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Jakarta, 28 Agustus 2026 / Jakarta, 28th August 2026
Nomor/Number: 053/MSL-CSEC/VIII/2026

Kepada Yth/To:
Ibu Lidia M. Panjaitan
Kadiv Penilaian Perusahaan 3

PT Bursa Efek Indonesia
Indonesia Stock Exchange Building Tower I lantai 6 Jl. Jend
Sudirman Kav. 52 – 53
Jakarta 12910

Perihal: Tanggapan atas Permintaan Penjelasan Volatilitas Transaksi Efek LIFE
Subject: Response to the Explanation Request on the Volatility of LIFE Securities Transaction


Dengan hormat/Dear Sir,

Sehubungan dengan surat IDX No. S-11097/BEI.PP3/08-2026 tanggal 27 Agustus 2026 perihal Permintaan
Penjelasan atas Volatilitas Transaksi Efek PT MSIG Life Insurance Indonesia Tbk ("Perseroan" atau "LIFE") yang
diterima oleh Perseroan, dengan ini Perseroan menyampaikan tanggapan terhadap surat tersebut, sebagai
berikut:
In connection with the IDX Letter No. S-11097/BEI.PP3/08-2026 dated 27th August 2026 regarding the Explanation
Request on the Volatility of Securities Transaction of PT MSIG Life Insurance Indonesia Tbk (the "Company" or
"LIFE"), the Company hereby submits its response to the letter, as follows:

 NO                        Pertanyaan                                                 Jawaban
                            Question                                                   Answer
  1   Apakah Perseroan mengetahui adanya informasi                Perseroan tidak memiliki informasi atau fakta
      atau fakta material yang dapat mempengaruhi nilai           material yang dapat mempengaruhi nilai efek LIFE
      efek perusahaan atau keputusan investasi pemodal            ataupun     keputusan    investasi     pemodal
      sebagaimana diatur dalam Peraturan Otoritas Jasa            sebagaimana diatur dalam Peraturan Otoritas
      Keuangan Nomor 31/POJK.04/2015 tentang                      Jasa Keuangan Nomor 31/POJK.04/2015 tentang
      Keterbukaan Informasi atau Fakta Material oleh              Keterbukaan Informasi atau Fakta Material oleh
      Emiten atau Perusahaan Publik?                              Emiten atau Perusahaan Publik.
      Is the Company aware of any material information or         The Company does not have any material
      facts that could affect the value of the company's          information or facts that could affect the value of
      securities or investors' investment decisions, as           LIFE shares or investors’ investment decisions as
      regulated under Financial Services Authority                regulated under Financial Services Authority
      Regulation Number 31/POJK.04/2015 concerning                Regulation No. 31/POJK.04/2015 concerning
      Disclosure of Material Information or Facts by Issuers      Disclosure of Material Information or Facts by
      or Public Companies?                                        Issuers or Public Companies.

  2   Apakah Perseroan mengetahui adanya informasi                Perseroan tidak memiliki informasi atau fakta
      atau fakta material yang dapat mempengaruhi harga           material yang dapat mempengaruhi harga Efek
      Efek Perusahaan Tercatat dan/atau keputusan                 LIFE dan/atau keputusan investasi pemodal
      investasi pemodal sebagaimana diatur dalam                  sebagaimana diatur dalam ketentuan III.2.1.
      ketentuan III.2.1. Peraturan Nomor I-E Lampiran             Peraturan Nomor I-E Lampiran Keputusan Direksi
      Keputusan Direksi PT Bursa Efek Indonesia Nomor:            PT Bursa Efek Indonesia Nomor: Kep-
      Kep-00087/BEI/12-2025?                                      00087/BEI/12-2025.
      Is the Company aware of any material information or         The Company does not have any material
      facts that could affect the price of the Listed             information or facts that could affect the price of
      Company's Securities and/or investors' investment           LIFE securities and/or investors’ investment

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    decisions, as regulated under clause III.2.1. of          decisions as regulated under clause III.2.1. of
    Regulation Number I-E, Attachment to the Board of         Regulation Number I-E, Attachment to the Board of
    Directors Decision of Indonesia Stock Exchange            Directors Decision of PT Bursa Efek Indonesia
    Number: Kep-00087/BEI/12-2025?                            Number: Kep-00087/BEI/12-2025.

3   Apakah Perseroan mengetahui aktivitas dari                Sepengetahuan kami, tidak terdapat aktivitas dari
    pemegang saham tertentu sebagaimana diatur                pemegang saham tertentu, baik berupa
    dalam Peraturan Otoritas Jasa Keuangan Republik           perubahan kepemilikan saham maupun aktivitas
    Indonesia Nomor 4 Tahun 2024 tentang Laporan              menjaminkan saham, sebagaimana diatur dalam
    Kepemilikan atau Setiap Perubahan Kepemilikan             Peraturan Otoritas Jasa Keuangan Republik
    Saham Perusahaan Terbuka dan Laporan Aktivitas            Indonesia Nomor 4 Tahun 2024 tentang Laporan
    Menjaminkan Saham Perusahaan Terbuka?                     Kepemilikan atau Setiap Perubahan Kepemilikan
    Is the Company aware of activities by certain             Saham Perusahaan Terbuka dan Laporan Aktivitas
    shareholders, as regulated under Financial Services       Menjaminkan Saham Perusahaan Terbuka.
    Authority Regulation of the Republic of Indonesia         To our knowledge, there are no activities by certain
    Number 4 of 2024 concerning Reports on Share              shareholders, whether in the form of changes in
    Ownership or Any Changes in Share Ownership of            share ownership or share pledging activities, as
    Public Companies and Reports on Share Pledging            regulated under Financial Services Authority
    Activities of Public Companies?                           Regulation of the Republic of Indonesia Number 4
                                                              of 2024 concerning Reports on Share Ownership or
                                                              Any Changes in Share Ownership of Public
                                                              Companies and Reports on Share Pledging Activities
                                                              of Public Companies.

4   Apakah Perseroan memiliki rencana untuk                   Perseroan tidak memiliki rencana aksi korporasi
    melakukan tindakan korporasi dalam waktu dekat,           yang berakibat terhadap pencatatan saham
    termasuk rencana korporasi yang akan berakibat            Perseroan di Bursa dalam 3 (tiga) bulan
    terhadap pencatatan saham Perseroan di Bursa              mendatang.
    (paling tidak dalam 3 bulan mendatang)?
                                                              Namun demikian, sehubungan dengan proses
    Does the Company have plans to carry out corporate        pemisahan Unit Usaha Syariah (spin-off) melalui
    actions in the near future, including corporate plans     pendirian Perusahaan Asuransi Jiwa Syariah yakni
    that will affect the listing of the Company's shares on   PT MSIG Sharia Life Insurance Indonesia, yang
    the Exchange (at least within the next 3 months)?         telah disetujui oleh Otoritas Jasa Keuangan (OJK)
                                                              dan telah diungkapkan kepada publik, dapat
                                                              disampaikan bahwa Perseroan sedang dalam
                                                              tahap pengajuan izin kepada OJK untuk
                                                              mengalihkan portofolio Unit Usaha Syariah
                                                              kepada PT MSIG Sharia Life Insurance Indonesia.
                                                              Proses tersebut tidak berakibat terhadap
                                                              pencatatan saham Perseroan di Bursa.


                                                              The Company has no plans to undertake any
                                                              corporate actions that may affect the listing of the
                                                              Company's shares on the Stock Exchange within the
                                                              next three (3) months.
                                                              However, in relation to the spin-off of the Sharia
                                                              Business Unit through the establishment of a Sharia
                                                              life insurance company, namely PT MSIG Sharia Life
                                                              Insurance Indonesia, which has been approved by
                                                              the Financial Services Authority (OJK) and publicly
                                                              disclosed, the Company is currently in the process of

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                                                              applying for approval from the OJK to transfer the
                                                              portfolio of its Sharia Business Unit to PT MSIG
                                                              Sharia Life Insurance Indonesia.
                                                              The process will not affect the listing of the
                                                              Company's shares on the Stock Exchange.


5   Informasi/fakta/kejadian penting lainnya yang             Sepengetahuan       kami,    tidak    terdapat
    material dan dapat mempengaruhi harga efek                informasi/fakta/kejadian penting lainnya yang
    Perseroan serta kelangsungan hidup Perseroan yang         material dan dapat mempengaruhi harga efek
    belum diungkapkan kepada publik.                          Perseroan serta kelangsungan hidup Perseroan
    Any         other          important          material    yang belum diungkapkan kepada publik.
    information/facts/events that could affect the price of   To our knowledge, there is no other important
    the Company's securities as well as the Company's         material information/facts/events that could affect
    business continuity that have not yet been disclosed to   the price of the Company’s securities or the
    the public.                                               Company’s business continuity that have not yet
                                                              been disclosed to the public.

6   Rencana pemegang saham utama terkait dengan               Sebelum menyampaikan tanggapan ini, kami telah
    kepemilikan sahamnya di Perseroan. Dalam hal ini,         mengkonfirmasi hal tersebut kepada pemegang
    Corporate Secretary menanyakan terlebih dahulu            saham pengendali kami, Mitsui Sumitomo
    kepada pemegang saham utama dalam menjawab                Insurance Co., Ltd, yang memiliki 80% saham LIFE.
    konfirmasi tersebut.
                                                              Saat ini, Mitsui Sumitomo Insurance Co., Ltd tidak
    The major shareholder's plans regarding their             memiliki rencana untuk membeli atau menjual
    shareholding in the Company. In this case, the            saham LIFE.
    Corporate Secretary must first inquire with the major
    shareholder before answering this confirmation.           Prior to submitting this response, we have
                                                              confirmed this matter with our controlling
                                                              shareholder, Mitsui Sumitomo Insurance Co., Ltd,
                                                              which owns 80% of LIFE shares.
                                                              At present, Mitsui Sumitomo Insurance Co., Ltd has
                                                              no plan to buy or sell LIFE shares.

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Demikian informasi ini kami sampaikan. Atas perhatiannya kami ucapkan terima kasih.
Thus, we conveyed. Thank you for your attention.

Hormat kami,
Sincerely,
PT MSIG Life Insurance Indonesia Tbk




Tomoyuki Monden
Deputy President Director


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Names mentioned 13 people and organisations named in the text · linked when the evidence is strong

linked — Mitsui Sumitomo p.3 ×4
linked person Tomoyuki Monden · Deputy President Director p.4 ×2
possible org PT Bursa Efek Indonesia p.1 ×4
possible org Otoritas Jasa Keuangan p.2 ×3
unresolved person Lidia M. Panjaitan Kadiv Penilaian p.1
unresolved org PT Bursa Efek Indonesia Indonesia Stock Exchange Building p.1
unresolved org Indonesia Stock Exchange p.1 ×2
unresolved org Life Insurance Indonesia Tbk p.1 ×3
unresolved org Financial Services Authority p.1 ×4
unresolved org PT MSIG Sharia Life Insurance Indonesia p.2 ×3
unresolved org PT MSIG Sharia Life Insurance Indonesia. Proses p.2
unresolved org Mitsui Sumitomo Insurance Co., Ltd p.3 ×3

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