20250326_MFIN_Pemanggilan RUPS_31871367_lamp1.pdf

    Direksi dan Dewan Komisaris Perseroan atas pengurusan dan pengawasan yang
    dilakukan dalam tahun buku yang berakhir pada tanggal 31 Desember 2024,
    sejauh tindakan kepengurusan dan pengawasan tersebut tercermin dalam
    laporan tahunan Perseroan tahun buku yang berakhir pada tanggal 31 Desember
    2024.

1. a. Approval of the Company's annual report for the financial year ended on
      December 31, 2024;
   b. Ratification of the Company's financial statements for the financial year ended
      on December 31, 2024; and
   c. Ratification of the supervisory report of the Company’s Board of
      Commissioners for the financial year ended on December 31, 2024;

    Explanation:
    Pursuant to the provisions of Article 18 and Article 20 of the Company's Articles of
    Association juncto Article 66, Article 67, Article 68 and Article 69 of the Limited
    Liability Company Law ("UUPT"): propose to the Meeting to (i) approve the
    Company's Annual Report for the financial year ended on December 31, 2024; (ii)
    ratify the Company's (audited) Financial Statements for the financial year ended
    on December 31, 2024 audited by Public Accounting Firm Liana Ramon Xenia &
    Rekan (member firm of Deloitte Southeast Asia Limited) as stated in the
    Independent Auditor's Report under number 00029/2.1460/AU.1/09/0849-
    1/1/II/2025, dated February 28, 2025, with an unmodified opinion; (iii) ratify the
    Board of Commissioners' Annual Supervisory Task Report for the financial year
    ended on December 31, 2024; and (iv) to fully acquit and discharge (“volledig
    acquit et decharge”) the Board of Directors and the Board of Commissioners from
    the implementation of duties and responsibilities in managing and supervising in
    the fiscal year ended on December 31, 2024, to the extent that such management
    and supervisory actions are reflected in the Company's annual report for the
    financial year ended December 31, 2024.

2. Penetapan penggunaan laba Perseroan untuk tahun buku yang berakhir pada
   tanggal 31 Desember 2024;

    Penjelasan:
    Memperhatikan ketentuan Pasal 20 Ayat 3 huruf (b) dan Pasal 25 Anggaran Dasar
    Perseroan juncto Pasal 70 dan Pasal 71 UUPT: mengusulkan kepada Rapat untuk
    menyetujui penggunaan laba Perseroan tahun buku yang berakhir pada tanggal
    31 Desember 2024 yaitu sebagian dari laba bersih disisihkan sebagai dana
    cadangan, sebagian dibayarkan sebagai dividen dan sisa dari laba bersih yang
    belum ditentukan penggunaannya ditetapkan sebagai laba ditahan Perseroan.

2. Determination of the use of the Company's profit for the financial year ended on
   December 31, 2024;

   Explanation:
   Pursuant to the provisions of Article 20 Paragraph 3 letter (b) and Article 25 of the
   Company's Articles of Association juncto Article 70 and Article 71 of UUPT:
   propose the Meeting to approve the use of the Company’s profit for the year ended
   on December 31, 2024, partly of net profit set aside as reserve funds, partly to be
   distributed as dividends and the remaining undetermined net profit is determined
   as the Company's retained earnings.

3. Penunjukan Akuntan Publik yang akan melakukan audit terhadap Laporan
   Keuangan Perseroan yang berakhir pada tanggal 31 Desember 2025;

   Penjelasan:
   Memperhatikan ketentuan Pasal 20 Ayat 3 huruf (c) Anggaran Dasar Perseroan
   juncto Pasal 68 UUPT: mengusulkan kepada Rapat untuk menunjuk Elisabeth
   Imelda sebagai Akuntan Publik dan Liana Ramon Xenia & Rekan (anggota dari
   Deloitte Southeast Asia Limited) sebagai Kantor Akuntan Publik yang terdaftar di
   Otoritas Jasa Keuangan untuk mengaudit laporan keuangan Perseroan untuk
   tahun buku 2025.

3. Appointment of a Public Accountant and Public Accounting Firm for financial year
   ended on December 31, 2025;

   Explanation:
   Pursuant to the provisions of Article 20 Paragraph 3 letter (c) of the Company's
   Articles of Association juncto Article 68 of UUPT: propose the Meeting to appoint
   Mrs. Elisabeth Imelda as Public Accountant and Liana Ramon Xenia & Rekan
   (member firm of Deloitte Southeast Asia Limited) as Public Accounting Firm
   registered in Financial Services Authority to audit the Company's financial
   statements for the 2025 financial year.

4. a. Penetapan besarnya gaji dan tunjangan dan/atau penghasilan lain dari
      anggota Direksi Perseroan;
   b. Penetapan besarnya gaji atau honorarium dan tunjangan lain dari anggota
      Dewan Komisaris Perseroan;
   c. Penetapan besarnya honorarium dan tunjangan lain dari anggota Dewan
      Pengawas Syariah Perseroan;

   Penjelasan:
   Memperhatikan ketentuan Pasal 11 Ayat 10, Pasal 14 Ayat 8, Pasal 17 Ayat 7 dan
   Pasal 20 Ayat 3 huruf (e) Anggaran Dasar Perseroan juncto Pasal 96 dan Pasal
   113 UUPT, serta rekomendasi dari Komite Nominasi dan Remunerasi Perseroan
   mengusulkan kepada Rapat untuk menyetujui dan menetapkan:

   menyetujui pemberian kuasa kepada Dewan Komisaris Perseroan untuk
   menetapkan besarnya total bonus/tantiem selama tahun buku 2024 dan gaji serta
   tunjangan untuk tahun buku 2025 bagi anggota Dewan Komisaris, Direksi dan
   Dewan Pengawas Syariah Perseroan berdasarkan rekomendasi Komite Nominasi
   dan Remunerasi termasuk menentukan pembagian bagi masing-masing anggota

   Dewan Komisaris, Direksi dan Dewan Pengawas Syariah berdasarkan
   rekomendasi Komite Nominasi dan Remunerasi.

4. a. Determination of the salary and allowances and/or other benefit of the
      Company's Board of Directors;
   b. Determination of the salary or honorarium and other allowance of the
      Company's Board of Commissioners;
   c. Determination of the honorarium and other allowance of the Company's
      Sharia Supervisory Board;

   Explanation:
   Pursuant to the provisions of Article 11 Paragraph 10, Article 14 Paragraph 8,
   Article 17 Paragraph 7 and Article 20 Paragraph 3 letter (e) of the Company's
   Articles of Association juncto Article 96 and Article 113 of UUPT, as well as the
   recommendation of the Nomination and Remuneration Committee of the
   Company propose the Meeting to approve and determine:

   approve the delegation of authority to the Board of Commissioners to determine
   total amount of tantiem/bonus for the financial year 2024 and remuneration and
   allowance for financial year 2025, for member of the Board of Commissioners, the
   Board od Directors and the Sharia Supervisory Board based on the
   recommendation of Nomination and Remuneration Committee and approve the
   delegation of authority to the Board of Commissioners to determine portion of
   tantiem/bonus for the financial year 2024 and remuneration and allowance for
   financial year 2025, for each member of the Board of Commissioners, the Board
   od Directors and the Sharia Supervisory Board based on the recommendation of
   Nomination and Remuneration Committee.

5. Perubahan Susunan Anggota Direksi Perseroan;

   Penjelasan:
   Memperhatikan ketentuan Pasal 3 Peraturan Otoritas Jasa Keuangan (“POJK”)
   No. 33/POJK.04/2014, ketentuan Pasal 11 Ayat 2 Anggaran Dasar Perseroan dan
   rekomendasi dari Komite Nominasi dan Remunerasi Perseroan: mengusulkan
   kepada Rapat untuk menyetujui perubahan komposisi Direksi Perseroan.

5. Changes in the Composition of Members of the Company’s Board of Directors;

   Explanation:
   Pursuant to the provisions of Article 3 of Financial Services Authority Regulation
   (“POJK”) No. 33/POJK.04/2014, Article 11 Paragraph 2 of the Company’s Articles
   of Association and recommendation of the Nomination and Remuneration
   Committee of the Company: propose the Meeting to approve the changes on the
   composition of the Company’s the Board of Directors.

6. Persetujuan untuk mengalihkan dan/atau menjadikan jaminan utang kekayaan
   Perseroan yang merupakan lebih dari 50% (lima puluh persen) jumlah kekayaan
   bersih Perseroan;

    Penjelasan:
    Memperhatikan ketentuan Pasal 12 Ayat 9 Anggaran Dasar Perseroan juncto
    Pasal 102 UUPT: mengusulkan kepada Rapat untuk menyetujui pengalihkan
    dan/atau menjadikan jaminan utang kekayaan Perseroan yang merupakan lebih
    dari 50% jumlah kekayaan bersih Perseroan yang tercantum dalam laporan
    keuangan Perseroan yang terakhir yang telah diaudit oleh akuntan publik dalam
    1 (satu) transaksi atau lebih, yang berkaitan satu sama lain atau yang tidak
    berkaitan satu sama lain.

6. Approval to transfer and/or pledge as security for debt more than 50% (fifty
   percent) of the Company’s total equity;

    Explanation:
    Pursuant to Article 12 Paragraph 9 of the Company’s Articles of Association and
    with conjunction to Article 102 of UUPT: propose the Meeting to approve the Board
    of Directors to transfer and/or pledge the Company’s assets as security, in the
    form of receivables of the Company exceeding 50% (fifty percent) of the
    Company’s total equity which is recorded in the latest audited financial report of
    the Company in 1 (one) transaction or more, which is related or not related one to
    another.

7. Persetujuan Penambahan Modal Ditempatkan dan Disetor melalui Pembagian
   Saham Bonus.

    Penjelasan:
    Perseroan meminta persetujuan pemegang saham Perseroan atas rencana
    melakukan peningkatan modal ditempatkan dan disetor, guna memenuhi
    ketentuan Peraturan OJK No. 47/POJK.05/2020 tentang Perizinan Usaha dan
    Kelembagaan Perusahaan Pembiayaan dan Perusahaan Pembiayaan Syariah,
    dan berdasarkan Peraturan OJK No. 27/POJK.04/2020 tentang Saham Bonus.

7. Approval of the Company's proposed to increase the issued and paid-up capital
   through the distribution of Bonus Shares.

    Explanation:
    The Company requests the approval of the Company's shareholders to increase
    issued and paid-up capital, in order to fulfill the provisions of OJK Regulation No.
    47/POJK.05/2020 concerning Business Licensing and Institutionalization of
    Financing Companies and Sharia Financing Companies, and based on OJK
    Regulation No. 27/POJK.04/2020 concerning Bonus Shares.

Catatan:
Notes:
1. Perseroan tidak mengirimkan undangan tersendiri kepada para pemegang saham
   Perseroan dan Pemanggilan RUPST ini berlaku sebagai undangan resmi kepada
   para pemegang saham Perseroan. Pemanggilan RUPST ini juga dapat dilihat
   pada situs web Perseroan (www.mandalafinance.com).
   The Company does not send separate invitations to the Company's shareholders
   and this AGMS Invitation serves as an official invitation to the Company's
   shareholders. This AGMS Invitation can also be viewed on the Company's website
   (www.mandalafinance.com).

2. Bahan RUPST telah tersedia di situs Perseroan (www.mandalafinance.com)
   terhitung sejak tanggal Pemanggilan RUPST ini, sampai dengan tanggal RUPST.

   The AGMS materials are available on the Company's website
   (www.mandalafinance.com) starting from the date of this AGMS Invitation, until
   the date of the AGMS.

3. Pemegang Saham yang berhak hadir dalam RUPST adalah pemegang saham
   Perseroan yang Namanya tercatat dalam Daftar Pemegang Saham Perseroan
   dan/atau pemilik saham Perseroan pada penitipan kolektif PT Kustodian Sentral
   Efek Indonesia (“KSEI”) pada penutupan perdagangan saham Perseroan di BEI
   tanggal 25 Maret pukul 16.00 WIB.

   Shareholders who are entitled to attend the AGMS are shareholders of the
   Company whose names are registered in the Company's Register of Shareholders
   and/or owners of the Company's shares in the collective custody of PT Kustodian
   Sentral Efek Indonesia (“KSEI”) at the close of trading of the Company's shares
   on the IDX on March 25, 2025 at 16.00 WIB.

4. Perseroan menghimbau pemegang saham yang hadir berhak untuk hadir dalam
   RUPST yang sahamnya dimasukkan dalam penitipan kolektif KSEI, untuk
   memberikan kuasa kepada Biro Administrasi Efek Perseroan yaitu PT
   SINARTAMA GUNITA melalui fasilitas Electronic General Meeting System KSEI
   (eASY.KSEI) dalam tautan https://akses.ksei.co.id/ yang disediakan oleh KSEI
   sebagai mekanisme pemberian kuasa secara elektronik dalam proses
   penyelenggaraan RUPST. Dalam hal pemegang saham akan menghadiri
   RUPSLB diluar mekanisme eASY.KSEI, maka pemegang saham dapat
   mengunduh surat kuasa yang terdapat dalam situs web Perseroan yang dapat
   diisi dan dikirimkan dengan subject “Surat Kuasa RUPST Mandala Multifinance
   17 April 2025” melalui email corsec@mandalafinance.com. Asli surat kuasa wajib
   disampaikan secara langsung atau melalui surat tercatat kepada Biro Administrasi
   Efek Perseroan yakni PT SINARTAMA GUNITA yang beralamat di Gedung
   Menara Tekno Lantai 7 Jl. H. Fachrudin Nomor 19, Kebon Sirih, Tanah Abang,
   Jakarta Pusat paling lambat 3 (tiga) hari sebelum tanggal penyelenggaraan
   RUPST.

   The Company appeals to shareholders who are entitled to attend the AGMS
   whose shares are placed in the collective custody of KSEI, to authorize the
   Company's Securities Administration Bureau, PT SINARTAMA GUNITA through

   the KSEI Electronic General Meeting System facility (eASY.KSEI) in the link
   https://akses.ksei.co.id/ provided by KSEI as an electronic power of attorney
   mechanism in the process of organizing the AGMS. In the event that the
   shareholder will attend the AGMS outside the eASY.KSEI mechanism, the
   shareholder can download the power of attorney contained in the Company's
   website which can be filled in and sent with the subject “Power of Attorney for
   Mandala        Multifinance     EGM      April   17,      2025”     via     email
   corsec@mandalafinance.com. The original power of attorney must be submitted
   directly or by registered mail to the Company's Securities Administration Bureau,
   PT SINARTAMA GUNITA, which is located at Menara Tekno Building 7th Floor Jl.
   H. Fachrudin Number 19, Kebon Sirih, Tanah Abang, Central Jakarta no later than
   3 (three) days before the date of the EGMS.

5. Bilamana para pemegang saham Perseroan atau kuasanya akan menghadiri
   RUPST wajib menyerahkan fotokopi Kartu Tanda Penduduk atau tanda pengenal
   lainnya kepada petugas RUPST sebelum memasuki ruangan RUPST. Bagi
   pemegang saham yang berbentuk badan hukum agar membawa salinan
   (fotokopi) Anggaran Dasar dan perubahan-perubahannya termasuk susunan
   pengurus terakhir. Khusus untuk pemegang saham yang sahamnya dalam
   Penitipan Kolektif KSEI diwajibkan memberikan Konfirmasi Tertulis untuk Rapat
   (KTUR) kepada petugas pendaftaran.

   If the shareholders of the Company or their proxies will attend the AGMS, they
   must submit a photocopy of their Identity Card or other identification to the AGMS
   officer before entering the AGMS room. Shareholders in the form of legal entities
   must bring a copy of the Articles of Association and its amendments including the
   latest composition of the management. Especially for shareholders whose shares
   are in KSEI Collective Custody are required to provide Written Confirmation for
   the Meeting (KTUR) to the registration officer.

6. Notaris dibantu dengan Biro Administrasi Efek Perseroan akan melakukan
   pengecekan dan perhitungan suara setiap mata acara RUPST dalam setiap
   pengambilan Keputusan RUPST atas mata acara tersebut, termasuk yang
   berdasarkan suara yang telah disampaikan oleh pemegang saham melalui
   eASY.KSEI sebagaimana dimaksud dalam butir 4 di atas, maupun yang
   disampaikan dalam RUPST.

   The Notary assisted by the Company's Securities Administration Bureau will check
   and count the votes for each agenda item of the AGMS in each decision of the
   AGMS on the agenda item, including those based on votes that have been
   submitted by shareholders through eASY.KSEI as referred to in point 4 above, as
   well as those submitted at the AGMS.

7. Satu saham memberikan hak kepada pemegangnya untuk mengeluarkan 1 (satu)
   suara. Apabila pemegang saham memiliki lebih dari 1 (satu) saham, suara yang
   dikeluarkan berlaku untuk seluruh saham yang dimilikinya.

   One share entitles the holder to cast 1 (one) vote. If the shareholder owns more
   than 1 (one) share, the vote cast applies to all shares owned.

                            Jakarta, 26 Maret 2025
                            Jakarta, March 26 2025
                          PT Mandala Multifinance Tbk

                                     Direksi
                                Board of Directors