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Nomor Surat 087/COS/HO/04/26
Nama Perusahaan KDB Tifa Finance Tbk
Kode Emiten TIFA
Lampiran 2
Perihal Penyampaian Laporan Tahunan & Keberlanjutan dan ESG
Perseroan Menyampaikan Laporan Tahunan & Keberlanjutan dan ESG tahun 2025 dengan periode tahun buku dari
01 Januari 2025 sampai dengan 31 Desember 2025 dalam bahasa Indonesia dan Inggris
Apakah Perseroan akan/telah melakukan panggilan Rapat Umum Pemegang Saham Tahunan? (Ya)
Perseroan melakukan panggilan Rapat Umum Pemegang Saham Tahunan pada tanggal 20 Mei 2025
Informasi sebagaimana dimaksud di atas telah dimuat pada Situs Web Perseroan di alamat link www.kdbtifa.co.id
pada tanggal 05 Mei 2025
Apakah Perseroan tercatat di Bursa lain? (Tidak)
A. Kinerja Lingkungan (Environmental Performance)
Perseroan menyampaikan Keberlanjutan dan ESG Tahunan :
E-01 Laporan Emisi Gas Rumah Kaca (GRK)
Laporan Emisi GRK Konsolidasi? Tidak
Batasan Organisasi Ekuitas
Adakah anak perusahaan yang tidak diikutsertakan dalam
Tidak
laporan ini?
Name Total Emisi (tCO2e)
Kategori 1: Emisi GRK langsung dan pembuangan
Emisi langsung dari pembakaran stasioner 0
Emisi langsung dari pembakaran bergerak 49,33
Emisi langsung dari proses pengolahan 0
Emisi fugitive langsung 0
Emisi langsung dari Land Use, Land Use Change and
0
Forestry (LULUCF)
Total Emisi Langsung (Scope 1) 49,33
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Kategori 2: Emisi GRK tidak langsung dari energi yang diimpor/dibeli
Emisi tidak langsung dari konsumsi Listrik yang
67,06
diimpor/dibeli
Emisi tidak langsung dari konsumsi jaringan energi yang
0
diimpor/dibeli (diluar listrik)
Total Emisi Tidak Langsung (Scope 2) 67,06
Kategori 3: Emisi GRK tidak langsung dari transportasi
Transportasi dan distribusi hulu 0
Perjalanan dinas 0
Transportasi dari klien dan pengunjung 0
Transportasi dan distribusi hilir 0
Perjalanan Karyawan 0
Kategori 4: Emisi GRK tidak langsung dari produk yang digunakan oleh perusahaan
Kegiatan yang berhubungan dengan energi yang tidak
termasuk dalam emisi langsung dan emisi energi tidak 0
langsung
Pembelian Barang dan Jasa 0
Capital equipment/goods 0
Limbah yang dihasilkan dalam kegiatan operasional 0
Aset Sewaan hulu 0
Kategori 5: Emisi GRK tidak langsung yang terkait dengan penggunaan produk dari perusahaan
Investasi 0
Penggunaan produk yang dijual 0
Perawatan akhir masa pakai produk yang dijual 0
Waralaba hilir 0
Aset Sewaan Hilir 0
Pengolahan produk yang dijual 0
Page 3
Kategori 6: Emisi GRK tidak langsung dari sumber lainnya
Emisi atau pembuangan tidak langsung lainnya 0
Total Emisi Tidak Langsung (Scope 3) 0
Total Emisi GRK (Scope 1 and 2) 116,39
Total Emisi GRK (Scope 1, 2 and 3) 116,39
Offsets/Credits 0
Pembelian Renewable Energy Certificate (REC) (kWh) 0
Total emisi dari Scope 1 dan 2 per unit
E-02 Intensitas Emisi GRK 0,00066
pendapatan Perusahaan Tercatat
Jumlah total energi yang dikonsumsi secara
705.000.000.000
langsung (kWh or J)
Jumlah total energi yang dikonsumsi secara
E-03 Konsumsi Energi listrik 306.000.000.000
tidak langsung (kWh or J))
Total konsumsi energi (kWh or J) 1.011.000.000.000
E-04 Konsumsi Air Total konsumsi air (m3) 155
E-05 Limbah yang dihasilkan Total limbah yang dihasilkan (ton) 0,016
E-06 Komitmen Perusahaan untuk mencapai target Net Zero Emission
Apakah Perusahaan memiliki komitmen pencapaian target net zero? Ya
Tahun berapa Perusahaan menargetkan pencapaian Net Zero emission yang
2060
dipublikasi?
Mohon berikan deskripsi ringkas penjelasan dan tautan ke dokumentasi yang menjelaskan komitmen
pencapaian target Net zero emission Perusahaan.
Perseroan telah:
1. mengkampanyekan kebijakan efisiensi energi listrik dan BBM;
2. mendorong inisiatif paperless di tempat kerja yang wajib dipatuhi oleh seluruh karyawan;
3. melakukan aksi penanaman 1000 bibit pohon mangrove di kawasan Pulau Pari, Kepulauan Seribu;dan
4. menerapkan berbagai inisiatif efisiensi listrik dan BBM
E-07 Komitmen Perusahaan untuk mengurangi Emisi Gas Rumah Kaca (Emission Reduction)
Apakah Perusahaan memiliki komitmen mengurangi emisi? Ya
0%
Target pengurangan emisi GRK
0 (tCO2e)
Tahun target untuk penurunan emisi GRK? 2060
Apakah perusahaan memiliki manajemen yang mengawasi pengendalian iklim?
Tidak
Langkah-langkah yang sudah dilakukan dan penurunan emisi yang telah dicapai dibandingkan tahun
sebelumnya.
Page 4
Penjelasan:
Perseroan telah:
1. mengkampanyekan kebijakan efisiensi energi listrik dan BBM;
2. mendorong inisiatif paperless di tempat kerja yang wajib dipatuhi oleh seluruh karyawan;
3. melakukan aksi penanaman 1000 bibit pohon mangrove di kawasan Pulau Pari, Kepulauan Seribu;dan
4. menerapkan berbagai inisiatif efisiensi listrik dan BBM
B. Kinerja Sosial (Social Performance)
S-01 Kesetaraan Gender
Laki-Laki Perempuan
Level Jabatan
Jumlah pegawai Persentasi pegawai Jumlah pegawai Persentasi pegawai
Entry-level 16 30 % 23 49 %
Mid-level 15 28 % 15 32 %
Senior-level 17 31 % 7 15 %
Executive-level 6 11 % 2 4%
Total Pegawai 54 100 % 47 100 %
S-02 Jumlah level pegawai yang dimiliki oleh laki-laki dan perempuan berdasarkan kelompok umur
Level Jabatan
Rentang Usia Entry-level Mid-level Senior-level Executive-level Jumlah
(tahun) Pegawai
Laki-Laki Perempuan Laki-Laki Perempuan Laki-Laki Perempuan Laki-Laki Perempuan
18-25 1 4 0 0 0 0 0 0 5
25-35 6 12 8 11 4 1 0 0 42
35-45 4 5 7 4 11 2 0 0 33
45-55 4 2 0 0 2 3 4 0 15
>55 1 0 0 0 0 1 2 2 6
S-03 Tingkat Pergantian Pegawai
Jumlah Pegawai (dalam tahun Percentage Pegawai (dalam tahun
pelaporan) pelaporan)
Jumlah Pegawai
resign/Pemutusan Hubungan 23 Pegawai 22,77 %
Kerja
Jumlah Pegawai Baru/pengganti 27 Pegawai 26,73 %
S-04 Jumlah Pegawai Sementara
Jumlah Pegawai (dalam tahun Percentage Pegawai (dalam tahun
pelaporan) pelaporan)
Page 5
Jumlah Pegawai perusahaan
yang dipegang oleh kontraktor 5 Pegawai 5%
dan/atau konsultan
S-05 Pelatihan dan Pengembangan Pegawai
Rata-rata jam pelatihan per
Jumlah pegawai yang ikut serta Persentase jumlah pegawai yang
pegawai dalam tahun
dalam program pelatihan ikut serta dalam pelatihan (%)
Pelaporan
12,8 jam/pegawai 181 179,2 %
S-06 Jumlah Kecelakaan Kerja
Persentase kecelakaan kerja serius yang berakibat
Frekuensi kecelakaan kerja dari total pegawai
cedera serius dan fatal dari total pegawai (%)
0 0%
S-07 Jumlah Kejadian Pelanggaran Hak Asasi Manusia
Jumlah pelanggaran hak asasi manusia dalam tahun
0
Pelaporan
Kebijakan Perusahaan terkait Pekerja
S-08 Perusahaan memiliki kebijakan terkait pelecehan seksual dan/atau
Ya
non-diskriminasi?
Perseroan mengatur secara jelas dan tegas dalam kebijakan internal Perseroan, termasuk namun tidak
terbatas pada Kebijakan Ketenagakerjaan, Kode Etik, serta Peraturan Perusahaan, yang secara tegas
mengatur prinsip kesetaraan, non-diskriminasi, serta perlindungan terhadap hak-hak dasar karyawan.
S-09 Perusahaan memiliki kebijakan mengenai hak asasi manusia? Tidak
Perseroan mengatur secara jelas dan tegas dalam kebijakan internal Perseroan, termasuk namun tidak
terbatas pada Kebijakan Ketenagakerjaan, Kode Etik, serta Peraturan Perusahaan, yang secara tegas
mengatur prinsip kesetaraan, non-diskriminasi, serta perlindungan terhadap hak-hak dasar karyawan.
S-10 Perusahaan memiliki kebijakan mengenai pekerja anak dan/atau
Ya
pekerja paksa?
Perseroan menerapkan kebijakan perekrutan yang bertanggung jawab dengan menetapkan batas usia
minimum 18 (delapan belas) tahun bagi seluruh calon pekerja. Ketentuan ini diberlakukan secara
menyeluruh di seluruh unit operasional dan jaringan kantor Perseroan sebagai bentuk kepatuhan terhadap
peraturan perundang-undangan serta komitmen Perseroan dalam melindungi kesejahteraan dan masa
depan generasi muda.
S-11 Perusahaan memiliki kebijakan perusahaan mengenai kesehatan dan
keselamatan kerja serta lingkungan kerja yang aman dan layak diberikan Ya
kepada seluruh karyawan?
Perseroan memiliki kebijakan internal yang mengatur penerapan Kesehatan dan Keselamatan Kerja (K3)
serta penyediaan lingkungan kerja yang aman, sehat, dan layak bagi seluruh karyawan. Kebijakan tersebut
disusun dan diterapkan sebagai bentuk kepatuhan terhadap ketentuan peraturan perundang-undangan di
bidang ketenagakerjaan dan K3, sekaligus mencerminkan komitmen Perseroan dalam melindungi
keselamatan, kesehatan, dan kesejahteraan karyawan.
Corporate Social Responsibility (CSR)
Page 6
S-12 Perusahaan memiliki aktivitas CSR, investasi atau sumbangan
Ya
terhadap komunitas atau organisasi nirlaba terdaftar?
https://www.kdbtifa.co.id/id/blog/berita
C. Kinerja Tata Kelola (Governance Performance)
G-01 Keberagaman Manajemen dan Independensi (Board Diversity and Independence)
Tipe Manajemen
Jumlah Laki-laki Perempuan Pihak Independen
Perusahaan
Komisaris 0 3 0 2
Direksi 0 2 2 0
G-02 Total kehadiran direksi dan komisaris ke rapat dewan
Jumlah rapat dewan (di tahun Rata-rata persentase kehadiran
pelaporan) direksi/komisaris dalam rapat dewan
Jumlah kehadiran direksi ke rapat
14 100 %
dewan
Jumlah kehadiran komisaris ke
6 94 %
rapat dewan
Kebijakan mengenai manajemen lainnya
G-03 Perusahaan memiliki kebijakan mengenai pemisahan Chairman of
Tidak
The Board dan CEO?
-
G-04 Perusahaan memiliki kebijakan penilaian dewan direksi dan
Ya
komisaris
Penilaian dilakukan oleh Komite Nominasi dan Remunerasi dengan kriteria penilaian sebagai berikut:
a. Setiap tahun diwajibkan membuat KPI manajemen dan menjadi suatu kontrak manajemen;
b. KPI mencakup aspek keuangan, fokus pelanggan, tenaga kerja, kepemimpinan dan aspek lainnya yang
bersifat dinamis;
c. Dalam menghitung pencapaian KPI, Perseroan didasarkan kepada:
- Laporan Auditor;
- Pedoman penyusunan dan penilaian KPI;
- Perbandingan pencapaian program kerja yang telah direalisasikan dengan target yang ingin dicapai.
G-05 Perusahaan memiliki kebijakan pelatihan dewan direksi dan
Ya
komisaris
Selama tahun 2025, Presiden Komisaris mengikuti 2 pelatihan dan 2 Komisaris Independen masing-masing
mengikuti 1 pelatihan. Masing-masing anggota Direksi mengikuti 2 pelatihan.
G-06 Kriteria khusus yang digunakan untuk pemilihan dewan direksi dan
Tidak
komisaris
-
G-07 Perusahaan memiliki kebijakan mengenai kode etik dan/atau anti-
Ya
korupsi?
Page 7
Tahun 2025, Perseroan melakukan sosialisasi kode etik yang disampaikan melalui New Employee
Orientation Program kepada karyawan baru atau melalui komunikasi berkala. Pembaharuan kode etik
Perseroan terakhir berdasarkan Keputusan Sirkuler Direksi No 111/DIR/HO/09/21 tanggal 22 September
2021 yang telah disosialisasikan kepada seluruh jajaran personil Perseroan. Selain itu, selama tahun 2025,
sistem anti fraud yang dimiliki Perseroan telah berjalan secara efektif. Sistem anti fraud tersebut juga telah
diatur dalam suatu peraturan internal Perseroan berdasarkan Keputusan Sirkuler Direksi No.
014/DIR/HO/01/25 tanggal 24 Januari 2025 tentang Pengesahan Perubahan Anti-Fraud Regulation dan
Keputusan Sirkuler Direksi No. 015/DIR/HO/01/25 tanggal 24 Januari 2025 tentang Pengesahan Prosedur
Anti-Fraud dan dapat diakses pada website www.kdbtifa.co.id
G-08 Perusahaan memiliki kebijakan mengenai perlakuan adil terhadap
Ya
Pemegang Saham?
Perseroan telah memiliki Communication for Shareholders and Investors Regulation No. 181/DIR/HO/12/25
tanggal 09 Desember 2025
G-09 Perusahaan memiliki kebijakan mengenai kewajiban
Ya
direksi/komisaris untuk mencegah adanya konflik kepentingan?
Salah satu pokok dan isi Kode Etik Perseroan adalah menghindari konflik kepentingan, dimana setiap
karyawan diharuskan menghindari kondisi atau situasi yang menimbulkan konflik kepentingan.
Page 8
D. Lain-lain
Keselarasan Laporan Keberlanjutan/Tahunan dengan Metrik ESG
Halaman di Laporan
Kinerja Kode Nama Metrik
Keberlanjutan/Tahunan
E-01 Laporan Emisi Gas Rumah Kaca 297
E-02 Intensitas Emisi Gas Rumah Kaca 299
E-03 Konsumsi Energi Listrik 296
E-04 Konsumsi Air 299
Lingkungan
E-05 Limbah yang Dihasilkan 300
Komitmen Perusahaan untuk Mencapai
E-06 296
Target Net Zero Emission
Komitmen Perusahaan untuk
E-07 297
mengurangi Emisi Gas Rumah Kaca
S-01 Kesetaraan Gender 76
Pegawai Berdasarkan Gender dan
S-02 77
Kelompok Umur
S-03 Tingkat Pergantian Pegawai 280
S-04 Jumlah Pegawai Sementara 78
S-05 Pelatihan dan Pengembangan Pegawai 282
S-06 Jumlah Kecelakaan Kerja 281
Kejadian Pelanggaran Hak Asasi
S-07 278
Manusia
Sosial Kebijakan Pelecehan Seksual dan/atau
S-08 278
Non-diskriminasi
S-09 Kebijakan Mengenai Hak Asasi Manusia 278
Kebijakan Pekerja Anak dan/atau
S-10 278
Pekerja Paksa
Kebijakan Mengenai Kesehatan dan
Keselamatan Kerja serta Lingkungan
S-11 281
Kerja yang Aman dan Layak diberikan
Kepada Seluruh Karyawan
S-12 Pencegahan Konflik Kepentingan 285
Page 9
Keberagaman Manajemen dan
G-01 189
Independensi
Total Kehadiran Direksi dan Komisaris ke
G-02 133,146,149
Rapat Dewan
Kebijakan Pemisahan Chairman of the
G-03 -
Board dan CEO
Kebijakan Penilaian Dewan Direksi dan
G-04 136,153
Komisaris
Kebijakan Pelatihan Dewan Direksi dan
Tata-kelola G-05 134,151
Komisaris
G-06 Kriteria Khusus Pemilihan Dewan -
G-07 Kode Etik dan/atau Anti-Korupsi 233,246
Kebijakan Perlakuan Adil terhadap
G-08 -
Pemegang Saham
G-09 Pencegahan Konflik Kepentingan 271
Standar Internasional yang Diacu dan Verifikasi Pihak Ketiga
Keselarasan dengan kerangka pelaporan keberlanjutan
X Ya Tidak
GRI
TCFD
CDP
IFRS S1
IFRS S2
SASB
X Others, please specify
POJK 51/POJK.03/2017
Assurance dan validasi pihak ketiga
X Tidak
Demikian untuk diketahui.
Hormat Kami,
KDB Tifa Finance Tbk
Page 10
Dwi Indriyanie
Corporate Secretary
KDB Tifa Finance Tbk
Pacific Century Place 41st Floor, SCBD Lot 10, Jl. Jenderal Sudirman Kav. 52-53,
Telepon : (62-21) 5094 1140 , Fax : 0, www.kdbtifa.co.id
Nama Pengirim Dwi Indriyanie
Jabatan Corporate Secretary
Tanggal dan Waktu 30-04-2026 16:59
Lampiran 1. Surat Pengantar Penyampaian AR SR 2025 - OJK PM.pdf
2. KDB Tifa Finance_AR_SR 2025.pdf
Dokumen ini merupakan dokumen resmi KDB Tifa Finance Tbk yang tidak memerlukan tanda tangan karena
dihasilkan secara elektronik oleh sistem pelaporan elektronik. KDB Tifa Finance Tbk bertanggung jawab penuh atas
informasi yang tertera didalam dokumen ini.
Page 11
Go To Indonesian Page
Letter / Announcement No. 087/COS/HO/04/26
Issuer Name KDB Tifa Finance Tbk
Issuer Code TIFA
Attachment 2
Subject Submission of Annual And Sustainability Report
The Company hereby submit Annual And Sustainability Report Report 2025 for the period of 01 Januari 2025 to 31
Desember 2025 in Indonesia dan Inggris
Will the Company be/has summons for the Annual General Meeting of Shareholders? (Yes)
The Company made invitations to the Annual General Meeting of Shareholders on 20 Mei 2025
The information referred above has been published on the Company’s website www.kdbtifa.co.id at 05 Mei 2025
Is the Company listed on another Stock Exchange? (No)
A. Environmental Performance
The Company submits its Annual Sustainability and ESG Report:
E-01 Greenhouse Gas (GHG) Emission Report
Consolidated GHG Emission Report? No
Organizational Boundaries Ekuitas
Any subsidiaries that are not included in the report? No
Name Total emission (tCO2e)
Category 1: Direct GHG emissions and removals
Direct emissions from stationary combustion 0
Direct emissions from mobile combustion 49,33
Direct emissions from processes 0
Direct fugitive emissions 0
Direct emissions from Land Use, Land Use Change and
0
Forestry (LULUCF)
Total Direct Emissions (Scope 1) 49,33
Category 2: Indirect GHG emissions from imported energy
Page 12
Indirect emissions from imported/purchased electricity
67,06
consumption
Indirect emissions from imported/purchased network energy
0
consumption (excluding electricity)
Total Indirect Emissions (Scope 2) 67,06
Category 3: Indirect GHG emissions from transportation
Upstream transport and distribution 0
Business travels 0
Transportation of clients and visitors 0
Downstream transportation and distribution 0
Employee commuting 0
Category 4: Indirect GHG emissions from products used by Organization
Energy related activities not included in direct emissions and
0
energy indirect emissions
Purchased goods and services 0
Capital equipment/goods 0
Waste generated in operations 0
Upstream leased assets 0
Category 5: Indirect GHG Emissions associated with the use of products from the Organization
Investments 0
Use of sold products 0
End of life treatment of sold products 0
Downstream franchises 0
Downstream leased assets 0
Processing of sold products 0
Category 6: Indirect GHG emissions from other sources
Page 13
Other indirect emissions or removals 0
Total GHG Emissions (Scope 1 and 2) 0
Total GHG Emissions (Scope 1 and 2) 116,39
Total GHG Emissions (Scope 1, 2 and 3) 116,39
Offsets/Credits 0
REC Purchases (kWh) 0
Total scope 1 and 2 emissions produced per
E-02 GHG Emissions Intensity 0,00066
revenue of listed compant (tCO2e/Rp)
Total amount of energy directly consumed
705.000.000.000
(kWh or J)
Total amount of energy indirectly consumed
E-03 Electricity Consumption 306.000.000.000
(kWh or J)
Total energy consumption (kWh or J) 1.011.000.000.000
E-04 Water Consumption Total water consumed (m3) 155
E-05 Waste Generation Total waste generated (ton) 0,016
E-06 Company commitment to Net Zero Emission Target
Does the Company have a net zero emission target commitment? Yes
What year is the Company’s net zero emission published target? 2060
Please provide a brief description and a link to documentation explaining the Company’s commitment in
achieving net zero emission target.
The Company has:
1. campaigned for electricity and fuel efficiency;
2. promoted a mandatory paperless initiative in the workplace for all employees;
3. planted 1,000 mangrove saplings in the Pari Island area, Thousand Islands; and
4. implemented various electricity and fuel efficiency initiatives
E-07 Company Commitment to GHG Emission Reduction Target
Does the Company commit to reducing GHG emission? Ya
0%
What is the Company’s GHG emission reduction target?
0 (tCO2e)
Targeted year in achieving GHG reduction target? 2060
Does the Listed Company has measures on monitoring in enacting climate policy?
No
Page 14
Steps that have been taken and emission reductions that have been achieved compared to the previous year
The Company has:
1. campaigned for electricity and fuel efficiency;
2. promoted a mandatory paperless initiative in the workplace for all employees;
3. planted 1,000 mangrove saplings in the Pari Island area, Thousand Islands; and
4. implemented various electricity and fuel efficiency initiatives
B. Kinerja Sosial (Social Performance)
S-01 Gender Diversity
Men Women
Job positions Number of Percentage of Percentage of
Number of employees
employees employees employees
Entry-level 16 30 % 23 49 %
Mid-level 15 28 % 15 32 %
Senior-level 17 31 % 7 15 %
Executive-level 6 11 % 2 4%
Total Pegawai 54 100 % 47 100 %
S-02 Employees Level by Gender and Age Group
Job levels
Age group Entry-level Mid-level Senior-level Executive-level Number of
(years) employees
Men Women Men Women Men Women Men Women
18-25 1 4 0 0 0 0 0 0 5
25-35 6 12 8 11 4 1 0 0 42
35-45 4 5 7 0 11 2 0 0 33
45-55 4 2 0 0 2 3 4 0 15
>55 1 0 0 0 0 1 2 2 6
S-03 Employees Turnover
Number of employees Percentage
(in reporting year) (in reporting year)
Number of employees resigned 23 Employees 22,77 %
Number of newly appointed
27 Employees 26,73 %
Employees
S-04 Temporary Worker
Number of employees Percentage
(in reporting year) (in reporting year)
Page 15
Total company headcount held
by contractors and/or 5 Employees 5%
consultants
S-05 Employee Training and Development
Average training hour per
Total employee attending company Percentage of employee attending
employee
training program company training program (%)
(in reporting year)
12,8 hours/employee 181 179,2 %
S-06 Injury Rate
Frequency of work-related accidents of total
Percentage of serious work-related accidents resulting in
Employees
serious and fatal injuries from total employees (%)
(in reporting year)
0 0%
S-07 Incidents Regarding Human Rights Abuse
Number of incidents regarding human rights
0
abuse (in reporting year)
Company Policy Regarding Employees
S-08 Does the company has a policy regarding sexual harassment and/or
Yes
non-discrimination?
The Company clearly and explicitly sets forth in its internal policies including, but not limited to, its
Employment Policy, Code of Ethics, and Company Regulations which expressly regulate the principles of
equality, non discrimination, and the protection of employees fundamental rights.
S-09 Does the company has a policy regarding human rights? No
The Company clearly and explicitly sets forth in its internal policies including, but not limited to, its
Employment Policy, Code of Ethics, and Company Regulations which expressly regulate the principles of
equality, non discrimination, and the protection of employees fundamental rights.
S-10 Does the company have a policy regarding child labor and/or forced
Yes
labor?
The Company implements a responsible recruitment policy by setting a minimum age limit of 18 (eighteen)
years for all prospective workers. This provision is applied comprehensively across all operational units and
the Company's office network as a form of compliance with laws and regulations as well as the Company's
commitment to protecting the welfare and future of the younger generation.
S-11 Does the company have a company policy regarding occupational
health and safety as well as a safe working environment for all Yes
employees?
The Company has an internal policy that regulates the implementation of Occupational Health and Safety
(OHS) and the provision of a safe, healthy, and decent work environment for all employees. The policy was
prepared and implemented as a form of compliance with the provisions of laws and regulations in the field of
employment and OHS, while reflecting the Company commitment to protecting the safety, health, and
welfare of employees.
Corporate Social Responsibility (CSR)
Page 16
S-12 Does the company have CSR activities, investments or donations to
Yes
the community or registered non-profit organizations?
https://www.kdbtifa.co.id/id/blog/berita
C. Governance Performance
G-01 Board Diversity and Independence
Type of Company Number of seats Seats Occupied by Seats Occupied by Seats Occupied by
Board on Company Men Women Independent Party
Commissioners 0 3 0 2
Directors 0 2 2 0
G-02 Board Meeting Attendance
Number of board meetings Percentage of board meeting
(in reporting year) attendances (in reporting year)
Director Attendance to
14 100 %
Board Meetings
Comissioner Attendance to
6 94 %
Board Meetings
Other governmental-related policy
G-03 Does the company has a policy regarding separation of the
No
Chairman of the Board and CEO?
-
G-04 Does the company has a policy regarding board appraisal? Yes
The assessment is conducted by the Nomination and Remuneration Committee based on the following
criteria:
a. Management is required to establish KPI annually and incorporate them into a management contract;
b. KPI cover financial aspects, customer focus, human resources, leadership, and other
dynamic aspects;
c. In calculating KPI achievement, the Company relies on:
- Auditor Report;
- Guidelines for the preparation and assessment of KPI;
- A comparison of the achievements of implemented work programs with the targets to be achieved.
G-05 Does the company has a policy regarding board training and
Yes
development?
In 2025, the Chairman of the Board of Commissioners attended two training sessions, and each of the two
Independent Commissioners attended one training session. Each member of the Board of Directors
attended two training sessions.
G-06 Does the company has a criteria regarding board appointment and
No
re-election?
-
Page 17
G-07 Does the company has a policy regarding ethics and/or anti-
Yes
corruption?
In 2025, the Company disseminated its code of ethics through the New Employee Orientation Program to
new employees or via periodic communications. The Company most recent update to its code of ethics was
based on Board Circular No. 111/DIR/HO/09/21 dated September 22, 2021, which has been disseminated
to all Company personnel. In addition, throughout 2025, the Company anti-fraud system has been operating
effectively. This anti-fraud system is also regulated by an internal Company regulation based on Board
Circular No. 014/DIR/HO/01/25 dated January 24, 2025, regarding the Ratification of Amendments to the
Anti-Fraud Regulation, and Circular Resolution of the Board of Directors No. 015/DIR/HO/01/25 dated
January 24, 2025, regarding the Ratification of Anti-Fraud Procedures which can be accessed in www.
kdbtifa.co.id
G-08 Does the company has a policy regarding equitable treatment of
Yes
shareholders?
The Company has Communication for Shareholders and Investors Regulation No. 181/DIR/HO/12/25
dated 09 Desember 2025
G-09 Does the company have a policy regarding the obligations of
Yes
directors/commissioners to prevent conflicts of interest?
One of the key principles and provisions of the Company Code of Ethics is the avoidance of conflicts of
interest, whereby every employee is required to avoid conditions or situations that give rise to conflicts of
interest.
Page 18
D. Other
Alignment of Sustainability/Annual Reports with ESG Metrics
Pages in the Sustainability/Annual
Kinerja Kode Metric Name
Report
E-01 Greenhouse Gas Emission Report 297
E-02 Greenhouse Gas Emission Intensity 299
E-03 Electricity Consumption 296
E-04 Water Consumption 299
Environment
E-05 Waste Generated 300
Company Commitment to Achieving Net
E-06 296
Zero Emission Target
Company Commitment to Reduce
E-07 297
Emission
S-01 Gender Equality 76
S-02 Employees by Gender and Age Group 77
S-03 Employee Turnover Rate 280
S-04 Number of Temporary Officers 78
S-05 Employee Training and Development 282
S-06 Number of Work Accidents 281
S-07 Human Rights Violation Incidents 278
Social Sexual Harassment and/or Non-
S-08 278
Discrimination Policy
S-09 Policy on Human Rights 278
S-10 Child Labor and/or Forced Labor Policy 278
Occupational Health and Safety Policy
S-11 and Safe and Secure Work Environment 281
are provided to all employees.
S-12 Corporate Social Responsibility 285
Page 19
Management Diversity and
G-01 189
Independence
Total Attendance of Directors and
G-02 133,146,149
Commissioners to Board Meetings
Chairman of the Board and CEO
G-03 -
Separation Policy
Board of Directors and Commissioners
G-04 136,153
Assessment Policy
Board of Directors and Commissioners
Governance G-05 134,151
Training Policy
G-06 Special Criteria for Election of the Board -
G-07 Code of Ethics and/or Anti-Corruption 233,246
G-08 Fair Treatment Policy for Shareholders -
G-09 Conflict of Interest Prevention Policy 271
Referenced International Standards and Third Party Verification
Alignment with sustainability reporting framework
X Yes No
GRI
TCFD
CDP
IFRS S1
IFRS S2
SASB
X Others, please specify
POJK 51/POJK.03/2017
Third-party assurance and/or validation
X No
Thus to be informed accordingly.
Respectfully,
KDB Tifa Finance Tbk
Page 20
Dwi Indriyanie
Corporate Secretary
KDB Tifa Finance Tbk
Pacific Century Place 41st Floor, SCBD Lot 10, Jl. Jenderal Sudirman Kav. 52-53,
Phone : (62-21) 5094 1140 , Fax : 0, www.kdbtifa.co.id
Sender Name Dwi Indriyanie
Function Corporate Secretary
Date and Time 30-04-2026 16:59
Attachment 1. Surat Pengantar Penyampaian AR SR 2025 - OJK PM.pdf
2. KDB Tifa Finance_AR_SR 2025.pdf
This is an official document of KDB Tifa Finance Tbk that does not require a signature as it was generated
electronically by the electronic reporting system. KDB Tifa Finance Tbk is fully responsible for the information
contained within this document.
Names mentioned 10 people and organisations named in the text · linked when the evidence is strong
unresolved
—
Emisi langsung dari pembakaran stasioner
p.1
unresolved
—
Emisi fugitive langsung
p.1
unresolved
—
Total Emisi Langsung (Scope 1)
p.1
unresolved
org
Dwi Indriyanie
· Corporate Secretary
p.10 ×3
unresolved
—
Direct emissions from stationary combustion
p.11
unresolved
—
Direct emissions from mobile combustion
p.11
unresolved
—
Direct emissions from processes
p.11
unresolved
—
Direct fugitive emissions
p.11
unresolved
—
Total Direct Emissions (Scope 1)
p.11
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