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Page 1 OCR 0.927
FRONT ROW

Bank of India Indonesia reports substantial
financial growth in 2023

AFUMUM PEMEGANG

(Courtesy of Bank of India)

D Whatsapp
Facebook
W Twitter

IM Linkedin

Front Row (The Jakarta Post)

The performance of Bank of India Indonesia during the period from September 2022 to September 2023 year-on-year
has shown an increase in almost all financial parameters compared with 2022. Total assets increased by 26.24 percent
from Rp 4,883 billion to Rp 6,164 billion, loans increased by 65.18 percent from Rp 2,256 billion to Rp 3,726 billion,
third-party funds increased by 4.73 percent from Rp 2,620 billion to Rp 2,744 billion. However, third-party funds
increased by 15.63 percent in the last nine months of 2023, from Rp 2,373 billion to Rp 2,744 billion. Net profit
increased by 225.13 percent from Rp 10 billion to Rp 31 billion. The total capital of the bank increased by 63.38 percent
from Rp 2,008 billion to Rp 3,281 billion.
Page 2 OCR 0.941
The financial ratios of the bank were recorded as ROA at 0.88 percent, ROE at 1.27 percent. The loan to deposit ratio
(LDR) stood at 135.83 percent, CAR at 93.95 percent, net NPL at 2.75 percent, NIM at 4.41 percent and BOPO at 85.5
percent.

Agenda for RUPSLB on Dec. 12, 2023

In the extraordinary general meeting of shareholders held on Dec. 12, the decision was made to approve the resolution
of the RUPSLB of the company dated March 26, 2018, regarding the delisting of PT Bank of India Indonesia shares on
the Indonesia Stock Exchange. The revocation of the resolution of the RUPSLB of the company dated March 26, 2018,
regarding the delisting of PT Bank of India Indonesia shares on the Indonesia Stock Exchange is intended to enable the
company to comply with provisions V.1.1 and V.1.2 of Indonesia Stock Exchange Regulation No. I-A, dated Dec. 21,
2021.

(EGANG SAHAM LUAR BI
n PUBLIC EXPOSE (PE)

PT. BANK OF INDIA INDONESIA, Tbk

Jakarta, 12 mber 202:

(Courtesy of Bank of India)

Page 3 OCR 0.943
Future plans

In 2024, the bank plans to increase loans by 15 percent and third-party funds (DPK) by 20 percent. It will align its credit
portfolio more toward SME loans rather than corporate loans. It will also strive to increase the composition of cheap
funds to 25 percent of total DPK. With the successful migration to a new core banking system in July 2023, the bank
will be able to provide e-channel services such as mobile banking and internet banking (for companies and
individuals), debit cards and ORIS and BI-FAST services to support the growth of cheap funds and provide better
services to bank customers. Additionally, the development of the bank's website will introduce a chatbot named
Bianca (BOII Artificial Communication Association) that provides assistance and/or banking information online to
customers.

Accolades

On June 27, PT Bank of India Indonesia was named Best Conventional Bank in the KBMI 1 category in 2023 based on the
CNBC Indonesia rating.

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