Back to announcement
20241023_BBCA_Laporan Informasi dan Fakta Material_31748904_lamp1.pdf
Other Text extracted BBCASource file signed link, expires in 15 minutes
Extracted text 3
Page 1
PT Bank Central Asia Tbk
Third Quarter Results - 2024
Solid Credit Growth across Segments,
BCA Net Profit Grew 12.8%
Jakarta, 23 October 2024 - PT Bank Central Asia Tbk (IDX: BBCA) and its subsidiaries recorded
loan growth of 14.5% YoY to Rp877 trillion in September 2024. BCA and its subsidiaries booked net
profit of Rp41.1 trillion, up 12.8% YoY in the first 9 months of 2024, underpinned by higher loan
disbursement, rising transaction volume and funding base.
“Rising loan portfolio, year to date, reflects BCA’s commitment in supporting the country’s economic
growth. We saw good demand on consumer loans as reflected in the result of ‘BCA Expoversary
2024’ and ‘BCA Expo 2024’ which garnered more than Rp78 trillion application in total mortgages
and vehicle loans. For local micro SME entrepreneurs, we held ‘BCA UMKM Fest 2024’, attracting
more than 1,700 tenants and offering various locally made products such as foods, beverages,
fashion, and various necessities. The event is part of ‘BCA Bangga Lokal’, a micro SME community
empowerment program under the flagship of ‘Bakti BCA’. In another event, ‘BCA Wealth Summit
2024’ recorded more than 2 million visitors, both online and offline,” said President Director of PT
Bank Central Asia Tbk, Jahja Setiaatmadja.
Loan disbursement was supported by corporate loans which booked the highest growth, up 15.9%
YoY reaching Rp395.9 trillion. Commercial loans rose 11.8% YoY to Rp135.3 trillion and SME loans
grew 14.2% YoY to Rp120.1 trillion. The total consumer loan portfolio rose 13.1% YoY to Rp216.5
trillion, driven by mortgages and vehicle loans which grew 10.7% and 17.9 YoY respectively to
Rp130.4 trillion and Rp64.1 trillion. The growth in other consumer loans (majority in credit card loans)
reached 15.0% YoY, reaching Rp21.9 trillion.
Sustainable finance portfolio grew 10.7% YoY to Rp214 trillion as of September 2024, contributing to
24.3% to total loans. BCA is committed to continuously promoting Environmental, Social, and
Governance (ESG) values. Wisma BCA Foresta branch was recently certified with ‘Green Mark
Super Low Energy Building’ from the Building and Construction Authority of Singapore, the first of its
kind in Indonesia. The award was a testimony of very high efficiency of a building operation.
Solid loan growth was accompanied by sound asset quality. Loan at risk (LAR) ratio reached 6.1% as
of September 2024, an improvement from last year's position at 7.9%, while non-performing loans
(NPL) ratio was manageable at 2.1%. NPL and LAR provisions are at adequate levels, at 193.9%
and 73.5% respectively.
On the funding side, third-party funds grew by 3.4% YoY reaching Rp1,125 trillion. Current and
savings accounts (CASA) contributed more than 82% to the total third-party funds and grew 5.2%
YoY to Rp915 trillion. The solid CASA growth was in line with the performance in transaction
frequency, which grew 21% YoY to reach 26 billion in the first nine months of 2024.
PT BANK CENTRAL ASIA TBK
Kantor Pusat: Menara BCA Grand Indonesia, Jl. MH Thamrin No. 1 Jakarta 10310 Tel. (021) 2358-8000 FaX. (021) 2358-8300
Page 2
Mobile banking and internet banking transaction frequency reached 23 billion, grew 24% YoY. The
number of customers using BCA Mobile reached more than 31 million, while myBCA users grew 8
times in the last 2 years to more than 6 million.
“myBCA continues to be upgraded through the addition of various features and establishing new
collaborations to serve evolving customer needs. One of myBCA's new features is 'Protection',
allowing customers to purchase insurance at ease. myBCA adds telecommunication service partners
for e-SIM purchase, while in the area of investment, ‘Welma’ now provides access for customers to
self-update their investment risk profile,” said Jahja Setiaatmadja.
Another innovation from BCA is the new ‘Multi Settlement’ feature for QRIS transactions, allowing
merchants to withdraw their funds up to 4 times a day. The feature serves individual merchants under
Micro Business category. BCA also conducted the first drawing of ‘Gebyar Hadiah BCA’ prize
program, held publicly on September 23, 2024. The second phase of ‘Gebyar Hadiah BCA’ point
collection started from October 1, 2024 and will end on January 31, 2025.
On net interest income (NII), BCA recorded a 9.5% YoY growth, reaching Rp61.1 trillion in the first
nine months of the year. Non-interest income rose 13.5% YoY to Rp19.0 trillion, supported by a 7.0%
YoY increase in fee and commission income. Total operating income reached Rp80.1 trillion, up
10.4% YoY.
To commemorate the 79th anniversary of Indonesia's Independence Day, Bakti BCA held an event
called “Gebyar BCA Merah Putih: Indonesia Banget!” attended by dozens of MSME partners at local
markets, and hosted a musical cultural performance involving students from Bakti BCA schools and
studios, attended by more than 10,000 visitors at the Prambanan Temple. Bakti BCA inaugurated 4
new schools under BCA assistance program, including reaching out to eastern Indonesia area such
as SDN 35 Sorong City, SDI Nunumeu Soe City, and SMAN 3 Penajam Paser Utara. Bakti BCA also
supported the construction of the largest turtle egg incubation room without sands in Banyuwangi,
which can accommodate 15,000 eggs. Bakti BCA again held workshops for Indonesian “MSMEs Go
Export 2024” in several cities. The program, which has been implemented since 2023, has
successfully assisted 2 MSMEs to make their first exports. In collaboration with the government,
experts, and practitioners, Bakti BCA provided free halal certificates, targeting 2,000 MSMEs. Last
but not least, Bakti BCA has completed assistantship program for natural color fabric weavers in East
Sumba, the third area after South Central Timor and Baduy. The program includes assistance for the
community to expand their market.
***
About PT Bank Central Asia Tbk (As of 30 September 2024)
BCA is one of the leading commercial banks in Indonesia with the core business of transaction banking. BCA also offers a full range of
financial services in consumer, SME, commercial and corporate segments. By the end of September 2024, BCA has the privilege of serving
more than 40 million customer accounts, processing around 97 million daily transactions through a network of 1,257 branches, 19,439
ATMs as well as internet & mobile banking services, and Halo BCA contact center that can be accessed 24 hours. BCA’s presence is
complemented by a number of subsidiaries focusing on vehicle financing, sharia banking, securities, general and life insurance, digital bank,
remittance as well as venture capital business. BCA is committed to building lasting relationships with customers, putting people first, and
making a positive impact on society at large. With more than 27,000 employees, BCA's vision is to be the bank of choice and a major pillar
of the Indonesia economy.
PT BANK CENTRAL ASIA TBK
Group Corporate Communication and Social Responsibility - CSR
Corporate Communication
Alamat : Jl. MH Thamrin No.1, Menara BCA Lt. 22. Jakarta 10310
PT BANK CENTRAL ASIA TBK
Kantor Pusat: Menara BCA Grand Indonesia, Jl. MH Thamrin No. 1 Jakarta 10310 Tel. (021) 2358-8000 FaX. (021) 2358-8300
Page 3
Telepon : (021) 2358-8000 Fax : (021) 2358-8339 E-mail : corcom_bca@bca.co.id PT BANK CENTRAL ASIA TBK Kantor Pusat: Menara BCA Grand Indonesia, Jl. MH Thamrin No. 1 Jakarta 10310 Tel. (021) 2358-8000 FaX. (021) 2358-8300
Names mentioned 3 people and organisations named in the text · linked when the evidence is strong
Extraction attempts how the parser did, and what it refused
Nothing structured was extracted from this document — the attempts below say why.
No extraction attempted yet.