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Asset transaction Needs review MEGA

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              DISCLOSURE OF INFORMATION RELATED TO AFFILIATE TRANSACTIONS
      In order to fulfill the Financial Services Authority Regulation No. 42/POJK.04/2020
                 Concerning the Affiliated and Conflict of Interest Transactions


THE BOARD OF DIRECTORS OF THE COMPANY, EITHER INDIVIDUALLY OR JOINTLY, IS FULLY RESPONSIBLE FOR THE
VALIDITY AND COMPLETENESS OF THE INFORMATION AS DISCLOSED IN THIS DISCLOSURE OF INFORMATION AND AFTER
FURTHER STUDY, HEREBY, STATED THAT ALL INFORMATION CONTAIN IN THIS DISCLOSURE OF INFOMATION IS VALID AND
NO IMPORTANT AND RELEVANT MATERIAL FACTS ARE NOT DISCLOSED OR REMOVED THAT MAY CAUSE THE INFORMATION
PROVIDED IN THIS DISCLOSURE OF INFORMATION TO BE UNTRUE AND/OR MISLEADING.




                                         PT BANK MEGA Tbk
                                            (“Company”)

                                          Business Activity
                                              Banking

                                              Address
                                         Menara Bank Mega,
                           Jl. Kapten Tendean Kav 12-14A, Jakarta 12790
                             Telp. +62 21 79175000 Fax. +62 2179187100
                                        www.bankmega.com



  THIS INFORMATION DISCLOSURE IS ISSUED IN CONNECTION WITH THE AFFILIATE
  TRANSACTION AS DEFINED IN THE FINANCIAL SERVICES AUTHORITY REGULATION NO.
  42/POJK.04/2020 CONCERNING AFFILIATE TRANSACTIONS AND CONFLICT OF INTEREST
  TRANSACTIONS RELATED TO THE LEASE OF OFFICE SPACE ON THE 2ND FLOOR OF MENARA
  BANK MEGA, JAKARTA BETWEEN THE COMPANY AND PT. MEGA CAPITAL SEKURITAS.




              This Disclosure of Information issued in Jakarta dated March 27th 2026




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                                            PREFACE


This information disclosure is made in connection with the Lease Agreement for Space in the
Menara Bank Mega Jakarta Tendean Building between PT Mega Capital Sekuritas (“MCS”) and the
Company, with transaction details as contained in the Transaction Description below
("Transaction") and to comply with the provisions of the Financial Services Authority Regulation
No.42/POJK.04/2020 concerning Affiliate Transactions and Conflicts of Interest Transactions
("POJK No.42/2020").

The Company and MCS have the same main shareholder and/or controller, namely PT Mega
Corpora (“Mega Corp”), therefore the Transaction is an affiliate transaction but not a Conflict of
Interest Transaction as stipulated in POJK No.42/2020.

This transaction is not a material transaction as referred to in the Financial Services Authority
Regulation No. 17/POJK.04/2020 concerning Material Transactions and Changes in Business
Activities (“POJK No. 17/2020”) because the Transaction value is less than 20% of the Company's
total equity of IDR25,076,358,660,270 (twenty-five trillion seventy-six billion three hundred fifty-
eight million six hundred sixty thousand two hundred seventy rupiah) as of December 31st 2025
based on the Company's financial statements audited by the Public Accounting Firm Amir Abadi
Jusuf, Aryanto, Mawar & Rekan (“RSM Indonesia”).

                                 DESCRIPTION OF TRANSACTION

1. DATE OF TRANSACTION

    The Company has signed a Space Lease Agreement at the Bank Mega Tower with MCS on
    March 25th 2026, with the rental object in the form of a room located on 2nd floor of the Bank
    Mega Jakarta Building located on Jalan Kapten P. Tendean Number 12-14A, Mampang
    Prapatan Village, Mampang Prapatan District, South Jakarta Administrative City.

2. TRANSACTION OBJECT

    The object of the transaction is the lease of office space with service charges located on the
    2nd floor of the Bank Mega Jakarta Tower Building, and will be used by MCS as an Office Space
    with a total area of Rental Space of 968 m2 (nine hundred sixty-eight square meters) semi-
    gross, with an agreement period of 60 (sixty) months or 5 (five) years, starting from March
    25th, 2026 to March 24th, 2031 and can be extended with terms and conditions determined
    later by the Company.

3. TRANSACTION VALUE

    The agreed space rental value for the 2nd floor of the Bank Mega Building is IDR 170,000 (one
    hundred seventy thousand rupiah) per square meter per month and the agreed service charge
    is IDR 75,000 (seventy-five thousand Rupiah) per square meter per month. Therefore, the
    total transaction value of the renting a space of 968 m2 (nine hundred sixty-eight) along with
    the service charge for 60 (sixty) months or 5 (five) years is IDR14,229,600,000 (fourteen
    billion, two hundred twenty-nine million, six hundred thousand rupiah) before tax.

    Considering the Company's Financial Statements for the year ended December 31st 2025 which
    were audited by RSM Indonesia and signed by Public Accountant Saptoto Agustomo (License
    No. AP. 0499) with an unqualified opinion in all material respects, pursuant to Report No.
    00055/2.1030/AU.1/07/0499-1/1/II/2026 dated February 6th 2026, the Company’s equity was



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   recorded at IDR25,076,358,660,270 (twenty-five trillion seventy-six billion three hundred
   fifty-eight million six hundred sixty thousand two hundred seventy rupiah). Consequently, the
   transaction value represents only 0.06% (zero point zero six percent) of the Company’s equity.
   As such, it does not reach the materiality threshold as referred to in POJK No. 42/2020.


4. PARTIES INVOLVED IN THE TRANSACTION

 A. THE COMPANY

       The Company is a limited liability company domiciled in South Jakarta. The Company was
        established under the name PT Bank Karman based on deed No.32 dated April 15th 1969
        and was amended by Deed of Amendment No.47 dated November 26th 1969 , both made
        before Oe Siang Djie,S.H Notary in Surabaya and has been ratified by the Minister of
        Justice of Republic of Indonesia as referred to in Decree No. J.A 5/8/1 dated January 16th
        1970 and announced in the State Gazette Republic of Indonesia No.13 dated February 13th
        1970, Supplement No.55.

         The Articles of Association of PT Bank Mega Tbk have been amended several times, with
         the most recent change being outlined in the Deed of Amendment No. 08, dated February
         27th 2023, which was made before Dharma Akhyuzi, S.H., a Notary in Jakarta. This
         amendment was approved by the Minister of Law and Human Rights of the Republic of
         Indonesia, as stated in his Decree No. AHU-0015234.AH.01.02.Tahun 2023, dated March
         10th 2023. The amendment has also been recorded and filed in the Legal Entity
         Administration System of the Ministry of Law and Human Rights, as confirmed by the
         letter No. AHU-AH-01.03-0038091, dated March 10th 2023.

        The latest changes to the composition of the Board of Commissioners and Board of
         Directors as referred to in the Deed of Statement of Meeting Resolutions of PT Bank Mega
         Tbk No. 11 dated March 27th 2025 made before Dharma Akhyuzi, S.H., Notary in Jakarta,
         the change has been officially recorded and filed in the Legal Entity Administration
         System of the Ministry of Law and Human Rights of the Republic of Indonesia, as
         confirmed by their notification No. AHU-AH.01.09-0182026, dated April 11th, 2025.

       The Company Address:

       Address               : Menara Bank Mega Jl. Kapten Tendean Kav. 12-14A, Jakarta 12790
                               Kelurahan Mampang Prapatan, Kecamatan Mampang Prapatan
                               Kota Administrasi Jakarta Selatan, Provinsi DKI Jakarta
       Telephone             : +62 21 79175000
       Faximile              : +62 21 79187100
       Website               : www.bankmega.com
       e-mail                : corsec@bankmega.com

       Business Activities

       Based on Article 3 of the Company’s Articles of Association, the Company is engaged in
       Conventional Banking.

       Company’s Capital and Shareholders Composition

       Based on the Deed of Amendment to the Articles of Association of PT Bank Mega Tbk No. 08,
       dated February 27th 2023 made before Dharma Akhyuzi, S.H., Notary in Jakarta in
       conjunction with the Deed of Statement of Resolution of the Meeting of PT Bank Mega Tbk



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       No.02 dated March 4th 2024 made before Dharma Akhyuzi, S.H., Notary in Jakarta, the
       capital and composition of the Company's shareholders as of February 28th 2026 are as
       follows:

                                                                                          %
                   DESCRIPTION                     TOTAL             TOTAL NOMINAL
                                                   SHARES          IDR500,- per shares

      Authorized Capital                       27.000.000.000      13.500.000.000.000     -
      Issued and fully paid-up capital
      1. PT Mega Corpora                        6.812.223.614       3.406.111.807.000     58,02
      2. Public with shares below 5%            4.928.699.751       2.464.349.875.500     41,98
      Total Issued and fully paid-up capital   11.740.923.365       5.870.461.682.500    100,00


       Board of Management

       Board of Commissioners
       President Commissioner                      : Chairul Tanjung
       Independent Commissioner                    : Achjadi Ranuwisastra
       Independent Commissioner                    : Lambok V. Nahattands
       Independent Commissioner                    : Hizbullah


       Directors:
       President Director                          : Kostaman Thayib
       Vice President Director                     : Erni (Indivara Erni)
       Credit Director                             : Madi D. Lazuardi
       Treasury & International Banking Director   : Martin Mulwanto
       Operations & IT Director                    : YB Hariantono
       Retail Banking Director                     : Heriwan Gazali
       Compliance & Human Capital Director         : Yuni Lastianto



    B. PT MEGA CAPITAL SEKURITAS (MCS)


    Based in South Jakarta, established based on Deed No. 40 dated November 08th 1991,
     executed before Mrs. Poerbaningsih Adi Warsito, Bachelor of Laws, Notary in Jakarta, which
     has been approved by the Minister of Justice of the Republic of Indonesia under Number C2-
     7348.HT.01.01TH.91. dated November 20th 1991;

    Deed of Amendment of Name from PT Indovest Securities to PT Mega Capital Indonesia No. 74
     dated April 25th 2001, executed before Mrs. Poerbaningsih Adi Warsito, Bachelor of Laws,
     Notary in Jakarta, which has been approved by the Minister of Justice of the Republic of
     Indonesia under Number C-00685 HT.01.04.TH.2001 dated May 11th 2001;

    Deed of Amendment of Name from PT Mega Capital Indonesia to PT Mega Capital Sekuritas No.
     13 dated October 12th 2016, executed before Dedy Syamri, Bachelor of Laws, Notary in
     Jakarta, which has been approved by the Minister of Justice of the Republic of Indonesia
     under Number Ahu-0020475.AH.01.02.Year 2016 dated November 03rd 2016;




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   Deed of Amendment of Articles of Association in accordance with the Law on Limited Liability
    Companies No. 123 dated April 30th 2008, executed before F.X. Budi Santoso Isbandi, Bachelor
    of Laws, Notary in Jakarta, which has been approved by the Minister of Justice of the
    Republic of Indonesia under Number AHU-38828.AH.01.02.Year 2008 dated July 07th 2008
    juncto Articles of Association No. 40 dated December 20th 2021, executed before Dedy Syamri,
    Bachelor of Laws, Notary in Jakarta, which has been approved by the Minister of Justice of
    the Republic of Indonesia under Number AHU-0073451.AH.01.02.Year 2021 dated December
    20th 2021;

   Deed of Amendment of Shareholder Composition based on Deed No. 100 dated April 27th 2011,
    executed before F.X. Budi Santoso Isbandi, Bachelor of Laws, Notary in Jakarta, which has
    been approved by the Minister of Justice of the Republic of Indonesia under Number AHU-
    24696.AH.01.02.Year 2011 dated May 18th, 2011;

   Deed of Amendment of the latest Composition of the Board of Commissioners and Board of
    Directors as referred to in the Deed of Statement of Shareholders' Resolution No. 8 dated
    September 22nd, 2025, executed before Dedy Syamri, Bachelor of Laws, Notary in Jakarta,
    which has been approved by the Minister of Justice of the Republic of Indonesia under
    Number AHU-AH.01.09-0341558 dated September 24th, 2025.


Office Address:

Address        : Menara Bank Mega, 2nd Floor
                 Jl. Kapten P. Tendean Kav 12-14A
                 Jakarta Selatan 12790
Website       : https://www.megasekuritas.id
e-mail        : gs@megasekuritas.id/ legal@megasekuritas.id


Business Activities

Based on Article 3 of the Articles of Association, PT Mega Capital Sekuritas operates in the field of
Financial and Insurance Activities, specifically conducting business as a Securities Broker-Dealer
and Securities Underwriter. These activities are based on the Decree of the Chairman of the
Capital Market Supervisory Agency No. KEP-10/PM/1992 and KEP-11/PM/1992, both dated January
23rd 1992.


Capital and Shareholders Composition

Based on the Deed of Amendment to the Shareholder Structure, as set forth in Deed No. 100
dated April 27th 2011, executed before F.X. Budi Santoso Isbandi, S.H., Notary in Jakarta, and
approved by the Minister of Justice of the Republic of Indonesia under Decree No. AHU-
24696.AH.01.02.Year 2011 dated May 18th 2011, the capital composition and shareholder
structure of MCS are as follows:




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                                                            TOTAL NOMINAL
                                              TOTAL
              DESCRIPTION                                    IDR500,- per           %
                                              SHARES
                                                                shares
 Authorized Capital                                          480.000.000.000
 Issued and fully paid-up capital
 1. PT Mega Corpora                           239.999.999    119.999.999.500   99,9999996%
 2. PT Para Rekan Investama                             1               500     0,0000004%
 Total Issued and fully paid-up capita        240.000.000    120.000.000.000          100%


  Board of Management

  Based on the most recent Deed of Amendment to the Board of Commissioners and Board of
  Directors, as set forth in the Deed of Statement of Shareholders' Resolution No. 8 dated
  September 22nd 2025, executed before Dedy Syamri, Bachelor of Laws, Notary in Jakarta, which
  has been approved by the Minister of Justice of the Republic of Indonesia under Decree No.
  AHU-AH.01.09-0341558 dated September 24th 2025, the structure is as follows:


     Board of Commissioners
     President Commissioner         : Dr. Sarmiati, MM.
     Independent Commissioner       : Sakli Anggoro

     Directors
     President Director             : Yimmy Lesmana
     Director                       : Nany Susilowati


5. Affiliated Relationships Information

  The transaction between the Company and MCS is categorized as an affiliated transaction as
  referred to in POJK No. 42/2020, as both entities are directly controlled by the same party,
  namely Mega Corp.




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6. The Considerations and Reasons for Transaction Plan with Affiliated Party Compared to if
   Carried Out with Non-Affiliated Parties.

   Having the same transactions with unaffiliated parties, it might not bring significant benefit
   compare for having transactions with the affiliated parties. The existence synergy and control
   toward service quality provided by the affiliated party will increase the business transaction and
   financial performance of both companies as expected.


           EXPLANATION, CONSIDERATION AND REASONS FOR THE TRANSACTION PLAN


  1. The Reasoning and Background of The Transaction Plan

     The Company as a Bank, has a building with a large capacity office space. In its development,
     there is still unused office space. At the same time, MCS requires office space that will be
     used as office space, by renting office space available on the 2nd floor of the Menara Bank
     Mega Jakarta Building along with service charges.

     With the same ownership control, namely Mega Corp, it is hoped that there will be synergy
     and control over the quality of services provided to the company so that the company's
     improvement can be achieved as expected

  2. The Transaction Purpose and Benefits

     In its development, consumers have a tendency to choose to conduct business and financial
     transactions efficiently in an integrated area. So seeing this opportunity, the Company as a
     General Bank that has office space with a large capacity rents out the work space to be
     utilized by companies that have related needs. With this effort, it is expected to provide
     economic benefits to the office buildings owned by the Company.

  3. The Effect of The Proposed Transaction on The Company’s Financial Condition

     In accordance with the Company's agreement in the Space Lease Agreement, where the
     Company receives rental income of IDR 14,229,600.000 (fourteen billion two hundred twenty-
     nine million six hundred thousand rupiah) before calculating taxes, the Company will record
     additional non-operational income.


                        THE SUMMARY OF INDEPENDENT PARTY’S OPINION


  1. SUMMARY OF ASSET ASSESSMENT

   The following is a summary of the Asset Valuation Report based on Report No.00274/2.0120-
   00/PI/07/0374/1/III/2026 dated March 13th 2026.




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A. IDENTITY OF THE PARTIES

 •       Appraiser Identity

      The Company has appointed Public Appraisal Service Office (KJPP) Herman Meirizki and
      Rekan (“HMR” or “Appraiser”) which has a business license from the Ministry of Finance of
      the Republic of Indonesia based on the Decree of the Minister of Finance No. 66/KM.1/2014
      dated February 10th 2014 registered as a capital market supporting profession at the
      Financial Services Authority with a Capital Market Supporting Profession Registration
      Certificate No. STTD.PP-08/PJ-1/PM.02/2023 to conduct an assessment of this proposed
      Transaction, with the following data on the person in charge of the appraiser:

         Name                                : Susi Meirizki, S.T., MAPPI (Cert)
         No. MAPPI                           : 08-S-02197
         Appraiser Registration              : RMK-2017.00334
         Public Appraiser License            : P-1.13.00374
         Service Field Classification        : Property Appraiser (P)
         Address                             : The Akkas Commercial Building Lt. 6
                                               Jl. TB Simatupang No. 23 RT.011 RW.004
                                               Kelurahan Tanjung Barat, Kecamatan Jagakarsa
                                               Kota Jakarta Selatan, Provinsi DKI Jakarta 12530

  •    Identity of Assignor

       This assessment was assigned by PT. Bank Mega, Tbk. with the following data:

       Company Name                 : PT. Bank Mega Tbk
       Business Activity            : Banking
       Address                      : Menara Bank Mega Jalan Kapten P. Tendean No. 12-14A,
                                      Jakarta 12790 Kelurahan Mampang Prapatan,
                                      Kecamatan Mampang Prapatan,
                                      Kota Administrasi Jakarta Selatan, Provinsi DKI Jakarta
       Phone                        : +62 21 79175000
       Faksimile                    : +62 21 79187100
       Website                      : www.bankmega.com
       e-mail                       : corsec@bankmega.com


B. ASSESSSMENT OBJECT

 This assignment includes an assessment of the office space to be rented along with the
 service charge by the Company on the 2nd floor of the Menara Bank Mega Jakarta Building, Jl.
 Kapten Tendean Kav 12-14A, Mampang Prapatan Village, Mampang Prapatan District, South
 Jakarta City, which will then be used as MCS office space covering an area of 968 m2.




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C. PURPOSE AND OBJECTIVES OF THE APPRAISER

 The purpose of this assessment is to verify between documents and physical conditions in the
 field, obtain and provide an independent opinion on the Market Rental Value of the property
 in question according to the scope of the assignment which can be used as a basis for
 consideration for the Purpose of Transactions on Leased Property Objects as of December 31st,
 2025 and therefore is not recommended for other uses. This Asset Valuation Report is used to
 support the Fairness Opinion.

D. ASSESSMENT DATE

  The assessment date in this asset valuation report is December 31st 2025.

E. ASSUMPTION AND LIMITATION CONDITION

 The valuation of this asset is based on the following assumptions and limiting conditions:

 i. That HMR has no financial interest in the assets being assessed and the results of the
      assessment conducted;
 ii. That in good faith, all documents provided or shown by the Company and third parties to
      HMR in the context of this asset assessment are valid, correct, complete and in
      accordance with the actual facts and have not changed until the date of this asset
      assessment; That the documents provided to HMR in the form of photocopies, derivatives
      and/or copies are in accordance with the originals and the documents are valid, correct,
      complete and in accordance with the actual facts and have not changed until the date of
      this asset assessment; If it turns out that the documents do not correspond to the actual
      facts, then it is beyond the responsibility of the appraiser and this report automatically
      becomes invalid;
 iii. That all signatures, stamps, scribbles and marks contained in each document given and/or
      shown by the Company to HMR are true, including land certificates, stamps, scribbles and
      marks contained in each photocopy, derivative and/or copy of the document given by the
      Company to HMR are in accordance with those contained in the original document and the
      signatures, stamps, scribbles and marks contained in the document are true;
 iv. That the Government agency and/or party issuing and/or issuing permits, approvals,
      licenses and/or proof of registration to the Company is an official and/or party authorized
      to carry out such actions and is represented by the person(s) who is entitled and has the
      permit, approval, license and/or proof of registration in question;
 v. That in conducting this asset assessment, HMR does not provide legality for a transaction
      in which the Company is a party or has an interest in the related assets;
 vi. That in conducting this asset assessment, HMR does not check the
      completeness/requirements that must be met as a guarantee for binding mortgage rights,
      and therefore if this report is intended as a basis for credit granting policies by banks,
      then the Company is obliged to check and ensure that these requirements are met
      including the legality aspect;
 vii. Unless expressly stated in this asset assessment report, it cannot be assumed that HMR is
      obliged and has conducted a legality and/or debt examination of the assets being assessed;
      HMR does not conduct research/investigation into the ownership and/or debt and the
      validity of the documents of the assets being assessed, assuming that the rights to the
      Property are clear and under legal ownership;
viii. That all disputes in the form of criminal or civil cases (both inside and outside the Court)
      related to the assets being assessed are not the responsibility of HMR; in this assessment
      the assets being assessed are as if they are free and clean under the responsibility
      (property) of the Company;




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  ix. That HMR's responsibility is limited to the Company in question and HMR is not responsible
       to other parties who use this Assessment Report;
  x. That this Assessment Report is considered valid if there is a stamp (seal) and original
       signature from HMR;
  xi. That the value is given in Rupiah units based on the understanding that the property
       market is in Rupiah currency.
  xii. That the assessment fee is determined based on man-days and not based on the value
       given in the Assessment Report;
xiii. That changes made by the Government or private parties related to the condition of the
       asset, in this case rezoning, road widening, market conditions and so on are not the
       responsibility of HMR;
xiv. That if there is a building as the object of the assessment, then HMR considers the visual
       condition of the building in question, however, it is not obliged to check the building
       structure or parts of the asset that are covered, invisible or inaccessible, and HMR does
       not provide a guarantee if there is termite decay, damage and other invisible
       disturbances;
xv. That the object of assessment does not contain and/or use materials that are damaging or
       dangerous;
xvi. That if there are buildings and other complementary facilities as objects of assessment,
       then all buildings and other complementary facilities are considered to be within the
       boundaries of the land, and are built in accordance with applicable regional development
       regulations, unless specifically stated;
xvii. That the images, sketches or maps attached to this appraisal report are intended to help
       the reader get an idea of the assets being appraised. HMR does not carry out
       comprehensive measurements of the objects referred to in the images, sketches or maps
       and is not responsible for matters related to them;
xviii. That in this assessment, if there are machines, they are detailed as a complete work unit,
       namely including all parts and accessories which are usually technically included in the
       unit;
xix. That if in the future new data is found which in HMR's opinion requires a revision to this
       report, then HMR has the right to make changes to this assessment report;
xx. HMR, due to this assessment, has no obligation to provide an explanation to other parties
       or to provide testimony or attendance in a court case or other related Government Agency;
xxi. The report is presented only for the intent and purpose as written in the report, and is
       directed only to the Company. Responsibility related to the report is limited only to the
       Company and the appraiser is not responsible to any party other than the Company. Other
       parties who use this report are responsible for all risks that arise;
xxii. That HMR's liability in relation to the services rendered in this Valuation Report (regardless
       of actions in contract, negligence, or otherwise) is limited to the Fee paid by the Company
       for part of the service obligation or work results rendered. Under no circumstances, HMR
       including the Partner Leader, Deputy Partner Leader, Partners and all existing staff, shall
       be liable for any consequences, special events or losses arising from legal implementation,
       losses or costs (including, but not limited to, loss of profits, possible costs, and so on)
       even though HMR has previously been notified of the possibility of such events occurring;
xxiii. That the Company must provide compensation and guarantee against all disturbances to
       HMR from and against lawsuits, responsibilities, costs and expenses (including but not
       limited to legal costs and time that has been given) directed at, paid or incurred in
       connection with the issuance of the Appraisal Report on the assets in question, except to
       the extent that it has been determined in a previous agreement.




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F. APPROACHES AND ASSESSMENT METHODS

       The object of assessment is an office space which in this assessment uses the Market
       Approach with the Market Data Comparison Method.

       The assessment process is the stages of determining property based on the objective of
       understanding the problem, planning things that need to be done in order to solve the
       problem, obtaining data, classifying data, analyzing and then producing a value opinion.

          The stages are as follows:
              1. Identification of problems
              2. Preliminary analysis
              3. Field inspection
              4. Data collection and analysis
              5. Application of assessment methods
              6. Conclusion of Values and Assessment Reports


G. CONCLUSION OF ASSET ASSESSMENT

      Considering all relevant information and prevailing market conditions, HMR is of the opinion
      that the Market Rental Value of the appraisal object in the form of office space on the 2nd
      floor with an area of 968m2 located at Menara Bank Mega, Jalan Kapten Tendean No. 12-14A,
      Mampang Prapatan Village, Mampang Prapatan District, South Jakarta City, DKI Jakarta
      Province, on December 31, 2025 is IDR169,000 (One Hundred and Sixty Nine Thousand
      Rupiah) per square meter per month with a service charge of IDR75,000 (Seventy Five
      Thousand Rupiah) per square meter per month.


2. SUMMARY OF FAIRNESS OPINION

      The following is a summary of the Fairness Opinion as set out in Report No. 00007/2.0120-
      04/BS/07/0627/1/III/2026 dated March 16th 2026.


A. IDENTITY OF THE PARTIES

  •       Appraiser Identity

      The Company has appointed Public Appraisal Service Office (KJPP) Herman Meirizki and
      Rekan (“HMR” or “Appraiser”) which has a business license from the Ministry of Finance of
      the Republic of Indonesia based on the Decree of the Minister of Finance No. 66/KM.1/2014
      dated February 10th 2014 registered as a capital market supporting profession at the
      Financial Services Authority with a Capital Market Supporting Profession Registration
      Certificate No. STTD.PB-57/PM.02/2023 and is registered as a Business Appraiser in the
      Non-Bank Financial Industry (NBFI) under number 296/PD.021/STTD-P/2023 to conduct an
      assessment of this proposed Transaction, with the following data on the person in charge of
      the appraiser:

          Name                               : Willyams, S.E., MAPPI (Cert)
          No. MAPPI                          : 13-S-04028
          Appraiser Registration             : RMK-2017.01124



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        Public Appraiser License            : B-1.22.00627
        Service Field Classification        : Business Appraiser(B)
        Address                             : The Akkas Commercial Building Lt. 6
                                              Jl. TB Simatupang No. 23 RT.011 RW.004
                                              Kelurahan Tanjung Barat, Kecamatan Jagakarsa
                                              Kota Jakarta Selatan, Provinsi DKI Jakarta 12530

   •   Identity of Assignor

       This assessment was assigned by PT. Bank Mega, Tbk. with the following data:

       Company Name                : PT. Bank Mega Tbk
       Business Activity           : Banking
       Address                     : Menara Bank Mega Jalan Kapten P. Tendean No. 12-14A,
                                     Jakarta 12790 Kelurahan Mampang Prapatan,
                                     Kecamatan Mampang Prapatan,
                                     Kota Administrasi Jakarta Selatan, Provinsi DKI Jakarta
       Phone                       : +62 21 79175000
       Faksimile                   : +62 21 79187100
       Website                     : www.bankmega.com
       e-mail                      : corsec@bankmega.com


B. THE SUBJECT OF THE FAIRNESS OPINION

   The object of the Fairness Opinion is the plan for an affiliate transaction for the lease of
   office space owned by the Company by MCS with total area of 968m2

           No.                 Location                     Area (m2)
           1.  Menara Bank Mega Building, 2nd Floor, Office Unit with a unit
               Jalan Kapten Tendean Kav. 12-14 A, area of 968 m2
               Mampang Prapatan Village, Mampang
               Prapatan District, South Jakarta City,
               DKI Jakarta Province.


C. PURPOSE AND OBJECTIVE OF THE FAIRNESS OPINION

   The purpose and objective of this fairness opinion is to provide a fairness opinion on the
   Transaction Plan. This fairness opinion report is used as one of the materials for information
   disclosure as regulated in POJK 42/2020 concerning Affiliated Transactions and Conflict of
   Interest Transactions.

D. FAIRNESS OPINION DATE

   The assessment date in this fairness opinion report is December 31st 2025.

E. ASSUMPTION AND LIMITATION CONDITION




                                                                                                 12
Page 13
 Without prejudice to the responsibility of HMR as the Appraiser, this Fairness Opinion is
 subject to the following assumptions and limiting conditions:

     i.     This Fairness Opinion Report is a non-disclaimer opinion
     ii.   The financial projections are provided by the Company's management, reflecting
            the fairness of such projections and the feasibility of their achievement (fiduciary
           duty);
     iii. The financial statement projections come from the Company and have been
           adjusted to reflect its ability to achieve (fiduciary duty);
     iv. HMR is responsible for the fairness opinion report and the opinion in the fairness
           opinion report;
     v.    HMR assumes that after the date of issuance of the fairness opinion report, there
           have been no changes that have a material effect on the transaction plan;
     vi. In conducting the analysis, HMR relies on data from the Company, both from
           financial data, legality, information in the draft agreement related to the
           transaction plan, and so on;
     vii. The truth, reliability, and accuracy of the data are the responsibility of the
           Company;
     viii. Any changes to data and information that are only known after the date of the
           fairness opinion report that can materially affect the results of the fairness opinion
           are not the responsibility of HMR, and HMR is not responsible for updating the
           results of the fairness opinion in the future;
     ix. The fairness opinion is prepared based on market and economic conditions, general
           business and financial conditions, and Government regulations on the date of this
           assessment;
     x.    This fairness opinion must be viewed as a whole. The use of part of the analysis and
            information without considering the contents of this fairness opinion as a whole,
           may lead to a misleading view of the process underlying this fairness opinion;
     xi. In conducting an analysis of the industry related to the Company's business
           activities, HMR has used data from external sources that it considers reliable;
     xii. The Company's historical financial data is obtained from financial statements that
           have been audited by an Independent Public Accountant registered with the
           Financial Services Authority, so that HMR does not confirm and verify the accuracy
           of the data presented;
     xiii. HMR does not conduct due diligence on the legal and tax aspects of the Company or
           its implications for the planned transaction;
     xiv. HMR receives financial projections and calculation assumptions from the Company,
           and has made several adjustments in accordance with the needs of providing a
           fairness opinion;
     xv. This fairness opinion report is open to the public except for confidential
           information that may affect the Company's operations;
     xvi.   This valuation shall not be construed or intended as an audit review or the execution of
            specific procedures, nor is it intended to disclose weaknesses in internal controls, errors, or
            irregularities in the financial statements, and/or violations of law.


F. APPROACHES AND ASSESSMENT METHODS

    Methods used in the analysis of Fairness Opinion is as follows:
        Transaction Analysis
        Qualitative and Quantitative Analysis
        Analysis on the fairness of the transaction
        Analysis of other relevant factors


                                                                                                        13
Page 14
    G. FAIRNESS OPINION ON TRANSACTION

        Based on the analysis that has been conducted on the fairness of the Transaction which
        includes transaction analysis, qualitative and quantitative analysis, analysis of the fairness
        of the transaction, and analysis of other relevant factors, HMR is of the opinion that the
        Transaction of renting office space on the 2nd floor with an area of 968 m2 in the Menara
        Bank Mega Building by the Company is FAIR.



                           SUMMARY OF PROFORMA FINANCIAL REPORT

Presented below are the Financial Statements of Bank Mega for the year ended December 31st,
2025, which have been audited by RSM Indonesia and signed by Public Accountant Saptoto
Agustomo (License No. AP. 0499), with an unqualified opinion in all material respects, as set forth
in Report No. 00055/2.1030/AU.1/07/0499-1/1/II/2026 dated February 6th, 2026.

▪     Summary of Financial Position
                                                                             (in billion Rupiah)
                                                                    Year Ended
                      Description
                                                   December 31st 2025     December 31st 2024
      Total Assets                                              140.828                134.915
      Loans                                                      67.231                  64.645
      Third-Party Funds                                        104.131                   91.669
      Total Liabilities                                        115.752                 113.733
      Total Equity                                               25.076                  21.182
      Total Liabilities and Equity                             140.828                 134.915


▪     Summary of Financial Ratios
                                                                                   (in %)
                                                             Year Ended
                  Description
                                            December 31st 2025       December 31st 2024
      Return on Asset (ROA)                                  3,10                      2,56
      Return on Equity (ROE)                                15,54                    13,62
      Loan to Deposit Ratio (LDR)                           64,48                    70,34
      Capital Adequacy Ratio (CAR)                          30,49                    25,77
      Net Interest Margin (NIM)                              4,18                      4,64
      NPL (Non Performing Loan)-gross                        1,65                      1,69
      BOPO                                                  69,12                    73,61




                                                                                                   14
Page 15
 ▪     Highlight of Comprehensive Income Statement
                                                                              (in billion Rupiah)

                                                                   Year Ended
                       Description
                                                   December 31st, 2025     December 31st, 2024
     Interest Income                                             10.197                  10.289
     Interest Expense                                            (5.268)                 (5.189)
     Net Intererest Income                                        4.929                    5.100
     Other Operating Income                                       2.788                    1.815
     Other Operating Expenses                                    (3.677)                 (3.684)
     Net Operating Income                                         4.040                    3.231
     Net Non-Operating Income (Expenses)                            121                       26
     Income before tax expense                                    4.161                    3.257
     Tax Expense - nett                                            (796)                   (626)
     Income for the year                                          3.365                    2.631
     Other Comprehensive income - nett                            1.582                    (747)
     Total Comprehensive Income for the year                      4.947                    1.884
     Basic Earnings per Share (full amount)                         287                      224
     Income attributable to the owners of the
                                                                  3.365                    2.631
     parent entity
     Comprehensive income attributable to
                                                                  4.947                    1.884
     owners of the parent entity




                STATEMENT OF THE DIRECTORS AND BOARD OF COMMISSIONERS

The Company Directors and Board of Commissioners are hereby stated that:

 1. All materials information and opinions stated in this Disclosure of Information is valid and can
    be accounted for and there is no other information that has not been disclosed that could
    cause this statement to be untrue or misleading.

 2. Having reviewed the Transaction Plan, including assessing the risks and benefits of the
    Transaction Plan for the Company and all Shareholders, therefore confidence that the
    Transaction Plan is the best option for the Company and all Shareholders.

 3. The Transaction is not a conflict of interest transaction as defined in the POJK
    No.42/POJK.04/2020 concerning the Affiliated Transaction and Conflict of Interest
    Transaction.

 4. Considering the Company's Financial Statements for the year ended December 31st 2025,
    which were audited by the Public Accounting Firm of Amir Abadi Jusuf, Aryanto, Mawar &



                                                                                                    15
Page 16
     Rekan (“RSM Indonesia”) and signed by Saptoto Agustomo, AP. 0499 pursuant to Report No.
     00055/2.1030/AU.1/07/0499-1/1/II/2026 dated February 6th, 2026, the Company's equity
     was recorded at IDR 25,076,358,660,270 (twenty-five trillion seventy-six billion three
     hundred fifty-eight million six hundred sixty thousand two hundred seventy rupiah).
     Consequently, the transaction value represents only 0.06% (zero point zero six percent) of
     the Company's equity. As such, it does not reach the materiality threshold as defined under
     POJK No. 42/2020; however, the Company is still required to perform a Disclosure of
     Information to fulfill the applicable regulatory requirements.

 5. The Company has received a Report from KJPP Herman Meirizki and Partners No.
    00274/2.0120-00/PI/07/0374/1/III/2026 dated March 13th, 2026 regarding the Asset
    Valuation Report and Report No. 00007/2.0120-04/BS/07/0627/1/III/2026 dated March 16th
    2026 regarding the Fairness Opinion of PT Bank Mega Tbk, with the conclusion that overall
    the transaction is determined to be FAIR.

6.   The implementation of the Transaction does not violate all provisions in the agreements
     between the Company and any party.

                                  ADDITIONAL INFORMATION
Shareholders who require additional information can contact the Company during business hours
at the following address:


                                      Corporate Secretary
                                       PT Bank Mega Tbk
                                       Menara Bank Mega,
                         Jl. Kapten Tendean Kav.12-14A, Jakarta 12790
                           Tel. +62 21 79175000 Fax. +62 2179187100
                                     corsec@bankmega.com
                                      www.bankmega.com




                                                                                                16

File

File Open PDF
Source IDX
Size0.23 MB
Published27 Mar 2026
Pages16
Characters45,894
Text sourceEmbedded text layer
OCR confidence—

Names mentioned 42 people and organisations named in the text · linked when the evidence is strong

linked org BANK MEGA Tbk · Company Name p.1 ×43
linked org MEGA CAPITAL SEKURITAS. p.1 ×8
linked person Amir Abadi Jusuf p.2 ×2
linked person Chairul Tanjung p.4
linked person Achjadi Ranuwisastra p.4
linked person Kostaman Thayib p.4
linked person Indivara Erni p.4
linked person Martin Mulwanto p.4
linked person YB Hariantono p.4
linked person Heriwan Gazali p.4
linked person Yuni Lastianto p.4
possible org PT Mega Corpora p.2 ×5
unresolved org Financial Services Authority p.1 ×7
unresolved org PT. MEGA CAPITAL SEKURITAS. This Disclosure p.1
unresolved org Bank Mega Jakarta Tendean Building p.2
unresolved org Mega Corp p.2 ×3
unresolved org Mawar & Rekan p.2
unresolved org Bank Mega Tower p.2
unresolved org Bank Mega Jakarta Building p.2 ×3
unresolved org Bank Mega Jakarta Tower Building p.2
unresolved org Bank Mega Building p.2 ×3
unresolved org PT Bank Karman p.3
unresolved person Oe Siang Djie · Notaris p.3
unresolved org Minister of Justice of Republic of Indonesia p.3
unresolved person Dharma Akhyuzi · Notaris p.3 ×7
unresolved org Minister of Law and Human Rights p.3
unresolved org Ministry of Law and Human Rights p.3 ×2
unresolved person Poerbaningsih Adi Warsito p.4 ×2
unresolved org Minister of Justice p.4 ×9
unresolved org PT Indovest Securities p.4
unresolved org PT Mega Capital Indonesia p.4 ×2
unresolved person F.X. Budi Santoso Isbandi · Notaris p.5 ×4
unresolved org PT Para Rekan Investama p.6
unresolved person Dr. Sarmiati p.6 ×2
unresolved org Ministry of Finance p.8 ×2
unresolved org Minister of Finance p.8 ×2
unresolved person Susi Meirizki p.8
unresolved — MAPPI p.8 ×2
unresolved — Public Appraiser License p.8
unresolved — Service Field Classification p.8
unresolved person Willyams p.11
unresolved org KJPP Herman Meirizki p.16

Extraction attempts how the parser did, and what it refused

Nothing structured was extracted from this document — the attempts below say why.

Rule parser Needs review confidence 0.091 4546 ms 12 Sep 2026 22:30
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