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 Nomor Surat                        09527/PDI/IV/2025

 Nama Perusahaan                    PT Bank KB Bukopin Tbk

 Kode Emiten                        BBKP

 Lampiran                           4

 Perihal                            Penyampaian Laporan Tahunan & Keberlanjutan dan ESG


Perseroan Menyampaikan Laporan Tahunan & Keberlanjutan dan ESG tahun 2024 dengan periode tahun buku dari
01 Januari 2024 sampai dengan 31 Desember 2024 dalam bahasa Indonesia
Apakah Perseroan akan/telah melakukan panggilan Rapat Umum Pemegang Saham Tahunan? (Tidak)



Informasi sebagaimana dimaksud di atas telah dimuat pada Situs Web Perseroan di alamat link www.kbbank.co.id
pada tanggal 30 April 2025
Apakah Perseroan tercatat di Bursa lain? (Tidak)



A. Kinerja Lingkungan (Environmental Performance)

Perseroan menyampaikan Keberlanjutan dan ESG Tahunan :
 E-01 Laporan Emisi Gas Rumah Kaca (GRK)

 Laporan Emisi GRK Konsolidasi?                                                Tidak

 Batasan Organisasi                                                           Ekuitas


 Adakah anak perusahaan yang tidak diikutsertakan dalam
                                                                                Ya
 laporan ini?

  Mohon Jelaskan:

  Untuk Laporan Emisi GRK Bank hanya melaporkan untuk Bank Individu


                            Name                                       Total Emisi (tCO2e)


Kategori 1: Emisi GRK langsung dan pembuangan


  Emisi langsung dari pembakaran stasioner                                     0

  Emisi langsung dari pembakaran bergerak                                    1.395

  Emisi langsung dari proses pengolahan                                        0

  Emisi fugitive langsung                                                      0

  Emisi langsung dari Land Use, Land Use Change and
                                                                               0
  Forestry (LULUCF)

  Total Emisi Langsung (Scope 1)                                             1.395
Page 2
Kategori 2: Emisi GRK tidak langsung dari energi yang diimpor/dibeli



 Emisi tidak langsung dari konsumsi Listrik yang
                                                                        12.546,4
 diimpor/dibeli


 Emisi tidak langsung dari konsumsi jaringan energi yang
                                                                           0
 diimpor/dibeli (diluar listrik)


 Total Emisi Tidak Langsung (Scope 2)                                   12.546,4


Kategori 3: Emisi GRK tidak langsung dari transportasi


 Transportasi dan distribusi hulu                                          0

 Perjalanan dinas                                                          0

 Transportasi dari klien dan pengunjung                                    0


 Transportasi dan distribusi hilir                                         0


 Perjalanan Karyawan                                                       0



Kategori 4: Emisi GRK tidak langsung dari produk yang digunakan oleh perusahaan


 Kegiatan yang berhubungan dengan energi yang tidak
 termasuk dalam emisi langsung dan emisi energi tidak                      0
 langsung

 Pembelian Barang dan Jasa                                                 0

 Capital equipment/goods                                                   0


 Limbah yang dihasilkan dalam kegiatan operasional                         0


 Aset Sewaan hulu                                                          0



Kategori 5: Emisi GRK tidak langsung yang terkait dengan penggunaan produk dari perusahaan


 Investasi                                                                 0

 Penggunaan produk yang dijual                                             0

 Perawatan akhir masa pakai produk yang dijual                             0

 Waralaba hilir                                                            0

 Aset Sewaan Hilir                                                         0


 Pengolahan produk yang dijual                                             0
Page 3
Kategori 6: Emisi GRK tidak langsung dari sumber lainnya

 Emisi atau pembuangan tidak langsung lainnya                                          0

 Total Emisi Tidak Langsung (Scope 3)                                                  0

Total Emisi GRK (Scope 1 and 2)                                                  13.941,4

Total Emisi GRK (Scope 1, 2 and 3)                                               13.941,4

Offsets/Credits                                                                        0

Pembelian Renewable Energy Certificate (REC) (kWh)                                     0



                                           Total emisi dari Scope 1 dan 2 per unit
 E-02   Intensitas Emisi GRK                                                                 0,00481
                                           pendapatan Perusahaan Tercatat
                                           Jumlah total energi yang dikonsumsi secara
                                                                                                 0
                                           langsung (kWh or J)
                                           Jumlah total energi yang dikonsumsi secara
 E-03   Konsumsi Energi listrik                                                             13.432.943
                                           tidak langsung (kWh or J))

                                           Total konsumsi energi (kWh or J)                 13.432.943


 E-04   Konsumsi Air                       Total konsumsi air (m3)                          157.655,35


 E-05   Limbah yang dihasilkan             Total limbah yang dihasilkan (ton)                    0



 E-06 Komitmen Perusahaan untuk mencapai target Net Zero Emission
 Apakah Perusahaan memiliki komitmen pencapaian target net zero?                Tidak
 Tahun berapa Perusahaan menargetkan pencapaian Net Zero emission yang
                                                                                null
 dipublikasi?
 Mohon berikan deskripsi ringkas penjelasan dan tautan ke dokumentasi yang menjelaskan komitmen
 pencapaian target Net zero emission Perusahaan.

  -


 E-07 Komitmen Perusahaan untuk mengurangi Emisi Gas Rumah Kaca (Emission Reduction)
 Apakah Perusahaan memiliki komitmen mengurangi emisi?                          Tidak
                                                                                0%
 Target pengurangan emisi GRK
                                                                                0 (tCO2e)
 Tahun target untuk penurunan emisi GRK?                                        null



Apakah perusahaan memiliki manajemen yang mengawasi pengendalian iklim?


Tidak

Langkah-langkah yang sudah dilakukan dan penurunan emisi yang telah dicapai dibandingkan tahun
sebelumnya.

Penjelasan:
Page 4
-




B. Kinerja Sosial (Social Performance)

S-01 Kesetaraan Gender


                                            Laki-Laki                                         Perempuan
    Level Jabatan
                            Jumlah pegawai         Persentasi pegawai        Jumlah pegawai        Persentasi pegawai

    Entry-level             1.037                  35.78 %                   970                  33.47 %

    Mid-level               124                    35.78 %                   146                  33.47 %

    Senior-level            331                    11.42 %                   141                  33.47 %

    Executive-level         114                    11.42 %                   35                   35.78 %

    Total Pegawai           1.606                  55.42 %                   55,4175              55.42 %


S-02 Jumlah level pegawai yang dimiliki oleh laki-laki dan perempuan berdasarkan kelompok umur

                                                             Level Jabatan
 Rentang Usia               Entry-level              Mid-level            Senior-level        Executive-level   Jumlah
 (tahun)                                                                                                        Pegawai
                      Laki-Laki     Perempuan Laki-Laki Perempuan Laki-Laki Perempuan Laki-Laki Perempuan


 18-25                120           208        0             1       0            0          0       0          329

 25-35                501           512        48            65      81           33         8       3          1.251

 35-45                340           203        53            67      175          80         58      17         993

 45-55                71            45         22            13      71           27         38      13         300

 >55                  5             2          1             0       4            1          10      2          25


S-03 Tingkat Pergantian Pegawai

                                            Jumlah Pegawai (dalam tahun                Percentage Pegawai (dalam tahun
                                                    pelaporan)                                   pelaporan)
 Jumlah Pegawai
 resign/Pemutusan Hubungan                479 Pegawai                                  16,52 %
 Kerja
 Jumlah Pegawai Baru/pengganti            759 Pegawai                                  26,19 %


S-04 Jumlah Pegawai Sementara

                                            Jumlah Pegawai (dalam tahun                Percentage Pegawai (dalam tahun
                                                    pelaporan)                                   pelaporan)
 Jumlah Pegawai perusahaan
 yang dipegang oleh kontraktor            703 Pegawai                                  0%
 dan/atau konsultan


S-05 Pelatihan dan Pengembangan Pegawai
Page 5
    Rata-rata jam pelatihan per
                                     Jumlah pegawai yang ikut serta    Persentase jumlah pegawai yang
      pegawai dalam tahun
                                       dalam program pelatihan          ikut serta dalam pelatihan (%)
            Pelaporan

133 jam/pegawai                   4.183                               100 %


S-06 Jumlah Kecelakaan Kerja



                                                     Persentase kecelakaan kerja serius yang berakibat
 Frekuensi kecelakaan kerja dari total pegawai
                                                       cedera serius dan fatal dari total pegawai (%)

0                                                   0%


S-07 Jumlah Kejadian Pelanggaran Hak Asasi Manusia


Jumlah pelanggaran hak asasi manusia dalam tahun
                                                 0
                   Pelaporan



Kebijakan Perusahaan terkait Pekerja

S-08 Perusahaan memiliki kebijakan terkait pelecehan seksual dan/atau
                                                                            Ya
non-diskriminasi?

 Kebijakan Internal terkait Kode Etik PT Bank KB Bukopin Tbk No 004 Tahun 2023

S-09 Perusahaan memiliki kebijakan mengenai hak asasi manusia?              Tidak

 -

S-10 Perusahaan memiliki kebijakan mengenai pekerja anak dan/atau
                                                                            Tidak
pekerja paksa?

 -

S-11 Perusahaan memiliki kebijakan perusahaan mengenai kesehatan dan
keselamatan kerja serta lingkungan kerja yang aman dan layak diberikan Ya
kepada seluruh karyawan?

 Kebijakan Internal terkait Kode Etik PT Bank KB Bukopin Tbk No 004 Tahun 2023


Corporate Social Responsibility (CSR)


S-12 Perusahaan memiliki aktivitas CSR, investasi atau sumbangan
                                                                            Ya
terhadap komunitas atau organisasi nirlaba terdaftar?

 https://www.kbbank.co.id/corporate-governance/csr-activity


C. Kinerja Tata Kelola (Governance Performance)


 G-01 Keberagaman Manajemen dan Independensi (Board Diversity and Independence)


 Tipe Manajemen
                            Jumlah              Laki-laki         Perempuan         Pihak Independen
   Perusahaan
Page 6
Komisaris           0                     6                  0                      3
Direksi             0                     7                  0                      0


 G-02 Total kehadiran direksi dan komisaris ke rapat dewan



                                    Jumlah rapat dewan (di tahun    Rata-rata persentase kehadiran
                                             pelaporan)          direksi/komisaris dalam rapat dewan
Jumlah kehadiran direksi ke rapat
                                    51                            83,5 %
dewan

Jumlah kehadiran komisaris ke
                                    15                            89,5 %
rapat dewan




 Kebijakan mengenai manajemen lainnya

G-03 Perusahaan memiliki kebijakan mengenai pemisahan Chairman of
                                                                           Tidak
The Board dan CEO?

 -

G-04 Perusahaan memiliki kebijakan penilaian dewan direksi dan
                                                                            Ya
komisaris
 Direksi mempunyai kebijakan penilaian sendiri (Self Assessment) untuk menilai kinerja Direksi merujuk
 Surat Keputusan No.0404 Tahun 2020 tanggal 30 Desember 2020 bahwa Direksi wajib melakukan
 Kebijakan penilaian sendiri (Self Assessment) melalui sistem penilaian Key Performance Indicator (KPI).
 Self assessment dilakukan pada periode Bulan Juni dan Desember setiap tahunnya. Bank melakukan
 penilaian berdasarkan kertas kerja sesuai lampiran III SEOJK No. 13/SEOJK.03/2017 Tahun 2017 perihal
 Penerapan Tata Kelola Bagi Bank Umum indikator Pelaksanaan Tugas dan Tanggung Jawab Direksi.

 Dewan Komisaris mempunyai kebijakan penilaian sendiri (Self Assessment) merujuk Sesuai dengan Surat
 Keputusan No. 005 tahun 2021 tentang Pedoman dan Tata Tertib Kerja Dewan Komisaris PT. Bank KB
 Bukopin Tbk tanggal 29 Juni 2021 bahwa Dewan Komisaris wajib melakukan penilaian sendiri (Self
 Assessment). Pelaksanaan Self-Assessment GCG untuk kinerja Dewan Komisaris dimulai dari penilaian
 sendiri kinerja masing-masing anggota dengan pengisian template lembar kinerja dan hasilnya akan
 diberikan kepada pemegang saham dalam RUPS Tahunan untuk dievaluasi dan dijadikan dasar dalam
 menentukan pemberhentian dan/atau penunjukan kembali keanggotaan Dewan Komisaris.
G-05 Perusahaan memiliki kebijakan pelatihan dewan direksi dan
                                                                            Tidak
komisaris

 -

G-06 Kriteria khusus yang digunakan untuk pemilihan dewan direksi dan
                                                                            Ya
komisaris
 Kriteria untuk Direksi Perseroan disesuaikan dengan Peraturan Otoritas Jasa Keuangan No. 33/POJK.
 04/2014 tentang Direksi dan Dewan Komisaris Emiten atau Perusahaan Publik. Selain itu, Perseroan juga
 menetapkan kriteria tambahan sebagai berikut:
 1. Memiliki pengalaman di bidang operasional sebagai Pejabat Eksekutif Bank minimal 5 tahun;
 2. Disusun oleh Komite Remunerasi dan Nominasi yang disahkan oleh Dewan Komisaris.

 Kriteria anggota Dewan Komisaris adalah sebagai berikut:
 1. Mempunyai akhlak, moral dan integritas yang baik.
 2. Cakap melakukan perbuatan hukum.
 3. Dalam 5 (lima) tahun sebelum pengangkatan dan selama menjabat:
 a. Tidak pernah dinyatakan pailit;
 b. Tidak pernah menjadi anggota Direksi dan/atau anggota Dewan Komisaris yang dinyatakan bersalah
 menyebabkan suatu Perusahaan dinyatakan pailit;
 c. Tidak pernah dihukum karena melakukan tindak pidana yang merugikan keuangan negara dan/atau yang
 berkaitan dengan sektor keuangan;
Page 7
 d. Tidak pernah menjadi anggota Direksi dan/atau anggota Dewan Komisaris yang selama menjabat
 4. Memiliki komitmen untuk mematuhi peraturan perundangundangan.
 5. Memiliki kemauan dan kemampuan untuk melakukan pembelajaran secara berkelanjutan dalam rangka
 peningkatan pengetahuan tentang perbankan dan perkembangan terkini terkait bidang keuangan dan
 bidang lain yang mendukung pelaksanaan tugas dan tanggung jawabnya.
 6. Memiliki pengetahuan dan/atau keahlian di bidang yang dibutuhkan Perseroan.
 7. Seluruh anggota Dewan Komisaris memiliki integritas, kompetensi dan reputasi keuangan yang memadai.
 8. Anggota Dewan Komisaris dilarang saling memiliki hubungan keluarga sampai dengan derajat kedua
 dengan sesama anggota Dewan Komisaris dan/atau anggota Direksi.
 9. Anggota Dewan Komisaris harus memenuhi persyaratan penilaian kemampuan dan kepatutan sesuai
 Peraturan OJK mengenai Penilaian Kemampuan dan Kepatutan.
G-07 Perusahaan memiliki kebijakan mengenai kode etik dan/atau anti-
                                                                              Ya
korupsi?
 KB Bank menegaskan komitmennya terhadap prinsip Zero Tolerance terhadap segala bentuk praktik suap,
 korupsi, dan gratifikasi. Dalam menjalankan bisnisnya, Bank berusaha bertindak secara profesional, adil,
 dan berintegritas. Kesadaran akan pentingnya pengendalian gratifikasi mendorong Bank untuk merumuskan
 Kebijakan Anti Penyuapan dan Korupsi, yang dituangkan dalam Surat Keputusan No. 0165 Tahun 2021.
 Kebijakan ini tidak hanya dirancang tetapi juga disosialisasikan secara luas melalui berbagai media
 komunikasi internal. Selain itu, Bank secara rutin mengadakan pelatihan untuk meningkatkan pemahaman
 dan kesadaran setiap karyawan mengenai pentingnya kepatuhan terhadap kebijakan tersebut. Upaya ini
 dilakukan untuk menjaga integritas serta kepercayaan terhadap KB Bank, sekaligus memastikan bahwa
 seluruh pihak yang terlibat mematuhi standar etika yang tinggi dalam praktik bisnis. Dalam hal gratifikasi
 yang berhubungan dengan jabatan dan bertentangan dengan kewajiban atau tugas, seluruh anggota
 Dewan Komisaris, Direksi, serta karyawan diwajibkan untuk
 menolaknya. KB Bank juga mengawasi pelaksanaan Kebijakan Anti Penyuapan dan Korupsi, termasuk
 memastikan kepatuhan terhadap kode etik serta Pedoman Disiplin Karyawan. Setiap pelanggaran
  terhadap kebijakan ini akan ditindak sesuai ketentuan yang berlaku.
 Sebagai bagian dari upaya memperkuat kebijakan tersebut, KB
 Bank telah menerapkan berbagai kebijakan pendukung, antara
 lain:
 1. Surat Keputusan No. 0382 Tahun 2020 Terkait Kode Etik PT Bank KB Bukopin Tbk.
 2. Pedoman No. 095 Tahun 2024 tentang Pedoman Whistleblowing System (WBS) PT Bank KB Bukopin
 Tbk tanggal 24 Juni 2024.
 3. Kebijakan No. 208 Tahun 2024 Tentang Kebijakan Strategi Anti Fraud PT Bank KB Bukopin Tbk. Tanggal
 12 Desember 2024.
 Melalui kebijakan-kebijakan ini, KB Bank berkomitmen untuk menciptakan lingkungan kerja yang
 berintegritas dan transparan, serta terus berupaya mencegah segala bentuk penyimpangan dalam
 operasional bisnisnya.
G-08 Perusahaan memiliki kebijakan mengenai perlakuan adil terhadap
                                                                              Ya
Pemegang Saham?
 Kebijakan terkait Insider Trading diatur dalam Surat Keputusan 0056 Tahun 2022 tentang Kebijakan
 Kepemilikan Saham Direksi, Dewan Komisaris, dan Karyawan PT Bank KB Bukopin Tbk
G-09 Perusahaan memiliki kebijakan mengenai kewajiban
                                                                              Ya
direksi/komisaris untuk mencegah adanya konflik kepentingan?
 Komitmennya tercermin dalam penandatanganan Pakta Integritas dan Deklarasi Gratifikasi serta Anti Suap.
 Dalam Pakta Integritas berisi pernyataan atau janji kepada diri sendiri tentang komitmen dalam
 melaksanakan seluruh tugas, fungsi, tanggung jawab wewenang, dan peran sesuai dengan peraturan
 perundang undangan dan kesanggupan untuk tidak melakukan Tindakan Fraud, Korupsi, Kolusi, dan
 Nepotisme kepada Dewan Komisaris, Direksi, dan seluruh karyawan KB Bank.
Page 8
D. Lain-lain


 Keselarasan Laporan Keberlanjutan/Tahunan dengan Metrik ESG


                                                                      Halaman di Laporan
   Kinerja      Kode                   Nama Metrik
                                                                     Keberlanjutan/Tahunan
               E-01     Laporan Emisi Gas Rumah Kaca           101

               E-02     Intensitas Emisi Gas Rumah Kaca        102

               E-03     Konsumsi Energi Listrik                98

               E-04     Konsumsi Air                           103
Lingkungan
               E-05     Limbah yang Dihasilkan                 103
                        Komitmen Perusahaan untuk Mencapai
               E-06                                            -
                        Target Net Zero Emission

                        Komitmen Perusahaan untuk
               E-07                                            -
                        mengurangi Emisi Gas Rumah Kaca

               S-01     Kesetaraan Gender                      109
                        Pegawai Berdasarkan Gender dan
               S-02                                            112
                        Kelompok Umur
               S-03     Tingkat Pergantian Pegawai             111

               S-04     Jumlah Pegawai Sementara               53

               S-05     Pelatihan dan Pengembangan Pegawai     118-123

               S-06     Jumlah Kecelakaan Kerja                123-127
                        Kejadian Pelanggaran Hak Asasi
               S-07                                            110
                        Manusia
Sosial                  Kebijakan Pelecehan Seksual dan/atau
               S-08                                            -
                        Non-diskriminasi

               S-09     Kebijakan Mengenai Hak Asasi Manusia   -

                        Kebijakan Pekerja Anak dan/atau
               S-10                                            -
                        Pekerja Paksa

                        Kebijakan Mengenai Kesehatan dan
                        Keselamatan Kerja serta Lingkungan
               S-11                                            123-124
                        Kerja yang Aman dan Layak diberikan
                        Kepada Seluruh Karyawan

               S-12     Pencegahan Konflik Kepentingan         128-130
Page 9
                                   Keberagaman Manajemen dan
                       G-01                                                 356
                                   Independensi
                                   Total Kehadiran Direksi dan Komisaris ke
                       G-02                                                 367-370
                                   Rapat Dewan
                                   Kebijakan Pemisahan Chairman of the
                       G-03                                                 -
                                   Board dan CEO
                                   Kebijakan Penilaian Dewan Direksi dan
                       G-04                                                 339-354
                                   Komisaris
                                   Kebijakan Pelatihan Dewan Direksi dan
Tata-kelola            G-05                                                 -
                                   Komisaris

                       G-06        Kriteria Khusus Pemilihan Dewan          332-344

                       G-07        Kode Etik dan/atau Anti-Korupsi          453-455

                                   Kebijakan Perlakuan Adil terhadap
                       G-08                                                 317
                                   Pemegang Saham

                       G-09        Pencegahan Konflik Kepentingan           299




 Standar Internasional yang Diacu dan Verifikasi Pihak Ketiga



   Keselarasan dengan kerangka pelaporan keberlanjutan

    X   Ya             Tidak


             X   GRI

                 TCFD

                 CDP

                 IFRS S1

                 IFRS S2

                 SASB

                 Others, please specify




   Assurance dan validasi pihak ketiga

    X   Ya




             Nama pihak ketiga                          Lingkup pekerjaan




Demikian untuk diketahui.


Hormat Kami,
PT Bank KB Bukopin Tbk
Page 10
Ariz Dian Perkasa

Sekretaris Perusahaan




PT Bank KB Bukopin Tbk
Gedung Bank KB Bukopin Jl. M.T. Haryono Kav.50-51 Jakarta 12770
Telepon : 798-8266, Fax : 798-0625, www.kbbukopin.com



Nama Pengirim                     Ariz Dian Perkasa

Jabatan                           Sekretaris Perusahaan
Tanggal dan Waktu                 30-04-2025 18:55

Lampiran                         1. 09527-PDI-IV-2025-AR-OJK PM.pdf


                                 2. SR KB BANK 2024 SMALL_2.pdf


                                 3. AR BOOK KB BANK 2024 INDO SMALL_2_compressed.pdf


                                 4. AR BOOK KB BANK 2024 ENG SMALL_2_compressed.pdf


  Dokumen ini merupakan dokumen resmi PT Bank KB Bukopin Tbk yang tidak memerlukan tanda tangan karena
 dihasilkan secara elektronik oleh sistem pelaporan elektronik. PT Bank KB Bukopin Tbk bertanggung jawab penuh
                                  atas informasi yang tertera didalam dokumen ini.
Page 11
Go To Indonesian Page

 Letter / Announcement No.            09527/PDI/IV/2025

 Issuer Name                          PT Bank KB Bukopin Tbk

 Issuer Code                          BBKP

 Attachment                           4

 Subject                              Submission of Annual And Sustainability Report


The Company hereby submit Annual And Sustainability Report Report 2024 for the period of 01 Januari 2024 to 31
Desember 2024 in Indonesia
Will the Company be/has summons for the Annual General Meeting of Shareholders? (No)



The information referred above has been published on the Company’s website www.kbbank.co.id at 30 April 2025


Is the Company listed on another Stock Exchange? (No)



A. Environmental Performance

The Company submits its Annual Sustainability and ESG Report:
 E-01 Greenhouse Gas (GHG) Emission Report

 Consolidated GHG Emission Report?                                                       No

 Organizational Boundaries                                                             Ekuitas



 Any subsidiaries that are not included in the report?                                  Yes



  Please Explain:
  Untuk Laporan Emisi GRK Bank hanya melaporkan untuk Bank Individu


                              Name                                          Total emission (tCO2e)


Category 1: Direct GHG emissions and removals


 Direct emissions from stationary combustion                                             0

 Direct emissions from mobile combustion                                               1.395

 Direct emissions from processes                                                         0

 Direct fugitive emissions                                                               0

 Direct emissions from Land Use, Land Use Change and
                                                                                         0
 Forestry (LULUCF)

 Total Direct Emissions (Scope 1)                                                      1.395


Category 2: Indirect GHG emissions from imported energy
Page 12
 Indirect emissions from imported/purchased electricity
                                                                           12.546,4
 consumption


 Indirect emissions from imported/purchased network energy
                                                                               0
 consumption (excluding electricity)


 Total Indirect Emissions (Scope 2)                                        12.546,4


Category 3: Indirect GHG emissions from transportation


 Upstream transport and distribution                                           0

 Business travels                                                              0

 Transportation of clients and visitors                                        0


 Downstream transportation and distribution                                    0


 Employee commuting                                                            0



Category 4: Indirect GHG emissions from products used by Organization



 Energy related activities not included in direct emissions and
                                                                               0
 energy indirect emissions

 Purchased goods and services                                                  0

 Capital equipment/goods                                                       0


 Waste generated in operations                                                 0


 Upstream leased assets                                                        0



Category 5: Indirect GHG Emissions associated with the use of products from the Organization


 Investments                                                                   0

 Use of sold products                                                          0

 End of life treatment of sold products                                        0

 Downstream franchises                                                         0

 Downstream leased assets                                                      0


 Processing of sold products                                                   0


Category 6: Indirect GHG emissions from other sources
Page 13
 Other indirect emissions or removals                                                  0

 Total GHG Emissions (Scope 1 and 2)                                                   0

Total GHG Emissions (Scope 1 and 2)                                               13.941,4

Total GHG Emissions (Scope 1, 2 and 3)                                            13.941,4

Offsets/Credits                                                                        0

REC Purchases (kWh)                                                                    0



                                            Total scope 1 and 2 emissions produced per
 E-02   GHG Emissions Intensity                                                                0,00481
                                            revenue of listed compant (tCO2e/Rp)
                                            Total amount of energy directly consumed
                                                                                                  0
                                            (kWh or J)
                                            Total amount of energy indirectly consumed
 E-03   Electricity Consumption                                                              13.432.943
                                            (kWh or J)

                                            Total energy consumption (kWh or J)              13.432.943


 E-04   Water Consumption                   Total water consumed (m3)                        157.655,35


 E-05   Waste Generation                    Total waste generated (ton)                           0



 E-06 Company commitment to Net Zero Emission Target
 Does the Company have a net zero emission target commitment?                  No

 What year is the Company’s net zero emission published target?                null

 Please provide a brief description and a link to documentation explaining the Company’s commitment in
 achieving net zero emission target.

  -


 E-07 Company Commitment to GHG Emission Reduction Target
 Does the Company commit to reducing GHG emission?                             Tidak
                                                                               0%
 What is the Company’s GHG emission reduction target?
                                                                               0 (tCO2e)
 Targeted year in achieving GHG reduction target?                              null



Does the Listed Company has measures on monitoring in enacting climate policy?




No


Steps that have been taken and emission reductions that have been achieved compared to the previous year
Page 14
1. Implementation of Environmentally Friendly Office Operations
KB Bank applies the 3R principle (reduce, reuse & recycle) to realize environmentally friendly Bank operations.

2. Paper Management
Paper saving is carried out through a paperless program. In terms of
customer service, the Company also implements a policy to reduce paper use, including by issuing electronic
bank statements, online banking services, such as internet banking, phone banking and others. In certain
situations where paper use cannot be avoided, the Bank make it more efficient by printing on both sides if
possible. In addition, waste paper that still has blank sides is reused for printing document drafts or other internal
needs. Meanwhile, used paper that can no longer be used is handed over to third parties to be recycled or
reused.

3. Energy Management
Efforts to save electricity are implemented through various policies, such as turning off unused electronic
devices, replacing lamps with energy-saving technology, and optimizing natural lighting by increasing the number
of glass panels in office buildings. In addition, the bank limits electricity usage during operational hours, namely 8
hours per day, as part of its efficiency policy. To reduce dependence on conventional electricity, kb bank has
also adopted renewable energy by installing solar panels at several operational office points. This initiative not
only supports the reduction of electricity consumption from non-renewable
sources but also contributes to reducing greenhouse gas (ghg) emissions resulting from the bank's operations.

B. Kinerja Sosial (Social Performance)

S-01 Gender Diversity



                                         Men                                                  Women
 Job positions            Number of             Percentage of                                            Percentage of
                                                                          Number of employees
                          employees              employees                                                employees
 Entry-level       1.037                      35.78 %                     970                       33.47 %

 Mid-level         124                        35.78 %                     146                       33.47 %

 Senior-level      331                        11.42 %                     141                       33.47 %

 Executive-level 114                          11.42 %                     35                        35.78 %

 Total Pegawai     1.606                      55.42 %                     55,4175                   55.42 %


S-02 Employees Level by Gender and Age Group

                                                            Job levels
 Age group               Entry-level            Mid-level                Senior-level    Executive-level Number of
 (years)                                                                                                 employees
                       Men       Women        Men       Women          Men       Women       Men     Women


 18-25            120           208       0             1          0            0        0          0         329

 25-35            501           512       48            65         81           33       8          3         1.251

 35-45            340           203       53            13         175          80       58         17        993

 45-55            71            45        22            13         71           27       38         13        300

 >55              5             2         1             0          4            1        10         2         25


S-03 Employees Turnover

                                              Number of employees                                Percentage
                                               (in reporting year)                           (in reporting year)
Page 15
Number of employees resigned        479 Employees                         16,52 %


Number of newly appointed
                                    759 Employees                         26,19 %
Employees


S-04 Temporary Worker

                                            Number of employees                         Percentage
                                             (in reporting year)                    (in reporting year)
Total company headcount held
by contractors and/or               703 Employees                         0%
consultants


S-05 Employee Training and Development


        Average training hour per
                                    Total employee attending company Percentage of employee attending
                employee
                                            training program          company training program (%)
           (in reporting year)

133 hours/employee                  4.183                                 100 %


S-06 Injury Rate


Frequency of work-related accidents of total
                                             Percentage of serious work-related accidents resulting in
                Employees
                                                serious and fatal injuries from total employees (%)
            (in reporting year)

0                                                  0%


S-07 Incidents Regarding Human Rights Abuse


Number of incidents regarding human rights
                                           0
        abuse (in reporting year)



Company Policy Regarding Employees


S-08 Does the company has a policy regarding sexual harassment and/or
                                                                                  Yes
non-discrimination?

    Internal Policy regarding the Code of Ethics of PT Bank KB Bukopin Tbk No. 004 of 2023

S-09 Does the company has a policy regarding human rights?                        No

    -

S-10 Does the company have a policy regarding child labor and/or forced
                                                                                  No
labor?

    -

S-11 Does the company have a company policy regarding occupational
health and safety as well as a safe working environment for all                   Yes
employees?
Page 16
  Internal Policy regarding the Code of Ethics of PT Bank KB Bukopin Tbk No. 004 of 2023

Corporate Social Responsibility (CSR)


S-12 Does the company have CSR activities, investments or donations to
                                                                                Yes
the community or registered non-profit organizations?

  https://www.kbbank.co.id/corporate-governance/csr-activity


C. Governance Performance


 G-01 Board Diversity and Independence


Type of Company       Number of seats     Seats Occupied by Seats Occupied by Seats Occupied by
     Board             on Company                Men             Women        Independent Party

Commissioners        0                     6                     0                    3
Directors            0                     7                     0                    0


 G-02 Board Meeting Attendance



                              Number of board meetings           Percentage of board meeting
                                 (in reporting year)            attendances (in reporting year)
Director Attendance to
                             51                                83,5 %
Board Meetings

Comissioner Attendance to
                             15                                89,5 %
Board Meetings



  Other governmental-related policy


G-03 Does the company has a policy regarding separation of the
                                                                                No
Chairman of the Board and CEO?

  -

G-04 Does the company has a policy regarding board appraisal?                   Yes

  The Board of Directors has the Self-Assessment policies to assess the performance of the Board of
  Directors Referring to Decree No.0404 of 2020 dated 30 December 2020, the Board of Directors is obliged
  to carry out a Self-Assessment Policy through the Key Performance Indicator (KPI) assessment system.
  Self-assessment is conducted in the period of June and December each year. The Bank conducts the
  assessment based on the working paper in accordance with Attachment III of SEOJK
  No. 13/SEOJK.03/2017 of 2017 concerning the Implementation of Governance for Commercial Banks,
  indicators of the Implementation of Duties and Responsibilities of the Board of Directors.

  The Board of Commissioners has a Self Assessment policy to assess the performance of the Board of
  Commissioners In accordance with Decree No. 005 of 2021 concerning Guidelines and Work
  Rules for the Board of Commissioners of PT. Bank KB Bukopin Tbk dated 29 June 2021 that the Board of
  Commissioners is obliged to carry out a self-assessment. Implementation of the GCG Self-Assessment for
  the performance of the Board of Commissioners begins with a self-assessment of each member's
  performance by filling in a performance sheet template and the results will be provided to shareholders at
  the Annual GMS for evaluation and used as a basis for determining the dismissal and/or reappointment of
  members of the Board of Commissioners.
Page 17
G-05 Does the company has a policy regarding board training and
                                                                                  No
development?

 -

G-06 Does the company has a criteria regarding board appointment and
                                                                                  Yes
re-election?
 The criteria for the Company's Directors are adjusted to Financial Services Authority Regulation no.
 33/POJK.04/2014 concerning Directors and Board of Commissioners of Issuers or Public Companies. In
 addition, the Company also sets additional criteria, namely:
 1. Have experience in the operational field as a Bank Executive Officer for at least 5 years;
 2. Prepared by the Remuneration and Nomination Committee which is approved by the Board of
 Commissioners.

 The criteria for members of the Board of Commissioners are as follows:
 1. Have good morals, ethics and integrity.
 2. Capable of carrying out legal acts.
 3. In the 5 (five) years prior to appointment and during his/her term of office:
 a. Never been declared bankrupt;
 b. Never been a member of the Board of Directors and/or a member of the Board of Commissioners who
 was found guilty of causing a Company to be declared bankrupt;
 c. Never been convicted of committing a crime that is detrimental to state finances and/or related to the
 financial sector;
 d. d. Never been a member of the Board of Directors and/ or a member of the Board of Commissioners who
 during his/her term of office:
 4. Have a commitment to comply with laws and regulations.
 5. Have the willingness and ability to carry out continuous learning in order to improve knowledge about
 banking and the latest developments related to the financial sector and other fields that support the
 implementation of their duties and responsibilities.
 6. Have knowledge and/or expertise in the fields required by the Company.
 7. All members of the Board of Commissioners have adequate integrity, competence and financial
 reputation.
 8. Members of the Board of Commissioners are prohibited from having family relationships up to the second
 degree with fellow members of the Board of Commissioners and/or members of the Board of Directors.
 9. Members of the Board of Commissioners must meet the requirements for a fit and proper assessment in
 accordance with the Financial Services Auth
G-07 Does the company has a policy regarding ethics and/or anti-
                                                                                  Yes
corruption?
 KB Bank confirms its commitment to the principle of Zero Tolerance towards all forms of bribery, corruption
 and gratification. In line with this, the Bank strives to act professionally, fairly and with integrity in every
 aspect of its business activities and relationships. Awareness of the importance of control related to
 gratuities encouraged the Bank to formulate an Anti-Bribery and Corruption Policy in accordance with
 Decree No. 0165 of 2021. This policy was not only prepared, but also widely socialized through various
 internal Bank communication media. In addition, regular training is held to ensure every employees
 understanding and awareness of the importance of complying with the policy.
 These steps were taken to maintain the integrity and trust in KB Bank and ensure that all parties involved
 understand and adhere to high standards in its business practices. In the case of gratification related to
 position and contrary to obligations or duties, all members of the Board of Commissioners, Directors, and
 employees are obliged to reject it. KB Bank also supervises the implementation of the Anti-Bribery and
 Corruption Policy, including ensuring compliance with the code of ethics and Employee Disciplinary
 Guidelines. Any violation of this policy will be prosecuted in accordance with applicable provisions.

 As part of efforts to strengthen this policy, KB Bank has implemented various supporting policies, including
 1. Decree No. 0382 of 2020 Concerning the Code of Ethics of PT Bank KB Bukopin Tbk.
 2. Guideline No. 095 of 2024 concerning the Whistleblowing System (WBS) Guidelines of PT Bank KB
 Bukopin Tbk dated June 24, 2024.
 3. Policy No. 208 of 2024 Concerning the Anti-Fraud Strategy Policy of PT Bank KB Bukopin Tbk. December
 12, 2024.
 Through these policies, KB Bank is committed to creating a work environment with integrity and
  transparency, and continues to strive to prevent any form of irregularities in its business operations.
G-08 Does the company has a policy regarding equitable treatment of
                                                                                  Yes
shareholders?
Page 18
 Policies related to Insider Trading are regulated Fulfilled in Decree 0056 of 2022 concerning Share
 Ownership Policy for Directors, Board of Commissioners and Employees of PT Bank KB Bukopin, Tbk
G-09 Does the company have a policy regarding the obligations of
                                                                                  Yes
directors/commissioners to prevent conflicts of interest?
 The signing of the Integrity Pact and Gratification and Anti-Bribery Declaration signifies the commitment. The
 Integrity Pact contains a statement or promise to oneself regarding the commitment to
 carry out all duties, functions, responsibilities, authority, and roles in accordance with laws and regulations
 and the commitment not to commit acts of fraud, corruption, collusion, and nepotism towards the Board of
 Commissioners, Directors, and all KB Bank employees.

D. Other


 Alignment of Sustainability/Annual Reports with ESG Metrics


                                                                         Pages in the Sustainability/Annual
   Kinerja       Kode                   Metric Name
                                                                                       Report
                E-01      Greenhouse Gas Emission Report             101

                E-02      Greenhouse Gas Emission Intensity          102

                E-03      Electricity Consumption                    98

                E-04      Water Consumption                          103
Environment
                E-05      Waste Generated                            103
                          Company Commitment to Achieving Net
                E-06                                                 -
                          Zero Emission Target

                          Company Commitment to Reduce
                E-07                                                 -
                          Emission

                S-01      Gender Equality                            109

                S-02      Employees by Gender and Age Group          112

                S-03      Employee Turnover Rate                     111

                S-04      Number of Temporary Officers               53

                S-05      Employee Training and Development          118-123

                S-06      Number of Work Accidents                   123-127

                S-07      Human Rights Violation Incidents           110

Social                    Sexual Harassment and/or Non-
                S-08                                                 -
                          Discrimination Policy

                S-09      Policy on Human Rights                     -

                S-10      Child Labor and/or Forced Labor Policy     -


                          Occupational Health and Safety Policy
                S-11      and Safe and Secure Work Environment       123-124
                          are provided to all employees.

                S-12      Corporate Social Responsibility            128-130
Page 19
                                  Management Diversity and
                    G-01                                                       356
                                  Independence
                                  Total Attendance of Directors and
                    G-02                                                       367-370
                                  Commissioners to Board Meetings
                                  Chairman of the Board and CEO
                    G-03                                                       -
                                  Separation Policy
                                  Board of Directors and Commissioners
                    G-04                                                       339-354
                                  Assessment Policy
                                  Board of Directors and Commissioners
Governance          G-05                                                       -
                                  Training Policy

                    G-06          Special Criteria for Election of the Board   332-344

                    G-07          Code of Ethics and/or Anti-Corruption        453-455

                    G-08          Fair Treatment Policy for Shareholders       317

                    G-09          Conflict of Interest Prevention Policy       299




Referenced International Standards and Third Party Verification



   Alignment with sustainability reporting framework

    X   Yes          No


              X   GRI

                  TCFD

                  CDP

                  IFRS S1

                  IFRS S2

                  SASB

                  Others, please specify


 null


   Third-party assurance and/or validation

    X   Yes




 Name of third-party service provider                     Scope of Work




Thus to be informed accordingly.


Respectfully,
PT Bank KB Bukopin Tbk
Page 20
Ariz Dian Perkasa

Sekretaris Perusahaan




PT Bank KB Bukopin Tbk
Gedung Bank KB Bukopin Jl. M.T. Haryono Kav.50-51 Jakarta 12770
Phone : 798-8266, Fax : 798-0625, www.kbbukopin.com



Sender Name                         Ariz Dian Perkasa

Function                            Sekretaris Perusahaan

Date and Time                       30-04-2025 18:55

Attachment                         1. 09527-PDI-IV-2025-AR-OJK PM.pdf


                                   2. SR KB BANK 2024 SMALL_2.pdf


                                   3. AR BOOK KB BANK 2024 INDO SMALL_2_compressed.pdf


                                   4. AR BOOK KB BANK 2024 ENG SMALL_2_compressed.pdf


  This is an official document of PT Bank KB Bukopin Tbk that does not require a signature as it was generated
 electronically by the electronic reporting system. PT Bank KB Bukopin Tbk is fully responsible for the information
                                            contained within this document.

File

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Published30 Apr 2025
Pages20
Characters51,662
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Names mentioned 13 people and organisations named in the text · linked when the evidence is strong

linked org Bank KB Bukopin Tbk · Nama Perusahaan p.1 ×71
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possible org Ariz Dian Perkasa · Sekretaris Perusahaan p.10 ×5
unresolved — Emisi langsung dari pembakaran stasioner p.1
unresolved — Emisi fugitive langsung p.1
unresolved — Total Emisi Langsung (Scope 1) p.1
unresolved — Direct emissions from stationary combustion p.11
unresolved — Direct emissions from mobile combustion p.11
unresolved — Direct emissions from processes p.11
unresolved — Direct fugitive emissions p.11
unresolved — Total Direct Emissions (Scope 1) p.11
unresolved org Financial Services Authority p.17
unresolved org Bank Executive p.17

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