Back to announcement
Publikasi Lap Keu Triwulanan Mar 2024 (EN).pdf
Financial statement Text extracted BTPNSource file signed link, expires in 15 minutes
Extracted text 1
Page 1
CONSOLIDATED FINANCIAL STATEMENTS
PT BANK BTPN Tbk and Subsidiaries
31 MARCH 2024, 2023 AND 31 DECEMBER 2023
(In Million Rupiah)
STATEMENTS OF FINANCIAL POSITION STATEMENTS OF PROFIT LOSS AND OTHER COMPREHENSIVE INCOME EARNING ASSETS QUALITY AND OTHER INFORMATION
As of 31 March 2024 and 31 December 2023 For the periods ended on 31 March 2024 and 2022 As of 31 March 2024 and 2023
( In m illion R u p iah ) ( In m illion Ru p iah , u n less earn in g p er sh are) ( In m illion R u p iah )
INDIVIDUAL CONSOLIDATED INDIVIDUAL CONSOLIDATED INDIVIDUAL
31 Mar 2024 31 Mar 2023
No. ACCOUNTS 31 Mar 2024 31 Dec 2023 31 Mar 2024 31 Dec 2023 No. ACCOUNTS No. ACCOUNTS
31 Mar 2024 31 Mar 2023 31 Mar 2024 31 Mar 2023 Unaudited Unaudited
Unaudited Audited Unaudited Audited
Unaudited Unaudited Unaudited Unaudited Current Special Substandard Doubtful Loss Total Current Special Substandard Doubtful Loss Total
AS S E T I. R E L A T E D P A R T IE S
O P E RAT ING INCO M E AND E X P E NS E S
1. Cash 994,610 931,530 1,596,005 1,428,683 1. Placements with other banks 452,549 - - - - 452,549 536,099 - - - - 536,099
2. Placements with Bank Indonesia 19,410,065 17,236,809 20,064,349 18,000,252 A. In terest In com e an d E xp en ses a. Rupiah - - - - - - - - - - - -
3. Placements with other banks 1,622,914 958,732 2,515,128 1,200,387 1. Interest Income 3,466,867 3,227,136 4,839,471 4,610,757 b. Foreign currencies 452,549 - - - - 452,549 536,099 - - - - 536,099
2. Spot and derivative receivables 546,999 - - - - 546,999 557,196 - - - - 557,196
4. Spot and derivative / forward receivables 1,483,600 1,133,149 1,739,071 1,133,149 2. Interest Expenses (1,693,976) (1,561,421) (1,819,891) (1,671,797)
a. Rupiah - - - - - - - - - - - 0
5. Securities 10,195,849 8,547,321 18,818,878 17,038,501 Net In terest In com e 1,772,891 1,665,715 3,019,580 2,938,960 b. Foreign currencies 546,999 - - - - 546,999 557,196 - - - - 557,196
6. Securities sold under repurchase agreements (repo) - - - - B. O th er O p eratin g In com e an d E xp en ses 3. Securities - - - - - - - - - - - -
7. Claims from securities purchased under resale a. Rupiah - - - - - - - - - - - -
- - - - Gain (Loss) from increase (decrease) in fair value of financial
agreements (reverse repo) 1. 37,740 26,287 37,740 26,288
assets b. Foreign currencies - - - - - - - - - - - -
8. Acceptance receivables 3,701,078 3,289,757 3,701,078 3,289,757 Gain (Loss) from increase (decrease) in fair value of financial 4. Securities sold under repurchase
2. - - - - - - - - - - - - - - - -
9. Loans 151,698,967 145,173,436 175,685,947 145,173,436 liabilities agreements (Repo)
10. Sharia financing/receivables - - 10,876,358 11,387,861 3. Gain (Loss) from sale of financial assets 7,751 15,394 7,751 15,393 a. Rupiah - - - - - - - - - - - -
11. Equity Investments 7,859,227 1,308,484 104,968 102,586 Gain (Loss) from spot and derivative / forward transactions b. Foreign currencies - - - - - - - - - - - -
4. (73,559) 226,790 (73,559) 226,789
12. Other financial asset 969,517 1,121,451 1,215,731 1,361,853 (realised) 5. Claims on securities purchased
5. Gain (Loss) from investment under equity method - - - - under resale agreements
13. Impairment on financial assets -/- (3,086,993) (3,413,725) (5,872,773) (4,627,641)
(Reverse Repo) - - - - - - - - - - - -
a. Securities (629) (799) (1,041) (799) 6. Gain (Loss) from foreign exchange translation 139,608 (79,353) 142,003 (79,353)
a. Rupiah - - - - - - - - - - - -
b. Loans and Sharia financing (3,060,962) (3,404,131) (5,846,330) (4,618,047) 7. Dividend revenue 378,290 - - -
b. Foreign currencies - - - - - - - - - - - -
c. Others (25,402) (8,795) (25,402) (8,795) 8. Commissions/provisions/fees and administration 246,990 176,496 247,341 176,848 6. Acceptance receivables - - - - - - - - - - - -
14. Intangible assets 3,148,462 3,096,432 6,171,589 3,541,155 9. Other income 74,572 92,420 92,849 121,688 7. Loans
Accumulated amortization of intangible assets -/- (2,337,750) (2,278,908) (3,111,906) (2,451,771) a. Micro, Small and Medium
10. Impairment losses on financial assets (246,367) (159,698) (630,660) (416,338) - - - - - - - - - - - -
15. Fixed assets and equipment 3,957,555 3,958,107 5,928,341 5,040,250 Enterprises (UMKM)
11. Losses related to operational risks (925) (359) (3,118) (2,681)
Accumulated depreciation on fixed assets and i. Rupiah - - - - - - - - - - - -
(2,290,379) (2,286,537) (3,506,625) (2,992,438) 12. Personnel expenses (636,193) (589,780) (998,233) (920,591)
equipment -/- ii. Foreign currencies - - - - - - - - - - - -
16. Non-productive assets 54,190 79,120 159,573 79,120 13. Promotion expenses (47,218) (52,258) (49,683) (54,397) b. Non-Micro, Small and Medium
Enterprises (Non-UMKM) 4,354,343 2 - - - 4,354,345 3,167,423 - - - - 3,167,423
a. Abandoned properties - 21,099 - 21,099 14. Other expenses (818,961) (671,469) (1,001,046) (836,816)
b. Foreclosed assets 54,190 58,021 159,573 58,021 i. Rupiah 82,885 2 - - - 82,887 1,018,308 - - - - 1,018,308
Net O th er O p eratin g ( E xp en ses) In com e ( 938,272) ( 1,015,530) ( 2,228,615) ( 1,743,170)
c. Suspense accounts - - - - ii. Foreign currencies 4,271,458 - - - - 4,271,458 2,149,115 - - - - 2,149,115
NE T O P E RAT ING INCO M E ( E X P E NS E S ) 834,619 650,185 790,965 1,195,790 c. Restructured loans - - - - - - - - - - - -
d. Interbranch assets - - - -
i. Rupiah - - - - - - - - - - - -
17. Other assets 2,900,752 2,386,178 3,756,405 2,743,252 NO N- O P E RAT ING INCO M E AND E X P E NS E S ii. Foreign currencies - - - - - - - - - - - -
T O T AL AS S E T 200,281,664 181,241,336 239,842,117 201,448,392 8. Equity Investment 7,859,205 - - - - 7,859,205 1,308,462 - - - - 1,308,462
1. Gain (Loss) from sale of fixed assets and equipments 15 245 1,644 1,079
L IA B IL IT IE S A N D E Q U IT Y 9. Other receivables 5,030 - - - - 5,030 58,809 - - - - 58,809
2. Other non-operating income (expenses) 4,042 797 4,243 (2,470)
L IA B IL IT IE S 10. Commitment and contingencies 8,131,651 117 - - - 8,131,768 1,617,173 - - - - 1,617,173
NE T NO N O P E RAT ING INCO M E ( E X P E NS E S ) 4,057 1,042 5,887 ( 1,391) a. Rupiah 103,817 117 - - - 103,934 70,725 - - - - 70,725
1. Demand deposits 31,205,583 26,604,674 31,221,956 26,628,683 P RO F IT ( L O S S ) F O R T HE CURRE NT P E RIO D BE F O RE
838,676 651,227 796,852 1,194,399 b. Foreign currencies 8,027,834 - - - - 8,027,834 1,546,448 - - - - 1,546,448
2. Saving deposits 15,154,311 14,470,875 18,046,360 17,558,817 T AX II. N O N - R E L A T E D P A R T IE S
3. T ime deposits 62,542,600 54,980,210 71,002,917 64,011,076 Income T ax: (101,365) (143,338) (173,805) (261,789)
1. Placements with other banks 1,170,365 - - - - 1,170,365 912,891 - - - - 912,891
4. Electronic money - - - - a. Estimated current period tax (8,273) (94,931) (51,326) (199,459) a. Rupiah 995,529 - - - - 995,529 86,376 - - - - 86,376
5. Liabilities to Bank Indonesia - - - - b. Deferred tax income (expenses) (93,092) (48,407) (122,479) (62,330) b. Foreign currencies 174,836 - - - - 174,836 826,515 - - - - 826,515
6. Liabilities to other banks 1,238,708 10,818,444 1,233,969 10,814,638
NE T P RO F IT ( L O S S ) F O R T HE CURRE NT P E RIO D 737,311 507,889 623,047 932,610 2. Spot and derivative receivables 936,347 254 - - - 936,601 769,203 1,930 - - - 771,133
7. Spot and derivative / forward liabilities 1,382,087 1,072,104 1,553,019 1,072,104
8. Securities sold under repurchase agreements (repo) - - - - M INO RIT Y INT E RE S T P RO F IT ( L O S S ) 79,196 127,416 a. Rupiah 921,582 216 - - - 921,798 509,439 - - - - 509,439
b. Foreign currencies 14,765 38 - - - 14,803 259,764 1,930 - - - 261,694
9. Acceptance liabilities 3,078,436 2,323,633 3,078,436 2,323,633 O T HE R CO M P RE HE NS IV E INCO M E
3. Securities 10,195,849 - - - - 10,195,849 11,435,015 - - - - 11,435,015
10. Securities issued 200,684 200,569 1,179,336 200,569
1. Item s th at are n ot b ein g reclassif ied to P rof it L oss - - - - a. Rupiah 9,258,482 - - - - 9,258,482 10,276,875 - - - - 10,276,875
11. Borrowings 41,405,400 34,283,897 55,188,511 34,283,897 b. Foreign currencies 937,367 - - - - 937,367 1,158,140 - - - - 1,158,140
12. Margin deposits - - - - a. Gain from fixed assets revaluation - - - -
4. Securities sold under repurchase
13. Interbranch liabilities - - - - b. Gain (Loss) from remeasurement benefecial pension program - - - - agreements (Repo) - - - - - - - - - - - -
14. Other liabilities 3,349,198 2,756,110 5,184,331 3,271,871 c. Others - - - - a. Rupiah - - - - - - - - - - - -
15. Minority Interest 6,685,554 2,616,678 2. Item s th at are b ein g reclassif ied to P rof it L oss 22,209 ( 120,548) 21,843 ( 81,667) b. Foreign currencies - - - - - - - - - - - -
T O T A L L IA B IL IT Y 159,557,007 147,510,516 194,374,389 162,781,966 5. Claims on securities purchased
a. Gain (Loss) from adjustment in foreign exchange translation - - - -
under resale agreements - - - - - - - - - - - -
E Q U IT Y b. Gain (Loss) from changes in the fair value of financial asset on (Reverse Repo)
16. Issued and fully paid-in capital 212,919 161,136 212,919 161,136 liability instrument which measured by fair value from other
a. Rupiah - - - - - - - - - - - -
a. Authorized capital 300,000 300,000 300,000 300,000 comprehensive income 22,209 (120,548) 21,843 (81,667) b. Foreign currencies - - - - - - - - - - - -
b. Unpaid capital -/- (87,081) (137,018) (87,081) (137,018) c. Others - - - - 6. Acceptance receivables 3,701,078 - - - - 3,701,078 2,963,771 - - - - 2,963,771
c. T reasury stock -/- - (1,846) - (1,846) O T HE R CO M P RE HE NS IV E INCO M E F O R T HE 7. Loans
22,209 ( 120,548) 21,843 ( 81,667) a. Micro, Small and Medium
17. Additional paid-in capital 17,829,868 11,175,667 17,801,305 11,145,923 CURRE NT P E RIO D - AF T E R O F T AX
Enterprises (UMKM) 7,431,261 291,010 21,837 30,433 343,385 8,117,926 6,059,455 107,904 31,155 32,604 318,059 6,549,177
a. Agio 17,569,067 10,914,866 17,564,771 10,909,389
T O T AL CURRE NT CO M P RE HE NS IV E P RO F IT i. Rupiah 7,431,261 291,010 21,837 30,433 343,385 8,117,926 6,059,455 107,904 31,155 32,604 318,059 6,549,177
b. Disagio -/- - - - - 759,520 387,341 644,890 850,943
(LOSS) ii. Foreign currencies - - - - - - - - - - - -
c. Fund for paid up capital - - - - b. Non-Micro, Small and Medium
d. Others 260,801 260,801 236,534 236,534 Net in com e of th e cu rren t p eriod attrib u tab le to: Enterprises (Non-UMKM)
131,437,803 6,430,554 149,584 107,669 1,101,086 139,226,696 122,403,008 4,636,050 162,760 318,359 838,635 128,358,812
18. Other comprehensive income 863,316 860,288 889,225 886,452 i. Rupiah 85,372,571 5,334,245 62,382 107,669 1,101,086 91,977,953 84,339,967 1,998,819 50,301 318,359 838,635 87,546,081
- Owners of T he Parent 737,311 507,889 543,851 805,194
a. Profit 956,390 953,361 989,692 979,525 ii. Foreign currencies 46,065,232 1,096,309 87,202 - - 47,248,743 38,063,041 2,637,231 112,459 - - 40,812,731
- Non Controlling Interest 79,196 127,416
b. Loss -/- (93,074) (93,073) (100,467) (93,073) c. Restructured loans 822,571 3,831,452 293 2,713 1,078,177 5,735,206 4,998,953 360,464 32,196 245,884 975,175 6,612,672
NET PROFIT (LOSS) FOR T HE CURRENT PERIOD 737,311 507,889 623,047 932,610
19. Reserves 42,953 32,596 42,953 32,596 i. Rupiah 822,571 3,831,452 293 2,713 1,078,177 5,735,206 4,114,491 360,464 32,196 245,884 975,175 5,728,210
a. General reserves 42,953 32,596 42,953 32,596 T otal cu rren t com p reh en sive P rof it ( L oss) attrib u tab le ii. Foreign currencies - - - - - - 884,462 - - - - 884,462
to : 8. Equity Investment 22 - - - - 22 22 - - - - 22
b. Appropriate reserves - - - -
20. Profit/loss 21,775,601 21,501,133 26,521,326 26,440,319 - Owners of T he Parent 759,520 387,341 565,804 723,539 9. Other receivables - - - - - - 19,923 - - - - 19,923
- Non Controlling Interest 79,086 127,404 10. Commitment and contingencies 116,806,017 1,102,866 - - - 117,908,883 108,671,560 1,945,259 - 50,000 - 110,666,819
a. Previous years 21,509,957 20,019,562 26,449,142 24,701,125
a. Rupiah 57,450,876 659,840 - - - 58,110,716 57,583,513 379,282 - 50,000 - 58,012,795
b. Current year 737,311 2,100,711 543,851 2,358,334 T OT AL CURRENT COMPREHENSIVE PROFIT (LOSS) 759,520 387,341 644,890 850,943 b. Foreign currencies 59,355,141 443,026 - - - 59,798,167 51,088,047 1,565,977 - - - 52,654,024
c. Payable dividend -/- (471,667) (619,140) (471,667) (619,140)
P RO F IT ( L O S S ) T RANS F E RRE D T O HE AD O F F ICE - - - - III. O T H E R IN F O R M A T IO N
T O T A L E Q U IT Y A T T R IB U T A B L E T O T H E 1. Value of Bank's assets pledged
DIV IDE N D 471,667 - 471,667 -
40,724,657 33,730,820 45,467,728 38,666,426 as collateral:
O W NE RS O F P ARE NT S
E ARNING P E R S HARE ( F u ll am ou n t)
a. T o Bank Indonesia - -
T O T A L E Q U IT Y 40,724,657 33,730,820 45,467,728 38,666,426 - Basic 88 63 65 100
b. T o other parties - -
T O T A L L IA B IL IT Y A N D E Q U IT Y 200,281,664 181,241,336 239,842,117 201,448,392 - Diluted 88 63 65 100 2. Foreclosed assets 54,190 84,876
ALLOWANCE FOR IMPAIRMENT LOSSES CAPITAL ADEQUACY RATIO
As of 31 March 2024 and 2023
As of 31 March 2024 and 2023 ( In m illion R u p iah )
( I n m i l l i on R u p i ah ) 31 Mar 2024 31 Mar 2023
INDIVIDUAL ACCOUNTS Unaudited Unaudited
31 March 2024 31 March 2023 INDIVIDUAL CONSOLIDATED INDIVIDUAL CONSOLIDATED
I. C ore C ap ital ( T ier 1) 31,170,201 41,451,022 29,676,064 35,868,931
No. ACCOUNTS Unaudited Unaudited
1. C om m on E q u ity T ier 1 ( C E T 1) 31,170,201 41,451,022 29,676,064 35,868,931
Allowance for Impairment Required Provision Allowance for Impairment Required Provision 1.1 P aid in cap ital ( less T reasu ry stock) 212,919 212,919 161,133 161,133
Stage 1 Stage 2 Stage 3 General Specific Stage 1 Stage 2 Stage 3 General Specific 1.2 D isclosed reserves 39,946,905 45,087,259 32,017,961 37,320,680
1.2.1 Additional Factor 40,344,010 45,088,952 32,346,476 37,323,535
1. Placements with other banks 412 - - 16,229 - 229 - - 14,490 - 1.2.1.1 Other comprehensive income 956,390 959,903 870,786 874,453
2. Spot and derivative receivables - - - 14,833 13 - - - 13,226 97 1.2.1.1.1 Excess differences arising from translation of financial statement - - - -
3. Securities 542 87 - 10,748 - 949 109 - 13,195 - 1.2.1.1.2 Potential gain of the increase in the fair value of financial assets available for sale 25,014 24,858 - -
1.2.1.1.3 Fixed asset revaluation 931,376 935,045 870,786 874,453
4. Securities sold under repurchase - - - - - - - - - - 1.2.1.2 Other disclosed reserves 39,387,620 44,129,049 31,475,690 36,449,082
agreements (Repo) 1.2.1.2.1 Agio 17,569,067 17,564,771 10,914,396 10,908,919
5. Claims on securities purchased under 1.2.1.2.2 General reserves 42,953 42,953 32,596 32,596
- - - - - - - - - - 1.2.1.2.3 Previous years profit 21,038,289 25,977,475 20,020,809 24,702,373
resale agreements (Reverse Repo)
1.2.1.2.4 Current year profit 737,311 543,850 507,889 805,194
6. Acceptance receivables 2,337 22,642 - 23,702 - 2,601 8,579 - 29,427 - 1.2.1.2.5 Capital paid in advance - - - -
7. Loans and f inancing 664,363 204,732 2,191,867 1,428,667 1,866,352 691,425 240,901 1,822,526 1,312,572 1,598,460 1.2.1.2.6 Others - - - -
1.2.2 Deduction Factor (397,105) (1,693) (328,515) (2,855)
8. Equity Investments - - - 78,592 - - - - 13,085 -
1.2.2.1 Other comprehensive income - - (2,744) (2,661)
9. Other receivables 11 - - 528 - - - - 787 - 1.2.2.1.1 Excess differences less from translation of financial statement - - - -
10. Commitment and contingencies 35,853 28,293 - 51,940 54,947 30,262 10,726 49,496 65,870 122,171 1.2.2.1.2 Potential losses from the decrease in the fair value of financial assets available for sale - - (2,744) (2,661)
1.2.2.2 Other disclosed reserve (397,105) (1,693) (325,771) (194)
FINANCIAL RATIOS STATEMENTS OF CONSOLIDATED CASH FLOWS 1.2.2.2.1 Disagio
1.2.2.2.2 Previous years loss
-
-
-
-
-
-
-
-
As of 31 March 2024 dan 2023
For the periods ended on 31 March 2024 and 2023 1.2.2.2.3 Current year loss - - - -
31 Mar 2024 31 Mar 2023 1.2.2.2.4 Differences between required provision and allowance for impairment losses of earning assets (395,412) - (325,577) -
RATIOS (%) ( In m illion Ru p iah )
Unaudited Unaudited 1.2.2.2.5 Negative differences on adjustment of fair value on financial instrument in the T rading Book - - - -
P e rf orm a n c e R a ti os
31 Mar 2024 31 Mar 2023 1.2.2.2.6 Required provision on non-productive assets (1,693) (1,693) (194) (194)
1. Cap ital Ad eq u acy Ratio (CAR) 26.25% 26.43% ACCOUNTS 1.2.2.2.7 Others - - - -
2. Non -p erf ormin g earn in g assets an d n on -earn in g assets to total Unaudited Unaudited 1.3 N on - C on trollin g In terests th at can b e calcu lated - - - -
earn in g assets an d n on -earn in g assets 1.4 D ed u ction f actor to com m on eq u ity tier 1 ( C E T 1) ( 8,989,623) ( 3,849,156) ( 2,503,030) ( 1,612,882)
0.57% 0.62% CAS H F L O W S F RO M O P E RAT ING ACT IV IT IE S 1.4.1 Deferred tax calculation (342,204) (707,027) (334,589) (481,952)
3. Non -p erf ormin g earn in g assets to total earn in g assets 0.57% 0.62% Receipt from interest 3,633,936 3,291,165 1.4.2 Goodwill - (1,217,527) - (61,116)
4. Allowan ce f or imp airmen t losses on f in an cial assets to earn in g 1.69% 1.63% 1.4.3 Other intangible assets (810,714) (1,842,156) (882,480) (1,069,814)
assets Receipt from sharia income 1,421,820 1,390,568 1.4.4 Investment that can be calculated as deduction factor (7,836,705) (82,446) (1,285,961) -
5. NPL g ross 1.17% 1.24% Payments of interest expense (988,040) (1,511,684) 1.4.5 Shortage of capital on insurance subsidiary company - - - -
6. NPL n et 0.39% 0.45% 1.4.6 Securitization exposures - - - -
Payments of sharia expenses (127,497) (110,340)
7. Retu rn on Asset (ROA) 1.78% 1.43% 1.4.7 Other deduction factor to common equity tier 1 - - - -
8. Retu rn on Eq u ity (ROE) 9.49% 6.88% Receipt from other operating income 481,855 369,919 1.4.7.1 Placement of funds in instruments AT 1 and / or T ier 2 other banks - - - -
9. Net In terest Marg in (NIM) 4.11% 3.92% Recovery from written-off loans 46,426 83,461 1.4.7.2 Cross-ownership in another entity acquired by the transition because of the law, grants, or grants will - - - -
10. Op eratin g Exp en ses to Op eratin g Reven u es 80.82% 82.73% 1.4.7.3 Exposure that causing Credit Risk due to settlement risk - Non Delivery Versus Payment - - - -
11. Cost to In come Ratio (CIR) 59.33% 63.24%
Payments of personnel expenses (1,340,708) (1,077,938) 1.4.7.4 Exposure in child company which held sharia principle - - - -
12. L oan to Dep osit Ratio (L DR) 137.25% 132.68% Payments of other operating expenses (209,086) (879,242) 2 A d d ition al T ier 1 ( A T 1) - - - -
C om p l i a n c e R a ti os 2.1 T h e in stru m en t m eets th e req u irem en ts of A T 1 - - - -
Other payments (19,859) (18,167) 2.2 A g io / D isag io - - - -
1. a. Percen tag e Violation of L eg al L en d in g L imit
i. Related p arties 0.00% 0.00% Payments of corporate income tax (76,147) (211,003) 2.3 D ed u ction F actors : In vestm en t in A T 1 an d /or T ier 2 in stru m en ts with oth er B an k - - - -
ii. Non -related p arties 0.00% 0.00% 2.3.1 Placement of funds in instruments AT 1 and/or T ier 2 other banks - - - -
Cash f lows b ef ore ch an g es in op eratin g assets, op eratin g 2.3.2 Cross-ownership in another entity acquired by the transition because of the law, grants, or grants will - - - -
b . Percen tag e L en d in g in Excess of th e L eg al L en d in g L imit 2,822,700 1,326,739
i. Related p arties 0.00% 0.00%
liab ilities an d tem p orary syirkah f u n d s II. S u p p lem en tary C ap ital ( T ier 2) 4,440,771 4,751,821 4,458,577 4,555,857
1 Capital instrument in form of shares or others which are qualified T ier 2 requirements 2,906,750 2,906,750 2,998,900 2,998,900
ii. Non -related p arties 0.00% 0.00% Ch an g es in op eratin g assets, op eratin g liab ilities, an d 1.1 Preferred Stock (perpetual cumulative, non perpetual), after buy back deduction - - - -
2. Statu tory Reserves Req u iremen ts
a. Ru p iah 7.77% 7.80%
tem p orary syirkah f u n d s: 1.2 Subordinated bonds (perpetual cumulative, non perpetual), after buy back deduction - - - -
1.3 Subordinated loan (perpetual cumulative, non perpetual), after buy back deduction 3,171,000 3,171,000 2,998,900 2,998,900
- Daily 0.00% 0.00% ( In crease) d ecrease in op eratin g assets: 1.4 Mandatory convertible bond - - - -
- Averag e 7.77% 7.80%
b . Foreig n Cu rren cies 4.02% 4.03% Derivative receivables (274,716) 418,495 1.5 T ier 2 published by bank and non bank which acquired by other party (consolidated) - - - -
1.6 Amortization based on remaining maturity 264,250 264,250 - -
3. Net Op en Posisition 0.44% 0.26% Acceptance receivables (411,321) 106,083 2 Agio/Disagio - - - -
Loans (3,283,900) (3,678,991) 3 General required provision of earning assets (maximum 1.25% of RW A) 1,534,021 1,845,071 1,459,677 1,556,957
SPOT AND DERIVATIVE / FORWARD TRANSACTIONS 4 Deduction factor to supplementary capital - - - -
As of 31 March 2024 Sharia financing/receivables 3,315 (595,664)
4.1 Sinking Fund - - - -
( In m illion Ru p iah ) In crease ( d ecrease) in op eratin g liab ilities: 4.2 Placement of funds in instruments AT 1 and / or T ier 2 other banks - - - -
INDIVIDUAL 4.3 Cross-ownership in another entity acquired by the transition because of the law, grants, or grants will - - - -
Obligations due immediately 45,203 45,053
Derivative Receivables T O T A L C A P IT A L 35,610,972 46,202,843 34,134,641 40,424,788
No. TRANSACTION Notional Objective Deposits from customers 12,409,756 806,259 31 Mar 2024 31 Mar 2023 31 Mar 2024 31 Mar 2023
and Payables
Amount Deposits from other banks (9,580,669) 35,729 Unaudited Unaudited DESCRIPTION Unaudited Unaudited
Trading Hedging Receivables Payables INDIVIDUAL CONSOLIDATED INDIVIDUAL CONSOLIDATED INDIVIDUAL CONSOLIDATED INDIVIDUAL CONSOLIDATED
A. Derivative payables 234,394 (405,809)
Related to R IS K W E IG H T E D A S S E T ( R W A ) C A R R A T IO
30,536,986 1,988,038 28,548,948 220,468 197,422 Acceptance payables 754,803 167,867
E xch an g e Rate R W A C R E D IT R IS K 122,630,441 152,663,974 116,771,149 125,343,188 C E T 1 R atio ( % ) 22.98% 24.98% 22.97% 25.99%
1 Spot 2,222,372 1,988,038 234,334 1,113 1,253 In crease in tem p orary syirkah f u n d s (337,099) 699,588 R W A M A R K E T R IS K 2,538,098 2,538,098 2,178,361 2,178,361 T ier 1 R atio ( % ) 22.98% 24.98% 22.97% 25.99%
R W A O P E R A T IO N A L R IS K 10,491,515 10,729,480 10,225,433 10,500,842 T ier 2 R atio( % ) 3.27% 2.86% 3.45% 3.30%
2 Forward 3,653,969 - 3,653,969 43,758 20,483
T O T AL RW A 135,660,054 165,931,552 129,174,943 138,022,391 C A R R atio ( % ) 26.25% 27.84% 26.43% 29.29%
3 Option - - - - - Net cash f lows ( u sed in ) p rovid ed f rom op eratin g activities 2,382,466 ( 1,074,651) C A R R A T IO B A S E D O N R IS K P R O F IL E ( % ) 9.21% 9.19% 9.23% 9.23% C E T 1 f or B U F F E R ( % ) 16.98% 18.65% 16.97% 19.99%
a. Put - - - - - C A R A L L O C A T IO N B A S E D O N R IS K P R O F IL E B U F F E R P E R C E N T A G E S H O U L D B E F U L F IL L E D B Y B A N K ( % )
b. Call - - - - - CAS H F L O W S F RO M INV E S T ING ACT IV IT IE S F rom C E T 1 ( % ) 6.00% 6.33% 6.00% 6.00% C ap ital C on servation B u f f er ( % ) 2.50% 2.50% 2.50% 2.50%
4 Future - - - - - Purchase of securities (8,813,116) (3,304,006) F rom A T 1 ( % ) 0.00% 0.00% 0.00% 0.00% C ou n tercyclical B u f f er ( % ) 0.00% 0.00% 0.00% 0.00%
F rom T ier 2 ( % ) 3.21% 2.86% 3.23% 3.23% C ap ital S u rch arg e F or S ystem ic B an k 1.00% 1.00% 1.00% 1.00%
5 Swap 24,660,645 - 24,660,645 175,597 175,686 Proceeds from sale of securities 5,139,868 3,895,615 (%)
6 Others - - - - -
Purchases of fixed assets (33,623) (56,232)
B. Related to
S HAREHOLDERS
1
In terest Rate
Forward
12,297,548
-
-
-
12,297,548
-
508,210
-
497,547
-
Acquisition of right-of-use asset
Acquisition of intangible assets
(3,063)
(75,855)
(1,423)
(147,094)
MANAGEMENT As of 3 1 Ma rc h 2 0 2 4
2 Option
a. Put
-
-
-
-
-
-
-
-
-
-
Proceeds from sale of fixed assets
Acquisition of subsidiaries, net of cash obtained
29,314
(5,519,887)
3,007
-
As of 31 March 2024
b. Call - - - - - Ultima te S ha re holde r:
3 Future - - - - - Net cash f lows p rovid ed f rom ( u sed in ) in vestin g activities ( 9,276,362) 389,867
4
5
Swap
Others
12,297,548
-
-
-
12,297,548
-
508,210
-
497,547
- CAS H F L O W S F RO M F INANCING ACT IV IT IE S
BOARD OF COMMISSIONERS Ultimate Shareholder : Sumitomo Mitsui Financial Group
C. O th ers 29,461,200 - 29,461,200 754,922 687,118 Proceeds from borrowings 2,628,567 6,760,579
through Sumitomo Mitsui Banking Corporation : 91.05%
T O T AL 72,295,734 1,988,038 70,307,696 1,483,600 1,382,087 Installment payments and settlement of borrowings (170,787) (14,086,064) - President Commissioner : Chow Ying Hoong
Proceed from Right Issue 6,705,984 - Non- c ontrolling sha re holde r through c a pita l ma rke t ( ≥ 5 %) :
STATEMENTS OF COMMITMENT AND CONTIGENCIES Sales of treasury shares to public 1,218 1,635 - Commissioner : Takeshi Kimoto None
As of 31 March 2024 and 2023 Payment of lease liabilities principals (26,971) (42,849)
(In million Rupiah)
Net cash f lows p rovid ed f rom f in an cin g activities 9,138,011 ( 7,366,699) - Independent Commissioner : Ninik Herlani Masli Ridhwan Non- c ontrolling sha re holde r not through c a pita l ma rke t ( ≥ 5 %) :
INDIVIDUAL CONSOLIDATED
No. ACCOUNTS 31 Mar 2024 31 Dec 2023 31 Mar 2024 31 Dec 2023 NE T INCRE AS E IN CAS H AND CAS H E Q UIV AL E NT S 2,244,115 ( 8,051,483) - Independent Commissioner : Onny Widjanarko None
Unaudited Audited Unaudited Audited
I. CO M M IT M E NT RE CE IV ABLE S 79,278,909 80,982,245 121,638,603 80,982,245 E F F E CT O F E X CHANG E RAT E CHANG E S O N CAS H AND
CAS H E Q UIV AL E NT S
24,581 ( 73,851) - Independent Commissioner : Edmund Tondobala
1. Unused borrowing facilities 35,185,051 40,326,914 62,539,997 40,326,914
2. Outstanding spot and derivative /
44,093,858 40,655,331 59,098,606 40,655,331 CAS H AND CAS H E Q UIV AL E NT S AT T HE BE G INNING O F - Commissioner : Ongki Wanadjati Dana
forward purchased 23,472,990 39,377,338
Y E AR
3. Others - - - -
II. CO M M IT M E NT LIABILIT IE S 162,645,257 156,823,356 162,645,257 156,823,356 CAS H AND CAS H E Q UIV AL E NT S AT T HE E ND O F
25,741,686 31,252,004
1. Unused loans facilities 119,068,811 115,779,514 119,068,811 115,779,514 P E RIO D Jakarta, 30 April 2024
a. Committed 12,800,878 10,870,217 12,800,878 10,870,217
b. Uncommitted 106,267,933 104,909,297 106,267,933 104,909,297 Cash an d cash eq u ivalen ts con sist of : PT BANK BTPN Tbk
2. Outstanding irrevocable L/C 1,118,730 721,016 1,118,730 721,016 Cash 1,596,005 2,060,115 BOARD OF DIRECTORS
3. Outstanding spot and derivative / Current accounts with Bank Indonesia 9,517,195 9,440,564
42,457,716 40,322,826 42,457,716 40,322,826
forward sold
4. Others - - - -
Current accounts with other banks 1,200,557 1,451,752 - President Director : Henoch Munandar
Placement with Bank Indonesia and other banks 11,861,725 13,707,753
III. CO NT ING E NT RE CE IV ABLE S
1. Guarantees received
33,092,886
33,092,886
30,270,312
30,270,312
33,135,898
33,092,886
30,315,051
30,270,312
Securities 1,566,204 4,591,820 - Deputy President Director : Kaoru Furuya
25,741,686 31,252,004
2. Others
IV . CO NT ING E NT LIABILIT IE S
-
5,853,110
-
5,455,734
43,012
5,853,110
44,739
5,455,734
S UP P L E M E NT AL CAS H F L O W INF O RM AT IO N: - Deputy President Director : Darmadi Sutanto
1. Guarantees issued
2. Others
5,853,110
-
5,455,734
-
5,853,110
-
5,455,734
-
ACT IV IT IE S NO T AF F E CT ING CAS H F L O W
Purchases of fixed assets which are still payable (1,506) (478)
- Compliance Director : Dini Herdini
Catatan : - Director : Atsushi Hino
1. The above consolidated financial information are prepared based on the Consolidated Financial Statements of PT BANK BTPN Tbk and Subsidiary for the three months period ended on 31 March 2024 - Director : Keishi Kobata
and 2023 which were unaudited and for the year ended on 31 December 2023 which were audited.
- Director : Merisa Darwis
2 The consolidated financial information above is presented in order to meet:
a) Financial Services Authority Regulation No. 37/POJK.03/2019 dated 19 December 2019 regarding Transparency and Publication of Financial Statements for Banks; - Director : Hanna Tantani Henoch Munandar Hanna Tantani
b) Financial Services Authority Circular Letter No. 9/SEOJK.03/2020 dated 30 June 2020 regarding Transparency and Publication of Financial Statements for Conventional Commercial Banks;
President Director Director
c) Financial Services Authority Regulation No. 14/POJK.04/2022 dated 18 August 2022 regarding Submission of Periodic Reports Issuer or Public Company;
d) Financial Services Authority Regulation No. 75 /POJK.04/2017 dated 21 December 2017 regarding the Responsibility of the Board of Directors of the Financial Statements.
3 Main foreign exchange rates: 31 March 2024: 1 USD = Rp 15.855,00; 31 March 2023: 1 USD = Rp 14.994.50; 31 December 2023: 1 USD = Rp 15.397,00.
PT BANK BTPN Tbk is licensed and supervised by the Financial Services Authority (OJK), Bank Indonesia (BI) and member of the Indonesian Deposit Insurance Corporation (LPS) www.btpn.com
Names mentioned 20 people and organisations named in the text · linked when the evidence is strong
unresolved
org
Bank Indonesia
p.1 ×6
unresolved
org
Sumitomo Mitsui Banking Corporation
p.1
unresolved
org
Financial Services Authority
p.1 ×5
unresolved
org
Indonesian Deposit Insurance Corporation
p.1
Extraction attempts how the parser did, and what it refused
Nothing structured was extracted from this document — the attempts below say why.
No extraction attempted yet.