 Company Commitment to GHG Emission Reduction Target
 Does the Company commit to reducing GHG emission?                             Ya
                                                                               0%
 What is the Company’s GHG emission reduction target?
                                                                               0 (tCO2e)
 Targeted year in achieving GHG reduction target?                              2060



Does the Listed Company has measures on monitoring in enacting climate policy?




No
Page 13
Steps that have been taken and emission reductions that have been achieved compared to the previous year


In carrying out its operations, the Company generates Greenhouse Gas (GHG) emissions, primarily from direct
emissions (Scope 1) due to fuel use in operational vehicles and indirect emissions (Scope 2) from electricity use,
all supplied by PLN. To manage and reduce emission volumes, the Company has implemented various
electricity and fuel efficiency initiatives as part of its commitment to achieving net-zero emissions by 2060.

B. Kinerja Sosial (Social Performance)

S-01 Gender Diversity



                                        Men                                                  Women
 Job positions          Number of              Percentage of                                           Percentage of
                                                                         Number of employees
                        employees               employees                                               employees
 Entry-level      20                         20.2 %                      26                        26.26 %

 Mid-level        12                         12.12 %                     11                        11.11 %

 Senior-level     18                         18.18 %                     5                         5.05 %

 Executive-level 5                           5.05 %                      2                         2.02 %

 Total Pegawai    55                         55.56 %                     44                        44.44 %


S-02 Employees Level by Gender and Age Group

                                                           Job levels
 Age group             Entry-level             Mid-level                Senior-level   Executive-level Number of
 (years)                                                                                               employees
                     Men       Women         Men       Women          Men      Women        Men     Women


 18-25           0            7          0             0          0           0        0           0         7

 25-35           7            11         4             9          5           0        0           0         36

 35-45           5            6          8             0          9           2        1           0         33

 45-55           6            1          0             0          4           2        2           0         15

 >55             2            1          0             0          0           1        2           2         8


S-03 Employees Turnover

                                             Number of employees                                Percentage
                                              (in reporting year)                           (in reporting year)

 Number of employees resigned        11 Employees                                 11,11 %


 Number of newly appointed
                                     13 Employees                                 13,13 %
 Employees


S-04 Temporary Worker

                                             Number of employees                                Percentage
                                              (in reporting year)                           (in reporting year)
Page 14
Total company headcount held
by contractors and/or           2 Employees                         2,02 %
consultants


S-05 Employee Training and Development


    Average training hour per
                                Total employee attending company Percentage of employee attending
            employee
                                        training program          company training program (%)
       (in reporting year)

2.760 hours/employee            152                                 153,53 %


S-06 Injury Rate


Frequency of work-related accidents of total
                                             Percentage of serious work-related accidents resulting in
                Employees
                                                serious and fatal injuries from total employees (%)
            (in reporting year)

0                                             0%


S-07 Incidents Regarding Human Rights Abuse


Number of incidents regarding human rights
                                           0
        abuse (in reporting year)



Company Policy Regarding Employees


S-08 Does the company has a policy regarding sexual harassment and/or
                                                                          No
non-discrimination?




S-09 Does the company has a policy regarding human rights?                No




S-10 Does the company have a policy regarding child labor and/or forced
                                                                          Yes
labor?



S-11 Does the company have a company policy regarding occupational
health and safety as well as a safe working environment for all           Yes
employees?



Corporate Social Responsibility (CSR)


S-12 Does the company have CSR activities, investments or donations to
                                                                             Yes
the community or registered non-profit organizations?
Page 15
C. Governance Performance


 G-01 Board Diversity and Independence


Type of Company       Number of seats     Seats Occupied by Seats Occupied by Seats Occupied by
     Board             on Company                Men             Women        Independent Party

Commissioners        0                    3                    0                     2
Directors            0                    2                    2                     0


 G-02 Board Meeting Attendance



                              Number of board meetings         Percentage of board meeting
                                 (in reporting year)          attendances (in reporting year)
Director Attendance to
                             16                              80 %
Board Meetings

Comissioner Attendance to
                             7                               100 %
Board Meetings



  Other governmental-related policy


G-03 Does the company has a policy regarding separation of the
                                                                               No
Chairman of the Board and CEO?

  -

G-04 Does the company has a policy regarding board appraisal?                  Yes

  The assessment is carried out by the Nomination and Remuneration Committee with the following
  evaluation criteria:
  a. Management is required to establish annual KPIs, which serve as a management contract;
  b. KPIs cover financial aspects, customer focus, workforce, leadership, and other dynamic factors;
  c. In calculating KPI achievement, the Company refers to:
  - Auditor reports;
  - Guidelines for KPI formulation and evaluation;
  - A comparison between realized work programs and the targeted outcomes.
G-05 Does the company has a policy regarding board training and
                                                                               Yes
development?
  In 2024, there was 1 training attended by 2 members of Board of Commissioners and 10 trainings attended
  by the 4 members of Board of Directors.
G-06 Does the company has a criteria regarding board appointment and
                                                                               No
re-election?

  -

G-07 Does the company has a policy regarding ethics and/or anti-
                                                                               Yes
corruption?
  Each year, the Company conducts Code of Conduct dissemination through various channels, including
  pocketbook distribution, training, seminars, e-learning, and periodic communications. The latest update to
  the Code of Conduct, based on the Circular Decision of the Board of Directors No. 111/DIR/HO/09/21 dated
  September 22, 2021, has been communicated to all Company personnel. Furthermore, throughout 2024, the
  Company anti-fraud system operated effectively. This system is governed by an internal regulation of the
  Company based on Circular Decision of the Board of Directors No.122/DIR/HO/11/24 dated November 15,
  2024 regarding Ratification of Amendment to Anti-Fraud Regulation which was updated as of the date of this
  Report through the Circular Decision of Board of Directors No. 014/DIR/HO/01/25 dated January 24, 2025,
Page 16
 on the Ratification of Amendment to Anti-Fraud
 Regulation, accessible via the Company official website, www.kdbtifa.co.id.
G-08 Does the company has a policy regarding equitable treatment of
                                                                                 Yes
shareholders?
 Company has Communication for Shareholders and Investors Regulation No. 101/DIR/HO/09/21 dated 22
 September 2021
G-09 Does the company have a policy regarding the obligations of
                                                                                 Yes
directors/commissioners to prevent conflicts of interest?
 One of the Company Code of Conduct principles and contents is to avoid conflict of interest, where
 employees are required to avoid conditions or situations that may lead to conflict of interest.

D. Other


 Alignment of Sustainability/Annual Reports with ESG Metrics


                                                                        Pages in the Sustainability/Annual
   Kinerja       Kode                  Metric Name
                                                                                      Report
                E-01     Greenhouse Gas Emission Report             247

                E-02     Greenhouse Gas Emission Intensity          248

                E-03     Electricity Consumption                    246

                E-04     Water Consumption                          249
Environment
                E-05     Waste Generated                            249
                         Company Commitment to Achieving Net
                E-06                                                247
                         Zero Emission Target

                         Company Commitment to Reduce
                E-07                                                247
                         Emission

                S-01     Gender Equality                            238

                S-02     Employees by Gender and Age Group          238

                S-03     Employee Turnover Rate                     -

                S-04     Number of Temporary Officers               -

                S-05     Employee Training and Development          238

                S-06     Number of Work Accidents                   237

                S-07     Human Rights Violation Incidents           -

Social                   Sexual Harassment and/or Non-
                S-08                                                -
                         Discrimination Policy

                S-09     Policy on Human Rights                     -

                S-10     Child Labor and/or Forced Labor Policy     236


                         Occupational Health and Safety Policy
                S-11     and Safe and Secure Work Environment       227
                         are provided to all employees.

                S-12     Corporate Social Responsibility            239
Page 17
                                  Management Diversity and
                    G-01                                                       135
                                  Independence
                                  Total Attendance of Directors and
                    G-02                                                       130
                                  Commissioners to Board Meetings
                                  Chairman of the Board and CEO
                    G-03                                                       -
                                  Separation Policy
                                  Board of Directors and Commissioners
                    G-04                                                       132
                                  Assessment Policy
                                  Board of Directors and Commissioners
Governance          G-05                                                       131
                                  Training Policy

                    G-06          Special Criteria for Election of the Board   -

                    G-07          Code of Ethics and/or Anti-Corruption        198

                    G-08          Fair Treatment Policy for Shareholders       -

                    G-09          Conflict of Interest Prevention Policy       198




Referenced International Standards and Third Party Verification



  Alignment with sustainability reporting framework

    X   Yes          No


                  GRI

                  TCFD

                  CDP

                  IFRS S1

                  IFRS S2

                  SASB

              X   Others, please specify


 POJK Nomor 51/POJK.03/2017


  Third-party assurance and/or validation

   X    Yes




Thus to be informed accordingly.


Respectfully,
KDB Tifa Finance Tbk
Page 18
Dwi Indriyanie

Corporate Secretary




KDB Tifa Finance Tbk
Equity Tower 39th Floor, SCBD Lot 9, Jl. Jenderal Sudirman Kav. 52-53, Jakarta
Phone : (62-21) 5094 1140, Fax : 0, www.kdbtifa.co.id



Sender Name                         Dwi Indriyanie

Function                            Corporate Secretary

Date and Time                       02-05-2025 17:42

Attachment                         1. KDB Tifa Finance_AR SR 2024_compressed.pdf


                                   2. Surat Penyampaian AR dan SR 2024 - PM.pdf


    This is an official document of KDB Tifa Finance Tbk that does not require a signature as it was generated
   electronically by the electronic reporting system. KDB Tifa Finance Tbk is fully responsible for the information
                                            contained within this document.

File

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Size0.05 MB
Published2 May 2025
Pages18
Characters42,980
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Names mentioned 10 people and organisations named in the text · linked when the evidence is strong

linked org KDB Tifa Finance Tbk · Nama Perusahaan p.1 ×20
unresolved — Emisi langsung dari pembakaran stasioner p.1
unresolved — Emisi fugitive langsung p.1
unresolved — Total Emisi Langsung (Scope 1) p.1
unresolved org Dwi Indriyanie · Corporate Secretary p.9 ×3
unresolved — Direct emissions from stationary combustion p.10
unresolved — Direct emissions from mobile combustion p.10
unresolved — Direct emissions from processes p.10
unresolved — Direct fugitive emissions p.10
unresolved — Total Direct Emissions (Scope 1) p.10

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