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Financial statement Text extracted PNLF

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Nomor Surat                        077/X/PF/2024
Nama Emiten                        Panin Financial Tbk
Kode Emiten                        PNLF
Perihal                            Penyampaian Laporan Keuangan Interim Yang Tidak Diaudit



Perseroan dengan ini menyampaikan laporan keuangan untuk periode 9 Bulan yang berakhir pada 30/09/2024 dengan ikhtisar sebagai berikut :



Informasi mengenai anak perusahaan Perseroan sebagai berikut :




 No       Nama         Kegiatan         Lokasi        Tahun          Status         Jumlah Aset          Satuan      Mata     Persentase
                        Usaha                        Komersil       Operasi                                          Uang        (%)
 1    PT Panin        Konsultasi       Panin Life      1998           Telah               3.911.252     JUTAAN       IDR        63.16
      Internasional   Manajemen      Center Lt. 6,                 beroperasi
      (d/h PT Panin    Bisnis di     Jl. Ledjend S                   secara
      Financial         Bidang       Parman Kav                    komersial
      Assurance)      Kearsipan       91, Jakarta




  Dokumen ini merupakan dokumen resmi Panin Financial Tbk yang tidak memerlukan tanda tangan karena dihasilkan secara elektronik. Panin

                             Financial Tbk bertanggung jawab penuh atas informasi tertera di dalam dokumen ini.
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[1000000] General information


Informasi umum                                                                General information
                                              30 September 2024
Informasi umum                                                                           General information
   Nama entitas                             Panin Financial Tbk                                Entity name
   Penjelasan perubahan nama                                                     Explanation of change in
   dari akhir periode laporan                                                   name from the end of the
   sebelumnya                                                                  preceding reporting period
   Kode entitas                                   PNLF                                          Entity code
   Nomor identifikasi entitas                     AA017                       Entity identification number
   Industri utama entitas                   Asuransi / Insurance                       Entity main industry
   Standar akutansi yang dipilih                  PSAK                                Selected accounting
                                                                                                  standards
  Sektor                                       G. Financials                                          Sector
  Subsektor                                   G4. Insurance                                       Subsector
  Industri                                   G41. Insurance                                         Industry
  Subindustri                              G413. Life Insurance                                Subindustry
  Informasi pemegang saham                 National Corporation                   Controlling shareholder
  pengendali                                                                                    information
  Jenis entitas                    Local Company - Indonesia Jurisdiction                     Type of entity
  Jenis efek yang dicatatkan                 Saham / Stock                        Type of listed securities
  Jenis papan perdagangan                     Utama / Main                    Type of board on which the
  tempat entitas tercatat                                                                     entity is listed
  Apakah merupakan laporan             Entitas tunggal / Single entity              Whether the financial
  keuangan satu entitas atau                                                         statements are of an
  suatu kelompok entitas                                                    individual entity or a group of
                                                                                                      entities
  Periode penyampaian                    Kuartal III / Third Quarter                    Period of financial
  laporan keuangan                                                               statements submissions
  Tanggal Surat Pernyataan                   October 31, 2024                 Date Of Board Of Directors'
  Direksi                                                                                Statement Letter
  Tanggal awal periode                       January 01, 2024                    Current period start date
  berjalan
  Tanggal akhir periode                     September 30, 2024                   Current period end date
  berjalan
  Tanggal akhir tahun                       December 31, 2023                         Prior year end date
  sebelumnya
  Tanggal awal periode                       January 01, 2023                      Prior period start date
  sebelumnya
  Tanggal akhir periode                     September 30, 2023                      Prior period end date
  sebelumnya
  Tanggal akhir 2 tahun sebe                December 31, 2022                       Prior 2 year end date
  lumnya
  Mata uang pelaporan                          Rupiah / IDR                  Description of presentation
                                                                                                   currency
  Kurs konversi pada tanggal                                                Conversion rate at reporting
  pelaporan jika mata uang                                                  date if presentation currency
  penyajian selain rupiah                                                              is other than rupiah
  Pembulatan yang digunakan                  Jutaan / In Million               Level of rounding used in
  dalam penyajian jumlah                                                              financial statements
  dalam laporan keuangan
  Jenis laporan atas laporan              Tidak Diaudit / Unaudit             Type of report on financial
  keuangan                                                                                   statements
  Jenis opini auditor                                                          Type of auditor's opinion
  Hal yang diungkapkan dalam                                                       Matters disclosed in
Page 3
paragraf pendapat untuk                          emphasis-of-matter or
penekanan atas suatu                          other-matter paragraph, if
masalah atau paragraf                                              any
penjelasan lainnya, jika ada
Hasil penugasan review                    Result of review engagement
Opini Hal Audit Utama                            Any Key Audit Matters
                                                                Opinion
Jumlah Hal Audit Utama                         Total Key Audit Matters
Paragraf Hal Audit Utama                  Key Audit Matters Paragraph
Tanggal laporan audit atau                  Date of auditor's opinion or
hasil laporan review                             result of review report
Auditor tahun berjalan                             Current year auditor
Nama partner audit tahun                    Name of current year audit
berjalan                                                 signing partner
Lama tahun penugasan                       Number of years served as
partner yang                                       audit signing partner
menandatangani
Auditor tahun sebelumnya                               Prior year auditor
Nama partner audit tahun                       Name of prior year audit
sebelumnya                                                signing partner
Kepatuhan terhadap             Ya / Yes     Whether in compliance with
pemenuhan peraturan OJK                                    OJK rules No.
Nomor: 75/POJK.04/2017                    75/POJK.04/2017 concerning
tentang Tanggung Jawab                       responsibilities of board of
Direksi Atas Laporan                               directors on financial
Keuangan                                                      statements
Kepatuhan terhadap             Ya / Yes               Compliance to the
pemenuhan independensi                     independency of Accountant
akuntan yang memberikan                          that provide services in
jasa audit di pasar modal                   Capital Market as regulated
sesuai dengan POJK Nomor                                in OJK rules No.
13/POJK.03/2017 tentang                   13/POJK.03/2017 concerning
Penggunaan Jasa Akuntan                                The Use of Public
Publik dalam Kegiatan Jasa                     Accountant and Auditing
Keuangan                                      Firm in Financial Services
                                                                Activities.
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[6220000] Statement of financial position presented using order of liquidity -
Insurance Industry


Laporan posisi keuangan                                         Statement of financial position
                                   30 September 2024   31 December 2023
Laporan posisi keuangan                                                     Statement of financial position
  Aset                                                                                               Assets
     Kas dan setara kas                  16,323,023          20,940,789     Cash and cash equivalents
     Piutang hasil investasi                 79,148              58,029              Investment income
                                                                                             receivables
     Piutang premi                            95,126            116,307           Premium receivables
     Piutang reasuransi                      326,738            243,957       Reinsurance receivables
     Piutang koasuransi                                                       Coinsurance receivables
     Piutang retrosesi                                                       Retrocession receivables
     Piutang lainnya                    144,232,921         142,174,810               Other receivables
     Aset reasuransi                        127,771              87,013             Reinsurance assets
     Investasi                                                                             Investments
         Investasi dalam                     413,845            510,845         Investments in time
         deposito berjangka                                                                  deposits
         Investasi pada efek             12,912,369          11,727,872              Investments on
         dan reksadana yang                                                   securities and mutual
         diukur pada nilai wajar                                                  funds at fair value
         melalui laba rugi                                                     through profit or loss
         Investasi pada efek             44,070,208          27,122,485   Investments on fair value
         yang nilai wajar                                                              through other
         melalui pendapatan                                                 comprehensive income
         komprehensif lainnya                                                              securities
         Investasi pada efek               5,508,857          7,030,941              Investments on
         yang biaya perolehan                                             amortized cost securities
         diamortisasi
         Penyertaan saham                                                  Investments in shares
         Investasi lainnya                   698,787            696,593        Other investments
     Investasi pemegang polis                                            Investments of policyholder
     pada kontrak unit-linked                                                 in unit-linked contracts
     Biaya dibayar dimuka                    335,502            172,308            Prepaid expenses
     Jaminan                                                                               Guarantees
     Pajak dibayar dimuka                        682                579                  Prepaid taxes
     Aset tidak lancar atau                                                    Non-current assets or
     kelompok lepasan                                                   disposal groups classified as
     diklasifikasikan sebagai                                                             held-for-sale
     dimiliki untuk dijual
     Aset tidak lancar atau                                                     Non-current assets or
     kelompok lepasan                                                     disposal groups classified as
     diklasifikasikan sebagai                                                   held-for-distribution to
     dimiliki untuk                                                                             owners
     didistribusikan kepada
     pemilik
     Aset pajak tangguhan                    705,696            781,238            Deferred tax assets
     Aset retrosesi                                                                Retrocession assets
     Biaya akuisisi tangguhan                                                Deferred acquisition costs
     Goodwill                                                                                  Goodwill
     Aset takberwujud selain                 744,314            522,482    Intangible assets other than
     goodwill                                                                                  goodwill
     Properti investasi                                                          Investment properties
     Aset tetap                            9,962,959         10,199,112            Property, plant, and
                                                                                            equipment
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   Aset hak guna                                                         Right of use assets
   Aset imbalan pasca kerja                                       Post-employment benefit
                                                                                         assets
   Aset pengampunan pajak                                               Tax amnesty assets
   Aset lainnya                     7,623,231    12,190,668                       Other assets
   Jumlah aset                    244,161,177   234,576,028                      Total assets
Liabilitas, dana tabarru,                                       Liabilities, tabarru funds and
dan ekuitas                                                                                  equity
   Liabilitas                                                                       Liabilities
       Utang koasuransi                                           Coinsurance liabilities
       Utang reasuransi              239,707        153,678       Reinsurance payables
       Utang komisi                   37,341         45,909       Commission payables
       Utang klaim                    45,338         81,235               Claim payables
       Utang retrosesi                                           Retrocession payables
       Utang obligasi               1,348,743     3,699,276               Bonds payable
       Sukuk                                                                         Sukuk
       Utang dividen                                                  Dividends payable
       Utang pajak                   250,671        258,857                Taxes payable
       Dana zakat                                                               Zakat fund
       Beban akrual                 1,249,192     1,235,263          Accrued expenses
       Titipan premi                   24,682        26,814           Premium deposits
       Liabilitas atas kontrak                                         Contract liabilities
       Kewajiban ujrah                                                     Ujrah liabilities
       Liabilitas yang secara                                           Liabilities directly
       langsung                                                           associated with
       berhubungan dengan                                          non-current assets or
       aset tidak lancar atau                                            disposal groups
       kelompok lepasan                                                      classified as
       yang diklasifikasikan                                          held-for-sale or as
       sebagai dimiliki untuk                                     held-for-distribution to
       dijual atau dimiliki                                                         owners
       untuk didistribusikan
       kepada pemilik
       Liabilitas kepada                                        Liabilities to policyholder
       pemegang polis                                             in unit-linked contracts
       unit-linked
       Liabilitas kontrak                                           Insurance contract
       asuransi                                                                liabilities
           Liabilitas asuransi        64,351         60,972       Insurance liabilities
           atas premi yang                                              on unearned
           belum merupakan                                                  premium
           pendapatan
           Liabilitas asuransi       246,719        185,945     Insurance liabilities
           atas estimasi                                       on estimated claims
           liabilitas klaim                                                    liability
           Liabilitas asuransi      3,683,875     3,514,394     Insurance liabilities
           atas manfaat polis                                       for future policy
           masa depan                                                        benefits
           Provisi yang timbul                                Provisions for losses
           dari kerugian tes                                 arising resulting from
           kecukupan liabilitas                             liability adequacy test
           Liabilitas asuransi                                  Insurance liabilities
           atas pendapatan                                   on deferred premium
           premi                                                              income
           ditangguhkan
       Liabilitas pajak                                            Deferred tax liabilities
       tangguhan
       Kewajiban imbalan            1,003,497       988,150 Post-employment benefit
       pasca kerja                                                      obligations
Page 6
  Liabilitas                                                Tax amnesty liabilities
  pengampunan pajak
  Liabilitas lainnya        159,232,801    151,779,202             Other liabilities
  Jumlah liabilitas         167,426,917    162,029,695            Total liabilities
Dana syirkah temporer                                      Temporary syirkah funds
  Akumulasi dana                 23,222         16,861      Accumulated tabarru's
  tabarru                                                                    funds
  Dana syrikah temporer      11,720,488     10,548,530     Mudharabah temporary
  mudharabah                                                         syirkah funds
  Jumlah dana syirkah        11,743,710     10,565,391           Total temporary
  temporer                                                         syirkah funds
Ekuitas                                                                         Equity
  Ekuitas yang                                              Equity attributable to
  diatribusikan kepada                                          equity owners of
  pemilik entitas induk                                              parent entity
      Saham biasa             4,002,759      4,002,759        Common stocks
      Saham preferen                                          Preferred stocks
      Tambahan modal         ( 584,387 )    ( 584,387 )      Additional paid-in
      disetor                                                            capital
      Saham treasuri             ( 610 )        ( 610 )        Treasury stocks
      Uang muka                                             Advances in capital
      setoran modal                                                       stock
      Opsi saham                                                 Stock options
      Penjabaran                                                    Translation
      laporan keuangan                                              adjustment
      Cadangan                                            Revaluation reserves
      revaluasi
      Cadangan selisih                                    Reserve of exchange
      kurs penjabaran                                             differences on
                                                                       translation
     Cadangan                                             Reserve for changes
     perubahan nilai                                         in fair value of fair
     wajar aset                                            value through other
     keuangan nilai                                             comprehensive
     wajar melalui                                             income financial
     pendapatan                                                            assets
     komprehensif
     lainnya
     Cadangan                                                 Reserve of gains
     keuntungan                                                  (losses) from
     (kerugian) investasi                                 investments in equity
     pada instrumen                                                instruments
     ekuitas
     Cadangan                                                       Reserve of
     pembayaran                                                   share-based
     berbasis saham                                                  payments
     Cadangan lindung                                     Reserve of cash flow
     nilai arus kas                                                    hedges
     Cadangan                                                       Reserve of
     pengukuran                                            remeasurements of
     kembali program                                      defined benefit plans
     imbalan pasti
     Cadangan lainnya                                         Other reserves
     Selisih Transaksi        3,795,586      3,795,586    Difference Due to
     Perubahan Ekuitas                                  Changes of Equity in
     Entitas                                           Subsidiary/Associates
     Anak/Asosiasi
     Komponen ekuitas         3,757,226      3,647,260    Other components of
     lainnya                                                           equity
     Saldo laba                                            Retained earnings
Page 7
      (akumulasi                                                   (deficit)
      kerugian)
         Saldo laba           33,692        33,192         Appropriated
         yang telah                                   retained earnings
         ditentukan
         penggunaannya
         Saldo laba        18,327,512    16,966,783     Unappropriated
         yang belum                                   retained earnings
         ditentukan
         penggunaannya
      Jumlah ekuitas       29,331,778    27,860,583           Total equity
      yang                                                 attributable to
      diatribusikan                                      equity owners of
      kepada pemilik                                         parent entity
      entitas induk
   Proforma ekuitas                                          Proforma equity
   Kepentingan             35,658,772    34,120,359   Non-controlling interests
   non-pengendali
   Jumlah ekuitas          64,990,550    61,980,942               Total equity
Jumlah liabilitas, dana   244,161,177   234,576,028      Total liabilities, tabarru
tabarru dan ekuitas                                             funds and equity
Page 8
[6312000] Statement of profit or loss and other comprehensive income, OCI
components presented net of tax, by nature - Insurance Industry


Laporan laba rugi dan penghasilan                         Statement of profit or loss and other
komprehensif lain                                                     comprehensive income
                                   30 September 2024      30 September 2023
Laporan laba rugi dan                                                               Statement of profit or loss
penghasilan komprehensif                                                            and other comprehensive
lain                                                                                                   income
   Pendapatan dari premi                    1,692,903              1,583,973         Revenue from insurance
   asuransi                                                                                        premiums
   Premi reasuransi                        ( 180,631 )            ( 141,608 )         Reinsurance premiums
   Premi retrosesi                                                                    Retrocession premiums
   Penurunan (kenaikan) premi                ( 3,407 )             ( 12,781 )          Decrease (increase) in
   yang belum merupakan                                                                  unearned premiums
   pendapatan
   Penurunan (kenaikan)                         4,332                 ( 778 )           Decrease (increase) in
   pendapatan premi disesikan                                                      premium income ceded to
   kepada reasuradur                                                                               reinsurancer
   Pendapatan komisi                                                                      Commission income
   Pendapatan bersih investasi                500,779                457,691           Net investment income
   Penerimaan ujrah                                                                              Ujrah received
   Laba (rugi) penjualan                      224,645                196,800         Gains (losses) on sale of
   investasi pada efek dan                                                        securities and mutual funds
   reksadana yang diukur pada                                                    at fair value through profit of
   nilai wajar melalui laba rugi                                                                            loss
   Laba (rugi) penjualan pada                                                        Gains (losses) on sale of
   penyertaan saham                                                                             shares of stock
   Laba (rugi) yang belum                    ( 2,910 )                53,271       Unrealised fair value gains
   direalisasi dari efek dan                                                        (losses) on securities and
   reksadana pada nilai wajar                                                        mutual funds at fair value
   melalui laba rugi                                                                      through profit or loss
   Penghasilan underwriting                 8,187,849              8,861,617       Other underwriting income
   lainnya
   Beban klaim                           ( 1,122,953 )          ( 1,136,220 )                     Claim expenses
   Klaim reasuransi                           193,639                188,270                 Reinsurance claims
   Klaim retrosesi                                                                           Retrocession claims
   Kenaikan (penurunan)                                                                  Increase (decrease) in
   estimasi liabilitas klaim                                                           estimated claims liability
   Kenaikan (penurunan)                    ( 220,971 )                13,084             Increase (decrease) in
   liabilitas manfaat polis masa                                                        liability for future policy
   depan                                                                                                    benefit
   Kenaikan (penurunan) provisi                                                          Increase (decrease) in
   yang timbul dari tes                                                            provision for losses arising
   kecukupan liabilitas                                                            from liability adequacy test
   Kenaikan (penurunan)                        30,724                 20,953             Increase (decrease) in
   liabilitas asuransi yang                                                      insurance liabilities ceded to
   disesikan kepada reasuradur                                                                          reinsurers
   Kenaikan (penurunan)                                                                  Increase (decrease) in
   liabilitas pemegang polis                                                        liabilities to policyholder in
   pada kontrak unit-linked                                                                  unit-linked contracts
   Beban komisi                            ( 251,724 )            ( 316,645 )           Commission expenses
   Beban underwriting lainnya                ( 38,332 )             ( 50,858 )   Other underwriting expenses
   Ujrah dibayar                                                                                        Ujrah paid
   Beban akuisisi dari kontrak              ( 63,363 )             ( 72,044 )                 Acquisition costs of
   asuransi                                                                                  insurance contracts
Page 9
Beban umum dan                   ( 5,652,925 )   ( 5,655,457 )     General and administrative
administrasi                                                                           expenses
Beban bunga dan keuangan                                            Interest and finance costs
Jumlah laba (rugi) sebelum         3,297,655       3,989,268        Total profit (loss) before
pajak penghasilan                                                                             tax
Pendapatan (beban) pajak          ( 629,978 )     ( 731,960 )          Tax benefit (expenses)
Jumlah laba (rugi) dari            2,667,677       3,257,308          Total profit (loss) from
operasi yang dilanjutkan                                              continuing operations
Laba (rugi) dari operasi yang                                                 Profit (loss) from
dihentikan                                                            discontinued operations
Jumlah laba (rugi)                 2,667,677       3,257,308                Total profit (loss)
Pendapatan komprehensif                                                Other comprehensive
lainnya, setelah pajak                                                      income, after tax
    Pendapatan                                                     Other comprehensive
    komprehensif lainnya                                          income that will not be
    yang tidak akan                                               reclassified to profit or
    direklasifikasi ke laba                                                 loss, after tax
    rugi, setelah pajak
       Pendapatan                                                  Other comprehensive
       komprehensif lainnya                                            income for gains
       atas keuntungan                                           (losses) on revaluation
       (kerugian) hasil                                                  of property and
       revaluasi aset tetap,                                        equipment, after tax
       setelah pajak
       Pendapatan                                                 Other comprehensive
       komprehensif lainnya                                                   income for
       atas pengukuran                                               remeasurement of
       kembali kewajiban                                                 defined benefit
       manfaat pasti, setelah                                       obligation, after tax
       pajak
       Penyesuaian lainnya                                         Other adjustments to
       atas pendapatan                                             other comprehensive
       komprehensif lainnya                                      income that will not be
       yang tidak akan                                            reclassified to profit or
       direklasifikasi ke laba                                              loss, after tax
       rugi, setelah pajak
       Jumlah pendapatan                                                    Total other
       komprehensif                                                   comprehensive
       lainnya yang tidak                                         income that will not
       akan direklasifikasi                                         be reclassified to
       ke laba rugi, setelah                                       profit or loss, after
       pajak                                                                         tax
    Pendapatan                                                     Other comprehensive
    komprehensif lainnya                                             income that may be
    yang akan                                                     reclassified to profit or
    direklasifikasi ke laba                                                 loss, after tax
    rugi, setelah pajak
       Keuntungan                                                     Gains (losses) on
       (kerugian) selisih kurs                                     exchange differences
       penjabaran, setelah                                           on translation, after
       pajak                                                                           tax
       Penyesuaian                                                       Reclassification
       reklasifikasi selisih                                             adjustments on
       kurs penjabaran,                                            exchange differences
       setelah pajak                                                 on translation, after
                                                                                       tax
      Keuntungan                                                        Unrealised gains
      (kerugian) yang belum                                      (losses) on changes in
      direalisasi atas                                                 fair value through
      perubahan nilai wajar
      aset keuangan melalui
Page 10
penghasilan                                    other comprehensive
komprehensif lain,                                  income financial
setelah pajak                                        assets, after tax
Penyesuaian                                          Reclassification
reklasifikasi atas aset                          adjustments on fair
keuangan nilai wajar                             value through other
melalui pendapatan                                    comprehensive
komprehensif lainnya,                               income financial
setelah pajak                                        assets, after tax
Keuntungan                                         Gains (losses) on
(kerugian) lindung nilai                       cash flow hedges, af
arus kas, setelah                                              ter tax
pajak
Penyesuaian                                         Reclassification
reklasifikasi atas                             adjustments on cash
lindung nilai arus kas,                       flow hedges, after tax
setelah pajak
Nilai tercatat dari aset                         Carrying amount of
(liabilitas)                                      non-financial asset
non-keuangan yang                                    (liability) whose
perolehan atau                                          acquisition or
keterjadiannya                                       incurrence was
merupakan suatu                                    hedged on highly
prakiraan transaksi                                probable forecast
yang kemungkinan                               transaction, adjusted
besar terjadi yang                             from equity, after tax
dilindung nilai, setelah
pajak
Keuntungan                                        Gains (losses) on
(kerugian) lindung nilai                              hedges of net
investasi bersih                              investments in foreign
kegiatan usaha luar                             operations, after tax
negeri, setelah pajak
Penyesuaian                                         Reclassification
reklasifikasi atas                                  adjustments on
lindung nilai investasi                               hedges of net
bersih kegiatan usaha                         investments in foreign
luar negeri, setelah                            operations, after tax
pajak
Bagian pendapatan                                     Share of other
komprehensif lainnya                                 comprehensive
dari entitas asosiasi                          income of associates
yang dicatat dengan                              accounted for using
menggunakan metode                              equity method, after
ekuitas, setelah pajak                                            tax
Bagian pendapatan                                     Share of other
komprehensif lainnya                                 comprehensive
dari entitas ventura                                  income of joint
bersama yang dicatat                             ventures accounted
dengan menggunakan                                   for using equity
metode ekuitas,                                    method, after tax
setelah pajak
Penyesuaian lainnya                            Other adjustments to
atas pendapatan                                other comprehensive
komprehensif lainnya                            income that may be
yang akan                                     reclassified to profit or
direklasifikasi ke laba                                 loss, after tax
rugi, setelah pajak
Jumlah pendapatan          341,931   89,778             Total other
komprehensif                                       comprehensive
lainnya yang akan                              income that may be
                                              reclassified to profit
                                                  or loss, after tax
Page 11
       direklasifikasi ke
       laba rugi, setelah
       pajak
   Jumlah pendapatan            341,931       89,778                Total other
   komprehensif lainnya,                             comprehensive income,
   setelah pajak                                                       after tax
Jumlah laba rugi               3,009,608   3,347,086        Total comprehensive
komprehensif                                                               income
Laba (rugi) yang dapat                                Profit (loss) attributable to
diatribusikan
   Laba (rugi) yang dapat      1,296,673   1,418,846 Profit (loss) attributable to
   diatribusikan ke entitas                                         parent entity
   induk
   Laba (rugi) yang dapat      1,371,004   1,838,462 Profit (loss) attributable to
   diatribusikan ke                                   non-controlling interests
   kepentingan
   non-pengendali
Laba rugi komprehensif                                    Comprehensive income
yang dapat diatribusikan                                              attributable to
   Laba rugi komprehensif      1,471,195   1,566,771     Comprehensive income
   yang dapat diatribusikan                                 attributable to parent
   ke entitas induk                                                          entity
   Laba rugi komprehensif      1,538,413   1,780,315     Comprehensive income
   yang dapat diatribusikan                                         attributable to
   ke kepentingan                                        non-controlling interests
   non-pengendali
Laba (rugi) per saham                                  Earnings (loss) per share
   Laba per saham dasar                                    Basic earnings per
   diatribusikan kepada                                  share attributable to
   pemilik entitas induk                                 equity owners of the
                                                                  parent entity
      Laba (rugi) per saham       40.49        44.31 Basic earnings (loss)
      dasar dari operasi                                     per share from
      yang dilanjutkan                                continuing operations
      Laba (rugi) per saham                           Basic earnings (loss)
      dasar dari operasi                                     per share from
      yang dihentikan                                          discontinued
                                                                 operations
   Laba (rugi) per saham                              Diluted earnings (loss)
   dilusian                                                          per share
       Laba (rugi) per saham      40.49        44.31 Diluted earnings (loss)
       dilusian dari operasi                                 per share from
       yang dilanjutkan                               continuing operations
       Laba (rugi) per saham                         Diluted earnings (loss)
       dilusian dari operasi                                 per share from
       yang dihentikan                                         discontinued
                                                                 operations
Page 12
[6410000] Statement of changes in equity - Insurance Industry


Laporan perubahan ekuitas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         Statement of changes in equity
                                                                                                         Additional                                                                                                                                                                                                Reserve of                                                                                                                          Difference in value of equity
                                                                                  Common     Preferred                 Treasury   Advances in      Stock    Translation   Revaluation    Reserve of exchange       Reserve for changes in fair value of fair value through     Reserve of gains (losses) from                     Reserve of cash      Reserve of remeasurements      Other     Difference Due to Changes of      Other equity                                            Other transactions with     Other components of    Appropriated retained     Unappropriated retained    Equity attributable to parent   Proforma Non-controlling
                                                                                                          paid-in                                                                                                                                                                                                 share-based                                                                                                                       transactions with non-controlling                                                                                                                                                                         Equity
                                                                                   stocks     stocks                    stocks    capital stock   options   adjustment     reserves   differences on translation      other comprehensive income financial assets            investments in equity instruments                     flow hedges           of defined benefit plans   reserves   Equity in Subsidiary/Associates     interests                                              non-controlling interests    equity transactions        earnings                   earnings                         entity               equity    interests
                                                                                                           capital                                                                                                                                                                                                  payments                                                                                                                                    interests
                                                                                                         Tambahan                 Uang muka                 Penjabaran                                                                                                                                              Cadangan          Cadangan           Cadangan pengukuran                                                                                                                                                                 Saldo laba yang telah                                     Ekuitas yang dapat
                                                                                  Saham       Saham                     Saham                      Opsi                   Cadangan      Cadangan selisih kurs      Cadangan perubahan nilai wajar aset keuangan nilai        Cadangan keuntungan (kerugian)                                                                         Cadangan   Selisih Transaksi Perubahan        Kepentingan    Selisih transaksi ekuitas dengan pihak   Transaksi dengan pihak      Komponen transaksi                                 Saldo laba yang belum                                    Proforma Kepentingan
                                                                                                           modal                   setoran                    laporan                                                                                                                                             pembayaran      lindung nilai arus    kembali program imbalan                                                                                                                                                                   ditentukan                                      diatribusikan kepada entitas                                Ekuitas
                                                                                   biasa     preferen                  treasuri                   saham                   revaluasi         penjabaran               wajar melalui pendapatan komprehensif lainnya           investasi pada instrumen ekuitas                                                                        lainnya   Ekuitas Entitas Anak/Asosiasi     ekuitas lainnya             non-pengendali               non-pengendali lainnya        ekuitas lainnya                               ditentukan penggunaannya                                     ekuitas non-pengendali
                                                                                                          disetor                   modal                    keuangan                                                                                                                                            berbasis saham          kas                      pasti                                                                                                                                                                        penggunaannya                                                  induk
Laporan perubahan ekuitas [baris komponen]                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         Statement of changes in equity [line items]
Posisi ekuitas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Equity position
Saldo awal periode sebelum penyajian kembali                                     4,002,759               ( 584,387 )    ( 610 )                                                                                                                                                                                                                                                                                    3,795,586        3,794,541                                                                                                               33,192                 16,875,146                     27,916,227                  34,080,611 61,996,838      Balance before restatement at beginning of period
Penyesuaian                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         Adjustments
Penerapan awal standar akuntansi baru dan revisi                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Initial adoption of new and revised accounting
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        standards
Perubahan kebijakan akuntansi secara sukarela                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Voluntary changes in accounting policies
Koreksi kesalahan periode lalu                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Correction of prior period errors
Penyesuaian lainnya                                                                                                                                                                                                                                                                                                                                                                                                                ( 147,281 )                                                                                                                                         91,637                      ( 55,644 )                     39,748 ( 15,896 )                                          Other adjustments
Posisi ekuitas, awal periode                                                     4,002,759               ( 584,387 )    ( 610 )                                                                                                                                                                                                                                                                                    3,795,586        3,647,260                                                                                                               33,192                 16,966,783                     27,860,583                  34,120,359 61,980,942                    Equity position, beginning of the period
Laba (rugi)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         1,296,673                      1,296,673                   1,371,004 2,667,677                                                    Profit (loss)
Pendapatan komprehensif lainnya                                                                                                                                                                                                                                                                                                                                                                                                       174,522                                                                                                                                                                        174,522                     167,409    341,931                              Other comprehensive income
Penjabaran laporan keuangan                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             Translation adjustment
Pembentukan cadangan umum                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       500                     ( 500 )                                                                                                Allocation for general reserves
Distribusi dividen kas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         Distributions of cash dividends
Distribusi dividen saham                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       Distributions of stock dividends
Penerbitan saham biasa                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             Issuance of common stocks
Penerbitan saham preferen                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         Issuance of preferred stocks
Biaya emisi efek                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Stock issuance costs
Penerbitan instrumen yang dapat dikonversi                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Issuance of convertible instruments
Kenaikan (penurunan) ekuitas melalui transaksi saham tresuri                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Increase (decrease) in equity through treasury stock
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     transactions
Kenaikan (penurunan) ekuitas melalui transaksi pembayaran berbasis saham                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Increase (decrease) in equity through share-based
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          payment transactions
Pelaksanaan instrumen yang dapat dikonversi                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Exercise of convertible instruments
Pelaksanaan waran                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Exercise of warrants
Kenaikan (penurunan) ekuitas melalui transaksi dengan pemilik ekuitas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Increase (decrease) in equity through transactions
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            with owner's equity
Setoran modal dari kepentingan non-pengendali                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Stock subscription from non-controlling interests
Perubahan kepentingan non-pengendali atas akuisisi entitas anak                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Changes in non-controlling interests due to acquisition
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  of subsidiaries
Perubahan kepentingan non-pengendali atas pendirian entitas anak                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Changes in non-controlling interests due to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 establishment of subsidiaries
Perubahan kepentingan non-pengendali atas pelepasan entitas anak                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Changes in non-controlling interests due to disposal of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     subsidiaries
Perubahan kepentingan non-pengendali atas pelepasan operasi yang dihentikan                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         Changes in non-controlling interests due to disposal of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      a discontinued operation
Perubahan kepentingan non-pengendali atas pelepasan sebagian kepemilikan                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Changes in non-controlling interests due to partial
pada entitas anak yang tidak mengakibatkan hilangnya pengendalian                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         disposal of interests in subsidiaries without loss of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           control
Perubahan kepentingan non-pengendali atas transaksi lainnya dengan kepentingan                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             Changes in non-controlling interests due to other
non-pengendali                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      transactions with non-controlling interests
Eliminasi defisit dalam rangka kuasi reorganisasi                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Elimination of deficit in connection with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           quasi-reorganisation
Pelaksanaan opsi saham                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 Stock options exercised
Dampak penerapan psak no. 70 atas aset pengampunan pajak                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Impact of psak no. 70 adoption on tax amnesty assets
Saldo penyesuaian dampak penerapan retrospektif atas PSAK                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Retrospective adjustment of PSAK implementation
Transaksi ekuitas lainnya                                                                                                                                                                                                                                                                                                                                                                                                           ( 64,556 )                                                                                                                                         64,556                                                                                                         Other equity transactions
Posisi ekuitas, akhir periode                                                    4,002,759               ( 584,387 )    ( 610 )                                                                                                                                                                                                                                                                                    3,795,586        3,757,226                                                                                                               33,692                 18,327,512                     29,331,778                  35,658,772 64,990,550                          Equity position, end of the period
Page 13
[6410000] Statement of changes in equity - Insurance Industry - Prior Year


Laporan perubahan ekuitas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Statement of changes in equity
                                                                                                         Additional                                                                                                                                                                                                Reserve of                                                                                                                          Difference in value of equity
                                                                                  Common     Preferred                 Treasury   Advances in      Stock    Translation   Revaluation    Reserve of exchange       Reserve for changes in fair value of fair value through     Reserve of gains (losses) from                     Reserve of cash      Reserve of remeasurements      Other     Difference Due to Changes of      Other equity                                            Other transactions with     Other components of    Appropriated retained     Unappropriated retained    Equity attributable to parent   Proforma Non-controlling
                                                                                                          paid-in                                                                                                                                                                                                 share-based                                                                                                                       transactions with non-controlling                                                                                                                                                                          Equity
                                                                                   stocks     stocks                    stocks    capital stock   options   adjustment     reserves   differences on translation      other comprehensive income financial assets            investments in equity instruments                     flow hedges           of defined benefit plans   reserves   Equity in Subsidiary/Associates     interests                                              non-controlling interests    equity transactions        earnings                   earnings                         entity               equity    interests
                                                                                                           capital                                                                                                                                                                                                  payments                                                                                                                                    interests
                                                                                                         Tambahan                 Uang muka                 Penjabaran                                                                                                                                              Cadangan          Cadangan           Cadangan pengukuran                                                                                                                                                                 Saldo laba yang telah                                     Ekuitas yang dapat
                                                                                  Saham       Saham                     Saham                      Opsi                   Cadangan      Cadangan selisih kurs      Cadangan perubahan nilai wajar aset keuangan nilai        Cadangan keuntungan (kerugian)                                                                         Cadangan   Selisih Transaksi Perubahan        Kepentingan    Selisih transaksi ekuitas dengan pihak   Transaksi dengan pihak      Komponen transaksi                                 Saldo laba yang belum                                    Proforma Kepentingan
                                                                                                           modal                   setoran                    laporan                                                                                                                                             pembayaran      lindung nilai arus    kembali program imbalan                                                                                                                                                                   ditentukan                                      diatribusikan kepada entitas                                Ekuitas
                                                                                   biasa     preferen                  treasuri                   saham                   revaluasi         penjabaran               wajar melalui pendapatan komprehensif lainnya           investasi pada instrumen ekuitas                                                                        lainnya   Ekuitas Entitas Anak/Asosiasi     ekuitas lainnya             non-pengendali               non-pengendali lainnya        ekuitas lainnya                               ditentukan penggunaannya                                     ekuitas non-pengendali
                                                                                                          disetor                   modal                    keuangan                                                                                                                                            berbasis saham          kas                      pasti                                                                                                                                                                        penggunaannya                                                  induk
Laporan perubahan ekuitas [baris komponen]                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Statement of changes in equity [line items]
Posisi ekuitas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       Equity position
Saldo awal periode sebelum penyajian kembali                                     4,002,759               ( 584,387 )    ( 610 )                                                                                                                                                                                                                                                                                                                                             3,795,586                                          3,648,443                    32,692                 15,456,800                     26,351,283                  32,493,606 58,844,889         Balance before restatement at beginning of period
Penyesuaian                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Adjustments
Penerapan awal standar akuntansi baru dan revisi                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 Initial adoption of new and revised accounting
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           standards
Perubahan kebijakan akuntansi secara sukarela                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           Voluntary changes in accounting policies
Koreksi kesalahan periode lalu                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   Correction of prior period errors
Penyesuaian lainnya                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             Other adjustments
Posisi ekuitas, awal periode                                                     4,002,759               ( 584,387 )    ( 610 )                                                                                                                                                                                                                                                                                                                                             3,795,586                                          3,648,443                    32,692                 15,456,800                     26,351,283                  32,493,606 58,844,889                       Equity position, beginning of the period
Laba (rugi)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         1,418,846                      1,418,846                   1,838,462 3,257,308                                                       Profit (loss)
Pendapatan komprehensif lainnya                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  147,925                                                                             147,925                    ( 58,147 )     89,778                               Other comprehensive income
Penjabaran laporan keuangan                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Translation adjustment
Pembentukan cadangan umum                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       500                     ( 500 )                                                                                                   Allocation for general reserves
Distribusi dividen kas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        ( 193,310 ) ( 193,310 )                             Distributions of cash dividends
Distribusi dividen saham                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Distributions of stock dividends
Penerbitan saham biasa                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Issuance of common stocks
Penerbitan saham preferen                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Issuance of preferred stocks
Biaya emisi efek                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             Stock issuance costs
Penerbitan instrumen yang dapat dikonversi                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   Issuance of convertible instruments
Kenaikan (penurunan) ekuitas melalui transaksi saham tresuri                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             Increase (decrease) in equity through treasury stock
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        transactions
Kenaikan (penurunan) ekuitas melalui transaksi pembayaran berbasis saham                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   Increase (decrease) in equity through share-based
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             payment transactions
Pelaksanaan instrumen yang dapat dikonversi                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   Exercise of convertible instruments
Pelaksanaan waran                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             Exercise of warrants
Kenaikan (penurunan) ekuitas melalui transaksi dengan pemilik ekuitas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       Increase (decrease) in equity through transactions
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               with owner's equity
Setoran modal dari kepentingan non-pengendali                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Stock subscription from non-controlling interests
Perubahan kepentingan non-pengendali atas akuisisi entitas anak                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Changes in non-controlling interests due to acquisition
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     of subsidiaries
Perubahan kepentingan non-pengendali atas pendirian entitas anak                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Changes in non-controlling interests due to
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    establishment of subsidiaries
Perubahan kepentingan non-pengendali atas pelepasan entitas anak                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       Changes in non-controlling interests due to disposal of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        subsidiaries
Perubahan kepentingan non-pengendali atas pelepasan operasi yang dihentikan                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Changes in non-controlling interests due to disposal of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         a discontinued operation
Perubahan kepentingan non-pengendali atas pelepasan sebagian kepemilikan                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Changes in non-controlling interests due to partial
pada entitas anak yang tidak mengakibatkan hilangnya pengendalian                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            disposal of interests in subsidiaries without loss of
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              control
Perubahan kepentingan non-pengendali atas transaksi lainnya dengan kepentingan                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Changes in non-controlling interests due to other
non-pengendali                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         transactions with non-controlling interests
Eliminasi defisit dalam rangka kuasi reorganisasi                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         Elimination of deficit in connection with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              quasi-reorganisation
Pelaksanaan opsi saham                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Stock options exercised
Dampak penerapan psak no. 70 atas aset pengampunan pajak                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Impact of psak no. 70 adoption on tax amnesty assets
Saldo penyesuaian dampak penerapan retrospektif atas PSAK                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Retrospective adjustment of PSAK implementation
Transaksi ekuitas lainnya                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        ( 1,827 )                                                                           ( 1,827 )                               ( 1,827 )                                   Other equity transactions
Posisi ekuitas, akhir periode                                                    4,002,759               ( 584,387 )    ( 610 )                                                                                                                                                                                                                                                                                                                                             3,795,586                                          3,794,541                    33,192                 16,875,146                     27,916,227                  34,080,611 61,996,839                             Equity position, end of the period
Page 14
[6510000] Statement of cash flows, direct method - Insurance Industry


Laporan arus kas                                                             Statement of cash flows
                                  30 September 2024      30 September 2023
Laporan arus kas                                                                    Statement of cash flows
  Arus kas dari aktivitas                                                      Cash flows from operating
  operasi                                                                                          activities
     Penerimaan premi                      1,711,671              1,589,099 Receipts from insurance
     asuransi                                                                                  premiums
     Penerimaan klaim                        112,140                 133,557               Receipts from
     reasuransi                                                                       reinsurance claims
     Penerimaan komisi                                                                     Receipts from
                                                                                             commission
     Penerimaan klaim                                                                      Receipts from
     retrosesi                                                                       retrocession claims
     Pembayaran komisi                    ( 247,404 )            ( 311,192 ) Payments of commission
     Pembayaran premi                       ( 94,630 )             ( 80,802 ) Payments for reinsurance
     reasuransi                                                                                premiums
     Pembayaran klaim dan               ( 1,158,864 )          ( 1,145,060 )    Payments for insurance
     manfaat asuransi                                                                claims and benefits
     Pembayaran premi                                                                       Payments for
     retrosesi                                                                   retrocession premiums
     Pembayaran beban                                                                Payments for other
     underwriting lainnya                                                         underwriting expenses
     Pembayaran beban                     ( 342,472 )                  1,000 Payments for general and
     umum dan administrasi                                                       administrative expense
     Pembayaran beban                                                           Payments for marketing
     pemasaran                                                                                  expenses
     Pembayaran gaji dan                                                      Payments for salaries and
     tunjangan                                                                                allowances
     Pembayaran pajak                                                           Payments for corporate
     penghasilan badan                                                                        income tax
     Penerimaan bunga dari                                                       Interests received from
     aktivitas operasi                                                                operating activities
     Pembayaran bunga dari                                                            Interests paid from
     aktivitas operasi                                                                operating activities
     Penerimaan                                                                  Income taxes refunded
     pengembalian                                                                  (paid) from operating
     (pembayaran) pajak                                                                          activities
     penghasilan dari aktivitas
     operasi
     Pengembalian                                                               Repayment (placement)
     (penempatan) uang                                                           of refundable deposits
     jaminan
     Penerimaan                          12,143,104               3,145,168           Other cash inflows
     (pengeluaran) kas lainnya                                                 (outflows) from operating
     dari aktivitas operasi                                                                     activities
     Jumlah arus kas bersih              12,123,545               3,331,770       Total net cash flows
     yang diperoleh dari                                                       received from (used in)
     (digunakan untuk)                                                              operating activities
     aktivitas operasi
  Arus kas dari aktivitas                                                      Cash flows from investing
  investasi                                                                                      activities
     Penerimaan hasil                        403,050                362,793     Receipts of investment
     investasi                                                                                  income
     Penerimaan dari                                                            Proceeds from sales of
     penjualan investasi                                                                  investments
Page 15
   Penerimaan dari                     22,408         3,797 Proceeds from disposal of
   penjualan aset tetap                                        property and equipment
   Pembayaran untuk                ( 260,332 )   ( 129,109 ) Payments for acquisition
   perolehan aset tetap                                                 of property and
                                                                             equipment
   Penerimaan dari                                           Proceeds from disposal of
   penjualan properti                                            investment properties
   investasi
   Pembayaran untuk                                             Payments for acquisition
   perolehan properti                                           of investment properties
   investasi
   Penerimaan dari                                             Proceeds from disposal of
   penjualan aset                                                      intangible assets
   takberwujud
   Pencairan (penempatan)                                        Withdrawal (placement)
   aset keuangan nilai wajar                                      of financial assets fair
   melalui pendapatan                                                value through other
   komprehensif lainnya                                          comprehensive income
   Penempatan aset                                                Placement of financial
   keuangan biaya                                                  assets amotized cost
   perolehan diamortisasi                                                    investments
   Pencairan aset keuangan                                        Withdrawal of financial
   biaya perolehan                                                assets amortized cost
   diamortisasi                                                              investments
   Pembayaran untuk                                             Payments for acquisition
   perolehan aset                                                    of intangible assets
   takberwujud
   Penerimaan dari                                             Proceeds from disposal of
   penjualan aset                                              other non-financial assets
   non-keuangan lainnya
   Pembayaran untuk                                             Payments for acquisition
   perolehan aset                                                  of other non-financial
   non-keuangan lainnya                                                             assets
   Penerimaan dari                     ( 296 )       ( 119 )    Receipts from (payments
   (pembayaran kepada)                                                   for) policy loans
   pinjaman polis
   Penerimaan dividen dari             52,104      202,332      Dividends received from
   aktivitas investasi                                                 investing activities
   Penerimaan bunga dari                                         Interests received from
   aktivitas investasi                                                 investing activities
   Pembayaran bunga dari                                              Interests paid from
   aktivitas investasi                                                 investing activities
   Penerimaan                                                    Income taxes refunded
   pengembalian                                                     (paid) from investing
   (pembayaran) pajak                                                            activities
   penghasilan dari aktivitas
   investasi
   Penerimaan                   ( 14,950,851 )     296,132             Other cash inflows
   (pengeluaran) kas lainnya                                    (outflows) from investing
   dari aktivitas investasi                                                      activities
   Jumlah arus kas bersih       ( 14,733,917 )     735,826         Total net cash flows
   yang diperoleh dari                                          received from (used in)
   (digunakan untuk)                                                 investing activities
   aktivitas investasi
Arus kas dari aktivitas                                         Cash flows from financing
pendanaan                                                                         activities
   Pembayaran dividen dari                       ( 426,097 )        Dividends paid from
   aktivitas pendanaan                                                financing activities
   Penerimaan dari                                              Proceeds from issuance
   penerbitan saham biasa                                             of common stocks
   Penerimaan dari                                              Proceeds from issuance
Page 16
   penerbitan saham                                                   of preferred stocks
   preferen
   Penerimaan dari                                              Proceed from increase of
   penambahan kepemilikan                                         non-controlling interest
   dari non-pengendali
   Pembayaran biaya emisi                                              Payments of stock
   saham                                                                    issuance costs
   Penerimaan bunga dari                                          Interests received from
   aktivitas pendanaan                                                  financing activities
   Pembayaran bunga dari                                               Interests paid from
   aktivitas pendanaan                                                  financing activities
   Penerimaan                                                     Income taxes refunded
   pengembalian                                                      (paid) from financing
   (pembayaran) pajak                                                             activities
   penghasilan dari aktivitas
   pendanaan
   Penerimaan                   ( 2,180,371 )   ( 3,599,382 )          Other cash inflows
   (pengeluaran) kas lainnya                                    (outflows) from financing
   dari aktivitas pendanaan                                                      activities
   Jumlah arus kas bersih       ( 2,180,371 )   ( 4,025,479 )      Total net cash flows
   yang diperoleh dari                                          received from (used in)
   (digunakan untuk)                                                 financing activities
   aktivitas pendanaan
Jumlah kenaikan                 ( 4,790,743 )        42,117              Total net increase
(penurunan) bersih kas                                             (decrease) in cash and
dan setara kas                                                            cash equivalents
Kas dan setara kas arus kas,     21,164,840      20,936,076      Cash and cash equivalents
awal periode                                                    cash flows, beginning of the
                                                                                      period
Efek perubahan nilai kurs          ( 51,074 )    ( 195,433 )        Effect of exchange rate
pada kas dan setara kas                                          changes on cash and cash
                                                                                equivalents
Kas dan setara kas dari                                         Cash and cash equivalent of
entitas anak yang                                               deconsolidated subsidiaries
didekonsolidasikan
Kenaikan (penurunan) kas                                    Other increase (decrease) in
dan setara kas lainnya                                        cash and cash equivalents
Kas dan setara kas arus          16,323,023      20,782,760 Cash and cash equivalents
kas, akhir periode                                               cash flows, end of the
                                                                                 period
Page 17
[6610000] Explanation for Significant Accounting Policy - Insurance Industry


Kebijakan akuntansi signifikan                                                               Significant accounting policies
                                                                         30 September 2024
Kebijakan akuntansi signifikan                                                                         Significant accounting policies
  Dasar penyusunan laporan keuangan konsolidasian                                                Basis of preparation of consolidated
                                                                                                                   financial statements
  Prinsip-prinsip konsolidasi                                                                               Principles of consolidation
  Kas dan setara kas                                                                                       Cash and cash equivalents
  Piutang usaha dan piutang lain-lain                                                                     Trade and other receivables
  Aset tetap                                                                                                                Fixed assets
  Penurunan nilai aset nonkeuangan                                                                 Impairment of non-financial assets
  Beban tangguhan                                                                                                     Deferred charges
  Utang usaha dan liabilitas lain-lain                                                             Trade payables and other liabilities
  Pengakuan pendapatan dan beban                                                                   Revenue and expense recognition
  Penjabaran mata uang asing                                                                              Foreign currency translation
  Transaksi dengan pihak berelasi                                                                    Transactions with related parties
  Pajak penghasilan                                                                                                        Income taxes
  Imbalan kerja karyawan                                                                                             Employee benefits
  Laba per saham                                                                                                     Earnings per share
  Dividen                                                                                                                      Dividends
  Pelaporan segmen                                                                                                   Segment reporting
  Instrumen keuangan derivatif                                                                         Derivative financial instruments
  Penerapan standar akutansi baru                                                                          The implementation of new
                                                                                                  statements of accounting standards
  Kombinasi bisnis                                                                                              Business combination
  Penentuan nilai wajar                                                                                     Determination of fair value
  Transaksi dan saldo dalam mata uang asing                                                         Foreign currency transactions and
                                                                                                                                balances
  Efek-efek                                                                                                                    Securities
  Investasi jangka pendek                                                                                       Short-term investment
  Aset hak guna                                                                                                     Right of use assets
  Properti investasi                                                                                             Investment properties
  Goodwill                                                                                                                      Goodwill
  Investasi pada entitas asosiasi                                                                            Investment in associates
  Aset takberwujud                                                                                                     Intangible assets
  Beban dibayar dimuka                                                                                                Prepaid expenses
  Piutang dan utang asuransi                                                                     Insurance receivables and payables
Page 18
Piutang pembiayaan konsumen                                    Consumer financing receivables
Liabilitas atas kontrak                                                       Contract liabilities
Simpanan nasabah dan simpanan dari bank lain                     Deposits from customers and
                                                                     deposits from other banks
Obligasi subordinasi                                                       Subordinated bonds
Efek-efek yang dibeli dengan janji dibeli kembali            Securities purchased under resell
                                                                                    agreements
Saham treasuri                                                                   Treasury stock
Modal saham                                                                       Share capital
Pengaturan pembayaran berbasis saham                        Share-based payment arrangement
Biaya emisi efek ekuitas                                                   Stock issuance cost
Instrumen keuangan                                                        Financial instruments
Aset tidak lancar yang diklasifikasikan sebagai dimiliki   Non-current assets classified as held
untuk dijual                                                                             for sale
Peristiwa setelah tanggal periode pelaporan                        Events after reporting period
Penerapan standar akuntansi baru                                   Adoption of new accounting
                                                                                      standards
Standar akuntansi yang telah disahkan namun belum          Accounting standards issued but not
berlaku efektif                                                                    yet effective
Utang pembiayaan konsumen                                         Consumer financing liabilities
Page 19
[6611000_BD] Notes to the financial statements - Property, Plant, and Equipement (breakdown) - Insurance Industry

Aset tetap                                                                                                                                                                                                                                                                                                              Property, plant, and equipment
                                                                                                                                                 Aset tetap [baris komponen]
                                                                             Penambahan aset   Pengurangan aset    Reklasifikasi aset   Penjabaran laporan keuangan aset   Entitas anak baru aset   Revaluasi aset   Penurunan (pemulihan) nilai aset
                                                                Aset tetap                                                                                                                                                                               Aset tetap
                                                                                  tetap             tetap                tetap                        tetap                         tetap               tetap                    tetap
Nilai perolehan,   Tanah, dimiliki langsung                      5,933,322             1,870                               ( 90,158 )                                                                                                                    5,845,034                                     Land, directly owned            Carrying amount, gross
kotor              Bangunan dan fasilitasnya, dimiliki langsung 3,530,936             18,286           ( 1,242 )         ( 110,248 )                                                                                                                     3,437,732     Building and leasehold improvement, directly owned
                   Mesin dan peralatan, dimiliki langsung          876,147           201,110           ( 6,530 )                                                                                                                                         1,070,727               Machinery and equipment, directly owned
                   Alat berat, dimiliki langsung                                                                                                                                                                                                                                          Heavy equipment, directly owned
                   Alat pengangkutan, dimiliki langsung                                                                                                                                                                                                                           Transportation equipment, directly owned
                   Perabot dan peralatan kantor, dimiliki                                                                                                                                                                                                                    Furniture and office equipment, directly owned
                   langsung
                   Kendaraan bermotor, dimiliki langsung           231,732            36,318          ( 27,530 )                                                                                                                                           240,520                          Motor vehicle, directly owned
                   Pesawat, dimiliki langsung                                                                                                                                                                                                                                                      Aircraft, directly owned
                   Kapal, dimiliki langsung                                                                                                                                                                                                                                                       Vessels, directly owned
                   Menara telekomunikasi, dimiliki langsung                                                                                                                                                                                                                                   BTS Tower, directly owned
                   Jaringan Fiber Optik, dimiliki langsung                                                                                                                                                                                                                           Fiber Optic Network, directly owned
                   Infrastruktur Telekomunikasi, dimiliki                                                                                                                                                                                                                 Telecommunication Infrastructure, directly owned
                   langsung
                   Peralatan Teknikal, dimiliki langsung                                                                                                                                                                                                                              Technical Equipment, directly owned
                   Lainnya, dimiliki langsung                                                                                                                                                                                                                                                        Others, directly owned
                   Dimiliki langsung                            10,572,137           257,584          ( 35,302 )         ( 200,406 )                                                                                                                    10,594,013                                             Directly owned
                   Mesin, aset hak guna                                                                                                                                                                                                                                                      Machinery, right of use assets
                   Alat pengangkutan, aset hak guna                                                                                                                                                                                                                          Transportation equipment, right of use assets
                   Alat berat, aset hak guna                                                                                                                                                                                                                                          Heavy equipment, right of use assets
                   Bangunan, aset hak guna                         239,058            65,649          ( 47,803 )                                                                                                                                           256,904                              Building, right of use assets
                   Perabot dan peralatan kantor, aset hak guna                                                                                                                                                                                                         Furniture and office equipment, rights of use assets
                   Kendaraan bermotor, aset hak guna                10,019             3,623           ( 3,591 )                                                                                                                                            10,051                       Motor vehicle, rights of use assets
                   Pesawat, aset hak guna                                                                                                                                                                                                                                                        Aircraft, right of use assets
                   Kapal, aset hak guna                                                                                                                                                                                                                                                         Vessels, right of use assets
                   Menara telekomunikasi, aset hak guna                                                                                                                                                                                                                                     BTS Tower, right of use assets
                   Jaringan Fiber Optik, aset hak guna                                                                                                                                                                                                                             Fiber Optic Network, right of use assets
                   Infrastruktur Telekomunikasi, aset hak guna                                                                                                                                                                                                        Telecommunication Infrastructure, right of use assets
                   Peralatan Teknikal, aset hak guna                                                                                                                                                                                                                              Technical Equipment, right of use assets
                   Lainnya, aset hak guna                            5,925             1,308                                                                                                                                                                 7,233                               Others, right of use assets
                   Aset hak guna                                   255,002            70,580          ( 51,394 )                                                                                                                                           274,188                                        Right of use assets
                   Bangunan, dalam penyelesaian                     30,049             2,883                               ( 20,194 )                                                                                                                       12,738                      Building, assets under construction
                   Mesin dan alat berat, dalam penyelesaian                                                                                                                                                                                                                 Machinery and heavy equipment, assets under
                                                                                                                                                                                                                                                                                                                  construction
                   Menara telekomunikasi, dalam penyelesaian                                                                                                                                                                                                                        BTS Tower, assets under construction
                   Jaringan Fiber Optik, dalam penyelesaian                                                                                                                                                                                                                 Fiber Optic Network, assets under construction
                   Infrastruktur Telekomunikasi, dalam                                                                                                                                                                                                                     Telecommunication Infrastructure, assets under
                   penyelesaian                                                                                                                                                                                                                                                                                   construction
                   Peralatan Teknikal, dalam penyelesaian                                                                                                                                                                                                                  Technical Equipment, assets under construction
                   Lainnya, dalam penyelesaian                                                                                                                                                                                                                                           Others, assets under construction
                   Aset dalam penyelesaian                       30,049                2,883                               ( 20,194 )                                                                                                                       12,738                                Assets under construction
                   Aset tetap                                10,857,188              331,047          ( 86,696 )         ( 220,600 )                                                                                                                    10,880,939                          Property, plant, and equipment
Akumulasi          Tanah, dimiliki langsung                                                                                                                                                                                                                                                            Land, directly owned      Carrying amount, accumulated
Page 20
depresiasi         Bangunan dan fasilitasnya, dimiliki langsung         286,770              104,029               ( 1,242 )            ( 9,318 )                                                                                                                      380,239    Building and leasehold improvement, directly owned        depreciation
                   Mesin dan peralatan, dimiliki langsung               188,564              131,283               ( 6,157 )                                                                                                                                           313,690              Machinery and equipment, directly owned
                   Alat berat, dimiliki langsung                                                                                                                                                                                                                                                     Heavy equipment, directly owned
                   Alat pengangkutan, dimiliki langsung                                                                                                                                                                                                                                      Transportation equipment, directly owned
                   Perabot dan peralatan kantor, dimiliki                                                                                                                                                                                                                               Furniture and office equipment, directly owned
                   langsung
                   Kendaraan bermotor, dimiliki langsung                 55,425                29,104             ( 12,974 )                                                                                                                                            71,555                         Motor vehicle, directly owned
                   Pesawat, dimiliki langsung                                                                                                                                                                                                                                                                 Aircraft, directly owned
                   Kapal, dimiliki langsung                                                                                                                                                                                                                                                                  Vessels, directly owned
                   Menara telekomunikasi, dimiliki langsung                                                                                                                                                                                                                                              BTS Tower, directly owned
                   Jaringan Fiber Optik, dimiliki langsung                                                                                                                                                                                                                                      Fiber Optic Network, directly owned
                   Infrastruktur Telekomunikasi, dimiliki                                                                                                                                                                                                                            Telecommunication Infrastructure, directly owned
                   langsung
                   Peralatan Teknikal, dimiliki langsung                                                                                                                                                                                                                                         Technical Equipment, directly owned
                   Lainnya, dimiliki langsung                                                                                                                                                                                                                                                                   Others, directly owned
                   Dimiliki langsung                                    530,759              264,416              ( 20,373 )            ( 9,318 )                                                                                                                      765,484                                            Directly owned
                   Mesin, aset hak guna                                                                                                                                                                                                                                                                 Machinery, right of use assets
                   Alat pengangkutan, aset hak guna                                                                                                                                                                                                                                     Transportation equipment, right of use assets
                   Alat berat, aset hak guna                                                                                                                                                                                                                                                     Heavy equipment, right of use assets
                   Bangunan, aset hak guna                              122,337                71,147             ( 47,958 )                                                                                                                                           145,526                             Building, right of use assets
                   Perabot dan peralatan kantor, aset hak guna                                                                                                                                                                                                                    Furniture and office equipment, rights of use assets
                   Kendaraan bermotor, aset hak guna                       3,599                3,785              ( 3,010 )                                                                                                                                             4,374                      Motor vehicle, rights of use assets
                   Pesawat, aset hak guna                                                                                                                                                                                                                                                                   Aircraft, right of use assets
                   Kapal, aset hak guna                                                                                                                                                                                                                                                                    Vessels, right of use assets
                   Menara telekomunikasi, aset hak guna                                                                                                                                                                                                                                                BTS Tower, right of use assets
                   Jaringan Fiber Optik, aset hak guna                                                                                                                                                                                                                                        Fiber Optic Network, right of use assets
                   Infrastruktur Telekomunikasi, aset hak guna                                                                                                                                                                                                                   Telecommunication Infrastructure, right of use assets
                   Peralatan Teknikal, aset hak guna                                                                                                                                                                                                                                         Technical Equipment, right of use assets
                   Lainnya, aset hak guna                                 1,381                 1,215                                                                                                                                                                    2,596                              Others, right of use assets
                   Aset hak guna                                        127,317                76,147             ( 50,968 )                                                                                                                                           152,496                                       Right of use assets
                   Bangunan, dalam penyelesaian                                                                                                                                                                                                                                                    Building, assets under construction
                   Mesin dan alat berat, dalam penyelesaian                                                                                                                                                                                                                            Machinery and heavy equipment, assets under
                                                                                                                                                                                                                                                                                                                             construction
                   Menara telekomunikasi, dalam penyelesaian                                                                                                                                                                                                                                   BTS Tower, assets under construction
                   Jaringan Fiber Optik, dalam penyelesaian                                                                                                                                                                                                                            Fiber Optic Network, assets under construction
                   Infrastruktur Telekomunikasi, dalam                                                                                                                                                                                                                                Telecommunication Infrastructure, assets under
                   penyelesaian                                                                                                                                                                                                                                                                                              construction
                   Peralatan Teknikal, dalam penyelesaian                                                                                                                                                                                                                             Technical Equipment, assets under construction
                   Lainnya, dalam penyelesaian                                                                                                                                                                                                                                                      Others, assets under construction
                   Aset dalam penyelesaian                                                                                                                                                                                                                                                                   Assets under construction
                   Aset tetap                                           658,076              340,563              ( 71,341 )            ( 9,318 )                                                                                                                      917,980                         Property, plant, and equipment

Aset tetap                                                                                                                                                                                                                                                   Property, plant, and equipment
                                                                                                                           Aset tetap [baris komponen]
                           Aset tetap   Penambahan aset tetap Pengurangan aset tetap Reklasifikasi aset tetap Penjabaran laporan keuangan aset tetap Entitas anak baru aset tetap Revaluasi aset tetap Penurunan (pemulihan) nilai aset tetap   Aset tetap
Nilai perolehan Aset tetap 10,199,112                                                                                                                                                                                                           9,962,959 Property, plant, and equipment Carrying amount
Page 21
[6611000_BD] Notes to the financial statements - Property, Plant, and Equipement (breakdown) - Insurance Industry - Prior Year

Aset tetap                                                                                                                                                                                                                                                                                                               Property, plant, and equipment
                                                                                                                                                  Aset tetap [baris komponen]
                                                                             Penambahan aset   Pengurangan aset     Reklasifikasi aset   Penjabaran laporan keuangan aset   Entitas anak baru aset   Revaluasi aset   Penurunan (pemulihan) nilai aset
                                                                Aset tetap                                                                                                                                                                                Aset tetap
                                                                                  tetap             tetap                 tetap                        tetap                         tetap               tetap                    tetap
Nilai perolehan,   Tanah, dimiliki langsung                      5,928,027             1,870                                 ( 1,504 )                                                                        4,929                                       5,933,322                                     Land, directly owned            Carrying amount, gross
kotor              Bangunan dan fasilitasnya, dimiliki langsung 3,521,293              8,924            ( 6,875 )               6,120                                                                         1,474                                       3,530,936     Building and leasehold improvement, directly owned
                   Mesin dan peralatan, dimiliki langsung          757,809           133,388          ( 15,050 )                                                                                                                                            876,147               Machinery and equipment, directly owned
                   Alat berat, dimiliki langsung                                                                                                                                                                                                                                           Heavy equipment, directly owned
                   Alat pengangkutan, dimiliki langsung                                                                                                                                                                                                                            Transportation equipment, directly owned
                   Perabot dan peralatan kantor, dimiliki                                                                                                                                                                                                                     Furniture and office equipment, directly owned
                   langsung
                   Kendaraan bermotor, dimiliki langsung           220,737            17,730           ( 6,735 )                                                                                                                                            231,732                          Motor vehicle, directly owned
                   Pesawat, dimiliki langsung                                                                                                                                                                                                                                                       Aircraft, directly owned
                   Kapal, dimiliki langsung                                                                                                                                                                                                                                                        Vessels, directly owned
                   Menara telekomunikasi, dimiliki langsung                                                                                                                                                                                                                                    BTS Tower, directly owned
                   Jaringan Fiber Optik, dimiliki langsung                                                                                                                                                                                                                            Fiber Optic Network, directly owned
                   Infrastruktur Telekomunikasi, dimiliki                                                                                                                                                                                                                  Telecommunication Infrastructure, directly owned
                   langsung
                   Peralatan Teknikal, dimiliki langsung                                                                                                                                                                                                                               Technical Equipment, directly owned
                   Lainnya, dimiliki langsung                                                                                                                                                                                                                                                         Others, directly owned
                   Dimiliki langsung                            10,427,866           161,912          ( 28,660 )                4,616                                                                         6,403                                      10,572,137                                             Directly owned
                   Mesin, aset hak guna                                                                                                                                                                                                                                                       Machinery, right of use assets
                   Alat pengangkutan, aset hak guna                                                                                                                                                                                                                           Transportation equipment, right of use assets
                   Alat berat, aset hak guna                                                                                                                                                                                                                                           Heavy equipment, right of use assets
                   Bangunan, aset hak guna                         238,118            81,248          ( 83,667 )                3,359                                                                                                                       239,058                              Building, right of use assets
                   Perabot dan peralatan kantor, aset hak guna                                                                                                                                                                                                          Furniture and office equipment, rights of use assets
                   Kendaraan bermotor, aset hak guna                 7,572             4,130           ( 1,683 )                                                                                                                                             10,019                       Motor vehicle, rights of use assets
                   Pesawat, aset hak guna                                                                                                                                                                                                                                                         Aircraft, right of use assets
                   Kapal, aset hak guna                                                                                                                                                                                                                                                          Vessels, right of use assets
                   Menara telekomunikasi, aset hak guna                                                                                                                                                                                                                                      BTS Tower, right of use assets
                   Jaringan Fiber Optik, aset hak guna                                                                                                                                                                                                                              Fiber Optic Network, right of use assets
                   Infrastruktur Telekomunikasi, aset hak guna                                                                                                                                                                                                         Telecommunication Infrastructure, right of use assets
                   Peralatan Teknikal, aset hak guna                                                                                                                                                                                                                               Technical Equipment, right of use assets
                   Lainnya, aset hak guna                            5,925                                                                                                                                                                                    5,925                               Others, right of use assets
                   Aset hak guna                                   251,615            85,378          ( 85,350 )                3,359                                                                                                                       255,002                                        Right of use assets
                   Bangunan, dalam penyelesaian                     33,587             2,646                                 ( 6,184 )                                                                                                                       30,049                      Building, assets under construction
                   Mesin dan alat berat, dalam penyelesaian                                                                                                                                                                                                                  Machinery and heavy equipment, assets under
                                                                                                                                                                                                                                                                                                                   construction
                   Menara telekomunikasi, dalam penyelesaian                                                                                                                                                                                                                         BTS Tower, assets under construction
                   Jaringan Fiber Optik, dalam penyelesaian                                                                                                                                                                                                                  Fiber Optic Network, assets under construction
                   Infrastruktur Telekomunikasi, dalam                                                                                                                                                                                                                      Telecommunication Infrastructure, assets under
                   penyelesaian                                                                                                                                                                                                                                                                                    construction
                   Peralatan Teknikal, dalam penyelesaian                                                                                                                                                                                                                   Technical Equipment, assets under construction
                   Lainnya, dalam penyelesaian                                                                                                                                                                                                                                            Others, assets under construction
                   Aset dalam penyelesaian                       33,587                2,646                                 ( 6,184 )                                                                                                                       30,049                                Assets under construction
                   Aset tetap                                10,713,068              249,936         ( 114,010 )                1,791                                                                         6,403                                      10,857,188                          Property, plant, and equipment
Akumulasi          Tanah, dimiliki langsung                                                                                                                                                                                                                                                             Land, directly owned      Carrying amount, accumulated
Page 22
depresiasi         Bangunan dan fasilitasnya, dimiliki langsung         155,605              142,121                ( 2,693 )                                                                                            ( 8,263 )                                     286,770    Building and leasehold improvement, directly owned        depreciation
                   Mesin dan peralatan, dimiliki langsung                62,681              136,612              ( 10,729 )                                                                                                                                           188,564              Machinery and equipment, directly owned
                   Alat berat, dimiliki langsung                                                                                                                                                                                                                                                     Heavy equipment, directly owned
                   Alat pengangkutan, dimiliki langsung                                                                                                                                                                                                                                      Transportation equipment, directly owned
                   Perabot dan peralatan kantor, dimiliki                                                                                                                                                                                                                               Furniture and office equipment, directly owned
                   langsung
                   Kendaraan bermotor, dimiliki langsung                 19,532                38,079              ( 2,186 )                                                                                                                                            55,425                         Motor vehicle, directly owned
                   Pesawat, dimiliki langsung                                                                                                                                                                                                                                                                 Aircraft, directly owned
                   Kapal, dimiliki langsung                                                                                                                                                                                                                                                                  Vessels, directly owned
                   Menara telekomunikasi, dimiliki langsung                                                                                                                                                                                                                                              BTS Tower, directly owned
                   Jaringan Fiber Optik, dimiliki langsung                                                                                                                                                                                                                                      Fiber Optic Network, directly owned
                   Infrastruktur Telekomunikasi, dimiliki                                                                                                                                                                                                                            Telecommunication Infrastructure, directly owned
                   langsung
                   Peralatan Teknikal, dimiliki langsung                                                                                                                                                                                                                                         Technical Equipment, directly owned
                   Lainnya, dimiliki langsung                                                                                                                                                                                                                                                                   Others, directly owned
                   Dimiliki langsung                                    237,818              316,812              ( 15,608 )                                                                                             ( 8,263 )                                     530,759                                            Directly owned
                   Mesin, aset hak guna                                                                                                                                                                                                                                                                 Machinery, right of use assets
                   Alat pengangkutan, aset hak guna                                                                                                                                                                                                                                     Transportation equipment, right of use assets
                   Alat berat, aset hak guna                                                                                                                                                                                                                                                     Heavy equipment, right of use assets
                   Bangunan, aset hak guna                               94,333              104,109              ( 76,105 )                                                                                                                                           122,337                             Building, right of use assets
                   Perabot dan peralatan kantor, aset hak guna                                                                                                                                                                                                                    Furniture and office equipment, rights of use assets
                   Kendaraan bermotor, aset hak guna                       1,697                3,519              ( 1,617 )                                                                                                                                             3,599                      Motor vehicle, rights of use assets
                   Pesawat, aset hak guna                                                                                                                                                                                                                                                                   Aircraft, right of use assets
                   Kapal, aset hak guna                                                                                                                                                                                                                                                                    Vessels, right of use assets
                   Menara telekomunikasi, aset hak guna                                                                                                                                                                                                                                                BTS Tower, right of use assets
                   Jaringan Fiber Optik, aset hak guna                                                                                                                                                                                                                                        Fiber Optic Network, right of use assets
                   Infrastruktur Telekomunikasi, aset hak guna                                                                                                                                                                                                                   Telecommunication Infrastructure, right of use assets
                   Peralatan Teknikal, aset hak guna                                                                                                                                                                                                                                         Technical Equipment, right of use assets
                   Lainnya, aset hak guna                                   196                1,185                                                                                                                                                                     1,381                              Others, right of use assets
                   Aset hak guna                                         96,226              108,813              ( 77,722 )                                                                                                                                           127,317                                       Right of use assets
                   Bangunan, dalam penyelesaian                                                                                                                                                                                                                                                    Building, assets under construction
                   Mesin dan alat berat, dalam penyelesaian                                                                                                                                                                                                                            Machinery and heavy equipment, assets under
                                                                                                                                                                                                                                                                                                                             construction
                   Menara telekomunikasi, dalam penyelesaian                                                                                                                                                                                                                                   BTS Tower, assets under construction
                   Jaringan Fiber Optik, dalam penyelesaian                                                                                                                                                                                                                            Fiber Optic Network, assets under construction
                   Infrastruktur Telekomunikasi, dalam                                                                                                                                                                                                                                Telecommunication Infrastructure, assets under
                   penyelesaian                                                                                                                                                                                                                                                                                              construction
                   Peralatan Teknikal, dalam penyelesaian                                                                                                                                                                                                                             Technical Equipment, assets under construction
                   Lainnya, dalam penyelesaian                                                                                                                                                                                                                                                      Others, assets under construction
                   Aset dalam penyelesaian                                                                                                                                                                                                                                                                   Assets under construction
                   Aset tetap                                           334,044              425,625              ( 93,330 )                                                                                             ( 8,263 )                                     658,076                         Property, plant, and equipment

Aset tetap                                                                                                                                                                                                                                                    Property, plant, and equipment
                                                                                                                           Aset tetap [baris komponen]
                           Aset tetap   Penambahan aset tetap Pengurangan aset tetap Reklasifikasi aset tetap Penjabaran laporan keuangan aset tetap Entitas anak baru aset tetap Revaluasi aset tetap Penurunan (pemulihan) nilai aset tetap   Aset tetap
Nilai perolehan Aset tetap 10,379,024                                                                                                                                                                                                           10,199,112 Property, plant, and equipment Carrying amount
Page 23
[6611100] Disclosure of Notes to the financial statements - Property, Plant and Equipment - Insurance Industry


Pengungkapan                                                                                                                            Disclosure
                                                                         30 September 2024
Pengungkapan                                                                                                                                  Disclosure
  Pengungkapan catatan atas aset tetap                                                                           Disclosure of notes for property, plant
                                                                                                                                        and equipment

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