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20230908_SWID_Transaksi Material Tanpa Persetujuan RUPS_31408947_lamp2.pdf

Asset transaction Needs review SWID

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Page 1
                                          DISCLOSURE


Name of the Company                        : PT Saraswanti Indoland Development Tbk
Sector                                     : Property & Real Estate
Telephone                                  : (0274) 883866
Facsimile                                  :-
E-mail                                     : corsec.swid@saraswanti.com
 1.      Date      of    Material September 6th, 2023
         Transaction
 2.      Type      of    Material 1. According to Financial Services Authority Regulations
         Information of Facts        (“FSAR”) Number 17/POJK.04/2020 concerning Material
                                     Transactions and Changes in Business Activities in the
                                     Explanation to Article 2, the type of material transaction is
                                     borrow and borrowing funds including transfers and
                                     providing company guarantees.
                                  2. According to FSAR Number 31/POJK.04/2015
                                     concerning Disclosure of Material Information or Facts by
                                     Issuers or Public Companies in Article 6, this type of
                                     material transaction is an occurence that will cause an
                                     increase in financial obligations or a material decrease the
                                     income of the Issuer or Public Company .
 3.      Explanation,             The Company needs to carry out investment activities by
         Considerations,     and supporting one of Company's strategies to increase the
         Reasons for Doing profitability. With lending and borrowing transactions, it
         Material Transactions causes an increase in financial obligations but is able to
         and the Effects of These maintain more better cash flow conditions in the future.
         Transactions
         On      the   Financial
         Condition of Public
         Companies
 4.      Parties      to      the 1. PT Saraswanti Indoland Development Tbk (SWID) as a
         Transaction                 debtor.
                                  2. PT Bank Mandiri (Persero) Tbk which is a banking
                                     institution as a creditor.
 5.      Material Transaction Rp105.000.000.000,- (One Hundred and Five Billion Rupiah)
         Value                    consisting of Tranche A and Trance B
                                  Tranche A : Rp35.000.000.000,-
                                  Tranche B : Rp70.000.000.000,-
 6.      Interest                 7,75% p.a.
 7.      Period                   Tranche A: 63 (sixty three) months starting from the date of
                                  Signing of the Credit Agreement including an availability
                                  period of 1 (one) month
                                  Tranche B: 66 (sixty six) months starting from the date of
                                  Signing of the Credit Agreement including an availability
                                  period of 12 (twelve) months
Page 2
8.   Guarantee   a. Fixed Asset :
                    1) Building Rights on Land No. 1005, 1007, 1008 and
                        1176 a.n PT. Saraswanti Indoland Development Tbk
                        with a total area of 7,183 m2, and Land and Ballroom
                        Building with proof of ownership in the form of SHGB
                        No. 1021 (subsequently splitting will be carried out
                        and will turn into a new Building Rights and returned
                        to Bank Mandiri with a minimum area of ± 6,738 m2)
                        a.n PT Saraswanti Indoland Development Tbk which
                        will be bound by Mortgage of Rp121.648 million (all
                        fixed asset collateral will be tied to HT I totaling
                        Rp236.113 million).
                    2) Strata Title Building (standing on land Building Rights
                        No.1175) on:
                              a) 45 hotel rooms with proof of ownership in
                                  the form of 59 Right of Ownership over
                                  Stacked Units a.n PT Saraswanti Indoland
                                  Development Tbk
                              b) Office in Basement 2 with proof of
                                  ownership in the form of Right of Ownership
                                  over Stacked Units No. 001 a.n PT
                                  Saraswanti Indoland Development Tbk
                              c) Office in Basement 1 with proof of
                                  ownership in the form of Right of Ownership
                                  over Stacked Units No. 002 a.n PT
                                  Saraswanti Indoland Development Tbk
                              d) City Walk with proof of ownership in the
                                  form of Right of Ownership over Stacked
                                  Units No. 003 a.n PT Saraswanti Indoland
                                  Development Tbk
                              e) Lobby with proof of ownership in the form
                                  of Right of Ownership over Stacked Units
                                  No. 004 a.n PT Saraswanti Indoland
                                  Development Tbk
                              f) 1st Floor North Side with proof of ownership
                                  in the form of Right of Ownership over
                                  Stacked Units No. 005 a.n PT Saraswanti
                                  Indoland Development Tbk
                              g) 1st Floor Swimming Pool Side with proof of
                                  ownership in the form of Right of Ownership
                                  over Stacked Units No. 006 a.n PT
                                  Saraswanti Indoland Development Tbk
                              h) 1st Floor South Side with proof of ownership
                                  in the form of Right of Ownership over
                                  Stacked Units No. 007 a.n PT Saraswanti
                                  Indoland Development Tbk
                              i) Rooftop Tower Apartment with proof of
                                  ownership in the form of Right of Ownership
                                  over Stacked Units No. 580 a.n PT
                                  Saraswanti Indoland Development Tbk
Page 3
                                      all of which will be bound by Mortgage of
                                      Rp114,465.00 million (all fixed asset collateral will be
                                      bound by HT I for a total of Rp236.113 million)
                                   3) Machinery and equipment will be tied to Fiducia with
                                      a binding value of Rp10.000 million.

                         b. Other Collateral:
                            1) Notarized Personal Guarantee. Noegroho Hari Hardono
                                (Owner of Saraswanti Group).
                            2) Notarial Corporate Guarantee and Cash Deficit
                                Guarantee. PT Dupan Anugerah Lestari.
                            All insurable collateral must be insured through a Bank
                            Mandiri partner insurer with Bank Mandiri's Banker's
                            Clause.
9.   Lending         and 1. Return a copy of the Credit Offer Letter (SPPK) signed on
     Borrowing Terms        a stamp duty in accordance with the applicable provisions
                            by the authorized company management in accordance
                            with the Company's Articles of Association and applicable
                            provisions and laws.
                         2. Has provided funds that will be used to pay administration
                            fees, fees, servicing fees, facility fees, notary fees (if any),
                            insurance, etc.
                         3. The existing credit facility has been repaid at Bank
                            Mandiri as evidenced by the submission of similar
                            letters/documents stating that the total outstanding
                            value/liability of the credit facility/loan of PT Saraswanti
                            Indoland Development Tbk at Bank Mandiri has been paid
                            off.
                         4. Submit a Letter of Approval to the company's Board of
                            Commissioners in accordance with the provisions of the
                            company's Articles of Association which approves the
                            actions of the Board of Directors on the following matters:
                            a. Open a relationship/submit a credit application to PT
                                Bank Mandiri (Persero) Tbk and agree to the General
                                Conditions of the PT Bank Mandiri (Persero) Tbk
                                Credit Agreement.
                            b. Sign the credit agreement along with addendums and
                                assessors at PT Bank Mandiri (Persero) Tbk, both in
                                terms of credit extensions, changes to credit limits,
                                changes to terms and/or credit conditions that will exist
                                in the future until the credit facility is declared paid off.
                            c. Borrowing money on behalf of the company from PT
                                Bank Mandiri (Persero) Tbk.
                            d. Carry out legal actions to transfer, release rights or
                                make debt collateral for all or part of the company's
                                assets or agree to guarantee the company's assets to PT
                                Bank Mandiri (Persero) Tbk.
                         5. Has submitted a statement signed by the authorized
                            management based on the Articles of Association of PT.
                            Saraswanti Indoland Development Tbk that the act of
Page 4
   pledging company assets to PT Bank Mandiri (Persero)
   Tbk does not require GMS approval.
6. Has submitted a statement letter with sufficient stamp duty
   signed by the authorized management in accordance with
   the Articles of Association of PT. Saraswanti Indoland
   Development Tbk stated that:
   a. Deed No. 3rd date. 21 June 2023 by Notary Lucky
       Suryo Wicaksono. S.H, M.KN, M.H is the last
       amendment deed.
   b. Willing to carry out a credit collateral assessment
       carried out by a partner appraisal company PT Bank
       Mandiri (Persero) Tbk or an independent surveyor
       every 2 years.
   c. Willing to not pledge all collateral to other parties and
       declare that the collateral is not in dispute.
   d. Willing to extend the closing of maturing collateral
       insurance closed by Bank Mandiri partner insurers.
   e. Release PT. Bank Mandiri (Persero), Tbk. from all
       lawsuits if PT. Bank Mandiri (Persero), Tbk. must sell
       and/or auction all collateral submitted to settle the
       obligations of PT. Saraswanti Indoland Development
       Tbk and this statement cannot be canceled until the
       credit is declared paid off by PT. Bank Mandiri
       (Persero), Tbk.
   f. Willing to pay off all of the debit balance in
       accordance with what is determined by the Bank in the
       event of a legal issue that could disrupt the company's
       operations.
   g. If in the future the implementation of binding credit
       collateral or other actions in the context of
       implementing credit guarantees encounters obstacles,
       then PT. Saraswanti Indoland Development Tbk is
       willing to replace the said collateral items with other
       collateral items that have a minimum value of the same
       and can be bound in accordance with applicable laws
       and regulations or the credit facility is repaid.
   h. Responsible for the correctness of all data submitted
       to PT. Bank Mandiri (Persero) Tbk.
   i. Willing to channel most of the business transactions at
       PT. Bank Mandiri (Persero) Tbk.
   j. Willing to place a sinking fund/reserve fund for a
       minimum of 1x installments of principal and interest
       no later than the beginning of the month in a Current
       Account or Mandiri Business Savings account or
       willing to maintain an average fund of Rp1.500
       Million. If the sinking fund/reserve funds are used, PT.
       Saraswanti Indoland Development Tbk is willing to
       place them back no later than the beginning of the
       following month
   k. Willing to submit a copy of the contract term extension
       document with PT Archipelago International
Page 5
                                  Indonesia max. 3 months before the end of the contract
                                  period. If PT Archipelago International Indonesia
                                  terminates the contract unilaterally, PT Saraswanti
                                  Indoland Development Tbk is obliged to submit a
                                  cooperation contract with the new operator and if PT
                                  Saraswanti Indoland Development Tbk is unable to
                                  submit a cooperation contract with the new operator, a
                                  review of the investment credit facility at PT will be
                                  carried out. Bank Mandiri (Persero) Tbk.
                              l. If there is excess cash flow, PT. Saraswanti Indoland
                                  Development Tbk is willing to reduce the outstanding
                                  starting from the most recent installment. Reviews of
                                  cash flow realization are carried out periodically
                                  during reviews of long-term facilities.
                              m. Willing to use the products and services of PT. Bank
                                  Mandiri (Persero) Tbk.
                              n. Willing to submit a copy of company legality and
                                  business legality that is still valid.
10. Things     that    are As long as the credit has not been paid off, without prior
    Prohibited by Debtors written approval from PT. Bank Mandiri (Persero) Tbk
                           debtors are not permitted to:
                                a. Making changes to the Company's Articles of
                                    Association, including Shareholders, Company
                                    Management, capital and share value, is permitted as
                                    long as it does not change the Ultimate Beneficial
                                    Owner (UBO). Y.N. Hari Hardono / Family, with
                                    written notification (except regarding changes in
                                    share value) to PT. Bank Mandiri (Persero) Tbk no
                                    later than 30 days after the decision of the General
                                    Meeting of Shareholders (GMS) regarding changes
                                    to the articles of association and submit a copy of the
                                    amendments to the Articles of Association and a copy
                                    of          proof          of        receipt         of
                                    notification/ratification/approval from the Ministry
                                    of Law and Human Rights no later than 2 (two)
                                    months from the date of the GMS.
                                b. Changing Hotel Operator
                                c. Obtain credit facilities from other banks
                                d. Bind yourself as a debt guarantor or guarantee the
                                    company's assets to other parties
                                e. Transfer collateral except inventory/receivables.
                                f. Collecting dividends is permitted with written
                                    notification to PT Bank Mandiri (Persero) Tbk no
                                    later than 30 days after the decision of the General
                                    Meeting of Shareholders regarding dividend
                                    distribution as long as before and after dividend
                                    distribution the required financial agreements are
                                    fulfilled.
11. Other Information      In connection with the fulfillment of FSAR Number
                           17/POJK.04/2020, hereby:
Page 6
                            a. The Board of Directors states that this lending and
                               borrowing transaction is not an affiliated transaction as
                               referred to in FSAR Number 42/POJK.04/2020
                               concerning Affiliated Transactions and Transactions with
                               Conflicts of Interest.
                            b. The Board of Directors and Board of Commissioners state
                               that this loan transaction does not contain a conflict of
                               interest as referred to in FSAR Number 42/POJK.04/2020
                               concerning Affiliated Transactions and Transactions with
                               Conflicts of Interest.
                            c. The Board of Directors and Board of Commissioners state
                               that all material information has been disclosed in this
                               information disclosure and the information is not
                               misleading.




                     PT Saraswanti Indoland Development Tbk
               Jl. Palagan Tentara Pelajar KM. 7, Sleman, Yogyakarta
                                 Tel. (0274) 883866




                             Main Business Activites:
Star Hotel, Owned, Leased or for Sale Real Estate Developer, and Rental of Venues for
                  Organizing MICE Activities and Special Events




                       E-mail : corsec.swid@saraswanti.com
                         Website : saraswantiproperty.com

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