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                                     ANNOUNCEMENT
    SUMMARY OF THE MINUTES OF THE ANNUAL GENERAL MEETING OF
                                      SHAREHOLDERS
                                 FINANCIAL YEAR 2025
                             PT BANK KB INDONESIA TBK


The Board of Directors of PT Bank KB Indonesia Tbk (hereinafter referred to as the "Company")
domiciled in Jakarta, hereby informs that an Extraordinary General Meeting of Shareholders
(hereinafter referred to as the "Meeting") has been held on:


Day,Date            : Thursday, June 25th, 2026
Time                : 09.58 WIB to 11.40 WIB
Location            : Dirgantara Room 1 & 2, Hotel Ambhara 1st Floor,
                     Jalan Iskandarsyah Raya No. 1, Kebayoran Baru,
                     South Jakarta


The meeting was held offline and online in accordance with the Financial Services Authority
Regulation ("POJK") Number 15/POJK.04/2020 of 2020 concerning the Plan and
Implementation of the General Meeting of Shareholders of Public Companies and POJK
Number 14 of 2025 concerning the Implementation of the General Meeting of
Shareholders, General Meeting of Bondholders, and General Meeting of Sukuk Holders
Electronically, also attended by Members of the Board of Commissioners, Members of
the Company's Board of Directors, Notaries, and Supporting Professional Institutions.

I. Presence of the Board of Commissioners and Board of Directors of the Company
   The meeting was chaired by Mr. Jerry Marmen as President Commissioner, who was
   appointed based on the Decree of the Board of Commissioners of the Company dated
   May 26, 2026, Number 207/BOCO/V/2026, and was attended by the Members of the
   Board of Commissioners and Members of the Board of Directors of the Company as
   follows:

   Board of Commissioners

   1. President Commissioner         : Jerry Marmen
   2. Independent Commissioner       : Stephen Liestyo

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   3. Independent Commissioner   : Hae Wang Lee


   Board of Directors

   1. President Director       : Kunardy Darma, Lie
   2. Director                 : Widodo Suryadi
   3. Director                 : Jung Ho Han
   4. Director                 : Yungki Prabowo
   5. Director                 : Jang Hyuk Im
   6. Director                 : Robby Mondong
   7. Director                 : Henry Sawali
   8. Director                 : Dodi Widjajanto

II. Quorum of Shareholders
  The Meeting was attended by the Shareholders and/or Proxies/Representatives of
  Shareholders representing 157,779,168,569 (One hundred and fifty-seven billion seven
  hundred and seventy nine million one hundred sixty-eight thousand five hundred and
  sixty-nine) shares or representing 83,9753231% (eighty-three point nine seven five three
  two three one percent) votes of the total number of shares with valid voting rights
  issued by the Company as of today The Meeting, which is 187,887,539,870 (One
  hundred and eighty-seven billion eight hundred and eighty-seven million five hundred
  and thirty-nine thousand eight hundred and seventy), based on the Attendance List
  received from PT Datindo Entrycom as the Company's Securities Administration Bureau,
  therefore the provisions regarding the quorum of attendance at the Meeting are in
  accordance with the provisions of the applicable laws and regulations.


III. Meeting Agenda
  The meeting was held with the Meeting Agenda, namely:


1. Approval of the Company's Annual Report including the Supervisory Task Report that has
  been implemented by the Board of Commissioners for the Financial Year ended December
  31st, 2025 and the ratification of the Consolidated Financial Statements for the Financial
                                                                                         2
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     Year ended December 31st, 2025 and provides full exemption from liability (acquit et de
     charge) to the Board of Commissioners and the Board of Directors of the Company for
     the supervisory and management actions that have been carried out in the Financial Year
     ends on December 31st, 2025.


 2. Approval of the Use of the Company's Net Profit for the Financial Year ended December
     31st, 2025.


 3. Appointment of a Public Accountant and/or Public Accounting Firm for the Audit of the
     Company's Financial Statements for the Financial Year 2026 and the determination of
     their honorarium.


 4. Approval of the determination of honorarium, salary and/or allowances for the Board of
     Commissioners and the Board of Directors of the Company for the Financial Year 2026.


 5. Report on the Realization of the Use of Limited Public Offering Funds.


 6. Approval of the 2025 Recovery Plan for the period valid November 2025 – 2026.


 7. Approval of the Change in the Company's Management Composition.


IV. Q&A Opportunity
     In   connection       with    the      Meeting   Agenda,        the     Shareholders    and/or
     Proxies/Representatives of Shareholders present have been given the opportunity to ask
     questions and/or give opinions in the Agenda of the Meeting discussed.
     -First Agenda: there is one question from the Shareholder and/or Proxie/Representative
     of the Shareholder.
     -Second   to     Seventh     Agenda:    no   questions   from     the    Shareholders   and/or
     Proxies/Representatives of Shareholders.


V.   Decision-Making Mechanism
     Shareholders who disagree and who abstain are asked to raise their hands, and hand
     over their ballots, while the rest who do not raise their hands are those who declare
     their consent.

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   In accordance with the provisions of Article 47 POJK 15/2020 and Article 13 paragraph
   (11) of the Company's Articles of Association, Shareholders with valid voting rights who
   are present at the Meeting but do not vote (abstain) are considered to cast the same
   vote as the majority of the Shareholders who cast the vote.


   In   the    discussion     of    the   Meeting   Agenda,    the    Shareholders    and/or
   Proxies/Representatives of Shareholders will be given the opportunity to ask questions
   or opinions, for Shareholders who attend offline can fill out the question form that has
   been provided by the committee, and for Shareholders who attend online can provide
   questions or opinions in the 'Electronic Option' column of eASY.KSEI.


   The Chairman of the Meeting will read out the questions and ask the Board of Directors
   and/or related parties to submit answers and/or responses to the questions.


   Until now, the Company has not received a letter from the Shareholders regarding the
   Proposed Meeting Agenda, thus the Meeting Agenda can be accepted by the
   Shareholders, and is declared valid.


VI. Meeting Results


   In the Meeting, a decision has been taken as stated in the Deed of Minutes of the Annual
   General Meeting of Shareholders Number 40, dated June 25, 2026, made by me, the Notary,
   which is basically as follows:


   First Agenda: Approval of the Company's Annual Report including the Report on Supervisory
   Duties that has been implemented by the Board of Commissioners for the Financial Year
   ended December 31, 2025 and the ratification of the Consolidated Financial Statements for
   the Financial Year ended December 31, 2025 and provides full exemption (acquit et de charge)
   to the Board of Commissioners and the Board of Directors of the Company for the supervisory
   and management actions that have been carried out in the Fiscal Year ending on December
   31, 2025.




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The verdict:
1.   To approve and accept the Company's Annual Report including the Supervisory Task Report
     that has been implemented by the Board of Commissioners for the Financial Year ended
     December 31, 2025 and ratifies the Consolidated Financial Statements for the Financial Year
     ended December 31, 2025 which has been audited by the Public Accounting Firm of
     Mirawati Sensi Idris, in accordance with Report No. 00158/3.0478/AU.1/07/1671-
     5/1/III/2026 dated March 31, 2026 with a Reasonable Opinion in All Material Matters, the
     financial position of PT Bank KB Indonesia Tbk and its subsidiaries as of December 31, 2025
     as well as the consolidated financial performance and cash flow for the year ended on that
     date, in accordance with Financial Accounting Standards in Indonesia.

2.   To provide acquit et decharge to the Board of Commissioners and the Board of Directors
     of the Company for the supervisory and management actions that have been carried out
     during the financial year ended December 31, 2025, to the extent that such actions do not
     constitute a criminal offense and such actions are reflected in the Company's Annual Report
     and Consolidated Financial Statements for the financial year ended December 31, 2025.

The recapitulation of the vote count in relation to the Resolution of the First Meeting is as
follows:

                                       Ammount (Shares)             Percentage


        Voice Present                         157.779.168.569           100,0000000%


        Disagree votes                              5.922.544             0,0037537%


        Abstain Vote                                       0              0,0000000%


        Vote Agree                            157.773.246.025            99,9962463%


        Total Votes Agree                     157.773.246.025            99,9962463%



Second Agenda :
Approval of the Use of the Company's Net Profit for the Financial Year ended December 31,
2025


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The verdict :
- Approved the use of net profit for the financial year ending December 31, 2025.


The recapitulation of the vote count in relation to the Second Meeting Resolution is as follows:

                                       Ammount (Shares)             Percentage


       Voice Present                          157.779.168.569           100,0000000%


       Disagree votes                               4.775.544             0,0030267%


       Abstain Vote                                        0              0,0000000%


       Vote Agree                             157.774.393.025            99,9969733%


       Total Votes Agree                      157.774.393.025            99,9969733%




Third Agenda :
Appointment of a Public Accountant and/or Public Accounting Firm for the Audit of the
Company's Financial Statements for the Financial Year 2026 and the determination of their
honorarium.


The verdict :
1. Approved to delegate authority to the Board of Commissioners of the Company to appoint
  a Public Accountant and/or Public Accounting Firm to conduct an Audit of the Company's
  Consolidated Financial Statements for the Financial Year 2026 and/or other periods in the
  Financial Year 2026 for the purposes and interests of the Company.


2. To approve the granting of authority and power to the Board of Commissioners of the
  Company to determine the amount of remuneration for audit services, additional scope of
  work required and other reasonable requirements for the Public Accountant and/or Public
  Accounting Firm.


3. To give authority and power to the Board of Commissioners of the Company to appoint a

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    substitute Public Accountant and/or Public Accounting Firm in the event that the Public
    Accountant and/or Public Accounting Firm appointed for any reason is unable to complete
    the audit of the Consolidated Financial Statements of the Company and its Subsidiaries for
    the Financial Year 2026, including determining the remuneration for audit services and other
    requirements for the replacement Public Accounting Firm


The recapitulation of the vote count in relation to the Third Meeting Resolution is as follows:


                                       Ammount (Shares)              Percentage


        Voice Present                         157.779.168.569            100,0000000%


        Disagree votes                             27.533.189              0,0174505%


        Abstain Vote                                       0               0,0000000%


        Vote Agree                            157.751.635.380             99,9825495%


        Total Votes Agree                     157.751.635.380             99,9825495%




Fourth Agenda :
Approval of the determination of honorarium, salary and/or allowances for the Board of
Commissioners and the Board of Directors of the Company for the Financial Year 2026.

The verdict :
-    To delegate authority to the Board of Commissioners of the Company to determine a
     Remuneration package for Members of the Board of Commissioners of the Company and
     the Company's Board of Directors with an overall maximum amount of Rp. 17,000,000,000
     (seventeen billion rupiah) per financial year for all members of the Board of Commissioners
     and with an overall maximum amount of Rp. 110,000,000,000 (one hundred and ten billion)
     per financial year for all members of the Board of Directors whose allocation is delegated
     to the Board of Directors The Commissioner shall take into account the Company's
     performance and financial condition as well as the recommendations of the Remuneration
     and Nomination Committee.


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The recapitulation of the vote count in relation to the Fourth Meeting Resolution is as follows:


                                        Ammount (Shares)             Percentage


         Voice Present                   157.779.168.569            100,0000000%


         Disagree votes                     5.927.044                0,0037565%


         Abstain Vote                          0                     0,0000000%


         Vote Agree                      157.773.241.525            99,9962435%


         Total Votes Agree               157.773.241.525            99,9962435%




Fifth Agenda :
Report on the Realization of the Use of Limited Public Offering Funds.
-     The fifth agenda of the meeting is a report, so no decision is made.



Sixth Agenda:
Approval of the 2025 Recovery Plan for the Period of November 2025 – 2026

The recapitulation of the vote count in relation to the Sixth Meeting Resolution is as follows:

The verdict :
- The Agenda for Approval of the Recovery Plan Update was discussed and sought for approval
    by the shareholders at the next GMS of the Company.

The recapitulation of the vote count in relation to the Sixth Meeting Resolution is as follows:

                                            Quantity
                                                                     Percentage
                                            (Shares)

         The Voice That Is Present             157.779.168.569           100,0000000%


         Dissenting votes                               4.775.544            0,0030267%




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       Abstain Vote                                         0              0,0000000%


       Vote Agree                             157.774.393.025             99,9969733%


       Total Votes Agree                      157.774.393.025             99,9969733%




Seventh Agenda :
Approval of Changes in the Company's Management Composition

The verdict :

1. Approve the resignation of Mr. Robby Mondong as Director of the Company and Mr. Dodi
  Widjajanto as Director of the Company, effective from the Closing of this Meeting, by waiving
  the provisions of the Company's Articles of Association regarding the obligation to submit
  written notice at least 30 (thirty) calendar days before the effective date of resignation.
  Accompanied by the highest gratitude and appreciation for all the services and devotion
  that have been given to the Company.

2. Approved the reappointment of Mr. Jung Ho han as a Director of the Company for a period
  of 6 (six) months from the closing of this Meeting until the Extraordinary General Meeting
  of Shareholders in the first quarter of 2027.

3. Approved the appointment of Mr. Harryanto Pramono as Director of the Company for a
  period of 3 (three) years from the closing of this Meeting until the Extraordinary General
  Meeting of Shareholders in the 1st Quarter of 2029.

4. Approved the appointment of Mr. Muhammad Rahmat Laksamana as Director of the
  Company for a period of 3 (three) years from the closing of this Meeting until the
  Extraordinary General Meeting of Shareholders in the 1st Quarter of 2029.

5. Furthermore, the composition of the members of the Board of Commissioners and the Board
 of Directors of the Company is as follows:

 Board of Commissioners

 1. President Commissioner                 : Jerry Marmen
 2. Deputy President Commissioner          : Tae Doo Kwon*

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     3. Independent Commissioner               : Stephen Liestyo
     4. Independent Commissioner               : Hae Wang Lee


     Board of Directors

     1. President Director          : Kunardy Darma, Lie
     2. Director                    : Widodo Suryadi
     3. Director                    : Jung Ho Han
     4. Director                    : Yungki Prabowo
     5. Director                    : Jang Hyuk Im
     6. Director                    : Henry Sawali
     7. Director                    : Harryanto Pramono*
     8. Director                    : Ju Hwan Yi*
     9. Director                    : Muhammad Rahmat Laksamana*


*) effective from the date determined by the Company after fulfilling all the requirements stipulated
  in the POJK Financial Services Authority Regulation No. 27/POJK.03/2016 concerning Capability
  and Propriety Assessment for the Main Party of Financial Services Institutions, and/or other
  applicable laws and regulations and for Foreign Workers, POJK No. 1 of 2026 concerning the
  Utilization of Foreign Workers and Knowledge Transfer Programs in the Banking Sector.


   6. To authorize the Board of Directors with the right of substitution, to declare the decision of
      this Meeting in connection with the change in the composition of the Board of
      Commissioners and the Board of Directors of the Company, with a separate official deed
      before a Notary including but not limited to notifying the results of the decision of this
      Meeting to the Minister of Law of the Republic of Indonesia.


   7. To give authority to the Board of Commissioners to determine the division of duties and
      authority of each member of the Board of Directors based on Article 15 paragraph (10) of
      the Company's Articles of Association.




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The recapitulation of the vote count in relation to the Seventh Meeting Resolution is as follows:

                                            Quantity
                                                                     Percentage
                                            (Shares)

       The Voice That Is Present               157.779.168.569           100,0000000%


       Dissenting votes                                3.812.644           0,0024164%


       Abstain Vote                                           0            0,0000000%


       Vote Agree                              157.775.355.925            99,9975836%


       Total Votes Agree                       157.775.355.925            99,9975836%




                                     Jakarta, 29 June 2025
                                   PT Bank KB Indonesia Tbk
                              Board of Directors of the Company




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Names mentioned 19 people and organisations named in the text · linked when the evidence is strong

linked org BANK KB INDONESIA TBK p.1 ×11
linked person Jerry Marmen · President Commissioner p.1 ×3
linked person Stephen Liestyo p.1 ×2
linked person Hae Wang Lee p.2 ×2
linked person Jang Hyuk p.2 ×2
linked person Robby Mondong · Director p.2 ×2
linked person Henry Sawali p.2 ×2
linked person Dodi Widjajanto · Director p.2 ×2
linked person Harryanto Pramono · Director p.9 ×2
linked person Tae Doo Kwon p.9
linked person Hwan Yi p.10
possible person Kunardy Darma, Lie p.2 ×2
possible person Widodo Suryadi p.2 ×2
possible person Jung Ho Han p.2 ×3
possible person Yungki Prabowo p.2 ×2
unresolved org Financial Services Authority p.1 ×2
unresolved org PT Datindo Entrycom p.2
unresolved person Muhammad Rahmat Laksamana · Director p.9 ×3
unresolved org Minister of Law p.10

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no RUPS minutes content - likely misclassified

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