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 Nomor Surat                        018/BP/CSG/III/2025

 Nama Perusahaan                    Bank Permata Tbk

 Kode Emiten                        BNLI

 Lampiran                           3

 Perihal                            Penyampaian Laporan Tahunan & Keberlanjutan dan ESG


Perseroan Menyampaikan Laporan Tahunan & Keberlanjutan dan ESG tahun 2024 dengan periode tahun buku dari
01 Januari 2024 sampai dengan 31 Desember 2024 dalam bahasa Indonesia dan Inggris
Apakah Perseroan akan/telah melakukan panggilan Rapat Umum Pemegang Saham Tahunan? (Ya)

Perseroan melakukan panggilan Rapat Umum Pemegang Saham Tahunan pada tanggal 12 Maret 2025

Informasi sebagaimana dimaksud di atas telah dimuat pada Situs Web Perseroan di alamat link
https://www.permatabank.com/id/tentang-kami/hubungan-investor#!/Rapat-Umum-Pemegang-Saham pada tanggal 12
Apakah Perseroan tercatat di Bursa lain? (Tidak)



A. Kinerja Lingkungan (Environmental Performance)

Perseroan menyampaikan Keberlanjutan dan ESG Tahunan :
 E-01 Laporan Emisi Gas Rumah Kaca (GRK)

 Laporan Emisi GRK Konsolidasi?                                                 Ya

 Batasan Organisasi                                                    Operasional/Finansial


 Adakah anak perusahaan yang tidak diikutsertakan dalam
                                                                              Tidak
 laporan ini?




                            Name                                      Total Emisi (tCO2e)


Kategori 1: Emisi GRK langsung dan pembuangan


  Emisi langsung dari pembakaran stasioner                                     0

  Emisi langsung dari pembakaran bergerak                                   531,52

  Emisi langsung dari proses pengolahan                                        0

  Emisi fugitive langsung                                                      0

  Emisi langsung dari Land Use, Land Use Change and
                                                                               0
  Forestry (LULUCF)

  Total Emisi Langsung (Scope 1)                                            531,52
Page 2
Kategori 2: Emisi GRK tidak langsung dari energi yang diimpor/dibeli



 Emisi tidak langsung dari konsumsi Listrik yang
                                                                        24.838,3
 diimpor/dibeli


 Emisi tidak langsung dari konsumsi jaringan energi yang
                                                                           0
 diimpor/dibeli (diluar listrik)


 Total Emisi Tidak Langsung (Scope 2)                                   24.838,3


Kategori 3: Emisi GRK tidak langsung dari transportasi


 Transportasi dan distribusi hulu                                          0

 Perjalanan dinas                                                       1.158,51

 Transportasi dari klien dan pengunjung                                    0


 Transportasi dan distribusi hilir                                         0


 Perjalanan Karyawan                                                       0



Kategori 4: Emisi GRK tidak langsung dari produk yang digunakan oleh perusahaan


 Kegiatan yang berhubungan dengan energi yang tidak
 termasuk dalam emisi langsung dan emisi energi tidak                      0
 langsung

 Pembelian Barang dan Jasa                                                 0

 Capital equipment/goods                                                   0


 Limbah yang dihasilkan dalam kegiatan operasional                         0


 Aset Sewaan hulu                                                          0



Kategori 5: Emisi GRK tidak langsung yang terkait dengan penggunaan produk dari perusahaan


 Investasi                                                                 0

 Penggunaan produk yang dijual                                             0

 Perawatan akhir masa pakai produk yang dijual                             0

 Waralaba hilir                                                            0

 Aset Sewaan Hilir                                                         0


 Pengolahan produk yang dijual                                             0
Page 3
Kategori 6: Emisi GRK tidak langsung dari sumber lainnya

 Emisi atau pembuangan tidak langsung lainnya                                          0

 Total Emisi Tidak Langsung (Scope 3)                                            1.158,51

Total Emisi GRK (Scope 1 and 2)                                                 25.369,82

Total Emisi GRK (Scope 1, 2 and 3)                                              26.528,33

Offsets/Credits                                                                        0

Pembelian Renewable Energy Certificate (REC) (kWh)                                     0



                                           Total emisi dari Scope 1 dan 2 per unit
 E-02   Intensitas Emisi GRK                                                                  2.267,37
                                           pendapatan Perusahaan Tercatat
                                           Jumlah total energi yang dikonsumsi secara
                                                                                             59.744,49
                                           langsung (kWh or J)
                                           Jumlah total energi yang dikonsumsi secara
 E-03   Konsumsi Energi listrik                                                             28.487.945,01
                                           tidak langsung (kWh or J))

                                           Total konsumsi energi (kWh or J)                 28.547.689,5


 E-04   Konsumsi Air                       Total konsumsi air (m3)                             49.169


 E-05   Limbah yang dihasilkan             Total limbah yang dihasilkan (ton)                  52,31



 E-06 Komitmen Perusahaan untuk mencapai target Net Zero Emission
 Apakah Perusahaan memiliki komitmen pencapaian target net zero?                Ya
 Tahun berapa Perusahaan menargetkan pencapaian Net Zero emission yang
                                                                                2052
 dipublikasi?
 Mohon berikan deskripsi ringkas penjelasan dan tautan ke dokumentasi yang menjelaskan komitmen
 pencapaian target Net zero emission Perusahaan.

  Komitmen pencapaian Net Zero Emissions terdapat pada Sustainability Framework pada tautan https:
  //www.permatabank.com/id/tentang-kami/hubungan-investor#!/Laporan-Keberlanjutan.


 E-07 Komitmen Perusahaan untuk mengurangi Emisi Gas Rumah Kaca (Emission Reduction)
 Apakah Perusahaan memiliki komitmen mengurangi emisi?                          Tidak
                                                                                0%
 Target pengurangan emisi GRK
                                                                                0 (tCO2e)
 Tahun target untuk penurunan emisi GRK?                                        null



Apakah perusahaan memiliki manajemen yang mengawasi pengendalian iklim?


Ya

Langkah-langkah yang sudah dilakukan dan penurunan emisi yang telah dicapai dibandingkan tahun
sebelumnya.

Penjelasan:
Page 4
Komitmen pencapaian Net Zero Emissions terdapat pada Sustainability Framework pada tautan
https://www.permatabank.com/id/tentang-kami/hubungan-investor#!/Laporan-Keberlanjutan.



B. Kinerja Sosial (Social Performance)

S-01 Kesetaraan Gender


                                         Laki-Laki                                           Perempuan
 Level Jabatan
                         Jumlah pegawai         Persentasi pegawai        Jumlah pegawai          Persentasi pegawai

 Entry-level             1.911                  27.41 %                   2.762                 39.62 %

 Mid-level               1.121                  16.08 %                   973                   13.96 %

 Senior-level            121                    1.74 %                    63                    0.9 %

 Executive-level         15                     0.22 %                    6                     0.09 %

 Total Pegawai           3.168                  45.44 %                   3.804                 54.56 %


S-02 Jumlah level pegawai yang dimiliki oleh laki-laki dan perempuan berdasarkan kelompok umur

                                                          Level Jabatan
 Rentang Usia            Entry-level              Mid-level            Senior-level          Executive-level   Jumlah
 (tahun)                                                                                                       Pegawai
                   Laki-Laki     Perempuan Laki-Laki Perempuan Laki-Laki Perempuan Laki-Laki Perempuan


 18-25             88            116        1             0       0            0          0         0          205

 25-35             868           1.231      216           171     0            0          0         0          2.486

 35-45             616           934        563           351     46           22         1         0          2.632

 45-55             339           481        336           351     71           35         1         2          1.616

 >55               0             0          5             1       4            6          13        4          33


S-03 Tingkat Pergantian Pegawai

                                         Jumlah Pegawai (dalam tahun                Percentage Pegawai (dalam tahun
                                                 pelaporan)                                   pelaporan)
 Jumlah Pegawai
 resign/Pemutusan Hubungan             827 Pegawai                                  11,86 %
 Kerja
 Jumlah Pegawai Baru/pengganti         535 Pegawai                                  7,67 %


S-04 Jumlah Pegawai Sementara

                                         Jumlah Pegawai (dalam tahun                Percentage Pegawai (dalam tahun
                                                 pelaporan)                                   pelaporan)
 Jumlah Pegawai perusahaan
 yang dipegang oleh kontraktor         2.245 Pegawai                                24,36 %
 dan/atau konsultan


S-05 Pelatihan dan Pengembangan Pegawai
Page 5
  Rata-rata jam pelatihan per
                                 Jumlah pegawai yang ikut serta      Persentase jumlah pegawai yang
    pegawai dalam tahun
                                   dalam program pelatihan            ikut serta dalam pelatihan (%)
          Pelaporan

70,6 jam/pegawai                6.958                               99,8 %


S-06 Jumlah Kecelakaan Kerja



                                                  Persentase kecelakaan kerja serius yang berakibat
 Frekuensi kecelakaan kerja dari total pegawai
                                                    cedera serius dan fatal dari total pegawai (%)

0,00043                                          0%


S-07 Jumlah Kejadian Pelanggaran Hak Asasi Manusia


Jumlah pelanggaran hak asasi manusia dalam tahun
                                                 0
                   Pelaporan



Kebijakan Perusahaan terkait Pekerja

S-08 Perusahaan memiliki kebijakan terkait pelecehan seksual dan/atau
                                                                          Ya
non-diskriminasi?
 dapat diakses pada : https://www.permatabank.com/id/tentang-kami/hubungan-investor#!/Laporan-
 Keberlanjutan

S-09 Perusahaan memiliki kebijakan mengenai hak asasi manusia?            Ya

 dapat diakses pada : https://www.permatabank.com/id/tentang-kami/hubungan-investor#!/Laporan-
 Keberlanjutan
S-10 Perusahaan memiliki kebijakan mengenai pekerja anak dan/atau
                                                                          Ya
pekerja paksa?
 dapat diakses pada : https://www.permatabank.com/id/tentang-kami/hubungan-investor#!/Laporan-
 Keberlanjutan
S-11 Perusahaan memiliki kebijakan perusahaan mengenai kesehatan dan
keselamatan kerja serta lingkungan kerja yang aman dan layak diberikan Ya
kepada seluruh karyawan?
 dapat diakses pada : https://www.permatabank.com/id/tentang-kami/hubungan-investor#!/Laporan-
 Keberlanjutan

Corporate Social Responsibility (CSR)


S-12 Perusahaan memiliki aktivitas CSR, investasi atau sumbangan
                                                                          Ya
terhadap komunitas atau organisasi nirlaba terdaftar?

 Permata Bank menjalankan inisiatif sosial melalui berbagai program yang bertujuan untuk memberikan
 dampak positif lebih luas kepada masyarakat. Adapun tiga pilar utama program-program Permata Bank
 (Permata Hati), adalah:
 1. Pendidikan
 2. Pemberdayaan
 3. Peningkatan Fasilitas

 Selain itu, Permata Bank juga melakukan berbagai inisiatif untuk mendukung pelestarian lingkungan dan
 keanekaragaman hayati, dimana sejak tahun 2022 Permata Bank melalui Permata Hati telah menyisipkan
 tema lingkungan ke dalam sejumlah programnya. Pada tahun 2024, Permata Bank bekerjasama dengan
 WWF-Indonesia dalam meluncurkan program #DenganHati untuk Bukit Tigapuluh yang merupakan program
 Konservasi Ekosistem Sosial dan Lingkungan Hidup. Informasi lebih lengkap terkait program CSR dapat
Page 6
 dilihat pada Laporan Keberlanjutan yang dapat diakses pada:
 https://www.permatabank.com/id/tentang-kami/hubungan-investor#!/Laporan-Keberlanjutan
 dan juga tersedia pada situs web Permata Bank yang membahas khusus CSR : https://www.permatabank.
 com/id/tentang-permata/permatahati

C. Kinerja Tata Kelola (Governance Performance)


 G-01 Keberagaman Manajemen dan Independensi (Board Diversity and Independence)


 Tipe Manajemen
                          Jumlah              Laki-laki          Perempuan            Pihak Independen
   Perusahaan

Komisaris           0                     7                  1                    4
Direksi             0                     5                  4                    9


 G-02 Total kehadiran direksi dan komisaris ke rapat dewan



                                    Jumlah rapat dewan (di tahun    Rata-rata persentase kehadiran
                                             pelaporan)          direksi/komisaris dalam rapat dewan
Jumlah kehadiran direksi ke rapat
                                    40                           99 %
dewan

Jumlah kehadiran komisaris ke
                                    5                            100 %
rapat dewan




 Kebijakan mengenai manajemen lainnya

G-03 Perusahaan memiliki kebijakan mengenai pemisahan Chairman of
                                                                          Tidak
The Board dan CEO?

 -

G-04 Perusahaan memiliki kebijakan penilaian dewan direksi dan
                                                                          Ya
komisaris
 Permata Bank memiliki kebijakan penilaian Dewan Komisaris dan Direksi, dapat dilihat pada penyampaian
 Laporan Tahunan: https://www.permatabank.com/id/tentang-kami/hubungan-investor#!/Laporan-Tahunan

G-05 Perusahaan memiliki kebijakan pelatihan dewan direksi dan
                                                                          Ya
komisaris
 Permata Bank memiliki kebijakan pelatihan Dewan Komisaris dan Direksi, dapat dilihat pada penyampaian
 Laporan Tahunan: https://www.permatabank.com/id/tentang-kami/hubungan-investor#!/Laporan-Tahunan
G-06 Kriteria khusus yang digunakan untuk pemilihan dewan direksi dan
                                                                          Ya
komisaris
 Permata Bank memiliki kriteria khusus untuk pemilihan Dewan Komisaris dan Direksi, dapat dilihat pada
 penyampaian Laporan Tahunan: https://www.permatabank.com/id/tentang-kami/hubungan-investor#!
 /Laporan-Tahunan
G-07 Perusahaan memiliki kebijakan mengenai kode etik dan/atau anti-
                                                                          Ya
korupsi?
 Secara umum, pada Kode Etik Permata Bank diatur mengenai anti korupsi, anti penyuapan, dan anti
 pencucian uang.

 Secara lengkap Kode Etik Permata Bank dapat diakses pada: https://www.permatabank.com/id/tentang-
 kami/tata-kelola-perusahaan#!/Kode-Etik

 Kebijakan Anti Penyuapan Permata Bank dapat diakses pada: https://www.permatabank.com/id/tentang-
Page 7
kami/tata-kelola-perusahaan#!/Anti-Penyuapan

Kebijakan Anti Pencucian Uang Permata Bank dapat diakses pada: https://www.permatabank.
com/id/tentang-kami/tata-kelola-perusahaan#!/Pernyataan-Anti-Pencucian-Uang
G-08 Perusahaan memiliki kebijakan mengenai perlakuan adil terhadap
                                                                         Ya
Pemegang Saham?
Permata Bank memiliki kebijakan terkait dengan komunikasi Pemegang Saham dan Investor yang dapat
diakses pada: https://www.permatabank.com/id/tentang-kami/tata-kelola-perusahaan#!/Kebijakan-Terkait-
Tata-Kelola

Selain itu perlakukan yang adil terhadap Pemegang Saham juga tertuang pada Laporan Tahunan bagian
Rapat Umum Pemegang Saham.

G-09 Perusahaan memiliki kebijakan mengenai kewajiban
                                                                         Ya
direksi/komisaris untuk mencegah adanya konflik kepentingan?
Pembahasan mengenai kewajiban Direksi dan Dewan Komisaris dalam melakukan pencegahan adanya
konflik kepentingan telah dibahas pada Laporan Tahunan yang dapat diakses pada: https://www.
permatabank.com/id/tentang-kami/hubungan-investor#!/Laporan-Tahunan
Page 8
D. Lain-lain


 Keselarasan Laporan Keberlanjutan/Tahunan dengan Metrik ESG


                                                                        Halaman di Laporan
   Kinerja      Kode                   Nama Metrik
                                                                       Keberlanjutan/Tahunan
               E-01     Laporan Emisi Gas Rumah Kaca           52

               E-02     Intensitas Emisi Gas Rumah Kaca        52

               E-03     Konsumsi Energi Listrik                52

               E-04     Konsumsi Air                           49-50
Lingkungan
               E-05     Limbah yang Dihasilkan                 50-51
                        Komitmen Perusahaan untuk Mencapai
               E-06                                            24
                        Target Net Zero Emission

                        Komitmen Perusahaan untuk
               E-07                                            52
                        mengurangi Emisi Gas Rumah Kaca

               S-01     Kesetaraan Gender                      57
                        Pegawai Berdasarkan Gender dan
               S-02                                            57
                        Kelompok Umur
               S-03     Tingkat Pergantian Pegawai             59-60

               S-04     Jumlah Pegawai Sementara               57

               S-05     Pelatihan dan Pengembangan Pegawai     65

               S-06     Jumlah Kecelakaan Kerja                72
                        Kejadian Pelanggaran Hak Asasi
               S-07                                            61
                        Manusia
Sosial                  Kebijakan Pelecehan Seksual dan/atau
               S-08                                            60
                        Non-diskriminasi

               S-09     Kebijakan Mengenai Hak Asasi Manusia   61

                        Kebijakan Pekerja Anak dan/atau
               S-10                                            61
                        Pekerja Paksa

                        Kebijakan Mengenai Kesehatan dan
                        Keselamatan Kerja serta Lingkungan
               S-11                                            70-72
                        Kerja yang Aman dan Layak diberikan
                        Kepada Seluruh Karyawan

               S-12     Pencegahan Konflik Kepentingan         83-97
Page 9
                                   Keberagaman Manajemen dan
                       G-01                                                 100-115-118-135
                                   Independensi
                                   Total Kehadiran Direksi dan Komisaris ke
                       G-02                                                 569-571-583
                                   Rapat Dewan
                                   Kebijakan Pemisahan Chairman of the
                       G-03                                                 -
                                   Board dan CEO
                                   Kebijakan Penilaian Dewan Direksi dan
                       G-04                                                 601-604
                                   Komisaris
                                   Kebijakan Pelatihan Dewan Direksi dan
Tata-kelola            G-05                                                 601-604
                                   Komisaris

                       G-06        Kriteria Khusus Pemilihan Dewan          538-539-550-551-553-555

                       G-07        Kode Etik dan/atau Anti-Korupsi          110-111

                                   Kebijakan Perlakuan Adil terhadap
                       G-08                                                 514-515
                                   Pemegang Saham

                       G-09        Pencegahan Konflik Kepentingan           688




 Standar Internasional yang Diacu dan Verifikasi Pihak Ketiga



   Keselarasan dengan kerangka pelaporan keberlanjutan

    X   Ya             Tidak


             X   GRI

                 TCFD

                 CDP

                 IFRS S1

             X   IFRS S2

             X   SASB

                 Others, please specify




   Assurance dan validasi pihak ketiga

    X   Ya




             Nama pihak ketiga                          Lingkup pekerjaan


        Sejahtera Rambah Asia                  Sustainability Reporting Assurance :
                                                 AA1000 Type 1 Moderate Level



Demikian untuk diketahui.


Hormat Kami,
Bank Permata Tbk
Page 10
Katharine Grace

Corporate Secretary




Bank Permata Tbk
Gedung World Trade Center II, Jl. Jend. Sudirman Kav. 29-31, Jakarta 12920
Telepon : 021-5237788, Fax : -, www.permatabank.co.id



Nama Pengirim                     Katharine Grace

Jabatan                           Corporate Secretary
Tanggal dan Waktu                 12-03-2025 20:30

Lampiran                         1. 018 BNLI Penyampaian AR SR 2024.pdf


                                 2. BNLI SR 2024.pdf


                                 3. BNLI AR 2024.pdf


Dokumen ini merupakan dokumen resmi Bank Permata Tbk yang tidak memerlukan tanda tangan karena dihasilkan
 secara elektronik oleh sistem pelaporan elektronik. Bank Permata Tbk bertanggung jawab penuh atas informasi
                                       yang tertera didalam dokumen ini.
Page 11
Go To Indonesian Page

 Letter / Announcement No.            018/BP/CSG/III/2025

 Issuer Name                          Bank Permata Tbk

 Issuer Code                          BNLI

 Attachment                           3

 Subject                              Submission of Annual And Sustainability Report


The Company hereby submit Annual And Sustainability Report Report 2024 for the period of 01 Januari 2024 to 31
Desember 2024 in Indonesia dan Inggris
Will the Company be/has summons for the Annual General Meeting of Shareholders? (Yes)

The Company made invitations to the Annual General Meeting of Shareholders on 12 Maret 2025

The information referred above has been published on the Company’s website
https://www.permatabank.com/id/tentang-kami/hubungan-investor#!/Rapat-Umum-Pemegang-Saham at 12 Maret
Is the Company listed on another Stock Exchange? (No)



A. Environmental Performance

The Company submits its Annual Sustainability and ESG Report:
 E-01 Greenhouse Gas (GHG) Emission Report

 Consolidated GHG Emission Report?                                                      Yes

 Organizational Boundaries                                                   Operasional/Finansial



 Any subsidiaries that are not included in the report?                                  No




                              Name                                          Total emission (tCO2e)


Category 1: Direct GHG emissions and removals


 Direct emissions from stationary combustion                                             0

 Direct emissions from mobile combustion                                               531,52

 Direct emissions from processes                                                         0

 Direct fugitive emissions                                                               0

 Direct emissions from Land Use, Land Use Change and
                                                                                         0
 Forestry (LULUCF)

 Total Direct Emissions (Scope 1)                                                      531,52


Category 2: Indirect GHG emissions from imported energy
Page 12
 Indirect emissions from imported/purchased electricity
                                                                           24.838,3
 consumption


 Indirect emissions from imported/purchased network energy
                                                                               0
 consumption (excluding electricity)


 Total Indirect Emissions (Scope 2)                                        24.838,3


Category 3: Indirect GHG emissions from transportation


 Upstream transport and distribution                                           0

 Business travels                                                          1.158,51

 Transportation of clients and visitors                                        0


 Downstream transportation and distribution                                    0


 Employee commuting                                                            0



Category 4: Indirect GHG emissions from products used by Organization



 Energy related activities not included in direct emissions and
                                                                               0
 energy indirect emissions

 Purchased goods and services                                                  0

 Capital equipment/goods                                                       0


 Waste generated in operations                                                 0


 Upstream leased assets                                                        0



Category 5: Indirect GHG Emissions associated with the use of products from the Organization


 Investments                                                                   0

 Use of sold products                                                          0

 End of life treatment of sold products                                        0

 Downstream franchises                                                         0

 Downstream leased assets                                                      0


 Processing of sold products                                                   0


Category 6: Indirect GHG emissions from other sources
Page 13
 Other indirect emissions or removals                                                  0

 Total GHG Emissions (Scope 1 and 2)                                              1.158,51

Total GHG Emissions (Scope 1 and 2)                                               25.369,82

Total GHG Emissions (Scope 1, 2 and 3)                                            26.528,33

Offsets/Credits                                                                        0

REC Purchases (kWh)                                                                    0



                                            Total scope 1 and 2 emissions produced per
 E-02   GHG Emissions Intensity                                                                 2.267,37
                                            revenue of listed compant (tCO2e/Rp)
                                            Total amount of energy directly consumed
                                                                                               59.744,49
                                            (kWh or J)
                                            Total amount of energy indirectly consumed
 E-03   Electricity Consumption                                                               28.487.945,01
                                            (kWh or J)

                                            Total energy consumption (kWh or J)               28.547.689,5


 E-04   Water Consumption                   Total water consumed (m3)                            49.169


 E-05   Waste Generation                    Total waste generated (ton)                          52,31



 E-06 Company commitment to Net Zero Emission Target
 Does the Company have a net zero emission target commitment?                  Yes

 What year is the Company’s net zero emission published target?                2052

 Please provide a brief description and a link to documentation explaining the Company’s commitment in
 achieving net zero emission target.

  The commitment to achieving Net Zero Emissions is available in the Sustainability Framework at the link
  https://www.permatabank.com/en/tentang-kami/hubungan-investor#!/Sustainability-Report.


 E-07 Company Commitment to GHG Emission Reduction Target
 Does the Company commit to reducing GHG emission?                             Tidak
                                                                               0%
 What is the Company’s GHG emission reduction target?
                                                                               0 (tCO2e)
 Targeted year in achieving GHG reduction target?                              null



Does the Listed Company has measures on monitoring in enacting climate policy?




Yes


Steps that have been taken and emission reductions that have been achieved compared to the previous year
Page 14
Permata Bank is also striving to minimize electricity consumption through various efforts to reduce emissions. In
2024, the Bank succeeded in reducing electricity usage by 2,715.16 GJ and scope 2 emissions generated by
678.13 Tons CO2eq.

These initiatives include: Installing 114 solar panels in the cafeteria of the Bintaro Office, covering an area of
205.2 m2, generating 4,306.32 kWh/month, equivalent to approximately 30% of total electricity consumption of
the Bintaro Office canteen building. Through the use of solar panels, by 2024, the Bank managed to reduce the
use of electric energy by 215.08 GJ, using energy efficient electronic devices, continuing the program to replace
conventional lights with LED lights, at the Bintaro Office there are more or less 5,900 lights and at the Hayam
Wuruk Office there are more or less 1,700 lights, regulating office overtime hours, turning off unused electronic
devices, automatically turning off air conditioning at the Headquarters starting at 5:30 PM WIB, automatically
turning off lights starting at 7:00 PM WIB, digitizing banking systems through inter-net banking and mobile
banking to reduce the need for physical customer visits to the Bank, running energy-saving campaigns and
Sustainability Journey initiatives through internal communication channels for all PermataBankers, Permata Bank
invited all PermataBankers to participate in Earth Hour from 21 to 27 March 2024 to switch off sign wall and sign
pole lights for approximately one hour (8.30 PM to 9.30 PM local time), supporting government programs for
green projects and environmentally friendly loans.

B. Kinerja Sosial (Social Performance)

S-01 Gender Diversity



                                         Men                                                    Women
 Job positions           Number of              Percentage of                                             Percentage of
                                                                          Number of employees
                         employees               employees                                                 employees
 Entry-level      1.911                       27.41 %                     2.762                       39.62 %

 Mid-level        1.121                       16.08 %                     973                         13.96 %

 Senior-level     121                         1.74 %                      63                          0.9 %

 Executive-level 15                           0.22 %                      6                           0.09 %

 Total Pegawai    3.168                       45.44 %                     3.804                       54.56 %


S-02 Employees Level by Gender and Age Group

                                                            Job levels
 Age group              Entry-level             Mid-level                Senior-level     Executive-level Number of
 (years)                                                                                                  employees
                      Men       Women         Men       Women          Men        Women        Men     Women


 18-25           88            116        1             0          0            0         0           0         205

 25-35           868           1.231      216           171        0            0         0           0         2.486

 35-45           616           934        563           351        46           22        1           0         2.632

 45-55           339           481        336           351        71           35        1           2         1.616

 >55             0             0          5             1          4            6         13          4         33


S-03 Employees Turnover

                                              Number of employees                                  Percentage
                                               (in reporting year)                             (in reporting year)

 Number of employees resigned         827 Employees                                  11,86 %
Page 15
Number of newly appointed
                               535 Employees                        7,67 %
Employees


S-04 Temporary Worker

                                       Number of employees                        Percentage
                                        (in reporting year)                   (in reporting year)
Total company headcount held
by contractors and/or          2.245 Employees                      24,36 %
consultants


S-05 Employee Training and Development


  Average training hour per
                               Total employee attending company Percentage of employee attending
          employee
                                       training program          company training program (%)
     (in reporting year)

70,6 hours/employee            6.958                                99,8 %


S-06 Injury Rate


Frequency of work-related accidents of total
                                             Percentage of serious work-related accidents resulting in
                Employees
                                                serious and fatal injuries from total employees (%)
            (in reporting year)

0,00043                                       0%


S-07 Incidents Regarding Human Rights Abuse


Number of incidents regarding human rights
                                           0
        abuse (in reporting year)



Company Policy Regarding Employees


S-08 Does the company has a policy regarding sexual harassment and/or
                                                                          Yes
non-discrimination?




S-09 Does the company has a policy regarding human rights?                Yes




S-10 Does the company have a policy regarding child labor and/or forced
                                                                          Yes
labor?



S-11 Does the company have a company policy regarding occupational
health and safety as well as a safe working environment for all           Yes
employees?



Corporate Social Responsibility (CSR)
Page 16
S-12 Does the company have CSR activities, investments or donations to
                                                                               Yes
the community or registered non-profit organizations?




C. Governance Performance


 G-01 Board Diversity and Independence


Type of Company       Number of seats     Seats Occupied by Seats Occupied by Seats Occupied by
     Board             on Company                Men             Women        Independent Party

Commissioners        0                    7                    1                     4
Directors            0                    5                    4                     9


 G-02 Board Meeting Attendance



                              Number of board meetings         Percentage of board meeting
                                 (in reporting year)          attendances (in reporting year)
Director Attendance to
                             40                              99 %
Board Meetings

Comissioner Attendance to
                             5                               100 %
Board Meetings



  Other governmental-related policy


G-03 Does the company has a policy regarding separation of the
                                                                               No
Chairman of the Board and CEO?

  -

G-04 Does the company has a policy regarding board appraisal?                  Yes

  Permata Bank has a policy for assessing the Board of Commissioners and the Board of Directors, which can
  be seen in the submission of the Annual Report: https://www.permatabank.com/en/tentang-kami/hubungan-
  investor#!/Annual-Report
G-05 Does the company has a policy regarding board training and
                                                                               Yes
development?
  Permata Bank has a policy for training of the Board of Commissioners and the Board of Directors, which can
  be seen in the submission of the Annual Report: https://www.permatabank.com/en/tentang-kami/hubungan-
  investor#!/Annual-Report
G-06 Does the company has a criteria regarding board appointment and
                                                                               Yes
re-election?
  Permata Bank has a specific criteria for the Board of Commissioners and the Board of Directors
  appointment, which can be seen in the submission of the Annual Report: https://www.permatabank.
  com/en/tentang-kami/hubungan-investor#!/Annual-Report
G-07 Does the company has a policy regarding ethics and/or anti-
                                                                               Yes
corruption?
  In general, Permata Bank's Code of Ethics regulates anti-corruption, anti-bribery, and anti-money
  laundering.

  The complete Permata Bank Code of Ethics can be accessed at:
  https://www.permatabank.com/en/tentang-kami/tata-kelola-perusahaan#!/Code-of-Ethics
Page 17
 Permata Bank's Anti-Bribery Policy can be accessed at:
 https://www.permatabank.com/en/tentang-kami/tata-kelola-perusahaan#!/Anti-Bribery-Policy

 Permata Bank's Anti-Money Laundering Policy can be accessed at: https://www.permatabank.
 com/en/tentang-kami/tata-kelola-perusahaan#!/Anti-Money-Laundering
G-08 Does the company has a policy regarding equitable treatment of
                                                                                 Yes
shareholders?
 Permata Bank has a policy regarding Shareholder and Investor communications which can be accessed at:
 https://www.permatabank.com/en/tentang-kami/tata-kelola-perusahaan#!/GCG-Related-Policies

 In addition, fair treatment of Shareholders is also stated in the Annual Report section of the General Meeting
 of Shareholders.
G-09 Does the company have a policy regarding the obligations of
                                                                                 Yes
directors/commissioners to prevent conflicts of interest?
 Discussion regarding the obligations of the Board of Directors and Board of Commissioners in preventing
 conflicts of interest has been discussed in the Annual Report which can be accessed at: https://www.
 permatabank.com/en/tentang-kami/hubungan-investor#!/Annual-Report
Page 18
D. Other


 Alignment of Sustainability/Annual Reports with ESG Metrics


                                                                   Pages in the Sustainability/Annual
   Kinerja       Kode                 Metric Name
                                                                                 Report
                E-01     Greenhouse Gas Emission Report           52

                E-02     Greenhouse Gas Emission Intensity        52

                E-03     Electricity Consumption                  52

                E-04     Water Consumption                        49-50
Environment
                E-05     Waste Generated                          50-51
                         Company Commitment to Achieving Net
                E-06                                              24
                         Zero Emission Target

                         Company Commitment to Reduce
                E-07                                              52
                         Emission

                S-01     Gender Equality                          57

                S-02     Employees by Gender and Age Group        57

                S-03     Employee Turnover Rate                   59-60

                S-04     Number of Temporary Officers             57

                S-05     Employee Training and Development        65

                S-06     Number of Work Accidents                 72

                S-07     Human Rights Violation Incidents         61

Social                   Sexual Harassment and/or Non-
                S-08                                              60
                         Discrimination Policy

                S-09     Policy on Human Rights                   61

                S-10     Child Labor and/or Forced Labor Policy   61


                         Occupational Health and Safety Policy
                S-11     and Safe and Secure Work Environment     70-72
                         are provided to all employees.

                S-12     Corporate Social Responsibility          83-97
Page 19
                                  Management Diversity and
                    G-01                                                       100-115-118-135
                                  Independence
                                  Total Attendance of Directors and
                    G-02                                                       569-571-583
                                  Commissioners to Board Meetings
                                  Chairman of the Board and CEO
                    G-03                                                       -
                                  Separation Policy
                                  Board of Directors and Commissioners
                    G-04                                                       601-604
                                  Assessment Policy
                                  Board of Directors and Commissioners
Governance          G-05                                                       601-604
                                  Training Policy

                    G-06          Special Criteria for Election of the Board   538-539-550-551-553-555

                    G-07          Code of Ethics and/or Anti-Corruption        110-111

                    G-08          Fair Treatment Policy for Shareholders       514-515

                    G-09          Conflict of Interest Prevention Policy       688




Referenced International Standards and Third Party Verification



   Alignment with sustainability reporting framework

    X   Yes          No


              X   GRI

                  TCFD

                  CDP

                  IFRS S1

              X   IFRS S2

              X   SASB

                  Others, please specify


 null


   Third-party assurance and/or validation

    X   Yes




 Name of third-party service provider                     Scope of Work


        Sejahtera Rambah Asia                  Sustainability Reporting Assurance :
                                                 AA1000 Type 1 Moderate Level



Thus to be informed accordingly.


Respectfully,
Bank Permata Tbk
Page 20
Katharine Grace

Corporate Secretary




Bank Permata Tbk
Gedung World Trade Center II, Jl. Jend. Sudirman Kav. 29-31, Jakarta 12920
Phone : 021-5237788, Fax : -, www.permatabank.co.id



Sender Name                         Katharine Grace

Function                            Corporate Secretary

Date and Time                       12-03-2025 20:30

Attachment                         1. 018 BNLI Penyampaian AR SR 2024.pdf


                                   2. BNLI SR 2024.pdf


                                   3. BNLI AR 2024.pdf


      This is an official document of Bank Permata Tbk that does not require a signature as it was generated
     electronically by the electronic reporting system. Bank Permata Tbk is fully responsible for the information
                                            contained within this document.

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Published12 Mar 2025
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Names mentioned 10 people and organisations named in the text · linked when the evidence is strong

linked org Bank Permata Tbk · Nama Perusahaan p.1 ×28
unresolved — Emisi langsung dari pembakaran stasioner p.1
unresolved — Emisi fugitive langsung p.1
unresolved — Total Emisi Langsung (Scope 1) p.1
unresolved org Katharine Grace · Corporate Secretary p.10 ×3
unresolved — Direct emissions from stationary combustion p.11
unresolved — Direct emissions from mobile combustion p.11
unresolved — Direct emissions from processes p.11
unresolved — Direct fugitive emissions p.11
unresolved — Total Direct Emissions (Scope 1) p.11

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