20260608_BVIC_Ringkasan Risalah//Risalah RUPS_32098284_lamp1.pdf

     3. Lembaga Penunjang Pasar Modal hadir secara fisik, yaitu
        a. Notaris                          : Fathiah Helmi, SH
        b. Biro Administrasi Efek           : PT Adimitra Jasa Korpora
        c. Kantor Akuntan Publik            : Purwanto, Susanti & Surja

C.   Dalam setiap mata acara Rapat, diberikan kesempatan kepada pemegang saham atau
     kuasanya untuk mengajukan pertanyaan dan/atau memberikan pendapatnya dan dalam
     Rapat ada pemegang saham atau kuasanya yang mengajukan pertanyaan dan/atau
     memberikan pendapatnya terkait semua Mata Acara Rapat pertama.

D.   Jumlah pemegang saham yang mengajukan pertanyaan dan/ atau memberikan pendapat :
     Mata Acara Pertama   : 1 Pemegang Saham, 1 Pertanyaan
     Mata Acara Kedua     : 1 Pemegang Saham, 1 Pertanyaan
     Mata Acara Ketiga    : Nihil
     Mata Acara Keempat   : Nihil
     Mata Acara Kelima    : Nihil
     Mata Acara Keenam    : Nihil

E.   Mekanisme pengambilan keputusan dalam Rapat dilakukan dengan cara musyawarah untuk
     mufakat. Apabila musyawarah untuk mufakat tidak tercapai, maka pengambilan keputusan
     dilakukan dengan pemungutan suara.

F.   Hasil Pemungutan Suara

       Agenda         Setuju         Tidak Setuju            Abstain      Setuju
                                                                            (%)
      Pertama     16.341.690.678      8.236.276                0           99,95
      Kedua       16.341.690.954      8.236.000                0           99,95
      Ketiga      16.349.924.378        2.576                  0           99,99
      Keempat     16.349.926.954          0                    0          100,00
      Kelima      16.349.926.954          0                    0          100,00
      Keenam      16.349.926.954          0                    0          100,00


G.   Keputusan Rapat pada pokoknya adalah sebagai berikut:

     I. Mata Acara Rapat Pertama
        1. Menyetujui Laporan Tahunan Perseroan untuk Tahun Buku yang berakhir pada
           Tanggal 31 Desember 2025, termasuk Laporan Direksi dan Laporan Tugas Pengawasan
           Dewan Komisaris Perseroan;
        2. Menyetujui Serta Mengesahkan Laporan Keuangan Perseroan Untuk Tahun Buku Yang
           Berakhir Pada Tanggal 31 Desember 2025 Yang Telah Diaudit Oleh Kantor Akuntan
           Publik Purwanto, Susanti & Surja Dengan Partner Penanggung Jawab Ibu Yovita
           Dengan Opini Audit Wajar Dalam Semua Hal Yang Material Sesuai Dengan Laporan
           Auditor Independen No. 00129/2.1505/AU.1/07/0242-5/1/III/2026 Tanggal 9 Maret
           2026.
            Dengan Demikian Membebaskan Direksi Dan Dewan Komisaris Perseroan Dari
            Tanggung Jawab Dan Segala Tanggungan (Acquit Et De Charge) Atas Tindakan
            Pengurusan Dan Pengawasan Yang Direksi Dan Dewan Komisaris Jalankan Selama
            Tahun Buku 2025, Sepanjang Tindakan-tindakan Tersebut Tercantum Dalam Neraca
            Dan Laporan Laba Rugi Perseroan Tahun Buku 2025.
        3. Menyetujui Memberikan Kuasa Kepada Direksi Perseroan Dengan Hak Substitusi Untuk
           Menyatakan Keputusan Rapat Mengenai Mata Acara Pertama Ini Dalam Akta Notaris
           Tersendiri Serta Mengurus Penerimaan Pemberitahuan Atas Laporan Tahunan
           Tersebut Kepada Kementerian Hukum Republik Indonesia, Serta Melakukan Segala
           Tindakan Yang Diperlukan Dan Disyaratkan Oleh Peraturan Perundang – Undangan
           Yang Berlaku Sehubungan Dengan Hal Tersebut.

II. Mata Acara Kedua

    Menyetujui penggunaan laba bersih perseroan sebesar Rp 131.744.927.763,- (seratus
    tiga puluh satu miliar tujuh ratus empat puluh empat juta sembilan ratus dua puluh
    tujuh ribu tujuh ratus enam puluh tiga Rupiah), dipergunakan sebagai berikut :

    1. Sebesar Rp25.000.000.000,- (dua puluh lima miliar Rupiah) Dibukukan Sebagai
       Pembentukan Dana Cadangan Umum, Guna Memenuhi Ketentuan Pasal 70 Undang-
       undang No. 40 Tahun 2007 Tentang Perseroan Terbatas Dan Pasal 25 Anggaran Dasar
       Perseroan.
    2. Sisanya Sebesar Rp106.744.927.763,- (seratus enam miliar tujuh ratus empat
       puluh empat juta sembilan ratus dua puluh tujuh ribu tujuh ratus enam puluh tiga
       Rupiah) akan dibukukan sebagai Laba ditahan.

    Dengan Demikian Perseroan Tidak Memberikan Dividen Untuk Tahun Buku 2025.

III. Mata Acara Ketiga

    1. Menyetujui memberi Kuasa dan Wewenang Kepada PT Victoria Investama Tbk.
       Selaku Pemegang 60,17% (enam puluh koma satu tujuh persen) saham dalam
       perseroan untuk menetapkan besarnya honorarium dan tantieme/bonus/tunjangan
       lain anggota Dewan Komisaris untuk Tahun 2026 (dua ribu dua puluh enam).
    2. Menyetujui Pelimpahan Wewenang Kepada Dewan Komisaris Perseroan Untuk
       Menetapkan Besarnya Gaji, Tantieme/Bonus/Tunjangan Lain Para Anggota Direksi
       Untuk Tahun 2026 dan memberikan pelimpahan wewenang kepada Direksi untuk
       dapat menetapkan bonus kepada karyawan untuk tahun 2026 (dua ribu dua puluh
       enam).

IV. Mata Acara Keempat

     1. Memberikan Wewenang Kepada Dewan Komisaris Perseroan Untuk Menunjuk Akuntan
        Publik Independen Dari Kantor Akuntan Publik Independen Yang Terdaftar Di Otoritas
        Jasa Keuangan. Sehubungan Dewan Komisaris Masih Dalam Proses Penentuan Akuntan
        Publik Yang Akan Mengaudit Buku Perseroan Dengan Kriteria : Akuntan Publik Dan
        Kantor Akuntan Publik Wajib Terdaftar Pada Otoritas Jasa Keuangan, Kantor Akuntan
        Publik Merupakan Salah Satu Anggota Dari Big Four Serta Akuntan Publik Dan Kantor
        Akuntan Publik Merupakan Pihak Yang Independen Dan Profesional Untuk Mengaudit
        Laporan Keuangan Perseroan Untuk Tahun Buku 2026 (dua ribu dua puluh enam).
     2. Dengan Memperhatikan Rekomendasi Dari Komite Audit Dan Melimpahkan
        Kewenangan Kepada Dewan Komisaris Untuk Menetapkan Jumlah Honorarium Dan
        Persyaratan Lain Sehubungan Dengan Penunjukan Kantor Akuntan Publik Dimaksud.

V. Mata Acara Kelima

    Tidak dimintakan persetujuan Rapat, hanya bersifat Laporan atas Realisasi penggunaan
    dana Penawaran Umum Berkelanjutan Obligasi IV Tahap I dan II 2025 (dua ribu dua puluh
    lima) dan Penawaran Umum Berkelanjutan Obligasi Subordinasi III Tahap II Tahun 2025
    (dua ribu dua puluh lima) serta hasil exercise Waran Seri VII telah disampaikan oleh
    perseroan kepada OJK dengan nomor surat nomor 018/DIR-EKS/07/25 tanggal 09-07-2025
    (sembilan Juli dua ribu dua puluh lima) dan nomor 036/DIR-EKS/01/26 tanggal 13-01-2026
    (tiga belas Januari dua ribu dua puluh enam).

VI. Mata Acara Keenam

    1. Menyetujui Perubahan Pasal 3 Anggaran Dasar Perseroan Mengenai Maksud Dan
       Tujuan Serta Kegiatan Usaha Dalam Rangka Penyesuaian Dengan Ketentuan Klasifikasi
       Baku Lapangan Usaha Indonesia 2025 Sesuai Dengan Peraturan Yang Berlaku Tanpa
       Melakukan Perubahan Kegiatan Usaha Sebagaimana Dimaksud Dalam Peraturan
       Otoritas Jasa Keuangan Nomor 17/POJK.04/2020 Tanggal 20-04-2020 (dua puluh April

   dua ribu dua puluh) Tentang Transaksi Material Dan Perubahan Kegiatan Usaha,
   Dengan Demikian Tidak Tunduk Pada Peraturan Tersebut;

2. Menyetujui Memberikan Kuasa Kepada Direksi Perseroan Dengan Hak Substitusi Untuk
   Melakukan Segala Tindakan Yang Diperlukan Terkait Dengan Pelaksanaan Keputusan
   Butir 1 Pada Mata Acara Rapat Keenam Ini, Termasuk Tetapi Tidak Terbatas Untuk
   Menyatakan Keputusan Rapat Ini Dihadapan Notaris Dan Melakukan Perubahan Sesuai
   Dengan Ketentuan Yang Berlaku Dalam Akta Pernyataan Keputusan Rapat Di Hadapan
   Notaris Serta Menandatangani Semua Permohonan Dan Dokumen Lainnya Yang
   Diperlukan Sesuai Dengan Peraturan Dan Perundang – Undangan Yang Berlaku
   Termasuk Melakukan Pengurusan Persetujuan Perubahan Anggaran Dasar Kepada
   Kementerian Hukum Republik Indonesia Serta Melakukan Segala Tindakan Yang
   Diperlukan Sehubungan Dengan Hal Tersebut.



                                Direksi
                  PT BANK VICTORIA INTERNATIONAL Tbk

      Results of the 2025 Annual General Meeting of Shareholders (“Meeting”)
                   PT Bank Victoria International Tbk (“Company”)


A. Day/Date   : Friday, June 05, 2026
   Time       : 10:00 AM WIB – until finished
   Venue      : Graha BIP Function Hall, 11th Floor.
                Jl. Jend. Gatot Subroto Kav. 23, Jakarta
   Meeting Agendas:
   1. The Company’s Annual Report, including the Board of Directors’ Report, the Approval of
      the Annual Financial Statements, and the Board of Commissioners’ Supervisory Report for
      the period ending December 31, 2025;
   2. Approval of the appropriation of the Company’s net income for the fiscal year ending
      December 31, 2025;
   3. Approval of honoraria, bonuses, and other allowances for members of the Board of
      Commissioners by the Shareholders’ Representatives, and granting authority to the Board
      of Commissioners to determine the division of duties and authority among members of
      the Board of Directors, as well as the amount of salaries, bonuses, and other allowances
      for members of the Board of Directors;
   4. Appointment of a Public Accountant to audit the Company’s Financial Statements for the
      2026 Fiscal Year and granting authority to the Board of Commissioners to determine the
      Public Accountant’s fees and other terms of appointment;
   5. Report on the Utilization of Funds from the 2025 Series IV Phase I and II Continuous Public
      Offering of Bonds and the 2025 Series III Phase II Continuous Public Offering of
      Subordinated Bonds, as well as the Results of the Exercise of Series VII Warrants; and
   6. Adjustment of the company’s objectives and business activities in accordance with the
      Standard Industrial Classification (KBLI) as stipulated in Central Statistics Agency
      Regulation No. 7 of 2025 concerning Standard Industrial Classification (BPS Regulation No.
      7/2025 or KBLI 2025). Pursuant to Article 5 of BPS Regulation No. 7/2025.
B. Meeting Attendance:
   1. The management of the Company, namely:
      Board of Commissioners Present:
      a. Independent President Commissioner           : Mr. Zaenal Abidin
      b. Independent Commissioner                     : Mr. Gunawan Tenggarahardja
      c. Commissioner                                 : Mr. Sia Leng Ho

       Board of Directors Present:
       a. President Director                          : Mr. Achmad Friscantono
       b. Vice President Director                     : Mr. Rusli
       c. Director                                    : Ms. Debora Wahjutirto Tanoyo
       d. Director                                    : Mr. Lembing
       e. Director of Compliance and                  : Mr. Tamunan
           Risk Management

   2. Shareholders Attendance:
      Shareholders and/or their authorized representatives who were present and/or
      represented either through eASY.KSEI or in person held a total of 16,349,926,954 shares,
      representing 88.76% of the 18,419,418,828 shares that have been issued or subscribed by
      the Company. Therefore, the Meeting is valid to be held and to make decisions.

   3. Capital Market Supporting Institutions Present:
      a. Notary: Fathiah Helmi, SH
      b. Securities Administration Bureau: PT Adimitra Jasa Korpora
      c. Public Accounting Firm: Purwanto, Susanti & Surja

C. Shareholders or their proxies were given the opportunity to ask questions or express opinions
   for each agenda item.

D. Number of shareholders who asked questions and/or gave opinions:
   First Agenda      : 1 Shareholder, 1 Question
   Second Agenda     : 1 Shareholder, 1 Question
   Third Agenda      : Nil
   Fourth Agenda     : Nil
   Fifth Agenda      : Nil
   Sixth Agenda      : Nil

E. The decision-making mechanism in the Meeting is carried out by deliberation for consensus.
   If deliberation for consensus is not reached, then decision making is carried out by voting.

F. Voting Result

      Agenda           Agree             Disagree             Abstain          Agree (%)
     First         16,341,690,678        8,236,276               0               99.95
     Second        16,341,690,954        8,236,000               0               99.95
     Thrid         16,349,924,378          2,576                 0               99.99
     Fourth        16,349,926,954            0                   0              100.00
     Fifth         16,349,926,954            0                   0              100.00
     Sixth         16,349,926,954            0                   0              100.00

G. The resolutions of the Meeting are basically as follows:
    I. First Meeting Agenda
         1. To approve the Company’s Annual Report for the fiscal year ending December 31,
            2025, including the Board of Directors’ Report and the Board of Commissioners’
            Supervisory Report;
         2. To approve and ratify the Company’s Financial Statements for the fiscal year ending
            December 31, 2025, which have been audited by the public accounting firm
            Purwanto, Susanti & Surja, with Ms. Yovita as the responsible partner, with an
            unqualified audit opinion in all material respects in accordance with Independent
            Auditor’s Report No. 00129/2.1505/AU.1/07/0242-5/1/III/2026 dated March 9, 2026.
             Thus, the Board of Directors and the Board of Commissioners of the Company are
             released from liability and all obligations (Acquit Et De Charge) for the management
             and supervisory actions carried out by the Board of Directors and the Board of
             Commissioners during the 2025 fiscal year, to the extent that such actions are
             reflected in the Company’s Balance Sheet and Income Statement for the 2025 fiscal
             year.
         3. To approve granting authority to the Company’s Board of Directors, with the right of
            substitution, to record the resolution of this meeting regarding the first agenda item
            in a separate notarial deed, as well as to handle the submission of the annual report
            to the Ministry of Law of the Republic of Indonesia, and to take all necessary actions
            required by applicable laws and regulations in connection therewith.
   II.   Second Meeting Agenda
         Approve the use of the Company’s net profit in the amount of Rp 131,744,927,763 (one
         hundred thirty-one billion seven hundred forty-four million nine hundred twenty-seven
         thousand seven hundred sixty-three Rupiah), to be allocated as follows:
         1. An amount of Rp25,000,000,000 (twenty-five billion Rupiah) shall be recorded as the
            establishment of a General Reserve Fund, to comply with the provisions of Article 70
            of Law No. 40 of 2007 on Limited Liability Companies and Article 25 of the Company’s
            Articles of Association.
         2. The remaining amount of Rp106,744,927,763 (one hundred six billion seven hundred
            forty-four million nine hundred twenty-seven thousand seven hundred sixty-three
            Rupiah) will be recorded as retained earnings.
         Accordingly, the Company will not distribute dividends for the 2025 fiscal year.

III. Thrid Meeting Agenda
    1. To approve the granting of power and authority to PT Victoria Investama Tbk., as the
       holder of 60.17% (sixty point one seven percent) of the Company’s shares, to
       determine the amount of honoraria and bonuses/allowances for members of the
       Board of Commissioners for the year 2026 (two thousand twenty-six).
    2. Approve the delegation of authority to the Company’s Board of Commissioners to
       determine the amount of salaries, bonuses, and other allowances for members of the
       Board of Directors for the year 2026, and to delegate authority to the Board of
       Directors to determine bonuses for employees for the year 2026 (two thousand
       twenty-six).

IV. Fourth Meeting Agenda
    1. Authorize the Company’s Board of Commissioners to appoint an independent public
       accountant from an independent public accounting firm registered with the Financial
       Services Authority. As the Board of Commissioners is still in the process of selecting
       the public accountant who will audit the Company’s books, the criteria are as follows:
       The public accountant and the public accounting firm must be registered with the
       Financial Services Authority; the public accounting firm must be a member of the Big
       Four; and the public accountant and the public accounting firm must be independent
       and professional parties to audit the Company’s financial statements for the fiscal
       year 2026 (two thousand twenty-six).
    2. Taking into account the recommendations of the Audit Committee and delegating
       authority to the Board of Commissioners to determine the amount of fees and other
       terms and conditions regarding the appointment of the said Public Accounting Firm.

V. Fifth Agenda Item
    No approval from the Meeting is sought; this is merely a report on the actual use of funds
    from the 2025 (two thousand twenty-five) Phase I and II Series IV Continuous Public
    Offering of Bonds and the 2025 (two thousand twenty-five) as well as the results of the
    exercise of Series VII Warrants have been submitted by the Company to the OJK via letter
    No. 018/DIR-EKS/07/25 dated July 9, 2025 (July 9, 2025) and No. 036/DIR-EKS/01/26
    dated January 13, 2026 (January 13, 2026).


VI. Sixth Agenda

    1. Approve the amendment to Article 3 of the Company’s Articles of Association
       regarding the purpose and objectives as well as business activities in order to align
       with the provisions of the 2025 Indonesian Standard Industrial Classification in
       accordance with applicable regulations, without changing the business activities as
       referred to in Financial Services Authority Regulation No. 17/ POJK.04/2020 dated
       April 20, 2020 (twenty April two thousand twenty) Regarding Material Transactions
       and Changes in Business Activities, and Thus Not Subject to Said Regulation;
    2. Approve granting authority to the Company’s Board of Directors, with the right of
       substitution, to take all necessary actions related to the implementation of the
       decision in Item 1 of the agenda of this Sixth Meeting, Including but not limited to
       declaring this Meeting Resolution before a Notary and making amendments in
       accordance with the applicable provisions in the Deed of Meeting Resolution before
       a Notary, as well as signing all applications and other documents required in
       accordance with regulations and laws – regulations in force, including handling the
       approval of amendments to the Articles of Association with the Ministry of Law of the
       Republic of Indonesia and taking all necessary actions in connection therewith.

                                Board Of Directors,
                       PT BANK VICTORIA INTERNATIONAL Tbk