20260128_BBCA_Laporan Informasi dan Fakta Material_32022743_lamp2.pdf

                        SUMMARY OF INFORMATION TO SHAREHOLDERS

The Company plans to repurchase its shares that have been issued and listed on the Indonesia Stock
Exchange (“IDX”) in accordance with the provisions of OJK Regulation No. 29 of 2023 concerning the Shares
Buyback Issued by Public Listed Company (“POJK No. 29/2023”) and taking into account the provisions of
OJK Regulation No. 11/POJK.03/2016 concerning the Minimum Capital Requirements for Commercial Banks,
as last amended by OJK Regulation No. 27 of 2022 concerning the Minimum Capital Requirements for
Commercial Banks (“POJK No. 11/2016”) (“Buyback”).

The total value of the Buyback is Rp5,000,000,000,000 (five trillion Rupiah) at maximum, which includes
brokerage fees and other costs related to the Buyback. The number of shares repurchased by the Company
shall not exceed 10% (ten percent) of the Company's paid-up capital, and the number of shares in circulation
(free float) after the implementation of the Buyback shall not be less than 7.5% (seven point five percent) of
the total number of registered shares.

The implementation of the Buyback will not result in a decrease in capital below the minimum limit as
required in POJK No. 11/2016. The implementation of this Buyback will not have a material impact on the
Company's financial performance and business activities.

                                   BACKGROUND AND PURPOSE

The Company intends to conduct a buyback in order to support the stability of the Indonesian capital market
in 2026, increase investor confidence, and provide a more optimal rate of return for shareholders.

                      THE COMPANY'S PLAN FOR THE BUYBACK SHARES

The Company will transfer the shares resulting from the Buyback with due observance of the provisions of
POJK No. 29/2023 and/or other applicable laws and regulations.

  ESTIMATED SCHEDULE AND TIME LIMITS FOR THE BUYBACK, METHOD TO BE USED,
            AND SHARE PRICE LIMITATION FOR THE SHARE BUYBACK

    A. Estimated Schedule and Time Frame Restrictions
        Preliminary Notice of the Annual General             :   28 January 2026
        Meeting of Shareholders (“AGMS”) in
        connection with the planned implementation of
        a Buyback
        Announcement of Information Disclosure               :   28 January 2026
        regarding the planned implementation of
        Buyback
        Date of AGMS approval regarding the                  :   12 March 2026
        implementation of the Buyback
        Buyback implementation period                        :   12 (twelve) months from the
                                                                 approval of the Buyback plan by the
                                                                 AGMS, unless terminated earlier by
                                                                 the Company with due regard to the
                                                                 provisions of applicable laws and
                                                                 regulations.
    B. Methods
       The buyback will be conducted on the IDX through the regular market and will only be conducted
       through PT BCA Sekuritas. The Buyback implementation will be in accordance with other provisions
       in OJK Regulation No. 29/2023.

    C. Price Limitation
       The Buyback will be conducted at a price deemed appropriate and fair by the Company with due
       observance of the prevailing regulations.

 THE ESTIMATED NOMINAL AMOUNT OF ALL SHARES TO BE REPURCHASED AND THE
                        COST OF SHARE BUYBACK

The maximum amount of the Buyback is equivalent to a purchase value of up to Rp5,000,000,000,000 (five
trillion Rupiah), which includes brokerage fees and other costs related to the Buyback. The number of shares
repurchased by the Company shall not exceed 10% (ten percent) of the Company's paid-up capital. The
implementation of the Buyback shall not result in a reduction of capital below the minimum limit as required
by OJK Regulation No. 11/2016.

   MANAGEMENT ANALYSIS, ESTIMATION OF THE DECREASE IN REVENUE OF THE PUBLIC
 COMPANY AS A RESULT OF THE IMPLEMENTATION OF SHARE BUYBACK AND THE IMPACT OF
 THE FINANCING COSTS OF THE PUBLIC COMPANY AND PROFORMA EARNINGS PER SHARE OF
     THE PUBLIC COMPANY AFTER THE SHARE BUYBACK IS IMPLEMENTED, TAKING INTO
  ACCOUNT THE DECREASE IN REVENUE AND THE SOURCE OF FUNDS TO BE USED FOR THE
                                 SHARE BUYBACK

    A. Management Analysis and Estimation of the Decrease in Revenue of the Public Company
       The Company's business activity in the banking sector generates solid profitability and cash flow.
       The Company believes that the Buyback will not have a material impact on the Company's business
       activities, financial performance, capital position, and liquidity. The Company has adequate liquidity
       and cash flows to carry out its operational activities.

    B. Pro forma Earnings per Share on the Buyback Plan
       The following is a pro forma Consolidated Financial Statement as of 31 December 2025, which shows
       a minimal impact, taking into account the assumption of a buyback value of Rp5,000,000,000,000
       (five trillion Rupiah), which includes transaction costs (brokerage fees and other costs):


         In trillions of          Financial Reporting Period Ending on 31 December 2025*
         Rupiah (except         Before Buyback             Pro forma            Impact
         for ratios and
         EPS)
         Total Assets                    1,586.8                1,581.8               -5.0
         Net Income for                    57.5                   57.3                -0.2
         the Current
         Year
         EPS (rupiah per                   467                    465                  -2
         share)**
         Total Equity                     281.5                  276.3                -5.2
         Capital                         29.76%                 29.18%              -58 bps
         Adequacy Ratio
         (CAR)
         Return on Assets                3.86%                   3.86%               0 bps
         (ROA) after tax
         Return on Equity                23.28%                 23.67%              +39 bps
         (ROE)
        Note:
        *ratios are based on Bank-only Financial Statement
        **based on fully diluted number of shares

C. Source of Funds to be Used for Share Buyback
   In implementing the Buyback, the Company will use its own funds and not from loans or public
   offerings, and the proceeds from the repurchase of shares will be recorded as treasury shares, which
   will reduce the Company's equity.


                                    OTHER INFORMATION

1. In the event of any changes or additions to the information contained in this Disclosure, such
   changes or additions shall be announced no later than 2 (two) business days prior to the AGMS.
2. The Company prohibits transactions involving the Company's shares on the same day as the Buyback
   conducted by the Company through the IDX to the following parties:
   a. commissioners, directors, employees and main shareholders of the Company.
   b. individuals who, due to their position or profession or due to their business relationship with
       the Company enables them to obtain insider information.
   c. the parties that within the last 6 (six) months are no longer a party as referred to in letters a or
       b.
3. Shareholders who require additional information regarding the Buyback may contact the Company
   during business hours at the following address:


                             PT BANK CENTRAL ASIA TBK
               Group Corporate Communication and Social Responsibility
                       Jl. MH Thamrin No.1, Menara BCA Floor 22
                                      Jakarta 10310
                   Phone: (021) 2358-8000 / Facsimile: (021) 2358-8339
                              Email: corcom_bca@bca.co.id