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Page 1
                                                             DRAFT AMENDMENT TO THE ARTICLES OF ASSOCIATION
                                                                         PT BANK OCBC NISP TBK
                                                                               YEAR 2026

           Legal Basis of the amendment:
           - OJK Regulation No. 17 Year 2023 regarding Implementation of Governance for Commercial Bank (POJK 17/2023).
           - OJK Regulation No. 2 Year 2024 Implementation of Governance for Sharia Bank and Sharia Business Unit (POJK 2/2024).
           - OJK Circular Letter No. 14/SEOJK.03/2025 regarding Implementation of Governance for Commercial Bank (SEOJK 14/2025).


                            Articles of Association of PT Bank OCBC NISP Tbk                         Amendment to the Articles of Association PT Bank OCBC NISP Tbk
                                     Deed No. 2 dated 2 December 2025                                                Deed No. 15 dated 9 April 2026

                                          BOARD OF DIRECTORS                                                                 BOARD OF DIRECTORS
                                               Article 15                                                                           Article 15
          1. The Company shall be managed by a Board of Directors.                               1. The Company shall be managed by a Board of Directors.
          2. The Board of Directors shall consist of at least 3 (three) members that consist     2. The Board of Directors shall consist of at least 3 (three) members that consist
             of:                                                                                    of:
             - 1 (one) President Director                                                           - 1 (one) President Director
             - 2 (two) or more Directors, one of whom can be appointed as the Vice                  - 2 (two) or more Directors, one of whom can be appointed as the Vice
                 President Director by taking into account the prevailing laws and                      President Director by taking into account the prevailing laws and
                 regulations.                                                                           regulations.
          3. a. The Company is required to have a Director who is responsible for the            3. a. The Company is required to have a Director who is responsible for the
                 management of the Financial Conglomerate;                                              management of the Financial Conglomerate;
             b. The Director as referred to in letter a of this paragraph may be held               b. The Director as referred to in letter a of this paragraph may be held
                 positions concurrently by a director of another function within the Company            positions concurrently by a director of another function within the Company
                 based on a Resolution of the Board of Directors as referred to in Article 16           based on a Resolution of the Board of Directors as referred to in Article 16
                 paragraph (8) of these Articles of Association;                                        paragraph (8) of these Articles of Association;
             c. The Director as referred to in letter a of this paragraph is prohibited from        c. The Director as referred to in letter a of this paragraph is prohibited from
                 holding concurrent positions in:                                                       holding concurrent positions in:
                 (i) other positions which might create a conflict of interest in carrying out          (i) other positions which might create a conflict of interest in carrying out
                      his duties as a member of the Board of Directors of the Operational                    his duties as a member of the Board of Directors of the Operational
                      FHC; and/or                                                                            FHC; and/or
                 (ii) other positions in accordance with the provisions of laws and                     (ii) other positions in accordance with the provisions of laws and
                      regulations.                                                                           regulations.


           Note:
           - Red color indicates the deleted/revised provisions.
           - Blue color indicates the new/revised provisions.                                                                                                   Page 1 of 10

OCBC Information Classification: Public
Page 2
                            Articles of Association of PT Bank OCBC NISP Tbk                        Amendment to the Articles of Association PT Bank OCBC NISP Tbk
                                     Deed No. 2 dated 2 December 2025                                               Deed No. 15 dated 9 April 2026
          4. Unless otherwise provided in the prevailing laws and regulations, the members      1. Unless otherwise provided in the prevailing laws and regulations, the members
             of the Board of Directors, including the Director who is responsible for the          of the Board of Directors, including the Director who is responsible for the
             management of the Financial Conglomerate:                                             management of the Financial Conglomerate:
             a. shall be appointed and dismissed by the GMS, such appointment shall be             a. shall be appointed and dismissed by the GMS, such appointment shall be
                  effective as of the date that is determined in the GMS where he/she (they)            effective as of the date that is determined in the GMS where he/she (they)
                  is appointed and shall end at the closing of the 3rd (third) GMS after the            is appointed and shall end at the closing of the 3rd (third) GMS after the
                  date of his/her (their) appointment.                                                  date of his/her (their) appointment.
             b. must comply with prevailing provisions prior to executing the actions,             b. whose term of office has ended but a replacement has not been appointed
                  duties and functions, including the obligation to obtain approval from the            by the GMS, the person concerned may continue to exercise the same
                  Financial Services Authority.                                                         authority until a replacement is appointed by the GMS.
                                                                                                   c. must comply with prevailing provisions prior to executing the actions,
                                                                                                        duties and functions, including the obligation to obtain approval from the
                                                                                                        Financial Services Authority.
          5. The requirements of the members of the Board of Directors shall follow the         5. The requirements of the members of the Board of Directors shall follow the
             provisions of:                                                                        provisions of:
             a. The Law on Limited Liability Companies;                                            a. The Law on Limited Liability Companies;
             b. The prevailing laws and regulations in the Capital Markets sector; and             b. The prevailing laws and regulations in the Capital Markets sector; and
             c. The laws and regulations that are relevant to the Company’s business               The laws and regulations that are relevant to the Company’s business
                  activities.                                                                      activities.
          6. The members of the Board of Directors, including the Director who is               6. The members of the Board of Directors, including the Director who is
             responsible for the management of the Financial Conglomerate whose terms              responsible for the management of the Financial Conglomerate whose terms
             of office has ended can be re-appointed by taking into account the provisions         of office has ended can be re-appointed by taking into account the provisions
             of paragraph 4 of this article.                                                       of paragraph 4 of this article.
          7. a. The Company must hold a GMS to make a change of members of Board                7. a. The Company must hold a GMS to make a change of members of Board
                  of Directors who do not meet the requirements as set out in prevailing laws           of Directors who do not meet the requirements as set out in prevailing laws
                  and regulations.                                                                      and regulations.
             b. The GMS may at any time dismiss one or more members of the Board of                b. The GMS may at any time dismiss one or more members of the Board of
                 Directors before their terms of office have ended. Such dismissal shall be             Directors before their terms of office have ended. Such dismissal shall be
                 valid after the closing of such meeting unless if there is other dismissal             valid after the closing of such meeting unless if there is other dismissal
                 date that is determined in the GMS and/or as otherwise provided in the                 date that is determined in the GMS and/or as otherwise provided in the
                 prevailing laws and regulations.                                                       prevailing laws and regulations.
             c. In the event the GMS dismisses a member of the Board of Directors as               c. In the event the GMS dismisses a member of the Board of Directors as
                 referred to in paragraph 7b of this Article, then such dismissal shall                 referred to in paragraph 7b of this Article, then such dismissal shall
                 mention the reason thereof and give the opportunity to the relevant                    mention the reason thereof and give the opportunity to the relevant
           Note:
           - Red color indicates the deleted/revised provisions.
           - Blue color indicates the new/revised provisions.                                                                                                  Page 2 of 10

OCBC Information Classification: Public
Page 3
                            Articles of Association of PT Bank OCBC NISP Tbk                       Amendment to the Articles of Association PT Bank OCBC NISP Tbk
                                     Deed No. 2 dated 2 December 2025                                              Deed No. 15 dated 9 April 2026
                  member of the Board of Directors who is dismissed to defend                          member of the Board of Directors who is dismissed to defend
                  himself/herself if such member of the Board of Directors attends the                 himself/herself if such member of the Board of Directors attends the
                  relevant GMS.                                                                        relevant GMS.
          8. A member of the Board of Directors can be suspended by the Board of               8. A member of the Board of Directors can be suspended by the Board of
              Commissioners by mentioning the reason thereof and the relevant member of            Commissioners by mentioning the reason thereof and the relevant member of
              Board of Directors must be informed in writing. The Board of Commissioners           Board of Directors must be informed in writing. The Board of Commissioners
              must hold a GMS to revoke or affirm such suspension resolution that is               must hold a GMS to revoke or affirm such suspension resolution that is
              conducted in accordance with prevailing laws and regulations.                        conducted in accordance with prevailing laws and regulations.
          9. A member of the Board of Directors shall have the right to resign from his/her    9. A member of the Board of Directors shall have the right to resign from his/her
              position by informing the Company regarding his/her intention in writing. The        position by informing the Company regarding his/her intention in writing. The
              Company shall hold the GMS to resolve the resignation request of the relevant        Company shall hold the GMS to resolve the resignation request of the relevant
              member of the Board of Directors in accordance with the prevailing laws and          member of the Board of Directors in accordance with the prevailing laws and
              regulations. Before the resignation is effective, the relevant member of the         regulations. Before the resignation is effective, the relevant member of the
              Board of Directors must remain be obligated to complete her/his duties and           Board of Directors must remain be obligated to complete her/his duties and
              responsibilities in accordance with the Articles of Association and prevailing       responsibilities in accordance with the Articles of Association and prevailing
              laws and regulations. The resigning member of the Board of Directors shall be        laws and regulations. The resigning member of the Board of Directors shall be
              released from her/his responsibilities after obtaining the release of                released from her/his responsibilities after obtaining the release of
              responsibilities from the Annual GMS.                                                responsibilities from the Annual GMS.
              In the event the members of the Board of Directors resign and cause the              In the event the members of the Board of Directors resign and cause the
              number of the Board of Directors to be less than 3 (three) persons then such         number of the Board of Directors to be less than 3 (three) persons then such
              resignation shall become effective after the GMS’ determination and after the        resignation shall become effective after the GMS’ determination and after the
              appointment of the new members of the Board of Directors so it has fulfilled         appointment of the new members of the Board of Directors so it has fulfilled
              the minimum requirement of the number of the members of the Board of                 the minimum requirement of the number of the members of the Board of
              Directors.                                                                           Directors.
          10. The GMS, with due regard to the approval of the Board of Commissioners           10. The GMS, with due regard to the approval of the Board of Commissioners
              which has considered the recommendations of the Committee that carries out           which has considered the recommendations of the Committee that carries out
              the nomination function:                                                             the nomination function:
              - appoint other person to fill in the position of a member of the Board of           - appoint other person to fill in the position of a member of the Board of
                  Directors who is dismissed from his/her office; or                                   Directors who is dismissed from his/her office; or
              - fill in the position of a member of the Board of Directors who is resigning        - fill in the position of a member of the Board of Directors who is resigning
                  from his/her office; or                                                              from his/her office; or
              - appoint a person to become a member of the Board of Directors to fill in a         - appoint a person to become a member of the Board of Directors to fill in a
                  vacancy; or                                                                          vacancy; or

           Note:
           - Red color indicates the deleted/revised provisions.
           - Blue color indicates the new/revised provisions.                                                                                                Page 3 of 10

OCBC Information Classification: Public
Page 4
                            Articles of Association of PT Bank OCBC NISP Tbk                           Amendment to the Articles of Association PT Bank OCBC NISP Tbk
                                     Deed No. 2 dated 2 December 2025                                                  Deed No. 15 dated 9 April 2026

                -  add the number of new members of the Board of Directors.                            -    add the number of new members of the Board of Directors.
              The term of office of a person who is appointed to substitute a dismissed                The term of office of a person who is appointed to substitute a dismissed
              member of the Board of Directors or a resigning member of the Board of                   member of the Board of Directors or a resigning member of the Board of
              Directors or to fill in the vacancy shall be for the remaining term of office of         Directors or to fill in the vacancy shall be for the remaining term of office of
              such dismissed/substituted Director and the term of office for the additional            such dismissed/substituted Director and the term of office for the additional
              new members of the Board of Directors shall be for the remaining term of office          new members of the Board of Directors shall be for the remaining term of office
              of the Board of Directors who are still holding their office at that period unless       of the Board of Directors who are still holding their office at that period unless
              if provided otherwise by the GMS.                                                        if provided otherwise by the GMS.
          11. The term of office of a member of the Board of Directors shall end automatically     11. The term of office of a member of the Board of Directors shall end automatically
              if such member of the Board of Directors:                                                if such member of the Board of Directors:
              a. is declared bankrupt or put under guardianship under a court order; or                a. is declared bankrupt or put under guardianship under a court order; or
              b. is no longer fulfilling the requirements of the prevailing laws and                   b. is no longer fulfilling the requirements of the prevailing laws and
                   regulations; or                                                                          regulations; or
              c. passed away; or                                                                       c. passed away; or
              d. is dismissed based on the GMS’ resolution.                                            d. is dismissed based on the GMS’ resolution.
          12. If the office of a member of the Board of Directors is vacant for any reasons        12. If the office of a member of the Board of Directors is vacant for any reasons
              whatsoever, which causes the number of the Board of Directors to be less than            whatsoever, which causes the number of the Board of Directors to be less than
              3 (three) persons as referred to in the paragraph 2 of this article, then at the         3 (three) persons as referred to in the paragraph 2 of this article, then at the
              latest within 90 (ninety) days after such vacancy occurs, the Company shall              latest within 90 (ninety) days after such vacancy occurs, the Company shall
              hold a GMS to fill in such vacancy.                                                      hold a GMS to fill in such vacancy.
          13. In the event the position of the President Director is vacant and during the         13. In the event the position of the President Director is vacant and during the
              period his/her replacement has not been appointed or has not assumed his/her             period his/her replacement has not been appointed or has not assumed his/her
              position, then one of the members of the Board of Directors who is appointed             position, then one of the members of the Board of Directors who is appointed
              by the Board of Directors meeting shall perform the obligations as the                   by the Board of Directors meeting shall perform the obligations as the
              President Director and shall have the same authority and responsibility as the           President Director and shall have the same authority and responsibility as the
              President Director.                                                                      President Director.
              In the event that all members of the Board of Directors are vacant, then the             In the event that all members of the Board of Directors are vacant, then the
              provision of Article 19 paragraph 5 of the Company’s Articles of Association             provision of Article 19 paragraph 5 of the Company’s Articles of Association
              shall apply.                                                                             shall apply.
          14. Salary, service fees and other benefits of the members of the Board of               14. Salary, service fees and other benefits of the members of the Board of
              Directors (if any) shall be determined by the GMS (and such authority can be             Directors (if any) shall be determined by the GMS (and such authority can be
              assigned by the GMS to the Board of Commissioners).                                      assigned by the GMS to the Board of Commissioners).


           Note:
           - Red color indicates the deleted/revised provisions.
           - Blue color indicates the new/revised provisions.                                                                                                       Page 4 of 10

OCBC Information Classification: Public
Page 5
                            Articles of Association of PT Bank OCBC NISP Tbk                     Amendment to the Articles of Association PT Bank OCBC NISP Tbk
                                     Deed No. 2 dated 2 December 2025                                            Deed No. 15 dated 9 April 2026

                BOARD OF COMMISSIONERS AND SHARIA SUPERVISORY BOARD                              BOARD OF COMMISSIONERS AND SHARIA SUPERVISORY BOARD
                                     Article 18                                                                         Article 18
          I. The Board of Commissioners                                                      I. The Board of Commissioners
          1. The Board of Commissioners shall supervise the management policies, the         1. The Board of Commissioners shall supervise the management policies, the
             general management process including giving advice to the Board of Directors       general management process including giving advice to the Board of Directors
             in relation to the Company and the implementation of Financial Conglomerate.       in relation to the Company and the implementation of Financial Conglomerate.
          2. The Board of Commissioners shall consist of independent Commissioner and        2. The Board of Commissioners shall consist of independent Commissioner and
             non-independent Commissioner and at least 3 (three) members, which                  non-independent Commissioner and at least 3 (three) members, which
             consists of:                                                                        consists of:
             - 1 (one) President Commissioner;                                                   - 1 (one) President Commissioner;
             - 2 (two) or more Commissioners, one or more of them can be appointed as            - 2 (two) or more Commissioners, one or more of them can be appointed as
                 the Vice President Commissioner;                                                    the Vice President Commissioner;
             subject to the prevailing laws and regulations.                                    subject to the prevailing laws and regulations.
          3. The requirements of the Board of Commissioners shall be subject to the          3. The requirements of the Board of Commissioners shall be subject to the
             provisions of:                                                                      provisions of:
             a. Law on Limited Liability Companies;                                              a. Law on Limited Liability Companies;
             b. Prevailing Capital Markets laws and regulations; and                             b. Prevailing Capital Markets laws and regulations; and
             a. Laws and regulations that are relevant to the Company’s business.                c. Laws and regulations that are relevant to the Company’s business.
          4. Every member of the Board of Commissioners may not act individually but         4. Every member of the Board of Commissioners may not act individually but
             based on the resolutions of the Board of Commissioners.                            based on the resolutions of the Board of Commissioners.
          5. Unless provided otherwise in the prevailing laws and regulations, the members   5. Unless provided otherwise in the prevailing laws and regulations, the members
             of the Board of Commissioners shall be appointed and dismissed by the GMS          of the Board of Commissioners shall be appointed and dismissed by the GMS
             where such appointment shall be effective as of the date specified in the GMS      where such appointment shall be effective as of the date specified in the GMS
             where he/she is (they are) appointed and shall end at the closing of the 3rd       where he/she is (they are) appointed and shall end at the closing of the 3rd
             (third) Annual GMS after the date of his/her (their) appointment.                  (third) Annual GMS after the date of his/her (their) appointment.
                                                                                                If a member of the Board of Commissioners whose term of office has ended
                                                                                                but a replacement has not been appointed by the GMS, the person concerned
                                                                                                may continue to exercise the same authority until a replacement is appointed
                                                                                                by the GMS.



           Note:
           - Red color indicates the deleted/revised provisions.
           - Blue color indicates the new/revised provisions.                                                                                            Page 5 of 10

OCBC Information Classification: Public
Page 6
                            Articles of Association of PT Bank OCBC NISP Tbk                     Amendment to the Articles of Association PT Bank OCBC NISP Tbk
                                     Deed No. 2 dated 2 December 2025                                            Deed No. 15 dated 9 April 2026
          6. A member of the Board of Commissioners whose term of office has ended can 6.        A member of the Board of Commissioners whose term of office has ended can
              be reappointed, by taking into account the provision of paragraph 5 of this        be reappointed, by taking into account the provision of paragraph 5 of this
              article.                                                                           article.
          7. a. The Company must hold a GMS to make a change of members of Board 7.              a. The Company must hold a GMS to make a change of members of Board
                   of Commissioners who do not meet the requirements as set out in                     of Commissioners who do not meet the requirements as set out in
                   prevailing laws and regulations.                                                    prevailing laws and regulations.
              b. The GMS may from time to time dismiss one or more members of the                b. The GMS may from time to time dismiss one or more members of the
                   Board of Commissioners before the end of their term of office. Such                Board of Commissioners before the end of their term of office. Such
                   dismissal shall be effective as of the closing of such GMS unless another          dismissal shall be effective as of the closing of such GMS unless another
                   date of dismissal is determined in the GMS and/or unless otherwise                 date of dismissal is determined in the GMS and/or unless otherwise
                   provided in the prevailing laws and regulations.                                   provided in the prevailing laws and regulations.
              c. In the event the GMS dismisses a member of the Board of Commissioners           c. In the event the GMS dismisses a member of the Board of Commissioners
                   as referred to in paragraph 7 b of this Article, then such dismissal shall         as referred to in paragraph 7 b of this Article, then such dismissal shall
                   mention the reasons thereof and give the opportunity to the relevant               mention the reasons thereof and give the opportunity to the relevant
                   member of the Board of Commissioners who is dismissed to defend                    member of the Board of Commissioners who is dismissed to defend
                   himself/herself if such member of the Board of Commissioners attends the           himself/herself if such member of the Board of Commissioners attends the
                   relevant GMS.                                                                      relevant GMS.
          8. The GMS, with due regard to the approval of the Board of Commissioners 8.           The GMS, with due regard to the approval of the Board of Commissioners
              which has considered the recommendations of the Committee that carries out         which has considered the recommendations of the Committee that carries out
              the nomination function, to appoint another person to:                             the nomination function, to appoint another person to:
              - fill in the position of a member of the Board of Commissioners who is            - fill in the position of a member of the Board of Commissioners who is
                   dismissed from his/her office; or                                                  dismissed from his/her office; or
              - fill in the position of a member of the Board of Commissioners who is            - fill in the position of a member of the Board of Commissioners who is
                   resigning from his/her office; or                                                  resigning from his/her office; or
              - add the number of new members of the Board of Commissioners.                     - add the number of new members of the Board of Commissioners.
             The term of office of a person who is appointed to substitute a dismissed           The term of office of a person who is appointed to substitute a dismissed
             member of the Board of Commissioners or a resigning member of the Board of          member of the Board of Commissioners or a resigning member of the Board
             Commissioners or to fill in the vacancy shall be for the remaining term of office   of Commissioners or to fill in the vacancy shall be for the remaining term of
             of such dismissed/substituted member of Board of Commissioners and the              office of such dismissed/substituted member of Board of Commissioners and
             term of office for the additional new members of the Board of Commissioners         the term of office for the additional new members of the Board of
             shall be for the remaining term of office of the Board of Commissioners who         Commissioners shall be for the remaining term of office of the Board of
             are still holding their office at that period unless if provided otherwise by the   Commissioners who are still holding their office at that period unless if provided
             GMS.                                                                                otherwise by the GMS.

           Note:
           - Red color indicates the deleted/revised provisions.
           - Blue color indicates the new/revised provisions.                                                                                                 Page 6 of 10

OCBC Information Classification: Public
Page 7
                            Articles of Association of PT Bank OCBC NISP Tbk                             Amendment to the Articles of Association PT Bank OCBC NISP Tbk
                                     Deed No. 2 dated 2 December 2025                                                    Deed No. 15 dated 9 April 2026
          9. A member of the Board of Commissioners may resign from his/her position by              9. A member of the Board of Commissioners may resign from his/her position by
             informing the Company regarding his/her intention in writing. The Company                  informing the Company regarding his/her intention in writing. The Company
             shall hold the GMS to resolve the resignation request of the member of the                 shall hold the GMS to resolve the resignation request of the member of the
             Board of Commissioners in accordance with the prevailing laws and                          Board of Commissioners in accordance with the prevailing laws and
             regulations. Before the resignation is effective, the relevant member of the               regulations. Before the resignation is effective, the relevant member of the
             Board of Commissioners must remain be obligated to complete her/his duties                 Board of Commissioners must remain be obligated to complete her/his duties
             and responsibilities in accordance with the Articles of Association and                    and responsibilities in accordance with the Articles of Association and
             prevailing laws and regulations. The resigning member of the Board of                      prevailing laws and regulations. The resigning member of the Board of
             Commissioners shall be released from her/his responsibilities after obtaining              Commissioners shall be released from her/his responsibilities after obtaining
             the release of responsibilities from the Annual GMS. In the event the members              the release of responsibilities from the Annual GMS. In the event the members
             of the Board of Commissioners resign and cause the number of the Board of                  of the Board of Commissioners resign and cause the number of the Board of
             Commissioners to be less than 3 (three) persons then such resignation shall                Commissioners to be less than 3 (three) persons then such resignation shall
             become effective after it has been resolved by the GMS and after the                       become effective after it has been resolved by the GMS and after the
             appointment of the new members of the Board of Commissioners so it has                     appointment of the new members of the Board of Commissioners so it has
             fulfilled the minimum requirement of the number of the Board of                            fulfilled the minimum requirement of the number of the Board of
             Commissioners.                                                                             Commissioners.
          10. The term of office of a member of the Board of Commissioners shall end                 10. The term of office of a member of the Board of Commissioners shall end
              automatically if such member of the Board of Commissioners:                                automatically if such member of the Board of Commissioners:
              a. is declared bankrupt or put under guardianship under a court order; or                  a. is declared bankrupt or put under guardianship under a court order; or
              b. is prohibited for holding a position as a member of the Board of                        b. is prohibited for holding a position as a member of the Board of
                  Commissioners based on provisions of a law or prevailing laws and                          Commissioners based on provisions of a law or prevailing laws and
                  regulations; or                                                                            regulations; or
              c. passed away; or                                                                         c. passed away; or
              d. is dismissed based on the GMS’ resolution.                                              d. is dismissed based on the GMS’ resolution.
          11. The salary and other benefits of the members of the Board of Commissioners             11. The salary and other benefits of the members of the Board of Commissioners
              shall be determined by the GMS.                                                            shall be determined by the GMS.
          12. If a position of a member of the Board of Commissioners is vacant for any              12. If a position of a member of the Board of Commissioners is vacant for any
              reasons whatsoever, which causes the number of the Board of Commissioners                  reasons whatsoever, which causes the number of the Board of Commissioners
              to be less than 3 (three) persons as referred to in the paragraph 2 of this article,       to be less than 3 (three) persons as referred to in the paragraph 2 of this article,
              then at the latest within 90 (ninety) days after such vacancy occurs, the                  then at the latest within 90 (ninety) days after such vacancy occurs, the
              Company shall hold the GMS to fill in such vacancy subject to the prevailing               Company shall hold the GMS to fill in such vacancy subject to the prevailing
              laws and regulations.                                                                      laws and regulations.

           Note:
           - Red color indicates the deleted/revised provisions.
           - Blue color indicates the new/revised provisions.                                                                                                          Page 7 of 10

OCBC Information Classification: Public
Page 8
                            Articles of Association of PT Bank OCBC NISP Tbk                        Amendment to the Articles of Association PT Bank OCBC NISP Tbk
                                     Deed No. 2 dated 2 December 2025                                               Deed No. 15 dated 9 April 2026
          13. In the event the position of the President Commissioner is vacant and during     13. In the event the position of the President Commissioner is vacant and during
              the period of his/her replacement has not been appointed or has not assumed          the period of his/her replacement has not been appointed or has not assumed
              his/her position, then one of the members of the Board of Commissioners who          his/her position, then one of the members of the Board of Commissioners who
              is appointed by the Board of Commissioners’ meeting shall perform the                is appointed by the Board of Commissioners’ meeting shall perform the
              obligations as the President Commissioner subject to the Financial Services          obligations as the President Commissioner subject to the Financial Services
              Authority Regulations.                                                               Authority Regulations.

          II. Sharia Supervisory Board                                                         II. Sharia Supervisory Board
          1. The Sharia Supervisory Board shall carry out its duties and responsibilities in 1. The Sharia Supervisory Board shall carry out its duties and responsibilities in
              accordance with the Sharia Governance framework and the principles of good           accordance with the Sharia Governance framework and the principles of good
              governance in accordance with applicable laws and regulations, including             governance in accordance with applicable laws and regulations, including
              carrying out supervision for the interests of the Sharia Business Unit over          carrying out supervision for the interests of the Sharia Business Unit over
              policies and the management of the Board of Directors to ensure that they are        policies and the management of the Board of Directors to ensure that they are
              in accordance with Sharia Principles and be responsible for such supervision,        in accordance with Sharia Principles and be responsible for such supervision,
              as well as providing advice to the Board of Directors including providing sharia     as well as providing advice to the Board of Directors including providing sharia
              opinions regarding the activities of the Sharia Business Unit.                       opinions regarding the activities of the Sharia Business Unit.
          2. The Sharia Supervisory Board shall consist of at least 3 (three) persons and a    2. The Sharia Supervisory Board shall consist of at least 3 (three) persons and a
             maximum of 50% (fifty percent) of the total number of members of the Board           maximum of 50% (fifty percent) of the total number of members of the Board
             of Directors, in accordance with the provisions of the Financial Services            of Directors, in accordance with the provisions of the Financial Services
             Authority and applicable laws and regulations, and one of them shall be              Authority and applicable laws and regulations, and one of them shall be
             appointed as Chairman of the Sharia Supervisory Board. If necessary, another         appointed as Chairman of the Sharia Supervisory Board. If necessary, another
             member may be appointed as deputy chairman of the Sharia Supervisory                 member may be appointed as deputy chairman of the Sharia Supervisory
             Board.                                                                               Board.
          3. The requirements of the Sharia Supervisory Board shall be subject to the          3. The requirements of the Sharia Supervisory Board shall be subject to the
             following regulations:                                                               following regulations:
             a. Sharia Banking Law;                                                               a. Sharia Banking Law;
             b. Otoritas Jasa Keuangan Regulations;                                               b. Otoritas Jasa Keuangan Regulations;
             c. Other prevailing laws and regulations;                                            c. Other prevailing laws and regulations;
             d. Resolutions of the National Sharia Board – the Indonesian Council of              d. Resolutions of the National Sharia Board – the Indonesian Council of
                  Ulama.                                                                               Ulama.
          4. Every member of the Sharia Supervisory Board may not act individually but in      4. Every member of the Sharia Supervisory Board may not act individually but in
             accordance with the Sharia Supervisory Board’s resolutions.                          accordance with the Sharia Supervisory Board’s resolutions.

           Note:
           - Red color indicates the deleted/revised provisions.
           - Blue color indicates the new/revised provisions.                                                                                                  Page 8 of 10

OCBC Information Classification: Public
Page 9
                            Articles of Association of PT Bank OCBC NISP Tbk                        Amendment to the Articles of Association PT Bank OCBC NISP Tbk
                                     Deed No. 2 dated 2 December 2025                                               Deed No. 15 dated 9 April 2026
          5. Unless provided otherwise in the prevailing laws and regulations, the members      5. a.  Unless provided otherwise in the prevailing laws and regulations, the
             of the Sharia Supervisory Board shall be appointed and dismissed by the GMS               members of the Sharia Supervisory Board shall be appointed and
             taking into account the recommendations of the committee that carries out the             dismissed by the GMS taking into account the approval of the Board of
             nomination function. The appointment of the Sharia Supervisory Board shall                Commissioners which has considered the recommendations of the
             be effective as of the date as determined in the GMS where the Sharia                     committee that carries out the nomination function.
             Supervisory Board shall be appointed and dismissed at the closing of the 3rd          b. The appointment of the Sharia Supervisory Board shall be effective as of
             (third) Annual GMS after the effective date of appointment of the Sharia                  the date as determined in the GMS where the Sharia Supervisory Board
             Supervisory Board, or there are other conditions in fulfilling the position of            shall be appointed and dismissed at the closing of the 3rd (third) Annual
             member of the Sharia Supervisory Board in accordance with the OJK                         GMS after the effective date of appointment of the Sharia Supervisory
             Regulations.                                                                              Board, or there are other conditions in fulfilling the position of member of
             Members of the Sharia Supervisory Board serve a maximum of 2 (two)                        the Sharia Supervisory Board in accordance with the OJK Regulations.
             consecutive terms of office. Members of the Sharia Supervisory Board who              c. Members of the Sharia Supervisory Board serve a maximum of 2 (two)
             have served for 2 (two) consecutive terms of office may be reappointed in the             consecutive terms of office. Members of the Sharia Supervisory Board
             following period by taking into account the provisions of the prevailing OJK              who have served for 2 (two) consecutive terms of office may be
             Regulations.                                                                              reappointed in the following period by taking into account the provisions of
                                                                                                       the prevailing OJK Regulations.
                                                                                                   d. If a member of the Sharia Supervisory Board whose term of office has
                                                                                                       ended but a replacement has not been appointed by the GMS, the person
                                                                                                       concerned may continue to exercise the same authority until a
                                                                                                       replacement is appointed by the GMS.
          6. The GMS may at any time dismiss/replace one or more of members of the              6. The GMS may at any time dismiss/replace one or more of members of the
             Sharia Supervisory Board before their terms of office have ended by prioritizing      Sharia Supervisory Board before their terms of office have ended by prioritizing
             the main interests of the Bank and paying attention to the provisions of the          the main interests of the Bank and paying attention to the provisions of the
             prevailing OJK Regulations. Such dismissal/replacement shall be effective as          prevailing OJK Regulations. Such dismissal/replacement shall be effective as
             of the closing of such meeting unless if there is other dismissal date as             of the closing of such meeting unless if there is other dismissal date as
             determined by the GMS and/or unless provided otherwise under the prevailing           determined by the GMS and/or unless provided otherwise under the prevailing
             regulations.                                                                          regulations.
          7. - A member of the Sharia Supervisory Board may resign from his/her position        7. - A member of the Sharia Supervisory Board may resign from his/her position
                 by informing the Company regarding his/her intention in writing.                      by informing the Company regarding his/her intention in writing.
             - The Company shall hold the GMS to resolve the resignation request of the            - The Company shall hold the GMS to resolve the resignation request of the
                 member of the Sharia Supervisory Board at the latest within 60 (sixty) days           member of the Sharia Supervisory Board at the latest within 60 (sixty) days
                 after receiving the resignation letter.                                               after receiving the resignation letter.
             - Unless provided otherwise in the prevailing laws and regulations in the             - Unless provided otherwise in the prevailing laws and regulations in the
                 event the Company does not hold the GMS in the period as set out in this              event the Company does not hold the GMS in the period as set out in this
           Note:
           - Red color indicates the deleted/revised provisions.
           - Blue color indicates the new/revised provisions.                                                                                                  Page 9 of 10

OCBC Information Classification: Public
Page 10
                            Articles of Association of PT Bank OCBC NISP Tbk                           Amendment to the Articles of Association PT Bank OCBC NISP Tbk
                                     Deed No. 2 dated 2 December 2025                                                  Deed No. 15 dated 9 April 2026
                     paragraph, then by the lapse of such period, the resignation of the member            paragraph, then by the lapse of such period, the resignation of the member
                     of the Sharia Supervisory Board shall become effective without the GMS’               of the Sharia Supervisory Board shall become effective without the GMS’
                     approval and such resignation shall be reported in the next GMS.                      approval and such resignation shall be reported in the next GMS.
                -    Before the resignation becomes effective, the relevant member of the              -   Before the resignation becomes effective, the relevant member of the
                     Sharia Supervisory Board shall complete his/her duties and                            Sharia Supervisory Board shall complete his/her duties and
                     responsibilities in accordance with the Articles of Association and the               responsibilities in accordance with the Articles of Association and the
                     prevailing laws and regulations.                                                      prevailing laws and regulations.
                -    The resigning Sharia Supervisory Board shall be released from his/her             -   The resigning Sharia Supervisory Board shall be released from his/her
                     responsibilities after obtaining the discharge of responsibilities from the           responsibilities after obtaining the discharge of responsibilities from the
                     Annual GMS.                                                                           Annual GMS.
                -    In the event a member of the Sharia Supervisory Board resigns and                 -   In the event a member of the Sharia Supervisory Board resigns and
                     causes the number of the Sharia Supervisory Board to be less than 3                   causes the number of the Sharia Supervisory Board to be less than 3
                     (three) persons, then such resignation shall become effective after                   (three) persons, then such resignation shall become effective after
                     determined by the GMS and after the appointment of the new members of                 determined by the GMS and after the appointment of the new members of
                     the Sharia Supervisory Board so it has fulfilled the minimum requirement              the Sharia Supervisory Board so it has fulfilled the minimum requirement
                     of the number of the Sharia Supervisory Board.                                        of the number of the Sharia Supervisory Board.
          8. The term of office of a member of the Sharia Supervisory Board shall end              8. The term of office of a member of the Sharia Supervisory Board shall end
              automatically if such member of the Sharia Supervisory Board                             automatically if such member of the Sharia Supervisory Board
              a. is declared bankrupt or put under guardianship under a court order; or                a. is declared bankrupt or put under guardianship under a court order; or
              b. is prohibited for holding a position as a member of the Sharia Supervisory            b. is prohibited for holding a position as a member of the Sharia Supervisory
                  Board based on the provisions of the National Sharia Board regulations                   Board based on the provisions of the National Sharia Board regulations
                  and/or the prevailing laws and regulations; or                                           and/or the prevailing laws and regulations; or
              c. passed away; or                                                                       c. passed away; or
              d. is dismissed due to the GMS’ resolution; or                                           d. is dismissed due to the GMS’ resolution; or
              e. is included as the parties in the non-performing loan/financing.                      e. is included as the parties in the non-performing loan/financing.
          9. Criteria, mechanisms and procedures for appointment, replacement, dismissal           9. Criteria, mechanisms and procedures for appointment, replacement, dismissal
              and/or resignation of members of the Sharia Supervisory Board, including the             and/or resignation of members of the Sharia Supervisory Board, including the
              authority attached to the Sharia Supervisory Board, which have not been                  authority attached to the Sharia Supervisory Board, which have not been
              regulated in this articles of association are subject to the prevailing laws and         regulated in this articles of association are subject to the prevailing laws and
              regulations                                                                              regulations
          10. Salaries, fees and other allowances for members of the Sharia Supervisory            10. Salaries, fees and other allowances for members of the Sharia Supervisory
              Board (if any) are determined by the GMS, and the authority can be delegated             Board (if any) are determined by the GMS, and the authority can be delegated
              by the GMS to the Board of Commissioners.                                                by the GMS to the Board of Commissioners.


           Note:
           - Red color indicates the deleted/revised provisions.
           - Blue color indicates the new/revised provisions.                                                                                                     Page 10 of 10

OCBC Information Classification: Public

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linked org BANK OCBC NISP TBK p.1 ×62
possible org Otoritas Jasa Keuangan p.8 ×2
unresolved org Financial Services Authority p.2 ×4

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