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Ac BNI

Jakarta, 2 4 AUG 1116

Nomor: CSE/7/9931
Lampiran : -

Kepada Yth.

Otoritas Jasa Keuangan

Gedung Soemitro Djojohadikusumo
Jl. Lapangan Banteng Timur 2—4
Jakarta 10710

Up. Kepala Eksekutif Pengawas Pasar Modal, Keuangan Derivatif, dan Bursa Karbon

Perihal/Subject : Laporan Informasi atau Fakta Material/
Disclosure of Information or Material Facts

Dengan ini kami untuk dan atas nama PT Bank Negara Indonesia (Persero) Tbk
("Perseroan”) menyampaikan Laporan Informasi atau Fakta Material untuk memenuhi
Peraturan OJK No. 31/POJK.04/2015 tentang Keterbukaan atas Informasi atau Fakta
Material oleh Emiten atau Perusahaan Publik sebagaimana telah diubah dengan Peraturan
OJK No. 45 Tahun 2024 tentang Pengembangan dan Penguatan Emiten dan Perusahaan
Publik, Surat Keputusan Direksi PT Bursa Efek Indonesia No. Kep-00087/BEI/12-2025
perihal Perubahan Peraturan No. I-E tentang Kewajiban Penyampaian Informasi, Peraturan
OJK No. 12/POJK.03/2021 tentang Bank Umum, Peraturan OJK No. 18 Tahun 2025 tentang
Transparansi dan Publikasi Laporan Bank, dan Peraturan OJK No. 22 Tahun 2025 tentang
Pelaporan Bank Umum melalui Sistem Pelaporan Otoritas Jasa Keuangan, serta peraturan
terkait lainnya.

We hereby for and on behaif of PT Bank Negara Indonesia (Persero) Tbk (The "Company"
provide a report on Information or Material Facts to comply with the OJK Regulation
No. 31/POJK.04/2015 concerning Disclosure of Information or Material Facts by Issuers or
Public Companies, as amended by OJK Regulation No. 45 of 2024 on the Development and
Strengthening of Issuers and Public Companies, the Decree of the Board of Directors of
PT Bursa Efek Indonesia No. Kep-00087/BEI/12-2025 regarding the Amendment to
Regulation No. I-£ on the Obligation to Submit Information, OJK Regulation
No. 12/POJK.03/2021 of 2021 concerning Commercial Banks, OJK Regulation No. 18 of
2025 conceming Transparency and Publication of Bank Reports, OJK Regulation No. 22 of
2025 concerning Reporting of Commercial Banks Through the Financial Services Authority
Reporting System, and also other related regulations.

Nama Emiten atau Perusahaan Publik : PT Bank Negara Indonesia (Persero) Tbk
Name of the Issuer or Public Compan y

Bidang Usaha : Perbankan & Kegiatan Usaha Penunjang

Business Activity Lainnya Ga

PT. Bank Negara Indonesia (Persero) Tbk.
Kantor Pusat

Jl. Jend. Sudirman Kav. 1

Jakarta Pusat 10220, Indonesia
www.bni.co.id
Page 2 OCR 0.939
X BNI

Telepon Banking & Other Supporting Business Activities
Phone 021 — 5728387
Alamat surat elektronik
Email Corporate.Secretary@bni.co.id
No. Keterangan Informasi
Description Details

1. | Tanggal kejadian
Date of Event

21 Agustus 2026
August 21, 2026

2. | Jenis Informasi atau Fakta
Material

Type of Information or Material
Facts

Informasi atau Fakta Material lainnya:
Peluncuran Fitur Baru BNldirect bisnis dan wondr
Merchant.

Other Material information or Facts:
Launch of New Features for BNldirect bisnis and
wondr Merchant.

3. | Uraian Informasi atau Fakta
Material

Pada tanggal 21 Agustus 2026, Perseroan
meluncurkan fitur baru BNldirect bisnis dan wondr
Merchant sebagai solusi digital untuk memperkuat
komitmen Perseroan untuk — menghadirkan
layanan yang semakin terintegrasi dan terstruktur
untuk mendukung kebutuhan pelaku usaha.

Fitur baru dari BNidirect bisnis meliputi fitur
Merchant Report yang membantu proses
pengajuan sekaligus memberikan akses terhadap
laporan transaksi ORIS, fitur SME Financing yang
memberikan kemudahan bagi pelaku usaha untuk
mengakses solusi pembiayaan, dan fitur Multi
User yang memberikan fleksibilitas dalam
mengatur akses dan kewenangan pengguna
sekaligus menentukan alur persetujuan transaksi.

Selain itu, wondr Merchant merupakan solusi baru
untuk merchant dari Perseroan yang dirancang
untuk menjawab kebutuhan digitalisasi merchant
mulai dari registrasi merchant, pembukaan
rekening, monitoring transaksi dan settlement
dana, produk ini dapat memantau transaksi
secara real time dan memperoleh notifikasi
transaksi sehingga aktivitas pembayaran lebih

2

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£

BNI

Keterangan
Description

Informasi
Details

Description of Material
Information or Facts

mudah dipantau. wondr Merchant juga
menghadirkan settlement otomatis hingga 5 (lima)
kali sehari, serta kemudahan pembuatan ORIS.

On August 21, 2026, the Company launched new
features of BNidirect bisnis and wondr Merchant
as digital solutions to strengthen the Company's
commitment to providing increasingly integrated
and structured services to support the needs of
business owners.

The new features of BNidirect bisnis such as the
Merchant Report feature, which facilitates the
application process while providing access to
ARIS transaction reports: the SME Financing
feature, which facilitates business owners in
accessing financing solutions, and the Multi User
feature, which provides flexibility in managing user
access and authorities, as well as determining
transaction approval workfiows.

In addition, wondr Merchant is a new solution for
merchants introduced by the Company, designed
to address merchants' digitalization needs,
covering merchant registration, account opening,
transaction monitoring, and fund settlement. The
product enables merchants to monitor
transactions in real time and receive transaction
notifications, thereby facilitating more efficient
monitoring of payment activities. wondr Merchant
also offers automatic settlement up to five (5)
times a day, as well as a streamlined @RIS
generation process.

Dampak Kejadian Informasi
atau Fakta Material

The impact of the event,
information, or material facts

Peluncuran fitur baru BNldirect bisnis dan wondr
Merchant diharapkan dapat meningkatkan
kualitas dan kemudahan layanan digital
Perseroan bagi pelaku usaha, serta mendukung
penguatan ekosistem transaksi dan layanan
perbankan digital Perseroan.

The launch of the new features of BNldirect bisnis
and wondr Merchant is expected to enhance the

3
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&

BNI

No. Keterangan Informasi
Description Details

on the operational, legal, guality and accessibility of the Company's digital
financial condition, or business | services for business owners, as well as support
continuity of the Issuer or the strengthening of the Company's digital
Public Company transaction and banking services ecosystem.

5. | Keterangan Lain-Lain -
Other Information

Demikian laporan informasi atau fakta material ini kami sampaikan, atas perhatian dan kerja
samanya, kami ucapkan terima kasih.

Thus, we provide this information or material fact report. Thank you for your attention and
cooperation.

T Bank Negara Indonesia (Persero) Ma 4
“0rporate Secretary, A ai

Corporate Secretary

Tembusan:

Yth. Otoritas Jasa Keuangan — Kepala Departemen Pengawasan Bank Pemerintah
Yth. Direksi PT Bursa Efek Indonesia - Up. Divisi Penilaian Perusahaan 3

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Source IDX
Size2.11 MB
Published24 Aug 2026
Pages4
Characters6,806
Text sourceOCR
OCR confidence0.927

Names mentioned 4 people and organisations named in the text · linked when the evidence is strong

possible org Otoritas Jasa Keuangan p.1 ×3
possible org PT Bursa Efek Indonesia p.1 ×4
unresolved org Financial Services Authority p.1

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