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Nomor Surat 151/B/DIR/MAS/042025
Nama Perusahaan PT Bank Multiarta Sentosa Tbk
Kode Emiten MASB
Lampiran 3
Perihal Penyampaian Laporan Tahunan & Keberlanjutan dan ESG
Perseroan Menyampaikan Laporan Tahunan & Keberlanjutan dan ESG tahun 2024 dengan periode tahun buku dari
01 Januari 2024 sampai dengan 31 Desember 2024 dalam bahasa Indonesia dan Inggris
Apakah Perseroan akan/telah melakukan panggilan Rapat Umum Pemegang Saham Tahunan? (Tidak)
Informasi sebagaimana dimaksud di atas telah dimuat pada Situs Web Perseroan di alamat link pada tanggal
Apakah Perseroan tercatat di Bursa lain? (Tidak)
A. Kinerja Lingkungan (Environmental Performance)
Perseroan menyampaikan Keberlanjutan dan ESG Tahunan :
E-01 Laporan Emisi Gas Rumah Kaca (GRK)
Laporan Emisi GRK Konsolidasi? Tidak
Batasan Organisasi Operasional/Finansial
Adakah anak perusahaan yang tidak diikutsertakan dalam
Tidak
laporan ini?
Name Total Emisi (tCO2e)
Kategori 1: Emisi GRK langsung dan pembuangan
Emisi langsung dari pembakaran stasioner 3,7
Emisi langsung dari pembakaran bergerak 0,09
Emisi langsung dari proses pengolahan 0
Emisi fugitive langsung 0
Emisi langsung dari Land Use, Land Use Change and
0
Forestry (LULUCF)
Total Emisi Langsung (Scope 1) 3,79
Page 2
Kategori 2: Emisi GRK tidak langsung dari energi yang diimpor/dibeli
Emisi tidak langsung dari konsumsi Listrik yang
1.669,46
diimpor/dibeli
Emisi tidak langsung dari konsumsi jaringan energi yang
0
diimpor/dibeli (diluar listrik)
Total Emisi Tidak Langsung (Scope 2) 1.669,46
Kategori 3: Emisi GRK tidak langsung dari transportasi
Transportasi dan distribusi hulu 0
Perjalanan dinas 0
Transportasi dari klien dan pengunjung 0
Transportasi dan distribusi hilir 0
Perjalanan Karyawan 0
Kategori 4: Emisi GRK tidak langsung dari produk yang digunakan oleh perusahaan
Kegiatan yang berhubungan dengan energi yang tidak
termasuk dalam emisi langsung dan emisi energi tidak 0
langsung
Pembelian Barang dan Jasa 0
Capital equipment/goods 0
Limbah yang dihasilkan dalam kegiatan operasional 0
Aset Sewaan hulu 0
Kategori 5: Emisi GRK tidak langsung yang terkait dengan penggunaan produk dari perusahaan
Investasi 0
Penggunaan produk yang dijual 0
Perawatan akhir masa pakai produk yang dijual 0
Waralaba hilir 0
Aset Sewaan Hilir 0
Pengolahan produk yang dijual 0
Page 3
Kategori 6: Emisi GRK tidak langsung dari sumber lainnya
Emisi atau pembuangan tidak langsung lainnya 0
Total Emisi Tidak Langsung (Scope 3) 0
Total Emisi GRK (Scope 1 and 2) 1.673,25
Total Emisi GRK (Scope 1, 2 and 3) 1.673,25
Offsets/Credits 0
Pembelian Renewable Energy Certificate (REC) (kWh) 0
Total emisi dari Scope 1 dan 2 per unit
E-02 Intensitas Emisi GRK 0
pendapatan Perusahaan Tercatat
Jumlah total energi yang dikonsumsi secara
0
langsung (kWh or J)
Jumlah total energi yang dikonsumsi secara
E-03 Konsumsi Energi listrik 1.868.152,06
tidak langsung (kWh or J))
Total konsumsi energi (kWh or J) 1.868.152,06
E-04 Konsumsi Air Total konsumsi air (m3) 10.367,65
E-05 Limbah yang dihasilkan Total limbah yang dihasilkan (ton) 10,35
E-06 Komitmen Perusahaan untuk mencapai target Net Zero Emission
Apakah Perusahaan memiliki komitmen pencapaian target net zero? Ya
Tahun berapa Perusahaan menargetkan pencapaian Net Zero emission yang
2060
dipublikasi?
Mohon berikan deskripsi ringkas penjelasan dan tautan ke dokumentasi yang menjelaskan komitmen
pencapaian target Net zero emission Perusahaan.
-
E-07 Komitmen Perusahaan untuk mengurangi Emisi Gas Rumah Kaca (Emission Reduction)
Apakah Perusahaan memiliki komitmen mengurangi emisi? Tidak
0%
Target pengurangan emisi GRK
0 (tCO2e)
Tahun target untuk penurunan emisi GRK? 2060
Apakah perusahaan memiliki manajemen yang mengawasi pengendalian iklim?
Tidak
Langkah-langkah yang sudah dilakukan dan penurunan emisi yang telah dicapai dibandingkan tahun
sebelumnya.
Penjelasan:
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-
B. Kinerja Sosial (Social Performance)
S-01 Kesetaraan Gender
Laki-Laki Perempuan
Level Jabatan
Jumlah pegawai Persentasi pegawai Jumlah pegawai Persentasi pegawai
Entry-level 189 17.4 % 213 19.61 %
Mid-level 354 32.6 % 247 22.74 %
Senior-level 46 4.24 % 27 2.49 %
Executive-level 7 0.64 % 3 0.28 %
Total Pegawai 596 54.88 % 490 45.12 %
S-02 Jumlah level pegawai yang dimiliki oleh laki-laki dan perempuan berdasarkan kelompok umur
Level Jabatan
Rentang Usia Entry-level Mid-level Senior-level Executive-level Jumlah
(tahun) Pegawai
Laki-Laki Perempuan Laki-Laki Perempuan Laki-Laki Perempuan Laki-Laki Perempuan
18-25 21 33 5 10 0 0 0 0 69
25-35 107 148 163 101 5 0 0 0 524
35-45 39 32 143 86 16 9 1 0 326
45-55 22 0 41 47 18 9 2 1 140
>55 0 0 2 3 7 9 4 2 27
S-03 Tingkat Pergantian Pegawai
Jumlah Pegawai (dalam tahun Percentage Pegawai (dalam tahun
pelaporan) pelaporan)
Jumlah Pegawai
resign/Pemutusan Hubungan 143 Pegawai 13,17 %
Kerja
Jumlah Pegawai Baru/pengganti 363 Pegawai 33,43 %
S-04 Jumlah Pegawai Sementara
Jumlah Pegawai (dalam tahun Percentage Pegawai (dalam tahun
pelaporan) pelaporan)
Jumlah Pegawai perusahaan
yang dipegang oleh kontraktor 23 Pegawai 2,12 %
dan/atau konsultan
S-05 Pelatihan dan Pengembangan Pegawai
Page 5
Rata-rata jam pelatihan per
Jumlah pegawai yang ikut serta Persentase jumlah pegawai yang
pegawai dalam tahun
dalam program pelatihan ikut serta dalam pelatihan (%)
Pelaporan
36 jam/pegawai 1.083 99,72 %
S-06 Jumlah Kecelakaan Kerja
Persentase kecelakaan kerja serius yang berakibat
Frekuensi kecelakaan kerja dari total pegawai
cedera serius dan fatal dari total pegawai (%)
0 0%
S-07 Jumlah Kejadian Pelanggaran Hak Asasi Manusia
Jumlah pelanggaran hak asasi manusia dalam tahun
0
Pelaporan
Kebijakan Perusahaan terkait Pekerja
S-08 Perusahaan memiliki kebijakan terkait pelecehan seksual dan/atau
Tidak
non-diskriminasi?
-
S-09 Perusahaan memiliki kebijakan mengenai hak asasi manusia? Tidak
-
S-10 Perusahaan memiliki kebijakan mengenai pekerja anak dan/atau
Ya
pekerja paksa?
Penjelasan mengenai pekerja anak dan/atau pekerja paksa terdapat dalam SR halaman 55
S-11 Perusahaan memiliki kebijakan perusahaan mengenai kesehatan dan
keselamatan kerja serta lingkungan kerja yang aman dan layak diberikan Ya
kepada seluruh karyawan?
https://bit.ly/KebijakanKeselamatanKerja
Corporate Social Responsibility (CSR)
S-12 Perusahaan memiliki aktivitas CSR, investasi atau sumbangan
Ya
terhadap komunitas atau organisasi nirlaba terdaftar?
https://bit.ly/LaporanGCG2024
halaman 89
C. Kinerja Tata Kelola (Governance Performance)
G-01 Keberagaman Manajemen dan Independensi (Board Diversity and Independence)
Tipe Manajemen
Jumlah Laki-laki Perempuan Pihak Independen
Perusahaan
Page 6
Komisaris 0 2 2 2
Direksi 0 5 1 5
G-02 Total kehadiran direksi dan komisaris ke rapat dewan
Jumlah rapat dewan (di tahun Rata-rata persentase kehadiran
pelaporan) direksi/komisaris dalam rapat dewan
Jumlah kehadiran direksi ke rapat
19 93,95 %
dewan
Jumlah kehadiran komisaris ke
13 100 %
rapat dewan
Kebijakan mengenai manajemen lainnya
G-03 Perusahaan memiliki kebijakan mengenai pemisahan Chairman of
Ya
The Board dan CEO?
Penjelasan mengenai pemisahan fungsi tugas dan
tanggung jawab:
Direksi terdapat pada AR halaman 144
Dewan Komisaris terdapat pada AR halaman 154
G-04 Perusahaan memiliki kebijakan penilaian dewan direksi dan
Ya
komisaris
Penjelasan mengenai penilaian dewan direksi dan komisaris terdapat pada AR halaman 161
G-05 Perusahaan memiliki kebijakan pelatihan dewan direksi dan
Ya
komisaris
Penjelasan mengenai pelatihan dewan direksi dan komisaris terdapat pada AR halaman 151
G-06 Kriteria khusus yang digunakan untuk pemilihan dewan direksi dan
Ya
komisaris
Kriteria Pemilihan Direksi dapat diakses di:
https://bit.ly/PedomanDireksi
Kriteria Pemilihan Komisaris dapat diakses di:
https://bit.ly/PedomanKomisaris
G-07 Perusahaan memiliki kebijakan mengenai kode etik dan/atau anti-
Ya
korupsi?
Bank MAS menerapkan sistem manajemen anti penyuapan (gratifikasi):
a. Merupakan salah satu prinsip dan komitmen Bank MAS dalam mendukung praktik anti penyuapan;
b. Meningkatkan kesadaran seluruh karyawan Bank untuk pencegahan dan menghindarkan penyuapan;
c. Memberikan informasi dan panduan kepada semua pihak yang bekerja untuk dan atas nama Bank MAS,
tentang bagaimana mengenali, menyampaikan dan menangani masalah penyuapan.
d. Meningkatkan kepercayaan nasabah kepada Bank MAS dan meningkatkan nilai-nilai Bank.
Bank MAS wajib mengikuti prinsip Kode Etik sebagai berikut:
1 Patuh dan taat pada ketentuan peraturan dan perundang-undangan yang berlaku
.2 Melakukan pencatatan dengan benar mengenai segala transaksi yang berkaitan dengan kegiatan
.Bank MAS
3 Tidak menyalahgunakan wewenangnya untuk kepentingan pribadi dan keluarganya
.4 Tidak menerima imbalan, insentif, jasa pinjaman biaya atau apapun yang memperkaya diri pribadi
.
Page 7
atau keluarganya
5 Tidak menawarkan atau menerima suap atau insentif dalam bentuk apapun, termasuk sogokan,
.atas bagian pembayaran kontrak manapun, atau menggunakan cara lain untuk memberikan manfaat tidak
pada tempatnya kepada nasabah, agen, kontraktor, pemasok, atau karyawan pihak-pihak ini atau pejabat
pemerintah untuk memperoleh bisnis bagi Bank MAS
6 Waspada, jeli, dan melaporkan kemungkinan penipuan, pencurian, penyuapan, atau kegiatan
.illegal dalam transaksi dan operasional Bank MAS
7 Tidak melakukan perbuatan tercela yang dapat merugikan citra profesinya dan Bank MAS
.8 Menghindari diri dari keterlibatan dalam pengambilan Keputusan dalam hal terdapat pertentangan
.kepentingan
9 Wajib menjaga kerahasiaan nasabah dan informasi Bank MAS sesuai dengan peraturan dan
.perundangan yang berlaku
10. Menghindari diri dari persaingan yang tidak sehat
11. Karyawan tidak diizinkan menjadi anggota dan pengurus partai politik
G-08 Perusahaan memiliki kebijakan mengenai perlakuan adil terhadap
Ya
Pemegang Saham?
Bank MAS menerapkah Tata Kelola sebagai perusahaan terbuka, untuk membangun kepercayaan seluruh
stakeholder di mana perusahaan telah dijalankan dengan baik. Dasar penerapan mengacu pada POJK
Nomor 21/POJK.04/2015 tanggal 16 November 2015 tentang Pedoman Tata Kelola Perusahaan Terbuka,
yang meliputi:
Hubungan Perusahaan Terbuka dengan Pemegang Saham dalam Menjamin Hak-Hak Pemegang Saham,
yang meliputi prinsip-prinsip:
a. Meningkatkan nilai penyelenggaraan rapat umum pemegang saham.
b. Meningkatkan kualitas komunikasi perusahaan terbuka dengan pemegang saham atau investor.
AR halaman 233
G-09 Perusahaan memiliki kebijakan mengenai kewajiban
Tidak
direksi/komisaris untuk mencegah adanya konflik kepentingan?
-
Page 8
D. Lain-lain
Keselarasan Laporan Keberlanjutan/Tahunan dengan Metrik ESG
Halaman di Laporan
Kinerja Kode Nama Metrik
Keberlanjutan/Tahunan
E-01 Laporan Emisi Gas Rumah Kaca 47
E-02 Intensitas Emisi Gas Rumah Kaca 47
E-03 Konsumsi Energi Listrik 47
E-04 Konsumsi Air 45
Lingkungan
E-05 Limbah yang Dihasilkan 46
Komitmen Perusahaan untuk Mencapai
E-06 -
Target Net Zero Emission
Komitmen Perusahaan untuk
E-07 -
mengurangi Emisi Gas Rumah Kaca
S-01 Kesetaraan Gender 55
Pegawai Berdasarkan Gender dan
S-02 18-19
Kelompok Umur
S-03 Tingkat Pergantian Pegawai 6
S-04 Jumlah Pegawai Sementara 19
S-05 Pelatihan dan Pengembangan Pegawai 57
S-06 Jumlah Kecelakaan Kerja -
Kejadian Pelanggaran Hak Asasi
S-07 -
Manusia
Sosial Kebijakan Pelecehan Seksual dan/atau
S-08 -
Non-diskriminasi
S-09 Kebijakan Mengenai Hak Asasi Manusia -
Kebijakan Pekerja Anak dan/atau
S-10 55
Pekerja Paksa
Kebijakan Mengenai Kesehatan dan
Keselamatan Kerja serta Lingkungan
S-11 57
Kerja yang Aman dan Layak diberikan
Kepada Seluruh Karyawan
S-12 Pencegahan Konflik Kepentingan 53
Page 9
Keberagaman Manajemen dan
G-01 36
Independensi
Total Kehadiran Direksi dan Komisaris ke
G-02 37
Rapat Dewan
Kebijakan Pemisahan Chairman of the
G-03 -
Board dan CEO
Kebijakan Penilaian Dewan Direksi dan
G-04 38
Komisaris
Kebijakan Pelatihan Dewan Direksi dan
Tata-kelola G-05 -
Komisaris
G-06 Kriteria Khusus Pemilihan Dewan 38
G-07 Kode Etik dan/atau Anti-Korupsi 39
Kebijakan Perlakuan Adil terhadap
G-08 -
Pemegang Saham
G-09 Pencegahan Konflik Kepentingan 39
Standar Internasional yang Diacu dan Verifikasi Pihak Ketiga
Keselarasan dengan kerangka pelaporan keberlanjutan
X Ya Tidak
GRI
TCFD
CDP
IFRS S1
IFRS S2
SASB
X Others, please specify
Peraturan Otoritas Jasa Keuangan Nomor 51/POJK.03/2017 tentang Penerapan Keuangan
Berkelanjutan
bagi Lembaga Jasa Keuangan, Emiten, dan Perusahaan Publik
Assurance dan validasi pihak ketiga
X Ya
Nama pihak ketiga Lingkup pekerjaan
Demikian untuk diketahui.
Hormat Kami,
PT Bank Multiarta Sentosa Tbk
Page 10
Teddy Heryanto
Kabag Corporate Planning
PT Bank Multiarta Sentosa Tbk
Grha Bank Mas
Telepon : (021) 57906006, Fax : (021) 5790 6005, www.bankmas.co.id
Nama Pengirim Teddy Heryanto
Jabatan Kabag Corporate Planning
Tanggal dan Waktu 30-04-2025 08:57
Lampiran 1. Surat Pengantar Laporan AR dan SR.pdf
2. FINAL SR BANK MAS 2024.pdf
3. Laporan Tahunan dan Audit Report 2024.pdf
Dokumen ini merupakan dokumen resmi PT Bank Multiarta Sentosa Tbk yang tidak memerlukan tanda tangan
karena dihasilkan secara elektronik oleh sistem pelaporan elektronik. PT Bank Multiarta Sentosa Tbk bertanggung
jawab penuh atas informasi yang tertera didalam dokumen ini.
Page 11
Go To Indonesian Page
Letter / Announcement No. 151/B/DIR/MAS/042025
Issuer Name PT Bank Multiarta Sentosa Tbk
Issuer Code MASB
Attachment 3
Subject Submission of Annual And Sustainability Report
The Company hereby submit Annual And Sustainability Report Report 2024 for the period of 01 Januari 2024 to 31
Desember 2024 in Indonesia dan Inggris
Will the Company be/has summons for the Annual General Meeting of Shareholders? (No)
The information referred above has been published on the Company’s website at
Is the Company listed on another Stock Exchange? (No)
A. Environmental Performance
The Company submits its Annual Sustainability and ESG Report:
E-01 Greenhouse Gas (GHG) Emission Report
Consolidated GHG Emission Report? No
Organizational Boundaries Operasional/Finansial
Any subsidiaries that are not included in the report? No
Name Total emission (tCO2e)
Category 1: Direct GHG emissions and removals
Direct emissions from stationary combustion 3,7
Direct emissions from mobile combustion 0,09
Direct emissions from processes 0
Direct fugitive emissions 0
Direct emissions from Land Use, Land Use Change and
0
Forestry (LULUCF)
Total Direct Emissions (Scope 1) 3,79
Category 2: Indirect GHG emissions from imported energy
Page 12
Indirect emissions from imported/purchased electricity
1.669,46
consumption
Indirect emissions from imported/purchased network energy
0
consumption (excluding electricity)
Total Indirect Emissions (Scope 2) 1.669,46
Category 3: Indirect GHG emissions from transportation
Upstream transport and distribution 0
Business travels 0
Transportation of clients and visitors 0
Downstream transportation and distribution 0
Employee commuting 0
Category 4: Indirect GHG emissions from products used by Organization
Energy related activities not included in direct emissions and
0
energy indirect emissions
Purchased goods and services 0
Capital equipment/goods 0
Waste generated in operations 0
Upstream leased assets 0
Category 5: Indirect GHG Emissions associated with the use of products from the Organization
Investments 0
Use of sold products 0
End of life treatment of sold products 0
Downstream franchises 0
Downstream leased assets 0
Processing of sold products 0
Category 6: Indirect GHG emissions from other sources
Page 13
Other indirect emissions or removals 0
Total GHG Emissions (Scope 1 and 2) 0
Total GHG Emissions (Scope 1 and 2) 1.673,25
Total GHG Emissions (Scope 1, 2 and 3) 1.673,25
Offsets/Credits 0
REC Purchases (kWh) 0
Total scope 1 and 2 emissions produced per
E-02 GHG Emissions Intensity 0
revenue of listed compant (tCO2e/Rp)
Total amount of energy directly consumed
0
(kWh or J)
Total amount of energy indirectly consumed
E-03 Electricity Consumption 1.868.152,06
(kWh or J)
Total energy consumption (kWh or J) 1.868.152,06
E-04 Water Consumption Total water consumed (m3) 10.367,65
E-05 Waste Generation Total waste generated (ton) 10,35
E-06 Company commitment to Net Zero Emission Target
Does the Company have a net zero emission target commitment? Yes
What year is the Company’s net zero emission published target? 2060
Please provide a brief description and a link to documentation explaining the Company’s commitment in
achieving net zero emission target.
-
E-07 Company Commitment to GHG Emission Reduction Target
Does the Company commit to reducing GHG emission? Tidak
0%
What is the Company’s GHG emission reduction target?
0 (tCO2e)
Targeted year in achieving GHG reduction target? 2060
Does the Listed Company has measures on monitoring in enacting climate policy?
No
Steps that have been taken and emission reductions that have been achieved compared to the previous year
Page 14
Bank MAS continues to take concrete steps to raise employee awareness of the urgency of environmental
conservation as an integral part of implementing sustainable finance policies. These efforts are carried out
through a series of initiatives, including:
1. Monitoring paper usage to reduce the carbon footprint and minimize paper waste.
2. Turning off air conditioners and other electronic devices after operational hours to conserve energy.
3. Gradually developing digital formats for operational activities.
4. Reducing the use of artificial lighting through the installation of glass walls.
5. Gradually replacing room lighting with LED lights.
6. Installing water-saving faucets at the head office to reduce water consumption.
7. Saving energy by turning off lights when rooms are not in use.
B. Kinerja Sosial (Social Performance)
S-01 Gender Diversity
Men Women
Job positions Number of Percentage of Percentage of
Number of employees
employees employees employees
Entry-level 189 17.4 % 213 19.61 %
Mid-level 354 32.6 % 247 22.74 %
Senior-level 46 4.24 % 27 2.49 %
Executive-level 7 0.64 % 3 0.28 %
Total Pegawai 596 54.88 % 490 45.12 %
S-02 Employees Level by Gender and Age Group
Job levels
Age group Entry-level Mid-level Senior-level Executive-level Number of
(years) employees
Men Women Men Women Men Women Men Women
18-25 21 33 5 10 0 0 0 0 69
25-35 107 148 163 101 5 0 0 0 524
35-45 39 32 143 47 16 9 1 0 326
45-55 22 0 41 47 18 9 2 1 140
>55 0 0 2 3 7 9 4 2 27
S-03 Employees Turnover
Number of employees Percentage
(in reporting year) (in reporting year)
Number of employees resigned 143 Employees 13,17 %
Number of newly appointed
363 Employees 33,43 %
Employees
S-04 Temporary Worker
Page 15
Number of employees Percentage
(in reporting year) (in reporting year)
Total company headcount held
by contractors and/or 23 Employees 2,12 %
consultants
S-05 Employee Training and Development
Average training hour per
Total employee attending company Percentage of employee attending
employee
training program company training program (%)
(in reporting year)
36 hours/employee 1.083 99,72 %
S-06 Injury Rate
Frequency of work-related accidents of total
Percentage of serious work-related accidents resulting in
Employees
serious and fatal injuries from total employees (%)
(in reporting year)
0 0%
S-07 Incidents Regarding Human Rights Abuse
Number of incidents regarding human rights
0
abuse (in reporting year)
Company Policy Regarding Employees
S-08 Does the company has a policy regarding sexual harassment and/or
No
non-discrimination?
S-09 Does the company has a policy regarding human rights? No
S-10 Does the company have a policy regarding child labor and/or forced
Yes
labor?
S-11 Does the company have a company policy regarding occupational
health and safety as well as a safe working environment for all Yes
employees?
Corporate Social Responsibility (CSR)
S-12 Does the company have CSR activities, investments or donations to
Yes
the community or registered non-profit organizations?
Page 16
C. Governance Performance
G-01 Board Diversity and Independence
Type of Company Number of seats Seats Occupied by Seats Occupied by Seats Occupied by
Board on Company Men Women Independent Party
Commissioners 0 2 2 2
Directors 0 5 1 5
G-02 Board Meeting Attendance
Number of board meetings Percentage of board meeting
(in reporting year) attendances (in reporting year)
Director Attendance to
19 93,95 %
Board Meetings
Comissioner Attendance to
13 100 %
Board Meetings
Other governmental-related policy
G-03 Does the company has a policy regarding separation of the
Yes
Chairman of the Board and CEO?
The explanation regarding the segregation of functions, duties, and responsibilities:
The Board of Directors is outlined in the Annual Report on page 144
The Board of Commissioners is outlined in the Annual Report on page 154
G-04 Does the company has a policy regarding board appraisal? Yes
The explanation regarding the evaluation of the Board of Directors and the Board of Commissioners can be
found in the Annual Report on page 161
G-05 Does the company has a policy regarding board training and
Yes
development?
The explanation regarding the training of the Board of Directors and the Board of Commissioners can be
found in the Annual Report on page 151
G-06 Does the company has a criteria regarding board appointment and
Yes
re-election?
The criteria for the selection of Directors can be accessed at:
https://bit.ly/PedomanDireksi
The criteria for the selection of Commissioners can be accessed at:
https://bit.ly/PedomanKomisaris
G-07 Does the company has a policy regarding ethics and/or anti-
Yes
corruption?
Bank MAS has implemented an anti-bribery (gratuity) management system that:
a. Serves as one of the principles and commitments of Bank MAS in supporting anti-bribery practices;
b. Enhances employee awareness on the prevention of and protection against bribery; c. Provides
information and guidance to all parties working for or on behalf of Bank MAS on how to identify, report, and
handle bribery-related issues; and
d. Strengthens customer trust in Bank MAS and enhances the Banks core values.
Board of Directors Circular Letter No. 043/SE/DIR/052023 concerning the Code of Ethics
Bank MAS is required to adhere to the following Code of Ethics principles:
Page 17
1 Comply with all applicable laws, regulations, and statutory provisions.
.2 Accurately record all transactions related to Bank MAS activities.
.3 Refrain from abusing authority for personal or family interests.
.4 Do not accept compensation, incentives, loan services, or any other benefits for personal or family
.enrichment.
5 Do not offer or accept bribes or incentives in any form, including kickbacks or improper payments
.from any part of a contract, or use any means to improperly benefit customers, agents, contractors,
suppliers, their employees, or government officials to secure business for Bank MAS.
6 Remain vigilant and report any suspected fraud, theft, bribery, or illegal activities within Bank MASs
.transactions and operations.
7 Refrain from any disgraceful behavior that may harm the reputation of the profession or Bank MAS.
.8 Avoid involvement in decision-making processes where a conflict of interest exists.
.9 Maintain customer confidentiality and protect Bank MASs information in accordance with prevailing
.laws and regulations.
10. Avoid engaging in unfair competition.
11. Employees are prohibited from becoming members or administrators of political parties.
G-08 Does the company has a policy regarding equitable treatment of
Yes
shareholders?
Bank MAS implements Governance as a public company to build trust among all stakeholders, ensuring that
the company is managed properly. The basis for this implementation refers to the Financial Services
Authority Regulation (POJK) Number 21/POJK.04/2015 dated November 16, 2015, concerning Guidelines
for Governance of Public Companies, which includes:
The relationship between the Public Company and Shareholders in Ensuring Shareholders Rights, covering
the following principles:
a. Enhancing the value of conducting general meetings of shareholders
b. Improving the quality of communication between the public company and shareholders or investors
AR page 233
G-09 Does the company have a policy regarding the obligations of
No
directors/commissioners to prevent conflicts of interest?
-
Page 18
D. Other
Alignment of Sustainability/Annual Reports with ESG Metrics
Pages in the Sustainability/Annual
Kinerja Kode Metric Name
Report
E-01 Greenhouse Gas Emission Report 47
E-02 Greenhouse Gas Emission Intensity 47
E-03 Electricity Consumption 47
E-04 Water Consumption 45
Environment
E-05 Waste Generated 46
Company Commitment to Achieving Net
E-06 -
Zero Emission Target
Company Commitment to Reduce
E-07 -
Emission
S-01 Gender Equality 55
S-02 Employees by Gender and Age Group 18-19
S-03 Employee Turnover Rate 6
S-04 Number of Temporary Officers 19
S-05 Employee Training and Development 57
S-06 Number of Work Accidents -
S-07 Human Rights Violation Incidents -
Social Sexual Harassment and/or Non-
S-08 -
Discrimination Policy
S-09 Policy on Human Rights -
S-10 Child Labor and/or Forced Labor Policy 55
Occupational Health and Safety Policy
S-11 and Safe and Secure Work Environment 57
are provided to all employees.
S-12 Corporate Social Responsibility 53
Page 19
Management Diversity and
G-01 36
Independence
Total Attendance of Directors and
G-02 37
Commissioners to Board Meetings
Chairman of the Board and CEO
G-03 -
Separation Policy
Board of Directors and Commissioners
G-04 38
Assessment Policy
Board of Directors and Commissioners
Governance G-05 -
Training Policy
G-06 Special Criteria for Election of the Board 38
G-07 Code of Ethics and/or Anti-Corruption 39
G-08 Fair Treatment Policy for Shareholders -
G-09 Conflict of Interest Prevention Policy 39
Referenced International Standards and Third Party Verification
Alignment with sustainability reporting framework
X Yes No
GRI
TCFD
CDP
IFRS S1
IFRS S2
SASB
X Others, please specify
Peraturan Otoritas Jasa Keuangan Nomor 51/POJK.03/2017 tentang Penerapan Keuangan Berkelanjutan
bagi Lembaga Jasa Keuangan, Emiten, dan Perusahaan Publik
Third-party assurance and/or validation
X Yes
Name of third-party service provider Scope of Work
Thus to be informed accordingly.
Respectfully,
PT Bank Multiarta Sentosa Tbk
Page 20
Teddy Heryanto
Kabag Corporate Planning
PT Bank Multiarta Sentosa Tbk
Grha Bank Mas
Phone : (021) 57906006, Fax : (021) 5790 6005, www.bankmas.co.id
Sender Name Teddy Heryanto
Function Kabag Corporate Planning
Date and Time 30-04-2025 08:57
Attachment 1. Surat Pengantar Laporan AR dan SR.pdf
2. FINAL SR BANK MAS 2024.pdf
3. Laporan Tahunan dan Audit Report 2024.pdf
This is an official document of PT Bank Multiarta Sentosa Tbk that does not require a signature as it was generated
electronically by the electronic reporting system. PT Bank Multiarta Sentosa Tbk is fully responsible for the
information contained within this document.
Names mentioned 14 people and organisations named in the text · linked when the evidence is strong
unresolved
—
Emisi langsung dari pembakaran stasioner
p.1
unresolved
—
Emisi fugitive langsung
p.1
unresolved
—
Total Emisi Langsung (Scope 1)
p.1
unresolved
org
Bank MAS
p.6 ×21
unresolved
—
Teddy Heryanto
· Kabag Corporate Planning
p.10 ×2
unresolved
—
Direct emissions from stationary combustion
p.11
unresolved
—
Direct emissions from mobile combustion
p.11
unresolved
—
Direct emissions from processes
p.11
unresolved
—
Direct fugitive emissions
p.11
unresolved
—
Total Direct Emissions (Scope 1)
p.11
unresolved
org
Bank MASs
p.17 ×2
unresolved
org
Financial Services Authority
p.17
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