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 Nomor Surat                        025/CSD/JTRUST/IV/2025

 Nama Perusahaan                    PT Bank JTrust Indonesia Tbk.

 Kode Emiten                        BCIC

 Lampiran                           1

 Perihal                            Penyampaian Laporan Tahunan & Keberlanjutan dan ESG


Perseroan Menyampaikan Laporan Tahunan & Keberlanjutan dan ESG tahun 2024 dengan periode tahun buku dari
01 Januari 2024 sampai dengan 31 Desember 2024 dalam bahasa Indonesia
Apakah Perseroan akan/telah melakukan panggilan Rapat Umum Pemegang Saham Tahunan? (Ya)

Perseroan melakukan panggilan Rapat Umum Pemegang Saham Tahunan pada tanggal 30 April 2025

Informasi sebagaimana dimaksud di atas telah dimuat pada Situs Web Perseroan di alamat link
https://www.jtrustbank.co.id/id/information/investor-support/shareholder-general-meeting pada tanggal 30 April 2025
Apakah Perseroan tercatat di Bursa lain? (Tidak)



A. Kinerja Lingkungan (Environmental Performance)

Perseroan menyampaikan Keberlanjutan dan ESG Tahunan :
 E-01 Laporan Emisi Gas Rumah Kaca (GRK)

 Laporan Emisi GRK Konsolidasi?                                                     Tidak

 Batasan Organisasi                                                         Operasional/Finansial


 Adakah anak perusahaan yang tidak diikutsertakan dalam
                                                                                     Ya
 laporan ini?

  Mohon Jelaskan:

  Tidak ada anak perusahaan yang tidak diikutsertakan dalam laporan ini.


                            Name                                           Total Emisi (tCO2e)


Kategori 1: Emisi GRK langsung dan pembuangan


  Emisi langsung dari pembakaran stasioner                                          0

  Emisi langsung dari pembakaran bergerak                                         320,7

  Emisi langsung dari proses pengolahan                                             0

  Emisi fugitive langsung                                                           0

  Emisi langsung dari Land Use, Land Use Change and
                                                                                    0
  Forestry (LULUCF)

  Total Emisi Langsung (Scope 1)                                                  320,7
Page 2
Kategori 2: Emisi GRK tidak langsung dari energi yang diimpor/dibeli



 Emisi tidak langsung dari konsumsi Listrik yang
                                                                         3.749,2
 diimpor/dibeli


 Emisi tidak langsung dari konsumsi jaringan energi yang
                                                                           0
 diimpor/dibeli (diluar listrik)


 Total Emisi Tidak Langsung (Scope 2)                                    3,749


Kategori 3: Emisi GRK tidak langsung dari transportasi


 Transportasi dan distribusi hulu                                          0

 Perjalanan dinas                                                          0

 Transportasi dari klien dan pengunjung                                    0


 Transportasi dan distribusi hilir                                         0


 Perjalanan Karyawan                                                       0



Kategori 4: Emisi GRK tidak langsung dari produk yang digunakan oleh perusahaan


 Kegiatan yang berhubungan dengan energi yang tidak
 termasuk dalam emisi langsung dan emisi energi tidak                      0
 langsung

 Pembelian Barang dan Jasa                                                 0

 Capital equipment/goods                                                   0


 Limbah yang dihasilkan dalam kegiatan operasional                         0


 Aset Sewaan hulu                                                          0



Kategori 5: Emisi GRK tidak langsung yang terkait dengan penggunaan produk dari perusahaan


 Investasi                                                                 0

 Penggunaan produk yang dijual                                             0

 Perawatan akhir masa pakai produk yang dijual                             0

 Waralaba hilir                                                            0

 Aset Sewaan Hilir                                                         0


 Pengolahan produk yang dijual                                             0
Page 3
Kategori 6: Emisi GRK tidak langsung dari sumber lainnya

 Emisi atau pembuangan tidak langsung lainnya                                         0

 Total Emisi Tidak Langsung (Scope 3)                                                3,749

Total Emisi GRK (Scope 1 and 2)                                                  324,449

Total Emisi GRK (Scope 1, 2 and 3)                                               324,449

Offsets/Credits                                                                       0

Pembelian Renewable Energy Certificate (REC) (kWh)                                    0



                                           Total emisi dari Scope 1 dan 2 per unit
 E-02   Intensitas Emisi GRK                                                                  0,03822
                                           pendapatan Perusahaan Tercatat
                                           Jumlah total energi yang dikonsumsi secara
                                                                                             4.745.841
                                           langsung (kWh or J)
                                           Jumlah total energi yang dikonsumsi secara
 E-03   Konsumsi Energi listrik                                                                  0
                                           tidak langsung (kWh or J))

                                           Total konsumsi energi (kWh or J)                    4,745


 E-04   Konsumsi Air                       Total konsumsi air (m3)                           79.681,971


 E-05   Limbah yang dihasilkan             Total limbah yang dihasilkan (ton)                  0,053



 E-06 Komitmen Perusahaan untuk mencapai target Net Zero Emission
 Apakah Perusahaan memiliki komitmen pencapaian target net zero?                Ya
 Tahun berapa Perusahaan menargetkan pencapaian Net Zero emission yang
                                                                                2060
 dipublikasi?
 Mohon berikan deskripsi ringkas penjelasan dan tautan ke dokumentasi yang menjelaskan komitmen
 pencapaian target Net zero emission Perusahaan.

  Perusahaan memiliki komitmen untuk berkontribusi dalam pencapaian NZE melalui Komite Keberlanjutan.
  Namun perusahaan masih dalam proses menentukan target dan capaian terkait NZE tersebut.


 E-07 Komitmen Perusahaan untuk mengurangi Emisi Gas Rumah Kaca (Emission Reduction)
 Apakah Perusahaan memiliki komitmen mengurangi emisi?                          Ya
                                                                                0%
 Target pengurangan emisi GRK
                                                                                0 (tCO2e)
 Tahun target untuk penurunan emisi GRK?                                        2060



Apakah perusahaan memiliki manajemen yang mengawasi pengendalian iklim?


Ya

Langkah-langkah yang sudah dilakukan dan penurunan emisi yang telah dicapai dibandingkan tahun
sebelumnya.

Penjelasan:
Page 4
Perusahaan memiliki komitmen untuk berkontribusi dalam pencapaian NZE melalui Komite Keberlanjutan.
Namun perusahaan masih dalam proses menentukan target dan capaian terkait NZE tersebut.



B. Kinerja Sosial (Social Performance)

S-01 Kesetaraan Gender


                                        Laki-Laki                                          Perempuan
 Level Jabatan
                        Jumlah pegawai        Persentasi pegawai        Jumlah pegawai          Persentasi pegawai

 Entry-level            199                   21.24 %                   307                   32.76 %

 Mid-level              158                   16.86 %                   114                   12.17 %

 Senior-level           78                    8.32 %                    42                    4.48 %

 Executive-level        28                    2.99 %                    11                    1.17 %

 Total Pegawai          463                   49.41 %                   474                   50.59 %


S-02 Jumlah level pegawai yang dimiliki oleh laki-laki dan perempuan berdasarkan kelompok umur

                                                        Level Jabatan
 Rentang Usia           Entry-level             Mid-level            Senior-level          Executive-level   Jumlah
 (tahun)                                                                                                     Pegawai
                   Laki-Laki   Perempuan Laki-Laki Perempuan Laki-Laki Perempuan Laki-Laki Perempuan


 18-25             6           12         0             1       0            0           0        0          19

 25-35             83          158        39            23      1            2           0        0          306

 35-45             64          92         71            65      27           15          10       3          347

 45-55             40          41         42            24      46           21          12       8          234

 >55               6           4          6             1       4            4           6        0          31


S-03 Tingkat Pergantian Pegawai

                                        Jumlah Pegawai (dalam tahun               Percentage Pegawai (dalam tahun
                                                pelaporan)                                  pelaporan)
 Jumlah Pegawai
 resign/Pemutusan Hubungan            176 Pegawai                                 14,09 %
 Kerja
 Jumlah Pegawai Baru/pengganti        188 Pegawai                                 20 %


S-04 Jumlah Pegawai Sementara

                                        Jumlah Pegawai (dalam tahun               Percentage Pegawai (dalam tahun
                                                pelaporan)                                  pelaporan)
 Jumlah Pegawai perusahaan
 yang dipegang oleh kontraktor        276 Pegawai                                 22,1 %
 dan/atau konsultan


S-05 Pelatihan dan Pengembangan Pegawai
Page 5
    Rata-rata jam pelatihan per
                                   Jumlah pegawai yang ikut serta      Persentase jumlah pegawai yang
      pegawai dalam tahun
                                     dalam program pelatihan            ikut serta dalam pelatihan (%)
            Pelaporan

51 jam/pegawai                    933                                  99,57 %


S-06 Jumlah Kecelakaan Kerja



                                                    Persentase kecelakaan kerja serius yang berakibat
 Frekuensi kecelakaan kerja dari total pegawai
                                                      cedera serius dan fatal dari total pegawai (%)

0                                                 0%


S-07 Jumlah Kejadian Pelanggaran Hak Asasi Manusia


Jumlah pelanggaran hak asasi manusia dalam tahun
                                                 0
                   Pelaporan



Kebijakan Perusahaan terkait Pekerja

S-08 Perusahaan memiliki kebijakan terkait pelecehan seksual dan/atau
                                                                             Tidak
non-diskriminasi?

 -

S-09 Perusahaan memiliki kebijakan mengenai hak asasi manusia?               Tidak

 -

S-10 Perusahaan memiliki kebijakan mengenai pekerja anak dan/atau
                                                                             Tidak
pekerja paksa?

 -

S-11 Perusahaan memiliki kebijakan perusahaan mengenai kesehatan dan
keselamatan kerja serta lingkungan kerja yang aman dan layak diberikan Ya
kepada seluruh karyawan?
 Perusahaan memiliki kebijakan ini yang dapat dilihat di
 https://www.jtrustbank.co.id/theme/Site/pdf/2024/policy/Kebijakan_K3_Kesejahteraan_Karyawan.pdf

Corporate Social Responsibility (CSR)


S-12 Perusahaan memiliki aktivitas CSR, investasi atau sumbangan
                                                                             Ya
terhadap komunitas atau organisasi nirlaba terdaftar?

 Terdapat tiga pilar CSR yaitu lingkungan, ekonomi dan sosial . Dalam satu tahun dalam pilar lingkungan
 terdapat penyelenggaraan CSR penanaman pohon mangrove dimana dilakukan penanaman sejumlah
 12.000 pohon di Desa Sedari Karawang, Jawa Barat dengan Yayasan Swara Indonesia Cemerlang; area
 Pantai Tanjung Pasir dengan Yayasan Ekosistim Nusantara Berkelanjutan (ECONUSA); dan Pulau
 Harapan, Kepulauan Seribu dengan PT Iklim Muda Sentosa (Carbon Ethics). Selain itu terdapat inisiatif
 pengelolaan sampah.

 Dalam pilar ekonomi, perusahaan melakukan literasi keuangan dengan United Tractors Group dan kegiatan
 literasi keuangan untuk siswa siswi SMK Mitra Industri MM2100 dan pelatihan UMKM.

 Dalam pilar sosial perusahaan melakukan inisiatif penigkatan kualitas pendidikan anak bekerjasama dengan
 Yayasan Sahabat Aktivis Pendidikan Indonesia melalui perbaikan sarana prasarana dan peningkatan
Page 6
 kualitas kesehatan anak.


C. Kinerja Tata Kelola (Governance Performance)


 G-01 Keberagaman Manajemen dan Independensi (Board Diversity and Independence)


 Tipe Manajemen
                           Jumlah               Laki-laki           Perempuan              Pihak Independen
   Perusahaan

Komisaris            0                     4                    0                      2
Direksi              0                     7                    0                      7


 G-02 Total kehadiran direksi dan komisaris ke rapat dewan



                                    Jumlah rapat dewan (di tahun    Rata-rata persentase kehadiran
                                             pelaporan)          direksi/komisaris dalam rapat dewan
Jumlah kehadiran direksi ke rapat
                                    24                               95 %
dewan

Jumlah kehadiran komisaris ke
                                    6                                100 %
rapat dewan




 Kebijakan mengenai manajemen lainnya

G-03 Perusahaan memiliki kebijakan mengenai pemisahan Chairman of
                                                                               Tidak
The Board dan CEO?

 -

G-04 Perusahaan memiliki kebijakan penilaian dewan direksi dan
                                                                               Ya
komisaris
 Perusahaan memiliki kebijakan ini dalam Laporan Tahunan Perseroan di link https://www.jtrustbank.co.
 id/id/information/investor-support/annual-report
G-05 Perusahaan memiliki kebijakan pelatihan dewan direksi dan
                                                                               Ya
komisaris
 Perusahaan memiliki kebijakan ini dalam Laporan Tahunan Perseroan di link https://www.jtrustbank.co.
 id/id/information/investor-support/annual-report
G-06 Kriteria khusus yang digunakan untuk pemilihan dewan direksi dan
                                                                               Tidak
komisaris
 Perusahaan memiliki kriteria ini yang dapat diakses di https://www.jtrustbank.co.
 id/theme/Site/pdf/PKR_Anggaran_Dasar_No.251.pdf
G-07 Perusahaan memiliki kebijakan mengenai kode etik dan/atau anti-
                                                                               Ya
korupsi?
 Perusahaan memiliki kebijakan ini yang dapat dilihat di
 https://www.jtrustbank.co.id/id/information/good-corporate-governance/kode-etik
G-08 Perusahaan memiliki kebijakan mengenai perlakuan adil terhadap
                                                                               Ya
Pemegang Saham?
 Perusahaan memiliki kebijakan ini yang dapat dilihat di
 https://www.jtrustbank.co.id/theme/Site/pdf/PKR_Anggaran_Dasar_No.251.pdf
G-09 Perusahaan memiliki kebijakan mengenai kewajiban
                                                                               Ya
direksi/komisaris untuk mencegah adanya konflik kepentingan?
Page 7
 Perusahaan memiliki kebijakan ini yang dapat dilihat di
 https://www.jtrustbank.co.
 id/theme/Site/pdf/2024/policy/Kebijakan_Transaksi_Afiliasi_dan_Transaksi_Benturan_Kepentingan.pdf

D. Lain-lain


 Keselarasan Laporan Keberlanjutan/Tahunan dengan Metrik ESG


                                                                         Halaman di Laporan
   Kinerja      Kode                   Nama Metrik
                                                                        Keberlanjutan/Tahunan
               E-01     Laporan Emisi Gas Rumah Kaca             614

               E-02     Intensitas Emisi Gas Rumah Kaca          614

               E-03     Konsumsi Energi Listrik                  614

               E-04     Konsumsi Air                             615
Lingkungan
               E-05     Limbah yang Dihasilkan                   616
                        Komitmen Perusahaan untuk Mencapai
               E-06                                              593
                        Target Net Zero Emission

                        Komitmen Perusahaan untuk
               E-07                                              619
                        mengurangi Emisi Gas Rumah Kaca

               S-01     Kesetaraan Gender                        100
                        Pegawai Berdasarkan Gender dan
               S-02                                              100
                        Kelompok Umur
               S-03     Tingkat Pergantian Pegawai               -

               S-04     Jumlah Pegawai Sementara                 -

               S-05     Pelatihan dan Pengembangan Pegawai       211

               S-06     Jumlah Kecelakaan Kerja                  -
                        Kejadian Pelanggaran Hak Asasi
               S-07                                              -
                        Manusia
Sosial                  Kebijakan Pelecehan Seksual dan/atau
               S-08                                              -
                        Non-diskriminasi

               S-09     Kebijakan Mengenai Hak Asasi Manusia     -

                        Kebijakan Pekerja Anak dan/atau
               S-10                                              -
                        Pekerja Paksa

                        Kebijakan Mengenai Kesehatan dan
                        Keselamatan Kerja serta Lingkungan
               S-11                                              624
                        Kerja yang Aman dan Layak diberikan
                        Kepada Seluruh Karyawan

               S-12     Pencegahan Konflik Kepentingan           580
Page 8
                                   Keberagaman Manajemen dan
                       G-01                                                 413
                                   Independensi
                                   Total Kehadiran Direksi dan Komisaris ke
                       G-02                                                 339
                                   Rapat Dewan
                                   Kebijakan Pemisahan Chairman of the
                       G-03                                                 413
                                   Board dan CEO
                                   Kebijakan Penilaian Dewan Direksi dan
                       G-04                                                 420
                                   Komisaris
                                   Kebijakan Pelatihan Dewan Direksi dan
Tata-kelola            G-05                                                 454
                                   Komisaris

                       G-06        Kriteria Khusus Pemilihan Dewan          413

                       G-07        Kode Etik dan/atau Anti-Korupsi          548

                                   Kebijakan Perlakuan Adil terhadap
                       G-08                                                 419
                                   Pemegang Saham

                       G-09        Pencegahan Konflik Kepentingan           416




 Standar Internasional yang Diacu dan Verifikasi Pihak Ketiga



   Keselarasan dengan kerangka pelaporan keberlanjutan

    X   Ya             Tidak


             X   GRI

                 TCFD

                 CDP

                 IFRS S1

                 IFRS S2

                 SASB

                 Others, please specify




   Assurance dan validasi pihak ketiga

    X   Ya




             Nama pihak ketiga                          Lingkup pekerjaan


                        -                                       -




Demikian untuk diketahui.


Hormat Kami,
PT Bank JTrust Indonesia Tbk.
Page 9
Bijono Waliman

Corporate Secretary




PT Bank JTrust Indonesia Tbk.
          Gedung Sahid Sudirman Center, Lantai 33, Jl. jend.Sudirman No. 86
Telepon : 02129261111 , Fax : 02129261492 , www.jtrustbank.co.id



Nama Pengirim                       Bijono Waliman

Jabatan                             Corporate Secretary
Tanggal dan Waktu                   29-04-2025 18:26

Lampiran                           1. AR JTRUST 2024 LR_OJK.pdf


   Dokumen ini merupakan dokumen resmi PT Bank JTrust Indonesia Tbk. yang tidak memerlukan tanda tangan
 karena dihasilkan secara elektronik oleh sistem pelaporan elektronik. PT Bank JTrust Indonesia Tbk. bertanggung
                          jawab penuh atas informasi yang tertera didalam dokumen ini.
Page 10
Go To Indonesian Page

 Letter / Announcement No.            025/CSD/JTRUST/IV/2025

 Issuer Name                          PT Bank JTrust Indonesia Tbk.

 Issuer Code                          BCIC

 Attachment                           1

 Subject                              Submission of Annual And Sustainability Report


The Company hereby submit Annual And Sustainability Report Report 2024 for the period of 01 Januari 2024 to 31
Desember 2024 in Indonesia
Will the Company be/has summons for the Annual General Meeting of Shareholders? (Yes)

The Company made invitations to the Annual General Meeting of Shareholders on 30 April 2025

The information referred above has been published on the Company’s website
https://www.jtrustbank.co.id/id/information/investor-support/shareholder-general-meeting at 30 April 2025
Is the Company listed on another Stock Exchange? (No)



A. Environmental Performance

The Company submits its Annual Sustainability and ESG Report:
 E-01 Greenhouse Gas (GHG) Emission Report

 Consolidated GHG Emission Report?                                                      No

 Organizational Boundaries                                                   Operasional/Finansial



 Any subsidiaries that are not included in the report?                                 Yes



  Please Explain:
  Tidak ada anak perusahaan yang tidak diikutsertakan dalam laporan ini.


                              Name                                          Total emission (tCO2e)


Category 1: Direct GHG emissions and removals


 Direct emissions from stationary combustion                                            0

 Direct emissions from mobile combustion                                               320,7

 Direct emissions from processes                                                        0

 Direct fugitive emissions                                                              0

 Direct emissions from Land Use, Land Use Change and
                                                                                        0
 Forestry (LULUCF)

 Total Direct Emissions (Scope 1)                                                      320,7


Category 2: Indirect GHG emissions from imported energy
Page 11
 Indirect emissions from imported/purchased electricity
                                                                            3.749,2
 consumption


 Indirect emissions from imported/purchased network energy
                                                                               0
 consumption (excluding electricity)


 Total Indirect Emissions (Scope 2)                                          3,749


Category 3: Indirect GHG emissions from transportation


 Upstream transport and distribution                                           0

 Business travels                                                              0

 Transportation of clients and visitors                                        0


 Downstream transportation and distribution                                    0


 Employee commuting                                                            0



Category 4: Indirect GHG emissions from products used by Organization



 Energy related activities not included in direct emissions and
                                                                               0
 energy indirect emissions

 Purchased goods and services                                                  0

 Capital equipment/goods                                                       0


 Waste generated in operations                                                 0


 Upstream leased assets                                                        0



Category 5: Indirect GHG Emissions associated with the use of products from the Organization


 Investments                                                                   0

 Use of sold products                                                          0

 End of life treatment of sold products                                        0

 Downstream franchises                                                         0

 Downstream leased assets                                                      0


 Processing of sold products                                                   0


Category 6: Indirect GHG emissions from other sources
Page 12
 Other indirect emissions or removals                                                  0

 Total GHG Emissions (Scope 1 and 2)                                                 3,749

Total GHG Emissions (Scope 1 and 2)                                                 324,449

Total GHG Emissions (Scope 1, 2 and 3)                                              324,449

Offsets/Credits                                                                        0

REC Purchases (kWh)                                                                    0



                                            Total scope 1 and 2 emissions produced per
 E-02   GHG Emissions Intensity                                                                0,03822
                                            revenue of listed compant (tCO2e/Rp)
                                            Total amount of energy directly consumed
                                                                                              4.745.841
                                            (kWh or J)
                                            Total amount of energy indirectly consumed
 E-03   Electricity Consumption                                                                   0
                                            (kWh or J)

                                            Total energy consumption (kWh or J)                 4,745


 E-04   Water Consumption                   Total water consumed (m3)                         79.681,971


 E-05   Waste Generation                    Total waste generated (ton)                         0,053



 E-06 Company commitment to Net Zero Emission Target
 Does the Company have a net zero emission target commitment?                  Yes

 What year is the Company’s net zero emission published target?                2060

 Please provide a brief description and a link to documentation explaining the Company’s commitment in
 achieving net zero emission target.

  The company is committed to contributing to the achievement of NZE through the Sustainability Committee.
  However, the company is still in the process of determining targets and achievements related to NZE.


 E-07 Company Commitment to GHG Emission Reduction Target
 Does the Company commit to reducing GHG emission?                             Ya
                                                                               0%
 What is the Company’s GHG emission reduction target?
                                                                               0 (tCO2e)
 Targeted year in achieving GHG reduction target?                              2060



Does the Listed Company has measures on monitoring in enacting climate policy?




Yes


Steps that have been taken and emission reductions that have been achieved compared to the previous year
Page 13
The company is active in several decarbonization efforts, namely:
1. Use of Solar Panels in branch offices
2. Planting mangroves
3. Creating a green savings program (planting mangroves and waste management)
4. Improving the capabilities of Internet Banking, Mobile Banking and several Green Operational initiatives.

B. Kinerja Sosial (Social Performance)

S-01 Gender Diversity



                                         Men                                                     Women
 Job positions           Number of              Percentage of                                              Percentage of
                                                                          Number of employees
                         employees               employees                                                  employees
 Entry-level      199                         21.24 %                     307                          32.76 %

 Mid-level        158                         16.86 %                     114                          12.17 %

 Senior-level     78                          8.32 %                      42                           4.48 %

 Executive-level 28                           2.99 %                      11                           1.17 %

 Total Pegawai    463                         49.41 %                     474                          50.59 %


S-02 Employees Level by Gender and Age Group

                                                            Job levels
 Age group              Entry-level             Mid-level                Senior-level         Executive-level Number of
 (years)                                                                                                      employees
                      Men       Women         Men       Women          Men       Women          Men     Women


 18-25           6             12         0             1          0            0           0          0         19

 25-35           83            158        39            23         1            2           0          0         306

 35-45           64            92         71            24         27           15          10         3         347

 45-55           40            41         42            24         46           21          12         8         234

 >55             6             4          6             1          4            4           6          0         31


S-03 Employees Turnover

                                              Number of employees                                   Percentage
                                               (in reporting year)                              (in reporting year)

 Number of employees resigned         176 Employees                                  14,09 %


 Number of newly appointed
                                      188 Employees                                  20 %
 Employees


S-04 Temporary Worker

                                              Number of employees                                   Percentage
                                               (in reporting year)                              (in reporting year)
 Total company headcount held
 by contractors and/or                276 Employees                                  22,1 %
 consultants
Page 14
S-05 Employee Training and Development


        Average training hour per
                                     Total employee attending company Percentage of employee attending
                employee
                                             training program          company training program (%)
           (in reporting year)

51 hours/employee                    933                                       99,57 %


S-06 Injury Rate


Frequency of work-related accidents of total
                                             Percentage of serious work-related accidents resulting in
                Employees
                                                serious and fatal injuries from total employees (%)
            (in reporting year)

0                                                    0%


S-07 Incidents Regarding Human Rights Abuse


Number of incidents regarding human rights
                                           0
        abuse (in reporting year)



Company Policy Regarding Employees


S-08 Does the company has a policy regarding sexual harassment and/or
                                                                                      No
non-discrimination?

    -

S-09 Does the company has a policy regarding human rights?                            No

    -

S-10 Does the company have a policy regarding child labor and/or forced
                                                                                      No
labor?

    -

S-11 Does the company have a company policy regarding occupational
health and safety as well as a safe working environment for all                       Yes
employees?
    The Company have this policy that can be found in this link
    https://www.jtrustbank.co.id/theme/Site/pdf/2024/policy/Kebijakan_K3_Kesejahteraan_Karyawan.pdf
Corporate Social Responsibility (CSR)


S-12 Does the company have CSR activities, investments or donations to
                                                                                       Yes
the community or registered non-profit organizations?

    There are three pillars of CSR, namely environment, economy and social. In one year in the environmental
    pillar, there is a CSR implementation of mangrove tree planting where 12,000 trees were planted in Sedari
    Village, Karawang, West Java in collaboration with the Swara Indonesia Cemerlang Foundation; Tanjung
    Pasir Beach area in collaboration with the Sustainable Archipelago Ecosystem Foundation (ECONUSA);
    and Harapan Island, Seribu Islands in collaboration with PT Iklim Muda Sentosa (Carbon Ethics). In addition,
    there is a waste management initiative.

    In the economic pillar, the company carries out financial literacy in collaboration with the United Tractors
Page 15
  Group and financial literacy activities for students of the MM2100 Mitra Industri Vocational School and
  UMKM training.

  In the social pillar, the company carries out initiatives to improve the quality of children's education in
  collaboration with the Indonesian Education Activist Friends Foundation by improving infrastructure and
  improving the quality of children's health.

C. Governance Performance


 G-01 Board Diversity and Independence


Type of Company        Number of seats     Seats Occupied by Seats Occupied by Seats Occupied by
     Board              on Company                Men             Women        Independent Party

Commissioners         0                     4                     0                   2
Directors             0                     7                     0                   7


 G-02 Board Meeting Attendance



                               Number of board meetings          Percentage of board meeting
                                  (in reporting year)           attendances (in reporting year)
Director Attendance to
                              24                               95 %
Board Meetings

Comissioner Attendance to
                              6                                100 %
Board Meetings



  Other governmental-related policy


G-03 Does the company has a policy regarding separation of the
                                                                                No
Chairman of the Board and CEO?

  -

G-04 Does the company has a policy regarding board appraisal?                   Yes

  The policy can be found inside the Company Annual Report in this link
  https://www.jtrustbank.co.id/id/information/investor-support/annual-report
G-05 Does the company has a policy regarding board training and
                                                                                Yes
development?
  The policy can be found inside the Company Annual Report in this link
  https://www.jtrustbank.co.id/id/information/investor-support/annual-report
G-06 Does the company has a criteria regarding board appointment and
                                                                                No
re-election?
  The Company have this criteria which can be found in this link https://www.jtrustbank.co.
  id/theme/Site/pdf/PKR_Anggaran_Dasar_No.251.pdf
G-07 Does the company has a policy regarding ethics and/or anti-
                                                                                Yes
corruption?
  The Company have this policy that can be found in this link
  https://www.jtrustbank.co.id/id/information/good-corporate-governance/kode-etik
G-08 Does the company has a policy regarding equitable treatment of
                                                                                Yes
shareholders?
  The Company have this policy that can be found in this link
  https://www.jtrustbank.co.id/theme/Site/pdf/PKR_Anggaran_Dasar_No.251.pdf
Page 16
G-09 Does the company have a policy regarding the obligations of
                                                                               Yes
directors/commissioners to prevent conflicts of interest?
 The Company have this policy that can be found in this link
 https://www.jtrustbank.co.
 id/theme/Site/pdf/2024/policy/Kebijakan_Transaksi_Afiliasi_dan_Transaksi_Benturan_Kepentingan.pdf

D. Other


 Alignment of Sustainability/Annual Reports with ESG Metrics


                                                                      Pages in the Sustainability/Annual
   Kinerja       Kode                 Metric Name
                                                                                    Report
                E-01     Greenhouse Gas Emission Report           614

                E-02     Greenhouse Gas Emission Intensity        614

                E-03     Electricity Consumption                  614

                E-04     Water Consumption                        615
Environment
                E-05     Waste Generated                          616
                         Company Commitment to Achieving Net
                E-06                                              593
                         Zero Emission Target

                         Company Commitment to Reduce
                E-07                                              619
                         Emission

                S-01     Gender Equality                          100

                S-02     Employees by Gender and Age Group        100

                S-03     Employee Turnover Rate                   -

                S-04     Number of Temporary Officers             -

                S-05     Employee Training and Development        211

                S-06     Number of Work Accidents                 -

                S-07     Human Rights Violation Incidents         -

Social                   Sexual Harassment and/or Non-
                S-08                                              -
                         Discrimination Policy

                S-09     Policy on Human Rights                   -

                S-10     Child Labor and/or Forced Labor Policy   -


                         Occupational Health and Safety Policy
                S-11     and Safe and Secure Work Environment     624
                         are provided to all employees.

                S-12     Corporate Social Responsibility          580
Page 17
                                  Management Diversity and
                    G-01                                                       413
                                  Independence
                                  Total Attendance of Directors and
                    G-02                                                       339
                                  Commissioners to Board Meetings
                                  Chairman of the Board and CEO
                    G-03                                                       413
                                  Separation Policy
                                  Board of Directors and Commissioners
                    G-04                                                       420
                                  Assessment Policy
                                  Board of Directors and Commissioners
Governance          G-05                                                       454
                                  Training Policy

                    G-06          Special Criteria for Election of the Board   413

                    G-07          Code of Ethics and/or Anti-Corruption        548

                    G-08          Fair Treatment Policy for Shareholders       419

                    G-09          Conflict of Interest Prevention Policy       416




Referenced International Standards and Third Party Verification



   Alignment with sustainability reporting framework

    X   Yes          No


              X   GRI

                  TCFD

                  CDP

                  IFRS S1

                  IFRS S2

                  SASB

                  Others, please specify


 null


   Third-party assurance and/or validation

    X   Yes




 Name of third-party service provider                     Scope of Work


                        -                                         -




Thus to be informed accordingly.


Respectfully,
PT Bank JTrust Indonesia Tbk.
Page 18
Bijono Waliman

Corporate Secretary




PT Bank JTrust Indonesia Tbk.
           Gedung Sahid Sudirman Center, Lantai 33, Jl. jend.Sudirman No. 86
Phone : 02129261111 , Fax : 02129261492 , www.jtrustbank.co.id



Sender Name                         Bijono Waliman

Function                            Corporate Secretary

Date and Time                       29-04-2025 18:26

Attachment                          1. AR JTRUST 2024 LR_OJK.pdf


This is an official document of PT Bank JTrust Indonesia Tbk. that does not require a signature as it was generated
    electronically by the electronic reporting system. PT Bank JTrust Indonesia Tbk. is fully responsible for the
                                      information contained within this document.

File

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Size0.05 MB
Published29 Apr 2025
Pages18
Characters42,827
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Names mentioned 15 people and organisations named in the text · linked when the evidence is strong

linked org Bank JTrust Indonesia Tbk. · Nama Perusahaan p.1 ×30
linked org United Tractors p.5 ×2
linked person Bijono Waliman · Corporate Secretary p.9 ×5
unresolved — Emisi langsung dari pembakaran stasioner p.1
unresolved — Emisi fugitive langsung p.1
unresolved — Total Emisi Langsung (Scope 1) p.1
unresolved org Yayasan Swara Indonesia Cemerlang p.5
unresolved org Yayasan Ekosistim Nusantara Berkelanjutan p.5
unresolved org PT Iklim Muda Sentosa p.5 ×2
unresolved org Yayasan Sahabat Aktivis Pendidikan Indonesia p.5
unresolved — Direct emissions from stationary combustion p.10
unresolved — Direct emissions from mobile combustion p.10
unresolved — Direct emissions from processes p.10
unresolved — Direct fugitive emissions p.10
unresolved — Total Direct Emissions (Scope 1) p.10

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