20251020_BBCA_Laporan Informasi dan Fakta Material_31978494_lamp1.pdf

                            SUMMARY OF INFORMATION TO SHAREHOLDERS

In maintaining share price stability on Indonesia Stock Exchange ("IDX"), the Company plans to
buyback the Company's shares that have been issued and listed on the IDX ("Buyback"). The
Buyback will be conducted, among others, in accordance with the following provisions:

1. OJK Regulation No. 13 of 2023 on the Policy in Maintaining Capital Market Performance and
   Stability in Significantly Fluctuating Market Conditions ("OJK Regulation No. 13/2023");
2. OJK Letter No. S-102/D.04/2025 dated 17 September 2025 on the Implementation Policy of
   Buyback of Shares Issued by Public Companies in Significantly Fluctuating Market Conditions
   ("OJK Letter No. S-17/D.04/2025"); and
3. OJK Regulation No. 29 of 2023 on the Buyback of Shares Issued by Public Companies ("OJK
   Regulation No. 29/2023").

The total value of the Buyback is Rp5,000,000,000,000,- (five trillion Rupiah) at maximum. The
number of shares to be repurchased by the Company will not exceed 20% (twenty percent) of the
Company's paid-up capital and the outstanding shares (free float) after the Buyback implementation,
and will not be less than 7.5% (seven point five percent) of the Company's paid-up capital. The
Buyback does not have a material impact on the Company's financial performance and business
activities.

                                      BACKGROUND AND PURPOSE

In line with the Significantly Fluctuating Market Conditions as referred to in OJK Regulation No.
13/2023 and with the determination by the OJK based on OJK Letter No. S-102/D.04/2025, in
realizing the stable Indonesian capital markets activities, the Company plans to conduct Buyback as
an effort to maintain the stability of shares trading in the capital market in conditions of high volatility
and to increase the confidence of investors.

In accordance with OJK Letter No. S-102/D.04/2025, in addition to being subject to the provisions of
OJK Regulation No. 13/2023, the implementation of Buyback must comply with the provisions of
Article 5, Article 6, and Article 14 of OJK Regulation No. 29/2023.

                           THE COMPANY'S PLAN FOR THE BUYBACK SHARES

The Company will transfer the shares resulting from the Buyback with due observance of the
provisions of OJK Regulation No. 13/2023, OJK Regulation No. 29/2023, and/or other applicable laws
and regulations.

     ESTIMATED SCHEDULE AND LIMITATION ON THE BUYBACK PERIOD, THE METHOD TO BE USED,
                      AND SHARE PRICE LIMITATION FOR SHARE BUYBACK

Schedule and Period Limitation
1.     Publication of Disclosure of Information: 20 October 2025
2.     Buyback Period (Buyback Period Limitation): Starting from 22 October 2025 until 19 January
       2026, which is the maximum period of 3 (three) months from the date of the Disclosure of
       Information (20 October 2025), unless terminated earlier by the Company before 19 January
       2026 with due observance of the prevailing laws and regulations.

Methods
The Buyback will be conducted on the IDX through the regular market and will only be conducted
through PT BCA Sekuritas. The Buyback implementation will be in accordance with other provisions in
OJK Regulation No. 13/2023 and OJK Regulation No. 29/2023.




Price Limitation

The Buyback will be conducted at a price deemed appropriate and fair by the Company with due
observance of the prevailing regulations, with a maximum Buyback price of Rp9,200,- (nine thousand
two hundred Rupiah) per share.

   THE ESTIMATED NOMINAL AMOUNT OF ALL SHARES TO BE REPURCHASED AND THE COST OF
                                 SHARE BUYBACK

The maximum amount of the Company's shares that will be repurchased is equivalent to the
maximum purchase value of Rp5,000,000,000,000,- (five trillion Rupiah), which includes brokerage
fees and other costs related to the Buyback. In accordance with OJK Regulation No. 13/2023, the
number of shares to be repurchased will not exceed 20% (twenty percent) of the Company's paid-up
capital.

 MANAGEMENT ANALYSIS, ESTIMATION OF THE DECREASE IN REVENUE OF THE PUBLIC COMPANY
      AS A RESULT OF THE IMPLEMENTATION OF SHARE BUYBACK AND THE IMPACT OF THE
   FINANCING COSTS OF THE PUBLIC COMPANY AND PROFORMA EARNINGS PER SHARE OF THE
  PUBLIC COMPANY AFTER THE SHARE BUYBACK IS IMPLEMENTED, TAKING INTO ACCOUNT THE
   DECREASE IN REVENUE AND THE SOURCE OF FUNDS TO BE USED FOR THE SHARE BUYBACK

Management Analysis and Estimation of the Decrease in Revenue of the Public Company

The Company's business activity in the banking sector generates solid profitability and cash flow. The
Company believes that the Buyback will not have a material impact on the Company's business
activities, financial performance, capital position and liquidity. The Company has adequate liquidity
position and cash flow to carry out the Company's operational activities.

Pro forma Earnings per Share After the Share Buyback

The following proforma consolidated financial indicators show minimal impact with the assumption
that the Buyback value is Rp5,000,000,000,000,- (five trillion Rupiah) and in the case that it was
carried out in the fiscal year ended 31 December 2024:

 In Rp tn (except                    Dec 2024                  Proforma                    Impact
 ratio)

 Asset                                  1,449.3                  1,444,3                       -5.0

 Equity                                   262.6                    257.4                       -5.2

 Net Profit                                 54.8                     54.6                      -0.2

 CAR                                    29.36%                   28.75%                    -61 bps

 ROA                                     3.94%                    3.94%                       0bps

 ROE                                    24.56%                   25.02%                    +46 bps


Source of Funds to be Used for Share Buyback

In implementing the Buyback, the Company will use its own funds and not from loans. The results of
the Buyback will be recorded as treasury shares as a deduction from the Company's equity.

                                        OTHER INFORMATION

In accordance with Article 11 of OJK Regulation No. 13/2023, any party that is:

a. commissioners, directors, employees and main shareholders of the Company;
b. individuals who, due to their position or profession or due to their business relationship with the
   Company enables them to obtain insider information; or
c. the parties that within the last 6 (six) months are no longer a party as referred to in letters a and
   b,

are prohibited from conducting transactions on the Company's shares during the shares buyback
period or on the same day as the sale of shares resulting from the buyback conducted by the
Company through the IDX.


                                     ADDITIONAL INFORMATION

The shareholders who require additional information regarding the Buyback may contact the
followings:

                                PT BANK CENTRAL ASIA TBK
                  Group Corporate Communication and Social Responsibility
                           Jl. MH Thamrin No.1, Menara BCA Floor 22
                                          Jakarta 10310
                      Phone: (021) 2358-8000 / Facsimile: (021) 2358-8339
                                  Email: corcom_bca@bca.co.id