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 Nomor Surat                        371/SIMASFIN-DIR/VII/2026

 Nama Perusahaan                    PT Sinar Mas Multifinance

 Kode Emiten                        SMMF

 Lampiran                           4

 Perihal                            Penyampaian Laporan Tahunan & Keberlanjutan dan ESG


Perseroan Menyampaikan Laporan Tahunan & Keberlanjutan dan ESG tahun 2025 dengan periode tahun buku dari
01 Januari 2025 sampai dengan 31 Desember 2025 dalam bahasa Indonesia dan Inggris
Apakah Perseroan akan/telah melakukan panggilan Rapat Umum Pemegang Saham Tahunan? (Ya)

Perseroan melakukan panggilan Rapat Umum Pemegang Saham Tahunan pada tanggal 31 Agustus 2026

Informasi sebagaimana dimaksud di atas telah dimuat pada Situs Web Perseroan di alamat link
https://www.simasfinance.co.id/hubungan-investor pada tanggal 28 Juli 2026
Apakah Perseroan tercatat di Bursa lain? (Tidak)



A. Kinerja Lingkungan (Environmental Performance)

Perseroan menyampaikan Keberlanjutan dan ESG Tahunan :
 E-01 Laporan Emisi Gas Rumah Kaca (GRK)

 Laporan Emisi GRK Konsolidasi?                                                 Ya

 Batasan Organisasi                                                    Operasional/Finansial


 Adakah anak perusahaan yang tidak diikutsertakan dalam
                                                                              Tidak
 laporan ini?




                            Name                                      Total Emisi (tCO2e)


Kategori 1: Emisi GRK langsung dan pembuangan


  Emisi langsung dari pembakaran stasioner                                     0

  Emisi langsung dari pembakaran bergerak                                   671,05

  Emisi langsung dari proses pengolahan                                        0

  Emisi fugitive langsung                                                      0

  Emisi langsung dari Land Use, Land Use Change and
                                                                               0
  Forestry (LULUCF)

  Total Emisi Langsung (Scope 1)                                            671,05

Page 2
Kategori 2: Emisi GRK tidak langsung dari energi yang diimpor/dibeli



 Emisi tidak langsung dari konsumsi Listrik yang
                                                                        2.972,75
 diimpor/dibeli


 Emisi tidak langsung dari konsumsi jaringan energi yang
                                                                           0
 diimpor/dibeli (diluar listrik)


 Total Emisi Tidak Langsung (Scope 2)                                   2.972,75


Kategori 3: Emisi GRK tidak langsung dari transportasi


 Transportasi dan distribusi hulu                                          0

 Perjalanan dinas                                                          0

 Transportasi dari klien dan pengunjung                                    0


 Transportasi dan distribusi hilir                                         0


 Perjalanan Karyawan                                                       0



Kategori 4: Emisi GRK tidak langsung dari produk yang digunakan oleh perusahaan


 Kegiatan yang berhubungan dengan energi yang tidak
 termasuk dalam emisi langsung dan emisi energi tidak                      0
 langsung

 Pembelian Barang dan Jasa                                                 0

 Capital equipment/goods                                                   0


 Limbah yang dihasilkan dalam kegiatan operasional                         0


 Aset Sewaan hulu                                                          0



Kategori 5: Emisi GRK tidak langsung yang terkait dengan penggunaan produk dari perusahaan


 Investasi                                                                 0

 Penggunaan produk yang dijual                                             0

 Perawatan akhir masa pakai produk yang dijual                             0

 Waralaba hilir                                                            0

 Aset Sewaan Hilir                                                         0


 Pengolahan produk yang dijual                                             0

Page 3
Kategori 6: Emisi GRK tidak langsung dari sumber lainnya

 Emisi atau pembuangan tidak langsung lainnya                                          0

 Total Emisi Tidak Langsung (Scope 3)                                                  0

Total Emisi GRK (Scope 1 and 2)                                                   3.643,8

Total Emisi GRK (Scope 1, 2 and 3)                                                3.643,8

Offsets/Credits                                                                        0

Pembelian Renewable Energy Certificate (REC) (kWh)                                     0



                                           Total emisi dari Scope 1 dan 2 per unit
 E-02   Intensitas Emisi GRK                                                                     0
                                           pendapatan Perusahaan Tercatat
                                           Jumlah total energi yang dikonsumsi secara
                                                                                            3.839.735
                                           langsung (kWh or J)
                                           Jumlah total energi yang dikonsumsi secara
 E-03   Konsumsi Energi listrik                                                                  0
                                           tidak langsung (kWh or J))

                                           Total konsumsi energi (kWh or J)                 3.839.735


 E-04   Konsumsi Air                       Total konsumsi air (m3)                           38.808


 E-05   Limbah yang dihasilkan             Total limbah yang dihasilkan (ton)                    0



 E-06 Komitmen Perusahaan untuk mencapai target Net Zero Emission
 Apakah Perusahaan memiliki komitmen pencapaian target net zero?                Tidak
 Tahun berapa Perusahaan menargetkan pencapaian Net Zero emission yang
                                                                                null
 dipublikasi?
 Mohon berikan deskripsi ringkas penjelasan dan tautan ke dokumentasi yang menjelaskan komitmen
 pencapaian target Net zero emission Perusahaan.

  Perusahaan belum memiliki komitmen pencapaian target net zero


 E-07 Komitmen Perusahaan untuk mengurangi Emisi Gas Rumah Kaca (Emission Reduction)
 Apakah Perusahaan memiliki komitmen mengurangi emisi?                          Tidak
                                                                                0%
 Target pengurangan emisi GRK
                                                                                0 (tCO2e)
 Tahun target untuk penurunan emisi GRK?                                        null



Apakah perusahaan memiliki manajemen yang mengawasi pengendalian iklim?


Tidak

Langkah-langkah yang sudah dilakukan dan penurunan emisi yang telah dicapai dibandingkan tahun
sebelumnya.

Penjelasan:

Page 4
Perusahaan belum memiliki manajemen yang mengawasi pengendalian iklim




B. Kinerja Sosial (Social Performance)

S-01 Kesetaraan Gender


                                         Laki-Laki                                          Perempuan
 Level Jabatan
                         Jumlah pegawai         Persentasi pegawai        Jumlah pegawai         Persentasi pegawai

 Entry-level             1.151                  60,04 %                   458                  23,89 %

 Mid-level               181                    9,44 %                    72                   3,76 %

 Senior-level            36                     1,88 %                    14                   0,73 %

 Executive-level         4                      0,21 %                    1                    0,05 %

 Total Pegawai           1.372                  71,57 %                   545                  28,43 %


S-02 Jumlah level pegawai yang dimiliki oleh laki-laki dan perempuan berdasarkan kelompok umur

                                                          Level Jabatan
 Rentang Usia            Entry-level              Mid-level            Senior-level         Executive-level   Jumlah
 (tahun)                                                                                                      Pegawai
                   Laki-Laki     Perempuan Laki-Laki Perempuan Laki-Laki Perempuan Laki-Laki Perempuan


 18-25             15            7          2             1       1            1         0         0          27

 25-35             189           75         30            12      6            2         1         0          315

 35-45             526           209        83            33      16           6         0         0          873

 45-55             421           167        66            26      13           5         3         0          701

 >55               0             0          0             0       0            0         0         1          1


S-03 Tingkat Pergantian Pegawai

                                         Jumlah Pegawai (dalam tahun               Percentage Pegawai (dalam tahun
                                                 pelaporan)                                  pelaporan)
 Jumlah Pegawai
 resign/Pemutusan Hubungan             0 Pegawai                                   0%
 Kerja
 Jumlah Pegawai Baru/pengganti         0 Pegawai                                   0%


S-04 Jumlah Pegawai Sementara

                                         Jumlah Pegawai (dalam tahun               Percentage Pegawai (dalam tahun
                                                 pelaporan)                                  pelaporan)
 Jumlah Pegawai perusahaan
 yang dipegang oleh kontraktor         156 Pegawai                                 8,14 %
 dan/atau konsultan


S-05 Pelatihan dan Pengembangan Pegawai

Page 5
    Rata-rata jam pelatihan per
                                   Jumlah pegawai yang ikut serta        Persentase jumlah pegawai yang
      pegawai dalam tahun
                                     dalam program pelatihan              ikut serta dalam pelatihan (%)
            Pelaporan

2,5 jam/pegawai                   7.701                                 100 %


S-06 Jumlah Kecelakaan Kerja



                                                       Persentase kecelakaan kerja serius yang berakibat
 Frekuensi kecelakaan kerja dari total pegawai
                                                         cedera serius dan fatal dari total pegawai (%)

0                                                  0%


S-07 Jumlah Kejadian Pelanggaran Hak Asasi Manusia


Jumlah pelanggaran hak asasi manusia dalam tahun
                                                 0
                   Pelaporan



Kebijakan Perusahaan terkait Pekerja

S-08 Perusahaan memiliki kebijakan terkait pelecehan seksual dan/atau
                                                                               Ya
non-diskriminasi?

 https://www.simasfinance.co.id/kode-etik-perusahaan

S-09 Perusahaan memiliki kebijakan mengenai hak asasi manusia?                 Tidak

 Perusahaan tidak memiliki kebijakan hak asasi manusia yang berdiri sendiri (standalone policy). Namun
 demikian, Perusahaan telah mematuhi peraturan perundang-undangan yang berlaku terkait dengan
 perlindungan hak asasi manusia.
S-10 Perusahaan memiliki kebijakan mengenai pekerja anak dan/atau
                                                                               Tidak
pekerja paksa?
 Perusahaan tidak memiliki kebijakan tersendiri (standalone policy) mengenai pekerja anak dan/atau pekerja
 paksa. Namun demikian, Perusahaan telah mematuhi peraturan perundang-undangan ketenagakerjaan
 yang berlaku yang melarang praktik tersebut.
S-11 Perusahaan memiliki kebijakan perusahaan mengenai kesehatan dan
keselamatan kerja serta lingkungan kerja yang aman dan layak diberikan Ya
kepada seluruh karyawan?

 https://www.simasfinance.co.id/ketenagakerjaan-kesehatan--keselamatan-kerja


Corporate Social Responsibility (CSR)


S-12 Perusahaan memiliki aktivitas CSR, investasi atau sumbangan
                                                                               Ya
terhadap komunitas atau organisasi nirlaba terdaftar?

 https://www.simasfinance.co.id/pengembangan-sosial-dan-kemasyarakatan


C. Kinerja Tata Kelola (Governance Performance)


 G-01 Keberagaman Manajemen dan Independensi (Board Diversity and Independence)

Page 6
 Tipe Manajemen
                          Jumlah              Laki-laki          Perempuan             Pihak Independen
   Perusahaan

Komisaris           0                     4                  0                     2
Direksi             0                     4                  1                     1


 G-02 Total kehadiran direksi dan komisaris ke rapat dewan



                                    Jumlah rapat dewan (di tahun    Rata-rata persentase kehadiran
                                             pelaporan)          direksi/komisaris dalam rapat dewan
Jumlah kehadiran direksi ke rapat
                                    6                            100 %
dewan

Jumlah kehadiran komisaris ke
                                    6                            100 %
rapat dewan




 Kebijakan mengenai manajemen lainnya

G-03 Perusahaan memiliki kebijakan mengenai pemisahan Chairman of
                                                                           Tidak
The Board dan CEO?
 Perusahaan tidak memiliki kebijakan mengenai pemisahan Chairman of The Board dan CEO, namun
 Perusahaan telah menjalankan POJK No 48 Tahun 2024
G-04 Perusahaan memiliki kebijakan penilaian dewan direksi dan
                                                                           Tidak
komisaris
 Perusahaan tidak memiliki kebijakan penilaian dewan direksi dan komisaris, namun Perusahaan telah
 menjalankan POJK Nomor 48 Tahun 2024
G-05 Perusahaan memiliki kebijakan pelatihan dewan direksi dan
                                                                           Tidak
komisaris
 Perusahaan tidak memiliki kebijakan pelatihan dewan direksi dan komisaris, namun Perusahaan telah
 menjalankan POJK Nomor 48 Tahun 2024
G-06 Kriteria khusus yang digunakan untuk pemilihan dewan direksi dan
                                                                           Tidak
komisaris
 Perusahaan tidak memiliki Kriteria khusus yang digunakan untuk pemilihan dewan direksi dan komisaris,
 namun Perusahaan telah menjalankan POJK No 48 Tahun 2024
G-07 Perusahaan memiliki kebijakan mengenai kode etik dan/atau anti-
                                                                           Ya
korupsi?
 https://www.simasfinance.co.id/kode-etik-perusahaan

G-08 Perusahaan memiliki kebijakan mengenai perlakuan adil terhadap
                                                                           Tidak
Pemegang Saham?
 Perusahaan tidak memiliki kebijakan mengenai perlakuan adil terhadap Pemegang Saham, namun
 Perusahaan telah menjalankan POJK No 48 Tahun 2024
G-09 Perusahaan memiliki kebijakan mengenai kewajiban
                                                                           Tidak
direksi/komisaris untuk mencegah adanya konflik kepentingan?
 Perusahaan tidak memiliki kebijakan mengenai kewajiban direksi/komisaris untuk mencegah adanya konflik
 kepentingan, namun Perusahaan telah menjalankan POJK No 48 Tahun 2024

Page 7
D. Lain-lain


 Keselarasan Laporan Keberlanjutan/Tahunan dengan Metrik ESG


                                                                        Halaman di Laporan
   Kinerja      Kode                   Nama Metrik
                                                                       Keberlanjutan/Tahunan
               E-01     Laporan Emisi Gas Rumah Kaca           n/a

               E-02     Intensitas Emisi Gas Rumah Kaca        n/a

               E-03     Konsumsi Energi Listrik                n/a

               E-04     Konsumsi Air                           n/a
Lingkungan
               E-05     Limbah yang Dihasilkan                 n/a
                        Komitmen Perusahaan untuk Mencapai
               E-06                                            n/a
                        Target Net Zero Emission

                        Komitmen Perusahaan untuk
               E-07                                            n/a
                        mengurangi Emisi Gas Rumah Kaca

               S-01     Kesetaraan Gender                      36
                        Pegawai Berdasarkan Gender dan
               S-02                                            n/a
                        Kelompok Umur
               S-03     Tingkat Pergantian Pegawai             n/a

               S-04     Jumlah Pegawai Sementara               n/a

               S-05     Pelatihan dan Pengembangan Pegawai     54

               S-06     Jumlah Kecelakaan Kerja                n/a
                        Kejadian Pelanggaran Hak Asasi
               S-07                                            n/a
                        Manusia
Sosial                  Kebijakan Pelecehan Seksual dan/atau
               S-08                                            n/a
                        Non-diskriminasi

               S-09     Kebijakan Mengenai Hak Asasi Manusia   n/a

                        Kebijakan Pekerja Anak dan/atau
               S-10                                            n/a
                        Pekerja Paksa

                        Kebijakan Mengenai Kesehatan dan
                        Keselamatan Kerja serta Lingkungan
               S-11                                            36
                        Kerja yang Aman dan Layak diberikan
                        Kepada Seluruh Karyawan

               S-12     Pencegahan Konflik Kepentingan         37-39

Page 8
                                   Keberagaman Manajemen dan
                       G-01                                                 n/a
                                   Independensi
                                   Total Kehadiran Direksi dan Komisaris ke
                       G-02                                                 132-133,144
                                   Rapat Dewan
                                   Kebijakan Pemisahan Chairman of the
                       G-03                                                 n/a
                                   Board dan CEO
                                   Kebijakan Penilaian Dewan Direksi dan
                       G-04                                                 145,146
                                   Komisaris
                                   Kebijakan Pelatihan Dewan Direksi dan
Tata-kelola            G-05                                                 23-25
                                   Komisaris

                       G-06        Kriteria Khusus Pemilihan Dewan         n/a

                       G-07        Kode Etik dan/atau Anti-Korupsi         24,26

                                   Kebijakan Perlakuan Adil terhadap
                       G-08                                                n/a
                                   Pemegang Saham

                       G-09        Pencegahan Konflik Kepentingan          147,148




 Standar Internasional yang Diacu dan Verifikasi Pihak Ketiga



   Keselarasan dengan kerangka pelaporan keberlanjutan

    X   Ya             Tidak


             X   GRI

                 TCFD

                 CDP

                 IFRS S1

                 IFRS S2

                 SASB

                 Others, please specify




   Assurance dan validasi pihak ketiga

                 X     Tidak




Demikian untuk diketahui.


Hormat Kami,
PT Sinar Mas Multifinance

Page 9
william agustian adhitama

Corporate Secretary




PT Sinar Mas Multifinance
Jl. Lombok Nomor 71. RT 04 / RW05. Kelurahan Gondangdia, Kecamatan Menteng.
Telepon : 021-31902888, Fax : 021-31903589, www.simasfinance.co.id



Nama Pengirim                     william agustian adhitama

Jabatan                           Corporate Secretary
Tanggal dan Waktu                 04-08-2026 17:02

Lampiran                         1. Laporan Tahunan Sinar Mas Multifinance 2025.pdf


                                 2. Laporan Berkelanjutan Sinar Mas Multifinance 2025.pdf


                                 3. Surat Pengantar Laporan Tahunan 2025 BEI.pdf


                                 4. Surat Pengantar Laporan Tahunan 2025 OJK PM.pdf


 Dokumen ini merupakan dokumen resmi PT Sinar Mas Multifinance yang tidak memerlukan tanda tangan karena
dihasilkan secara elektronik oleh sistem pelaporan elektronik. PT Sinar Mas Multifinance bertanggung jawab penuh
                                  atas informasi yang tertera didalam dokumen ini.

Page 10
Go To Indonesian Page

 Letter / Announcement No.            371/SIMASFIN-DIR/VII/2026

 Issuer Name                          PT Sinar Mas Multifinance

 Issuer Code                          SMMF

 Attachment                           4

 Subject                              Submission of Annual And Sustainability Report


The Company hereby submit Annual And Sustainability Report Report 2025 for the period of 01 Januari 2025 to 31
Desember 2025 in Indonesia dan Inggris
Will the Company be/has summons for the Annual General Meeting of Shareholders? (Yes)

The Company made invitations to the Annual General Meeting of Shareholders on 31 Agustus 2026

The information referred above has been published on the Company’s                                   website
https://www.simasfinance.co.id/hubungan-investor at 28 Juli 2026
Is the Company listed on another Stock Exchange? (No)



A. Environmental Performance

The Company submits its Annual Sustainability and ESG Report:
 E-01 Greenhouse Gas (GHG) Emission Report

 Consolidated GHG Emission Report?                                                      Yes

 Organizational Boundaries                                                   Operasional/Finansial



 Any subsidiaries that are not included in the report?                                  No




                              Name                                          Total emission (tCO2e)


Category 1: Direct GHG emissions and removals


 Direct emissions from stationary combustion                                             0

 Direct emissions from mobile combustion                                               671,05

 Direct emissions from processes                                                         0

 Direct fugitive emissions                                                               0

 Direct emissions from Land Use, Land Use Change and
                                                                                         0
 Forestry (LULUCF)

 Total Direct Emissions (Scope 1)                                                      671,05


Category 2: Indirect GHG emissions from imported energy

Page 11
 Indirect emissions from imported/purchased electricity
                                                                           2.972,75
 consumption


 Indirect emissions from imported/purchased network energy
                                                                               0
 consumption (excluding electricity)


 Total Indirect Emissions (Scope 2)                                        2.972,75


Category 3: Indirect GHG emissions from transportation


 Upstream transport and distribution                                           0

 Business travels                                                              0

 Transportation of clients and visitors                                        0


 Downstream transportation and distribution                                    0


 Employee commuting                                                            0



Category 4: Indirect GHG emissions from products used by Organization



 Energy related activities not included in direct emissions and
                                                                               0
 energy indirect emissions

 Purchased goods and services                                                  0

 Capital equipment/goods                                                       0


 Waste generated in operations                                                 0


 Upstream leased assets                                                        0



Category 5: Indirect GHG Emissions associated with the use of products from the Organization


 Investments                                                                   0

 Use of sold products                                                          0

 End of life treatment of sold products                                        0

 Downstream franchises                                                         0

 Downstream leased assets                                                      0


 Processing of sold products                                                   0


Category 6: Indirect GHG emissions from other sources

Page 12
 Other indirect emissions or removals                                                  0

 Total GHG Emissions (Scope 1 and 2)                                                   0

Total GHG Emissions (Scope 1 and 2)                                                 3.643,8

Total GHG Emissions (Scope 1, 2 and 3)                                              3.643,8

Offsets/Credits                                                                        0

REC Purchases (kWh)                                                                    0



                                            Total scope 1 and 2 emissions produced per
 E-02   GHG Emissions Intensity                                                                   0
                                            revenue of listed compant (tCO2e/Rp)
                                            Total amount of energy directly consumed
                                                                                              3.839.735
                                            (kWh or J)
                                            Total amount of energy indirectly consumed
 E-03   Electricity Consumption                                                                   0
                                            (kWh or J)

                                            Total energy consumption (kWh or J)               3.839.735


 E-04   Water Consumption                   Total water consumed (m3)                          38.808


 E-05   Waste Generation                    Total waste generated (ton)                           0



 E-06 Company commitment to Net Zero Emission Target
 Does the Company have a net zero emission target commitment?                  No

 What year is the Company’s net zero emission published target?                null

 Please provide a brief description and a link to documentation explaining the Company’s commitment in
 achieving net zero emission target.

  The Company has not yet established a commitment to achieving a net-zero target.


 E-07 Company Commitment to GHG Emission Reduction Target
 Does the Company commit to reducing GHG emission?                             Tidak
                                                                               0%
 What is the Company’s GHG emission reduction target?
                                                                               0 (tCO2e)
 Targeted year in achieving GHG reduction target?                              null



Does the Listed Company has measures on monitoring in enacting climate policy?




No


Steps that have been taken and emission reductions that have been achieved compared to the previous year

Page 13
The Company has not yet established a management function responsible for climate oversight.


B. Kinerja Sosial (Social Performance)

S-01 Gender Diversity



                                        Men                                                   Women
 Job positions          Number of              Percentage of                                            Percentage of
                                                                         Number of employees
                        employees               employees                                                employees
 Entry-level     1.151                       60,04 %                     458                        23,89 %

 Mid-level       181                         9,44 %                      72                         3,76 %

 Senior-level    36                          1,88 %                      14                         0,73 %

 Executive-level 4                           0,21 %                      1                          0,05 %

 Total Pegawai   1.372                       71,57 %                     545                        28,43 %


S-02 Employees Level by Gender and Age Group

                                                           Job levels
 Age group             Entry-level             Mid-level                Senior-level        Executive-level Number of
 (years)                                                                                                    employees
                      Men      Women         Men       Women          Men       Women        Men     Women


 18-25           15           7          2             1          1            1        0           0         27

 25-35           189          75         30            12         6            2        1           0         315

 35-45           526          209        83            26         16           6        0           0         873

 45-55           421          167        66            26         13           5        3           0         701

 >55             0            0          0             0          0            0        0           1         1


S-03 Employees Turnover

                                             Number of employees                                 Percentage
                                              (in reporting year)                            (in reporting year)

 Number of employees resigned        0 Employees                                   0%


 Number of newly appointed
                                     0 Employees                                   0%
 Employees


S-04 Temporary Worker

                                             Number of employees                                 Percentage
                                              (in reporting year)                            (in reporting year)
 Total company headcount held
 by contractors and/or               156 Employees                                 8,14 %
 consultants


S-05 Employee Training and Development

Page 14
    Average training hour per
                                   Total employee attending company Percentage of employee attending
            employee
                                           training program          company training program (%)
       (in reporting year)

2,5 hours/employee                 7.701                                100 %


S-06 Injury Rate


Frequency of work-related accidents of total
                                             Percentage of serious work-related accidents resulting in
                Employees
                                                serious and fatal injuries from total employees (%)
            (in reporting year)

0                                                0%


S-07 Incidents Regarding Human Rights Abuse


Number of incidents regarding human rights
                                           0
        abuse (in reporting year)



Company Policy Regarding Employees


S-08 Does the company has a policy regarding sexual harassment and/or
                                                                                  Yes
non-discrimination?

    https://www.simasfinance.co.id/kode-etik-perusahaan

S-09 Does the company has a policy regarding human rights?                        No

    The Company does not have a standalone human rights policy. However, the Company complies with
    applicable laws and regulations related to the protection of human rights.
S-10 Does the company have a policy regarding child labor and/or forced
                                                                                  No
labor?
    The Company does not have a standalone policy on child labor and/or forced labor. However, the Company
    complies with applicable labor laws and regulations that prohibit such practices.
S-11 Does the company have a company policy regarding occupational
health and safety as well as a safe working environment for all                   Yes
employees?

    https://www.simasfinance.co.id/ketenagakerjaan-kesehatan--keselamatan-kerja

Corporate Social Responsibility (CSR)


S-12 Does the company have CSR activities, investments or donations to
                                                                                  Yes
the community or registered non-profit organizations?

    https://www.simasfinance.co.id/pengembangan-sosial-dan-kemasyarakatan


C. Governance Performance


 G-01 Board Diversity and Independence


Type of Company        Number of seats     Seats Occupied by Seats Occupied by Seats Occupied by
     Board              on Company                Men             Women        Independent Party

Page 15
Commissioners        0                    4                    0                    2
Directors            0                    4                    1                    1


 G-02 Board Meeting Attendance



                              Number of board meetings        Percentage of board meeting
                                 (in reporting year)         attendances (in reporting year)
Director Attendance to
                             6                              100 %
Board Meetings

Comissioner Attendance to
                             6                              100 %
Board Meetings



  Other governmental-related policy


G-03 Does the company has a policy regarding separation of the
                                                                              No
Chairman of the Board and CEO?
  The Company does not have a policy on the separation of the roles of the Chair of the Board and the Chief
  Executive Officer (CEO). However, the Company has implemented the requirements set out in OJK
  Regulation (POJK) No. 48 of 2024.

G-04 Does the company has a policy regarding board appraisal?                 No

  The Company has not established a specific policy governing the performance evaluation of the Board of
  Directors and the Board of Commissioners. Nevertheless, the Company has implemented the requirements
  set out in OJK Regulation (POJK) No. 48 of 2024.
G-05 Does the company has a policy regarding board training and
                                                                              No
development?
  The Company has not established a specific policy governing training for the Board of Directors and the
  Board of Commissioners. Nevertheless, the Company has implemented the requirements set out in OJK
  Regulation (POJK) No. 48 of 2024.
G-06 Does the company has a criteria regarding board appointment and
                                                                              No
re-election?
  The Company has not established specific criteria for the selection of members of the Board of Directors
  and the Board of Commissioners. Nevertheless, the Company has implemented the requirements set out in
  OJK Regulation (POJK) No. 48 of 2024.
G-07 Does the company has a policy regarding ethics and/or anti-
                                                                              Yes
corruption?
  https://www.simasfinance.co.id/kode-etik-perusahaan

G-08 Does the company has a policy regarding equitable treatment of
                                                                              No
shareholders?
  The Company has not established a policy on the fair treatment of shareholders and has implemented the
  requirements set out in OJK Regulation (POJK) No. 48 of 2024.
G-09 Does the company have a policy regarding the obligations of
                                                                              No
directors/commissioners to prevent conflicts of interest?
  The Company has not established a specific policy requiring members of the Board of Directors and the
  Board of Commissioners to prevent conflicts of interest. Nevertheless, the Company has implemented the
  requirements set out in OJK Regulation (POJK) No. 48 of 2024.

Page 16
D. Other


 Alignment of Sustainability/Annual Reports with ESG Metrics


                                                                    Pages in the Sustainability/Annual
   Kinerja       Kode                 Metric Name
                                                                                  Report
                E-01     Greenhouse Gas Emission Report           n/a

                E-02     Greenhouse Gas Emission Intensity        n/a

                E-03     Electricity Consumption                  n/a

                E-04     Water Consumption                        n/a
Environment
                E-05     Waste Generated                          n/a
                         Company Commitment to Achieving Net
                E-06                                              n/a
                         Zero Emission Target

                         Company Commitment to Reduce
                E-07                                              n/a
                         Emission

                S-01     Gender Equality                          36

                S-02     Employees by Gender and Age Group        n/a

                S-03     Employee Turnover Rate                   n/a

                S-04     Number of Temporary Officers             n/a

                S-05     Employee Training and Development        54

                S-06     Number of Work Accidents                 n/a

                S-07     Human Rights Violation Incidents         n/a

Social                   Sexual Harassment and/or Non-
                S-08                                              n/a
                         Discrimination Policy

                S-09     Policy on Human Rights                   n/a

                S-10     Child Labor and/or Forced Labor Policy   n/a


                         Occupational Health and Safety Policy
                S-11     and Safe and Secure Work Environment     36
                         are provided to all employees.

                S-12     Corporate Social Responsibility          37-39

Page 17
                                      Management Diversity and
                        G-01                                                       n/a
                                      Independence
                                      Total Attendance of Directors and
                        G-02                                                       132-133,144
                                      Commissioners to Board Meetings
                                      Chairman of the Board and CEO
                        G-03                                                       n/a
                                      Separation Policy
                                      Board of Directors and Commissioners
                        G-04                                                       145,146
                                      Assessment Policy
                                      Board of Directors and Commissioners
Governance              G-05                                                       23-25
                                      Training Policy

                        G-06          Special Criteria for Election of the Board   n/a

                        G-07          Code of Ethics and/or Anti-Corruption        24,26

                        G-08          Fair Treatment Policy for Shareholders       n/a

                        G-09          Conflict of Interest Prevention Policy       147,148




Referenced International Standards and Third Party Verification



   Alignment with sustainability reporting framework

    X   Yes              No


              X       GRI

                      TCFD

                      CDP

                      IFRS S1

                      IFRS S2

                      SASB

                      Others, please specify


 null


   Third-party assurance and/or validation

                  X      No




Thus to be informed accordingly.


Respectfully,
PT Sinar Mas Multifinance

Page 18
william agustian adhitama

Corporate Secretary




PT Sinar Mas Multifinance
Jl. Lombok Nomor 71. RT 04 / RW05. Kelurahan Gondangdia, Kecamatan Menteng.
Phone : 021-31902888, Fax : 021-31903589, www.simasfinance.co.id



Sender Name                          william agustian adhitama

Function                             Corporate Secretary

Date and Time                        04-08-2026 17:02

Attachment                          1. Laporan Tahunan Sinar Mas Multifinance 2025.pdf


                                    2. Laporan Berkelanjutan Sinar Mas Multifinance 2025.pdf


                                    3. Surat Pengantar Laporan Tahunan 2025 BEI.pdf


                                    4. Surat Pengantar Laporan Tahunan 2025 OJK PM.pdf


  This is an official document of PT Sinar Mas Multifinance that does not require a signature as it was generated
 electronically by the electronic reporting system. PT Sinar Mas Multifinance is fully responsible for the information
                                            contained within this document.


File

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Size0.05 MB
Published4 Aug 2026
Pages18
Characters41,836
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Names mentioned 10 people and organisations named in the text · linked when the evidence is strong

linked org PT Sinar Mas Multifinance · Nama Perusahaan p.1 ×24
unresolved — Emisi langsung dari pembakaran stasioner p.1
unresolved — Emisi fugitive langsung p.1
unresolved — Total Emisi Langsung (Scope 1) p.1
unresolved — william agustian adhitama · Corporate Secretary p.9 ×2
unresolved — Direct emissions from stationary combustion p.10
unresolved — Direct emissions from mobile combustion p.10
unresolved — Direct emissions from processes p.10
unresolved — Direct fugitive emissions p.10
unresolved — Total Direct Emissions (Scope 1) p.10

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