20240222_BBSI_Ringkasan Risalah//Risalah RUPS_31580241_lamp3.pdf

Kantor Pusat:

Jl. Ir. H. Juanda No. 137 Bandung 40132
Telp.:(022) 2511900 (Hunting),
Fax.:(022) 2501819

thousand three hundred one) shares, Thus, in accordance with the provisions of Article 11 of
the Company's Articles of Association, the Meeting can be held and take valid and binding
decisions of the Company regarding the entire agenda of the Extraordinary GMS.

D. In the Meeting, Shareholders and/or their proxies are given the opportunity to ask guestions
and/or provide opinions regarding the agenda of the Meeting.

E. Agenda 1: No guestions
Agenda 2 : No guestions

F. The decision-making mechanism in the Meeting is as follows :
Meeting decisions are carried out by means of deliberation for consensus. If deliberation for

consensus is not reached, it is carried out through voting.

G. Results of decision making carried out by voting :

AGENDA 1:
Agree Abstained Disagree
3.267.150.073 votes or 100 X6 None None

Remarks : In accordance with the provisions of Article 47 POJK 15/2020, abstention votes are considered
to cast the same votes as the majority of shareholders who voted.

Decision Agenda 1:
DECIDE and APPROVE to :
1. Change the composition of the Company's management with changes as follows :

a. Respectfully dismiss Mrs. LANIWATI TJANDRA, Bachelor of Law, in her position as President
Director of the Company, by granting acguit et discharge for management actions carried out
in the Company, as long as such actions are stated in the Company's report.

.  Appointed Mr. ANTON HERMAWAN, in his position as President Director of the Company.

Cc. Appointed Mrs. LANIWATI TJANDRA, Bachelor of Law, in her position as Director of the

Company.

Furthermore, the composition of the Board of Directors and Board of Commissioners for the next
3 (three) years is as follows :

BEFORE :
President Commissioner : Mr. Doktorandus MASA PASKALIS LINGGA:
Independent Commissioner : Mr. ZAINAL ABIDIN,
Independent Commissioner 2 Mr. MARKUS SUGIONO:
President Director : Mrs. LANIWATI TJANDRA, Bachelor of Law,
Director 2 Mr. ALVIN JAMES KURNIAWAN,
Director 1 Mr. WISAKSANA DJAWI, Master of Business Studies,

PT Krom Bank Indonesia, Tbk.

Kantor Pusat:

Jl. Ir. H. Juanda No. 137 Bandung 40132
Telp.:(022) 2511900 (Hunting),
Fax.:(022) 2501819

AFTER :
President Commissioner 1 Mr. Doktorandus MASA PASKALIS LINGGA:
Independent Commissioner : Mr. ZAINAL ABIDIN:
Independent Commissioner 1 Mr. MARKUS SUGIONO:
President Director : Mr. ANTON HERMAWAN,
Director 1 Mr. ALVIN JAMES KURNIAWAN,
Director 1 Mr. WISAKSANA DJAWI, Master of Business Studies,
Direeter 2 Mrs. LANIWATI TJANDRA, Bachelor of Law,

2. Grant power and authority to the Board of Directors of the Company with the right of substitution
to declare and/or reaffirm the first agenda resolution of the Meeting into a Notarial Deed and
subseguently notify changes in the composition of members of the Board of Directors and
members of the Board of Commissioners to the Minister of Law and Human Rights of the Republic
of Indonesia, register them in the Company's register, and to take all necessary actions in
accordance with the prevailing laws and regulations in the Republic of Indonesia.

AGENDA 2:
Agree Abstained Disagree
3.267.150.073 votes or 100 X None None
Remarks : In accordance with the provisions of Article 47 POJK 15/2020, abstention votes are considered

to cast the same votes as the majority of shareholders who voted.

Decision Agenda 2 :
DECIDE and APPROVE to :
1. Amend Article 21 of the Company's Articles of Association as follows :

BEFORE :
USE OF PROFITS AND DISTRIBUTION OF DIVIDENDS
ARTICLE 21

1. The Company's net profit in a financial year as stated in the balance sheet and profit and loss
calculation that has been ratified by the annual GMS and is a positive profit balance, divided
according to the method of use determined by the GMS.

2. Ifthe calculation of profit and loss in a financial year shows a loss that cannot be covered with
reserve funds, then the loss will still be recorded and included in the calculation of profit and
loss and in the next financial year the company is considered not profitable as long as the loss
recorded and included in the calculation of profit and loss has not been completely covered.

3. Profits distributed as dividends that are not taken within 5 (five) years after they are provided
to be paid, are included in a reserve fund specifically intended for it. Dividends in the special
reserve fund, can be taken by shareholders who are entitled before the expiration of the
period of 5 (five) years, by submitting proof of their entitlement to the dividends that can be
received by the Board of Directors of the Company, Dividends that are not taken after the
expiration of 10 (ten) years will be the right of the Company.

4. The Company may distribute interim dividends before the Company's financial year ends in
accordance with applicable laws and regulations.

PT Krom Bank Indonesia, Tbk.

Kantor Pusat:

Jl. Ir. H. Juanda No. 137 Bandung 40132
Telp.:(022) 2511900 (Hunting),
Fax.:(022) 2501819

AFTER :
USE OF PROFITS AND DISTRIBUTION OF DIVIDENDS
ARTICLE 21

1. The Company's net profit in a financial year as stated in the balance sheet and profit and loss
calculation that has been approved by the annual GMS and is a positive profit balance, divided
according to the method of use determined by the General Meeting of Shareholders. The
Board of Direetors ef the Company may propese dividend distribution te Shareholders subject
to this Articles of Association and dividend policy as determined by the Company.

2. The Board of Directors of the Company establishes a dividend policy that regulates the
mechanism for approving the dividend distribution proposal to the General Meeting of
Shareholders, the Company's consideration in dividend distribution, procedures for
determining the form and amount of dividends to be distributed to shareholders, the updated
period of dividend policy, and other matters related to dividend distribution.

3. The Company's dividend policy is prohibited from contradicting the provisions of this Articles
of Association.

4. The Board of Directors of the Company must communicate the Company's dividend policy to
the Company's shareholders in accordance with procedures in accordance with the provisions
of the prevailing laws and regulations.

5. Dividends may only be distributed if the Company has a positive profit balance on the
profitability performance generated by the Company reasonably and the minimum core
Capital reguirements based on applicable laws and regulations have been met, based on the
balance sheet and profit and loss calculation approved by the Annual General Meeting of
Shareholders,

6. Dividends may only be distributed in accordance with the resolution of the General Meeting
of Shareholders.

7. Every dividend distribution plan to shareholders (including interim dividends) must be
included in the Company's business plan.

8. Dividends fora share of the Company will be paid to the party on whose behalf the Company's
shares are registered in the Company's Register of Shareholders on a business day to be
determined by or on the authority of the General Meeting of Shareholders.

9. The announcement of the implementation of dividend distribution is carried out in accordance
with the prevailing laws and regulations in the Capital Market.

10. The Company may distribute interim dividends before the end of the Company's financial year
in accordance with applicable laws and regulations, these articles of association, and subject
to the Company's dividend policy.

11. If the calculation of profit and loss in a financial year shows a loss that cannot be covered with
reserve funds, then the loss will still be recorded and included in the calculation of profit and
loss and in the next financial year the company is considered not profitable as long as the loss
recorded and included in the calculation of profit and loss has not been completely covered.

12. Profits distributed as dividends that are not taken within 5 (five) years after they are provided
to be paid, are included in a reserve fund specifically intended for it. Dividends in the special
reserve fund, can be taken by shareholders who are entitled before the expiration of the
period of 5 (five) years, by submitting proof of their entitlement to the dividends that can be
received by the Board of Directors of the Company, Dividends that are not taken after the
expiration of 10 (ten) years will be the right of the Company.

PT Krom Bank Indonesia, Tbk.

Kantor Pusat:

Jl. Ir. H. Juanda No. 137 Bandung 40132
Telp.:(022) 2511900 (Hunting),
Fax.:(022) 2501819

2. Grant power and authority to the Board of Directors of the Company with the right of substitution
to declare and/or reaffirm the results of the resolutions of the second agenda of the Meeting into
a Notarial deed, and for that purpose appear before the Notary, (including making changes and/or
additions) in connection with changes to articles in the Company's articles of association, submit
a notification or application for approval to the competent authority and therefore also have the
right to sign letters and other application documents, in short, take the necessary actions in
accordance with the provisions of the Articles of Association and applicable laws and regulations.

Bandung, 22 February 2024
PT KROM BANK INDONESIA TBK
Board of Directors

PT Krom Bank Indonesia, Tbk.