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SANGGAHAN DAN BATASAN TANGGUNG JAWAB
Disclaimer and Scope of Responsibility


Laporan Tahunan 2025 PT Modernland Realty Tbk (yang                The 2025 Annual Report of PT Modernland Realty Tbk (hereinafter
selanjutnya disebut “Modernland” atau “Perseroan”) ini disusun     referred to as “Modernland” or “the Company”) was prepared to
untuk memenuhi ketentuan pelaporan hasil kinerja Perseroan         meet the requirements of reporting the Company’s performance
pada periode 1 Januari 2025 sampai dengan 31 Desember              results for the period of 1 January 2025 to 31 December 2025
2025 kepada regulator dan pemangku kepentingan. Laporan            to the regulator and stakeholders. This Annual Report has been
Tahunan ini, antara lain disusun berdasarkan Peraturan Otoritas    compiled based on Financial Services Authority Regulation
Jasa Keuangan No. 29/POJK.04/2016 tentang Laporan Tahunan          No. 29/POJK.04/2016 on Annual Reports of Issuers or Public
Emiten atau Perusahaan Publik dengan muatan konten sesuai          Companies with content in accordance with Financial Services
Surat Edaran Otoritas Jasa Keuangan No. 16/SEOJK.04/2021           Authority Circular Letter No. 16/SEOJK.04/2021 concerning
tentang Bentuk dan Isi Laporan Tahunan Emiten atau Perusahaan      the Form and Content of the Issuers or Public Companies Annual
Publik.                                                            Reports.


Laporan Tahunan ini memuat pernyataan terkait tujuan, kebijakan,   This Annual Report contains statements regarding objectives,
rencana, strategi, serta hasil operasi dan keuangan yang disusun   policies, plans, strategies, as well as operating and financial results
berdasarkan data faktual yang dapat dipertanggungjawabkan          which are prepared based on factual data that can be accounted
kebenarannya. Selain itu, Laporan Tahunan ini juga menyajikan      for. In addition, this Annual Report also presents information
informasi terkait proyeksi kerja Perseroan di tahun selanjutnya    related to the Company’s work projections for the following
yang disusun berdasarkan pernyataan-pernyataan prospektif          year, which are prepared based on prospective statements and
dan berbagai asumsi mengenai kondisi mendatang Perseroan,          various assumptions regarding the Company’s future conditions,
serta lingkungan bisnis yang terkait, sehingga dapat               as well as the related business environment, which may result
mengakibatkan perkembangan aktual secara material berbeda          in actual developments that are materially different from those
dari yang dilaporkan. Oleh karena itu, Perseroan mengimbau agar    reported. Therefore, the Company urges stakeholders to use this
pemangku kepentingan dapat menggunakan informasi tersebut          information wisely in making decisions.
secara bijak dalam pengambilan keputusan.
Page 3
                                                                                                  PT Modernland Realty Tbk




                               STRATEGIC GROWTH
                              FOR LONG-TERM VALUE
Arah pengelolaan PT Modernland Realty Tbk semakin                The management direction of PT Modernland Realty Tbk
menekankan pertumbuhan yang selektif, terencana, dan             is increasingly emphasizing selective and well-planned
ditopang fondasi bisnis yang kian kuat. Di tengah pendapatan     growth, supported by a stronger business foundation.
yang relatif stabil, Perseroan mampu membalikkan                 Amid relatively stable revenue, the Company was able to
profitabilitas secara signifikan pada 2025, dengan margin        significantly reverse its profitability in 2025, with net profit
laba bersih serta imbal hasil atas aset dan ekuitas (ROA dan     margins as well as returns on assets and equity (ROA and
ROE) yang kembali positif, sementara segmen industrial dan       ROE) returning to positive levels, while the industrial and
hospitaliti menunjukkan pertumbuhan yang menguat. Pada           hospitality segments demonstrated strengthening growth.
saat yang sama, langkah pengembangan proyek dijalankan           At the same time, project development initiatives were
secara bertahap namun progresif melalui serah terima unit        carried out in a gradual yet progressive manner through
di Kota Modern, peluncuran Alder Signature, serta keberhasilan   unit handovers in Kota Modern, the launch of Alder
Florence Village di Jakarta Garden City yang terserap penuh      Signature, and the successful sell-out of Florence Village
dalam waktu singkat. Keseluruhan capaian ini menunjukkan         in Jakarta Garden City within a short period. These overall
bahwa pertumbuhan Perseroan tidak semata didorong oleh           achievements indicate that the Company’s growth is not
ekspansi, melainkan oleh ketepatan dalam membaca potensi         merely driven by expansion, but by accuracy in identifying
pasar, mengelola portofolio, dan mengeksekusi proyek yang        market potential, managing its portfolio, and executing
relevan dengan kebutuhan jangka menengah dan panjang.            projects that are relevant to medium- and long-term needs.


Upaya Perseroan dalam membangun keberlanjutan usaha              The Company’s efforts to build business sustainability
juga melalui keseimbangan antara pengembangan kawasan,           are also carried out through a balance between area
penguatan tata kelola, dan pemanfaatan inovasi untuk             development, strengthening governance, and leveraging
meningkatkan kualitas pertumbuhan. Dengan pengalaman             innovation to enhance the quality of growth. With more
lebih dari empat dekade, portofolio yang terdiversifikasi,       than four decades of experience, a diversified portfolio,
serta penguatan GCG sebagai fondasi pengelolaan yang             and strengthened GCG as a foundation for integrity-based
berintegritas dan berkelanjutan, Perseroan menempatkan           and sustainable management, the Company places every
setiap langkah bisnis dalam kerangka penciptaan manfaat          business step within a framework of creating more enduring
yang lebih tahan lama bagi pelanggan, investor, dan              value for customers, investors, and other stakeholders.
pemangku kepentingan lainnya. Karena itu, pertumbuhan            Therefore, the growth pursued is not short-term in nature,
yang ditempuh bukanlah pertumbuhan yang bersifat                 but rather growth directed at strengthening the Company’s
sesaat, melainkan pertumbuhan yang diarahkan untuk               position as an integrated township developer that is
memperkuat posisi Perseroan sebagai pengembang                   adaptive, reliable, and capable of maintaining relevance in
kawasan terpadu yang adaptif, terpercaya, dan mampu              the long-term horizon.
menjaga relevansi dalam horizon jangka panjang.

                    Laporan Tahunan
                    Annual Report


                                                                                       Laporan Tahunan 2025 Annual Report    1
Page 4
KESINAMBUNGAN TEMA LAPORAN TAHUNAN
Annual Report Theme Continuity


      2024                  EMPOWERING GROWTH THROUGH TRUST AND INNOVATION


                            PT Modernland Realty Tbk terus mengakselerasi             PT Modernland Realty Tbk continues to
                            pertumbuhan yang bernilai dan berkelanjutan dengan        accelerate valuable and sustainable growth,
                            berlandaskan kepercayaan serta inovasi. Di tengah         grounded in trust and innovation. Amid the
                            tantangan industri properti yang semakin kompleks,        increasing complexities of the property industry,
                            Perseroan meyakini bahwa kepercayaan adalah fondasi       the Company believes that trust is the essential
                            utama dalam membangun hubungan jangka panjang             foundation for building longterm relationships
                            dengan pelanggan, mitra usaha, dan pemangku               with customers, business partners, and other
                            kepentingan lainnya. Kepercayaan tersebut dibangun        stakeholders. This trust has been established
                            melalui rekam jejak panjang selama lebih dari 4 dekade,   through a proven track record of more than
                            penerapan tata kelola perusahaan yang baik, serta         4 decades, the implementation of good corporate
                            keberhasilan penyelesaian dan penyerahan berbagai         governance, and the successful completion and
                            proyek strategis yang berkualitas. Transparansi,          delivery of numerous high-quality strategic
                            akuntabilitas, serta komunikasi yang terbuka juga         projects. Transparency, accountability, and
                            menjadi bagian integral dalam memperkuat kredibilitas     open communication are also integral elements
                            dan reputasi Perseroan sebagai pengembang yang            in reinforcing the Company’s credibility and
                            dapat diandalkan.                                         reputation as a reliable developer.

                            Inovasi, di sisi lain, menjadi kekuatan penggerak         Innovation, on the other hand, is a driving force
                            dalam menjawab perubahan kebutuhan pasar dan              in responding to evolving market needs and
                            menciptakan nilai tambah yang relevan. Perseroan          creating relevant added value. The Company
                            terus menghadirkan pengembangan proyek-proyek             continues to develop residential, industrial,
                            hunian, kawasan industri, dan properti komersial          and commercial property projects that
                            yang mengedepankan desain modern, efisiensi ruang,        prioritize modern design, space efficiency, and
                            serta keberlanjutan lingkungan. Pendekatan inovatif       environmental sustainability. This innovative
                            ini juga tercermin dalam kemitraan strategis dengan       approach is also reflected in strategic partnerships
                            berbagai pihak terkemuka. Dengan sinergi antara           with various leading parties. Through the synergy
                            kepercayaan dan inovasi, Modernland mendorong             of trust and innovation, Modernland promotes
                            pertumbuhan yang inklusif dan adaptif, memperkuat         inclusive and adaptive growth, strengthening
                            posisi perusahaan sebagai pelaku utama industri           the company’s position as a key player in the
                            properti nasional yang tidak hanya membangun              national property industry—one that not only
                            kawasan, tetapi juga masa depan yang lebih baik bagi      develops communities, but also builds a better
                            masyarakat dan lingkungan.                                future for society and the environment.




      2023                  MANIFESTING ADDED VALUES TO EMBRACE OPPORTUNITIES


                            Bulan Agustus 2023 menandai 40 tahun perjalanan           August 2023 marks the 40-year journey of
                            PT Modernland Realty Tbk dalam membangun dan              PT Modernland Realty Tbk in constructing and
                            mengembangkan berbagai properti yang berkualitas.         developing various high-quality properties.
                            Pencapaian ini tidak hanya membutuhkan semangat           This achievement demands not only enthusiasm
                            dan kerja keras, tetapi juga motivasi dan tekad luar      and hard work but also extraordinary motivation
                            biasa dari jajaran manajemen dan seluruh karyawan.        and determination from the management and
                            Keberhasilan dalam mencapai tonggak penting               all employees. The success in reaching this
                            yang baru bagi Perseroan ini mendorong komitmen           significant milestone for the Company drives
                            untuk terus meningkatkan nilai tambah yang dapat          the commitment to continuously enhance added
                            diberikan kepada para pemangku kepentingan dalam          value that can be provided to stakeholders in
                            setiap peluang-peluang yang mampu diraih.                 every attainable opportunity.




 2   Laporan Tahunan 2025 Annual Report
Page 5
                                                                                   PT Modernland Realty Tbk




2022   MAXIMIZING PERFORMANCE TO ACCELERATE GROWTH AND DEVELOPMENT


       PT Modernland Realty Tbk terus menempuh strategi          PT Modernland Realty Tbk continues to pursue
       terbaik untuk mengoptimalkan pertumbuhan yang             the best strategy in optimizing achievable growth
       mampu diraih di tengah gejolak ekonomi dan bisnis         amidst the ongoing economic and business
       yang datang silih berganti. Di tahun 2022, kami           turmoil. In 2022, we continued to launch various
       kembali meluncurkan berbagai produk residensial           new residential and commercial products in
       dan komersial baru secara berkesinambungan, serta         a consistent manner, as well as intensified
       mengintensifkan pengembangan kawasan industri             the development of industrial estates. This strategy
       yang dimiliki. Strategi ini disertai dengan peningkatan   was accompanied by an increase in working
       modal kerja yang mendukung pengembangan usaha             capital that supported business development
       dan menjaga kualitas permodalan tetap memadai.            and maintained adequate capital quality.




2021   STRENGTHENING FOUNDATION FOR LASTING SUSTAINABILITY


       PT Modernland Realty Tbk, sebagai salah satu              PT Modernland Realty Tbk, as one of the largest
       perusahaan real estat terbesar di Indonesia, terus        real estate companies in Indonesia, continuously
       berusaha untuk memperkokoh fondasi usaha yang             strengthened its business foundation, as
       ditunjukkan melalui pengembangan usaha dalam              demonstrated through business development
       bentuk peluncuran proyek baru yang memperhatikan          by launching new projects that were focused
       kelestarian lingkungan hidup dan memberikan               on environmental sustainability and provided
       manfaat bagi masyarakat lokal. Perseroan juga akan        benefits to local communities. The Company
       terus meningkatkan kepatuhan terhadap peraturan           also continues to improve its compliance with
       yang berlaku bagi sektor properti, baik yang bersifat     regulations that applied to the property sector,
       wajib maupun tidak wajib namun memberi manfaat            both mandatory and non-mandatory yet provide
       bagi pertumbuhan usaha yang sehat.                        benefits for healthy business growth.




2020   SWIFT ADAPTATION TO OVERCOME CHALLENGES


       Di tengah pertumbuhan ekonomi yang mengalami              Amidst economic growth which experienced
       kontraksi akibat pandemi Covid-19, serta                  a contraction due to the Covid-19 pandemic,
       menurunnya daya beli dan permintaan terhadap              as well as the decline in purchasing power
       properti, PT Modernland Realty Tbk tetap bersikap         and demand for property, PT Modernland
       tenang dan menjalankan seluruh kegiatan                   Realty Tbk remained calm and carried out all
       operasional dengan menerapkan protokol kesehatan          operational activities by implementing strict
       ketat sesuai peraturan pemerintah. Perseroan akan         health protocols according to government
       terus beradaptasi terhadap berbagai perkembangan          regulations. The Company strives to adapt to
       yang terjadi demi menjawab tantangan saat ini dan         various developments that occur in response
       di masa depan melalui penyesuaian rencana kerja           to current and future challenges by adjusting
       dan strategi usaha perusahaan.                            the company’s work plan and business strategy.




                                                                       Laporan Tahunan 2025 Annual Report       3
Page 6
MODERNLAND: 4 DEKADE MENGHADIRKAN NILAI
Modernland: 4 Decades of Delivering Value




    PT Modernland Realty Tbk merupakan pengembang            PT Modernland Realty Tbk is a property developer
    properti dengan pengalaman lebih dari empat              with more than four decades of experience in
    dekade dalam menghadirkan kawasan terpadu                delivering integrated developments oriented
    yang berorientasi pada keberlanjutan. Perseroan          toward sustainability. The Company consistently
    konsisten   memperkuat      portofolio  melalui          strengthens its portfolio through strategic projects
    proyek-proyek strategis yang memadukan fungsi            that integrate residential, commercial, and public
    hunian, komersial, dan fasilitas publik secara           facilities in an integral manner. Through prudent
    terpadu. Dengan pengelolaan aset yang cermat             asset management as well as innovation in design
    serta inovasi desain dan teknologi konstruksi            and modern construction technology, Modernland
    modern, Modernland terus membangun nilai                 continues to create long-term value for its
    jangka panjang bagi para pemangku kepentingan.           stakeholders.




PENGHARGAAN DAN SERTIFIKASI 2025
2025 Awards and Certifications




        Lomba Perumahan                     TOP CSR Awards 2025                      TOP CSR Awards 2025
          Se-Tangerang
 Tangerang Housing Competition                 Kategori / Category:                      Kategori / Category:
         Kategori / Category:               TOP CSR Awards 2025 # Star 4          Top Leader on CSR Commitment 2025
    Pengembang Perumahan Terbaik II                                                        Tanggal / Date:
     Second Best Housing Developer                Tanggal / Date:                         11 Juni / Juni 2025
           Tanggal / Date:                       11 Juni / Juni 2025                 Penyelenggara / Organizer:
          20 Mei / May 2025                 Penyelenggara / Organizer:                      Top Business
      Penyelenggara / Organizer:                   Top Business                        Penerima / Recipient:
            Kota Tangerang                                                          Dharma Mitra selaku Komisaris
           Tanggerang City                     Penerima / Recipient:                      Utama Perseroan
         Penerima / Recipient:                       Perseroan                        Dharma Mitra as President
             Kota Modern                           The Company                      Commissioner of the Company




4      Laporan Tahunan 2025 Annual Report
Page 7
                                                                                                                                          PT Modernland Realty Tbk




                                                                             BEST                                                                               BEST
                                                                         HUMAN CAPITAL                                                                      HUMAN CAPITAL
                                                                          AWARDS 2025                                                                        AWARDS 2025

                                                            PRESENTED TO:                                                                      PRESENTED TO:
                                                                                                                                              WILLIAM HONOSRIS
                                                     PT MODERNLAND REALTY TBK                                                               (PRESIDEN DIREKTUR)
                                                                    CATEGORY                                                                           CATEGORY
                                                                                                                                          BEST LEADERSHIP ON HUMAN CAPITAL
                                                 BEST HUMAN INVESTMENT ON HUMAN CAPITAL 2025                                                       COMMITMENT 2025
                                                            JAKARTA, AUGUST 27TH 2025                                                           JAKARTA, AUGUST 27TH 2025
                                                       CHAIRMAN BEST HUMAN              KETUA DEWAN JURI                                  CHAIRMAN BEST HUMAN              KETUA DEWAN JURI
                                                          CAPITAL AWARD                                                                      CAPITAL AWARD




                                                          JUANDA JAFAR              DR.ENG. HARY BUDIARTO,                                   JUANDA JAFAR              DR.ENG. HARY BUDIARTO,
                                                                                          M.KOM,IPM                                                                          M.KOM,IPM




     The Hubexo Asia                             Best Human Capital                                                                 Best Human Capital
       Awards 2025                                  Awards 2025                                                                        Awards 2025
     Kategori / Category:                          Kategori / Category:                                                                Kategori / Category:
Top 10 Developers for Indonesia in              Best Human Investment 2025                                                       Best Leadership on Human Capital
             2025                                                                                                                       Commitment 2025
       Tanggal / Date:                               Tanggal / Date:                                                                    Tanggal / Date:
   15 Agustus / August 2025                      27 Agustus / August 2025                                                           27 Agustus / August 2025
 Penyelenggara / Organizer:                    Penyelenggara / Organizer:                                                         Penyelenggara / Organizer:
      The Hubexo Asia                             BusinessAsia Indonesia                                                             BusinessAsia Indonesia
     Penerima / Recipient:                           Penerima / Recipient:                                                            Penerima / Recipient:
           Perseroan                                       Perseroan                                                              William Honoris selaku Direktur
        The Company                                      The Company                                                                     Utama Perseroan
                                                                                                                               William Honoris as President Director
                                                                                                                                         of the Company




                           Lomba Pasar Sehat                                                                 Properti Indonesia
                             Se-Tangerang                                                                       Award 2025
                         Tangerang Healthy Market
                               Competition
                            Kategori / Category:                                                               Kategori / Category:
                          Juara II Pasar Modern Sehat                                                      Integrated Industrial Township
                         Second Place Winner – Healthy                                                         Development in Banten
                                Modern Market
                               Tanggal / Date:                                                             Tanggal / Date:
                           1 Oktober / October 2025                                                  25 November / November 2025
                         Penyelenggara / Organizer:                                                    Penyelenggara / Organizer:
                               Kota Tangerang                                                            Majalah Properti Indonesia
                              Tanggerang City                                                           Property Indonesia Magazine
                             Penerima / Recipient:                                                            Penerima / Recipient:
                              Modern Town Market                                                             PT Modern Industrial Estat




                                                                                                                            Laporan Tahunan 2025 Annual Report                                  5
Page 8
JEJAK LANGKAH
Milestones


    1983                                    1989                                        1992                                    1993
    Pendirian PT Modernland                 Peluncuran perdana proyek                   Peluncuran perdana                      Pencatatan saham di Bursa
    Realty.                                 Kota Modern.                                proyek Modernpark.                      Efek Jakarta (sekarang Bursa
                                                                                                                                Efek Indonesia).




    Establishment of                        The initial launching of                    The initial launching of                Listing of shares on
    PT Modernland Realty.                   Kota Modern project.                        Modernpark project.                     the Jakarta Stock Exchange
                                                                                                                                (now the Indonesia Stock
                                                                                                                                Exchange).




         2013                                                                                          2012
         • Penandatanganan Perjanjian Induk dengan Entitas Anak PT Alam Sutera Tbk                     • Akuisisi Hotel Novotel Jakarta Gajah Mada senilai
           untuk menjual lahan seluas 170 ha;                                                            Rp130 miliar;
         • Penandatanganan Perjanjian Pengikatan Jual Beli (PPJB) dengan AEON Mall                     • Penawaran umum terbatas dan penerbitan
           Indonesia untuk menjual lahan senilai USD45 juta;                                             3,2 miliar saham baru seharga Rp250 per saham,
         • Akuisisi lahan strategis di Jakarta Timur;                                                    serta pengumpulan dana Rp802 miliar untuk
         • Penandatanganan Akta Jual Beli (AJB) dengan Keppel Land Singapura untuk                       akuisisi lahan dan pengembangan ModernCikande
           akuisisi 51% saham Jakarta Garden City dengan nilai Rp2,3 triliun;                            seluas 375 ha dengan nilai Rp249 miliar; serta
         • Pemecahan saham 1:2; serta                                                                  • Penerbitan Obligasi II Modernland Realty Seri A
         • Penerbitan Guaranteed Senior Notes 2016 senilai USD150 juta.                                  senilai Rp250 miliar dan Seri B senilai Rp250 miliar.
         • Signing of Master Agreement with a Subsidiary of PT Alam Sutera Tbk for                     • Acquired Novotel Jakarta Gajah Mada Hotel for
           the sale of 170 ha land;                                                                       Rp130 billion;
         • Signing of Sale and Purchase Agreement (PPJB) with AEON Mall Indonesia                      • A limited public offering and the issuance of
           for the sale of land worth USD45 million;                                                      3.2 billion new shares at a price of Rp250 per
         • Acquisition of strategic land in East Jakarta;                                                 share, raising Rp802 billion in funds for land
         • Signing of Sale and Purchase Deed (AJB) with Keppel Land Singapore for                         acquisition and the development of the 375-hectare
           the acquisition of 51% stake in Jakarta Garden City with a value of                            ModernCikande area with a value of Rp249 billion;
           Rp2.3 trillion;                                                                                and
         • Stock split with 1:2 ratio; and                                                             .• Issuance of Bonds II Modernland Realty Series A of
         • Issuance of Guaranteed Senior Notes 2016 of USD150 million.                                    Rp250 billion and Series B of Rp250 billion.




         2014                                            2015                                                    2016
         • Penjualan lahan MCIE seluas                   • Penerbitan Obligasi Berkelanjutan                     • Penerbitan Guaranteed Senior Notes 2019
           110 ha kepada 1 pelanggan;                      I Modernland Realty Tahap I Seri A                      senilai USD57,4 juta ; serta
         • Penerbitan Guaranteed Senior                    senilai Rp600 miliar dan Seri B senilai               • Pembentukan perusahaan patungan
           Notes 2019 senilai USD190,8                     Rp150 miliar;                                           antara PT Mitra Sindo Makmur (Entitas
           juta; serta                                   • Penjualan 396 unit La Seine, Yarra,                     Anak Perseroan) dengan PT Astra Land
         • Peluncuran klaster Mississippi                  dan Boulevard di Jakarta Garden City;                   Indonesia, yaitu PT Astra Modern Land
           dan Thames (langsung terjual                    serta                                                   dengan kepemilikan saham yang dimiliki
           habis).                                       • Penjualan 94,5 ha lahan MCIE kepada                     Entitas Anak sebesar 50%.
                                                           1 pelanggan.
         • Sale of 110 ha land in MCIE to                • Issuance of Sustainable Bonds I                       • Issuance of Guaranteed Senior Notes
           a 1 customer;                                   Modernland Realty Phase I Series A of                   2019 amounting to USD57.4 million; and
         • Issuance of Guaranteed Senior                   Rp600 billion and Series B of Rp150                   • Establishment of a joint venture between
           Notes 2019 of USD190.8 million;                 billion;                                                PT Mitra Sindo Makmur (the Company’s
           and                                           • Sale of 396 units of La Seine, Yarra, and               Subsidiary) and PT Astra Land Indonesia,
         • Launching of Mississippi and                    Boulevard in Jakarta Garden City; and                   under the name of PT Astra Modern Land
           Thames clusters, which were                   • Sale of 94.5 ha land in MCIE to a                       with a share ownership by the Subsidiary
           immediately sold out.                           single customer.                                        of 50%.




6     Laporan Tahunan 2025 Annual Report
Page 9
                                                                                                        PT Modernland Realty Tbk




1994                                  1996                          1997                                     1998
• Pembukaan Padang Golf;              Peluncuran perdana            • Pemecahan saham 1:2;                   • Penerbitan 308,4 juta
  serta                               proyek Modernhill.            • Penerbitan 118,7 juta                    saham bonus; serta
• Penerbitan Obligasi I                                               saham bonus; serta                     • Penerbitan dividen saham
  Modernland Realty                                                 • Perubahan status                         untuk 157,8 juta saham.
  senilai Rp100 miliar.                                               Perseroan menjadi PT
                                                                      Modernland Realty Tbk.
• Inauguration of                     The initial launching of      • Stock split with 1:2 ratio;            • Issuance of 308.4 million
  Padang Golf; and                    the Modernhill project.       • Issuance of 118.7 million                bonus shares; and
• Issuance of Bonds I                                                 bonus shares; and                      • Issuance of share dividend
  Modernland Realty                                                 • Change of the Company’s                  of 157.8 million shares.
  amounting to                                                        status to PT Modernland
  Rp100 billion.                                                      Realty Tbk.




2010                                2008                            2005                                  2004
Pendirian PT Modern                 Konversi Obligasi Tukar         Konversi Obligasi Tukar               Perjanjian kerja sama
Panel Indonesia yang                Perseroan sebesar Rp295         Perseroan sebesar Rp821               dengan Keppel Land
memproduksi material/panel          miliar menjadi 590 juta         miliar menjadi 1,6 miliar             Singapore untuk
bangunan.                           saham baru.                     saham baru.                           pengembangan 270 ha
                                                                                                          kota mandiri di Cakung,
                                                                                                          Jakarta.




Establishment of PT Modern          Conversion of the Company’s     Conversion of the Company’s           Cooperation agreement with
Panel Indonesia, producer of        Convertible Bonds of            Convertible Bonds of                  Keppel Land Singapore for
building materials/panels.          Rp295 billion to 590 million    Rp821 billion to 1.6 billion          the development of 270 ha
                                    new shares.                     new shares.                           of township in Cakung,
                                                                                                          Jakarta.




2017
• Penerbitan Guaranteed Senior Notes 2024 senilai USD240 juta;      • Issuance of Guaranteed Senior Notes 2024 amounting to
                                                                      USD240 million;
• Pengumuman pembelian kembali saham maksimal 5,59%                 • Announcement of share buyback for a maximum of 5.59% of
  dari seluruh modal ditempatkan dan disetor;                         the total issued and paid-up capital;
• Distribusi dividen kas Rp8, per lembar saham;                     • Distribution of cash dividends of Rp8 per share;
• Peluncuran klaster Shinano, hunian 2-in-1 The Savoy, produk       • Launching of Shinano cluster, The Savoy a 2-in-1 residential concept,
  shophouse Cleon Park (terjual habis);                               shophouse product Cleon Park (sold out);
• Pembukaan AEON Mall Indonesia di Jakarta Garden City;             • Opening of AEON Mall Indonesia in Jakarta Garden City;
• Perubahan struktur permodalan Perseroan dalam perusahaan milik    • Change in the company’s capital structure within the jointly owned
  bersama PT Astra Modern Land dari 50% menjadi 33%;                  company PT Astra Modern Land from 50% to 33%;
• Peluncuran proyek Asya oleh PT Astra Modern Land; serta           • Launching of Asya project by PT Astra Modern Land; and
• Perjanjian kerja sama dengan Swiss-Belhotel International dalam   • Cooperation agreement with Swiss-Belhotel International for
  pembangunan Hotel Swiss-Belinn ModernCikande.                       the development of Hotel Swiss-Belinn ModernCikande.




                                                                                            Laporan Tahunan 2025 Annual Report         7
Page 10
    2018
    • Peluncuran hunian high-rise pertama di Jakarta Garden City,          • Launching of the first high-rise residential areas in Jakarta Garden
      Cleon Park Apartment, Ruko Premium New East,                           City, Cleon Park Apartment, Premium Shophouses New East, and
      dan klaster Rumah Mahakam;                                             Residential Mahakam Clusters;
    • PT Waskita Modern Realti didirikan sebagai perusahaan patungan       • Establishment of PT Waskita Modern Realti as a joint venture
      antara PT Bagasasi Inti Pratama (Entitas Anak) dengan PT Waskita       between PT Bagasasi Inti Pratama (a Subsidiary) with PT Waskita
      Karya Realty untuk pengembangan residensial Modern Bekasi;             Karya Realty for the development of Modern Bekasi residential area;
    • Penjualan lahan kepada PT Waskita Modern Realti sebesar 343,5 ha;    • Sale of 343.5 ha land to PT Waskita Modern Realti;
    • Penerbitan Guaranteed Senior Notes 2021 senilai USD150 juta;         • Issuance of Guaranteed Senior Notes 2021 amounting to USD150 million;
    • Pembukaan Hotel Swiss-Belinn di kawasan industrial ModernCikande;    • Opening of Hotel Swiss-Belhotel in ModernCikande Industrial Estate;
    • Peluncuran klaster hunian rumah Semayang dan Matana pada proyek      • Launching of residential areas of Semayang and Matana in
      Asya di bawah naungan PT Astra Modern Land;                            the Asya project under PT Astra Modern Land;
    • Peluncuran klaster industrial halal pertama di Indonesia,            • Launching of the first halal industrial cluster in Indonesia,
      yaitu Modern Halal Valley di ModernCikande; serta                      Modern Halal Valley, located in ModernCikande; and
    • Pendistribusian dividen kas senilai Rp12 per lembar saham.           • Distribution of cash dividends of Rp12 per share.




       2020                                                      2021
       • Pembangunan Cleon Park Apartment                        • Selesainya proses restrukturisasi Guaranteed Senior Notes 2021 USD150 juta
         (North Tower) di Jakarta Garden City;                     dan Guaranteed Senior Notes 2024 USD240 juta;
       • Pembangunan Lifestyle Center New East                   • Transaksi penjualan saham PT Astra Modern Land, Perseroan melalui Entitas
         di Jakarta Garden City;                                   Anak melepas seluruh kepemilikan saham;
       • Pembukaan Marketing Gallery Tematik                     • Pelunasan Obligasi Berkelanjutan I Modernland Realty Tahap I Seri B Tahun
         di Modernland Cilejit;                                    2015;
       • Pembangunan klaster Ramma di Modernland                 • Peluncuran Jakarta Business District di kawasan Jakarta Garden City seluas 60
         Cilejit; serta                                            ha;
       • Restrukturisasi Obligasi Berkelanjutan I                • Pembukaan IKEA di Jakarta Garden City; serta
         Modernland Realty Tahap I Seri B Tahun 2015.            • Dimulainya kembali perdagangan saham Perseroan di Bursa Efek Indonesia
                                                                   yang disuspensi sejak 30 September 2020.
       • Construction of Cleon Park Apartment                    • Completion of restructuring process for Guaranteed Senior Notes 2021 of
         (North Tower) in Jakarta Garden City;                     USD150 million and Guaranteed Senior Notes 2024 of USD240 million;
       • Construction of the New East Lifestyle Center in        • Conducted sale of shares of PT Astra Modern Land, whereby the Company,
         Jakarta Garden City;                                      through its Subsidiary, divested all of its shareholding;
       • Opening of Thematic Marketing Gallery in                • Repayment of Sustainable Bonds I Modernland Realty Phase I Series B Year
         Modernland Cilejit;                                       2015;
       • Construction of Ramma cluster in Modernland             • Launched the Jakarta Business District in the Jakarta Garden City area of 60 ha;
         Cilejit; and                                            • Opening of IKEA in Jakarta Garden City; and
       • Restructuring of Sustainable Bonds Modernland           • Resumption of trading of Company’s shares on the Indonesia Stock Exchange,
         Realty I Phase I Series B Year 2015.                      after being suspended since 30 September 2020.




          2024
          • Groundbreaking Super Klaster Great Britania di Modernland           • Groundbreaking of Great Britania Super Cluster in Modernland
            Cilejit, Tangerang, Banten;                                           Cilejit, Tangerang, Banten;
          • Groundbreaking pembangunan Club House mewah di dalam                • Groundbreaking of the construction of luxury Club House
            klaster Vastu @Garden City, Jakarta Garden City; serta                within Vastu cluster @Garden City, Jakarta Garden City; and
          • Groundbreaking Mayapada Hospital Jakarta Timur di kawasan           • Groundbreaking of Mayapada Hospital East Jakarta within
            Jakarta Garden City.                                                  Jakarta Garden City area.




8     Laporan Tahunan 2025 Annual Report
Page 11
                                                                                                                PT Modernland Realty Tbk




2019
• Peluncuran proyek Modernland Cilejit di Kota Tangerang dengan             • Launching of Modernland Cilejit project in Tangerang City, marked
  peluncuran pertama 3 klaster hunian real estat dan rumah sederhana pada     by the initial launch of three residential real estate clusters and
  proyek Modernland Cilejit dan berhasil terjual sebanyak 1.000 unit;         affordable housing units at the Modernland Cilejit project, with total
• Perjanjian kerja sama dengan PT Kereta Api Indonesia (Persero)              sales reaching 1,000 units;
  untuk menandatangani Memorandum of Understanding (MoU)                    • Cooperation agreement with PT Kereta Api Indonesia (Persero) to
  penunjukkan Stasiun Cilejit sebagai hub station Transit Oriented            sign a Memorandum of Understanding (MoU) to set Cilejit Station as
  Development (TOD) bagi proyek Modernland Cilejit;                           the Transit Oriented Development (TOD) hub station for
                                                                              the Modernland Cilejit project;
• Penjualan The Savoy tahap 2, sebuah produk mixed-home                     • Sale of The Savoy phase 2, a mixed-home product in
  di Jakarta Garden City;                                                     Jakarta Garden City;
• Peluncuran klaster Pasai Barat dan Pasai Timur pada                       • Launching of Pasai Barat and Pasai Timur clusters in
  proyek Modernland Cilejit;                                                  Modernland Cilejit project;
• Pembentukan perusahaan patungan antara PT Bisnis Lancar Makmur            • Establishment of a joint venture between PT Bisnis Lancar Makmur
  (Entitas Anak Perseroan) dengan PT Lotte Land Indonesia (Entitas            (the Company’s Subsidiary) with PT Lotte Land Indonesia
  Anak dari Lotte Engineering & Construction), yaitu PT Lotte Land Modern     (a Subsidiary of Lotte Engineering & Construction), namely
  Realty, untuk mengembangkan proyek mixed-use di Jakarta Garden              PT Lotte Land Modern Realty, for the development of mixed-use
  City di atas lahan sebesar 5 ha dengan kepemilikan saham yang               project in Jakarta Garden City on a 5 ha land, with the Company’s
  dimiliki Entitas Anak sebesar 40%;                                          Subsidiary share ownership of 40%;
• Perubahan logo Modernland; serta                                          • Change of Modernland logo; and
• Peluncuran klaster hunian rumah Lake View Toba dan Maninjau pada          • Launching of Lake View Toba and Maninjau clusters in Asya project,
  proyek Asya, di bawah naungan PT Astra Modern Land.                         under PT Astra Modern Land.




2022                                                                                   2023
• Pembangunan klaster Avasta Vasaka City di kawasan Bekasi Utara;                      • Peluncuran Modern Waterfront Residence di Kota
• Peluncuran klaster Mahakam The Signature di Jakarta Garden City;                       Modern, Tangerang;
• Penyelesaian proses pembelian kembali sebagian obligasi luar negeri                  • Peluncuran The Essence @Garden City di Jakarta
  melalui proses tender offer dengan mekanisme Reverse Dutch Auction;                    Garden City (JGC);
• Pegelaran prosesi topping-off Cleon Park Apartment, North Tower                      • Peluncuran Super Klaster Great Britania yang
  sebagai hunian high-rise pertama di Jakarta Garden City;                               terletak di Modernland Cilejit;
• Peluncuran Klaster The Essence @Yarra, Jakarta Garden City; serta                    • Peluncuran Vastu @Garden City di Jakarta Garden
• Peluncuran Ruko Modern Hub yang terletak di Kota Modern, Tangerang.                    City (JGC); serta;
                                                                                       • Groundbreaking pembangunan Modern
                                                                                         Waterfront Residence di Kota Modern, Tangerang.
• Construction of the Avasta Vasaka City cluster in North Bekasi area;                 • Launching of Modern Waterfront Residence in
• Launching of Mahakam The Signature cluster in Jakarta Garden City;                     Kota Modern, Tangerang;
• Completion of partial buyback process of offshore bonds through                      • Launching of The Essence @Garden City in Jakarta
  a tender offer process using the Reverse Dutch Auction mechanism;                      Garden City (JGC);
• Implementation of the topping-off procession of Cleon Park Apartment,                • Launching of Great Britania Super Cluster
  North Tower as the first high-rise residence in Jakarta Garden City;                   located in Modernland Cilejit;
• Launching of The Essence @Yarra Cluster, Jakarta Garden City; and                    • Launching of Vastu @Garden City in
• Launching of Modern Hub Shophouses located in Kota Modern,                             Jakarta Garden City (JGC); and
  Tangerang.                                                                           • Groundbreaking of Modern Waterfront Residence
                                                                                         construction in Kota Modern, Tangerang.




   2025
     • Peluncuran Klaster Florence Village di Jakarta                       • Launch of Florence Village Cluster at Jakarta Garden
       Garden City.                                                           City.
     • Peresmian Masjid Jakarta Garden City.                                • Inauguration of Jakarta Garden City Mosque.
     • Peluncuran rumah tipe Walnut, Cedar, Maple, dan                      • Launch of Walnut, Cedar, Maple, and Alder Signature
       Alder Signature @Modern Waterfront Residence                           house types @Modern Waterfront Residence in
       di Kota Modern.                                                        Kota Modern.
     • Melaksanakan Liability Management melalui skema                      • The Company conducted Liability Management
       buyback dan exchange offer dengan cara melakukan                       through buyback and exchange offer schemes by
       pembayaran tunai kepada pemegang surat utang                           making cash payments to the relevant noteholders,
       terkait, serta penukaran Notes-2025 dan Notes-2027                     and exchange the Notes 2025 and Notes 2027 by
       dengan penerbitan surat utang baru (New Notes-2027).                   issuing (New Notes 2027).




                                                                                                    Laporan Tahunan 2025 Annual Report         9
Page 12
KEUNGGULAN KOMPETITIF
Competitive Advantage




Konsep pengembangan                  Pengalaman 4 dekade           Kepemilikan dan
terpadu (integrated                  di industri properti dengan   pengembangan
township) dengan                     reputasi pasar yang           lahan di wilayah
portofolio proyek besar.             kompetitif.                   strategis.
An integrated township               Four decades of experience    Ownership and
development concept                  in the property industry      development of land
supported by a portfolio             with a competitive market     in strategic locations.
of large-scale projects.             reputation.




              PT MODERNLAND REALTY TBK

                         Living
                         the Modern
                         Life”


           Kekuatan pemasaran dan pencapaian
           marketing sales yang tumbuh
           berkelanjutan.
           Strong marketing capabilities and
           consistently growing marketing sales
           performance.


           Kemitraan strategis sebagai
           penunjang ekosistem kawasan
           komersial.
           Strategic partnerships to support
           the commercial area ecosystem.




 10   Laporan Tahunan 2025 Annual Report
Page 13
                                                                              PT Modernland Realty Tbk




                                                           Pengakuan industri dengan berbagai
                                                           penghargaan.
                                                           Industry recognition through various
                                                           awards.




                                                                        Terintegrasi praktik
                                                                  keberlanjutan sebagai bagian
                                                                   dari strategi jangka panjang.
                                                                  The integration of sustainability
                                                                         practices as part of
                                                                    the Company’s long-term
                                                                              strategy.




Kemampuan pengembangan         Diversifikasi lini usaha       Pemanfaatan inovasi
proyek terukur (track record   dalam industri real            desain dan teknologi
delivery).                     estat.                         konstruksi modern.
Measurable project             Diversification of             The application of
development capability         business lines within the      innovative design and
(proven delivery               real estate industry.          modern construction
trackrecord).                                                 technology.




                                                                   Laporan Tahunan 2025 Annual Report   11
Page 14
KEPEMILIKAN PROPERTI MODERNLAND
Modernland Properties



                                                               Township Development

                                                               •   Jakarta Garden City
                                                               •   Kota Modern / Modern City
                                                               •   Modernland Cilejit
                                                               •   Modern Bekasi Residential
                                                                   and Industrial Park
                                                                   (Future Development)




                Residential Development

                •   Lotte Land Modern Realty (Joint Venture)
                •   Modernhill
                •   Modernpark
                •   Affordable Housing
                •   Vasaka City (Joint Venture)




                                                               Industrial Estate
                                                               Development
                                                               •   ModernCikande Industrial Estate
                                                               •   Modern Halal Valley




                Hospitality and Commercial

                •   Hotel Novotel Jakarta Gajah Mada
                •   Modern Golf & Country Club
                •   Hotel Swiss-Belinn ModernCikande
                •   Modern Panel Indonesia




12   Laporan Tahunan 2025 Annual Report
Page 15
                                                                             PT Modernland Realty Tbk




PROYEK DALAM PENGEMBANGAN
Projects In Development



                                      Township Development


             Jakarta Garden City                              Modernland Cilejit
       Cakung, Jakarta Timur / East Jakarta                       Tangerang, Banten




  Luas Proyek
  Project Area                     370 ha          Luas Proyek
                                                   Project Area                        410 ha
  Target Penyelesaian
  Completion Target               7-10 tahun
                                       years
                                                   Target Penyelesaian
                                                   Completion Target              15-20 tahun
                                                                                        years




                 Industrial                            Industrial & Residential


     ModernCikande Industrial Estate                      Modern Bekasi Residential
         & Modern Halal Valley                                  & Industrial
            Cikande, Serang, Banten                                     Bekasi




                                3,175 ha                                          2,680 ha
  Luas Proyek                                      Luas Proyek
  Project Area                                     Project Area


                              20-25 tahun                                        25-30 tahun
  Target Penyelesaian                              Target Penyelesaian
  Completion Target                 years          Completion Target                   years




                                                                  Laporan Tahunan 2025 Annual Report   13
Page 16
DAFTAR ISI
Table of Contents

                                                                                           Kegiatan Usaha
                                                                                     59
                                                                                           Business Activities
                                                                                           Produk dan Jasa
                                                                                     60
                                                                                           Products and Services
                                                                                           Proyek Strategis Tahun 2025
                                          KILAS KINERJA                              68
                                                                                           Strategic Projects in 2025
                                          Performance Highlights
                                                                                           Wilayah Operasional
                                                                                     69
                                                                                           Operational Areas
                                                Ikhtisar Kinerja Keuangan
                                           18                                              Arah Pemanfaatan Landbank Perseroan
                                                Financial Performance Highlights
                                                                                     70    Utilization Direction of the Company’s
                                                Ikhtisar Kinerja Operasional
                                           20                                              Landbank
                                                Operational Performance Highlights
                                                Ikhtisar Kinerja Saham                     Daftar Keanggotaan Asosiasi
                                           20                                        71
                                                Share Performance Highlights               List of Membership in Associations

                                                Aktivitas Perdagangan Saham                Struktur Organisasi
                                           21                                        72
                                                Stock Trading Activities                   Organizational Structure

                                                Aksi Korporasi                             Profil Dewan Komisaris
                                           21                                        73
                                                Corporate Actions                          Profiles of the Board of Commissioners

                                                Ikhtisar Kinerja Efek Lainnya              Profil Direksi
                                                                                     82
                                                                                           Profiles of the Board of Directors
                                           22   Other Securities Performance
                                                Highlights                                 Profil Komite Audit
                                                                                     87
                                                                                           Profiles of the Audit Committee
                                                Peringkat Perusahaan
                                           22                                              Profil Komite Nominasi dan Remunerasi
                                                Corporate Rating
                                                                                     88    Profiles of the Nomination and
                                                Peristiwa Penting 2025
                                           23                                              Remuneration Committee
                                                Event Highlights 2025
                                                                                           Profil Sekretaris Perusahaan
                                                                                     89
                                                                                           Profile of the Corporate Secretary
                                                                                           Profil Kepala Audit Internal
                                                                                     90
                                                                                           Profile of the Head of Internal Audit
                                                                                           Komposisi Karyawan
                                                                                     91
                                                                                           Employee Composition
                                                                                           Komposisi Kepemilikan Saham
                                          LAPORAN MANAJEMEN                          92
                                                                                           Share Ownership Composition
                                          Management Report                                Komposisi Pemegang Saham
                                                                                           berdasarkan Status Kepemilikan Saham
                                                Laporan Dewan Komisaris              92
                                           34                                              Share Ownership Composition based
                                                Board of Commissioners’ Report             on Ownership Status
                                                Laporan Direksi                            Kepemilikan Saham Langsung dan
                                           40
                                                Board of Directors’ Report                 Tidak Langsung atas Saham Perseroan
                                                Tanggung Jawab Laporan Tahunan             oleh Dewan Komisaris dan Direksi
                                           49                                        93    Direct and Indirect Share Ownership
                                                Annual Report Responsibility
                                                                                           in the Company by the Board of
                                                                                           Commissioners and the Board of
                                                                                           Directors
                                                                                           Struktur Pemegang Saham Pengendali
                                                                                     93
                                                                                           Controlling Shareholders Structure
                                                                                           Kronologi Pencatatan Saham
                                                                                     94
                                                                                           Share Listing Chronology

                                          PROFIL PERUSAHAAN                          96
                                                                                           Kronologi Pencatatan Efek Lainnya
                                          Company Profile                                  Other Securities Listing Chronology
                                                                                           Struktur Korporasi
                                                                                     98
                                                Identitas Perusahaan                       Corporate Structure
                                           52
                                                Company Identity                           Informasi Entitas Anak dan Entitas
                                                Riwayat Singkat                            Asosiasi
                                           54                                        99
                                                Company Overview                           Information on Subsidiaries and
                                                Visi dan Misi Perusahaan                   Associates
                                           56
                                                Company’s Vision and Mission               Komposisi Manajemen Entitas Anak
                                                Nilai dan Budaya Perusahaan                dan Entitas Asosiasi
                                           56                                        103
                                                Corporate Values and Culture               Management Composition of
                                                                                           Subsidiaries and Associates
                                                Filosofi Nama dan Logo Perusahaan
                                           58
                                                Company Name and Logo Philosophy




14   Laporan Tahunan 2025 Annual Report
Page 17
                                                                                                           PT Modernland Realty Tbk




       Informasi Penggunaan Jasa Akuntan              Kebijakan Mengenai Pemisahan                    Sistem Pelaporan Pelanggaran
                                                                                                180
       Publik dan Kantor Akuntan Publik               Chairman of the Board dan                       Whistleblowing System
105    Information on the Appointment of              Chief Excecutive Officer
                                                145                                                   Kebijakan Anti-Korupsi dan Gratifikasi
       Public Accountant Services and                 Policy on Separation of the Chairman      182
                                                                                                      Anti-Corruption and Gratuities Policy
       Public Accounting Firms                        of the Board and Chief Executive
                                                      Officer                                         Kebijakan Pengadaan Barang dan Jasa
       Lembaga dan Profesi Penunjang
                                                                                                183   Procurement of Goods and Services
       Pasar Modal                                    Pelatihan dan/atau Peningkatan
106                                                                                                   Policy
       Capital Market Supporting Institutions         Kompetensi Dewan Komisaris
       and Professions                                dan Direksi                                     Kebijakan Benturan Kepentingan
                                                                                                183
                                                146   Training and/or Competence                      Conflict of Interests Policy
       Akses Informasi dan Data Perusahaan
107                                                   Development for the Board of
       Access to Company Information and Data                                                         Kebijakan Insider Trading
                                                      Commissioners and the Board of            184
                                                                                                      Insider Trading Policy
                                                      Directors
                                                                                                      Kebijakan Perlakuan Adil terhadap
                                                      Penilaian Kinerja Dewan Komisaris,
                                                                                                184   Pemegang Saham
                                                      Direksi, Komite di Bawah Dewan
                                                                                                      Fair Treatment of Shareholders Policy
                                                      Komisaris, dan Organ Pendukung
                                                      Direksi                                         Transparansi Praktik Bad Governance
                                                      Performance Assessment of                 185   Transparency of Bad Governance
                                                147
                                                      the Board of Commissioners,                     Practices
ANALISIS DAN                                          Board of Directors, Committees
PEMBAHASAN MANAJEMEN                                  Under the Board of Commissioners,
                                                      and Supporting Organs of
Management Discussion
                                                      the Board of Directors
and Analysis
                                                      Kebijakan Nominasi dan Remunerasi
        Tinjauan Ekonomi                              Dewan Komisaris dan Direksi
 110                                            150   Nomination and Remuneration Policy
        Economic Review
                                                      for the Board of Commissioners and
 111
        Tinjauan Industri                             the Board of Directors                    TANGGUNG JAWAB SOSIAL
        Industry Review
                                                      Komite Audit
                                                                                                DAN LINGKUNGAN HIDUP
        Tinjauan Operasional                    151                                             Social and Environmental
 112                                                  Audit Committee
        Operational Review                                                                      Responsibility
                                                      Komite Nominasi dan Remunerasi
        Aspek Pemasaran                         155   Nomination and Remuneration
 115
        Marketing Aspect                              Committee                                       Komitmen Penerapan Tanggung Jawab
                                                                                                      Sosial dan Lingkungan Hidup
        Tinjauan Keuangan                             Sekretaris Perusahaan                     188
 116                                            158                                                   Commitment to the Implementation of
        Financial Review                              Corporate Secretary                             Social and Environmental Responsibility
                                                      Hubungan Investor                               Visi dan Misi Tanggung Jawab Sosial
                                                160
                                                      Investor Relations                              dan Lingkungan Hidup
                                                                                                189
                                                      Audit Internal                                  Vision and Mission of Social and
                                                163
                                                      Internal Audit                                  Environmental Responsibility
                                                      Sistem Pengendalian Internal                    Roadmap dan Kegiatan Tanggung
                                                167
                                                      Internal Control System                         Jawab Sosial dan Lingkungan Hidup
                                                                                                190
TATA KELOLA PERUSAHAAN                                Sistem Manajemen Risiko                         Roadmap and Activities of Social and
Corporate Governance                            169
                                                      Risk Management System                          Environmental Responsibility

                                                      Teknologi Informasi
       Komitmen dan Penerapan Prinsip           171
                                                      Information Technology
       Good Corporate Governance
130
       Commitment and Implementation of               Perkara Hukum
                                                173
       Good Corporate Governance Principles           Litigation
       Penerapan Pedoman Tata Kelola                  Sanksi Administratif
                                                177
       Perusahaan Terbuka                             Administrative Sanctions
131
       Implementation of Corporate Governance
                                                      Kode Etik
       Guideline for Public Companies           178
                                                      Code of Conduct
       Rapat Umum Pemegang Saham
134                                                   Program Kepemilikan Saham oleh
       General Meeting of Shareholders
                                                      Karyawan dan/atau Manajemen
                                                179
       Dewan Komisaris                                Employee and/or Management Share
138
       Board of Commissioners                         Ownership Program
       Direksi                                        Kebijakan Pengungkapan Kepemilikan
142
       Board of Directors                             Saham Dewan Komisaris dan Direksi
                                                180   Disclosure Policy of Share Ownership of
       Keberagaman Manajemen
                                                      the Board of Commissioners and
       dan Independensi
144                                                   the Board of Directors
       Management Diversity
       and Independence




                                                                                                Laporan Tahunan 2025 Annual Report       15
Page 18
KILAS
KINERJA
Performance Highlights




16   Laporan Tahunan 2025 Annual Report
Page 19
Laporan Tahunan 2025 Annual Report   17
Page 20
            Kilas Kinerja 2025
            2025 Performance Highlights




IKHTISAR KINERJA KEUANGAN
Financial Performance Highlights

                                                                                 (Juta Rupiah, kecuali dinyatakan lain / Million Rupiah, unless otherwise stated)

                Uraian                   2025        2024*          2023           2022                2021                       Description

 Laporan Laba Rugi dan Penghasilan Komprehensif Lain Konsolidasian
 Consolidated Statement of Profit or Loss and Other Comprehensive Income
 Pendapatan                             1,013,159    1,017,570     1,152,308     1,098,860           2,008,646                                       Revenue
 Beban Pokok Pendapatan                 (535,044)    (563,157)     (614,509)     (535,870)            (656,038)                           Cost of Revenues
 Laba Bruto                              478,115      454,413       537,799        562,990           1,352,608                                   Gross Profit
 Laba (Rugi) Usaha                       665,307     (352,052)      197,186        297,374             458,359                      Operating Profit (Loss)
 Laba (Rugi) Sebelum Pajak
                                         254,158     (682,780)     (102,289)        27,401             (33,570)           Profit (Loss) Before Income Tax
 Penghasilan
 Beban Pajak Penghasilan – Bersih        (13,037)      (8,075)       (2,552)        (7,230)              (8,424)                Income Tax Expense – Net
 Laba (Rugi) Bersih yang dapat
                                         241,121     (690,855)     (104,841)        20,171             (41,994)          Net Profit (Loss) Attributable to:
 Diatribusikan kepada:
     Pemilik Entitas Induk               241,713     (690,272)     (101,974)        20,171             (41,994)           Owners of the Parent Entity
     Kepentingan Non-Pengendali             (592)        (583)       (2,867)                -                   -             Non-Controlling Interest
 Penghasilan (Rugi)                                                                                                                  Other Comprehensive
                                          42,101       27,408        (6,366)        21,265                5,884
 Komprehensif Lain                                                                                                                          Income (Loss)
 Total Penghasilan (Rugi)
                                                                                                                            Total Comprehensive Income
 Komprehensif yang dapat                 283,222     (663,447)     (111,207)        41,436             (36,110)
                                                                                                                                   (Loss) Attributable to:
 Diatribusikan kepada:
     Pemilik Entitas Induk               283,814     (662,865)     (108,340)        41,436             (36,110)           Owners of the Parent Entity
     Kepentingan Non-Pengendali             (592)        (583)       (2,867)                -                   -             Non-Controlling Interest
 Laba (Rugi) per Saham yang                                                                                                     Earnings (Loss) per Share
 Dapat Diatribusikan kepada                                                                                                Attributable to Owners of the
                                           20.33       (57.78)        (8.25)           1.63               (3.40)
 pemilik Entitas Induk Dasar                                                                                              Parent Entity Basic and Diluted
 dan Dilusian (Rupiah penuh)                                                                                                                 (full Rupiah)
 Laporan Posisi Keuangan Konsolidasian
 Consolidated Statement of Financial Position
 Total Aset                            13,451,083   13,561,474    13,688,938    13,528,169         14,539,539                                  Total Assets
     Total Aset Lancar                  2,919,242    2,752,390     2,902,172     2,455,646           3,395,447                     Total Current Assets
     Total Aset Tidak Lancar           10,531,842   10,809,084    10,786,766    11,072,523         11,144,092                Total Non-Current Assets
 Total Liabilitas                       9,714,483   10,108,095     9,572,111     9,302,636         10,355,441                              Total Liabilities
     Total Liabilitas Jangka Pendek     3,457,230    5,650,365     3,296,584     3,054,936           3,469,212                  Total Current Liabilities
     Total Liabilitas Jangka Panjang    6,257,252    4,457,730     6,275,527     6,247,700           6,886,229            Total Non-Current Liabilities
 Total Ekuitas                          3,736,601    3,453,379     4,116,827     4,225,533           4,184,098                                 Total Equity
 Total Liabilitas dan Ekuitas          13,451,083   13,561,474    13,688,938    13,528,169         14,539,539               Total Liabilities and Equity
 Rasio Keuangan
 Financial Ratios
 Rasio Profitabilitas (dalam %)                                                                                 Profitability Ratios (Presented in %)
 Return on Asset (ROA)                       1.79        (5.09)        (0.77)          0.15               (0.29)                    Return on Asset (ROA)
 Return on Equity (ROE)                      6.45      (20.01)         (2.55)          0.48               (1.00)                    Return on Equity (ROE)
 Margin Laba Bruto                          47.19        44.66         46.67          51.23               67.34                         Gross Profit Margin
 Margin Laba Usaha                          65.67      (34.60)         17.11          27.06               22.82                   Operating Profit Margin
 Margin Laba Bersih                         23.80      (67.89)         (9.10)          1.84               (2.09)                          Net Profit Margin
 Rasio Solvabilitas (dalam x)
 Solvency Ratios (in x)
 Rasio Total Liabilitas                                                                                                                   Total Liabilities to
                                             2.60         2.93          2.33           2.20                 2.47
 terhadap Total Ekuitas                                                                                                                   Total Equity Ratio
 Rasio Total Liabilitas                                                                                                                   Total Liabilities to
                                             0.72         0.75          0.70           0.69                 0.71
 terhadap Total Aset                                                                                                                      Total Assets Ratio
 Rasio Utang terhadap
                                             1.73         1.98          1.55           1.46                 1.58                       Debt-to-Equity Ratio
 Total Ekuitas

* Disajikan kembali. / Restated.




  18       Laporan Tahunan 2025 Annual Report
Page 21
                                                                                                                                        PT Modernland Realty Tbk




                                                                                              (Juta Rupiah, kecuali dinyatakan lain / Million Rupiah, unless otherwise stated)

                Uraian                       2025              2024*               2023         2022                 2021                      Description

 Rasio Likuiditas (dalam x)
 Liquidity Ratios (in x)
 Rasio Lancar                                    0.84               0.49               0.88         0.80                 0.98                               Current Ratio
 Rasio Cepat                                     0.14               0.09               0.14         0.13                 0.39                                 Quick Ratio
 Rasio Kas                                       0.05               0.03               0.06         0.04                 0.32                                  Cash Ratio

* Disajikan kembali. / Restated.




                                   Pendapatan                                                                   Laba (Rugi) Bersih
                                     Revenue                                                                     Net Profit (Loss)
                                                    (jutaan Rupiah / million Rupiah)                                                         (jutaan Rupiah / million Rupiah)



                    1.152.308        1.017.570      1.013.159                                            (104.841)        (690.855)          241.121




                       2022           2023              2025                                               2022              2023              2025




                                      Aset                                                                                Ekuitas
                                     Assets                                                                                Equity
                                                    (jutaan Rupiah / million Rupiah)                                                         (jutaan Rupiah / million Rupiah)



                   13.688.938       13.561.474    13.451.083                                            4.116.827         3.453.379         3.736.601




                       2022           2023              2025                                               2022              2023              2025




                                                                                                                    Laporan Tahunan 2025 Annual Report                 19
Page 22
          Kilas Kinerja 2025
          2025 Performance Highlights




IKHTISAR KINERJA OPERASIONAL
Operational Performance Highlights

                                                                                     (Juta Rupiah, kecuali dinyatakan lain / Million Rupiah, unless otherwise stated)


               Uraian                2025             2024             2023            2022                2021                       Description

Tanah                                229,034          172,576          395,099         322,412             268,458                                           Land
Rumah Tinggal dan Ruko               572,882          600,288          476,236         613,145           1,565,592         Residential Units and Shophouses
Unit Apartemen                        14,130           53,753          114,075                  -                   -                          Apartment Units
EPS dan Wiremesh                      18,081           24,112           18,492          30,074               47,887                          EPS and Wiremesh
Penjualan Bersih                     834,128          850,729         1,003,902        965,631           1,881,938                                      Net Sales
Pendapatan Hotel dan Sewa             83,711           92,466           79,421          70,854               78,346                Revenue Hotels and Rental
Lapangan Golf dan                                                                                                                            Golf Course and
                                      95,320           74,375           68,985          62,375               48,361
Restoran Club House                                                                                                                    Club House Restaurant

Total                               1,013,159        1,017,570        1,152,308      1,098,860           2,008,646                                          Total




IKHTISAR KINERJA SAHAM
Share Performance Highlights


                                                                                                              Total Saham
                          Harga           Harga              Harga                   Volume                                                  Kapitalisasi
                                                                                                                Beredar
                        Tertinggi       Terendah           Penutupan              Perdagangan                                                   Pasar
     Periode                                                                                                (Lembar Saham)
                         Highest         Lowest             Closing             (Lembar Saham)                                                 Market
      Period                                                                                               Total Outstanding
                          Price           Price               Price             Trading Volume                                              Capitalization
                                                                                                                 Shares
                           (Rp)            (Rp)               (Rp)            (Number of Shares)                                                 (Rp)
                                                                                                           (Number of Shares)
                                                                        2025
Triwulan I
                            54                  50               50                247,289,700                 12,533,067,322               626,653,366,100
Quarter I
Triwulan II
                            61                  50               51                778,550,100                 12,533,067,322               639,186,433,422
Quarter II
Triwulan III
                            84                  50               69               3,970,718,600                12,533,067,322               864,781,645,218
Quarter III
Triwulan IV
                            71                  54               61               1,654,377,400                12,533,067,322               764,517,106,642
Quarter IV
                                                                        2024
Triwulan I
                            68                  50               50                441,632,506                 12,533,067,322               626,653,366,100
Quarter I
Triwulan II
                            50                  50               50                  1,744,254                 12,533,067,322               626,653,366,100
Quarter II
Triwulan III
                            60                  50               51                355,429,894                 12,533,067,322               639,186,433,422
Quarter III
Triwulan IV
                            71                  51               52               1,253,833,315                12,533,067,322               651,719,500,744
Quarter IV




20       Laporan Tahunan 2025 Annual Report
Page 23
                                                                                                                       PT Modernland Realty Tbk




                                    Harga Penutupan (Rp)                           Volume Perdagangan (Lembar Saham)
                                    Closing Price (Rp)                             Trading Volume (Number of Share)
       90                                                                                                                       400,000,000

       80                                                                                                                       350,000,000

       70
                                                                                                                                300,000,000
       60
                                                                                                                                250,000,000
       50
                                                                                                                                200,000,000
       40
                                                                                                                                150,000,000
       30
                                                                                                                                100,000,000
       20

       10                                                                                                                       50,000,000

        0                                                                                                                       0
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                                2024                                                            2025




AKTIVITAS PERDAGANGAN SAHAM
Stock Trading Activities

Sepanjang tahun buku 2025, Perseroan tidak melakukan                       Throughout 2025, the Company conducted no stock split, reverse
pemecahan saham (stock split), penggabungan saham (reverse                 stock split, shares dividend, bonus stock, changes in nominal share
stock split), dividen saham, saham bonus, perubahan nilai                  value, issuance of convertible securities, as well as capital increases
nominal saham, penerbitan efek konversi, serta penambahan                  or decreases. Also, the Company received no sanction from the
atau pengurangan modal. Perseroan juga tidak menerima                      capital market authority, either in the form of suspension of stock
sanksi dari otoritas pasar modal, baik berupa penghentian                  trading or delisting of shares from the Indonesia Stock Exchange.
sementara perdagangan saham (suspension) maupun pembatalan                 Accordingly, there was no information on this matters.
pencatatan saham (delisting) dari Bursa Efek Indonesia. Dengan
demikian, tidak terdapat informasi yang dapat disampaikan
terkait hal tersebut.




AKSI KORPORASI
Corporate Actions

Pada tahun buku 2025, Perseroan melaksanakan aksi korporasi                In 2025, the Company conducted a corporate action in the form
berupa penawaran tender atas Notes-2025 dan Notes-2027                     of tender offer on Notes-2025 and Notes-2027 through Buyback
melalui skema Buyback and Exchange Offer dengan mekanisme                  and Exchange Offer under Scheme of Arrangement mechanism.
Scheme of Arrangement. Transaksi dilakukan melalui pembayaran              The transaction was done through cash payments to noteholders,
tunai kepada pemegang surat utang serta penukaran Notes-2025               as well as exchange of Notes-2025 and Notes-2027 with the
dan Notes-2027 dengan penerbitan New Notes-2027 oleh                       issuance of New Notes-2027 by Modernland Overseas Pte Ltd as
Modernland Overseas Pte Ltd selaku Entitas Anak senilai                    a Subsidiary amounting to USD269,708,067. With the completion
USD269.708.067. Dengan penyelesaian transaksi tersebut,                    of the transaction, all obligations related to Notes-2025 and
seluruh kewajiban atas Notes-2025 dan Notes-2027 dinyatakan                Notes-2027 are settled. This action contributed to reduction of
berakhir. Langkah ini berkontribusi pada penurunan nilai utang             payables in United States dollars while strengthen the short-term
dalam denominasi dolar Amerika Serikat dan memperkuat rasio                liquidity ratio of the Company.
likuiditas jangka pendek Perseroan.




                                                                                                       Laporan Tahunan 2025 Annual Report     21
Page 24
            Kilas Kinerja 2025
            2025 Performance Highlights




IKHTISAR KINERJA EFEK LAINNYA
Other Securities Performance Highlights


                                                                                                Bunga per                       Peringkat
  Penerbitan               Tanggal               Tanggal Jatuh                Nilai               Tahun                          Rating
   Obligasi               Penerbitan                Tempo                   Amount             Coupon Rate                                                     Status
 Bonds Issued           Issuance Date            Maturity Date               (USD)              per Annum                2025               2024
                                                                                                    (%)
 Guaranteed            17 Desember 2021
                                                                                                                                                            Belum Lunas
 Senior Notes          17 December 2021            30 April 2027                                                                             Ca
                                                                           213,936,094            Cash & PIK                -                               Not Yet Fully
 (Amended                (Restructuring            30 April 2027                                                                          (Moody’s)
                                                                                                                                                                Paid
 Notes)                  effective date)
 Guaranteed            17 Desember 2021
 Senior Notes          17 December 2021            30 Juni 2025                                                                              Ca                 Lunas
                                                                           130,725,234            Cash & PIK                -
 (Amended                (Restructuring            30 June 2025                                                                           (Moody’s)           Fully Paid
 Notes)                  effective date)
 Guaranteed
                       30 Desember 2021            30 Juni 2025                                                                           Non-Rated             Lunas
 Senior PIK                                                                 10,312,057            Cash & PIK                -
                       30 December 2021            30 June 2025                                                                           (Moody’s)           Fully Paid
 Toggle Notes
 Guaranteed
                          30 April 2022            30 April 2027                                                                          Non-Rated             Lunas
 Senior PIK                                                                 19,088,212            Cash & PIK                -
                          30 April 2022            30 April 2027                                                                          (Moody’s)           Fully Paid
 Toggle Notes
                                                                                                                                                            Belum Lunas
 New                     27 Maret 2025             30 April 2027
                                                                           269,708,067            Cash & PIK                -                  -            Not Yet Fully
 Notes-2027              27 March 2025             30 April 2027
                                                                                                                                                                Paid

* Tingkat bunga yang dimiliki, yaitu: / The interest rates are:
   • Tahun pertama: bentuk uang (cash) sebesar 0% dan non-uang/payment in kind (PIK) sebesar 3%. / First year: 0% cash and 3% non-cash/payment in kind (PIK).
   • Tahun kedua: bentuk uang (cash) sebesar 1% dan non-uang/payment in kind (PIK) sebesar 3%. / Second year: 1% cash and 3% non-cash/payment in kind (PIK).
   • Tahun ketiga: bentuk uang (cash) sebesar 2% dan non-uang/payment in kind (PIK) sebesar 3%. / Third year: 2% cash and 3% non-cash/payment in kind (PIK).
   • Tahun keempat hingga jatuh tempo: bentuk uang (cash) sebesar 3% dan non-uang/payment in kind (PIK) sebesar 3%. /
      Fourth year until maturity: cash in the amount of 3% and non-cash/payment in kind (PIK) in the amount of 3%.
** Bentuk tunai (cash) sebesar 3% dan payment in-kind (PIK) dalam bentuk tunai dan/atau surat utang tambahan sebesar 3%, yang dibayarkan secara semi-annually. /
   3% in cash and 3% payment in kind (PIK) in the form of cash and/or additional debt securities, payable semi-annually.




PERINGKAT PERUSAHAAN
Corporate Rating




     Perusahaan Pemeringkat                                                 Peringkat                                                Berlaku Hingga
         Ratings Agency                                                  Rating Awarded                                                Valid Until


   Moody’s Investors Service
   Singapore Pte Ltd
   50 Raffles Place #23-06


                                                                                Ca                                                       2027
   Singapore Land Tower
   Singapore 048623


                +65 6398 8300




 22       Laporan Tahunan 2025 Annual Report
Page 25
                                                                                                          PT Modernland Realty Tbk




PERISTIWA PENTING 2025
Event Highlights 2025


 21       Januari / Januari 2025                                     14      Februari / February 2025




  Perseroan secara simbolis melaksanakan serah terima kunci          Perseroan menggelar acara Kick Off Target 2025 sebagai
  unit Ruko Modern Hub yang berlokasi di Kota Modern kepada          sarana penyampaian kepada para pemangku kepentingan atas
  pelanggan.                                                         penetapan strategi, target penjualan, dan inisiatif operasional
                                                                     untuk tahun 2025.
  The Company symbolically carried out the handover of keys for      The Company held the Kick Off Target 2025 event as a platform
  the Modern Hub shophouse units located in Kota Modern to           to communicate the establishment of strategies, sales targets,
  customers.                                                         and operational initiatives for 2025 to stakeholders.




 16       Februari / February 2025                                   21      Februari / February 2025




  Manajemen Jakarta Garden City menggelar Drawing & Coloring         ModernCikande bersama Badan Penanggulangan Bencana
  Competition di Sales Gallery Jakarta Garden City bagi anak-anak    Daerah (BPBD) Kabupaten Serang menyelenggarakan pelatihan
  sekitar lingkungan operasional sebagai wadah menyalurkan           simulasi tanggap darurat meliputi penanganan pertolongan
  kreativitas sekaligus mempererat hubungan dengan masyarakat        pertama, kebakaran, gempa bumi, dan tumpahan limbah cair.
  melalui kegiatan edukatif yang menyenangkan.
  The Management of Jakarta Garden City organized a Drawing          ModernCikande, together with the Regional Disaster
  & Coloring Competition at the Jakarta Garden City Sales Gallery    Management Agency (BPBD) of Serang Regency, conducted
  for children in the surrounding operational area as a platform     an emergency response simulation training covering first aid
  to channel creativity while strengthening relationships with the   handling, fire incidents, earthquakes, and liquid waste spills.
  community through enjoyable educational activities.




                                                                                         Laporan Tahunan 2025 Annual Report        23
Page 26
        Kilas Kinerja 2025
        2025 Performance Highlights




15-16     Maret / March 2025                                          25        Maret / March 2025




Manajemen Jakarta Garden City, berkolaborasi dengan Al Azhar          Manajemen ModernCikande menyerahkan 300 paket sembako
Kelapa Gading dan Yayasan Alazka Care, menyelenggarakan Infinity      melalui Komando Distrik Militer 0602 Serang sebagai bentuk
Care Festival 2025 yang memberikan santunan kepada sekitar 2.000      tanggung jawab sosial bagi masyarakat yang terdampak bencana
anak yatim dan kaum duafa sebagai wujud kepedulian terhadap           alam di Kecamatan Padarincang, Kabupaten Serang, Banten.
sesama.
The Management of Jakarta Garden City, in collaboration with Al       The Management of ModernCikande distributed 300 basic food
Azhar Kelapa Gading and Yayasan Alazka Care, organized the Infinity   packages through the District Military Command 0602 Serang as
Care Festival 2025, which provided donations to approximately         a form of social responsibility for communities affected by natural
2,000 orphans and underprivileged individuals as a manifestation of   disasters in Padarincang District, Serang Regency, Banten.
care for others.




 26       Maret / March 2025                                           27       Maret / March 2025




Manajemen ModernCikande menyerahkan 2.000 liter minyak                Perseroan mengumumkan restrukturisasi atas sejumlah surat utang
goreng melalui Kepolisian Daerah Banten sebagai bentuk dukungan       atau obligasi yang diterbitkan oleh Entitas Anak, sebagai langkah
dan tanggung jawab sosial kepada masyarakat.                          pengelolaan liabilitas jangka menengah.




The Management of ModernCikande distributed 2,000 liters of           The Company announced restructuring on several payable notes
cooking oil through the Banten Regional Police as a form of support   or bonds issued by Subsidiaries, as a medium-term liabilities
and social responsibility to the community.                           management measure.




24    Laporan Tahunan 2025 Annual Report
Page 27
                                                                                                             PT Modernland Realty Tbk




23        April / April 2025                                            29       April / April 2025




Manajemen Perseroan menghadiri acara Halal Bihalal Bank Rakyat          Manajemen ModernCikande menghadiri Taiwan-Indonesia Business
Indonesia bersama para pengembang properti lainnya sebagai ajang        and Investment Exchange Tea Party sebagai ajang pertukaran
mempererat hubungan, sinergi, dan kolaborasi di industri properti.      informasi dan peluang kerja sama bisnis.


The Management of the Company attended the Halal Bihalal event          The Management of ModernCikande attended the Taiwan-Indonesia
of Bank Rakyat Indonesia together with other property developers        Business and Investment Exchange Tea Party as a forum for the
as a platform to strengthen relationships, synergy, and collaboration   exchange of information and business cooperation opportunities.
within the property industry.




 4        Mei / May 2025                                                 20       Mei / May 2025




Perseroan bersama dengan Gubernur DKI Jakarta, Dr. Ir. Pramono          Walikota Tangerang, Sachrudin, memberikan penghargaan kepada
Anung Wibowo, M.M meresmikan Masjid Jakarta Garden City                 Perseroan sebagai Pengembang Perumahan Terbaik II.
sebagai bagian dari fasilitas sosial dan ibadah di kawasan hunian
terpadu skala kota (township) Jakarta Garden City, Cakung, Jakarta
Timur. Pembangunan tersebut merupakan bagian dari komitmen
Perseroan dalam menghadirkan fasilitas publik yang holistik dan
dapat menjadi ruang komunal dengan sentra spiritual yang dinamis.
The Company, together with the Governor of DKI Jakarta,                 The Mayor of Tangerang, Sachrudin, presented an award to the
Dr. Ir. Pramono Anung Wibowo, M.M., inaugurated the Jakarta             Company as the Second Best Housing Developer.
Garden City Mosque as part of the social and worship facilities
within the integrated township-scale residential area of Jakarta
Garden City, Cakung, East Jakarta. The development forms part of
the Company’s commitment to providing holistic public facilities that
serve as communal spaces with a dynamic spiritual center.




                                                                                             Laporan Tahunan 2025 Annual Report      25
Page 28
       Kilas Kinerja 2025
       2025 Performance Highlights




 23       Mei / May 2025                                               4        Juni / June 2025




Perseroan menggelar Rapat Umum Pemegang Saham (RUPS)                  Manajemen ModernCikande melaksanakan pembangunan sumur
Tahunan yang secara resmi mengesahkan perombakan susunan              bor dan pemberian telur untuk warga di Desa Silebu, Kecamatan
Dewan Komisaris dan Direksi serta menetapkan arah strategis baru      Kragilan, Kabupaten Serang, Banten.
yang menekankan pengembangan berkelanjutan.



The Company held its Annual General Meeting of Shareholders           The Management of ModernCikande carried out the construction
(AGMS), which formally approved changes to the composition of the     of drilled wells and distributed eggs to residents in Silebu Village,
Board of Commissioners and the Board of Directors and established     Kragilan District, Serang Regency, Banten.
a new strategic direction emphasizing sustainable development.




 6        Juni / June 2025                                             11       Juni / June 2025




Perseroan melalui Jakarta Garden City melaksanakan kegiatan sosial    • Perseroan meraih penghargaan TOP CSR Awards 2025 # Star
di hari Iduladha dengan menyerahkan sejumlah hewan kurban               4 yang diselenggarakan oleh Top Business atas keberhasilannya
kepada Masjid Jakarta Garden City. Penyerahan ini merupakan             dalam melaksanakan program tanggung jawab sosial yang
wujud kepedulian dan komitmen Perseroan dalam memperkuat                berdampak nyata dan berkelanjutan.
ikatan sosial dengan masyarakat sekitar, untuk selanjutnya dikelola   • Dharma Mitra selaku Komisaris Utama Perseroan meraih
dan didistribusikan secara tepat sasaran kepada warga di lingkungan     penghargaan Top Leader on CSR Commitment 2025 yang
sekitar.                                                                diselenggarakan oleh Top Business.
Through Jakarta Garden City, the Company carried out social           • The Company received the TOP CSR Awards 2025 # Star 4
activities on Iduladha by handing over sacrificial animals to           organized by Top Business in recognition of its success in
the Jakarta Garden City Mosque. This initiative reflects the            implementing social responsibility programs that generate
Company’s care and commitment to strengthening social ties with         tangible and sustainable impact.
the surrounding community, for subsequent proper management           • Dharma Mitra, as President Commissioner of the Company,
and targeted distribution to local residents.                           received the Top Leader on CSR Commitment 2025 award
                                                                        organized by Top Business.




26    Laporan Tahunan 2025 Annual Report
Page 29
                                                                                                              PT Modernland Realty Tbk




 14       Juni / June 2025                                            20        Juni / June 2025




Perseroan menyelenggarakan 3 momen penting di Kota Modern             PT Mitra Sindo Sukses bekerja sama dengan Palang Merah
Tangerang bertajuk “From Groundbreaking to Keys Celebrating”,         Indonesia (PMI) Jakarta Timur menyelenggarakan aksi donor darah
yang meliputi serah terima rumah tipe Walnut, Cedar, dan Maple        dan pemeriksaan kesehatan gratis di kawasan Jakarta Garden
kepada konsumen, peluncuran tipe terbaru Alder Signature,             City. Kegiatan ini ditujukan bagi karyawan dan masyarakat sekitar
serta prosesi groundbreaking yang menandai dimulainya tahap           sebagai wujud kepedulian terhadap kesehatan serta solidaritas sosial
pembangunan baru kawasan tersebut.                                    di lingkungan sekitar.
The Company organized three significant moments in Kota Modern        PT Mitra Sindo Sukses, in collaboration with the Indonesian Red
Tangerang under the theme “From Groundbreaking to Keys                Cross (PMI) East Jakarta, organized a blood donation event and
Celebrating,” which included the handover of Walnut, Cedar, and       free health check-up at the Jakarta Garden City area. The activity
Maple house types to consumers, the launch of the latest type,        was intended for employees and the surrounding community as
Alder Signature, and a groundbreaking ceremony marking the            a manifestation of concern for health and social solidarity.
commencement of a new development phase in the area.




 8        Juli / July 2025                                              9       Juli / July 2025




ModernCikande bersama Menteri Ketenagakerjaan, Yassierli,             Manajemen ModernCikande melakukan penyerahan kunci rumah
menyelenggarakan acara “Stop Percaloan Perekrutan Tenaga Kerja”       hasil pembangunan Rumah Tidak Layak Huni di Serang, Banten,
yang dihadiri oleh Wakil Menteri Ketenagakerjaan, Gubernur Banten,    sebagai bentuk tanggung jawab sosial perusahaan.
Kepolisian Daerah, Wakil Bupati Serang, serta para pemangku
kepentingan industri dan buruh.

ModernCikande, together with the Minister of Manpower, Yassierli,     The Management of ModernCikande handed over the keys to houses
held the “Stop Illegal Recruitment Brokerage” event attended by the   constructed under the Uninhabitable Houses Rehabilitation program
Vice Minister of Manpower, the Governor of Banten, the Regional       in Serang, Banten, as part of the Company’s social responsibility.
Police, the Vice Regent of Serang, as well as industry and labor
stakeholders.




                                                                                             Laporan Tahunan 2025 Annual Report         27
Page 30
       Kilas Kinerja 2025
       2025 Performance Highlights




  8       Agustus / August 2025                                       10       Agustus / August 2025




Perseroan menggelar perayaan sederhana untuk menandai                Perseroan bersama Asosiasi Manajemen Indonesia DKI Jakarta
42 tahun kiprah PT Modernland Realty Tbk di industri properti        menggelar pelatihan peningkatan branding bagi lebih dari 100
nasional. Perayaan ini menjadi momentum reflektif atas perjalanan    pelaku Usaha Mikro Kecil Menegah di Jakarta Garden City, Cakung.
panjang Perseroan dalam menghadirkan pembangunan bernilai            Dalam rangkaian acara, Perseroan juga menyalurkan santunan
keberlanjutan sekaligus apresiasi bagi seluruh insan Modernland      kepada anak yatim di sekitar kawasan tersebut.
yang turut menjaga eksistensi dan reputasi Perseroan.
The Company held a simple celebration to mark the 42 anniversary     The Company, together with the Indonesian Management
of PT Modernland Realty Tbk’s presence in the national property      Association DKI Jakarta, conducted branding enhancement training
industry. The event served as a reflective moment on the Company’s   for more than 100 Micro, Small and Medium Enterprises at Jakarta
long journey in delivering sustainable development, as well as an    Garden City, Cakung. As part of the event series, the Company also
expression of appreciation to all Modernland personnel who have      distributed donations to orphans in the surrounding area.
contributed to maintaining the Company’s existence and reputation.




  15       Agustus / August 2025                                      17       Agustus / August 2025




 Perseroan meraih penghargaan Top 10 Developers for Indonesia in     Jakarta Garden City menyelenggarakan “Merah Putih Fun Run 7K”
 2025 yang diselenggarakan oleh The Hubexo Asia.                     sebagai bagian dari rangkaian perayaan Hari Ulang Tahun ke-80
                                                                     Republik Indonesia yang terbuka untuk umum.

 The Company received the Top 10 Developers for Indonesia in 2025    Jakarta Garden City organized the “Merah Putih Fun Run 7K” as
 award organized by The Hubexo Asia.                                 part of the series of events commemorating the 80th Anniversary of
                                                                     the Republic of Indonesia, which was open to the public.




28     Laporan Tahunan 2025 Annual Report
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                                                                                                            PT Modernland Realty Tbk




 27       Agustus / August 2025                                      27       September / September 2025




• Perseroan meraih penghargaan Best Human Investment 2025           Jakarta Garden City meluncurkan tahap pertama kawasan Florence
  yang diselenggarakan oleh BusinessAsia Indonesia.                 Village dan mencatatkan pencapaian gemilang dengan terjual
• William Honoris selaku Direktur Utama Perseroan meraih            habisnya seluruh unit hanya dalam waktu 2 minggu sejak peluncuran.
  penghargaan Best Leadership on Human Capital Commitment
  2025 yang diselenggarakan oleh BusinessAsia Indonesia.

• The Company received the Best Human Investment 2025 award         Jakarta Garden City launched the first phase of the Florence Village
  organized by BusinessAsia Indonesia.                              area and achieved an outstanding milestone, with all units sold out
• William Honoris, as President Director of the Company, received   within just 2 weeks of the launch.
  the Best Leadership on Human Capital Commitment 2025 award
  organized by BusinessAsia Indonesia.




 6        Oktober / October 2025                                    30        Oktober / October 2025




Manajemen ModernCikande memberikan bantuan sembako,                 Perseroan mengadakan Talent Development Program yang diikuti
khitanan massal, dan pengobatan gratis dalam rangka perayaan        oleh 45 orang peserta level Section Head sampai dengan Department
Hari Ulang Tahun Kabupaten Serang dan Hari Jadi Tentara Negara      Head dari berbagai fungsi organisasi.
Indonesia ke-80.
The Management of ModernCikande provided assistance in the          The Company conducted a Talent Development Program attended
form of basic food packages, mass circumcision, and free medical    by 45 participants at the level of Section Head up to Department
treatment in commemoration of the Anniversary of Serang Regency     Head from various organizational functions.
and the 80th Anniversary of the Indonesian National Armed Forces.




                                                                                           Laporan Tahunan 2025 Annual Report        29
Page 32
       Kilas Kinerja 2025
       2025 Performance Highlights




 10       November / November 2025                                     25        November / November 2025




Perseroan meresmikan Yayasan Modernland Bhakti Nusantara yang         PT Modern Industrial Estat meraih penghargaan Integrated Industrial
berfokus pada 3 bidang utama, yakni pendidikan, kesehatan, dan        Township Development in Banten yang diselenggarakan oleh
lingkungan.                                                           Majalah Properti Indonesia.
The Company inaugurated Yayasan Modernland Bhakti Nusantara,          PT Modern Industrial Estat received the Integrated Industrial
which focuses on three main areas, namely education, health, and      Township Development in Banten award organized by Majalah
the environment.                                                      Properti Indonesia.




 12       Desember / December 2025

                                                                   Perseroan menggelar Pemaparan Publik Tahun 2025 untuk
                                                                   menyampaikan kinerja pemasaran dan keuangan sampai dengan
                                                                   kuartal III serta prospek usaha ke depan, sebagai wujud komitmen
                                                                   terhadap keterbukaan informasi.
                                                                   The Company held a 2025 Public Expose to present marketing and
                                                                   financial performance up to the third quarter as well as future business
                                                                   prospects, as a form of commitment to information transparency.




30    Laporan Tahunan 2025 Annual Report
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               PT Modernland Realty Tbk




Laporan Tahunan 2025 Annual Report   31
Page 34
LAPORAN
MANAJEMEN
Management Report




32   Laporan Tahunan 2025 Annual Report
Page 35
Laporan Tahunan 2025 Annual Report   33
Page 36
         Laporan Manajemen
         Management Report




LAPORAN DEWAN KOMISARIS
Board of Commissioners’ Report




Dharma Mitra
Komisaris Utama
President Commissioner




Pemegang Saham dan Pemangku Kepentingan yang Terhormat,
Dear Esteemed Shareholders and Stakeholders,


Tahun 2025 berlangsung dalam dinamika ekonomi yang masih          The year 2025 passed with economic dynamics still characterized
diwarnai ketidakpastian global, sementara stabilitas domestik     by global uncertainties, while domestic stability continued to
tetap memberikan ruang bagi kegiatan usaha untuk berjalan         provide room for business activities to proceed in a measured
secara terukur. Dalam konteks tersebut, Dewan Komisaris           manner. Within this context, the Board of Commissioners notice
mencermati bahwa Perseroan menghadapi lingkungan usaha            that the Company faced a business environment that required
yang menuntut keseimbangan antara ketahanan, kehati-hatian,       a balance between resilience, prudence, and adaptability,
dan kemampuan beradaptasi, khususnya dalam merespons              particularly in responding to the increasingly selective nature of
perubahan karakter permintaan di industri properti yang semakin   demand in the property industry.
selektif.




 34     Laporan Tahunan 2025 Annual Report
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                                                                                                                PT Modernland Realty Tbk




                                              Sejalan dengan fungsi pengawasan yang            In line with its supervisory function, the
                                              dijalankan, Dewan Komisaris secara               Board of Commissioners periodically
                                              berkala memantau arah pengelolaan                monitored the direction of business
                                              usaha, pelaksanaan strategi, serta respons       management, strategy implementation,
                                              Direksi terhadap berbagai tantangan yang         and the Board of Directors’ responses to
                                              muncul sepanjang tahun. Berdasarkan hasil        various challenges occurred throughout
                                              pengawasan tersebut, Dewan Komisaris             the year. Based on the monitoring results,
                                              menilai bahwa pengelolaan Perseroan telah        the Board of Commissioners assess that the
                                              dijalankan dengan upaya penyesuaian yang         Company’s management has been carried
                                              bertahap dan terukur, sehingga fondasi           out with gradual and well-measured
                                              usaha tetap terjaga meskipun ruang               adjustments, allowing the business
                                              perbaikan masih perlu terus dioptimalkan         foundation remained sustained, although
                                              untuk memperkuat kinerja pada periode            there are rooms for improvements to be
                                              mendatang.                                       optimized in strengthening performance in
                                                                                               the coming periods.



                                              Penilaian terhadap                               Assessment of Board of
                                              Kinerja dan Strategi                             Directors’ Performance
                                              Usaha yang Ditempuh                              and Business Strategies
                                              Direksi

                                              Kinerja operasional sepanjang tahun              The operational performance throughout
                                              2025 menunjukkan bahwa strategi yang             2025 indicates the strategies implemented
                                              dijalankan Direksi telah cukup relevan dalam     by the Board of Directors were sufficiently
                                              merespons kondisi pasar yang semakin             relevant in responding to the increasingly
                                              selektif. Pendekatan pemasaran yang lebih        selective market conditions. A more
                                              tersegmentasi dan berbasis data dinilai          segmented and data-driven marketing
                                              mampu menjaga daya tarik portofolio,             approach is considered to be able to
                                              khususnya pada pengembangan township             maintain the portfolio’s attractiveness,
                                              utama, sehingga minat pasar tetap                particularly for its core township
                                              terpelihara. Hal ini tercermin dari kontribusi   development, thereby sustaining market
                                              segmen residensial sebesar Rp680,97 miliar       interest. This is reflected in the contribution
                                              terhadap total pendapatan Rp1,01 triliun.        of residential segment of Rp680.97 billion
                                              Pada saat yang sama, Direksi juga mampu          out of total revenue of Rp1.01 trillion. At



mendorong pertumbuhan segmen industrial menjadi Rp169,31                the same time, the Board of Directors also managed to drive
miliar serta menjaga perbaikan kinerja hospitaliti yang mencapai        growth in industrial segment to Rp169.31 billion and maintaining
Rp163,79 miliar, yang menunjukkan bahwa pengelolaan masing-             improved performance in hospitality segment, which reached
masing segmen dilakukan secara selaras dengan dinamika pasar.           Rp163.79 billion, showing that each segment has been managed
                                                                        in alignment with market dynamics.




                                                                                               Laporan Tahunan 2025 Annual Report       35
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         Laporan Manajemen
         Management Report




Dari sisi keuangan, capaian yang dibukukan Perseroan                 In terms of financial, the achievements made by the Company
mencerminkan adanya perbaikan kualitas pengelolaan, meskipun         reflected an improvement in management quality, although
realisasi pendapatan belum sepenuhnya mencapai target.               revenue realization has not fully met the target. The profit for
Pencatatan laba tahun berjalan sebesar Rp241,12 miliar menjadi       the year was recorded at Rp241.12 billion serves as an important
indikator penting atas efektivitas langkah yang ditempuh,            indicator of the effectiveness of the measures taken, including
termasuk dalam pengendalian biaya dan pengelolaan portofolio         in cost control and business portfolio management. Further, the
usaha. Selain itu, langkah restrukturisasi kewajiban yang diambil    liabilities restructuring measure taken by the Board of Directors
Direksi dinilai tepat dalam menjaga stabilitas likuiditas dan        is considered appropriate in maintaining liquidity stability and
mengurangi tekanan keuangan, yang tercermin dari penguatan           easing financial pressure, as reflected in equity strengthening
ekuitas menjadi Rp3,74 triliun. Pendekatan ini menunjukkan           to Rp3.74 trillion. This approach showcased a balance between
keseimbangan antara upaya pemulihan kinerja dan pengelolaan          efforts to restore performance while maintaining a prudent risk
risiko yang tetap terjaga.                                           management.


Dalam pelaksanaannya, Dewan Komisaris menjalankan fungsi             In the implementation, the Board of Commissioners exercises its
pengawasan secara komprehensif melalui evaluasi atas arah            supervisory function comprehensively by evaluating the strategic
strategi yang dirumuskan dan implementasi yang dilakukan             direction prepared and its implementation by the Board of
Direksi. Pemantauan dilakukan secara periodik terhadap capaian       Directors. Monitoring is conducted periodically on operational and
operasional dan keuangan, disertai dengan pemberian arahan           financial achievements, supplemented by the provision of strategic
dan masukan strategis pada aspek-aspek yang memerlukan               directives and inputs on aspects requiring enforcement. Through
penguatan. Melalui mekanisme tersebut, Dewan Komisaris               this mechanism, the Board of Commissioners ensures that every
memastikan bahwa setiap kebijakan yang diambil tetap                 policy taken remain within the corridor of good governance and
berada dalam koridor tata kelola yang baik serta mendukung           support the sustainability of the Company’s business.
keberlangsungan usaha Perseroan.



Pandangan atas Penerapan Prinsip Tata                                Views on the Implementation of
Kelola Perusahaan                                                    Corporate Governance Principle

Penerapan tata kelola di Perseroan menunjukkan penguatan yang        The implementation of governance within the Company shows
semakin terarah dan terstruktur, sebagaimana tercermin dari          increasingly well-directed and structured improvements, as
langkah Direksi dalam menyempurnakan kerangka tata kelola            reflected in the Board of Directors’ moves in enhancing the
serta menegaskan peran dan akuntabilitas organ perusahaan.           governance framework and affirms the roles and accountability
Inisiatif tersebut dinilai telah selaras dengan prinsip-prinsip      of Company’s organs. Such initiatives were considered as aligned
perilaku beretika, transparansi, akuntabilitas, dan keberlanjutan.   with principles of ethical behavior, transparency, accountability,
Penguatan ini tidak hanya tercermin pada aspek kebijakan, tetapi     and sustainability. The strengthening is not only reflected in policy
juga pada konsistensi penerapannya dalam proses pengambilan          aspect, but also in implementation consistency in the decision-
keputusan, sehingga mendukung terciptanya pengelolaan usaha          making processes, thereby supporting realization of more
yang lebih disiplin dan berintegritas.                               disciplined and integrity-driven business management.


Dalam pelaksanaannya, Dewan Komisaris mencermati bahwa               In the implementation, the Board of Commissioners observes the
sistem pengendalian internal yang diterapkan telah mencakup          internal control system in place already covered the operational,
aspek operasional, keuangan, dan kepatuhan secara terintegrasi,      financial, and compliance aspects in an integrated manner, and
serta didukung oleh penerapan kerangka Committee of Sponsoring       is supported by the adoption of the Committee of Sponsoring
Organizations of the Treadway Commission (COSO). Hal ini             Organizations of the Treadway Commission (COSO) framework.
memberikan landasan yang memadai dalam menjaga efektivitas           This provides an adequate foundation in maintaining the
kegiatan usaha, keandalan pelaporan, serta pengelolaan risiko        effectiveness of business activities, the reporting reliability, and
yang lebih terukur. Penerapan tata kelola yang telah berjalan        more measurable risk management. The ongoing governance
menunjukkan arah yang semakin baik dan konsisten, sekaligus          implementation shows an increasingly positive and consistent
mencerminkan komitmen dalam menjaga kualitas pengelolaan             direction, thereby reflecting the commitment to maintain the
usaha. Meskipun demikian, ruang penyempurnaan tetap terbuka,         quality of its business management. Nevertheless, room for
sehingga penguatan pada aspek implementasi dan konsistensi           refinement remain open, thus strengthening in implementation
penerapan perlu terus menjadi perhatian agar tata kelola             and consistency remains as continuous focus of attention to
Perseroan dapat berkembang optimal.                                  ensure the Company’s governance can develop optimally.




 36     Laporan Tahunan 2025 Annual Report
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                                                                                                             PT Modernland Realty Tbk




Pandangan atas Prospek Usaha dan                                    Views on 2026 Outlook and Strategies
Strategi Tahun 2026

Sebagaimana disampaikan Direksi, prospek usaha tahun 2026           As presented by the Board of Directors, the 2026 outlook has
disusun dengan mempertimbangkan dinamika global dan                 been prepared by considering both the global and domestic
domestik yang masih diwarnai ketidakpastian. Perlambatan            dynamics that remain characterized by uncertainties. The
pertumbuhan ekonomi dunia ke kisaran 3,2% menjadi faktor            slowdown in global economic growth to 3.2% range is a factor
yang perlu dicermati, sementara proyeksi pertumbuhan ekonomi        that should be monitored, while Indonesia’s projected economic
Indonesia pada kisaran 4,9%-5,7% dengan inflasi yang terjaga        growth in 4.9%–5.7% range, with maintained inflation, provides
memberikan landasan yang relatif stabil. Dalam kerangka             a relatively stable foundation. Within this context, the view that
tersebut, pandangan bahwa industri properti tetap berada pada       the property industry remain on a constructive yet increasingly
arah yang konstruktif, namun semakin selektif, dinilai cukup        selective trajectory is considered quite realistic, particularly with
realistis, khususnya dengan menguatnya peran sektor industri dan    the increasing role of the industrial and logistics sectors, as well as
logistik serta berkembangnya kawasan dengan daya saing yang         the increasing development of more competitive areas.
lebih baik.


Arah strategi yang dirumuskan Direksi dinilai telah memadai dalam   The strategic direction formulated by the Board of Directors is
merespons prospek tersebut, terutama melalui penekanan pada         considered adequate in responding to such prospects, mainly
segmen yang memiliki permintaan riil serta pengembangan yang        through its emphasis on segments with real demand and more
lebih selektif dan terukur. Dukungan terhadap langkah tersebut      selective and measured development. Support for these measure is
diberikan dengan keyakinan bahwa strategi yang diajukan telah       provided with the view that the proposed strategy has considered
mempertimbangkan keseimbangan antara peluang pertumbuhan            the balance between growth opportunities and risk management.
dan pengelolaan risiko. Meskipun demikian, ketepatan dalam          Nevertheless, the accuracy of implementation and consistency in
implementasi dan konsistensi dalam menjaga disiplin pengelolaan     maintaining management discipline remain as a critical factor so
tetap menjadi faktor penting agar prospek yang ada dapat            that existing prospects can be optimally realized, while sustaining
terealisasi secara optimal, sekaligus menjaga keberlangsungan       the Company’s business performance.
kinerja usaha Perseroan.




                                                                                             Laporan Tahunan 2025 Annual Report      37
Page 40
         Laporan Manajemen
         Management Report




Apresiasi dan Penutup                                               Appreciation and Closing

Dewan Komisaris mengapresiasi komitmen Direksi beserta              The Board of Commissioners appreciates the commitment of the
seluruh jajaran manajemen dan karyawan yang telah menjaga           Board of Directors, along with the management and all employees
keberlangsungan usaha di tengah dinamika yang dihadapi.             for maintaining business continuity amidst the dynamics faced.
Kontribusi Dewan Komisaris, Pemegang Saham, mitra usaha,            The contributions of Board of Commissioners, Shareholders,
serta seluruh pemangku kepentingan lainnya juga menjadi             business partners, as well as all other stakeholders are also
bagian penting dalam mendukung arah pengelolaan yang tetap          important in supporting a well-managed management direction.
terjaga. Kolaborasi yang terjalin menjadi fondasi penting dalam     The collaboration established provides an important foundation
mempertahankan stabilitas kinerja. Dengan memperhatikan             in maintaining performance stability. By considering the progress
perkembangan yang telah dicapai, upaya penguatan strategi dan       achieved, efforts to strengthen strategy and governance are
tata kelola diharapkan dapat terus dilanjutkan secara konsisten.    expected to be continued consistently. The focus on balance
Fokus pada keseimbangan antara pemanfaatan peluang dan              between leveraging opportunities and managing risks is a critical
pengelolaan risiko menjadi faktor penting dalam menjaga             factor in ensuring the sustainability of the business.
kesinambungan usaha.




                                                   Atas nama Dewan Komisaris
                                              On behalf of the Board of Commissioners
                                                   PT Modernland Realty Tbk,




                                                         Dharma Mitra
                                                         Komisaris Utama
                                                      President Commissioner




 38     Laporan Tahunan 2025 Annual Report
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                                                                                PT Modernland Realty Tbk




DEWAN KOMISARIS
Board of Commissioners’




                              4                        1
 2                                                                      3                             5



Keterangan:
Description:


1. Dharma Mitra                   3. Yustinus Saleh            5. Robert Tumedia
     Komisaris Utama                Komisaris                    Komisaris Independen
     President Commissioner         Commissioner                 Independent Commissioner

2. Herman                         4. Iwan Suryawijaya
     Komisaris                      Komisaris Independen
     Commissioner                   Independent Commissioner




                                                                 Laporan Tahunan 2025 Annual Report   39
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         Laporan Manajemen
         Management Report




LAPORAN DIREKSI
Board of Directors’ Report




William Honoris
Direktur Utama
President Director




Pemegang Saham dan Pemangku Kepentingan yang Terhormat,
Dear Esteemed Shareholders and Stakeholders,


Tahun 2025 menguji kemampuan Perseroan untuk tetap bergerak       The year 2025 tested the Company’s ability to keep moving
maju di tengah tekanan pasar yang belum sepenuhnya pulih.         forward amidst market pressures that was not fully recovered.
Dalam situasi tersebut, Perseroan menata langkah secara lebih     In this context, the Company prepared more calculated steps
cermat melalui penguatan strategi, efisiensi pengelolaan, dan     through strategy strengthening, management efficiency, and
fokus pada segmen yang memberikan prospek pertumbuhan             focus on segments offering healthier growth prospects. This
yang lebih sehat. Pendekatan ini menjadi landasan penting dalam   approach serves as an important basis in maintaining business
menjaga keberlangsungan usaha sekaligus merespons dinamika        continuity while responding to increasingly selective dynamics of
industri properti yang semakin selektif.                          the property industry.




 40     Laporan Tahunan 2025 Annual Report
Page 43
                                                                                                               PT Modernland Realty Tbk




                                                Di tengah tantangan tersebut, Perseroan        Amid such challenges, the Company
                                                terus berupaya menjaga stabilitas kinerja      continued striving to maintain performance
                                                melalui pengelolaan yang lebih disiplin        stability through more disciplined and
                                                dan terukur. Meskipun realisasi usaha          measured management. Although business
                                                belum sepenuhnya mencapai target yang          realization has not fully met the set targets,
                                                ditetapkan, berbagai langkah penyesuaian       the various adjustments taken through the
                                                yang dilakukan sepanjang tahun mampu           year have contributed to improvements
                                                mendorong perbaikan kualitas kinerja,          in performance quality, including the
                                                termasuk       keberhasilan     Perseroan      Company’s success in returning to profit
                                                mencatatkan kembali laba pada akhir            at year-end. This achievement reflects
                                                tahun. Capaian ini mencerminkan bahwa          that the strategic direction taken remains
                                                arah strategi yang ditempuh tetap relevan      relevant in strengthening the foundation
                                                dalam memperkuat fondasi pertumbuhan           for long-term growth.
                                                jangka panjang.


                                                Melalui laporan ini, Direksi memaparkan        In this report, the Board of Directors
                                                perkembangan kinerja Perseroan sepanjang       presents the Company’s performance
                                                tahun 2025, yang dibentuk oleh dinamika        development throughout 2025, shaped
                                                internal dan eksternal, serta langkah-         by both internal and external dynamics,
                                                langkah strategis yang ditempuh untuk          as well as the strategic measures taken to
                                                menjaga stabilitas usaha dan memperkuat        maintain business stability and strengthen
                                                fondasi pertumbuhan ke depan.                  foundation for future growth.



                                                Tinjauan Ekonomi dan                           Economic and Industry
                                                Industri                                       Overview

                                                Ekonomi dunia pada tahun 2025                  The 2025 global economy showed
                                                menunjukkan       ketahanan        dengan      resilience, with growth of around 3.3%,
                                                pertumbuhan sekitar 3,3%, meskipun             despite facing mounting pressures.
                                                dihadapkan pada tekanan yang tidak sedikit.    Various challenges, such as geopolitical
                                                Berbagai tantangan, seperti ketidakpastian     uncertainties and trade fragmentation,
                                                geopolitik dan fragmentasi perdagangan,        continued to weigh on global economic
                                                masih membayangi pergerakan ekonomi            activity. However, stability was relatively
                                                global. Namun demikian, stabilitas relatif     maintained, backed by moderating



tetap terjaga, ditopang oleh inflasi yang mulai terkendali,             inflation, supply chains improvement, and more balanced
perbaikan rantai pasok, serta kebijakan moneter yang lebih              monetary policies. At the domestic level, Indonesia’s economy
seimbang. Di tingkat domestik, perekonomian Indonesia tetap             continued to show solid performance, with growth of around 5.1%
menunjukkan kinerja yang solid dengan pertumbuhan sekitar               and inflation at around 2.9%. These conditions reflect sustained
5,1% dan inflasi di kisaran 2,9%. Kondisi ini mencerminkan daya         purchasing power, including stable household consumption
beli masyarakat yang terjaga, termasuk konsumsi rumah tangga            and continued expansion in manufacturing sector. These
yang stabil serta aktivitas sektor manufaktur yang tetap ekspansif.     developments also opened up opportunities for the strengthening
Perkembangan tersebut turut membuka ruang bagi penguatan                of industrial estates, logistics, and commercial property as part of
kawasan industri, logistik, dan properti komersial sebagai bagian       the ecosystem supporting the economic activities.
dari ekosistem pendukung aktivitas ekonomi.




                                                                                                Laporan Tahunan 2025 Annual Report      41
Page 44
         Laporan Manajemen
         Management Report




Dalam konteks ini, sektor properti global mulai mengalami           In this context, the global property sector started to experience
pemulihan secara bertahap, terutama pada aset yang bersifat         gradual recovery, particularly in assets of basic needs in nature
kebutuhan dasar dan memiliki arus kas stabil. Industri properti     and possess stable cash flows. The national property industry
nasional juga menunjukkan arah pemulihan yang terjaga, dengan       also shown a sustained recovery trajectory, with residential
harga residensial meningkat secara moderat, tumbuh sekitar          prices increasing moderately, growing around 0.83% year-on-
0,83% secara tahunan. Aktivitas penjualan di pasar primer juga      year. Sales activity in the primary market also rebounded, with
kembali tumbuh sekitar 7,83%, menandakan perbaikan minat            around 7.83% growth, indicating improving market interest. In
pasar. Dari sisi pembiayaan, peran perbankan tetap dominan          terms of financing, the role of banking sector remains dominant,
dengan porsi Kredit Pemilikan Rumah (KPR) sekitar 70,88%,           with House Ownership Loans (KPR) of around 70.88%, while
sementara pengembangan proyek masih didukung secara                 project development still significantly supported by developers’
signifikan oleh dana internal pengembang. Kombinasi stabilitas      internal funding. The combination of macroeconomic stability,
makroekonomi, daya beli yang terjaga, serta pemulihan indikator     sustained purchasing power, and improving market indicators
pasar menempatkan industri properti pada jalur konsolidasi yang     has positioned the property industry on a positive consolidation
positif. Di sisi lain, sensitivitas terhadap dinamika suku bunga,   path. On the other hand, sensitivity to interest rate dynamics,
biaya konstruksi, dan pergerakan investasi tetap memerlukan         construction costs, and investment trends still require well-
pengelolaan risiko yang terukur agar momentum pertumbuhan           measured risk management to maintain growth momentum.
dapat terjaga.



Tantangan Usaha Tahun 2025                                          2025 Business Challenges

Kondisi industri properti yang masih berada dalam fase              The property industry, which remained in an adjustment phase
penyesuaian di tahun 2025 turut menghadirkan sejumlah               in 2025, presented several challenges for the Company. The
tantangan bagi Perseroan. Tingkat suku bunga yang sebelumnya        previously relatively-high interest rates resulted in a more cautious
relatif tinggi membentuk sikap kehati-hatian di kalangan            stance among consumers, leading to delays in purchasing
konsumen, sehingga keputusan pembelian cenderung tertunda.          decisions. The impact was reflected in market absorption level
Dampaknya tercermin pada laju penyerapan pasar yang belum           that have not fully recover yet, particularly on certain residential
sepenuhnya pulih, khususnya pada beberapa segmen residensial        and commercial segments. At the same time, market preferences
dan komersial. Dalam waktu yang sama, preferensi pasar              showed a shift toward more functional, needs-based products,
menunjukkan pergeseran ke arah produk yang lebih fungsional         making a more selective demand space compared to previous
dan berbasis kebutuhan, sehingga ruang permintaan menjadi           periods.
lebih selektif dibandingkan periode sebelumnya.


Tekanan juga muncul dari aspek operasional yang berkaitan           Pressure also arising from operational aspects related to rising
dengan kenaikan biaya konstruksi dan fluktuasi harga material.      construction costs and fluctuating material prices. These conditions
Kondisi ini menuntut pengelolaan proyek yang lebih efisien agar     demand more efficient project management to maintain
tetap menjaga kelayakan pengembangan. Proses perizinan dan          development feasibility. The permitting processes and land
kesiapan lahan pada beberapa lokasi juga memerlukan waktu           readiness in certain locations also required longer times, affecting
yang lebih panjang, sehingga berpengaruh terhadap penyesuaian       the adjustment of project schedules. Thus, expansion strategies
jadwal pelaksanaan. Strategi ekspansi pun menjadi perlu             needed to be carried out with a more measured approach to
dijalankan dengan pendekatan yang lebih terukur untuk menjaga       maintain a balance of performance and risk profile. All of these
keseimbangan kinerja dan profil risiko. Rangkaian faktor tersebut   factors illustrate the challenges that must be responded adaptively
menggambarkan tantangan yang perlu direspons secara adaptif         to maintain business stability.
agar stabilitas usaha tetap terjaga.



Strategi dan Kebijakan Strategis Usaha                              Business Strategies and Strategic
                                                                    Policies

Menghadapi dinamika tahun 2025, Perseroan mengarahkan               Navigating the 2025 dynamics, the Company directed its strategy
strategi pada penguatan daya tarik portofolio melalui pendekatan    toward strengthening portfolio attractiveness through a more
yang lebih tersegmentasi, adaptif, dan berbasis data. Fokus         segmented, adaptive, and data-driven approach. The focus of
pemasaran residensial ditujukan pada proyek township utama,         residential marketing was oriented to key township projects,
seperti KotaModern Tangerang, Jakarta Garden City, dan              including KotaModern Tangerang, Jakarta Garden City, and
Modernland Cilejit. Pelaksanaannya dilakukan melalui peluncuran     Modernland Cilejit. Implementation was carried out through the
produk baru yang didukung kampanye digital, open house              launch of new products supported by digital campaigns, scheduled




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terjadwal, serta aktivasi community marketing. Pendekatan ini            open houses, and community marketing activation. This approach
mendorong efektivitas penyebaran informasi dan mempercepat               drives effectiveness of information dissemination and accelerated
respons pasar, sekaligus menjaga momentum penjualan di tengah            market response, as well as maintaining sales momentum amidst
kondisi permintaan yang lebih selektif.                                  increasingly selective demand conditions.


Penguatan kinerja juga ditempuh melalui optimalisasi segmen              Performance strengthening was also pursued by optimizing the
industrial dan hospitaliti. Pada kawasan industri, strategi              industrial and hospitality segments. In industrial estate segment,
difokuskan pada perluasan pasar korporat melalui pendekatan              the strategy was focused on expanding corporate market
business-to-business (B2B) dan partisipasi dalam pameran                 with business-to-business (B2B) approach and participation in
industri. Upaya ini diperkuat dengan penekanan pada keunggulan           industrial expos. These efforts were reinforced by emphasizing
infrastruktur, akses logistik, serta ekosistem kawasan seperti           infrastructure advantages, logistics access, and the surrounding
ModernCikande Industrial Estate dan Modern Halal Valley.                 ecosystem such as ModernCikande Industrial Estate and Modern
Sementara itu, pada segmen hospitaliti, peningkatan okupansi             Halal Valley. Meanwhile, in the hospitality segment, occupancy
dilakukan melalui optimalisasi kanal digital, promosi bundling,          improvement was driven by optimizing digital channels, bundled
serta penyelenggaraan berbagai aktivitas yang relevan untuk              promotions, as well as organizing various relevant activities to
memperluas jangkauan pasar. Seluruh langkah ini mencerminkan             expand market reach. All of these measures reflect the efforts to
upaya menjaga kinerja operasional secara adaptif dan berimbang.          maintain operational performance in an adaptive and balanced
                                                                         manner.


Di samping penguatan aspek operasional, Perseroan juga                   Other than strengthening the operational aspects, the Company
mengambil langkah strategis pada sisi keuangan melalui                   also took strategic financial measures through liabilities
restrukturisasi kewajiban. Pelaksanaan penawaran tender atas             restructuring. The execution of tender offer for Notes 2025 and
Notes-2025 dan Notes-2027, yang disertai pembayaran tunai                Notes 2027, accompanied by cash payment of around USD48.69
sekitar USD48,69 juta serta penerbitan New Notes-2027 senilai            million and issuance of New Notes 2027 amounting to USD269.71
USD269,71 juta melalui Entitas Anak, menjadi bagian dari upaya           million through a Subsidiary, formed part of the debt restructuring
penataan struktur utang. Langkah ini tidak hanya mengakhiri              efforts. This measure is not only settled liabilities of the previous
kewajiban atas instrumen sebelumnya, tetapi juga menghindari             instruments, but also avoided potential liquidity pressures and
potensi tekanan likuiditas serta risiko technical default terkait        risk of a technical default related to asset sales targets that had
target penjualan aset yang belum sepenuhnya terealisasi. Melalui         not fully realized yet. With this strategy, the debt profile become
strategi tersebut, profil utang menjadi lebih terkelola dan likuiditas   more manageable, and short-term liquidity has been further
jangka pendek semakin terjaga, sehingga memberikan ruang yang            strengthened, thereby providing a more stable room for the
lebih stabil bagi Perseroan dalam menjalankan kegiatan usaha.            Company in carrying out its business activities.



Peranan Direksi dalam Perumusan dan                                      Role of Board of Directors in
Implementasi Strategi Perseroan                                          Formulating and Implementing
                                                                         Company’s Strategies

Direksi berperan dalam merumuskan arah strategis Perseroan               The Board of Directors plays a role in formulating the Company’s
dengan mempertimbangkan dinamika industri, kondisi pasar,                strategic direction by considering the industry dynamics, market
serta kapasitas internal yang dimiliki. Proses perumusan dilakukan       conditions, and existing internal capacity. The formulation
melalui evaluasi kinerja secara berkala, analisis risiko, serta          process is carried out through periodic performance evaluation,
pembahasan lintas fungsi guna memastikan setiap kebijakan yang           risk analysis, and cross-functional discussions to ensure that each
ditetapkan selaras dengan tujuan jangka menengah dan panjang.            policy established is aligned with the medium-term and long-term
Pendekatan ini memungkinkan strategi yang dihasilkan tidak               objectives. This approach enables the resulting strategies to be
hanya responsif terhadap perubahan eksternal, tetapi juga relevan        not only responsive to external changes, but also relevant to the
dengan kebutuhan pengembangan usaha Perseroan.                           Company’s business development needs.


Untuk memastikan implementasi berjalan efektif, Direksi                  In ensuring effective implementation, the Board of Directors
menetapkan rencana kerja yang terukur dan indikator kinerja              establishes measurable work plan and clear performance
yang jelas pada setiap lini operasional. Koordinasi dilakukan            indicators for all operational lines. Coordination is done
secara simultan melalui mekanisme pemantauan dan evaluasi                simultaneously through periodic monitoring and evaluation
berkala, sehingga setiap deviasi dapat segera diidentifikasi dan         mechanism, allowing any deviations to be promptly identified
ditindaklanjuti. Selain itu, Direksi juga memastikan tersedianya         and addressed. In addition, the Board of Directors ensures the
dukungan sumber daya serta penguatan fungsi pengendalian                 availability of supporting resources and strengthening of internal
internal guna menjaga konsistensi pelaksanaan strategi. Melalui          control function to maintain consistency in strategy execution.
proses tersebut, implementasi kebijakan dapat berlangsung lebih          Through this process, policy implementation can be carried out
terarah dan mendukung kinerja Perseroan dalam jangka panjang.            in a more directed manner and support the Company’s long-term
                                                                         performance.


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Pencapaian Kinerja Operasional                                         Achievement of Operational
                                                                       Performance

Strategi dan kebijakan strategis yang ditempuh Perseroan               The strategies and strategic policies taken by the Company are
dipandang dapat menopang pencapaian kinerja. Kinerja                   considered to have supported its performance achievement.
operasional Perseroan pada tahun 2025 secara umum mendorong            In 2025, the Company’s operational performance generally
pertumbuhan, meskipun belum mencapai target yang ditetapkan.           supported growth, although not fully met the set targets yet. The
Kontribusi utama berasal dari segmen residensial sebesar               main contribution was made by residential segment, amounting
Rp680,97 miliar atau 67,21% dari total pendapatan. Dominasi ini        to Rp680.97 billion or 67.21% of total revenue. This dominance
mencerminkan efektivitas strategi pemasaran dan pengembangan           reflects the effectiveness of the marketing and township
township yang mampu menjaga minat pasar di tengah kondisi              development strategies in maintaining market interest amidst the
permintaan yang lebih selektif. Respons positif terhadap               increasingly selective demand conditions. The positive response
peluncuran produk baru, termasuk pada kawasan Jakarta Garden           to new product launches, including in Jakarta Garden City area,
City yang mencatat penyerapan cepat, menjadi faktor pendukung          which recorded rapid absorption, served as a key supporting
tercapainya kinerja tersebut. Selain itu, progres proyek strategis     factor in achieving this performance. In addition, the progress of
di KotaModern Tangerang yang berjalan sesuai tahapan turut             strategic projects in KotaModern Tangerang, which went in line
memberikan kontribusi terhadap realisasi pendapatan.                   with planned stages, also contributed to revenue realization.


Pada segmen industrial, pendapatan tercatat sebesar Rp169,31           In the industrial segment, revenue was recorded at Rp169.31
miliar atau meningkat 19,47% dibandingkan tahun sebelumnya.            billion, or increased by 19.47% compared to the previous year.
Pencapaian ini mencerminkan pertumbuhan yang cukup kuat,               This achievement reflects relatively strong growth, with expansion
dengan ekspansi yang dijalankan secara terukur dan selaras             carried out in a measured manner and in line with market
dengan kondisi pasar. Kinerja tersebut didukung oleh permintaan        conditions. This performance was supported by relatively stable
kawasan industri yang relatif stabil serta penguatan pendekatan        demand for industrial estates, as well as the strengthening of
pada pasar korporat. Sementara itu, segmen hospitaliti mencatat        the approach to corporate market. Meanwhile, the hospitality
pendapatan sebesar Rp163,79 miliar atau mencapai 91,14% dari           segment recorded revenue of Rp163.79 billion, or 91.14% of the
target yang ditetapkan. Capaian yang mendekati target tersebut         established target. This near-target achievement indicates that the
menunjukkan bahwa kinerja segmen hospitaliti telah bergerak            performance of hospitality segment has moved toward a more
ke arah yang lebih optimal, meskipun belum sepenuhnya                  optimal level, although not fully reached the planned level yet.
mencapai tingkat yang direncanakan. Peningkatan sebesar                The 10.13% increase reflects consistent improvement, in line with
10,13% mencerminkan adanya perbaikan yang konsisten, seiring           efforts to enhance occupancy and service relevance. This indicates
dengan upaya peningkatan okupansi dan relevansi layanan.               that the strategies implemented have begun to yield results, while
Hal ini mengindikasikan bahwa strategi yang diterapkan mulai           leaving room for further strengthening to drive more optimal
memberikan hasil, sekaligus menyisakan ruang penguatan untuk           performance going forward.
mendorong kinerja yang lebih maksimal ke depan.



Pencapaian Kinerja Keuangan                                            Achievement of Financial Performance

Capaian kinerja per segmen mendorong Perseroan membukukan              Segment performance contributed to the Company recording
pendapatan sebesar Rp1,01 triliun atau mencapai 54,85%                 revenue of Rp1.01 trillion, representing 54.85% of the
dari target yang ditetapkan. Realisasi ini sedikit lebih rendah        established target. This realization was slightly lower than the
dibandingkan capaian tahun 2024 sebesar Rp1,02 triliun, sejalan        2024 achievement of Rp1.02 trillion, in line with a 6.46% decline
dengan penurunan kinerja pada segmen residensial sebesar               in the residential segment. This condition was influenced by a
6,46%. Kondisi tersebut dipengaruhi oleh sikap kehati-hatian           cautious consumer stance amid relatively high interest rates in the
konsumen di tengah tingkat suku bunga yang masih relatif tinggi        preceding period, resulting in more selective purchasing decisions.
pada periode sebelumnya, sehingga keputusan pembelian menjadi          As a result, market absorption tended to be constrained, affecting
lebih selektif. Dampaknya, laju penyerapan pasar cenderung             the overall achievement of the revenue target.
tertahan dan memengaruhi pencapaian target pendapatan secara
keseluruhan.


Di tengah dinamika tersebut, Perseroan berhasil membukukan             Amidst such dynamics, the Company successfully recorded net
laba bersih sebesar Rp241,12 miliar, meningkat 134,90%                 profit of Rp241.12 billion, a 134.90% increase compared to the
dibandingkan tahun sebelumnya, mencerminkan perbaikan                  previous year, reflecting significant improvement in performance
kualitas kinerja secara signifikan. Dari sisi posisi keuangan, total   quality. In terms of financial position, total assets recorded at
aset tercatat sebesar Rp13,45 triliun, relatif stabil dibandingkan     Rp13.45 trillion, relatively stable compared to the previous year,
tahun sebelumnya, sementara liabilitas menurun 3,89% menjadi           while liabilities decreased by 3.89% to Rp9.71 trillion. This
Rp9,71 triliun. Perbaikan ini turut mendorong peningkatan ekuitas      improvement also contributed to an increase in equity of 8.20%




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sebesar 8,20% menjadi Rp3,74 triliun, yang didukung oleh kinerja       to Rp3.74 trillion, supported by performance in profit as well as
laba serta pengelolaan struktur permodalan yang lebih disiplin. Hal    more disciplined capital structure management. This is reflected
ini tercermin dari total ekuitas yang dapat diatribusikan kepada       in total equity attributable to owners of the Parent Entity, which
pemilik Entitas Induk yang mencapai Rp3,74 triliun atau sebesar        reached Rp3.74 trillion or 93.19% of the established target, as a
93,19% dari target yang ditetapkan, sebagai bukti kualitas kinerja     proof of the Company’s well-maintained performance quality and
dan ketahanan finansial yang tetap terjaga dengan baik.                financial resilience.



Implementasi Tata Kelola Perusahaan                                    Implementation of Good Corporate
yang Baik                                                              Governance

Perseroan terus memperkuat penerapan tata kelola sebagai               The Company constantly strengthening the implementation of
landasan dalam menjaga keberlangsungan usaha yang                      governance as a basis for maintaining business continuity that
berintegritas dan berorientasi jangka panjang. Komitmen tersebut       is integrity-driven and long-term oriented. The commitment
diwujudkan melalui penyempurnaan kerangka tata kelola yang             is realized in the refinement of a more systematic governance
disusun secara lebih sistematis dan selaras dengan ketentuan           framework and in alignment with applicable regulations, as well
yang berlaku, termasuk penguatan peran organ perusahaan,               as the strengthening of roles of the company’s organs, affirmation
penegasan kewenangan, serta peningkatan akuntabilitas dalam            of authorities, and improvement of accountability in decision-
proses pengambilan keputusan. Implementasi ini mengacu                 making processes. This implementation refers to the key principles
pada prinsip-prinsip utama dalam Pedoman Umum Governansi               set out in the 2021 Indonesian General Guidelines for Corporate
Korporat Indonesia (PUGKI) 2021, yang menekankan pentingnya            Governance (PUGKI), which emphasizes the importance of ethical
perilaku beretika, transparansi, akuntabilitas, dan keberlanjutan      behavior, transparency, accountability, and sustainability as pillars
sebagai pilar dalam menjalankan kegiatan usaha.                        in conducting business activities.


Dalam praktiknya, penerapan tata kelola didukung oleh sistem           In practice, governance implementation is supported by an
pengendalian internal yang dirancang secara menyeluruh dan             internal control system designed comprehensively and involving
melibatkan seluruh tingkatan organisasi. Sistem ini diarahkan          all organizational levels. This system is aimed to ensure operational
untuk memastikan efektivitas operasional, keandalan pelaporan          effectiveness, reliability of financial reporting, compliance with
keuangan, kepatuhan terhadap peraturan, serta terselenggaranya         regulations, and the establishment of adequate checks and
mekanisme check and balance yang memadai. Cakupannya                   balances. Its scope includes operational, financial, and compliance
meliputi pengendalian operasional, keuangan, dan kepatuhan,            controls, implemented in an integrated manner across all business
yang dijalankan secara terintegrasi di setiap lini kegiatan. Direksi   lines. The Board of Directors has a role in ensuring that the control
berperan dalam memastikan bahwa fungsi pengendalian                    and risk management functions are consistently implemented and
dan manajemen risiko berjalan secara konsisten dan mampu               able to respond appropriately to business dynamics.
merespons dinamika usaha secara tepat.


Penguatan tata kelola juga tercermin dari penerapan sistem             Governance strengthening is also reflected in implementation
pengendalian internal yang mengacu pada kerangka Committee             of an internal control system that refers to the Committee of
of Sponsoring Organizations of the Treadway Commission                 Sponsoring Organizations of the Treadway Commission (COSO)
(COSO). Kerangka ini mencakup 5 komponen utama, yaitu                  framework. This framework comprises five key components,
lingkungan pengendalian, penilaian risiko, aktivitas pengendalian,     namely control environment, risk assessment, control activities,
informasi dan komunikasi, serta pemantauan. Seluruh komponen           information and communication, and monitoring. All of these
tersebut diimplementasikan secara sinergis guna mendukung              components are implemented in a synergy to support the
pencapaian tujuan usaha sekaligus menjaga keseimbangan                 achievement of business objectives while maintaining a balance
antara pertumbuhan dan pengelolaan risiko, sehingga tata kelola        between growth and risk management, enabling the Company’s
Perseroan dapat berjalan secara efektif dan berkesinambungan.          governance to run effectively and sustainably.



Prospek Usaha Tahun 2026                                               2026 Business Outlook

Pertumbuhan ekonomi dunia pada tahun 2026 diperkirakan                 Global economic growth in 2026 is projected to slow down at
melambat ke kisaran 3,2%, mencerminkan masih kuatnya tekanan           around 3.2%, reflecting persistent external pressures and global
eksternal dan ketidakpastian global. Di tengah kondisi tersebut,       uncertainties. Amidst these conditions, Indonesia’s economy is
perekonomian Indonesia diproyeksikan tetap tumbuh dalam                projected to remain growing within the 4.9%–5.7% range with
kisaran 4,9%-5,7% dengan inflasi yang terjaga pada sasaran             inflation maintained within the 2.5%±1% target. This landscape
2,5%±1%. Lanskap ini membentuk lingkungan usaha yang cukup             creates a relatively resilient business environment, while still
resilien, namun tetap menuntut kewaspadaan dalam merespons             requiring vigilance in responding to global dynamics that have
dinamika global yang belum sepenuhnya mereda. Dalam                    yet to fully ease. In that context, the outlook of national property




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konteks tersebut, prospek industri properti nasional diperkirakan       industry is expected to remain constructive, albeit accompanied by
tetap konstruktif, meskipun diwarnai oleh pergeseran struktur           shift of an increasingly selective demand patterns. Growth in the
permintaan yang semakin selektif. Pertumbuhan sektor industri           industrial and logistics sectors is projected to serve as a key driver,
dan logistik diproyeksikan menjadi motor utama, didorong oleh           fueled by high demand for industrial land and modern logistics
tingginya kebutuhan lahan industri dan fasilitas logistik modern di     facilities amidst the limited supply. In addition, the development
tengah keterbatasan pasokan. Begitu pun dengan perkembangan             of the Eastern Corridor, spanning from Karawang to Central
Koridor Timur, mulai dari Karawang hingga Jawa Tengah, semakin          Java, further reinforces a new direction of expansion that is more
menegaskan arah ekspansi baru yang lebih kompetitif dari sisi           competitive in terms of cost and infrastructure.
biaya dan infrastruktur.


Di sisi residensial, masa depan industri diperkirakan tetap terjaga     In the residential segment, the future of the industry is expected
seiring dukungan kebijakan pemerintah yang berorientasi pada            to remain supported by government policies oriented toward
peningkatan kualitas hunian dan perluasan akses perumahan.              improvement of housing quality and expansion of access to
Rencana peningkatan program renovasi rumah tidak layak huni             housing. The planned enhancement of housing renovation
hingga 400.000 unit pada tahun 2026 diharapkan mampu                    program for uninhabitable homes to 400,000 units in 2026 is
mendorong aktivitas konstruksi dan menjaga permintaan                   expected to stimulate construction activity and sustain demand
sektor properti dasar. Preferensi terhadap rumah tapak juga             in basic property segment. Preferences for landed houses are
diproyeksikan tetap dominan, mencerminkan kebutuhan ruang               also projected to remain dominant, reflecting the need for more
yang lebih fungsional. Kondisi ini menempatkan Perseroan pada           functional living space. These conditions opens up opportunities
peluang yang terbuka, sekaligus menuntut ketepatan dalam                for the Company, while also requiring precision in determining
menentukan fokus pengembangan agar tetap relevan dengan                 development focus to remain relevant with market needs. With
kebutuhan pasar. Dengan arah pertumbuhan yang cenderung                 a growth trajectory that is expected to be more measured, the
lebih terukur, Perseroan dihadapkan pada kebutuhan untuk                Company is facing the needs to maintain a balance between
menjaga keseimbangan antara pemanfaatan peluang dan                     capturing opportunities and implementing adaptive strategies,
penerapan strategi yang adaptif serta disiplin dalam pengelolaan        while upholding discipline in risk management.
risiko.



Apresiasi dan Penutup                                                   Appreciation and Closing

Direksi menyampaikan apresiasi atas kepercayaan dan seluruh             The Board of Directors would like to extend its appreciation for the
dukungan dari Dewan Komisaris, Pemegang Saham, mitra usaha,             trust and support from the Board of Commissioners, Shareholders,
serta seluruh karyawan yang telah berkontribusi dalam menjaga           business partners, and all employees who have contributed in
keberlangsungan usaha Perseroan. Sinergi yang terbangun                 maintaining the Company’s business continuity. The synergy that
menjadi fondasi penting dalam menghadapi dinamika yang ada,             has been established serves as an important foundation in facing
sekaligus memastikan proses pengelolaan tetap berjalan secara           the existing dynamics, while ensuring that management processes
terarah dan terukur. Berbekal pembelajaran sepanjang tahun              continue to be carried out in a well-oriented and measured
pelaporan, Perseroan akan terus melanjutkan penguatan strategi          manner. With the lessons taken during the reporting year, the
dan tata kelola dengan pendekatan yang adaptif dan disiplin.            Company will continue to strengthen its strategy and governance
Upaya ini diarahkan untuk menjaga stabilitas kinerja sekaligus          with adaptive and disciplined approach. These efforts are directed
meningkatkan kualitas pertumbuhan, sehingga Perseroan tetap             to maintain performance stability while enhancing the growth
mampu memperkuat daya saing dan menciptakan nilai tambah                quality, enabling the Company to strengthen its competitiveness
yang konsisten bagi seluruh pemangku kepentingan.                       and create consistent added value for all stakeholders.




                                                           Atas nama Direksi
                                                    On behalf of the Board of Directors
                                                      PT Modernland Realty Tbk,




                                                          William Honoris
                                                             Direktur Utama
                                                            President Director




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                                                                        PT Modernland Realty Tbk




LAPORAN DIREKSI
Board of Directors’




                             1                     3
               2                                                                  4


Keterangan:
Description:

1. William Honoris               3. Pascall Wilson
   Direktur Utama                  Direktur Industrial
   President Director              Industrial Director

2. Fetrizal Bobby Heryunda       4. Sami Veikko Tapio Miettinen
   Direktur Keuangan               Direktur Residensial Komersial
   Finance Director                Commercial Residential Director




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TANGGUNG JAWAB LAPORAN TAHUNAN
Annual Report Responsibility


                   Surat Pernyataan Anggota Dewan Komisaris dan Anggota Direksi
                         tentang Tanggung Jawab atas Laporan Tahunan 2025
                                      PT Modernland Realty Tbk
            Statement of Members of the Board of Commissioners and the Board of Directors
                          on the Responsibility for the 2025 Annual Report of
                                      PT Modernland Realty Tbk

Kami, yang bertanda tangan di bawah ini, menyatakan bahwa            We, the undersigned, hereby declare that all information in
semua informasi dalam Laporan Tahunan PT Modernland Realty Tbk       the Annual Report of PT Modernland Realty Tbk for year 2025
tahun 2025 telah dimuat secara lengkap dan bertanggung jawab         has been fully contained and we shall be fully responsible to
penuh atas kebenaran isi Laporan Tahunan Perseroan.                  the correctness of contents in the Annual Report of the Company.


Demikian pernyataan ini dibuat dengan sebenarnya.                    This statement is hereby made in all truthfulness.



                                                         Jakarta, April 2026

                                                       Dewan Komisaris,
                                                    Board of Commissioners,




                                                         Dharma Mitra
                                                           Komisaris Utama
                                                       President Commissioner




               Herman                                                                                  Yustinus Saleh
                Komisaris                                                                                   Komisaris
              Commissioner                                                                                Commissioner




         Iwan Suryawijaya                                                                             Robert Tumedia
          Komisaris Independen                                                                        Komisaris Independen
       Independent Commissioner                                                                    Independent Commissioner

                                                           Direksi,
                                                      Board of Directors,




                                                        William Honoris
                                                          Direktur Utama
                                                         President Director




    Fetrizal Bobby Heryunda                              Pascall Wilson                      Sami Veikko Tapio Miettinen
                 Direktur                                     Direktur                                       Direktur
                 Director                                     Director                                       Director



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PROFIL
PERUSAHAAN
Company Profile




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       Profil Perusahaan
       Company Profile




IDENTITAS PERUSAHAAN
Company Identity




                                            PT Modernland Realty Tbk




             Alamat Kantor Pusat                                              Media Sosial
             Head Office                                                      Social Media

 Green Central City
                                                                       PT. Modernland Realty, Tbk
 Commercial Area Lt. 5
 Jl. Gajah Mada No. 188                                                PT Modernland Realty Tbk
 Jakarta Barat 11120                                                   PT. Modernland Realty, Tbk
     +6221 2936 5888
                                                                       @modernlandrealty
     +6221 2936 9999
     corporate@modernland.co.id                                        Modernland_Rlty
     www.modernland.co.id




             Bidang Usaha                                                     Dasar Hukum Pendirian
             Line of Business                                                 Legal Basis of Establishment

 Pembelian, penjualan, penyewaan, dan pengoperasian              Akta Pendirian Perseroan Terbatas No. 15 tanggal 8 Agustus
 real estat baik yang dimiliki sendiri maupun disewa, seperti    1983 oleh Hendra Karyadi, S.H. yang telah mendapat
 bangunan apartemen bangunan hunian, dan bangunan                pengesahan dari Menteri Kehakiman melalui Surat
 non-hunian (seperti fasilitas penyimpanan/gudang, mal, pusat    Keputusan No. C2-7390.HT.01.01 tanggal 12 November
 perbelanjaan, dan lainnya), serta penyediaan rumah dan flat     1983 dan diumumkan dalam Berita Negara Republik
 atau apartemen dengan atau tanpa perabotan untuk digunakan      Indonesia No. 100 tanggal 16 Desember 1983, Tambahan
 secara permanen, baik dalam bulanan atau tahunan. Termasuk      No. 1073.
 kegiatan penjualan tanah, pengembangan gedung untuk
                                                                 Deed of Limited Liability Company Establishment No. 15 dated
 dioperasikan sendiri (untuk penyewaan ruang-ruang di gedung
 tersebut), pembagian real estat menjadi tanah kavling tanpa     8 August 1983 by Hendra Karyadi, S.H., ratified by the Minister
 pengembangan lahan, dan pengoperasian kawasan hunian            of Justice through Decree No. C2-7390.HT.01.01 dated
 untuk rumah yang bisa dipindah-pindah.                          12 November 1983 and announced in the Official Gazette
                                                                 of the Republic of Indonesia No. 100 dated 16 December
 The Company is engaged in the purchase, sale, rental,
                                                                 1983, Supplement to Official Gazette No. 1073.
 and operation of real estate, both owned and rented,
 such as apartment buildings, residential buildings, and
 non-residential buildings (such as storage/warehouse
 facilities, malls, shopping centers, etc.), housing and
 furnished or unfurnished flats or apartments for permanent
 occupancy, either monthly or yearly. The Company also                        Tanggal Pendirian
 carries out land sales activities, building development for                  Date of Establishment
 private operation (for the rental of spaces in the building),
 dividing real estate into plots without land development,       8 Agustus 1983
 and operating residential areas for movable houses.             8 August 1983




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                                                                                                                                                       PT Modernland Realty Tbk




                     Status Perusahaan                                                                                  Peringkat Perusahaan
                     Company Status                                                                                     Company Rating

    Perusahaan terbuka yang menjual saham dan obligasi.                                                Moodys Investors Service Singapore Pte Ltd: Ca
    Public company with listed shares and bonds.




                     Kode Saham                                                                                         Tanggal Pencatatan Saham
                     Share Code                                                                                         Share Listing Dates

                                                                                                       18 Januari 1993
   MDLN                                                                                                18 January 1993




                                                                                                                       Modal Ditempatkan
                     Modal Dasar
                                                                                                                       dan Disetor Penuh
                     Authorized Capital
                                                                                                                       Issued and Fully Paid Capital

    Rp6,000,000,000,000                                                                               Rp2,330,844,837,094




                     Lembaga Pencatatan Saham                                                                          Total Karyawan
                     Share Listing Institution                                                                         Total Workforce

    Bursa Efek Jakarta (sekarang Bursa Efek Indonesia)                                                Pria / Male
    Jakarta Stock Exchange
    (now Indonesia Stock Exchange)
                                                                                                      700 orang / people                                          911
    Building Tower I                                                                                  Wanita / Female                                         orang / people

    Jl. Jend. Sudirman Kav. 52–53                                                                     211 orang / people
    Jakarta 11120




                     Kepemilikan Saham
                     Share Ownership

                                  13.60%                                                                     PT Honoris Corporindo Pratama

                                                                                                             Haiyanto
                      9.71   %
                                                                                                             PT Panin Sekuritas Tbk

                                                                            47.37   %                        AA Land Pte Ltd

                                                                                                             Woodside Global Ventures Inc
                     15.29%
                                                                                                             Masyarakat (masing-masing kurang dari 5%)
                                                                                                             Public (each less than 5%)
                                 7.44%
                                                 6.59%


Keterangan: / Description:
Sejak awal pendirian hingga saat ini, Perseroan tidak pernah melakukan perubahan nama. / Since its establishment until now, the Company never changed its name.




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RIWAYAT SINGKAT
Company Overview


PT Modernland Realty Tbk (Perseroan) didirikan
berdasarkan Akta Notaris Hendra Karyadi, S.H. No. 15
tanggal 8 Agustus 1983, yang telah disahkan oleh Menteri
Kehakiman Republik Indonesia melalui Surat Keputusan
No. C2-7390.HT.01.01.Th.83 tanggal 12 November 1983
dan diumumkan dalam Berita Negara Republik Indonesia
No. 100 tanggal 16 Desember 1983, Tambahan No. 1073.
Seiring penyelesaian berbagai tahapan pendirian dan
persiapan usaha, Perseroan mulai menjalankan kegiatan
komersial pada November 1989 di bidang pengembangan
properti, meliputi kawasan hunian, komersial, industri,
serta jasa konstruksi dan perdagangan yang terkait dengan
kegiatan usaha utama Perseroan.

PT Modernland Realty Tbk (the “Company”) was
established based on Notarial Deed by Hendra Karyadi, S.H.
No. 15 dated 8 August 1983, ratified by the Minister
of Justice of the Republic of Indonesia through Decree
No. C2-7390.HT.01.01.Th.83 dated 12 November 1983,
and announced in the Official Gazette of the Republic of
Indonesia No. 100 dated 16 December 1983, Supplement
to Official Gazette No. 1073. With the completion of
various stages of establishment and business preparation,
the Company started its commercial activities in November
1989, engaging in property development, from residential,
commercial, and industrial areas, as well as construction and
trading services related to the Company’s main business.

Sebagai langkah strategis untuk memperkuat struktur             As a strategic step to strengthen its capital structure and
permodalan dan memperluas basis Pemegang Saham,                 expand its Shareholders base, the Company held an Initial
Perseroan melakukan Penawaran Umum Perdana saham                Public Offering (IPO) in 1993 and officially listed its shares
(IPO) pada tahun 1993 dan resmi mencatatkan sahamnya            on the Jakarta Stock Exchange (now Indonesia Stock
di Bursa Efek Jakarta (kini Bursa Efek Indonesia) dengan        Exchange) with share code MDLN. Ever since, the Company
kode saham MDLN. Sejak saat itu, Perseroan terus                continue to grow and adjusting itself to prevailing legal
berkembang dan melakukan penyesuaian terhadap                   requirements and business dynamics, including several
ketentuan hukum serta dinamika bisnis, termasuk melalui         amendments to the articles of association. The latest
beberapa kali perubahan anggaran dasar. Perubahan               amendment was made as stated in Notarial Deed of
terakhir dilakukan sebagaimana dinyatakan dalam                 Audrey Tedja, S.H., M.Kn. No. 4 dated 5 November 2021.
Akta Notaris Audrey Tedja, S.H., M.Kn. No. 4 tanggal
5 November 2021.

Selama lebih dari 4 dekade perjalanan, Perseroan                With a journey of well over 4 decades, the Company
terus tumbuh menjadi salah satu pengembang                      continues to grow into one of the leading property
properti terkemuka di Indonesia dengan fokus pada               developers in Indonesia, that focus on integrated area
pengembangan kawasan terpadu yang mengintegrasikan              development, that is integrating residential, commercial,




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hunian, komersial, dan fasilitas pendukung. Konsistensi   and supporting facilities. This consistency was reflected
tersebut tercermin pada capaian sepanjang tahun 2025,     in the Company’s achievements throughout 2025, where
dimana Perseroan berhasil memperkuat portofolio           the Company managed to strengthen its portfolio through
melalui pengembangan kawasan berskala besar, seperti      the development of large-scale areas, such as Modernland
Modernland Cakung, Modern Hill, dan Jakarta Garden        Cakung, Modern Hill, and Jakarta Garden City. These
City. Pencapaian ini turut diakui melalui perolehan       achievements were also recognized with the receipt of
berbagai penghargaan bergengsi, antara lain Top 10        various prestigious awards, including Top 10 Developers
Developers for Indonesia in 2025 dalam ajang The Hubexo   for Indonesia in 2025 at The Hubexo Asia Awards 2025,
Asia Awards 2025, Best Human Capital Awards 2025 atas     Best Human Capital Awards 2025 for a successful human
keberhasilan dalam pengelolaan sumber daya manusia dan    capital management and implementation of excellent
penerapan tata kelola unggul, serta TOP CSR Awards 2025   governance practices, as well as TOP CSR Awards 2025,
sebagai bentuk apresiasi atas komitmen Perseroan dalam    in appreciation of the Company’s commitment in carrying
menjalankan tanggung jawab sosial secara berkelanjutan.   out its social responsibility in a sustainable manner.




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        Company Profile




VISI DAN MISI PERUSAHAAN
Company’s Vision and Mission




VISI                    Memberikan kontribusi kepada masyarakat dengan menciptakan
                        pembangunan perkotaan dan industri yang ideal.
VISION                  Visi ini diimplementasikan melalui 3 tahapan pertumbuhan, yaitu:
                        Contribute to society by creating ideal urban and industrial development.
                        This vision is implemented through 3 stages of growth, namely:




                                                                               Penanaman Bibit
                                                                               Planting the Seeds


                                                                               Memperkuat Inti; serta
                                                                               Strengthening the Core; and


                                                                               Mengambil Lompatan Jauh ke Depan.
                                                                               Taking a Leap Forward.




Nilai dan Budaya
                                            Untuk membentuk pola perilaku karyawan yang mendukung kinerja berkelanjutan,
                                            Perseroan telah menerapkan “TIKED” sebagai nilai dan budaya perusahaan yang

Perusahaan                                  diwujudkan melalui poin-poin berikut:

                                            To foster employee behavior that supports sustainable performance, the Company
Corporate Values                            has implemented “TIKED” as the company’s values and culture, which are manifested
and Culture                                 through the following points:




     TANGGUNG JAWAB                                      INISIATIF                                  KERJA SAMA
       Responsibility                                    Initiative                                  Teamwork


     Setiap karyawan senantiasa               Proaktif dalam menjalankan fungsi            Mampu menumbuhkan kepercayaan
 bertanggung jawab dalam menjaga                jabatan dan tugas, serta kreatif          serta bersikap memberi dan menerima
     dan menjalankan komitmen                mengembangkan pemikiran maupun                 (take and give) dalam membangun
         tugas hingga tuntas.                gagasan positif untuk mencapai hasil                    kekompakan tim.
                                                         yang terbaik.
 Every employee is always responsible        Proactive in carrying out office duties            Able to foster trust and
for maintaining and carrying out their        and functions, as well as creatively             take-and-give attitude in
  task commitments to completion.           developing positive thoughts and ideas            building team cohesiveness.
                                                  to achieve the best results.




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           MISI                            Menyediakan rumah hunian dan lahan industri yang berkualitas bagi
                                           pelanggan kami dengan nilai properti yang terus meningkat melalui
          MISSION                          pengembangan infrastruktur dan pengelolaan kelas dunia:
                                           Providing our customer with quality homes and industrial land
                                           with continuously increasing property values through world class
                                           infrastructures development and management:



                                                                       Menyiapkan
                                                                     cadangan lahan
                                                                    yang mendukung
                                                                                                      Aksi korporasi;
                                                                   pertumbuhan jangka
                                                                                                     Corporate action;
                                                                        panjang;
                                                                   Secure land banks for
                                                                     long term growth;




                                                                    Memulai dari bawah
                                                                    untuk membangun
                                                                                                     Memilih human
                                                                    sesuatu yang besar;
                                                                                                     capital terbaik.
                                                                           serta
                                                                                                    Selecting the best
                                                                       Starting from
                                                                                                     human capital.
                                                                      scratch to build
                                                                    something big; and




Tinjauan Visi serta Misi oleh Dewan Komisaris                      Vision and Mission Review by the Board of
dan Direksi                                                        Commissioners and Board of Directors

“Visi dan Misi perusahaan telah ditinjau dan disetujui secara      “The Company’s Vision and Mission have been periodically
berkala oleh Dewan Komisaris dan Direksi guna memastikan           reviewed and approved by the Board of Commissioners and
keberlanjutan relevansinya.”                                       Board of Directors to ensure its continuous relevance.”




                                                                                    T         I K E D

               ETIKA                                      DISIPLIN
               Ethics                                    Discipline


   Berperilaku sopan, ramah, dan                Patuh dalam menjalankan aturan
 bermartabat sesuai dengan aturan,              yang telah ditetapkan Perseroan.
 pedoman, dan norma yang berlaku.



  Be polite, friendly, and dignified in             Obedient in carrying out
 accordance with the prevailing rules,           the rules set by the Company.
       guidelines, and norms.




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FILOSOFI NAMA DAN LOGO PERUSAHAAN
Company Name and Logo Philosophy




                                          Dedikasi Modernland Holding   Modernland Holding’s
                                          dalam memimpin semua unit     dedication in leading all
                                          bisnis untuk menggapai        business units to achieve
                                          1 tujuan yang sama.           the same goal.




                                          Selalu ada jalan yang         There is always a way that
                                          menghubungkan dan             connects and aligns
                                          menyelaraskan holding         Modernland’s holdings
                                          dan unit bisnis Modernland.   and business units.




                                          Semangat unit bisnis          The spirit of the Modernland
                                          Modernland untuk terus        business units to continue to
                                          berkembang dan melaju         grow and move forward.
                                          ke depan.




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KEGIATAN USAHA
Business Activities


Sebagaimana diatur dalam Pasal 3 Anggaran Dasar terakhir,                         As stipulated in Article 3 of the latest Articles of Association,
Perseroan bergerak di bidang properti yang mencakup                               the Company is engaged in property sector, which includes
pembangunan, pengelolaan, dan investasi pada berbagai aset real                   the development, management, and investment in various real
estat, seperti kawasan hunian, apartemen, industri, pergudangan,                  estate assets, such as residential areas, apartments, industrial
perhotelan, perkantoran, dan pusat perbelanjaan. Kegiatan                         estates, warehouses, hotels, office buildings, and shopping centers.
usaha juga meliputi penyewaan properti berperabot maupun                          The Company’s business activities also include the leasing of
tanpa perabot, pengembangan sarana dan prasarana penunjang,                       furnished and unfurnished properties, development of supporting
seperti lapangan golf dan fasilitas rekreasi, serta jasa konstruksi               facilities and infrastructure, such as golf courses and recreational
gedung dan infrastruktur. Selain itu, Perseroan menjalankan                       facilities, also building and infrastructure construction services.
aktivitas perdagangan, distribusi, dan keagenan yang mendukung                    In addition, the Company engages in trading, distribution, and
lini usaha properti dan jasa pengelolaan aset, sebagai bagian dari                agency activities supporting its property business and asset
komitmen menciptakan pertumbuhan usaha yang terpadu dan                           management services, as part of its commitment to create an
berkelanjutan.                                                                    integrated and sustainable business growth.


Untuk memudahkan identifikasi, kegiatan usaha Perseroan                           For easier identification, the Company’s business activities are
diklasifikasikan ke dalam 2 kelompok, yaitu kegiatan usaha utama                  classified into 2 groups, namely main business activities and
dan kegiatan usaha pendukung, sebagaimana diuraikan berikut ini:                  supporting business activities, as outlined below.


                                                                                                                          Kegiatan Usaha yang Telah
                            Kegiatan Usaha berdasarkan Anggaran Dasar                                                       Dijalankan Tahun 2025
                        Business Activities based on the Articles of Association                                              Business Activities
                                                                                                                              Conducted in 2025
 Kegiatan Usaha Utama
 Main Business Activities
 Pembangunan perumahan.
 Housing construction.
 Investasi yang berkaitan dengan properti, sarana dan prasarana, pembangunan kawasan industri dan pergudangan,
 apartemen, perhotelan, perkantoran, dan pusat perbelanjaan.
 Investments relating to property, facilities and infrastructure, construction of industrial estates and warehouses,
 apartments, hotels, offices, and shopping centers.
 Jasa dan pengelolaan, meliputi: lapangan golf, kontraktor umum, pemasangan komponen bangunan berat, konstruksi
 besi dan baja, pembangunan konstruksi gedung, jembatan jalan, bandara-dermaga, pemasangan instalasi-instalasi,
 dan pengembangan wilayah pemukiman.
 Services and management, including: golf courses, general contractors, installation of heavy building components,
 iron and steel construction, construction of buildings, roads, bridges, airports-piers, installations, and development
 of residential areas.
 Kegiatan Usaha Penunjang
 Supporting Business Activity
 Jasa penyewaan, pengelolaan properti, dan sarana penunjang konstruksi Perseroan.
                                                                                                                                      -
 Rental services, property management, and construction support facilities of the Company.




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PRODUK DAN JASA
Products and Services


Perseroan mengembangkan portofolio usaha yang terdiversifikasi            The Company is developing its business portfolio by diversifying
melalui 4 lini utama yang saling melengkapi dalam membangun               it into 4 main lines that complement one another in building
ekosistem properti terpadu dan berkelanjutan, dengan fokus                an integrated and sustainable property ecosystem, by having
pengembangan yang terpusat di wilayah Jabodetabek dan                     a development focus concentrated in Jabodetabek area and its
sekitarnya. Keempat lini usaha tersebut meliputi:                         surroundings. The four business lines are as follows:
1. Township Development                                                   1. Township Development
    Pengembangan kawasan kota mandiri terpadu yang                             Development of integrated township area that combine
    menggabungkan area hunian, komersial, dan fasilitas publik                 residential areas, commercial areas, and public facilities within
    dalam 1 lingkungan yang terencana dengan baik.                             a well-planned environment.
2. Residential Development                                                2. Residential Development
    Pengembangan kawasan hunian yang dirancang untuk                           Development of residential areas designed for various market
    berbagai segmen pasar dengan memperhatikan kenyamanan,                     segments by considering the comfort, accessibility, and
    aksesibilitas, dan kualitas lingkungan.                                    environmental quality.
3. Industrial Estate Development                                          3. Industrial Estate Development
    Pengembangan kawasan industri modern yang didukung                         Development of modern industrial areas, supported by
    infrastruktur lengkap dan lingkungan usaha yang berdaya                    complete infrastructures and highly competitive business
    saing tinggi.                                                              environment.
4. Hospitality and Commercial                                             4. Hospitality and Commercial
    Ekspansi Perseroan di sektor jasa dan gaya hidup melalui                   Company’s expansion into the services and lifestyle sector
    pengelolaan properti komersial serta fasilitas rekreasi dan                through the management of commercial property, as well as
    perhotelan.                                                                recreational and hospitality facilities.




       Jakarta Garden City


         TOWNSHIP
        DEVELOPMENT




Melalui kerja sama dengan PT Mitra Sindo Sukses dan PT Mitra Sindo        Through partnerships with PT Mitra Sindo Sukses and PT Mitra Sindo
Makmur, Jakarta Garden City meluncurkan berbagai pilihan hunian           Makmur, Jakarta Garden City launches various premium residential
premium, seperti The Signature, The Essence @Yarra & La Seine,            options, such as The Signature, The Essence @Yarra & La Seine, The Essence
The Essence @Garden City, Vastu Garden City, Cleon Park Apartment, dan    @Garden City, Vastu Garden City, Cleon Park Apartment, and Florence
Florence Village.                                                         Village.

Lokasi:                                                                   Location:
Cakung, Jakarta Timur                                                     Cakung, East Jakarta

Luas Lahan:                                                               Land Area:
370 ha                                                                    370 ha

Fasilitas:                                                                Facilities:
AEON Mall, IKEA, Siloam Clinic, Jakarta Business District, kawasan ruko   AEON Mall, IKEA, Siloam Clinic, Jakarta Business District, New East luxurious
mewah New East, Mayapada Hospital, Masjid Garden City, dan berbagai       shophouses area, Mayapada Hospital, Garden City Mosque, and various
fasilitas komersial maupun publik lainnya.                                others commercial or public facilities.




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        Modernland Cilejit


          TOWNSHIP
         DEVELOPMENT




Dengan mengusung konsep Transit-Oriented Development (TOD) dan                With the concept of Transit-Oriented Development (TOD) and resort living,
resort living, Modernland Cilejit menawarkan kawasan asri dengan 20 ha        Modernland Cilejit offers eco-friendly area with 20 ha of green open spaces
ruang hijau terbuka dan kemudahan mobilitas dengan beragam pilihan            and ease of mobility with various cluster options, such as Ramma, Lintang,
klaster, seperti Ramma, Lintang, Meratus, Pasai Barat, Pasai Timur, hingga    Meratus, Pasai Barat, Pasai Timur, and the modern minimalist area, Super
kawasan modern minimalis Super Klaster Great Britania.                        Klaster Great Britania.

Lokasi:                                                                       Location:
Tangerang                                                                     Tangerang

Luas Lahan:                                                                   Land Area:
1.000 ha                                                                      1,000 ha

Fasilitas:                                                                    Facilities:
Sarana pendidikan, area komersial, marketing gallery tematik, tempat          Educational institutions, commercial areas, thematic marketing gallery,
ibadah, serta hiburan berupa theme park, water park, jogging track, dan       places of worship, and entertainment amenities like theme park, water
taman hijau Central Park.                                                     park, jogging track, and Central Park green space.



            Kota Modern


          TOWNSHIP
         DEVELOPMENT




Kawasan terpadu yang menawarkan gaya hidup modern yang nyaman dan             An integrated area offering a comfortable and dynamic modern lifestyle
dan dinamis melalui kehadiran Ruko The Golf Boulevard, kompleks ruko          through the presence of The Golf Boulevard shophouses, the Modern Hub
Modern Hub, serta kawasan hunian eksklusif Modern Waterfront Residence        shophouse complex, and the exclusive residential area Modern Waterfront
dengan pilihan rumah tipe Walnut, Cedar, Maple, dan Alder Signature.          Residence with house type options of Walnut, Cedar, Maple, and Alder
                                                                              Signature.

Lokasi:                                                                       Location:
Tangerang                                                                     Tangerang

Luas Lahan:                                                                   Land Area:
400 ha                                                                        400 ha

Fasilitas:                                                                    Facilities:
Mayapada Hospital, Sekolah Harapan Bangsa, Sekolah BPK Penabur,               Mayapada Hospital, Harapan Bangsa School, BPK Penabur School, food
food court, pos polisi, SPBU Pertamina dan Vivo, dan berbagai aksesibilitas   court, a police post, Pertamina and Vivo gas stations, and various other
unggul lainnya.                                                               superior accessibilities.




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  Modern Bekasi Residential
    and Industrial Park


         TOWNSHIP
        DEVELOPMENT




Dikembangkan di kawasan strategis dengan 1.161 ha untuk pengembangan        Developed in a strategic area of 1,161 ha for integrated development,
terpadu, mencakup zona industrial dan residential untuk memenuhi            including industrial and residential zones to fulfil market needs in
permintaan pasar di sektor industri, logistik, dan hunian.                  the industrial, logistics, and residential sectors.

Lokasi:                                                                     Location:
Bekasi Utara                                                                North Bekasi

Luas Lahan:                                                                 Land Area:
2.337 ha                                                                    2,337 ha

Fasilitas:                                                                  Facilities:
Jaringan jalan alternatif yang terintegrasi dengan kawasan industri         A network of alternative roads integrated to industrial areas in Karawang.
di Karawang.




   Lotte Land Modern Realty


         RESIDENTIAL
        DEVELOPMENT




Entitas Anak, PT Bisnis Lancar Makmur bekerja sama dengan PT Lotte Land     A Subsidiary, PT Bisnis Lancar Makmur partnered with PT Lotte Land
Indonesia mengembangkan proyek mixed-use dengan konsep multifungsi,         Indonesia to develop a mixed-use project with multifunction concept,
menggabungkan hunian vertikal modern dan area komersial berupa              combining a modern vertical residences and commercial areas in Sequioa
apartemen Sequioa 2 dan pusat komersial Sequioa Walk.                       2 apartment and Sequioa Walk commercial center.

Lokasi:                                                                     Location:
Kawasan township Jakarta Garden City, Jakarta Timur                         Jakarta Garden City township, East Jakarta

Luas Lahan:                                                                 Land Area:
5 ha                                                                        5 ha

Fasilitas:                                                                  Facilities:
Akses transportasi utama, seperti tol Cakung-Tanjung Priok-Bandara, JORR,   Key transportation access, such as Cakung-Tanjung Priok-Bandara toll road,
akses baru Tipar Cakung-Kelapa Gading, serta tol Cibitung-Cilincing.        JORR, new Tipar Cakung-Kelapa Gading access, and Cibitung-Cilincing toll
                                                                            road.




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                                                                                                                      PT Modernland Realty Tbk




              Modernhill


          RESIDENTIAL
         DEVELOPMENT




Kawasan hunian yang mempertahankan kontur alami lingkungan sekitar        Residential area that preserves the natural contours of the surrounding
dengan pilihan klaster unggulan Green Tranquility dengan konsep healthy   environment with flagship cluster Green Tranquility with its healthy
atmosphere dan prestigious living.                                        atmosphere and prestigious living concept.

Lokasi:                                                                   Location:
Pondok Cabe, Tangerang Selatan                                            Pondok Cabe, South Tangerang

Luas Lahan:                                                               Land Area:
60 ha                                                                     60 ha

Fasilitas:                                                                Facilities:
Dekat dengan Cinere dan Tol Simatupang serta terhubung ke jalan tol       Close to Cinere and Simatupang Toll Road and connected to JORR 2
JORR 2.                                                                   toll road.




              Modernpark


          RESIDENTIAL
         DEVELOPMENT




Kawasan hunian yang mengedepankan keindahan alam dengan area              Residential area that prioritizes nature beauty with commercial area and
komersial dan sarana belanja lengkap, termasuk Lulu Hypermarket dan       complete shopping facilities, including Lulu Hypermarket, a department
department store dari Uni Emirat Arab.                                    store from United Arab Emirate.

Lokasi:                                                                   Location:
Cakung, Jakarta Timur                                                     Cakung, East Jakarta

Luas Lahan:                                                               Land Area:
48 ha                                                                     48 ha

Fasilitas:                                                                Facilities:
Sarana pendidikan, fasilitas olahraga dan rekreasi, dan area komersial.   Educational institutions, sports and recreational facilities, and commercial
                                                                          areas.




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       Affordable Housing
     (Puri Kencana, Neo Puri
    Kencana, & Green Valley)

           RESIDENTIAL
          DEVELOPMENT




“Hunian terjangkau yang dirancang untuk masyarakat sekitar kawasan        “Affordable housing designed for communities surrounding industrial
industri.”                                                                areas.”

Lokasi:                                                                   Location:
• Puri Kencana dan Neo Puri Kencana di Cikande.                           • Puri Kencana and Neo Puri Kencana in Cikande.
• Green Valley di Sukabumi.                                               • Green Valley in Sukabumi.

Luas Lahan:                                                               Land Area:
• Puri Kencana (12,5 ha).                                                 • Puri Kencana (12.5 ha).
• Neo Puri Kencana (9,2 ha).                                              • Neo Puri Kencana (9.2 ha).
• Green Valley (7,5 ha).                                                  • Green Valley (7.5 ha).

Fasilitas:                                                                Facilities:
Akses strategis.                                                          Strategic access.




              Vasaka City


           RESIDENTIAL
          DEVELOPMENT




Kawasan hunian pertama dengan akses interchange hasil kolaborasi antara   First residential area with interchange access, collaboration between
PT Bagasasi Inti Pratama dan PT Waskita Karya Realty melalui PT Waskita   PT Bagasasi Inti Pratama and PT Waskita Karya Realty through PT Waskita
Modern Realti, dengan keunggulan klaster Avasta yang menawarkan           Modern Realti, featuring Avasta cluster with mezzanine-concept houses.
rumah berkonsep mezzanine.

Lokasi:                                                                   Location:
Bekasi                                                                    Bekasi

Luas Lahan:                                                               Land Area:
343 ha                                                                    343 ha

Fasilitas:                                                                Facilities:
Rumah tapak, data center, pergudangan, pasar modern, Bigbox Commercial    Landed houses, data center, warehouses, modern market, Bigbox
Area, dan apartemen mid-rise.                                             Commercial Area, and mid-rise apartments.




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                                                                                                                             PT Modernland Realty Tbk




   ModernCikande Industrial
        Estate (MCIE)


    INDUSTRIAL ESTATE
      DEVELOPMENT




Kawasan industri terpadu seluas 1.450 ha dengan akses strategis ke             Integrated industrial area of 1,450 ha with strategic access to major ports
pelabuhan utama dan kota satelit di sekitarnya, yang dilengkapi oleh lebih     and surrounding satellite cities, with over 300 companies from various
dari 300 perusahaan dari berbagai sektor dan klaster-klaster yang terus        sectors and new developing clusters.
berkembang.

Lokasi:                                                                        Location:
Cikande, Serang, Banten                                                        Cikande, Serang, Banten

Luas Lahan:                                                                    Land Area:
3.175 ha                                                                       3,175 ha

Fasilitas:                                                                     Facilities:
Gedung modern office factory, instalasi pengolahan limbah, klinik,             Modern office factory buildings, waste treatment facility, clinics, post office,
kantor pos, hingga Swiss-Belinn ModernCikande.                                 and Swiss-Belinn ModernCikande.




       Modern Halal Valley


    INDUSTRIAL ESTATE
      DEVELOPMENT




Kawasan industri halal (halal integrated supply chain) terbesar di Indonesia   The largest halal integrated supply chain in Indonesia, connected to global
yang terhubung dengan jaringan halal global, seperti Penang International      halal network, such as Penang International Halal Hub (Malaysia) and
Halal Hub (Malaysia) dan Cordoba Halal Klaster (Spanyol).                      Cordoba Halal Klaster (Spain).

Lokasi:                                                                        Location:
Kawasan ModernCikande Industri Estate, Serang                                  ModernCikande Industri Estate, Serang

Luas Lahan:                                                                    Land Area:
500 ha                                                                         500 ha

Fasilitas:                                                                     Facilities:
Pabrik halal, laboratorium syariah, serta distribusi domestik dan ekspor.      Halal factory, sharia laboratories, and domestic and export distribution.




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      Hotel Novotel Jakarta
          Gajah Mada


      HOSPITALITY AND
       COMMERCIAL




Hotel dengan fasilitas lengkap dekat pusat bisnis Jakarta yang telah   Hotel with comprehensive facilities near to Jakarta business center
memperoleh sertifikasi CHSE, sebagai Novotel ke-17 di Indonesia yang   and received the CHSE certification, as 17th Novotel in Indonesia managed
dikelola oleh Accor.                                                   by Accor.

Lokasi:                                                                Location:
Jakarta Barat                                                          West Jakarta

Luas Lahan:                                                            Land Area:
0,59 ha                                                                0.59 ha

Fasilitas:                                                             Facilities:
Restoran The Square, Cafe Le Bar, kolam renang, pusat kebugaran,       The Square Restaurant, Cafe Le Bar, swimming pool, fitness center,
dan ruang serbaguna.                                                   and multifunction rooms.




            Modern Golf
           & Country Club


      HOSPITALITY AND
       COMMERCIAL




Lapangan golf 18-hole dengan fasilitas Driving Range yang juga         18-hole golf course with Driving Range facility, also has a ballroom and
menyediakan ballroom dan bungalow dengan kapasitas 1.000 orang.        bungalow with 1,000 people capacity.

Lokasi:                                                                Location:
Kawasan Kota Modern, Tangerang                                         Kota Modern area, Tangerang

Luas Lahan:                                                            Land Area:
85 ha                                                                  85 ha

Fasilitas:                                                             Facilities:
Club house, lapangan futsal, squash, tenis, kolam renang berstandar    Club house, futsal, squash, tennis courts, Olympic swimming pool,
olimpiade, gymnasium, serta spa leisure dan health centre.             gymnasium, as well as leisure spa and health center.




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        Hotel Swiss-Belinn
         ModernCikande


     HOSPITALITY AND
      COMMERCIAL




Hotel bintang 3 dengan 165 kamar yang menyediakan layanan dekorasi        3-star hotel with 165 rooms with decoration and catering for events
dan katering untuk acara di sekitar kawasan ModernCikande.                surrounding ModernCikande area.

Lokasi:                                                                   Location:
Kawasan Modernland, Serang                                                Modernland area, Serang

Luas Lahan:                                                               Land Area:
0,82 ha                                                                   0.82 ha

Fasilitas:                                                                Facilities:
Kolam renang, spa, restoran, ballroom berkapasitas 1.000 orang, lounge,   Swimming pool, spa, restaurant, ballroom with 1,000 people capacity,
kids corner, serta sarana hiburan live music.                             lounge, kids corner, and live music entertaintment.




    Modern Panel Indonesia


     HOSPITALITY AND
      COMMERCIAL




PT Modern Panel Indonesia merupakan Entitas Anak yang memproduksi         PT Modern Panel Indonesia is a Subsidiary that manufactures building
material lansiran bangunan, seperti dinding, plafon, lantai, tangga,      materials, such as walls, ceilings, floors, stairs, precast concrete with
precast concrete dengan daya tahan flexural strength dan compressive      flexural strength and compressive strength durability, and EPS panels under
strength, dan panel EPS dengan merek Mpanel. Produk Mpanel dirancang      the Mpanel brand. Mpanel products are designed with advantages such
dengan keunggulan lebih ringan hingga 40%, tahan api, meredam suara,      as 40% lighter, fire-resistant, soundproof, and earthquake-resistant up to
dan tahan gempa hingga skala 8,5 Richter.                                 a magnitude of 8.5 on the Richter scale.




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         Company Profile




PROYEK STRATEGIS TAHUN 2025
Strategic Projects in 2025


Pada tahun 2025, Perseroan mencatat perkembangan yang             In 2025, the Company recorded significant progress in its
signifikan pada proyek-proyek strategis yang menegaskan           strategic projects, reaffirming its commitment to a planned area
komitmen terhadap arah pembangunan kawasan secara terencana.      development direction. In Kota Modern Tangerang, development
Di Kota Modern Tangerang, rangkaian aktivitas pengembangan        activities were carried out continuously through the handover of
dilaksanakan secara berjalan dan berkesinambungan melalui serah   Walnut, Cedar, and Maple house units to customers as the result
terima unit rumah tipe Walnut, Cedar, dan Maple kepada konsumen   of previous construction progress. Subsequently, the Company
sebagai hasil dari progres konstruksi sebelumnya. Selanjutnya,    launched the latest residential type, Alder Signature, to broaden
Perseroan meluncurkan tipe hunian terbaru Alder Signature         housing options in the upper-middle segment. This momentum
untuk memperluas pilihan hunian di segmen menengah ke atas.       was strengthened through a groundbreaking ceremony marking
Momentum tersebut diperkuat melalui prosesi groundbreaking        the commencement of a new development phase as an integrated
yang menjadi titik awal tahap pembangunan baru, sebagai satu      and progressive step.
kesatuan langkah yang progresif dan saling melengkapi.


Perkembangan serupa juga terlihat pada kawasan Jakarta Garden     Similar developments were also seen in Jakarta Garden City, where
City, di mana Perseroan terus memperkuat ekosistem township       the Company continued to strengthen the township ecosystem
melalui pengembangan hunian dan fasilitas publik. Peluncuran      through residential and public facility development. The launch
tahap pertama kawasan Florence Village tidak hanya menambah       of the first phase of Florence Village not only increased the supply
suplai hunian berkonsep modern, tetapi juga memperoleh            of modern-concept housing but also received a highly positive
respons pasar yang sangat positif dengan terjual habisnya         market response, with all units sold out within two weeks of
seluruh unit dalam 2 minggu sejak dirilis. Di saat yang relatif   launch. At a relatively similar time, the inauguration of the Jakarta
hampir bersamaan, peresmian Masjid Jakarta Garden City oleh       Garden City Mosque by the Governor of DKI Jakarta marked an
Gubernur DKI Jakarta menjadi tonggak penanda penting dalam        important milestone in the development of social facilities and
pengembangan fasilitas sosial dan ruang komunal, sekaligus        communal spaces, further enhancing the character of the area as
memperkaya karakter kawasan sebagai township terpadu yang         a more holistic, comfortable, and inclusive integrated township
lebih holistik, nyaman, dan inklusif bagi masyarakat.             for the community.




                                                                                 Serah terima unit rumah tipe Walnut, Cedar,
                                                                                 dan Maple kepada konsumen.
                                  Kota Modern                                    Handover of Walnut, Cedar, and Maple to
                                                                                 the customers,

                                                                                 Meluncurkan tipe terbaru Alder Signature pada
                                                                                 pertengahan tahun 2025.
                                                                                 The latest Alder Signature type was launched in
                                                                                 mid-2025.

                                                                                 Groundbreaking atas peluncuran tipe Alder Signature.
                                                                                 Groundbreaking for the launch of the Alder
                                                                                 Signature type.




                                                                                 Peluncuran tahap pertama kawasan Florence Village
                                                                                 yang terjual habis dalam kurun waktu 2 minggu.
                             Jakarta Garden City                                 Launching of the first phase of Florence Village, sold
                                                                                 out within 2 weeks.

                                                                                 Peresmian Masjid Jakarta Garden City oleh Gubernur
                                                                                 DKI Jakarta.
                                                                                 Inauguration of JGC Jakarta Garden City Mosque by
                                                                                 the Governor of DKI Jakarta.




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WILAYAH OPERASIONAL
Operational Areas




                                                                     Kab.
                                                                  Tangerang                                                            4
                                                   Serang                                                                   7
                                                                                                                                           11
                                                                                  Tangerang           12
                                                  15                                                                   1
                                                       6                           13
                                                 10        5                            2
                                                                                                                   9                             Kab.
                                            14                     3
                                                                                                                                                Bekasi
                                                 Cikande                                                                   Bekasi
                                                                                                    Jakarta
                                                                  Cilejit
                                                                                   Tangerang
                                                                                    Selatan  8



                                Toll Road                                                           Depok
                                Future Toll Road
                                                                                   Kab.
                                                                                  Bogor



                                                                                                 Bogor




      Township                              Industrial Estate                            Residential                              Hospitality
     Development                              Development                               Development                             and Commercial
                                            ModernCikande                           Lotte Land                                  Hotel Novotel
1   Jakarta Garden City               5                                       7                                        12
                                            Industrial Estate                       Modern Realty                               Jakarta Gajah Mada
                                                                                                                                Modern Golf
2   KotaModern                        6     Modern Halal Valley               8     Modernhill                         13
                                                                                                                                & Country Club
                                                                                                                                Hotel Swiss-Belinn
3   Modernland Cilejit                                                        9     Modernpark                         14
                                                                                                                                ModernCikande
                                                                                 Affordable Housing
    Modern Bekasi Residential
4                                                                             10 (Puri Kencana, Neo Puri                   15 Modern Panel Indonesia
    and Industrial Park
                                                                                 Kencana, & Green Valley)
                                                                              11 Vasaka city




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          Company Profile




ARAH PEMANFAATAN LANDBANK PERSEROAN
Utilization Direction of the Company’s Landbank

Landbank Perseroan dikelompokkan berdasarkan 5 wilayah                      The Company’s landbank is grouped based on 5 main areas of
utama tempat Perseroan beroperasi. Pengelompokan ini                        Company operation. This grouping provides a more structured
memberikan gambaran yang lebih terstruktur mengenai skala,                  overview of the scale, characteristics, and development direction
karakter, dan arah pengembangan masing-masing kawasan.                      for each area. By utilizing area-based approach, the landbank
Dengan pendekatan wilayah, pemanfaatan cadangan lahan                       utilization can be done in a more measured manner and in line
dapat dilakukan secara lebih terukur dan selaras dengan potensi             with market potential as well as infrastructure readiness in each
pasar serta kesiapan infrastruktur di setiap area. Pendekatan ini           area. This approach also supports the sustainability of Company’s
juga mendukung kesinambungan portofolio pengembangan                        development portfolio in the medium to long term.
Perseroan dalam jangka menengah hingga panjang.


               Kawasan               Status Pemanfaatan          Potensi Pengembangan                               Arah Pemanfaatan
                 Area                 Utilization Status         Development Potential                              Utilization Direction
 Tangerang
                                        Sudah dikembangkan   Hunian dan komersial                        Optimalisasi ruang dan penyempurnaan kawasan
 KotaModern
                                             Developed       Residential and commercial                  Space optimization and area refinement
                                      Sedang dikembangkan    Tipe hunian menengah                        Ekspansi area township
 Modernland Cilejit
                                       Under development     Middle-class residential                    Township area expansion
                                        Sudah dikembangkan   Revitalisasi kawasan                        Optimalisasi lahan dan fasilitas
 Modernhill
                                             Developed       Area revitalization                         Area and facilities optimization
                                        Sudah dikembangkan                                               Penguatan fasilitas dan layanan
 Modern Golf & Country Club                                  Leisure & membership
                                             Developed                                                   Facilities and services optimization
 Bekasi
 Modern Bekasi Residential and        Sedang dikembangkan    Hunian, komersial, dan industrial           Pengembangan mix-used lanjutan
 Industrial Park                       Under development     Residential, commercial, and industrial     Continued mix-used development
                                      Sedang dikembangkan    Pengembangan urban dan vertikal             Optimalisasi potensi perkotaan
 Vasaka City
                                       Under development     Urban and vertical development              Township potential optimization
 Cakung, Jakarta Timur / East Jakarta
                                        Sudah dikembangkan   Revitalisasi komersial dan hunian           Pengembangan fasilitas lanjutan
 Modernpark
                                             Developed       Commercial revitalization and residential   Continued facilities development
                                        Sudah dikembangkan   Ekspansi residensial dan komersial          Penguatan klaster dan fasilitas kawasan
 Jakarta Garden City
                                             Developed       Residential and commercial expansion        Cluster and area facilities strengthening
                                      Sedang dikembangkan    Hunian dan komersial                        Pengembangan joint venture lanjutan
 Lotte Land Modern Realty
                                       Under development     Residential and commercial                  Continued joint venture development
 Serang
 ModernCikande Industrial Estate        Sudah dikembangkan   Perluasan kawasan industri                  Pengembangan tahap lanjutan
 (MCIE)                                      Developed       Industrial area expansion                   Continued phase development
                                      Sedang dikembangkan    Industri halal dan logistik                 Penguatan fasilitas dan tenant
 Modern Halal Valley
                                       Under development     Halal industry and logistics                Facilities and tenant Strengthening
                                        Sudah dikembangkan   Akomodasi bagi kawasan industri             Dukungan ekosistem industri
 Hotel Swiss-Belinn ModernCikande
                                             Developed       Industrial area accommodation               Industrial ecosystem support
                                        Sudah dikembangkan   Ekspansi manufaktur                         Optimalisasi kapasitas produksi
 Modern Panel Indonesia
                                             Developed       Manufacturing expansion                     Production capacity optimization
 Affordable Housing (Puri Kencana,      Sudah dikembangkan   Perluasan segmen affordable housing         Penambahan klaster berorientasi pasar
 Neo Puri Kencana, & Green Valley)           Developed       Affordable housing segment expansion        Addition of market-oriented cluster
 Gajah Mada
                                        Sudah dikembangkan   Optimalisasi layanan
 Hotel Novotel Jakarta Gajah Mada                                                                        Sustain recurring income
                                             Developed       Service optimization


Melalui pengelompokan landbank berdasarkan wilayah utama,                   The grouping of landbanks based on main areas allows
Perseroan dapat lebih fokus dalam menentukan prioritas                      the Company to be more focus on determining development
pengembangan dan strategi pemanfaatan lahan di setiap area.                 priorities and land utilization strategies in each area.
Pendekatan ini memberikan kejelasan arah ekspansi, mendukung                This approach provides clarity on expansion direction, supports
kesinambungan proyek, serta memperkuat kapasitas Perseroan                  project sustainability, as well as strengthening the Company’s
dalam menciptakan nilai jangka panjang bagi seluruh pemangku                capacity in creating long-term value for all stakeholders.
kepentingan.




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DAFTAR KEANGGOTAAN ASOSIASI
List of Membership in Associations

Sebagai wujud komitmen terhadap profesionalisme dan kolaborasi       As a commitment to professionalism and industrial collaboration,
industri, Perseroan maupun Entitas Anak berpartisipasi aktif dalam   both the Company and its Subsidiaries actively participating in
berbagai asosiasi guna memperkuat jaringan, memperluas wawasan,      various associations to strengthen network, expanding insights, as
serta mendukung pengembangan sektor properti nasional. Adapun        well as supporting the development of national property sector.
daftar keanggotaan tersebut diuraikan sebagai berikut:               The membership list is shown as follows:




                  Real Estate Indonesia (REI)                                     Asosiasi Emiten Indonesia (AEI)
                                                                           Indonesian Public Listed Companies Association

                          Skala / Scale                                                         Skala / Scale
                        Nasional / National                                                   Nasional / National
                            Unit / Unit                                                           Unit / Unit
                     Perseroan / The Company                                               Perseroan / The Company
                      PT Mitra Sindo Makmur
                         Posisi / Position                                                    Posisi / Position
                        Anggota / Member                                                     Anggota / Member




       Kamar Dagang dan Industri Indonesia (KADIN)                           Himpunan Kawasan Industri Indonesia (HKI)
      Indonesian Chamber of Commerce and Industry                            The Indonesian Industrial Estates Association

                          Skala / Scale                                                         Skala / Scale
                        Nasional / National                                                   Nasional / National
                            Unit / Unit                                                         Unit / Unit
                     Perseroan / The Company                                              PT Modern Industrial Estat
                         Posisi / Position                                                    Posisi / Position
                        Anggota / Member                                                     Anggota / Member




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STRUKTUR ORGANISASI
Organizational Structure


                                                 Rapat Umum Pemegang Saham
                                                General Meeting Of Shareholders



                                                                 Dewan Komisaris
                                                                Board of Commissioners
                                             Komisaris Utama /             : Dharma Mitra
                                             President Commissioner
                                             Komisaris /                   : Herman
                                             Commissioner                    Yustinus Saleh
                                             Komisaris Independen /        : Iwan Suryawijaya
                                             Independent Commissioner        Robert Tumedia




               Komite Audit                                                                          Komite Nominasi dan Remunerasi
              Audit Committee                                                                      Nomination and Remuneration Committee

 Ketua / Chairman     : Robert Tumedia                                                              Ketua / Chairman      : Iwan Suryawijaya
 Anggota / Member     : Alvin Septiandi                                                             Anggota / Member      : Dharma Mitra
                        Agus Maulana                                                                                        Herman




                                                                       Direksi
                                                                  Board of Directors

                                          Direktur Utama /                : William Honoris
                                          President Director
                                          Direktur / Director             : Fetrizal Bobby Heryunda
                                                                            Pascall Wilson
                                                                            Sami Veikko Tapio Miettinen




      Kepala Audit Internal                                                                                       Sekretaris Perusahaan
       Head of Internal Audit                                                                                          Corporate Secretary

          Feri Hermansyah                                                                                        Yahya Danu Kusumo Pate




                     Unit Usaha
                     Business Unit


      Residential Commercial                                      Industrial Estate                                       Hospitality

     Sami Veikko Tapio Miettinen                                    Pascall Wilson                                      Jossy Sugondo




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                                                                                                  PT Modernland Realty Tbk




PROFIL DEWAN KOMISARIS
Profiles of the Board of Commissioners


                                    Dasar Hukum Pengangkatan
                                    Legal Basis of Appointment
                                    Akta No. 12 tanggal 23 Mei 2025 (2025-2026).
                                    Deed No. 12 dated 23 May 2025 (2025-2026).

                                    Riwayat Pendidikan
                                    Educational Background
                                    • Magister Hukum dari Institute of Business Law and Management (STIH IBLAM) (2023);
                                    • Sarjana Hukum dari Universitas Islam Attahiriyah (2018);
                                    • Master of Business Administration dari Edinburgh Business School, Inggris (2002);
                                      dan
                                    • Sarjana Ekonomi dari Institut Bisnis Indonesia (1999).
                                    • Master of Law from Institute of Business Law and Management (STIH IBLAM) (2023);
                                    • Bachelor of Law from Universitas Islam Attahiriyah (2018);
                                    • Master of Business Administration from Edinburgh Business School, UK (2002);
                                      and
                                    • Bachelor of Economics from Institut Bisnis Indonesia (1999).

                                    Pengalaman Kerja
Dharma Mitra*                       Work Experience
Komisaris Utama                     •   Vice President Director Perseroan (2022-2024);
President Commissioner              •   Direktur PT Modern Mutiara Makmur (2019-2025);
                                    •   Human Resources & Legal Senior Managing Director Perseroan (2015-2022);
       Kewarganegaraan / Citizen    •   Direktur PT Modern Industrial Estat (2014-2025);
       Indonesia / Indonesian       •   Human Resources & Legal Director Perseroan (2010-2015);
                                    •   Human Resources Director Perseroan (2008-2010); dan
                                    •   General Manager Human Resources Agung Podomoro Group (2003-2008).
       Umur / Year
                                    •   Vice President Director of the Company (2022-2024);
       50 Tahun / Years old
                                    •   Director of PT Modern Mutiara Makmur (2019-2025);
                                    •   Human Resources & Legal Senior Managing Director of the Company (2015-2022);
       Domisili / Domicile
                                    •   Director of PT Modern Industrial Estat (2014-2024);
       Jakarta                      •   Human Resources & Legal Director of the Company (2010-2015);
                                    •   Human Resources Director of the Company (2008-2010); and
                                    •   General Manager Human Resources of Agung Podomoro Group (2003-2008)

                                    Rangkap Jabatan di Luar Perseroan
                                    Concurrent Position Outside the Company
                                    •   Komisaris PT Modern Mutiara Makmur (Sejak 2025);
                                    •   Direktur PT Modern Asia Hospitaliti (Sejak 2020); dan
                                    •   Komisaris PT Modern Panel Indonesia (Sejak 2017).
                                    •   Commissioner of PT Modern Mutiara Makmur (Since 2025);
                                    •   Director of PT Modern Asia Hospitaliti (Since 2020); and
                                    •   Commissioner of PT Modern Panel Indonesia (Since 2017).

                                    Rangkap Jabatan di Dalam Perseroan
                                    Concurrent Position Within the Company
                                    Anggota Komite Nominasi dan Remunerasi Perseroan (Sejak 2025).
                                    Member of the Company’s Nomination and Remuneration Committee (Since 2025).

                                    Hubungan Afiliasi
                                    Affiliation Relationship
                                    Tidak memiliki hubungan afiliasi dengan anggota Dewan Komisaris lainnya, anggota
                                    Direksi, serta Pemegang Saham Utama dan Pengendali, baik langsung maupun tidak
                                    langsung sampai kepada pemilik individu.
                                    Is not affiliated with any members of the Board of Commissioners, the Board of
                                    Directors, and the Majority and Controlling Shareholder, either directly or indirectly
                                    to the individual owners.

                                    Penghargaan Tahun 2025
                                    2025 Award
                                    Top Leader on CSR Commitment 2025 dari Top Business.
                                    Top Leader on CSR Commitment 2025 from Top Business.

                                   * Efektif menjabat per 23 Mei 2025. / Effectively serving on 23 May 2025.




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         Profil Perusahaan
         Company Profile




                                              Dasar Hukum Pengangkatan
                                              Legal Basis of Appointment
                                              Akta No. 12 tanggal 20 Agustus 2021 (2021-2025).
                                              Deed No. 12 dated 20 August 2021 (2021-2025).

                                              Riwayat Pendidikan
                                              Educational Background
                                              • Magister Jurusan Manajemen dari National University of Singapore.
                                              • Master of Management from National University of Singapore.

                                              Pengalaman Kerja
                                              Work Experience
                                              •   Komisaris PT Modern Mitra Pratama (2014-2021);
                                              •   Komisaris PT Modern Mitrakarya Serasi (2015-2025);
                                              •   Anggota Komite Nominasi dan Remunerasi Perseroan (2015-2025);
                                              •   Komisaris Utama PT Modern Industrial Estat (2013-2025);
                                              •   Komisaris PT Modern Mutiara Makmur (2011-2025);
                                              •   Direktur Utama Perseroan (2000-2007);
Luntungan Honoris**
                                              •   Komisaris PT Modern Photo Film Co (1988-2001);
Komisaris Utama                               •   Direktur Perseroan (1985-2000);
President Commissioner                        •   Direktur Utama PT Honoris Jaya Trading Co (1980-1985); dan
                                              •   Pendiri PT Modern Photo Film Co (1973).
                                              •   Commissioner of PT Modern Mitra Pratama (2014-2021);
       Kewarganegaraan / Citizen              •   Commissioner of PT Modern Mitrakarya Serasi (2015-2025);
       Indonesia / Indonesian                 •   Member of the Company’s Nomination and Remuneration Committee (2015-2025);
                                              •   President Commissioner of PT Modern Industrial Estat (2013-2025);
       Umur / Year                            •   Commissioner of PT Modern Mutiara Makmur (2011-2025);
       76 Tahun / Years old                   •   President Director of the Perseroan (2000-2007);
                                              •   Commissioner of PT Modern Photo Film Co (1988-2001);
       Domisili / Domicile                    •   Director of the Company (1985-2000);
                                              •   President Director of PT Honoris Jaya Trading Co (1980-1985); and
       Tangerang
                                              •   Founder of PT Modern Photo Film Co (1973).

                                              Rangkap Jabatan di Luar Perseroan
                                              Concurrent Position Outside the Company
                                              Komisaris PT Modern Asia Hospitaliti (Sejak 2023).
                                              Commissioner of PT Modern Asia Hospitaliti (Since 2023).

                                              Rangkap Jabatan di Dalam Perseroan
                                              Concurrent Position Within the Company
                                              Saat ini beliau tidak memiliki rangkap jabatan di Perseroan.
                                              Currently hold no concurrent position within the Company.

                                              Hubungan Afiliasi
                                              Affiliation Relationship
                                              Memiliki hubungan afiliasi dengan Direktur Utama, yaitu Bapak William Honoris dan
                                              memiliki hubungan afiliasi dengan Pemegang Saham Utama dan Pengendali, yaitu
                                              PT Honoris Corporindo Pratama.
                                              Affiliated with the President Director of the Company, Mr. William Honoris, and
                                              affiliated with the Majority and Controlling Shareholder, PT Honoris Corporindo
                                              Pratama.

                                             ** Efektif berhenti menjabat per 23 Mei 2025. / Effectively resigning on 23 May 2025.




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                                   Dasar Hukum Pengangkatan
                                   Legal Basis of Appointment
                                   Akta No. 12 tanggal 23 Mei 2025 (2025-2026).
                                   Deed No. 12 dated 23 May 2025 (2025-2026).

                                   Riwayat Pendidikan
                                   Educational Background
                                   Sarjana Computerized Accounting dari Universitas Bina Nusantara, Jakarta (1995).
                                   Bachelor of Computerized Accounting from Universitas Bina Nusantara, Jakarta (1995).

                                   Pengalaman Kerja
                                   Work Experience
                                   •   Direktur MLand Singapore Pte Ltd (2023-2025).
                                   •   Direktur Modernland Overseas Pte Ltd. (2023-2025)
                                   •   Direktur Marquee Land Pte Ltd (2023-2025).
                                   •   Direktur Keuangan Perseroan (2021-2024);
                                   •   Direktur PT Modern Industrial Estat (2020-2025);
                                   •   Direktur PT Mitra Sindo Makmur (2017-2025);
Herman*                            •   Direktur PT Mitra SIndo Sukses (2017-2023);
                                   •   Finance Director PT Mitra Sindo Sukses (2012-2021);
Komisaris
                                   •   Finance General Manager Perseroan (2012-2021);
Commissioner                       •   Finance Manager Perseroan (2009-2012); dan
                                   •   Finance & Accounting Manager PT Prisma Inti Semesta
                                       (saat ini PT Modern Industrial Estat) (1998-2009).
      Kewarganegaraan / Citizen
                                   •   Director of MLand Singapore Pte Ltd (2023-2025).
      Indonesia / Indonesian
                                   •   Director of Modernland Overseas Pte Ltd (2023-2025).
      Umur / Year                  •   Director of Marquee Land Pte Ltd (2023-2025).
                                   •   Finance Director of the Company (2021-2024);
      55 Tahun / Years old
                                   •   Director of PT Modern Industrial Estat (2020-2025);
                                   •   Director of PT Mitra Sindo Makmur (2017-2025);
      Domisili / Domicile
                                   •   Director of PT Mitra Sindo Sukses (2017-2023);
      Jakarta                      •   Finance Director of PT Mitra Sindo Sukses (2012-2021);
                                   •   Finance General Manager of the Company (2012-2021);
                                   •   Finance Manager of the Company (2009-2012); and
                                   •   Finance & Accounting Manager of PT Prisma Inti Semesta
                                       (currently PT Modern Industrial Estat) (1998-2009).

                                   Rangkap Jabatan di Luar Perseroan
                                   Concurrent Position Outside the Company
                                   •   Komisaris PT Modern Mitrakarya Serasi (Sejak 2025);
                                   •   Direktur Mland Singapore Pte Ltd (Sejak 2025);
                                   •   Direktur PT Pertiwi Development (Sejak 2023);
                                   •   Direktur PT Bagasasi Inti Pratama (Sejak 2023);
                                   •   Direktur PT The New Asia Industrial Estate (Sejak 2020);
                                   •   Direktur PT Mitra Aplikasi Kosmo Indonesia (Sejak 2019); dan
                                   •   Direktur PT Modern Graha Lestari (Sejak 2017).
                                   •   Commissioner of PT Modern Mitrakarya Serasi (Since 2025);
                                   •   Director of Mland Singapore Pte Ltd (Since 2025);
                                   •   Director of PT Pertiwi Development (Since 2023);
                                   •   Director of PT Bagasasi Inti Pratama (Since 2023);
                                   •   Director of PT The New Asia Industrial Estate (Since 2020);
                                   •   Director of PT Mitra Aplikasi Kosmo Indonesia (Since 2019); and
                                   •   Director of PT Modern Graha Lestari (Since 2017).

                                   Rangkap Jabatan di Dalam Perseroan
                                   Concurrent Position Within the Company
                                   Anggota Komite Nominasi dan Remunerasi Perseroan (Sejak 2025).
                                   Member of the Company’s Nomination and Remuneration Committee (Since 2025).

                                   Hubungan Afiliasi
                                   Affiliation Relationship
                                   Tidak memiliki hubungan afiliasi dengan anggota Dewan Komisaris lainnya, anggota
                                   Direksi, serta Pemegang Saham Utama dan Pengendali, baik langsung maupun tidak
                                   langsung sampai kepada pemilik individu.
                                   Is not affiliated with any members of the Board of Commissioners, the Board of
                                   Directors, and the Majority and Controlling Shareholder, either directly or indirectly
                                   to the individual owners.

                                  * Efektif menjabat per 23 Mei 2025. / Effectively serving on 23 May 2025.




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        Company Profile




                                             Dasar Hukum Pengangkatan
                                             Legal Basis of Appointment
                                             Akta No. 12 tanggal 20 Agustus 2021 (2021-2025).
                                             Deed No. 12 dated 20 August 2021 (2021-2025).
                                             Riwayat Pendidikan
                                             Educational Background
                                             Insinyur Teknik Sipil dari Universitas Kristen Jaya (1991).
                                             Bachelor of Civil Engineering from Universitas Kristen Jaya (1991).

                                             Pengalaman Kerja
                                             Work Experience
                                             •   Anggota Komite Nominasi dan Remunerasi Perseroan (2015-2025);
                                             •   Direktur Utama Perseroan (2007-2013); dan
                                             •   Direktur PT Agung Podomoro Land (2005-2007).
                                             •   Member of the Company’s Nomination and Remuneration Committee (2015-2025);
                                             •   President Director of the Company (2007-2013); and
                                             •   Director of PT Agung Podomoro Land (2005-2007).
Edwyn Lim**
                                             Rangkap Jabatan di Luar Perseroan
Komisaris
                                             Concurrent Position Outside the Company
Commissioner
                                             Saat ini beliau tidak memiliki rangkap jabatan di perusahaan lain.
                                             Currently held no concurrent position in other companies.
      Kewarganegaraan / Citizen
                                             Rangkap Jabatan di Dalam Perseroan
      Indonesia / Indonesian
                                             Concurrent Position Within the Company
      Umur / Year                            Saat ini beliau tidak memiliki rangkap jabatan di Perseroan.
                                             Currently hold no concurrent position within the Company.
      59 Tahun / Years old
                                             Hubungan Afiliasi
      Domisili / Domicile                    Affiliation Relationship
      Jakarta                                Tidak memiliki hubungan afiliasi dengan anggota Dewan Komisaris lainnya, anggota
                                             Direksi, serta Pemegang Saham Utama dan Pengendali, baik langsung maupun tidak
                                             langsung sampai kepada pemilik individu.
                                             Is not affiliated with any members of the Board of Commissioners, the Board of
                                             Directors, and the Majority and Controlling Shareholder, either directly or indirectly
                                             to the individual owners.

                                            ** Efektif berhenti menjabat per 23 Mei 2025. / Effectively resigning on 23 May 2025.




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                                   Dasar Hukum Pengangkatan
                                   Legal Basis of Appointment
                                   Akta No. 12 tanggal 23 Mei 2025 (2025-2026).
                                   Deed No. 12 dated 23 May 2025 (2025-2026).
                                   Riwayat Pendidikan
                                   Educational Background
                                   Sarjana Hukum dari Universitas Parahyangan (1986).
                                   Bachelor of Law from Universitas Parahyangan (1986).

                                   Pengalaman Kerja
                                   Work Experience
                                   •   Komisaris PT Solterra Properti Mandiri (2018-2025);
                                   •   Legal Department Manager PT Inti Putra Modern (1993-2016);
                                   •   Assistant Manager of the Legal Department PT Inti Putra Modern (1990-1992);
                                   •   Corporate Permit & Acquisition Director Perseroan (1989-2025);
                                   •   Legal Department Supervisor PT Inti Putra Modern (1989-1990); dan
                                   •   Legal Officer PT Taman Harapan Indah (1988-1989).
Yustinus Saleh*                    •   Commissioner of PT Solterra Properti Mandiri (2018-2025);
Komisaris                          •   Legal Department Manager of PT Inti Putra Modern (1993-2016);
Commissioner                       •   Assistant Manager of the Legal Department of PT Inti Putra Modern (1990-1992);
                                   •   Corporate Permit & Acquisition Director of the Company (1989-2025);
                                   •   Legal Department Supervisor of PT Inti Putra Modern (1989-1990); and
      Kewarganegaraan / Citizen    •   Legal Officer of PT Taman Harapan Indah (1988-1989).
      Indonesia / Indonesian
                                   Rangkap Jabatan di Luar Perseroan
                                   Concurrent Position Outside the Company
      Umur / Year
                                   •   Komisaris PT Bagasindo Prima Integra (Sejak 2025);
      64 Tahun / Years old         •   Komisaris PT Waskita Modern Realti (Sejak 2023);
                                   •   Komisaris PT Mega Agung Liong Nusantara (Sejak 2023);
      Domisili / Domicile          •   Direktur Utama PT Pertiwi Development (Sejak 2023);
      Jakarta                      •   Direktur PT Mega Agung Nusantara (Sejak 2023);
                                   •   Direktur PT Bagasasi Inti Pratama (Sejak 2023);
                                   •   Komisaris PT Bekasi Development (Sejak 2020);
                                   •   Komisaris PT Bisnis Lancar Makmur (Sejak 2019);
                                   •   Komisaris PT Lotte Land Modern Realty (Sejak 2019);
                                   •   Komisaris PT Mitra Utama Reasuransi Indonesia (Sejak 2014); dan
                                   •   Komisaris PT Mitra Iswara & Rorimpandey (Sejak 2007).
                                   •   Commissioner of PT Bagasindo Prima Integra (Since 2025);
                                   •   Commissioner of PT Waskita Modern Realti (Since 2023);
                                   •   Commissioner of PT Mega Agung Liong Nusantara (Since 2023);
                                   •   President Director of PT Pertiwi Development (Since 2023);
                                   •   Director of PT Mega Agung Nusantara (Since 2023);
                                   •   Director of PT Bagasasi Inti Pratama (Since 2023);
                                   •   Commissioner of PT Bekasi Development (Since 2020);
                                   •   Commissioner of PT Bisnis Lancar Makmur (Since 2019);
                                   •   Commissioner of PT Lotte Land Modern Realty (Since 2019);
                                   •   Commissioner of PT Mitra Utama Reasuransi Indonesia (Since 2014; and
                                   •   Commissioner of PT Mitra Iswara & Rorimpandey (Since 2007).
                                   Rangkap Jabatan di Dalam Perseroan
                                   Concurrent Position Within the Company
                                   Saat ini beliau tidak memiliki rangkap jabatan di Perseroan.
                                   Currently, he does not hold concurrent positions within the Company.
                                   Hubungan Afiliasi
                                   Affiliation Relationship
                                   Tidak memiliki hubungan afiliasi dengan anggota Dewan Komisaris lainnya, anggota
                                   Direksi, serta Pemegang Saham Utama dan Pengendali, baik langsung maupun tidak
                                   langsung sampai kepada pemilik individu.
                                   Is not affiliated with any members of the Board of Commissioners, the Board of
                                   Directors, and the Majority and Controlling Shareholder, either directly or indirectly
                                   to the individual owners.

                                  * Efektif menjabat per 23 Mei 2025. / Effectively serving on 23 May 2025.




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                                            Dasar Hukum Pengangkatan
                                            Legal Basis of Appointment
                                            •   Akta No. 12 tanggal 20 Agustus 2021 (2021-2026);
                                            •   Akta No. 27 tanggal 17 Juni 2016 (2016-2021); dan
                                            •   Akta No. 6 tanggal 3 Juni 2013 (2013-2016).
                                            •   Deed No. 12 dated 20 August 2021 (2021-2026);
                                            •   Deed No. 27 dated 17 June 2016 (2016-2021); and
                                            •   Deed No. 6 dated 3 June 2013 (2013-2016).
                                            Riwayat Pendidikan
                                            Educational Background
                                            Sarjana Jurusan Manajemen dari National University of Singapore.
                                            Bachelor of Management from National University of Singapore.

                                            Pengalaman Kerja
                                            Work Experience
                                            •   Direktur Perseroan (1997-2007);
                                            •   Direktur Pengelola PT Modern Indocitra (1994-1996); dan
Iwan Suryawijaya                            •   Divisi Pemasaran PT Modern Photo Film Co (1983-1994).
Komisaris Independen                        •   Director of the Company (1997-2007);
Independent Commissioner                    •   Managing Director of PT Modern Indocitra (1994-1996); and
                                            •   Marketing Division of PT Modern Photo Film Co (1983-1994).

       Kewarganegaraan / Citizen            Rangkap Jabatan di Luar Perseroan
       Indonesia / Indonesian               Concurrent Position Outside the Company
                                            Saat ini beliau tidak memiliki rangkap jabatan di perusahaan lain.
       Umur / Year                          Currently held no concurrent position in other companies.
       67 Tahun / Years old                 Rangkap Jabatan di Dalam Perseroan
                                            Concurrent Position Within the Company
       Domisili / Domicile                  Ketua Komite Nominasi dan Remunerasi Perseroan Sejak 2015).
       Jakarta                              Chairman of the Company’s Nomination and Remuneration Committee (Since 2015).
                                            Hubungan Afiliasi
                                            Affiliation Relationship
                                            Tidak memiliki hubungan afiliasi dengan anggota Dewan Komisaris lainnya, anggota
                                            Direksi, serta Pemegang Saham Utama dan Pengendali, baik langsung maupun tidak
                                            langsung sampai kepada pemilik individu.
                                            Is not affiliated with any members of the Board of Commissioners, the Board of
                                            Directors, and the Majority and Controlling Shareholder, either directly or indirectly
                                            to the individual owners.
                                            Pernyataan Independensi
                                            Statement of Independence
                                            Beliau telah menjabat selama 3 periode dan telah menandatangani surat pernyataan
                                            independensi setelah diputuskan efektif menjabat berdasarkan keputusan RUPS
                                            Tahunan tanggal 20 Agustus 2021 untuk masa jabatan sampai dengan tahun 2026.
                                            He has served for 3 terms and has signed a statement of independence after
                                            effectively serving based on the resolutions of the Annual GMS dated 20 August
                                            2021 for a term of office until 2026.




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                                    Dasar Hukum Pengangkatan
                                    Legal Basis of Appointment
                                    Akta No. 12 tanggal 23 Mei 2025 (2025-2026).
                                    Deed No. 12 dated 23 May 2025 (2025-2026).
                                    Riwayat Pendidikan
                                    Educational Background
                                    Sarjana Muda dari Akademi Akuntansi Yayasan Akademi Indonesia (YAI) Jakarta
                                    (1981).
                                    Associate Degreee from Accounting Academy of Yayasan Akademi Indonesia (YAI)
                                    Jakarta (1981).
                                    Pengalaman Kerja
                                    Work Experience
                                    •   Manajer Departemen Perpajakan PT Modern Photo Tbk (2005-2018);
                                    •   Kepala Departemen Perpajakan PT Modern Photo Tbk. (1990-2005); dan
                                    •   Kepala Administrasi Cabang PT Modern Photo Tbk (1985-1990).
                                    •   Taxation Department Manager of PT Modern Photo Tbk. (2005-2018);
Robert Tumedia*                     •   .Department Head of Tax of PT Modern Photo Tbk. (1990-2005); and
Komisaris Independen                •   Branch Administration Head of PT Modern Photo Tbk (1985-1990).
Independent Commissioner            Rangkap Jabatan di Luar Perseroan
                                    Concurrent Position Outside the Company
                                    Saat ini beliau tidak memiliki rangkap jabatan di perusahaan lain.
       Kewarganegaraan / Citizen
                                    Currently held no concurrent position in other companies.
       Indonesia / Indonesian
                                    Rangkap Jabatan di Dalam Perseroan
       Umur / Year                  Concurrent Position Within the Company
       67 Tahun / Years old         Ketua Komite Audit Perseroan (Sejak 2025).
                                    Chairman of the Company’s Audit Committee (2015-2025).
       Domisili / Domicile
                                    Hubungan Afiliasi
       Jakarta
                                    Affiliation Relationship
                                    Tidak memiliki hubungan afiliasi dengan anggota Dewan Komisaris lainnya, anggota
                                    Direksi, serta Pemegang Saham Utama dan Pengendali, baik langsung maupun tidak
                                    langsung sampai kepada pemilik individu.
                                    Is not affiliated with any members of the Board of Commissioners, the Board of
                                    Directors, and the Majority and Controlling Shareholder, either directly or indirectly
                                    to the individual owners.
                                    Pernyataan Independensi
                                    Statement of Independence
                                    Beliau pertama kali menjabat dan telah menandatangani surat pernyataan
                                    independensi setelah diputuskan efektif berdasarkan keputusan RUPS Tahunan
                                    tanggal 23 Mei 2025 untuk masa jabatan sampai dengan tahun 2026.
                                    Serving his first term and has signed a statement of independence after effectively
                                    serving based on the resolutions of the Annual GMS dated 23 May 2025 for a term
                                    of office until 2026.

                                   * Efektif menjabat per 23 Mei 2025. / Effectively serving on 23 May 2025.




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        Company Profile




                                             Dasar Hukum Pengangkatan
                                             Legal Basis of Appointment
                                             •   Akta No. 12 tanggal 20 Agustus 2021 (2021-2025);
                                             •   Akta No. 27 tanggal 17 Juni 2016 (2016-2021); dan
                                             •   Akta No. 6 tanggal 3 Juni 2013 (2013-2016).
                                             •   Deed No. 12 dated 20 August 2021 (2021-2025);
                                             •   Deed No. 27 dated 17 June 2016 (2016-2021); and
                                             •   Deed No. 6 dated 3 June 2013 (2013-2016).
                                             Riwayat Pendidikan
                                             Educational Background
                                             •   Magister Manajemen Keuangan dari STIE Nusantara (2004); dan
                                             •   Sarjana Ekonomi Jurusan Akuntansi dari Universitas Trisakti (1984).
                                             •   Master of Finance Management from STIE Nusantara (2004); and
                                             •   Bachelor of Economics, Majoring in Accounting from Universitas Trisakti (1984).
                                             Pengalaman Kerja
                                             Work Experience
Nita Tanawidjaja**                           •   Komite Komite Audit Perseroan (2015-2025);
Komisaris Independen                         •   Direktur Keuangan PT Foton Mobilindo (2009-2013);
                                             •   Direktur Keuangan dan Sekretaris Perusahaan PT Multi Indocitra Tbk (2005-2008);
Independent Commissioner
                                             •   Direktur Keuangan PT Sejahteraraya Anugerahjaya (1994-2005);
                                             •   Senior Finance Manager PT Duta Semeru Utama (1990-1994);
                                             •   Accounting Manager Sincere Co (1985-1990); dan
       Kewarganegaraan / Citizen
                                             •   Auditor Kantor Akuntan Publik Darmawan & Co (1983-1984).
       Indonesia / Indonesian
                                             •   Chairman of the Company’s Audit Committee (2015-2025);
       Umur / Year                           •   Finance Director of PT Foton Mobilindo (2009-2013);
                                             •   Finance Director and Corporate Secretary of PT Multi Indocitra Tbk (2005-2008);
       65 Tahun / Years old                  •   Finance Director of PT Sejahteraraya Anugerahjaya (1994-2005);
                                             •   Senior Finance Manager of PT Duta Semeru Utama (1990-1994);
       Domisili / Domicile
                                             •   Accounting Manager of Sincere Co (1985-1990); and
       Jakarta                               •   Auditor of Public Accounting Firm Darmawan & Co (1983-1984).
                                             Rangkap Jabatan di Luar Perseroan
                                             Concurrent Position Outside the Company
                                             Saat ini beliau tidak memiliki rangkap jabatan di perusahaan lain.
                                             Currently held no concurrent position in other companies.
                                             Rangkap Jabatan di Dalam Perseroan
                                             Concurrent Position Within the Company
                                             Saat ini beliau tidak memiliki rangkap jabatan di Perseroan.
                                             Currently, he does not hold concurrent positions within the Company.
                                             Hubungan Afiliasi
                                             Affiliation Relationship
                                             Tidak memiliki hubungan afiliasi dengan anggota Dewan Komisaris lainnya, anggota
                                             Direksi, serta Pemegang Saham Utama dan Pengendali, baik langsung maupun tidak
                                             langsung sampai kepada pemilik individu.
                                             Is not affiliated with any members of the Board of Commissioners, the Board of
                                             Directors, and the Majority and Controlling Shareholder, either directly or indirectly
                                             to the individual owners.
                                             Pernyataan Independensi
                                             Statement of Independence
                                             Beliau telah menjabat selama 3 periode dan telah menandatangani surat pernyataan
                                             independensi setelah diputuskan efektif menjabat berdasarkan keputusan RUPS
                                             Tahunan tanggal 20 Agustus 2021.
                                             She has served for 3 terms and has signed a statement of independence after
                                             effectively serving based on the resolutions of the Annual GMS dated 20 August
                                             2021.

                                            * Efektif berhenti menjabat per 23 Mei 2025. / Effectively resigning on 23 May 2025.




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                                                                                                            PT Modernland Realty Tbk




Perubahan Komposisi Anggota                                       Changes in Composition of Members
Dewan Komisaris dan Alasan                                        of the Board of Commissioners and
Perubahannya                                                      Reasons for Such Changes

Pada tahun 2025, terdapat perubahan komposisi anggota Dewan       In 2025, there were changes to the composition of members
Komisaris Perseroan yang diputuskan berdasarkan RUPS Tahunan      of the Board of Commissioners based on the resolutions of
tanggal 23 Mei 2025 yang diungkapkan sebagai berikut:             the Annual GMS dated 23 May 2025 as disclosed below:


  Susunan Dewan Komisaris berdasarkan
                                                Susunan Dewan Komisaris berdasarkan
 RUPS Luar Biasa tanggal 1 September 2023
                                                  RUPS Tahunan tanggal 23 Mei 2025
   Board of Commissioners Composition
                                                 Board of Commissioners Composition                      Alasan Perubahan
       based on Extraordinary GMS
                                               based on Annual GMS dated 23 May 2025                    Reasons for Changes
         dated 1 September 2023
         Nama                Jabatan                    Nama                Jabatan
         Name                Position                   Name                Position
                      Komisaris Utama                                Komisaris Utama
 Luntungan Honoris                             Dharma Mitra
                      President Commissioner                         President Commissioner
                      Komisaris                                      Komisaris                           Penyesuaian atas dinamika
 Dwi Priyatno                                  Herman
                      Commissioner                                   Commissioner                   keanggotaan, sehubungan dengan
                                                                                                     wafatnya Bapak Dwi Priyatno pada
                      Komisaris                                      Komisaris
 Edwyn Lim                                     Yustinus Saleh                                       tahun 2024 serta pengunduran diri
                      Commissioner                                   Commissioner
                                                                                                         beberapa anggota lainnya.
                      Komisaris Independen                           Komisaris Independen               Adjustments to membership
 Iwan Suryawijaya     Independent              Iwan Suryawijaya      Independent                   dynamics, in relation with the passing
                      Commissioner                                   Commissioner                     of Mr. Dwi Priyatno in 2024 and
                      Komisaris Independen                           Komisaris Independen          resignation of several other members.
 Nita Tanawidjaja     Independent              Robert Tumedia        Independent
                      Commissioner                                   Commissioner




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          Profil Perusahaan
          Company Profile




PROFIL DIREKSI
Profiles of the Board of Directors

                                                               Dasar Hukum Pengangkatan
                                                               Legal Basis of Appointment
                                                               Akta No. 12 tanggal 20 Agustus 2021 (2021-2026).
                                                               Deed No. 12 dated 20 August 2021 (2021-2026).

                                                               Pengalaman Kerja
                                                               Work Experience
                                                               •   Komisaris PT Mitra Sindo Makmur (2020-2025);
                                                               •   Komisaris PT Mitra Sindo Sukses (2014-2025);
                                                               •   Komisaris PT Modern Industrial Estat (2014-2025);
                                                               •   Komisaris PT Astra Modern Land (2017-2021);
                                                               •   Komisaris PT Modern Graha Lestari (2017-2018);
                                                               •   Direktur Perseroan (2005-2013); dan
                                                               •   Direktur International Minh Viet Co Ltd, Vietnam (1998-2005).
                                                               •   Commissioner of PT Mitra Sindo Makmur (2020-2025);
                                                               •   Commissioner of PT Mitra Sindo Sukses (2014-2025);
                                                               •   Commissioner of PT Modern Industrial Estat (2014-2025);
                                                               •   Commissioner of PT Astra Modern Land (2017-2021);
                                                               •   Commissioner of PT Modern Graha Lestari (2017-2018);
                                                               •   Director of the Company (2005-2013); and
                                                               •   International Director of Minh Viet Co Ltd, Vietnam (1998-2005).

                                                               Rangkap Jabatan di Luar Perseroan
                                                               Concurrent Position Outside the Company
William Honoris
                                                               •   Komisaris Utama PT Mitra Sindo Makmur (Sejak 2025);
Direktur Utama                                                 •   Komisaris Utama PT Mitra Sindo Sukses (Sejak 2025);
President Director                                             •   Komisaris Utama PT Modern Industrial Estat (Sejak 2025);
                                                               •   Komisaris PT Selaras Bangun Multijaya (Sejak 2025);
                                                               •   Komisaris PT Mitrakarya Estat Cikanindo (Sejak 2025);
                                                               •   Komisaris PT Solusi Prima Limbah Industri (Sejak 2023);
        Kewarganegaraan / Citizen                              •   Komisaris PT Multi Tirta Mandiri (Sejak 2023);
        Indonesia / Indonesian                                 •   Komisaris PT Alismi Kencana (Sejak 2023);
                                                               •   Komisaris PT Mega Agung Nusantara (Sejak 2023);
                                                               •   Direktur Utama PT Modern Asia Hospitaliti (Sejak 2023);
        Umur / Year                                            •   Direktur Utama PT Modern Graha Lestari (Sejak 2023);
        51 Tahun / Years old                                   •   Direktur Utama PT Bisnis Lancar Makmur (Sejak 2023);
                                                               •   Komisaris PT Citra Sejahtera Pratama (Sejak 2021);
                                                               •   Direktur PT Sentralindo Karunia Lestari (Sejak 2020);
        Domisili / Domicile                                    •   Komisaris PT Pesanggrahan Karya Cikanindo (Sejak 2020);
                                                               •   Komisaris PT Mitra Aplikasi Kosmo Indonesia (Sejak 2019);
        Jakarta
                                                               •   Direktur MDLN Holding Pte Ltd (Sejak 2018);
                                                               •   Direktur JGC Ventures Pte Ltd (Sejak 2018);
                                                               •   Komisaris PT Bentara Grha Cikanindo (Sejak 2017);
        Riwayat Pendidikan                                     •   Komisaris PT Cikanindo Mega Realti (Sejak 2017);
        Educational Background                                 •   Direktur Utama PT Modern Panel Indonesia (Sejak 2017);
                                                               •   Komisaris PT Pertiwi Development (Sejak 2017);
        Sarjana Ekonomi dari University of Southern            •   Komisaris PT Bagasasi Inti Pratama (Sejak 2017);
        California, Amerika Serikat (1997).                    •   Direktur PT Modern Mitrakarya Serasi (Sejak 2015);
        Bachelor of Economics from University of Southern      •   Direktur Utama PT Modern Mutiara Makmur (Sejak 2015);
        California, United States of America (1997).           •   Direktur CastleLand Singapore Pte Ltd (Sejak 2014);
                                                               •   Direktur Marquee Land Pte Ltd (Sejak 2014);
        Rangkap Jabatan di Dalam Perseroan                     •   Direktur PT Modern Mitra Pratama (Sejak 2014);
        Concurrent Position Within the Company                 •   Direktur MLand Singapore Pte Ltd (Sejak 2013);
        Saat ini beliau tidak memiliki rangkap jabatan         •   Direktur Modernland Overseas Pte Ltd (Sejak 2013);
        di Perseroan.                                          •   Komisaris PT Golden Surya Makmur (Sejak 2012); dan
        Currently hold no concurrent position within           •   Komisaris PT Terus Maju Perkasa (Sejak 2011).
        the Company.                                           •   President Commissioner of PT Mitra Sindo Makmur (Since 2025);
                                                               •   President Commissioner of PT Mitra Sindo Sukses (Since 2025);
        Hubungan Afiliasi                                      •   President Commissioner of PT Modern Industrial Estat (Since 2025);
        Affiliation Relationship                               •   Commissioner of PT Selaras Bangun Multijaya (Since 2025);
                                                               •   Commissioner of PT Mitrakarya Estat Cikanindo (Since 2025);
        Memiliki hubungan afiliasi dengan Pemegang
                                                               •   Commissioner of PT Solusi Prima Limbah Industri (Since 2023);
        Saham Pengendali, yaitu PT Honoris Corporindo
                                                               •   Commissioner of PT Multi Tirta Mandiri (Since 2023);
        Pratama dan beliau juga merupakan penerima
                                                               •   Commissioner of PT Alismi Kencana (Since 2023);
        manfaat akhir individu dari Perseroan.
                                                               •   Commissioner of PT Mega Agung Nusantara (Since 2023);
        Has an affiliation relationship with the Controlling   •   President Director of PT Modern Asia Hospitaliti (Since 2023);
        Shareholder, namely PT Honoris Corporindo              •   President Director of PT Modern Graha Lestari (Since 2023);
        Pratama, and he is also the ultimate beneficial        •   President Director of PT Bisnis Lancar Makmur (Since 2023);
        owner of the Company.                                  •   Commissioner of PT Citra Sejahtera Pratama (Since 2021);
                                                               •   Director of PT Sentralindo Karunia Lestari (Since 2020);
        Penghargaan Tahun 2025                                 •   Commissioner of PT Pesanggrahan Karya Cikanindo (Since 2020);
        2025 Award                                             •   Commissioner of PT Mitra Aplikasi Kosmo Indonesia (Since 2019);
        Best Leadership on Human Capital Commitment            •   Director of MDLN Holding Pte Ltd (Since 2018);
        2025 dari BusinessAsia Indonesia.                      •   Director of JGC Ventures Pte Ltd (Since 2018);
        Best Leadership on Human Capital Commitment            •   Commissioner of PT Bentara Grha Cikanindo (Since 2017);
        2025 from BusinessAsia Indonesia.                      •   Commissioner of PT Cikanindo Mega Realti (Since 2017);
                                                               •   President Director of PT Modern Panel Indonesia (Since 2017);
                                                               •   Commissioner of PT Pertiwi Development (Since 2017);
                                                               •   Commissioner of PT Bagasasi Inti Pratama (Since 2017);
                                                               •   Director of PT Modern Mitrakarya Serasi (Since 2015);
                                                               •   President Director of PT Modern Mutiara Makmur (Since 2015);
                                                               •   Director of CastleLand Singapore Pte Ltd (Since 2014);
                                                               •   Director of Marquee Land Pte Ltd (Since 2014);
                                                               •   Director of PT Modern Mitra Pratama (Since 2014);
                                                               •   Director of Mland Singapore Pte. Ltd (Since 2013);
                                                               •   Director of Modernland Overseas Pte Ltd (Since 2013);
                                                               •   Commissioner of PT Golden Surya Makmur (Since 2012); and
                                                               •   Commissioner of PT Terus Maju Perkasa (Since 2011).




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                                                                                           PT Modernland Realty Tbk




                                   Dasar Hukum Pengangkatan
                                   Legal Basis of Appointment
                                   Akta No. 2 tanggal 1 September 2023 (2023-2026).
                                   Deed No. 2 dated 1 September 2023 (2023-2026).
                                   Riwayat Pendidikan
                                   Educational Background
                                   Magister Manajemen dari Universitas Indonesia (2001).
                                   Master in Management from Universitas Indonesia (2001).

                                   Pengalaman Kerja
                                   Work Experience
                                   •   Investment Director Perseroan (2019-2023);
                                   •   President Director Multifinance PT Solterra Properti Mandiri (2018-2019);
                                   •   Sales & Marketing Director PT Nissan Financial Services Indonesia (2013-2018);
                                   •   Head of Sales Transformation PT Bank ANZ Indonesia (2012-2013);
                                   •   Head of Secured Loan PT Bank HSBC Indonesia (2007-2012);
                                   •   Assistant Vice President Product & Business PT Bank Permata Tbk (2004-2007);
                                       dan
                                   •   Sales Head Astra Credit Companies (2002-2004).
Fetrizal Bobby Heryunda            •   Investment Director of the Company (2019-2023);
Direktur Keuangan                  •   President Director of Multifinance of PT Solterra Properti Mandiri (2018-2019);
Finance Director                   •   Sales & Marketing Director of PT Nissan Financial Services Indonesia (2013-2018);
                                   •   Head of Sales Transformation of PT Bank ANZ Indonesia (2012-2013);
                                   •   Head of Secured Loan of PT Bank HSBC Indonesia (2007-2012);
       Kewarganegaraan / Citizen   •   Assistant Vice President Product & Business of PT Bank Permata Tbk (2004-2007); and
       Indonesia / Indonesian      •   Sales Head of Astra Credit Companies (2002-2004);

       Umur / Year
                                   Rangkap Jabatan di Luar Perseroan
                                   Concurrent Position Outside the Company
       49 Tahun / Years old
                                   •   Direktur Utama PT Golden Surya Makmur (Sejak 2025);
       Domisili / Domicile         •   Dirketur Utama Terus Maju Perkasa (Sejak 2025);
                                   •   Direktur PT Mitra Sindo Makmur (Sejak 2025);
       Jakarta
                                   •   Direktur PT Modern Industrial Estat (Sejak 2025);
                                   •   Direktur PT Modern Mutiara Makmur (Sejak 2025);
                                   •   Direktur MDLN Holding Pte Pte Ltd (Sejak 2023);
                                   •   Direktur JGC Ventures Pte Ltd (Sejak 2023);
                                   •   Direktur CastleLand Singapore Pte Ltd (Sejak 2023);
                                   •   Direktur PT Mitra Sindo Sukses (Sejak 2022); dan
                                   •   Direktur Utama PT Solterra Properti Mandiri (Sejak 2018).
                                   •   President Director of PT Golden Surya Makmur (Since 2025);
                                   •   President Director of Terus Maju Perkasa (Since 2025);
                                   •   Director of PT Mitra Sindo Makmur (Since 2025);
                                   •   Director of PT Modern Industrial Estat (Since 2025);
                                   •   Director of PT Modern Mutiara Makmur (Since 2025);
                                   •   Director of MDLN Holding Pte Pte Ltd (Since 2023);
                                   •   Director of JGC Ventures Pte Ltd (Since 2023);
                                   •   Director of CastleLand Singapore Pte Ltd (Since 2023);
                                   •   Director of PT Mitra Sindo Sukses (Sejak 2022); and
                                   •   President Director of PT Solterra Properti Mandiri (Since 2018).
                                   Rangkap Jabatan di Dalam Perseroan
                                   Concurrent Position Within the Company
                                   Saat ini beliau tidak memiliki rangkap jabatan di Perseroan.
                                   Currently hold no concurrent position within the Company.
                                   Hubungan Afiliasi
                                   Affiliation Relationship
                                   Tidak memiliki hubungan afiliasi dengan anggota Dewan Komisaris, anggota Direksi
                                   lainnya, serta Pemegang Saham Utama dan Pengendali, baik langsung maupun tidak
                                   langsung sampai kepada pemilik individu.
                                   Is not affiliated with any members of the Board of Commissioners, other members of
                                   the Board of Directors, and the Majority and Controlling Shareholder, either directly
                                   or indirectly to the individual owners.




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          Profil Perusahaan
          Company Profile




                                              Dasar Hukum Pengangkatan
                                              Legal Basis of Appointment
                                              Akta No. 2 tanggal 1 September 2023 (2023-2026).
                                              Deed No. 2 dated 1 September 2023 (2023-2026).
                                              Riwayat Pendidikan
                                              Educational Background
                                              Master of Business Administration dari California State University (2000).
                                              Master of Business Administration from California State University (2000).

                                              Pengalaman Kerja
                                              Work Experience
                                              • Managing Director PT Modern Industrial Estat (2016-2023);
                                              • Vice Director PT Graha Buana Cikarang (2011-2015);
                                              • General Manager Sales & Marketing PT Angels Products – Sugar Refinery
                                                (2009-2011);
                                              • General Manager Sales & Marketing PT Net Multimedia (2008-2009);
                                              • Marketing Operation Manager PT Pilar Selaras (2005-2008); dan
                                              • Business Development Officer PT Catur Panins Aditama (2001-2005).
Pascall Wilson                                • Managing Director of PT Modern Industrial Estate (2016-2023);
                                              • Vice Director of PT Graha Buana Cikarang (2011-2015);
Direktur Industrial                           • General Manager Sales & Marketing of PT Angels Products - Sugar Refinery
Industrial Director                             (2009-2011);
                                              • General Manager Sales & Marketing of PT Net Multimedia (2008-2009);
                                              • Marketing Operation Manager of PT Pilar Selaras (2005-2008); and
        Kewarganegaraan / Citizen             • Business Development Officer of PT Catur Panins Aditama (2001-2005).
        Indonesia / Indonesian                Rangkap Jabatan di Luar Perseroan
                                              Concurrent Position Outside the Company
        Umur / Year
                                              •   Direktur PT Solusi Prima Limbah Industri (Sejak 2023);
        49 Tahun / Years old
                                              •   Direktur PT Multi Tirta Mandiri (Sejak 2023);
                                              •   Direktur PT Mega Agung Liong Nusantara (Sejak 2023);
        Domisili / Domicile
                                              •   Direktur PT Bekasi Development (Sejak 2020);
        Tangerang                             •   Direktur PT Selaras Bangun Multijaya (Sejak 2017);
                                              •   Direktur PT Alismi Kencana (Sejak 2017);
                                              •   Direktur Utama PT The New Asia Industrial Estate (Sejak 2017);
                                              •   Direktur Utama PT Mega Agung Nusantara (Sejak 2017); dan
                                              •   Direktur Utama PT Modern Industrial Estat (Sejak 2017).
                                              •   Director of PT Solusi Prima Limbah Industri (Since 2023);
                                              •   Director of PT Multi Tirta Mandiri (Since 2023);
                                              •   Director of PT Mega Agung Liong Nusantara (Since 2023);
                                              •   Director of PT Bekasi Development (Since 2020);
                                              •   Director of PT Selaras Bangun Multijaya (Since 2017);
                                              •   Director of PT Alismi Kencana (Since 2017);
                                              •   President Director of PT The New Asia Industrial Estate (Since 2017);
                                              •   President Director of PT Mega Agung Nusantara (Since 2017); and
                                              •   President Director of PT Modern Industrial Estate (Since 2017).
                                              Rangkap Jabatan di Dalam Perseroan
                                              Concurrent Position Within the Company
                                              Saat ini beliau tidak memiliki rangkap jabatan di Perseroan.
                                              Currently hold no concurrent position within the Company.
                                              Hubungan Afiliasi
                                              Affiliation Relationship
                                              Tidak memiliki hubungan afiliasi dengan anggota Dewan Komisaris, anggota Direksi
                                              lainnya, serta Pemegang Saham Utama dan Pengendali, baik langsung maupun tidak
                                              langsung sampai kepada pemilik individu.
                                              Is not affiliated with any members of the Board of Commissioners, other members of
                                              the Board of Directors, and the Majority and Controlling Shareholder, either directly
                                              or indirectly to the individual owners.




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                                                                                                  PT Modernland Realty Tbk




                                    Dasar Hukum Pengangkatan
                                    Legal Basis of Appointment
                                    Akta No. 12 tanggal 23 Mei 2025 (2025-2026).
                                    Deed No. 12 dated 23 May 2025 (2025-2026).
                                    Riwayat Pendidikan
                                    Educational Background
                                    Master of Science Industrial Engineering dari LUT University (1991).
                                    Master of Science in Industrial Engineering from LUT University (1991).
                                    Pengalaman Kerja
                                    Work Experience
                                    • Chief Executive Officer PT Dwigunatama Rintisprima (2023-2024);
                                    • Managing Director Sektor Hospitality dan Urban Development Perseroan
                                      (2020-2023);
                                    • Managing Director PT Surya Internusa Hotels (2012-2014);
                                    • Managing Director Surya Internusa Hotels (2012-2014);
                                    • Direktur Utama Premier Qualitas Indonesia (2007-2009);
                                    • Directeur de Programmes Leus Nouveaux Constructeurs (2003-2011);
Sami Veikko Tapio                   • General Manager Raisio Chemicals (1998-2003);
                                    • Project Manager Nordict Ventures (1995-1996).
Miettinen*
                                    • Chief Executive Officer of PT Dwigunatama Rintisprima (2023-2024);
Direktur Residensial Komersial
                                    • Managing Director of the Company’s Hospitality and Urban Development Sector
Commercial Residential Director       (2020-2023);
                                    • Managing Director of PT Surya Internusa Hotels (2012-2014);
       Kewarganegaraan / Citizen    • Managing Director of Surya Internusa Hotels (2012-2014);
       Finlandia / Finnish          • President Director of Premier Qualitas Indonesia (2007-2009);
                                    • Directeur de Programmes Leus Nouveaux Constructeurs (2003-2011);
       Umur / Year                  • General Manager of Raisio Chemicals (1998-2003);
                                    • Project Manager of Nordict Ventures (1995-1996).
       60 Tahun / Years old
                                    Rangkap Jabatan di Luar Perseroan
       Domisili / Domicile          Concurrent Position Outside the Company
       Jakarta                      •   Direktur Utama PT Mitra Sindo Sukses (Sejak 2025)
                                    •   Direktur Utama PT Mitra Sindo Makmur (Sejak 2025)
                                    •   President Director of PT Mitra Sindo Sukses (Since 2025);
                                    •   President Director of PT Mitra Sindo Makmur (Since 2025);
                                    Rangkap Jabatan di Dalam Perseroan
                                    Concurrent Position Within the Company
                                    Kepala Unit Usaha Urban Development Perseroan (Sejak 2025);
                                    Head of Urban Development Business Unit of the Company (Since 2025);
                                    Hubungan Afiliasi
                                    Affiliation Relationship
                                    Tidak memiliki hubungan afiliasi dengan anggota Dewan Komisaris, anggota Direksi
                                    lainnya, serta Pemegang Saham Utama dan Pengendali, baik langsung maupun tidak
                                    langsung sampai kepada pemilik individu.
                                    Is not affiliated with any members of the Board of Commissioners, other members of
                                    the Board of Directors, and the Majority and Controlling Shareholder, either directly
                                    or indirectly to the individual owners.


                                   * Efektif menjabat per 23 Mei 2025. / Effectively serving on 23 May 2025.




                                                                              Laporan Tahunan 2025 Annual Report     85
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          Profil Perusahaan
          Company Profile




Perubahan Komposisi Anggota Direksi                                    Changes in Composition of Members of
dan Alasan Perubahannya                                                the Board of Directors and Reasons for
                                                                       Such Changes

Pada tahun 2025, terdapat perubahan komposisi anggota Direksi          In 2025, there were changes to the composition of members of
Perseroan yang diputuskan berdasarkan RUPS Tahunan tanggal             the Company’s Board of Directors based on the resolutions of the
23 Mei 2025 yang diungkapkan sebagai berikut:                          Annual GMS dated 23 May 2025 as disclosed below:


        Susunan Direksi berdasarkan
                                                       Susunan Direksi berdasarkan
 RUPS Luar Biasa tanggal 1 September 2023
                                                    RUPS Tahunan tanggal 23 Mei 2025
  Board of Directors Composition based on
                                                  Board of Directors Composition based on                 Alasan Perubahan
   Extraordinary GMS dated 1 September
                                                      Annual GMS dated 23 May 2025                       Reasons for Changes
                    2023
          Nama                        Jabatan            Nama                         Jabatan
          Name                        Position           Name                         Position
                           Direktur Utama                                  Direktur Utama          Bentuk       penyesuaian      organisasi
 William Honoris                                 William Honoris
                           President Director                              President Director      sehubungan dengan pengunduran diri
                                                                                                   Bapak Dharma Mitra dan Bapak Herman
                           Direktur                                        Direktur
 Dharma Mitra                                    Fetrizal Bobby Heryunda                           dari jabatan Direktur yang selanjutnya
                           Director                                        Director
                                                                                                   diangkat     dalam    jajaran    Dewan
                           Direktur                                        Direktur                Komisaris, serta pengangkatan Bapak
 Herman                                          Pascall Wilson
                           Director                                        Director                Sami Veikko Tapio Miettinen sebagai
                                                                                                   Direktur Perseroan yang baru.
                           Direktur              Sami Veikko Tapio         Direktur
 Fetrizal Bobby Heryunda                                                                           Organizational adjustment in relation
                           Director              Miettinen                 Director
                                                                                                   with the resignation of Mr. Dharma
                                                                                                   Mitra and Mr. Herman from the
                                                                                                   position of Director and were
                           Direktur                                                                subsequently appointed into the
 Pascall Wilson                                                                                    Board of Commissioners, as well as
                           Director
                                                                                                   the appointment of Mr. Sami Veikko
                                                                                                   Tapio Miettinen as new Director of the
                                                                                                   Company.




 86       Laporan Tahunan 2025 Annual Report
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                                                                                                  PT Modernland Realty Tbk




PROFIL KOMITE AUDIT
Profiles of the Audit Committee



                                          Kewarganegaraan / Citizen
                                          Indonesia / Indonesian

                                          Umur / Year
                                          67 Tahun / Years old

                                          Domisili / Domicile
                                          Jakarta

                                          Dasar Hukum Pengangkatan / Legal Basis of Appointment
                                          Keputusan Sirkuler Dewan Komisaris No. 003/SK-DEKOM/MDLN/V/2025 tanggal
                                          28 Mei 2025 (2025-2026).
                                          Board of Commissioners Circular Resolution No. 003/SK-DEKOM/MDLN/V/2025 dated
                                          28 May 2025.

                                  Profil lengkap Ketua Komite Audit dapat dilihat pada bagian Profil Dewan Komisaris. /
                                  The complete profile of the Chairman of the Audit Committee is presented in the Profiles of
Robert Tumedia                    the Board of Commissioners.
Ketua
Chairman


                                            Dasar Hukum Pengangkatan
                                            Legal Basis of Appointment
                                            Keputusan Sirkuler Dewan Komisaris No. 003/SK-DEKOM/MDLN/V/2025 tanggal
                                            28 Mei 2025 (2025-2026).
                                            Board of Commissioners Circular Resolution No. 003/SK-DEKOM/MDLN/V/2025
                                            dated 28 May 2025 (2025-2026)
                                            Riwayat Pendidikan
                                            Educational Background
                                            Sarjana Akuntansi dari Sekolah Tinggi Ilmu Ekonomi Trisakti Jakarta
                                            (Trisakti School of Management) (2015)
                                            Bachelor of Accounting from Trisakti School of Management Jakarta
                                            (Trisakti School of Management) (2015)
                                            Pengalaman Kerja
                                            Work Experience
                                            •   Supervisor Finance, Accounting & Audit PT Putra Chandra Sentosa (2015-2018);
                                            •   Supervisor Finance, Accounting & Audit PT Wijaya Distribusi (2013-2015);
                                            •   Staf Tax CV Unika Daya Nusantara Tehnikal (2011-2013); and
Alvin Septiandi                             •   Staf Accounting & Taxation PT Sinergiplasindo Dinamika (2009-2011).
Anggota                                     •   Supervisor Finance, Accounting & Audit of PT Putra Chandra Sentosa (2015-2018;
Member                                      •   Supervisor Finance, Accounting & Audit of PT Wijaya Distribusi (2013-2015);
                                            •   Tax Staff of CV Unika Daya Nusantara Tehnikal (2011-2013); and
                                            •   Accounting & Taxation Staff of PT Sinergiplasindo Dinamika (2009-2011).
      Kewarganegaraan / Citizen
      Indonesia / Indonesian                Rangkap Jabatan di Luar Perseroan
                                            Concurrent Position Outside the Company
      Umur / Year                           Saat ini beliau tidak memiliki rangkap jabatan di perusahaan lain.
      34 Tahun / Years old                  Currently hold no concurrent position in another company.
                                            Rangkap Jabatan di Dalam Perseroan
      Domisili / Domicile                   Concurrent Position Within the Company
      Jakarta                               Saat ini beliau tidak memiliki rangkap jabatan di Perseroan.
                                            Currently hold no concurrent position within the Company.
                                            Hubungan Afiliasi
                                            Affiliation Relationship
                                            Tidak memiliki hubungan afiliasi dengan anggota Dewan Komisaris, anggota
                                            Direksi, serta Pemegang Saham Utama dan Pengendali, baik langsung maupun tidak
                                            langsung sampai kepada pemilik individu.
                                            Is not affiliated with members of the Board of Commissioners, the Board of Directors,
                                            and the Majority and Controlling Shareholder, either directly or indirectly to the
                                            individual owners.




                                                                                 Laporan Tahunan 2025 Annual Report         87
Page 90
           Profil Perusahaan
           Company Profile




                                                                               Dasar Hukum Pengangkatan
                                                                               Legal Basis of Appointment
                                                                               Keputusan Sirkuler Dewan Komisaris No. 003/SK-DEKOM/MDLN/V/2025
                                                                               tanggal 28 Mei 2025. (2025-2026).
                                                                               Board of Commissioners Circular Resolution No. 003/SK-DEKOM/MDLN/ V/2025
                                                                               dated 28 May 2025.
                                                                               Riwayat Pendidikan
                                                                               Educational Background
                                                                               • Magister Akuntansi dari Universitas Trisakti (2015); dan
                                                                               • Sarjana Ekonomi dari Sekolah Tinggi Ilmu Ekonomi Trisakti Jakarta (Trisakti
                                                                                 School of Management) (2011).
                                                                               • Master of Accounting from Universitas Trisakti (2015); and
                                                                               • Bachelor of Economics from Sekolah Tinggi Ilmu Ekonomi Trisakti Jakarta
                                                                                 (Trisakti School of Management) (2011).
                                                                               Pengalaman Kerja
                                                                               Work Experience
                                                                               • Senior Finance, Accounting, and Tax Officer PT Saranapratama Artamandiri
Agus Maulana                                                                     (Agung Podomoro Group) (2012-2015); dan
                                                                               • Accounting Officer PT Anugerah Group International (2009-2012).
Anggota
Member                                                                         • Senior Finance, Accounting, and Tax Officer of PT Saranapratama Artamandiri
                                                                                 (Agung Podomoro Group) (2012-2015); and
                                                                               • Accounting Officer of PT Anugerah Group International (2009-2012).
                                                                               Rangkap Jabatan di Luar Perseroan
         Kewarganegaraan / Citizen                                             Concurrent Position Outside the Company
         Indonesia / Indonesia
                                                                               Saat ini beliau tidak memiliki rangkap jabatan di perusahaan lain.
                                                                               Currently hold no concurrent position in another company.
         Umur / Year
         38 Tahun / Years old                                                  Rangkap Jabatan di Dalam Perseroan
                                                                               Concurrent Position Within the Company
         Domisili / Domicile                                                   Saat ini beliau tidak memiliki rangkap jabatan di Perseroan.
         Jakarta                                                               Currently hold no concurrent position within the Company.
                                                                               Hubungan Afiliasi
                                                                               Affiliation Relationship
                                                                               Tidak memiliki hubungan afiliasi dengan anggota Dewan Komisaris, anggota
                                                                               Direksi, serta Pemegang Saham Utama dan Pengendali, baik langsung maupun tidak
                                                                               langsung sampai kepada pemilik individu.
                                                                               Is not affiliated with members of the Board of Commissioners, the Board of Directors,
                                                                               and the Majority and Controlling Shareholder, either directly or indirectly to the
                                                                               individual owners.




PROFIL KOMITE NOMINASI DAN REMUNERASI
Profiles of the Nomination and Remuneration Committee


           Nama                        Jabatan                                    Dasar Hukum Pengangkatan                                                 Periode
           Name                        Position                                   Legal Basis of Appointment                                                Period
                                                           Keputusan Sirkuler Dewan Komisaris No. 003/SK-DEKOM/MDLN/V/2025
                                 Ketua                     tanggal 28 Mei 2025
 Iwan Suryawijaya                                                                                                                                         2025-2026
                                 Chairman                  Board of Commissioners Circular Resolution No. 003/SK-DEKOM/MDLN/ V/2025
                                                           dated 28 May 2025.
                                                           Keputusan Sirkuler Dewan Komisaris No. 003/SK-DEKOM/MDLN/V/2025
                                 Anggota                   tanggal 28 Mei 2025
 Dharma Mitra                                                                                                                                             2025-2026
                                 Member                    Board of Commissioners Circular Resolution No. 003/SK-DEKOM/MDLN/ V/2025
                                                           dated 28 May 2025.
                                                           Keputusan Sirkuler Dewan Komisaris No. 003/SK-DEKOM/MDLN/V/2025
                                 Anggota                   tanggal 28 Mei 2025
 Herman                                                                                                                                                   2025-2026
                                 Member                    Board of Commissioners Circular Resolution No. 003/SK-DEKOM/MDLN/ V/2025
                                                           dated 28 May 2025.

Profil lengkap Ketua dan Anggota Komite Nominasi dan Remunerasi dapat dilihat pada bagian Profil Dewan Komisaris.
The complete profile of the Chairman and the Member of the Nomination and Remuneration Committee is presented in the Profiles of the Board of Commissioners.




 88       Laporan Tahunan 2025 Annual Report
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                                                                                          PT Modernland Realty Tbk




PROFIL SEKRETARIS PERUSAHAAN
Profile of the Corporate Secretary


                                   Dasar Hukum Pengangkatan
                                   Legal Basis of Appointment
                                   Surat Keputusan Direksi No. 062/MDLN-DIR/IX/2021 tanggal 27 September 2021
                                   (2021).
                                   Board of Directors Decree No. 062/MDLN-DIR/IX/2021 dated 27 September 2021
                                   (2021).
                                   Riwayat Pendidikan
                                   Educational Background
                                   Sarjana Ekonomi dari Universitas Sahid Jakarta (2005).
                                   Bachelor of Economics from Universitas Sahid, Jakarta (2005).
                                   Pengalaman Kerja
                                   Work Experience
                                   • Deputy General Manager Sales & Marketing Nissan Financial Services Indonesia (2018);
                                   • Assistant Vice President Head of Personal Segment & Astra Group Bank Permata
                                     (2016-2018);
                                   • Regional Sales Manager Nissan Financial Services Indonesia (2015-2016); dan
                                   • Affluent Card Sales Senior Manager Bank ANZ (2008-2015).
Yahya Danu                         • Deputy General Manager Sales & Marketing Nissan Financial Services Indonesia
                                     (2018);
Kusumo Pate
                                   • Assistant Vice President Head of Personal Segment & Astra Group Bank Permata
Sekretaris Perusahaan                (2016-2018); and
Corporate Secretary                • Affluent Card Sales Senior Manager of ANZ Bank (2008-2015).
                                   Rangkap Jabatan di Luar Perseroan
       Kewarganegaraan / Citizen   Concurrent Position Outside the Company
       Indonesia / Indonesian
                                   Saat ini beliau tidak memiliki rangkap jabatan di perusahaan lain.
                                   Currently held no concurrent position in other companies.
       Umur / Year
       43 Tahun / Years old        Rangkap Jabatan di Dalam Perseroan
                                   Concurrent Position Within the Company
       Domisili / Domicile         Saat ini beliau tidak memiliki rangkap jabatan di Perseroan.
       Tangerang                   Currently held no concurrent position in the Company.
                                   Hubungan Afiliasi
                                   Affiliation Relationship
                                   Tidak memiliki hubungan afiliasi dengan anggota Dewan Komisaris, anggota
                                   Direksi, serta Pemegang Saham Utama dan Pengendali, baik langsung maupun tidak
                                   langsung sampai kepada pemilik individu.
                                   Is not affiliated with members of the Board of Commissioners, the Board of Directors,
                                   and the Majority and Controlling Shareholder, either directly or indirectly to the
                                   individual owners.




                                                                        Laporan Tahunan 2025 Annual Report          89
Page 92
         Profil Perusahaan
         Company Profile




PROFIL KEPALA AUDIT INTERNAL
Profile of the Head of Internal Audit


                                                     Dasar Hukum Pengangkatan
                                                     Legal Basis of Appointment
                                                     Surat Keputusan No. 073/MLR-HCLGL/VI/2021 tanggal 1 Juli 2021 (2021)
                                                     Decree No. 073/MLR-HCLGL/VI/2021 dated 1 July 2021 (2021).
                                                     Riwayat Pendidikan
                                                     Educational Background
                                                     • Magister Manajemen dari Universitas Trisakti (2018);
                                                     • Program Profesi Akuntan dari Universitas Trisakti (2014); dan
                                                     • Sarjana Akuntansi Pajak dari Sekolah Tinggi Ilmu Ekonomi Trisakti Jakarta
                                                       (Trisakti School of Management) (2012).
                                                     • Master of Management from Universitas Trisakti (2018);
                                                     • Accounting Professional Program from Universitas Trisakti (2014); and
                                                     • Bachelor of Tax Accounting from Sekolah Tinggi Ilmu Ekonomi Trisakti Jakarta
                                                       (Trisakti School of Management) (2012).
                                                     Sertifikasi Profesi
                                                     Professional Certification
                                                     • Qualified Internal Auditor Certification dari Yayasan Pendidikan Internal Audit (2021);
Feri Hermansyah                                      • Pendidikan Profesional Lanjutan dari Ikatan Akuntan Indonesia (2021);
                                                     • Implementasi Internal Control Committee of Sponsoring Organizations of
Kepala Audit Internal
                                                       the Treadway Commission (COSO) dari Yayasan Pendidikan Internal Audit (2018);
Head of Internal Audit
                                                     • Certified Internal Auditor (CIA) Review dari The Institute of Internal Auditors (IIA)
                                                       Indonesia (2017);
       Kewarganegaraan / Citizen                     • Brevet Pajak C dari Ikatan Akuntan Indonesia (2015);
       Indonesia / Indonesian                        • Chartered Accountant Indonesia dari Ikatan Akuntan Indonesia (2014)
                                                     • Register Negara Akuntan (RNA 639) dari Kementerian Keuangan Republik
       Umur / Year                                     Indonesia (2014); dan
                                                     • Brevet Pajak A dan B dari Ikatan Akuntan Indonesia (2011-2012).
       36 Tahun / Years old
                                                     • Qualified Internal Auditor Certification from Internal Audit Education Foundation
                                                       (2021);
       Domisili / Domicile
                                                     • Advance Professional Education from Indonesian Institute of Accountants (2021);
       Jakarta                                       • Implementation of Internal Control Committee of Sponsoring Organizations of the
                                                       Treadway Commission (COSO) from Internal Audit Education Foundation (2018);
                                                     • Certified Internal Auditor (CIA) Review from The Institute of Internal Auditors (IIA)
          Hubungan Afiliasi                            Indonesia (2017);
          Affiliation Relationship                   • Tax Brevet C from Indonesian Institute of Accountants (2015);
                                                     • Chartered Accountant Indonesia from Indonesian Institute of Accountants (2014);
          Tidak memiliki hubungan afiliasi dengan
                                                     • State Registered Accountant (RNA 639) from Ministry of Finance of the Republic
          anggota Dewan Komisaris, anggota
                                                       of Indonesia (2014); and
          Direksi, serta Pemegang Saham Utama
                                                     • Tax Brevet A and B from Indonesian Institute of Accountants (2011-2012);
          dan Pengendali, baik langsung maupun
          tidak langsung sampai kepada pemilik       Pengalaman Kerja
          individu.                                  Work Experience
          Is not affiliated with members of the
                                                     • Supervisor Internal Audit PT Ekadharma International Tbk (2013-2016);
          Board of Commissioners, the Board
                                                     • Senior Auditor Eksternal Kantor Akuntan Publik Trisno, Adams dan Rekan
          of Directors, and the Majority and
                                                       (2012-2013); dan
          Controlling Shareholder, either directly
                                                     • Staff Tax Accounting Consultant Kantor Akuntan Publik Juliawati (2011).
          or indirectly to the individual owners.
                                                     • Internal Audit Supervisor of PT Ekadharma International Tbk (2013-2016)
                                                     • Senior External Auditor of Public Accounting Firm Trisno, Adams dan Rekan
                                                       (2012-2013); and
                                                     • Staff Tax Accounting Consultant of Public Accounting Firm Juliawati (2011).
                                                     Rangkap Jabatan di Luar Perseroan
                                                     Concurrent Position Outside the Company
                                                     Saat ini beliau tidak memiliki rangkap jabatan di perusahaan lain.
                                                     Currently held no concurrent position in other companies.
                                                     Rangkap Jabatan di Dalam Perseroan
                                                     Concurrent Position Within the Company
                                                     Saat ini beliau tidak memiliki rangkap jabatan di Perseroan.
                                                     Currently held no concurrent position in the Company.




 90     Laporan Tahunan 2025 Annual Report
Page 93
                                                                                                      PT Modernland Realty Tbk




KOMPOSISI KARYAWAN
Employee Composition

Komposisi karyawan Perseroan dikelola secara proporsional guna    The Company’s employee composition is proportionally managed
mendukung keberlanjutan operasional dan strategi bisnis, dengan   to support operational continuation and business strategies,
mempertimbangkan keseimbangan jumlah, kompetensi, dan             by considering the balance of total head count, competencies,
produktivitas di seluruh unit usaha. Rincian komposisi karyawan   and productivities in all business units. Detailed employee
selama 2 tahun terakhir disajikan pada tabel berikut:             composition in the past 2 years are presented in below table:


                                            2025                               2024
             Uraian               Pria    Wanita                  Pria       Wanita                         Description
                                                         Total                             Total
                                  Male    Female                  Male       Female
 Berdasarkan Jabatan
 Based on Employment Position
 Komisaris                           5         0            5        4           1            5                    Commissioner
 Kepala Perusahaan                   1         0            1        1           0            1                   Company Head
 Wakil Kepala Perusahaan             0         0            0        1           0            1            Deputy Company Head
 Kepala Divisi                      24         1           25       26           1           27                     Division Head
 Kepala Departemen                 110        30          140       96          32          128                 Department Head
 Kepala Bagian                     112        34          146      134          39          173                     Section Head
 Kepala Unit                       162        55          217      165          61          226                        Unit Head
 Anggota                           286        91          377      277          96          373                         Member
 Total                             700       211          911      704         230          934                               Total
 Berdasarkan Status Ketenagakerjaan
 Based on Employment Status
 Tetap                             325        69          394      355          75          430                       Permanent
 Tidak Tetap                       375       142          517      349         155          504                       Temporary
 Total                             700       211          911      704         230          934                               Total
 Berdasarkan Tingkat Pendidikan
 Based on Level of Education
 Doktor                              1         0            1        1           0            1                        Doctorate
 Pascasarjana                       21         5           26       22           6           28                     Postgraduate
 Sarjana                           267       101          368      244         115          359                    Undergraduate
 Diploma                            26        19           45       29          19           48                             Diploma
 SLTA                              333        83          416      333          82          415                Senior High school
                                                                                                          Elementary & Secondary
 SD-SLTP                            52         3           55       75           8           83
                                                                                                                          School
 Total                             700       211          911      704         230          934                               Total
 Berdasarkan Usia
 Based on Age
 ≥ 55 Tahun                         66         5           71       54           7           61                        >50 years
 46-54 Tahun                       223        28          251      239          26          265                   41-50 years old
 36-45 Tahun                       210        48          258      204          55          259                   31-40 years old
 26-35 Tahun                       152        90          242      154          94          248                   21-30 years old
 18-25 Tahun                        49        40           89       53          48          101                     <20 years old
 Total                             700       211          911      704         230          934                               Total
 Berdasarkan Penggunaan Tenaga Kerja
 Based on Origin
 Lokal                             698       211          909      702         230          932                               Local
 Asing                               2         0            2        2           0            2                             Foreign
 Total                             700       211          911      704         230          934                               Total
 Berdasarkan Masa Kerja
 Based on Working Period
 >10 tahun                         349        67          416      332          57          389                        >10 years
 6-10 tahun                         99        24          123      125          37          162                        6-10 years
 1-5 tahun                         180        88          268      171          88          259                         1-5 years
 <1 tahun                           72        32          104       76          48          124                             <1 year
 Total                             700       211          911      704         230          934                               Total




                                                                                       Laporan Tahunan 2025 Annual Report      91
Page 94
           Profil Perusahaan
           Company Profile




KOMPOSISI KEPEMILIKAN SAHAM
Share Ownership Composition


                                             31 Desember 2025                                         1 Januari 2025
                                             31 December 2025                                         1 January 2025

       Uraian              Total Saham          Kepemilikan                           Total Saham       Kepemilikan
     Description         (Lembar Saham)           Saham                             (Lembar Saham)        Saham
                           Total Shares            Share             Total            Total Shares         Share           Total*
                            (Number of          Ownership                              (Number of       Ownership
                              Shares)               (%)                                  Shares)            (%)
Kepemilikan Saham Lebih dari 5%
Ownership of More than 5%
PT Honoris Corporindo
                           1,704,064,426             13.60       316,914,420,679      1,704,004,426         13.60       316,903,262,142
Pratama
PT Panin Sekuritas Tbk     1,916,346,620             15.29       356,393,731,147      1,916,346,668         15.29       356,393,740,074

Haiyanto                   1,216,996,800              9.71       226,331,721,944      1,226,696,800          9.79       228,135,685,359

AA Land Pte Ltd                932,515,721            7.44       173,425,179,815       932,515,721           7.44       173,425,179,815
Woodside Global
                               825,600,100            6.59       153,541,482,007       825,600,100           6.59       153,541,482,007
Venture Inc
Kepemilikan Saham Kurang dari 5%
Ownership of Less than 5%
Masyarakat (masing-
masing di bawah 5%)
                           5,937,543,655             47.37      1,104,238,301,501     5,927,903,607         47.29      1,102,445,487,697
Public (each less
than 5%)
Total                     12,533,067,322            100.00      2,330,844,837,094    12,533,067,322       100.00       2,330,844,837,094




KOMPOSISI PEMEGANG SAHAM BERDASARKAN
STATUS KEPEMILIKAN SAHAM
Share Ownership Composition based on Ownership Status

                                             31 Desember 2025                                         1 Januari 2025
                                             31 December 2025                                         1 January 2025
                                               Total Saham                                             Total Saham
       Uraian                Total                               Kepemilikan            Total                           Kepemilikan
                                                 (Lembar                                                 (Lembar
     Description          Pemegang                                 Saham             Pemegang                             Saham
                                                  Saham)                                                  Saham)
                            Saham                                   Share              Saham                               Share
                                               Total Shares                                            Total Shares
                          Number of                               Ownership          Number of                           Ownership
                                               (Number of                                              (Number of
                         Shareholders                                (%)            Shareholders                            (%)
                                                  Shares)                                                 Shares)
Individu Lokal
                               10,562           4,296,180,695         34.28             7,873          4,233,495,326         33.78
Local Individual
Institusi Lokal
                                 139            5,220,279,019         41.65              121           5,299,100,716         42.28
Local Institution
Individu Asing
                                  21                4,667,680          0.04                22              4,571,352           0.04
Foreign Individual
Institusi Asing
                                  60            3,011,939,928         24.03                60          2,995,899,928         23.90
Foreign Institution
Total                          10,782          12,533,067,322       100.00              8,076         12,533,067,322        100.00




92       Laporan Tahunan 2025 Annual Report
Page 95
                                                                                                         PT Modernland Realty Tbk




KEPEMILIKAN SAHAM LANGSUNG DAN TIDAK LANGSUNG
ATAS SAHAM PERSEROAN OLEH DEWAN KOMISARIS
DAN DIREKSI
Direct and Indirect Share Ownership in the Company by
the Board of Commissioners and the Board of Directors.

Per 31 Desember 2025, seluruh anggota Dewan Komisaris dan          As of 31 December 2025, all members of the Board of
Direksi tidak memiliki saham di Perseroan, baik secara langsung    Commissioners and the Board of Directors held no shares in
maupun tidak langsung. Dengan demikian, tidak ada informasi        the Company, either directly or indirectly. Therefore, there is no
terkait kepemilikan atau perubahan kepemilikan saham Perseroan     information regarding the ownership or changes in the ownership
yang dapat disajikan dalam Laporan Tahunan ini.                    of the Company’s shares to be presented in this Annual Report.




STRUKTUR PEMEGANG SAHAM PENGENDALI
Controlling Shareholders Structure


                                                                  WILLIAM HONORIS


                                                                       100.00%
                                                                     (450.247.500)


      Masyarakat
    (masing-masing                                                    PT Honoris
                         AA Land Pte Ltd,      Woodside Global                                                        PT Panin
     di bawah 5%)                                                     Corporindo              Haiyanto
                           Singapura             Venture Inc                                                        Sekuritas Tbk
         Public                                                        Pratama
 (less than 5% each)



      47.37%                 7.44%                 6.59%               13.60%                  9.71%                  15.29%
   (5,937,543,655)        (932,515,721)         (825,600,100)       (1,704,064,426)        (1,216,996,800)         (1,916,346,620)




                                                  PT Modernland Realty Tbk


Berdasarkan struktur tersebut, Pemegang Saham Utama dan            Based on this structure, the Main and Controlling Shareholder
Pengendali Perseroan adalah PT Honoris Corporindo Pratama          of the Company is PT Honoris Corporindo Pratama, while the
sedangkan, penerima manfaat akhir individu (ultimate beneficial    ultimate beneficial shareholder is William Honoris.
shareholder) adalah William Honoris.




                                                                                          Laporan Tahunan 2025 Annual Report    93
Page 96
          Profil Perusahaan
          Company Profile




KRONOLOGI PENCATATAN SAHAM
Share Listing Chronology


Perseroan mencatatkan sahamnya untuk pertama kali melalui             The Company initially listed its shares through an Initial Public
Penawaran Umum Perdana (IPO) pada tanggal 18 Januari 1993             Offering (IPO) on 18 January 1993, under the share code MDLN on
dengan kode saham MDLN di Bursa Efek Indonesia (dahulu Bursa          the Indonesia Stock Exchange (formerly Jakarta Stock Exchange).
Efek Jakarta). Pencatatan tersebut menandai langkah penting           This listing marked a significant milestone in strengthening its
dalam memperkuat struktur permodalan, memperluas basis                capital structure, expanding its Shareholder basis, as well as
Pemegang Saham, serta meningkatkan transparansi dan tata              improving transparency and corporate governance. A more
kelola perusahaan. Kronologi lebih lanjut mengenai pencatatan         detailed chronology of the Company’s share listing is presented
saham Perseroan disajikan pada tabel di bawah ini:                    in the below table:


                                                                                                  Total Saham
                                                Total Saham yang                                    Beredar              Bursa
                                                                     Harga       Harga
                                                    Diterbitkan                                (Lembar Saham)         Pencatatan
                                                                    Nominal    Penawaran
      Tanggal              Uraian                (Lembar Saham)                                  Total Number           Saham
                                                                    Nominal     Offering
       Date              Description             Total Number of                                   of Shares             Stock
                                                                     Value        Price
                                                   Shares Issued                                  Outstanding          Exchange
                                                                      (Rp)        (Rp)
                                               (Number of Shares)                                 (Number of            Listing
                                                                                                    Shares)
 Saham Seri A
 Series A Shares
                     Penawaran umum                                                                                Bursa Efek Indonesia
 18 Januari 1993
                     saham perdana                  74,800,000       1,000         4,650           74,800,000        Indonesia Stock
 18 January 1993
                     Initial public offering                                                                            Exchange
                     Pemecahan nilai                                                                               Bursa Efek Indonesia
 1 Juli 1997
                     nominal saham                           -         500             -          149,600,000        Indonesia Stock
 1 July 1997
                     Stock split                                                                                        Exchange
                     Penerbitan saham
                                                                                                                   Bursa Efek Indonesia
 4 Agustus 1997      bonus
                                                  118,700,800          500             -          268,300,800        Indonesia Stock
 4 August 1997       Issuance of bonus
                                                                                                                        Exchange
                     shares
                     Penerbitan saham
                                                                                                                   Bursa Efek Indonesia
 30 Maret 1998       bonus
                                                  308,389,452          500             -          576,690,252        Indonesia Stock
 30 March 1998       Issuance of bonus
                                                                                                                        Exchange
                     shares
                     Penerbitan dividen
                                                                                                                   Bursa Efek Indonesia
 30 Maret 1998       saham
                                                   157,780,650         500             -          734,470,902        Indonesia Stock
 30 March 1998       Issuance of dividend
                                                                                                                        Exchange
                     shares
                     Hasil penawaran
                     umum terbatas I
                     dengan obligasi
                                                                                                                   Bursa Efek Indonesia
                     wajib konversi
 1995-2003                                          91,319,861         500             -          825,790,763        Indonesia Stock
                     Proceeds from limited
                                                                                                                        Exchange
                     public offering I with
                     mandatory convertible
                     bonds
                                                                                                                   Bursa Efek Indonesia
                     Penerbitan saham baru
 9 September 2005                                1,641,054,925         500             -        2,466,845,688        Indonesia Stock
                     Issuance of new shares
                                                                                                                        Exchange
                                                                                                                   Bursa Efek Indonesia
                     Penerbitan saham baru
 2008                                              590,000,000         500             -        3,056,845,688        Indonesia Stock
                     Issuance of new shares
                                                                                                                        Exchange
                     Perubahan nilai nominal
                                                                                                                   Bursa Efek Indonesia
                     saham seri A
 27 September 2013                                           -         250             -        6,113,691,376        Indonesia Stock
                     Change of series A
                                                                                                                        Exchange
                     shares’ face value




 94      Laporan Tahunan 2025 Annual Report
Page 97
                                                                                                        PT Modernland Realty Tbk




                                                                                              Total Saham
                                               Total Saham yang                                 Beredar               Bursa
                                                                    Harga      Harga
                                                   Diterbitkan                             (Lembar Saham)          Pencatatan
                                                                   Nominal   Penawaran
    Tanggal               Uraian                (Lembar Saham)                               Total Number            Saham
                                                                   Nominal    Offering
     Date               Description             Total Number of                                of Shares              Stock
                                                                    Value       Price
                                                  Shares Issued                               Outstanding           Exchange
                                                                     (Rp)       (Rp)
                                              (Number of Shares)                              (Number of             Listing
                                                                                                Shares)
Saham Seri B
Series B Shares
                    Penawaran umum
                    terbatas II saham                                                                           Bursa Efek Indonesia
Januari 2012
                    Seri B                      3,209,687,973        250        250          3,209,687,973        Indonesia Stock
January 2012
                    Limited public offering                                                                          Exchange
                    II of series B shares
                    Perubahan nilai
                                                                                                                Bursa Efek Indonesia
                    nominal saham seri B
27 September 2013                                           -        125          -          6,419,375,946        Indonesia Stock
                    Change of series B
                                                                                                                     Exchange
                    shares’ face value
                    Pembelian kembali
                                                                                                                Bursa Efek Indonesia
19 Desember 2018    585.750.900 saham
                                                            -          -          -          6,419,375,946        Indonesia Stock
19 December 2018    Share buyback of
                                                                                                                     Exchange
                    585,750,900 shares




                                                                                         Laporan Tahunan 2025 Annual Report     95
Page 98
          Profil Perusahaan
          Company Profile




KRONOLOGI PENCATATAN EFEK LAINNYA
Other Securities Listing Chronology


Selain mencatatkan saham, Perseroan juga menerbitkan obligasi            In addition to listing shares, the Company also issued bonds as
sebagai bagian dari strategi pendanaan jangka menengah dan               part of its medium- and long-term funding strategy. In 2025,
panjang. Pada tahun 2025, Perseroan melaksanakan penawaran               the Company conducted a tender offer for the Notes-2025
tender atas Notes-2025 dan Notes-2027 melalui pembayaran                 and Notes-2027 through a cash payment of USD48,689,143 to
tunai sebesar USD48.689.143 kepada para pemegang surat utang             noteholders and exchanged both instruments with the issuance of
serta penukaran kedua instrumen tersebut dengan penerbitan               New Notes-2027 amounting to USD269,708,067. The bonds were
New Notes-2027 senilai USD269.708.067. Obligasi tersebut                 issued by the Subsidiary, Modernland Overseas Pte. Ltd., maturing
diterbitkan oleh Entitas Anak, Modernland Overseas Pte. Ltd.,            on 30 April 2027. With the issuance of the New Notes-2027, all
yang jatuh tempo pada 30 April 2027. Dengan diterbitkannya New           obligations under the Notes-2025 and Notes-2027 were declared
Notes-2027, seluruh kewajiban atas Notes-2025 dan Notes-2027             terminated.
dinyatakan berakhir.


Transaksi material ini ditetapkan berdasarkan putusan Pengadilan         This material transaction was determined pursuant to a decision
Tinggi Singapura, sehingga tidak memerlukan penilaian                    of the Singapore High Court, thus not requiring an independent
independen maupun persetujuan RUPS. Langkah ini dilakukan                appraisal or General Meeting of Shareholders approval. This step
untuk menghindari potensi technical default atas kewajiban               was taken to avoid potential technical default on an asset sale
penjualan aset sebesar USD200 juta yang baru terealisasi sekitar         obligation of USD200 million, of which only approximately USD70
USD70 juta pada tahun 2022. Melalui restrukturisasi tersebut,            million had been realized in 2022. Through this restructuring, the
Perseroan berhasil menekan beban utang dalam denominasi dolar            Company successfully reduced its debt burden denominated in US
AS sekaligus memperkuat rasio likuiditas jangka pendek.                  dollars while strengthening its short-term liquidity ratio.


Uraian lebih lanjut mengenai kronologi pencatatan efek lainnya           Further description regarding the chronology of other securities
disajikan sebagai berikut:                                               listings is presented as follows:



                                                                           Tingkat            Peringkat
                                                                            Bunga              Rating
  Penerbitan        Tanggal           Tanggal
                                                                          per Tahun                                             Bursa
   Obligasi        Penerbitan       Jatuh Tempo      Nilai Penawaran
                                                                           Coupon                                Status      Pencatatan
    Bonds           Issuance          Maturity        Offering Value
                                                                           Rate per        2025       2024                    Listed on
    Issued            Date              Date
                                                                           Annum
                                                                             (%)
 Obligasi I
                                                                           Tetap dan                                          Bursa Efek
 Modernland
                                                                          mengambang                              Lunas         Jakarta
 Realty                1994             1999         Rp100,000,000,000                       -          -
                                                                           Fixed and                            Fully Paid   Jakarta Stock
 Modernland
                                                                            floating                                           Exchange
 Realty Bond I
 Obligasi II
 Modernland
                    28 Desember      28 Desember                                                                              Bursa Efek
 Realty
                        2012             2015                                                                     Lunas         Jakarta
 Seri A                                              Rp250,000,000,000       10.75           -          -
                    28 December      28 December                                                                Fully Paid   Jakarta Stock
 Modernland
                        2012             2015                                                                                  Exchange
 Realty Series A
 Bond II
 Obligasi II
 Modernland                                                                                                                   Bursa Efek
                    28 Desember      28 Desember
 Realty                                                                                                                       Indonesia
                        2012             2017                                                                     Lunas
 Seri B                                              Rp250,000,000,000       11.00           -          -                     Indonesia
                    28 December      28 December                                                                Fully Paid
 Modernland                                                                                                                     Stock
                        2012             2017
 Realty Series B                                                                                                              Exchange
 Bond II
                    25 Oktober       25 Oktober
 Guaranteed            2013             2016                                                                      Lunas       Singapore
                                                       USD150,000,000        11.00           -          -
 Senior Notes       25 October       25 October                                                                 Fully Paid    Exchange
                       2013             2016
 Guaranteed        5 Agustus 2014   5 Agustus 2019                                                                Lunas       Singapore
                                                       USD190,830,000         9.75           -          -
 Senior Notes      5 August 2014    5 August 2019                                                               Fully Paid    Exchange




 96      Laporan Tahunan 2025 Annual Report
Page 99
                                                                                                                                          PT Modernland Realty Tbk




                                                                                             Tingkat                 Peringkat
                                                                                              Bunga                   Rating
  Penerbitan            Tanggal              Tanggal
                                                                                            per Tahun                                                        Bursa
   Obligasi            Penerbitan          Jatuh Tempo          Nilai Penawaran
                                                                                             Coupon                                          Status       Pencatatan
    Bonds               Issuance             Maturity            Offering Value
                                                                                             Rate per            2025          2024                        Listed on
    Issued                Date                 Date
                                                                                             Annum
                                                                                               (%)
 Obligasi
 Berkelanjutan I
 Modernland
 Realty
                                                                                                                                                            Bursa Efek
 Tahap I Seri A
                                                                                                                                                            Indonesia
 Shelf                   7 Juli 2015          7 Juli 2018                                                                                     Lunas
                                                                 Rp600,000,000,000             12.00                -             -                         Indonesia
 Registration            7 July 2015          7 July 2018                                                                                   Fully Paid
                                                                                                                                                              Stock
 Modernland
                                                                                                                                                            Exchange
 Realty Phase
 I Series A
 Sustainable
 Bond I
 Obligasi
 Berkelanjutan I
 Modernland
 Realty
                                                                                                                                                            Bursa Efek
 Tahap I Seri B
                                                                                                                                                            Indonesia
 Shelf                   7 Juli 2015          7 Juli 2021                                                                                     Lunas
                                                                 Rp150,000,000,000             10.00                -             -                         Indonesia
 registration            7 July 2015          7 July 2021                                                                                   Fully Paid
                                                                                                                                                              Stock
 Modernland
                                                                                                                                                            Exchange
 Realty Phase
 I Series B
 Sustainable
 Bond I
 Guaranteed           5 Agustus 2016       5 Agustus 2019                                                                                     Lunas          Singapore
                                                                      USD57,426,000              9.75               -             -
 Senior Notes         5 August 2016        5 August 2019                                                                                    Fully Paid       Exchange
                       17 Desember
 Guaranteed                 2021                                                                                                             Belum
 Senior Notes          17 December                                                                                Ca            Ca            Lunas          Singapore
                                            30 April 2027           USD213,936,094          Cash & PIK*
 (Amended                   2021                                                                               (Moody’s)     (Moody’s)       Not Yet         Exchange
 Notes)                (Restructuring                                                                                                       Fully Paid
                       effective date)
                       17 Desember
 Guaranteed                 2021
 Senior Notes          17 December          30 Juni 2025                                                          Ca            Ca            Lunas          Singapore
                                                                    USD130,725,234          Cash & PIK*
 (Amended                   2021            30 June 2025                                                       (Moody’s)     (Moody’s)      Fully Paid       Exchange
 Notes)                (Restructuring
                       effective date)
 Guaranteed             30 Desember
                                                                                                                 Non-          Non-
 Senior                     2021            30 Juni 2025                                                                                      Lunas          Singapore
                                                                      USD10,312,057         Cash & PIK*          Rated         Rated
 PIK Toggle             30 December         30 June 2025                                                                                    Fully Paid       Exchange
                                                                                                               (Moody’s)     (Moody’s)
 Notes                      2021
 Guaranteed
                                                                                                                 Non-          Non-
 Senior                                                                                                                                       Lunas          Singapore
                       30 April 2022        30 April 2027             USD19,088,212         Cash & PIK*          Rated         Rated
 PIK Toggle                                                                                                                                 Fully Paid       Exchange
                                                                                                               (Moody’s)     (Moody’s)
 Notes
                                                                                                                                             Belum
 New                  27 Maret 2025                                                                                                           Lunas          Singapore
                                            30 April 2027           USD269,708,067          Cash & PIK**            -             -
 Notes-2027           27 March 2025                                                                                                          Not Yet         Exchange
                                                                                                                                            Fully Paid

* Tingkat bunga yang dimiliki, yaitu: / The interest rates are:
   • Tahun pertama: bentuk uang (cash) sebesar 0% dan non-uang/payment in kind (PIK) sebesar 3%. / First year: 0% cash and 3% non-cash/payment in kind (PIK).
   • Tahun kedua: bentuk uang (cash) sebesar 1% dan non-uang/payment in kind (PIK) sebesar 3%. / Second year: 1% cash and 3% non-cash/payment in kind (PIK).
   • Tahun ketiga: bentuk uang (cash) sebesar 2% dan non-uang/payment in kind (PIK) sebesar 3%. / Third year: 2% cash and 3% non-cash/payment in kind (PIK).
   • Tahun keempat hingga jatuh tempo: bentuk uang (cash) sebesar 3% dan non-uang/payment in kind (PIK) sebesar 3%. / Fourth year up to maturity: in the form of
      cash amounting to 3% and payment in-kind (PIK) amounting to 3%.
** Bentuk tunai (cash) sebesar 3% dan payment in kind (PIK) dalam bentuk tunai dan/atau surat utang tambahan sebesar 3%, yang dibayarkan secara semi-annually. /
   3% cash dan 3% payment in-kind (PIK) in cash and/or additional debt securities, paid semi-annually.




                                                                                                                        Laporan Tahunan 2025 Annual Report           97
Page 100
          Profil Perusahaan
          Company Profile




STRUKTUR KORPORASI
Corporate Structure


                                                     PT MODERNLAND REALTY TBK




100.00%      100.00%      100.00%       100.00%      100.00%          100.00%        100.00%          99.92%     100.00%         100.00%         100.00%

  MSS          MSM            MGL         MIE         MMM                MPI           MMP            MMS             ML           MLO            JGCV

                          Residential   Industrial   Hospitality        M Panel
                          100.00%       100.00%      100.00%                         100.00%                     100.00%        100.00%          100.00%

                              BIP         NA           MAH                               SPM                          CLS          MLS            MDLH

Jakarta Garden City       100.00%       100.00%                                      100.00%                                USD Bond Related

                              BPI          BD                                          MAKI


                          40.00%        100.00%
                                                                   Indonesian Subsidiaries                            Indonesian Subsidiaries
                           WMR           SBM             MSS         PT Mitra Sindo Sukses                     MEC      PT Mitrakarya Estat Cikanindo

                          100.00%       100.00%          MSM         PT Mitra Sindo Makmur                     CSP      PT Citra Sejahtera Pratama

                                                         MGL         PT Modern Graha Lestari                   SPLI     PT Solusi Prima Limbah Industri
                              PD         AKC
                                                          MIE        PT Modern Industrial Estate               MTM      PT Multi Tirta Mandiri
                          100.00%       100.00%
                                                        MMM          PT Modern Mutiara Makmur                  MAN      PT Mega Agung Nusantara

                              TMP         BGC             MPI        PT Modern Panel Indonesia                 MALN     PT Mega Agung Liong Nusantara

                                                         MMP         PT Modern Mitra Pratama                   MAH      PT Modern Asia Hospitaliti
                          100.00%       100.00%
                                                         MMS         PT Modern Mitrakarya Serasi               SPM      PT Solterra Properti Mandiri
                              GSM        CMR
                                                          BIP        PT Bagasasi Inti Pratama                           PT Mitra Aplikasi Kosmo
                                                                                                               MAKI
                                                                                                                        Indonesia
                          100.00%       100.00%           BPI        PT Bagasindo Prima Integra

                              GSP                          PD        PT Pertiwi Development
                                          PKC
                                                         TMP         PT Terus Maju Perkasa
                          100.00%                                                                                     Singapore Subsidiaries
                                        100.00%
                                                         GSM         PT Golden Surya Makmur
                                                                                                                ML      Marquee Land Pte Ltd
                              BLM        MEC              GSP        PT Griya Sukamanah Permai
                                                                                                               CLS      Castleland Singapore Pte Ltd
                          40.00%        100.00%          BLM         PT Bisnis Lancar Makmur
                                                                                                               MLS      Mland Singapore Pte Ltd
                                                          SKL        PT Sentralindo Karunia Lestari
                           LLMR           CSP                                                                  MLO      Modernland Overseas Pte Ltd
                                                          NA         PT The New Asia Industrial Estate
                                                                                                               JGCV     JGC Ventures Pte Ltd
                          100.00%       100.00%
                                                          BD         PT Bekasi Development
                                                                                                               MDLH     MDLN Holdings Pte Ltd
                              SKL         SPLI           SBM         PT Selaras Bangun Multijaya

                                                         AKC         PT Alismi Kencana
                                        100.00%
                                                         BGC         PT Bentara Graha Cikanindo                              Associates
                                         MTM
                                                         CMR         PT Cikanindo Mega Realti                  WMR      PT Waskita Modern Realti

                                        100.00%           PKC        PT Pesanggrahan Karya Cikanindo           LLMR     PT Lotte Land Modern Realty

                                         MAN

                                        100.00%

                                         MALN




98      Laporan Tahunan 2025 Annual Report
Page 101
                                                                                                               PT Modernland Realty Tbk




INFORMASI ENTITAS ANAK DAN ENTITAS ASOSIASI
Information on Subsidiaries and Associates


Hingga akhir tahun 2025, Perseroan memiliki 11 Entitas Anak             As of the end of 2025, the Company has 11 direct Subsidiaries,
secara langsung, 27 Entitas Anak secara tidak langsung, dan             27 indirect Subsidiaries, and 2 Associates. Other than Subsidiaries
2 Entitas Asosiasi. Selain Entitas Anak dan Entitas Asosiasi,           and Associates, the Company has no Joint Venture.
Perseroan tidak memiliki Perusahaan Ventura.


                                                                                         Total Aset
                                                                                                             Kepemilikan
                                                                                    Sebelum Eliminasi                          Tahun
                                                                                                               Saham
           Nama                          Alamat                Bidang Usaha       (dalam jutaan Rupiah)                      Beroperasi
                                                                                                                Share
           Name                          Address              Line of Business          Total Assets                         Operating
                                                                                                              Ownership
                                                                                    Before Elimination                         Since
                                                                                                                 (%)
                                                                                    (in million Rupiah)
 Kepemilikan Langsung
 Direct Ownership
                               Jl. Cakung Cilincing
                               Kel. Cakung Timur
                               Kec. Cakung                       Real Estat
 PT Mitra Sindo Sukses                                                                   1,444,405              100.00           2008
                               Jakarta Timur                     Real Estate
                               T : +6221 2906 1500
                               F : +6221 2906 1501
                               Jl. Cakung Cilincing
                               Kel. Cakung Timur
                               Kec. Cakung                       Real Estat
 PT Mitra Sindo Makmur                                                                     991,911              100.00           2008
                               Jakarta Timur                     Real Estate
                               T : +6221 2906 1500
                               F : +6221 2906 1501
                               Jl. Raya Jakarta – Serang
                               Desa Namboilir, Kec. Cikande
                                                                 Real Estat
 PT Modern Industrial Estat    Kab. Serang                                               5,872,364              100.00           2008
                                                                 Real Estate
                               T : +62254 401 604
                               F : +62254 400 578
                               Kawasan Industri Modern
                               Blok B3
                               Desa Namboilir, Kec. Kibin        Manufaktur
 PT Modern Panel Indonesia                                                                  97,588              100.00           2011
                               Kab. Serang                      Manufacturing
                               T : +62254 400 615
                               F : +62254 828 5709
                               Green Central City
                               Commercial Area Lt. 5
                               Jl. Gajah Mada No. 188
                                                                 Perhotelan
 PT Modern Mutiara Makmur      Glodok, Taman Sari                                          129,099              100.00           2011
                                                                   Hotels
                               Jakarta Barat
                               T : +6221 2936 5888
                               F : +6221 2936 9999
                               Green Central City
                                                               Pembangunan,
                               Commercial Area Lt. 5
                                                                Perdagangan
                               Jl. Gajah Mada No. 188
                                                                   dan Jasa
 PT Modern Graha Lestari       Glodok, Taman Sari                                        2,482,911              100.00           2012
                                                                Construction,
                               Jakarta Barat
                                                                 Trading and
                               T : +6221 2936 5888
                                                                   Services
                               F : +6221 2936 9999
                               1 Marina Boulevard #28-00
                                                              Layanan Dukungan
                               One Marina Boulevard
                                                                    Bisnis
 Modernland Overseas Pte Ltd   Singapore                                                 6,398,417              100.00           2013
                                                               Business Support
                               T : +65 6890 7129
                                                                   Services
                               F : +65 6302 3345
                               1 Marina Boulevard #28-00
                               One Marina Boulevard
                                                                   Investasi
 Marquee Land Pte Ltd          Singapore                                                   879,307              100.00           2014
                                                                 Investment
                               T : +65 6890 7129
                               F : +65 6302 3345
                               1 Marina Boulevard #28-00
                               One Marina Boulevard
                                                                   Investasi
 JGC Ventures Pte Ltd          Singapore                                                 1,179,017              100.00           2018
                                                                 Investment
                               T : +65 6890 7129
                               F : +65 6302 3345




                                                                                               Laporan Tahunan 2025 Annual Report    99
Page 102
        Profil Perusahaan
        Company Profile




                                                                                       Total Aset
                                                                                                        Kepemilikan
                                                                                  Sebelum Eliminasi                     Tahun
                                                                                                          Saham
           Nama                         Alamat                Bidang Usaha      (dalam jutaan Rupiah)                 Beroperasi
                                                                                                           Share
           Name                         Address              Line of Business         Total Assets                    Operating
                                                                                                         Ownership
                                                                                  Before Elimination                    Since
                                                                                                            (%)
                                                                                  (in million Rupiah)
PT Modern Mitra Pratama       Green Central City                   Jasa                   1,419           100.00         Belum
                              Commercial Area Lt. 5              Services                                              Beroperasi
                              Jl. Gajah Mada No. 188                                                                    Not Yet
                              Glodok, Taman Sari                                                                       Operating
                              Jakarta Barat
                              T : +6221 2936 5888
                              F : +6221 2936 9999
PT Modern Mitrakarya Serasi   Green Central City                Real Estat               50,705            99.92         Belum
                              Commercial Area Lt. 5             Real Estate                                            Beroperasi
                              Jl. Gajah Mada No. 188                                                                    Not Yet
                              Glodok, Taman Sari                                                                       Operating
                              Jakarta Barat
                              T : +6221 2936 5888
                              F : +6221 2936 9999
Kepemilikan Tidak Langsung melalui PT Modern Industrial Estat
Indirect Ownership through PT Modern Industrial Estat
PT The New Asia               Jl. Raya Jakarta – Serang         Real Estat              719,241           100.00         2007
Industrial Estate             Desa Namboilir, Kec. Cikande      Real Estate
                              Kab. Serang
                              T : +62254 401 604
                              F : +62254 400 578
PT Bekasi Development         Jl. Marunda Makmur No. 8          Real Estat              229,577           100.00         2013
                              Kel. Segaramakmur, Kec.           Real Estate
                              Tarumajaya Kab. Serang
                              T : +6221 2936 5888
                              F : +6221 293 6777
PT Mega Agung Nusantara       Jl. Marunda Makmur No. 8          Real Estat              602,756           100.00         2014
                              Kel. Segaramakmur, Kec.           Real Estate
                              Tarumajaya Kab. Serang
                              T : +6221 8899 0888
                              F : +6221 8899 0280
PT Alismi Kencana             Jl. Marunda Makmur No. 8          Real Estat                8,073           100.00         Belum
                              Kel. Segaramakmur, Kec.           Real Estate                                            Beroperasi
                              Tarumajaya Kab. Serang                                                                    Not Yet
                              T : +6221 8899 0888                                                                      Operating
                              F : +6221 8899 0280
PT Selaras Bangun Multijaya   Jl. Marunda Makmur No. 8          Real Estat                6,721           100.00         Belum
                              Kel. Segaramakmur, Kec.           Real Estate                                            Beroperasi
                              Tarumajaya Kab. Serang                                                                    Not Yet
                              T : +6221 8899 0888                                                                      Operating
                              F : +6221 8899 0280
PT Cikanindo Mega Realti      Komplek Ruko Blok B No. 5A        Real Estat               96,956           100.00         2019
                              Kawasan Industri                  Real Estate
                              ModernCikande
                              Jl. Raya Jakarta – Serang
                              Desa Namboilir, Kec. Kibin
                              Kab. Serang
                              T : +62254 401 605
                              F : +62254 401 830
PT Bentara Grha Cikanindo     Komplek Ruko Blok B No. 5A        Real Estat               45,173           100.00         2019
                              Kawasan Industri                  Real Estate
                              ModernCikande
                              Jl. Raya Jakarta – Serang
                              Desa Namboilir, Kec. Kibin
                              Kab. Serang
                              T : +62254 401 605
                              F : +62254 401 830
PT Pesanggrahan Karya         Komplek Ruko Blok B No. 5A        Real Estat                 528            100.00         Belum
Cikanindo                     Kawasan Industri                  Real Estate                                            Beroperasi
                              ModernCikande                                                                             Not Yet
                              Jl. Raya Jakarta – Serang                                                                Operating
                              Desa Namboilir, Kec. Kibin
                              Kab. Serang
                              T : +62254 401 605
                              F : +62254 401 830
PT Mitrakarya Estat           Jl. Raya Jakarta Serang           Real Estat                 500            100.00         Belum
Cikanindo                     Desa Nambo Ilir, Kec. Kibin       Real Estate                                            Beroperasi
                              Kab. Serang                                                                               Not Yet
                              T : +62254 401 605                                                                       Operating
                              F : +62254 401 830



100    Laporan Tahunan 2025 Annual Report
Page 103
                                                                                                               PT Modernland Realty Tbk




                                                                                           Total Aset
                                                                                                             Kepemilikan
                                                                                      Sebelum Eliminasi                        Tahun
                                                                                                               Saham
           Nama                        Alamat                   Bidang Usaha        (dalam jutaan Rupiah)                    Beroperasi
                                                                                                                Share
           Name                        Address                 Line of Business           Total Assets                       Operating
                                                                                                              Ownership
                                                                                      Before Elimination                       Since
                                                                                                                 (%)
                                                                                      (in million Rupiah)
PT Citra Sejahtera           Kawasan Industri                      Real Estat               177,803             100.00          Belum
Pratama                      ModernCikande Blok B No. 3            Real Estate                                                Beroperasi
                             Jl. Raya Jakarta Serang                                                                           Not Yet
                             Desa Nambo Ilir, Kec. Kibin                                                                      Operating
                             Kab. Serang
                             T : +62254 216 442
PT Solusi Prima Limbah       Jl. Raya Jakarta Serang KM 68      Pengelolaan dan              25,304             100.00          Belum
Industri                     Desa. Nambo Ilir, Kec. Kibin         Pembuangan                                                  Beroperasi
                             Kab. Serang                       Limbah Berbahaya                                                Not Yet
                             T : +62254 401 604                   Management                                                  Operating
                                                                 and Disposal of
                                                               Hazardous Waste
PT Multi Tirta Mandiri       Jl. Modern Industri XXIV Blok       Penampungan,                55,459              90.00           2023
                             BF No. 14                          Penjernihan, dan
                             Kel. Bandung, Kec. Bandung          Penyaluran Air
                             Kab. Serang                             Minum
                             T : +62852 1121 6442                Water Storage,
                                                                Purification, and
                                                                 Distribution for
                                                                 Drinking Water
Kepemilikan Tidak Langsung melalui PT Mega Agung Nusantara
Indirect Ownership through PT Mega Agung Nusantara
PT Mega Agung Liong          Jl. Marunda Makmur No. 8              Real Estat               105,768             100.00          Belum
Nusantara                    Kel. Segaramakmur, Kec.               Real Estate                                                Beroperasi
                             Tarumajaya Kab. Serang                                                                            Not Yet
                             T : +6221 8899 0888                                                                              Operating
                             F : +6221 8899 0280
Kepemilikan Tidak Langsung melalui PT Modern Mutiara Makmur
Indirect Ownership through PT Modern Mutiara Makmur
PT Modern Asia Hospitaliti   Jl. Raya Modern Industri No. 2        Perhotelan               131,701             100.00           2018
                             Kel. Namboilir, Kec. Kibin Kab.         Hotels
                             Serang
                             T : +62254 795 0789
                             F : +62254 795 0678
Kepemilikan Tidak Langsung melalui PT Modern Graha Lestari
Indirect Ownership through PT Modern Graha Lestari
PT Pertiwi Development       Jl. Marunda Makmur No. 8              Real Estat               263,993             100.00           2013
                             Kel. Segaramakmur, Kec.               Real Estate
                             Tarumajaya Kab. Serang
                             T : +6221 2936 5888
                             F : +6221 293 6777
PT Bagasasi Inti Pratama     Jl. Marunda Makmur No. 8              Real Estat             1,179,862             100.00           2013
                             Kel. Segaramakmur,                    Real Estate
                             Kec. Tarumajaya Kab. Serang
                             T : +6221 8899 0888
                             F : +6221 8899 0280
PT Golden Surya Makmur       Perum Cikande Permai Blok B           Real Estat                55,364             100.00           2011
                             Desa Situterate, Kec. Cikande         Real Estate
                             Kab. Serang
                             T : +62254 401 932
PT Terus Maju Perkasa        Green Central City                    Real Estat                11,815             100.00           2012
                             Commercial Area Lt. 5                 Real Estate
                             Jl. Gajah Mada No. 188
                             Glodok, Taman Sari
                             Jakarta Barat
                             T : +6221 2936 5888
                             F : +6221 2936 9999
PT Griya Sukamanah Permai    Jl. Kampung Daru Pos No. 9            Real Estat               448,498             100.00           2019
                             Desa Daru, Kec. Jambe                 Real Estate
                             Tangerang
                             T : +6221 2936 5888
                             F : +6221 2936 5999
PT Bisnis Lancar Makmur      Green Central City                    Real Estat               382,525             100.00           2019
                             Commercial Area Lt. 5                 Real Estate
                             Jl. Gajah Mada No. 188
                             Glodok, Taman Sari
                             Jakarta Barat
                             T : +6221 2936 5888
                             F : +6221 2936 9999


                                                                                                Laporan Tahunan 2025 Annual Report   101
Page 104
         Profil Perusahaan
         Company Profile




                                                                                                Total Aset
                                                                                                                 Kepemilikan
                                                                                           Sebelum Eliminasi                     Tahun
                                                                                                                   Saham
           Nama                            Alamat                   Bidang Usaha         (dalam jutaan Rupiah)                 Beroperasi
                                                                                                                    Share
           Name                            Address                 Line of Business            Total Assets                    Operating
                                                                                                                  Ownership
                                                                                           Before Elimination                    Since
                                                                                                                     (%)
                                                                                           (in million Rupiah)
PT Sentralindo Karunia Lestari   Green Central City                    Real Estat                144,225           100.00         2019
                                 Commercial Area Lt. 5                 Real Estate
                                 Jl. Gajah Mada No. 188
                                 Glodok, Taman Sari
                                 Jakarta Barat
                                 T : +6221 2936 5888
                                 F : +6221 2936 9999
Kepemilikan Tidak Langsung melalui Modernland Overseas Pte Ltd
Indirect Ownership through Modernland Overseas Pte Ltd
Mland Singapore Pte Ltd          1 Marina Boulevard #28-00           Jasa Konsultasi           6,371,241           100.00         2013
                                 One Marina Boulevard                 dan Investasi
                                 Singapore                           Consulting and
                                 T : +65 6890 7129                 Investment Services
                                 F : +65 6302 3345
Kepemilikan Tidak Langsung melalui Marquee Land Pte Ltd
Indirect Ownership through Marquee Land Pte Ltd
Castleland Singapore Pte Ltd     1 Marina Boulevard #28-00               Investasi             2,720,021           100.00         2014
                                 One Marina Boulevard                  Investment
                                 Singapore
                                 T : +65 6890 7129
                                 F : +65 6302 3345
Kepemilikan Tidak Langsung melalui JGC Ventures Pte Ltd
Indirect Ownership through JGC Ventures Pte Ltd
MDLN Holding Pte Ltd             1 Marina Boulevard #28-00           Jasa Konsultasi           1,178,983           100.00         2018
                                 One Marina Boulevard                 dan Investasi
                                 Singapore                           Consulting and
                                 T : +65 6890 7129                 Investment Services
                                 F : +65 6302 3345
Kepemilikan Tidak Langsung melalui PT Modern Mitra Pratama
Indirect Ownership through PT Modern Mitra Pratama
PT Mitra Pratama Finance         Green Central City                   Perusahaan                    925            100.00         Belum
                                 Commercial Area Lt. 5                Pembiayaan                                                Beroperasi
                                 Jl. Gajah Mada No. 188                 Finance                                                  Not Yet
                                 Glodok, Taman Sari                    Company                                                  Operating
                                 Jakarta Barat
                                 T : +6221 2937 9425
                                 F : +6221 2937 942
PT Mitra Aplikasi                Green Central City                   Perdagangan                   250            100.00         Belum
Kosmo Indonesia                  Commercial Area Lt. 5                   dan Jasa                                               Beroperasi
                                 Jl. Gajah Mada No. 188                Trading and                                               Not Yet
                                 Glodok, Taman Sari                       Service                                               Operating
                                 Jakarta Barat
                                 T : +6221 2936 5888
                                 F : +6221 2936 9999
Kepemilikan Tidak Langsung melalui PT Bagasasi Inti Pratama
Indirect Ownership Through PT Bagasasi Inti Pratama
PT Bagasindo Prima Integra       Jl. Marunda Makmur No. 8              Real Estat                   250            100.00         2025
                                 Kabupaten Bekasi 14150                Real Estate
                                 T : +6221 8899 0888


Entitas Asosiasi
Associated Entities
PT Lotte Land Modern Realty      Marketing Gallery SEQUOIA 7           Real Estat                954,879            40.00         2019
                                 Jl. Jakarta Garden City Lot. 1A       Real Estate
                                 Jakarta Timur
                                 T : +6221 2906 1500
PT Waskita Modern Realti         Ruko Suncity Square                   Real Estat                456,436            39.60         2018
                                 Jl. Mayor Madmuin Hasibuan            Real Estate
                                 Blok A-49 dan A-50,
                                 Kel. Marga Jaya,
                                 Kec. Bekasi Selatan
                                 Kota Bekasi 17141
                                 T : +6221 8946 9000




102     Laporan Tahunan 2025 Annual Report
Page 105
                                                                                                               PT Modernland Realty Tbk




KOMPOSISI MANAJEMEN ENTITAS ANAK DAN
ENTITAS ASOSIASI
Management Composition of Subsidiaries and Associates

                                                        Dewan Komisaris                                     Direksi
            Nama Perusahaan                          Board of Commissioners                            Board of Directors
             Company Name                          Jabatan                     Nama             Jabatan                    Nama
                                                   Position                    Name             Position                   Name
Kepemilikan Langsung
Direct Ownership
                                             Komisaris Utama                              Direktur Utama          Sami Veikko Tapio
                                                                      William Honoris
                                             President Commissioner                       President Director      Miettinen
PT Mitra Sindo Sukses
                                             Komisaris                                    Direktur
                                                                      Wielmen Rumli                               Fetrizal Bobby Heryunda
                                             Commissioner                                 Director
                                             Komisaris Utama
                                             President                William Honoris
                                             Commissioner                                 Direktur Utama          Sami Veikko Tapio
                                                                                          President Director      Miettinen
PT Mitra Sindo Makmur                        Komisaris
                                                                      Wielmen Rumli
                                             Commissioner
                                             Komisaris                                    Direktur
                                                                      Wielmen Rumli                               Fetrizal Bobby Heryunda
                                             Commissioner                                 Director
                                             Komisaris Utama                              Direktur Utama
                                                                      William Honoris                             Pascall Wilson
                                             President Commissioner                       President Director
PT Modern Industrial Estat
                                             Komisaris                                    Direktur
                                                                      Tonny Hadhiwalujo                           Fetrizal Bobby Heryunda
                                             Commissioner                                 Director
                                                                                          Direktur Utama
                                                                                                                  William Honoris
                                             Komisaris                                    President Director
PT Modern Panel Indonesia                                             Dharma Mitra
                                             Commissioner                                 Direktur
                                                                                                                  Hendy Wijaya Budijanto
                                                                                          Director
                                                                                          Direktur Utama
                                                                                                                  William Honoris
                                             Komisaris                                    President Director
PT Modern Mutiara Makmur                                              Dharma Mitra
                                             Commissioner                                 Direktur
                                                                                                                  Fetrizal Bobby Heryunda
                                                                                          Director
                                                                                          Direktur Utama
                                                                                                                  William Honoris
                                             Komisaris                                    President Director
PT Modern Graha Lestari                                               Oscar Jaro Tavera
                                             Commissioner                                 Direktur
                                                                                                                  Herman
                                                                                          Director
                                             Komisaris                                    Direktur
Modernland Overseas Pte Ltd                                           -                                           William Honoris
                                             Commissioner                                 Director
                                             Komisaris                                    Direktur
Marquee Land Pte Ltd                                                  -                                           William Honoris
                                             Commissioner                                 Director

                                             Komisaris                                    Direktur                William Honoris
JGC Ventures Pte Ltd                                                  -
                                             Commissioner                                 Director                Fetrizal Bobby Heryunda
                                             Komisaris                                    Direktur
PT Modern Mitra Pratama                                               Oscar Jaro Tavera                           William Honoris
                                             Commissioner                                 Director
                                             Komisaris                                    Direktur
PT Modern Mitrakarya Serasi                                           Herman                                      William Honoris
                                             Commissioner                                 Director
Kepemilikan Tidak Langsung melalui PT Modern Industrial Estat
Indirect Ownership through PT Modern Industrial Estat
                                                                                          Direktur Utama
                                                                                                                  Pascall Wilson
                                             Komisaris                                    President Director
PT The New Asia Industrial Estate                                     Tonny Hadhiwalujo
                                             Commissioner                                 Direktur
                                                                                                                  Herman
                                                                                          Director
                                             Komisaris                                    Direktur
PT Bekasi Development                                                 Yustinus Saleh                              Pascall Wilson
                                             Commissioner                                 Director
                                                                                          Direktur Utama
                                                                                                                  Pascall Wilson
                                             Komisaris                                    President Director
PT Mega Agung Nusantara                                               William Honoris
                                             Commissioner                                 Direktur
                                                                                                                  Yustinus Saleh
                                                                                          Director




                                                                                            Laporan Tahunan 2025 Annual Report        103
Page 106
        Profil Perusahaan
        Company Profile




                                                       Dewan Komisaris                                 Direksi
            Nama Perusahaan                         Board of Commissioners                        Board of Directors
             Company Name                        Jabatan                Nama               Jabatan                 Nama
                                                 Position               Name               Position                Name
                                            Komisaris                                Direktur
PT Alismi Kencana                                                William Honoris                          Pascall Wilson
                                            Commissioner                             Director
                                            Komisaris                                Direktur
PT Selaras Bangun Multijaya                                      William Honoris                          Pascall Wilson
                                            Commissioner                             Director
                                            Komisaris                                Direktur
PT Cikanindo Mega Realti                                         William Honoris                          Reagan Honoris
                                            Commissioner                             Director
                                            Komisaris                                Direktur
PT Bentara Grha Cikanindo                                        William Honoris                          Nabit Musavi
                                            Commissioner                             Director
                                            Komisaris                                Direktur
PT Pesanggrahan Karya Cikanindo                                  William Honoris                          Reagan Honoris
                                            Commissioner                             Director
                                            Komisaris                                Direktur
PT Mitrakarya Estat Cikanindo                                    William Honoris                          Reagan Honoris
                                            Commissioner                             Director
                                            Komisaris                                Direktur
PT Citra Sejahtera Pratama                                       William Honoris                          Tonny Hadhiwalujo
                                            Commissioner                             Director
                                            Komisaris                                Direktur
PT Solusi Prima Limbah Industri                                  William Honoris                          Pascall Wilson
                                            Commissioner                             Director
                                            Komisaris                                Direktur
PT Multi Tirta Mandiri                                           William Honoris                          Pascall Wilson
                                            Commissioner                             Director
Kepemilikan Tidak Langsung melalui PT Mega Agung Nusantara
Indirect Ownership through PT Mega Agung Nusantara
                                            Komisaris                                Direktur
PT Mega Agung Liong Nusantara                                    Yustinus Saleh                           Pascall Wilson
                                            Commissioner                             Director
Kepemilikan Tidak Langsung melalui PT Modern Mutiara Makmur
Indirect Ownership through PT Modern Mutiara Makmur
                                                                                     Direktur Utama
                                                                                                          William Honoris
                                            Komisaris                                President Director
PT Modern Asia Hospitaliti                                       Luntungan Honoris
                                            Commissioner                             Direktur
                                                                                                          Dharma Mitra
                                                                                     Director
Kepemilikan Tidak Langsung melalui PT Modern Graha Lestari
Indirect Ownership through PT Modern Graha Lestari
                                                                                     Direktur Utama
                                                                                                          Yustinus Saleh
                                            Komisaris                                President Director
PT Pertiwi Development                                           William Honoris
                                            Commissioner                             Direktur
                                                                                                          Herman
                                                                                     Director

                                            Komisaris                                Direktur             Yustinus Saleh
PT Bagasasi Inti Pratama                                         William Honoris
                                            Commissioner                             Director             Herman
                                                                                     Direktur Utama
                                                                                                          Fetrizal Bobby Heryunda
                                            Komisaris                                President Director
PT Golden Surya Makmur                                           William Honoris
                                            Commissioner                             Direktur
                                                                                                          Hendri Suprapto
                                                                                     Director
                                                                                     Direktur Utama
                                                                                                          Fetrizal Bobby Heryunda
                                            Komisaris                                President Director
PT Terus Maju Perkasa                                            William Honoris
                                            Commissioner                             Direktur
                                                                                                          Hendri Suprapto
                                                                                     Director
                                            Komisaris                                Direktur
PT Griya Sukamanah Permai                                        Hendri Suprapto                          Nabit Musavi
                                            Commissioner                             Director
                                                                                     Direktur Utama
                                                                                                          William Honoris
                                            Komisaris                                President Director
PT Bisnis Lancar Makmur                                          Yustinus Saleh
                                            Commissioner                             Direktur
                                                                                                          Reagan Honoris
                                                                                     Director
                                            Komisaris                                Direktur
PT Sentralindo Karunia Lestari                                   Reagan Honoris                           William Honoris
                                            Commissioner                             Director
Kepemilikan Tidak Langsung melalui Modernland Overseas Pte Ltd
Indirect Ownership through Modernland Overseas Pte Ltd

                                            Komisaris                                Direktur             William Honoris
Mland Singapore Pte Ltd                                          -
                                            Commissioner                             Director             Herman




104    Laporan Tahunan 2025 Annual Report
Page 107
                                                                                                                          PT Modernland Realty Tbk




                                                             Dewan Komisaris                                           Direksi
             Nama Perusahaan                              Board of Commissioners                                  Board of Directors
              Company Name                              Jabatan                    Nama                    Jabatan                     Nama
                                                        Position                   Name                    Position                    Name
Kepemilikan Tidak Langsung melalui Marquee Land Pte Ltd
Indirect Ownership through Marquee Land Pte Ltd

                                                  Komisaris                                          Direktur                 William Honoris
Castleland Singapore Pte Ltd                                               -
                                                  Commissioner                                       Director                 Fetrizal Bobby Heryunda
Kepemilikan Tidak Langsung melalui JGC Ventures Pte Ltd
Indirect Ownership through JGC Ventures Pte Ltd

                                                  Komisaris                                          Direktur                 William Honoris
MDLN Holding Pte Ltd                                                       -
                                                  Commissioner                                       Director                 Fetrizal Bobby Heryunda
Kepemilikan Tidak Langsung melalui PT Modern Mitra Pratama
Indirect Ownership through PT Modern Mitra Pratama
                                                  Komisaris                                          Direktur Utama
PT Solterra Properti Mandiri                                               Oscar Jaro Tavera                                  Fetrizal Bobby Heryunda
                                                  Commissioner                                       President Director
                                                                                                     Direktur Utama
                                                                                                                              David Imam Santosa
                                                  Komisaris                                          President Director
PT Mitra Aplikasi Kosmo Indonesia                                          William Honoris
                                                  Commissioner                                       Direktur
                                                                                                                              Herman
                                                                                                     Director
Kepemilikan Tidak Langsung melalui PT Bagasasi Inti Pratama
Indirect Ownership Through PT Bagasasi Inti Pratama
                                                  Komisaris                                          Direktur
PT Bagasindo Prima Integra                                                 Yustinus Saleh                                     Onggo Wicaksono
                                                  Commissioner                                       Director
Entitas Asosiasi
Associated Entities
                                                  Komisaris Utama                                    Direktur Utama
                                                                           Jang Yongsuk                                       Lee Je Hong
                                                  President Commissioner                             President Director

PT Lotte Land Modern Realty                                                Lee Ju Yong                                        Kim Joo Ho
                                                  Komisaris                                          Direktur
                                                                                                                              Park Jun Hyun
                                                  Commissioner             Yustinus Saleh            Director
                                                                                                                              Feriyawati Surja
                                                  Komisaris Utama                                    Direktur Utama
                                                                           Luki Theta Handayani                               Arief Hardiyanto
                                                  President Commissioner                             President Director
PT Waskita Modern Realti
                                                  Komisaris                                          Direktur                 Mira Hilmia Kusumawati
                                                                           Yustinus Saleh
                                                  Commissioner                                       Director                 Feriyawati Surja




INFORMASI PENGGUNAAN JASA AKUNTAN PUBLIK
DAN KANTOR AKUNTAN PUBLIK
Information on the Appointment of Public Accountant Services
and Public Accounting Firms

                                                          Kantor Akuntan Publik
                                                         Public Accountant Office
                                               Tanubrata Sutanto Fahmi Bambang & Rekan
                                                     (Jaringan BDO / BDO Network)
       Alamat                   Nama Akuntan Publik                  Jasa yang Diberikan                     Biaya             Periode Penugasan
       Address                Name of Public Accountant               Services Provided                       Fee              Assignment Period
Prudential Tower Lt. 17      Damajanti Tanumihardja              Audit Laporan Keuangan                 Rp750,000,000.-                 2025
Jl. Jend. Sudirman Kav. 79                                       Perseroan (tanpa jasa non audit).   (tanpa jasa non audit)
Jakarta 12910                                                    Audit of the Company’s Financial      (without non-audit
T : +6221 5795 7300                                              Statements (without non-audit              services)
F : +6221 5795 7301                                              services).
W : www.bdo.co.id




                                                                                                       Laporan Tahunan 2025 Annual Report        105
Page 108
          Profil Perusahaan
          Company Profile




LEMBAGA DAN PROFESI PENUNJANG PASAR MODAL
Capital Market Supporting Institutions and Professions


    Lembaga dan Profesi                                                                                                                    Periode
  Penunjang Pasar Modal                        Nama                         Alamat                    Jasa yang Diberikan                Penugasan
 Capital Market Supporting                     Name                         Address                    Services Provided                 Assignment
Institutions and Professions                                                                                                                Period
Notaris                              Audrey Tedja, S.H., M.Kn.     Jl. Tanjung Duren Selatan     Pembuatan Akta Perseroan.                  2025
Notary                                                             No. 12                        Preparation of Company Deeds
                                                                   Jakarta Barat 11470
                                                                   T : +6221 560 2075
                                                                        +62812 9781 4600
                                                                   F : +6221 560 2075
Konsultan Hukum                      BJMHP Lawyers                 Green Central City            Jasa pendampingan dan opini                2025
Legal Consultant                                                   Commercial Area Lt. 3         hukum terkait aspek legalitas,
                                                                   Jl. Gajah Mada No. 188        kepatuhan, serta perjanjian dalam
                                                                   Jakarta Barat 11120           kegiatan usaha dan aksi korporasi
                                                                   T : +6221 2937 9219           Perseroan.
                                                                   F : +6221 2937 9218           Legal advisory and opinion services
                                                                                                 on matters of legality, compliance,
                                                                                                 and agreement in Company’s
                                                                                                 business activities and corporate
                                                                                                 actions.
Biro Administrasi Efek               PT Edi Indonesia              Wisma SMR Lt. 1, 3, dan 10    Pengelolaan administrasi saham             2025
Share Registrar                                                    Jl. Yos Sudarso Kav. 89       dan waran.
                                                                   Jakarta 14350                 Administration of shares and
                                                                   T : +6221 650 5829            warrants.
                                                                        +6221 2960 6330
                                                                   F : +6221 650 5987
Pemeringkat Efek                     Moody’s Investors Service     50 Raffles Place #23-06       Jasa penilaian atas tingkat risiko         2025
Rating Agencies                      Singapore Pte Ltd             Singapore Land Tower          dan kemampuan Perseroan dalam
                                                                   Singapore 048623              memenuhi kewajiban keuangan
                                                                   T : +65 6398 8300             terkait instrumen utang yang
                                                                                                 diterbitkan.
                                                                                                 Assessment service on Company’s
                                                                                                 risk level and capacity in fulfilling
                                                                                                 its financial obligations related to
                                                                                                 the debt instruments issued.
Wali Amanat                          Madison Pacific Trust         United Kingdom 17th Floor,    Mewakili kepentingan pemegang              2025
Trustee (Bonds)                      Limited                       Far East Finance Centre, 16   obligasi dalam memastikan
                                                                   Harcourt Road, Admiralty,     pemenuhan seluruh kewajiban
                                                                   Hong Kong                     emiten sesuai perjanjian.
                                                                                                 Representing the interest of
                                                                                                 bondholders to ensure issuer’s
                                                                                                 compliance with all obligations
                                                                                                 under the agreement.
Penilai Kantor Jasa Penilai Publik   Kantor Jasa Penilai Publik    Chase Plaza Lt. 17            Jasa penilaian independen                  2025
Public Appraisal Service Office      Willson dan Rekan             Jl. Jend. Sudirman Kav. 21    terhadap aset, liabilitas, maupun
                                     Willson and Partners Public   Jakarta 12920                 instrumen keuangan
                                     Appraisal Service Office                                    Independent appraisal services
                                                                                                 for assets, liabilities, or financial
                                                                                                 instruments.




106       Laporan Tahunan 2025 Annual Report
Page 109
                                                                                                        PT Modernland Realty Tbk




AKSES INFORMASI DAN DATA PERUSAHAAN
Access to Company Information and Data


Perseroan memastikan keterbukaan informasi melalui berbagai       The Company ensures information transparency through various
kanal resmi yang menyediakan akses cepat dan akurat bagi          official channels providing quick and accurate access for all
seluruh pemangku kepentingan. Informasi yang diungkapkan          stakeholders. The information disclosed include the following:
mencakup:
1. Laporan Keuangan;                                              1.   Financial Statements;
2. Laporan Tahunan;                                               2.   Annual Report;
3. Laporan Keberlanjutan;                                         3.   Sustainability Report;
4. Aksi dan Agenda Korporasi, seperti RUPS dan Paparan Publik;    4.   Corporate Action and Agenda, such as GMS and Public Expose;
5. Siaran Pers;                                                   5.   Press Releases;
6. Informasi Produk dan Layanan; dan                              6.   Information on Products and Services; and
7. Peluang Karier.                                                7.   Career Opportunities.


Rangkaian informasi tersebut mencerminkan komitmen                Thes range of information reflects Company’s commitment
Perseroan dalam menjaga transparansi melalui penyediaan data      in maintaining transparency through provision of relevant,
yang relevan, komprehensif, dan mudah diakses. Seluruh kanal      comprehensive, and easily accessible data. All of the Company’s
komunikasi Perseroan disajikan pada informasi berikut:            communication channels are listed below:



                                               Situs Web Bursa Efek Indonesia
        Situs Web Perseroan                                                                        Platform E-RUPS
                                                  Indonesia Stock Exchange
         Corporate Website                                                                         E-GMS Platform
                                                          Website



            www.modernland.co.id                         www.idx.co.id                                 www.easy.ksei.co.id




                         Kontak Perusahaan                                                       Media Sosial
                          Company Contact                                                        Social Media


                           Sekretaris Perusahaan                                          PT Modernland Realty, Tbk
                           Corporate Secretary

                                                                                          PT Modernland Realty, Tbk
                           Yahya Danu Kusumo Pate
                                                                                          @modernlandrealty
                                       +6221 2936 5888


Green Central City                                                                        Modernland_Rlty
                                       +6221 2936 9999
Commercial Area Lt. 5
Jl. Gajah Mada No. 188                                                                    PT Modernland Realty Tbk
Jakarta Barat 11120                    corporate@modernland.co.id
Indonesia

                                       www.easy.ksei.co.id



           Paparan Publik                                  Siaran Pers                                Media Cetak
            Public Expose                                Press Releases                               Print Media




                                                                                         Laporan Tahunan 2025 Annual Report   107
Page 110
ANALISIS DAN
PEMBAHASAN
MANAJEMEN
Management Discussion
and Analysis




108   Laporan Tahunan 2025 Annual Report
Page 111
Laporan Tahunan 2025 Annual Report   109
Page 112
           Analisis dan Pembahasan Manajemen
           Management Discussion and Analysis




TINJAUAN EKONOMI
Economic Review


Pertumbuhan ekonomi dunia tahun 2025 mencapai sekitar 3,3%,                     Global economic growth in 2025 reached approximately 3.3%,
mencerminkan efektivitas kebijakan makroekonomi berbagai                        reflecting the effectiveness of macroeconomic policies of various
negara dalam menjaga stabilitas aktivitas ekonomi dan daya beli.                countries in maintaining economic activity stability and purchasing
Menurut proyeksi International Monetary Fund (IMF), ketahanan                   power. According to projections by the International Monetary
tersebut didukung oleh moderasi inflasi global, normalisasi rantai              Fund (IMF), such resilience was supported by moderating global
pasok, serta kebijakan moneter yang secara bertahap lebih                       inflation, supply chain normalization, and monetary policies that
seimbang antara stabilitas harga dan dukungan pertumbuhan.                      gradually became more balanced between price stability and
Sejalan dengan itu, laporan World Bank menunjukkan bahwa                        growth support. In line with this, the World Bank reported that
meskipun ketidakstabilan geopolitik dan fragmentasi perdagangan                 despite ongoing geopolitical instability and trade fragmentation,
masih berlangsung, kinerja ekonomi negara-negara di dunia tetap                 global economic performance continued to support investment
mampu menopang aktivitas investasi dan konsumsi. Dalam konteks                  and consumption activities. In the sectoral context, such global
sektoral, stabilitas makroekonomi global tersebut memberikan                    macroeconomic stability directly impacted the global property
dampak langsung terhadap industri properti dunia. Volume                        industry. Global property investment volumes began to gradually
investasi properti global mulai pulih secara bertahap pada tahun                recover in 2025 after a period of high-interest rate adjustments
2025 setelah periode penyesuaian suku bunga tinggi pada tahun                   in the previous year, with increased investor interest in logistics
sebelumnya, dengan peningkatan minat investor pada aset logistik,               assets, rental housing, and needs-based properties.
hunian sewa, dan properti berbasis kebutuhan (needs-based assets).


Dalam konteks domestik, perekonomian Indonesia tetap berada                     Domestically, Indonesia’s economy remained on a solid growth
pada jalur pertumbuhan yang solid dengan ekspansi sekitar 5,1%                  path with expansion of approximately 5.1% and inflation
serta inflasi terjaga di kisaran 2,9%. Struktur pertumbuhan yang                maintained at around 2.9%. The growth structure supported
ditopang konsumsi rumah tangga sebesar ±4,9% menunjukkan                        by household consumption of approximately 4.9% indicated
daya beli masyarakat yang stabil, menjadi indikator fundamental                 stable purchasing power, serving as a fundamental indicator
bagi keberlanjutan permintaan hunian. Dari sisi produksi, sektor                for sustainable housing demand. From the production side,
manufaktur yang tumbuh sekitar 5,3% dengan indeks Purchasing                    the manufacturing sector grew by approximately 5.3% with
Managers’ Index (PMI) pada level ekspansif ±51,2 menandakan                     a Purchasing Managers’ Index (PMI) at an expansive level of
aktivitas industri yang meningkat, sekaligus membuka peluang                    around 51.2, indicating increased industrial activity while opening
pengembangan kawasan industri, logistik, dan properti komersial                 opportunities for the development of industrial areas, logistics,
penunjang rantai pasok. Stabilitas tersebut diperkuat oleh bauran               and commercial properties supporting the supply chain. This
kebijakan moneter yang terjaga oleh Bank Indonesia, sehingga                    stability was reinforced by a well-maintained monetary policy mix
likuiditas sistem keuangan tetap memadai untuk menopang                         by Bank Indonesia, ensuring adequate financial system liquidity to
penyaluran pembiayaan properti dan konstruksi.                                  support property and construction financing distribution.


Secara keseluruhan, kondisi ekonomi tahun 2025 menghadirkan                     Overall, economic conditions in 2025 presented a relatively
lingkungan yang relatif kondusif bagi industri properti. Stabilitas             conducive environment for the property industry. Stable growth,
pertumbuhan, inflasi yang terkendali, serta sistem keuangan                     controlled inflation, and a solid financial system created room
yang solid menciptakan ruang bagi peningkatan permintaan dan                    for increased demand and project expansion. Nevertheless, the
ekspansi proyek. Meski demikian, sensitivitas sektor ini terhadap               sector’s sensitivity to changes in global interest rates, construction
perubahan suku bunga global, biaya konstruksi, dan dinamika                     costs, and investment dynamics continues to require measured
investasi tetap menuntut pengelolaan risiko yang terukur agar                   risk management to ensure sustainable growth momentum.
momentum pertumbuhan dapat terjaga secara berkelanjutan.

Sumber:                                                                         Sources:
• Bank Indonesia: BI-Rate Tetap 4,75%: Mendorong Pertumbuhan Ekonomi,           • Bank Indonesia: BI-Rate Maintained at 4.75%: Encouraging Economic Growth,
  Mempertahankan Stabilitas;                                                      Maintaining Stability;
• Jones Lang LaSalle (JLL): Global Real Estate Outlook;                         • Jones Lang LaSalle (JLL): Global Real Estate Outlook;
• Badan Pusat Statistik RI: Ekonomi Indonesia Tahun 2025 Tumbuh 5,11 Persen;    • Statistics Indonesia (BPS): Indonesia’s Economy in 2025 Grew by 5.11 Percent;
• Badan Pusat Statistik RI: Perkembangan Indeks Harga Konsumen Desember 2025;   • Statistics Indonesia (BPS): Development of Consumer Price Index December 2025;
• Siaran Pers Kementerian Keuangan RI: Ekonomi Indonesia 2025 Kuat, Didorong    • Press Release of the Ministry of Finance of the Republic of Indonesia: Indonesia’s
  Tingginya Investasi dan Ekspor serta Akselerasi Belanja Pemerintah; dan         Economy 2025 Remains Strong, Driven by High Investment and Exports as well as
                                                                                  Acceleration of Government Spending; and
• Media Keuangan Kementerian Keuangan RI: Perjalanan Ekonomi Indonesia 2025     • Media Keuangan, Ministry of Finance of the Republic of Indonesia: Indonesia’s
  Hadapi Tahun Penuh Tekanan Hingga Kembali Pulihkan Kepercayaan.                 Economic Journey in 2025 Facing a Year Full of Pressure until Restoring Confidence




 110      Laporan Tahunan 2025 Annual Report
Page 113
                                                                                                                                      PT Modernland Realty Tbk




TINJAUAN INDUSTRI
Industry Review


Tahun 2025 menjadi fase transformasi bagi industri properti                         The year 2025 marked a transformation phase for the property
seiring kebutuhan adaptasi terhadap dinamika tren pasar dan                         industry in response to the need to adapt to evolving market trends
kondisi ekonomi yang terus berkembang. Di tengah perubahan                          and economic conditions. Amid these changes, macroeconomic
tersebut, stabilitas makro tetap memberikan fondasi yang                            stability continued to provide a foundation supporting the
mendukung pemulihan aktivitas investasi real estat, khususnya                       recovery of real estate investment activity, particularly in stable
pada aset berarus kas stabil seperti logistik, hunian sewa, dan                     cash-flow assets such as logistics, rental housing, and needs-based
properti berbasis kebutuhan. Secara nasional, sektor properti                       properties. Nationally, the commercial property sector has also
komersial juga menunjukkan daya tarik investasi yang konsisten                      demonstrated consistent investment appeal over the past three
dalam 3 tahun terakhir, mencerminkan penguatan sentimen pasar                       years, reflecting strengthening market sentiment and increasing
serta meningkatnya kepercayaan pelaku usaha terhadap prospek                        business confidence in the sector’s prospects as a medium- to
sektor ini sebagai instrumen diversifikasi portofolio jangka                        long-term portfolio diversification instrument.
menengah hingga panjang.


Stabilitas tersebut tercermin pada indikator harga residensial                      This stability is reflected in residential price indicators released
yang dirilis oleh Bank Indonesia melalui Survei Harga Properti                      by Bank Indonesia through the Residential Property Price Survey
Residensial (SHPR). Pada triwulan IV-2025, Indeks Harga Properti                    (SHPR). In the fourth quarter of 2025, the Residential Property Price
Residensial (IHPR) tercatat sekitar 110,56 atau tumbuh sekitar                      Index (RPPI) was recorded at approximately 110.56, growing by
0,83% secara tahunan, menunjukkan kenaikan harga yang                               around 0.83% year-on-year, indicating moderate price increases
moderat dan mencerminkan kondisi pasar yang relatif seimbang.                       and reflecting relatively balanced market conditions. In terms
Dari sisi aktivitas transaksi, penjualan unit properti residensial di               of transaction activity, sales of residential property units in the
pasar primer tumbuh positif sekitar 7,83%, berbalik dari kontraksi                  primary market grew positively by approximately 7.83%, reversing
sekitar 1,29% pada triwulan sebelumnya. Struktur pembiayaan                         from a contraction of around 1.29% in the previous quarter. The
menunjukkan bahwa pembangunan properti residensial masih                            financing structure indicates that residential property development
didominasi dana internal pengembang dengan pangsa sekitar                           remains predominantly funded by developers’ internal funds,
80,14%. Sementara dari sisi konsumen, pembelian rumah di                            with a share of approximately 80.14%. Meanwhile, from the
pasar primer mayoritas menggunakan skema Kredit Pemilikan                           consumer perspective, home purchases in the primary market
Rumah (KPR) dengan porsi sekitar 70,88%, menegaskan peran                           are predominantly financed through the Home Ownership Credit
penting pembiayaan perbankan dalam menopang permintaan.                             (KPR) scheme, accounting for approximately 70.88%, reaffirming
                                                                                    the important role of banking financing in supporting demand.


Selain indikator pasar, dukungan kebijakan dan preferensi                           Other than market indicators, policy support and consumer
konsumen turut memperkuat fundamental industri. Program                             preferences also help strengthened the industry fundamentals.
renovasi rumah tidak layak huni pada 2025 yang mencapai sekitar                     The renovation program for around 45,000 uninhabitable houses
45.000 unit menunjukkan kesinambungan upaya peningkatan                             in 2025, shows the continuous efforts to improve housing quality
kualitas hunian sekaligus menjaga aktivitas sektor konstruksi.                      while sustaining activity in the construction sector. In terms of
Di sisi permintaan, rumah tapak tetap menjadi pilihan utama                         demand, landed houses remain as the top choice, with average
dengan penjualan rata-rata mencapai 88%, melampaui minat                            sales of 88%, exceeding interests in apartments and residential
terhadap apartemen maupun tanah kavling. Secara keseluruhan,                        land plots. Overall, the combination of price stability, recovering
kombinasi stabilitas harga, pemulihan penjualan, struktur                           sales performance, sound financing structure, and government
pendanaan yang sehat, serta dukungan program pemerintah                             support program has placed the property industry on a positive
menempatkan industri properti pada jalur konsolidasi yang positif,                  consolidation path, reflecting sector’s resilience while opening
mencerminkan ketahanan sektor sekaligus membuka ruang                               opportunities for sustainable growth amidst economic dynamics.
pertumbuhan berkelanjutan di tengah dinamika ekonomi.

Sumber:                                                                             Source:
• Siaran Pers Bank Indonesia: Survei Harga Properti Residensial Triwulan IV 2025:   • Bank Indonesia Press Release: Residential Property Price Survey Fourth Quarter 2025:
  Harga Properti Residensial Tumbuh Terbatas;                                         Residential Property Prices Recorded Limited Growth;
• Kementerian Perumahan dan Kawasan Permukiman RI: Properti Indonesia Award         • Ministry of Housing and Residential Area of the Republic of Indonesia: Indonesia
  2025, Menteri PKP Soroti Ketahanan dan Inovasi Industri Properti;                   Property Award 2025, Minister Highlights Industry Resilience and Innovation;
• MetroTV News: Indonesia Property Forum 2025: Optimisme Industri Properti Jadi     • MetroTV News: Indonesia Property Forum 2025: Optimism in the Property Industry as
  Penggerak Ekonomi Nasional; dan                                                     a Driver of the National Economy; and
• Bloomberg Technoz: Masyarakat RI Masih Pilih Rumah Tapak Jadi Hunian Favorit.     • Bloomberg Technoz: Indonesians Continue to Prefer Landed Houses as Their Favorite
                                                                                      Residential Option.




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          Management Discussion and Analysis




TINJAUAN OPERASIONAL
Operational Review


Perseroan menjalankan aktivitas usahanya melalui berbagai lini                   The Company conducts its business activities through various
pengembangan yang tersebar pada sejumlah proyek utama,                           development lines spread across several main projects, each with
masing-masing dengan karakteristik produk dan jasa yang berbeda.                 distinct product and service characteristics. Each segment is managed
Setiap segmen dikelola sesuai fokus pengembangannya, mulai                       in accordance with its development focus, ranging from residential
dari hunian dan komersial hingga fasilitas pendukung kawasan,                    and commercial projects to area-supporting facilities, in line with
sesuai kebutuhan pasar dan arah pertumbuhan Perseroan. Untuk                     market needs and the Company’s growth direction. To provide a
memberikan pemahaman yang lebih menyeluruh, uraian berikut                       more comprehensive understanding, the following description
merangkum capaian dan dinamika operasional di tiap segmen                        summarizes the achievements and operational dynamics of each
serta lokasi proyek yang tengah dikembangkan.                                    segment and the project locations currently under development.



Segmen Operasi berdasarkan                                                       Operating Segments by
Produk dan Jasa                                                                  Products and Services

Perseroan bergerak di industri properti yang terintegrasi di berbagai            The Company operates in the integrated property industry across
rantai nilai real estat, meliputi pengembangan kawasan hunian skala              various real estate value chains, including the development of city-
kota, pembangunan perumahan untuk berbagai segmen pasar,                         scale residential areas, housing development for various market
pengelolaan kawasan industri modern, serta penyediaan layanan                    segments, management of modern industrial estates, as well as
hospitaliti dan fasilitas komersial. Integrasi ini memungkinkan                  the provision of hospitality services and commercial facilities. This
Perseroan menghadirkan portofolio segmen usaha yang beragam,                     integration enables the Company to offer a diversified portfolio of
mulai dari segmen residensial, segmen industrial, dan segmen                     business segments, comprising the residential segment, industrial
hospitaliti, sebagaimana diuraikan berikut ini:                                  segment, and hospitality segment, as described below:


                Segmen Residensial                                    Segmen Industrial                              Segmen Hospitaliti
                Residential Segment                                  Industrial Segment                              Hospitality Segment
 Proyek hunian di berbagai kawasan strategis meliputi:      Kawasan industri terpadu meliputi:            Layanan perhotelan, fasilitas rekreasi, dan gaya
 1. Modernhill                                              1. ModernCikande       Industrial  Estate     hidup modern melalui pengelolaan:
 2. Modernpark                                                 (MCIE)                                     1. Hotel Novotel Jakarta Gajah Mada
 3. Affordable Housing (Puri Kencana, Neo Puri Kencana,     2. Modern Halal Valley                        2. Modern Golf & Country Club
    & Green Valley)                                                                                       3. Hotel Swiss-Belinn ModernCikande
 4. Jakarta Garden City                                                                                   4. Modern Panel Indonesia
 5. KotaModern
 6. Modernland Cilejit
 7. Modern Bekasi Residential and Industrial Park
 8. Vasaka City
 9. Lotte Land Modern Realty.
 Residential projects in various strategic areas include:   Integrated industrial areas include:          Hospitality   services,  recreational facilities,
 1. Modernhill                                              1. ModernCikande        Industrial   Estate   and modern lifestyle offerings through the
 2. Modernpark                                                 (MCIE)                                     management of:
 3. Affordable Housing (Puri Kencana, Neo Puri Kencana,     2. Modern Halal Valley                        1. Hotel Novotel Jakarta Gajah Mada
    & Green Valley)                                                                                       2. Modern Golf & Country Club
 4. Jakarta Garden City                                                                                   3. Hotel Swiss-Belinn ModernCikande
 5. Kota Modern                                                                                           4. Modern Panel Indonesia
 6. Modernland Cilejit
 7. Modern Bekasi Residential and Industrial Park
 8. Vasaka City
 9. Lotte Land Modern Realty.


Pengelompokkan tersebut memperlihatkan ruang lingkup pengelolaan                 This grouping illustrates the complementary scope of business
usaha yang saling melengkapi, sekaligus menegaskan posisi Perseroan              management while reaffirming the Company’s position as an
sebagai pengembang kawasan terpadu dengan fondasi bisnis                         integrated area developer with a diversified business foundation.




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yang terdiversifikasi. Setiap segmen berkontribusi pada ketahanan    Each segment contributes to business resilience and sustainability,
dan keberlanjutan usaha sebagaimana diungkapkan berikut ini:         as described below:

                                                                            (Juta Rupiah, kecuali dinyatakan lain / Million Rupiah, unless otherwise stated)


                                     Kontribusi                      Kontribusi         Peningkatan (Penurunan)
      Uraian            2025        Contribution         2024       Contribution           Increase (Decrease)                        Description
                                        (%)                             (%)                  (Rp)                   (%)
 Residensial            680,970          67.21          728,033         71.55              (47,063)                 (6.46)                   Residential
 Industrial             169,312          16.71          141,722         13.93               27,590                  19.47                      Industrial
 Hospitaliti            163,787          16.17          148,724         14.62               15,063                  10.13                    Hospitality
 Eliminasi                (910)          (0.09)            (910)        (0.09)                      -                     -                  Elimination
 Total Pendapatan     1,013,159         100.00        1,017,570        100.00               (4,411)                 (0.43)             Total Revenue



Residensial                                                          Residential
Pada tahun 2025, segmen residensial memperoleh pendapatan            In 2025, the residential segment generated revenue of Rp680,97
sebesar Rp680,97 miliar, tercatat menurun 6,46% dibandingkan         billion, recorded a decrease of 6.46% compared to the previous
tahun sebelumnya sebesar Rp728,03 miliar. Segmen residensial         year of Rp728,03 billion. The residential segment contributed
berkontribusi sebesar 67,21% terhadap total pendapatan               67.21% to total revenue in 2025.
di tahun 2025.


Industrial                                                           Industrial
Per 31 Desember 2025, segmen industrial tercatat mengalami           As of 31 December 2025, the industrial segment recorded an
peningkatan sebesar 19,47% dari sebelumnya Rp141,72 miliar           increase of 19.47% from previously Rp141,72 billion to Rp169,31
menjadi Rp169,31 miliar. Segmen ini memberikan kontribusi            billion. This segment contributed 16.71% to the Company’s total
sebesar 16,71% terhadap total pendapatan Perseroan.                  revenue.


Hospitaliti                                                          Hospitality
Segmen hospitaliti membukukan pendapatan sebesar Rp163,79            The hospitality segment recorded revenue of Rp163,79 billion at
pada akhir tahun 2025, yang mana lebih tinggi 10,13% jika            the end of 2025, which was 10.13% higher compared to 2024 of
dibandingkan dengan tahun 2024 sebesar Rp148,72 miliar.              Rp148,72 billion. The hospitality segment contributed 16.17% to
Segmen hospitaliti berkontribusi sebesar 16,17% terhadap total       the Company’s total revenue.
pendapatan Perseroan.



Segmen Operasi berdasarkan                                           Operating Segments by
Lokasi Proyek                                                        Project Location

Berdasarkan lokasi, Perseroan membagi kegiatan usaha ke              Based on location, the Company divides its business activities
dalam 5 wilayah utama, yaitu Tangerang, Bekasi, Cakung,              into 5 main regions, namely Tangerang, Bekasi, Cakung, Serang,
Serang, dan Gajah Mada. Pembagian ini memberikan gambaran            and Gajah Mada. This classification provides a more structured
yang lebih terstruktur mengenai persebaran portofolio, fokus         overview of portfolio distribution, area development focus,
pengembangan kawasan, serta kontribusi masing-masing wilayah         and the contribution of each region to the Company’s overall
terhadap kinerja operasional Perseroan secara keseluruhan. Untuk     operational performance. To illustrate the contribution of each
memberikan gambaran mengenai kontribusi masing-masing                region, the following is presented in the table below:
wilayah, berikut disampaikan dalam tabel di bawah ini:

                                                                            (Juta Rupiah, kecuali dinyatakan lain / Million Rupiah, unless otherwise stated)


                                     Kontribusi                      Kontribusi          Peningkatan (Penurunan)
      Uraian            2025        Contribution         2024       Contribution            Increase (Decrease)                          Description
                                        (%)                             (%)                  (Rp)                    (%)
 Tangerang              242,324          23.92          174,287         17.13               68,038                   39.04                      Tangerang
 Bekasi                  14,105           1.39           84,465          8.30             (70,360)                  (83.30)                          Bekasi
 Cakung                 491,210          48.48          511,728         50.29             (20,518)                   (4.01)                        Cakung
 Serang                 187,393          18.50          165,834         16.30               21,559                   13.00                          Serang
 Gajah Mada              79,037           7.80           82,166          8.07               (3,129)                  (3.81)                   Gajah Mada
 Eliminasi                (910)         (0.09)             (910)        (0.09)                      -                         -                Elimination
 Total Pendapatan     1,013,159         100.00        1,017,570        100.00              (4,411)                   (0.43)               Total Revenue



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          Management Discussion and Analysis




Tangerang                                                           Tangerang
Proyek Perseroan di wilayah Tangerang telah memberikan              The Company’s projects in the Tangerang area contributed revenue
kontribusi pendapatan pada tahun 2025 sebesar Rp242,32 miliar,      in 2025 of Rp242,32 billion, increasing by 39.04% compared to
meningkat 39,04% dibandingkan tahun sebelumnya sebesar              the previous year of Rp174,29 billion.
Rp174,29 miliar.


Bekasi                                                              Bekasi
Pendapatan dari proyek Perseroan di wilayah Bekasi selama tahun     Revenue from the Company’s projects in the Bekasi area during
2025 mencapai Rp14,11 miliar, menurun 83,30% dibandingkan           2025 reached Rp14,11 billion, decreasing by 83.30% compared
tahun 2024 yang mencapai Rp84,47 miliar.                            to 2024 which reached Rp84,47 billion.


Cakung                                                              Cakung
Pada tahun 2025, proyek Perseroan di wilayah Cakung                 In 2025, the Company’s projects in the Cakung area recorded a
mencatatkan penurunan pendapatan sebesar 4,01% dari                 decrease in revenue of 4.01% from previously Rp511,73 billion in
sebelumnya sebesar Rp511,73 miliar pada tahun 2024 menjadi          2024 to Rp491,21 billion in the current year.
Rp491,21 miliar pada tahun berjalan.


Serang                                                              Serang
Wilayah Serang mencatatkan peningkatan sebesar 13,00% pada          The Serang area recorded an increase of 13.00% in 2025, from
tahun 2025, dari sebelumnya Rp165,83 miliar pada tahun 2024         previously Rp165,83 billion in 2024 to Rp187,39 billion in the
menjadi Rp187,39 pada tahun berjalan.                               current year.


Gajah Mada                                                          Gajah Mada
Proyek Perseroan di wilayah Gajah Mada mencatat pendapatan          The Company’s projects in the Gajah Mada area recorded revenue
sebesar Rp79,04 pada tahun 2025, mengalami penurunan                of Rp79,04 billion in 2025, decreasing by 3.81% compared to the
sebesar 3,81% dibandingkan tahun sebelumnya yang tercatat           previous year which was recorded at Rp82,17 billion.
sebesar Rp82,17 miliar.



Rasio Profitabilitas                                                Profitability Ratios

Indikator kinerja laba Perseroan berdasarkan pendapatan dalam       The Company’s profit performance indicators based on revenue
2 tahun terakhir ditunjukkan melalui rasio-rasio profitabilitas     over the last 2 years are presented through the following
berikut ini:                                                        profitability ratios:

                                                                                                                         (dalam % / in %)


              Uraian                            2025                          2024                           Description
 Margin Laba Bruto                               47.19                         44.66                               Gross Profit Margin
 Margin Laba Usaha                               65.67                       (34.60)                           Operating Profit Margin
 Margin Laba Bersih                              23.80                       (67.89)                                 Net Profit Margin
 Return on Asset (ROA)                            1.79                         (5.09)                            Return on Asset (ROA)
 Return on Equity (ROE)                           6.45                       (20.01)                            Return on Equity (ROE)


Secara umum, kinerja profitabilitas Perseroan pada tahun 2025       In general, the Company’s profitability performance in 2025
menunjukkan perbaikan yang signifikan dibandingkan tahun            showed a significant improvement compared to 2024. This
2024. Hal ini tercermin dari seluruh indikator yang berbalik dari   is reflected in all indicators turning from negative to positive
kondisi negatif menjadi positif, termasuk margin laba usaha,        conditions, including operating profit margin, net profit margin,
margin laba bersih, serta rasio ROA dan ROE. Peningkatan margin     as well as ROA and ROE ratios. The increase in gross profit margin
laba bruto dari 44,66% menjadi 47,19% juga menunjukkan              from 44.66% to 47.19% also indicates the Company’s ability to
kemampuan Perseroan dalam menjaga efisiensi biaya pokok             maintain efficiency in cost of goods sold and improve the quality
penjualan dan meningkatkan kualitas pendapatan.                     of revenue.


Perbaikan yang lebih tajam terlihat pada margin laba usaha          A sharper improvement is seen in the operating profit margin
yang meningkat dari negatif (34,60%) menjadi 65,67% serta           which increased from negative (34.60%) to 65.67%, as well as
margin laba bersih yang berbalik dari (67,89%) menjadi 23,80%,      the net profit margin which turned from (67.89%) to 23.80%,
mencerminkan pengendalian beban operasional dan non-                reflecting more effective control of operating and non-operating
operasional yang lebih efektif. Sejalan dengan itu, ROA dan ROE     expenses. In line with this, ROA and ROE returning to positive




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yang kembali positif masing-masing sebesar 1,79% dan 6,45%              at 1.79% and 6.45%, respectively, indicate that the Company’s
menunjukkan bahwa aset dan ekuitas Perseroan telah kembali              assets and equity have once again been able to generate returns.
mampu menghasilkan imbal hasil. Secara keseluruhan, kondisi ini         Overall, this condition indicates a strong performance recovery
mengindikasikan pemulihan kinerja yang kuat dan memberikan              and provides a more positive outlook going forward.
prospek yang lebih positif ke depan.




ASPEK PEMASARAN
Marketing Aspect


Perseroan memandang aktivitas pemasaran sebagai bagian dari             The Company views marketing activities as an integral part of its
strategi bisnis yang memastikan relevansi dan keberlanjutan             business strategy to ensure the relevance and sustainability of
permintaan atas portofolio yang mencakup hunian, kawasan                demand for its portfolio, which includes residential properties,
industri, hingga layanan hospitaliti. Sepanjang tahun 2025,             industrial estates, and hospitality services. Throughout 2025,
pendekatan yang ditempuh difokuskan pada penguatan posisi               the approach taken focused on strengthening the Company’s
sebagai pengembang kawasan terpadu melalui konsistensi gaya             position as an integrated area developer through consistent
komunikasi, penguatan ekosistem proyek, serta penyampaian               communication style, reinforcement of the project ecosystem, and
nilai yang selaras dengan kebutuhan pasar. Upaya ini dijalankan         delivery of value propositions aligned with market needs. These
secara terukur dengan memadukan kampanye digital yang                   efforts were implemented in a measured manner by combining
adaptif, interaksi langsung dengan konsumen, dan kolaborasi             adaptive digital campaigns, direct engagement with customers,
strategis untuk mendorong visibilitas jangkauan pasar.                  and strategic collaborations to enhance market visibility and reach.



Strategi Pengembangan Bisnis                                            Business Development Strategy

Pada tahun 2025, strategi pemasaran Perseroan difokuskan                In 2025, the Company’s marketing strategy focused on enhancing
pada peningkatan daya tarik portofolio kawasan melalui                  the attractiveness of its area portfolio through a more segmented,
pendekatan yang lebih tersegmentasi, responsif, dan berbasis            responsive, and data-driven approach. In the residential segment,
data. Pada segmen residensial, kegiatan pemasaran diarahkan             marketing activities were directed at strengthening sales in key
untuk menguatkan penjualan pada proyek-proyek township                  township projects, such as KotaModern Tangerang, Jakarta
utama, seperti KotaModern Tangerang, Jakarta Garden City,               Garden City, and Modernland Cilejit. New product launches
dan Modernland Cilejit. Peluncuran produk baru yang didukung            supported by intensive digital campaigns, scheduled open
intensifitas kampanye digital, open house terjadwal, serta aktivasi     houses, and community marketing activations helped drive strong
community marketing turut mendorong daya sebar informasi                word-of-mouth dissemination among customers. Rapid market
antarpelanggan yang kuat. Respons pasar yang cepat, termasuk            response, including the sell-out of Florence Village units at Jakarta
terjual habisnya unit Florence Village di Jakarta Garden City dalam     Garden City within 2 weeks, demonstrated the effectiveness of
2 minggu, menunjukkan efektivitas strategi yang diterapkan.             the strategies implemented.


Untuk segmen industrial, strategi difokuskan pada perluasan             For the industrial segment, the strategy focused on expanding
pasar korporat dengan menonjolkan keunggulan kawasan                    the corporate market by highlighting the competitive advantages
industri ModernCikande Industrial Estate dan Modern Halal Valley.       of ModernCikande Industrial Estate and Modern Halal Valley.
Pemasaran dilakukan melalui pendekatan business-to-business             Marketing was conducted through a business-to-business
(B2B), pameran industri, serta penyajian proposal nilai tambah,         (B2B) approach, participation in industrial exhibitions, and the
seperti kesiapan infrastruktur, akses logistik, dan dukungan            presentation of value-added proposals, such as infrastructure
ekosistem halal. Kolaborasi dengan berbagai asosiasi industri turut     readiness, logistics access, and support for a halal ecosystem.
memperkuat visibilitas kawasan.                                         Collaboration with various industry associations further
                                                                        strengthened the visibility of these industrial areas.


Adapun pada segmen hospitaliti, strategi diarahkan untuk                Meanwhile, in the hospitality segment, the strategy was directed
meningkatkan okupansi dan relevansi layanan melalui optimalisasi        toward improving occupancy rates and service relevance through
kanal digital, promosi bundling, serta event activation di fasilitas,   the optimization of digital channels, bundled promotions, and
seperti Modern Golf & Country Club dan hotel-hotel yang dikelola        event activations at facilities, such as Modern Golf & Country Club
Entitas Anak. Pendekatan ini tidak hanya menjaga loyalitas              and hotels managed by the Subsidiaries. This approach not only
pelanggan, tetapi juga memperluas profil pengunjung di berbagai         maintained customer loyalty but also broadened the visitor profile
segmen.                                                                 across various segments.




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            Management Discussion and Analysis




Pangsa Pasar                                                          Market Share

Industri properti di Indonesia memiliki pangsa pasar yang             The property industry in Indonesia has a fragmented market share,
terfragmentasi dengan banyak pelaku yang beroperasi pada              with numerous players operating at different scales and segments
skala dan segmen berbeda sesuai karakteristik wilayahnya. Dalam       in accordance with regional characteristics. Within this competitive
lanskap yang kompetitif ini, Perseroan mampu menjaga performa         landscape, the Company has been able to maintain relatively
penjualan dan tingkat hunian yang relatif stabil dengan dukungan      stable sales performance and occupancy levels, supported by
pengembangan kawasan yang adaptif terhadap kebutuhan pasar.           area developments that are adaptive to market needs. These
Kondisi tersebut mendorong Perseroan untuk terus memperkuat           conditions encourage the Company to continuously strengthen
kualitas produk, meningkatkan pengalaman penghuni dan                 product quality, enhance the experience of residents and tenants,
penyewa, serta memastikan portofolio tetap relevan sehingga           and ensure that its portfolio remains relevant in order to compete
mampu bersaing di tengah pertumbuhan industri yang dinamis.           amid the dynamic growth of the industry.




TINJAUAN KEUANGAN
Financial Review


Laporan Posisi Keuangan Konsolidasian
Consolidated Statement of Financial Position

Aset
Assets
                                                                             (Juta Rupiah, kecuali dinyatakan lain / Million Rupiah, unless otherwise stated)

                                                                      Peningkatan (Penurunan)
                   Uraian                  2025           2024*          Increase (Decrease)                                Description
                                                                         (Rp)                 (%)
 Aset Lancar
 Current Assets
 Kas dan Setara Kas                         164,189        190,522       26,333              (13.82)                       Cash and Cash Equivalents
 Piutang Usaha                              103,266         98,424        4,842                 4.92                                  Trade Receivables
 Piutang Lain-Lain                                                                                                                    Other Receivables
     Pihak Ketiga                                7,015       3,519        3,496                99.34                                     Third Parties
     Pihak Berelasi                              7,658       5,150        2,508                48.70                                  Related Parties
 Persediaan                               2,437,289       2,247,785     189,504                 8.43                                            Inventory
 Pajak Dibayar di Muka                          72,816      69,931        2,885                 4.13                                       Prepaid Taxes
 Beban Dibayar di Muka dan Uang Muka        127,008        137,059      (10,551)               (7.33)                Prepaid Expenses and Advances
 Total Aset Lancar                        2,919,242       2,752,390     166,851                 6.06                             Total Current Assets
 Aset Tidak Lancar
 Non-Current Assets
 Dana yang Dibatasi Penggunaannya           423,790        458,810      (35,020)               (7.63)                                  Restricted Funds
 Investasi pada Entitas Asosiasi            519,500        526,679       (7,179)               (1.36)                         Investment in Associates
 Tanah untuk Pengembangan                 6,211,166      6,330, 257    (119,091)               (1.88)                           Land for Development
 Uang Muka Pembelian Tanah                1,472,459       1,602,367    (129,907)               (8.11)                    Advances for Land Purchase
 Aset Tetap                               1,182,147       1,220,211     (38,065)               (3.12)                                        Fixed Assets
 Aset Hak Guna                                   9,572      13,437       (3,865)             (28.76)                                Right-of-Use Assets
 Properti Investasi                         108,277         63,255       45,022                71.18                             Investment Properties
 Goodwill                                   570,692        570,692              -                    -                                          Goodwill
 Aset Pajak Tangguhan                            5,406        8,208      (2,802)             (34.14)                               Deferred Tax Assets
 Aset Tidak Lancar Lainnya                      28,833      15,167       13,665                90.10                        Other Non-Current Assets
 Total Aset Tidak Lancar                 10,531,842      10,809,084    (277,242)               (2.56)                     Total Non-Current Assets
 Total Aset                              13,451,083      13,561,474    (110,391)               (0.81)                                      Total Assets

* Disajikan kembali. / Restated.




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                                                                                                                      PT Modernland Realty Tbk




Total Aset                                                          Total Assets
Di tahun 2025, total aset Perseroan sebesar Rp13,45 triliun yaitu   In 2025, the Company’s total assets amounted to Rp13,45 trillion,
menurun 0,81% dibandingkan tahun 2024. Penurunan tersebut           representing a decrease of 0.81% compared to 2024. This decrease
terutama dipengaruhi oleh menurunnya total aset tidak lancar.       was mainly influenced by the decline in total non-current assets.


Total Aset Lancar                                                   Total Current Assets
Aset lancar Perseroan di tahun 2025 sebesar Rp2,92 triliun,         The Company’s current assets in 2025 amounted to Rp2,92
meningkat 6,06% dibandingkan tahun 2024 sebesar Rp2,76              trillion, increasing by 6.06% compared to 2024 of Rp2,76 trillion.
triliun. Perubahan ini utamanya disebabkan oleh meningkatnya        This change was primarily driven by an increase in inventories of
persediaan sebesar 8,43%.                                           8.43%.


Total Aset Tidak Lancar                                             Total Non-Current Assets
Total aset tidak lancar Perseroan tahun 2025 lebih rendah           The Company’s total non-current assets in 2025 were 2.56%
2,56% dibandingkan tahun 2024 sebesar Rp10,81 triliun. Hal ini      lower compared to 2024 of Rp10,81 trillion. This was mainly due
terutama disebabkan oleh menurunnya mayoritas akun aset tidak       to a decrease in the majority of non-current asset accounts in the
lancar di tahun berjalan, khususnya uang muka pembelian tanah       current year, particularly advances for land purchases of 8.11%.
sebesar 8,11%.



Liabilitas
Liabilities
                                                                            (Juta Rupiah, kecuali dinyatakan lain / Million Rupiah, unless otherwise stated)

                                                                    Peningkatan (Penurunan)
                 Uraian                   2025           2024          Increase (Decrease)                                 Description
                                                                       (Rp)                  (%)
 Liabilitas Jangka Pendek
 Current Liabilities
 Utang Bank Jangka Pendek                 362,000        380,000       (18,000)               (4.74)                          Short-Term Bank Loans
 Utang Usaha                                                                                                                            Trade Payables
    Pihak Ketiga                          188,144        148,955        39,189                26.31                                     Third Parties
    Pihak Berelasi                        109,738        109,738              -                     -                                Related Parties
 Utang Lain-lain                           78,201         66,097        12,104                18.31                                     Other Payables
 Liabilitas Kontrak                      1,480,846     1,530,200       (49,353)               (3.23)                                Contract Liabilities
 Beban Masih Harus Dibayar                896,158        948,585       (52,427)               (5.53)                                Accrued Expenses
 Utang Pajak                               63,230         32,520        30,710                94.43                                        Tax Payables
 Bagian Liabilitas Jangka Panjang yang                                                                                             Current Portion of
 Jatuh Tempo dalam Waktu 1 Tahun                                                                                                 Long-Term Liabilities
    Liabilitas Sewa                         3,767          4,507          (740)             (16.41)                                 Lease Liabilities
    Uang Jaminan Keanggotaan                                                                                             Refundable Membership
                                           13,753         13,753              -                     -
    yang dapat Dikembalikan                                                                                                           Deposits
 Utang Obligasi                                  -     2,299,697    (2,299,697)            (100.00)                                      Bonds Payable
 Utang Bank                               261,392        116,313       145,079              124.73                                          Bank Loans
 Total Liabilitas Jangka Pendek          3,457,230     5,650,365    (2,193,135)             (38.81)                        Total Current Liabilities
 Liabilitas Jangka Panjang
 Non-Current Liabilities
 Pendapatan Ditangguhkan                  295,665        295,665              -                     -                                 Deferred Income
 Liabilitas Pajak Tangguhan                88,732         85,603         3,129                 3.66                            Deferred Tax Liabilities
 Liabilitas Imbalan Kerja Karyawan         53,772         53,370           402                 0.75                       Employee Benefit Liabilities
 Liabilitas Jangka Panjang – Setelah
                                                                                                                         Long-Term Liabilities Net of
 Dikurangi Bagian yang Jatuh Tempo
                                                                                                                                   Current Portion
 dalam Waktu 1 Tahun
    Liabilitas Sewa                         3,737          5,171        (1,433)             (27.72)                                 Lease Liabilities
    Utang Obligasi                       4,606,768     3,864,099       742,669                19.22                                  Bonds Payable
    Utang Bank                           1,208,577       153,822     1,054,756              685.70                                       Bank Loans
 Total Liabilitas Jangka Panjang         6,257,252     4,457,730     1,799,523                40.37                  Total Non-Current Liabilities
 Total Liabilitas                        9,714,483    10,108,095     (393,613)                (3.89)                                  Total Liabilities




                                                                                                  Laporan Tahunan 2025 Annual Report                 117
Page 120
          Analisis dan Pembahasan Manajemen
          Management Discussion and Analysis




Total Liabilitas                                                    Total Liabilities
Perseroan membukukan liabilitas tahun 2025 sebesar Rp9,71           The Company recorded total liabilities in 2025 of Rp9,71 trillion, a
triliun, turun 3,89% atau sebesar Rp393,61 miliar, dibandingkan     decrease of 3.89% or Rp393,61 billion compared to the previous
tahun sebelumnya yang mencapai Rp10,11 triliun. Kondisi ini         year which amounted to Rp10,11 trillion. This condition is in line
sejalan dengan menurunnya total liabilitas jangka pendek.           with the decrease in total current liabilities.


Total Liabilitas Jangka Pendek                                      Total Current Liabilities
Liabilitas jangka pendek Perseroan menurun 38,81% atau setara       The Company’s current liabilities decreased by 38.81% or
Rp2,19 triliun, dari Rp5,65 triliun di tahun 2024 menjadi Rp3,46    equivalent to Rp2,19 trillion, from Rp5,65 trillion in 2024 to
triliun di tahun 2025. Faktor utama penurunan tersebut adalah       Rp3,46 trillion in 2025. The main factor for this decrease was the
tidak adanya utang obligasi yang tercatat sepanjang tahun           absence of bond payables recorded throughout the reporting
pelaporan.                                                          year.


Total Liabilitas Jangka Panjang                                     Total Non-Current Liabilities
Hingga 31 Desember 2025, liabilitas jangka panjang Perseroan        As of 31 December 2025, the Company’s non-current liabilities
mencapai Rp6,26 triliun, meningkat 40,37% atau setara dengan        amounted to Rp6,26 trillion, increasing by 40.37% or equivalent
Rp1,80 triliun dibandingkan tahun 2024 yang tercatat sebesar        to Rp1,80 trillion compared to 2024 which was recorded at
Ro4,46 triliun. Kondisi ini terutama disebabkan oleh meningkatnya   Rp4,46 trillion. This condition was mainly driven by an increase in
jumlah utang bank sebesar Rp1,05 triliun.                           bank loans amounting to Rp1,05 trillion.


Ekuitas
Equity
                                                                           (Juta Rupiah, kecuali dinyatakan lain / Million Rupiah, unless otherwise stated)

                                                                    Peningkatan (Penurunan)
                 Uraian                  2025            2024          Increase (Decrease)                                Description
                                                                       (Rp)                 (%)
 Modal Saham                           2,330,845       2,330,845              -                   -                                      Share Capital
 Saham Treasuri                         (136,189)      (136,189)              -                   -                                   Treasury Shares
 Tambahan Modal Disetor                   28,757          28,757              -                   -                       Additional Paid-In Capital
 Selisih Kurs karena Penjabaran                                                                                        Exchange Differences from
                                          71,510          31,419      40,090              127.60
 Laporan Keuangan                                                                                              Translation of Financial Statements
 Selisih Nilai Transaksi dengan Non-                                                                            Difference from Transactions with
                                              (174)        (174)              -                   -
 Pengendali                                                                                                              Non-Controlling Interest
 Saldo Laba                                                                                                                        Retained Earnings
   Telah Ditentukan Penggunaanya              4,500        4,500              -                   -                                   Appropriated
   Belum Ditentukan Penggunaanya       1,438,893       1,195,169     243,723                20.39                                  Unappropriated
 Total Ekuitas yang Diatribusikan                                                                                   Total Equity Attributable to
                                         3,738,14      3,454,328     283,814                 8.22
 kepada Pemilik Entitas Induk                                                                                       Owners of the Parent Entity
   Kepentingan Non-Pengendali             (1,541)          (949)        (592)             (62.44)                    Non-Controlling Interest
 Total Ekuitas                         3,736,601       3,453,379     283,222                 8.20                                        Total Equity



Total Ekuitas                                                       Total Equity
Total ekuitas Perseroan pada tahun 2025 mencapai Rp3,74             The Company’s total equity in 2025 reached Rp3,74 trillion,
triliun, meningkat 8,20% atau setara dengan Rp283,22 miliar         increasing by 8.20% or equivalent to Rp283,22 billion compared
dibandingkan tahun 2024 sebesar Rp3,45 triliun. Kenaikan ini        to 2024 of Rp3,45 trillion. This increase is in line with the growth
sejalan oleh bertumbuhnya total ekuitas yang diatribusikan kepada   in total equity attributable to owners of the Parent Entity by
pemilik Entitas Induk sebesar Rp283,81 miliar dibandingkan tahun    Rp283,81 billion compared to the previous year.
sebelumnya.




 118     Laporan Tahunan 2025 Annual Report
Page 121
                                                                                                                     PT Modernland Realty Tbk




Laporan Laba Rugi dan Penghasilan Kompehensif Lain Konsolidasian
Consolidated Statement of Profit or Loss and Other Comprehensive Income

                                                                           (Juta Rupiah, kecuali dinyatakan lain / Million Rupiah, unless otherwise stated)

                                                                    Peningkatan (Penurunan)
                   Uraian               2025            2024*          Increase (Decrease)                                Description
                                                                       (Rp)                 (%)
 Pendapatan                           1,013,159        1,017,570      (4,411)               (0.43)                                             Revenue
 Beban Pokok Pendapatan                (535,044)       (563,157)     (28,113)               (4.99)                                   Cost of Revenue
 Laba Bruto                             478,115          454,413      23,702                 5.22                                          Gross Profit
 Laba (Rugi) Usaha                      665,307        (352,052)    1,017,358             288.98                              Operating Profit (Loss)
 Laba (Rugi) Sebelum Pajak
                                        254,158        (682,780)     936,938              137.22                    Profit (Loss) Before Income Tax
 Penghasilan
 Beban Pajak Penghasilan – Bersih       (13,037)          (8,075)       4,962               61.45                         Income Tax Expense – Net
 Laba (Rugi) Bersih yang Dapat
                                        241,121        (690,855)     931,976              134.90                   Net Profit (Loss) Attributable to:
 Diatribusikan kepada:
     Pemilik Entitas Induk              241,713        (690,272)     931,985              135.02                    Owners of the Parent Entity
     Kepentingan Non-Pengendali            (592)           (583)              9              1.62                       Non-Controlling Interest
 Penghasilan Komprehensif Lain           42,101           27,408      14,693                53.61                    Other Comprehensive Income
 Total Penghasilan (Rugi)
                                                                                                               Total Comprehensive Income (Loss)
 Komprehensif yang Dapat                283,222        (663,447)     946,669              142.69
                                                                                                                                 Attributable to:
 Diatribusikan kepada:
     Pemilik Entitas Induk              283,814        (662,864)     946,678              142.82                    Owners of the Parent Entity
     Kepentingan Non-Pengendali            (592)           (583)              9              1.62                       Non-Controlling Interest
 Laba (Rugi) per Saham yang
                                                                                                            Earnings (Loss) per Share Attributable
 Dapat Diatribusikan kepada pemilik
                                          20.33           (57.78)          78             135.18             to Owners of the Parent Entity Basic
 Entitas Induk Dasar dan Dilusian
                                                                                                                         and Diluted (full Rupiah)
 (Rupiah penuh)

* Disajikan kembali. / Restated.



Pendapatan                                                          Revenue
Secara umum, Perseroan membukukan pendapatan pada tahun             In general, the Company recorded 2025 revenue of Rp1.01
2025 sebesar Rp1,01 triliun, terkoreksi 0,43% dibandingkan          trillion, a 0.43% correction compared to Rp1.02 trillion in the
tahun sebelumnya sebesar Rp1,02 triliun. Perubahan ini terutama     previous year. This change was primarily influenced by an increase
dipengaruhi oleh peningkatan pendapatan dari wilayah Tangerang      in revenue from the Tangerang area of 39.04%.
sebesar 39,04%.


Beban Pokok Pendapatan                                              Cost of Revenue
Pada tahun 2025, beban pokok pendapatan Perseroan mengalami         In 2025, the Company’s cost of revenue decreased by 4.99%
penurunan 4,99% atau sebesar Rp28,11 miliar, dari Rp563,16          or Rp28,11 billion, from Rp563,16 billion in 2024 to Rp535,04
miliar di tahun 2024 menjadi Rp535,04 miliar. Kondisi ini berasal   billion. This condition was driven by a decrease in cost of revenue
dari menurunnya beban pokok pendapatan serta beban langsung         as well as hotel direct costs and rental expenses.
hotel dan sewa.


Laba (Rugi) Usaha                                                   Operating Profit (Loss)
Laba usaha Perseroan sampai dengan akhir tahun 2025 tercatat        The Company’s operating profit up to the end of 2025 was
sebesar Rp665,31 miliar, mengalami peningkatan signifikan           recorded at Rp665,31 billion, showing a significant increase after
setelah sebelumnya mencatatkan rugi usaha pada tahun 2024           previously recording an operating loss in 2024 of Rp352,05 billion.
sebesar Rp352,05 miliar. Perubahan ini terutama disebabkan          This change was driven primarily by gain from settlement of bond
adanya keuntungan dari penyelesaian obligasi sebesar Rp1 triliun.   payable, amounting Rp1 trillion.


Laba (Rugi) Bersih Tahun Berjalan                                   Net Profit (Loss) for the Year
Perubahan laba usaha turut memengaruhi rugi bersih tahun            The change in operating profit also affected the net loss for the
berjalan yang menurun 134,90% atau sebesar Rp931,98 miliar.         year, which decreased by 134.90% or Rp931,98 billion. This is
Hal ini ditunjukkan dari pencatatan rugi tahun berjalan sebesar     reflected in the recording of a loss for the year of Rp690,86 billion
Rp690,86 miliar di tahun 2024 menjadi laba tahun berjalan           in 2024 turning into a profit for the year of Rp241,12 billion in
sebesar Rp241,12 miliar di tahun 2025.                              2025.




                                                                                                 Laporan Tahunan 2025 Annual Report                119
Page 122
          Analisis dan Pembahasan Manajemen
          Management Discussion and Analysis




Penghasilan Komprehensif Lain                                       Other Comprehensive Income
Sepanjang tahun 2025, penghasilan komprehensif lain Perseroan       Throughout 2025, the Company’s other comprehensive income
mengalami pertumbuhan sebesar 53,61% atau setara Rp14,69            grew by 53.61% or equivalent to Rp14,69 billion, from Rp27,41
miliar, dari sebelumnya Rp27,41 miliar di tahun 2024 menjadi        billion in 2024 to Rp42,10 billion. This was due to actuarial gains
Rp42,10 miliar. Hal ini disebabkan adanya keuntungan aktuaria       in the determination of pension benefit programs.
dalam penentuan manfaat program pensiun.


Total Laba (Rugi) Komprehensif Tahun Berjalan                       Total Comprehensive Income (Loss) for the Year
Di tahun 2025, Perseroan membukukan total laba komprehensif         In 2025, the Company recorded total comprehensive income
tahun berjalan sebesar Rp283,22 miliar, setelah sebelumnya          for the year of Rp283,22 billion, after previously recording a
mencatatkan rugi komprehensif tahun berjalan di tahun 2024          comprehensive loss for the year in 2024 of Rp663,45 billion. This
sebesar Rp663,45 miliar. Hal tersebut sejalan dengan pencatatan     is in line with the recognition of the Company’s net profit for the
kembali laba bersih tahun berjalan Perseroan di tahun 2025.         year in 2025.



Laporan Arus Kas Konsolidasian
Statement of Consolidated Cash Flows
                                                                           (Juta Rupiah, kecuali dinyatakan lain / Million Rupiah, unless otherwise stated)

                                                                    Peningkatan (Penurunan)
               Uraian                     2025           2024          Increase (Decrease)                                Description
                                                                       (Rp)                 (%)
 Arus Kas Bersih Diperoleh dari                                                                               Net Cash Flow Provided by (Used in)
                                         (340,844)       (5,001)     (335,842)           (6,714.89)
 (Digunakan untuk) Aktivitas Operasi                                                                                         Operating Activities
 Arus Kas Bersih (Digunakan untuk)                                                                            Net Cash Flow (Used in) Provided by
                                              6,180     (40,289)       46,470               115,34
 Diperoleh dari Aktivitas Investasi                                                                                           Investing Activities
 Arus Kas Bersih Diperoleh dari                                                                               Net Cash Flow Provided by (Used in)
                                          308,977        51,515       257,461               499.77
 (Digunakan untuk) Aktivitas Pendanaan                                                                                        Financing Activities
 Kenaikan (Penurunan) Bersih                                                                                       Net Increase (Decrease) in Cash
                                          (25,687)        6,225       (31,911)             (512.66)
 dalam Kas dan Setara Kas                                                                                                    and Cash Equivalents
 Dampak dari Perubahan                                                                                                          Effect of Changes in
                                              (646)      (1,066)          420                 39.39
 Kurs Mata Uang Asing                                                                                                         Foreign Exchange Rate
                                                                                                                      Cash and Cash Equivalents –
 Kas dan Setara Kas pada Awal Tahun       190,522       185,364         5,158                   2.78
                                                                                                                               Beginning of Year
                                                                                                                      Cash and Cash Equivalents –
 Kas dan Setara Kas pada Akhir Tahun      164,189       190,522       (26,333)              (13.82)
                                                                                                                                     End of Year


Arus Kas Bersih dari (untuk) Aktivitas Operasi                      Net Cash Flows from (used in) Operating Activities
Arus kas bersih yang digunakan untuk aktivitas operasi di tahun     Net cash flows used in operating activities in 2025 were recorded
2025 tercatat sebesar Rp340,84 miliar, naik dari tahun sebelumnya   at Rp340,84 billion, increasing from the previous year of Rp5,00
sebesar Rp5,00 miliar. Hal tersebut disebabkan meningkatnya         billion. This was due to an increase in operating expenses
beban usaha (di luar beban gaji dan tunjangan) sebesar 61,82%.      (excluding salaries and allowances) of 61.82%.


Arus Kas Bersih dari (untuk) Aktivitas Investasi                    Net Cash Flows from (used in) Investing Activities
Pada tahun 2025, Perseroan mencatatkan arus kas bersih              In 2025, the Company recorded net cash flows from investing
dari aktivitas investasi sebesar Rp6,18 miliar dari sebelumnya      activities of Rp6,18 billion, compared to previously recording net
mencatatkan arus kas bersih untuk aktivitas investasi sebesar       cash flows used in investing activities of Rp40,29 billion. This
Ro40,29 miliar. Hal tersebut disebabkan oleh menurunnya             was driven by a decrease in loans provided to related parties of
pemberian pinjaman kepada pihak berelasi sebesar 32,64%.            32.64%.


Arus Kas Bersih dari Aktivitas Pendanaan                            Net Cash Flows from Financing Activities
Hingga 31 Desember 2025, arus kas bersih dari aktivitas             As of 31 December 2025, net cash flows from financing activities
pendanaan terhimpun sebesar Rp308,98 miliar, meningkat              amounted to Rp308,98 billion, increasing by 499.77% from
499,77% dari Rp51.52 miliar di tahun 2024. Jumlah tersebut          Rp51,52 billion in 2024. This amount was higher due to an
lebih tinggi dikarenakan meningkatnya penerimaan dari utang         increase in proceeds from bank loans of 468.97%.
bank sebesar 468,97%.




120      Laporan Tahunan 2025 Annual Report
Page 123
                                                                                                                 PT Modernland Realty Tbk




Kemampuan Membayar Utang
Debt Repayment Ability
                                                                                                                                     (dalam x / in x)

                   Uraian                           2025                        2024                               Description
 Rasio Likuiditas
 Liquidity Ratios
 Rasio Lancar                                        0.84                       0.49                                               Current Ratio
 Rasio Cepat                                         0.14                       0.09                                                 Quick Ratio
 Rasio Kas                                           0.05                       0.03                                                  Cash Ratio
 Rasio Solvabilitas
 Solvency Ratios
 Rasio Total Liabilitas terhadap Total Ekuitas       2.60                       2.93                       Total Liabilities to Total Equity Ratio
 Rasio Total Liabilitas terhadap Total Aset          0.72                       0.75                      Total Liabilities to Total Assets Ratio
 Rasio Total Utang terhadap Total Ekuitas            1.73                       1.98                           Total Debt to Total Equity Ratio



Rasio Likuiditas                                                      Liquidity Ratios
Secara umum, kinerja likuiditas Perseroan pada tahun 2025             In general, the Company’s liquidity performance in 2025 showed
menunjukkan perbaikan dibandingkan tahun 2024, tercermin              an improvement compared to 2024, as reflected in the increase in
dari meningkatnya rasio lancar dari 0,49x menjadi 0,84x, rasio        the current ratio from 0.49x to 0.84x, the quick ratio from 0.09x
cepat dari 0,09x menjadi 0,14x, serta rasio kas dari 0,03x menjadi    to 0.14x, and the cash ratio from 0.03x to 0.05x. This increase
0,05x. Peningkatan ini mengindikasikan adanya perbaikan dalam         indicates an improvement in the Company’s ability to meet its
kemampuan Perseroan dalam memenuhi kewajiban jangka                   short-term obligations, although overall liquidity levels remain
pendeknya, meskipun secara keseluruhan tingkat likuiditas masih       below the ideal level, thus the Company still needs to maintain
berada di bawah level ideal, sehingga Perseroan tetap perlu           optimal management of cash and current assets to ensure more
menjaga pengelolaan kas dan aset lancar secara optimal untuk          stable operational sustainability going forward.
memastikan keberlangsungan operasional yang lebih stabil ke
depan.


Rasio Solvabilitas                                                    Solvency Ratios
Kinerja solvabilitas Perseroan pada tahun 2025 menunjukkan            The Company’s solvency performance in 2025 showed an
perbaikan dibandingkan tahun 2024, yang tercermin dari                improvement compared to 2024, as reflected in the decrease in the
penurunan rasio total liabilitas terhadap ekuitas dari 2,93x          total liabilities to equity ratio from 2.93x to 2.60x, the liabilities to
menjadi 2,60x, rasio liabilitas terhadap total aset dari 0,75x        total assets ratio from 0.75x to 0.72x, and the total debt to equity
menjadi 0,72x, serta rasio total utang terhadap ekuitas dari 1,98x    ratio from 1.98x to 1.73x. The decline in these ratios indicates that
menjadi 1,73x. Penurunan rasio-rasio tersebut mengindikasikan         the Company’s level of dependence on debt-based financing has
bahwa tingkat ketergantungan Perseroan terhadap pendanaan             begun to decrease and its capital structure has become healthier.
berbasis utang mulai menurun dan struktur permodalan menjadi          Nevertheless, the leverage level remains relatively high, therefore
lebih sehat. Meskipun demikian, tingkat leverage masih relatif        the Company still needs to maintain a balance between the use of
tinggi, sehingga Perseroan tetap perlu menjaga keseimbangan           debt and equity to ensure long-term financial stability.
antara penggunaan utang dan ekuitas guna memastikan stabilitas
keuangan jangka panjang.



Tingkat Kolektibilitas Piutang                                        Receivables Collectability

Untuk menilai kecepatan penagihan piutang, Perseroan mengukur         To assess the speed of receivables collection, the Company measures
tingkat kolektabilitas melalui perhitungan umur piutang pada          the level of collectibility through an analysis of receivables aging in
masing-masing unit usaha. Variasi umur piutang tersebut dipengaruhi   each business unit. Variations in receivables aging are influenced by
oleh karakteristik dan jenis produk yang dijual pada setiap segmen.   the characteristics and types of products sold in each segment. A
Ringkasan perbandingan 2 tahun terakhir disajikan berikut ini:        summary comparison for the last 2 years is presented below:


                   Uraian                           2025                        2024                               Description
 Rasio Lama Penagihan Rata-Rata (hari)                36                           35                         Average Collection Period (days)
 Rasio Perputaran Piutang (x)                      10.05                        10.41                            Receivables Turnover Ratio (x)




                                                                                               Laporan Tahunan 2025 Annual Report            121
Page 124
          Analisis dan Pembahasan Manajemen
          Management Discussion and Analysis




Kinerja pengelolaan piutang Perseroan pada tahun 2025 relatif stabil   The Company’s receivables management performance in 2025
dibandingkan tahun 2024, meskipun terdapat sedikit perlambatan         was relatively stable compared to 2024, although there was a
dalam proses penagihan. Hal ini tercermin dari meningkatnya            slight slowdown in the collection process. This is reflected in the
rata-rata lama penagihan piutang dari 35 hari menjadi 36 hari          increase in the average collection period from 35 days to 36 days
serta penurunan rasio perputaran piutang dari 10,41x menjadi           as well as a decrease in the receivables turnover ratio from 10.41x
10,0x. Kondisi ini menunjukkan bahwa efisiensi dalam penagihan         to 10.0x. This condition indicates that the efficiency in receivables
piutang sedikit menurun, namun masih berada pada tingkat yang          collection slightly declined, but remains at a fairly good level,
cukup baik, sehingga Perseroan tetap perlu menjaga efektivitas         thus the Company still needs to maintain the effectiveness of
pengelolaan piutang untuk mendukung arus kas yang sehat.               receivables management to support healthy cash flows.



Struktur Permodalan dan                                                Capital Structure and
Kebijakan Manajemen                                                    Management Policy

Kebijakan Manajemen dan Dasar Pemilihan Struktur                       Management Policy and Basis for Selection of
Modal Perseroan                                                        Company’s Capital Structure
Perseroan mengelola permodalan untuk menjaga rasio dan                 The Company manages its capital to maintain healthy capital
struktur modal yang sehat guna mendukung kelangsungan usaha,           ratios and structure in order to support business continuity,
memaksimalkan nilai bagi Pemegang Saham, serta meminimalkan            maximize value for Shareholders, and minimize financial risks.
risiko finansial. Pengelolaan tersebut dilakukan dengan memastikan     Such management is carried out by ensuring access to funding
akses pendanaan pada biaya yang kompetitif, memantau                   at competitive costs, monitoring capital adequacy through the
kecukupan permodalan melalui perhitungan gearing ratio, serta          calculation of the gearing ratio, and adjusting the capital structure
menyesuaikan struktur modal melalui kebijakan pembayaran               through dividend payment policies, capital returns, or the issuance
dividen, pengembalian modal, atau penerbitan saham baru.               of new shares.


Rincian Struktur Modal                                                 Details of Capital Structure
Struktur modal Perseroan per 31 Desember                2025    dan    As of 31 December 2025 and 31 December 2024, the Company’s
31 Desember 2024 disajikan sebagai berikut:                            capital structure are presented as follows:

                                                                              (Juta Rupiah, kecuali dinyatakan lain / Million Rupiah, unless otherwise stated)

                 Uraian                              2025                       2024                                      Description
 Total Utang Bersih                                5,858,263                  6,174,277                                                   Total Net Debt
 Total Ekuitas yang dapat Diatribusikan                                                                                    Total Equity Attributable to
                                                   3,738,142                  3,454,328
 kepada Pemilik Entitas Induk                                                                                              Owners of the Parent Entity
 Total                                             9,596,405                  9,628,604                                                              Total
 Gearing Ratio (%)                                      61.05                      64.12                                            Gearing Ratio (%)




Realisasi Penggunaan Dana                                              Realization of Use of
Hasil Penawaran Umum                                                   Public Offering Proceeds

Pada tahun 2025, Perseroan tidak memiliki kewajiban terkait            In 2025, the Company had no obligation to submit a report on
penyampaian realisasi penggunaan dana hasil penawaran umum.            the realization of the use of proceeds from a public offering. All
Adapun seluruh hasil dana yang diperoleh dari penawaran umum           proceeds obtained from public offerings in previous periods had
periode sebelumnya telah direalisasikan dan dilaporkan ditahun         been fully realized and reported in the same year to the relevant
yang sama kepada otoritas terkait sesuai peraturan yang berlaku.       authorities in accordance with applicable regulations.



Kebijakan dan Pembagian Dividen                                        Dividend Policy and Distribution

Kebijakan Dividen                                                      Dividend Policy
Perseroan menetapkan kebijakan dividen dengan mengacu pada             The Company establishes its dividend policy with reference to
ketentuan perundang-undangan dan Anggaran Dasar, termasuk              prevailing laws and regulations and its Articles of Association,
kewajiban menyisihkan sebagian laba bersih sebagai cadangan            including the obligation to set aside a portion of net profit as
minimal setara 20% dari modal ditempatkan dan disetor penuh.           a statutory reserve of at least 20% of the issued and fully paid
Keputusan pembagian dividen dilakukan secara hati-hati melalui         capital. Decisions on dividend distribution are made prudently
persetujuan RUPS dengan mempertimbangkan kondisi keuangan              through approval by the GMS,, taking into account the Company’s




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                                                                                                                     PT Modernland Realty Tbk




terkini, kebutuhan pendanaan untuk ekspansi dan pengembangan        current financial condition, funding requirements for business
usaha, serta metode dan waktu pembayaran yang paling sesuai         expansion and development, as well as the most appropriate
bagi Pemegang Saham. Kebijakan ini dirancang untuk menjaga          method and timing of payment for Shareholders. This policy is
keseimbangan antara pemenuhan hak Pemegang Saham dan                designed to maintain a balance between fulfilling Shareholders’
keberlanjutan pertumbuhan Perseroan.                                rights and ensuring the sustainability of the Company’s growth.


Pembagian Dividen                                                   Dividend Distribution
Pada tahun 2025 dan 2024, Perseroan tidak membagikan dividen        In 2025 and 2024, the Company did not distribute dividends to
kepada para Pemegang Saham.                                         Shareholders.



Realisasi Investasi Barang Modal                                    Realization of Capital Goods Investment

Investasi barang modal ditujukan untuk mendukung dan                Capital expenditure investments are intended to support and
menunjang aktivitas operasional Perseroan. Pada tahun 2025,         enhance the Company’s operational activities. In 2025, the Company
Perseroan menginvestasikan belanja barang modal sebesar             invested capital expenditures amounting to Rp21,99 billion with
Rp21,99 miliar dengan rincian sebagai berikut:                      the following details:

                                                                           (Juta Rupiah, kecuali dinyatakan lain / Million Rupiah, unless otherwise stated)


                                                                    Peningkatan (Penurunan)
               Uraian                   2025             2024          Increase (Decrease)                                Description
                                                                       (Rp)                 (%)
 Pemilikan Langsung
 Direct Ownership
 Bangunan dan Prasarana                   690               48          642              1,337.94                       Buildings and Infrastructure
 Peralatan Golf dan Club House           9,913           2,493        7,420                297.67                 Golf and Club House Equipment
 Alat-Alat Pengangkutan                  1,750           6,146       (4,396)               (71.53)                        Transportation Equipment
 Perabot dan Peralatan Kantor            3,710           3,289          421                  12.81                 Office Furniture and Equipment
 Peralatan Proyek                         168              758        (590)                (77.80)                                 Project Equipment
 Aset dalam Penyelesaian
 Construction-in-Progress
 Bangunan dan Prasarana                  5,753           5,512          241                   4.38                      Buildings and Infrastructure
 Total                                  21,985          18,245        3,740                  20.50                                                Total




Ikatan Material terkait Investasi                                   Material Commitments for
Barang Modal                                                        Capital Goods Investment

Perseroan tidak melaksanakan ikatan material terkait investasi      The Company did not enter into any material commitments related
barang modal di tahun 2025, sehingga tidak terdapat informasi       to capital expenditure investments in 2025, therefore, there is no
yang dapat diungkapkan.                                             information to be disclosed.



Informasi Material terkait Investasi,                               Material Information on Investment,
Ekspansi, Divestasi, Penggabungan/                                  Expansion, Divestment, Merger/
Peleburan Usaha, Akuisisi, dan                                      Consolidation, Acquisition, and
Restrukturisasi Utang/Modal                                         Debt/Capital Restructuring

Selama tahun 2025, Perseroan tidak melakukan aktivitas investasi,   In 2025, the Company did not conduct any investment, expansion,
ekspansi, divestasi, penggabungan/peleburan usaha, akuisisi,        divestment, business merger/consolidation, acquisition, or debt/
maupun restrukturisasi utang/modal yang bersifat material.          capital restructuring of material nature.




                                                                                                 Laporan Tahunan 2025 Annual Report                123
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              Analisis dan Pembahasan Manajemen
              Management Discussion and Analysis




Transaksi Material yang Mengandung                                          Material Conflict of Interest
Benturan Kepentingan                                                        Transactions

Pada tahun 2025, Perseroan tidak melakukan transaksi material               In 2025, the Company did not enter into any conflict of interest
yang mengandung benturan kepentingan dengan pihak mana                      transactions with any party.
pun.



Transaksi Material dengan Pihak Afiliasi                                    Material Affiliated Transactions

Sepanjang tahun 2025, Perseroan beserta Entitas Anak tidak                  Throughout 2025, the Company and its subsidiaries did not enter
melakukan transaksi material dengan pihak afiliasi.                         into any material transactions with affiliated parties.



Transaksi dengan Pihak Berelasi                                             Related-Party Transactions

Perseroan menjalankan transaksi dengan pihak-pihak berelasi                 The Company conducts transactions with related parties based
berdasarkan prinsip kewajaran, dengan syarat dan ketentuan                  on fairness principle, with terms and conditions comparable
yang sebanding dengan transaksi yang dilakukan dengan pihak                 to those applied to transactions with independent parties.
independen. Ruang lingkup transaksi mencakup pengelolaan                    The scope of these transactions includes the management of trade
utang usaha, investasi efek saham, serta instrumen sekuritas                payables, investments in equity securities, and other securities
lainnya. Seluruh aktivitas tersebut dilaksanakan secara profesional         instruments. All such activities are carried out in a professional and
dan proporsional sesuai kesepakatan para pihak terkait.                     proportionate manner in accordance with the agreements of the
Penjelasan lebih lanjut mengenai transaksi ini dapat ditemukan              relevant parties. Further explanation regarding this transaction can
dalam Catatan atas Laporan Keuangan Konsolidasian No. 31.                   be found in the Notes to the Consolidated Financial Statements
                                                                            No. 31.


Perbandingan Target dan Realisasi Tahun 2025
Comparison of Targets and Achievements in 2025

                                                                                   (Juta Rupiah, kecuali dinyatakan lain / Million Rupiah, unless otherwise stated)

                                                                                        Pencapaian Target
                                   Realisasi 2025            Target 2025
               Uraian                                                                 Achievement of Target                           Description
                                  2025 Realization           2025 Target
                                                                                              (%)
 Kinerja Operasional berdasarkan Segmen Operasi
 Operational Performance by Operating Segment
 Residensial                           680,970                 1,206,600                            56.44                                           Residential
 Industrial                            169,312                   460,744                            36.75                                             Industrial
 Hospitaliti                           163,787                   179,715                            91.14                                           Hospitality
 Eliminasi                                (910)                       N/A                              N/A                                          Elimination
 Kinerja Keuangan
 Financial Performance
 Pendapatan                           1,013,159                1,847,159                            54.85                                              Revenue
 Laba Bersih Tahun Berjalan            241,121                   557,085                            43.28                             Net Profit for the Year
 Struktur Permodalan
 Capital Structure
 Total Utang Bersih                  5,858,263                        N/A                              N/A                                     Total Net Debt
 Total Ekuitas yang dapat
                                                                                                                                Total Equity Attributable to
 Diatribusikan kepada Pemilik        3,738,142                 4,011,413                            93.19
                                                                                                                                Owners of the Parent Entity
 Entitas Induk
 Kebijakan Dividen
 Dividend Policy
 Pembagian Dividen                             -                        -                                 -                             Dividend Distribution




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                                                                                                                                           PT Modernland Realty Tbk




Prospek Usaha                                                                           Business Outlook

Prospek industri properti Indonesia tahun 2026 diperkirakan tetap                       The prospects of Indonesia’s property industry in 2026 are
konstruktif seiring pergeseran struktur permintaan menuju aset                          projected to remain constructive in line with the shift in demand
yang berbasis kebutuhan nyata dan bernilai jangka panjang. Sektor                       structure toward assets based on real needs and long-term value.
industri dan logistik diproyeksikan menjadi motor pertumbuhan                           The industrial and logistics sectors are projected to become the
utama, didorong tingginya permintaan lahan industri (industrial                         main growth drivers, supported by high demand for industrial
land) dan gudang modern (modern logistics) di tengah keterbatasan                       land and modern warehouses amid limited supply of new
pasokan proyek baru. Dinamika pasar juga menunjukkan pergeseran                         projects. Market dynamics also indicate a shift of development
fokus pengembangan ke Koridor Timur (Eastern Corridor), seperti                         focus to the Eastern Corridor, such as Karawang, Subang, and
Karawang, Subang, hingga Jawa Tengah yang dinilai lebih kompetitif                      Central Java, which are considered more competitive in terms of
dari sisi ketersediaan lahan, biaya, dan akses infrastruktur. Permintaan                land availability, costs, and infrastructure access. Demand from
dari industri otomotif, khususnya kendaraan listrik, serta sektor                       the automotive industry, particularly electric vehicles, as well as
logistik memperkuat prospek kawasan industri sebagai segmen                             the logistics sector, strengthens the prospects of industrial estates
paling prospektif dalam siklus properti mendatang.                                      as the most prospective segment in the upcoming property cycle.


Di sisi residensial, prospek tetap positif dengan dukungan kebijakan                    On the residential side, prospects remain positive with government
pemerintah yang berorientasi pada peningkatan kualitas hunian                           policy support oriented toward improving housing quality and
dan perluasan akses perumahan. Rencana peningkatan program                              expanding housing access. The plan to increase the uninhabitable
renovasi rumah tidak layak huni menjadi sekitar 400.000 unit pada                       housing renovation program to approximately 400,000 units
2026 dipandang mampu menciptakan efek berganda (multiplier                              in 2026 is viewed as capable of creating a multiplier effect for
effect) bagi aktivitas konstruksi sekaligus menjaga permintaan sektor                   construction activities while sustaining demand in the basic
properti dasar. Preferensi konsumen terhadap rumah tapak juga                           property sector. Consumer preference for landed houses is also
diperkirakan tetap dominan karena nilai utilitas dan fleksibilitas ruang                expected to remain dominant due to higher utility value and space
yang lebih tinggi. Secara keseluruhan, kombinasi ekspansi kawasan                       flexibility. Overall, the combination of industrial estate expansion,
industri, dukungan kebijakan perumahan, dan permintaan riil                             housing policy support, and real demand from the public places
masyarakat menempatkan industri properti pada jalur pertumbuhan                         the property industry on a measurable and sustainable growth
yang terukur dan berkelanjutan sepanjang 2026.                                          path throughout 2026.

Sumber:                                                                                 Sources:
• Kementerian Perumahan dan Kawasan Permukiman RI: Properti Indonesia Award             • Ministry of Housing and Residential Areas of the Republic of Indonesia: Indonesia
  2025, Menteri PKP Soroti Ketahanan dan Inovasi Industri Properti; dan                   Property Award 2025, Minister Highlights Resilience and Innovation of the Property
                                                                                          Industry; and
• Bloomberg Technoz: Masyarakat RI Masih Pilih Rumah Tapak Jadi Hunian Favorit.         • Bloomberg Technoz: Indonesians Still Prefer Landed Houses as Favorite Residence.




Proyeksi Tahun 2026
Projection for 2026
                                                                                                 (Juta Rupiah, kecuali dinyatakan lain / Million Rupiah, unless otherwise stated)


                                                                            Proyeksi 2026
                       Uraian                                                                                                            Description
                                                                           2026 Projection
 Kinerja Operasional berdasarkan Segmen Operasi
 Operational Performance by Operating Segment
 Residensial                                                                      788,000                                                                         Residential
 Industrial                                                                       352,000                                                                           Industrial
 Hospitaliti                                                                      231,000                                                                         Hospitality
 Kinerja Keuangan
 Financial Performance
 Pendapatan                                                                   1,400,000                                                                              Revenue
 Laba (Rugi) Bersih Tahun Berjalan                                                250,167                                                    Net Profit (Loss) for the Year


Dalam hal struktur modal, Perseroan tidak menetapkan                                    In terms of capital structure, the Company does not set projections
proyeksi di awal tahun karena tidak memiliki kewajiban untuk                            at the beginning of the year as it does not have an obligation
memenuhi persyaratan permodalan tertentu. Evaluasi dilakukan                            to meet certain capital requirements. Evaluation is carried out
secara berkala oleh manajemen dengan mempertimbangkan                                   periodically by management by considering the liabilities to equity
rasio liabilitas terhadap ekuitas agar tetap berada pada tingkat                        ratio to remain at an optimal level, thereby creating a healthy
optimal, sehingga tercipta struktur modal yang sehat dengan                             capital structure while taking into account cost efficiency and
memperhatikan efisiensi biaya dan risiko permodalan.                                    capital risk.




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         Analisis dan Pembahasan Manajemen
         Management Discussion and Analysis




Terkait kebijakan dividen, Perseroan juga tidak menetapkan         With respect to dividend policy, the Company also does not set
proyeksi pembayaran di awal tahun. Namun demikian, distribusi      payment projections at the beginning of the year. Nevertheless,
dividen berpotensi mencapai 20% dari jumlah modal ditempatkan      dividend distribution has the potential to reach up to 20% of the
dan disetor penuh, tergantung pada kondisi keuangan dan            issued and fully paid capital, depending on financial conditions
prospek usaha. Kebijakan ini merupakan pernyataan niat saat ini    and business prospects. This policy represents a current statement
dan tetap dapat disesuaikan, dengan mengacu pada Anggaran          of intent and may still be adjusted, with reference to the Articles
Dasar serta persetujuan Pemegang Saham dalam RUPS Tahunan.         of Association and the approval of Shareholders in the Annual
                                                                   General Meeting of Shareholders.



Perubahan Kebijakan Akuntansi                                      Changes in Accounting Policy

Perseroan telah mengadopsi dan mengimplementasikan standar         The Company has adopted and implemented the latest accounting
akuntansi terbaru yang mulai berlaku efektif per 1 Januari 2025,   standards that became effective as of 1 January 2025, in
sesuai dengan ketentuan peraturan yang berlaku. Penyesuaian        accordance with applicable regulatory provisions. The adjustments
kebijakan akuntansi yang diterapkan diuraikan pada sebagai         to the accounting policies applied are described as follows:
berikut:
1. Amandemen Pernyataan Standar Akuntansi Keuangan (PSAK)          1. Amendment to Statement of Financial Accounting Standards
    221 ”Pengaruh Perubahan Kurs Valuta Asing” – Kekurangan           (PSAK) 221 “The Effects of Changes in Foreign Exchange
    Ketertukaran; dan                                                 Rates” – Lack of Exchangeability; and
2. Pernyataan Standar Akuntansi Keuangan (PSAK) 117                2. Statement of Financial Accounting Standards (PSAK) 117
    ”Kontrak Asuransi”.                                               “Insurance Contracts”.


Penyesuaian tersebut dilakukan untuk memastikan kepatuhan          These adjustments were made to ensure the Company’s
Perseroan terhadap standar akuntansi yang berlaku serta            compliance with prevailing accounting standards and to enhance
meningkatkan keandalan, konsistensi, dan keterbandingan            the reliability, consistency, and comparability of the presentation
penyajian laporan keuangan. Adapun seluruh penyesuaian yang        of the financial statements. All adjustments made were technical
dilakukan bersifat teknis dan tidak menimbulkan dampak material    in nature and did not have a material impact on the Company’s
terhadap Laporan Keuangan Perseroan.                               Financial Statements.



Perubahan Peraturan Perundang-                                     Significant Changes in Legislation
Undangan yang Berdampak Signifikan                                 Affecting the Company
terhadap Perusahaan

Sepanjang tahun 2025, tidak terdapat perubahan peraturan           Throughout 2025, there were no changes in laws and regulations
perundang-undangan yang berdampak signifikan terhadap              that had a significant impact on the Company’s business activities
kegiatan usaha maupun operasional Perseroan.                       or operations.



Informasi dan Fakta Material Setelah                               Material Information and Facts After
Tanggal Laporan Akuntan                                            the Date of the Accountant’s Report

PT Mitra Sindo Makmur (MSM)                                        PT Mitra Sindo Makmur (MSM)
Berdasarkan Surat Pemberitahuan Persetujuan Kredit (SPPK)          Pursuant to the Credit Approval Notification Letter (SPPK)
No. SPPK-KIRANA-CLB-0126-BU0126023510-001 tanggal 29 Januari       No. SPPK-KIRANA-CLB-0126-BU0126023510-001 dated 29 January
2026, MSM sebagai Entitas Anak Perseroan memperoleh                2026, MSM as a Subsidiary of the Company obtained a new bank
pinjaman bank baru berupa fasilitas Kredit Modal Kerja Demand      loan facility in the form of a Revolving Demand Loan Working
Loan (KMK-DL) – Revolving sebesar Rp5.000.000.000,00. Suku         Capital Credit (KMK-DL) amounting to Rp5,000,000,000.00.
bunga yang ditetapkan efektif sebesar 12% per tahun yang dapat     The interest rate is set at an effective rate of 12% per annum,
berubah sewaktu-waktu sesuai dengan kebijakan bank. Adapun         which may change at any time in accordance with the bank’s
kangka waktu pinjaman adalah 12 bulan sejak perjanjian kredit      policy. The loan term is 12 months from the signing of the credit
ditandatangani.                                                    agreement.




126     Laporan Tahunan 2025 Annual Report
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               PT Modernland Realty Tbk




Laporan Tahunan 2025 Annual Report   127
Page 130
TATA KELOLA
PERUSAHAAN
Corporate Governance




128   Laporan Tahunan 2025 Annual Report
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Laporan Tahunan 2025 Annual Report   129
Page 132
         Tata Kelola Perusahaan
         Corporate Governance




KOMITMEN DAN PENERAPAN PRINSIP
GOOD CORPORATE GOVERNANCE
Commitment and Implementation of Good Corporate Governance
Principles


Perseroan senantiasa memperkuat komitmen dalam menerapkan          The Company consistently strengthens its commitment to
prinsip Good Corporate Governance (GCG) sebagai fondasi            implementing the principles of Good Corporate Governance
pengelolaan usaha yang berintegritas dan berkelanjutan.            (GCG) as the foundation for business management with integrity
Berbekal pengalaman dalam menghadapi dinamika industri             and sustainability. Drawing on its experience in navigating the
properti, Perseroan menyusun kembali kerangka tata kelola secara   dynamics of the property industry, the Company has restructured
lebih sistematis dan selaras dengan ketentuan yang berlaku.        its governance framework in a more systematic manner and in
Komitmen ini diwujudkan melalui penguatan peran organ              alignment with applicable regulations. This commitment is realized
perusahaan, penegasan garis kewenangan dan akuntabilitas,          through strengthening the roles of corporate organs, clarifying lines
serta penyempurnaan kebijakan internal yang menunjang proses       of authority and accountability, and enhancing internal policies that
pengambilan keputusan.                                             support the decision-making process.


Sebagai bagian dari upaya penguatan tata kelola, Perseroan         As part of its governance strengthening effort, the Company
menggandeng pihak independen untuk melaksanakan corporate          collaborated with independent party to conduct a corporate
governance assessment guna memperoleh evaluasi objektif atas       governance assessment to obtain an objective evaluation of the
penerapan GCG saat ini, sekaligus mengidentifikasi peluang         current implementation of GCG, as well as to identify areas for
perbaikan dalam meningkatkan efektivitas tata kelola ke depan.     improvement in enhancing governance effectiveness going
Seluruh upaya tersebut mengacu pada 4 pilar tata kelola yang       forward. All of these efforts refer to the 4 governance pillars
tercantum dalam Pedoman Umum Governansi Korporat Indonesia         set out in the Indonesian General Guidelines on Corporate
(PUGKI) 2021, yaitu:                                               Governance (PUGKI) 2021, namely:
1. Perilaku Beretika                                               1. Ethical Conduct
    Penerapan nilai integritas, kepatuhan, dan profesionalisme          Applying the values of integrity, compliance, and
    dalam setiap tindakan dan keputusan di seluruh tingkatan            professionalism in every action and decision at all levels of the
    organisasi.                                                         organization.
2. Akuntabilitas                                                   2. Accountability
    Memastikan setiap organ perusahaan menjalankan fungsi,              Ensuring that each corporate organ performs its functions,
    peran, dan tanggung jawabnya secara jelas, terukur, dan             roles, and responsibilities in a clear, measurable, and
    dapat dipertanggungjawabkan.                                        accountable manner.
3. Transparansi                                                    3. Transparency
    Menyediakan informasi yang akurat, relevan, dan tepat               Providing accurate, relevant, and timely information to
    waktu kepada pemangku kepentingan untuk mendukung                   stakeholders to support oversight and objective decision-
    pengawasan dan pengambilan keputusan yang objektif.                 making.
4. Keberlanjutan                                                   4. Sustainability
    Mengintegrasikan aspek ekonomi, sosial, dan lingkungan              Integrating economic, social, and environmental aspects into
    ke dalam strategi dan operasi bisnis untuk mendukung                business strategy and operations to support balanced long-
    pertumbuhan jangka panjang yang berimbang.                          term growth.




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PENERAPAN PEDOMAN TATA KELOLA PERUSAHAAN TERBUKA
Implementation of Corporate Governance Guideline for
Public Companies
Penerapan GCG di Perseroan dilaksanakan berdasarkan Pedoman                        The implementation of GCG within the Company is carried out
Tata Kelola Perusahaan Terbuka yang diatur dalam Surat Edaran                      based on the Guidelines for the Governance of Public Companies
Otoritas Jasa Keuangan No. 32/SEOJK.04/2015, sebagaimana                           as stipulated in Financial Services Authority Circular Letter
diuraikan berikut ini:                                                             No. 32/SEOJK.04/2015, as outlined below:


                        Aspek/Prinsip/Rekomendasi                                                                   Keterangan
 No.                                                                           Status
                    Aspects/Principles/Recommendations                                                              Description
            Hubungan Perusahaan Terbuka dengan Pemegang Saham dalam Menjamin Hak-Hak Pemegang Saham
 I.
            Relation between the Public Company and its Shareholders in Guaranteeing Shareholders’ Rights
      1.    Meningkatkan Nilai Penyelenggaraan Rapat Umum Pemegang Saham (RUPS)
            Increasing the Value of holding a General Meeting of Shareholders (GMS)
       a.   Perusahaan terbuka memiliki cara atau prosedur teknis             Terpenuhi     Perseroan memiliki mekanisme pengumpulan suara (voting)
            pengumpulan suara (voting), baik secara terbuka maupun                          secara terbuka. Setiap Pemegang Saham dapat mengangkat
            tertutup yang mengedepankan independensi, dan kepentingan                       tangan untuk menyatakan persetujuan pada topik yang dibahas.
            Pemegang Saham.                                                                 Pemegang Saham juga diberikan kesempatan bertanya sekali
                                                                                            dalam setiap agenda dengan mengisi formulir pertanyaan.
            Public company has technical voting methods or procedures,        Complied      The Company has an open voting mechanism. Each Shareholder
            both for open and close voting, which put a priority on the                     may raise a hand to indicate approval on the matters discussed.
            independence and interest of Shareholders.                                      Shareholders are also given the opportunity to ask 1 question for
                                                                                            each agenda item by completing a question form.
       b.   Seluruh anggota Direksi dan anggota Dewan Komisaris               Penjelasan    Terdapat anggota Dewan Komisaris yang tidak dapat menghadiri
            perusahaan terbuka hadir dalam RUPS Tahunan.                                    RUPS Tahunan 2025. Namun demikian, tugas dan tanggung jawab
                                                                                            Dewan Komisaris dan Direksi yang tidak hadir telah dilaksanakan
                                                                                            oleh Dewan Komisaris dan Direksi yang hadir dalam RUPS Tahunan.
            All members of Board of Directors and members of Board of         Explanation   There were members of the Board of Commissioners who were
            Commissioners of the public company are present at the Annual                   unable to attend the 2025 Annual GMS. Nevertheless, the
            GMS.                                                                            duties and responsibilities of the Board of Commissioners and
                                                                                            the Board of Directors who were absent were carried out by
                                                                                            the members of the Board of Commissioners and the Board of
                                                                                            Directors who attended the Annual GMS.
       c.   Ringkasan risalah RUPS tersedia dalam situs web perusahaan        Terpenuhi     Ringkasan risalah RUPS telah dimuat dalam situs web Perseroan
            terbuka paling sedikit selama 1 tahun.                                          pada bagian Investor Center.
            Summary of GMS minutes is available on the public company’s       Complied      A summary of the minutes of the GMS has been published on
            website for at least 1 year.                                                    the Company’s website in the Investor Center section.
      2.    Meningkatkan Kualitas Komunikasi Perusahaan Terbuka dengan Pemegang Saham atau Investor
            Increasing the Communication Quality between the Public Company and Shareholders or Investors
       a.   Perusahaan terbuka memiliki suatu kebijakan komunikasi            Terpenuhi     Perseroan memiliki kebijakan komunikasi dengan Pemegang
            dengan Pemegang Saham atau investor.                                            Saham, sebagaimana diatur dalam Pedoman Tata Kelola
                                                                                            Perusahaan dan dilakukan melalui Department Investor Relation.
            Public company has a communication policy with its Shareholders   Complied      The Company has a policy on communication with Shareholders,
            or investors.                                                                   as stipulated in the Corporate Governance Guidelines and
                                                                                            implemented through the Investor Relations Department.
       b.   Perusahaan terbuka mengungkapkan kebijakan komunikasi             Terpenuhi     Kebijakan komunikasi dengan Pemegang Saham telah dimuat
            perusahaan terbuka dengan Pemegang Saham atau investor                          dalam situs web Perseroan pada bagian Corporate Governance.
            dalam situs web.
            Public company discloses the communication policy of the public   Complied      The policy on communication with Shareholders has been
            company with its Shareholders or investors in the website.                      published on the Company’s website in the Corporate
                                                                                            Governance section.
            Fungsi dan Peran Dewan Komisaris
 II.
            Function and Roles of Board of Commissioners
      3.    Memperkuat Keanggotaan dan Komposisi Dewan Komisaris
            Strengthening Membership and Composition of the Board of Commissioners
       a.   Penentuan jumlah anggota Dewan Komisaris mempertimbangkan         Terpenuhi     Penentuan komposisi Dewan Komisaris telah disesuaikan
            kondisi perusahaan terbuka.                                                     dengan kondisi Perseroan dan memperhatikan rekomendasi dari
                                                                                            Komite Nominasi dan Remunerasi. Pada tahun 2025, komposisi
                                                                                            Dewan Komisaris telah memenuhi ketentuan dan peraturan
                                                                                            yang berlaku dengan jumlah 5 orang, di mana 2 orang di
                                                                                            antaranya merupakan Komisaris Independen.
            Determination of the number of members of the Board of            Complied      The determination of the composition of the Board of
            Commissioners takes into account the condition of the public                    Commissioners has been adjusted to the Company’s conditions
            company.                                                                        and takes into account the recommendations of the Nomination
                                                                                            and Remuneration Committee. In 2025, the composition of
                                                                                            the Board of Commissioners complied with the applicable
                                                                                            laws and regulations, consisting of 5 members, 2 of whom are
                                                                                            Independent Commissioners.




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                        Aspek/Prinsip/Rekomendasi                                                                   Keterangan
No.                                                                            Status
                    Aspects/Principles/Recommendations                                                              Description
       b.   Penentuan komposisi anggota Dewan Komisaris memperhatikan          Terpenuhi   Anggota Dewan Komisaris terdiri dari profesional yang kompeten
            keberagaman keahlian, pengetahuan, dan pengalaman yang                         di bidangnya, dengan beragam usia, keahlian, pengetahuan,
            dibutuhkan.                                                                    dan pengalaman yang sesuai dengan pembidangan tugasnya.
            Determination of the composition of the members of the Board       Complied    The members of the Board of Commissioners are competent
            of Commissioners takes into account the diversity of expertise,                professionals in their respective fields, with diverse ages,
            knowledge, and experience required.                                            expertise, knowledge, and experience in accordance with their
                                                                                           assigned areas of responsibility.
  4.        Meningkatkan Kualitas Pelaksanaan Tugas dan Tanggung Jawab Dewan Komisaris
            Increasing the Quality of Implementation of Duties and Responsibilities of the Board of Commissioners
       a.   Dewan Komisaris mempunyai kebijakan penilaian sendiri              Terpenuhi   Penilaian kinerja sendiri Dewan Komisaris dilakukan berdasarkan
            (self-assessment) untuk menilai kinerja Dewan Komisaris.                       Piagam Dewan Komisaris.
            The Board of Commissioners has self-assessment policy to assess    Complied    The self-assessment of the Board of Commissioners’ performance
            the performance of the Board of Commissioners.                                 is conducted based on the Board of Commissioners Charter.
       b.   Kebijakan penilaian sendiri (self-assessment) untuk menilai        Terpenuhi   Kebijakan dan pelaksanaan penilaian kinerja Dewan Komisaris
            kinerja Dewan Komisaris, diungkapkan melalui Laporan Tahunan                   telah diungkapkan dalam Laporan Tahunan ini.
            perusahaan terbuka.
            Self-assessment policy to assess the performance of the Board of   Complied    The policy and implementation of the Board of Commissioners’
            Commissioners is disclosed through the public company Annual                   performance assessment have been disclosed in this Annual
            Report.                                                                        Report.
       c.   Dewan Komisaris mempunyai kebijakan terkait pengunduran            Terpenuhi   Piagam Dewan Komisaris telah memuat ketentuan dan syarat
            diri anggota Dewan Komisaris apabila terlibat dalam kejahatan                  terkait pengunduran diri Dewan Komisaris apabila terbukti
            keuangan.                                                                      terlibat dalam kejahatan keuangan.
            The Board of Commissioners has policy related to resignation       Complied    The Board of Commissioners Charter includes provisions
            of members of Board of Commissioners if involved in financial                  and requirements regarding the resignation of members of
            crime.                                                                         the Board of Commissioners if they are proven to be involved in
                                                                                           financial crimes.
       d.   Dewan Komisaris atau Komite yang menjalankan fungsi                Terpenuhi   Berdasarkan rekomendasi dari Komite Nominasi dan
            Nominasi dan Remunerasi menyusun kebijakan suksesi dalam                       Remunerasi, Dewan Komisaris telah menyusun kebijakan suksesi
            proses nominasi anggota Direksi.                                               dalam proses nominasi anggota Direksi.
            The Board of Commissioners or Committees performing the            Complied    Based on recommendations from the Nomination and
            Nomination and Remuneration functions prepares a succession                    Remuneration Committee, the Board of Commissioners has
            policy in the nomination process of members of Board of                        established a succession policy in the nomination process for
            Directors.                                                                     members of the Board of Directors.
            Fungsi dan Peran Direksi
III.
            Functions and Roles of the Board of Directors
  5.        Memperkuat Keanggotaan dan Komposisi Direksi
            Strengthening the Membership and Composition of the Board of Directors
       a.   Penentuan jumlah anggota Direksi mempertimbangkan kondisi          Terpenuhi   Komposisi Direksi Perseroan telah memenuhi persyaratan
            perusahaan terbuka, serta efektifitas dalam pengambilan                        jumlah minimum anggota Direksi sesuai dengan pemenuhan
            keputusan.                                                                     fungsi dalam mengelola Perseroan sebagaimana diatur
                                                                                           dalam ketentuan Peraturan Otoritas Jasa Keuangan
                                                                                           No. 33/POJK.04/2014 tentang Direksi dan Dewan Komisaris
                                                                                           Emiten atau Perusahaan Publik.
            The determination of number of Board of Directors considers        Complied    The composition of the Company’s Board of Directors has
            the public company’s condition and effectiveness in decision                   met the minimum requirement for the number of members
            making.                                                                        in accordance with the fulfillment of management functions
                                                                                           as stipulated in Financial Services Authority Regulation
                                                                                           No. 33/POJK.04/2014 on the Board of Directors and
                                                                                           Board of Commissioners of Issuers or Public Companies.
       b.   Penentuan komposisi anggota Direksi memperhatikan,                 Terpenuhi   Anggota Direksi terdiri dari orang-orang yang profesional
            keberagaman keahlian, pengetahuan, dan pengalaman yang                         dan kompeten di bidangnya, dengan beragam usia, keahlian,
            dibutuhkan.                                                                    pengetahuan, dan pengalaman yang sesuai dengan
                                                                                           pembidangan tugasnya.
            The determination of composition of Board of Directors considers   Complied    The members of the Board of Directors consist of professional
            the range of expertise, knowledge, and experience required.                    and competent individuals in their respective fields, with diverse
                                                                                           ages, expertise, knowledge, and experience in accordance with
                                                                                           their assigned areas of responsibility.
       c.   Anggota Direksi yang membawahi bidang akuntansi atau               Terpenuhi   Anggota Direksi yang bertanggung jawab atas bidang akuntansi
            keuangan memiliki keahlian dan/atau pengetahuan di bidang                      atau keuangan telah memiliki pengetahuan, keahlian, dan
            akuntansi.                                                                     pengalaman di bidang akuntansi.
            Members of Board of Directors in charge of accounting or           Complied    Members of the Board of Directors who are responsible for
            finance have the skills and/or knowledge in accounting.                        accounting or finance have the required knowledge, expertise,
                                                                                           and experience in the field of accounting.
  6.        Meningkatkan Kualitas Pelaksanaan Tugas dan Tanggung Jawab Direksi
            Improving the Quality of Implementation of Duties and Responsibilities of the Board of Directors
       a.   Direksi mempunyai kebijakan penilaian sendiri (self-assessment)    Terpenuhi   Penilaian kinerja sendiri Direksi dilakukan berdasarkan Piagam
            untuk menilai kinerja Direksi.                                                 Direksi.
            The Board of Directors has self-assessment policy to assess the    Complied    The self-assessment of the Board of Directors’ performance is
            Board of Directors’ performance.                                               conducted based on the Board of Directors Charter.




132         Laporan Tahunan 2025 Annual Report
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                       Aspek/Prinsip/Rekomendasi                                                                   Keterangan
No.                                                                           Status
                   Aspects/Principles/Recommendations                                                              Description
      b.   Kebijakan penilaian sendiri (self-assessment) untuk menilai        Terpenuhi   Kebijakan dan pelaksanaan penilaian kinerja Direksi telah
           kinerja Direksi diungkapkan melalui Laporan Tahunan                            diungkapkan dalam Laporan Tahunan ini.
           perusahaan terbuka.
           Self-assessment policy to assess the Board of Directors            Complied    The policy and implementation of the Board of Directors’
           performance is disclosed through the public company’s Annual                   performance assessment have been disclosed in this Annual
           Report.                                                                        Report.

      c.   Direksi mempunyai kebijakan terkait pengunduran diri anggota       Terpenuhi   Piagam Direksi telah memuat ketentuan dan syarat terkait
           Direksi apabila terlibat dalam kejahatan keuangan.                             pengunduran diri Direksi apabila terbukti terlibat dalam
                                                                                          kejahatan keuangan.
           The Board of Directors has policy related to resignation of        Complied    The Board of Directors Charter includes provisions and
           members of Board of Directors if involved in financial crime.                  requirements regarding the resignation of members of the Board
                                                                                          of Directors if they are proven to be involved in financial crimes.
           Partisipasi Pemangku Kepentingan
IV.
           Stakeholder Participation
 7.        Meningkatkan Aspek Tata Kelola Perseroan melalui Partisipasi Pemangku Kepentingan
           Improving Corporate Governance Aspects through Stakeholder Participation
      a.   Perusahaan terbuka memiliki kebijakan untuk mencegah               Terpenuhi   Perseroan memiliki kebijakan untuk mencegah terjadinya insider
           terjadinya insider trading.                                                    trading, sebagaimana diatur dalam Kode Etik Perseroan.
           The public company has a policy to prevent the occurrence of       Complied    The Company has a policy to prevent insider trading, as
           insider trading.                                                               stipulated in the Company’s Code of Conduct.
      b.   Perusahaan terbuka memiliki kebijakan anti-korupsi dan anti-       Terpenuhi   Perseroan telah memiliki kebijakan untuk mencegah terjadinya
           fraud.                                                                         kasus korupsi dan fraud, sebagaimana diatur dalam Kode Etik
                                                                                          Perseroan.
           Public company has anti-corruption and anti-fraud policies.        Complied    The Company has established policies to prevent corruption and
                                                                                          fraud, as stipulated in the Company’s Code of Conduct.
      c.   Perusahaan terbuka memiliki kebijakan tentang seleksi dan          Terpenuhi   Perseroan memiliki kebijakan terkait seleksi dan peningkatan
           peningkatan kemampuan pemasok atau vendor.                                     kemampuan pemasok atau vendor, sebagaimana diatur dalam
                                                                                          Kode Etik Perseroan.
           Public company has a policy on the selection and improvement       Complied    The Company has a policy regarding the selection and
           of supplier or vendor capabilities.                                            capability enhancement of suppliers or vendors, as stipulated in
                                                                                          the Company’s Code of Conduct.
      d.   Perusahaan terbuka memiliki kebijakan tentang pemenuhan            Terpenuhi   Perseroan senantiasa melaksanakan hak dan kewajiban terkait
           hak-hak kreditur.                                                              kreditur sesuai dengan perjanjian yang telah disepakati bersama
                                                                                          sebagaimana diatur dalam Kode Etik Perseroan.
           Public company has a policy on the fulfillment of creditors’       Complied    The Company consistently fulfills its rights and obligations
           rights.                                                                        in relation to creditors in accordance with mutually agreed
                                                                                          agreements, as stipulated in the Company’s Code of Conduct.
      e.   Perusahaan terbuka memiliki kebijakan sistem whistleblowing.       Terpenuhi   Perseroan telah memiliki kebijakan whistleblowing sebagaimana
                                                                                          telah disampaikan dalam Laporan Tahunan ini.
           Public company has a whistleblowing system policy.                 Complied    The Company has implemented a whistleblowing policy, as
                                                                                          disclosed in this Annual Report.
      f.   Perusahaan terbuka memiliki kebijakan pemberian insentif           Terpenuhi   Perseroan memiliki kebijakan pemberian insentif jangka panjang
           jangka panjang kepada Direksi dan karyawan.                                    kepada Direksi dan karyawan dengan mempertimbangkan hasil
                                                                                          penilaian kinerja.
           The public company has a long-term incentive policy to Board of    Complied    The Company has a policy on the provision of long-term
           Directors and employees.                                                       incentives for the Board of Directors and employees, taking into
                                                                                          account the results of performance evaluations.
           Keterbukaan Informasi
V.
           Information Disclosure
 8.        Meningkatkan Pelaksanaan Keterbukaan Informasi
           Improving the Implementation of Information Disclosure
      a.   Perusahaan terbuka memanfaatkan penggunaan teknologi               Terpenuhi   Selain menggunakan situs web Perseroan, keterbukaan
           informasi secara lebih luas selain situs web sebagai media                     informasi juga menggunakan koran, email blast, media berita
           keterbukaan informasi.                                                         online, serta dilaporkan kepada Otoritas Jasa Keuangan dan
                                                                                          Bursa Efek Indonesia.
           The public company has utilized the use of information             Complied    In addition to using the Company’s website, information is also
           technology more broadly other than the website as a media for                  disclosed via newspapers, e-mail blasts, online news media, and
           information disclosure.                                                        is reported to Financial Services Authority and Indonesia Stock
                                                                                          Exchange.
      b.   Laporan Tahunan perusahaan terbuka mengungkapkan pemilik           Terpenuhi   Perseroan telah melaporkan Daftar Pemegang Saham yang
           manfaat akhir dalam kepemilikan saham perusahaan terbuka                       memiliki lebih dari 5% saham Perseroan dalam Bab Profil
           paling sedikit 5%, selain pengungkapan pemilik manfaat                         Perusahaan, serta telah melakukan keterbukaan informasi atas
           akhir dalam kepemilikan saham perusahaan terbuka melalui                       pemilik manfaat akhir melalui Pemegang Saham Utama dan
           Pemegang Saham Utama dan Pengendali.                                           Pengendali.
           The public company’s Annual Report discloses the ultimate          Complied    The Company has disclosed the list of Shareholders holding
           beneficial owner of public company’s share ownership of at least               more than 5% of the Company’s shares in the Company Profile
           5%, in addition to the disclosure of ultimate beneficial owner                 chapter and has also carried out information disclosure on
           in share ownership of public company through Majority and                      the ultimate beneficial owners through the Majority and
           Controlling Shareholders.                                                      Controlling Shareholders.




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RAPAT UMUM PEMEGANG SAHAM
General Meeting of Shareholders


Rapat Umum Pemegang Saham (RUPS) merupakan organ                              The General Meeting of Shareholders (GMS) is the highest organ
tertinggi dalam struktur tata kelola Perseroan yang menjadi sarana            in the Company’s governance structure and serves as a forum
pengambilan keputusan strategis. Forum ini memungkinkan                       for strategic decision-making. This forum enables Shareholders
Pemegang Saham menyampaikan pandangan serta memberikan                        to express their views and grant approval on various important
persetujuan atas berbagai agenda penting, termasuk penilaian                  agendas, including performance evaluation, profit utilization,
kinerja, penggunaan laba, dan perubahan susunan manajemen.                    and changes in management composition. The GMS consists of
RUPS terdiri atas RUPS Tahunan yang diselenggarakan setidaknya                the Annual GMS, which is held at least once a year no later than
1 kali dalam setahun paling lambat 6 bulan setelah tahun buku                 6 months after the end of the financial year, and the Extraordinary
berakhir, serta RUPS Luar Biasa yang dapat diadakan apabila                   GMS, which may be convened if there are urgent needs outside
terdapat kebutuhan mendesak di luar agenda RUPS Tahunan.                      the agenda of the Annual GMS.



Pelaksanaan RUPS Tahun 2025                                                   GMS Implementation in 2025

Pada tahun 2025, Perseroan telah menyelenggarakan 1 kali RUPS                 In 2025, the Company held 1 Annual GMS, with the implementation
Tahunan dengan uraian pelaksanaan sebagai berikut:                            details as follows:

RUPS Tahunan 23 Mei 2025
Annual GMS 23 May 2025

 Hari/Tanggal                      Jumat, 23 Mei 2025
 Day/Date                          Friday, 23 May 2025

 Waktu
                                   10.12–11.26 WIB
 Time
                                   Ballroom Club House, Jakarta Garden City
 Tempat
                                   Jl. Raya Cakung Cilincing KM. 05
 Venue                             Jakarta Timur 13910
                                   Komisaris Utama        : Luntungan Honoris         Direktur Utama       : William Honoris
                                   President Commissioner                             President Director
 Kehadiran Dewan                   Komisaris              : Edwyn Lim                 Direktur             : Dharma Mitra
                                   Commissioner                                       Director
 Komisaris dan Direksi
                                   Komisaris Independen   : Iwan Suryawijaya          Direktur             : Herman
 Presence of Board of              Independent                                        Director
 Commissioners and                 Commissioner                                       Direktur             : Fetrizal Bobby Heryunda
 Board of Directors                                                                   Director
                                                                                      Direktur             : Pascall Wilson
                                                                                      Director
                                   RUPS Tahunan 2025 dihadiri oleh Pemegang Saham yang mewakili 6.281.933.473 saham atau 52,58% dari
 Kehadiran Pemegang Saham          keseluruhan saham.
 Shareholders Attendance           The 2025 Annual GMS was attended by Shareholders representing 6,281,933,473 shares or 52.58% of the total
                                   shares.
                                   Dihadiri oleh Notaris Audrey Tedja, S.H., M.Kn. dan perwakilan dari PT Edi Indonesia selaku Biro Administrasi Efek
 Pihak Independen                  untuk melakukan proses penghitungan suara dan/atau melakukan validasi.
 Independent Parties               Attended by Notary Audrey Tedja, S.H., M.Kn., and representatives of PT Edi Indonesia as the Share Administration
                                   Bureau to conduct the vote counting process and/or validation.




134      Laporan Tahunan 2025 Annual Report
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                                                                                                                            PT Modernland Realty Tbk




Keputusan RUPS Tahunan 23 Mei 2025
Resolutions of the Annual GMS on 23 May 2025

                                                    Keputusan                                                                    Realisasi
                                                    Resolution                                                                  Realization
1. Persetujuan dan pengesahan Laporan Keuangan Konsolidasian dan Laporan Tahunan Perseroan, termasuk Laporan Pertanggungjawaban
   Direksi dan Laporan Tugas Pengawasan Dewan Komisaris Perseroan untuk tahun buku yang berakhir pada tanggal 31 Desember 2024
   serta memberikan pelunasan dan pembebasan tanggung jawab (acquit et de charge) kepada anggota Direksi dan Dewan Komisaris
   Perseroan atas tindakan pengurusan dan pengawasan yang dilakukan dalam tahun buku yang berakhir pada tanggal 31 Desember 2024.
1. Approval and ratification of the Company’s Consolidated Financial Statements and Annual Report, including the Accountability Report of
   the Board of Directors and the Supervisory Report of the Board of Commissioners for the financial year ended 31 December 2024, as well
   as the granting of full release and discharge of responsibility (acquit et de charge) to the members of the Board of Directors and the Board
   of Commissioners of the Company for the management and supervisory actions carried out during the financial year ended 31 December
   2024.
Menyetujui dan mengesahkan Laporan Keuangan Konsolidasian dan Laporan Tahunan Perseroan, termasuk Laporan                    Telah direalisasikan
Pertanggungjawaban Direksi dan Laporan Tugas Pengawasan Dewan Komisaris Perseroan untuk tahun buku yang                         sepenuhnya.
berakhir pada tanggal 31 Desember 2024 serta memberikan pelunasan dan pembebasan tanggung jawab (acquit et
de charge) kepada anggota Direksi dan Dewan Komisaris Perseroan atas tindakan pengurusan dan pengawasan yang
dilakukan dalam tahun buku yang berakhir pada tanggal 31 Desember 2024.
To approve and ratify the Company’s Consolidated Financial Statements and Annual Report, including                             Has been fully
the Accountability Report of the Board of Directors and the Supervisory Report of the Board of Commissioners for               implemented.
the financial year ended 31 December 2024, and grant full release and discharge of responsibility (acquit et de charge)
to the members of the Board of Directors and the Board of Commissioners of the Company for the management and
supervisory actions carried out during the financial year ended 31 December 2024.
2. Penetapan penggunaan keuntungan Perseroan untuk tahun buku yang berakhir pada tanggal 31 Desember 2024.
2. Determination of the utilization of the Company’s profit for the financial year ended 31 December 2024.
Menerima dan menyetujui tidak ada penggunaan keuntungan Perseroan untuk tahun buku yang berakhir pada                        Telah direalisasikan
tanggal 31 Desember 2024.                                                                                                        sepenuhnya.
To accept and approve that there is no utilization of the Company’s profit for the financial year ended 31 December             Has been fully
2024.                                                                                                                           implemented.
3. Persetujuan atas pengangkatan dan perubahan susunan anggota Direksi dan/atau Dewan Komisaris Perseroan.
3. Approval of the appointment and changes in the composition of the members of the Board of Directors and/or the Board of
   Commissioners of the Company.
1. Menerima pengunduran diri Bapak Luntungan Honoris selaku Komisaris Utama Perseroan, Bapak Edwyn Lim                       Telah direalisasikan
   selaku Komisaris Perseroan, Ibu Nita Tanawidjaja selaku Komisaris Independen Perseroan, Bapak Dharma Mitra                   sepenuhnya.
   selaku Direktur Perseroan dan Bapak Herman selaku Dirketur Perseroan, terhitung efektif sejak ditutupnya rapat
   dengan memberikan pembebasan dan pelunasan sepenuhnya (acquit et de charge) kepada yang bersangkutan
   atas tindakan pengurusan yang telah dilakukan selama masa jabatannya, sejauh tindakan-tindakan tersebut
   tercermin dalam Laporan Tahunan serta diucapkan terima kasih atas partisipasi dan sumbangsihnya selama ini
   dalam Perseroan.
2. Menerima dan menyetujui pengangkatan Bapak Sami Veikko Tapio Miettinen sebagai Direktur Perseroan, Bapak
   Dharma Mitra sebagai Komisaris Utama Perseroan, Bapak Herman sebagai Komisaris Perseroan, Bapak Yustinus
   Saleh sebagai Komisaris Perseroan dan Bapak Robert Tumedia sebagai Komisaris Independen Perseroan dengan
   masa jabatan meneruskan sisa masa jabatan pengurus lama yang telah dibentuk dan disahkan pada tanggal
   20 Agustus 2021 dan akan berakhir pada saat ditutupnya RUPS Tahunan Tahun 2026, sehingga untuk selanjutnya
   susunan pengurus Perseroan akan menjadi sebagai berikut:
   Dewan Komisaris
   Komisaris Utama		               : Bapak Dharma Mitra
   Komisaris		                     : Bapak Herman
   Komisaris		                     : Bapak Yustinus Saleh
   Komisaris Independen            : Bapak Iwan Suryawijaya
   Komisaris Independen            : Bapak Robert Tumedia

   Direksi
   Direktur Utama        : Bapak William Honoris
   Direktur		            : Bapak Fetrizal Bobby Heryunda
   Direktur		            : Bapak Pascall Wilson
   Direktur		            : Bapak Sami Veikko Tapio Miettinen
3. Memberikan wewenang dan kuasa dengan hak substitusi kepada Direksi Perseroan, baik bersama-sama maupun
   sendiri, untuk menyatakan kembali hasil keputusan rapat ketiga dalam suatu Akta Notaris tersendiri dan seberapa
   perlu melakukan hal-hal yang dianggap baik dan perlu sehubungan dengan perubahan anggota Direksi dan
   Dewan Komisaris Perseroan tersebut, termasuk membuat pengubahan dan/atau tambahan dalam bentuk yang
   bagaimanapun juga yang diperlukan agar perubahan anggota Direksi dan Dewan Komisaris Perseroan tersebut
   diterima oleh instansi yang berwenang.




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                                                     Keputusan                                                                 Realisasi
                                                     Resolution                                                               Realization
 1. To accept the resignation of Mr. Luntungan Honoris as President Commissioner of the Company, Mr. Edwyn Lim as            Has been fully
    Commissioner of the Company, Ms. Nita Tanawidjaja as Independent Commissioner of the Company, Mr. Dharma                 implemented.
    Mitra as Director of the Company, and Mr. Herman as Director of the Company, effective as of the closing of the
    meeting, and to grant full release and discharge of responsibility (acquit et de charge) to the relevant parties for
    the management actions carried out during their respective terms of office, insofar as such actions are reflected
    in the Annual Report, as well as to express appreciation and gratitude for their participation and contributions to
    the Company to date.
 2. To accept and approve the appointment of Mr. Sami Veikko Tapio Miettinen as Director of the Company,
    Mr. Dharma Mitra as President Commissioner of the Company, Mr. Herman as Commissioner of the Company,
    Mr. Yustinus Saleh as Commissioner of the Company, and Mr. Robert Tumedia as Independent Commissioner
    of the Company, with a term of office continuing the remaining term of the previous management established
    and approved on 20 August 2021, which will expire upon the closing of the Annual GMS in 2026, such that
    the composition of the Company’s management shall thereafter be as follows:
   Board of Commissioners
   President Commissioner             : Mr. Dharma Mitra
   Commissioner		                     : Mr. Herman
   Commissioner		                     : Mr. Yustinus Saleh
   Independent Commissioner           : Mr. Iwan Suryawijaya
   Independent Commissioner           : Mr. Robert Tumedia

    Board of Directors
    President Director    : Mr. William Honoris
    Director		            : Mr. Fetrizal Bobby Heryunda
    Director		            : Mr. Pascall Wilson
    Director		            : Mr. Sami Veikko Tapio Miettinen
 3. To grant authority and power of attorney, with the right of substitution, to the Board of Directors of the Company,
    acting either jointly or individually, to restate the resolutions of the third agenda item in a separate Notarial
    Deed and, as necessary, to take any actions deemed appropriate and required in connection with the changes
    in the members of the Board of Directors and the Board of Commissioners of the Company, including making
    any amendments and/or additions in any form whatsoever as required for such changes to be accepted by
    the competent authorities.
 4. Penetapan gaji atau honorarium dan tunjangan untuk tahun buku 2025 kepada Direksi dan Dewan Komisaris Perseroan serta tantiem
    untuk tahun buku 2024 kepada Direksi dan Dewan Komisaris Perseroan.
 4. Determination of salaries or honoraria and allowances for the financial year 2025 for the Board of Directors and the Board of Commissioners
    of the Company, as well as tantiem for the financial year 2024 for the Board of Directors and the Board of Commissioners of the Company.
 Menerima dan menyetujui gaji atau honorarium dan tunjangan untuk tahun buku 2025 kepada Direksi dan Dewan                 Telah direalisasikan
 Komisaris Perseroan serta tantiem untuk tahun buku 2024 kepada Direksi dan Dewan Komisaris Perseroan tidak                   sepenuhnya.
 mengalami kenaikan dari yang telah diterima tahun sebelumnya.
 To accept and approve that the salaries or honorarium and allowances for the financial year 2025 for the Board of           Has been fully
 Directors and the Board of Commissioners of the Company, as well as the tantiem for the financial year 2024 for             implemented.
 the Board of Directors and the Board of Commissioners of the Company, do not increase from those received in
 the previous year.
 5. Penunjukan Akuntan Publik yang akan mengaudit Laporan Keuangan Perseroan untuk tahun buku yang berakhir pada tanggal
    31 Desember 2025.
 5. Appointment of a Public Accountant to audit the Company’s Financial Statements for the financial year ended
    31 December 2025.
 Menerima dan menyetujui pengangkatan kembali Akuntan Publik Tanubrata Sutanto Fahmi Bambang dan Rekan                     Telah direalisasikan
 yang akan mengaudit Laporan Keuangan Perseroan untuk tahun buku yang berakhir pada tanggal 31 Desember                       sepenuhnya.
 2025.
 To accept and approve the reappointment of Public Accountant Tanubrata Sutanto Fahmi Bambang and Rekan to                   Has been fully
 audit the Company’s Financial Statements for the financial year ended 31 December 2025.                                     implemented.




Informasi dan Realisasi Mengenai                                                   Information and Realization of
Keputusan RUPS Tahun 2024                                                          2024 Annual GMS Resolutions

Pada tahun 2024, Perseroan melaksanakan 1 kali RUPS Tahunan                        In 2024, the Company held 1 Annual GMS on 31 May 2024 and
pada tanggal 31 Mei 2024 dan 2 kali RUPS Luar Biasa pada                           2 Extraordinary GMS on 12 December 2024 and 30 December
tanggal 12 Desember 2024 dan 30 Desember 2024. Pelaksanaan                         2024. The GMS meetings were held at the Club House
RUPS tersebut diselenggarakan di Club House Jakarta Garden City,                   Jakarta Garden City, Jl. Raya Cakung Timur, Jakarta 13910,
Jl, Raya Cakung Timur, Jakarta 13910 dengan dihadiri oleh Notaris                  and were attended by Notary Audrey Tedja, S.H., M.Kn., and
Audrey Tedja, S.H., M.Kn. dan perwakilan dari Biro Administrasi                    representatives of PT Edi Indonesia as the Share Administration
Efek PT Edi Indonesia, untuk melakukan proses perhitungan suara                    Bureau to conduct the vote counting process and/or validation.
dan/atau validasi. Adapun seluruh keputusan RUPS di tahun 2024                     All GMS resolutions in 2024 were fully implemented in accordance
telah direalisasikan sepenuhnya sesuai dengan hasil yang telah                     with the agreed outcomes.
disepakati bersama.




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Keputusan RUPS Tahunan 31 Mei 2024                                Annual GMS Resolutions 31 May 2024
1. Menyetujui     dan    mengesahkan      Laporan   Keuangan      1. Approved and ratified the Company’s Consolidated Financial
   Konsolidasian dan Laporan Tahunan Perseroan, termasuk             Statements and Annual Report, including the Company’s
   Laporan Pertanggungjawaban Direksi dan Laporan Tugas              Board of Directors Accountability Report and Board of
   Pengawasan Dewan Komisaris Perseroan untuk tahun                  Commissioners Supervisory Report for the financial year
   buku yang berakhir pada tanggal 31 Desember 2023                  ended on 31 December 2023, along with granting full
   serta memberikan pelunasan dan pembebasan tanggung                release and discharge (acquit et de charge) to members of
   jawab (acquit et de charge) kepada anggota Direksi dan            the Company’s Board of Directors and Board of Commissioners
   Dewan Komisaris Perseroan atas tindakan pengurusan dan            for the management and supervisory actions carried out for
   pengawasan yang dilakukan dalam tahun buku yang berakhir          the financial year ended on 31 December 2023.
   pada tanggal 31 Desember 2023.
2. Menerima dan menyetujui tidak ada penggunaaan                  2. Accepted and approved that there will be no use of
   keuntungan Perseroan untuk tahun buku yang berakhir pada          the Company’s profits for the financial year ended on
   tanggal 31 Desember 2023.                                         31 December 2023.
3. Menerima dan menyetujui gaji atau honorarium dan tunjangan     3. Accepted and approved the salary or honorarium and
   untuk tahun buku 2024 kepada Direksi dan Dewan Komisaris          allowances for the 2024 financial year for the Company’s
   Perseroan serta tantiem untuk tahun buku 2023 kepada              Board of Directors and Board of Commissioners, as well as
   Direksi dan Dewan Komisaris Perseroan tidak mengalami             tantiem for the 2023 financial year for the Company’s Board
   kenaikan dari yang telah diterima tahun sebelumnya.               of Directors and Board of Commissioners with no increase
                                                                     from what has been received in the previous year.
4. Menerima dan menyetujui pengangkatan kembali Akuntan           4. Accepted and approved the reappointment of Tanubrata
   Publik Tanubrata Sutanto Fahmi Bambang dan Rekan yang             Sutanto Fahmi Bambang and Partners Public Accounting Firm
   akan mengaudit laporan keuangan Perseroan untuk tahun             to audit the Company’s financial statements for the financial
   buku yang berakhir pada tanggal 31 Desember 2023.                 year ended on 31 December 2023.


Keputusan RUPS Luar Biasa Pertama 12 Desember 2024                First Extraordinary GMS Resolutions 12 December 2024
1. Bahwa rapat tersebut tidak dapat dilanjutkan oleh              1. The meeting could not be continued as the quorum stipulated
   karena kuorum yang ditentukan dalam Undang-Undang                  in Law No. 40 of 2007 on Limited Liability Companies,
   No. 40 Tahun 2007 tentang Perseroan Terbatas, Anggaran             Company’s Articles of Association, and Financial Services
   Dasar Perseroan, dan Peraturan Otoritas Jasa keuangan              Authority Regulation No. 15/POJK.04/2020 on the Plan and
   No.15/POJK.04/2020 tentang Rencana dan Penyelenggaraan             Implementation of General Meetings of Shareholders for
   Rapat Umum Pemegang Saham Perusahaan Terbuka tidak                 Public Companies was not met.
   terpenuhi.


Keputusan RUPS Luar Biasa Kedua 30 Desember 2024                  Second Extraordinary GMS Resolutions 30 December 2024
1. Menyetujui rencana penjaminan aset atau kekayaan Perseroan     1. Approved the plan to use the Company’s assets or wealth as
   yang merupakan lebih dari 50% dari kekayaan bersih Perseroan      collateral, representing more than 50% of Company’s current
   saat ini dan/atau yang akan datang, termasuk namun tidak          and/or future net assets, including but not limited to granting
   terbatas pada pemberian jaminan hak tanggungan, fidusia,          of mortgage rights, fiduciary, lien, corporate guarantee,
   gadai, penjaminan perusahaan dan/atau lainnya dalam               and/or others as collateral to secure debts in 1 or more
   rangka menjamin utang-utang dalam 1 transaksi atau lebih,         transactions, either related to each other or not, including
   baik yang berkaitan satu sama lain maupun tidak, termasuk         but not limited to the Company’s debts and/or debts of
   tetapi tidak terbatas pada utang-utang Perseroan dan/atau         the company’s subsidiaries (Subsidiaries) until the next
   anak-anak perusahaan (Entitas Anak) Perseroan sampai              Annual GMS, by considering the Company’s Articles of
   dengan RUPS Tahunan berikutnya, dengan memperhatikan              Association and applicable laws and regulations.
   Anggaran Dasar Perseroan dan peraturan perundang-undangan
   yang berlaku.




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            Tata Kelola Perusahaan
            Corporate Governance




DEWAN KOMISARIS
Board of Commissioners


Dewan Komisaris merupakan organ utama dalam struktur tata                                   The Board of Commissioners is a principal organ in the governance
kelola yang berperan mengawasi pengelolaan Perseroan oleh Direksi                           structure, responsible for supervising the management of
serta memberikan arahan strategis untuk memastikan kebijakan                                the Company by the Board of Directors and providing strategic
dan keputusan dijalankan secara hati-hati dan sesuai ketentuan.                             guidance to ensure that policies and decisions are implemented
Dewan Komisaris juga bertanggung jawab menyampaikan                                         prudently and in compliance with applicable regulations.
laporan hasil pengawasan kepada Pemegang Saham sebagai                                      The Board of Commissioners is also responsible for submitting
bentuk akuntabilitas. Seluruh anggota Dewan Komisaris memiliki                              supervision reports to Shareholders as a form of accountability.
kedudukan yang setara, adapun Komisaris Utama berperan                                      All members of the Board of Commissioners have equal standing,
mengoordinasikan pelaksanaan tugas pengawasan.                                              while the President Commissioner plays a role in coordinating
                                                                                            the implementation of supervisory duties.



Piagam Dewan Komisaris                                                                      Board of Commissioners Charter

Pelaksanaan tugas dan tanggung jawab Dewan Komisaris                                        The performance of the duties and responsibilities of the Board of
berpedoman pada Piagam Dewan Komisaris yang berlaku sejak                                   Commissioners is guided by the Board of Commissioners Charter,
2017 dan ditinjau secara berkala untuk memastikan relevansinya                              which has been in effect since 2017 and is reviewed periodically to
dengan ketentuan yang berlaku.                                                              ensure its continued relevance to applicable regulations.



Komposisi dan Masa Jabatan                                                                  Composition and Term of Office of
Dewan Komisaris                                                                             the Board of Commissioners

Pengangkatan dan pemberhentian anggota Dewan Komisaris                                      The appointment and dismissal of members of the Board of
ditetapkan melalui RUPS dengan masa jabatan 5 tahun. Masa                                   Commissioners are determined through the GMS with a term
jabatan tersebut dapat diperpanjang berdasarkan keputusan                                   of office of 5 years. Such term of office may be extended based
RUPS setelah mempertimbangkan berbagai aspek yang dinilai                                   on a GMS resolution after taking into account various relevant
relevan. Saat ini, struktur Dewan Komisaris Perseroan terdiri atas                          considerations. Currently, the structure of the Company’s
1 Komisaris Utama, 2 Komisaris, serta 2 Komisaris Independen                                Board of Commissioners consists of 1 President Commissioner,
dengan susunan sebagai berikut:                                                             2 Commissioners, and 2 Independent Commissioners, with
                                                                                            the composition as follows:


            Nama                             Jabatan                          Dasar Hukum Pengangkatan Terakhir Kali                     Periode Menjabat
            Name                             Position                        Legal Basis of the Most Recent Appointment                    Term of Office
                                 Komisaris Utama                       Akta No. 12 tanggal 23 Mei 2025
 Dharma Mitra*                                                                                                                                2025-2026
                                 President Commissioner                Deed No. 12 dated 23 May 2025
                                 Komisaris Utama                       Akta No. 12 tanggal 20 Agustus 2021
 Luntungan Honoris**                                                                                                                          2021-2025
                                 President Commissioner                Deed No. 12 dated 20 August 2021
                                 Komisaris                             Akta No. 12 tanggal 23 Mei 2025
 Herman*                                                                                                                                      2025-2026
                                 Commissioner                          Deed No. 12 dated 23 May 2025
                                 Komisaris                             Akta No. 12 tanggal 20 Agustus 2021
 Edwyn Lim**                                                                                                                                  2021-2025
                                 Commissioner                          Deed No. 12 dated 20 August 2021
                                 Komisaris                             Akta No. 12 tanggal 23 Mei 2025
 Yustinus Saleh*                                                                                                                              2025-2026
                                 Commissioner                          Deed No. 12 dated 23 May 2025
                                 Komisaris Independen                  Akta No. 12 tanggal 20 Agustus 2021
 Iwan Suryawijaya                                                                                                                             2021-2026
                                 Independent Commissioner              Deed No. 12 dated 20 August 2021
                                 Komisaris Independen                  Akta No. 12 tanggal 23 Mei 2025
 Robert Tumedia*                                                                                                                              2025-2026
                                 Independent Commissioner              Deed No. 12 dated 23 May 2025
                                 Komisaris Independen                  Akta No. 12 tanggal 20 Agustus 2021
 Nita Tanawidjaja**                                                                                                                           2021-2025
                                 Independent Commissioner              Deed No. 12 dated 20 August 2021

* Efektif menjabat per 23 Mei 2025. / Effective as of 23 May 2025.
** Efektif berhenti menjabat per 23 Mei 2025. / Ceased to be effective as of 23 May 2025.




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Komisaris Independen                                                                 Independent Commissioner

Komisaris Independen memiliki peran penting dalam menjaga                            Independent Commissioners play an important role in maintaining
objektivitas dan independensi pengawasan serta memastikan                            the objectivity and independence of oversight and ensuring
keputusan strategis Perseroan diambil secara adil dan transparan.                    that the Company’s strategic decisions are made fairly and
Dengan tidak memiliki hubungan afiliasi kepada Pemegang                              transparently. By having no affiliation with the Controlling
Saham Pengendali maupun Direksi, keberadaannya memperkuat                            Shareholders or the Board of Directors, their presence strengthens
penerapan governansi korporat dan melindungi kepentingan                             the implementation of corporate governance and safeguards the
seluruh pemangku kepentingan. Saat ini, 2 dari 5 anggota Dewan                       interests of all stakeholders. Currently, 2 out of 5 members of
Komisaris berstatus independen, sehingga komposisi tersebut                          the Board of Commissioners are Independent Commissioners,
telah memenuhi ketentuan minimal 30% sesuai Peraturan                                and therefore the composition has met the minimum requirement
Otoritas Jasa Keuangan No. 33/POJK.04/2014.                                          of 30% as stipulated in Financial Services Authority Regulation
                                                                                     No. 33/POJK.04/2014.


Independensi Komisaris Independen                                                    Independency of Independent Commissioner
Seluruh Komisaris Independen Perseroan yang menjabat saat ini                        All Independent Commissioners of the Company currently
telah menandatangani pernyataan independensi dan memenuhi                            in office have signed statements of independence and meet
syarat sebagai berikut:                                                              the following requirements:


                                       Pernyataan Independensi                                                             Iwan
                                                                                                                                           Robert Tumedia
                                      Statement of Independence                                                         Suryawijaya
 Bukan merupakan orang yang bekerja atau mempunyai wewenang dan tanggung jawab untuk
 merencanakan, memimpin, mengendalikan, atau mengawasi kegiatan Perseroan dalam waktu 6 bulan
 terakhir, kecuali untuk pengangkatan kembali sebagai Komisaris Independen pada periode berikutnya.
 Not an individual who worked or has the authority and responsibility to plan, lead, control, or supervise
 Company’s activities in the last 6 months, with an exception for the reappointment as the Independent
 Commissioner for the subsequent period.
 Tidak mempunyai saham baik langsung maupun tidak langsung pada Perseroan.
 Hold no shares in the Company, either directly or indirectly.
 Tidak mempunyai hubungan afiliasi dengan Perseroan, anggota Dewan Komisaris, anggota Direksi,
 Pemegang Saham Utama/Saham Mayoritas atau Pemegang Saham Pengendali Perseroan.
 Has no affiliation relationship with the Company, members of the Company’s Board of Commissioners,
 Board of Directors, Main/Majority or Controlling Shareholders.
 Tidak mempunyai hubungan usaha baik langsung maupun tidak langsung yang berkaitan dengan kegiatan
 usaha Perseroan.
 Has no business relationship that is either directly or indirectly related to the Company’s business activities.




Tugas dan Tanggung Jawab                                                             Duties and Responsibilities of
Dewan Komisaris                                                                      the Board of Commissioners

Secara umum, tugas dan tanggung jawab Dewan Komisaris                                In general, the duties and responsibilities of the Board of
di antaranya meliputi:                                                               Commissioners are as follows:
1. Mengawasi pengelolaan Perseroan oleh Direksi, baik secara                         1. Supervising the management of the Company by the Board of
    langsung maupun melalui Komite Audit dan komite terkait;                             Directors, either directly or through the Audit Committee and
                                                                                         other relevant committees;
2. Memberikan rekomendasi kepada Direksi berdasarkan                                 2. Providing recommendations to the Board of Directors based
   laporan, temuan, dan hasil komunikasi dengan komite-                                  on reports, findings, and the results of communication with
   komite serta hasil pengawasan Dewan Komisaris;                                        the committees, as well as the outcomes of supervision by
                                                                                         the Board of Commissioners;
3. Menetapkan anggota Dewan Komisaris sebagai ketua                                  3. Appointing members of the Board of Commissioners as
   pada salah satu komite berdasarkan pertimbangan Komite                                chairman of committees based on the considerations of
   Nominasi dan Remunerasi;                                                              the Nomination and Remuneration Committee;
4. Menelaah laporan komite, baik atas penugasan khusus                               4. Reviewing committee reports, both for special assignments
   maupun kegiatan yang tercantum dalam rencana kerja dan                                and for activities included in the work plans and charters of
   piagam masing-masing komite; dan                                                      each committee; and
5. Memastikan seluruh komite di bawah Dewan Komisaris                                5. Ensuring that all committees under the Board of Commissioners
   menjalankan tugas secara efektif.                                                     carry out their duties effectively.




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          Corporate Governance




Tugas dan Tanggung Jawab                                           Duties and Responsibilities of
Komisaris Utama                                                    the President Commissioner

Di samping menjalankan tugas dan tanggung jawab secara             In addition to carrying out general duties and responsibilities,
umum, Komisaris Utama Perseroan juga memiliki tugas dan            the President Commissioner of the Company also has specific
tanggung jawab secara khusus, yaitu:                               duties and responsibilities, namely:
1. Memimpin pelaksanaan fungsi pengawasan Dewan Komisaris;         1. Leading the implementation of the supervisory function of
    dan                                                                the Board of Commissioners; and
2. Memimpin rapat Dewan Komisaris dan dapat menunjuk               2. Chairing meetings of the Board of Commissioners and
    anggota lainnya untuk menggantikan apabila berhalangan.            appointing another member to act on his behalf in the event
                                                                       of his absence.



Pelaksanaan Tugas Dewan Komisaris                                  Implementation of Duties of
Tahun 2025                                                         the Board of Commissioners in 2025

Sepanjang tahun 2025, Dewan Komisaris telah menjalankan            Throughout 2025, the Board of Commissioners carried out its
fungsinya sesuai dengan ketentuan yang berlaku, dengan realisasi   functions in accordance with prevailing regulations, with the
tugas dan tanggung jawab sebagai berikut:                          realization of duties and responsibilities as follows:
1. Pelaksanaan fungsi pengawasan dan pemberian nasihat             1. Implementation of supervisory and advisory functions to
    kepada Direksi secara berkesinambungan, antara lain terkait:        the Board of Directors on a continuous basis, including:
    a. Penilaian atas pencapaian kinerja unit-unit bisnis               a. Assessment of the performance achievements of
        Perseroan;                                                          the Company’s business units;
    b. Penelaahan terhadap rencana kerja, anggaran, serta               b. Review of the Company’s work plan, budget, and
        proyeksi kinerja Perseroan; dan                                     performance projections; and
    c. Pemantauan penerapan kebijakan Perseroan yang                    c. Monitoring the implementation of Company policies
        mengacu pada prinsip GCG.                                           referring to GCG principles.
2. Pembahasan dan pengkajian atas hasil rapat Komite Audit,        2. Discussion and review of the results of Audit Committee
    yang meliputi:                                                      meetings, including:
    a. Evaluasi atas kinerja fungsi Audit Internal;                     a. Evaluation of Internal Audit function performance;
    b. Peninjauan rencana kerja Audit Internal;                         b. Review of the Internal Audit work plan;
    c. Pembahasan atas temuan audit beserta tindak lanjut yang          c. Discussion of audit findings and follow-up actions
        telah dan akan dilakukan oleh manajemen; dan                        undertaken and to be undertaken by management; and
    d. Penilaian atas efektivitas pengendalian internal serta           d. Assessment of the effectiveness of internal control
        penerapan standar operasional prosedur yang telah                   and implementation of established standard operating
        ditetapkan.                                                         procedures.
3. Pembahasan atas hasil rapat Komite Nominasi dan                 3. Discussion of the results of Nomination and Remuneration
    Remunerasi, yang mencakup:                                          Committee meetings, covering:
    a. Evaluasi atas kebijakan serta pelaksanaan nominasi dan           a. Evaluation of policies and implementation of nomination
        remunerasi bagi anggota Dewan Komisaris dan Direksi;                and remuneration for members of the Board of
    b. Pembahasan rencana nominasi, struktur organisasi,                    Commissioners and the Board of Directors;
        kebijakan remunerasi, serta penetapan besaran                   b. Discussion of nomination plans, organizational structure,
        remunerasi; dan                                                     remuneration policy, and determination of remuneration
                                                                            amounts; and
    c.   Pemberian rekomendasi terkait program pengembangan             c. Provision of recommendations related to competency
         kompetensi bagi Dewan Komisaris dan Direksi.                       development programs for the Board of Commissioners
                                                                            and the Board of Directors.
    4. Evaluasi atas kinerja Komite Audit serta Komite Nominasi    4. Evaluation of the performance of the Audit Committee and
       dan Remunerasi, sebagaimana diuraikan lebih lanjut               the Nomination and Remuneration Committee, as further
       dalam bagian Penilaian Kinerja Komite di Bawah Dewan             described in the Performance Assessment of Committees
       Komisaris pada Laporan Tahunan ini.                              under the Board of Commissioners section in this Annual
                                                                        Report.




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Rapat Dewan Komisaris                                                                       Board of Commissioners Meeting

Kebijakan Rapat Dewan Komisaris                                                             Board of Commissioners Meeting Policy
Sesuai Piagam Dewan Komisaris, rapat internal wajib                                         In accordance with the Board of Commissioners Charter, internal
diselenggarakan minimal 1 kali setiap 2 bulan, sedangkan rapat                              meetings are required to be held at least once every 2 months,
gabungan dengan Direksi dilakukan setidaknya 1 kali dalam 4                                 while joint meetings with the Board of Directors are conducted
bulan. Dewan Komisaris juga menjalankan perannya dalam RUPS                                 at least once every 4 months. The Board of Commissioners
melalui kehadiran aktif, penyampaian laporan, dan pemberian                                 also carries out its role in the GMS through active attendance,
rekomendasi kepada Pemegang Saham. Seluruh rapat dapat                                      submission of reports, and the provision of recommendations to
dilaksanakan secara tatap muka maupun daring melalui konferensi                             Shareholders. All meetings may be held either in person or online
video sesuai kebutuhan dan kondisi.                                                         via video conference, depending on needs and conditions.


Tingkat Kehadiran Rapat Dewan Komisaris                                                     Attendance Level of Board of Commissioners Meetings
Frekuensi rapat serta tingkat kehadiran masing-masing anggota                               The number of meeting and attendance level of each member of
Dewan Komisaris dirincikan dalam tabel berikut:                                             the Board of Commissioners are detailed in the below table:


                                                       Rapat Internal Dewan Komisaris                             Rapat Gabungan dengan Direksi
                                                   Board of Commissioners Internal Meeting                     Joint Meeting with Board of Directors

      Name                   Jabatan                                                          Tingkat                                           Tingkat
      Name                   Position              Total Rapat                              Kehadiran        Total Rapat                      Kehadiran
                                                                        Kehadiran                                             Kehadiran
                                                   Number of                                Attendance       Number of                        Attendance
                                                                        Attendance                                            Attendance
                                                    Meeting                                    Level          Meeting                            Level
                                                                                                (%)                                               (%)
                       Komisaris Utama
 Dharma Mitra*         President                          3                     3               100.00             7               7              100.00
                       Commissioner
                       Komisaris Utama
 Luntungan
                       President                          3                     3               100.00             3               3              100.00
 Honoris**
                       Commissioner
                       Komisaris
 Herman*                                                  3                     3               100.00             7               7              100.00
                       Commissioner
                       Komisaris
 Edwyn Lim**                                              3                     3               100.00             3               3              100.00
                       Commissioner
                       Komisaris
 Yustinus Saleh*                                          3                     3               100.00             4               4              100.00
                       Commissioner
                       Komisaris
 Iwan                  Independen
                                                          6                     6               100.00             7               7              100.00
 Suryawijaya           Independent
                       Commissioner
                       Komisaris
 Robert                Independen
                                                          3                     3               100.00             4               4              100.00
 Tumedia*              Independent
                       Commissioner
                       Komisaris
 Nita                  Independen
                                                          3                     3               100.00             3               3              100.00
 Tanawidjaja**         Independent
                       Commissioner
 Rata-Rata Persentase Kehadiran
                                                                                                100.00                                            100.00
 Average Attendance Percentage

* Efektif menjabat per 23 Mei 2025. / Effective as of 23 May 2025.
** Efektif berhenti menjabat per 23 Mei 2025. / Ceased to be effective as of 23 May 2025.



Informasi mengenai kehadiran Dewan Komisaris dalam RUPS                                     Information on the attendance of the Board of Commissioners
Tahunan dan Luar Biasa 2025 dapat dilihat pada bagian Rapat                                 at the 2025 Annual and Extraordinary GMS is presented in
Umum Pemegang Saham.                                                                        the General Meeting of Shareholders section.




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            Tata Kelola Perusahaan
            Corporate Governance




DIREKSI
Board of Directors


Direksi merupakan organ tata kelola Perseroan yang bertanggung                         The Board of Directors is a governance organ of the Company
jawab atas operasional dan keberlanjutan usaha jangka panjang.                         responsible for operations and long-term business sustainability. Its
Pelaksanaan tugas dilakukan secara kolegial melalui pembagian                          duties are carried out collegially through a division of roles tailored
peran yang disesuaikan dengan kompetensi masing-masing                                 to the competencies of each member, while the President Director
anggota, sementara Direktur Utama mengoordinasikan kerja                               coordinates the work of the Board of Directors to ensure that all
Direksi untuk memastikan setiap keputusan diambil secara                               decisions are made in an integrated and accountable manner. In
terpadu dan dapat dipertanggungjawabkan. Selain itu, Direksi                           addition, the Board of Directors has the authority to represent
memiliki kewenangan mewakili Perseroan di dalam maupun di                              the Company both inside and outside the court in accordance
luar pengadilan sesuai ketentuan Anggaran Dasar.                                       with the provisions of the Articles of Association.



Piagam Direksi                                                                         Board of Directors Charter

Direksi telah memiliki Piagam Direksi yang disahkan sejak tahun                        The Board of Directors has had a Board of Directors Charter in
2017 sebagai acuan dalam melaksanakan tugas dan tanggung                               effect since 2017, which serves as a guideline in carrying out its
jawabnya, termasuk dalam pengambilan keputusan strategis.                              duties and responsibilities, including in making strategic decisions.



Komposisi dan Masa Jabatan Direksi                                                     Composition and Term of Office of
                                                                                       the Board of Directors

Direksi diangkat dan diberhentikan melalui keputusan RUPS                              The Board of Directors is appointed and dismissed through
dengan masa jabatan 5 tahun, dan dapat dilanjutkan kembali                             resolutions of the GMS with a term of office of 5 years and may
apabila Pemegang Saham menilai kinerjanya tetap memenuhi                               be reappointed if Shareholders assess that its performance continues
kebutuhan Perseroan. Memasuki tahun 2025, susunan Direksi                              to meet the Company’s needs. Entering 2025, the composition of
telah diselaraskan dengan kebutuhan organisasi melalui penetapan                       the Board of Directors has been aligned with organizational
peran dan tanggung jawab sesuai dengan bidang kompetensi                               requirements through the determination of roles and responsibilities
masing-masing anggota. Informasi mengenai komposisi Direksi                            in accordance with the areas of competence of each member.
serta dasar pengangkatannya disajikan pada tabel berikut:                              Information on the composition of the Board of Directors and the
                                                                                       legal basis of their appointment is presented in the following table:


           Nama                             Jabatan                         Dasar Hukum Pengangkatan Terakhir Kali                    Periode Menjabat
           Name                             Position                       Legal Basis of the Most Recent Appointment                   Term of Office
                                 Direktur Utama                       Akta No. 12 tanggal 20 Agustus 2021
 William Honoris                                                                                                                           2021-2026
                                 President Director                   Deed No. 12 dated 20 August 2021
                                 Direktur                             Akta No. 2 tanggal 1 September 2023
 Dharma Mitra*                                                                                                                             2023-2025
                                 Director                             Deed No. 2 dated 1 September 2023
                                 Direktur                             Akta No. 3 tanggal 5 November 2021
 Herman*                                                                                                                                   2021-2025
                                 Director                             Deed No. 3 dated 5 November 2021
 Fetrizal Bobby                  Direktur                             Akta No. 2 tanggal 1 September 2023
                                                                                                                                           2023-2026
 Heryunda                        Director                             Deed No. 2 dated 1 September 2023
                                 Direktur                             Akta No. 2 tanggal 1 September 2023
 Pascall Wilson                                                                                                                            2023-2026
                                 Director                             Deed No. 2 dated 1 September 2023
 Sami Veikko Tapio               Direktur                             Akta No. 12 tanggal 23 Mei 2025
                                                                                                                                           2025-2026
 Miettinen**                     Director                             Deed No. 12 dated 23 May 2025

* Efektif menjabat per 23 Mei 2025. / Ceased to be effective as of 23 May 2025.
** Efektif berhenti menjabat per 23 Mei 2025. / Effective as of 23 May 2025.




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Tugas dan Tanggung Jawab                                                       Duties and Responsibilities of Each
Masing-Masing Anggota Direksi                                                  Member of the Board of Directors
serta Realisasi Tahun 2025                                                     and the 2025 Realization

Dalam pelaksanaan tugasnya, Direksi dibagi ke dalam bidang-bidang              In carrying out its duties, the Board of Directors is divided into
yang disesuaikan dengan kompetensi masing-masing anggota                       functional areas aligned with the competencies of each member to
untuk memastikan pengelolaan Perseroan berlangsung efektif                     ensure that the management of the Company is conducted effectively
dan terkoordinasi. Pembagian peran ini mendorong optimalisasi                  and in a coordinated manner. This division of roles promotes
kontribusi, memperkuat akuntabilitas, dan mendukung                            the optimization of contributions, strengthens accountability, and
pencapaian tujuan Perseroan secara menyeluruh. Berikut ini                     supports the achievement of the Company’s overall objectives. The
uraian tugas dan tanggung jawab masing-masing direktur beserta                 following outlines the duties and responsibilities of each Director,
realisasinya di tahun 2025:                                                    along with their realization in 2025:


     Nama          Bidang Tugas                   Tugas dan Tanggung Jawab                                       Realisasi Tahun 2025
     Name          Area of Duties                 Duties and Responsibilities                                      2025 Realization
 William          Direktur Utama         Mengelola Perseroan agar sesuai dengan Anggaran           Melakukan koordinasi dan evaluasi terhadap
 Honoris                                 Dasar dan keputusan RUPS, serta membawahi                 laporan pencapaian kinerja dari masing-masing
                                         Audit Internal, Sekretaris Perusahaan, Manajemen          direktorat, termasuk unit kerja di bawahnya,
                                         Risiko, Manajemen Usaha, dan Manajemen Proyek,            melalui rapat Direksi dan rapat kinerja dengan
                                         serta melakukan pengelolaan terkait penjualan dan         setiap unit. Selain itu, menyusun perencanaan dan
                                         operasional Perseroan.                                    pelaporan kinerja keuangan tahun 2025 yang dapat
                                                                                                   dipertanggungjawabkan secara akurat.
                  President Director     Managing the Company in accordance with                   Coordinating and evaluating the performance
                                         the Articles of Association and GMS resolutions, as       achievement report of each directorate, including
                                         well as overseeing Internal Audit, Corporate Secretary,   the units under them, through Board of Directors
                                         Risk Management, Business Management, and Project         meetings and performance meetings with each unit.
                                         Management, and conducting management related to          Also, preparing accurately accountable planning and
                                         the sales and operations of the Company.                  reporting of financial performance reporting for 2025.
 Fetrizal Bobby   Direktur Keuangan      Melakukan pengelolaan fungsi keuangan Perseroan           Merencanakan dan menyusun pelaporan kinerja
 Heryunda                                yang    mencakup      pendanaan,    penganggaran,         keuangan tahun 2024 secara akurat dan dapat
                                         pendapatan, akuntansi, dan niaga, serta fungsi lain       dipertanggungjawabkan,       serta    menyiapkan
                                         sebagaimana diatur dalam Anggaran Dasar Perseroan.        perencanaan kinerja keuangan tahun 2025.
                  Finance Director       Managing the Company’s financial functions,               Planning and preparing the 2024 Company’s financial
                                         including financing, budgeting, income, accounting,       performance reporting in an accurate and accountable
                                         and commerce, as well as other functions as regulated     manner, as well as preparing the 2025 financial
                                         in the Company’s Articles of Association.                 performance plan.
 Pascall Wilson   Direktur Industrial    Mengelola serta mengembangkan bisnis Perseroan            Mengoptimalkan potensi kawasan industri yang
                                         pada segmentasi industrial untuk mengembangkan            dimiliki oleh Perseroan, melaksanakan kegiatan
                                         kawasan industri baru dan maupun kawasan industri         pemasaran, serta merancang perencanaan untuk
                                         yang saat ini dimiliki oleh Perseroan dengan melakukan    pengembangan kawasan industri baru di lahan-lahan
                                         inovasi, diversifikasi bisnis, dan mempertajam strategi   potensial yang terletak terutama di wilayah koridor
                                         pemasaran.                                                timur Jakarta.
                  Industrial Director    Managing and developing the Company’s business            Optimizing the potentials of industrial zones owned
                                         in industrial segmentation to develop new industrial      by the Company, conducting marketing activities, and
                                         zones as well as existing industrial zones owned by       preparing development plans for new industrial zones
                                         the Company through innovation, business                  on potential lands, especially located in the eastern
                                         diversification, and refining marketing strategies.       corridor of Jakarta.
 Sami Veikko      Direktur Residensial   Mengelola dan mengembangkan bisnis Perseroan              • Mengoptimalkan         pengembangan         kawasan
 Tapio            Komersial              pada segmen residensial dan komersial melalui               residensial dan komersial yang dimiliki Perseroan;
 Miettinen                               pengembangan kawasan, inovasi produk, diversifikasi       • Melaksanakan        kegiatan   pemasaran       untuk
                                         usaha, serta penguatan strategi pemasaran guna              meningkatkan penjualan produk residensial dan
                                         meningkatkan nilai dan daya saing kawasan residensial       komersial; dan
                                         komersial Perseroan.                                      • Merancang pengembangan produk dan kawasan
                                                                                                     baru melalui inovasi produk dan strategi pemasaran
                                                                                                     yang lebih efektif.
                  Commercial             Managing and developing the Company’s business            • Optimizing the development of the residential and
                  Residential Director   in residential and commercial segments through              commercial areas owned by the Company;
                                         area development, product innovation, business            • Conducting marketing activities to boost the sales
                                         diversification, as well as strengthening of marketing      of residential and commercial products; and
                                         strategies to enhance the value and competitiveness of    • Designing the development of new products
                                         the Company’s residential and commercial areas.             and areas through product innovation and more
                                                                                                     effective marketing strategies.




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            Tata Kelola Perusahaan
            Corporate Governance




Rapat Direksi                                                                         Board of Directors Meeting

Kebijakan Rapat Direksi                                                               Board of Directors Meeting Policy
Sesuai Piagam Direksi, rapat internal wajib dilaksanakan sedikitnya                   In accordance with the Board of Directors Charter, internal
1 kali setiap bulan, sedangkan rapat bersama Dewan Komisaris                          meetings are required to be held at least once a month, while joint
diselenggarakan minimal 1 kali dalam 4 bulan. Direksi juga                            meetings with the Board of Commissioners are conducted at least
berperan aktif dalam RUPS melalui kehadiran, penyampaian                              once every 4 months. The Board of Directors also plays an active
laporan, dan pemberian rekomendasi kepada Pemegang Saham.                             role in the GMS through attendance, submission of reports, and
Seluruh rapat dapat dilakukan secara tatap muka maupun daring                         the provision of recommendations to Shareholders. All meetings
melalui konferensi video sesuai kebutuhan dan kondisi.                                may be held either in person or online via video conference,
                                                                                      depending on needs and conditions.


Tingkat Kehadiran Rapat Direksi                                                       Attendance Level of Board of Directors Meetings
Frekuensi rapat serta tingkat kehadiran masing-masing anggota                         The number of meeting and attendance level of each member of
Direksi dirincikan dalam tabel berikut:                                               the Board of Directors are detailed in the below table:


                                                            Rapat Internal Direksi                     Rapat Gabungan dengan Dewan Komisaris
                                                      Board of Directors Internal Meeting              Joint Meeting with Board of Commissioners

      Name                  Jabatan                                                     Tingkat                                            Tingkat
      Name                  Position              Total Rapat                         Kehadiran         Total Rapat                      Kehadiran
                                                                       Kehadiran                                        Kehadiran
                                                  Number of                           Attendance        Number of                        Attendance
                                                                       Attendance                                       Attendance
                                                   Meeting                               Level           Meeting                            Level
                                                                                          (%)                                                (%)
                      Direktur Utama
 William Honoris                                         12                   12          100.00             7                7              100.00
                      President Director
                      Direktur
 Dharma Mitra*                                           12                   12          100.00             7                7              100.00
                      Director
                      Direktur
 Herman*                                                 12                   12          100.00             7                7              100.00
                      Director
 Fetrizal Bobby       Direktur
                                                         12                   12          100.00             7                7              100.00
 Heryunda             Director
                      Direktur
 Pascall Wilson                                          12                   12          100.00             7                7              100.00
                      Director
 Sami Veikko
                      Direktur
 Tapio                                                   7                        7       100.00             4                4              100.00
                      Director
 Miettinen**
 Rata-Rata Persentase Kehadiran
                                                                                          100.00                                             100.00
 Average Attendance Percentage

* Efektif menjabat per 23 Mei 2025. / Ceased to be effective as of 23 May 2025.
** Efektif berhenti menjabat per 23 Mei 2025. / Effective as of 23 May 2025.


Informasi terkait kehadiran Direksi dalam RUPS Tahunan dan Luar                       Information related to the attendance of the Board of Directors
Biasa 2025 dapat dilihat pada bagian Rapat Umum Pemegang                              at the 2025 Annual and Extraordinary GMS is presented in the
Saham.                                                                                General Meeting of Shareholders section.




KEBERAGAMAN MANAJEMEN DAN INDEPENDENSI
Management Diversity and Independence


Perseroan memandang keberagaman sebagai unsur penting dalam                           The Company views diversity as an important element in
penguatan tata kelola dan efektivitas pengambilan keputusan.                          strengthening governance and enhancing the effectiveness
Prinsip tersebut diterapkan melalui proses seleksi manajemen                          of decision-making. This principle is implemented through
yang berlandaskan kompetensi, integritas, pengalaman, serta                           a management selection process based on competence, integrity,
kesesuaian dengan kebutuhan strategis, sehingga setiap                                experience, and alignment with strategic needs, ensuring that
penunjukan mencerminkan kualitas profesional yang relevan                             each appointment reflects professional qualities relevant to
bagi Perseroan. Komposisi manajemen saat ini terbentuk dari                           the Company. The current management composition consists




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individu dengan latar belakang dan rentang usia yang beragam,          of individuals with diverse backgrounds and age ranges, in line
sejalan dengan komitmen untuk menjaga inklusivitas dalam               with the Company’s commitment to maintaining inclusivity in
pengembangan talenta. Adapun komposisi Dewan Komisaris dan             talent development. The fact that the current composition of
Direksi yang saat ini seluruhnya pria merupakan hasil proses seleksi   the Board of Commissioners and the Board of Directors consists
yang mengutamakan kualifikasi dan rekam jejak profesional tanpa        entirely of men is the result of a selection process that prioritizes
bias atau diskriminasi terhadap gender.                                qualifications and professional track records, without bias or
                                                                       discrimination based on gender.


Selain itu, keberadaan pihak independen dalam struktur                 In addition, the presence of independent parties within
pengawasan turut memperkuat objektivitas dan menjaga setiap            the supervisory structure further strengthens objectivity and
keputusan bisnis berada dalam koridor transparansi dan bebas dari      ensures that business decisions remain within the principles of
benturan kepentingan. Kehadiran fungsi tersebut memungkinkan           transparency and free from conflicts of interest. This function
terciptanya diskusi yang konstruktif serta pengambilan keputusan       enables constructive discussions and effective, independent
yang efektif dan independen.                                           decision-making.


Informasi mengenai komposisi keberagaman Dewan Komisaris               Information regarding the diversity composition of the Company’s
dan Direksi Perseroan per 31 Desember 2025 diungkapkan                 Board of Commissioners and Board of Directors as of 31 December
sebagai berikut:                                                       2025 is disclosed as follows:


 Tipe Manajemen Perusahaan                        Pria                           Wanita                    Total Pihak Independen
    Company Management                            Male                           Female                      Independent Parties
 Dewan Komisaris
                                                    5                               0                                   5
 Board of Commissioners
 Direksi
                                                    4                               0                                   3
 Board of Directors




KEBIJAKAN MENGENAI PEMISAHAN CHAIRMAN OF
THE BOARD DAN CHIEF EXECUTIVE OFFICER
Policy on Separation of the Chairman of the Board and
Chief Executive Officer


Perseroan menegaskan komitmen tata kelola yang baik melalui            The Company affirms its commitment to good governance through
pemisahan antara peran Chairman of the Board (Komisaris Utama)         the separation of the roles of Chairman of the Board (President
dan Chief Executive Officer (Direktur Utama). Pengaturan ini           Commissioner) and Chief Executive Officer (President Director).
memastikan bahwa fungsi pengawasan dan pemberian arahan                This arrangement ensures that the supervisory and strategic
strategis oleh Dewan Komisaris dapat dijalankan secara objektif,       guidance functions of the Board of Commissioners can be carried
tanpa tumpang tindih dengan tanggung jawab pengelolaan                 out objectively, without overlapping with the responsibility for
operasional yang berada di bawah Direksi.                              operational management, which rests with the Board of Directors.


Direksi bertanggung jawab atas pelaksanaan operasional harian          The Board of Directors is responsible for the execution of day-
serta penerjemahan strategi bisnis ke dalam langkah kerja yang         to-day operations and for translating business strategies into
terukur. Pemisahan peran tersebut juga memastikan adanya               measurable action plans. This separation of roles also provides
ruang bagi Dewan Komisaris untuk melakukan pengawasan                  room for the Board of Commissioners to independently oversee
secara independen terhadap keputusan manajerial. Selain itu,           managerial decisions. In addition, this arrangement is in line with
pengaturan ini sejalan dengan ketentuan perundang-undangan             applicable laws and regulations and supports the establishment
dan mendukung terciptanya proses pengambilan keputusan yang            of professional, transparent, and accountable decision-making
profesional, transparan, dan akuntabel.                                processes.




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          Tata Kelola Perusahaan
          Corporate Governance




PELATIHAN DAN/ATAU PENINGKATAN KOMPETENSI
DEWAN KOMISARIS DAN DIREKSI
Training and/or Competence Development for the Board of
Commissioners and the Board of Directors

Kebijakan Pelatihan dan/atau                                             Policy on Training and/or
Peningkatan Kompetensi                                                   Competence Development for
Dewan Komisaris dan Direksi                                              the Board of Commissioners and
                                                                         the Board of Directors

Perseroan menerapkan kebijakan pelatihan dan peningkatan                 The Company implements training and competency development
kompetensi bagi Dewan Komisaris dan Direksi sebagai bagian dari          policies for the Board of Commissioners and the Board of Directors
upaya menjaga kualitas tata kelola dan ketepatan pengambilan             as part of its efforts to maintain the quality of governance and
keputusan di tingkat strategis. Program pengembangan tersebut            the accuracy of strategic-level decision-making. Such development
disesuaikan dengan kebutuhan masing-masing organ, baik melalui           programs are tailored to the needs of each organ, whether through
pelatihan, seminar, maupun lokakarya yang relevan dengan                 training, seminars, or workshops relevant to business dynamics
dinamika usaha dan perkembangan regulasi. Setiap anggota yang            and regulatory developments. Each member participating in these
mengikuti program diwajibkan menyampaikan laporan sebagai                programs is required to submit a report as a form of collective
bentuk pemanfaatan kolektif dan pertanggungjawaban atas                  utilization and accountability for the activities attended.
kegiatan yang diikuti.



Pelatihan dan/atau Peningkatan                                           Training and/or Competence
Kompetensi Dewan Komisaris                                               Development for the Board of
dan Direksi                                                              Commissioners and the Board of
                                                                         Directors

Informasi terkait program pengembangan kompetensi yang diikuti           Information on the competency development programs attended
oleh Dewan Komisaris dan Direksi Perseroan yang menjabat per             by the Company’s Board of Commissioners and Board of Directors
31 Desember 2025 diungkapkan sebagai berikut:                            in office as of 31 December 2025 is disclosed as follows:


       Nama                    Jabatan                Topik Pelatihan               Tempat              Waktu           Penyelenggara
       Name                    Position                Training Topic                Venue              Date              Organizer
 Dewan Komisaris
 Board of Commissioners
                                                                                                                       Corporate Learning
                                                      Board Leadership &
                       Komisaris Utama                                           Pullman Hotel      12 Februari 2025       Institute &
 Dharma Mitra                                     Strategic Oversight Program
                       President Commissioner                                        Jakarta        12 Februari 2025   Governance Advisory
                                                             2025
                                                                                                                           (AMA DKI)
                       Komisaris                     Komisaris Profesional        Hotel Mulia        12 Juni 2025           Inti Pesan
 Herman
                       Commissioner               Professional Commissioner         Jakarta          12 June 2025          Key Message
                       Komisaris                     Komisaris Profesional        Hotel Mulia        12 Juni 2025           Inti Pesan
 Yustinus Saleh
                       Commissioner               Professional Commissioner         Jakarta          12 June 2025          Key Message
                                                                                                                           Governance &
                                                     Advanced Corporate
                       Komisaris Independen                                       Hotel Mulia       11 Maret 2025        Risk Management
 Iwan Suryawijaya                                  Governance for Board &
                       Independent Commissioner                                     Jakarta         11 March 2025          Academy (Gali
                                                    Independent Directors
                                                                                                                        Inspirasi Indonesia)
                                                                                                                           Governance &
                                                     Advanced Corporate
                                                                                  Hotel Mulia       11 Maret 2025        Risk Management
                                                   Governance for Board &
                                                                                    Jakarta         11 March 2025          Academy (Gali
                                                    Independent Directors
                       Komisaris Independen                                                                             Inspirasi Indonesia)
 Robert Tumedia
                       Independent Commissioner    Konferensi Nasional Audit
                                                                                                                          The Institute of
                                                        Internal 2025                               29 Agustus 2025
                                                                                JW Marriott Hotel                        Internal Auditors
                                                    National Internal Audit                         29 August 2025
                                                                                                                                (IIA)
                                                      Conference 2025




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        Nama                      Jabatan              Topik Pelatihan              Tempat                 Waktu           Penyelenggara
        Name                      Position              Training Topic               Venue                 Date              Organizer
 Direksi
 Board of Directors
                                                                                                                          Universitas Indonesia
                       Direktur Utama              Indonesia Leadership Forum    Hotel Merusaka,       24 Januari 2025         Leadership
 William Honoris
                       President Director                     2025                  Nusa Dua           24 January 2025    Development Center
                                                                                                                                (UI LDC)
 Fetrizal Bobby        Direktur                     Human Resource Director      The Ritz Carlton      20 Februari 2025        Inti Pesan
 Heryunda              Director                            Summit                    Jakarta           20 February 2025       Key Message
                       Direktur                     Human Resource Director      The Ritz Carlton      20 Februari 2025        Inti Pesan
 Pascall Wilson
                       Director                            Summit                    Jakarta           20 February 2025       Key Message
                                                                                 Pendidikan dan                              Pendidikan dan
 Sami Veikko Tapio     Direktur                       Business Insight from        Pembinaan           11 Agustus 2025         Pembinaan
 Miettinen             Director                       Malaysia & Indonesia      Manajemen (PPM)        11 August 2025       Manajemen (PPM)
                                                                                  Management                                  Management




PENILAIAN KINERJA DEWAN KOMISARIS, DIREKSI,
KOMITE DI BAWAH DEWAN KOMISARIS,
DAN ORGAN PENDUKUNG DIREKSI
Performance Assessment of the Board of Commissioners, Board
of Directors, Committees Under the Board of Commissioners, and
Supporting Organs of the Board of Directors


Penilaian Kinerja Dewan Komisaris                                         Performance Assessment of
                                                                          the Board of Commissioners

Prosedur dan Pihak yang Melakukan Penilaian                               Procedures and Parties Conducting the Assessment
Perseroan menerapkan kebijakan penilaian kinerja bagi Dewan               The Company implements a performance evaluation policy
Komisaris melalui metode self-assessment, dengan hasil akhir              for the Board of Commissioners through a self-assessment
ditetapkan oleh RUPS agar proses evaluasi tetap objektif dan              method, with the final results determined by the GMS to ensure
akuntabel. Evaluasi mencakup pencapaian kinerja tahun buku,               that the evaluation process remains objective and accountable.
pelaksanaan fungsi pengawasan dan manajerial, serta kontribusi            The evaluation covers the achievement of performance for
terhadap target strategis Perseroan. Hasil penilaian dibahas dalam        the financial year, the implementation of supervisory and
rapat Dewan Komisaris dan disampaikan kepada Pemegang                     managerial functions, and contributions to the Company’s strategic
Saham melalui RUPS sebagai bentuk pertanggungjawaban                      targets. The results of the assessment are discussed in meetings
perusahaan.                                                               of the Board of Commissioners and presented to Shareholders
                                                                          through the GMS as a form of corporate accountability.


Kriteria Penilaian                                                        Assessment Criteria
Penilaian kinerja Dewan Komisaris dilakukan berdasarkan:                  The performance assessment of Board of Commissioners is
                                                                          conducted based on the:
1. Pelaksanaan tugas dan tanggung jawab dalam mengawasi                   1. Implementation of duties and responsibilities in supervising
   tugas, tanggung jawab, serta kinerja Direksi;                             the duties, responsibilities, and performance of the Board of
2. Pelaksanaan arahan, pengawasan, dan evaluasi terhadap                     Directors;
   implementasi kebijakan strategis Perseroan; dan                        2. Implementation of directive, supervision, and evaluation on
3. Pengawasan atas tindak lanjut Direksi terhadap temuan audit,              the implementation of Company’s strategic policies; and
   rekomendasi dari Audit Internal, auditor eksternal, dan hasil          3. Monitoring the follow-up of the Board of Directors on audit
   pengawasan Otoritas Jasa Keuangan.                                        findings, recommendations from the Internal Audit, external
                                                                             auditors, and Financial Services Authority supervision results.




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         Corporate Governance




Hasil Penilaian Kinerja                                               Performance Assessment Results
Hasil evaluasi tahun 2025 menunjukkan bahwa Dewan Komisaris           The results of the 2025 evaluation indicate that the Board of
telah melaksanakan fungsi pengawasan secara efektif dengan            Commissioners has performed its supervisory functions effectively
tetap menjaga independensinya. Melalui peran tersebut, Dewan          while maintaining its independence. Through this role, the Board
Komisaris memastikan seluruh aktivitas usaha Perseroan berjalan       of Commissioners ensures that all of the Company’s business
sesuai ketentuan dan mengikuti prinsip tata kelola yang baik.         activities are conducted in accordance with applicable regulations
                                                                      and in line with the principles of good corporate governance.



Penilaian Kinerja Direksi                                             Performance Assessment of
                                                                      the Board of Directors

Prosedur dan Pihak yang Melakukan Penilaian                           Procedures and Parties Conducting the Assessment
Kinerja Direksi dievaluasi melalui 2 tahapan yang dirancang untuk     The performance of the Board of Directors is evaluated through
memberikan gambaran penilaian yang objektif dan menyeluruh.           2 stages designed to provide an objective and comprehensive
Pada tahap pertama, Direksi melakukan self-assessment berdasarkan     assessment. In the first stage, the Board of Directors conducts
Piagam Direksi untuk menilai capaian serta pelaksanaan tugasnya.      a self-assessment based on the Board of Directors Charter to
Kemudian hasil tersebut menjadi landasan bagi Dewan Komisaris         evaluate its achievements and the execution of its duties. The
bersama Komite Nominasi dan Remunerasi dalam melakukan                results then serve as the basis for the Board of Commissioners,
evaluasi lanjutan guna menilai efektivitas fungsi manajerial dan      together with the Nomination and Remuneration Committee, to
operasional Direksi dalam mendukung tujuan Perseroan.                 carry out a subsequent evaluation in assessing the effectiveness
                                                                      of the managerial and operational functions of the Board of
                                                                      Directors in supporting the Company’s objectives.


Kriteria Penilaian                                                    Assessment Criteria
Kriteria penilaian kinerja Direksi disusun melalui kesepakatan        The performance evaluation criteria for the Board of Directors
antara Direksi dan Komite Nominasi dan Remunerasi pada awal           are established through agreement between the Board of
tahun buku atau awal masa jabatan, dengan mempertimbangkan            Directors and the Nomination and Remuneration Committee at
perkembangan situasi dan kebutuhan Perseroan. Pengaturan              the beginning of the financial year or at the commencement of
tersebut dimaksudkan untuk memastikan bahwa fokus kinerja             the term of office, taking into account developments in
Direksi tetap selaras dengan arah strategis dan prioritas Perseroan   circumstances and the Company’s needs. This arrangement is
sepanjang periode penilaian.                                          intended to ensure that the performance focus of the Board of
                                                                      Directors remains aligned with the Company’s strategic direction
                                                                      and priorities throughout the evaluation period.


Hasil Penilaian Kinerja                                               Performance Assessment Results
Berdasarkan hasil penilaian kinerja tahun 2025, Direksi dinilai       Based on the results of the 2025 performance evaluation,
telah menjalankan masing-masing tugas dan tanggung jawabnya           the Board of Directors is assessed to have carried out their respective
dengan baik, sesuai dengan target dan strategi keberlanjutan          duties and responsibilities effectively, in line with the targets and
usaha yang ditetapkan Perseroan.                                      the Company’s established business sustainability strategies.



Penilaian Kinerja Komite di Bawah                                     Performance Assessment of Committees
Dewan Komisaris                                                       Under the Board of Commissioners

Prosedur dan Pihak yang Melakukan Penilaian                           Procedures and Parties Conducting the Assessment
Penilaian kinerja Komite Audit serta Komite Nominasi dan              The performance of the Audit Committee and the Nomination
Remunerasi dilakukan oleh Dewan Komisaris dengan menilai              and Remuneration Committee is evaluated by the Board of
efektivitas pelaksanaan tugas dan tanggung jawab masing-              Commissioners by assessing the effectiveness of the execution
masing komite sepanjang tahun buku. Hasil evaluasi tersebut           of each committee’s duties and responsibilities throughout
menjadi pertimbangan utama dalam proses pengangkatan                  the financial year. The results of the evaluation serve as a key
kembali anggota komite pada periode berikutnya.                       consideration in the process of reappointing committee members
                                                                      for the subsequent period.




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Kriteria Penilaian                                                   Assessment Criteria
Penilaian kinerja Komite di bawah Dewan Komisaris dilakukan          The performance assessment of Committees under the Board of
berdasarkan:                                                         Commissioners is conducted based on:
1. Realisasi terhadap rencana kerja yang telah disusun;              1. Realization of the prepared work plans;
2. Tingkat kehadiran dalam rapat komite;                             2. Attendance level at committee meetings;
3. Kualitas pengawasan yang dilakukan; dan                           3. Quality of supervision carried out; and
4. Rekomendasi yang diberikan untuk mendukung pengelolaan            4. Recommendations given to support the management of the
    Perseroan.                                                           Company.


Hasil Penilaian Kinerja                                              Performance Assessment Results
Berdasarkan evaluasi kinerja tahun 2025, kedua komite tersebut       Based on the 2025 performance evaluation, both committees are
dinilai telah menjalankan perannya secara efektif dalam memperkuat   assessed to have performed their roles effectively in strengthening
fungsi pengawasan Dewan Komisaris. Kontribusi tersebut tercermin     the supervisory function of the Board of Commissioners. This
dari pengawasan yang konsisten terhadap kualitas pelaporan           contribution is reflected in consistent oversight of the quality of
keuangan, pemantauan atas efektivitas pengendalian internal, serta   financial reporting, monitoring of the effectiveness of internal
pemberian rekomendasi terkait kebijakan nominasi dan remunerasi      controls, and the provision of recommendations on nomination
yang selaras dengan kebutuhan Perseroan.                             and remuneration policies aligned with the Company’s needs.



Penilaian Kinerja Organ Pendukung                                    Performance Assessment of Supporting
Direksi                                                              Organs of the Board of Directors

Prosedur dan Pihak yang Melakukan Penilaian                          Procedures and Parties Conducting the Assessment
Prosedur penilaian Sekretaris Perusahaan dan Audit Internal          The evaluation procedures for the Corporate Secretary and
dilakukan melalui evaluasi berkala oleh Direksi dengan               Internal Audit are carried out through periodic assessments by
mempertimbangkan efektivitas pelaksanaan tugas serta                 the Board of Directors, taking into account the effectiveness of
kontribusinya terhadap tata kelola dan operasional Perseroan.        the execution of duties and their contributions to the Company’s
Hasil penilaian digunakan sebagai dasar untuk mengarahkan            governance and operations. The results of the evaluation are used
perbaikan kinerja, memperkuat koordinasi, dan memastikan             as a basis for directing performance improvements, strengthening
bahwa dukungan yang diberikan tetap selaras dengan kebutuhan         coordination, and ensuring that the support provided remains
bisnis dan strategi Perseroan.                                       aligned with the Company’s business needs and strategy.


Kriteria Penilaian                                                   Assessment Criteria
Penilaian kinerja Sekretaris Perusahaan dan Audit Internal           Performance assessment of the Corporate Secretary and Internal
dilakukan berdasarkan:                                               Audit is conducted based on:
1. Realisasi pelaksanaan tugas dan tanggung jawab yang telah         1. Realization of the implementation of established duties and
     ditetapkan;                                                         responsibilities;
2. Kompetensi yang ditunjukkan dalam melaksanakan tugas;             2. Competence shown in implementing the duties;
3. Kehadiran dalam rapat sesuai dengan jadwal yang ditentukan;       3. Meeting attendance in accordance with the set schedule; and
     dan
4. Kualitas dan relevansi saran atau masukan yang diberikan          4. Quality and relevance of suggestions given in the meeting to
     dalam rapat untuk mendukung pengelolaan Perseroan.                 support the management of the Company.


Hasil Penilaian Kinerja                                              Performance Assessment Results
Hasil penilaian tahun 2025 menunjukkan bahwa Sekretaris              The results of the 2025 evaluation indicate that the Corporate
Perusahaan dan Audit Internal telah melaksanakan fungsi              Secretary and Internal Audit have effectively performed their
pendukung Direksi secara efektif, termasuk dalam menjaga             supporting functions for the Board of Directors, including in
kepatuhan, kualitas pengungkapan informasi, dan efektivitas          maintaining compliance, the quality of information disclosure, and
pengendalian.                                                        the effectiveness of internal controls.



Infomasi tentang Komite                                              Information about Committees
di Bawah Direksi                                                     under the Board of Directors

Hingga akhir tahun 2025, Perseroan belum membentuk Komite            Until the end of 2025, the Company has not established
di bawah Direksi, sehingga tidak ada informasi mengenai              a committee under the Board of Directors, therefore there is no
pelaksanaan tugas dan penilaian kinerja komite tersebut.             information on the implementation of duties and performance
                                                                     assessment of the committee.




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KEBIJAKAN NOMINASI DAN REMUNERASI
DEWAN KOMISARIS DAN DIREKSI
Nomination and Remuneration Policy for the Board of
Commissioners and the Board of Directors

Kebijakan Nominasi Dewan Komisaris                                 Nomination Policy for
dan Direksi                                                        the Board of Commissioners
                                                                   and the Board of Directors

Prosedur Nominasi Dewan Komisaris dan Direksi                      Nomination Procedures for the Board of Commissioners
                                                                   and the Board of Directors
Perseroan menerapkan prosedur nominasi yang terstruktur            The Company implements a structured nomination procedure
untuk memastikan pengisian posisi Dewan Komisaris dan Direksi      to ensure that the appointment of members of the Board
berlangsung objektif, transparan, dan sesuai kebutuhan strategis   of Commissioners and the Board of Directors is conducted
perusahaan. Kriteria pemilihan ditetapkan secara spesifik untuk    objectively, transparently, and in line with the company’s strategic
masing-masing organ, di mana calon anggota Dewan Komisaris         needs. Selection criteria are specifically determined for each
diharapkan memiliki pemahaman mendalam mengenai regulasi,          organ, whereby candidates for the Board of Commissioners are
tata kelola, dan arah strategis, sedangkan calon Direksi perlu     expected to have a comprehensive understanding of regulations,
menunjukkan keahlian pada aspek operasional, manajemen             governance, and strategic direction, while candidates for
risiko, keuangan, dan inovasi sehingga mampu mendukung             the Board of Directors are required to demonstrate expertise in
kesinambungan bisnis.                                              operations, risk management, finance, and innovation in order to
                                                                   support business sustainability.


Adapun proses pemilihan ulang anggota Dewan Komisaris dan          The reappointment process for members of the Board of
Direksi dilakukan dengan mempertimbangkan hasil evaluasi kinerja   Commissioners and the Board of Directors is carried out
tahunan, kontribusi terhadap perusahaan, serta kecocokan dengan    by taking into account the results of annual performance
dinamika usaha yang berkembang. Seluruh rangkaian proses ini       evaluations, contributions to the company, and alignment with
turut mempertimbangkan rekomendasi dari Komite Nominasi dan        evolving business dynamics. The entire process also considers
Remunerasi sebelum disahkan dan ditetapkan oleh RUPS.              recommendations from the Nomination and Remuneration
                                                                   Committee prior to being approved and resolved by the GMS.


Program Orientasi bagi Dewan Komisaris dan Direksi                 Orientation Program for New Board of Commissioners and
yang Baru                                                          Board of Directors
Program orientasi bagi Dewan Komisaris dan Direksi yang baru       The orientation program for newly appointed members of
dirancang untuk mempercepat pemahaman terhadap arah                the Board of Commissioners and the Board of Directors is designed
strategis, tata kelola, dan struktur Perseroan. Materi orientasi   to accelerate their understanding of the Company’s strategic
disiapkan dan disampaikan oleh Sekretaris Perusahaan melalui       direction, governance, and organizational structure. Orientation
rangkaian penjelasan yang terstruktur, meliputi Visi dan Misi      materials are prepared and delivered by the Corporate Secretary
Perusahaan, Kode Etik, Struktur Organisasi, Anggaran Dasar,        through a series of structured briefings covering the Company’s
Piagam Dewan Komisaris dan Direksi, peraturan terkait perusahaan   Vision and Mission, Code of Conduct, Organizational Structure,
dan/atau pasar modal, hingga Laporan Tahunan sebagai gambaran      Articles of Association, the Charters of the Board of Commissioners
kinerja dan perkembangan terbaru. Dengan pendekatan tersebut,      and the Board of Directors, relevant corporate and/or capital market
anggota baru dapat segera menyesuaikan diri dan menjalankan        regulations, as well as the Annual Report as an overview of the
perannya secara efektif sejak awal masa penugasan.                 Company’s performance and latest developments. Through this
                                                                   approach, new members are able to adapt quickly and perform
                                                                   their roles effectively from the beginning of their term of office.


Pada tahun 2025, Perseroan telah menyelenggarakan program          In 2025, the Company conducted orientation programs for newly
orientasi bagi Dewan Komisaris dan Direksi yang baru, yang telah   appointed members of the Board of Commissioners and the Board
mencukupi kebutuhan pemahaman awal para anggota untuk              of Directors, which adequately fulfilled the initial understanding
menjalankan perannya secara efektif.                               required for the members to carry out their roles effectively.




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Kebijakan Remunerasi Dewan Komisaris                                      Remuneration Policy for
dan Direksi                                                               the Board of Commissioners
                                                                          and the Board of Directors

Prosedur Penetapan Remunerasi                                             Remuneration Determination Procedure
Penetapan remunerasi bagi Dewan Komisaris dan Direksi                     The remuneration of the Board of Commissioners and the Board
ditetapkan melalui keputusan Pemegang Saham dalam RUPS,                   of Directors is determined through resolutions of Shareholders
yang selanjutnya memberikan kewenangan kepada Dewan                       at the GMS, which subsequently grant authority to the Board
Komisaris untuk menentukan besarannya. Dalam prosesnya,                   of Commissioners to determine the amounts. In this process,
Dewan Komisaris mempertimbangkan rekomendasi Komite                       the Board of Commissioners considers the recommendations of
Nominasi dan Remunerasi beserta evaluasi atas kinerja, lingkup            the Nomination and Remuneration Committee as well as
tanggung jawab, dan kondisi keuangan Perseroan, sehingga                  evaluations of performance, scope of responsibilities, and
kebijakan remunerasi tetap proporsional, kompetitif, dan selaras          the Company’s financial condition, thereby ensuring that the
dengan tata kelola yang baik.                                             remuneration policy remains proportional, competitive, and
                                                                          aligned with good corporate governance principles.


Struktur Remunerasi                                                       Remuneration Structure
Struktur remunerasi yang diberikan kepada Dewan Komisaris                 The remuneration structure provided to the Company’s Board of
dan Direksi Perseroan pada tahun 2025 terdiri dari gaji pokok,            Commissioners and Board of Directors in 2025 consists of basic
honorarium, insentif, serta tunjangan yang bersifat tetap dan/atau        salary, fees, incentives, and allowances, whether fixed and/or
variabel, dengan uraian sebagai berikut:                                  variable in nature, as outlined below:


Remunerasi Dewan Komisaris dan Direksi berdasarkan Jenis
Remuneration of the Board of Commissioners and Board of Directors by Type

                                                              Total Nominal (Rp)
           Jenis Remunerasi                    Dewan Komisaris                   Direksi                     Remuneration Type
                                            Board of Commissioners          Board of Directors
 Remunerasi Bersifat Tetap (Gaji dan THR)        11,672,000,000                 9,300,000,000            Fixed Remunerations (Salary and THR)
 Remunerasi Bersifat Variabel (Bonus)                          0                            0                 Variable Remunerations (Bonus)
 Total                                           11,672,000,000                 9,300,000,000                                           Total




Kelompok Remunerasi Dewan Komisaris dan Direksi
Remuneration Group of Board of Commissioners and Board of Directors

                                                            Total Penerima (Orang)
                                                           Total Recipients (Persons)
 Total Remunerasi dalam Setahun                                                                         Total Annual Remuneration
                                               Dewan Komisaris                   Direksi
                                            Board of Commissioners          Board of Directors
 Di Atas Rp2 miliar                                    2                                2                                   Above Rp2 billion
 Di Atas Rp1 miliar-Rp2 miliar                         3                                2                        Above Rp1 billion-Rp2 billion
 Di Atas Rp500 juta-Rp1 miliar                         0                                0                     Above Rp500 million-Rp1 billion
 Di Bawah Rp500 juta                                   5                                4                                Under Rp500 million




KOMITE AUDIT
Audit Committee

Komite Audit dibentuk sebagai perpanjangan fungsi pengawasan              The Audit Committee was established as an extension of
Dewan Komisaris untuk memastikan integritas laporan keuangan,             the supervisory function of the Board of Commissioners to
kepatuhan terhadap prinsip akuntansi dan ketentuan perundang-             ensure the integrity of financial statements, compliance with
undangan, serta penerapan praktik GCG yang konsisten.                     accounting principles and applicable laws and regulations, and
Komite ini juga memastikan efektivitas sistem pengendalian                the consistent implementation of GCG practices. The Committee




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internal dan manajemen risiko guna mendukung terciptanya                      also ensures the effectiveness of the internal control system and
proses pengelolaan dan pelaporan perusahaan yang akurat dan                   risk management in order to support accurate and transparent
transparan.                                                                   corporate management and reporting processes.



Piagam Komite Audit                                                           Audit Committee Charter

Komite Audit memiliki Piagam Komite Audit yang telah disahkan                 The Audit Committee has an Audit Committee Charter that has
sejak tahun 2017 sebagai pedoman dalam melaksanakan tugas                     been in effect since 2017 as a guideline for carrying out its duties
dan tanggung jawabnya.                                                        and responsibilities.



Persyaratan Komite Audit                                                      Audit Committee Requirements

Keanggotaan Komite Audit mengacu pada Pasal 7 Peraturan                       The membership of the Audit Committee refers to Article 7 of
Otoritas Jasa Keuangan No. 55/POJK.04/2015, yang mensyaratkan                 Financial Services Authority Regulation No. 55/POJK.04/2015,
pemahaman memadai atas laporan keuangan, model bisnis,                        which requires adequate understanding of financial statements,
proses audit, manajemen risiko, dan regulasi pasar modal.                     business models, audit processes, risk management, and capital
Anggota juga wajib mematuhi kode etik, menjaga kompetensi                     market regulations. Members are also required to comply with
melalui pelatihan, serta mencakup setidaknya 1 anggota dengan                 the code of conduct, maintain their competence through training,
keahlian akuntansi dan keuangan. Selain itu, anggota tidak boleh              and include at least 1 member with expertise in accounting and
berasal dari pihak yang memberikan jasa profesional kepada                    finance. In addition, members must not originate from parties
Perseroan dalam 6 bulan terakhir. Seluruh anggota Komite Audit                that have provided professional services to the Company within
Perseroan telah memenuhi ketentuan tersebut.                                  the last 6 months. All members of the Company’s Audit Committee
                                                                              have fulfilled these requirements.



Komposisi Komite Audit                                                        Composition of the Audit Committee

Komite Audit Perseroan terdiri dari 3 anggota, dengan Ketua                   The Company’s Audit Committee consists of 3 members, with
dijabat oleh Komisaris Independen dan 2 anggota lainnya                       the Chairman held by an Independent Commissioner and the other
berasal dari pihak independen yang memiliki kompetensi sesuai                 2 members coming from independent parties with competencies
bidangnya. Susunan lengkap keanggotaan Komite Audit per                       relevant to their respective fields. The complete composition of
31 Desember 2025 disajikan pada tabel berikut:                                the Audit Committee as of 31 December 2025 is presented in the
                                                                              following table:


         Nama                    Jabatan                              Dasar Hukum Pengangkatan                                       Periode
         Name                    Position                             Legal Basis of Appointment                                      Period
                                                   Keputusan Sirkuler Dewan Komisaris No. 003/SK-DEKOM/MDLN/V/2025
                            Ketua                  tanggal 28 Mei 2025
 Robert Tumedia                                                                                                                     2025-2026
                            Chairman               Board of Commissioners Circular Resolution No. 003/SK-DEKOM/MDLN/V/2025
                                                   dated 28 May 2025
                                                   Keputusan Sirkuler Dewan Komisaris No. 003/SK-DEKOM/MDLN/V/2025
                            Anggota                tanggal 28 Mei 2025
 Alvin Septiandi                                                                                                                    2025-2026
                            Member                 Board of Commissioners Circular Resolution No. 003/SK-DEKOM/MDLN/V/2025
                                                   dated 28 May 2025
                                                   Keputusan Sirkuler Dewan Komisaris No. 003/SK-DEKOM/MDLN/V/2025
                            Anggota                tanggal 28 Mei 2025
 Agus Maulana                                                                                                                       2025-2026
                            Member                 Board of Commissioners Circular Resolution No. 003/SK-DEKOM/MDLN/V/2025
                                                   dated 28 May 2025
 Profil lengkap ketua dan anggota Komite Audit dapat dilihat pada bab Profil Perusahaan dalam Laporan Tahunan ini.
 The complete profiles of the Chairman and members of the Audit Committee is presented in the Company Profile chapter of this Annual Report.



Pernyataan Independensi Komite Audit                                          Statement of Independence of
                                                                              the Audit Committee

Setiap anggota Komite Audit menjalankan tugas secara                          Each member of the Audit Committee performs their duties
profesional, berintegritas, dan independen dengan menjaga                     professionally, with integrity and independence, by maintaining
objektivitas serta menghindari potensi konflik kepentingan.                   objectivity and avoiding potential conflicts of interest. All




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Seluruh anggota juga tidak memiliki keterikatan dengan Kantor      members also have no affiliation with Public Accounting Firms,
Akuntan Publik, konsultan hukum, penilai publik, maupun            legal consultants, public appraisers, or other service providers
penyedia jasa lain yang memberikan layanan profesional kepada      that render professional services to the Company. Likewise, there
Perseroan. Begitu pun dengan tidak adanya hubungan afiliasi        are no affiliated relationships with the Board of Commissioners,
dengan Dewan Komisaris, Direksi, maupun Pemegang Saham             the Board of Directors, or the Majority or Controlling Shareholders,
Utama atau Pengendali, termasuk hubungan usaha yang                including business relationships that could affect independence in
dapat memengaruhi independensi dalam menjalankan fungsi            carrying out supervisory functions.
pengawasan.



Tugas dan Tanggung Jawab                                           Duties and Responsibilities of
Komite Audit                                                       the Audit Committee

Komite Audit memiliki tugas dan tanggung jawab sesuai Pasal 10     The Audit Committee has duties and responsibilities in accordance
Peraturan Otoritas Jasa Keuangan No. 55/POJK.04/2015 terkait       with Article 10 of Financial Services Authority Regulation
penyusunan dan penerbitan Laporan Keuangan Tahunan, dengan         No. 55/POJK.04/2015 in relation to the preparation and issuance
uraian sebagai berikut:                                            of the Annual Financial Statements, as outlined below:
1. Mengawasi penerapan prinsip GCG serta memberikan saran          1. Supervising the implementation of GCG principles and
    kepada Direksi melalui Dewan Komisaris untuk memastikan            providing advice to the Board of Directors through the Board
    operasional Perseroan berjalan sesuai standar GCG;                 of Commissioners to ensure that the Company’s operations
                                                                       are conducted in accordance with GCG standards;
2. Melakukan penelaahan dan pengawasan atas laporan                2. Reviewing and overseeing the financial statements and other
   keuangan serta informasi keuangan lainnya, termasuk proyeksi,       financial information, including projections, business plans,
   rencana bisnis, dan perjanjian penting dengan pihak ketiga;         and material agreements with third parties;
3. Menelaah kecukupan pemeriksaan akuntan publik, efektivitas      3. Reviewing the adequacy of the public accountant’s examination,
   pengendalian internal, serta kepatuhan terhadap pedoman             the effectiveness of internal controls, and compliance with
   kerja dan ketentuan peraturan perundang-undangan,                   working guidelines and applicable laws and regulations,
   termasuk memastikan kualitas dan integritas proses audit;           including ensuring the quality and integrity of the audit process;
4. Menelaah seluruh informasi keuangan yang akan                   4. Reviewing all financial information to be published
   dipublikasikan atau disampaikan kepada otoritas, memastikan         or submitted to the authorities, ensuring its accuracy,
   akurasi, kelengkapan, dan kesesuaiannya dengan standar              completeness, and compliance with applicable standards; and
   yang berlaku; dan
5. Memberikan rekomendasi independen terkait isu audit,            5. Providing independent recommendations on audit-related
   termasuk perbedaan pendapat antara manajemen dan                   issues, including differences of opinion between management
   akuntan, menilai ketidaksesuaian pelaksanaan audit,                and the accountant, assessing non-compliance in audit
   memberikan rekomendasi penunjukan akuntan publik/KAP,              implementation, recommending the appointment of a public
   serta menelaah pelaksanaan pemeriksaan dan tindak lanjut           accountant/KAP, and reviewing the conduct of examinations
   atas temuan oleh Audit Internal dan auditor eksternal.             and follow-up on findings by Internal Audit and external
                                                                      auditors.



Wewenang Komite Audit                                              Audit Committee Authority

Sepanjang tahun buku 2025, Komite Audit menyatakan tidak           Throughout the financial year 2025, the Audit Committee stated
mengalami kendala atau pembatasan dalam menjalankan                that it encountered no obstacles or limitations in exercising its
wewenangnya sebagaimana diatur dalam Pasal 11 Peraturan            authority as stipulated in Article 11 of Financial Services Authority
Otoritas Jasa Keuangan No. 55/POJK.04/2015, termasuk dalam         Regulation No. 55/POJK.04/2015, including in the following
hal:                                                               matters:
1. Mengakses seluruh dokumen, data, dan informasi Perseroan        1. Accessing all documents, data, and information of
     yang diperlukan terkait karyawan, dana, aset, maupun              the Company required in relation to employees, funds, assets,
     sumber daya lainnya;                                              and other resources;


2. Berkomunikasi langsung dengan karyawan, Direksi, serta          2. Communicating directly with employees, the Board of
   pihak yang menjalankan fungsi audit internal, manajemen            Directors, and parties performing internal audit, risk
   risiko, dan akuntan dalam rangka pelaksanaan tugas; dan            management, and accounting functions in the performance
                                                                      of its duties; and
3. Melibatkan pihak independen di luar Komite Audit apabila        3. Engaging independent parties outside the Audit Committee,
   diperlukan untuk mendukung efektivitas pelaksanaan tugas.          if necessary, to support the effective performance of its duties.




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Pelaksanaan Tugas Komite Audit                                          Implementation of Duties of
Tahun 2025                                                              the Audit Committee in 2025

Sepanjang tahun 2025, Komite Audit melaksanakan tugas,                  Throughout 2025, the Audit Committee has done its duties,
tanggung jawab, dan wewenang melalui sejumlah pertemuan                 responsibilities, and authorities through several meetings focused
yang difokuskan pada evaluasi dan pembahasan hasil audit                on evaluating and discussing the internal audit results. Included in
internal. Kegiatan tersebut meliputi:                                   these activities are:
1. Reviu hasil kerja tahun 2024 pada tanggal 18 Januari 2025;           1. 2024 work results review on 18 January 2025;
2. Pembahasan hasil Audit Internal No. 002-AI-LHA-V-2025                2. Discussion of Internal Audit results No. 002-AI-LHA-V-2025
    pada tanggal 15 Mei 2025;                                               on 15 May 2025;
3. Pembahasan hasil Audit Internal No. 003-AI-LHA-V-2025                3. Discussion of Internal Audit results No. 003-AI-LHA-V-2025
    pada tanggal 15 Mei 2025;                                               on 15 May 2025;
4. Pembahasan hasil Audit Internal No. 003-AI-LHA-VIII-2025             4. Discussion of Internal Audit results No. 003-AI-LHA-VIII-2025
    pada tanggal 25 Agustus 2025; dan                                       on 25 August 2025; and
5. Pembahasan hasil Audit Internal No. 001-AI-LHA-FRAUD/IX-2025         5. Discussion          of         Internal      Audit         results
    pada tanggal 9 September 2025.                                          No. 001-AI-LHA-FRAUD/IX-2025 on 9 September 2025.


Dalam pelaksanaan tugas Komite Audit pada tahun                         In the implementation of duties of the Audit Committee
2025,      berdasarkan       Risalah  Rapat   Audit      Internal       in 2025, based on Minutes of Internal Audit Meeting
No. 001-AI-LHA-FRAUD/IX-2025 tanggal 9 September 2025,                  No. 001-AI-LHA-FRAUD/IX-2025 dated 9 September 2025,
teridentifikasi adanya kasus fraud sehingga pada penomoran              a fraud case was identified, thus the code “FRAUD” was included
risalah rapat tersebut dicantumkan kode “FRAUD”. Seluruh agenda         in the numbering of the meeting minutes. All of the agendas were
tersebut dilaksanakan sebagai bagian dari upaya mendukung               conducted as a part of the effort to support the effectiveness of
efektivitas fungsi pengawasan serta penerapan GCG.                      supervisory function and GCG implementation.



Rapat Komite Audit                                                      Audit Committee’s Meetings

Kebijakan Rapat Komite Audit                                            Audit Committee Meeting Policy
Berdasarkan Piagam Komite Audit, Komite Audit memiliki                  Based on the Audit Committee Charter, Audit Committee is
kewajiban untuk menyelenggarakan rapat setidaknya 1 kali dalam          required to hold a meeting at least 1 time in 3 months.
3 bulan.


Tingkat Kehadiran Rapat Komite Audit                                    Attendance Level of Audit Committee Meetings
Rapat diselenggarakan secara tatap muka maupun daring                   Meetings were held either in person or online via video
melalui kanal konferensi video sesuai kebutuhan dan dinamika            conferencing channels, depending on operational needs and
operasional. Sepanjang tahun 2025, tingkat kehadiran masing-            dynamics. Throughout 2025, the attendance levels of each
masing anggota Komite Audit disampaikan sebagai berikut:                member of the Audit Committee are presented as follows:


                                                                                                                Tingkat Kehadiran
           Nama                     Jabatan               Total Rapat                 Kehadiran
                                                                                                                Attendance Level
           Name                     Position           Number of Meeting              Attendance
                                                                                                                       (%)
                              Ketua
 Robert Tumedia                                                     4                       4                           100.00
                              Chairman
                              Anggota
 Alvin Septiandi                                                    4                       4                           100.00
                              Member
                              Anggota
 Agus Maulana                                                       4                       4                           100.00
                              Member




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Pelatihan dan/atau Peningkatan                                              Training and/or Competence
Kompetensi Komite Audit                                                     Development for the Audit Committee

Pelatihan dan/atau peningkatan kompetensi anggota Komite                    Training and/or competency development activities attended by
Audit sepanjang tahun 2025 diuraikan sebagai berikut:                       members of the Audit Committee throughout 2025 are described
                                                                            as follows:


      Nama           Jabatan               Topik Pelatihan                      Tempat                 Waktu                 Penyelenggara
      Name           Position               Training Topic                       Venue                 Date                    Organizer
                    Ketua        Informasi dapat dilihat pada bagian Pelatihan dan/atau Peningkatan Kompetensi Dewan Komisaris.
 Robert Tumedia
                    Chairman     The information is presented in the section on Training and/or Competency Development of the Board of Commissioners.
                                                                                                                            Otoritas Jasa Keuangan
                                                                                                                            bersama dengan Ikatan
                                                                                                                            Akuntan Indonesia dan
                                                                                                                          International Federation of
                                 Seminar Tata Kelola dan Komite Audit
                    Anggota                                                  Cordela Hotel          16 April 2025                 Accountants
 Alvin Septiandi                 Governance and Audit Committee
                    Member                                                   Senen, Jakarta         16 April 2025        Financial Services Authority
                                 Seminar
                                                                                                                        together with the Indonesian
                                                                                                                        Institute of Accountants and
                                                                                                                         the International Federation
                                                                                                                                of Accountants.
                                                                                                                            Otoritas Jasa Keuangan
                                                                                                                            bersama dengan Ikatan
                                                                                                                            Akuntan Indonesia dan
                                                                                                                          International Federation of
                                 Seminar Tata Kelola dan Komite Audit
                    Anggota                                                  Cordela Hotel          16 April 2025                 Accountants
 Agus Maulana                    Governance and Audit Committee
                    Member                                                   Senen, Jakarta         16 April 2025        Financial Services Authority
                                 Seminar
                                                                                                                        together with the Indonesian
                                                                                                                        Institute of Accountants and
                                                                                                                         the International Federation
                                                                                                                                of Accountants.




KOMITE NOMINASI DAN REMUNERASI
Nomination and Remuneration Committee


Komite Nominasi dan Remunerasi berperan mendukung Dewan                     The Nomination and Remuneration Committee supports the Board
Komisaris dalam memastikan proses nominasi dan penetapan                    of Commissioners in ensuring that the nomination process and
remunerasi berjalan transparan, objektif, serta selaras dengan              the determination of remuneration are conducted in a transparent
prinsip GCG. Komite ini menjalankan fungsi evaluasi atas struktur,          and objective manner and are aligned with the principles of GCG.
kebijakan, dan kinerja organ-organ Perseroan serta memberikan               The Committee performs an evaluative function on the structure,
rekomendasi strategis terkait pengembangan talenta dan                      policies, and performance of the Company’s organs and provides
pemenuhan kompetensi manajerial.                                            strategic recommendations related to talent development and the
                                                                            fulfillment of managerial competencies.



Piagam Komite Nominasi                                                      Nomination and Remuneration
dan Remunerasi                                                              Committee Charter

Piagam Komite Nominasi dan Remunerasi disusun sesuai                        The Nomination and Remuneration Committee Charter is formulated
ketentuan perundang-undangan dan kebutuhan Perseroan.                       in accordance with prevailing laws and regulations as well as
Pedoman tersebut efektif berlaku sejak tahun 2017 dan menjadi               the Company’s needs. This Charter has been effective since 2017
acuan utama dalam menjalankan fungsi nominasi, evaluasi, dan                and serves as the primary reference in carrying out the nomination,
penetapan kebijakan remunerasi.                                             evaluation, and determination of remuneration policies.




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Komposisi Komite Nominasi                                                   Composition of the Nomination
dan Remunerasi                                                              and Remuneration Committee

Komite Nominasi dan Remunerasi beranggotakan 3 orang yang                   The Nomination and Remuneration Committee consists of
seluruhnya berasal dari Dewan Komisaris. Pimpinan komite                    3 members, all of whom are members of the Board of Commissioners.
dijabat oleh Komisaris Independen, sedangkan 2 anggota lainnya              The Committee is chaired by an Independent Commissioner, while
merupakan Komisaris Utama dan salah satu Komisaris. Masa jabatan            the other 2 members comprise the President Commissioner and
seluruh anggota mengikuti masa jabatan mereka sebagai Dewan                 one Commissioner. The term of office of all Committee members
Komisaris. Adapun susunan Komite Nominasi dan Remunerasi                    corresponds to their respective terms as members of the Board of
Perseroan per 31 Desember 2025 terdiri sebagai berikut:                     Commissioners. The composition of the Company’s Nomination and
                                                                            Remuneration Committee as of 31 December 2025 is as follows:


          Nama                  Jabatan                                 Dasar Hukum Pengangkatan                                     Periode
          Name                  Position                                Legal Basis of Appointment                                    Period
                                                  Keputusan Sirkuler Dewan Komisaris No. 003/SK-DEKOM/MDLN/V/2025
                           Ketua                  tanggal 28 Mei 2025
 Iwan Suryawijaya                                                                                                                   2025-2026
                           Chairman               Board of Commissioners Circular Resolution No. 003/SK-DEKOM/MDLN/V/2025
                                                  dated 28 May 2025
                                                  Keputusan Sirkuler Dewan Komisaris No. 003/SK-DEKOM/MDLN/V/2025
                           Anggota                tanggal 28 Mei 2025
 Dharma Mitra                                                                                                                       2025-2026
                           Member                 Board of Commissioners Circular Resolution No. 003/SK-DEKOM/MDLN/V/2025
                                                  dated 28 May 2025
                                                  Keputusan Sirkuler Dewan Komisaris No. 003/SK-DEKOM/MDLN/V/2025
                           Anggota                tanggal 28 Mei 2025
 Herman                                                                                                                             2025-2026
                           Member                 Board of Commissioners Circular Resolution No. 003/SK-DEKOM/MDLN/V/2025
                                                  dated 28 May 2025
 Profil lengkap ketua dan anggota Komite Nominasi dan Remunerasi dapat dilihat pada bab Profil Perusahaan dalam Laporan Tahunan ini.
 The complete profiles of the Chairman and members of the Nomination and Remuneration Committee is presented in the Company Profile chapter of
 this Annual Report.



Pernyataan Independensi Komite                                              Statement of Independence of
Nominasi dan Remunerasi                                                     the Nomination and Remuneration
                                                                            Committee

Komite Nominasi dan Remunerasi menjalankan fungsinya                        The Nomination and Remuneration Committee performs its
secara independen dengan tetap berpegang pada prinsip                       functions independently, while upholding the principles of
objektivitas, integritas, dan bebas dari pengaruh pihak mana pun.           objectivity, integrity, and freedom from influence by any party.
Seluruh anggota komite tidak memiliki hubungan keuangan,                    All committee members have no financial, management,
kepengurusan, kepemilikan saham, maupun hubungan                            shareholding, or family relationships with members of the Board of
keluarga dengan anggota Direksi, anggota Dewan Komisaris,                   Directors, members of the Board of Commissioners, or the Majority
maupun Pemegang Saham Utama atau Pengendali yang dapat                      or Controlling Shareholders that could affect their independence
memengaruhi independensi dalam pengambilan keputusan.                       in decision-making. Accordingly, all recommendations and
Dengan demikian, setiap rekomendasi dan pertimbangan yang                   considerations provided by the Committee are based solely on
diberikan Komite sepenuhnya didasarkan pada kepentingan                     the best interests of the Company and are in compliance with
terbaik Perseroan dan sesuai ketentuan tata kelola yang berlaku.            applicable corporate governance provisions.



Tugas dan Tanggung Jawab Komite                                             Duties and Responsibilities of the
Nominasi dan Remunerasi                                                     Nomination and Remuneration
                                                                            Committee’s

Berikut tugas dan tanggung jawab yang diemban oleh Komite                   Following are the duties and responsibilities of the Nomination
Nominasi dan Remunerasi terkait fungsi nominasi dan remunerasi:             and Remuneration Committee related to the nomination and
                                                                            remuneration functions:
1. Fungsi Nominasi                                                          1. Nomination Function
   Menyampaikan rekomendasi kepada Dewan Komisaris                               Submitting recommendations to Board of Commissioners
   mengenai komposisi jabatan, kebijakan, dan kriteria dalam                     regarding the composition of positions, policies, and criteria
   proses nominasi, serta kebijakan penilaian kinerja bagi                       in the nomination process, as well as performance evaluation
   anggota Dewan Komisaris maupun anggota Direksi.                               policies for members of the Board of Commissioners and
                                                                                 members of the Board of Directors.



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2. Fungsi Remunerasi                                                  2. Remuneration Function
   Menyampaikan rekomendasi kepada Dewan Komisaris                       Providing recommendations to Board of Commissioners
   terkait struktur remunerasi, kebijakan atas remunerasi                regarding the remuneration structure, remuneration
   beserta penentuan besaran remunerasi, serta membantu                  policies and the determination of remuneration levels, as
   Dewan Komisaris dalam melakukan evaluasi kinerja dengan               well as assisting the Board of Commissioners in conducting
   kesesuaian remunerasi yang diterima masing-masing anggota             performance evaluations in relation to the appropriateness of
   Dewan Komisaris maupun anggota Direksi.                               the remuneration received by each member of the Board of
                                                                         Commissioners and the Board of Directors.



Pelaksanaan Tugas Komite Nominasi                                     Implementation of Duties of
dan Remunerasi Tahun 2025                                             the Nomination and Remuneration
                                                                      Committee in 2025

Pada tahun 2025, Komite Nominasi dan Remunerasi telah                 IIn 2025, the Nomination and Remuneration Committee carried
melaksanakan tugas dan tanggung jawabnya sebagaimana                  out its duties and responsibilities as described below:
diuraikan berikut ini:
1. Melaporkan kepada Dewan Komisaris bahwa pelaksanaan                1. Reported to the Board of Commissioners that
    fungsi nominasi dan remunerasi yang berkaitan dengan                 the implementation of nomination and remuneration functions
    kinerja Direksi dan/atau Dewan Komisaris pada tahun buku             related to the performance of the Board of Directors and/or
    sebelumnya telah berjalan secara efektif dan sesuai dengan           Board of Commissioners in the previous financial year had been
    ketentuan yang berlaku;                                              effective and in accordance with prevailing regulations;
2. Memberikan rekomendasi kepada Dewan Komisaris terkait              2. Provided recommendations to the Board of Commissioners
    penetapan struktur dan besaran gaji, tunjangan, fasilitas,           regarding the determination of competitive salary structures
    serta manfaat lainnya yang kompetitif dan selaras dengan             and amounts, allowances, facilities, and other benefits aligned
    kondisi pasar;                                                       with market conditions;
3. Mengajukan usulan mengenai komposisi jabatan dan calon             3. Proposed the composition of positions and candidates
    anggota Direksi dan/atau Dewan Komisaris untuk disampaikan           for members of the Board of Directors and/or Board of
    dan diputuskan dalam RUPS;                                           Commissioners to be submitted and resolved in the GMS;
4. Mendukung Dewan Komisaris dalam pelaksanaan evaluasi               4. Supported the Board of Commissioners in conducting
    kinerja Direksi dan/atau Dewan Komisaris berdasarkan                 performance evaluations of the Board of Directors and/
    indikator dan tolok ukur kinerja yang telah ditetapkan; dan          or Board of Commissioners based on predetermined
                                                                         performance indicators and benchmarks; and
5. Menyusun dan merekomendasikan kebijakan dan kriteria               5. Formulated and recommended nomination policies and
   nominasi bagi calon anggota Direksi dan/atau Dewan                    criteria for prospective members of the Board of Directors
   Komisaris untuk periode selanjutnya.                                  and/or Board of Commissioners for the subsequent period.



Rapat Komite Nominasi dan                                             Nomination and Remuneration
Remunerasi                                                            Committee Meeting

Kebijakan Rapat Komite Nominasi dan Remunerasi                        Nomination and Remuneration Committee Meeting Policy
Berdasarkan Piagam Komite Nominasi dan Remunerasi,                    Based on the Nomination and Remuneration Charter, the
Komite Nominasi dan Remunerasi memiliki kewajiban untuk               Nomination and Remuneration Committee is required to hold
menyelenggarakan rapat setidaknya 1 kali dalam 4 bulan.               meeting at least 1 time in 4 months.


Tingkat Kehadiran Rapat Komite Komite Nominasi dan                    Attendance Level of Nomination and Remuneration
Remunerasi                                                            Committee Meetings
Rapat dapat dilaksanakan secara langsung atau melalui                 Meetings may be held in person or via teleconference, while
telekonferensi, dengan tetap menjaga keabsahan dalam                  maintaining the validity of decision-making. The attendance level
pengambilan keputusan. Berikut tingkat kehadiran Komite               of the Nomination and Remuneration Committee at meetings in
Nominasi dan Remunerasi dalam rapat pada tahun 2025:                  2025 is presented as follows:


                                                                                                            Tingkat Kehadiran
           Nama                    Jabatan              Total Rapat                Kehadiran
                                                                                                            Attendance Level
           Name                    Position          Number of Meeting             Attendance
                                                                                                                   (%)
                             Ketua
 Iwan Suryawijaya                                                 3                      3                          100.00
                             Chairman




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                                                                                                                    Tingkat Kehadiran
            Nama                      Jabatan               Total Rapat                  Kehadiran
                                                                                                                    Attendance Level
            Name                      Position           Number of Meeting               Attendance
                                                                                                                           (%)
                               Anggota
 Dharma Mitra                                                          3                       3                           100.00
                               Member
                               Anggota
 Herman                                                                3                       3                           100.00
                               Member




Pelatihan dan/atau Peningkatan                                             Training and/or Competence
Kompetensi Komite Nominasi                                                 Development for the Nomination
dan Remunerasi                                                             and Remuneration Committee

Informasi mengenai pelatihan dan/atau peningkatan kompetensi               Information regarding competence training and/or development
yang diikuti oleh Komite Nominasi dan Remunerasi dapat dilihat             participated by the Nomination and Remuneration Committee
pada bagian Pelatihan dan/atau Peningkatan Kompetensi Dewan                can be seen in the Competence Training and/or Development of
Komisaris dan Direksi.                                                     the Board of Commissioners and Board of Directors.




SEKRETARIS PERUSAHAAN
Corporate Secretary


Sekretaris Perusahaan merupakan organ Perseroan yang berperan              The Corporate Secretary is an organ of the Company that supports
mendukung Direksi dalam memastikan kepatuhan terhadap                      the Board of Directors in ensuring compliance with capital
regulasi pasar modal, ketepatan pelaporan, dan keterbukaan                 market regulations, accuracy of reporting, and transparency of
informasi. Selain itu, fungsi ini juga berperan sebagai penghubung         information disclosure. In addition, this function serves as a liaison
antara Perseroan, Pemegang Saham, regulator, dan pemangku                  between the Company, Shareholders, regulators, and other
kepentingan eksternal lainnya untuk menjaga kelancaran arus                external stakeholders to ensure effective information flow and
informasi dan komunikasi.                                                  communication.



Piagam Sekretaris Perusahaan                                               Corporate Secretary Charter

Piagam Sekretaris Perusahaan yang disahkan pada tahun 2017                 The Corporate Secretary Charter, which was approved in
menjadi acuan utama dalam pelaksanaan fungsi, termasuk                     2017, serves as the primary reference for the performance of
pemenuhan kepatuhan terhadap regulasi dan pengelolaan                      duties, including regulatory compliance and the management
hubungan dengan pemangku kepentingan. Pedoman ini disusun                  of stakeholder relations. This charter is prepared in alignment
selaras dengan Anggaran Dasar Perseroan serta Peraturan                    with the Company’s Articles of Association and Financial
Otoritas Jasa Keuangan No. 35/POJK.04/2014 tentang Sekretaris              Services Authority Regulation No. 35/POJK.04/2014 concerning
Perusahaan Emiten atau Perusahaan Publik.                                  the Corporate Secretary of Issuers or Public Companies.



Profil Sekretaris Perusahaan                                               Profile of the Corporate Secretary

Perseroan telah menunjuk Bapak Yahya Danu Kusumo Pate                      The Company has appointed Mr. Yahya Danu Kusumo Pate as
sebagai Sekretaris Perusahaan berdasarkan Surat Keputusan                  Corporate Secretary based on the Board of Directors’ Decision
Direksi No. 062/MDLN-DIR/IX/2021 tanggal 27 September 2021.                Letter No. 062/MDLN-DIR/IX/2021 dated 27 September 2021.
Informasi lengkap terkait profil Sekretaris Perusahaan dapat dilihat       Complete information regarding the profile of the Corporate
pada bab Profil Perusahaan di dalam Laporan Tahunan ini.                   Secretary is presented in the Company Profile chapter of this
                                                                           Annual Report.




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                                                                                                         PT Modernland Realty Tbk




Tugas dan Tanggung Jawab Sekretaris                                Duties and Responsibilities of the
Perusahaan                                                         Corporate Secretary’s

Sekretaris Perusahaan memiliki berbagai tugas dan tanggung         The Corporate Secretary has several duties and responsibilities,
jawab, yang mencakup hal-hal berikut:                              including the following:
1. Menjadi penghubung antara Perseroan dengan Pemegang             1. Acting as a liaison between the Company and Shareholders,
    Saham, pemerintah maupun instansi terkait, masyarakat, dan          government and related authorities, the public, and other
    pemangku kepentingan;                                               stakeholders;
2. Memastikan ketersediaan informasi yang dapat diakses oleh       2. Ensuring the availability of information that can be accessed
    para pemangku kepentingan;                                          by stakeholders;
3. Melakukan penelaahan atas kepatuhan Perseroan terhadap          3. Reviewing the Company’s compliance with applicable laws;
    perundang-undangan yang berlaku;
4. Menyelenggarakan rapat manajemen pada tingkat pusat; dan        4. Conducting management meetings at the head office level;
                                                                      and
5. Melakukan susunan administrasi dokumen Perseroan,               5. Administering Company’s documents, including the Register
   termasuk Daftar Pemegang Saham, Daftar Khusus, serta               of Shareholders, Special Register, and minutes of meetings of
   risalah rapat Dewan Komisaris dan Direksi, maupun RUPS.            Board of Commissioners and Board of Directors, and GMS.



Pelaksanaan Tugas Sekretaris                                       Implementation of Corporate Secretary
Perusahaan Tahun 2025                                              Duties in 2025

Pada tahun 2025, Sekretaris Perusahaan menjalankan tugas dan       In 2025, the Corporate Secretary carried out the following duties
tanggung jawab sebagai berikut:                                    and responsibilities:
1. Melaksanakan keterbukaan informasi kepada Pemegang              1. Implementing information transparency for Shareholders,
    Saham, regulator, dan pemangku kepentingan lainnya                 regulators, and stakeholders through the Company’s website,
    melalui situs web resmi Perseroan, Bursa Efek Indonesia, dan       the Indonesia Stock Exchange website, and the appointed
    media cetak yang ditunjuk;                                         printed media;
2. Mengoordinasikan penyampaian informasi Perseroan melalui        2. Coordinating the dissemination of Company information
    saluran komunikasi, seperti telepon, email, dan situs web          via communication channels such as telephone, email, and
    Perseroan;                                                         the Company’s website;
3. Memastikan pemenuhan aspek kepatuhan sepanjang tahun            3. Ensuring the fulfillment of compliance aspectc throughout
    2025, termasuk penyampaian laporan rutin seperti Laporan           2025, including submission of routine reports such as Monthly
    Bulanan Pemegang Saham, Laporan Penunjukkan Kantor                 Shareholder Report, Public Accounting Firm Appointment
    Akuntan Publik, Laporan Keuangan, Laporan Tahunan,                 Report, Financial Statements, Annual Report, Sustainability
    Laporan Keberlanjutan, keterbukaan informasi, pelaksanaan          Report, information disclosure, implementation of Annual
    RUPS Tahunan, RUPS Luar Biasa, dan Paparan Publik;                 GMS, Extraordinary GMS, and Public Expose;
4. Mengoordinasikan dan mendokumentasikan pelaksanaan              4. Regularly coordinating and documenting the implementation of
    rapat Dewan Komisaris dan Direksi secara berkala; dan              Board of Commissioners and Board of Directors meetings; and
5. Menyampaikan Laporan Bulanan Registrasi Pemegang Efek,          5. Submitting Monthly Shareholder Registry Reports, monitoring
    memantau Daftar Pemegang Saham dan Daftar Khusus                   the Register of Shareholders and Special Register, assisted
    dengan dukungan Biro Administrasi Efek, serta memastikan           by Securities Administration Bureau, as well as ensuring all
    seluruh risalah rapat Dewan Komisaris, Direksi, dan RUPS           minutes of the Board of Commissioners, Board of Directors,
    terdokumentasi dengan baik.                                        and GMS meetings are well documented.



Keterbukaan Informasi                                              Information Disclosure

Sekretaris Perusahaan telah menyampaikan keterbukaan informasi     Throughout 2025, the Corporate Secretary submitted disclosures
selama tahun 2025 kepada Bursa Efek Indonesia, yang diuraikan      to the Indonesia Stock Exchange, including the following:
sebagai berikut:
1. Penyampaian Laporan Keuangan;                                   1. Submission of Financial Statements;
2. Penyampaian bukti iklan informasi Laporan Keuangan              2. Submission of evidence of publication of the Annual Financial
    Tahunan;                                                          Statements disclosure;
3. Penyampaian Laporan Tahunan dan Keberlanjutan;                  3. Submission of the Annual and Sustainability Report;
4. Penyampaian Laporan Keuangan Tahunan;                           4. Submission of the Annual Financial Statements;
5. Penyampaian Laporan Keuangan Interim yang Tidak Diaudit;        5. Submission of Unaudited Interim Financial Statements;




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6. Pemberitahuan Rencana RUPS Tahunan dan RUPS Luar Biasa;                        6. Notification of plan for the Annual GMS and Extraordinary GMS;
7. Pemanggilan Rencana RUPS Tahunan dan RUPS Luar Biasa;                          7. Invitation of the Annual GMS and Extraordinary GMS;
8. Penyampaian Risalah dan Berita Acara RUPS Tahunan dan                          8. Submission of Minutes and Deed of Minutes of Annual GMS
    RUPS Luar Biasa;                                                                  and Extraordinary GMS;
9. Pelaporan Daftar Pemegang Saham;                                               9. Reporting of the Register of Shareholders;
10. Pelaporan Penunjukkan Kantor Akuntan Publik;                                  10. Reporting of the Public Accounting Firm Appointment Report;
11. Penyampaian Transaksi Material terkait dengan Aksi Korporasi                  11. Submission of a Material Transactions related to Corporate
    atas Pembelian Sebagian Obligasi Luar Negeri; dan                                 Action for the Partial Purchase of Offshore Bonds; and
12. Korespondensi secara terbuka terkait dengan Publikasi Media.                  12. Public correspondence related to media publications.



Pelatihan dan/atau Peningkatan                                                    Training and/or Competence
Kompetensi Sekretaris Perusahaan                                                  Development for the Corporate
                                                                                  Secretary

Pada tahun 2025, Sekretaris Perusahaan mengikuti pelatihan/                       In 2025, the Corporate Secretary participated in training/seminars/
seminar/lokakarya dalam rangka meningkatkan pengetahuan/                          workshops aimed at enhancing knowledge, understanding,
pemahaman dan kompetensi untuk membantu pelaksanaan                               and competency to support the effective performance of
tugas Sekretaris Perusahaan, sebagai berikut:                                     the Corporate Secretary’s duties, as follows:


                        Topik Pelatihan                                     Tempat                    Waktu                  Penyelenggara
                         Training Topic                                      Venue                    Date                     Organizer
 Webinar Environmental, Social, and Governance (ESG)
 Disclosure: Peran Corporate Secretary dalam Penyampaian ESG
 Metrics                                                                                           13 Maret 2025        Indonesia Corporate Secretary
                                                                         Zoom Meeting
 Webinar on Environmental, Social, and Governance (ESG)                                            13 March 2025                 Association
 Disclosure: The Role of the Corporate Secretary in Delivering
 ESG Metrics
 Sosialisasi Pemenuhan Free Float dan Jumlah Pemegang Saham
                                                                                                  21 Agustus 2025            Bursa Efek Indonesia
 Dissemination on the Fulfillment of Free Float and Number of            Zoom Meeting
                                                                                                  21 August 2025          Indonesia Stock Exchange
 Shareholders
 Penjelasan terkait Ketentuan Free Float dan Upaya
 Pemenuhannya                                                                                    26 November 2025            Bursa Efek Indonesia
                                                                         Zoom Meeting
 Explanation regarding Free Float Provisions and Efforts to Fulfill                              26 November 2025         Indonesia Stock Exchange
 Them
                                                                                                 12 Desember 2025
 Indonesia Corporate Secretary Forum 2025                             Santika Premiere Hotel                                    Sekretaris Pro
                                                                                                 12 December 2025
 Sosialisasi Peraturan Otoritas Jasa Keuangan 4-2024 dan
 Surat Edaran Otoritas Jasa Keuangan No. 10-SEOJK.04-2025
                                                                                                 19 Desember 2025          Otoritas Jasa Keuangan
 Dissemination of Financial Services Authority Regulation                Zoom Meeting
                                                                                                 19 December 2025        Financial Services Authority
 No. 4-2024 and Financial Services Authority Circular Letter
 No. 10-SEOJK.04-2025




HUBUNGAN INVESTOR
Investor Relations


Hubungan Investor berperan sebagai fasilitator komunikasi                         Investor Relations serves as a communication facilitator between
antara Perseroan dengan Pemegang Saham dan pelaku pasar                           the Company and its Shareholders as well as other market
lainnya untuk memastikan penyampaian informasi yang akurat,                       participants to ensure the delivery of accurate, transparent, and
transparan, dan mudah diakses. Melalui fungsi ini, Perseroan                      easily accessible information. Through this function, the Company
dapat membangun kepercayaan pemangku kepentingan serta                            builds stakeholder trust and maintains a positive market perception
menjaga persepsi pasar yang positif melalui penyampaian kinerja,                  by regularly communicating its performance, strategies, and key
strategi, dan perkembangan penting perusahaan secara berkala.                     corporate developments.




160      Laporan Tahunan 2025 Annual Report
Page 163
                                                                                                            PT Modernland Realty Tbk




Tugas dan Tanggung Jawab Hubungan                                    Duties and Responsibilities of Investor
Investor                                                             Relations

Tugas dan tanggung jawab utama Hubungan Investor diuraikan           The main duties and responsibilities of the Investor Relations are
sebagai berikut:                                                     described below:
1. Memberikan informasi berupa pengungkapan strategi,                1. Providing accurate and timely information on the Company’s
    kegiatan bisnis, dan kinerja Perseroan secara benar dan tepat        strategies, business activities, and performance to business
    waktu kepada analis bisnis dengan tujuan melakukan evaluasi          analysts to support risk assessment and evaluation of the
    terkait risiko dan mengetahui sejauh mana prospek Perseroan;         Company’s prospects;


2. Mewakili Perseroan dalam menjalin hubungan dengan para            2. Representing the Company in establishing relationships with
   Pemegang Saham, calon Pemegang Saham, Pemegang                       Shareholders, prospective Shareholders, Bondholders, and
   Obligasi, dan pemangku kepentingan lain di kalangan                  other stakeholders among investors; and
   investor; dan
3. Menciptakan jalur komunikasi yang konsisten dan membangun         3. Establishing consistent lines of communication and building
   hubungan yang baik dengan investor dan calon investor.               good relationships with investors and potential investors.




Pelaksanaan Tugas Hubungan Investor                                  Implementation of Investor Relations
Tahun 2025                                                           Duties in 2025

Berikut ini uraian mengenai realisasi tugas dan tanggung jawab       The following outlines the implementation of duties and
yang telah dilaksanakan Hubungan Investor sepanjang tahun            responsibilities carried out by Investor Relations throughout 2025:
2025:
1. Melakukan pembaruan dan penyampaian informasi kinerja             1. Updating and submitting information on Company’s
    Perseroan kepada Pemegang Saham dan Pemegang Obligasi,              performance to the Shareholders and Bondholders, while
    serta menjaga komunikasi yang aktif dan transparan melalui          maintaining active and transparent communication through
    berbagai kanal komunikasi, baik secara luring maupun daring;        various communication channels, both offline and online;
2. Memperbarui data dan informasi Perseroan serta memberikan         2. Updating the Company’s data and information, as well as
    penjelasan terkait kinerja dan prospek bisnis kepada lembaga        providing explanations regarding the Company’s performance
    pemeringkat atas obligasi luar negeri yang diterbitkan melalui      and business prospects to the rating agency for the offshore
    Entitas Anak;                                                       bonds issued through Subsidiary;
3. Berkolaborasi      dengan      konsultan     properti    dalam    3. Collaborating with property consultants to identify and
    mengidentifikasi dan menjajaki potensi investor, baik               explore potential investors, both domestic and international,
    domestik maupun internasional, dalam rangka monetisasi              to monetize the land bank via sales of assets or development
    cadangan lahan melalui penjualan aset maupun skema kerja            partnership schemes;
    sama pengembangan;
4. Menjalin koordinasi dengan konsultan keuangan dalam               4. Coordinating with financial consultants to seek out alternative
    upaya mencari alternatif sumber pendanaan, baik dari dalam          sources of funding, both domestic and international,
    maupun luar negeri, guna mendukung kebutuhan pendanaan              to support the Company’s funding needs, as well as
    Perseroan serta pelaksanaan aksi korporasi, termasuk program        the implementation of corporate action, including the liability
    liability management; dan                                           management program; and
5. Melaksanakan valuasi tahunan atas cadangan lahan dan              5. Carrying out annual valuation of the land bank and inventories
    persediaan (inventory) yang dimiliki Perseroan sebagai              owned by the Company as part of efforts to maintain accuracy
    bagian dari upaya menjaga akurasi nilai aset dan mendukung          of asset values and to support the Company’s strategic
    pengambilan keputusan strategis Perseroan.                          decision-making.


Adapun rangkaian kegiatan lainnya yang melibatkan berbagai           Other activities included engagements with various institutions
institusi melalui pembahasan yang mencakup pembaruan informasi       covering updates on company information, exploration of asset
perusahaan, penjajakan peluang penjualan aset, serta dialog          sale opportunities, and strategic dialogues regarding business
strategis terkait arah pengembangan usaha. Selain itu, diskusi       development directions. In addition, discussions on ESG issues
mengenai isu dan praktik ESG turut dilakukan sebagai bagian dari     and practices were conducted as part of efforts to strengthen
upaya memperkuat tata kelola serta transparansi perusahaan.          corporate governance and transparency.




                                                                                            Laporan Tahunan 2025 Annual Report    161
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         Tata Kelola Perusahaan
         Corporate Governance




Waktu Pelaksanaan                           Institusi                                              Jenis Kegiatan
      Date                                 Institution                                            Type of Activity
3 Januari 2025
                         UOB Kay Hian                                 Conference Call - Funding Opportunity Discussion
3 January 2025
6 Januari 2025
                         KordaMentha                                  Conference Call - Loan Structure Discussion
6 January 2025
7 Januari 2025           Mitsui dan Klynveld Peat Marwick Goerdeler
                                                                      Conference Call - Funding Opportunity Discussion
7 January 2025           Mitsui and Klynveld Peat Marwick Goerdeler
13 Januari 2025
                         UOB Kay Hian                                 Conference Call - New Notes 2027
13 January 2025
13 Januari 2025
                         Kroll Hong Kong                              Modernland's Office - ESG Consultant Discussion
13 January 2025
23 Januari 2025
                         CIMB Niaga                                   Conference Call - Loan Structure Discussion
23 January 2025
30 Januari 2025
                         JTrust                                       Conference Call - Company Updates
30 January 2025
7 Februari 2025
                         Panin Bank                                   Conference Call - Loan Structure Discussion
7 February 2025
12 Februari 2025
                         Eight Rubies                                 Conference Call - Loan Structure Discussion
12 February 2025
14 Februari 2025
                         Milbank                                      Conference Call - Loan Structure Discussion
14 February 2025
24 Februari 2025         Madison Pacific dan JTrust
                                                                      Conference Call - Company Updates
24 February 2025         Madison Pacific and JTrust
4 Maret 2025
                         JTrust                                       Conference Call - Company Updates
4 March 2025
6 Maret 2025
                         Kroll Indonesia                              Modernland's Office - Budget 2025
6 March 2025
14 Maret 2025
                         Danareksa                                    Conference Call - Funding Opportunity Discussion
14 March 2025
27 Maret 2025
                         Madison Pacific                              Conference Call - Loan Structure Updates
27 March 2025
9 April 2025
                         Jones Lang LaSalle Incorporated              Conference Call - Asset Sales Discussion
9 April 2025
6 Mei 2025
                         Potential Investor                           Conference Call - JV Opportunity
6 May 2025
8 Mei 2025
                         Quantuma                                     Conference Call - Selling Agent
8 May 2025
20 Mei 2025
                         Jones Lang LaSalle Incorporated              Conference Call - Asset Sales Discussion
20 May 2025
2 Juni 2025
                         Kroll Indonesia                              Conference Call - Funding Discussion
2 June 2025
3 Juni 2025
                         Moodys                                       Westin Jakarta - Company Updates
3 June 2025
11 Juni 2025
                         Eight Rubies                                 Conference Call - Company Updates
11 June 2025
13 Juni 2025
                         Kroll Indonesia                              Conference Call - Market Research Updates
13 June 2025
18 Juni 2025
                         JTrust                                       Conference Call - Company Updates
18 June 2025
17 Juli 2025
                         HashMicro                                    Modernland's Office - Pitching E Procurement
17 July 2025
24 Juli 2025
                         Colliers                                     Conference Call - Market Study for Industrial Estate
24 July 2025
14 Agustus 2025
                         Quantuma                                     Conference Call - Asset Sales Discussion
14 August 2025
26 Agustus 2025
                         Mitsubishi Estate Indonesia                  Conference Call - JV Opportunity
26 August 2025
27 Agustus 2025
                         Kroll Indonesia                              Conference Call - Company Updates
27 August 2025
8 September 2025
                         Jones Lang LaSalle Incorporated              Conference Call - Asset Sales Discussion
8 September 2025




162     Laporan Tahunan 2025 Annual Report
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                                                                                                                   PT Modernland Realty Tbk




 Waktu Pelaksanaan                           Institusi                                               Jenis Kegiatan
       Date                                 Institution                                             Type of Activity
 16 September 2025
                          Milbank                                    Conference Call - Compliance Update Discussion
 16 September 2025
 26 September 2025
                          Kroll Indonesia                            Conference Call - Funding Discussion
 26 September 2025
 2 Oktober 2025
                          Knight Frank                               Conference Call - Site Visit
 2 October 2025
 7 Oktober 2025
                          Kroll Indonesia                            Modernland's Office - WMR acquisition
 7 October 2025
 4 Desember 2025
                          Allen & Gledhill LLP                       Conference Call - Tax Discussion
 4 December 2025




AUDIT INTERNAL
Internal Audit

Audit Internal merupakan organ pendukung Direksi yang                  The Internal Audit is a supporting organ of the Board of Directors
menjalankan fungsi assurance dan consulting secara independen          in charge of independent assurance and consulting functions
untuk memberikan nilai tambah bagi organisasi. Melalui                 to give added value to the organization. Through a systematic
pendekatan yang sistematis, unit ini berperan dalam mengevaluasi       approach, this unit has a role in evaluating the effectiveness of
efektivitas pengendalian internal dan kepatuhan terhadap               internal control and compliance with applicable regulations and
peraturan dan tata kelola perusahaan.                                  corporate governance.



Piagam Audit Internal                                                  Internal Audit Charter

Audit Internal Perseroan mengacu pada Piagam Audit Internal            The Company’s Internal Audit refers to Internal Audit Charter,
yang telah disetujui dan disahkan pada tahun 2017 oleh Dewan           which was approved and ratified in 2017 by the Company’s Board
Komisaris dan Direksi Perseroan. Piagam ini menjadi pedoman            of Commissioners and Board of Directors. The Charter serves
utama dalam menjalankan fungsi pengawasan dan evaluasi                 as the main guidelines to carry out supervisory and evaluation
terhadap efektivitas pengendalian internal, manajemen risiko,          functions on effectiveness of internal control, risk management,
serta kepatuhan terhadap kebijakan dan peraturan yang berlaku.         as well as compliance with applicable policies and regulations.



Struktur dan Kedudukan Audit Internal                                  Internal Audit Structure and Position

Audit Internal Perseroan dipimpin oleh seorang Kepala Audit            The Company’s Internal Audit is led by a Head of Internal Audit
Internal yang pengangkatannya ditetapkan oleh Direktur dengan          whose appointment is determined by the President Director
persetujuan Dewan Komisaris, serta bertanggung jawab kepada            upon approval from the Board of Commissioners, and directly
Direksi dan secara fungsional melapor kepada Dewan Komisaris           responsible to the Board of Directors and functionally reports
melalui Komite Audit. Pada tahun 2025, fungsi ini dijalankan oleh      to the Board of Commissioners through Audit Committee. In
2 personel yang memiliki kompetensi, pengalaman, dan kualifikasi       2025, this function was performed by two personnel who have
yang sejalan dengan kebutuhan pengawasan internal Perseroan.           the competencies, experience, and qualifications in line with
                                                                       the Company’s internal oversight requirements.



Profil Kepala Audit Internal                                           Profiles of the Head of Internal Audit

Perseroan telah menunjuk Feri Hermansyah sebagai Kepala Audit          The Company has appointed Feri Hermansyah as Head of Internal
Internal berdasarkan Surat Keputusan No. 073/MLR-HCLGL/VI/2021         Audit based on Decree No. 073/MLR-HCLGL/VI/2021 dated 1 July
tanggal 1 Juli 2021. Informasi lengkap terkait profil Kepala Audit     2021. Complete information on the profile of the Head of Internal
Internal dapat dilihat pada bab Profil Perusahaan di dalam Laporan     Audit is presented in the Company Profile chapter of this Annual
Tahunan ini.                                                           Report.




                                                                                                    Laporan Tahunan 2025 Annual Report   163
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         Tata Kelola Perusahaan
         Corporate Governance




Sertifikasi Audit Internal                                              Internal Audit Certification

Perseroan mendorong peningkatan kompetensi melalui sertifikasi          The Company encourages competency development through
profesional di bidang audit internal sebagai bagian dari penguatan      professional certification of internal audit as part of strengthening
kualitas pengawasan. Saat ini, Kepala Audit Internal Perseroan          the quality of supervision. Currently, the Company’s Head of
telah memiliki sertifikasi Qualified Internal Auditor (QIA) di bidang   Internal Audit holds the Qualified Internal Auditor (QIA) certification
internal audit. Sementara itu, pengembangan kompetensi                  in internal audit. Meanwhile, competency development of
anggota tim lainnya terus dilanjutkan melalui pelatihan yang            the other team members continues to be conducted through
relevan dan berkelanjutan.                                              relevant and continuous training programs.



Tugas dan Tanggung Jawab                                                Duties and Responsibilities of
Audit Internal                                                          Internal Audit

Untuk memastikan efektivitas dan kepatuhan terhadap prinsip             In ensuring the effectiveness and compliance with GCG principles,
GCG, Audit Internal menjalankan berbagai tugas dan tanggung             Internal Audit is carrying out various duties and responsibilities
jawab sesuai dengan pedoman yang berlaku. Berikut tugas dan             in accordance with the applicable guidelines. Following are
tanggung jawab Audit Internal:                                          the duties and responsibilities of Internal Audit:
1. Membantu Direktur Utama dan Dewan Komisaris dalam                    1. Assist the President Director and the Board of Commissioners
    menjalankan fungsi pengawasan melalui perencanaan,                      in carrying out the oversight function through planning,
    pelaksanaan, dan peninjauan hasil audit;                                implementing, and reviewing audit results;
2. Melakukan analisis dan penilaian pada bidang keuangan,               2. Conduct analysis and assessment in the fields of finance,
    akuntansi, operasional, dan kegiatan lainnya melalui                    accounting, operations, and other activities through direct
    pemeriksaan langsung dan pengawasan secara tidak                        inspection and indirect supervision;
    langsung;
3. Mengidentifikasi segala kemungkinan untuk memperbaiki                3. Identify all possibilities to improve and increase
    dan meningkatkan efisiensi penggunaan sumber daya dan                  the effectiveness and efficiency of the use of resources and
    dana; dan                                                              funds; and
4. Memberikan rekomendasi perbaikan dan informasi yang                  4. Provide recommendations for improvement and objective
    objektif terkait kegiatan yang diperiksa pada seluruh tingkatan        information regarding the activities examined at all levels of
    manajemen.                                                             management.



Pelaksanaan Tugas Audit Internal                                        Implementation of Internal Audit
Tahun 2025                                                              Duties in 2025

Pada tahun buku 2025, Audit Internal Perseroan telah                    In the 2025 financial year, the Company’s Internal Audit carried
melaksanakan tugas-tugas sebagai berikut:                               out the following tasks:
1. Menyampaikan rencana audit internal tahunan kepada                   1. Submitted the annual internal audit plan to the President
   Direktur Utama serta melaksanakan audit di Kantor Pusat                   Director and conducted audits at the Head Office and each
   dan pada setiap Entitas Anak yang mengelola properti milik                Subsidiary managing the Company’s properties;
   Perseroan;
2. Melakukan evaluasi atas kegiatan pada departemen                     2. Conducted evaluations of activities in the finance, accounting,
   keuangan, akuntansi, dan operasional, yang meliputi:                    and operational departments, including:
   a. Pemeriksaan terhadap departemen-departemen di Entitas                a. Examination of departments within Subsidiaries; and
        Anak; dan
   b. Pemberian jasa konsultasi dan reviu atas kegiatan                      b. Provision of consultation services and review of
        operasional dan pengendalian internal.                                   operational activities and internal controls.
3. Menelaah dan mengevaluasi efektivitas sistem serta prosedur          3.   Reviewed and evaluated the effectiveness of systems and
   yang berlaku di Perseroan;                                                procedures applicable within the Company;
4. Memberikan rekomendasi perbaikan atas laporan audit,                 4.   Provided improvement recommendations on audit reports,
   program dan prosedur audit, serta penerapan manajemen                     audit programs and procedures, and risk management
   risiko untuk periode selanjutnya;                                         implementation for the subsequent period;
5. Menyusun dan menyampaikan laporan hasil audit kepada                 5.   Prepared and submitted audit reports to the Board of Directors
   Direksi dan Dewan Komisaris, serta berkoordinasi dengan                   and Board of Commissioners, and coordinated with the Audit
   Komite Audit; dan                                                         Committee; and
6. Memantau dan melaporkan pelaksanaan tindak lanjut atas               6.   Monitored and reported the follow-up implementation of
   rekomendasi perbaikan yang telah disampaikan.                             improvement recommendations that had been submitted.




164     Laporan Tahunan 2025 Annual Report
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                                                                                                              PT Modernland Realty Tbk




Selain itu, Audit Internal Perseroan juga telah melaksankan          In addition, the Internal Audit also implemented a series of
serangkaian program kerja pengawasan pada proyek-proyek              oversight programs on the Company’s projects, with details as
Perseroan dengan rincian sebagai berikut:                            follows:


             Periode                             Proyek                                             Objek Audit
              Period                             Projects                                           Audit Object
                                                                            Kegiatan operasional yang meliputi departemen:
                                                                            • Departemen Finance & Accounting;
                                                                            • Departemen Sales & Marketing; dan
           Januari-Februari                                                 • Departemen Sparepart.
                                          PT Remaja Jaya Mobilindo
          January-February                                                  Operational activities covering the following departments:
                                                                            • Finance & Accounting Department;
                                                                            • Sales & Marketing Department; and
                                                                            • Sparepart Department
                                                                            Kegiatan operasional yang meliputi departemen:
                                                                            • Departemen Finance & Accounting;
                                                                            • Departemen Sales & Marketing;
                                                                            • Departemen Land Acquisition;
                                                                            • Departemen Permit & Certification; dan
           Februari-Maret                                                   • Departemen Project & Quantity Surveyor.
                                          PT Golden Surya Makmur
           February-March                                                   Operational activities covering the following departments:
                                                                            • Finance & Accounting Department;
                                                                            • Sales & Marketing Department;
                                                                            • Land Acquisition Department;
                                                                            • Permit & Certification Department; and
                                                                            • Project & Quantity Surveyor Department.
                                                                            Kegiatan operasional yang meliputi departemen:
                                                                            • Departemen Finance & Accounting;
                                                                            • Departemen Sales & Marketing;
                                                                            • Departemen Land Acquisition;
                                                                            • Departemen Permit & Certification; dan
            Maret-April                                                     • Departemen Project & Quantity Surveyor.
                                            PT Terus Maju Perkasa
            March-April                                                     Operational activities covering the following departments:
                                                                            • Finance & Accounting Department;
                                                                            • Sales & Marketing Department;
                                                                            • Land Acquisition Department;
                                                                            • Permit & Certification Department; and
                                                                            • Project & Quantity Surveyor Department.
                                                                            Kegiatan operasional yang meliputi departemen:
                                                                            • Departemen Finance & Accounting;
                                                                            • Departemen Sales & Marketing;
                                                                            • Departemen Permit & Certification;
                                                                            • Departemen Estate; dan
              Mei-Juli                                                      • Departemen Project & Quantity Surveyor.
                                          Kota Modern & Modernhill
              May-July                                                      Operational activities covering the following departments:
                                                                            • Finance & Accounting Department;
                                                                            • Sales & Marketing Department;
                                                                            • Permit & Certification Department;
                                                                            • Estate Department; and
                                                                            • Project & Quantity Surveyor Department.
                                                                            Kegiatan operasional yang meliputi departemen:
                                                                            • Departemen Finance & Accounting;
                                                                            • Departemen Sales & Marketing;
                                                                            • Departemen Permit & Certification; dan
          Agustus-Oktober                                                   • Departemen Project & Quantity Surveyor.
                                            PT Mitra Sindo Sukses
          August-October                                                    Operational activities covering the following departments:
                                                                            • Finance & Accounting Department;
                                                                            • Sales & Marketing Department;
                                                                            • Permit & Certification Department; and
                                                                            • Project & Quantity Surveyor Department.




                                                                                             Laporan Tahunan 2025 Annual Report          165
Page 168
          Tata Kelola Perusahaan
          Corporate Governance




Temuan dan Tindak Lanjut Hasil                                                   Internal Audit Findings and Follow-up
Audit Internal

Sepanjang tahun 2025, pelaksanaan evaluasi dan audit telah                       Throughout 2025, the implementation of evaluations and audits
menghasilkan 42 temuan audit, dengan tingkat presentase tindak                   resulted in 42 audit findings, with a follow-up rate reaching
lanjut (follow up) mencapai 75,00%.                                              75.00%.



Rapat Audit Internal                                                             Internal Audit Meeting

Kebijakan Rapat Audit Internal                                                   Internal Audit Meeting Policy
Audit Internal memiliki kewenangan untuk menyelenggarakan                        The Internal Audit has the authority to hold meetings with
rapat dengan Dewan Komisaris dan/atau Komite Audit sebagai                       the Board of Commissioners and/or the Audit Committee as a
sarana pembahasan program, prosedur, serta temuan audit. Forum                   forum to discuss programs, procedures, and audit findings. These
tersebut dimanfaatkan untuk menyampaikan perkembangan                            meetings are used to report on the progress of audit processes,
proses pemeriksaan, termasuk evaluasi atas pengendalian internal                 including evaluations of internal controls and risk management,
dan manajemen risiko guna memastikan komunikasi yang                             to ensure transparent communication and support more effective
transparan dan dukungan tata kelola yang lebih efektif.                          governance.


Tingkat Kehadiran Rapat Audit Internal                                           Attendance Level of Internal Audit Meetings
Sepanjang tahun 2025, Audit Internal Perseroan telah                             Throughout 2025, the Company’s Internal Audit conducted
menyelenggarakan rapat dengan fokus utama pada pembahasan                        55 meetings, primarily focused on discussing audit results and
hasil audit dan pelaksanaan tindak lanjut perbaikan sebanyak                     monitoring the implementation of corrective follow-up actions,
55. kali dengan pengelompokkan sebagai berikut:                                  categorized as follows:


                                                                                                                        Kehadiran
                         Agenda Rapat                                         Total Pertemuan
                                                                                                                        Attendance
                        Meeting Agenda                                       Number of Meetings
                                                                                                                            (%)
 Pembahasan dengan Direksi
                                                                                         10                                100.00
 Discussion with the Board of Directors
 Pembahasan dengan Komite Audit
                                                                                         5                                 100.00
 Discussion with the Audit Committee
 Pembahasan dengan Auditee/Entitas Anak Perseroan
                                                                                         15                                100.00
 Discussions with the Company’s Auditees/Subsidiaries
 Pembahasan dengan Tim Audit Internal
                                                                                         25                                100.00
 Discussion with the Internal Audit Team




Pelatihan dan/atau Peningkatan                                                   Training and/or Competence
Kompetensi Audit Internal                                                        Development for the Internal Audit

Sepanjang tahun 2025, Audit Internal Perseroan telah mengikuti                   Throughout 2025, the Company’s Internal Audit participated
berbagai program pengembangan kompetensi yang dapat                              in various competency development programs, which can be
diuraikan sebagai berikut:                                                       described as follows:


                  Topik Pelatihan                                  Tempat                         Waktu                   Penyelenggara
                   Training Topic                                   Venue                         Date                      Organizer
                                                                                                                      Yayasan Pendidikan Internal
 Shifting Horizon for Internal Auditors: Navigating
                                                          The Alana Hotel & Conference          2-3 Juli 2025                    Audit
 Emerging Risks, Governance and Opportunities in
                                                                     Center                     2-3 July 2025          Internal Audit Education
 2025
                                                                                                                              Foundation
                                                                                              10 September 2025
 Internal Control Over Financial Reporting                       Zoom Meeting                                                  Selsea.id
                                                                                              10 September 2025
 Ikatan Auditor Intern Bank Training: Auditing Treasury                                                               Ikatan Auditor Intern Bank
 Business                                                                                      8 Oktober 2025                  Indonesia
                                                                 Pullman Hotel
 Association of Internal Bank Auditors Training:                                               8 October 2025         Association of Internal Bank
 Auditing Treasury Business.                                                                                              Auditors Indonesia.
 Anti-Corruption at the Heart of ESG: Driving                                                 4 Desember 2025         UN Global Compact Network
                                                                 Zoom Meeting
 Sustainable Development and Impact Investment                                                4 December 2025                 Indonesia




166      Laporan Tahunan 2025 Annual Report
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                                                                                                           PT Modernland Realty Tbk




SISTEM PENGENDALIAN INTERNAL
Internal Control System


Sistem Pengendalian Internal Perseroan merupakan proses             The Company’s Internal Control System is a process designed
yang dirancang dan dijalankan oleh Dewan Komisaris, Direksi,        and implemented by the Board of Commissioners, the Board of
manajemen, dan seluruh elemen organisasi. Hal ini untuk             Directors, management, and all organizational elements to provide
memberikan keyakinan memadai atas efektivitas dan efisiensi         reasonable assurance regarding the effectiveness and efficiency of
operasional, keandalan pelaporan keuangan, kepatuhan terhadap       operations, the reliability of financial reporting, compliance with
peraturan, serta penerapan mekanisme check and balance.             regulations, and the implementation of checks and balances.
Implementasinya mencakup 3 aspek utama, yaitu pengendalian          Its implementation covers 3 main aspects: operational control,
operasioanl, pengendalian keuangan, dan pengendalian                financial control, and compliance control. As the managing organ,
kepatuhan. Sebagai organ pengelola, Direksi bertanggung jawab       the Board of Directors is responsible for ensuring that all internal
memastikan bahwa seluruh fungsi pengendalian internal dan           control and risk management functions are available and applied
manajemen risiko tersedia dan diterapkan secara menyeluruh di       comprehensively across all aspects and lines of the organization.
setiap aspek dan lini organisasi.


Pengendalian Operasional                                            Operational Control
Pengendalian operasional diterapkan untuk memastikan seluruh        Operational control is implemented to ensure all activities
aktivitas berjalan secara hati-hati dan sesuai prosedur, termasuk   are conducted carefully and in accordance with established
proses pembelian, penjualan, dan pemasaran lahan. Risiko bisnis     procedures, including land purchase, sales, and marketing
diminimalkan melalui seleksi mitra kerja yang ketat, antara lain    processes. Business risks are minimized through strict partner
penggunaan sistem tender untuk proyek pembangunan serta             selection, including the use of a tender system for development
kerja sama dengan agen penjualan resmi yang didukung Modern         projects and collaboration with authorized sales agents supported
Priority Agent Card.                                                by the Modern Priority Agent Card.


Pengendalian Keuangan                                               Financial Control
Pengendalian keuangan dilakukan melalui penyusunan dan              Financial control is carried out through the preparation and
pengesahan anggaran tahunan yang menjadi dasar pengelolaan          approval of the annual budget, which serves as the basis for
keuangan Perseroan. Realisasi anggaran dimonitor secara bulanan     the Company’s financial management. Budget realization is
guna memastikan disiplin anggaran, pengendalian biaya, serta        monitored monthly to ensure budget discipline, cost control, as
transparansi dan akurasi laporan keuangan.                          well as transparency and accuracy of financial reporting.


Pengendalian Kepatuhan                                              Compliance Control
Dalam aspek kepatuhan, Perseroan berkomitmen memenuhi               In terms of compliance, the Company is committed to meeting
seluruh ketentuan, pedoman, dan rekomendasi yang ditetapkan         all regulations, guidelines, and recommendations issued by
oleh regulator. Pengawasan dilakukan secara berkelanjutan untuk     regulators. Ongoing monitoring is conducted to ensure that all
memastikan bahwa seluruh kebijakan internal, proses bisnis, dan     internal policies, business processes, and operational practices
praktik operasional sejalan dengan peraturan yang berlaku.          align with the applicable laws and regulations.



Kesesuaian Sistem Pengendalian                                      Conformity of the Internal Control
Internal dengan Kerangka Committee                                  System with the Committee of
of Sponsoring Organizations of the                                  Sponsoring Organizations of the
Treadway Commission                                                 Treadway Commission Framework

Perseroan menerapkan sistem pengendalian internal berdasarkan       The Company implements an internal control system based on
kerangka kerja Committee of Sponsoring Organizations                the Committee of Sponsoring Organizations of the Treadway
of the Treadway Commission (COSO) yang mencakup 5                   Commission (COSO) framework, which consists of 5 main
komponen utama sebagai fondasi penguatan tata kelola.               components serving as the foundation for strengthened corporate
Proses pengimplementasiannya dilakukan secara sinergis dalam        governance. Its implementation is carried out synergistically to
mendukung tujuan bisnis Perseroan dengan uraian sebagai berikut:    support the Company’s business objectives, as described below:
1. Control Environment                                              1. Control Environment
    Pengendalian lingkungan yang dibangun melalui kebijakan             The control environment is established through operational
    dan prosedur operasional yang selaras dengan nilai budaya           policies and procedures aligned with the company’s cultural
    perusahaan.                                                         values.




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2. Risk Assessment                                                   2. Risk Assessment
   Penilaian risiko secara berkala untuk mengidentifikasi dan           Periodic risk assessments are conducted to identify and analyze
   menganalisis risiko strategis, termasuk yang berkaitan dengan        strategic risks, including those related to procurement, asset
   pengadaan, pelepasan aset, dan kontrak baru.                         disposals, and new contracts.
3. Control Activities                                                3. Control Activities
   Aktivitas pengendalian oleh Dewan Komisaris, Direksi, Komite         Control activities are carried out by the Board of
   Audit, dan Audit Internal, termasuk di lingkungan Entitas            Commissioners, Board of Directors, Audit Committee, and
   Anak yang terkonsolidasi.                                            Internal Audit, including within the consolidated Subsidiaries.
4. Information and Communication                                     4. Information and Communication
   Informasi dan komunikasi yang memadai melalui sistem                 Adequate information and communication are maintained
   teknologi informasi yang memastikan integritas dan ketepatan         through information technology systems that ensure data
   waktu data, serta koordinasi yang baik antara audit internal,        integrity and timeliness, as well as effective coordination
   auditor eksternal, dan unit terkait.                                 among Internal Audit, external auditors, and relevant units.
5. Monitoring                                                        5. Monitoring
   Proses pemantauan yang dijalankan melalui pengawasan                 Monitoring processes are conducted through continuous
   berkelanjutan atas laporan hasil audit dan tindak lanjut             oversight of audit reports and follow-up on findings to ensure
   temuan untuk memastikan seluruh proses berjalan sesuai               all processes are carried out in accordance with applicable
   ketentuan dan prosedur yang berlaku.                                 regulations and procedures.



Tinjauan atas Efektivitas Sistem                                     Review of the Effectiveness of
Pengendalian Internal                                                the Internal Control System

Perseroan menilai efektivitas sistem pengendalian internal melalui   The Company assesses the effectiveness of its internal control
fungsi Audit Internal untuk memastikan seluruh mekanisme             system through the Internal Audit function to ensure that all
berjalan sesuai tujuan yang ditetapkan. Hasil evaluasi ini           mechanisms operate in accordance with established objectives.
memberikan keyakinan kepada Pemegang Saham dan pemangku              The results of this evaluation provide assurance to Shareholders
kepentingan lainnya berdasarkan hasil temuan serta rekomendasi       and other stakeholders based on findings and improvement
perbaikan yang disampaikan melalui Laporan Hasil Audit. Selain       recommendations communicated through the Audit Report.
itu, Direksi secara berkala mengevaluasi efektivitas pengelolaan     In addition, the Board of Directors periodically evaluates
risiko, pengendalian internal, tata kelola, dan kepatuhan, seraya    the effectiveness of risk management, internal control, governance,
memastikan kesesuaiannya dengan perkembangan peraturan               and compliance while ensuring alignment with developments in
perundang-undangan.                                                  applicable laws and regulations.



Pernyataan Dewan Komisaris dan                                       Statement of the Board of Commissioners
Direksi atas Kecukupan Sistem                                        and Board of Directors regarding
Pengendalian Internal                                                the Adequacy of the Internal Control
                                                                     System

Direksi dan Dewan Komisaris menilai bahwa sistem pengendalian        The Board of Directors and Board of Commissioners consider
internal Perseroan telah berfungsi secara memadai. Hasil evaluasi    the Company’s internal control system has functioned adequately.
tahun 2025 menunjukkan tidak adanya kelemahan material               The 2025 evaluation results showed there was no material
pada masing-masing unit bisnis, dengan temuan Audit Internal         weakness on the respective business unit, with Internal Audit
sebagian besar berupa penyimpangan yang telah ditangani              findings mostly consisting of minor deviations that have been
dan rekomendasi perbaikan diterapkan secara efektif dan              handled, and improvement recommendations have been applied
berkelanjutan.                                                       effectively and on an ongoing basis.




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SISTEM MANAJEMEN RISIKO
Risk Management System


Manajemen risiko merupakan proses terstruktur yang diterapkan                      Risk management is a structured process applied comprehensively
secara menyeluruh untuk mengidentifikasi, menilai, dan mengelola                   to identify, assess, and manage potential risks that may have
potensi risiko yang dapat berdampak negatif terhadap Perseroan.                    a negative impact on the Company. Its objective is to minimize the
Tujuannya adalah meminimalkan kemungkinan terjadinya risiko                        likelihood of risks occurring and their potential impact, thereby
serta dampak yang ditimbulkannya, sehingga operasional dan                         ensuring that the Company’s operations and achievement of
pencapaian tujuan strategis perusahaan tetap terlindungi.                          strategic objectives remain protected.



Penerapan Sistem Manajemen Risiko                                                  Risk Management System
                                                                                   Implementation

Sistem manajemen risiko Perseroan diterapkan berdasarkan                           The Company’s risk management system is implemented based
Kebijakan Manajemen Risiko yang berlaku, dimulai dengan                            on the applicable Risk Management Policy, commencing with
identifikasi potensi risiko di setiap divisi dan unit bisnis, termasuk             the identification of potential risks in each division and business
manajemen proyek sebagai pemilik risiko utama. Risiko yang                         unit, including project management as the primary risk owner.
teridentifikasi kemudian diklasifikasikan dan dianalisis untuk                     The identified risks are subsequently classified and analyzed to
ditetapkan langkah-langkah mitigasi yang sesuai dan tepat                          determine appropriate and targeted mitigation measures. This
sasaran. Proses ini dilaksanakan melalui komunikasi dan                            process is carried out through intensive communication and
koordinasi intensif antar penanggung jawab manajemen risiko                        coordination among risk management responsible parties with
dengan Dewan Komisaris dan Komite Audit sebagai pengawas                           the Board of Commissioners and the Audit Committee, as
yang mengevaluasi penerapannya untuk memastikan efektivitas                        oversight bodies that evaluate its implementation to ensure
dan perbaikan berkelanjutan.                                                       effectiveness and continuous improvement.



Jenis Risiko dan Cara Pengelolaannya                                               Types and Mitigation of Risk

Berdasarkan hasil identifikasi, Perseroan mengelompokkan jenis                     Based on the results of the identification, the Company classifies
dan pengendalian risiko yang dihadapi oleh Perseroan sebagai                       the types of risks and risk controls faced by the Company as
berikut:                                                                           follows:


       Risiko                                                     Indikasi                                                             Mitigasi
        Risk                                                     Indication                                                           Mitigation
 Risiko Perubahan      Kinerja Perseroan dapat dipengaruhi oleh kenaikan tingkat bunga pinjaman perbankan.                  Melakukan kerja sama dengan
 Tingkat Bunga         Tingkat suku bunga yang tinggi berdampak pada penurunan daya beli pelanggan. Di sisi                 beberapa bank ternama untuk
 Pinjaman              lain, kenaikan tingkat bunga pinjaman perbankan juga dapat berdampak pada peningkatan                penetapan suku bunga Kredit
                       biaya bunga yang harus dibayar oleh Perseroan, sehingga memengaruhi tingkat profitabilitas.          Pemilikan Rumah (KPR) yang
                                                                                                                            menarik.
 Risk of Changing      The Company’s performance may be affected by the increase in bank loan interest rates.               Cooperating with several reputable
 Loan Interest Rates   High interest rates have an impact on the decline in the purchasing power of customers.              banks to determine attractive
                       On the other hand, an increase in the interest rate on bank loans may also have an impact            Home Ownership Credit (KPR)
                       on increasing interest expenses to be paid by the Company, thereby affecting the level of            interest rates.
                       profitability.
 Risiko Gugatan        Perseroan membeli tanah dari penduduk setempat atau dari pihak-pihak lain berdasarkan                Memperketat           pemeriksaan
 Hukum                 Surat Izin Penunjukan Penggunaan Tanah (SIPPT), karena pembebasan tanah di Indonesia                 keabsahan     surat-surat     yang
                       menerapkan sistem pasif, proses pembebasan tanah memungkinkan sering terjadinya                      diperlukan, serta menggunakan
                       gugatan hukum dari pihak ketiga. Dalam hal ini, tidak menutup kemungkinan bahwa setelah              alat bantu ukur tanah yang
                       tanah dibeli dari penduduk atau pihak yang menguasai tanah, maka akan muncul gugatan                 dilengkapi   Global    Positioning
                       dari pihak ketiga yang mengaku ikut memiliki hak atas tanah tersebut.                                System (GPS) untuk mengurangi
                                                                                                                            terjadinya tumpang tindih dalam
                                                                                                                            pembelian tanah.
 Risk of Lawsuit       The Company purchases land from residents or from other parties based on Land Use                    Tightening the checking of validity
                       Appointment Permit (SIPPT). As land acquisition in Indonesia applies a passive system, the           of the required documents, and
                       process of land acquisition allows frequent lawsuits from third parties. In this regard, it is       utilize a land measuring device
                       possible that after the land is purchased from residents or parties in control of the land, claims   equipped with Global Positioning
                       may subsequently arise from third parties asserting ownership rights over the same land.             System (GPS) to reduce overlap in
                                                                                                                            land purchases.




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       Risiko                                                     Indikasi                                                              Mitigasi
        Risk                                                     Indication                                                            Mitigation
Risiko Perubahan        Seperti halnya semua industri, kegiatan usaha Perseroan dipengaruhi oleh perubahan                 Melalui partisipasi di Real Estat
Kebijakan               kebijakan pemerintah Indonesia, baik fiskal maupun non-fiskal, serta perubahan kebijakan           Indonesia, Perseroan melakukan
Pemerintah              rencana tata kota dan tata ruang yang dapat mengakibatkan berkurangnya lahan yang dapat            dialog dan/atau menyampaikan
                        digunakan.                                                                                         pandangan atas regulasi yang
                                                                                                                           sudah ada dan/atau regulasi
                                                                                                                           baru serta dampaknya terhadap
                                                                                                                           perkembangan bisnis properti
                                                                                                                           khususnya    dan     pertumbuhan
                                                                                                                           perekonomian Indonesia pada
                                                                                                                           umumnya.
Risk of Changes in      Like in all industries, the Company’s business activities are affected by changes in Indonesian    Through participation in Real Estate
Government Policies     government’s policies, both fiscal and non-fiscal, as well as changes in the policies on city      Indonesia, the Company engages in
                        planning and spatial planning that can result in reduced usable land.                              dialogue and/or presents views on
                                                                                                                           existing and/or new regulations and
                                                                                                                           their impact on the development of
                                                                                                                           the property business in particular
                                                                                                                           and the growth of the Indonesian
                                                                                                                           economy in general.
Risiko Berkurangnya     Sebagai perusahaan yang bergerak dalam bidang pembebasan, pematangan, dan                          Menjaga persediaan lahan yang
Lahan/Lokasi yang       pengembangan tanah untuk kemudian dijual bersama bangunan di atasnya, Perseroan                    akan dikembangkan dalam jumlah
Dimiliki                menghadapi risiko berkurangnya lahan akibat penjualan yang dilakukan.                              sebanyak-banyaknya         dengan
                                                                                                                           membeli dan/atau mengakuisisi
                                                                                                                           tanah, bahkan perusahaan properti
                                                                                                                           lainnya. Selain itu, Perseroan
                                                                                                                           juga memperluas kegiatan usaha
                                                                                                                           lainnya, seperti hotel, jasa, dan
                                                                                                                           pergudangan.
Risk of Diminishing     As a company engaged in the acquisition, maturation, and development of land for later sale        Maintaining land bank that will
Land/Locations          with buildings on it, the Company faces the risk of land loss due to the sales made.               be developed at an optimal
Owned                                                                                                                      amount, by purchasing and/or
                                                                                                                           acquiring land, even from other
                                                                                                                           property companies. In addition,
                                                                                                                           the Company also expanded its
                                                                                                                           business to other activities, such as
                                                                                                                           hotels, services, and warehousing.
Risiko Persaingan       Kegiatan usaha Perseroan di bidang properti menghadapi kompetisi, baik dari pengembang             Melakukan      inovasi    dengan
                        properti internasional maupun nasional, dalam hal lokasi, fasilitas, dan infrastruktur             menciptakan        produk-produk
                        pendukung, pelayanan, maupun harga. Pengembangan properti komersial tersebut banyak                perumahan baru dengan harga
                        dilakukan di kota-kota besar.                                                                      yang bersaing untuk menarik minat
                                                                                                                           pelanggan.
Risk of Competition     The Company’s business activities in the property sector face competition, both from               Carrying out innovation through
                        international and national property developers, in terms of location, facilities, and supporting   the construction of new housing
                        infrastructure, services, and prices. Commercial property development is mostly carried out        products at competitive prices to
                        in big cities.                                                                                     attract customer interest.
Risiko Bencana Alam     Bisnis utama Perseroan di bidang pengembangan bangunan properti, baik perumahan,                   Melakukan pencegahan dengan
                        bangunan komersial, maupun fasilitas umum, memiliki risiko yang dapat memusnahkan aset             mengasuransikan  setiap aset
                        Perseroan. Risiko ini disebabkan oleh bencana alam, seperti gempa bumi dan banjir.                 perusahaan.
Risk of Natural         The Company’s main business in the development of property buildings, whether residential,         Taking precautions by insuring
Disasters               commercial buildings, or public facilities, has a risk that can destroy the Company’s assets.      every asset of the company.
                        This risk is caused by natural disasters, such as earthquakes and floods.
Risiko Investasi pada   Investasi pada Entitas Anak harus mempertimbangkan kondisi keuangan, termasuk kegiatan             Melakukan studi kelayakan yang
Entitas Anak            dan pendapatan usaha Entitas Anak, karena akan berpengaruh terhadap Laporan Keuangan               memadai dengan keyakinan bahwa
                        Konsolidasian Perseroan. Dengan demikian, apabila kegiatan dan pendapatan usaha Entitas            Perseroan    akan   memberikan
                        Anak menurun, maka dapat mengurangi pendapatan Perseroan.                                          kontribusi   keuntungan    yang
                                                                                                                           diharapkan, meskipun pada tahap
                                                                                                                           awal masih dalam tahap pra-
                                                                                                                           operasi.
Risk of Investment in   Investment in a Subsidiary must consider the financial condition, including activities and         Carrying out adequate feasibility
Subsidiaries            operating income of the Subsidiary, because it will affect the Company’s Consolidated              studies, with a view that the
                        Financial Statements. Therefore, should the Subsidiaries’ activities and business income           Company will contribute to the
                        decline, this may reduce the Company’s revenue.                                                    expected benefits, even though at
                                                                                                                           the initial stage it is still in the pre-
                                                                                                                           operation stage.




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Tinjauan atas Efektivitas Sistem                                    Review of the Effectiveness of
Manajemen Risiko                                                    the Risk Management System

Efektivitas sistem manajemen risiko Perseroan dievaluasi secara     The effectiveness of the Company’s risk management system is
menyeluruh melalui pengawasan pengendalian internal untuk           comprehensively through internal control oversight to ensure that
memastikan sistem yang diterapkan memadai dan efektif dalam         the implemented system is adequate and effective in preventing
mencegah serta mendeteksi risiko. Audit Internal melakukan          and detecting risks. Internal Audit conducts discussions and
pembahasan dan evaluasi bersama Direksi, kemudian Kepala            evaluations with the Board of Directors, after which the Head
Audit Internal menyampaikan hasilnya kepada Komite Audit            of Internal Audit submits the results to the Audit Committee for
untuk dibahas lebih lanjut. Temuan dan rekomendasi dari Komite      further discussion. The findings and recommendations of the
Audit dilaporkan kepada Dewan Komisaris, yang selanjutnya           Audit Committee are reported to the Board of Commissioners,
meneruskan rekomendasi perbaikan kepada Direksi untuk               which subsequently conveys improvement recommendations to
ditindaklanjuti secara tepat.                                       the Board of Directors for appropriate follow-up.



Pernyataan Dewan Komisaris dan                                      Statement of the Board of Commissioners
Direksi atas Kecukupan Sistem                                       and Board of Directors regarding
Manajemen Risiko                                                    the Adequacy of the Risk Management
                                                                    System

Direksi dan Dewan Komisaris menilai bahwa sistem manajemen          The Board of Directors and the Board of Commissioners assess
risiko Perseroan di tahun 2025 telah dijalankan secara independen   that the Company’s risk management system in 2025 has been
dan terbukti memadai serta efektif dalam mengidentifikasi           implemented independently and has proven to be adequate and
berbagai risiko, termasuk yang berpotensi menghambat                effective in identifying various risks, including those that may
pencapaian target perusahaan. Dengan deteksi risiko yang tepat,     potentially hinder the achievement of the company’s targets. With
potensi gangguan terhadap operasional dapat dicegah atau            timely risk detection, potential disruptions to operations can be
dampak kerugian dapat diminimalkan.                                 prevented or their adverse impacts minimized.




TEKNOLOGI INFORMASI
Information Technology


Perseroan memanfaatkan Teknologi Informasi (TI) sebagai pilar       The Company uses Information Technology (IT) as a strategic
strategis dalam mendukung operasional dan pengembangan              pillar in supporting operations and the development of
bisnis properti. Sistem TI dirancang untuk memperkuat efisiensi     its property business. IT systems are designed to enhance
proses internal, mulai dari pengelolaan proyek pembangunan,         the efficiency of internal processes, ranging from the management
pemasaran, penjualan lahan, hingga pemantauan hunian dan            of construction projects, marketing, and land sales to the
penyewa. Selain itu, teknologi informasi juga digunakan untuk       monitoring of occupancy and tenants. In addition, information
meningkatkan pengalaman pelanggan, mempermudah akses                technology is utilized to improve customer experience, facilitate
informasi terkait produk properti, serta mendukung analisis         access to information related to property products, and support
data pasar yang akurat. Dengan dukungan kecerdasan buatan,          accurate market data analysis. With the support of artificial
Perseroan mampu menyediakan rekomendasi properti yang lebih         intelligence, the Company is able to provide more personalized
personal dan relevan bagi setiap pelanggan.                         and relevant property recommendations for each customer.




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Struktur Organisasi Divisi Digital                                                  Digital Management Division
Management                                                                          Management Structure

Teknis pengelolaan sistem teknologi informasi Perseroan                             The technical management of the Company’s information
dilakukan oleh Divisi Digital Management dengan susunan                             technology systems is carried out by the Digital Management
struktur organisasi yang ditetapkan dalam Surat Keputusan                           Division, with an organizational structure as stipulated in Decree
No. SP/MLR-CORP/01 tanggal 1 November 2024 sebagai berikut:                         No. SP/MLR-CORP/01 dated 1 November 2024, as follows:



                                                                     COMPANY HEAD



                                                                    Digital Management
                                                                          Manager




                                                                                                                  Business Intelligence &
              IT Support & Programmer
                                                                                                                  Consolidation Assistant
                      Manager
                                                                                                                         Manager




          IT Residential & Commercial                                      IT Industrial                          IT Hospitality & Others




                                                                                                             Hotel Novotel
                                                                                                             Jakarta Gajah           Modern Golf
       Jakarta                 KotaModern-                    Modernland             ModernCikande              Mada;                 & Country
     Garden City                Modernhill                      Cilejit              Industrial Estate
                                                                                                              Swiss-Belinn               Club
                                                                                                            ModernCikande

Keterangan:
          Tidak report direct ke Digital Management Manager


Tugas dan Tanggung Jawab                                                            Duties and Responsibilities of
Divisi Digital Management                                                           the Digital Management Division

Tugas dan tanggung jawab Divisi Digital Management mencakup                         Duties and responsibilities of the Digital Management Division
hal-hal berikut:                                                                    include the following:
1. Melakukan digitalisasi proses bisnis Perseroan untuk                             1. Carrying out the digitalization process of Company’s business
    meningkatkan efisiensi dan efektifitas, sehingga manajemen                           to improve efficiency and effectiveness, allowing management
    dapat mengambil keputusan secara lebih cepat dan tetap;                              to make faster and consistent decision;
2. Merancang master plan IT untuk mendorong transformasi                            2. Designing an IT master plan to drive digital transformation
    digital di semua aspek fungsi perusahaan;                                            across all aspects of company functions;
3. Mengembangkan sistem yang mendukung efisiensi                                    3. Developing systems to support operational efficiency across
    operasional di berbagai lini bisnis perusahaan;                                      various lines of business within the company;
4. Meningkatkan pemahaman dan penerapan teknologi di setiap                         4. Enhancing understanding and implementation of technology in
    fungsi perusahaan guna mendukung tranformasi digital; dan                            every company function to support digital transformation; and
5. Memastikan keamanan sistem dan data dengan melakukan                             5. Ensuring system and data security by conducting regular
    peninjauan serta peningkatan keamanan secara berkala.                                reviews and security enhancements.



Pelaksanaan Tugas Divisi Digital                                                    Implementation of the Digital
Mangement Informasi Tahun 2025                                                      Management Division Duties in 2025

Sepanjang tahun 2025, Perseroan telah melaksanakan                                  Throughout 2025, the Company carried out the development
pengembangan dan optimalisasi pemanfaatan teknologi informasi                       and optimization of the use of information technology within the
di lingkungan bisnis Perseroan sebagaimana diuraikan berikut:                       Company’s business environment as described below:
1. Standarisasi akses WiFi di seluruh site Modernland melalui                       1. Standardization of WiFi access across all Modernland sites
     sistem login terpusat untuk mempermudah konektivitas                               through a centralized login system to facilitate employee




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     karyawan, meningkatkan efisiensi operasional, serta                     connectivity, enhance operational efficiency, and strengthen
     memperkuat kontrol dan keamanan jaringan;                               network control and security;
2.   Implementasi sistem keamanan jaringan berbasis Artificial            2. Implementation of Artificial Intelligence (AI)-based network
     Intelligence (AI) untuk mendeteksi ancaman secara proaktif              security systems to proactively detect threats and minimize
     dan meminimalkan risiko gangguan operasional;                           operational disruption risks;
3.   Pengembangan platform e-Catalog berbasis web Jakarta                 3. Development of a web-based Jakarta Garden City e-Catalog
     Garden City untuk menyajikan informasi produk properti                  platform to digitally present property product information,
     secara digital sehingga memudahkan pelanggan dalam                      enabling customers to select units quickly and informatively
     memilih unit secara cepat dan informatif sekaligus mendukung            while supporting marketing effectiveness;
     efektivitas pemasaran;
4.   Pengembangan Learning Management System (LMS) sebagai                4. Development of a Learning Management System (LMS) as a
     platform pelatihan digital terstandarisasi dan fleksibel guna           standardized and flexible digital training platform to enhance
     meningkatkan kompetensi karyawan dan mitra kerja;                       employee and business partner competencies;
5.   Digitalisasi sistem penilaian kinerja berbasis Key Performance       5. Digitalization of a Key Performance Indicator (KPI)-based
     Indicator (KPI) untuk meningkatkan akurasi dan transparansi             performance appraisal system to improve evaluation accuracy
     evaluasi serta mempercepat proses manajerial;                           and transparency while accelerating managerial processes;
6.   Pengembangan platform helpdesk digital terintegrasi guna             6. Development of an integrated digital helpdesk platform
     mempercepat respons terhadap kebutuhan operasional dan                  to accelerate responses to operational needs and ensure
     memastikan proses layanan terukur; dan                                  measurable service processes; and
7.   Modernisasi infrastruktur data perusahaan untuk membangun            7. Modernization of the Company’s data infrastructure to build
     sistem yang scalable dan andal sehingga analisis bisnis dapat           a scalable and reliable system, enabling faster and more
     dilakukan secara lebih cepat dan akurat.                                accurate business analysis.




PERKARA HUKUM
Litigation


Perkara Hukum yang Dihadapi                                               Litigations Faced by the Company
Perseroan dan Entitas Anak                                                and Subsidiaries

Pada tahun 2025, Perseroan dan Entitas Anak menghadapi                    In 2025, the Company and its Subsidiaries faced a number of legal
sejumlah perkara hukum yang diuraikan sebagai berikut:                    cases as described below:


                                                               Total Kasus
                                                               Total Cases

         Permasalahan Hukum                                                         Tata Usaha                    Legal Casess
                                             Pidana              Perdata              Negara
                                            Criminal              Civil                State
                                                                                   Administration
 Perseroan
 Company
 Perkara yang sudah selesai
                                                                                                                                  Settled cases
 (sudah ada putusan yang berkekuatan            0                     1                   0
                                                                                                                 (with legally binding verdict)
 hukum tetap)
 Perkara yang sedang dalam proses
                                                0                     0                   0              Cases currently in settlement process
 penyelesaian
 Entitas Anak
 Subsidiaries
 Perkara yang sudah selesai
                                                                                                                                  Settled cases
 (sudah ada putusan yang berkekuatan            2                     1                   0
                                                                                                                 (with legally binding verdict)
 hukum tetap)
 Perkara yang sedang dalam proses
                                                0                     3                   0              Cases currently in settlement process
 penyelesaian
 Total                                          2                     5                   0                                              Total




                                                                                                 Laporan Tahunan 2025 Annual Report      173
Page 176
         Tata Kelola Perusahaan
         Corporate Governance




Permasalahan Hukum Perseroan
Company Legal Cases
                                                         Kasus Perdata / Civil Cases
                                                 Perkara No. 168/Pdt.G/2018/PN.Jkt.Tim
                                                  Case No. 168/Pdt.G/2018/PN.Jkt.Tim
Para Pihak                             Pelapor / Plaintiff          : Sapri Bin Mayar
Parties                                Terlapor / Defendant         : PT Modernland Realty Tbk
Pokok Perkara/Gugatan                  Pembebasan Lahan
Case Material                          Land Acquisition
Nilai Nominal Tuntutan/Gugatan
                                       Rp44,100,000,000.-
Nominal Value of Claim
                                       PT Modernland Realty Tbk, sebagai tergugat, memenangkan perkara dalam semua tingkat, yaitu pada tingkat
Status Penyelesaian Perkara            Pengadilan Negeri, Pengadilan Tinggi, dan Mahkamah Agung.
Completion Status                      PT Modernland Realty Tbk, as the defendant, won the case at all levels, namely the District Court, the High
                                       Court, and the Supreme Court.
Pengaruh terhadap Kondisi Perusahaan   Positif karena memenangkan perkara dan tidak perlu membayar tuntutan ganti rugi.
Influence on Company’s Condition       Positive as the case was won and require no compensation payment.
Upaya yang dilakukan Perusahaan        Kasus ditutup dan sampai saat ini tidak ada Peninjauan Kembali.
Efforts made by the Company            Case closed and, to date, no Judicial Review has been filed.




Permasalahan Hukum Entitas Anak
Subsidiaries Legal Cases
                                                       Kasus Pidana / Criminal Cases
                      Laporan Informasi No. R/LI/86/RES.1.9/IX/2023/Dittipidum tanggal 25 September 2023
                      Information Report No. R/LI/86/RES.1.9/IX/2023/Dittipidum dated 25 September 2023
Para Pihak                             Pendumas / Complainant           : Syamsul Sah Alam
Parties                                Terdumas / Reported              : PT Bagasasi Inti Pratama
Pokok Perkara/Gugatan                  Bahwa pada tanggal 25 September 2023, Sdr. H. Syamsul Sah Alam telah membuat Pengaduan Masyarakat di
                                       Bareskrim Mabes Polri, H. Syamsul Sah Alam bertindak untuk dan atas nama Ny. Agustina binti Yacobus Kendek
                                       yang merupakan ahli waris Drs. Purwo Partolo, S.H., M.Si., berdasarkan penetapan dari Pengadilan Agama
                                       Cibinong No. 381/pdt.p/2019/PA.Cbn tanggal 17 Juni 2019, Ny. Agustina mendalilkan bahwa telah mewarisi harta
                                       peninggalan dari Drs. Purwo Partolo, S.H., M.Si., berupa tanah seluas ±10.230.000 m² (1.023 ha) yang berlokasi di
                                       Desa Sukamekar, Kecamatan Tambelang, Kabupaten Bekasi, Provinsi Jawa Barat.
Case Material                          On 25 September 2023, Mr. H. Syamsul Sah Alam filed a Public Complaint with Criminal Investigation Agency of
                                       Indonesian National Police (Bareskrim Polri), where the complaint, H. Syamsul Sah Alam acted for and on behalf
                                       of Mrs. Agustina binti Yacobus Kendek, the heir of Drs. Purwo Partolo, S.H., M.Si., based on the determination
                                       of Cibinong Religious Court No. 381/Pdt.P/2019/PA.Cbn dated 17 June 2019, Mrs. Agustina claimed she had
                                       inherited land belonging to the late Drs. Purwo Partolo, S.H., M.Si., in the form of land of ±10,230,000 m²
                                       (1,023 ha) located in Sukamekar Village, Tambelang Sub-District, Bekasi Regency, West Java Province.
Nilai Nominal Tuntutan/Gugatan         ±10.230.000 m² (1.023 ha) tanah di wilayah Sukamekar, Kecamatan Sukawangi, Kabupaten Bekasi, Jawa Barat.
Nominal Value of Claim                 ±10,230,000 m² (1,023 ha) of land located in Sukamekar area, Sukawangi Sub-District, Bekasi Regency, West Java.
Status Penyelesaian Perkara            Laporan Informasi No. R/LI/86/RES.1.9/IX/2023/Dittipidum telah dihentikan.
Completion Status                      Information Report No. R/LI/86/RES.1.9/IX/2023/Dittipidum has been terminated.
Pengaruh terhadap Kondisi Perusahaan   Berdampak terhadap pemanfaatan lahan selama proses perkara.
Influence on Company’s Condition       Affected land utilization during the investigation process of the case.
Upaya yang dilakukan Perusahaan        Sampai saat ini belum ada pra-pidana.
Efforts made by the Company            To date, no pre-trial proceedings.



                                                       Kasus Pidana / Criminal Cases
                                          Laporan Polisi No. LI/226/VIII/RES.5.2/2025/Tipidter
                                      (Pasal 103 juncto 59 Undang-Undang No. 32 Tahun 2009)
                                          Police Report No. LI/226/VIII/RES.5.2/2025/Tipidter
                                  (Article 103 in conjunction with Article 59 of Law No. 32 of 2009)
Para Pihak                             Pelapor / Plaintiff              : -
Parties                                Terlapor I / Defendant I         : PT Peter Metal Technology
                                       Terlapor II / Defendant II       : PT Modern Industrial Estat
Pokok Perkara/Gugatan                  Dugaan tindak pidana ketenaganukliran, sebagaimana dimaksud dalam Pasal 44 juncto Pasal 24 Undang-Undang
                                       No. 10 Tahun 1997 tentang Ketenaganukliran.
Case Material                          Alleged criminal offense related to nuclear energy, as referred to in Article 44 in conjunction with Article 24 of
                                       Law No. 10 of 1997 on Nuclear Energy.




174     Laporan Tahunan 2025 Annual Report
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                                                                                                                              PT Modernland Realty Tbk




                                                          Kasus Pidana / Criminal Cases
                                           Laporan Polisi No. LI/226/VIII/RES.5.2/2025/Tipidter
                                       (Pasal 103 juncto 59 Undang-Undang No. 32 Tahun 2009)
                                           Police Report No. LI/226/VIII/RES.5.2/2025/Tipidter
                                   (Article 103 in conjunction with Article 59 of Law No. 32 of 2009)
Nilai Nominal Tuntutan/Gugatan
                                        -
Nominal Value of Claim
Status Penyelesaian Perkara             Sudah dilakukan penetapan tersangka terhadap Direktur Utama PT Modern Industrial Estat dan proses
                                        pelimpahan berkas ke Kejaksaan Agung Republik Indonesia.
Completion Status                       The President Director of PT Modern Industrial Estat has been named as a suspect, and the case file has been
                                        submitted to the Attorney General’s Office of the Republic of Indonesia.
Pengaruh terhadap Kondisi Perusahaan    Direktur Utama PT Modern Industrial Estat berpotensi menjadi tersangka, yang dapat berujung pada pencabutan
                                        izin dan penghentian operasional Kawasan Industri Modern Cikande, terhambatnya proses perizinan, serta
                                        memburuknya iklim investasi akibat isu yang berskala internasional.
Influence on Company’s Condition        The President Director of PT Modern Industrial Estat may potentially be named a suspect, which may lead to
                                        license revocation and suspension of operations at Modern Cikande Industrial Estate, delayed licensing process,
                                        and worsening investment climate due to issues of an international scale.
Upaya yang dilakukan Perusahaan         Perkara selesai tanpa melibatkan kedudukan Perseroan.
Efforts made by the Company             Case resolved without involving Company’s position.



                                                           Kasus Perdata / Civil Cases
                                                        PT Taman Gapura Indahjaya
                                                    (Kasasi No. Perkara 752 K/Pdt/2025)
                                                    (Cassation Case No. 752 K/Pdt/2025)
Para Pihak                              Penggugat / Plaintiff    : PT Taman Gapura Indahjaya
Parties                                 Tergugat / Defendant     : PT Mitra Sindo Makmur
Pokok Perkara/Gugatan                   Pembebasan Lahan
Case Material                           Land Acquisition
Nilai Nominal Tuntutan/Gugatan
                                        Rp833,868,000,000.-
Nominal Value of Claim
Status Penyelesaian Perkara             Mahkamah Agung mengabulkan permohonan kasasi PT Mitra Sindo Makmur, selaku tergugat, dan membatalkan
                                        Putusan Pengadilan Tinggi Jakarta No. 403/Pdt/2024/PTDKI tanggal 31 Mei 2024 yang membatalkan putusan
                                        Pengadilan Negeri Jakarta Timur No. 678/Pdt/2022/PN.Jkt tanggal 19 Oktober 2023.
Completion Status                       The Supreme Court granted the cassation filed by PT Mitra Sindo Makmur, as the Defendant, and annulled
                                        the decision of Jakarta High Court No. 403/Pdt/2024/PT DKI dated 31 May 2024, which overturned the decision
                                        of East Jakarta District Court No. 678/Pdt/2022/PN Jkt dated 19 October 2023.
Pengaruh terhadap Kondisi Perusahaan    Jika materil tuntutan penggugat dikabulkan, maka akan sangat merugikan Entitas Anak karena nominal
                                        tuntutan ganti rugi yang sangat besar.
Influence on Company’s Condition        If the plaintiff’s material claim was granted, it will significantly harm the Subsidiary due to the substantial amount
                                        of compensation claimed.
Upaya yang dilakukan Perusahaan         Sampai saat ini masih dalam tahap Peninjauan Kembali.
Efforts made by the Company             To date, the case is still in Judicial Review stage.



                                                           Kasus Perdata / Civil Cases
                                                     Perkara No. 09/Pdt.G/2023/PN.Cbi
                                                      Case No. 09/Pdt.G/2023/PN.Cbi
Para Pihak                              Penggugat / Plaintiff : Hendro Kimanto Liang
Parties                                 Tergugat / Defendant : PT Griya Sukamanah Permai
Pokok Perkara/Gugatan                   Pada tahun 2023, Hendro Kimanto Liang telah mengajukan gugatan melalui Pengadilan Negeri Cibinong atas
                                        klaim kepemilikan tanah seluas ±80.000 m2 di atas bidang-bidang tanah yang dimiliki dan dikuasai oleh PT Griya
                                        Sukamanah Permai.
Case Material                           In 2023, Hendro Kimanto Liang filed a lawsuit with Cibinong District Court claiming ownership of approximately
                                        80,000 m² of land located on several plots owned and controlled by PT Griya Sukamanah Permai.
Nilai Nominal Tuntutan/Gugatan          Tanah seluas ±80.000 m2
Nominal Value of Claim                  ±80,000 m2 plot of land
Status Penyelesaian Perkara             Pengadilan Negeri        : Gugatan penggugat diterima.
                                        Pengadilan Tinggi        : Putusan Pengadilan Negeri dibatalkan.
                                        Mahkamah Agung           : Permohonan kasasi penggugat ditolak.
                                        Peninjauan Kembali       : Penggugat telah mengajukan permohonan Peninjauan Kembali.
Completion Status                       District Court           : Plaintiff’s claim was granted.
                                        High Court               : Annulled the District Court’s decision.
                                        Supreme Court            : Plaintiff’s cassation petition was rejected.
                                        Judicial Review          : Plaintiff has filed a petition for Judicial Review.




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         Corporate Governance




                                                         Kasus Perdata / Civil Cases
                                                    Perkara No. 09/Pdt.G/2023/PN.Cbi
                                                     Case No. 09/Pdt.G/2023/PN.Cbi
Pengaruh terhadap Kondisi Perusahaan   Kendala tersebut menghambat proses pengurusan sertifikat di Kantor Pertanahan, yang kemudian memicu
                                       somasi, gugatan, dan laporan kepolisian dari konsumen.
Influence on Company’s Condition       Hindered the process of obtaining land certificates at the Land Office, subsequently triggered warning letters,
                                       lawsuits, and police reports from consumers.
Upaya yang dilakukan Perusahaan        Perseroan berupaya untuk memenangkan perkara pada tahap Peninjauan Kembali.
Efforts made by the Company            The Company strives to won the case on the Judicial Review stage.



                                                         Kasus Perdata / Civil Cases
                                                   Perkara No. 843/Pdt.G/2020/PN.Tng
                                                    Case No. 843/Pdt.G/2020/PN.Tng
Para Pihak                             Penggugat / Plaintiff                           : PT Bumi Mahkota Pesona
Parties                                Penggugat Intervensi / Intervening Plaintiff    : PT Griya Sukamanah Permai
                                       Tergugat / Defendant                            : PT Banten Berlian Indonesia
Pokok Perkara/Gugatan                  PT Griya Sukamanah Permai merupakan pemilik sah atas tanah seluas ±1.150.000 m2 yang menjadi objek
                                       sengketa antara PT Bumi Mahkota Pesona selaku penggugat dan PT Banten Berlian Indonesia selaku tergugat.
Case Material                          PT Griya Sukamanah Permai is the lawful owner of ±1,150,000 m² plot of land as the subject of dispute between
                                       PT Bumi Mahkota Pesona as Plaintiff and PT Banten Berlian Indonesia as Defendant.
Nilai Nominal Tuntutan/Gugatan         Tanah seluas ± 1.150.000 m2
Nominal Value of Claim                 ± 1,150,000 m2 plot of land
Status Penyelesaian Perkara            Pengadilan Negeri       : Gugatan PT Bumi Mahkota Pesona ditolak.
                                       Pengadilan Tinggi       : Menguatkan putusan Pengadilan Tinggi.
                                       Mahkamah Agung          : Gugatan PT Bumi Mahkota Pesona tidak dapat diterima (Niet Ontvankelijke Verklaard).
Completion Status                      District Court          : Claim filed by PT Bumi Mahkota Pesona was rejected.
                                       High Court              : Upheld the District Court’s decision.
                                       Supreme Court           : The lawsuit of PT Bumi Mahkota Pesona is inadmissible (Niet Ontvankelijke Verklaard).
Pengaruh terhadap Kondisi Perusahaan   Kendala tersebut menghambat proses pengurusan sertifikat di Kantor Pertanahan, yang kemudian memicu
                                       somasi, gugatan, dan laporan kepolisian dari konsumen.
Influence on Company’s Condition       Hindered the process of obtaining land certificates at the Land Office, subsequently triggered warning letters,
                                       lawsuits, and police reports from consumers.
Upaya yang dilakukan Perusahaan        Berupaya mengajukan Peninjauan Kembali atau melakukan upaya gugatan baru.
Efforts made by the Company            Strives to submit a Judicial Review or submitting a new lawsuit.



                                                         Kasus Perdata / Civil Cases
                                                   Perkara No. 251/Pdt. G/2024/PN.Ckr
                                                    Case No. 251/Pdt. G/2024/PN.Ckr
Para Pihak                             Penggugat / Plaintiff    : PT Bagasasi Inti Pratama
Parties                                Tergugat / Defendant     : Syamsul Sah Alam
Pokok Perkara/Gugatan                  Pada 10 September 2024, PT Bagasasi Inti Pratama mengajukan gugatan atas bidang tanah seluas ±10.230.000
                                       m² (1.023 ha) di Sukamekar, Kecamatan Sukawangi, Kabupaten Bekasi, Jawa Barat, sehubungan dengan klaim
                                       kepemilikan dari pihak tergugat.
Case Material                          On 10 September 2024, PT Bagasasi Inti Pratama filed a lawsuit concerning a plot of land of ±10,230,000 m²
                                       (1,023 ha) in Sukamekar, Sukawangi Sub-District, Bekasi Regency, West Java, in relation to an ownership claim
                                       by the Defendant.
Nilai Nominal Tuntutan/Gugatan         ±10.230.000 m² (1.023 ha) tanah di wilayah Sukamekar, Kecamatan Sukawangi, Kabupaten Bekasi, Jawa Barat.
Nominal Value of Claim                 ±10,230,000 m² (1,023 ha) of land in Sukamekar area, Sukawangi Sub-District, Bekasi Regency, West Java.
Status Penyelesaian Perkara            Putusan Pengadilan Negeri Cikarang memenangkan PT Bagasasi Inti Pratama dan sampai saat ini, pada tingkat
                                       banding, putusan tersebut tetap dikuatkan.
Completion Status                      The Cikarang District Court ruled in favor of PT Bagasasi Inti Pratama, and upheld the decision on appeal.
Pengaruh terhadap Kondisi Perusahaan   Menyebabkan tertundanya proses administrasi atas objek sengketa hingga diperolehnya putusan berkekuatan
                                       hukum tetap.
Influence on Company’s Condition       Delayed the administrative process for disputed object until a final and binding decision is reached.
Upaya yang dilakukan Perusahaan        Perseroan saat ini menunggu keputusan pihak penggugat terkait pengajuan kasasi.
Efforts made by the Company            The Company is awaiting plaintiff’s decision in relation with cassation appeal.




176     Laporan Tahunan 2025 Annual Report
Page 179
                                                                                                             PT Modernland Realty Tbk




Perkara Hukum yang Dihadapi oleh                                     Litigations Faced by Members of
Anggota Dewan Komisaris dan Direksi                                  the Company’s Board of Commissioners
Perseroan                                                            and Board of Directors

Pada tahun buku 2025, terdapat perkara hukum yang berkaitan          In 2025 fiscal year, there was a legal case involving the Company’s
dengan Entitas Anak Perseroan, yaitu PT Modern Industrial Estat,     subsidiary, PT Modern Industrial Estat, based on Police Report
berdasarkan Laporan Polisi No. LI/226/VIII/RES.5.2/2025/Tipidter     No. LI/226/VIII/RES.5.2/2025/Tipidter, regarding alleged nuclear
terkait dugaan tindak pidana ketenaganukliran sebagaimana            energy crimes as stipulated in Article 44 in conjunction with Article
diatur dalam Pasal 44 juncto Pasal 24 Undang-Undang                  24 of Law No. 10 of 1997 on Nuclear Energy. In this case, PT Peter
No. 10 Tahun 1997 tentang Ketenaganukliran. Dalam perkara            Metal Technology and PT Modern Industrial Estat were named
tersebut, PT Peter Metal Technology dan PT Modern Industrial         as defendants. In relation to this process, William Honoris as the
Estat tercatat sebagai pihak terlapor. Sehubungan dengan proses      President Commissioner of PT Modern Industrial Estat, and Pascall
tersebut, William Honoris selaku Komisaris Utama PT Modern           Wilson and Fetrizal Robby Heryunda, as Directors of PT Modern
Industrial Estat, serta Pascall Wilson dan Fetrizal Robby Heryunda   Industrial Estat, were also named in the ongoing case.
selaku Direktur PT Modern Industrial Estat turut disebut dalam
perkara yang sedang berjalan.


Berdasarkan perkembangan perkara, telah dilakukan penetapan          Based on the progress of the case, the President Director of PT
tersangka terhadap Direktur Utama PT Peter Metal Technology          Peter Metal Technology has been named a suspect, and the case
dan berkas perkara telah dilimpahkan kepada Kejaksaan Agung          files have been submitted to the Attorney General’s Office of
Republik Indonesia. Dengan demikian, penyelesaian perkara            Republic of Indonesia. Thus, the case was resolved without directly
tersebut berlangsung tanpa melibatkan kedudukan Perseroan            involving the Company.
secara langsung.




SANKSI ADMINISTRATIF
Administrative Sanctions

Sepanjang tahun 2025, tidak terdapat informasi mengenai sanksi       Throughout 2025, there is no information on the administrative
administratif yang diterima oleh Perseroan, anggota Dewan            sanctions received by the Company, members of the Board of
Komisaris, anggota Direksi, maupun Entitas Anak dari Otoritas        Commissioners, members of Board of Directors, or Subsidiaries
Jasa Keuangan atau otoritas lainnya.                                 from the Financial Services Authority or other authorities.




                                                                                             Laporan Tahunan 2025 Annual Report     177
Page 180
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         Corporate Governance




KODE ETIK
Code of Conduct


Perseroan menerapkan Kode Etik sebagai pedoman perilaku              The Company implements a Code of Conduct as a code of conduct
yang wajib dipatuhi oleh seluruh individu Perseroan, termasuk        that must be complied with by all individuals within the Company,
Dewan Komisaris, dan Direksi. Kode Etik ini menjadi landasan         including the Board of Commissioners and the Board of Directors.
dalam memastikan setiap aktivitas dan pengambilan keputusan          This Code of Conduct serves as a foundation to ensure that all
dilakukan dengan integritas, profesionalisme, dan tanggung           activities and decision-making are carried out with integrity,
jawab, sejalan dengan prinsip GCG. Selain itu, Kode Etik juga        professionalism, and accountability, in line with the principles of
menekankan kepatuhan terhadap peraturan perundang-                   GCG. In addition, the Code of Conduct emphasizes compliance
undangan, pengelolaan konflik kepentingan, serta penghormatan        with prevailing laws and regulations, the management of conflicts
terhadap hak pemangku kepentingan.                                   of interest, and respect for the rights of stakeholders.



Pokok-Pokok Kode Etik                                                Key Principles of the Code of Conduct

Pokok-pokok Kode Etik Perseroan terdiri dari 2 bagian utama,         The key principles of the Company’s Code of Conduct consist of
yaitu etika bisnis dan etika kerja. Etika bisnis mengatur prinsip-   2 main parts, namely business ethics and work ethics. Business ethics
prinsip perilaku yang harus dijalankan dalam interaksi dengan        regulate the principles of conduct that must be applied in interactions
pihak eksternal, termasuk pelanggan, mitra bisnis, regulator,        with external parties, including customers, business partners,
dan masyarakat. Sementara itu, etika kerja menekankan standar        regulators, and the community. Meanwhile, work ethics emphasize
perilaku internal yang mendorong profesionalisme, disiplin, dan      internal standards of conduct that promote professionalism,
tanggung jawab karyawan dalam melaksanakan tugas sehari-hari,        discipline, and employee accountability in carrying out daily duties,
yang terbagi ke dalam beberapa aspek inti sebagai berikut:           which are divided into several core aspects as follows:
1. Kepatuhan terhadap hukum;                                         1. Compliance with the law;
2. Gratifikasi dan anti-korupsi;                                     2. Gratuities and anti-corruption;
3. Kesempatan kerja yang adil;                                       3. Fair employment opportunities;
4. Pengawasan dan penggunaan aset;                                   4. Supervision and use of assets;
5. Hak atas kekayaan intelektual;                                    5. Intellectual property rights;
6. Benturan kepentingan;                                             6. Conflict of interests;
7. Penerapan hak asasi manusia;                                      7. Implementation of human rights;
8. Rahasia perusahaan;                                               8. Corporate secrets;
9. Kesehatan dan keselamatan kerja; dan                              9. Occupational health and safety; and
10. Perilaku terhadap sesama karyawan.                               10. Behavior to fellow employees



Pernyataan bahwa Kode Etik berlaku                                   Statement that the Code of Conduct
Bagi Anggota Direksi, Anggota Dewan                                  applied to Members of the Board
Komisaris, dan Karyawan Perseroan                                    of Directors, Members of the Board
                                                                     of Commissioners, and Company
                                                                     Employees

Kode Etik Perseroan berlaku secara menyeluruh bagi seluruh pihak     The Company’s Code of Conduct applies comprehensively to all
yang terlibat dalam operasional dan pengelolaan perusahaan,          parties involved in the Company’s operations and management,
termasuk anggota Direksi, Dewan Komisaris, serta seluruh             including members of the Board of Directors, the Board of
karyawan. Penerapannya menjadi landasan dalam menjalankan            Commissioners, and all employees. Its implementation serves as
tugas dan tanggung jawab masing-masing pihak secara                  a foundation for carrying out the duties and responsibilities of each
profesional, bertanggung jawab, dan sesuai dengan prinsip GCG.       party in a professional and accountable manner, in accordance
                                                                     with the principles of GCG.




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                                                                                                           PT Modernland Realty Tbk




Bentuk Sosialisasi dan Upaya                                        Dissemination and Enforcement
Penegakan Kode Etik                                                 Efforts of the Code of Conduct

Perseroan secara konsisten menekankan sosialisasi dan penerapan     The Company consistently emphasizes the dissemination and
Kode Etik sebagai bagian dari komitmen membangun budaya             implementation of the Code of Conduct as part of its commitment
kerja yang berintegritas. Sosialisasi dilakukan melalui berbagai    to building a work culture with integrity. Dissemination is carried
saluran, termasuk program orientasi karyawan baru, penyebaran       out through various channels, including new employee orientation
informasi melalui situs intranet, serta komunikasi internal di      programs, information dissemination via the intranet site, and
seluruh lingkungan Perseroan. Setiap dugaan pelanggaran Kode        internal communications throughout the Company. Any alleged
Etik dapat dilaporkan secara resmi kepada Perseroan untuk           violation of the Code of Conduct may be formally reported to
ditindaklanjuti sesuai prosedur yang berlaku.                       the Company for follow-up in accordance with the applicable
                                                                    procedures.



Mekanisme Pelaporan Pelanggaran                                     Code of Conduct Violation Reporting
Kode Etik                                                           Mechanism

Perseroan telah menetapkan mekanisme pelaporan pelanggaran          The Company has established a reporting mechanism for
Kode Etik untuk menjamin penanganan yang transparan dan             violations of the Code of Conduct to ensure transparent and
akuntabel. Setiap pelanggaran wajib dilaporkan kepada pihak         accountable handling. Any violation must be reported to
berwenang disertai bukti yang memadai dan identitas pelapor         the authorized party, accompanied by adequate evidence and
yang dapat diverifikasi. Setiap laporan akan dicatat dan ditelaah   a verifiable reporter identity. Each report will be recorded and
oleh pihak berwenang sebelum disampaikan kepada Direksi,            reviewed by the authorized party prior to being submitted to the
sekaligus memberikan perlindungan kepada pelapor guna               Board of Directors, while providing protection to the reporter to
memastikan proses pelaporan berjalan aman, efektif, dan bebas       ensure that the reporting process is conducted safely, effectively,
dari intimidasi.                                                    and free from intimidation.



Laporan Pelanggaran Kode Etik                                       Code of Conduct Violation Report

Pada tahun 2025, tidak terdapat laporan pelanggaran Kode Etik,      In 2025, there were no reports of violations of the Code of
baik oleh Dewan Komisaris, Direksi, dan/atau karyawan Perseroan.    Conduct by the Board of Commissioners, the Board of Directors,
                                                                    and/or the Company’s employees.




PROGRAM KEPEMILIKAN SAHAM OLEH KARYAWAN
DAN/ATAU MANAJEMEN
Employee and/or Management Share Ownership Program

Hingga penghujung tahun 2025, Perseroan belum memiliki              As of the end of 2025, the Company did not have a Management
program kepemilikan saham oleh manajemen (Management Stock          Stock Ownership Program (MSOP) and/or an Employee Stock
Ownership Program/MSOP) dan/atau program kepemilikan saham          Ownership Program (ESOP).
oleh karyawan (Employee Stock Ownership Program/ESOP).




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Page 182
        Tata Kelola Perusahaan
        Corporate Governance




KEBIJAKAN PENGUNGKAPAN KEPEMILIKAN SAHAM
DEWAN KOMISARIS DAN DIREKSI
Disclosure Policy of Share Ownership of the Board of
Commissioners and the Board of Directors
Seluruh anggota Dewan Komisaris dan Direksi wajib melaporkan     All members of the Board of Commissioners and the Board of
setiap perubahan kepemilikan saham, baik langsung maupun         Directors are required to report any changes in share ownership,
tidak langsung, kepada Perseroan sesuai tenggat waktu yang       whether directly or indirectly, to the Company within the stipulated
ditetapkan. Hal tersebut sebagaimana diatur dalam Peraturan      timeframe. This requirement is regulated under Financial Services
Otoritas Jasa Keuangan No. 4 Tahun 2024 tentang Laporan          Authority Regulation No. 4 of 2024 concerning the Reporting of
Kepemilikan atau Setiap Perubahan Kepemilikan Saham              Share Ownership or Any Changes in Share Ownership of Public
Perusahaan Terbuka, di mana pelaporan wajib dilakukan            Companies, which stipulates that reporting is mandatory if share
jika kepemilikan mencapai minimal 5% dari total saham dan        ownership reaches at least 5% of the total shares and must be
disampaikan dalam 5 hari kerja setelah perubahan terjadi.        submitted within 5 business days after the change occurs.


Pada tahun 2025, Perseroan melalui Sekretaris Perusahaan telah   In 2025, the Company, through the Corporate Secretary, routinely
secara rutin menyampaikan laporan bulanan terkait kepemilikan    submitted monthly reports on the share ownership of members
saham anggota Dewan Komisaris dan Direksi melalui e-reporting    of the Board of Commissioners and the Board of Directors via
kepada Otoritas Jasa Keuangan dan Bursa Efek Indonesia.          e-reporting to the Financial Services Authority and the Indonesia
                                                                 Stock Exchange.




SISTEM PELAPORAN PELANGGARAN
Whistleblowing System

Sistem Pelaporan dan Penyidikan Pelanggaran (Whistleblowing      The Whistleblowing System (WBS) is the Company’s official
System/WBS) merupakan mekanisme resmi Perseroan untuk            mechanism for receiving reports of alleged violations or fraud. This
menampung laporan dugaan pelanggaran atau kecurangan.            system covers actions that may be detrimental to the Company
Sistem ini mencakup tindakan yang berpotensi merugikan           as well as violations of the Code of Conduct and prevailing
Perseroan serta pelanggaran terhadap Kode Etik dan peraturan     laws and regulations. Each report is followed up objectively
perundang-undangan. Setiap laporan akan ditindaklanjuti secara   and confidentially to ensure that investigations are conducted
objektif dan rahasia guna memastikan penyelidikan berjalan       transparently while providing protection to the reporter.
transparan dengan jaminan perlindungan bagi pelapor.



Jenis Pelaporan Pelanggaran                                      Type of Violation Reporting

Pihak internal maupun eksternal Perseroan dapat melaporkan       Internal and external parties of the Company may report any
setiap dugaan pelanggaran melalui sistem WBS, terutama terkait   alleged violations through the WBS, particularly in relation to
isu-isu berikut:                                                 the following issues:
1. Tindakan asusila;                                             1. Immoral acts;
2. Pencurian;                                                    2. Theft;
3. Kecurangan                                                    3. Fraud;
4. Tindak pidana korupsi;                                        4. Corruption-related criminal acts;
5. Penggelapan;                                                  5. Embezzlement;
6. Benturan kepentingan; dan                                     6. Conflicts of interest; and
7. Suap dan gratifikasi.                                         7. Bribery and gratification.


Selain itu, setiap perbuatan yang melanggar hukum, peraturan     In addition, any acts that violate laws, company regulations, or the
perusahaan, atau kebijakan internal Perseroan juga termasuk      Company’s internal policies are also included in the category of
dalam kategori pelanggaran yang wajib dilaporkan.                violations that must be reported.




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Cara Penyampaian dan Pihak yang                                    Submission Mechanism and
Mengelola Pengaduan                                                Party Managing the Grievances

Teknis pelaporan pelanggaran melalui sistem WBS dapat              The procedures for reporting violations through the WBS may be
disampaikan melalui:                                               submitted through the following channels:




                                                     PT Modernland Realty Tbk


                            Green Central City                                 +6221 2936 5888
                            Commercial Area Lt. 5
                            Jl. Gajah Mada No. 188                              +6221 2936 9999
                            Jakarta Barat 11120
                            Indonesia                                          corporate@modernland.co.id

                                                                               www.easy.ksei.co.id




Perlindungan bagi Pelapor                                          Protection for Whistleblowers

Perseroan berkomitmen menciptakan lingkungan kerja yang            The Company is committed to creating a transparent and integrity-
transparan dan berintegritas dengan memberikan perlindungan        driven work environment by providing full protection to reporters
penuh kepada pelapor dengan memastikan:                            by ensuring that:
1. Kerahasiaan identitas pelapor dijaga untuk mencegah risiko      1. The confidentiality of the reporter’s identity is maintained
    atau dampak negatif terkait laporan yang disampaikan;              to prevent any risks or adverse impacts related to the report
                                                                       submitted;
2. Perlindungan terhadap segala bentuk tekanan, ancaman,           2. Protection is provided against any form of pressure, threats,
   intimidasi, atau perlakuan tidak menyenangkan dari pihak            intimidation, or unfavorable treatment from any party; and
   manapun; dan
3. Keamanan saksi atau pihak lain yang terlibat dalam proses       3. The safety of witnesses or other parties involved in
   investigasi terjamin.                                              the investigation process is guaranteed.



Penanganan dan Tindak Lanjut                                       Grievances Handling and Follow-Up
Pengaduan

Setiap laporan yang masuk akan diproses sesuai dengan skema        Each report received will be processed in accordance with
yang berlaku sebagaimana diuraikan berikut ini:                    the applicable mechanism as outlined below:
1. Laporan dugaan pelanggaran ditindaklanjuti melalui              1. Reports of alleged violations are followed up through
    pemeriksaan awal atau penyelidikan oleh Audit Internal atau        a preliminary review or investigation by Internal Audit or the
    Komite Audit, yang memiliki akses langsung kepada pihak            Audit Committee, which have direct access to the relevant
    terkait;                                                           parties;
2. Jika terbukti terjadi pelanggaran, laporan dilanjutkan kepada   2. If a violation is proven to have occurred, the report is escalated
    Dewan Komisaris dan Direksi untuk dikenai sanksi sesuai            to the Board of Commissioners and the Board of Directors for
    bobot pelanggaran, mulai dari teguran tertulis hingga              the imposition of sanctions commensurate with the severity of
    pemutusan hubungan kerja; dan                                      the violation, ranging from written warnings to termination of
                                                                       employment; and
3. Seluruh laporan dan catatan penyelidikan akan disimpan          3. All reports and investigation records are maintained in
   sesuai ketentuan yang berlaku.                                      accordance with applicable provisions.




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         Tata Kelola Perusahaan
         Corporate Governance




Sosialisasi Pelaporan Pelanggaran                                 Dissemination of the Whistleblowing
                                                                  System

Sekretaris Perusahaan bersama dengan Audit Internal               Corporate Secretary and Internal Audit conduct dissemination and
menyelenggarakan sosialisasi dan edukasi guna meningkatkan        education sessions to improve the awareness of fraud potentials,
kewaspadaan karyawan terhadap potensi fraud dengan                by utilizing internal communications, including e-mail and
memanfaatkan saluran komunikasi internal, termasuk email dan      Company’s official channels.
kanal resmi perusahaan.



Laporan Pelaporan Pelanggaran                                     Reports of Violation

Pada tahun 2025, tidak terdapat laporan mengenai pelanggaran      In 2025, there was no report of violation that occurred within the
yang terjadi di lingkup Perseroan.                                Company.




KEBIJAKAN ANTI-KORUPSI DAN GRATIFIKASI
Anti-Corruption and Gratuities Policy


Perseroan berkomitmen menjaga lingkungan usaha yang bersih        The Company is committed to maintaining a clean and integrity-
dan berintegritas dengan mencegah praktik korupsi, suap,          driven business environment by preventing practices of corruption,
dan gratifikasi yang dapat merusak reputasi serta kepercayaan     bribery, and gratification that may damage its reputation and
pemangku kepentingan. Komitmen ini diwujudkan melalui             the trust of stakeholders. This commitment is realized through
penerapan Kode Etik yang mengatur secara jelas kewajiban untuk    the implementation of a Code of Conduct that clearly regulates
menghindari segala bentuk korupsi, tidak memberi maupun           the obligation to avoid all forms of corruption and to neither
menerima gratifikasi dari pihak mana pun. Hal tersebut turut      give nor receive gratification from any party. This also prohibits
melarang pemberian atau janji hadiah, baik langsung maupun        the giving or promising of gifts, whether directly or indirectly,
tidak langsung, yang dapat memengaruhi objektivitas atau          that may influence the objectivity or decisions of others in
keputusan pihak lain dalam menjalankan tugasnya. Dengan           the performance of their duties. Through this approach, the
pendekatan ini, Perseroan memastikan seluruh insan perusahaan     Company ensures that all company personnel conduct business
menjalankan aktivitas bisnis secara etis dan bertanggung jawab.   activities ethically and responsibly.



Pelatihan/Sosialisasi Kebijakan                                   Anti-Corruption and Gratuities Policy
Anti-Korupsi dan Gratifikasi                                      Training/Dissemination

Pada tahun 2025, Perseroan mengadakan pelatihan dan sosialisasi   In 2025, the Company conducted training and dissemination
kebijakan anti-korupsi kepada karyawan melalui kegiatan           of anti-corruption policies to employees through the 2025
Sosialisasi Anti-Korupsi dan Anti-Gratifikasi Tahun 2025 yang     Anti-Corruption and Anti-Gratuity Socialization organized by
diselenggarakan oleh Direktorat Jenderal Perbendaharaan (DJPb)    the Directorate General of Treasury (DJPb) and held at the Jakarta
dan dilaksanakan di Aula Kantor Pelayanan Perbendaharaan          State Treasury Service Office (KPPN) Hall on 27 May 2025.
Negara (KPPN) Jakarta pada tanggal 27 Mei 2025.




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KEBIJAKAN PENGADAAN BARANG DAN JASA
Procurement of Goods and Services Policy


Kebijakan pengadaan barang dan jasa menjadi pedoman utama            The procurement of goods and services policy serves as
Perseroan untuk memastikan proses pemilihan pemasok secara           the Company’s primary guideline to ensure that the supplier
transparan dan memenuhi standar kualitas yang dibutuhkan.            selection process is conducted transparently and meets
Kebijakan ini dirancang untuk menjaga objektivitas dan menjamin      the required quality standards. This policy is designed to maintain
kesempatan yang setara bagi seluruh vendor yang memenuhi             objectivity and ensure equal opportunities for all qualified vendors.
kualifikasi. Dengan prinsip persaingan sehat, Perseroan              By upholding the principle of fair competition, the Company
mendorong hadirnya penyedia barang dan jasa yang kompeten,           encourages the participation of competent and reliable providers
andal, dan mampu memberikan nilai terbaik bagi operasional           of goods and services that are able to deliver the best value to the
perusahaan.                                                          company’s operations.


Pelaksanaan pengadaan dilakukan oleh unit yang ditugaskan            Procurement implementation is carried out by the designated units
sesuai kategori barang atau jasa yang diperlukan. Setiap tahapan,    in accordance with the category of goods or services required.
mulai dari penjaringan calon pemasok, klarifikasi teknis, evaluasi   Each stage, starting from the sourcing of prospective suppliers,
penawaran, hingga penunjukan vendor terpilih, dijalankan secara      technical clarification, evaluation of bids, to the appointment
sistematis guna memastikan efektivitas biaya dan ketepatan mutu.     of the selected vendor, is conducted in a systematic manner to
Perseroan juga melakukan pemantauan dan evaluasi menyeluruh          ensure cost efficiency and quality accuracy. The Company also
atas kinerja pemasok untuk memastikan kualitas layanan tetap         performs comprehensive monitoring and evaluation of supplier
konsisten serta mendukung keberlanjutan hubungan kerja yang          performance to ensure consistent service quality and to support
profesional.                                                         the sustainability of professional working relationships.


Sepanjang tahun 2025, Perseroan memastikan seluruh aktivitas         Throughout 2025, the Company ensured that all procurement
pengadaan dilaksanakan sesuai ketentuan yang berlaku dengan          activities were carried out in compliance with applicable
realisasi biaya sebesar Rp9.544.030.237,-.                           provisions, with total procurement expenditures amounting to
                                                                     Rp9,544,030,237.




KEBIJAKAN BENTURAN KEPENTINGAN
Conflict of Interests Policy

Perseroan telah memberlakukan ketentuan terkait benturan             The Company has implemented provisions on conflicts of
kepentingan sebagai landasan untuk memastikan bahwa setiap           interest as a foundation to ensure that all decisions and actions
keputusan dan tindakan di seluruh tingkatan organisasi diambil       at every level of the organization are taken in a professional
secara profesional, independen, dan tanpa pengaruh kepentingan       and independent manner, free from the influence of personal
pribadi. Kebijakan ini menuntut Dewan Komisaris, Direksi, dan        interests. This policy requires the Board of Commissioners,
seluruh karyawan untuk menghindari situasi yang berpotensi           the Board of Directors, and all employees to avoid situations that
menimbulkan bias, serta mengedepankan kepentingan Perseroan          may give rise to bias and to prioritize the interests of the Company
dan pemangku kepentingan secara objektif dan transparan.             and its stakeholders objectively and transparently. If a potential
Apabila ditemukan potensi benturan kepentingan, individu terkait     conflict of interest is identified, the relevant individual is required
berkewajiban menyampaikan pengungkapannya kepada pihak               to disclose it to the authorized party and refrain from participating
berwenang dan tidak turut serta dalam proses pengambilan             in the decision-making process, thereby ensuring the integrity of
keputusan, sehingga integritas tata kelola, kualitas pengawasan,     corporate governance, the quality of oversight, and the company’s
dan akuntabilitas perusahaan tetap terjaga.                          accountability.




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Page 186
         Tata Kelola Perusahaan
         Corporate Governance




KEBIJAKAN INSIDER TRADING
Insider Trading Policy


Perseroan menerapkan kebijakan yang memastikan seluruh               The Company implements policies that ensure all Shareholders
Pemegang Saham mendapatkan perlakuan setara, termasuk                receive equal treatment, including equal rights to obtain relevant
dalam hak untuk memperoleh informasi yang relevan dan                information and to participate transparently in corporate
berpartisipasi dalam keputusan korporasi secara transparan.          decision-making. As part of strengthening corporate governance,
Sebagai bentuk penguatan tata kelola, Perseroan juga                 the Company also prohibits the Board of Commissioners, the
melarang Dewan Komisaris, Direksi, manajemen, dan karyawan           Board of Directors, management, and employees from using
memanfaatkan informasi material yang belum tersedia bagi             material public information for personal purposes or for the benefit
publik untuk tujuan pribadi maupun pihak lain, guna mencegah         of other parties, in order to prevent insider trading practices.
praktik insider trading. Kebijakan ini dilaksanakan selaras dengan   This policy is implemented in accordance with applicable capital
ketentuan pasar modal yang berlaku dan menjadi dasar dalam           market regulations and serves as a foundation for maintaining
menjaga integritas Perseroan, keadilan bagi Pemegang Saham,          the Company’s integrity, fairness to Shareholders, and market
serta kepercayaan pasar terhadap operasional perusahaan.             confidence in the company’s operations.




KEBIJAKAN PERLAKUAN ADIL TERHADAP
PEMEGANG SAHAM
Fair Treatment of Shareholders Policy

Perseroan menerapkan kebijakan perlakuan adil terhadap seluruh       The Company implements a fair treatment policy for all Shareholders
Pemegang Saham sebagai bagian dari komitmen terhadap GCG.            as part of its commitment to GCG. This policy ensures that each
Kebijakan ini memastikan bahwa setiap Pemegang Saham, tanpa          Shareholder, regardless of the size of their ownership, receives
memandang besaran kepemilikannya, memperoleh hak yang                equal rights to accurate, relevant, and timely information. In
setara atas informasi yang akurat, relevan, dan tepat waktu.         addition, the Company guarantees equal opportunities to express
Selain itu, Perseroan turut menjamin kesempatan yang sama            opinions and to participate in corporate decision-making. This
dalam menyampaikan pendapat dan mengambil bagian dalam               commitment reflects that all corporate processes and actions are
keputusan korporasi. Komitmen ini mencerminkan bahwa setiap          carried out transparently, objectively, and free from discriminatory
proses dan tindakan korporasi dijalankan secara transparan,          treatment in order to maintain Shareholder trust.
objektif, dan bebas dari perlakuan diskriminatif guna menjaga
kepercayaan Pemegang Saham.




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TRANSPARANSI PRAKTIK BAD GOVERNANCE
Transparency of Bad Governance Practices


Sebagai bagian dari penerapan prinsip keterbukaan dan kepatuhan              As part of the implementation of the principles of transparency
terhadap regulasi, Perseroan melakukan evaluasi atas potensi                 and regulatory compliance, the Company conducted an evaluation
penyimpangan maupun ketidakpatuhan dalam penyusunan                          of potential deviations or non-compliance in the preparation of
Laporan Tahunan. Berdasarkan hasil penelaahan selama periode                 the Annual Report. Based on the results of the review during
pelaporan, tidak ditemukan kasus, ketidaksesuaian, maupun                    the reporting period, no cases, non-conformities, or conditions
kondisi yang menunjukkan adanya pelanggaran terhadap                         indicating violations of the applicable regulations were identified.
ketentuan peraturan yang berlaku. Rincian hasil evaluasi disajikan           Details of the evaluation results are presented in the following
pada tabel berikut:                                                          table:


                                                                Uraian                                                             Praktik
                                                              Description                                                          Practice
 Laporan atas Kegiatan Perseroan yang mencemari lingkungan                                                                            Nihil
 Report on the Company’s activities that cause environmental pollution                                                                 Nil
 Ketidakpatuhan dalam pemenuhan kewajiban perpajakan                                                                                  Nihil
 Non-compliance with the fulfillment of tax obligations                                                                                Nil
 Ketidaksesuaian antara penyajian Laporan Tahunan dan Laporan Keuangan dengan peraturan yang berlaku dan Standar Akuntansi
 Keuangan (SAK)                                                                                                                       Nihil
 Non-compliance between the presentation of the Annual Report and the Financial Statements and the applicable regulations and          Nil
 Financial Accounting Standards (SAK)
 Tidak menyampaikan kasus/perkara hukum terkait buruh dan karyawan                                                                    Nihil
 Failure to disclose legal cases/litigation related to labor and employees                                                             Nil
 Tidak mengungkapkan tinjauan segmen operasi                                                                                          Nihil
 Failure to disclose a review of operating segments                                                                                    Nil
 Ketidaksesuaian berkas Laporan Tahunan                                                                                               Nihil
 Non-compliance of the Annual Report documentation                                                                                     Nil




                                                                                                      Laporan Tahunan 2025 Annual Report      185
Page 188
TANGGUNG
JAWAB SOSIAL
DAN LINGKUNGAN
HIDUP
Social and Environmental
Responsibility




186   Laporan Tahunan 2025 Annual Report
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Laporan Tahunan 2025 Annual Report   187
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         Tanggung Jawab Sosial dan Lingkungan Hidup
         Social and Environmental Responsibility




KOMITMEN PENERAPAN TANGGUNG JAWAB SOSIAL
DAN LINGKUNGAN HIDUP
Commitment to the Implementation of Social and Environmental
Responsibility.
Perseroan menjalankan setiap aktivitas pengembangan kawasan         The Company carries out all area development activities by
dengan memperhatikan keseimbangan antara kebutuhan bisnis,          maintaining a balance between business needs, community
masyarakat, dan lingkungan. Pendekatan ini tercermin dari cara      interests, and environmental considerations. This approach is
Perseroan merancang proyek yang tidak hanya berfungsi sebagai       reflected in the way the Company designs its projects, which
ruang hunian, komersial, maupun industri, tetapi juga memberi       function not only as residential, commercial, and industrial
perhatian pada kualitas lingkungan serta dinamika sosial di         spaces, but also give due attention to environmental quality
sekitarnya. Pengelolaan lingkungan yang terukur, program sosial     and the surrounding social dynamics. Measured environmental
yang relevan, dan tata kelola pembangunan yang bertanggung          management, relevant social programs, and responsible
jawab menjadi bagian dari proses kerja yang dijalankan secara       development governance form an integral part of the Company’s
berkesinambungan.                                                   work processes, which are implemented on a sustainable and
                                                                    continuous basis.


Sebagai bagian dari komitmen jangka panjang, Perseroan              As part of its long-term commitment, the Company implements
melaksanakan Tanggung Jawab Sosial dan Lingkungan (TJSL)            Corporate Social and Environmental Responsibility (CSER)
dengan berfokus pada pemberian manfaat yang lebih luas              by focusing on provision of broader benefits to surrounding
bagi masyarakat dan lingkungan sekitar, sekaligus mendukung         communities and environment, while supporting the achievement
pencapaian Sustainable Development Goals (SDGs) 2030.               of Sustainable Development Goals (SDGs) 2030. Its implementation
Pelaksanaannya diwujudkan melalui berbagai inisiatif di bidang      is realized through various initiatives in the social, economic,
sosial, ekonomi, dan lingkungan yang selaras dengan karakteristik   and environmental sectors that are aligned with the Company’s
usaha Perseroan, antara lain melalui peningkatan efisiensi          business characteristics, including improvement of resource
penggunaan sumber daya, penyediaan fasilitas publik yang            utilization efficiency, provision of inclusive public facilities, as well
inklusif, serta pengembangan ruang komunal yang mendukung           as development of communal spaces supporting the quality of
kualitas hidup masyarakat. Berbagai inisiatif tersebut juga         life of the community. These various initiatives are also integrated
terintegrasi dengan pengembangan kawasan yang menerapkan            to area development that implement sustainability principles
prinsip keberlanjutan sejak tahap perencanaan hingga operasional,   from the planning stage through operations, as realization of
sebagai wujud komitmen Perseroan untuk menjadi entitas yang         Company’s commitment to becoming a trusted and responsible
terpercaya dan bertanggung jawab terhadap seluruh pemangku          entity for all stakeholders.
kepentingan.




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VISI DAN MISI TANGGUNG JAWAB SOSIAL
DAN LINGKUNGAN HIDUP
Vision and Mission of Social and Environmental Responsibility




                                                      VISI
                                                     VISION




                                            “Menjadi perusahaan yang
                                           terpercaya dan bertanggung
                                         jawab terhadap para pemangku
                                                  kepentingan.”
                                                “To be a trusted and
                                              responsible company to
                                                   stakeholders.”




                                  Mendukung dan
                                menjaga kepentingan                       Mendukung
                                dari para pemangku                      pemberdayaan


         MISI
                                kepentingan internal                 masyarakat sekitar,
                                   dan eksternal.                   membantu mengurangi
                                    Supporting and                  penderitaan sosial, dan
         MISSION                   safeguarding the                   menjalin hubungan
                                                                       serta komunikasi
                               interests of internal and
                                external stakeholders.                yang aktif dengan
                                                                       masyarakat luas.
                                                                          Supporting the
                                                                        empowerment of
                               Mendukung kelestarian                     the surrounding
                                   dan keindahan                     community, helping to
                                 lingkungan hidup.                   reduce social suffering,
                                                                    and establishing active
                                    Supporting the
                                                                        relationships and
                               preservation and beauty
                                                                    communication with the
                                 of the environment.
                                                                           community.




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         Tanggung Jawab Sosial dan Lingkungan Hidup
         Social and Environmental Responsibility




ROADMAP DAN KEGIATAN TANGGUNG JAWAB SOSIAL
DAN LINGKUNGAN HIDUP
Roadmap and Activities of Social and Environmental Responsibility.
Perjalanan roadmap Tanggung Jawab Sosial dan Lingkungan                    The Company’s Social and Environmental Responsibility (TJSL)
(TJSL) Perseroan telah berkembang selaras dengan dinamika                  roadmap has evolved in line with business dynamics and the
usaha dan kebutuhan kawasan yang dikelola, sehingga setiap                 needs of the areas under its management, enabling each stage
tahapannya mampu memberikan arah yang lebih terstruktur                    to provide a more structured direction for managing economic,
bagi pengelolaan dampak ekonomi, sosial, dan lingkungan.                   social, and environmental impacts. Periodic adjustments are made
Penyesuaian dilakukan secara berkala untuk memastikan prioritas            to ensure that program priorities remain relevant, measurable,
program tetap relevan, terukur, dan mendukung kualitas hidup               and supportive of the quality of life of surrounding communities.
masyarakat sekitar. Adapun fokus pengembangan kegiatan pada                The focus of activity development in 2025 is outlined as follows:
tahun 2025 diuraikan sebagai berikut:




                  2024                                            2025                                             2026


                                                    Becoming an Enviromentally                           Green Governance &
    Nutrition for Next Generation
                                                             Friendly                                 Environmental Compliance




   Program penyuluhan serta peningkatan            Program penerapan prinsip green                  Penguatan tata kelola lingkungan
   gizi balita dan anak sebagai upaya              business sebagai bentuk komitmen                 Perseroan dilakukan melalui pemenuhan
   pencegahan stunting.                            Perseroan dalam menjaga kelestarian              kepatuhan terhadap regulasi yang
                                                   lingkungan dan menciptakan operasional           berlaku, pemantauan dampak lingkungan
                                                   bisnis yang ramah lingkungan.                    secara berkala, serta integrasi prinsip
                                                                                                    Environmental, Social, and Governance
                                                                                                    (ESG) dalam proses bisnis dan operasional
                                                                                                    Perseroan.

   Counseling program and improving                The      green     business   principle          The strengthening of Company’s
   nutrition for toddlers and children as          implementation program as a form                 environmental governance is realized
   stunting prevention effort.                     of the Company’s commitment in                   through compliance with applicable
                                                   preserving the environment and creating          regulations, periodic monitoring of
                                                   an environmentally friendly business             environmental impacts, as well as the
                                                   operation.                                       integration of Environmental, Social,
                                                                                                    and Governance (ESG) principles into
                                                                                                    the Company’s business processes and
                                                                                                    operations.


                                                         B2G Unemployment                                Educator Capacity for
      Building up Digital Society
                                                              Recovery                                   Workforce Readiness




  Program peningkatan pengetahuan dan             Program kolaborasi dengan pemerintah             Penguatan kualitas dan kapasitas tenaga
  keterampilan masyarakat dalam penggunaan,       (Business to Government/B2G) dalam rangka        pendidik dilakukan melalui kerja sama dengan
  pemanfaatan, dan pembangunan media              mendukung pemulihan ketenagakerjaan              dinas terkait guna mempersiapkan peserta
  digital.                                        melalui berbagai inisiatif yang bertujuan        didik yang kompeten, adaptif, dan siap
                                                  menurunkan angka pengangguran di sekitar         memasuki dunia kerja, sekaligus mendukung
                                                  wilayah operasional Perseroan.                   peningkatan penyerapan tenaga kerja
                                                                                                   di wilayah operasional Perseroan.

  Community       knowledge  and      skills      Business to Government (B2G) collaboration       The strengthening of educator quality and
  improvement program to use, utilize, and        program to support the workforce recovery        capacity is conducted by collaborating with
  develop digital media.                          through various initiatives, aimed to lower      relevant agencies to prepare competent,
                                                  the unemployment rate in surrounding             adaptive students, who are ready to work,
                                                  areas of the Company’s operations.               while also supporting increased workforce
                                                                                                   absorption in the Company’s operational
                                                                                                   areas.



             Informasi lebih lengkap terkait kinerja keberlanjutan aspek ekonomi, sosial, dan lingkungan hidup dapat dilihat di Laporan
             Keberlanjutan PT Modernland Realty Tbk 2025.
             Detailed information on sustainability performance in economic, social, and environmental aspects is presented in the 2025
             Sustainability Report of PT Modernland Realty Tbk.



190     Laporan Tahunan 2025 Annual Report
Page 193
     PT MODERNLAND REALTY TBK
      DAN ENTITAS ANAK/ AND SUBSIDIARIES
            LAPORAN KEUANGAN KONSOLIDASIAN/
           CONSOLIDATED FINANCIAL STATEMENTS

UNTUK TAHUN YANG BERAKHIR PADA TANGGAL 31 DESEMBER 2025/
          FOR THE YEAR ENDED 31 DECEMBER 2025

                       DAN/ AND

              LAPORAN AUDITOR INDEPENDEN/
             INDEPENDENT AUDITOR’S REPORT
Page 194
    PT MODERNLAND REALTY TBK DAN ENTITAS ANAK                     PT MODERNLAND REALTY TBK AND SUBSIDIARIES
         LAPORAN KEUANGAN KONSOLIDASIAN                               CONSOLIDATED FINANCIAL STATEMENTS
     UNTUK TAHUN YANG BERAKHIR PADA TANGGAL                                  FOR THE YEAR ENDED
                31 DESEMBER 2025                                              31 DECEMBER 2025



                      DAFTAR ISI                                                CONTENTS



Pernyataan Direksi                                                                             Director’s Statement

                                                      Ekshibit/
                                                       Exhibit

Laporan Posisi Keuangan Konsolidasian                    A               Consolidated Statement of Financial Position


Laporan Laba Rugi dan Penghasilan Komprehensif Lain      B               Consolidated Statement of Profit or Loss and
  Konsolidasian                                                                      Other Comprehensive Income


Laporan Perubahan Ekuitas Konsolidasian                  C               Consolidated Statement of Changes in Equity


Laporan Arus Kas Konsolidasian                           D                     Consolidated Statement of Cash Flows


Catatan atas Laporan Keuangan Konsolidasian              E                Notes to Consolidated Financial Statements



Laporan Auditor Independen                                                            Independent Auditor’s Report
Page 195

          
Page 196
                                                                                       These Consolidated Financial Statements are
                                                                                         originally issued in Indonesian language

                                                            Ekshibit A                                                               Exhibit A

      PT MODERNLAND REALTY TBK DAN ENTITAS ANAK                                PT MODERNLAND REALTY TBK AND SUBSIDIARIES
         LAPORAN POSISI KEUANGAN KONSOLIDASIAN                                CONSOLIDATED STATEMENT OF FINANCIAL POSITION
              PADA TANGGAL 31 DESEMBER 2025                                               AS OF 31 DECEMBER 2025
      (Disajikan dalam Rupiah, kecuali dinyatakan lain)                         (Expressed in Rupiah, unless otherwise stated)


                                           Catatan/    31 Desember 2025/      31 Desember 2024*/
                                              No       31 December 2025       31 December 2024*

ASET                                                                                                                                 ASSETS

ASET LANCAR                                                                                                                CURRENT ASSETS
Kas dan setara kas                             4            164.189.251.418        190.522.197.367                  Cash and cash equivalents
Piutang usaha                                  6            103.266.242.010         98.424.228.376                          Trade receivables
Piutang lain-lain                                                                                                           Other receivables
  Pihak ketiga                                                7.015.280.648          3.519.171.109                             Third parties
  Pihak berelasi                              31              7.658.337.125          5.150.109.328                            Related party
Persediaan                                     7          2.437.289.217.057      2.247.784.839.895                                Inventories
Pajak dibayar di muka                         18a            72.815.504.454         69.930.570.481                              Prepaid taxes
Beban dibayar di muka dan                                                                                               Prepaid expenses and
  uang muka                                                 127.008.053.140        137.059.355.433                                 advances

Total Aset Lancar                                         2.919.241.885.852      2.752.390.471.989                       Total Current Assets

ASET TIDAK LANCAR                                                                                                     NON-CURRENT ASSETS
Dana yang dibatasi penggunaannya                5           423.790.174.142        458.810.119.509                           Restricted funds
Investasi pada entitas asosiasi                 8           519.499.578.613        526.678.894.606                   Investment in associates
Tanah untuk pengembangan                        9         6.211.165.738.128      6.330.257.113.390                     Land for development
Uang muka pembelian tanah                      10         1.472.459.260.943      1.602.366.723.482             Advances for purchases of land
Aset tetap                                     11         1.182.146.502.440      1.220.211.321.395             Property, plant and equipment
Aset hak guna                                                 9.572.035.546         13.437.079.605                         Right-of-use assets
Properti investasi                                          108.277.287.279         63.255.109.732                       Property investment
Goodwill                                      12            570.691.821.929        570.691.821.929                                   Goodwill
Aset pajak tangguhan                          18e             5.406.449.752          8.208.391.769                        Deferred tax assets
Aset tidak lancar lainnya                                    28.832.697.612         15.167.275.490                  Other non-current assets

Total Aset Tidak Lancar                                  10.531.841.546.384     10.809.083.850.907                  Total Non-Current Assets

TOTAL ASET                                               13.451.083.432.236     13.561.474.322.896                      TOTAL ASSETS

*Direklasifikasi (Catatan 39)                                                                                             *Reclassified (Note 39)



           Lihat Catatan atas Laporan Keuangan Konsolidasian                   See accompanying Notes to Consolidated Financial Statements
 pada Ekshibit E terlampir yang merupakan bagian yang tidak terpisahkan                  on Exhibit E which are an integral part of
        dari Laporan Keuangan Konsolidasian secara keseluruhan                    the Consolidated Financial Statements taken as a whole
Page 197
                                                                                       These Consolidated Financial Statements are
                                                                                         originally issued in Indonesian language

                                                         Ekshibit A/2                                                                Exhibit A/2

     PT MODERNLAND REALTY TBK DAN ENTITAS ANAK                                  PT MODERNLAND REALTY TBK AND SUBSIDIARIES
        LAPORAN POSISI KEUANGAN KONSOLIDASIAN                                  CONSOLIDATED STATEMENT OF FINANCIAL POSITION
             PADA TANGGAL 31 DESEMBER 2025                                                 AS OF 31 DECEMBER 2025
     (Disajikan dalam Rupiah, kecuali dinyatakan lain)                           (Expressed in Rupiah, unless otherwise stated)


                                           Catatan/    31 Desember 2025/        31 Desember 2024/
                                            Notes      31 December 2025         31 December 2024

LIABILITAS DAN EKUITAS                                                                                                LIABILITIES AND EQUITY

LIABILITAS                                                                                                                            LIABILITIES

LIABILITAS JANGKA PENDEK                                                                                                 CURRENT LIABILITIES
Utang bank jangka pendek                       13           362.000.000.000         380.000.000.000                     Short-term bank loans
Utang usaha                                    14                                                                              Trade payables
  Pihak ketiga                                              188.143.555.337         148.954.685.259                             Third parties
  Pihak berelasi                             31,33          109.738.131.525         109.738.131.525                            Related party
Utang lain-lain                                              78.201.409.041          66.097.207.023                             Other payables
Liabilitas kontrak                            15          1.480.846.420.734       1.530.199.608.502                        Contract liabilities
Beban masih harus dibayar                     16            896.158.145.902         948.585.122.108                          Accrued expenses
Utang pajak                                   18b            63.230.055.201          32.519.908.172                              Taxes payable
Bagian liabilitas jangka panjang yang                                                                             Current portion of long-term
  jatuh tempo dalam waktu satu tahun:                                                                                              liabilities:
  Liabilitas sewa                                              3.767.127.826          4.506.748.325                          Lease liabilities
  Uang jaminan keanggotaan                                                                                           Refundable membership
    yang dapat dikembalikan                                  13.753.255.077          13.753.255.077                                 deposits
  Utang obligasi                               20                -                2.299.697.296.944                           Bonds payables
  Utang bank                                   21           261.392.100.686         116.313.457.933                               Bank loans

Total Liabilitas Jangka Pendek                            3.457.230.201.329       5.650.365.420.868                  Total Current Liabilities

LIABILITAS JANGKA PANJANG                                                                                           NON-CURRENT LIABILITIES
Pendapatan ditangguhkan                       17            295.665.002.638         295.665.002.638                          Deferred income
Liabilitas pajak tangguhan                    18e            88.732.169.493          85.602.820.948                    Deferred tax liabilities
Liabilitas imbalan kerja karyawan             19             53.772.160.654          53.370.404.592                 Employee benefits liability
Liabilitas jangka panjang – setelah
  dikurangi bagian yang jatuh tempo                                                                                      Long-term liabilities –
  dalam waktu satu tahun:                                                                                              net of current portion:
  Liabilitas sewa                                             3.737.465.430           5.170.509.716                           Lease liabilities
  Utang obligasi                               20         4.606.768.187.563       3.864.099.215.130                             Bonds payable
  Utang bank                                   21         1.208.577.369.053         153.821.713.639                                Bank loans

Total Liabilitas Jangka Panjang                           6.257.252.354.831       4.457.729.666.663              Total Non-Current Liabilities

Total Liabilitas                                          9.714.482.556.160      10.108.095.087.531                           Total Liabilities


           Lihat Catatan atas Laporan Keuangan Konsolidasian                    See accompanying Notes to Consolidated Financial Statements
 pada Ekshibit E terlampir yang merupakan bagian yang tidak terpisahkan                   on Exhibit E which are an integral part of
        dari Laporan Keuangan Konsolidasian secara keseluruhan                     the Consolidated Financial Statements taken as a whole
Page 198
                                                                                          These Consolidated Financial Statements are
                                                                                            originally issued in Indonesian language

                                                           Ekshibit A/3                                                                 Exhibit A/3

     PT MODERNLAND REALTY TBK DAN ENTITAS ANAK                                   PT MODERNLAND REALTY TBK AND SUBSIDIARIES
        LAPORAN POSISI KEUANGAN KONSOLIDASIAN                                   CONSOLIDATED STATEMENT OF FINANCIAL POSITION
             PADA TANGGAL 31 DESEMBER 2025                                                  AS OF 31 DECEMBER 2025
     (Disajikan dalam Rupiah, kecuali dinyatakan lain)                            (Expressed in Rupiah, unless otherwise stated)


                                           Catatan/       31 Desember 2025/        31 Desember 2024/
                                            Notes         31 December 2025         31 December 2024

EKUITAS                                                                                                                                EQUITY
Ekuitas yang dapat diatribusikan                                                                                           Equity attributable to
  kepada pemilik entitas induk                                                                                      owners of the parent entity
Modal saham                                                                                                                          Share capital
  Modal dasar – 6.113.691.376                                                                                         Authorized – 6,113,691,376
    saham Seri A dengan nilai nominal                                                                         Series A shares with par value of
    Rp 250 per saham serta                                                                                                 Rp 250 per share and
    35.772.617.248 saham Seri B                                                                            35,772,617,248 Series B shares with
    dengan nilai nominal                                                                                                            par value of
    Rp 125 per saham                                                                                                           Rp 125 per share
  Modal ditempatkan dan disetor                                                                                    Issued and fully paid capital –
    penuh – 6.113.691.376 saham Seri A                                                                       6,113,691,376 Series A shares and
    serta 6.419.375.946 saham Seri B           22           2.330.844.837.094        2.330.844.837.094           6,419,375,946 Series B shares
Saham treasuri                                 22     (       136.189.338.200) (       136.189.338.200)                            Treasury shares
Tambahan modal disetor                         23              28.757.485.826           28.757.485.826                   Additional paid-in capital
Selisih kurs karena penjabaran laporan                                                                                     Exchange differences on
  keuangan                                                     71.509.891.954           31.419.395.271       translation of financial statements
Selisih nilai transaksi dengan                                                                                        Difference from transactions
  non-pengendali                                      (          173.891.450) (            173.891.450)             with non-controlling interest
Saldo laba                                                                                                                      Retained earnings
  Telah ditentukan penggunaannya                                4.500.000.000            4.500.000.000                              Appropriated
  Belum ditentukan penggunaannya                            1.438.892.771.832        1.195.169.313.813                           Unappropriated

Total ekuitas yang dapat diatribusikan                                                                              Total equity attributable to
 kepada pemilik entitas induk                               3.738.141.757.056        3.454.327.802.354             owners of the parent entity

Kepentingan non-pengendali                     24     (         1.540.880.980) (           948.566.989)                  Non-controlling interest

Total Ekuitas                                               3.736.600.876.076        3.453.379.235.365                                  Total Equity

TOTAL LIABILITAS DAN EKUITAS                               13.451.083.432.236       13.561.474.322.896           TOTAL LIABILITIES AND EQUITY



           Lihat Catatan atas Laporan Keuangan Konsolidasian                       See accompanying Notes to Consolidated Financial Statements
 pada Ekshibit E terlampir yang merupakan bagian yang tidak terpisahkan                      on Exhibit E which are an integral part of
        dari Laporan Keuangan Konsolidasian secara keseluruhan                        the Consolidated Financial Statements taken as a whole
Page 199
                                                                                                These Consolidated Financial Statements are
                                                                                                  originally issued in Indonesian language

                                                                Ekshibit B                                                                       Exhibit B

     PT MODERNLAND REALTY TBK DAN ENTITAS ANAK                                           PT MODERNLAND REALTY TBK AND SUBSIDIARIES
                 LAPORAN LABA RUGI DAN                                                 CONSOLIDATED STATEMENT OF PROFIT OR LOSS AND
    PENGHASILAN KOMPREHENSIF LAIN KONSOLIDASIAN                                                  OTHER COMPREHENSIVE INCOME
               UNTUK TAHUN YANG BERAKHIR                                                              FOR THE YEAR ENDED
             PADA TANGGAL 31 DESEMBER 2025                                                              31 DECEMBER 2025
     (Disajikan dalam Rupiah, kecuali dinyatakan lain)                                    (Expressed in Rupiah, unless otherwise stated)

                                           Catatan/
                                            Notes               2025                        2 0 2 4*

PENDAPATAN                                     25                                                                                              REVENUES
Penjualan bersih                                               834.127.712.773             850.728.898.700                                   Net revenues
Pendapatan dari hotel dan sewa                                  83.711.243.395              92.466.307.811                        Hotel and rental income
Lapangan golf dan restoran club house                           95.320.489.786              74.374.916.470           Golf course and club house restaurant

TOTAL PENDAPATAN                                             1.013.159.445.954           1.017.570.122.981                               TOTAL REVENUES

BEBAN POKOK PENDAPATAN                         26                                                                                      COST OF REVENUES
Beban pokok pendapatan                                 (       414.857.655.184 ) (         450.141.712.496 )                               Cost of revenues
Beban langsung hotel dan sewa                          (        62.129.566.159 ) (          68.153.616.996 )         Direct cost of hotel and rental income
Beban langsung lapangan golf dan                                                                                             Direct costs of golf course and
  restoran club house                                  (        58.057.179.822 ) (          44.861.754.393 )                        club house restaurant

TOTAL BEBAN POKOK PENDAPATAN                           (       535.044.401.165 ) (         563.157.083.885 )                   TOTAL COST OF REVENUES

LABA BRUTO                                                     478.115.044.789             454.413.039.096                                   GROSS PROFIT

Beban penjualan                               27       (       110.676.777.958 )   (       120.838.710.240 )                             Selling expenses
Beban umum dan administrasi                   28       (       465.002.388.570 )   (       442.702.014.905 )          General and administrative expenses
Pendapatan operasi lainnya                    29a            1.217.622.486.348             100.566.602.619                        Other operating income
Beban operasi lainnya                         29b      (       432.935.788.290 )   (       321.106.036.156 )                    Other operating expenses
Beban pajak final                             18d      (        21.815.979.833 )   (        22.384.493.606 )                           Final tax expenses

LABA (RUGI) USAHA                                              665.306.596.486     (       352.051.613.192 )                    OPERATING PROFIT (LOSS)

Bagian rugi dari                                                                                                                      Share in net loss from
  investasi pada entitas asosiasi             8        (         7.179.315.993 ) (          15.519.001.293 )                     investment in Associates
Pendapatan keuangan                         4,6,31               9.463.778.513              18.056.806.475                                  Finance income
Beban keuangan                                30       (       413.433.188.137 ) (         333.265.966.795 )                                   Finance costs

LABA (RUGI) SEBELUM PAJAK                                                                                                           PROFIT (LOSS) BEFORE
  PENGHASILAN                                                  254.157.870.869     (       682.779.774.805 )                               INCOME TAX

BEBAN PAJAK PENGHASILAN                                                                                                              INCOME TAX EXPENSE
Kini                                          18e      (         5.239.720.860 ) (           7.422.066.846 )                                     Current
Tangguhan                                     18f      (         2.828.166.509 ) (             308.232.282 )                                    Deferred
Penyesuaian                                   18c      (         4.969.391.701 ) (             344.992.203 )                                  Adjustment

BEBAN PAJAK PENGHASILAN – BERSIH                       (        13.037.279.070 ) (           8.075.291.331 )                  INCOME TAX EXPENSE – NET

LABA (RUGI) BERSIH TAHUN BERJALAN                              241.120.591.799     (       690.855.066.136 )            NET PROFIT(LOSS) FOR THE YEAR

PENGHASILAN KOMPREHENSIF LAIN:                                                                                          OTHER COMPREHENSIVE INCOME:
Pos yang tidak akan direklasifikasi ke                                                                                              Item that will not be
  laba rugi                                                                                                               reclassified to profit or loss
  Keuntungan aktuaria dalam
     penentuan manfaat program                                                                                          Actuarial gain on defined benefit
     pension                                                     1.988.256.280               6.486.402.936                                 pension plan
  Pajak yang terkait dengan pos                                                                                                Tax relating to items that
     yang tidak akan direklasifikasi          18f                    22.295.949    (            53.504.338 )                    will not be reclassified

Pos yang mungkin direklasifikasi                                                                                            Item that may be reclassified
  kemudian ke laba rugi                                                                                                   subsequently to profit or loss
  Selisih kurs karena penjabaran                                                                                                 Exchange differences on
     laporan keuangan                                           40.090.496.683              20.974.773.113          translation of financial statements

TOTAL PENGHASILAN                                                                                                         TOTAL OTHER COMPREHENSIVE
 KOMPREHENSIF LAIN                                              42.101.048.912              27.407.671.711                                 INCOME

TOTAL PENGHASILAN (RUGI)
 KOMPREHENSIF PADA TAHUN                                                                                          TOTAL COMPREHENSIVE INCOME (LOSS)
 BERJALAN                                                      283.221.640.711     (       663.447.394.425 )                 INCOME FOR THE YEAR

*Direklasifikasi (Catatan 39)                                                                                                         *Reclassified (Note 39)

              Lihat Catatan atas Laporan Keuangan Konsolidasian                           See accompanying Notes to Consolidated Financial Statements
    pada Ekshibit E terlampir yang merupakan bagian yang tidak terpisahkan                          on Exhibit E which are an integral part of
           dari Laporan Keuangan Konsolidasian secara keseluruhan                            the Consolidated Financial Statements taken as a whole
Page 200
                                                                                                 These Consolidated Financial Statements are
                                                                                                   originally issued in Indonesian language

                                                            Ekshibit B/2                                                                       Exhibit B/2

     PT MODERNLAND REALTY TBK DAN ENTITAS ANAK                                            PT MODERNLAND REALTY TBK AND SUBSIDIARIES
               LAPORAN LABA RUGI DAN                                                    CONSOLIDATED STATEMENT OF PROFIT OR LOSS AND
    PENGHASILAN KOMPREHENSIF LAIN KONSOLIDASIAN                                                  OTHER COMPREHENSIVE INCOME
             UNTUK TAHUN YANG BERAKHIR                                                                 FOR THE YEAR ENDED
           PADA TANGGAL 31 DESEMBER 2025                                                                31 DECEMBER 2025
  (Disajikan dalam Rupiah, kecuali dinyatakan lain)                                       (Expressed in Rupiah, unless otherwise stated)

                                          Catatan/
                                           Notes               2025                          2024

Total laba (rugi) bersih yang dapat                                                                                                 Total net profit (loss)
  diatribusikan kepada:                                                                                                                  attributable to:
  Pemilik entitas induk                                       241.712.905.790 (             690.272.176.510 )                 Owners of the parent entity
  Kepentingan non-pengendali                          (           592.313.991 ) (               582.889.626 )                    Non-controlling interest

Total                                                         241.120.591.799       (       690.855.066.136 )                                        Total

Total penghasilan (rugi) komprehensif                                                                                   Total comprehensive income (loss)
  yang dapat diatribusikan kepada:                                                                                                       attributable to:
  Pemilik entitas induk                                       283.813.954.702 (             662.864.504.799 )                 Owners of the parent entity
  Kepentingan non-pengendali                          (           592.313.991 ) (               582.889.626 )                    Non-controlling interest

Total                                                         283.221.640.711       (       663.447.394.425 )                                        Total

Laba (rugi) per saham yang dapat                                                                                                   Earning (loss) per share
  diatribusikan kepada pemilik                                                                                              attributable tothe owners of
  entitas induk                                                                                                                          the parent entity
  Laba (rugi bersih) per saham dasar          34                            20,23   (                  57,78 )               Earning (loss) basic per share


             Lihat Catatan atas Laporan Keuangan Konsolidasian                             See accompanying Notes to Consolidated Financial Statements
   pada Ekshibit E terlampir yang merupakan bagian yang tidak terpisahkan                            on Exhibit E which are an integral part of
          dari Laporan Keuangan Konsolidasian secara keseluruhan                              the Consolidated Financial Statements taken as a whole


                                                          Jakarta, 31 Maret 2026 / 31 March 2026
Page 201
                                                                                                                                                                              These Consolidated Financial Statements are
                                                                                                                                                                                originally issued in Indonesian language

                                                                                                               Ekshibit C                                                                                                                                Exhibit C

                               PT MODERNLAND REALTY TBK DAN ENTITAS ANAK                                                                                         PT MODERNLAND REALTY TBK AND SUBSIDIARIES
                                LAPORAN PERUBAHAN EKUITAS KONSOLIDASIAN                                                                                         CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
                                      UNTUK TAHUN YANG BERAKHIR PADA                                                                                                          FOR THE YEAR ENDED
                                              31 DESEMBER 2025                                                                                                                  31 DECEMBER 2025
                               (Disajikan dalam Rupiah, kecuali dinyatakan lain)                                                                                  (Expressed in Rupiah, unless otherwise stated)
                                                                                             Total ekuitas yang dapat diatribusikan kepada pemilik entitas induk/
                                                                                                   Total equity attributable to owners of the parent entity

                                                                                                                                 Selisih nilai                   Saldo laba/
                                                                                                    Selisih kurs karena       transaksi dengan                Retained earnings
                                                                                                    penjabaran laporan        non-pengendali/
                                                                             Tambahan modal        keuangan/ Exchange         Difference from                                   Belum              Kepentingan
                                                        Saham tresuri/           disetor/             differences on         transactions with     Telah ditentukan          ditentukan          non-pengendali/
                                  Modal saham/            Treasury              Additional             translation of          non-controlling      pengunaannya/          pengunaannya/         Non-controlling        Total ekuitas/
                                  Share capital            shares             paid-in capital      financial statements           interest           Appropriated          Unappropriated            interest           Total equity

Saldo pada tanggal                                                                                                                                                                                                                                       Balance as of
  31 Desember 2023                2.330.844.837.094 (    136.189.338.200)         28.757.485.826          10.444.622.158 (         173.891.450 )       4.500.000.000       1.879.008.591.725 (        365.677.363 )     4.116.826.629.790         31 December 2023

Total rugi komprehensif pada                                                                                                                                                                                                                   Total comprehensive loss
  tahun berjalan                         -                    -                     -                     20.974.773.113             -                    -            (    683.839.277.912 )(        582.889.626 ) (    663.447.394.425)                for the year

Saldo pada tanggal                                                                                                                                                                                                                                       Balance as of
  31 Desember 2024                2.330.844.837.094 (    136.189.338.200 )        28.757.485.826          31.419.395.271 (         173.891.450 )       4.500.000.000       1.195.169.313.813 (        948.566.989 )     3.453.379.235.365         31 December 2024

Total laba komprehensif pada                                                                                                                                                                                                                Total comprehensive income
  tahun berjalan                         -                    -                     -                     40.090.496.683             -                    -                 243.723.458.019 (         592.313.991)       283.221.640.711                 for the year

Saldo pada tanggal                                                                                                                                                                                                                                       Balance as of
  31 Desember 2025                2.330.844.837.094 (    136.189.338.200 )        28.757.485.826          71.509.891.954 (         173.891.450 )       4.500.000.000       1.438.892.771.832 (      1.540.880.980 )     3.736.600.876.076         31 December 2025
                                   Catatan 22/           Catatan 22/           Catatan 23/                                                                                                         Catatan 24/
                                     Note 22               Note 22               Note 23                                                                                                             Note 24




                                   Lihat Catatan atas Laporan Keuangan Konsolidasian                                                                                  See accompanying Notes to Consolidated Financial Statements
                         pada Ekshibit E terlampir yang merupakan bagian yang tidak terpisahkan                                                                                 on Exhibit E which are an integral part of
                                dari Laporan Keuangan Konsolidasian secara keseluruhan                                                                                   the Consolidated Financial Statements taken as a whole
Page 202
                                                                                            These Consolidated Financial Statements are
                                                                                              originally issued in Indonesian language

                                                              Ekshibit D                                                                     Exhibit D

     PT MODERNLAND REALTY TBK DAN ENTITAS ANAK                                     PT MODERNLAND REALTY TBK AND SUBSIDIARIES
           LAPORAN ARUS KAS KONSOLIDASIAN                                           CONSOLIDATED STATEMENT OF CASH FLOWS
        UNTUK TAHUN YANG BERAKHIR PADA                                                       FOR THE YEAR ENDED
                31 DESEMBER 2025                                                              31 DECEMBER 2025
 (Disajikan dalam Rupiah, kecuali dinyatakan lain)                                (Expressed in Rupiah, unless otherwise stated)
                                                              2025                 2024
ARUS KAS DARI AKTIVITAS OPERASI                                                                          CASH FLOWS FROM OPERATING ACTIVITIES
Penerimaan kas dari pelanggan                               958.686.616.444     1.014.151.143.610                             Receipts from customers
Pembayaran untuk/kepada:                                                                                                             Payments to/for:
  Kontraktor, pemasok, pemilik tanah dan lainnya (          413.826.435.531)(    372.090.688.290)     Contractors, suppliers, land owners and others
  Gaji dan tunjangan                             (          192.731.787.254)(    203.921.218.598)                            Salaries and allowances
  Beban usaha (di luar beban gaji                                                                             Operating expenses (excluding salaries
    dan tunjangan)                               (          424.993.018.457)(    262.632.599.353)                                  and allowances)

Arus kas (digunakan untuk) diperoleh dari aktivitas                                                                   Cash flows (used in) provided by
  operasi                                           (        72.864.624.798)     175.506.637.369                                 operating activities
Pembayaran untuk beban keuangan                     (       244.431.327.141)(    166.837.326.232)                           Payments for finance costs
Pembayaran untuk pajak final                        (        17.314.461.450)(     21.562.954.344)                               Payments for final tax
Penerimaan dari pendapatan keuangan                           7.115.301.013       15.057.617.799                            Receipts of finance income
Pembayaran pajak penghasilan badan                  (        13.348.405.178)(      7.165.429.280)                   Payments for corporate income tax

Arus kas bersih digunakan untuk
  aktivitas operasi                                   (     340.843.517.554)(      5.001.454.688)         Net cash flows used in operating activities

ARUS KAS DARI AKTIVITAS INVESTASI                                                                         CASH FLOWS FROM INVESTING ACTIVITIES
Perolehan aset tetap                                  (      28.442.419.250)(     19.700.436.150)        Acquisition of property, plant and equipment
Kenaikan (penurunan) dana yang dibatasi
  penggunaannya                                              35.019.945.367 (     17.441.247.223)                Increase (decrease) in restricted funds
Pemberian pinjaman kepada pihak berelasi              (       1.886.091.840)(      2.800.000.000)                      Loan provided to a related party
Perolehan aset-hak-guna usaha                         (       1.268.882.774)(        393.128.442)                     Acquisition of right-of-use assets
                                                                                                                  Proceeds from sale of property, plant
Penerimaan dari penjualan aset tetap                          2.757.799.000           45.413.572                                        and equipment

Arus kas bersih diperoleh dari (digunakan untuk)                                                                 Net cash flows provided by (used in)
  aktivitas investasi                                         6.180.350.503 (     40.289.398.243)                               investing activities

ARUS KAS DARI AKTIVITAS PENDANAAN                                                                          CASH FLOWS FROM FINANCING ACTIVITIES
Penerimaan dari utang bank                                1.285.865.500.000      226.000.000.000                           Receipts from bank loans
Pembayaran utang bank                                 (     169.297.516.746)(    169.342.371.977)                           Payments for bank loans
Pembayaran liabilitas sewa                            (       5.430.760.575)(      5.142.193.281)                      Payments for lease liabilities
Pembayaran utang obligasi                             (     802.160.616.466)          -                                  Payments of bonds payable

Arus kas bersih diperoleh dari                                                                                             Net cash flows provided by
 aktivitas pendanaan                                        308.976.606.213       51.515.434.742                                 financing activities

(PENURUNAN) KENAIKAN BERSIH DALAM                                                                                       NET (DECREASE) INCREASE IN
  KAS DAN SETARA KAS                                  (      25.686.560.838)       6.224.581.811                      CASH AND CASH EQUIVALENTS

DAMPAK DARI PERUBAHAN KURS                                                                                           EFFECT OF CHANGES IN FOREIGN
 MATA UANG ASING                                      (         646.385.111)(      1.066.493.513)                                EXCHANGE RATE

KAS DAN SETARA KAS                                                                                                     CASH AND CASH EQUIVALENTS
  PADA AWAL TAHUN                                           190.522.197.367      185.364.109.069                   AT THE BEGINNING OF THE YEAR

KAS DAN SETARA KAS                                                                                                    CASH AND CASH EQUIVALENTS
  PADA AKHIR TAHUN (Catatan 4)                              164.189.251.418      190.522.197.367                 AT THE END OF THE YEAR (Note 4)


             Lihat Catatan atas Laporan Keuangan Konsolidasian                        See accompanying Notes to Consolidated Financial Statements
   pada Ekshibit E terlampir yang merupakan bagian yang tidak terpisahkan                       on Exhibit E which are an integral part of
          dari Laporan Keuangan Konsolidasian secara keseluruhan                         the Consolidated Financial Statements taken as a whole
Page 203
                                                                   These Consolidated Financial Statements are
                                                                     originally issued in Indonesian language

                                              Ekshibit E                                                         Exhibit E

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                  PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                 FOR THE YEAR ENDED
                   31 DESEMBER 2025                                         31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)         (Expressed in Rupiah, unless otherwise stated)


1. U M U M                                                 1. GENERAL

  a. Pendirian Perusahaan                                    a. Establishment of the Company

     PT Modernland Realty Tbk (“Perusahaan”) didirikan          PT Modernland Realty Tbk (the “Company”) was
     berdasarkan akta Notaris Hendra Karyadi, S.H.              established based on Notarial deed No. 15 dated
     No. 15 tanggal 8 Agustus 1983. Akta pendirian ini          8 August 1983 of Hendra Karyadi, S.H. The deed
     disahkan oleh Menteri Kehakiman Republik Indonesia         of establishment was approved by the Minister
     dalam Surat Keputusan No. C2-7390.HT.01.01.Th.83           of Justice of the Republic of Indonesia in his
     tanggal 12 November 1983 dan diumumkan dalam               Decision Letter No. C2-7390.HT.01.01.Th.83 dated
     Berita Negara Republik Indonesia No. 100 tanggal           12 November 1983 and was published in the State
     16 Desember 1983, Tambahan No. 1073.                       Gazette of the Republic of Indonesia No. 100 dated
                                                                16 December 1983, Supplement No. 1073.

     Pada tahun 2008, anggaran dasar Perusahaan diubah          In 2008, the Company’s articles of association was
     berdasarkan akta Notaris Wahyu Nurani, S.H.                amended based on Notarial deed No. 32 of Wahyu
     No. 32 tanggal 27 Juni 2008 untuk menyesuaikan             Nurani, S.H., dated 27 June 2008 to conform with
     seluruh anggaran dasar sesuai dengan Undang-Undang         Law No. 40 Year 2007 for Limited Liability
     No.    40    Tahun    2007     tentang  Perusahaan         Companies. The amendment was received by the
     Terbatas. Perubahan tersebut telah diterima oleh           Minister of Law and Human Rights of the Republic of
     Menteri Hukum dan Hak Asasi Manusia Republik               Indonesia in his Decision Letter No. AHU-
     Indonesia dalam Surat Keputusan No. AHU-                   69149.AH.01.02.Th.08 dated 24 September 2008 and
     69149.AH.01.02.Th.08 tanggal 24 September 2008 dan         was published in the State Gazette of the Republic of
     diumumkan dalam Berita Negara Republik Indonesia           Indonesia No. 10917 dated 16 August 2010,
     No. 10917 tanggal 16 Agustus 2010, Tambahan No. 65.        Supplement No. 65.

     Anggaran dasar Perusahaan telah mengalami                  The Company’s articles of association have been
     beberapa kali perubahan. Perubahan anggaran dasar          amended several times. The latest amendment in the
     Perusahaan yang terakhir dimuat dalam akta Notaris         Company’s articles of association was made in
     No. 4 tanggal 5 November 2021, yang dibuat oleh            Notarial deed No. 4 dated 5 November 2021 by
     Audrey Tedja, S.H., M.Kn. Notaris di Jakarta               Audrey Tedja, S.H., M.Kn. Notary in Jakarta, to
     mengenai perubahan anggaran dasar Perusahaan               conform with Regulation of Indonesian Financial
     untuk disesuaikan dengan Peraturan Otoritas Jasa           Services Authority No. 32/POJK.04/2014 regarding
     Keuangan No. 32/POJK.04/2014 tentang Rencana dan           General Meeting of Shareholders of Public Companies
     Penyelenggaraan Rapat Umum Pemegang Saham                  and Regulation of Indonesian Financial Services
     Perusahaan Terbuka dan Peraturan Otoritas Jasa             Authority regarding No. 33/POJK.04/2014 rule on
     Keuangan No. 33/POJK.04/2014 tentang Direksi dan           Boards of Directors and Boards of Commissioners of
     Dewan Komisaris Emiten atau Perusahaan Publik.             Issuers and Public Companies. The amendment was
     Perubahan tersebut telah diterima oleh Menteri             received by the Minister of Law and Human Rights of
     Hukum dan Hak Asasi Manusia Republik Indonesia             the Republic of Indonesia in his Letter of notification
     dalam Surat Pemberitahuan No. AHU-AH.01.03-                No. AHU-AH.01.03-0473204 dated 15 November 2021.
     0473204 tanggal 15 November 2021.

     Perusahaan memulai kegiatan usaha komersialnya             The Company started its commercial operations in
     pada bulan November 1989.                                  November 1989.

     Perusahaan berkedudukan di Jalan Matraman Raya             The Company is domiciled at Jalan Matraman Raya
     No. 12, Kelurahan Kebun Manggis, Kecamatan                 No. 12, Kebun Manggis Village, Matraman Sub-
     Matraman, Jakarta Timur. Kantor utama Perusahaan           district, East Jakarta. The Company’s main office is
     berlokasi di Green Central City, Commercial Area           located at Green Central City, Commercial Area
     Lt. 5, Jl Gajah Mada No. 188, Jakarta Barat.               5th Floor, Jl Gajah Mada No. 188, West Jakarta.
Page 204
                                                                      These Consolidated Financial Statements are
                                                                        originally issued in Indonesian language

                                              Ekshibit E/2                                                     Exhibit E/2

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)            (Expressed in Rupiah, unless otherwise stated)


1. U M U M (Lanjutan)                                        1. GENERAL (Continued)

   a. Pendirian Perusahaan (Lanjutan)                           a. Establishment of the Company (Continued)

      Sesuai dengan Pasal 3 anggaran dasar Perusahaan,             In accordance with Article 3 of the Company’s
      ruang lingkup kegiatan usaha Perusahaan meliputi             articles of association, the scope of activities of the
      antara lain, pembangunan perumahan, investasi                Company comprises of, among others, real estate
      yang berkaitan dengan properti, sarana dan                   development, investment relating to property,
      prasarana, pembangunan kawasan industri dan                  infrastructure, development of industrial area and
      pergudangan, apartemen, perhotelan, perkantoran,             warehouse, apartment, hotel, office, shopping
      pusat perbelanjaan serta jasa dan pengelolaan                center and management and service of golf course,
      lapangan golf, kontraktor umum, pemasangan                   general contractor, installation of heavy lifting,
      komponen bangunan berat, konstruksi besi dan baja,           construction of iron and steel, construction of
      pembangunan konstruksi gedung, jembatan jalan,               building, road bridges, airport-dock, mounting
      bandara-dermaga, pemasangan instalasi-instalasi dan          installations and development of residential area.
      pengembangan wilayah pemukiman. Kegiatan usaha               Supporting business activities of Company include,
      penunjang Perusahaan antara lain perdagangan yang            among others, trade import and export, a large local
      meliputi impor dan ekspor, perdagangan besar lokal,          trade, distributors, agents and as representatives of
      distributor, agen dan sebagai perwakilan dari badan-         the agencies and trading companies dealing with real
      badan perusahaan-perusahaan dan perdagangan yang             estate and business property and leasing services,
      berhubungan dengan usaha real estat dan properti             property management and supporting infrastructure
      serta jasa penyewaan, pengelolaan properti dan               for the Company’s construction. Presently, the
      sarana penunjang konstruksi Perusahaan. Pada saat            Company’s activities include the industrial town
      ini,   kegiatan    yang   sudah   dijalankan    oleh         development and sale of real estate and apartments
      Perusahaan berupa pengembangan kawasan industri              and operation of golf course, club house restaurant,
      dan penjualan real estat dan apartemen serta                 hotels and property leasing services.
      pengelolaan lapangan golf dan restoran club house,
      perhotelan dan jasa penyewaan properti.

   b. P r o y e k                                               b. Projects

      Pembangunan Township                                         Township Development

      Kota Modern – merupakan proyek perumahan                     Kota Modern – is the first residential township
      township pertama yang diluncurkan pada tahun 1989.           project launched in 1989. Kota Modern is located in
      Kota Modern berlokasi di pusat kota Tangerang                the heart of Tangerang City west of Jakarta. Kota
      sebelah barat Jakarta. Kota Modern merupakan                 Modern is a property development comprising of
      pengembangan properti yang terdiri dari kawasan              residential and commercial areas. Kota Modern also
      perumahan dan komersial. Kota Modern juga memiliki           has various amenities such as a shopping mall,
      berbagai fasilitas seperti pusat perbelanjaan, ruko,         shophouses, modern market, schools, a hospital,
      pasar modern, sekolah, rumah sakit, lapangan golf            a golf course and a country club.
      dan country club.

      Jakarta Garden City – merupakan gabungan kawasan             Jakarta Garden City – is a mixed residential and
      perumahan dan komersial yang berlokasi di Cakung,            commercial township located in Cakung, East
      Jakarta Timur. Jakarta Garden City adalah kawasan            Jakarta. Jakarta Garden City is a residential
      pemukiman      yang   dilengkapi   dengan    pusat           township supported by shopping mall, shophouses,
      perbelanjaan, ruko, pusat hiburan, kantor, sekolah           entertainment centers, offices, international schools
      internasional   dan   fasilitas  lainnya.   Proyek           and other facilities. The project was first launched in
      diluncurkan perdana pada 2005.                               2005.

      Modernland Cilejit – merupakan kota baru di                  Modernland Cilejit – is a new city in Tangerang with
      Tangerang dengan konsep Resort Living. Modernland            Resort Living concept. Modernland Cilejit is a project
      Cilejit merupakan pengembangan proyek yang terdiri           development which consist of residential and
      dari kawasan perumahan dan komersial. Modernland             commercial area. Modernland Cilejit is supported by
      Cilejit dilengkapi dengan berbagai fasilitas seperti         many facilities such as commercial area, modern
      area komersial, pasar modern, theme park, edu park,          market, theme park, edu park, school and other
      sekolah dan fasilitas lainnya. Proyek diluncurkan            facilities. The project was first launched in 2019.
      perdana pada 2019.
Page 205
                                                                       These Consolidated Financial Statements are
                                                                         originally issued in Indonesian language

                                              Ekshibit E/3                                                      Exhibit E/3

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)             (Expressed in Rupiah, unless otherwise stated)


1. U M U M (Lanjutan)                                         1. GENERAL (Continued)

   b. P r o y e k (Lanjutan)                                     b. Projects (Continued)

      Pembangunan Perumahan                                         Residential Development

      Modern Hill – terletak di Desa Pondok Cabe, Jakarta           Modern Hill – is located in Pondok Cabe Village,
      Selatan.   Bukit    Modern    merupakan    kawasan            South Jakarta. Modern Hill is exclusive developments
      perumahan eksklusif bagi keluarga kelas menengah ke           of middle to high-end single family homes and multi-
      atas dan hunian dengan berbagai tema. Proyek                  story residential properties. The project was first
      diluncurkan perdana pada 1996.                                launched in 1996.

      Puri Teratai dan Puri Mas - proyek ini dibangun               Puri Teratai and Puri Mas – this project was built as
      sebagai proyek perumahan sederhana untuk orang                a low cost housing project for people who work in
      yang bekerja di kawasan industri untuk melengkapi             the industrial area to complement Modern Cikande
      Kawasan Industri Modern Cikande. Proyek diluncurkan           Industrial Estate. The project was first launched in
      perdana pada 2012.                                            2012.

      Modern Park – merupakan sebuah kawasan perkotaan              Modern Park – is a township in East Jakarta, which
      di Jakarta Timur, yang dijual sebagai kawasan                 was sold as residential property between 1992 to
      perumahan antara tahun 1992 sampai 1997.                      1997.

      Pengembangan Kawasan Industri                                 Industrial Town Development

      Kawasan Industri Modern Cikande I dan II – berlokasi          Modern Cikande Industrial Estate I and II - is located
      di Cikande, Serang, Provisi Banten, jaraknya 68 km            in Cikande, Serang, Banten Province, 68 km away
      dari Jakarta dan sekitar 50 km dari Bandara                   from Jakarta and around 50 km away from Soekarno-
      Internasional Soekarno-Hatta. Proyek ini mempunyai            Hatta International Airport. The project has basic
      infrastruktur dasar dengan kavling dan tanah siap             infrastructure with ready-to-build land lots of a
      bangun dengan ukuran yang bisa disesuaikan dengan             customized size for industrial users. The project was
      pengguna industri. Proyek diluncurkan perdana di              first launched in 2012.
      2012.

      Perhotelan dan Komersial                                      Hospitality and Commercial

      Novotel Gajah Mada – merupakan sebuah hotel                   Novotel Gajah Mada - a four-star hotel operated by
      bintang empat yang dioperasikan oleh Grup Accor di            the Accor Group under the Novotel brand located in
      bawah merk Novotel berlokasi di Green Central City.           Green Central City. The project was first launched in
      Proyek diluncurkan perdana di 2012.                           2012.

      Padang Golf Modern dan Country Club – merupakan               Padang Golf Modern and Country Club – a golf and
      sub unit bisnis berupa lapangan golf dan country club         country club located within Kota Modern. The
      yang berlokasi di Kota Modern. Proyek diluncurkan             project was first launched in 1994.
      perdana di 1994.

      Swiss-Belinn Modern Cikande – merupakan hotel                 Swiss-Belinn Modern Cikande – a four-star hotel
      bintang empat di bawah merk Swiss-Belhotel                    under Swiss-Belhotel International located in
      Internasional berlokasi di Cikande, Serang, Provinsi          Cikande, Serang, Banten province. The project was
      Banten. Proyek diluncurkan perdana di 2018.                   first launched in 2018.

   c. Penawaran Umum Efek Perusahaan dan Tindakan                c. Public Offerings of The Company’s Shares and
      Korporasi Lainnya                                             Other Corporate Actions

      Pada tanggal 18 Desember 1992, Perusahaan                     On 18 December 1992, the Company offered to the
      menawarkan 22.800.000 saham dengan nilai nominal              public 22,800,000 shares with par value per share of
      Rp 1.000 per saham kepada masyarakat melalui pasar            Rp 1,000 at a market price per share of Rp 4,650.
      modal dengan harga Rp 4.650 per saham.
Page 206
                                                                      These Consolidated Financial Statements are
                                                                        originally issued in Indonesian language

                                             Ekshibit E/4                                                      Exhibit E/4

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)            (Expressed in Rupiah, unless otherwise stated)


1. U M U M (Lanjutan)                                        1. GENERAL (Continued)

   c. Penawaran Umum Efek Perusahaan dan Tindakan               c. Public Offerings of The Company’s Shares and
      Korporasi Lainnya (Lanjutan)                                 Other Corporate Actions (Continued)

      Pencatatan saham dilakukan di Bursa Efek Indonesia          Such shares were listed on the Indonesia Stock
      pada tanggal 18 Januari 1993. Bersamaan dengan              Exchange on 18 January 1993. Simultaneous with the
      pencatatan saham-saham tersebut, seluruh saham              listing of the aforementioned shares, all the
      milik pemegang saham lama sejumlah 52.000.000               52,000,000 shares owned by the founding
      saham juga turut dicatatkan.                                shareholders were also listed.

      Pada tahun 1994, Perusahaan melakukan Penawaran             In 1994, the Company conducted a Limited Rights
      Umum Terbatas I dengan menerbitkan “Obligasi                Issue I Offering through the issuance of “Modernland
      Wajib Konversi Modernland Pada 6% Tahun 1995                Mandatory Convertible Bonds at 6% Year 1995
      dengan Hak Memesan Efek Terlebih Dahulu (Pre-               with Pre-emptive Rights” (MCB) amounting to
      emptive Rights)” (OWK) sebesar Rp 179.520.000.000           Rp 179,520,000,000 on 4 January 1995. The MCBs
      pada tanggal 4 Januari 1995. Pencatatan OWK                 were listed on the Indonesia Stock Exchange on
      dilakukan pada Bursa Efek Indonesia pada tanggal            4 January 1995.
      4 Januari 1995.

      Pada tanggal 1 Juli 1997, Perusahaan memecah nilai          On 1 July 1997, the Company changed the par value
      nominal sahamnya dari Rp 1.000 per saham menjadi            per share from Rp 1,000 to Rp 500.
      Rp 500 per saham.

      Pada tanggal 1 Agustus 1997, Perusahaan                     On 1 August 1997, the Company issued 118,700,800
      menerbitkan saham bonus sejumlah 118.700.800                bonus shares.
      saham.

      Pada tanggal 30 Maret 1998, Perusahaan menerbitkan          On 30 March 1998, the Company issued 308,389,452
      saham bonus sejumlah 308.389.452 saham dan                  bonus shares and stock dividends totaling
      dividen saham sejumlah 157.780.650 saham.                   157,780,650 shares.

      Dari tahun 1995 sampai 2003, seluruh OWK di atas            From 1995 to 2003, all of the MCBs were converted
      dikonversikan menjadi saham Perusahaan. Pada akhir          into shares of the Company. By the end of 2003, all
      tahun 2003, semua OWK sudah dikonversi menjadi              of the MCBs had been converted into 91,319,861
      91.319.861 saham. Dengan demikian, pada tanggal             shares. Consequently, as of 31 December 2004, all of
      31 Desember 2004, seluruh saham Perusahaan                  the Company’s 825,790,763 shares were listed on the
      sejumlah 825.790.763 saham telah dicatatkan di              Indonesia Stock Exchange.
      Bursa Efek Indonesia.

      Pada tahun 2005, Perusahaan menerbitkan saham               In 2005, the Company issued 1,641,054,925 new
      baru sejumlah 1.641.054.925 saham dengan nilai              shares with par value per share of Rp 500, which
      nominal Rp 500 per saham, yang berasal dari konversi        arose from the conversion of the Company’s loan
      pinjaman pokok Perusahaan. Saham yang diterbitkan           principal. The new shares were listed on the
      tersebut telah dicatatkan di Bursa Efek Indonesia.          Indonesia Stock Exchange.

      Pada tahun 2008, Perusahaan menerbitkan saham               In 2008, the Company issued 590,000,000 new shares
      baru sejumlah 590.000.000 saham dengan nilai                with par value per share of Rp 500, which arose from
      nominal Rp 500 per saham, yang berasal dari konversi        the conversion of the Company’s convertible bonds
      utang    obligasi   konversi  Perusahaan     melalui        principal which were issued through a Capital
      Penambahan Modal tanpa Hak Memesan Efek Terlebih            Increase without Pre-emptive Rights. Consequently,
      Dahulu. Dengan demikian, seluruh saham Perusahaan           all of the Company’s 3,056,845,688 shares were
      sejumlah 3.056.845.688 saham telah dicatatkan di            listed on the Indonesia Stock Exchange.
      Bursa Efek Indonesia.
Page 207
                                                                     These Consolidated Financial Statements are
                                                                       originally issued in Indonesian language

                                             Ekshibit E/5                                                     Exhibit E/5

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                    PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                  NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                   FOR THE YEAR ENDED
                   31 DESEMBER 2025                                           31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)           (Expressed in Rupiah, unless otherwise stated)


1. U M U M (Lanjutan)                                       1. GENERAL (Continued)

   c. Penawaran Umum Efek Perusahaan dan Tindakan              c. Public Offerings of The Company’s Shares and
      Korporasi Lainnya (Lanjutan)                                Other Corporate Actions (Continued)

      Berdasarkan    Surat  Pernyataan   Efektif    yang         Based    on    the    Effective    Statement     Letter
      diterbitkan oleh Ketua Badan Pengawas Pasar                No. S-13446/BL/2011 dated 15 December 2011 from
      Modal dan Lembaga Keuangan (“BAPEPAM-LK”)                  the Chairman of the Capital Market Supervisory
      No. S–13446/BL/2011 tanggal 15 Desember 2011,              Agency and Financial Institutions Supervisory Agency
      Perusahaan melakukan Penawaran Umum Terbatas II            (“BAPEPAM-LK”), the Company conducted a Limited
      (PUT II) dalam rangka Hak Memesan Efek Terlebih            Public Offering II (PUT II) amounting to 3,209,687,973
      Dahulu sejumlah 3.209.687.973 saham Seri B dengan          Series    B     shares      with    par    value     of
      nilai nominal Rp 250 per saham melalui Bursa Efek          Rp 250 per share through the Indonesia Stock
      Indonesia   dengan   harga    penawaran    sebesar         Exchange at the offering price of Rp 250 per share.
      Rp 250 per saham.

      Pada Januari 2012, Perusahaan telah menerima dana          In January 2012, the Company received proceeds
      dari hasil PUT II sebesar Rp 802.421.993.250.              from PUT II amounting to Rp 802,421,993,250.

      Pada tanggal 27 September 2013, Perusahaan                 On 27 September 2013, the Company changed the par
      merubah nilai nominal saham Seri A dari                    value per share of Series A shares from Rp 500 to
      Rp 500 menjadi Rp 250 dan saham Seri B dari                Rp 250 and Series B shares from Rp 250 to Rp 125.
      Rp 250 menjadi Rp 125.

      Berdasarkan       Surat      Pernyataan     Efektif        Based      on    Effective    Statement      Letter
      No. S-14327/BL/2012 pada tanggal 17 Desember 2012          No. S-14327/BL/2012 dated 17 December 2012 issued
      yang diterbitkan oleh Ketua BAPEPAM-LK, Perusahaan         by the Chairman of BAPEPAM-LK, the Company
      melakukan Penawaran Umum Obligasi II Modernland            undertook Public Bond Offering II Modernland Realty
      Realty Tahun 2012 dengan Tingkat Bunga Tetap.              Year 2012 with Fixed Rates. The bonds issued by the
      Obligasi yang dikeluarkan oleh Perusahaan adalah           Company were Series A bonds with a principal
      Obligasi Seri A dalam jumlah pokok sebesar                 amount of Rp 250,000,000,000, with a fixed interest
      Rp 250.000.000.000 dengan tingkat bunga tetap              rate of 10.75% and a term of 3 years and
      sebesar 10,75% dengan jangka waktu 3 tahun dan             Series B bonds with a principal amount of
      Obligasi Seri B dalam jumlah pokok sebesar                 Rp 250,000,000,000, with a fixed interest rate of
      Rp 250.000.000.000 dengan tingkat bunga tetap              11% and a term of 5 years. Series A and Series B
      sebesar 11% dengan jangka waktu 5 tahun. Obligasi          bonds were paid in December 2015 and 2017,
      Seri A dan Seri B telah dibayar masing-masing pada         respectively.
      Desember 2015 dan 2017.

      Berdasarkan Offering Memorandum tertanggal                 Based on the Offering Memorandum dated
      13 Oktober 2013, Modernland Overseas Pte. Ltd.             13     October     2013,   Modernland     Overseas
      (MLO), sebuah perusahaan yang didirikan berdasarkan        Pte. Ltd. (MLO), a company incorporated under the
      hukum Singapura dan dimiliki oleh Perusahaan secara        laws of Singapore and a wholly-owned subsidiary of
      keseluruhan, menerbitkan 11% Guaranteed Senior             the Company, issued USD 150,000,000 aggregate
      Notes due 2016 (“Guaranteed Senior Notes due               principal amount of 11% Guaranteed Senior Notes
      2016”) dengan agregat jumlah pokok sebesar                 due 2016 (the “Guaranteed Senior Notes due 2016”).
      USD 150.000.000. Guaranteed Senior Notes due 2016          The Guaranteed Senior Notes due 2016 will mature
      jatuh tempo pada tanggal 25 Oktober 2016. Bunga            on 25 October 2016. Interest will accrue from
      akan diakui dari tanggal 25 Oktober 2013 dan akan          25 October 2013 and be payable semi annually in
      dibayarkan setiap enam bulan pada tanggal 25 April         arrears on 25 April and 25 October of each year,
      dan 25 Oktober setiap tahun, dimulai pada tanggal          commencing on 25 April 2014. In October 2013
      25 April 2014. Pada Oktober 2013 persetujuan dasar         approval-in-principle has been received from the
      telah diterima dari Singapore Exchange Securities          Singapore Exchange Securities Trading Limited (the
      Trading Limited (the “SGX-ST”) untuk pendaftaran           “SGX-ST”) for the listing and quotation of the
      dan kuotasi atas Guaranteed Senior Notes due 2016          Guaranteed Senior Notes due 2016 on the SGX-ST.
      pada SGX-ST.
Page 208
                                                                       These Consolidated Financial Statements are
                                                                         originally issued in Indonesian language

                                              Ekshibit E/6                                                      Exhibit E/6

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)             (Expressed in Rupiah, unless otherwise stated)


1. U M U M (Lanjutan)                                         1. GENERAL (Continued)
   c. Penawaran Umum Efek Perusahaan dan Tindakan                c. Public Offerings of The Company’s Shares and
      Korporasi Lainnya (Lanjutan)                                  Other Corporate Actions (Continued)

      Berdasarkan     Offering    Memorandum     tanggal           Based on the Offering Memorandum dated
      29 Juli 2014, Marquee Land Pte. Ltd. (ML), sebuah            29 July 2014, Marquee Land Pte. Ltd. (ML),
      perusahaan yang didirikan berdasarkan hukum                  a company incorporated under the laws of Singapore
      Singapura dan dimiliki oleh Perusahaan secara                and a wholly-owned subsidiary of the Company,
      keseluruhan, menerbitkan USD 190.830.000 agregat             issued USD 190,830,000 aggregate principal amount
      dengan jumlah pokok sebesar 9,75% Guaranteed                 of 9.75% Guaranteed Senior Notes due 2019.
      Senior Notes due 2019. Bersamaan dengan penerbitan           Concurrently with the issuance of the Guaranteed
      Guaranteed Senior Notes due 2019, MLO menukarkan             Senior   Notes    due   2019,   MLO     exchanged
      Guaranteed Senior Notes due 2016 sebesar                     USD 92,382,000 Guaranteed Senior Notes due 2016
      USD 92.382.000 dengan Guaranteed Senior Notes due            for ML’s Guaranteed Senior Notes due 2019
      2019 milik ML sebesar USD 92.382.000.                        amounting to USD 92,382,000.
      Guaranteed Senior Notes due 2019 akan jatuh tempo            The Guaranteed Senior Notes due 2019 will mature
      pada tanggal 5 Agustus 2019. Bunga akan diakui sejak         on 5 August 2019. Interest will accrue from 5 August
      5 Agustus 2014 dan dibayarkan setiap enam bulan              2014 and be payable semi-annually in arrears on
      pada 5 Februari dan 5 Agustus setiap tahun, mulai            5 February and 5 August of each year, commencing
      tanggal 5 Februari 2015. Pada Agustus 2014,                  on 5 February 2015. In August 2014, approval-in-
      persetujuan dasar telah diterima dari Singapore              principle has been received from the Singapore
      Exchange Securities trading Limited (the "SGX-ST")           Exchange Securities Trading Limited (the “SGX-ST”)
      untuk pendaftaran dan kuotasi atas Guaranteed                for the listing and quotation of the Guaranteed
      Senior Notes due 2019 pada SGX-ST.                           Senior Notes due 2019 on the SGX-ST.
      Berdasarkan       Surat     Pernyataan      Efektif          Based      on      Effective     Statement   Letter
      No. S-285/D.04/2015 pada tanggal 25 Juni 2015 yang           No. S-285/D.04/2015 dated 25 June 2015
      diterbitkan oleh Dewan Komisioner Otoritas Jasa              issued by the Board of Commissioners of Indonesia
      Keuangan, Perusahaan melakukan Penawaran Umum                Financial Services Authority, the Company undertook
      Obligasi Berkelanjutan I Modernland Realty Tahap I           Modernland Realty Year 2015 Continuing Public
      Tahun 2015 dengan Tingkat Bunga Tetap.                       Offering I Phase I with Fixed Interest Rate.
      Obligasi Berkelanjutan yang dikeluarkan oleh                 The bonds issued by the Company were
      Perusahaan adalah Obligasi Berkelanjutan Seri A              Series A bonds with a principal amount of
      dalam jumlah pokok sebesar Rp 600.000.000.000                Rp 600,000,000,000, with a fixed interest
      dengan tingkat bunga tetap sebesar 12% dengan                rate of 12% and a term of 3 (three) years
      jangka waktu 3 (tiga) tahun dan Obligasi                     and the Series B bonds with a principal amount of
      Berkelanjutan Seri B dalam jumlah pokok sebesar              Rp 150,000,000,000, with a fixed interest rate of
      Rp 150.000.000.000 dengan tingkat bunga tetap                12.50% and a term of 5 (five) years. Interest from
      sebesar 12,50% dengan jangka waktu 5 (lima) tahun.           Series A and Series B bonds will be paid quarterly.
      Bunga obligasi Seri A dan Seri B dibayarkan setiap           Series A bond will mature in July 2018 and Series B
      triwulan. Obligasi Seri A akan jatuh tempo pada bulan        bond will mature in July 2020.
      Juli 2018 dan Obligasi Seri B akan jatuh tempo pada
      bulan Juli 2020.
      Berdasarkan     Offering    Memorandum        tanggal        Based on the Offering Memorandum dated
      19 Agustus 2016, Marquee Land Pte. Ltd. (ML), sebuah         19 August 2016, Marquee Land Pte. Ltd. (ML),
      Perusahaan yang didirikan berdasarkan hukum                  a Company incorporated under the laws of Singapore
      Singapura dan dimiliki oleh Perusahaan secara                and a wholly-owned subsidiary of the Company,
      keseluruhan, menerbitkan Guaranteed Senior Notes             issued additional USD 57,426,000 aggregate principal
      due 2019 (Second Guaranteed Senior Notes due                 amount of Guaranteed Senior Notes due 2019 (Second
      2019) dengan agregat jumlah pokok sebesar                    Guaranteed       Senior    Notes     due      2019).
      USD 57.426.000. Pada Agustus 2016 persetujuan dasar          In August 2016 approval-in-principle has been
      telah diterima dari Singapore Exchange Securities            received from the Singapore Exchange Securities
      Trading Limited (the "SGX-ST") untuk pendaftaran dan         Trading Limited (the “SGX-ST”) for the listing and
      kuotasi atas tambahan Guaranteed Senior Notes due            quotation of the additional Guaranteed Senior Notes
      2019 pada SGX-ST.                                            due 2019 on the SGX-ST.
Page 209
                                                                       These Consolidated Financial Statements are
                                                                         originally issued in Indonesian language

                                              Ekshibit E/7                                                      Exhibit E/7

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)             (Expressed in Rupiah, unless otherwise stated)


1. U M U M (Lanjutan)                                         1. GENERAL (Continued)

   c. Penawaran Umum Efek Perusahaan dan Tindakan                c. Public Offerings of The Company’s Shares and
      Korporasi Lainnya (Lanjutan)                                  Other Corporate Actions (Continued)

      Berdasarkan    Offering   Memorandum      tertanggal         Based on the Offering Memorandum dated
      6 April 2017, MLO menerbitkan 6,95% Guaranteed               6 April 2017, MLO issued USD 240,000,000 aggregate
      Senior Notes due 2024 (“Guaranteed Senior Notes due          principal amount of 6.95% Guaranteed Senior Notes
      2024”) dengan agregat jumlah pokok sebesar                   due 2024 (the “Guaranteed Senior Notes due 2024”).
      USD 240.000.000. Bunga akan diakui dari tanggal              Interest will accrue from 13 April 2017 and be
      13 April 2017 dan akan dibayarkan setiap enam bulan          payable semi-annually in arrears on 13 April and
      pada tanggal 13 April dan 13 Oktober setiap tahun,           13 October of each year, commencing on 13 October
      dimulai pada tanggal 13 Oktober 2017. Guaranteed             2017. The Guaranteed Senior Notes due 2024 will
      Senior Notes due 2024 jatuh tempo pada tanggal               mature on 13 April 2024.
      13 April 2024.

      Pada April 2017, persetujuan dasar telah diterima            In April 2017, approval-in-principle has been received
      dari Singapore Exchange Securities Trading Limited           from the Singapore Exchange Securities Trading
      (the “SGX-ST”) untuk pendaftaran dan kuotasi atas            Limited (the “SGX-ST”) for the listing and quotation
      Guaranteed Senior Notes due 2024 pada SGX-ST                 of the Guaranteed Senior Notes due 2024 on the SGX-
      (Catatan 20).                                                ST (Note 20).

      Berdasarkan    Offering  Memorandum      tertanggal          Based on the Offering Memorandum dated
      21 Agustus 2018, JGC Ventures Pte. Ltd. (JGCV)               21 August 2018, JGC Ventures Pte. Ltd. (JGCV) issued
      menerbitkan 10,75% Guaranteed Senior Notes due               USD 150,000,000 aggregate principal amount of
      2021 (“Guaranteed Senior Notes due 2021”) dengan             10.75% Guaranteed Senior Notes due 2021 (the
      agregat jumlah pokok sebesar USD 150.000.000.                “Guaranteed Senior Notes due 2021”).

      Bunga akan diakui dari tanggal 30 Agustus 2018 dan           Interest will accrue from 30 August 2018 and be
      akan dibayarkan setiap enam bulan pada tanggal               payable semi-annually in arrears on 30 August and
      30 Agustus dan 28 Februari setiap tahun, dimulai pada        28 February of each year, commencing on
      tanggal 30 Oktober 2018. Guaranteed Senior Notes             30 October 2018. The Guaranteed Senior Notes due
      due 2021 jatuh tempo pada tanggal 30 Agustus 2021.           2021 will mature on 30 August 2021. In August 2018,
      Pada Agustus 2018, persetujuan dasar telah diterima          approval-in-principle has been received from the
      dari Singapore Exchange Securities Trading Limited           Singapore Exchange Securities Trading Limited (the
      (the “SGX-ST”) untuk pendaftaran dan kuotasi atas            “SGX-ST”) for the listing and quotation of the
      Guaranteed Senior Notes due 2021 pada SGX-ST                 Guaranteed Senior Notes due 2021 on the SGX-ST
      (Catatan 20).                                                (Note 20).

      Pada tanggal 15 Desember 2021, JGCV menerbitkan              On 15 December 2021, JGCV issued a new Note
      Notes baru sebesar USD 179.156.672 yang mewakili             amounting to USD 179,156,672 representing all
      seluruh jumlah yang jatuh tempo dan terutang                 amounts due and payable under the Guaranteed
      berdasarkan Guaranteed Senior Notes due 2021 sejak           Senior Notes Due 2021 as of the effective date
      tanggal efektif (“Amended and Restated Guaranteed            (“Amended and Restated Guaranteed Senior Notes
      Senior Notes due 30 June 2025”). Dengan                      due 30 June 2025”). Upon issuance of such new Note
      diterbitkannya Notes baru tersebut pada tanggal              on the effective date, the Guaranteed Senior Notes
      efektif, Guaranteed Senior Notes due 2021 dibatalkan         Due 2021 were cancelled or voided in their entirety
      atau batal seluruhnya (Catatan 20).                          (Note 20).

      Pada tanggal 15 Desember 2021, MLO menerbitkan               On 15 December 2021, MLO issued a new Note
      Notes baru sebesar USD 268.480.678 yang mewakili             amounting to USD 268,480,678 representing all
      seluruh jumlah yang jatuh tempo dan terutang                 amounts due and payable under the Guaranteed
      berdasarkan Guaranteed Senior Notes due 2024 sejak           Senior Notes Due 2024 as of the effective date
      tanggal efektif (“Amended and Restated Guaranteed            (“Amended and Restated Guaranteed Senior Notes
      Senior Notes due 30 April 2027”). Dengan                     due 30 April 2027”). Upon issuance of such new Note
      diterbitkannya Notes baru tersebut pada tanggal              on the effective date, the Guaranteed Senior Notes
      efektif, Guaranteed Senior Notes due 2024 dibatalkan         Due 2024 were cancelled or voided in their entirety
      atau batal seluruhnya (Catatan 20).                          (Note 20).
Page 210
                                                                      These Consolidated Financial Statements are
                                                                        originally issued in Indonesian language

                                             Ekshibit E/8                                                      Exhibit E/8

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)            (Expressed in Rupiah, unless otherwise stated)


1. U M U M (Lanjutan)                                        1. GENERAL (Continued)

   c. Penawaran Umum Efek Perusahaan dan Tindakan               c. Public Offerings of The Company’s Shares and
      Korporasi Lainnya (Lanjutan)                                 Other Corporate Actions (Continued)

      Pada tanggal 30 Desember 2021, 30 Juni 2022 dan             On 30 December 2021, 30 June 2022 and 30 December
      30 Desember 2022, JGCV melakukan pembayaran                 2022, JGCV paid the PIK Toggle Interest through
      PIK Toggle Interest melalui penerbitan 2021 PIK             issuance of 2021 PIK Interest Notes amounting to
      Interest Notes masing-masing sebesar USD 194.086,           USD 194,086, USD 1,963,790 and USD 1,993,247,
      USD 1.963.790 dan USD 1.993.247. 2021 PIK Interest          respectively. 2021 PIK Interest Notes are due on
      Notes jatuh tempo pada tanggal 30 Juni 2025 dan             30 June 2025 and are subject to interest rates same
      dikenakan tingkat bunga yang sama dengan Amended            with the Amended and Restated Guaranteed Senior
      and Restated Guaranteed Senior Notes due 30 June            Notes due 30 June 2025 (Note 20).
      2025 (Catatan 20).

      Pada tanggal 30 April 2022 dan 30 Oktober 2022, MLO         On 30 April 2022 and 30 October 2022, MLO paid the
      melakukan pembayaran PIK Toggle Interest melalui            PIK Toggle Interest through issuance of 2024 PIK
      penerbitan 2024 PIK Interest Notes masing-masing            Interest Notes amounting to USD 2,371,125 and
      sebesar USD 2.371.125 dan USD 3.244.608. 2024 PIK           USD 3,244,608, respectively. 2024 PIK Interest Notes
      Interest   Notes    jatuh   tempo     pada   tanggal        are due on 30 April 2027 and are subject to interest
      30 April 2027 dan dikenakan tingkat bunga yang sama         rate same with the Amended and Restated
      dengan Amended and Restated Guaranteed Senior               Guaranteed Senior Notes due 30 April 2027 (Note 20).
      Notes due 30 April 2027 (Catatan 20).

      Pada tanggal 30 Juni 2023 dan 30 Desember 2023,             On 30 June 2023 and 30 December 2023, JGCV paid
      JGCV melakukan pembayaran PIK Toggle Interest               the PIK Toggle Interest through issuance of 2021 PIK
      melalui penerbitan 2021 PIK Interest Notes masing-          Interest Notes amounting to USD 2,023,146 and
      masing sebesar USD 2.023.146 dan USD 2.053.493.             USD 2,053,493, respectively. 2021 PIK Interest Notes
      2021 PIK Interest Notes jatuh tempo pada tanggal            are due on 30 June 2025 and are subject to interest
      30 Juni 2025 dan dikenakan tingkat bunga yang sama          rates same with the Amended and Restated
      dengan Amended and Restated Guaranteed Senior               Guaranteed Senior Notes due 30 June 2025 (Note 20).
      Notes due 30 June 2025 (Catatan 20).

      Pada tanggal 30 April 2023 dan 30 Oktober 2023, MLO         On 30 April 2023 and 30 October 2023, MLO paid the
      melakukan pembayaran PIK Toggle Interest melalui            PIK Toggle Interest through issuance of 2024 PIK
      penerbitan 2024 PIK Interest Notes masing-masing            Interest Notes amounting to USD 3,293,277 and
      sebesar USD 3.293.277 dan USD 3.342.676.                    USD 3,342,676, respectively. 2024 PIK Interest Notes
      2024 PIK Interest Notes jatuh tempo pada tanggal            are due on 30 April 2027 and are subject to interest
      30 April 2027 dan dikenakan tingkat bunga yang sama         rate same with the Amended and Restated
      dengan Amended and Restated Guaranteed Senior               Guaranteed Senior Notes due 30 April 2027 (Note 20).
      Notes due 30 April 2027 (Catatan 20).

      Pada tanggal 30 Juni 2024, JGCV melakukan                   On 30 June 2024, JGCV paid the PIK Toggle Interest
      pembayaran PIK Toggle Interest melalui penerbitan           through issuance of 2021 PIK Interest Notes
      2021 yang berjumlah USD 2.084.295. Interest Notes           amounting to USD 2,084,295. 2021 PIK Interest Notes
      PIK 2021 jatuh tempo pada tanggal 30 Juni 2025 dan          are due on 30 June 2025 and are subject to interest
      dikenakan suku bunga yang sama dengan Amended               rates same with the Amended and Restated
      and Restated Guaranteed Senior Notes due 30 June            Guaranteed Senior Notes due 30 June 2025 (Note 20).
      2025 (Catatan 20).

      Pada tanggal 30 April 2024 dan 30 Oktober 2024, MLO         On 30 April 2024 and 30 October 2024, MLO paid the
      melakukan pembayaran PIK Toggle Interest melalui            PIK Toggle Interest through issuance of 2024 PIK
      penerbitan 2024 PIK Interest Notes masing-masing            Interest Notes amounting to USD 3,392,816 and
      sebesar USD 3.392.816 dan USD 3.443.708. 2024 PIK           USD 3,443,708, respectively. 2024 PIK Interest Notes
      Interest Notes jatuh tempo pada tanggal 30 April            are due on 30 April 2027 and are subject to interest
      2027 dan dikenakan tingkat bunga yang sama dengan           rate same with the Amended and Restated
      Amended and Restated Guaranteed Senior Notes due            Guaranteed Senior Notes due 30 April 2027 (Note 20).
      30 April 2027 (Catatan 20).
Page 211
                                                                                       These Consolidated Financial Statements are
                                                                                         originally issued in Indonesian language

                                                        Ekshibit E/9                                                             Exhibit E/9

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                    PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                                  NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                                   FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                           31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                           (Expressed in Rupiah, unless otherwise stated)


1. U M U M (Lanjutan)                                                      1. GENERAL (Continued)

   d. Entitas Anak                                                             d. Subsidiaries

      Perusahaan bersama-sama dengan entitas anak untuk                           The Company together with its subsidiaries will be
      selanjutnya disebut sebagai “Grup”. Entitas anak                            herein  after    referred     as     the   “Group”.
      Perusahaan adalah sebagai berikut:                                          The Company’s subsidiaries are as follows:

                                                                                                                Total aset sebelum eliminasi
                                                                     Mulai                                         (dalam jutaan Rupiah)/
                                      Produk atau                beroperasi      Persentase kepemilikan (%)/   Total assets before elimination
                                        kegiatan                    secara      Percentage of ownership (%)          (in million Rupiah)
                                         utama/                   komersial/   31 Desember      31 Desember    31 Desember        31 Desember
                                          Main                     Start of       2025/             2024/         2025/              2024/
              Entitas anak/            product or    Domisili/   commercial    31 December      31 December    31 December        31 December
              Subsidiaries              activity     Domicile    operations        2025              2024          2025               2024

      Kepemilikan langsung/Direct ownership
      PT Mitra Sindo Sukses (MSS)       Real estat/   Jakarta       2008          99,00            99,00             1.444.405         1.457.364
                                        Real estate
      PT Mitra Sindo Makmur (MSM)       Real estat/   Jakarta       2008          99,00            99,00               991.911           878.841
                                        Real estate
      PT Modern Industrial Estat (MIE)  Real estat/   Banten        2008          99,99            99,99             5.872.364         5.665.442
                                        Real estate
      PT Modern Panel Indonesia        Manufaktur/    Banten        2011          99,99            99,99                97.588           110.416
        (MPI)                          Manufacture
      PT Modern Mutiara Makmur          Perhotelan/   Jakarta       2011          99,99            99,99               129.099           138.157
        (MMM)                               Hotel
      PT Modern Graha Lestari (MGL) Pembangunan, Jakarta            2012          99,99            99,99             2.482.911         2.491.064
                                       perdagangan
                                          dan jasa/
                                       Construction,
                                         trade, and
                                           services
      Modernland Overseas Pte. Ltd.        Layanan   Singapura      2013          99,99            99,99             6.398.417         4.500.750
        (MLO)                             dukungan
                                            bisnis/
                                          Business
                                           support
                                           services
      Marquee Land Pte. Ltd. (ML)        Investasi/  Singapura      2014          99,99            99,99               879.307           848.948
                                        Investment
      JGC Ventures Pte. Ltd. (JGCV)      Investasi/  Singapura      2018          99,99            99,99             1.179.017         2.603.939
                                        Investment
      PT Modern Mitra Pratama (MMP) Jasa/Service      Jakarta        -            99,80            99,80                 1.419             1.418
      PT Modern Mitrakarya Serasi       Real estat/   Jakarta        -            99,92            99,92                50.705            50.729
        (MMS)                           Real estate

      Kepemilikan tidak langsung melalui MIE/Indirect ownership through MIE
      PT The New Asia Industrial       Real estat/     Banten       2007          99,99            99,99               719.241          707.579
        Estate (NA)                   Real estate
      PT Bekasi Development (BD)       Real estat/      Bekasi      2013          99,99            99,99               229.577          221.691
                                      Real estate
      PT Mega Agung Nusantara (MAN) Real estat/         Bekasi      2014          99,69            99,69               602.756          580.607
                                      Real estate
      PT Alismi Kencana (AKC)          Real estat/     Jakarta        -           99,99            99,99                 8.073            8.074
                                      Real estate
      PT Selaras Bangun Multijaya      Real estat/      Bekasi        -           99,99            99,99                 6.721            6.721
        (SBM)                         Real estate
      PT Cikanindo Mega Realti (CMR)   Real estat/     Banten       2019          99,99            99,99                96.956           96.956
                                      Real estate
      PT Bentara Grha Cikanindo        Real estat/     Banten       2019          99,99            99,99                45.173           45.165
        (BGC)                         Real estate
      PT Pesanggrahan Karya            Real estat/     Banten         -           99,99            99,99                   528              528
        Cikanindo (PKC)               Real estate
      PT Mitrakarya Estat Cikanindo    Real estat/     Banten         -           99,99            99,99                   500              500
        (MEC)                         Real estate
      PT Citra Sejahtera Pratama       Real estat/     Banten         -           99,99            99,99               177.803          177.804
        (CSP)                         Real estate
Page 212
                                                                                           These Consolidated Financial Statements are
                                                                                             originally issued in Indonesian language

                                                      Ekshibit E/10                                                                    Exhibit E/10

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                             (Expressed in Rupiah, unless otherwise stated)


1. U M U M (Lanjutan)                                                         1. GENERAL (Continued)

   d. Entitas Anak (Lanjutan)                                                    d. Subsidiaries (Continued)

      Entitas anak Perusahaan adalah sebagai berikut:                                The Company’s            subsidiaries     are     as   follows:
      (Lanjutan)                                                                     (Continued)

                                                                                                                    Total aset sebelum eliminasi
                                                                    Mulai                                              (dalam jutaan Rupiah)/
                                      Produk atau               beroperasi        Persentase kepemilikan (%)/      Total assets before elimination
                                        kegiatan                   secara        Percentage of ownership (%)             (in million Rupiah)
                                         utama/                  komersial/     31 Desember      31 Desember       31 Desember        31 Desember
                                          Main                    Start of         2025/             2024/            2025/              2024/
              Entitas anak/            product or   Domisili/   commercial      31 December      31 December       31 December        31 December
              Subsidiaries              activity    Domicile    operations          2025              2024             2025               2024

      Kepemilikan tidak langsung melalui MIE (Lanjutan)/Indirect ownership through MIE (Continued)
      PT Multi Tirta Mandiri (MTM)    Penampungan Banten           2023           98,99              98,99                   55.459             61.136
                                      , penjernihan
                                            dan
                                        penyaluran
                                        air minum/
                                         Storage,
                                       purification
                                            and
                                       distribution
                                        of drinking
                                           water
      PT Solusi Prima Limbah Industri  Pengelolaan    Banten         -            99,99              99,99                   25.304             18.835
      (SPLI)                                dan
                                       pembuangan
                                          limbah
                                       berbahaya/
                                        Hazardous
                                           waste
                                        treatment
                                       and disposal

      Kepemilikan tidak langsung melalui MAN/Indirect ownership through MAN
      PT Mega Agung Liong Nusantara    Real estat/    Bekasi        -              99,69              99,69                  105.768            105.754
        (MALN)                        Real estate

      Kepemilikan tidak langsung melalui MMM/Indirect ownership through MMM
      PT Modern Asia Hospitaliti (MAH) Perhotelan/  Jakarta       2018             99,99              99,99                  131.701            127.662
                                          Hotel

      Kepemilikan tidak langsung melalui MGL/Indirect ownership through MGL
      PT Pertiwi Development (PD)      Real estat/    Bekasi      2013             99,99              99,99                  263.993            263.470
                                      Real estate
      PT Bagasasi Inti Pratama (BIP)   Real estat/    Bekasi      2013             99,99              99,99              1.179.862          1.184.607
                                      Real estate
      PT Golden Surya Makmur (GSM)     Real estat/    Serang      2011             99,99              99,99                   55.364             56.429
                                      Real estate
      PT Terus Maju Perkasa (TMP)      Real estat/   Jakarta      2012             99,99              99,99                   11.815             11.902
                                      Real estate
      PT Griya Sukamanah Permai        Real estat/   Banten       2019             99,99              99,99                  448.498            449.930
        (GSP)                         Real estate
      PT Bisnis Lancar Makmur (BLM)    Real estat/   Jakarta      2019             99,99              99,99                  382.525            384.888
                                      Real estate
      PT Sentralindo Karunia Lestari   Real estat/   Jakarta      2019             99,99              99,99                  144.225            143.652
        (SKL)                         Real estate

      Kepemilikan tidak langsung melalui BIP/Indirect ownership through BIP
      PT Bagasasi Prima Integra (BPI)  Real estat/    Jakarta      2025            99,99                -                       250         -
                                      Real estate
Page 213
                                                                                         These Consolidated Financial Statements are
                                                                                           originally issued in Indonesian language

                                                     Ekshibit E/11                                                                 Exhibit E/11

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                            (Expressed in Rupiah, unless otherwise stated)


1. U M U M (Lanjutan)                                                        1. GENERAL (Continued)

   d. Entitas Anak (Lanjutan)                                                   d. Subsidiaries (Continued)

      Entitas anak Perusahaan adalah sebagai berikut:                              The Company’s            subsidiaries   are     as   follows:
      (Lanjutan)                                                                   (Continued)

                                                                                                                  Total aset sebelum eliminasi
                                                                   Mulai                                             (dalam jutaan Rupiah)/
                                     Produk atau               beroperasi       Persentase kepemilikan (%)/      Total assets before elimination
                                       kegiatan                   secara       Percentage of ownership (%)             (in million Rupiah)
                                        utama/                  komersial/    31 Desember      31 Desember       31 Desember        31 Desember
                                         Main                    Start of        2025/             2024/            2025/              2024/
               Entitas anak/          product or   Domisili/   commercial     31 December      31 December       31 December        31 December
               Subsidiaries            activity    Domicile    operations         2025              2024             2025               2024

      Kepemilikan tidak langsung melalui MLO/Indirect ownership through MLO
      Mland Singapore Pte. Ltd. (MLS)      Jasa     Singapura     2013           99,99              99,99              6.371.241         4.474.069
                                       Konsultansi
                                           dan
                                        Investasi/
                                      Consultancy
                                      services and
                                       investment

      Kepemilikan tidak langsung melalui ML/Indirect ownership through ML
      Castleland Singapore Pte. Ltd.    Investasi/  Singapura     2014           99,99              99,99              2.720.021         2.621.658
        (CLS)                          Investment

      Kepemilikan tidak langsung melalui JGCV/Indirect ownership through JGCV
      Mdln Holding Pte. Ltd. (MDLH)        Jasa     Singapura     2018           99,99              99,99              1.178.983         2.603.837
                                       Konsultansi
                                           dan
                                        Investasi/
                                      Consultancy
                                      services and
                                       investment

      Kepemilikan tidak langsung melalui MMP/Indirect ownership through MMP
      PT Mitra Pratama Finance (MPF)   Perusahaan    Jakarta        -            99,98              99,98                    925               924
                                      pembiayaan/
                                         Finance
                                        company
      PT Mitra Aplikasi Kosmo         Perdagangan    Jakarta        -            99,99              99,99                    250               250
        Indonesia (MAKI)                dan jasa/
                                      Trading and
                                         service

      PT Mitra Sindo Sukses (MSS)                                                  PT Mitra Sindo Sukses (MSS)

      Berdasarkan akta Notaris Audrey Tedja, S.H., M.Kn.,                          Based on Notarial deed of Audrey Tedja, S.H., M.Kn.,
      No. 19 tanggal 19 November 2019 yang telah disahkan                          No. 19 dated 19 November 2019 which has been
      oleh     Menteri     Hukum    dan     Hak      Asasi                         approved by the Minister of Law and Human Rights
      Manusia Republik Indonesia dengan Surat Keputusan                            of the Republic of Indonesia in its Decision Letter
      No. AHU-0102792.AH.01.02.Tahun 2019 tanggal                                  No.    AHU-0102792.AH.01.02.Tahun     2019     dated
      9    Desember     2019   para   pemegang      saham                          9 December 2019, MSS’s shareholders approved the
      MSS menyetujui:                                                              following:

      a. Perubahan jenis Perseroan yang semula Perseroan                           a. Change of the type of the Company from a
         dalam rangka Penanaman Modal Asing menjadi                                   company in the framework of Foreign Capital
         Perseroan dalam rangka Penanaman Modal Dalam                                 Investment to a company in the framework of
         Negeri.                                                                      Domestic Capital Investment.
Page 214
                                                                        These Consolidated Financial Statements are
                                                                          originally issued in Indonesian language

                                               Ekshibit E/12                                                    Exhibit E/12

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                       PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                     NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                      FOR THE YEAR ENDED
                   31 DESEMBER 2025                                              31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)              (Expressed in Rupiah, unless otherwise stated)


1. U M U M (Lanjutan)                                          1. GENERAL (Continued)

   d. Entitas Anak (Lanjutan)                                     d. Subsidiaries (Continued)

      PT Mitra Sindo Sukses (MSS) (Lanjutan)                         PT Mitra Sindo Sukses (MSS) (Continued)

      Berdasarkan akta Notaris Audrey Tedja, S.H., M.Kn.,            Based on Notarial deed of Audrey Tedja, S.H., M.Kn.,
      No. 19 tanggal 19 November 2019 yang telah disahkan            No. 19 dated 19 November 2019 which has been
      oleh     Menteri     Hukum    dan     Hak      Asasi           approved by the Minister of Law and Human Rights
      Manusia Republik Indonesia dengan Surat Keputusan              of the Republic of Indonesia in its Decision Letter
      No. AHU-0102792.AH.01.02.Tahun 2019 tanggal                    No.    AHU-0102792.AH.01.02.Tahun     2019     dated
      9    Desember     2019   para   pemegang      saham            9 December 2019, MSS’s shareholders approved the
      MSS menyetujui: (Lanjutan)                                     following: (Continued)

      b. Penjualan dan pengalihan atas 70.790 lembar                 b. Sales   and   transfers of 70,790  shares
         saham yang dimiliki oleh Mland Singapore                       owned by Mland Singapore Pte. Ltd. to
         Pte. Ltd. kepada PT Modern Mitrakarya Serasi                   PT Modern Mitrakarya Serasi amounting to
         dengan nominal Rp 7.079.000.000.                               Rp 7,079,000,000.

      PT Mitra Sindo Makmur (MSM)                                    PT Mitra Sindo Makmur (MSM)

      Berdasarkan akta Notaris Audrey Tedja, S.H., M.Kn.,            Based on Notarial deed of Audrey Tedja, S.H., M.Kn.,
      No. 17 tanggal 19 November 2019 yang telah disahkan            No. 17 dated 19 November 2019 which has been
      oleh Menteri Hukum dan Hak Asasi Manusia Republik              approved by the Minister of Law and Human Rights
      Indonesia dengan Surat Keputusan No. AHU-                      of the Republic of Indonesia in its Decision Letter
      0102719.AH.01.02.Tahun 2019 tanggal 9 Desember                 No.    AHU-0102719.AH.01.02.Tahun     2019     dated
      2019 para pemegang saham MSM menyetujui:                       9 December 2019, MSM’s shareholders approved the
                                                                     following:

      Perubahan jenis Perseroan yang semula Perseroan                Change of the type of the Company from a company
      dalam rangka Penanaman Modal Asing menjadi                     in the framework of Foreign Capital Investment to a
      Perseroan dalam rangka Penanaman Modal Dalam                   company in the framework of Domestic Capital
      Negeri.                                                        Investment.

      Penjualan dan pengalihan atas 24.000 lembar saham              Sales and transfers of 24,000 shares owned by Mland
      yang dimiliki oleh Mland Singapore Pte. Ltd. kepada            Singapore Pte. Ltd. to PT Modern Mitrakarya Serasi
      PT Modern Mitrakarya Serasi dengan nominal                     amounting to Rp 2,400,000,000.
      Rp 2.400.000.000.

      PT Modern Industrial Estat (MIE)                               PT Modern Industrial Estat (MIE)

      Berdasarkan    akta    Notaris  No.    1   tanggal             Based on Notarial deed No. 1 dated 6 December 2015
      6 Desember 2015 yang dibuat oleh Notaris R.M.                  made by Notary R.M. Indiarto Budioso, S.H., all of
      Indiarto Budioso, S.H., menyatakan bahwa seluruh               MIE’s shares owned by MPI has been sold to MMS,
      saham MIE milik MPI dijual kepada MMS, sehingga                so that MMS’s ownership in MIE become
      kepemilikan MMS pada MIE menjadi sebesar 0,00%,                0.00%, and MIE’s authorized shares become
      serta peningkatan modal dasar MIE menjadi sebesar              Rp 3,700,000,000,000 and issued and fully paid
      Rp 3.700.000.000.000 dan modal ditempatkan dan                 shares become Rp 927,700,000,000. The additional
      disetor menjadi sebesar Rp 927.700.000.000.                    issued shares amounting to Rp 511,700,000,000 was
      Penambahan       modal     ditempatkan    sebesar              fully paid by the Company, so that share ownership
      Rp 511.700.000.000, seluruhnya disetor oleh                    of the Company in MIE become 99.00%.
      Perusahaan, sehingga kepemilikan saham Perusahaan
      pada MIE menjadi 99,00%.
Page 215
                                                                       These Consolidated Financial Statements are
                                                                         originally issued in Indonesian language

                                             Ekshibit E/13                                                     Exhibit E/13

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)             (Expressed in Rupiah, unless otherwise stated)


1. U M U M (Lanjutan)                                         1. GENERAL (Continued)

   d. Entitas Anak (Lanjutan)                                    d. Subsidiaries (Continued)

      PT Modern Panel Indonesia (MPI)                               PT Modern Panel Indonesia (MPI)

      Berdasarkan akta Notaris No. 15 tanggal 28 April 2022         Based on Notarial deed No. 15 dated 28 April 2022
      yang dibuat oleh Notaris R.M. Indiarto Budioso, S.H.,         made by Notary R.M. Indiarto Budioso, S.H.,
      MPI melakukan peningkatan modal dasar dari                    MPI increased its authorized share capital from
      Rp 27.000.000.000 menjadi Rp 300.000.000.000 dan              Rp 27,000,000,000 to Rp 300,000,000,000 and
      peningkatan modal ditempatkan dan disetor penuh               increase its issued and fully paid share capital from
      dari Rp 16.500.000.000 menjadi Rp 243.350.000.000             Rp 16,500,000,000 to Rp 243,350,000,000 which
      yang disetor penuh oleh Perusahaan, sehingga                  was fully paid by the Company, so that share
      kepemilikan saham Perusahaan pada MPI menjadi                 ownership of the Company in MPI become 99.99%.
      99,99%.

      Perubahan     tersebut   telah    diterima    oleh            The amendment was received by the Minister of
      Menteri    Hukum     dan   Hak    Asasi    Manusia            Law and Human Rights of the Republic of
      Republik Indonesia dalam Surat Keputusan No. AHU-             Indonesia in his Letter of notification No. AHU-
      0089467.AH.01.11.Tahun 2022 tanggal 12 Mei 2022.              0089467.AH.01.11.Tahun 2022 dated 12 May 2022.

      PT Modern Mutiara Makmur (MMM)                                PT Modern Mutiara Makmur (MMM)

      Berdasarkan akta Notaris No. 16 tanggal 28 April 2022         Based on Notarial deed No. 16 dated 28 April 2022
      yang dibuat oleh Notaris R.M. Indiarto Budioso, S.H.,         made by Notary R.M. Indiarto Budioso, S.H.,
      MMM melakukan peningkatan modal dasar dari                    MMM increased its authorized share capital from
      Rp 1.000.000.000 menjadi Rp 250.000.000.000                   Rp 1,000,000,000 to Rp 250,000,000,000 and increase
      dan peningkatan modal ditempatkan dan disetor                 its issued and fully paid share capital from
      penuh      dari     Rp     400.000.000       menjadi          Rp 400,000,000 to Rp 203,300,000,000 which
      Rp 203.300.000.000 yang disetor penuh oleh                    was fully paid by the Company, so that share
      Perusahaan, sehingga kepemilikan saham Perusahaan             ownership of Company in MMM become 99.99%. The
      pada MMM menjadi 99,99%. Perubahan tersebut telah             amendment was received by the Minister
      diterima oleh Menteri Hukum dan Hak Asasi Manusia             of Law and Human Rights of the Republic of
      Republik Indonesia dalam Surat Keputusan No. AHU-             Indonesia in his Letter of notification No. AHU-
      0089121.AH.01.11.Tahun           2022        tanggal          0089121.AH.01.11.Tahun 2022 dated 12 May 2022.
      12 Mei 2022.

      PT Modern Graha Lestari (MGL)                                 PT Modern Graha Lestari (MGL)

      Berdasarkan akta Notaris No. 13 tanggal 28 April 2022         Based on Notarial deed No. 13 dated 28 April 2022
      yang dibuat oleh Notaris R.M. Indiarto Budioso, S.H.,         made by Notary R.M. Indiarto Budioso, S.H., MGL
      MGL melakukan peningkatan modal ditempatkan dan               increased its authorized share capital from
      disetor penuh dari Rp 1.500.000.000.000 menjadi               Rp 1,500,000,000,000 to Rp 3,000,000,000,000 and
      Rp 3.000.000.000.000 dan disetor penuh dari                   increase its issued and fully paid share capital from
      Rp 1.272.678.353.000 menjadi Rp 2.126.278.353.000             Rp 1,272,678,353,000 to Rp 2,126,278,353,000 which
      yang disetor penuh oleh Perusahaan, sehingga                  was fully paid by the Company, so that share
      kepemilikan saham Perusahaan pada MGL menjadi                 ownership of the Company in MGL become
      99,99%. Perubahan tersebut telah diterima oleh                99.99%. The amendment was received by the Minister
      Menteri Hukum dan Hak Asasi Manusia Republik                  of Law and Human Rights of the Republic of
      Indonesia dalam Surat Keputusan No. AHU-                      Indonesia in his Letter of notification No. AHU-
      0089134.AH.01.11.Tahun 2022 tanggal 12 Mei 2022.              0089134.AH.01.11.Tahun 2022 dated 12 May 2022.
Page 216
                                                                       These Consolidated Financial Statements are
                                                                         originally issued in Indonesian language

                                             Ekshibit E/14                                                     Exhibit E/14

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)             (Expressed in Rupiah, unless otherwise stated)


1. U M U M (Lanjutan)                                         1. GENERAL (Continued)

   d. Entitas Anak (Lanjutan)                                    d. Subsidiaries (Continued)

      Modernland Overseas Pte. Ltd. (MLO)                           Modernland Overseas Pte. Ltd. (MLO)

      Berdasarkan perjanjian pemesanan saham pada                   Based on share subscription agreement dated
      tanggal 29 Maret 2017, MLO setuju untuk menerbitkan           29 March 2017, MLO agrees to issue and the Company
      dan Perusahaan setuju untuk membayar 5.600.000                agrees to subscribe an aggregate of 5,600,000 shares
      saham     dengan     harga    penerbitan    sebesar           at an issue price of USD 1 in cash making an
      USD 1 sehingga total harga penerbitan USD 5.600.000           aggregate issue price of USD 5,600,000 and
      dan mewakili 99,99% kepemilikan di MLO.                       representing 99.99% ownership in MLO.

      Marquee Land Pte. Ltd. (ML)                                   Marquee Land Pte. Ltd. (ML)

      Berdasarkan memorandum dan anggaran dasar ML                  Based on memorandum and articles of ML with
      dengan No. 201420328K pada tanggal 11 Juli 2014,              registration No. 201420328K dated 11 July 2014, the
      Perusahaan mendirikan ML yang mempunyai kapasitas             Company established ML, which has full capacity to
      penuh untuk membawa atau mengambil alih bisnis                carry on or undertake any bussiness or activity and to
      dan aktivitas yang ada dan melakukan kegiatan atau            act or enter into any transaction, through an
      memasuki transaksi yang ada, melalui penyertaan               investment in 1,000 shares with a nominal value of
      dalam 1.000 saham dengan nilai nominal USD 1 per              USD 1 per share or a total of USD 1,000, representing
      saham atau sejumlah USD 1.000, yang mewakili                  99.99% ownership in ML.
      99,99% kepemilikan di ML.

      JGC Ventures Pte. Ltd. (JGCV)                                 JGC Ventures Pte. Ltd. (JGCV)

      Berdasarkan memorandum dan anggaran dasar                     Based     on    memorandum      and    articles   of
      JGCV      dengan No. 201826857D pada tanggal                  JGCV with registration No. 201826857D dated
      6 Agustus 2018, Perusahaan mendirikan JGCV yang               6 August 2018, the Company established JGCV, which
      mempunyai kapasitas penuh untuk membawa atau                  has full capacity to carry on or undertake any
      mengambil alih bisnis dan aktivitas yang ada,                 business or activity and to act or enter into any
      melakukan kegiatan atau memasuki transaksi yang               transaction, through an investment in 1 share with a
      ada dan melalui penyertaan dalam 1 saham dengan               nominal value of USD 1 per share or a total of
      nilai nominal USD 1 per saham atau sejumlah USD 1,            USD 1, representing 99.99% ownership in JGCV.
      yang mewakili 99,99% kepemilikan di JGCV.

      PT Modern Mitra Pratama (MMP)                                 PT Modern Mitra Pratama (MMP)

      Berdasarkan akta Notaris No. 3 tanggal 15 Juli 2024           Based on Notarial deed No. 3 dated 15 July 2024
      yang dibuat oleh Notaris R.M. Indiarto Budioso, S.H.,         made by Notary R.M. Indiarto Budioso, S.H., MMP
      MMP melakukan penurunan modal dasar dari                      decreased its authorized share capital from
      Rp 400.000.000.000 menjadi Rp 2.000.000.000 dan               Rp 400,000,000,000 to Rp 2,000,000,000 and decrease
      menurunkan modal ditempatkan dan disetor penuh                its issued and fully paid share capital from
      dari Rp 120.000.000.000 menjadi Rp 500.000.000,               Rp 120,000,000,000 to Rp 500,000,000, so that
      sehingga kepemilikan saham Perusahaan pada MMP                share ownership of the Company in MMP
      menjadi 99,80%. Perubahan tersebut telah diterima             become 99.80%. The amendment was received by the
      oleh Menteri Hukum dan Hak Asasi Manusia                      Minister of Law and Human Rights of the Republic
      Republik Indonesia dalam Surat Keputusan No. AHU-             of Indonesia in his Letter of notification
      0057044.AH.01.02.Tahun 2024 tanggal 9 September               No.    AHU0057044.AH.01.02.Tahun      2024    dated
      2024.                                                         9 September 2024.
Page 217
                                                                                         These Consolidated Financial Statements are
                                                                                           originally issued in Indonesian language

                                                              Ekshibit E/15                                                             Exhibit E/15

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                             (Expressed in Rupiah, unless otherwise stated)


1. U M U M (Lanjutan)                                                         1. GENERAL (Continued)

   d. Entitas Anak (Lanjutan)                                                    d. Subsidiaries (Continued)

      PT Modern Mitrakarya Serasi (MMS)                                             PT Modern Mitrakarya Serasi (MMS)

      Berdasarkan akta Notaris Audrey Tedja S.H., M.Kn.,                            Based on Notarial deed No. 6 of Audrey Tedja S.H.,
      No. 6 tanggal 31 Juli 2015, Perusahaan mendirikan                             M.Kn., dated 31 July 2015, the Company established
      MMS yang akan bergerak dalam bidang pembangunan                               MMS, which will be engaged in development and
      dan investasi melalui penyertaan dalam 1.249 saham                            investment, through an investment in 1,249 shares
      dengan nilai nominal Rp 1.000.000 per saham atau                              with a nominal value of Rp 1,000,000 per share or
      sejumlah Rp 1.249.000.000, yang mewakili 99,92%                               a total of Rp 1,249,000,000, representing 99.92%
      kepemilikan di MMS. William Honoris memiliki                                  ownership in MMS. William Honoris subscribed for
      1 lembar saham kepemilikan pada MMS sebesar                                   1 share in MMS amounting to Rp 1,000,000,
      Rp 1.000.000, yang mewakili 0,08% kepemilikan di                              representing 0.08% ownership in MMS.
      MMS.

   e. Dewan Komisaris dan Direksi, Komite Audit serta                            e. Boards of Commissioners and Directors, Audit
      Karyawan                                                                      Committee and Employees

      Susunan Dewan Komisaris dan Direksi Perusahaan                                The members of the Company’s Boards of
      pada tanggal 31 Desember 2025 dan 2024 adalah                                 Commissioners and Directors as of 31 December 2025
      sebagai berikut:                                                              and 2024 are as follows:

                                                 31 Desember 2025/                31 Desember 2024/
                                                 31 December 2025                 31 December 2024
      Dewan Komisaris                                                                                                       Board of Commissioners
      Komisaris Utama                    :            Dharma Mitra                 Luntungan Honoris                  :      President Commissioner
      Komisaris                          :               Herman                       Dwi Priyatno*                   :                Commissioner
      Komisaris                          :            Yustinus Saleh                   Edwyn Lim                      :                Commissioner
      Komisaris Independen               :           Robert Tumedia                 Nita Tanawidjaja                  :                Commissioner
      Komisaris Independen               :          Iwan Suryawijaya                Iwan Suryawijaya                  :                Commissioner

      Direksi                                                                                                                             Directors
      Direktur Utama                     :       William Honoris                    William Honoris                   :           President Director
      Direktur                           : Sami Veikko Tapio Miettinen           Dharma Mitra Sigamani                :                     Director
      Direktur                           : Fetrizal Bobby Heryunda                       Herman                       :                     Director
      Direktur                           :       Pascall Wilson                 Fetrizal Bobby Heryunda               :                     Director
      Direktur                           :              -                            Pascall Wilson                   :                     Director

      *Telah meninggal dunia pada tanggal 14 November 2024.                         *Has passed away on 14 November 2024.


      Susunan Komite Audit pada tanggal 31 Desember 2025                            The members of the Audit Committee as of
      dan 2024 adalah sebagai berikut:                                              31 December 2025 and 2024 are as follows:

                                                 31 Desember 2025/                31 Desember 2024/
                                                 31 December 2025                 31 December 2024

      Ketua                              :           Robert Tumedia                Nita Tanawidjaja                   :                   Chairman
      Anggota                            :            Agus Maulana                   Hari Hartoyo*                    :                    Member
      Anggota                            :           Alvin Septiandi                Bernard Saleh                     :                    Member

      *Telah mengundurkan diri pada tanggal 29 Maret 2024.                          *Has resigned on 29 March 2024.
Page 218
                                                                        These Consolidated Financial Statements are
                                                                          originally issued in Indonesian language

                                            Ekshibit E/16                                                       Exhibit E/16

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)            (Expressed in Rupiah, unless otherwise stated)


1. U M U M (Lanjutan)                                        1. GENERAL (Continued)

   e. Dewan Komisaris dan Direksi, Komite Audit serta           e. Boards of Commissioners and Directors, Audit
      Karyawan (Lanjutan)                                          Committee and Employees (Continued)

      Susunan Komite Nominasi dan Remunerasi pada                  The members of the Nomination and Remuneration
      tanggal 31 Desember 2025 dan 2024 adalah sebagai             Committee as of 31 December 2025 and 2024 are as
      berikut:                                                     follows:

      Ketua                                          Iwan Suryawijaya                                                 Chairman
      Anggota                                       Luntungan Honoris                                                  Member
      Anggota                                           Edwyn Lim                                                      Member

      Berdasarkan Surat Perusahaan No. 062/MDLN-                   Based on Company Letter No. 062/MDLN-DIR/IX/2021
      DIR/IX/2021 tanggal 27 September 2021, Perusahaan            dated 27 September 2021, the Company appointed
      menetapkan Yahya Danu Kusumo Pate sebagai                    Yahya Danu Kusumo Pate as acting Corporate
      pejabat sementara Sekretaris Perusahaan.                     Secretary.

      Pada tanggal 31 Desember 2025 dan 2024 Perusahaan            As of 31 December 2025 and 2024, the Company and
      dan entitas anak mempunyai karyawan masing-masing            subsidiaries have 899 and 947 employees,
      sejumlah 899 dan 947 (Tidak diaudit).                        respectively (Unaudited).


2. INFORMASI KEBIJAKAN AKUNTANSI MATERIAL                    2. MATERIAL ACCOUNTING POLICIES INFORMATION

   a. Pernyataan Kepatuhan                                      a. Statement of Compliance

      Laporan keuangan konsolidasian telah disusun sesuai          The consolidated financial statements have been
      dengan Standar Akuntansi Keuangan di Indonesia               prepared in accordance with Indonesian Financial
      (“SAK”), yang mencakup Pernyataan Standar                    Accounting Standards (“SAK”), which are comprised
      Akuntansi Keuangan (“PSAK”) dan Interpretasi Standar         of the Statements of Financial Accounting Standards
      Akuntansi Keuangan (“ISAK”) yang dikeluarkan oleh            (“PSAK”) and Interpretations to Financial Accounting
      Dewan Standar Akuntansi Keuangan Ikatan Akuntan              Standards (“ISAK”) issued by the Financial Accounting
      Indonesia (“DSAK-IAI”) dan Peraturan Nomor VIII.G.7          Standards Board of the Indonesian Institute of
      tentang Pedoman Penyajian serta Pengungkapan                 Accountants (“DSAK-IAI”) and the Regulation Number
      Laporan Keuangan yang diterbitkan oleh OJK                   VIII.G.7 on Guidelines on Financial Statements
      (dahulu BAPEPAM-LK) untuk Perusahaan Publik.                 Presentations and Disclosures issued by the OJK
                                                                   (formerly BAPEPAM-LK) for Publicly Listed Company.

   b. Dasar Penyusunan Laporan Keuangan Konsolidasian           b. Basis of Preparation of the Consolidated Financial
                                                                   Statements

      Laporan keuangan konsolidasian disusun berdasarkan           The consolidated financial statements have been
      basis akrual dan dasar pengukuran dengan                     prepared using the accrual basis and the
      menggunakan konsep biaya perolehan, kecuali untuk            measurement basis used is historical cost concept,
      akun-akun tertentu yang disusun berdasarkan                  except for certain accounts which are prepared under
      pengukuran lain dijelaskan dalam kebijakan akuntansi         other measurement basis as described in the
      masing-masing akun yang bersangkutan.                        accounting policies of the respective accounts.

      Laporan arus kas konsolidasian disusun dengan                The consolidated statement of cash flows, which has
      menggunakan     metode    langsung,    menyajikan            been prepared using direct method, present receipts
      penerimaan dan pengeluaran kas dan setara kas yang           and disbursements of cash and cash equivalents
      dikelompokkan ke dalam aktivitas operasi, investasi          classified into operating, investing and financing
      dan pendanaan.                                               activities.
Page 219
                                                                        These Consolidated Financial Statements are
                                                                          originally issued in Indonesian language

                                             Ekshibit E/17                                                      Exhibit E/17

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                    PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                  NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                   FOR THE YEAR ENDED
                   31 DESEMBER 2025                                           31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)           (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI       KEBIJAKAN     AKUNTANSI      MATERIAL     2. MATERIAL ACCOUNTING              POLICIES     INFORMATION
   (Lanjutan)                                                   (Continued)

   b. Dasar Penyusunan Laporan Keuangan Konsolidasian          b. Basis of Preparation of the Consolidated Financial
      (Lanjutan)                                                  Statements (Continued)

      Mata uang pelaporan yang digunakan pada laporan             The reporting currency used in the consolidated
      keuangan konsolidasian adalah Rupiah (Rp), yang juga        financial statements is the Indonesian Rupiah (Rp),
      merupakan mata uang fungsional Perusahaan.                  which is also the Company’s functional currency.

      Penyusunan dan penyajian laporan keuangan                   The preparation of the consolidated financial
      konsolidasian berdasarkan PSAK mengharuskan                 statements in conformity with PSAK requires the use
      penggunaan asumsi dan estimasi akuntansi kritikal           of certain critical accounting estimates and
      tertentu. Penyusunan dan penyajian laporan                  assumptions. It also requires management to exercise
      keuangan      konsolidasian   juga    mengharuskan          its judgment in the process of applying the Group’s
      manajemen untuk melakukan pertimbangan di dalam             accounting policies. The areas involving a higher
      proses penerapan kebijakan akuntansi Grup. Hal yang         degree of judgment or complexity, or areas where
      melibatkan      pertimbangan     dengan     tingkat         assumptions and estimates are significant to the
      kompleksitas yang tinggi, atau asumsi dan estimasi          consolidated financial statements are disclosed in
      yang bersifat signifikan terhadap laporan keuangan          Note 3.
      konsolidasian diungkapkan dalam Catatan 3.

      Perubahan Kebijakan Akuntansi                               Changes in Accounting Policies

      Standar, interpretasi, dan amendemen baru yang              New standards, interpretations and amandments
      berlaku mulai 1 Januari 2025                                adopted from 1 January 2025

      Penerapan dari revisi standar berikut yang berlaku          The adoption of these amended standards, which are
      efektif mulai 1 Januari 2025 tidak menimbulkan              effective beginning 1 January 2025 did not result in
      perubahan substansial terhadap kebijakan akuntansi          substantial changes to the Group’s accounting
      Grup dan pengaruh yang material atas jumlah yang            policies and had no material impact on the amounts
      dilaporkan atas tahun berjalan atau tahun                   reported for the current or prior financial years:
      sebelumnya.

      •     Amendemen PSAK 221 “Pengaruh Perubahan Kurs           •     Amendment of PSAK 221 “The Effects of
            Valuta Asing” – Kekurangan Ketertukaran                     Changes in Foreign Exchange Rates” – Lack of
                                                                        Exchangeability

      •    PSAK 117 “Kontrak Asuransi”                            •     PSAK 117 “Insurance Contracts”

          Sampai dengan tanggal penerbitan laporan                    As of the issuance date of the consolidated
          keuangan konsolidasian, Grup masih mempelajari              financial statements, the Group is still evaluating
          dampak yang mungkin timbul atas penerapan PSAK              the possible impact of the implementation of
          tersebut pada laporan keuangan konsolidasian.               these PSAKs to its consolidated financial
                                                                      statements.

      Standar, interpretasi, dan amendemen baru belum             New standards, interpretations, and amendments
      berlaku                                                     not yet effective.

      Penerapan dari revisi standar berikut yang berlaku          The adoption of these amended standards, which are
      efektif mulai 1 Januari 2026 tidak menimbulkan              effective beginning 1 January 2026 did not result in
      perubahan substansial terhadap kebijakan akuntansi          substantial changes to the Group’s accounting
      Grup dan pengaruh yang material atas jumlah yang            policies and had no material impact on the amounts
      dilaporkan atas tahun berjalan atau tahun                   reported for the current or prior financial years.
      sebelumnya.

      •• Amendemen      PSAK   109   dan     PSAK     107         •     Amendment of PSAK 109 and PSAK 107
         “Pengungkapan     tentang    Klasifikasi     dan               “Classification and Measurement of Financial
         Pengukuran Instrumen Keuangan”                                 Instruments”
Page 220
                                                                          These Consolidated Financial Statements are
                                                                            originally issued in Indonesian language

                                                Ekshibit E/18                                                     Exhibit E/18

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                        PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                      NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                       FOR THE YEAR ENDED
                   31 DESEMBER 2025                                               31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)               (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI      KEBIJAKAN       AKUNTANSI        MATERIAL      2. MATERIAL ACCOUNTING            POLICIES      INFORMATION
   (Lanjutan)                                                       (Continued)

   b. Dasar Penyusunan Laporan Keuangan Konsolidasian              b. Basis of Preparation of the Consolidated Financial
      (Lanjutan)                                                      Statements (Continued)

      Perubahan Kebijakan Akuntansi (Lanjutan)                        Changes in Accounting Policies (Continued)

      Standar, interpretasi, dan amendemen baru belum                 New standards, interpretations, and amendments
      berlaku (Lanjutan)                                              not yet effective (Continued)

      Penerapan dari standar baru berikut berlaku efektif             The adoption of the new standard is effective
      mulai 1 Januari 2027. Penerapan retrospektif                    beginning 1 January 2027. Retrospective application
      diwajibkan, sehingga informasi komparatif untuk                 is required, and so the comparative information for
      tahun keuangan yang berakhir pada 31 Desember                   the financial year ending 31 December 2026 will be
      2026 akan disajikan ulang sesuai dengan standar ini.            restated in accordance with this standard.

      •   PSAK 118 “Penyajian dan Pengungkapan dalam                  •   PSAK 118 “Presentation           and   Disclosure   in
          Laporan Keuangan”                                               Financial Statements”


   c. Klasifikasi Lancar/Jangka       Pendek     dan    Tidak      c. Current and Non-Current Classification
      Lancar/Jangka Panjang

      Grup menyajikan aset dan liabilitas dalam laporan               The Group presents assets and liabilities in the
      posisi keuangan konsolidasian berdasarkan klasifikasi           statement of financial position based on
      lancar/tidak lancar atau jangka pendek/jangka                   current/non-current classification. An asset is
      panjang. Suatu aset disajikan lancar bila:                      current when it is:

      i) akan direalisasi, dijual atau dikonsumsi dalam               i) expected to be realized or intended to be sold or
           siklus operasi normal,                                          consumed in the normal operating cycle,
      ii) untuk diperdagangkan, atau                                  ii) held primarily for the purpose of trading, or
      iii) akan direalisasi dalam 12 bulan setelah tanggal            iii) expected to be realized within 12 months after
           pelaporan, atau kas dan bank kecuali yang                       the reporting period, or cash on hand or in banks
           dibatasi penggunaannya atau akan digunakan                      unless restricted from being exchanged or used
           untuk melunasi suatu liabilitas dalam paling                    to settle a liability for at least 12 months after
           lambat 12 bulan setelah tanggal pelaporan.                      the reporting period.

      Seluruh aset lain diklasifikasikan sebagai tidak lancar.        All other assets are classified as non-current.

      Suatu liabilitas disajikan sebagai jangka pendek bila:          A liability is current when it is:

      i) akan dilunasi dalam siklus operasi normal,                   i) expected to be settled in the normal operatingg
                                                                           cycle,
      ii) untuk diperdagangkan,                                       ii) held primarily for the purpose of trading,
      iii) akan dilunasi dalam 12 bulan setelah tanggal               iii) due to be settled within 12 months after the
           pelaporan, atau                                                 reporting period, or
      iv) tidak ada hak tanpa syarat untuk menangguhkan               iv) there is no unconditional right to defer the
           pelunasannya dalam paling tidak 12 bulan setelah                settlement of the liability for at least 12 months
           tanggal pelaporan.                                              after the reporting period.

      Seluruh liabilitas lain diklasifikasikan sebagai jangka         All other liabilities are classified as non-current.
      panjang.

      Aset dan liabilitas pajak tangguhan diklasifikasikan            Deferred tax assets and liabilities are classified as
      sebagai aset tidak lancar dan liabilitas jangka                 non-current assets and liabilities.
      panjang.
Page 221
                                                                      These Consolidated Financial Statements are
                                                                        originally issued in Indonesian language

                                             Ekshibit E/19                                                    Exhibit E/19

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)            (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI     KEBIJAKAN       AKUNTANSI       MATERIAL     2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                    (Continued)

   d. Prinsip-prinsip Konsolidasian                             d. Principles of Consolidation

      Laporan keuangan konsolidasian meliputi akun-akun            The consolidated financial statements include the
      Induk Perusahaan dan seluruh entitas anak seperti            accounts of the Parent Company and all the
      yang dijelaskan di Catatan 1d. Pengendalian didapat          subsidiaries mentioned in Note 1d. Control is
      ketika Grup terekspos atau memiliki hak atas imbal           achieved when the Group is exposed, or has rights,
      hasil variabel dari keterlibatannya dengan investee          to variable returns from its involvement with the
      dan memiliki kemampuan untuk mempengaruhi imbal              investee and has the ability to affect those returns
      hasil tersebut melalui kekuasaannya atas investee.           through power over the investee.

      Dengan demikian, Grup mengendalikan investee jika            Specifically, the Group controls an investee if and
      dan hanya jika Grup memiliki:                                only if the Group has:

      a. kekuasaan atas investee (contoh hak saat ini yang         a. power over the investee (i.e. existing rights that
         memberikan kemampuan kini untuk mengarahkan                  give the current ability to direct the relevant
         aktivitas relevan investee);                                 activities of the investee);
      b. eksposur atau hak atas imbal hasil variabel dari          b. exposure, or rights, to variable returns from its
         keterlibatannya dengan investee; dan                         involvement with the investee; and
      c. kemampuan untuk menggunakan kekuasaannya                  c. the ability to use its power over the investee to
         atas investee untuk mempengaruhi jumlah imbal                affect its returns.
         hasilnya.
      Ketika Grup mempunyai hak suara kurang dari                  When the Group has less than majority of the voting
      mayoritas atau hak serupa terhadap investee, Grup            rights or similar rights to an investee, the Group
      mempertimbangkan seluruh fakta dan keadaan dalam             considers all relevant facts and circumstances in
      menilai apakah terdapat kekuasaan atas sebuah                assessing whether it has power over an investee,
      investee, termasuk:                                          including:

      a. pengaturan kontraktual dengan pemilik hak suara           a. the contractual arrangement with the other vote
         lain investee;                                               holders of the investee;
      b. hak yang timbul dari pengaturan kontraktual lain;         b. rights    arising    from   other    contractual
         dan                                                          arrangements; and
      c. hak suara Grup dan hak suara potensial.                   c. the Group’s voting rights and potential voting
                                                                      rights.

      Grup menilai kembali apakah terdapat atau tidak              The Group re-assesses whether or not it controls an
      pengendalian terhadap investee jika fakta dan                investee if facts and circumstances indicate that
      keadaan yang menunjukkan bahwa ada perubahan                 there are changes to one or more of the three
      satu atau lebih dari tiga elemen pengendalian.               elements of control. Subsidiaries are fully
      Entitas anak dikonsolidasi secara penuh sejak tanggal        consolidated from the date control is transferred to
      pengendalian dialihkan ke Grup dan dihentikan untuk          the Group and cease to be consolidated from the
      dikonsolidasi sejak tanggal pengendalian ditransfer          date control is transferred out of the Group.
      keluar dari Grup.

      Aset, liabilitas, pendapatan dan beban dari entitas          Assets, liabilities, income and expenses of a
      anak, yang diakuisisi atau dijual selama tahun               subsidiary acquired or disposed of during the year
      berjalan, termasuk dalam laporan laba rugi dari              are included in the statement of income from the
      tanggal Grup mendapatkan pengendalian sampai                 date the Group gains control until the date the
      dengan tanggal Grup berhenti untuk mengendalikan             Group ceases to control the subsidiary.
      entitas anak.
Page 222
                                                                       These Consolidated Financial Statements are
                                                                         originally issued in Indonesian language

                                             Ekshibit E/20                                                     Exhibit E/20

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)            (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI      KEBIJAKAN      AKUNTANSI       MATERIAL     2. MATERIAL ACCOUNTING            POLICIES     INFORMATION
   (Lanjutan)                                                    (Continued)

   d. Prinsip-prinsip Konsolidasian (Lanjutan)                  d. Principles of Consolidation (Continued)

      Laba rugi dan setiap komponen penghasilan                    Profit or loss and each component of other
      komprehensif lain diatribusikan ke pemilik entitas           comprehensive income are attributed to the equity
      induk dari Grup dan kepentingan non-pengendali,              holders of the parent of the Group and to the non-
      meskipun hal tersebut mengakibatkan kepentingan              controlling interests, even if this results in the non-
      non-pengendali memiliki saldo defisit.                       controlling interests having a deficit balance.

      Ketika diperlukan, penyesuaian dibuat pada laporan           When necessary, adjustments are made to the
      keuangan entitas anak agar kebijakan akuntansinya            financial statements of subsidiaries to bring their
      seragam dengan kebijakan akuntansi Grup. Seluruh             accounting policies into line with the Group’s
      aset dan liabilitas, ekuitas, pendapatan, beban dan          accounting policies. All intra-group assets and
      arus kas dalam intra Grup terkait dengan transaksi           liabilities, equity, income expenses and cash flows
      antar entitas dalam Grup dieliminasi seluruhnya              relating to transactions between members of the
      dalam konsolidasi.                                           Group are eliminated in full on consolidation.

      Jika kehilangan pengendalian atas suatu entitas anak,        In case of loss of control over a subsidiary, the
      maka Grup:                                                   Group:

      -   menghentikan pengakuan aset (termasuk setiap             -   derecognizes the assets (including goodwill) and
          goodwill) dan liabilitas entitas anak;                       liabilities of the subsidiary;
      -   menghentikan pengakuan jumlah tercatat setiap            -   derecognizes the carrying amount of any NCI;
          KNP;
      -   menghentikan pengakuan akumulasi selisih                 -   derecognizes     the    cumulative      translation
          penjabaran, yang dicatat di ekuitas, bila ada;               differences, recorded in equity, if any;
      -   mengakui nilai wajar pembayaran yang diterima;           -   recognizes the fair value of the consideration
                                                                       received;
      -   mengakui setiap sisa investasi pada nilai                -   recognizes the fair value of any investment
          wajarnya;                                                    retained;
      -   mengakui setiap perbedaan yang dihasilkan                -   recognizes the surplus or deficit in profit or loss
          sebagai keuntungan atau kerugian dalam laporan               in consolidated statement of comprehensive
          laba rugi dan penghasilan komprehensif lain                  income; and
          konsolidasian; dan
      -   mereklasifikasi bagian induk atas komponen yang          -   reclassifies the parent’s share of components
          sebelumnya       diakui    sebagai    penghasilan            previously recognized in comprehensive income
          komprehensif ke laporan laba rugi dan                        to consolidated statement of comprehensive
          penghasilan komprehensif lain konsolidasian, atau            income or retained earnings, as appropriate.
          mengalihkan secara langsung ke saldo laba.

      Perubahan dalam bagian kepemilikan entitas induk             Changes in the parent’s ownership interest in a
      pada entitas anak yang tidak mengakibatkan                   subsidiary that do not result in the loss of control
      hilangnya pengendalian dicatat sebagai transaksi             are accounted for as equity transactions. When
      ekuitas. Ketika pengendalian atas entitas anak               control over a previous subsidiary is lost, any
      hilang, bagian kepemilikan yang tersisa di entitas           remaining interest in the entity is remeasured at fair
      tersebut diukur kembali pada nilai wajarnya dan              value and the resulting gain or loss is recognised in
      keuntungan atau kerugian yang dihasilkan diakui              consolidated statement of comprehensive income.
      dalam    laporan    laba   rugi  dan   penghasilan
      komprehensif lain konsolidasian.
Page 223
                                                                     These Consolidated Financial Statements are
                                                                       originally issued in Indonesian language

                                             Ekshibit E/21                                                   Exhibit E/21

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                    PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                  NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                   FOR THE YEAR ENDED
                   31 DESEMBER 2025                                           31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)           (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI      KEBIJAKAN      AKUNTANSI       MATERIAL    2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                   (Continued)

   d. Prinsip-prinsip Konsolidasian (Lanjutan)                 d. Principles of Consolidation (Continued)

      Kepentingan non-pengendali (“KNP”) mencerminkan             Non-controlling interest (“NCI”) represents the
      bagian atas laba rugi dan aset bersih dari entitas          portion of the profit or loss and net assets of the
      anak yang tidak dapat diatribusikan secara langsung         subsidiary attributable to equity interests that are
      maupun tidak langsung oleh Perusahaan, yang                 not owned directly or indirectly by the Company,
      masing-masing disajikan dalam laporan laba rugi dan         which is presented in the consolidated statement of
      penghasilan komprehensif lain konsolidasian dan             comprehensive income and under the equity section
      dalam ekuitas pada laporan posisi keuangan                  of the consolidated statement of financial position,
      konsolidasian, terpisah dari bagian yang dapat              respectively, separately from the corresponding
      diatribusikan kepada pemilik entitas induk.                 portion attributable to the equity holders of the
                                                                  parent company.

   e. Aset Keuangan                                            e. Financial Assets

      i. Klasifikasi                                              i. Classification

         Grup mengklasifikasikan aset keuangannya dalam              The Group classifies its financial assets in the
         kategori pengukuran berikut:                                following measurement categories:

         -   aset keuangan yang diukur pada nilai wajar              -   those to be measured subsequently at fair
             (baik melalui penghasilan komprehensif lain,                value (either through other comprehensive
             atau melalui laba rugi), dan                                income, or through profit or loss), and
         -   aset keuangan yang diukur pada biaya                    -   those to be measured at amortised cost.
             perolehan diamortisasi.

         Klasifikasi tersebut tergantung pada model bisnis           The classification depends on the entity’s
         entitas untuk mengelola aset keuangan dan                   business model for managing the financial assets
         persyaratan kontraktual arus kas.                           and the contractual terms of the cashflows.

         Untuk aset yang diukur pada nilai wajar,                    For assets measured at fair value, gains and
         keuntungan dan kerugian akan dicatat dalam laba             losses will either be recorded in profit or loss or
         rugi atau penghasilan komprehensif lain. Untuk              other comprehensive income. For investments in
         investasi pada instrumen utang, hal ini akan                debt instruments, this will depend on the
         bergantung pada model bisnis dimana investasi               business model in which the investment is held.
         tersebut diadakan. Untuk investasi pada                     For investments in equity instruments that are
         instrumen ekuitas yang tidak dimiliki untuk                 not held for trading, this will depend on whether
         diperdagangkan, hal ini akan tergantung pada                the Group has made an irrevocable election at
         apakah Grup telah melakukan pemilihan                       the time of initial recognition to account for the
         takterbatalkan pada saat pengakuan awal untuk               equity investment at fair value through other
         mencatat investasi ekuitas pada nilai wajar                 comprehensive income.
         melalui penghasilan komprehensif lain.

         Grup mereklasifikasi investasi utang jika, dan              The Group reclassifies debt investments if, and
         hanya jika, model bisnis untuk mengelola aset               only if, its business model for managing those
         tersebut berubah.                                           assets changes.
Page 224
                                                                       These Consolidated Financial Statements are
                                                                         originally issued in Indonesian language

                                             Ekshibit E/22                                                     Exhibit E/22

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)            (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI     KEBIJAKAN       AKUNTANSI      MATERIAL      2. MATERIAL ACCOUNTING            POLICIES     INFORMATION
   (Lanjutan)                                                    (Continued)

   e. Aset Keuangan (Lanjutan)                                  e. Financial Assets (Continued)

      ii. Pengukuran                                               ii. Measurement

         Pada pengakuan awal, Grup mengukur aset                      At initial recognition, the Group measures a
         keuangan pada nilai wajarnya ditambah, dalam                 financial asset at its fair value plus, in the case of
         hal aset keuangan tidak diukur pada nilai wajar              a financial asset not at fair value through profit
         melalui laba rugi, biaya transaksi yang dapat                or loss, transaction costs that are directly
         diatribusikan secara langsung dengan perolehan               attributable to the acquisition of the financial
         aset keuangan. Biaya transaksi dari aset keuangan            asset. Transaction costs of financial assets carried
         yang dicatat pada nilai wajar melalui laba rugi              at fair value through profit or loss are expensed
         dibebankan pada laba rugi.                                   in profit or loss.

         Aset keuangan dengan derivatif melekat                       Financial assets with embedded derivatives are
         dipertimbangkan   secara    keseluruhan  saat                considered in their entirety when determining
         menentukan apakah arus kasnya hanya merupakan                whether their cash flows are solely payment of
         pembayaran pokok dan bunga.                                  principal and interest.

         Instrumen utang                                              Debt instrument

         Pengukuran     selanjutnya instrumen     utang               Subsequent measurement of debt instruments
         bergantung pada model bisnis Grup dalam                      depends on the Group’s business model for
         mengelola aset dan karakteristik arus kas dari               managing the asset and the cash flow
         aset tersebut.                                           Financial
                                                                      characteristics
                                                                            assets withofembedded
                                                                                          the asset.derivatives are considered in t

        Ada tiga kategori pengukuran dimana         Grup             There are three measurement categories into
        mengklasifikasikan instrumen utangnya:                       which the Group classifies its debt instruments:

         •   Biaya perolehan diamortisasi                             •   Amortised cost

             Aset yang dimiliki untuk mengumpulkan arus                   Assets that are held for collection of
             kas kontraktual dimana arus kas tersebut                     contractual cash flows where those cash flows
             hanya mewakili pembayaran pokok dan bunga                    represent solely payments of principal and
             diukur dengan biaya perolehan diamortisasi.                  interest are measured at amortised cost.

             Keuntungan atau kerugian dari investasi utang                A gain or loss on a debt investment that is
             yang selanjutnya diukur pada biaya perolehan                 subsequently measured at amortised cost and
             diamortisasi dan bukan merupakan bagian dari                 is not part of a hedging relationship is
             hubungan lindung nilai, diakui dalam laba rugi               recognised in profit or loss when the asset is
             pada     saat   aset    tersebut    dihentikan               derecognised or impaired. Interest income
             pengakuannya atau penurunan nilainya.                        from these financial assets is included in
             Penghasilan bunga dari aset keuangan tersebut                finance income using the effective interest
             dimasukkan ke dalam penghasilan keuangan                     rate method.
             dengan menggunakan metode suku bunga
             efektif.

             Grup memiliki aset keuangan yang diukur pada                 The Group’s financial assets measured at
             biaya perolehan diamortisasi berupa kas dan                  amortized cost include cash and cash
             setara kas, piutang usaha, piutang lain-lain                 equivalents,    trade     receivables, other
             dan dana yang dibatasi penggunaannya.                        receivables and restricted funds.
Page 225
                                                                      These Consolidated Financial Statements are
                                                                        originally issued in Indonesian language

                                              Ekshibit E/23                                                   Exhibit E/23

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)            (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI     KEBIJAKAN        AKUNTANSI       MATERIAL    2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                    (Continued)

   e. Aset Keuangan (Lanjutan)                                  e. Financial Assets (Continued)

      ii. Pengukuran (Lanjutan)                                    ii. Measurement (Continued)

         Instrumen utang (Lanjutan)                                   Debt instrument (Continued)

         Ada tiga kategori    pengukuran dimana Grup                  There are three measurement categories into
         mengklasifikasikan     instrumen    utangnya:                which the Group classifies its debt instruments:
         (Lanjutan)                                                   (Continued)

         • Nilai wajar melalui penghasilan komprehensif               •   Fair value through       other    comprehensive
           lain (FVOCI)                                                   income (FVOCI)

            Aset yang dimiliki untuk mendapatkan arus kas                 Assets that are held for collection of
            kontraktual dan untuk menjual aset keuangan,                  contractual cash flows and for selling the
            di mana arus kas aset tersebut hanya atas                     financial assets, where the assets’ cash flows
            pembayaran pokok dan bunga, diukur pada                       represent solely payments of principal and
            nilai wajar melalui penghasilan komprehensif                  interest, are measured at FVOCI.
            lain.

            Perubahan nilai tercatat dilakukan melalui                    Movements in the carrying amount are taken
            penghasilan komprehensif lain, kecuali untuk                  through OCI, except for the recognition of
            pengakuan     keuntungan      atau    kerugian                impairment gains or losses, interest revenue
            penurunan nilai, penghasilan bunga dan                        and foreign exchange gains and losses which
            keuntungan dan kerugian selisih kurs yang                     are recognised in profit or loss. When the
            diakui dalam laba rugi. Ketika aset                           financial asset is derecognised, the cumulative
            keuangan       dihentikan       pengakuannya,                 gain or loss previously recognised in OCI is
            keuntungan atau kerugian kumulatif yang                       reclassified from equity to profit or loss and
            sebelumnya      diakui     di      penghasilan                recognised in other gains/(losses).
            komprehensif lain direklasifikasi dari ekuitas
            ke    laba    rugi     dan     diakui   dalam
            keuntungan/(kerugian) lain-lain.

            Penghasilan bunga dari aset keuangan tersebut                 Interest income from these financial assets is
            dimasukkan ke dalam penghasilan keuangan                      included in finance income using the effective
            dengan menggunakan metode suku bunga                          interest rate method. Foreign exchange gains
            efektif. Keuntungan dan kerugian selisih kurs                 and losses are presented in other gains and
            disajikan dalam keuntungan dan kerugian lain-                 losses and impairment expenses in other
            lain dan beban penurunan nilai pada beban                     expenses.
            lain-lain.

            Grup tidak memiliki aset keuangan yang diukur                 The Group does not have financial assets
            pada FVOCI pada tanggal 31 Desember 2025                      measured at FVOCI as of 31 December 2025
            dan 2024.                                                     and 2024.

         • Nilai wajar melalui laba rugi (FVPL)                       •   Fair value through profit or loss (FVPL)

            Aset yang tidak memenuhi kriteria untuk biaya                 Assets that do not meet the criteria for
            perolehan diamortisasi atau nilai wajar                       amortised cost or FVOCI are measured at fair
            melalui penghasilan komprehensif lain diukur                  value through profit or loss.
            pada nilai wajar melalui laba rugi.
Page 226
                                                                        These Consolidated Financial Statements are
                                                                          originally issued in Indonesian language

                                              Ekshibit E/24                                                     Exhibit E/24

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                       PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                     NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                      FOR THE YEAR ENDED
                   31 DESEMBER 2025                                              31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)              (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI     KEBIJAKAN        AKUNTANSI          MATERIAL   2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                      (Continued)

   e. Aset Keuangan (Lanjutan)                                    e. Financial Assets (Continued)

      ii. Pengukuran (Lanjutan)                                      ii. Measurement (Continued)

         Instrumen utang (Lanjutan)                                     Debt instrument (Continued)

         Ada tiga kategori      pengukuran dimana Grup                  There are three measurement categories into
         mengklasifikasikan       instrumen    utangnya:                which the Group classifies its debt instruments:
         (Lanjutan)                                                     (Continued)

         • Nilai wajar       melalui   laba   rugi     (FVPL)           •   Fair value through profit or loss (FVPL)
           (Lanjutan)                                                       (Continued)

            Keuntungan atau kerugian dari investasi utang                   A gain or loss on a debt investment that is
            yang selanjutnya diukur pada nilai wajar                        subsequently measured at fair value through
            melalui laba rugi dan bukan merupakan bagian                    profit or loss and is not part of a hedging
            dari hubungan lindung nilai, diakui dalam laba                  relationship is recognised in profit or loss and
            rugi dan disajikan bersih dalam laba rugi di                    presented net in the profit or loss within
            dalam keuntungan/(kerugian) lainnya dalam                       other gains/(losses) in the period in which it
            periode kemunculannya.                                          arises.

            Grup tidak memiliki aset keuangan yang diukur                   The Group does not have financial assets
            pada FVPL pada 31 Desember 2025 dan                             measured at FVPL as of 31 December 2025 and
            2024.                                                           2024.

         Instrumen ekuitas                                              Equity instrument

         Grup selanjutnya mengukur semua investasi                      The Group subsequently measures all equity
         ekuitas pada nilai wajar. Jika manajemen Grup                  investments at fair value. Where the Group’s
         telah memilih untuk menyajikan keuntungan dan                  management has elected to present fair value
         kerugian nilai wajar atas investasi ekuitas dalam              gains and losses on equity investments in other
         penghasilan komprehensif lain, tidak ada                       comprehensive income, there is no subsequent
         reklasifikasi keuntungan dan kerugian nilai wajar              reclassification of fair value gains and losses to
         ke laba rugi setelah penghentian pengakuan                     profit or loss following the derecognition of the
         investasi tersebut.                                            investment.

         Dividen dari investasi semacam itu tetap diakui                Dividends from such investments continue to be
         dalam laba rugi sebagai penghasilan lainnya                    recognised in profit or loss as other income when
         ketika hak Grup untuk menerima pembayaran                      the Group’s right to receive payments is
         ditetapkan.                                                    established.

         Perubahan nilai wajar aset keuangan yang diukur                Changes in the fair value of financial assets at
         pada nilai wajar melalui laba rugi diakui dalam                fair value through profit or loss are recognized in
         keuntungan/(kerugian) lain-lain dalam laba rugi                other gain/(losses) in the profit or loss as
         sebagaimana berlaku. Kerugian penurunan nilai                  applicable. Impairment losses (and reversal of
         (dan pemulihan kerugian penurunan nilai) atas                  impairment losses) on equity investments
         investasi ekuitas yang diukur pada nilai wajar                 measured at FVOCI are not reported separately
         melalui penghasilan komprehensif lain tidak                    from other changes in fair value.
         dilaporkan secara terpisah dari perubahan nilai
         wajar lainnya.

         Grup tidak memiliki investasi pada instrumen                   The Group does not have investment in equity
         ekuitas yang diklasifikasi sebagai aset keuangan.              instruments classified as financial assets.
Page 227
                                                                       These Consolidated Financial Statements are
                                                                         originally issued in Indonesian language

                                              Ekshibit E/25                                                    Exhibit E/25

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)             (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI     KEBIJAKAN        AKUNTANSI      MATERIAL      2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                     (Continued)

   e. Aset Keuangan (Lanjutan)                                   e. Financial Assets (Continued)

      ii. Pengukuran (Lanjutan)                                     ii. Measurement (Continued)

         Instrumen ekuitas (Lanjutan)                                  Equity instrument (Continued)

      iii. Penurunan nilai aset keuangan                            iii. Impairment of financial assets

         Penyisihan penurunan nilai untuk piutang usaha                Impairment provisions for trade receivables are
         terutama diakui berdasarkan pendekatan yang                   mainly recognised based on the simplified
         disederhanakan dalam PSAK 109 menggunakan                     approach within PSAK 109 using a provision matrix
         matriks provisi dalam penentuan kerugian kredit               in the determination of the lifetime expected
         ekspektasian sepanjang umur. Selama proses ini,               credit losses. During this process, the probability
         probabilitas non-pembayaran piutang usaha                     of the non-payment of the trade receivables is
         dinilai. Probabilitas ini kemudian dikalikan dengan           assessed. This probability is then multiplied by
         jumlah kerugian yang diharapkan yang timbul dari              the amount of the expected loss arising from
         wanprestasi untuk menentukan perkiraan kerugian               default to determine the lifetime expected credit
         kredit ekspektasian sepanjang umur untuk piutang              loss for the trade receivables.
         usaha.

         Ketentuan penurunan nilai piutang dari pihak-                 Impairment provisions for other receivables are
         pihak berelasi dan pinjaman kepada pihak-pihak                recognized based on a forward-looking expected
         berelasi diakui berdasarkan model kerugian kredit             credit loss model. The methodology used to
         ekspektasian. Metodologi yang digunakan untuk                 determine the amount of the provision is based
         menentukan jumlah provisi didasarkan pada                     on whether there has been a significant increase
         apakah telah ada peningkatan risiko kredit yang               in credit risk since initial recognition of the
         signifikan sejak pengakuan awal aset keuangan.                financial asset.

         Aset keuangan yang risiko kreditnya tidak                     Financial Assets where the credit risk has not
         meningkat secara signifikan sejak pengakuan awal              increased significantly since initial recognition of
         aset keuangan, kerugian kredit ekspektasian                   the financial asset, 12 months expected credit
         12 bulan bersama dengan penghasilan bunga bruto               losses along with gross interest income are
         diakui. Aset keuangan yang memiliki risiko kredit             recognised. Financial Assets for which credit risk
         telah meningkat secara signifikan, kerugian kredit            has increased significantly, lifetime expected
         ekspektasian sepanjang umur bersama dengan                    credit losses along with the gross interest income
         penghasilan bunga bruto diakui.                               are recognised.

         Aset keuangan yang dianggap mengalami                         Financial Assets that are determined to be credit
         penurunan    nilai    kredit, kerugian kredit                 impaired, lifetime expected credit losses along
         ekspektasian sepanjang umur serta penghasilan                 with interest income on a net basis are
         bunga secara bersih diakui.                                   recognised.

      iv. Penghentian Pengakuan                                     iv. Derecognition

         Grup menghentikan pengakuan aset keuangan                     The Group derecognizes financial assets when the
         pada saat hak kontraktual atas arus kas yang                  contractual rights of the cash flows arising from
         berasal dari aset keuangan tersebut kadaluarsa                the financial assets expire or the Group transfers
         atau Grup mentransfer seluruh hak untuk                       all rights to receive contractual cash flows of
         menerima arus kas kontraktual dari aset keuangan              financial assets in a transaction where the Group
         dalam transaksi di mana Grup secara substansial               has transferred substantially all the risks and
         telah mentransfer seluruh risiko dan manfaat atas             rewards of ownership of financial assets.
         kepemilikan aset keuangan yang ditransfer.
Page 228
                                                                      These Consolidated Financial Statements are
                                                                        originally issued in Indonesian language

                                             Ekshibit E/26                                                    Exhibit E/26

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)            (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI     KEBIJAKAN       AKUNTANSI      MATERIAL      2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                    (Continued)

   e. Aset Keuangan (Lanjutan)                                  e. Financial Assets (Continued)

      iv. Penghentian Pengakuan (Lanjutan)                         iv. Derecognition (Continued)

         Dalam transaksi dimana Grup secara subtansial                In transactions in which the Group neither retains
         tidak memiliki atau tidak mentransfer seluruh                nor transfers substantially all the risks and
         risiko dan manfaat atas kepemilikan aset                     rewards of ownership of financial assets, the
         keuangan, Grup menghentikan pengakuan aset                   Group derecognizes the assets if they do not
         tersebut jika Grup tidak lagi memiliki                       retain control over the assets. The rights and
         pengendalian atas aset tersebut. Hak dan                     obligations retained in the transfer are
         liabilitas yang timbul atau yang masih dimiliki              recognized separately as assets and liabilities as
         dalam transfer tersebut diakui secara terpisah               appropriate.
         sebagai aset atau liabilitas.

         Dalam transfer dimana pengendalian atas aset                 In transfers in which control over the asset is
         masih dimiliki, Grup tetap mengakui aset yang                retained, the Group continues to recognize the
         ditransfer tersebut sebesar keterlibatan yang                assets to the extent of their continuing
         berkelanjutan, dimana tingkat keberlanjutan Grup             involvement, determined by the extent to which
         dalam aset yang ditransfer adalah sebesar                    they are exposed to changes in the value of the
         perubahan nilai aset yang ditransfer.                        transferred assets.

   f. Kas dan Setara Kas                                        f. Cash and Cash Equivalents

      Kas dan setara kas terdiri dari kas dan bank termasuk        Cash and cash equivalents consist of all unrestricted
      semua investasi yang tidak dibatasi penggunaannya            cash on hand and in banks and investments with
      yang jatuh tempo dalam waktu tiga (3) bulan atau             maturities of three (3) months or less from the date
      kurang sejak tanggal penempatannya dan yang tidak            of placement and not pledged as collateral to loans
      dijaminkan     serta      tidak     dibatasi    dalam        nor restricted in use.
      penggunaannya.

      Kas di bank dan deposito berjangka dengan                    Cash in bank and time deposits that are restricted in
      pembatasan penggunaannya dikelompokkan sebagai               use are classified as restricted funds.
      dana yang dibatasi penggunaannya.

   g. Piutang usaha dan piutang lain-lain                       g. Trade and other receivables

      Piutang usaha dan piutang lain-lain pada awalnya             Trade and other receivables are recognized initially
      diakui sebesar nilai wajar dan selanjutnya diukur            at fair value and subsequently measured at
      pada    biaya    perolehan  diamortisasi  dengan             amortized cost using the effective interest method,
      menggunakan metode bunga efektif, apabila dampak             if the impact of discounting is significant, less any
      pendiskontoan signifikan, dikurangi provisi atas             provision for impairment.
      penurunan nilai.

      Kolektibilitas piutang usaha dan piutang lain-lain           Collectibility of trade and other receivables is
      ditinjau secara berkala. Piutang yang diketahui tidak        reviewed on an ongoing basis. Receivables which are
      tertagih, dihapuskan dengan secara langsung                  known to be uncollectible are written off by
      mengurangi nilai tercatatnya. Akun penyisihan                reducing the carrying amount directly. An allowance
      digunakan ketika terdapat bukti yang objektif bahwa          account is used when there is objective evidence
      Grup tidak dapat menagih seluruh jumlah piutang              that the Group will not be able to collect all
      sesuai dengan persyaratan awal piutang.                      amounts due according to the original terms of the
                                                                   receivables.

      Jumlah kerugian penurunan nilai diakui pada laporan          The amount of the impairment loss is recognized in
      laba rugi konsolidasian dan disajikan dalam                  consolidated statement of profit or loss and other
      “Cadangan kerugian penurunan nilai”.                         comprehensive income within “Provision for
                                                                   allowance for impairment losses”.
Page 229
                                                                        These Consolidated Financial Statements are
                                                                          originally issued in Indonesian language

                                               Ekshibit E/27                                                    Exhibit E/27

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                       PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                     NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                      FOR THE YEAR ENDED
                   31 DESEMBER 2025                                              31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)              (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI       KEBIJAKAN      AKUNTANSI       MATERIAL      2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                      (Continued)

   h. Dana yang Dibatasi Penggunaannya                            h. Restricted Funds

        Dana yang dibatasi penggunaannya merupakan dana              Restricted funds represent liquidation of mortgage
        pencairan Kredit Pemilikan Rumah (KPR) dari                  fund (KPR) from customers that cannot be used by
        konsumen yang tidak bisa digunakan oleh Grup dan             the Group and cash in banks which are pledged for
        kas di bank yang disajikan sebagai jaminan utang.            loans.

   i.   Liabilitas Keuangan                                       i. Financial Liabilities

        1. Klasifikasi dan Pengukuran                                1. Classification and Measurement

           (i) Liabilitas keuangan diukur pada nilai wajar             (i) Financial liabilities measured at fair value
               melalui laba rugi                                           through profit or loss

              Liabilitas      keuangan      yang     diukur                 Financial liabilities measured at fair value
              pada nilai wajar melalui laba rugi termasuk                   through profit or loss include the financial
              liabilitas keuangan untuk diperdagangkan dan                  liabilities held-for-trading and liabilities
              liabilitas keuangan yang ditetapkan pada saat                 designated upon initial recognition at fair
              pengakuan awal untuk diukur pada nilai wajar                  value through profit or loss.
              melalui laba rugi.

              Liabilitas keuangan diklasifikasikan sebagai                  Financial liabilities are classified as held-for-
              kelompok      diperdagangkan     jika    mereka               trading if they are acquired for the purpose
              diperoleh untuk tujuan dijual kembali dalam                   of resale in the near future. Derivative
              waktu dekat. Liabilitas derivatif juga                        liabilities are also classified as held-for-
              diklasifikasikan       sebagai        kelompok                trading unless the derivatives are designated
              diperdagangkan      kecuali    derivatif   yang               as effective hedging instruments.
              ditetapkan sebagai instrumen lindung nilai
              yang efektif.

              Aset dan liabilitas keuangan diukur pada nilai                Financial assets and financial liabilities at fair
              wajar melalui laba rugi dicatat pada laporan                  value through profit or loss are recorded in
              posisi keuangan konsolidasian pada nilai wajar                the consolidated statement of financial
              dengan pengakuan keuntungan atau kerugian                     position at fair value with gains or losses
              pada laporan laba rugi dan penghasilan                        recognized in the consolidated statement of
              komprehensif lain konsolidasian.                              profit or loss and other comprehensive
                                                                            income.

              Grup tidak memiliki liabilitas keuangan yang                  The Group has no financial liabilities
              diukur pada nilai wajar melalui laba rugi                     measured at fair value through profit or loss
              pada tanggal 31 Desember 2025 dan 2024.                       as of 31 December 2025 and 2024.

           (ii) Liabilitas Keuangan Lainnya                            (ii) Other Financial Liabilities

              Kategori ini berhubungan dengan liabilitas                    This category pertains to financial liabilities
              keuangan     yang   tidak  dimiliki   untuk                   that are not held for trading or designated as
              diperdagangkan atau diukur pada nilai wajar                   fair value through profit or loss upon the
              melalui keuntungan atau kerugian pada saat                    inception of the liability. This includes
              pengakuan liabilitas awal. Termasuk dalam                     liabilities arising from operations or loans and
              liabilitas yang berasal dari operasi atau                     borrowings.
              pinjaman dan utang.
Page 230
                                                                       These Consolidated Financial Statements are
                                                                         originally issued in Indonesian language

                                               Ekshibit E/28                                                   Exhibit E/28

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)             (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI        KEBIJAKAN     AKUNTANSI        MATERIAL    2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                     (Continued)

   i.   Liabilitas Keuangan (Lanjutan)                           i. Financial Liabilities (Continued)

        1. Klasifikasi dan Pengukuran (Lanjutan)                    1. Classification and Measurement (Continued)

           (ii) Liabilitas Keuangan Lainnya (Lanjutan)                (ii) Other Financial Liabilities (Continued)

              Liabilitas keuangan lainnya diukur pada biaya               Other financial liabilities are subsequently
              perolehan diamortisasi dengan menggunakan                   measured at amortized cost using the
              metode suku bunga efektif. Pada tanggal                     effective interest rate method. On the
              laporan posisi keuangan konsolidasian, beban                consolidated statement of financial position
              bunga masih harus dibayar dicatat secara                    date, accrued interest is recorded separately
              terpisah dari pokok pinjaman terkait dalam                  from the principal involved in the current
              bagian liabilitas lancar. Keuntungan dan                    liabilities. Gains and losses are recognized in
              kerugian diakui dalam laporan laba rugi dan                 consolidated statement of profit or loss and
              penghasilan komprehensif lain konsolidasian                 other comprehensive income when the
              ketika liabilitas dihentikan pengakuannya                   liability is derecognized, as well as through
              serta melalui proses amortisasi menggunakan                 the amortization using the effective interest
              metode suku bunga efektif.                                  rate method.

              Grup memiliki liabilitas keuangan lainnya                   The Group has other financial liabilities
              berupa utang bank jangka pendek, utang                      consisting of short-term bank loans, trade
              usaha, utang lain-lain, beban masih harus                   payables, other payables, accrued expenses,
              dibayar, liabilitas sewa, uang jaminan                      lease liabilities, refundable membership
              keanggotaan yang dapat dikembalikan, utang                  deposits, bonds payable and long-term bank
              obligasi dan utang bank jangka panjang.                     loans.

        2. Penghentian Pengakuan                                    2. Derecognition

           Grup    menghentikan    pengakuan     liabilitas            The Group derecognizes financial liabilities when
           keuangan pada saat liabilitas yang ditetapkan               the obligation specified in the contract is
           dalam kontrak dilepaskan atau dibatalkan atau               released, canceled or expires.
           kadaluarsa.

   j. Nilai Wajar                                                j. Fair Value

        Nilai wajar adalah harga yang akan diterima untuk           Fair value is the price that would be received to sell
        menjual suatu aset atau harga yang akan dibayarkan          an asset or paid to transfer a liability in an orderly
        untuk mengalihkan suatu liabilitas dalam transaksi          transaction between market participants at the
        teratur antara pelaku pasar pada tanggal                    measurement date.
        pengukuran.

        Pengukuran nilai wajar mengasumsikan bahwa                  The fair value measurement is based on the
        transaksi untuk menjual aset atau mengalihkan               presumption that the transaction to sell or transfer
        liabilitas terjadi:                                         the liability takes place either:
        • di pasar utama untuk aset dan liabilitas tersebut;        • in the principal market for the asset or liability;
            atau                                                       or
        • jika tidak terdapat pasar utama, di pasar yang            • in the absence of a principal market, in the most
            paling menguntungkan untuk aset dan liabilitas             advantageous market for the asset or liability.
            tersebut.

        Pasar utama atau pasar yang paling menguntungkan            The principal or the most advantageous market must
        harus dapat diakses oleh Grup.                              be accessible by the Group.
Page 231
                                                                            These Consolidated Financial Statements are
                                                                              originally issued in Indonesian language

                                                  Ekshibit E/29                                                     Exhibit E/29

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                           PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                         NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                          FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                  31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                  (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI        KEBIJAKAN       AKUNTANSI        MATERIAL       2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                          (Continued)

   j. Nilai Wajar                                                     j. Fair Value

      Nilai wajar suatu aset atau liabilitas menggunakan                 The fair value of an asset or a liability is measured
      asumsi yang akan digunakan pelaku pasar ketika                     using the assumptions that market participants
      menentukan harga aset atau liabilitas tersebut,                    would use when pricing the asset or liability,
      dengan asumsi bahwa pelaku pasar bertindak dalam                   assuming that market participants act in their
      kepentingan ekonomik terbaiknya.                                   economic best interest.

      Pengukuran    nilai  wajar    aset    non-keuangan                A fair value measurement of a non-financial asset
      memperhitungkan kemampuan pelaku pasar untuk                      takes into account a market participant’s ability to
      menghasilkan      manfaat     ekonomik      dengan                generate economic benefits by using its highest and
      menggunakan aset dalam penggunaan tertinggi dan                   best use or by selling it to another market
      terbaiknya atau dengan menjualnya kepada pelaku                   participant that would use the asset in its highest
      pasar lain yang akan menggunakan aset tersebut                    and best use.
      dalam penggunaan tertinggi dan terbaiknya.

      Grup menggunakan teknik penilaian yang sesuai                      The Group uses valuation techniques that are
      dalam keadaan dan dimana data yang memadai                         appropriate in the circumstances and for which
      tersedia untuk mengukur nilai wajar, memaksimalkan                 sufficient data are available to measure fair value,
      penggunaan input yang dapat diobservasi yang                       maximizing the use of relevant observable inputs
      relevan dan meminimalkan penggunaan input yang                     and minimizing the use of unobservable inputs.
      tidak dapat diobservasi.

      Pengungkapan klasifikasi aset keuangan dan liabilitas              Disclosures of the classification of financial assets
      keuangan yang diukur pada nilai wajar dengan                       and financial liabilities measured at fair value using
      menggunakan hirarki nilai wajar yang mencerminkan                  a fair value hierarchy that reflects the significance
      signifikansi input yang digunakan di dalam melakukan               of the inputs used in measuring fair value. Fair value
      pengukuran nilai wajar. Hirarki nilai wajar memiliki               hierarchy has the following levels:
      tingkatan sebagai berikut:

      Tingkat 1:     Harga kuotasian (tanpa penyesuaian)                 Level 1:     Quoted prices (unadjusted) in active
                     dalam pasar aktif untuk aset atau liabilitas                     markets for identical assets or liabilities
                     yang identik yang dapat diakses pada                             that the entity can access at the
                     tanggal pengukuran                                               measurement date
      Tingkat 2:     Input selain harga kuotasian yang termasuk          Level 2:     Inputs other than quoted prices included
                     dalam Tingkat 1 yang dapat diobservasi                           within Level 1 that are observable for the
                     untuk aset atau liabilitas, baik secara                          asset or liability, either directly or
                     langsung atau secara tidak langsung                              indirectly
      Tingkat 3:     Input yang tidak dapat diobservasi untuk            Level 3:     Unobservable inputs for the asset or
                     aset dan liabilitas                                              liability

      Untuk aset dan kewajiban yang diakui dalam laporan                 For assets and liabilities that are recognized in the
      keuangan secara berulang, Grup menentukan apakah                   financial statement on a recurring basis, the Group
      transfer telah terjadi antara Tingkat dalam hirarki                determines whether transfers have occurred
      dengan menilai kembali kategorisasi (berdasarkan                   between Levels in the hierarchy by reassessing
      masukan tingkat terendah yang signifikan terhadap                  categorization (based on the lowest level input that
      pengukuran nilai wajar secara keseluruhan) pada                    is significant to the fair value measurement as a
      akhir setiap periode pelaporan.                                    whole) at the end of each reporting period.

      Nilai wajar instrumen keuangan yang diperdagangkan                 The fair value for financial instruments traded in
      dalam pasar aktif pada tanggal laporan didasarkan                  active markets at the reporting date is based on
      pada harga kuotasi atau kuotasi harga pedagang efek                their quoted price or binding dealer price quotations
      yang mengikat (harga penawaran untuk jangka                        (bid price for long positions and ask price for short
      panjang dan harga pemintaan untuk jangka pendek),                  positions), without any deduction for transaction
      tanpa adanya pengurangan untuk biaya transaksi.                    costs.
Page 232
                                                                        These Consolidated Financial Statements are
                                                                          originally issued in Indonesian language

                                              Ekshibit E/30                                                     Exhibit E/30

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                       PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                     NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                      FOR THE YEAR ENDED
                   31 DESEMBER 2025                                              31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)              (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI     KEBIJAKAN       AKUNTANSI        MATERIAL      2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                      (Continued)

   j. Nilai Wajar (Lanjutan)                                      j. Fair Value (Continued)

      Sekuritas didefinisikan dalam pencatatan ini sebagai          Securities defined in these accounts as “listed” are
      “terdaftar” diperjualbelikan dalam pasar aktif. Bila          traded in an active market. Where the Group has
      Grup memiliki aset dan liabilitas keuangan dengan             financial assets and financial liabilities with
      posisi saling hapus dalam risiko pasar atau risiko            offsetting positions in market risks or counterparty
      kredit    pihak    ketiga,   Grup    memilih   untuk          credit risk, Group has elected to use the
      menggunakan      pengukuran      pengecualian  untuk          measurement exception to measure the fair value of
      mengukur nilai wajar atas exposure risiko bersihnya           its net risk exposure by applying the bid or ask price
      dengan     menerapkan      harga    penawaran   atau          to the net open position as appropriate.
      permintaan ke posisi pembukaan bersih yang sesuai.

      Untuk seluruh instrumen keuangan lain yang tidak               For all other financial instruments not traded in an
      diperdagangkan dalam pasar aktif, nilai wajar                  active market, the fair value is determined by using
      ditentukan dengan menggunakan teknik valuasi yang              valuation techniques deemed to be appropriate in
      dianggap tepat dan sesuai kondisi.                             the circumstances.

      Teknik penilaian termasuk pendekatan pasar                     Valuation techniques include the market approach
      (misalnya menggunakan harga dan informasi relevan              (i.e., using prices and other relevant information
      lain yang dihasilkan oleh transaksi pasar yang                 generated by market transactions involving identical
      melibatkan aset, liabilitas, atau kelompok aset dan            or comparable assets, liabilities or a group of assets
      liabilitas yang identik atau sebanding) dan                    and liabilities) and the income approach (i.e.,
      pendekatan penghasilan (misalnya mengkonversi                  converting future amounts to a single current
      jumlah masa depan ke suatu jumlah tunggal saat ini).           amount).

      Seluruh aset dan liabilitas yang nilai wajarnya dinilai        All assets and liabilities for which fair value is
      dan    diungkapkan      dalam     laporan    keuangan          measured or disclosed in the consolidated financial
      konsolidasian dikategorikan dalam hirarki nilai wajar.         statements are categorized within the fair value
                                                                     hierarchy.

      Untuk tujuan pengungkapan nilai wajar, Grup                    For the purpose of the fair value disclosures, the
      menentukan kelas aset dan liabilitas yang sesuai               Group has determined classes of assets and liabilities
      dengan dasar sifat, karakteristik dan risiko aset atau         on the basis of the nature, characteristics and risks
      liabilitas dan level hirarki nilai wajar seperti yang          of the asset or liability and the level of the fair
      dijelaskan di atas.                                            value hierarchy as explained above.

   k. Saling Hapus                                                k. Offsetting

      Aset      keuangan     dan     liabilitas    keuangan          Financial assets and financial liabilities are offset
      disalinghapuskan dan nilai bersihnya disajikan dalam           and the net amount reported in the consolidated
      laporan posisi keuangan konsolidasian jika, dan hanya          statement of financial position if and only if there is
      jika, saat ini memiliki hak yang dapat dipaksakan              a currently legal right to offset the recognized
      secara hukum untuk melakukan saling hapus atas                 amounts and the Group intends to either settle on a
      jumlah yang telah diakui tersebut dan Grup                     net basis, or to realize the asset and settle the
      berintensi untuk menyelesaikan secara bersih atau              liability simultaneously. This is not generally the
      untuk merealisasikan aset dan menyelesaikan                    case with master netting agreements, and the
      liabilitasnya secara simultan. Hal ini tidak umum              related assets and liabilities are presented at gross
      terjadi dengan perjanjian induk untuk menyelesaikan            amounts in the consolidated statement of financial
      secara bersih, dan aset dan kewajiban terkait                  position.
      disajikan sebesar nilai bruto dalam laporan posisi
      keuangan konsolidasian.
Page 233
                                                                          These Consolidated Financial Statements are
                                                                            originally issued in Indonesian language

                                                 Ekshibit E/31                                                    Exhibit E/31

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                         PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                       NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                        FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI       KEBIJAKAN       AKUNTANSI        MATERIAL      2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                        (Continued)

   l.   Transaksi dengan Pihak-Pihak Berelasi                       l. Transactions with Related Parties

        Grup mengungkap hubungan, transaksi dan saldo                  The Group disclose related party relationships,
        pihak-pihak berelasi, termasuk komitmen, dalam                 transactions and outstanding balances, including
        laporan keuangan konsolidasian dan laporan                     commitments, in the consolidated and separate
        keuangan tersendiri entitas induk, dan juga                    financial statements of a parent, and also applies to
        diterapkan terhadap laporan keuangan secara                    individual financial statements.
        individual.

        Suatu pihak dianggap berelasi dengan Grup adalah               Parties considered to be related to the Group are
        orang atau entitas yang terkait dengan entitas yang            those persons or entities related to the entity
        menyiapkan laporan keuangannya (dirujuk sebagai                preparing financial statements (referred to as
        “entitas pelapor”), sebagai berikut:                           "reporting entity"), as follow:

        (1) Orang atau anggota keluarga terdekat mempunyai             (1) A person or family member has a relationship
            relasi dengan entitas pelapor jika orang tersebut:             with a reporting entity if that person:
            (a) memiliki pengendalian atau pengendalian                    (a) has control or joint control over the reporting
                bersama atas entitas pelapor;                                  entity;
            (b) memiliki pengaruh signifikan atas entitas                  (b) has significant influence over the reporting
                pelapor; atau                                                  entity; or
            (c) personil manajemen kunci entitas pelapor                   (c) key     management      personnel     of    the
                atau entitas induk entitas pelapor.                            reporting entity or of the parent of the
                                                                               reporting entity.

        (2) Suatu entitas berelasi dengan entitas pelapor jika         (2) An entity is related to the reporting entity if it
            memenuhi salah satu hal berikut:                               meets one of the following:
            (a) Entitas dan entitas pelapor adalah anggota                 (a) The entity and the reporting entity are
                dari kelompok usaha yang sama (artinya                         members of the same business group (i.e. a
                entitas induk, entitas anak, dan entitas anak                  parent, subsidiaries, and entities associated
                berikutnya terkait dengan entitas lain);                       with the next subsidiaries of another entity);
            (b) satu entitas adalah entitas asosiasi atau                  (b) one entity is an associate or joint venture of
                ventura bersama dari entitas lain (atau entitas                the other entity (or an associate or joint
                asosiasi    atau    ventura     bersama   yang                 venture of a member of a business group,
                merupakan anggota suatu kelompok usaha,                        which the other entity is a member);
                yang mana entitas lain tersebut adalah
                anggotanya);
            (c) kedua entitas tersebut adalah ventura                     (c) both entities are joint ventures of the same
                bersama dari pihak ketiga yang sama;                          third party;
            (d) satu entitas adalah ventura bersama dari                  (d) one entity is a joint venture of a third entity
                entitas ketiga dan entitas yang lain adalah                   and the other entity is an associate of the
                entitas asosiasi dari entitas ketiga;                         third entity;
            (e) entitas tersebut adalah suatu program imbalan             (e) the entity has a post-employment benefits
                pasca-kerja untuk imbalan kerja dari salah                    plan for the benefit of employees of either
                satu entitas pelapor atau entitas yang terkait                the reporting entity or an entity related to
                dengan entitas pelapor. Jika entitas pelapor                  the reporting entity. If the reporting entity is
                adalah    entitas     yang    menyelenggarakan                itself such a plan, the sponsoring employers
                program tersebut, maka entitas sponsor juga                   are also related entities to the reporting
                berelasi dengan entitas pelapor;                              entity;
            (f) entitas yang dikendalikan atau dikendalikan               (f) entities controlled or jointly controlled by a
                bersama oleh orang yang diidentifikasikan                     person identified in paragraph 1;
                dalam paragraf 1;
            (g) orang yang diidentifikasi dalam sub-paragraf              (g) person identified in subparagraph (1) (a) has
                (1) (a) memiliki pengaruh signifikan atas                     significant influence over the entity or the
                entitas atau personil manajemen kunci entitas                 key management personnel of the entity (or
                (atau entitas induk dari entitas);                            the entity's parent entity);
Page 234
                                                                         These Consolidated Financial Statements are
                                                                           originally issued in Indonesian language

                                                Ekshibit E/32                                                    Exhibit E/32

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                        PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                      NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                       FOR THE YEAR ENDED
                   31 DESEMBER 2025                                               31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)               (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI       KEBIJAKAN       AKUNTANSI       MATERIAL      2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                       (Continued)

   l.   Transaksi dengan Pihak-Pihak Berelasi (Lanjutan)           l. Transactions with Related Parties (Continued)

        Suatu pihak dianggap berelasi dengan Grup adalah              Parties considered to be related to the Group are
        orang atau entitas yang terkait dengan entitas yang           those persons or entities related to the entity
        menyiapkan laporan keuangannya (dirujuk sebagai               preparing financial statements (referred to as
        “entitas pelapor”), sebagai berikut: (Lanjutan)               "reporting entity"), as follow: (Continued)

        (2) Suatu entitas berelasi dengan entitas pelapor jika        (2) An entity is related to the reporting entity if it
            memenuhi salah satu hal berikut: (Lanjutan)                   meets one of the following: (Continued)

           (h) entitas, atau anggota dari kelompok yang                  (h) the entity, or any member of a group of which
               mana entitas merupakan bagian dari kelompok                   it is a part, provides key management
               tersebut,    menyediakan       jasa    personal               personal services to the reporting entity or to
               manajemen kunci kepada entitas pelapor atau                   the parent of the reporting entity.
               kepada entitas induk dari entitas pelapor.

        Anggota keluarga dekat merupakan individu anggota             Close family members of an individual are those
        keluarga yang diharapkan mempengaruhi, atau                   family members who may be expected to influence,
        dipengaruhi oleh orang, dalam hubungan mereka                 or be influenced by, that individual in their dealings
        dengan entitas.                                               with the entity.

        Seluruh transaksi dan saldo dengan pihak-pihak                All significant transactions and balances with related
        berelasi diungkapkan dalam catatan atas laporan               parties are disclosed in the notes to consolidated
        keuangan konsolidasian.                                       financial statements.

   m. Persediaan                                                   m. Inventories

        Persediaan tanah yang siap dipasarkan, rumah                  Inventories of land available–for-sale, residential and
        tinggal dan ruko dalam penyelesaian, unit                     shophouses under construction, apartment units,
        apartemen, rumah siap dipasarkan serta persediaan             houses available-for-sale and inventories at the
        restoran club house dan hotel (makanan, minuman               restaurant of the club house and hotel (food,
        dan lainnya) dinyatakan berdasarkan nilai terendah            beverage and others) are stated at the lower of cost
        antara biaya perolehan dan nilai realisasi bersih.            or net realizable value.


        Biaya persediaan rumah ruko siap dipasarkan, rumah           The cost of completed residential houses, residential
        tinggal dan ruko dalam penyelesaian, dan unit                and shop houses under construction and apartment
        apartemen meliputi seluruh beban konstruksi                  units includes all construction costs and the cost of
        bangunan dan harga tanah.                                    land.

        Biaya persediaan tanah meliputi biaya pembelian,             The cost of land includes the acquisition cost, costs
        pematangan dan pengembangan tanah termasuk                   of land improvements and development including
        beban bunga dan selisih kurs atas pinjaman yang              interest expense and foreign exchange differences on
        diperoleh untuk membiayai perolehan tanah,                   loans used to finance the land acquisition,
        pengembangan dan pembangunan prasarana sampai                development and improvement prior to the
        tahap penyelesaian.                                          completion stage.

        Biaya pengembangan tanah, termasuk tanah yang                The cost of land development including the land used
        digunakan sebagai jalan dan prasarana atau area              for roads and amenities and other non-saleable areas
        yang tidak dijual lainnya, dialokasikan berdasarkan          is allocated based on the saleable area of the
        luas area yang dapat dijual.                                 project.

        Biaya perolehan persediaan restoran club house dan           The cost of inventories at the restaurant of
        hotel meliputi beban pembelian dan beban lainnya             the club house and hotel include the acquisition cost
        yang terjadi hingga persediaan berada dalam kondisi          and other costs incurred until the inventories are
        yang siap untuk dijual. Biaya perolehan ditentukan           ready for sale. Cost is determined using the
        dengan metode rata-rata tertimbang.                          weighted-average method.
Page 235
                                                                        These Consolidated Financial Statements are
                                                                          originally issued in Indonesian language

                                              Ekshibit E/33                                                     Exhibit E/33

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)             (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI      KEBIJAKAN      AKUNTANSI       MATERIAL      2. MATERIAL ACCOUNTING            POLICIES     INFORMATION
   (Lanjutan)                                                     (Continued)

   m. Persediaan (Lanjutan)                                      m. Inventories (Continued)

      Beban pokok penjualan tanah ditentukan berdasarkan            Cost of sales of land is determined based on
      nilai   perolehan    tanah    ditambah     estimasi           acquisition cost of the land plus other estimated
      pengeluaran-pengeluaran lain untuk pengembangan               expenditures for its improvement and development.
      tanah. Beban pokok penjualan rumah tinggal dalam              The cost of sales of residential house under
      penyelesaian ditentukan berdasarkan biaya akrual              construction is determined based on actual cost plus
      ditambah estimasi pengeluaran-pengeluaran lain                other estimated expenditures to complete the work.
      untuk menyelesaikan pekerjaan.

      Unsur-unsur biaya yang dikapitalisasi ke proyek               The elements of cost, which are capitalized to real
      pengembangan real estat antara lain meliputi biaya            estate development projects, include the pre-
      pra-perolehan tanah, biaya perolehan tanah, dan               acquisition cost of land, cost of land acquisition, and
      biaya-biaya lain yang dapat diatribusikan pada                other costs attributable to the development activity
      aktivitas pengembangan real estat. Biaya yang tidak           of real estate. Costs which are not clearly related to
      jelas hubungannya dengan suatu proyek real estat,             a real estate project, such as general and
      seperti biaya umum dan administrasi, diakui sebagai           administrative expenses, are recognized as an
      beban pada saat terjadinya.                                   expense as they are incurred.

      Apabila suatu proyek tertentu diperkirakan akan rugi,         If a certain project is estimated to generate a loss, a
      penyisihan akan dibuat untuk jumlah kerugian                  provision must be recognized for the amount of the
      tersebut.                                                     loss.

      Revisi terhadap estimasi biaya atau pendapatan, jika          The revision of estimated costs or revenues, if any,
      ada yang dapat diatribusikan pada aktivitas                   which are generally attributed to the real estate
      pengembangan real estat dialokasikan kepada proyek            development activities must be allocated to ongoing
      yang sedang berjalan dan proyek masa datang.                  and future projects.

      Nilai realisasi bersih (net realizable value) adalah          Net realizable value is the estimated selling price in
      taksiran harga jual dalam kegiatan usaha normal               the ordinary course of business less estimated cost of
      setelah dikurangi dengan taksiran biaya penyelesaian          completion and the estimated cost necessary to make
      dan taksiran biaya yang diperlukan untuk                      the sale. The decline in value of inventories is
      melaksanakan penjualan. Penurunan nilai persediaan            determined to write-down the carrying amount of
      ditetapkan     untuk   mengurangi     nilai  tercatat         the inventories to the fair value of the inventories
      persediaan ke nilai wajar persediaan dan diakui               and is recognized as a loss in consolidated statement
      sebagai rugi pada laporan laba rugi dan penghasilan           of profit or loss and other comprehensive income for
      komprehensif lain konsolidasian tahun yang                    the year.
      bersangkutan.

   n. Investasi pada Entitas Asosiasi                            n. Investments in Associates

      Entitas asosiasi adalah suatu entitas dimana Grup             An associated company is an entity in which the
      mempunyai pengaruh signifikan dan bukan merupakan             Group has significant influence and that is not a
      entitas anak. Pengaruh signifikan adalah kekuasaan            subsidiary. Significant influence is the power to
      untuk berpartisipasi dalam keputusan kebijakan                participate in the financial and operating policy
      keuangan dan operasional investee, tetapi tidak               decisions of the investee but is not control or joint
      mengendalikan bersama atas kebijakan tersebut.                control over those policies.

      Premium yang dibayarkan untuk investasi dalam                 Premium paid for the investment in an associate or
      asosiasi yang melebihi nilai wajar bagian aset dan            which exceeds the fair value of identifiable assets
      liabilitas teridentifikasi milik Grup, dan kontinjensi        and liabilities belonging to the Group, and
      liabilitas yang diakuisisi harus dikapitalisasi dan           contingent liabilities acquired are capitalized and
      dimasukkan dalam jumlah tercatat investasi.                   included in the carrying amount of the investment.
Page 236
                                                                         These Consolidated Financial Statements are
                                                                           originally issued in Indonesian language

                                               Ekshibit E/34                                                     Exhibit E/34

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                       PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                     NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                      FOR THE YEAR ENDED
                   31 DESEMBER 2025                                              31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)              (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI       KEBIJAKAN      AKUNTANSI        MATERIAL     2. MATERIAL ACCOUNTING            POLICIES     INFORMATION
   (Lanjutan)                                                      (Continued)

   n. Investasi pada Entitas Asosiasi (Lanjutan)                  n. Investments in Associates (Continued)

      Apabila terdapat bukti objektif bahwa investasi telah          If there is objective evidence that the investment has
      mengalami penurunan nilai, maka jumlah tercatat                been impaired, the carrying amount of the
      investasi harus diuji untuk penurunan nilai dengan             investment must be tested for impairment in the way
      cara seperti aset non keuangan lain. Investasi Grup            other nonfinancial assets are tested. The Group’s
      pada entitas asosiasi diukur dengan menggunakan                investment in associate is accounted for using the
      metode ekuitas. Sesuai dengan metode ekuitas, nilai            equity method. Under the equity method, the cost of
      perolehan investasi ditambah atau dikurang dengan              investment is increased or decreased by the Group’s
      bagian Grup atas laba rugi neto dan penerimaan                 share in net earnings or losses of and dividends
      dividen dari investee sejak tanggal perolehan.                 received from the investee since the date of
                                                                     acquisition.

      Ketika Grup melakukan transaksi, seperti pembelian             When the Group enters into a transaction with an
      dan penjualan, dengan asosiasi atau ventura                    associate, such as a sale and a purchase, the Group
      bersama, Grup mengakui untung dan rugi dari                    recognise gains and losses resulting from sale only to
      transaksi tersebut hanya terbatas sebesar bagian dari          the extent of the other parties’ interest in the
      kepemilikan pihak lain dalam asosiasi. Grup tidak              associate while the Group do not recognise its share
      mengakui bagian Grup atas untung atau rugi transaksi           of the gains and losses from purchases until the
      tersebut sampai Grup menjual aset atas transaksi               Group resells those assets to a third party. Deferred
      pada pihak ketiga. Penghasilan ditangguhkan setelah            revenue net of deferred cost is recognized as
      dikurangi biaya ditangguhkan diakui sebagai                    “Deferred income” in the consolidated statements of
      "Pendapatan ditangguhkan" dalam laporan posisi                 financial position until the associate resells to third
      keuangan konsolidasian sampai asosiasi menjual ke              party.
      pihak ketiga.

      Laporan laba rugi komprehensif konsolidasian                   The consolidated statement of comprehensive
      mencerminkan bagian atas hasil operasi dari entitas            income reflects the share of the results of operations
      asosiasi. Bila terdapat perubahan yang diakui                  of the associate. Where there has been a change
      langsung pada ekuitas dari entitas asosiasi dan                recognized directly in the equity of the associate,
      ventura bersama, Grup mengakui bagiannya atas                  the Group recognizes its share of any such changes
      perubahan tersebut dan mengungkapkan hal ini, jika             and discloses this, when applicable, in the
      ada, dalam laporan perubahan ekuitas konsolidasian.            consolidated statements of changes in equity.

   o. Tanah untuk Pengembangan                                    o. Land for Development

       Tanah yang sudah dimiliki tetapi belum mulai                  Land owned for future development is stated at the
       dikembangkan dinyatakan berdasarkan nilai terendah            lower of cost or net realizable value and its cost will
       antara biaya perolehan dan nilai realisasi bersih (the        be transferred to the inventory account upon the
       lower of cost or net realizable value) dan akan               start of the land development and the construction
       dipindahkan sebagai akun persediaan pada saat mulai           of the facilities thereon.
       dikembangkan dan dibangunnya prasarana.

   p. Aset Tetap                                                  p. Property, Plant and Equipment

      Aset tetap pada awalnya diakui sebesar biaya                   Property, plant and equipment initially are
      perolehan yang terdiri atas harga perolehan dan                recognized at acquisition cost including acquisition
      biaya-biaya yang dapat diatribusikan secara langsung           cost and directly attributable costs to bring
      untuk membawa aset ke lokasi dan kondisi yang                  property, plant and equipment to the desired
      diinginkan dan siap digunakan dan nilai kini estimasi          location and condition and ready to used and the
      seluruh biaya-biaya pembongkaran dan pemindahan                estimated present value of any future unavoidable
      aset tetap masa depan yang tidak dapat dihindari.              costs of dismantling and removing items.
Page 237
                                                                           These Consolidated Financial Statements are
                                                                             originally issued in Indonesian language

                                              Ekshibit E/35                                                        Exhibit E/35

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                          PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                         FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                 31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                 (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI      KEBIJAKAN       AKUNTANSI       MATERIAL      2. MATERIAL ACCOUNTING              POLICIES     INFORMATION
   (Lanjutan)                                                      (Continued)

   p. Aset Tetap (Lanjutan)                                          p. Property, Plant and Equipment (Continued)

      Setelah pengukuran awal, aset tetap, kecuali tanah,              After initial recognizition, property, plant and
      diakui sebesar biaya perolehan dikurangi akumulasi               equipment, except land, is recognized at cost less
      penyusutan dan akumulasi penurunan nilai.                        accumulated     depreciation   and    accumulated
                                                                       impairment losses.

      Biaya-biaya setelah perolehan awal diakui sebagai                 The costs after initial acquisition are recognized as
      bagian dari nilai tercatat aset tetap atau sebagai aset           part of the carrying value or as a separate asset if it
      yang terpisah apabila ada kemungkinan manfaat                     is probable that future economic benefits associated
      ekonomis sehubungan dengan aset tersebut di masa                  with the asset will flow to the Group, and the cost of
      mendatang akan mengalir ke Grup, dan biayanya                     the asset can be measured reliably. The cost of
      dapat diukur secara andal. Beban pemeliharaan dan                 repairs and maintenance is charged to the
      perbaikan lainnya dibebankan ke laporan laba rugi                 consolidated statement of profit or loss and other
      dan penghasilan komprehensif lain konsolidasian pada              comprehensive income as incurred.
      saat terjadinya.

      Penyusutan terhadap aset tetap dihitung dengan                    Depreciation of property, plant and equipment is
      menggunakan metode garis lurus, dengan estimasi                   computed using the straight-line method, over the
      masa manfaat atas aset tetap adalah sebagai berikut:              estimated useful lives of the assets as follows:

                                                        Tahun/Years

      Lapangan golf                                           20                                                  Golf course
      Bangunan dan prasarana                               10 - 20                                Building and infrastructure
      Peralatan golf dan club house                            5                              Golf and club house equipment
      Alat-alat pengangkutan                                 5-8                                   Transportation equipment
      Perabot dan peralatan kantor                          4 - 10                           Furnitures and office equipment
      Peralatan proyek                                      4 - 15                                         Project equipment

      Nilai residu aset, umur manfaat dan metode                        The asset residual values, useful lives and
      penyusutan dievaluasi setiap akhir tahun dan                      depreciation method are reviewed at each year-end
      disesuaikan secara propesktif, jika diperlukan.                   and adjusted prospectively, if necessary.

      Tanah dinyatakan berdasarkan biaya perolehan dan                  Land is stated at cost and is not depreciated. Any
      tidak disusutkan. Setiap biaya tertentu lainnya                   other certain costs in connection with the acquisition
      sehubungan dengan perolehan atau perpanjangan hak                 or renewal of land rights are deferred and amortized
      atas tanah ditangguhkan dan diamortisasi selama                   over the term of the land rights or the useful lives of
      jangka waktu hak atas tanah atau masa manfaat                     the land, whichever is shorter.
      tanah, mana yang lebih pendek.

      Ketika terdapat indikasi penurunan nilai, nilai                   When an indication of impairment exists, the
      tercatat aset segera diturunkan sebesar jumlah yang               carrying amount is written down immediatly to its
      dapat terpulihkan apabila nilai tercatat aset lebih               recoverable amount if the assets carrying amount is
      besar daripada estimasi jumlah yang dapat dipulihkan              greater than its estimated recoverable amount
      (Catatan 2s).                                                     (Note 2s).

      Aset tetap dihentikan pengakuannya pada saat                      An item of property, plant and equipment is
      dilepaskan atau saat tidak ada manfaat ekonomis                   derecognized upon disposal or when no future
      masa depan yang diharapkan dari penggunaan atau                   economic benefits are expected from its use
      pelepasannya. Laba atau rugi yang timbul dari                     or disposal. Any gains or loss arising on derecognition
      penghentian pengakuan aset (dihitung sebagai                      of the asset (calculated as the difference between
      perbedaan antara jumlah bersih hasil pelepasan dan                the net disposal proceeds and the carrying amount of
      jumlah tercatat dari aset) dikreditkan atau                       the asset) is credited or charged to consolidated
      dibebankan pada laporan laba rugi dan penghasilan                 statement of profit or loss and other comprehensive
      komprehensif lain konsolidasian.                                  income.
Page 238
                                                                        These Consolidated Financial Statements are
                                                                          originally issued in Indonesian language

                                               Ekshibit E/36                                                    Exhibit E/36

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                       PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                     NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                      FOR THE YEAR ENDED
                   31 DESEMBER 2025                                              31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)              (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI      KEBIJAKAN       AKUNTANSI       MATERIAL      2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                      (Continued)

   p. Aset Tetap (Lanjutan)                                       p. Property, Plant and Equipment (Continued)

      Aset dalam penyelesaian dinyatakan sebesar biaya               Constructions-in-progress are stated at cost. The
      perolehan. Akumulasi biaya perolehan akan                      accumulated costs will be reclassified to the
      dipindahkan ke masing-masing akun “Aset Tetap”                 appropriate “Property, plant and equipment”
      yang bersangkutan pada saat aset tetap tersebut                account when the construction is completed and the
      selesai dikerjakan dan siap digunakan.                         property, plant and equipment is ready for its
                                                                     intended use.

   q. Properti Investasi                                          q. Investment Property

      Properti investasi Grup terdiri dari tanah dan                 Investment property of the Group consists of land
      bangunan dan prasarana yang dikuasai Grup untuk                and building and infractructures held by the Group
      menghasilkan sewa atau untuk kenaikan nilai atau               to earn rentals or for capital appreciation or both,
      keduanya, dan bukan untuk digunakan dalam                      rather than for use in the production or supply of
      kegiatan produksi atau penyediaan barang atau jasa             goods or services or for administrative purposes or
      atau untuk tujuan administratif atau dijual dalam              sale in the ordinary course of business.
      kegiatan usaha sehari-hari.

      Pada saat pengakuan awal, nilai tercatat termasuk              Upon recognition, such cost includes the cost of
      biaya penggantian bagian dari properti investasi yang          replacing part of the investment property, if the
      ada pada saat terjadinya, jika kriteria pengakuan              recognition criteria are met, and excludes the daily
      terpenuhi, dan tidak termasuk biaya harian                     expenses on investment property usage.
      penggunaan properti investasi.

      Properti investasi dihentikan pengakuannya pada saat           An investment property should be derecognized upon
      pelepasan atau ketika properti investasi tersebut              disposal or when the investment property is
      tidak digunakan lagi secara permanen dan tidak                 permanently withdrawn from use and no future
      memiliki manfaat ekonomis di masa depan yang                   economic benefits are expected from its disposal.
      dapat diharapkan pada saat pelepasannya. Laba atau             Gains or losses arising from the retirement or
      rugi yang timbul dari penghentiannya atau pelepasan            disposal of an investment property is credited or
      properti investasi diakui dalam Laporan laba rugi dan          charged to the consolidated Statement of profit or
      penghasilan komprehensif lain konsolidasian pada               loss and other comprehensive income in the year the
      tahun terjadinya penghentian atau pelepasan                    asset is derecognized.
      tersebut.

      Transfer ke properti investasi dilakukan jika, dan             Transfers to investment property should be made
      hanya jika, terdapat perubahan penggunaan                      when, and only when, there is a change in use,
      yang ditunjukkan dengan berakhirnya pemakaian oleh             evidenced by the end of owner occupation,
      pemilik,     dimulainya     sewa      operasi    ke            commencement of an operating lease to another
      pihak lain atau selesainya pembangunan atau                    party or end of construction or development.
      pengembangan. Transfer dari properti investasi                 Transfers from investment property should be made
      dilakukan jika, dan hanya jika, terdapat perubahan             when, there is a change in use, evidenced by the
      penggunaan yang ditunjukkan dengan dimulainya                  commencement       of   owner     occupation   or
      penggunaan     oleh    pemilik   atau    dimulainya            commencement of development with a view to sell.
      pengembangan untuk dijual.

   r. Goodwill                                                    r. Goodwill

      Goodwill merupakan selisih lebih antara biaya                  Goodwill represents the excess of the cost of a
      kombinasi bisnis dengan kepentingan Grup atas nilai            business combination over the Group's interest in the
      wajar aset, liabilitas, dan liabilitas kontinjensi yang        fair value of identifiable assets, liabilities and
      diperoleh.                                                     contingent liabilities acquired.
Page 239
                                                                         These Consolidated Financial Statements are
                                                                           originally issued in Indonesian language

                                               Ekshibit E/37                                                     Exhibit E/37

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                        PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                      NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                       FOR THE YEAR ENDED
                   31 DESEMBER 2025                                               31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)               (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI      KEBIJAKAN       AKUNTANSI        MATERIAL      2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                       (Continued)

   r. Goodwill (Lanjutan)                                          r. Goodwill (Continued)

      Biaya terdiri dari nilai wajar aset yang diberikan,             Cost comprises the fair value of assets given,
      liabilitas yang diambil dan instrumen ekuitas yang              liabilities assumed and equity instruments issued,
      diterbitkan,       ditambah   jumlah     kepentingan            plus the amount of any non-controlling interests in
      nonpengendali pada pihak yang diakuisisi ditambah,              the acquiree plus, if the business combination is
      jika kombinasi bisnis dicapai secara bertahap, nilai            achieved in stages, the fair value of the existing
      wajar dari bagian ekuitas yang ada pada pihak yang              equity interest in the acquiree. Contingent
      diakuisisi. Imbalan kontinjensi termasuk dalam biaya            consideration is included in cost at its acquisition
      perolehan pada nilai wajar tanggal akuisisi dan,                date fair value and, in the case of contingent
      dalam kasus imbalan kontinjensi yang diklasifikasikan           consideration classified as a financial liability,
      sebagai     liabilitas  keuangan,   diukur   kembali            remeasured subsequently through profit or loss. For
      selanjutnya melalui laba rugi. Untuk kombinasi bisnis           business combinations completed on or after
      yang diselesaikan pada atau setelah 1 Januari 2010,             1 January 2010, direct costs of acquisition are
      biaya perolehan langsung diakui segera sebagai                  recognised immediately as an expense.
      beban.

      Goodwill dikapitalisasi sebagai aset tak berwujud               Goodwill on acquisitions of subsidiaries is capitalized
      dengan penurunan nilai pada nilai tercatat                      as an intangible asset with any impairment in
      dibebankan pada laporan penghasilan komprehensif                carrying value being charged to consolidated
      konsolidasian.                                                  statement of profit or loss and other comprehensive
                                                                      income.

      Apabila nilai wajar aset dan liabilitas teridentifikasi,       Where the fair value of identifiable assets, liabilities
      liabilitas kontinjensi melebihi nilai wajar imbalan            and contingent liabilities exceed the fair value of
      yang dibayarkan, maka selisih lebih tersebut                   consideration paid, the excess is credited in full to
      dikreditkan secara penuh pada laporan penghasilan              the consolidated statement of profit or loss and
      komprehensif konsolidasian pada tanggal akuisisi.              other comprehensive income on the acquisition date.

      Kajian dan telaah penurunan nilai Goodwill dilakukan            Goodwill impairment reviews are undertaken
      setiap tahun atau lebih sering berdasarkan kejadian             annually or more frequently if events or changes in
      dan     perubahan     di    dalam     keadaan    yang           circumstances indicate a potential impairment.
      mengindikasikan potensi penurunan nilai. Goodwill               Goodwill acquired in a business combination is
      yang diperoleh di dalam kombinasi bisnis dialokasikan           allocated to each of the CGU or groups of CGU, that
      ke tiap-tiap UPK, maupun kelompok penghasil kas                 is expected to benefit from synergies of the business
      lain, yang diharapkan untuk memberikan manfaat                  combination, for the purpose of impairment testing.
      dari sinergi kombinasi bisnis, untuk tujuan pengujian
      penurunan nilai.

      Kerugian penurunan nilai diakui di dalam laporan laba           An impairment loss is recognized in the consolidated
      rugi dan penghasilan komprehensif lain konsolidasian            statement of profit or loss and other comprehensive
      ketika nilai tercatat UPK, termasuk Goodwill,                   income when the carrying value of CGU, including
      melebihi jumlah terpulihkan UPK. Jumlah terpulihkan             the Goodwill, exceeds the recoverable amount of the
      UPK lebih tinggi dibandingkan dengan nilai wajar                CGU. The recoverable amount of the CGU is the
      dikurangi biaya untuk menjual dan nilai pakai UPK.              higher of the CGU's fair value less costs to sell and
                                                                      value-in-use.

      Estimasi arus kas masa depan didiskontokan terhadap             The estimated future cash flows are discounted to
      nilai kininya dengan menggunakan tingkat suku bunga             their present value using a pre-tax discount rate that
      sebelum pajak yang merupakan penilaian pasar kini               reflects current market assessment of the time value
      terhadap nilai waktu dari uang dan risiko spesifik              of money and the risks specific to the asset, in
      aset, di dalam menentukan jumlah nilai pakai.                   assessing value-in-use.
Page 240
                                                                        These Consolidated Financial Statements are
                                                                          originally issued in Indonesian language

                                               Ekshibit E/38                                                    Exhibit E/38

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                       PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                     NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                      FOR THE YEAR ENDED
                   31 DESEMBER 2025                                              31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)              (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI      KEBIJAKAN       AKUNTANSI       MATERIAL      2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                      (Continued)

   r. Goodwill (Lanjutan)                                         r. Goodwill (Continued)

      Kerugian penurunan nilai total dialokasikan pertama            The total impairment loss is allocated first to reduce
      untuk mengurangi nilai tercatat Goodwill yang                  the carrying amount of Goodwill allocated to the
      dialokasikan kepada UPK dan kemudian kepada aset               CGU and then to other assets of the CGU pro-rated
      lainnya UPK secara pro-rata pada basis nilai tercatat          on the basis of the carrying amount of each asset in
      untuk setiap aset di dalam UPK.                                the CGU.

      Kerugian penurunan nilai pada Goodwill tidak dapat             Impairment loss on Goodwill is not reversed in the
      dipulihkan pada periode berikutnya.                            subsequent period.

   s. Penurunan Nilai Aset Non-Keuangan                           s. Impairment of Non-financial Assets

      Pada setiap akhir periode pelaporan, Grup menilai              At the end of each reporting period, the Group
      apakah terdapat indikasi suatu aset mengalami                  assesses whether there is an indication that an asset
      penurunan nilai. Jika terdapat indikasi tersebut atau          may be impaired. If any such indication exists or
      pada saat pengujian penurunan nilai aset (yaitu aset           impairment testing for an asset (i.e., an intangible
      tak berwujud dengan umur manfaat tidak terbatas,               asset with an indefinite useful life, an intangible
      aset tak berwujud yang belum dapat digunakan, atau             asset not yet available for use, or goodwill acquired
      goodwill yang diperoleh dalam suatu kombinasi                  in a business combination) is required, the Group
      bisnis) diperlukan, maka Grup membuat estimasi                 makes an estimate of the asset’s recoverable
      formal jumlah terpulihkan aset tersebut.                       amount.

      Jumlah terpulihkan yang ditentukan untuk aset                 An individual asset’s recoverable amount is
      individual adalah jumlah yang lebih tinggi antara nilai       determined by the higher between the fair value
      wajar aset atau unit penghasil kas (“UPK”) dikurangi          asset or cash generating unit (“CGU”) less costs of
      biaya pelepasan dengan nilai pakainya, kecuali aset           disposal and its value in use, unless the asset does
      tersebut tidak menghasilkan arus kas masuk yang               not generate cash inflows that are largely
      sebagian besar independen dari aset atau kelompok             independent of those from assets or Group of other
      aset lain.                                                    assets.

      Jika nilai tercatat aset lebih besar daripada nilai           Where the carrying amount of an asset exceeds its
      terpulihkannya, maka aset tersebut mengalami                  recoverable amount, the asset is considered impaired
      penurunan nilai dan nilai tercatat aset diturunkan            and is written-down to its recoverable amount.
      menjadi sebesar nilai terpulihkannya. Rugi penurunan          Impairment losses are recognized immediately in
      nilai segera diakui dalam laba rugi.                          profit or loss.

      Dalam menghitung nilai pakai, estimasi arus kas masa          In assessing the value in use, the estimated net
      depan bersih didiskontokan ke nilai kini dengan               future cash flows are discounted to their present
      menggunakan tingkat diskonto sebelum pajak yang               value using a pre-tax discount rate that reflects
      menggambarkan penilaian pasar terkini atas nilai              current market assessments of the time value of
      waktu dari uang dan risiko spesifik dari aset. Jika           money and the risks specific to the asset. If no such
      tidak terdapat transaksi tersebut, Grup menggunakan           transactions can be identified, the Group use an
      model penilaian yang sesuai untuk menentukan nilai            appropriate valuation model to determine the fair
      wajar aset. Perhitungan-perhitungan ini dikuatkan             value of the assets. These calculations are
      oleh penilaian berganda atau indikasi nilai wajar yang        corroborated by multiple valuation or other available
      tersedia.                                                     fair value indicators.

      Dalam menentukan nilai wajar dikurangi biaya                  In determining fair value less costs of disposal, recent
      pelepasan, digunakan harga penawaran pasar                    market transactions are taken into account, if
      terakhir, jika tersedia. Kerugian penurunan nilai dari        available.    Impairment     losses     of   continuing
      operasi yang dilanjutkan, jika ada, diakui pada               operations, if any, are recognized in the consolidated
      laporan laba rugi dan penghasilan komprehensif lain           statement of profit or loss and other comprehensive
      konsolidasian sesuai dengan kategori beban yang               income under expense categories that are consistent
      konsisten dengan fungsi dari aset yang diturunkan             with the functions of the impaired assets.
      nilainya.
Page 241
                                                                      These Consolidated Financial Statements are
                                                                        originally issued in Indonesian language

                                             Ekshibit E/39                                                    Exhibit E/39

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)            (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI     KEBIJAKAN       AKUNTANSI      MATERIAL      2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                    (Continued)

   s. Penurunan Nilai Aset Non-Keuangan (Lanjutan)              s. Impairment of Non-financial Assets (Continued)

      Penilaian dilakukan pada akhir setiap periode               An assessment is made at the end of each reporting
      pelaporan tahunan apakah terdapat indikasi bahwa            period as to whether there is any indication that
      rugi penurunan nilai yang telah diakui dalam periode        previously recognized impairment losses recognized
      sebelumnya untuk aset selain goodwill mungkin tidak         for an asset other than goodwill may no longer exist
      ada lagi atau mungkin telah menurun. Jika indikasi          or may have decreased. If such indication exists, the
      dimaksud ditemukan, maka entitas mengestimasi               entity estimates the recoverable amount. A
      jumlah     terpulihkan   aset   tersebut.    Kerugian       previously recognized impairment loss for an asset
      penurunan nilai yang telah diakui dalam periode             other than goodwill is reversed only if there has been
      sebelumnya untuk aset selain goodwill dibalik hanya         a change in the assumptions used to determine the
      jika terdapat perubahan asumsi-asumsi yang                  asset’s recoverable amount since the last impairment
      digunakan untuk menentukan jumlah terpulihkan aset          loss was recognized. If that is the case, the carrying
      tersebut sejak rugi penurunan nilai terakhir diakui.        amount of the asset is increased to its recoverable
      Dalam hal ini, jumlah tercatat aset dinaikkan ke            amount. The reversal is limited so that the carrying
      jumlah terpulihkannya. Pembalikan tersebut dibatasi         amount of the asset does not exceed its recoverable
      sehingga jumlah tercatat aset tidak melebihi jumlah         amount, nor exceed the carrying amount that would
      terpulihkannya maupun jumlah tercatat, bersih               have been determined, net of depreciation, had no
      setelah penyusutan, seandainya tidak ada rugi               impairment loss been recognized for the asset in
      penurunan nilai yang telah diakui untuk aset tersebut       prior years. Reversal of an impairment loss is
      pada tahun sebelumnya. Pembalikan rugi penurunan            recognized in the consolidated statement of profit or
      nilai diakui dalam laporan laba rugi dan penghasilan        loss and other comprehensive income. After such a
      komprehensif lain konsolidasian. Setelah pembalikan         reversal, the depreciation charge on the said asset is
      tersebut, penyusutan aset tersebut disesuaikan di           adjusted in future periods to allocate the asset’s
      periode mendatang untuk mengalokasikan jumlah               revised carrying amount, less any residual value, on a
      tercatat aset yang direvisi, dikurangi nilai sisanya,       systematic basis over its remaining useful life.
      dengan dasar yang sistematis selama sisa umur
      manfaatnya.

   t. Modal Saham                                               t. Share Capital

      Modal saham diukur pada nilai nominal untuk seluruh         Share capital is measured at par value for all shares
      saham yang ditempatkan. Pada saat Perusahaan                issued. When the Company issues more than one class
      menempatkan lebih dari satu jenis saham, akun               of shares, a separate account is maintained for each
      terpisah dikelola untuk tiap jenis saham dan jumlah         class of shares and the number of shares issued.
      saham yang ditempatkan.

      Pada      saat   saham    terjual pada     premium,         When the shares are sold at premium, the difference
      selisih antara penerimaan dan nilai nominal                 between the proceeds and the par value is credited
      dikreditkan pada akun “Tambahan modal disetor”              to the “Additional paid-in capital” account in the
      dalam laporan posisi keuangan konsolidasian. Pada           consolidated statement of financial position. When
      saat saham ditempatkan dengan kompensasi selain             shares are issued for a consideration other than cash,
      kas, penerimaan diukur dengan nilai wajar                   the proceeds are measured by the fair value of the
      kompensasi      yang    diterima.  Apabila    saham         consideration received. In case the shares are issued
      ditempatkan untuk menghapus atau melunaskan                 to extinguish or settle the liability of the Company,
      liabilitas Perusahaan, saham harus diukur baik pada         the shares shall be measured either at the fair value
      nilai wajar saham yang ditempatkan atau nilai wajar         of the shares issued or fair value of the liability
      liabilitas yang dilunasi, mana yang lebih dapat             settled, whichever is more reliably determinable.
      ditentukan secara andal.

      Biaya langsung yang terjadi sehubungan dengan               Direct costs incurred related to equity issuance, such
      penerbitan ekuitas, seperti biaya underwriting, biaya       as underwriting, accounting and legal fees, printing
      akuntansi dan legal, biaya percetakan dan pajak             costs and taxes are chargeable to the “Additional
      dapat dibebankan pada akun “Tambahan modal                  paid-in capital” account in the consolidated
      disetor” dalam laporan posisi keuangan konsolidasian.       statement of financial position.
Page 242
                                                                       These Consolidated Financial Statements are
                                                                         originally issued in Indonesian language

                                              Ekshibit E/40                                                    Exhibit E/40

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)             (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI      KEBIJAKAN      AKUNTANSI       MATERIAL      2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                     (Continued)

   u. Saham Tresuri                                              u. Treasury Shares

      Jika entitas memperoleh kembali instrumen                    If the entity reacquires its own equity instruments,
      ekuitasnya, instrumen-instrumen tersebut (saham              those instruments (treasury shares) are deducted
      tresuri) dikurangkan dari ekuitas. Keuntungan atau           from equity. Gains or losses arising from the
      kerugian yang timbul dari pembelian, penjualan,              purchase, sale, issuance, or cancellation of the
      penerbitan, atau pembatalan instrumen ekuitas                entity's own equity instruments are not recognized in
      entitas tersebut tidak diakui dalam laporan laba rugi.       profit or loss. Such treasury shares may be acquired
      Saham tresuri tersebut dapat diperoleh dan dimiliki          and held by the entity or by other members of the
      oleh entitas yang bersangkutan atau oleh anggota             consolidated group. Compensation paid or received is
      lainnya dalam kelompok yang dikonsolidasi. Jumlah            recognized directly in equity.
      yang dibayarkan atau diterima diakui secara langsung
      dalam ekuitas.

   v. Dividen                                                    v. Dividends

      Dividen diakui pada saat dividen secara legal menjadi        Dividends are recognised when they become legally
      terutang. Dividen interim diakui pada saat                   payable. Interim dividends are recognized when
      diumumkan oleh Direksi. Dividen final diakui pada            declared by the directors. Final dividends are
      saat dividen diumumkan oleh para pemegang saham              recognized when approved by the shareholders at the
      pada saat Rapat Umum Pemegang Saham.                         General Meeting of Shareholders.

   w. Pengakuan Pendapatan dan Beban                             w. Revenue and Expenses Recognition

      Grup melakukan 5 langkah penilaian           sebelum         The Group perform 5 steps assessment before
      mengakui pendapatan sebagai berikut:                         recognizing revenue as follows:

      1. Identifikasi kontrak dengan pelanggan.                    1. Identify contract(s) with a customer.
      2. Identifikasi kewajiban pelaksanaan dalam kontrak.         2. Identify the performance obligations in the
         Kewajiban pelaksanaan adalah janji dalam                     contract. Performance obligations are promises in
         kontrak untuk mentransfer barang atau jasa yang              a contract to transfer to a customer goods or
         berbeda kepada pelanggan.                                    services that are distinct.
      3. Tentukan harga transaksi. Harga transaksi adalah          3. Determine the transaction price. Transaction
         jumlah imbalan yang diharapkan menjadi hak                   price is the amount of consideration to which an
         entitas sebagai imbalan untuk mentransfer barang             entity expects to be entitled in exchange for
         atau jasa yang dijanjikan kepada pelanggan. Jika             transferring promised goods or services to a
         pertimbangan yang dijanjikan dalam kontrak                   customer. If the consideration promised in a
         mencakup jumlah variabel, Grup memperkirakan                 contract includes a variable amount, the Group
         jumlah imbalan yang diharapkan berhak sebagai                estimates the amount of consideration to which
         imbalan atas pengalihan barang atau jasa yang                it expects to be entitled in exchange for
         dijanjikan kepada pelanggan dikurangi perkiraan              transferring the promised goods or services to a
         jumlah jaminan tingkat layanan yang akan                     customer less the estimated amount of service
         dibayarkan selama masa kontrak.                              level guarantee which will be paid during the
                                                                      contract period.
      4. Alokasikan harga transaksi untuk setiap kewajiban         4. Allocate the transaction price to each
         pelaksanaan atas dasar harga jual berdiri sendiri            performance obligation on the basis of the
         relatif dari setiap barang atau jasa berbeda yang            relative stand-alone selling prices of each distinct
         dijanjikan dalam kontrak. Jika hal ini tidak dapat           goods or services promised in the contract. Where
         diamati secara langsung, harga jual berdiri sendiri          these are not directly observable, the relative
         relatif diestimasi berdasarkan biaya ekspektasian            stand- alone selling price are estimated based on
         ditambah marjin.                                             expected cost-plus margin.
      5. Mengakui       pendapatan     ketika     kewajiban        5. Recognise revenue when performance obligation
         pelaksanaan dipenuhi dengan mentransfer barang               is satisfied by transferring a promised goods or
         atau jasa yang dijanjikan kepada pelanggan (yaitu            services to a customer (which is when the
         ketika pelanggan memperoleh kendali atas barang              customer obtains control of that goods or
         atau jasa tersebut).                                         services).
Page 243
                                                                       These Consolidated Financial Statements are
                                                                         originally issued in Indonesian language

                                              Ekshibit E/41                                                    Exhibit E/41

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)             (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI     KEBIJAKAN       AKUNTANSI       MATERIAL      2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                     (Continued)
   w. Pengakuan Pendapatan dan Beban (Lanjutan)                  w. Revenue and Expenses Recognition (Continued)
      Kewajiban pelaksanaan dapat dipenuhi dalam kondisi           A performance obligation may be satisfied at the
      sebagai berikut:                                             following:
      a. Pada waktu tertentu (biasanya untuk janji dalam            a. A point in time (typically for promises to transfer
         memindahkan barang ke pelanggan); atau                        goods to a customer); or
      b. Sepanjang waktu (biasanya untuk janji dalam                b. Over time (typically for promises to transfer
         memberikan layanan pada pelanggan). Untuk                     services to a customer). For a performance
         kewajiban pelaksanaan yang dipenuhi sepanjang                 obligation satisfied over time, the Group selects
         waktu, Grup memilih ukuran kemajuan yang sesuai               an appropriate measure of progress to determine
         untuk menentukan jumlah pendapatan yang harus                 the amount of revenue that should be recognised
         diakui ketika kewajiban pelaksanaan dipenuhi.                 as the performance obligation is satisfied.
      Pembayaran harga transaksi berbeda untuk setiap              Payment of the transaction price is different for each
      kontrak. Aset kontrak diakui setelah imbalan yang            contract. A contract asset is recognised once the
      dibayarkan oleh pelanggan kurang dari saldo                  consideration paid by customer is less than the
      kewajiban pelaksanaan yangtelah dipenuhi. Liabilitas         balance of performance obligation which has been
      kontrak diakui setelah imbalan yang dibayarkan oleh          satisfied. A contract liability is recognised once the
      pelanggan lebih dari saldo kewajiban pelaksanaan             consideration paid by customer is more than the
      yang telah dipenuhi.                                         balance of performance obligation which has been
                                                                   satisfied.
      Kewajiban pelaksanaan      dan     waktu   pengakuan         Performance obligations and timing of revenue
      pendapatan                                                   recognition
      1. Penjualan properti real estat                             1. Sale of real estate properties
         Majoritas dari pendapatan Grup berasal dari                  The majority of the Group’s revenue is from sale
         penjualan properti real estat yang terdiri dari              of real estate properties which is compose of sale
         penjualan tanah, rumah tinggal dan ruko dan unit             of land, residential house and shophouses and
         apartemen.                                                   apartment units.
         Penjualan properti real estat diakui ketika kontrol          Sales of real estate properties are recognised
         atas properti tersebut telah berpindah, atau                 when control of the properties has transferred,
         ketika produk tersebut telah diserahkan kepada               being when the products are hand over to the
         pelanggan. Serah terima terjadi ketika properti              customers. Hand over occurs when the properties
         diterima,    ketentuan       penerimaan       telah          were accepted, the acceptance provisions have
         kedaluwarsa, atau Grup memiliki bukti objektif               lapsed, or the Group has objective evidence that
         bahwa semua kriteria penerimaan telah dipenuhi.              all criteria for acceptance have been satisfied.
      2. Pendapatan lain                                           2. Other income
         Pendapatan dari Expanded Polystyrene (EPS) dan               Revenue from Expanded Polystyrene (EPS) and
         wiremesh diakui pada saat barang dikirim ke                  wiremesh are recognized when the goods are
         pelanggan.                                                   delivered to the customers.
         Pendapatan hotel dari hunian kamar diakui pada               Hotel room income is recognized based on room
         tanggal terhuninya sedangkan pendapatan hotel                occupancy while other hotel income are
         lainnya diakui pada saat barang atau jasa                    recognized when the goods are delivered or the
         diserahkan kepada pelanggan.                                 services are rendered to the customers.
         Uang pendaftaran keanggotan golf and club house              The membership registration fees for golf and
         diakui sebagai pendapatan pada saat diterima.                club house are recognized as income upon receipt.

         Pendapatan sewa dan iuran keanggotan club                    Rental and membership fees are recognized as
         olahraga diakui sebagai pendapatan sesuai masa               income over the period of rental or membership.
         sewa atau keanggotaannya.
Page 244
                                                                       These Consolidated Financial Statements are
                                                                         originally issued in Indonesian language

                                               Ekshibit E/42                                                   Exhibit E/42

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)             (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI     KEBIJAKAN         AKUNTANSI      MATERIAL     2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                     (Continued)

   w. Pengakuan Pendapatan dan Beban (Lanjutan)                  w. Revenue and Expenses Recognition (Continued)

      Kewajiban pelaksanaan        dan   waktu   pengakuan         Performance obligations and timing of revenue
      pendapatan (Lanjutan)                                        recognition (Continued)

      2. Pendapatan lain (Lanjutan)                                2. Other income (Continued)

         Pendapatan dari restoran diakui pada saat barang              Revenues from restaurant operations are
         dikirimkan atau saat jasa telah diberikan.                    recognized when the goods are delivered or when
                                                                       the services have been rendered.

      Menentukan harga transaksi                                   Determining the transaction price

      Sebagian besar pendapatan Grup berasal dari kontrak          Most of the Group’s revenue is derived from fixed
      harga tetap dan oleh karena itu jumlah pendapatan            price contracts and therefore the amount of revenue
      yang akan diperoleh dari setiap kontrak ditentukan           to be earned from each contract is determined by
      dengan mengacu pada harga-harga tetap itu.                   reference to those fixed prices.

      Mengalokasikan jumlah untuk kewajiban pelaksanaan            Allocating amounts to performance obligations

      Untuk sebagian besar kontrak, ada harga satuan tetap         For most contracts, there is a fixed unit price for
      untuk setiap barang atau jasa yang dijual. Oleh              each goods or services sold. Therefore, there is no
      karena itu, tidak ada pertimbangan dalam                     judgement involved in allocating the contract price
      mengalokasikan harga kontrak untuk setiap unit yang          to each unit ordered in such contracts. Where a
      dipesan dalam kontrak tersebut. Jika pelanggan               customer orders more than one good or services, the
      memesan lebih dari satu barang atau jasa, Grup               Group is able to determine the split of the total
      dapat menentukan pemisahan dari total harga                  contract price between goods and services by
      kontrak antara setiap barang atau jasa dengan                reference to each goods and services standalone
      mengacu pada harga jual masing-masing barang atau            selling prices (all goods and services are capable of
      jasa (semua barang atau jasa mampu untuk dijual              being, and are, sold separately).
      terpisah).

      Biaya untuk memperoleh kontrak jangka panjang dan            Costs of obtaining long-term contracts and costs of
      biaya untuk memenuhi kontrak                                 fulfilling contracts

      Komisi tambahan yang dibayarkan kepada agen dan              Incremental commissions paid to agents and sales
      staf penjualan untuk pekerjaan dalam memperoleh              staff for work in obtaining contracts of periods
      kontrak dengan periode lebih dari satu tahun dicatat         longer than one year are recoded in prepayments and
      dalam pembayaran di muka dan dibebankan                      charged to expense in the same pattern as revenue is
      berdasarkan pola yang sama dengan pendapatan yang            recognised.
      diakui.

      Tidak diperlukan penilaian untuk mengukur jumlah             No judgement is needed to measure the amount of
      biaya untuk mendapatkan kontrak karena jumlahnya             costs of obtaining contracts since it is the same
      sama dengan komisi yang dibayarkan.                          amount as the commission paid.

      Biaya untuk memenuhi kontrak tidak menghasilkan              The costs of fulfilling contracts do not result in the
      pengakuan aset yang terpisah karena:                         recognition of a separate asset because:
       • biaya tersebut termasuk dalam jumlah tercatat              • such costs are included in the carrying amount
           persediaan untuk kontrak yang melibatkan                     of inventory for contracts involving the sale of
           penjualan barang; dan                                        goods; and
       • untuk layanan kontrak, pendapatan diakui                   • for service contracts, revenue is recognised
           sepanjang waktu dengan mengacu pada tahap                    over time by reference to the stage of
           penyelesaian yang berarti bahwa pengendalian                 completion meaning that control of the asset is
           aset (layanan desain) dialihkan ke pelanggan                 transferred to the customer on a continuous
           secara terus menerus saat pekerjaan dilakukan.               basis as work is carried out. Consequently, no
           Akibatnya, tidak ada aset untuk pekerjaan                    asset for work in progress is recognised.
           dalam penyelesaian yang diakui.
Page 245
                                                                           These Consolidated Financial Statements are
                                                                             originally issued in Indonesian language

                                                 Ekshibit E/43                                                     Exhibit E/43

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                          PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                         FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                 31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                 (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI       KEBIJAKAN       AKUNTANSI         MATERIAL     2. MATERIAL ACCOUNTING            POLICIES     INFORMATION
   (Lanjutan)                                                        (Continued)

   w. Pengakuan Pendapatan dan Beban (Lanjutan)                     w. Revenue and Expenses Recognition (Continued)

      Pengecualian Praktis                                             Practical Exemptions

      Grup telah mengambil keuntungan dari pengecualian                 The Group has taken advantage of the practical
      praktis:                                                          exemptions:
       • tidak memperhitungkan komponen pembiayaan                       • not to account for significant financing
           yang signifikan di mana perbedaan waktu antara                   components where the time difference between
           menerima pertimbangan dan mengalihkan                            receiving consideration and transferring control
           kendali barang (atau jasa) kepada pelanggan                      of goods (or services) to its customer is one
           adalah satu tahun atau kurang; dan                               year or less; and
       • beban biaya tambahan untuk mendapatkan                          • expense the incremental costs of obtaining a
           kontrak ketika periode amortisasi aset yang                      contract when the amortisation period of the
           diakui akan satu tahun atau kurang.                              asset otherwise recognised would have been
                                                                            one year or less.

      Pengakuan Beban                                                  Expense Recognition

      Beban diakui saat terjadinya (basis akrual).                     Expenses are recognized when incurred (accrual
                                                                       basis).

   x. Translasi dan Penjabaran Mata Uang Asing                      x. Foreign Currency Transactions and Translations

      Transaksi dalam mata uang asing dicatat berdasarkan               Transactions involving foreign currencies are
      kurs yang berlaku pada saat terjadinya transaksi.                 recorded at the rates prevailing at the time the
      Pada tanggal laporan posisi keuangan konsolidasian,               transactions are made. At the consolidated
      aset dan liabilitas moneter dalam mata uang asing                 statement of financial position date, monetary
      disesuaikan ke dalam Rupiah untuk mencerminkan                    assets and liabilities denominated in foreign
      kurs tengah Bank Indonesia pada tanggal tersebut.                 currencies are adjusted to Rupiah to reflect Bank
      Jika ada keuntungan atau kerugian akan dikreditkan                Indonesia’s middle rate on the said date. Any
      atau dibebankan pada laporan laba rugi dan                        resulting gains or losses are credited or charged to
      penghasilan komprehensif lain konsolidasian pada                  the consolidated statement of profit or loss and
      tahun berjalan. Laba rugi kurs yang terjadi                       other comprehensive income for the current year.
      dikreditkan atau dibebankan pada operasi tahun                    Foreign exchange gains and losses are credited or
      berjalan, kecuali rugi kurs yang dikapitalisasi. Kurs             charged to operations for the year, except for
      yang digunakan untuk menjabarkan aset dan liabilitas              capitalized foreign exchange losses. The exchange
      moneter dalam mata uang asing adalah sebagai                      rates used to translate the monetary assets and
      berikut:                                                          liabilities denominated in foreign currencies are as
                                                                        follows:

                                             31 Desember 2025/    31 Desember 2024/
                                             31 December 2025     31 December 2024

      Dolar Amerika Serikat (USD) 1/Rupiah               16.782               16.162          United States Dollar (USD) 1/Rupiah
      Dolar Singapura (SGD) 1/Rupiah                     13.069               11.919             Singapore Dollar (SGD) 1/Rupiah
Page 246
                                                                      These Consolidated Financial Statements are
                                                                        originally issued in Indonesian language

                                             Ekshibit E/44                                                    Exhibit E/44

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)            (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI        KEBIJAKAN    AKUNTANSI       MATERIAL     2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                    (Continued)

   x. Translasi dan     Penjabaran   Mata    Uang   Asing       x. Foreign Currency Transactions and Translations
      (Lanjutan)                                                   (Continued)

      Pembukuan akun beberapa entitas anak dilakukan di            The book of accounts of certain subsidiaries are
      dalam mata uang selain Rupiah. Aset dan liabilitas           maintained in currency other than Rupiah.
      entitas anak pada tanggal laporan posisi keuangan            For presentation purposes of the consolidated
      konsolidasian dijabarkan ke dalam mata uang Rupiah           financial statements, assets and liabilities of the
      dengan menggunakan kurs nilai tukar pada tanggal             subsidiaries at consolidated statements of financial
      laporan posisi keuangan konsolidasian, sementara             position date are translated into Rupiah using the
      laporan laba rugi dan penghasilan komprehensif lain          exchange rates at consolidated statement of
      konsolidasian dijabarkan dengan menggunakan kurs             financial position date, while statements of revenues
      nilai tukar tahun yang bersangkutan, untuk tujuan            and expenses are translated at the average rates of
      penyajian laporan keuangan konsolidasian. Hasil              exchange for the year. Resulting translation
      penyesuaian penjabaran ditampilkan sebagai bagian            adjustments are shown as part of equity as
      ekuitas sebagai “Selisih kurs karena penjabaran              “Exchange differences on translation of financial
      laporan keuangan”.                                           statements”.

   y. P a j a k                                                 y. T a x e s

      Pajak Final                                                  Final Tax

      Beban pajak final sehubungan dengan penghasilan              Final tax expense related to income subject to final
      yang menjadi subjek pajak final diakui proporsional          tax is recognized in proportion to total income
      dengan jumlah pendapatan menurut akuntansi yang              recognized during the current year for accounting
      diakui pada tahun berjalan dan dicatat sebagai               purposes and recorded as part of operating expenses.
      bagian beban operasi. Selisih antara jumlah pajak            The differences between the final tax paid and the
      final yang telah dibayar dengan jumlah yang                  amount charged as final tax expense is recognized as
      dibebankan sebagai beban pajak final diakui sebagai          prepaid tax or tax payable.
      pajak dibayar di muka atau utang pajak.

      Beban Pajak Penghasilan                                      Income Tax Expense

      Beban pajak terdiri dari pajak kini dan pajak                The tax expense comprises current and deferred tax.
      tangguhan. Pajak diakui dalam laba rugi, kecuali jika        Tax is recognized in profit or loss, except to the
      berkaitan dengan item yang diakui dalam penghasilan          extent that it relates to items recognized in other
      komprehensif lain atau secara langsung dalam                 comprehensive income or directly in equity. In this
      ekuitas. Dalam kasus ini, pajak diakui dalam                 case, the tax is also recognized in other
      penghasilan komprehensif lain atau langsung dalam            comprehensive income or directly in equity,
      ekuitas.                                                     respectively.


      i. Pajak Kini                                                i. Current Tax

         Beban pajak penghasilan kini di hitung dengan                The current income tax charge is calculated on
         dasar hukum pajak yang berlaku pada tanggal                  the basis of the tax laws enacted or substantively
         pelaporan. Aset atau liabilitas pajak penghasilan            enacted at the reporting date. Current income
         kini terdiri dari kewajiban kepada atau klaim dari           tax assets and/or liabilities comprise those
         otoritas pajak yang berhubungan dengan periode               obligations to, or claims from, tax authorities
         pelaporan kini atau sebelumnya, yang belum di                relating to the current or prior reporting period,
         bayar pada akhir periode tanggal pelaporan.                  that are unpaid at the end of each reporting
                                                                      period date.
Page 247
                                                                      These Consolidated Financial Statements are
                                                                        originally issued in Indonesian language

                                             Ekshibit E/45                                                    Exhibit E/45

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)            (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI      KEBIJAKAN      AKUNTANSI      MATERIAL      2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                    (Continued)

   y. P a j a k (Lanjutan)                                      y. T a x e s (Continued)

      Beban Pajak Penghasilan (Lanjutan)                           Income Tax Expense (Continued)

      i. Pajak Kini (Lanjutan)                                     i. Current Tax (Continued)

         Pajak penghasilan diperhitungkan berdasarkan tarif           They are calculated according to the tax rates and
         pajak dan hukum pajak yang berlaku pada periode              tax laws applicable to the fiscal periods to which
         fiskal terkait, berdasarkan laba kena pajak untuk            they relate, based on the taxable profit for the
         periode tersebut. Seluruh perubahan pada aset                period. All changes to current tax assets or
         atau liabilitas pajak kini diakui sebagai komponen           liabilities are recognized as a component of
         biaya pajak penghasilan dalam laporan laba rugi.             income tax expense in profit or loss.

      ii. Pajak Tangguhan                                          ii. Deferred Tax

         Aset dan liabilitas pajak tangguhan diakui ketika            Deferred tax assets and liabilities are recognised
         jumlah tercatat dari aset atau liabilitas dalam              where the carrying amount of an asset or liability
         laporan posisi     keuangan berbeda dari dasar               in the statement of financial position differs from
         perpajakannya, kecuali jika perbedaan itu terjadi            its tax base, except for differences arising on:
         karena:

         - pengakuan awal goodwill                                    - the initial recognition of goodwill
         - pengakuan awal aset atau liabilitas pada saat              - the initial recognition of an asset or liability in
           transaksi yang bukan merupakan kombinasi                     a transaction which is not a business
           bisnis dan pada saat transaksi terjadi tidak                 combination and at the time of the transaction
           mempengaruhi akuntansi atau laba kena pajak,                 affects neither accounting or taxable profit,
           dan                                                          and
         - investasi pada entitas anak dan pengendalian               - investments in subsidiaries and jointly
           bersama     entitas   dimana     Grup   mampu                controlled entities where the Group is able to
           mengendalikan waktu pembalikan perbedaan                     control the timing of the reversal of the
           dan kemungkinan besar bahwa perbedaan                        difference and it is probable that the
           tersebut tidak akan dibalik pada masa yang akan              difference will not reverse in the foreseeable
           datang.                                                      future.

         Pengakuan dari aset pajak tangguhan terbatas                 Recognition of deferred tax assets is restricted to
         pada saat dimana terdapat kemungkinan besar                  those instances where it is probable that taxable
         bahwa laba kena pajak akan tersedia terhadap                 profit will be available against which the
         perbedaan yang dapat digunakan.                              difference can be utilised.

         Jumlah aset atau liabilitas ditentukan dengan                The amount of the asset or liability is determined
         menggunakan tarif pajak pada saat tanggal                    using tax rates that have been enacted or
         pelaporan dan di harapkan akan digunakan ketika              substantively enacted by the reporting date and
         liabilitas  pajak     tangguhan/  (aset)  telah              are expected to apply when the deferred tax
         diselesaikan/(dipulihkan).                                   liabilities/(assets) are settled/(recovered).
Page 248
                                                                       These Consolidated Financial Statements are
                                                                         originally issued in Indonesian language

                                              Ekshibit E/46                                                    Exhibit E/46

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)             (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI      KEBIJAKAN      AKUNTANSI       MATERIAL      2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                     (Continued)

   y. P a j a k (Lanjutan)                                       y. T a x e s (Continued)

      Beban Pajak Penghasilan (Lanjutan)                            Income Tax Expense (Continued)

      ii. Pajak Tangguhan (Lanjutan)                                ii. Deferred Tax (Continued)

         Aset dan liabilitas pajak tangguhan di saling hapus           Deferred tax assets and liabilities are offset when
         ketika Grup memiliki hak hukum untuk saling hapus             the Group has a legally enforceable right to offset
         aset dan liabilitas pajak kini yang berhubungan               current tax assets and liabilities and the deferred
         dengan pungutan oleh otoritas pajak yang sama                 tax assets and liabilities relate to taxes levied by
         atas:                                                         the same tax authority on either:

         -   entitas kena pajak yang sama, atau                        - the same taxable entity, or
         -   entitas yang berbeda yang bertujuan untuk                 - different entities which intend either to
             menyelesaikan aset pajak kini secara neto                     settle current tax assets and liabilities on a
             atau    untuk    merealisasikan   aset  dan                   net basis, or to realise the assets and settle
             menyelesaikan liabilitas, pada periode masa                   the liabilities simultaneously, in each future
             depan dimana jumlah aset atau liabilitas                      period in which significant amounts of
             pajak tangguhan signifikan diharapkan untuk                   deferred tax assets or liabilities are expected
             di selesaikan atau di pulihkan.                               to be settled or recovered.

         Pajak Pertambahan Nilai (PPN)                                 Value-Added Tax (VAT)

         Pendapatan, beban dan aset diakui bersih dari                 Revenue, expenses and assets are recognized net
         jumlah PPN, kecuali apabila PPN timbul pada saat              of the amount of VAT, except where the VAT
         pembelian aset atau jasa yang tidak dapat                     incurred on a purchase of assets or services are
         dipulihkan dari otoritas perpajakan, dalam hal ini            not recoverable from the taxation authority, in
         PPN diakui sebagai bagian dari biaya perolehan                which case the VAT is recognized as part of the
         aset atau sebagai bagian dari pos biaya,                      cost of acquisition of the asset or as part of the
         sebagaimana yang berlaku.                                     expense item as applicable.

         Hal-hal perpajakan lainnya                                    Other taxation matters

         Penyesuaian atas liabilitas pajak dicatat pada saat           Amendments to taxation obligations are recorded
         Surat Ketetapan Pajak diterima atau pada saat                 when a Tax Assessment Letter is received or, if
         keberatan yang diajukan ditetapkan.                           appealed against, when the results of the appeal
                                                                       are determined.

   z. Biaya Pinjaman                                             z. Borrowing Cost

      Bagi pinjaman yang secara langsung diatribusikan              For borrowings that are directly attributable to a
      terhadap      aset   kualifikasian,  jumlah     yang          qualifying asset, the amount to be capitalized is
      dikapitalisasi ditentukan sebagai biaya pinjaman              determined as the actual borrowing cost incurred
      aktual yang terjadi selama periode, dikurangi semua           during the period, less any income earned on the
      pendapatan yang diperoleh pada investasi temporer             temporary investment of such borrowings. For
      pinjaman tersebut. Bagi pinjaman yang tidak secara            borrowings that are not directly attributable to a
      langsung       dapat diatribusikan terhadap aset              qualifying asset, the amount to be capitalized is
      kualifikasian, jumlah yang dikapitalisasi ditentukan          determined by applying a capitalization rate to the
      dengan menerapkan tingkat kapitalisasi terhadap               amount expended on the qualifying assets.
      jumlah yang dibebankan pada aset kualifikasian.

      Tingkat kapitalisasi merupakan rata-rata tertimbang           The capitalization rate is the weighted average of
      total biaya pinjaman atas total pinjaman selama               the total borrowing costs applicable to the total
      periode, selain pinjaman yang dilakukan secara                borrowings outstanding during the period, other
      khusus untuk memperoleh aset kualifikasian.                   than borrowings made specifically for the purpose of
                                                                    obtaining a qualifying asset.
Page 249
                                                                        These Consolidated Financial Statements are
                                                                          originally issued in Indonesian language

                                               Ekshibit E/47                                                    Exhibit E/47

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                       PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                     NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                      FOR THE YEAR ENDED
                   31 DESEMBER 2025                                              31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)              (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI      KEBIJAKAN       AKUNTANSI       MATERIAL      2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                      (Continued)

   z. Biaya Pinjaman (Lanjutan)                                   z. Borrowing Cost (Continued)

      Tingkat suku bunga dan biaya pinjaman lainnya,                 Interest and other borrowing costs, such as discount
      seperti imbalan yang didiskontokan atas pinjaman               fees on loans either directly or indirectly used in
      baik yang secara langsung maupun tidak langsung                financing the construction of a qualifying asset, are
      digunakan di dalam pendanaan pembangunan aset                  capitalized up to the date when construction is
      kualifikasian, dikapitalisasi sampai tanggal di mana           complete.
      pembangunan selesai.

   aa. Liabilitas Imbalan Kerja Karyawan                          aa. Employee Benefits Liability

      Program Manfaat Pasti                                          Defined Benefit Plan

      Grup mengakui liabilitas imbalan kerja yang sesuai             The Group recognised employee benefits liabilities in
      dengan Peraturan Pemerintah No. 35 Tahun 2021                  accordance with Government Regulation No. 35
      (PP 35/2021) yang menerapkan pengaturan Peraturan              Year 2021 (PP 35/2021) that implement the provision
      Pemerintah Pengganti Undang-Undang (Perppu)                    of Government Regulation in Lieu of Law (“Perppu”)
      No. 2/2022 tentang Cipta Kerja. Perppu Cipta Kerja             No. 2/2022 on Job Creation. Perppu Cipta Kerja
      No. 2/2022 telah ditetapkan menjadi Undang-Undang              No. 2/2022 has been enacted into law on
      pada tanggal 31 Maret 2023 berdasarkan Undang-                 31 March 2023, based on Law No. 6 of 2023.
      Undang No. 6 Tahun 2023.

      Grup telah menerapkan materi penjelasan tersebut               The Group has implemented the said explanatory
      dan, dengan demikian, mengubah kebijakan                       material and accordingly, changed its accounting
      akuntansi mengenai atribusi imbalan kerja pada                 policy regarding attribution of benefits to periods of
      periode jasa. Penerapan ini tidak berdampak                    service. The implementation has no material impact
      material terhadap jumlah yang dilaporkan pada                  on the amounts reported for the previous financial
      periode keuangan sebelumnya.                                   periods.

      Penyisihan  tersebut    diestimasi    berdasarkan              The provision has been estimated based on
      perhitungan   aktuaria     independen     dengan               independent actuarial calculation using the
      menggunakan metode “Projected-Unit-Credit”.                    “Projected-Unit-Credit”.

      Liabilitas atau aset imbalan kerja neto adalah                 Liabilities or net assets of employee benefits is the
      agregat dari nilai kini liabilitas imbalan pasti pada          aggregate of the present value of the defined
      akhir periode pelaporan dikurangi dengan nilai wajar           benefit obligation at the end of the reporting period
      aset program (jika ada), disesuaikan dengan dampak             less the fair value of plan assets (if any), adjusted
      yang membatasi aset imbalan pasti bersih terhadap              for the effects that limit the net defined benefit
      batas atas aset.                                               asset to the upper limit of the asset.

      Batas atas aset adalah nilai sekarang dari manfaat             The upper limit asset is the present value of
      ekonomis yang tersedia dalam bentuk pengembalian               economic benefits available in the form of refunds
      dana dari program atau pengurangan iuran masa                  from the plan or reduction in future contributions.
      mendatang tersebut.

      Biaya imbalan pasti terdiri dari biaya jasa kini diakui        Defined benefit cost, consist of current service cost
      dalam laba rugi, biaya jasa lalu dan keuntungan atau           recognized in profit or loss, past service cost and
      kerugian atas penyelesaian, diakui dalam laba rugi,            gain or loss on settlement, recognized in profit or
      bunga neto atas liabilitas (aset) imbalan pasti neto,          loss, net interest on the net defined benefit liability
      diakui dalam laba rugi, dan pengukuran kembali                 (asset) recognized in profit or loss and
      liabilitas (aset) imbalan pasti neto dalam penghasilan         remeasurements of the net defined benefit liability
      komprehensif lain.                                             (asset) recognized in other comprehensive income.
Page 250
                                                                     These Consolidated Financial Statements are
                                                                       originally issued in Indonesian language

                                             Ekshibit E/48                                                   Exhibit E/48

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                    PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                  NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                   FOR THE YEAR ENDED
                   31 DESEMBER 2025                                           31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)           (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI      KEBIJAKAN      AKUNTANSI      MATERIAL     2. MATERIAL ACCOUNTING           POLICIES     INFORMATION
   (Lanjutan)                                                   (Continued)

   ab. Segmen Operasi                                          ab. Operating Segment

      Segmen operasi adalah komponen yang dapat                   An operating segment is a distinguishable component
      dibedakan dari Grup yang terlibat baik dalam                of the Group that is engaged either in providing
      menyediakan produk-produk tertentu (segmen                  certain products (business segment), or in providing
      usaha),    atau   dalam      menyediakan   produk           products within a particular economic environment
      dalam lingkungan ekonomi tertentu (segmen                   (geographical segment), which is subject to risks and
      geografis), yang memiliki risiko dan imbalan yang           rewards that are different from those of other
      berbeda dari segmen lainnya.                                segments.

      Pendapatan, beban, hasil, aset dan liabilitas segmen        Operating segment revenue, expenses, results, assets
      operasi termasuk item-item yang dapat diatribusikan         and liabilities include items directly attributable to
      secara langsung kepada suatu segmen serta hal-hal           a segment as well as those that can be allocated on
      yang dapat dialokasikan dengan dasar yang memadai           a reasonable basis to that segment. Operating
      untuk segmen tersebut. Segmen operasi ditentukan            segments are determined before balances and
      sebelum saldo dan transaksi antar Grup dieliminasi          transactions between the Group are eliminated as a
      sebagai bagian dari proses konsolidasian.                   part of the consolidation process.

   ac. Laba per Saham                                          ac. Earnings per Share

      Laba per saham dihitung dengan membagi laba bersih          Basic earnings per share is computed by dividing the
      yang dapat diatribusikan kepada pemilik entitas             net profit attributable to owners of the parent by
      induk dengan jumlah rata-rata tertimbang saham              the weighted average number of shares outstanding
      yang beredar selama periode/tahun setelah                   during the period/year after considering the effect
      mempertimbangkan efek pemecahan saham.                      of the stock split.

      Laba per saham dilusi dihitung dengan membagi laba          Diluted earnings per share is calculated by dividing
      bersih yang dapat diatribusikan kepada pemilik              the net profit attributable to equity holders of the
      entitas induk dengan jumlah rata-rata tertimbang            parent company by the weighted-average number of
      saham yang beredar selama tahun setelah                     shares outstanding during the year after considering
      mempertimbangkan       efek    pemecahan   saham            the effect of stock split plus the weighted-average
      ditambah jumlah saham rata-rata tertimbang yang             number of shares that would be issued on conversion
      akan dikeluarkan pada saat obligasi konversi                of convertible bonds into ordinary shares.
      dikonversi menjadi saham biasa.

   ad. Provisi dan Kontinjensi                                 ad. Provision and Contingencies

      Provisi diakui ketika Grup memiliki kewajiban (legal        Provisions are recognized when the Group has a
      maupun konstruktif) sebagai hasil peristiwa lalu;           present obligation (legal or constructive) as a result
      yaitu kemungkinan besar arus keluar sumber daya             of past event; it is probable that an outflow of
      ekonomi diperlukan untuk menyelesaikan kewajiban            resources embodying economic benefits will be
      dan suatu estimasi terhadap jumlah dapat dilakukan.         required to settle the obligation and a reliable
      Apabila dampak nilai waktu uang adalah material,            estimate can be made of the amount of the
      maka provisi didiskontokan dengan menggunakan               obligation. If the effect of the time value of money
      tarif sebelum pajak, untuk mencerminkan risiko              is material, provisions are determined by discounting
      spesifik liabilitas. Ketika pendiskontoan digunakan,        the expected future cash flows at a pre-tax rate,
      kenaikan provisi terkait dengan berlalunya waktu            that reflects current market assessment of the time
      diakui sebagai beban keuangan.                              value of money and where appropriate, the risks
                                                                  specific to the liability. Where discounting is used,
                                                                  the increased due to the passage of time is
                                                                  recognized as interest expense.
Page 251
                                                                      These Consolidated Financial Statements are
                                                                        originally issued in Indonesian language

                                             Ekshibit E/49                                                    Exhibit E/49

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                    PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                  NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                   FOR THE YEAR ENDED
                   31 DESEMBER 2025                                           31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)           (Expressed in Rupiah, unless otherwise stated)


2. INFORMASI      KEBIJAKAN      AKUNTANSI      MATERIAL     2. MATERIAL ACCOUNTING            POLICIES     INFORMATION
   (Lanjutan)                                                   (Continued)

   ad. Provisi dan Kontinjensi (Lanjutan)                      ad. Provision and Contingencies (Continued)

      Kewajiban kontinjensi tidak diakui dalam laporan            Contingent liabilities are not recognized in the
      keuangan konsolidasian. Kewajiban tersebut telah            consolidated financial statements. They are disclosed
      diungkapkan dalam catatan atas laporan keuangan             in the notes to consolidated financial statements
      konsolidasian kecuali kemungkinan arus keluar               unless the possibility of an outflow of resources
      sumber daya ekonomi sangat kecil.                           embodying economic benefits is remote.

      Aset kontinjensi tidak diakui dalam laporan keuangan        Contingent assets are not recognized in the
      konsolidasian tetapi diungkapkan dalam catatan atas         consolidated financial statements but are disclosed
      laporan keuangan konsolidasian ketika arus masuk            in the notes to consolidated financial statements
      manfaat ekonomis cukup besar.                               when an inflow of economic benefits is probable.

   ae. Peristiwa setelah periode pelaporan                     ae. Events after the reporting period

      Peristiwa   setelah  periode   pelaporan   yang             Events after the reporting period that provide
      memberikan bukti kondisi yang ada pada akhir                evidence of conditions that existed at the end
      periode pelaporan (adjusting events) tercermin              of the reporting period (adjusting events)
      dalam laporan keuangan konsolidasian. Peristiwa             are reflected in the consolidated financial
      setelah periode pelaporan yang tidak berdampak              statements. Events after the reporting period that
      pada laporan keuangan diungkapkan dalam catatan             are not adjusting events are disclosed in the notes to
      atas laporan keuangan konsolidasian apabila                 consolidated financial statements when material.
      jumlahnya material.


3. PERTIMBANGAN, ESTIMASI DAN ASUMSI AKUNTANSI               3. SIGNIFICANT ACCOUNTING JUDGMENTS, ESTIMATES
   SIGNIFIKAN                                                   AND ASSUMPTIONS

  Penyusunan       laporan     keuangan      konsolidasian     The preparation of the Group’s consolidated financial
  Grup mengharuskan manajemen untuk membuat                    statements requires management to make judgments,
  pertimbangan, estimasi dan asumsi yang mempengaruhi          estimates and assumptions that affect the reported
  jumlah yang dilaporkan dari pendapatan, beban, aset          amounts of revenues, expenses, assets and liabilities,
  dan liabilitas, dan pengungkapan atas liabilitas             and the disclosure of contingent liabilities at the end of
  kontijensi, pada akhir periode pelaporan. Ketidakpastian     the reporting period. Uncertainty about these
  mengenai asumsi dan estimasi tersebut dapat                  assumptions and estimates could result in outcomes that
  mengakibatkan penyesuaian material terhadap nilai            require a material adjustment to the carrying amount of
  tercatat aset dan liabilitas dalam periode pelaporan         the asset and liability affected in future periods.
  berikutnya.

  Pertimbangan                                                 Judgments

  Pertimbangan berikut ini dibuat oleh manajemen dalam         The following judgments are made by management in
  rangka penerapan kebijakan akuntansi Grup yang               the process of applying the Group’s accounting policies
  memiliki pengaruh paling signifikan atas jumlah yang         that have the most significant effects on the amounts
  diakui dalam laporan keuangan konsolidasian:                 recognized in the consolidated financial statements:

  Pajak Penghasilan                                            Income Taxes

  Dalam menentukan total yang harus diakui terkait             In determining the amount to be recognized in respect
  dengan liabilitas pajak yang tidak pasti, Grup               of an uncertain tax liability, the Group applies similar
  menerapkan pertimbangan yang sama yang akan mereka           considerations as it would use in determining the
  gunakan dalam menentukan total provisi yang harus            amount of a provision to be recognized in accordance
  diakui sesuai dengan PSAK 237, “Provisi, Liabilitas          with PSAK 237, “Provisions, Contingent Liabilities and
  Kontinjensi, dan Aset Kontinjensi”.                          Contingent Assets”.
Page 252
                                                                       These Consolidated Financial Statements are
                                                                         originally issued in Indonesian language

                                             Ekshibit E/50                                                     Exhibit E/50

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)            (Expressed in Rupiah, unless otherwise stated)


3. PERTIMBANGAN, ESTIMASI DAN ASUMSI AKUNTANSI                3. SIGNIFICANT ACCOUNTING JUDGMENTS, ESTIMATES
   SIGNIFIKAN (Lanjutan)                                         AND ASSUMPTIONS (Continued)

  Pertimbangan (Lanjutan)                                       Judgments (Continued)

  Pajak Penghasilan (Lanjutan)                                  Income Taxes (Continued)

  Grup membuat analisis untuk semua posisi pajak terkait        The Group makes an analysis of all tax positions related
  dengan pajak penghasilan untuk menentukan jika                to income taxes to determine if a tax liability for
  liabilitas pajak untuk manfaat pajak yang belum diakui        unrecognized tax benefit should be recognized.
  harus diakui.

  Pertimbangan        signifikan     dilakukan    dalam         Significant judgment is involved in interpreting the
  menginterpretasikan peraturan pajak yang kompleks             complex tax regulation which lead to the uncertainty in
  mengakibatkan ketidakpastian dalam menentukan provisi         determining the provision for corporate income tax.
  atas pajak penghasilan badan. Terdapat transaksi dan          There are certain transactions and computation for
  perhitungan tertentu yang penentuan pajak akhirnya            which the ultimate tax determination is uncertain
  adalah tidak pasti dalam kegiatan usaha normal.               during the ordinary course of business.

  Penghasilan yang diperoleh Grup dapat dikenakan pajak         The revenue of the Group is subject to both final and
  final dan non-final. Penentuan penghasilan yang               non-final income tax. Determining the amount of
  dikenakan pajak final dan non-final serta biaya               revenue subject to final and non-final tax as well as
  pengurang pajak sehubungan dengan penghasilan yang            expenses relating to the revenue from final and non-
  dikenakan pajak final dan non-final memerlukan                final income tax requires judgements and estimates.
  pertimbangan dan estimasi.

  Estimasi dan Asumsi                                           Estimates and Assumptions

  Asumsi utama masa depan dan sumber utama estimasi             The key assumptions concerning the future and other
  ketidakpastian lain pada tanggal pelaporan yang               key sources of estimation uncertainty at the reporting
  memiliki risiko signifikan bagi penyesuaian yang material     date that have a significant risk of causing a material
  terhadap nilai tercatat aset dan liabilitas untuk tahun       adjustment to the carrying amounts of assets and
  berikutnya diungkapkan di bawah ini.                          liabilities within the next financial year are disclosed
                                                                below.

  Grup mendasarkan asumsi dan estimasi pada parameter           The Group based its assumptions and estimates on
  yang tersedia pada saat laporan keuangan konsolidasian        parameters available when the consolidated financial
  disusun. Asumsi dan situasi mengenai perkembangan             statements were prepared. Existing circumstances and
  masa depan mungkin berubah akibat perubahan pasar             assumptions about future developments may change due
  atau situasi di luar kendali Grup. Perubahan tersebut         to market changes or circumstances arising beyond the
  dicerminkan dalam asumsi terkait pada saat terjadinya.        control of the Group. Such changes are reflected in the
                                                                assumptions when they occur.

  Nilai Wajar Instrumen Keuangan                                Fair Value of Financial Instruments

  Grup menentukan nilai wajar dari instrumen keuangan           The Group determines the fair value of financial
  yang tidak     diperdagangkan pada pasar aktif,               instruments that are not traded in an active market,
  menggunakan teknik penilaian. Teknik tersebut secara          using valuation techniques. Those techniques are
  signifikan dipengaruhi oleh asumsi yang digunakan,            significantly affected by the assumptions used,
  termasuk diskon tarif dan perkiraan arus kas masa             including discount rates and estimates of future cash
  depan.                                                        flows.
Page 253
                                                                         These Consolidated Financial Statements are
                                                                           originally issued in Indonesian language

                                               Ekshibit E/51                                                     Exhibit E/51

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                       PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                     NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                      FOR THE YEAR ENDED
                   31 DESEMBER 2025                                              31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)              (Expressed in Rupiah, unless otherwise stated)


3. PERTIMBANGAN, ESTIMASI DAN ASUMSI AKUNTANSI                  3. SIGNIFICANT ACCOUNTING JUDGMENTS, ESTIMATES
   SIGNIFIKAN (Lanjutan)                                           AND ASSUMPTIONS (Continued)

  Estimasi dan Asumsi (Lanjutan)                                  Estimates and Assumptions (Continued)

  Nilai Wajar Instrumen Keuangan (Lanjutan)                       Fair Value of Financial Instruments (Continued)

  Dalam hal itu, perkiraan nilai wajar yang diturunkan            In that regard, the derived fair value estimates cannot
  tidak selalu dapat dibuktikan dengan perbandingan               always be substantiated by comparison with
  dengan pasar independen dan, dalam banyak kasus,                independent markets and, in many cases, may not be
  mungkin tidak mampu disadari dengan segera.                     capable of being realised immediately.

  Metode dan asumsi yang digunakan untuk mengestimasi             The methods and assumptions used to estimate the fair
  nilai wajar aset dan liabilitas keuangan diungkapkan            value of financial assets and liabilities are discussed in
  dalam Catatan 36.                                               Note 36.

  Penyisihan atas Penurunan Nilai Piutang Usaha                   Allowance for Impairment of Trade Receivables

  Grup mengevaluasi akun tertentu jika terdapat informasi         The Group evaluates specific accounts where it has
  bahwa pelanggan yang bersangkutan tidak dapat                   information that certain customers are unable to meet
  memenuhi liabilitas keuangannya. Dalam hal tersebut,            their financial obligations. In these cases, the Group
  Grup mempertimbangkan, berdasarkan fakta dan situasi            uses judgment, based on the best available facts and
  yang tersedia, termasuk namun tidak terbatas pada,              circumstances, including but not limited to, the length
  jangka waktu hubungan dengan pelanggan dan status               of its relationship with the customer and the customer’s
  kredit dari pelanggan berdasarkan catatan kredit dari           current credit status based on third party credit reports
  pihak ketiga dan faktor pasar yang telah diketahui, untuk       and known market factors, to record specific provisions
  mencatat provisi spesifik atas jumlah piutang pelanggan         for customers against amounts due to reduce its
  guna mengurangi jumlah piutang yang diharapkan dapat            receivable amounts that the Group expects to collect.
  diterima oleh Grup. Provisi spesifik ini dievaluasi kembali     These specific provisions are re-evaluated and adjusted
  dan disesuaikan jika tambahan informasi yang diterima           as additional information received affects the amounts
  mempengaruhi jumlah penyisihan untuk penurunan nilai            of allowance for impairment of trade receivables.
  piutang.

  Nilai tercatat dari piutang usaha Grup setelah dikurangi        The carrying amount of the Group’s trade receivables
  cadangan kerugian penurunan nilai pada tanggal                  net of allowance for impairment loss as of 31 December
  31 Desember 2025 dan 2024 masing-masing sebesar                 2025 and 2024 amounted to Rp 103,266,242,010 and
  Rp 103.266.242.010 dan Rp 98.424.228.376. Rincian               Rp 98,424,228,376, respectively. Further details are
  lebih lanjut diungkapkan dalam Catatan 6.                       presented in Note 6.

  Penyisihan Persediaan Usang                                     Allowance for Inventory Obsolescence

  Grup menetapkan penyisihan persediaan setiap kali nilai         The Group provides allowance for inventories whenever
  realisasi bersih dari persediaan menjadi lebih rendah           the net realizable value of the inventories becomes
  dari harga perolehan akibat kerusakan, kondisi fisik            lower than cost due to damage, physical deterioration,
  menurun, keusangan, perubahan tingkat harga atau                obsolescence, changes in price levels or other causes.
  penyebab lainnya. Akun penyisihan ditinjau untuk                The allowance account is reviewed to reflect
  mencerminkan penilaian yang akurat dalam catatan                the accurate valuation in the financial records.
  keuangan. Nilai tercatat persediaan Grup pada tanggal           The carrying amount of inventories of the
  31 Desember 2025 dan 2024 masing-masing sebesar                 Group as of 31 December 2025 and 2024 amounted
  Rp 2.437.289.217.057 dan Rp 2.247.784.839.895.                  to Rp 2,437,289,217,057 and Rp 2,247,784,839,895,
  Penjelasan lebih rinci diungkapkan pada Catatan 7.              respectively. Further details are disclosed in Note 7.

  Manajemen berkeyakinan bahwa tidak ada penyisihan               The management is of the opinion that there are no
  persediaan usang yang harus diakui pada tanggal                 allowance for inventory obsolescence to be recognized
  31 Desember 2025 dan 2024.                                      as of 31 December 2025 and 2024.
Page 254
                                                                       These Consolidated Financial Statements are
                                                                         originally issued in Indonesian language

                                             Ekshibit E/52                                                     Exhibit E/52

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)            (Expressed in Rupiah, unless otherwise stated)


3. PERTIMBANGAN, ESTIMASI DAN ASUMSI AKUNTANSI                3. SIGNIFICANT ACCOUNTING JUDGMENTS, ESTIMATES
   SIGNIFIKAN (Lanjutan)                                         AND ASSUMPTIONS (Continued)

  Estimasi dan Asumsi (Lanjutan)                                Estimates and Assumptions (Continued)

  Penyusutan Aset Tetap                                         Depreciation of Property, Plant and Equipment

  Biaya perolehan aset tetap disusutkan dengan                  The costs of property, plant and equipment are
  menggunakan metode garis lurus berdasarkan taksiran           depreciated on a straight-line method over their
  masa manfaat ekonomisnya. Manajemen mengestimasi              estimated useful lives. Management estimates the
  masa manfaat ekonomis aset tetap antara 4 sampai              useful lives of these property, plant and equipment to
  20 tahun. Ini adalah umur yang secara umum diharapkan         be within 4 to 20 years. These are common life
  dalam industri di mana Grup menjalankan bisnisnya.            expectancies applied in the industries where the Group
  Perubahan tingkat pemakaian dan perkembangan                  conducts its businesses. Changes in the expected level of
  teknologi dapat mempengaruhi masa manfaat ekonomis            usage and technological development could impact the
  dan nilai sisa aset, dan karenanya biaya penyusutan masa      economic useful lives and the residual values of these
  depan mungkin direvisi.                                       assets, and therefore future depreciation charges could
                                                                be revised.

  Nilai tercatat bersih atas aset tetap Grup pada tanggal       The net carrying amount of the Group’s property,
  31 Desember 2025 dan 2024 masing-masing sebesar               plant and equipment as of 31 December 2025
  Rp 1.182.146.502.440 dan Rp 1.220.211.321.395.                and 2024 amounted to Rp 1,182,146,502,440 and
  Penjelasan lebih rinci diungkapkan dalam Catatan 11.          Rp 1,220,211,321,395, respectively. Further details are
                                                                disclosed in Note 11.

  Penurunan Nilai Aset Non-Keuangan, selain Goodwill            Impairment of Non-Financial Assets, other than
                                                                Goodwill

  Grup menilai apakah terdapat indikasi penurunan nilai         The Group assess whether there are any indications of
  semua aset non-keuangan, selain goodwill, pada setiap         impairment for all non-financial assets, other than
  tanggal pelaporan. Aset non-keuangan diuji untuk              goodwill, at each reporting date. Non-financial assets
  penurunan nilai apabila terdapat kejadian atau                are tested for impairment whenever events or changes
  perubahan keadaan yang mengindikasikan bahwa nilai            in circumstances indicate that the carrying amount of
  tercatat aset tidak dapat dipulihkan kembali. Hal ini         the asset may not be recoverable. This requires an
  memerlukan estimasi nilai unit penghasil kas. Estimasi        estimation of the value in use of the cash generating-
  nilai mengharuskan Grup untuk membuat perkiraan arus          units. Estimating the value in use requires the Group to
  kas masa depan yang diharapkan dari Unit Penghasil Kas        make an estimate of the expected future cash flows
  dan juga memilih tingkat diskonto yang sesuai untuk           from the Cash-Generating Unit and also choose a
  menghitung nilai sekarang dari arus kas tersebut. Apabila     suitable discount rate in order to calculate the present
  terdapat nilai yang tidak bisa diestimasi secara andal,       value of those cash flows. In cases were the value in use
  jumlah yang dapat dipulihkan didasarkan pada nilai            cannot be relaibly estimated, the recoverable amount is
  wajar dikurangi biaya penjualan.                              based on the fair value less cost to sell.

  Manajemen berkeyakinan bahwa tidak ada penurunan              The management is of the opinion that there should be
  nilai aset non-keuangan yang harus diakui pada tanggal        no impairment for non-financial assets that should be
  31 Desember 2025 dan 2024.                                    recognized as of 31 December 2025 and 2024.

  Penurunan Nilai Goodwill                                      Impairment of Goodwill

  Grup disyaratkan untuk melakukan pengujian, secara            The Group is required to test, on an annual basis,
  tahunan, apakah nilai goodwill telah mengalami                whether goodwill has suffered any impairment. The
  penurunan nilai. Jumlah terpulihkan ditentukan                recoverable amount is determined based on fair value.
  berdasarkan pada nilai wajar. Penggunaan metode ini           The use of this method requires estimation using prices
  mensyaratkan estimasi menggunakan harga dan informasi         and other relevant information generated by market
  relevan lain yang dihasilkan oleh transaksi pasar yang        transactions involving identical or comparable assets,
  melibatkan aset, liabilitas, atau kelompok aset dan           liabilities or a group of assets and liabilities.
  liabilitas yang identik atau sebanding.
Page 255
                                                                             These Consolidated Financial Statements are
                                                                               originally issued in Indonesian language

                                                Ekshibit E/53                                                          Exhibit E/53

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                          PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                         FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                 31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                 (Expressed in Rupiah, unless otherwise stated)


3. PERTIMBANGAN, ESTIMASI DAN ASUMSI AKUNTANSI                    3. SIGNIFICANT ACCOUNTING JUDGMENTS, ESTIMATES
   SIGNIFIKAN (Lanjutan)                                             AND ASSUMPTIONS (Continued)

  Estimasi dan Asumsi (Lanjutan)                                     Estimates and Assumptions (Continued)

  Penurunan Nilai Goodwill (Lanjutan)                                Impairment of Goodwill (Continued)

  Jumlah goodwill pada tanggal 31 Desember 2025 dan                  The carrying value of goodwill as of 31 December 2024
  2024 sebesar Rp 570.691.821.929. Penjelasan lebih                  and 2024 amounted to Rp 570,691,821,929. Further
  lanjut diungkapkan dalam Catatan 12.                               details are disclosed in Note 12.

  Imbalan Kerja                                                      Employee Benefits

  Penentuan liabilitas imbalan kerja Grup bergantung pada            The determination of the Group employee benefits
  pemilihan asumsi yang digunakan oleh aktuaris                      liabilities is dependent on its selection of certain
  independen dalam menghitung jumlah-jumlah tersebut.                assumptions used by the independent actuaries in
  Asumsi tersebut termasuk antara lain, tingkat diskonto,            calculating such amounts. Those assumptions include
  tingkat kenaikan gaji tahunan, tingkat pengunduran diri            discount rates, future annual salary increase, annual
  karyawan tahunan, tingkat kecacatan, umur pensiun dan              employee turn-over rate, disability rate, retirement age
  tingkat kematian. Hasil aktual yang berbeda dari asumsi            and mortality rate. Actual results that differ from the
  yang ditetapkan Grup langsung diakui dalam laporan laba            Group assumptions are recognized immediately in
  rugi dan penghasilan komprehensif lain konsolidasian               consolidated statement of profit or loss and other
  pada saat terjadinya. Sementara Grup berkeyakinan                  comprehensive income as and when they occur. While
  bahwa asumsi tersebut adalah wajar dan sesuai,                     the Group believes that its assumptions are reasonable
  perbedaan signifikan pada hasil aktual atau perubahan              and appropriate, significant differences in the Group
  signifikan dalam asumsi yang ditetapkan Grup dapat                 actual experiences or significant changes in the Group
  mempengaruhi secara material liabilitas atas imbalan               assumptions may materially affect its liability for
  kerja dan beban imbalan kerja bersih.                              employee benefits and net employee benefits expense.

  Nilai tercatat atas liabilitas diestimasi imbalan kerja            The carrying amount of the Group estimated liabilities
  Grup    pada    tanggal    31   Desember    2025   dan             for employee benefits as of 31 December 2025 and 2024
  2024 masing-masing sebesar Rp 53.772.160.654 dan                   amounted to Rp 53,772,160,654 and Rp 53,370,404,592,
  Rp 53.370.404.592. Penjelasan lebih rinci diungkapkan              respectively. Further details are disclosed in Note 19.
  dalam Catatan 19.


4. KAS DAN SETARA KAS                                             4. CASH AND CASH EQUIVALENTS

                                             31 Desember 2025/    31 Desember 2024/
                                             31 Desember 2025     31 December 2024

  Kas                                             1.485.860.610         1.340.603.238                                    Cash on hand

  Bank                                                                                                                    Cash in banks
   Dalam Rupiah                                                                                                             In Rupiah
    PT Bank Negara Indonesia                                                                             PT Bank Negara Indonesia
       (Persero) Tbk                             85.958.707.498        90.595.184.070                               (Persero) Tbk
    PT Bank Central Asia Tbk                     37.314.027.070        47.574.389.721                     PT Bank Central Asia Tbk
     PT Bank Jtrust Indonesia Tbk                14.329.780.611         2.404.979.922                PT Bank JTrust Indonesia Tbk
     PT Bank Rakyat Indonesia                                                                            PT Bank Rakyat Indonesia
       (Persero) Tbk                              8.457.109.492         7.171.276.581                               (Persero) Tbk
     PT Bank Mandiri (Persero) Tbk                8.349.808.234         8.883.521.128     PT Bank Mandiri
                                                                                                    PT Bank(Persero)
                                                                                                             MandiriTbk
                                                                                                                      (Persero) Tbk
     PT Bank Pembangunan Daerah Jawa Barat                                                     PT Bank Pembangunan Daerah Jawa
       dan Banten Tbk                             1.734.732.576         1.567.028.912                       Barat dan Banten Tbk
     PT Bank CIMB Niaga Tbk                       1.116.114.976         1.621.438.944     PT Bank CIMB Niaga
                                                                                                           PT Bank
                                                                                                              Tbk CIMB Niaga Tbk
     PT Bank Maybank Indonesia Tbk                  980.472.865         3.226.828.827              PT Bank Maybank Indonesia Tbk
     PT Bank Pan Indonesia Tbk                      544.216.074         2.669.943.909                   PT Bank Pan Indonesia Tbk
     PT Bank Tabungan Negara (Persero) Tbk          447.107.551           825.283.795      PT Bank Tabungan Negara (Persero) Tbk
     PT Bank DKI                                    382.187.535           381.079.556                                   PT Bank DKI
     PT Bank UOB Indonesia                          380.717.234         2.346.156.942     PT Bank UOB Indonesia
                                                                                                            PT Bank UOB Indonesia
     PT Bank Nationalnobu Tbk                       288.489.062         2.525.714.132                   PT Bank Nationalnobu Tbk

     Dipindahkan                                160.283.470.778       171.792.826.439                             Carried forward
Page 256
                                                                            These Consolidated Financial Statements are
                                                                              originally issued in Indonesian language

                                               Ekshibit E/54                                                         Exhibit E/54

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                         PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                       NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                        FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                (Expressed in Rupiah, unless otherwise stated)


4. KAS DAN SETARA KAS (Lanjutan)                                 4. CASH AND CASH EQUIVALENTS (Continued)

                                            31 Desember 2025/    31 Desember 2024/
                                            31 Desember 2025     31 December 2024

   Pindahan                                    160.283.470.778       171.792.826.439                            Brought forward

   B a n k (Lanjutan)                                                                                 Cash in banks (Continued)
       Dalam Rupiah (Lanjutan)                                                                         In Rupiah (Continued)
       PT Bank Woori Saudara                                                                              PT Bank Woori Saudara
         Indonesia 1906 Tbk                        274.462.000           274.922.000                       Indonesia 1906 Tbk
       PT Bank ICBC Indonesia Tbk                  166.718.536           172.269.690                  PT Bank ICBC Indonesia Tbk
       PT Bank OCBC NISP Tbk                       114.345.705           206.423.386                      PT Bank OCBC NISP Tbk
       PT Bank Syariah Indonesia Tbk               109.324.356            40.237.729               PT Bank Syariah Indonesia Tbk
       PT Bank KEB Hana Indonesia                   94.633.798           336.396.037                 PT Bank KEB Hana Indonesia
       PT Bank Mayapada Internasional Tbk           75.782.160           132.129.063         PT Bank Mayapada Internasional Tbk
       PT Bank Danamon Indonesia Tbk                45.575.847           490.097.983             PT Bank Danamon Indonesia Tbk
       PT Bank Permata Tbk                          39.437.611         9.648.064.952                        PT Bank Permata Tbk
       Lain-lain (masing-masing di bawah                                                                      Others (each below
         Rp 100 juta)                               91.729.202          535.845.515                            Rp 100 million)

      Sub-total                                161.295.479.993       183.629.212.794                                   Sub-total

     Dalam Dolar Singapura                                                                                     In Singapore Dollar
      PT Bank UOB Indonesia                         36.848.762           34.037.377                       PT Bank UOB Indonesia

    Dalam Dolar AS                                                                                                     In US Dollar
      PT Bank CIMB Niaga Tbk                       111.939.800          302.804.284                     PT Bank CIMB Niaga Tbk
      PT Bank Negara Indonesia                                                                        PT Bank Negara Indonesia
        (Persero) Tbk                              482.736.908         1.523.152.666                            (Persero) Tbk
      PT Bank Maybank Indonesia Tbk                126.064.035           197.186.420             PT Bank Maybank Indonesia Tbk
      PT Bank Central Asia Tbk                      32.139.456            23.195.601                   PT Bank Central Asia Tbk
      PT Bank ICBC Indonesia Tbk                    16.802.978            17.264.398                 PT Bank ICBC Indonesia Tbk
      PT Bank UOB Indonesia                         10.958.367            10.938.907                     PT Bank UOB Indonesia
      PT Bank QNB Indonesia Tbk                      5.036.269             5.819.990                 PT Bank QNB Indonesia Tbk
      PT Bank Jtrust Indonesia Tbk                   3.917.635             4.773.292               PT Bank JTrust Indonesia Tbk
      PT Bank OCBC NISP Tbk                          3.241.947             4.091.895                     PT Bank OCBC NISP Tbk
      Standard Chartered                                                                                    Standard Chartered
        Bank Indonesia                              -                  2.850.891.847                           Bank Indonesia

    Sub-total                                      792.837.395         4.940.119.300                                      Sub-total

    Total bank                                 162.125.166.150       188.603.369.471                          Total cash in banks

  Deposito berjangka                                                                                                 Time deposits
    Dalam Rupiah                                                                                                        In Rupiah
      PT Bank OCBC NISP Tbk                        558.224.658          558.224.658                      PT Bank OCBC NISP Tbk
      PT Bank Pan Indonesia Tbk                     20.000.000           20.000.000                   PT Bank Pan Indonesia Tbk

    Sub-total                                      578.224.658          578.224.658                                       Sub-total

  Total                                        164.189.251.418       190.522.197.367                                        Total

  Tingkat suku bunga deposito berjangka berkisar antara             Interest rate of time deposits ranging from
  2,00% – 4,00% untuk tahun yang berakhir pada tanggal              2.00% – 4.00% per annum, for the years ended
  31 Desember 2025 dan 2024.                                        31 December 2025 and 2024.

  Pendapatan bunga yang diperoleh dari kas dan setara kas           Finance income earned from cash and cash equivalents
  dan dana yang dibatasi penggunaannya masing-masing                and restricted funds amounted to Rp 7,115,301,013 and
  sebesar Rp 7.115.301.013 dan Rp 15.057.617.799 untuk              Rp 15,057,617,799, for the years ended 31 December
  tahun yang berakhir pada tanggal 31 Desember 2025 dan             2025 and 2024, respectively.
  2024.
Page 257
                                                                                   These Consolidated Financial Statements are
                                                                                     originally issued in Indonesian language

                                                  Ekshibit E/55                                                              Exhibit E/55

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                              NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                               FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                       31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                       (Expressed in Rupiah, unless otherwise stated)


5. DANA YANG DIBATASI PENGGUNAANNYA                                     5. RESTRICTED FUNDS

                                               31 Desember 2025/        31 Desember 2024/
                                               31 December 2025         31 December 2024

  Dalam Rupiah                                                                                                                   In Rupiah
  PT Bank Negara Indonesia (Persero) Tbk          110.651.510.433          147.679.853.743          PT Bank Negara Indonesia (Persero) Tbk
  PT Bank Maybank Indonesia Tbk                    72.370.752.615           77.029.007.611                  PT Bank Maybank Indonesia Tbk
  PT Bank Permata Tbk                              51.569.322.745           61.040.145.747                            PT Bank Permata Tbk
  PT Bank CIMB Niaga Tbk                           33.853.341.138           40.217.645.930                         PT Bank CIMB Niaga Tbk
  PT Bank Pan Indonesia Tbk                        33.674.696.270           40.469.182.073                       PT Bank Pan Indonesia Tbk
  PT Bank Nationalnobu Tbk                         23.176.467.872           11.931.842.267                       PT Bank Nationalnobu Tbk
  PT Bank Rakyat Indonesia (Persero) Tbk           21.585.749.659            8.891.403.652          PT Bank Rakyat Indonesia (Persero) Tbk
  PT Bank UOB Indonesia                            15.473.045.116           18.623.013.484                          PT Bank UOB Indonesia
  PT Bank Jtrust                                   14.652.438.041               -                                           PT Bank Jtrust
  PT Bank Mandiri (Persero) Tbk                    13.601.378.107           16.097.685.848                   PT Bank Mandiri (Persero) Tbk
  PT Bank Tabungan Negara (Persero) Tbk            13.438.524.675           14.491.696.474          PT Bank Tabungan Negara (Persero) Tbk
  PT Bank Danamon Indonesia Tbk                     7.731.292.394           10.084.727.531                 PT Bank Danamon Indonesia Tbk
  PT Bank OCBC NISP Tbk                             4.885.284.262            5.128.502.930                          PT Bank OCBC NISP Tbk
  PT Bank KEB Hana Indonesia                        3.439.157.767            3.439.004.549                     PT Bank KEB Hana Indonesia
  PT Bank Central Asia Tbk                            903.905.306              903.941.975                        PT Bank Central Asia Tbk
  PT Bank Syariah Indonesia Tbk                       721.928.973              721.928.973                   PT Bank Syariah Indonesia Tbk
  PT Bank Ganesha Tbk                                 688.325.000              688.300.000                            PT Bank Ganesha Tbk
  PT Bank Mega Tbk                                    577.194.000              577.194.000                               PT Bank Mega Tbk
  PT Bank Artha Graha International Tbk               232.031.250              232.031.250           PT Bank Artha Graha International Tbk
  PT Bank BNI Syariah                                 184.106.283              184.286.283                             PT Bank BNI Syariah
  PT Bank DKI                                         159.397.500              159.397.500                                     PT Bank DKI
  PT Bank China Construction                                                                                    PT Bank China Construction
    Bank Indonesia Tbk                                122.187.689              122.187.689                            Bank Indonesia Tbk
  PT Bank ICBC Indonesia Tbk                           98.137.047               97.140.000                      PT Bank ICBC Indonesia Tbk

  Total                                           423.790.174.142          458.810.119.509                                         Total

  Dana Grup yang dibatasi penggunaannya pada tanggal                       The Group’s restricted funds as of 31 December 2025
  31 Desember 2025 dan 2024, terutama berhubungan                          and 2024, mainly pertains to liquidation of KPR fund
  dengan dana pencairan KPR dari konsumen yang tidak                       from customers that are not available-for-use by the
  bisa digunakan oleh Grup.                                                Group.

  Dana yang dibatasi penggunaannya dijadikan sebagai                       Restricted funds are used as collateral for bank loans
  jaminan untuk utang bank (Catatan 21).                                   (Note 21).


6. PIUTANG USAHA                                                        6. TRADE RECEIVABLES

                                               31 Desember 2025/        31 Desember 2024/
                                               31 December 2025         31 December 2024

  Pihak ketiga                                                                                                                 Third parties
  Dalam Rupiah                                                                                                                     In Rupiah
    Penjualan tanah                                93.650.718.079           90.643.936.030                                    Sales of land
    Penjualan rumah tinggal dan ruko                5.040.465.788            5.046.556.697     Sales of residential houses and shophouses
    Penjualan unit apartemen                        1.275.681.816            1.275.681.816                        Sales of apartment units
    Lain-lain                                      16.052.288.451           12.540.955.518                                       Others

  Total                                           116.019.154.134          109.507.130.061                                         Total

  Dikurangi cadangan kerugian
    penurunan nilai                        (       12.752.912.124 ) (       11.082.901.685 )            Less allowance for impairment loss

  Total                                           103.266.242.010           98.424.228.376                                         Total
Page 258
                                                                          These Consolidated Financial Statements are
                                                                            originally issued in Indonesian language

                                             Ekshibit E/56                                                        Exhibit E/56

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                         PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                       NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                        FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                (Expressed in Rupiah, unless otherwise stated)


6. PIUTANG USAHA (Lanjutan)                                      6. TRADE RECEIVABLES (Continued)

  Rincian umur piutang usaha adalah sebagai berikut:                The details of the ages of trade receivables are as
                                                                    follows:

                                       31 Desember 2025/         31 Desember 2024/
                                       31 December 2025          31 December 2024

  Belum jatuh tempo                        21.979.109.345            51.822.480.546                               Not yet due
  Jatuh tempo:                                                                                                       Overdue:
    1 – 30 hari                             3.252.262.124             4.429.168.278                              1 – 30 days
    31 – 60 hari                            2.353.178.957             1.670.998.902                             31 – 60 days
    61 – 90 hari                            2.259.282.729             1.183.267.872                             61 – 90 days
    Lebih dari 90 hari                     73.422.408.854            39.318.312.778                       More than 90 days
  Lewat jatuh tempo dan mengalami
    penurunan nilai                        12.752.912.125            11.082.901.685                     Past due and impaired

  Total                                   116.019.154.134           109.507.130.061                                     Total

  Mutasi cadangan kerugian penurunan nilai adalah sebagai          The movements in the allowance for impairment loss
  berikut:                                                         are as follows:

                                       31 Desember 2025/         31 Desember 2024/
                                       31 December 2025          31 December 2024

  Saldo awal                                11.082.901.685            9.165.286.850                        Beginning balance
  Perubahan selama tahun berjalan:                                                               Changes in the current year:
    Kerugian penurunan nilai
      (Catatan 29b)                          1.809.041.098            2.083.350.000              Impairment loss (Note 29b)
    Pencadangan yang dibalikkan
      (Catatan 29a)                (           139.030.659 ) (           79.380.349 )      Reversal of allowance (Note 29a)
    Penyisihan penghapusan                      -            (           86.354.816 )                   Write-off allowance

  Saldo akhir                               12.752.912.124           11.082.901.685                            Ending balance

  Berdasarkan     hasil   penilaian    manajemen      untuk        Based on management’s evaluation in determining
  menentukan piutang usaha mana yang mengalami                     whether the balance of trade receivables are impaired
  penurunan pada tanggal 31 Desember 2025 dan 2024                 as of 31 December 2025 and 2024, whether made
  yang mana dibuat secara individu atau secara kolektif,           individually or collectively, management believes that
  manajemen berpendapat bahwa penyisihan cadangan                  the allowance for impairment losses is sufficient to
  kerugian tersebut cukup untuk menutupi kemungkinan               cover possible losses from uncollectible trade
  kerugian dari tidak tertagihnya piutang usaha tersebut.          receivables.

  Pendapatan bunga yang diperoleh dari piutang usaha               Interest income earned from trade receivables
  masing – masing sebesar Rp 1.726.341.543 dan                     amounted to Rp 1,726,341,543 and Rp 2,752,353,331 for
  Rp 2.752.353.331 untuk tahun yang berakhir pada                  the years ended 31 December 2025 and 2024,
  tanggal 31 Desember 2025 dan 2024.                               respectively.

  Piutang usaha dijadikan sebagai jaminan untuk utang              Trade receivables are used as collateral for bank loans
  bank (Catatan 21).                                               (Note 21).
Page 259
                                                                             These Consolidated Financial Statements are
                                                                               originally issued in Indonesian language

                                               Ekshibit E/57                                                         Exhibit E/57

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                           PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                         NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                          FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                  31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                  (Expressed in Rupiah, unless otherwise stated)


7. PERSEDIAAN                                                      7. INVENTORIES

                                         31 Desember 2025/        31 Desember 2024/
                                         31 December 2025         31 December 2024

  Tanah siap dipasarkan                    1.443.703.682.979       1.215.805.455.882                     Land available-for-sale
  Rumah tinggal siap dipasarkan              532.456.899.672         624.636.476.382       Residential houses available-for-sale
  Persediaan dalam penyelesaian              335.566.923.278         266.977.025.983             Inventories under construction
  Apartemen siap dipasarkan                  101.806.090.173         114.262.025.321               Apartment available-for-sale
  Makanan, minuman dan lainnya                23.755.620.955          26.103.856.327                 Food, beverage and others

  Total                                   2.437.289.217.057        2.247.784.839.895                                       Total

  Mutasi persediaan adalah sebagai berikut:                           The movement in inventories is as follows:

                                         31 Desember 2025/        31 Desember 2024/
                                         31 December 2025         31 December 2024

  Persediaan awal                          2.247.784.839.895   2.445.636.857.352                            Beginning inventory
  Penambahan tahun berjalan                  616.185.911.006     269.844.901.693                       Additions during the year
  Reklasifikasi                                   -          (     3.704.889.549 )                                Reclasification

  Persediaan tersedia untuk dijual         2.863.970.750.901       2.715.481.759.045               Inventories available-for-sale
  Beban pokok pendapatan                                                                                        Cost of revenues
   (Catatan 26)                      (      426.681.533.843 ) (      463.992.029.601 )                                (Note 26)

  Total                                    2.437.289.217.057       2.247.784.839.895                                       Total

  Luas     tanah     siap    dipasarkan    masing-masing              Land available for sale covering an area of
  seluas 2.034.943 m2 dan 1.856.828 m2 pada tanggal                   2,034,943 m2 and 1,856,828 m2, as of 31 December 2025
  31 Desember 2025 dan 2024 telah dilengkapi sertifikat               and 2024, respectively, already have HGB certificates
  HGB atas nama Grup. Tanah siap dipasarkan Grup                      under name of the Group. The Group’s land available
  berlokasi di Tangerang, Cakung dan Cikande.                         for sale are located in Tangerang, Cakung and Cikande.

  Pada tanggal 31 Desember 2025 dan 2024 tidak terdapat               As of 31 December 2025 and 2024 there was no
  penghapusan persediaan rusak atau usang.                            impairment of damaged or obsolete inventory.

  Untuk tahun yang berakhir pada 31 Desember 2025 dan                 For the years ended 31 December 2025 and 2024,
  2024 beban bunga yang dikapitalisasi ke dalam akun                  interest expenses capitalized to inventory account
  persediaan masing-masing sebesar Rp 9.469.261.924 dan               amounted to Rp 9,469,261,924 and Rp 16,052,667,920
  Rp 16.052.667.920.                                                  respectively.

  Persediaan digunakan sebagai jaminan atas utang bank                Inventories are used as collateral for bank loans
  (Catatan 13 dan 21).                                                (Notes 13 and 21).
Page 260
                                                                                               These Consolidated Financial Statements are
                                                                                                 originally issued in Indonesian language

                                                            Ekshibit E/58                                                                   Exhibit E/58

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                           PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                                         NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                                          FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                                  31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                                  (Expressed in Rupiah, unless otherwise stated)


8. INVESTASI PADA ENTITAS ASOSIASI                                                 8. INVESTMENT IN ASSOCIATES

                                                                             31 Desember 2025/ 31 December 2025
                                                                                                         Penghasilan
                                                                                                        komprehensif
                                                                                                      lainnya periode
                                                                                                          berjalan/
                                     Persentase                                         Rugi bersih        Other
                                    kepemilikan/        Saldo awal/                  tahun berjalan/ comprehensive
                                     Percentage          Beginning     Penambahan/       Net loss      income for the Pengurangan/            Saldo akhir/
                                    of ownership          balance        Addition      for the year         year       Deduction             Ending balance

  PT Lotte Land Modern Realty
    (LMR)                              40,00%       385.845.486.906            -       (    3.892.768.289 )       -                -         381.952.718.617
  PT Waskita Modern Realti (WMR)       40,00%       140.833.407.700            -       (    3.286.547.704 )       -                -         137.546.859.996

  TOTAL                                             526.678.894.606            -       (    7.179.315.993 )       -                -         519.499.578.613

                                                                             31 Desember 2024/ 31 December 2024
                                                                                                        Penghasilan
                                                                                                       komprehensif
                                                                                       Laba (rugi)     lainnya tahun
                                                                                      bersih tahun        berjalan/
                                     Persentase                                         berjalan/          Other
                                    kepemilikan/        Saldo awal/                    Net income     comprehensive
            Perusahaan/              Percentage          Beginning     Penambahan/        (loss)      income for the        Pengurangan/      Saldo akhir/
             Company                of ownership          balance        Addition     for the year          year             Deduction       Ending balance

  PT Lotte Land Modern Realty
    (LMR)                              40,00%       384.635.974.399            -            1.209.512.507         -                -         385.845.486.906
  PT Waskita Modern Realti (WMR)       40,00%       157.561.921.500            -       (   16.728.513.800 )       -                -         140.833.407.700

  TOTAL                                             542.197.895.899            -       (   15.519.001.293 )       -                -         526.678.894.606

  PT Lotte Land Modern Realty (LMR)                                                   PT Lotte Land Modern Realty (LMR)

  PT Bisnis Lancar Makmur (BLM), yang merupakan entitas                               PT Bisnis Lancar Makmur (BLM), a subsidiary of MGL, and
  anak MGL, dan PT Lotte Land Indonesia (LLI), mendirikan                             PT Lotte Land Indonesia (LLI), established PT Lotte Land
  PT Lotte Land Modern Realty (LMR) berdasarkan akta                                  Modern Realty (LMR) based on Notarial Deed No. 48 by
  Notaris Audrey Tedja, S.H., M.Kn., No. 48 tanggal                                   Audrey Tedja S.H., M.Kn., dated 31 October 2019. BLM
  31 Oktober 2019. BLM memiliki 4.000 saham dari LMR                                  holds 4,000 shares of LMR valued at Rp 388,360,000,000,
  sebesar Rp 388.360.000.000 yang merupakan 40,00%                                    representing a 40.00% stake in LMR.
  kepemilikan LMR.

  Rincian informasi keuangan LMR adalah sebagai berikut:                               Details of financial information of LMR are as follows:

                                                        31 Desember 2025/          31 Desember 2024/
                                                        31 December 2025           31 December 2024

  Aset lancar*                                              41.948.223.687             51.987.725.155                                      Current assets*
  Aset tidak lancar                                        912.930.600.088            912.678.724.287                                   Non-current assets
  Liabilitas jangka pendek                          (          108.437.119 ) (             52.732.175 )                                  Current liabilities

  Aset neto                                                954.770.386.656            964.613.717.267                                          Net assets
  Persentase kepemilikan                                               40%                        40%                            Percentage of ownership

  Total tercatat                                           381.952.718.618            385.845.486.906                                    Carrying amount

   * Termasuk kas dan setara kas masing-masing sebesar Rp 35.797.424.184 dan          * Includes cash and cash equivalents amounting to Rp 35,797,424,184 and
     Rp 45.860.708.228 pada tanggal 31 Desember 2025 dan 2024.                          Rp 45,860,708,228 as of 31 December 2025 and 2024, respectively.
Page 261
                                                                                         These Consolidated Financial Statements are
                                                                                           originally issued in Indonesian language

                                                        Ekshibit E/59                                                                 Exhibit E/59

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                             (Expressed in Rupiah, unless otherwise stated)


8. INVESTASI PADA ENTITAS ASOSIASI (Lanjutan)                               8. INVESTMENT IN ASSOCIATES (Continued)

                                                     31 Desember 2025/        31 Desember 2024/
                                                     31 December 2025         31 December 2024

  Pendapatan neto                                           154.574.332               80.721.179                                    Net revenues
  Beban pokok pendapatan                         (           44.574.332 ) (           20.721.179 )                               Cost of revenues
  Beban usaha                                    (       11.860.588.428 ) (        4.068.901.015 )                             Operating expenses
  Pendapatan keuangan                                     1.907.257.817            7.032.682.283                                  Finance income

  Laba (rugi) sebelum pajak                      (        9.843.330.611 )          3.023.781.268                           Profit (loss) before tax

  Total penghasilan (rugi) komprehensif (                 9.843.330.611 )          3.023.781.268            Total comprehensive income (loss)

  PT Waskita Modern Realti (WMR)                                                 PT Waskita Modern Realti (WMR)

  PT Bagasasi Inti Pratama (BIP), yang merupakan entitas                        PT Bagasasi Inti Pratama (BIP), a subsidiary of MGL, and
  anak MGL, dan PT Waskita Karya Realti (WKR),                                  PT Waskita Karya Realti (WKR) established PT Waskita
  mendirikan PT Waskita Modern Realti (WMR) berdasarkan                         Modern Realti (WMR) pursuant to Deed No. 7 executed
  akta Notaris      Nicodemus Eka Saputra, S.H,M,kn,                            by Notary Nicodemus Eka Saputra, S.H., M.Kn. dated 20
  No. 7 tanggal 20 Juni 2025. BIP memiliki 40 saham dari                        June 2025. BIP holds 40 shares of WMR valued at
  WMR sebesar Rp 163.695.000.000 yang merupakan                                 Rp 163,695,000,000, representing a 40.00% ownership
  40,00% kepemilikan WMR.                                                       stake in WMR.

  Rincian informasi keuangan WMR adalah sebagai berikut:                         Details of financial information of WMR are as follows:

                                                     31 Desember 2025/        31 Desember 2024/
                                                     31 December 2025         31 December 2024

  Aset lancar*                                          112.585.219.260           94.682.983.576                                   Current assets*
  Aset tidak lancar                                     343.850.443.570          371.219.409.460                                Non-current assets
  Liabilitas jangka pendek                       (      112.568.512.841 ) (      113.818.873.787 )                               Current liabilities

  Aset neto                                             343.867.149.989          352.083.519.249                                       Net assets
  Persentase kepemilikan                                            40%                      40%                         Percentage of ownership

  Total tercatat                                        137.546.859.996          140.833.407.700                                 Carrying amount

  * Termasuk kas dan setara kas masing-masing sebesar Rp 375.155.695 dan         * Includes cash and cash equivalents amounting to Rp 375,155,695   and
    Rp 425.930.315 pada tanggal 31 Desember 2025 dan 2024.                         Rp 425,930,315 as of 31 December 2025 and 2024, respectively.


                                                     31 Desember 2025/        31 Desember 2024/
                                                     31 December 2025         31 December 2024

  Pendapatan neto                                         3.345.864.556               -                                            Net revenues
  Beban pokok pendapatan                         (        3.509.119.769 )             -                                         Cost of revenues
  Beban usaha                                    (        7.126.572.548 ) (        6.875.488.711 )                           Operating expenses
  (Beban) Pendapatan lain-lain - Neto            (          926.541.500 ) (       34.945.795.789 )                  (Expense) other income - Net

  Rugi sebelum pajak                             (        8.216.369.261 ) (       41.821.284.500 )                               Loss before tax
  Pajak penghasilan                                          -                        -                                              Income tax
  Penghasilan komprehensif lain                              -                        -                              Other comprehensive income

  Total rugi komprehensif                        (        8.216.369.261 ) (       41.821.284.500 )                     Total comprehensive loss
Page 262
                                                                     These Consolidated Financial Statements are
                                                                       originally issued in Indonesian language

                                           Ekshibit E/60                                                     Exhibit E/60

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                   PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                 NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                  FOR THE YEAR ENDED
                   31 DESEMBER 2025                                          31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)          (Expressed in Rupiah, unless otherwise stated)


9. TANAH UNTUK PENGEMBANGAN                                 9. LAND FOR DEVELOPMENT

  Tanah untuk pengembangan merupakan tanah milik Grup         Land for development is land owned by the Group for
  untuk pengembangan di masa yang akan datang yang            future development located in Tangerang, Cakung,
  berlokasi di Tangerang, Cakung, Bekasi dan Cikande          Bekasi and Cikande with an area of approximately
  masing-masing seluas sekitar 18.780.328 m2 dan              18,780,328 m2 and 19,608,183 m2 as of 31 December
  19.608.183 m2 pada tanggal 31 Desember 2025 dan 2024.       2025 and 2024, respectively. As of 31 December 2025
  Pada tanggal 31 Desember 2025 dan 2024, 18.398.091 m2       and 31 December 2024 about 18,398,091 m², of the total
  dari jumlah tanah untuk pengembangan tersebut telah         land for development already have girik with waivers of
  dilengkapi girik dengan surat pelepasan hak atau HGB        rights or HGB in the name of the Group. Land for
  atas nama Grup. Tanah untuk pengembangan digunakan          development is used as collateral for bonds payable and
  sebagai jaminan atas utang obligasi dan utang bank          bank loan (Notes 20 and 21).
  (Catatan 20 dan 21).

  Saldo tanah untuk pengembangan pada tanggal                 The balance of land for development as of 31 December
  31 Desember 2025 dan 2024 masing-masing sejumlah            2025 and 2024 amounted Rp 6,211,165,738,128 to and
  Rp 6.211.165.738.128 dan Rp 6.330.257.113.390.              Rp 6,330,257,113,390, respectively.

  Lihat Catatan 33 untuk kasus hukum yang sedang              Refer Note 33 for legal cases which are currently
  dihadapi oleh tanah Grup.                                   involving the Group’s land.

10. UANG MUKA PEMBELIAN TANAH                               10. ADVANCES FOR PURCHASES OF LAND

  Dalam rangka untuk memperluas areal tanah yang              In order to expand its land banks, the Group is
  dimilikinya, Grup melakukan pembelian tanah yang            continuing to acquire land surrounding the Group’s land
  berada di sekitar areal tanah Grup (Tangerang, Cikande,     bank (Tangerang, Cikande, Cakung, Bekasi, Cariu,
  Cakung, Bekasi, Cariu, Sukabumi dan Kendari).               Sukabumi and Kendari). The Group has provided advance
  Pembelian tanah tersebut dilakukan dengan pembayaran        payments to the land owners through several agents,
  uang muka kepada pemilik tanah melalui beberapa             third parties.
  perantara, pihak ketiga.

  Jumlah uang muka tersebut dilaporkan di dalam laporan       The total advances are reported as “Advances for
  posisi keuangan konsolidasian sebagai “Uang muka            purchases of land” in the consolidated statement of
  pembelian tanah”. Saldo uang muka pembelian                 financial position. The balance of the advances
  tanah per tanggal 31 Desember 2025 dan 2024                 as of 31 December 2025 and 2024 amounted
  masing-masing sejumlah Rp 1.472.459.260.943 dan             to Rp 1,472,459,260,943 and Rp 1,602,366,723,482,
  Rp 1.602.366.723.482. Uang muka pembelian tanah             respectively. Such advances for purchase of land will be
  tersebut akan direklasifikasi ke akun “Tanah untuk          reclassified to “Land for development” account, when
  pengembangan” pada saat harga pembelian tanah               the purchase price of the land has been fully paid and
  tersebut telah dilunasi penuh dan surat pelepasan hak       the waiver of rights has been received by the Group.
  diterima oleh Grup.
Page 263
                                                                                   These Consolidated Financial Statements are
                                                                                     originally issued in Indonesian language

                                                 Ekshibit E/61                                                                Exhibit E/61

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                               PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                             NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                              FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                      31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                      (Expressed in Rupiah, unless otherwise stated)


11. ASET TETAP                                                          11. PROPERTY, PLANT AND EQUIPMENT

  31 Desember 2025                                                                                                       31 December 2025
                          Saldo awal/      Penambahan/        Pengurangan/        Reklasifikasi/       Saldo akhir/
                       Beginning balance     Additions         Deductions       Reclassifications     Ending balance

  Biaya perolehan                                                                                                           Acquisition cost
  Pemilikan langsung                                                                                                       Direct ownership
  Tanah                  690.771.144.321         -                  -                  -              690.771.144.321                  Land
  Lapangan golf           33.742.683.310         -                  -                  -               33.742.683.310             Golf course
  Bangunan dan                                                                                                                  Buildings and
    prasarana            839.077.180.442     690.213.391 ( 3.821.891.272 )(           36.402.822 )    835.909.099.739       infrastructures
  Peralatan golf dan                                                                                                     Golf and club house
    club house            27.452.294.598    9.913.025.632 (      55.875.000 )          -               37.309.445.230           equipments
  Alat-alat                                                                                                                   Transportation
    pengangkutan          86.526.506.308    1.749.864.866           -                                  88.276.371.174           equipments
  Perabot dan                                                                                                                 Furnitures and
    peralatan kantor     112.347.845.069    3.710.286.699           -              7.786.402.822      123.844.534.590    office equipments
  Peralatan proyek       153.354.426.290      168.276.250 (     105.000.000 )          -              153.417.702.540    Project equipments

  Sub-total            1.943.272.080.338   16.231.666.838 ( 3.982.766.272 )        7.750.000.000 1.963.270.980.904                 Sub-total

  Aset dalam                                                                                                               Construction-in-
    penyelesaian                                                                                                                 progress
  Bangunan dan                                                                                                                Buildings and
    prasarana             18.687.923.028    5.753.184.421           -                   -              24.441.107.449      infrastructures

  Total                1.961.960.003.366   21.984.851.259 ( 3.982.766.272 )        7.750.000.000 1.987.712.088.353                  Total

  Akumulasi                                                                                                                     Accumulated
    penyusutan                                                                                                                 depreciation
  Pemilikan langsung                                                                                                       Direct ownership
  Lapangan golf           33.742.683.310         -                  -                  -               33.742.683.310             Golf course
  Bangunan dan                                                                                                                  Buildings and
    prasarana            420.514.049.780   39.418.541.340 ( 1.496.907.415 )            -              458.435.683.705        infrastructures
  Peralatan golf dan                                                                                                     Golf and club house
    club house            22.932.643.141    3.222.754.386 (      55.875.000 )          -               26.099.522.527            equipments
  Alat-alat                                                                                                                    Transportation
    pengangkutan          77.825.784.424    3.029.044.092           -                  -               80.854.828.516            equipments
  Perabot dan                                                                                                                  Furnitures and
    peralatan kantor     104.395.309.701    3.303.989.930           -              4.649.999.995      112.349.299.626    office equipments
  Peralatan proyek        82.338.211.615   11.786.919.114 (      41.562.500 )          -               94.083.568.229    Project equipments

  Total                  741.748.681.971   60.761.248.862 ( 1.594.344.915 )        4.649.999.995      805.565.585.913               Total

  Nilai tercatat       1.220.211.321.395                                                             1.182.146.502.440     Carrying amount
Page 264
                                                                                      These Consolidated Financial Statements are
                                                                                        originally issued in Indonesian language

                                                 Ekshibit E/62                                                                   Exhibit E/62

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                               PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                             NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                              FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                      31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                      (Expressed in Rupiah, unless otherwise stated)


11. ASET TETAP (Lanjutan)                                              11. PROPERTY, PLANT AND EQUIPMENT (Continued)

  31 Desember 2024                                                                                                          31 December 2024
                          Saldo awal/      Penambahan/        Pengurangan/           Reklasifikasi/       Saldo akhir/
                       Beginning balance     Additions         Deductions          Reclassifications     Ending balance

  Biaya perolehan                                                                                                              Acquisition cost
  Pemilikan langsung                                                                                                          Direct ownership
  Tanah                  715.482.165.905         -                 -           (     24.711.021.584 )    690.771.144.321                  Land
  Lapangan golf           33.742.683.310         -                 -                      -               33.742.683.310             Golf course
  Bangunan dan                                                                                                                     Buildings and
    prasarana            875.106.978.552       48.000.000          -           (     36.077.798.110 )    839.077.180.442       infrastructures
  Peralatan golf dan                                                                                                        Golf and club house
    club house            24.959.543.889    2.492.750.709          -                       -              27.452.294.598           equipments
  Alat-alat                                                                                                                      Transportation
    pengangkutan          82.768.109.974    6.145.875.595 ( 2.441.603.666 )              54.124.405       86.526.506.308           equipments
  Perabot dan                                                                                                                    Furnitures and
    peralatan kantor     109.412.202.275    3.288.826.976 (    353.184.182 )              -              112.347.845.069    office equipments
  Peralatan proyek       152.596.317.290      758.109.000          -                      -              153.354.426.290    Project equipments

  Sub-total            1.994.068.001.195   12.733.562.280 ( 2.794.787.848 )(         60.734.695.289 ) 1.943.272.080.338               Sub-total

  Aset dalam                                                                                                                  Construction-in-
    penyelesaian                                                                                                                    progress
  Bangunan dan                                                                                                                   Buildings and
    prasarana             13.176.160.071    5.511.762.957          -                       -              18.687.923.028      infrastructures

  Total                2.007.244.161.266   18.245.325.237 ( 2.794.787.848 )(         60.734.695.289 ) 1.961.960.003.366                Total

  Akumulasi                                                                                                                        Accumulated
    penyusutan                                                                                                                    depreciation
  Pemilikan langsung                                                                                                          Direct ownership
  Lapangan golf           33.742.683.310         -                 -                      -               33.742.683.310             Golf course
  Bangunan dan                                                                                                                     Buildings and
    prasarana            403.049.325.093   41.637.792.571          -         (       24.173.067.884 )    420.514.049.780        infrastructures
  Peralatan golf dan                                                                                                        Golf and club house
    club house            21.552.707.834    1.379.935.307          -                      -               22.932.643.141            equipments
  Alat-alat                                                                                                                       Transportation
    pengangkutan          77.622.626.792    2.644.761.298 ( 2.441.603.666 )               -               77.825.784.424            equipments
  Perabot dan                                                                                                                     Furnitures and
    peralatan kantor     101.539.326.546    3.163.753.765 (    307.770.610 )              -              104.395.309.701    office equipments
  Peralatan proyek        70.350.710.022   11.987.501.593          -                      -               82.338.211.615    Project equipments

  Total                  707.857.379.597   60.813.744.534 ( 2.749.374.276 )(         24.173.067.884 )    741.748.681.971               Total

  Nilai tercatat       1.299.386.781.669                                                                1.220.211.321.395     Carrying amount

   Alokasi beban penyusutan yang dibebankan pada laporan                 Depreciation was charged to the consolidated statement
   laba    rugi   dan    penghasilan komprehensif    lain                of profit or loss and other comprehensive income as
   konsolidasian sebagai berikut:                                        follows:

                                                     2025                    2024

   Beban umum dan administrasi                                                                            General and administrative expenses
    (Catatan 28)                                  16.096.596.734          17.799.958.239                                           (Note 28)
   Beban pokok pendapatan (Catatan 26)            42.908.363.368          41.250.185.035                            Cost of revenues (Note 26)
   Beban penjualan (Catatan 27)                    1.756.288.760           1.763.601.260                            Selling Expenses (Note 27)

   Total                                          60.761.248.862          60.813.744.534                                               Total
Page 265
                                                                         These Consolidated Financial Statements are
                                                                           originally issued in Indonesian language

                                              Ekshibit E/63                                                      Exhibit E/63

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                       PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                     NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                      FOR THE YEAR ENDED
                   31 DESEMBER 2025                                              31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)              (Expressed in Rupiah, unless otherwise stated)


11. ASET TETAP (Lanjutan)                                      11. PROPERTY, PLANT AND EQUIPMENT (Continued)

   Tanah seluas sekitar 85 hektar dimiliki berdasarkan           The land, covering an area of approximately
   Hak Guna Bangunan (HGB) atas nama Perusahaan                  85 hectares, is owned under Right of Use Building (HGB)
   dengan masa berlaku yang akan berakhir sampai dengan          in the name of the Company, with a validity period that
   2036 dan dapat diperpanjang/diperbaharui.                     will expire in 2036 and is renewable or extendable.

   Pada tahun 2025, terdapat reklasifikasi tanah dan              In 2025, there are reclassification of right-of-use asset
   bangunan aset hak guna ke aset tetap. Pada tahun 2024,         of land and building to property, plant and equipment.
   terdapat reklasifikasi aset tetap ke properti investasi.       In 2024, there are reclassification of property, plant and
                                                                  equipment of land and building to property investment.

   Aset tetap beberapa entitas anak berupa tanah dan              Property, plant and equipment of several subsidiaries
   bangunan seluas 19,804 m2 dan 24.782 m2 diagunkan              consist pertaining to land and building with a total area
   untuk fasilitas pinjaman jangka panjang (Catatan 21).          of 19,804 m2 and 24,782 m2 were used as collateral for
                                                                  long-term bank loans facility (Note 21).

   Aset tetap diasuransikan pada PT Avrist General               Property, plant and equipment were insured with
   Insurance dengan jumlah pertanggungan sebesar                 PT Avrist General Insurance for approximately
   Rp 1.659.212.211.926 pada tanggal 31 Desember 2025            Rp     1,659,212,211,926 as of 31 December 2025
   dan PT MNC Asuransi Indonesia dengan jumlah                   and PT MNC Asuransi Indonesia approximately
   pertanggungan sebesar Rp 915.715.941.804          pada        Rp 915,715,941,804 as of 31 December 2024 against
   tanggal 31 Desember 2024 terhadap risiko kebakaran dan        losses from fire and other risks under blanket policies.
   risiko kerugian lainnya berdasarkan suatu paket polis         Management believes that the policies are adequate to
   tertentu.   Manajemen      berpendapat     bahwa  nilai       cover possible losses from such risks.
   pertanggungan     tersebut   cukup     untuk   menutup
   kemungkinan kerugian atas risiko tersebut.

   Berdasarkan evaluasi manajemen Grup, tidak terdapat            Based on the evaluation of the Group’s management,
   penurunan atas nilai aset tetap Grup pada tanggal              there is no impairment in the value of the Group’s
   31 Desember 2025 dan 2024, sebab tidak ada kejadian            property, plant and equipment as of 31 December 2025
   atau perubahan keadaan yang mengindikasikan bahwa              and 2024, since there are no events or changes in
   nilai tercatat aset tetap tersebut tidak dapat dipulihkan      circumstances that indicate that the carrying amount of
   kembali.                                                       property, plant and equipment may not be fully
                                                                  recoverable.


12. GOODWILL                                                   12. GOODWILL

   Grup melakukan pengujian penurunan nilai goodwill per         The Group performs impairment testing of goodwill on
   tahun atau lebih sering jika terdapat kejadian atau           an annual basis or more frequently if events or changes
   perubahan dalam keadaan yang mengindikasikan bahwa            in circumstances indicate that the carrying value may be
   nilai tercatat mungkin menurun. Hal ini mensyaratkan          impaired. This requires an estimation of the fair value
   suatu estimasi nilai wajar pada unit penghasil kas yang       of the cash-generating unit to which the goodwill is
   mana goodwill dialokasikan.                                   allocated.
Page 266
                                                                              These Consolidated Financial Statements are
                                                                                originally issued in Indonesian language

                                                Ekshibit E/64                                                         Exhibit E/64

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                         PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                       NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                        FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                (Expressed in Rupiah, unless otherwise stated)


12. GOODWILL (Lanjutan)                                          12. GOODWILL (Continued)

   Goodwill diperoleh melalui kombinasi bisnis yang telah           Goodwill acquired through business combination has
   dialokasikan ke salah satu unit penghasil kas, yang juga         been allocated to one cash-generating unit which is also
   kegiatan entitas, yang diperoleh melalui kombinasi bisnis        the operating entity acquired through business
   dan yang terkait dengan goodwill.                                combination and to which the goodwill relates.

   Nilai tercatat goodwill dialokasikan ke unit penghasil kas       The carrying amount of goodwill is allocated to the cash
   sebagai berikut:                                                 generating units as follows:

                                            31 Desember 2025/    31 Desember 2024/
                                            31 December 2025     31 December 2024

   PT Mitra Sindo Makmur                       558.595.249.012      558.595.249.012                         PT Mitra Sindo Makmur
   PT Mega Agung Liong Nusantara                12.096.572.917       12.096.572.917                  PT Mega Agung Liong Nusantara

   Total                                       570.691.821.929      570.691.821.929                                         Total

   Jumlah terpulihkan, nilai tercatat dan penurunan nilai           The recoverable amount, carrying amount and related
   terkait unit penghasil kas yang memegang proporsi                impairment of cash generating units that hold a
   signifikan pada keseluruhan goodwill Grup pada                   significant proportion of the Group’s overall goodwill
   31 Desember 2025 dan 2024 adalah sebagai berikut:                balance as of 31 December 2025 and 2024 are as follows:

                                              31 Desember 2025/ 31 December 2025
                                   Jumlah terpulihkan/     Nilai tercatat/      Penurunan/
   Unit penghasil kas              Recoverable amount    Carrying amount        Impairment                     Cash generating unit

   PT Mitra Sindo Makmur             1.799.803.000.000    1.410.942.592.779              -                    PT Mitra Sindo Makmur

                                              31 Desember 2024/ 31 December 2024
                                   Jumlah terpulihkan/     Nilai tercatat/      Penurunan/
   Unit penghasil kas              Recoverable amount    Carrying amount        Impairment                     Cash generating unit

   PT Mitra Sindo Makmur             1.679.680.000.000    1.353.604.150.017              -                    PT Mitra Sindo Makmur

   Jumlah terpulihkan seluruh unit penghasil kas pada               The recoverable amount of all cash-generating unit as of
   tanggal 31 Desember 2025 dan 2024 ditentukan dari nilai          31 December 2025 dan 2024 has been determined from
   wajar berdasarkan penilaian saham yang dilakukan oleh            fair value based on share valuation prepared by an
   penilai bisnis independen Kusnanto & Rekan.                      independent business appraiser Kusnanto & Rekan.

   Nilai wajar dihitung berdasarkan rata-rata perhitungan           The fair value was computed based on the average of
   pada tanggal 31 Desember 2025 dan 2024 sebagai                   the following computations as of 31 December 2025 and
   berikut:                                                         2024:
   • 90% dari “metode penyesuaian aset bersih” dimana               • 90% from “net asset adjustment method” where the
        aset bersih unit penghasil kas disesuaikan dengan              net asset of the cash generating unit is adjusted to
        nilai wajar pada tanggal penilaian. Nilai wajar yang           fair value as of the valuation date. The resulting fair
        dihasilkan dari aset bersih unit penghasil kas                 value of the net asset of the cash-generating unit is
        kemudian dikurangi sebesar 30% yang merupakan                  then reduced by 30% which is the discount for lack of
        diskon likuiditas pasar yang berlaku bagi perusahaan           marketability applicable to companies that are not
        yang tidak mempunyai kuotasi di pasar.                         quoted in the market.
Page 267
                                                                        These Consolidated Financial Statements are
                                                                          originally issued in Indonesian language

                                            Ekshibit E/65                                                       Exhibit E/65

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)             (Expressed in Rupiah, unless otherwise stated)


12. GOODWILL (Lanjutan)                                       12. GOODWILL (Continued)

   Nilai wajar dihitung berdasarkan rata-rata perhitungan        The fair value was computed based on the average of
   pada tanggal 31 Desember 2025 dan 2024 sebagai                the following computations as of 31 December 2025 and
   berikut: (Lanjutan)                                           2024: (Continued)

   •   10% dari “metode pembanding perusahaan tercatat di        • 10% from “comparative method for companies listed on
       bursa efek” dimana teridentifikasi 8 perusahaan             the stock exchange” where 8 comparable companies
       pembanding yang tercatat di bursa. Dengan                   listed in the stock exchange are identified. Using the
       menggunakan rasio pasar terhadap nilai buku                 comparable companies market to book value ratio the
       perusahaan pembanding, nilai pasar dari unit                market value of the cash-generating-unit will be
       penghasil kas akan dihitung dan di-mark-up sebesar          calculated and marked-up by 30% due to control
       30% karena premi kendali (penjual adalah entitas            premium (seller is the controlling entity). The
       pengendali). Nilai wajar yang dihasilkan kemudian           resulting fair value will then reduced by 30% which is
       akan dikurangi sebesar 30% yang merupakan diskon            the discount for lack of marketability.
       likuiditas pasar.

   Nilai wajar yang dihasilkan diklasifikasikan sebagai          The resulting fair value were classified as Hierarchy
   Hierarki Tingkat 2 karena penggunaan input yang dapat         Level 2 due to the use of inputs that are observable for
   diobservasi untuk aset atau liabilitas, baik secara           the asset or liability, either directly or indirectly.
   langsung maupun tidak langsung.


13. UTANG BANK JANGKA PENDEK                                  13. SHORT-TERM BANK LOAN

                                        31 Desember 2025/     31 Desember 2024/
                                        31 December 2025      31 December 2024

   Dalam Rupiah                                                                                                    In Rupiah
   PT Bank Mayapada Internasional Tbk       350.000.000.000      350.000.000.000          PT Bank Mayapada Internasional Tbk
   PT BPR Kirana Indonesia                   12.000.000.000           -                              PT BPR Kirana Indonesia
   PT Bank Pan Indonesia Tbk                     -                30.000.000.000                   PT Bank Pan Indonesia Tbk

   Total                                    362.000.000.000      380.000.000.000                                      Total

   Perusahaan                                                    The Company

   PT Bank Mayapada Internasional Tbk                            PT Bank Mayapada Internasional Tbk

   Pada tanggal 21 Oktober 2022, Perusahaan memperoleh           On 21 October 2022, the Company obtained a credit loan
   fasilitas pinjaman kredit dari PT Bank Mayapada               facility from PT Bank Mayapada Internasional Tbk with a
   Internasional    Tbk      sampai   jumlah     sebesar         maximum amount of Rp 350,000,000,000. This loan is
   Rp 350.000.000.000. Fasilitas pinjaman ini digunakan          used for working capital purposes.
   untuk tujuan modal kerja.

   Fasilitas tersebut memiliki jangka waktu 12 bulan, dan        The facility has a term of 12 months, and bears interest
   dikenakan bunga sebesar 12% per tahun. Jangka waktu           at 12% per annum. The term of the loan can be extended
   pinjaman dapat diperpanjang dengan suatu jangka waktu         for a period to be determined by both parties. The
   yang akan ditetapkan oleh para pihak. Besarnya suku           interest rate can also be changed unilaterally at any
   bunga juga dapat diubah sewaktu-waktu oleh bank               time by the bank according to the interest rate that
   secara sepihak, sesuai tingkat suku bunga yang berlaku        applies to the bank and determined by the bank.
   pada bank dan ditetapkan oleh bank.
Page 268
                                                                       These Consolidated Financial Statements are
                                                                         originally issued in Indonesian language

                                             Ekshibit E/66                                                     Exhibit E/66

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)            (Expressed in Rupiah, unless otherwise stated)


13. UTANG BANK JANGKA PENDEK (Lanjutan)                       13. SHORT-TERM BANK LOAN (Continued)

   Perusahaan (Lanjutan)                                        The Company (continued)

   PT Bank Mayapada Internasional Tbk (Lanjutan)                PT Bank Mayapada Internasional Tbk (Continued)

  Atas Fasilitas ini aset Perusahaan berupa tanah dijadikan     The Company’s land assets have been pledged as
  sebagai jaminan. Detail tanah yang dijaminkan adalah          collateral for this facility. The details of the pledged
  sebagai berikut:                                              land are as follows:
  • SHGB No. 272 seluas 882 m2;                                 • SHGB No. 272 covering an area of 882 m2;
  • SHGB No. 02140 seluas 43.371 m2;                            • SHGB No. 02140 covering an area of 43,371 m2;
  • SHGB No. 2502 seluas 524 m2;                                • SHGB No. 2502 covering an area of 524 m2;
  • SHGB No. 2503 seluas 425 m2;                                • SHGB No. 2503 covering an area of 425 m2;
  • SHGB No. 2504 seluas 450 m2;                                • SHGB No. 2504 covering an area of 450 m2;
  • SHGB No. 2505 seluas 450 m2;                                • SHGB No. 2505 covering an area of 450 m2;
  • SHGB No. 2506 seluas 450 m2;                                • SHGB No. 2506 covering an area of 450 m2;
  • SHGB No. 3248 seluas 2.600 m2;                              • SHGB No. 3248 covering an area of 2,600 m2;
  • SHGB No. 3250 seluas 605 m2;                                • SHGB No. 3250 covering an area of 605 m2;
  • SHGB No. 3251 seluas 716 m2;                                • SHGB No. 3251 covering an area of 716 m2;
  • SHGB No. 3252 seluas 405 m2.                                • SHGB No. 3252 covering an area of 405 m2;
  • SHGB No. 4838, luas 1.422 m2;                               • SHGB No. 4838, covering an area of 1,422 m²;
  • SHGB No. 4852, luas 230 m2;                                 • SHGB No. 4852, covering an area of 230 m²;
  • SHGB No. 4860, luas 622 m2;                                 • SHGB No. 4860, covering an area of 622 m²;
  • SHGB No. 2850, luas 910 m2;                                 • SHGB No. 2850covering an area of 910 m²;
  • SHGB No. 2854, luas 525 m2;                                 • SHGB No. 2854, covering an area of 525 m²;
  • SHGB No. 2856, luas 804 m2;                                 • SHGB No. 2856, covering an area of 804 m²;
  • SHGB No. 2878, luas 112 m2;                                 • SHGB No. 2878covering an area of 112 m²;
  • SHGB No. 2879, luas 70 m2.                                  • SHGB No. 2879, covering an area of 70 m².
  • SHGB No. 2024, luas 1.020 m2;                               • SHGB No. 2024, covering an area of 1,020 m²;
  • SHGB No. 3255, luas 737 m2;                                 • SHGB No. 3255, covering an area of 737 m²;
  • SHGB No. 3363, luas 1.250 m2.                               • SHGB No. 3363, covering an area of 1,250 m².
  • SHGB No. 2331, luas 994 m2;                                 • SHGB No. 2331, covering an area of 994 m²;
  • SHGB No. 2333, luas 807 m2;                                 • SHGB No. 2333, covering an area of 807 m²;
  • SHGB No. 2334, luas 890 m2; dan                             • SHGB No. 2334, covering an area of 890 m²; and
  • SHGB No. 2139, luas 35.955 m2.                              • SHGB No. 2139, covering an area of 35,955 m².

  Pada tanggal 31 Desember 2025 dan 2024, saldo                 As of 31 December 2025 and 2024, outstanding balance
  pinjaman kepada PT Bank Mayapada Internasional Tbk            of the loan to PT Bank Mayapada Internasional Tbk
  sebesar Rp 350.000.000.000.                                   amounted to Rp 350,000,000,000.

   PT BPR Kirana Indonesia                                      PT BPR Kirana Indonesia

  Pada tanggal 19 November 2025, Perusahaan                     As of 19 November 2025, the Company obtained a credit
  memperoleh fasilitas pinjaman kredit dari PT BPR Kirana       facility from PT BPR Kirana Indonesia amounting to
  Indonesia dengan jumlah sebesar Rp 12.000.000.000.            Rp 12,000,000,000. The facility is intended for working
  Fasilitas pinjaman ini digunakan untuk tujuan modal           capital purposes.
  kerja.

  Fasilitas tersebut memiliki jangka waktu 12 bulan,            The facility has a term of 12 months, starting from 19
  terhitung mulai tanggal 19 November 2025 sampai               November 2025 until 19 November 2026, with an
  dengan tanggal 19 November 2026 dan dikenakan bunga           interest rate of 12% per annum. The interest rate may
  sebesar 12% per tahun. Besarnya suku bunga                    be changed at any time by the bank in accordance with
  juga dapat diubah sewaktu-waktu oleh bank secara              the prevailing interest rate determined by the bank.
  sepihak, sesuai tingkat suku bunga yang berlaku pada
  bank dan ditetapkan oleh bank.
Page 269
                                                                     These Consolidated Financial Statements are
                                                                       originally issued in Indonesian language

                                            Ekshibit E/67                                                    Exhibit E/67

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                   PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                 NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                  FOR THE YEAR ENDED
                   31 DESEMBER 2025                                          31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)          (Expressed in Rupiah, unless otherwise stated)


13. UTANG BANK JANGKA PENDEK (Lanjutan)                     13. SHORT-TERM BANK LOAN (Continued)

   Perusahaan (Lanjutan)                                      The Company (Continued)

   PT BPR Kirana Indonesia (Lanjutan)                         PT BPR Kirana Indonesia (Continued)

  Perusahaan memberikan jaminan berupa 3 bidang tanah         The Company pledged three plots of land located in
  yang berlokasi di Tangerang (Catatan 7) dengan rincian      Tangerang (Note 7) as collateral, with the following
  sebagai berikut:                                            details:
  • SHGB No. 4276 seluas 1.566 m2;                            • SHGB No. 4276, covering an area of 1,566 m²
  • SHGB No. 470 seluas 36 m2;                                • SHGB No. 470, covering an area of 36 m²
  • SHGB No. 437 seluas 764 m2.                               • SHGB No. 437, covering an area of 764 m²

  Pada tanggal 31 Desember 2025 dan 2024, saldo               As of 31 December 2025 and 2024, the outstanding loan
  pinjaman kepada PT BPR Kirana Indonesia sebesar             balance to PT BPR Kirana Indonesia amounted to
  Rp 12.000.000.000.                                          Rp 12,000,000,000.

  PT Mitra Sindo Sukses (MSS)                                 PT Mitra Sindo Sukses (MSS)

  PT Bank Pan Indonesia Tbk                                   PT Bank Pan Indonesia Tbk

  Pada 17 Juni 2021, MSS memperoleh fasilitas kredit          On 17 June 2021, MSS obtained credit facility amounting
  sebesar Rp 30.000.000.000 untuk pembiayaan konstruksi       to Rp 30,000,000,000 to finance the construction located
  yang terdapat di kawasan hunian dan komersial Jakarta       in the residential and commercial area of Jakarta
  Garden City di Cakung, Jakarta Timur.                       Garden City in Cakung, East Jakarta.

  Fasilitas ini dikenakan bunga sebesar 11% dan jangka        The credit facility bears interest rate of 11% and the
  waktu pinjaman ini adalah 12 bulan.                         term of the loan is 12 months.

  Pada tanggal 27 Maret 2025, MSS telah melunasi seluruh      As of 27 March 2025, MSS fully paid its loan from PT
  pinjaman dari PT Bank Pan Indonesia Tbk.                    Bank Pan Indonesia Tbk.

  Pada tanggal 31 Desember 2025 dan 2024, saldo               As of 31 December 2025 and 2024, outstanding balance
  pinjaman MSS kepada PT Bank Pan Indonesia Tbk sebesar       of MSS loan to PT Bank Pan Indonesia Tbk amounted
  nihil dan Rp 30.000.000.000.                                to nil and Rp 30,000,000,000.


14. UTANG USAHA                                             14. TRADE PAYABLES

   Utang usaha Grup pada pihak ketiga terutama                The Group’s trade payables to third parties mainly
   berhubungan dengan utang kontraktor dan pembelian          pertains to contractor payables and purchase of goods
   bahan baku dan jasa dari pemasok.                          and services from suppliers.

   Utang usaha Grup kepada pihak berelasi berhubungan          The Group’s trade payables to related party pertains to
   dengan akuisisi tanah dari PT Modern Griya Reksa (MGR)      acquisition of land from PT Modern Griya Reksa (MGR)
   (Catatan 31 dan 33).                                        (Note 31 and 33).
Page 270
                                                                           These Consolidated Financial Statements are
                                                                             originally issued in Indonesian language

                                               Ekshibit E/68                                                       Exhibit E/68

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                         PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                       NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                        FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                (Expressed in Rupiah, unless otherwise stated)


14. UTANG USAHA (Lanjutan)                                       14. TRADE PAYABLES (Continued)

   Pada tanggal 31 Desember 2025 dan 2024, seluruh utang            As of 31 December 2025 and 2024, all trade payables are
   usaha didenominasikan dalam Rupiah.                              denominated in Rupiah.

   Rincian umur utang usaha adalah sebagai berikut:                 The details of the ages of the trade payables are as
                                                                    follows:

                                          31 Desember 2025/         31 Desember 2024/
                                          31 December 2025          31 December 2024

   Belum jatuh tempo                           169.005.574.213             23.562.334.689                            Not yet due
   Jatuh tempo                                                                                                          Overdue
     1-30 hari                                  29.471.525.269             17.660.534.587                            1-30 days
     31-60 hari                                 11.138.884.024             23.149.352.662                           31-60 days
     61-90 hari                                 36.344.683.885              7.040.234.018                           61-90 days
     Lebih dari 90 hari                         51.921.019.471            187.280.360.828                    More than 90 days

   Total                                       297.881.686.862            258.692.816.784                                Total


15. LIABILITAS KONTRAK                                           15. CONTRACT LIABILITIES

   Liabilitas kontrak merupakan pembayaran yang diterima            Contract liabilities are payments received from
   dari pelanggan yang belum diakui sebagai penjualan.              customers that are not yet recognized as sale. Contract
   Liabilitas kontrak akan saling hapus dengan piutang              liabilities will be offset with trade receivables when all
   usaha ketika semua kriteria untuk pengakuan penjualan            the criteria for recognition of sale are fulfilled.
   terpenuhi.

   Saldo liabilitas kontrak pada tanggal 31 Desember 2025           The balance of contract liabilities as of 31 December
   dan 2024 masing-masing sebesar Rp 1.480.846.420.734              2025 and 2024 amounted to Rp 1,480,846,420,734 and
   dan Rp 1.530.199.608.502                                         Rp 1,530,199,608,502, respectively.


16. BEBAN MASIH HARUS DIBAYAR                                    16. ACCRUED EXPENSES
                                           31 Desember 2025/     31 Desember 2024/
                                           31 December 2025      31 December 2024
   Pihak ketiga                                                                                                      Third parties
   Dalam Rupiah                                                                                                          In Rupiah
   Pekerjaan pengembangan proyek dengan                                                                 Project development work
     kontraktor                                729.874.642.278      747.441.371.612                             with contractors
   Lain-lain                                   113.881.423.710      111.514.150.324                                      Others
   Beban bunga                                  52.402.079.914          809.455.154                               Interest expense

   Dalam Dolar AS                                                                                                    In US Dollar
   Beban bunga                                      -                83.500.553.906                              Interest expense
   Lain-lain                                        -                 5.319.591.112                                     Others

   Total                                       896.158.145.902      948.585.122.108                                      Total

   Beban     masih   harus    dibayar untuk   pekerjaan             Accrued expenses for project development work with
   pembangunan proyek dengan kontraktor terutama terdiri            contractors mainly pertains to provision for expenses
   dari biaya yang dikeluarkan berdasarkan tingkat                  incurred by reference to the stage of completion of the
   penyelesaian dari kontrak pembangunan yang belum                 construction contracts that are not yet billed as of the
   ditagih pada tanggal pelaporan.                                  reporting dates.
Page 271
                                                                          These Consolidated Financial Statements are
                                                                            originally issued in Indonesian language

                                              Ekshibit E/69                                                       Exhibit E/69

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                        PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                      NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                       FOR THE YEAR ENDED
                   31 DESEMBER 2025                                               31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)               (Expressed in Rupiah, unless otherwise stated)


17. PENDAPATAN DITANGGUHKAN                                     17. DEFERRED INCOME

  Pendapatan ditangguhkan dihasilkan dari penjualan                Deferred income resulted from sale of land from the
  tanah Grup kepada entitas asosiasi. Pendapatan                   Group to its associates. Deferred income will be
  ditangguhkan akan diakui di laba ketika penjualan tanah          recognized in profit or loss upon sale of the land to
  ke pihak ketiga. Saldo pendapatan ditangguhkan adalah            third parties. Outstanding balance of deferred income
  sebagai berikut:                                                 are as follows:

                                           31 Desember 2025/    31 Desember 2024/
                                           31 December 2025     31 December 2024

  Pendapatan ditangguhkan dari penjualan
    tanah kepada:                                                                          Deferred income from sale of land to:
    PT Lotte Land Modern Realty               260.197.501.838      260.197.501.838                PT Lotte Land Modern Realty
    PT Waskita Modern Realti                   35.467.500.800       35.467.500.800                    PT Waskita Modern Realti

  Total                                       295.665.002.638      295.665.002.638                                      Total



18. PERPAJAKAN                                                  18. TAXATION

  a. Pajak Dibayar di Muka                                         a. Prepaid Taxes

                                           31 Desember 2025/    31 Desember 2024/
                                           31 December 2025     31 December 2024

     Pajak Penghasilan Pasal 4 (2)             57.625.254.408       57.982.475.655                       Income Tax Article 4 (2)
     Pajak Penghasila Pasal 21                        550.000           -                                  Income Tax Article 21
     Pajak Penghasilan Pasal 23                 3.132.743.979           -                                  Income Tax Article 23
     Pajak Pertambahan Nilai                   12.056.956.067       11.948.094.826                             Value-Added Tax

     Total                                     72.815.504.454       69.930.570.481                                      Total

  b. Utang Pajak                                                   b. Taxes Payable

                                           31 Desember 2025/    31 Desember 2024/
                                           31 December 2025     31 December 2024

     Pajak Penghasilan                                                                                           Income Taxes
       Pajak Penghasilan Pasal 4 (2)           16.035.685.681       11.891.388.541                    Income Tax Article 4 (2)
       Pajak Penghasilan Pasal 21              13.464.539.516        1.791.032.333                      Income Tax Article 21
       Pajak Penghasilan Pasal 23               4.156.947.139        3.429.848.983                      Income Tax Article 23
       Pajak Penghasilan Pasal 25                  17.333.395              856.685                      Income Tax Article 25
       Pajak Penghasilan Pasal 26                  43.871.518            7.072.560                      Income Tax Article 26
       Pajak Penghasilan Pasal 29               2.654.400.982        2.676.876.334                      Income Tax Article 29

     Sub-total                                 36.372.778.231       19.797.075.436                                      Sub-total

     Pajak Lainnya                                                                                                  Other Taxes
       Pajak Pertambahan Nilai                 25.888.489.371       11.845.949.796                           Value-Added Tax
       Pajak Penjualan dan Servis Hotel           968.787.599          876.882.940                 Hotel Sales and Service Tax

     Sub-total                                 26.857.276.970       12.722.832.736                                      Sub-total

     Total                                     63.230.055.201       32.519.908.172                                      Total
Page 272
                                                                      These Consolidated Financial Statements are
                                                                        originally issued in Indonesian language

                                            Ekshibit E/70                                                     Exhibit E/70

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)            (Expressed in Rupiah, unless otherwise stated)


18. PERPAJAKAN (Lanjutan)                                    18. TAXATION (Continued)

   c. Ketetapan Pajak                                           c. Tax Assessments

      Perusahaan                                                   The Company

      Pada tahun 2025, Perusahaan menerima beberapa                In 2025, the Company received several Tax
      Surat Ketetapan Pajak Kurang Bayar (SKPKB)                   Underpayment Assessment Letters (“SKPKB”) fiscal
      tahun pajak 2022 atas pajak penghasilan badan                year 2022 for Corporate income tax amounting to
      sebesar Rp 3.498.841.720. Perusahaan menerima                Rp 3,498,841,720. The Company received SKPKB
      SKPKB tahun pajak 2022 atas pajak penghasilan pasal          fiscal year 2022 for income tax article 4(2), 23, 25
      4(2), 23, 25 dan pajak pertambahan nilai sebesar             and value added tax amounting to Rp 6,633,188,883.
      Rp 6.633.188.883.

      Pada tahun 2024, Perusahaan menerima Surat                   In 2024, the Company received Tax Collection Letters
      Tagihan Pajak (STP) tahun pajak 2020 dan 2025 atas           (“STP”) fiscal year the 2020 and 2025 for income tax
      pajak penghasilan pasal 21, 23 dan 25 sebesar                article 21, 23 and 25 amounting to Rp 22,114,506.
      Rp 22.114.506.

      PT Mitra Sindo Sukses (MSS)                                 PT Mitra Sindo Sukses (MSS)

      Pada tahun 2025, MSS menerima Surat Ketetapan                In 2025, the MSS received Tax Underpayment
      Pajak Kurang Bayar (SKPKB) tahun pajak 2021 atas             Assessment Letters (“SKPKB”) fiscal year 2021 for
      pajak penghasilan badan sebesar Rp 255.660.038.              corporate income tax amounting to Rp 255,660,038.
      MSM menerima SKPKB tahun pajak 2021 atas pajak               MSS received SKPKB fiscal year 2021 for and income
      penghasilan pasal 4(2), 21, 23 dan pajak                     tax article 4(2), 21, 23 and value added tax,
      pertambahan nilai sebesar Rp 1.871.125.343 dan               amounting to Rp 1,871,125,343 and Tax Collection
      Surat Tagihan Pajak (STP) tahun pajak 2021, 2024             Letters (“STP”) related to the 2021, 2024 and 2025
      dan 2025 atas pajak pertambahan nilai sebesar                for value added tax amounting to Rp 269,080,606.
      Rp 269.080.606.

      Pada tahun 2024, MSS menerima Surat Tagihan Pajak            In 2024, the MSS received Tax Collection Letters
      (STP) tahun pajak 2024 atas pajak pertambahan                (“STP”) fiscal year 2024 for value added tax and
      nilai dan pajak penghasilan pasal 21 sebesar                 income tax article 21 amounting to Rp 76,572,285.
      Rp 76.572.285.

      PT Mitra Sindo Makmur (MSM)                                   PT Mitra Sindo Makmur (MSM)

      Pada tahun 2025, MSM menerima Surat Ketetapan                 In 2025, MSM received Tax Underpayment
      Pajak Kurang Bayar (SKPKB) tahun pajak 2021 atas              Assessment Letters (“SKPKB”) fiscal year 2021 for
      pajak penghasilan pasal 4(2), 21, 23 dan pajak                income tax article 4(2), 21, 23 and value added tax
      pertambahan nilai sebesar Rp 1.485.028.432 dan                amounting to Rp 1,485,028,432 and Tax Collection
      Surat Tagihan Pajak (STP) tahun pajak 2021 dan 2025           Letters (STP) fiscal year 2021 and 2025 for income
      atas pajak pengahasilan pasal 25 dan pajak                    tax article 25 and value added tax amounting to
      pertambahan nilai sebesar Rp 158.039.316.                     Rp 158,039,316.

      Pada tahun 2024, MSM menerima Surat Tagihan Pajak             In 2024, MSM received Tax Collection Letters
      (STP) tahun pajak 2020, 2023 dan 2024 atas pajak              (“STP”) fiscal year 2020, 2023 and 2024 for income
      penghasilan pasal 21, 23 dan pajak pertambahan nilai          tax article 21, 23 and value added tax amounting
      sebesar Rp 25.046.544.                                        to Rp 25,046,544.
Page 273
                                                                     These Consolidated Financial Statements are
                                                                       originally issued in Indonesian language

                                            Ekshibit E/71                                                    Exhibit E/71

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                    PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                  NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                   FOR THE YEAR ENDED
                   31 DESEMBER 2025                                           31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)           (Expressed in Rupiah, unless otherwise stated)


18. PERPAJAKAN (Lanjutan)                                   18. TAXATION (Continued)

   c. Ketetapan Pajak (Lanjutan)                               c. Tax Assessments (Continued)

      PT Modern Industrial Estat (MIE)                            PT Modern Industrial Estat (MIE)

      Pada tahun 2025, MIE menerima Surat Ketetapan               In 2025, MIE received Tax Underpayment Assessment
      Pajak Kurang Bayar (SKPKB) tahun pajak 2021 atas            Letters (SKPKB) fiscal year 2021 for corporate
      pajak penghasilan badan sebesar Rp 1.214.889.943.           income tax amounting to Rp 1,214,889,943. In
      MIE menerima Surat Ketetapan Pajak Kurang Bayar             addition,   MIE    received    Tax    Underpayment
      (SKPKB) tahun pajak 2021 untuk pajak penghasilan            Assessment Letters (SKPKB) fiscal year 2021 for
      pasal 4(2), 21, 23 dan pajak pertambahan nilai              income tax article 4(2), 21, 23 and value added tax
      sebesar Rp 1.037.052.295 dan Surat Tagihan Pajak            amounting to Rp 1,037,052,295 and Tax Collection
      (STP) tahun pajak 2021, 2024 dan 2025 untuk pajak           Letters (STP) fiscal year 2021, 2024 and 2025 for
      penghasilan pasal 25 dan pajak pertambahan nilai            income tax article       25 and value added tax
      sebesar Rp 651.458.542.                                     amounting to Rp 651,458,542.

      Pada tahun 2024, MIE menerima Surat Ketetapan               In 2024, MIE received Tax Underpayment Assessment
      Pajak Kurang Bayar (SKPKB) tahun pajak 2019 atas            Letters (SKPKB) fiscal year 2019 for corporate
      pajak penghasilan badan sebesar Rp 344.992.203. MIE         income tax amounting to Rp 344,992,203. In
      menerima Surat Ketetapan Pajak Kurang Bayar                 addition,   MIE    received    Tax     Underpayment
      (SKPKB) tahun pajak 2019 untuk pajak penghasilan            Assessment Letters (SKPKB) fiscal year 2019 for
      pasal 21, 23 dan pajak pertambahan nilai sebesar            income tax article 21, 23 and value added tax
      Rp 140.691.877 dan Surat Tagihan Pajak (STP) tahun          amounting to Rp 140,691,877 and Tax Collection
      pajak 2019, 2022 dan 2024 untuk pajak penghasilan           Letters (STP) fiscal year 2019, 2022 and 2024 for
      pasal 4(2), 21, 23, 25, pajak pertambahan nilai dan         income tax article 4(2), 21, 23, 25, value added tax
      pajak penghasilan badan sebesar Rp 1.385.423.786.           and corporate income tax amounting to Rp
                                                                  1,385,423,786.

      PT The New Industrial Estate (NA)                           PT The New Industrial Estate (NA)

      Pada tahun 2024, NA menerima Surat Tagihan Pajak            In 2024, NA received Tax Collection Letters (“STP”)
      (STP) tahun pajak 2021 pajak penghasilan pasal              fiscal year 2021 for income tax article 4(2), 23 and
      4(2), 23 and pajak pertambahan nilai sebesar                value added tax amounting to Rp 892,140,530.
      Rp 892.140.530.

      PT Modern Asia Hospitaliti (MAH)                            PT Modern Asia Hospitaliti (MAH)

      Pada tahun 2024, MAH menerima Surat Tagihan Pajak           In 2024, MAH received Tax Collection Letters (“STP”)
      (STP) tahun pajak 2024 atas pajak penghasilan pasal         fiscal year 2024 for income tax article 21 amounting
      21 sebesar Rp 200.000.                                      to Rp 200,000.

      PT Modern Panel Indonesia (MPI)                             PT Modern Panel Indonesia (MPI)

      Pada tahun 2025, MPI menerima Surat Tagihan Pajak           In 2025, MPI received Tax Collection Letters (“STP”)
      (STP) tahun pajak 2021 dan 2024 atas Pajak                  for fiscal year 2021 dan 2024 for income tax article
      Pengahasilan (PPh) Pasal 21 sebesar Rp 9.775.338.           21 amounting to Rp 9,775,338.

      Pada tahun 2024, MPI menerima Surat Tagihan Pajak           In 2024, MPI received Tax Collection Letters (“STP”)
      (STP) tahun pajak 2023 dan 2024 atas pajak                  fiscal year 2023 and 2024 fiscal years for income tax
      pengahasilan pasal 21 sebesar Rp 818.165.                   article 21 amounting to Rp 818,165.
Page 274
                                                                     These Consolidated Financial Statements are
                                                                       originally issued in Indonesian language

                                           Ekshibit E/72                                                     Exhibit E/72

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                    PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                  NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                   FOR THE YEAR ENDED
                   31 DESEMBER 2025                                           31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)           (Expressed in Rupiah, unless otherwise stated)


18. PERPAJAKAN (Lanjutan)                                   18. TAXATION (Continued)

   c. Ketetapan Pajak (Lanjutan)                               c. Tax Assessments (Continued)

      PT Terus Maju Perkasa (TMP)                                 PT Terus Maju Perkasa (TMP)

      Pada tahun 2025, TMP menerima Surat Ketetapan               In 2025, TMP received Tax Underpayment Assessment
      Pajak Kurang Bayar (SKPKB) tahun pajak 2023 atas            Letters (“SKPKB”) fiscal year 2023 for income tax
      pajak penghasilan pasal 25 sebesar Rp 1.000.000.            article 25 amounting to Rp1,000,000.

      Pada tahun 2024, TMP menerima Surat Tagihan Pajak           In 2024, TMP received Tax Collection Letters (“STP”)
      (STP) tahun pajak 2022, 2023 dan 2024 atas pajak            fiscal year 2022, 2023 and 2024 for income tax
      penghasilan pasal 21 dan 23 sebesar Rp 1.018.165.           article 21 and 23 amounting to Rp 1,018,165.

      PT Griya Sukamanah Permai (GSP)                             PT Griya Sukamanah Permai (GSP)

      Pada tahun 2025, GSP menerima Surat Tagihan Pajak           In 2025, GSP received several Tax Collection Letters
      (STP) tahun pajak    2020 atas pajak penghasilan            (“STP”) fiscal year 2020 for value added tax,
      pertambahan nilai sebesar Rp 15.360.533.357. GSP            amounting to Rp 15,360,533,357. GSP received STP
      menerima STP pada tahun pajak 2020 atas pajak               fiscal year 2020 for income tax article 4(2), 23 and
      penghasilan pasal 4(2), 23 dan 25 sebesar                   25 amounting to Rp 1,000,000.
      Rp 1.000.000.

      Pada tahun 2024, GSP menerima Surat Tagihan Pajak           In 2024, GSP received several Tax Collection Letters
      (STP) tahun pajak      2024 atas pajak penghasilan          (“STP”) fiscal year 2024 for value added tax,
      pertambahan nilai sebesar Rp         1.000.000. GSP         amounting to Rp 1,000,000. GSP received STP fiscal
      menerima STP pada tahun pajak 2024 atas pajak               year the 2024 fiscal year for income tax article 21
      penghasilan pasal 21 sebesar Rp 100.000.                    amounting to Rp 100,000.

   d. Beban Pajak Final                                        d. Final Tax Expenses

                                           2025                  2024

      Pajak final                                                                                              Final tax
        Perusahaan                        20.333.172.245        12.312.285.846                            The Company
        Entitas anak                       1.482.807.588        10.072.207.760                             Subsidiaries

      Total                               21.815.979.833        22.384.493.606                                     Total
Page 275
                                                                                  These Consolidated Financial Statements are
                                                                                    originally issued in Indonesian language

                                                   Ekshibit E/73                                                          Exhibit E/73

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                              NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                               FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                       31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                       (Expressed in Rupiah, unless otherwise stated)


18. PERPAJAKAN (Lanjutan)                                               18. TAXATION (Continued)

   e. Perhitungan Fiskal                                                   e. Fiscal Computation

      Rekonsiliasi antara laba (rugi) sebelum beban pajak                     A reconciliation between consolidated profit (loss)
      penghasilan konsolidasian menurut laporan laba rugi                     before income tax expense as shown in the
      dan penghasilan komprehensif lain konsolidasian                         consolidated statement of profit or loss and other
      dengan taksiran penghasilan kena pajak serta                            comprehensive income and estimated taxable income
      perhitungan beban pajak kini untuk tahun yang                           and the calculation of current tax expense for the
      berakhir pada tanggal 31 Desember 2025 dan 2024                         years ended 31 December 2025 and 2024 are as
      adalah sebagai berikut:                                                 follows:

                                                31 Desember 2025/       31 Desember 2024/
                                                31 December 2025        31 December 2024

      Laba (rugi) sebelum beban pajak                                                                   Consolidated profit (loss) before
        penghasilan konsolidasian                  250.064.669.701 (       683.124.767.008)                        income tax expense

      Dikurangi:                                                                                                               Deduction:
      (Rugi) laba sebelum pajak penghasilan                                                            (Loss) profit before income tax of
        entitas anak                        (    1.219.425.451.853)         48.584.068.807                                  subsidiaries
      Eliminasi                                     17.354.680.755             426.173.517                                    Elimination

      Rugi sebelum pajak penghasilan                                                                             Loss before income tax
        Perusahaan                          (      952.006.101.397) (      634.114.524.684)                           of the Company

      Ditambah (dikurangi):                                                                                                Add (deduct):
      Penghasilan yang dikenakan pajak
        bersifat final:                                                                                      Income subject to final tax:
        Penjualan real estat                (      308.835.943.880) (      480.164.009.189)                          Real estate sales

        Pendapatan keuangan                 (        4.192.110.097) (       11.761.801.402)                            Finance income
        Pendapatan sewa                     (        5.944.525.668) (        8.566.512.792)                             Rental income
      Beban yang berhubungan dengan
        penghasilan yang dikenakan                                                                           Expenses related to income
        pajak final                              1.270.805.798.713       1.134.481.597.362                         subject to final tax

      Rugi yang dikenakan pajak non-final,                                                                 Loss subject to non-final tax,
        sebelum penyesuaian fiskal         (           172.882.329) (          125.250.705)                      before fiscal correction

      Ditambah:                                                                                                                   Add:
        Jamuan, sumbangan dan                                                                             Entertainment, donation and
          representasi                                 191.650.582             143.638.401                           representation

      Taksiran penghasilan kena pajak                                                                          Estimated taxable income
        Perusahaan                                      18.768.253              18.387.696                               The Company
        Entitas anak                                23.798.145.000          28.431.658.045                                 Subsidiaries

      Total                                         23.816.913.253          28.450.045.741                                       Total

      Taksiran penghasilan kena pajak
        dibulatkan                                                                                 Estimated taxable income rounded off
        Perusahaan                                      18.768.000              18.387.000                               The Company
        Entitas anak                                23.798.145.000          28.431.658.000                                Subsidiaries

      Total                                         23.816.913.000          28.450.045.000                                       Total
Page 276
                                                                                   These Consolidated Financial Statements are
                                                                                     originally issued in Indonesian language

                                                    Ekshibit E/74                                                          Exhibit E/74

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                 PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                               NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                                FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                        31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                        (Expressed in Rupiah, unless otherwise stated)


18. PERPAJAKAN (Lanjutan)                                                18. TAXATION (Continued)

   e. Perhitungan Fiskal (Lanjutan)                                         e. Fiscal Computation (Continued)

      Rekonsiliasi antara laba (rugi) sebelum beban pajak                      A reconciliation between consolidated profit (loss)
      penghasilan konsolidasian menurut laporan laba rugi                      before income tax expense as shown in the
      dan penghasilan komprehensif lain konsolidasian                          consolidated statement of profit or loss and other
      dengan taksiran penghasilan kena pajak serta                             comprehensive income and estimated taxable income
      perhitungan beban pajak kini untuk tahun berakhir                        and the calculation of current tax expense for the
      pada tanggal 31 Desember 2025 dan 2024 adalah                            years ended 31 December 2025 and 2024 are as
      sebagai berikut: (Lanjutan)                                              follows: (Continued)

                                                 31 Desember 2025/       31 Desember 2024/
                                                 31 December 2025        31 December 2024

      Beban pajak penghasilan tahun                                                                                      Tax expense for
        berjalan                                                                                                       the current year
        Perusahaan                                        4.128.960               4.045.140                              The Company
        Entitas anak                                  5.235.591.900           7.418.021.706                                Subsidiaries


      Beban pajak penghasilan kini menurut                                                               Current income tax expense per
        laporan laba rugi dan penghasilan                                                   Consolidated statement of profit or loss and
        komprehensif lain konsolidasian               5.239.720.860           7.422.066.846                other comprehensive income

      Dikurangi pajak penghasilan dibayar                                                                   Less prepayments of income
        di muka:                                                                                                               taxes:
        Perusahaan                                        1.405.750               1.883.000                             The Company
        Entitas anak                                  2.226.629.279           4.743.307.512                               Subsidiaries

      Total pajak dibayar di muka                     2.228.035.029           4.745.190.512          Total prepayments of income taxes

      Taksiran utang pajak penghasilan –                                                                Estimated income tax payable –
        Pasal 29                                                                                                           Article 29
        Perusahaan                                        2.723.210               2.162.140                            The Company
        Entitas anak – Belum terbayarkan
         dari tahun sebelumnya                        2.651.677.772           2.674.714.194        Subsidiaries – Unpaid from prior year

      Total                                           2.654.400.982           2.676.876.334                                      Total


      Total taksiran klaim pajak
        penghasilan tahun berjalan                                                                         Total estimated claim for tax
                                                                                                                    refund for the year
        Saldo awal tahun                     (        1.152.313.736) (        1.152.313.736)              Beginning balance for the year
        Penambahan                                    1.500.000.000              -                                            Additional

      Taksiran klaim pajak penghasilan –                                                                        Estimated claim for tax
       saldo akhir                           (        2.652.313.736) (        1.152.313.736)                   refund – ending balance
Page 277
                                                                                                                   These Consolidated Financial Statements are
                                                                                                                     originally issued in Indonesian language

                                                                    Ekshibit E/75                                                                                           Exhibit E/75

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                                             PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                                                           NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                                                            FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                                                    31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                                                    (Expressed in Rupiah, unless otherwise stated)


18. PERPAJAKAN (Lanjutan)                                                                           18. TAXATION (Continued)

   f. Aset (Liabilitas) Pajak Tangguhan                                                                 f. Deferred Tax Assets (Liabilities)
                                                                                                                             Selisih kurs
                                                                                                                                 karena
                                                                                                                             penjabaran
                                                                                                     Dikreditkan ke             laporan
                                                                                (Dibebankan)           penghasilan            keuangan/
                                                                                dikreditkan ke        komprehensif             Exchange
                                     31 Desember                                   laba rugi/              lain/            differences on           31 Desember
                                        2024/                                     (Charged)         Credited to other       translation of              2025/
                                     31 December          Penyesuaian/           credited to         comprehensive             financial             31 December
                                         2024              Adjustment            profit or loss          income               statement                  2025
      Aset pajak tangguhan                                                                                                                                                Deferred tax assets
      Entitas anak                                                                                                                                                               Subsidiaries
      Penyisihan imbalan kerja                                                                                                                                                   Provision for
         karyawan                       524.735.584             -                   68.999.320            37.393.842              -                     631.128.746       employee benefits
      Cadangan kerugian                                                                                                                                                         Allowance for
         penurunan nilai                804.865.595             -                  397.989.041             -                      -                   1.202.854.636         impairment loss
      Kerugian fiskal                 6.878.790.590 (      3.014.558.789) (        291.765.430 )           -                      -                   3.572.466.371                 Fiscal loss

      Sub-total                       8.208.391.769 (      3.014.558.789)          175.222.931            37.393.842              -                   5.406.449.752                   Sub-total

      Liabilitas pajak                                                                                                                                                           Deferred tax
         tangguhan                                                                                                                                                                 liabilities
      Entitas anak                                                                                                                                                                 Subsidiaries
      Penyisihan imbalan kerja                                                                                                                                                     Provision for
         karyawan                       384.255.744             -                   52.303.435 (          15.097.893 )            -                     421.461.286       employee benefits
      Pendapatan bunga         (     81.472.641.915 )           -                     -                    -           (     3.125.420.000) (        84.598.061.915)           Interest income
      Cadangan kerugian                                                                                                                                                          Allowance for
         penurunan nilai                   -                    -                      -                   -                      -                        -                 impairment loss
                                                                                                                                                                               Depreciation of
                                                                                                                                                                         property, plant and
      Penyusutan aset tetap      (    4.514.434.777 )           -           (       41.134.086 )           -                      -          (        4.555.568.863)              equipment

      Sub-total                  (   85.602.820.948 )           -                   11.169.349 (          15.097.893 ) (     3.125.420.000) (        88.732.169.493 )                 Sub-total

      Liabilitas pajak                                                                                                                                                            Deferred tax
         tangguhan – Bersih      (   77.394.429.179 ) (    3.014.558.789)          186.392.280            22.295.949 (       3.125.420.000) (        83.325.719.740 )        liabilities – Net

                                                                                                       (Dibebankan)          Selisih kurs
                                                                                                      dikreditkan ke             karena
                                                                                                        penghasilan          penjabaran
                                                                                                       komprehensif             laporan
                                                                                   Dikreditkan               lain/            keuangan/
                                                                                (dibebankan) ke          (Charged)             Exchange
                                     31 Desember                                    laba rugi/          credited to         differences on           31 Desember
                                        2023/                                       Credited                other           translation of              2024/
                                     31 December          Penyesuaian/            (charged) to        comprehensive            financial             31 December
                                         2023              Adjustment             profit or loss           income             statement                  2024
      Aset pajak tangguhan                                                                                                                                                 Deferred tax assets
      Entitas anak                                                                                                                                                                 Subsidiaries
      Penyisihan imbalan kerja                                                                                                                                                     Provision for
         karyawan                       408.554.144             -                    91.472.417            24.709.024              -                     524.735.584      employee benefits
      Cadangan kerugian                                                                                                                                                           Allowance for
         penurunan nilai                347.265.595             -                   457.600.000             -                      -                     804.865.595        impairment loss
      Kerugian fiskal                 7.754.573.374             -           (       875.782.785 )           -                      -                   6.878.790.590               Fiscal loss

      Sub-total                       8.510.393.113             -           (       326.710.368 )          24.709.024              -                   8.208.391.769                   Sub-total

     Liabilitas pajak                                                                                                                                                             Deferred tax
        tangguhan                                                                                                                                                                 liabilities
      Entitas anak                                                                                                                                                                 Subsidiaries
      Penyisihan imbalan kerja                                                                                                                                                     Provision for
         karyawan                       383.858.874             -                    78.610.232 (          78.213.362 )                   -              384.255.744      employee benefits
      Pendapatan bunga         (     77.712.055.915 )           -                     -                     -           (     3.760.586.000) (        81.472.641.915)          Interest income
      Cadangan kerugian                                                                                                                                                          Allowance for
         penurunan nilai                 18.998.060             -           (        18.998.060 )           -                      -                                -       impairment loss
                                                                                                                                                                                Depreciation of
                                                                                                                                                                         property, plant and
      Penyusutan aset tetap      (    4.473.300.691 )           -           (        41.134.086 )           -                      -             (     4.514.434.777)            equipment

      Sub-total                  (   81.782.499.672 )           -                    18.478.086 (          78.213.362 ) (     3.760.586.000) (        85.602.820.948 )                 Sub-total

      Liabilitas pajak                                                                                                                                                            Deferred tax
        tangguhan – Bersih       (   73.272.106.559 )           -           (       308.232.282 ) (        53.504.338 ) (     3.760.586.000) (       77.394.429.179 )         liabilities –Net
Page 278
                                                                                             These Consolidated Financial Statements are
                                                                                               originally issued in Indonesian language

                                                          Ekshibit E/76                                                               Exhibit E/76

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                          PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                                        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                                         FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                                 31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                                 (Expressed in Rupiah, unless otherwise stated)


18. PERPAJAKAN (Lanjutan)                                                         18. TAXATION (Continued)
   f. Aset (Liabilitas) Pajak Tangguhan (Lanjutan)                                   f. Deferred Tax Assets (Liabilities) (Continued)
      Pajak tangguhan dihitung berdasarkan pengaruh dari                                Deferred tax is calculated based on temporary
      perbedaan temporer antara jumlah tercatat aset dan                                differences between the carrying amounts of assets
      liabilitas pada laporan keuangan konsolidasian dengan                             and liabilities in the consolidated financial
      dasar pengenaan pajak aset dan liabilitas.                                        statements and the tax bases of assets and liabilities.

19. LIABILITAS IMBALAN KERJA KARYAWAN                                             19. EMPLOYEE BENEFITS LIABILITY
   Grup mengakui liabilitas imbalan kerja yang sesuai                                The Group recognised employee benefits liabilities in
   dengan Peraturan Pemerintah No. 35 Tahun 2021                                     accordance with Government Regulation No. 35 Year
   (PP 35/2021) yang menerapkan pengaturan Peraturan                                 2021 (PP 35/2021) that implement the provision of
   Pemerintah     Pengganti    Undang-Undang    (Perppu)                             Government Regulation in Lieu of Law (“Perppu”)
   No. 2/2022 tentang Cipta Kerja. Perppu Cipta Kerja                                No. 2/2022 on Job Creation. Perppu Cipta Kerja
   No. 2/2022 telah ditetapkan menjadi Undang-Undang                                 No. 2/2022 has been enacted into law on 31 March
   pada tanggal 31 Maret 2023 berdasarkan Undang- Undang                             2023, based on Law No. 6 of 2023.
   No. 6 Tahun 2023.
   Penyisihan imbalan kerja pada tanggal 31 Desember 2025                            The provision for employee benefits as of 31 December
   dan 2024, merupakan estimasi manajemen berdasarkan                                2025 and 2024, were estimated by management based on
   perhitungan aktuaris yang dilakukan oleh KKA Riana &                              the actuarial calculations prepared by KKA Riana &
   Rekan, sesuai laporan aktuaris pada tanggal 16 Maret                              Rekan, based on actuarial report dated 16 March 2026
   2026 dan 19 Maret 2025 dengan menggunakan metode                                  and 19 March 2025 using the “Projected Unit Credit”
   “Projected Unit Credit”.                                                          method.
   a. Beban Imbalan Kerja Bersih                                                    a. Net Employee Benefits Expense
                                                             2025                       2024

      Beban jasa kini                                         7.043.996.513               7.545.310.136                            Current service cost
      Beban bunga                                             3.403.988.503               3.318.248.673                                   Interest cost
      Beban jasa lalu                               (         1.854.527.643 ) (             283.819.267 )                             Past service cost
      Keuntungan aktuaria                           (           278.690.275 ) (              70.736.134 )                               Actuarial gain

      Beban imbalan kerja bersih                              8.314.767.098              10.509.003.408                Net employee benefits expense

      Keuntungan aktuarial yang dibebankan ke laba rugi                                  Actuarial gain which were charged to profit or loss
      disebabkan oleh perubahan faktor-faktor sebagai                                    are caused by changes in the following factors:
      berikut:
                                                             2025                      2024

      Penyesuaian pengalaman                                     143.473.693 (             62.982.541 )                         Experience adjustment
      Perubahan asumsi keuangan                                  154.184.478 (              7.753.593 )                 Change in financial assumptions

      Keuntungan (kerugian) aktuarial                            297.658.171 (             70.736.134 )                           Actuarial gain (loss)

   b. Liabilitas Imbalan Kerja                                                       b. Employee Benefits Liability
                                                        31 Desember 2025/          31 Desember 2024/
                                                        31 December 2025           31 December 2024

      Nilai kini liabilitas imbalan kerja                    53.772.160.654              53.370.404.592             Present value of benefit obligation

      Mutasi liabilitas         imbalan     kerja       adalah    sebagai                Movements in the employee benefits liability are as
      berikut:                                                                           follows:
                                                             2025                       2024

      Saldo awal                                             53.370.404.592              52.519.992.755                             Beginning balance
      Beban imbalan kerja bersih                              8.314.767.098              10.509.003.408                 Net employee benefits expense
      Pembayaran manfaat                            (         5.924.754.756 ) (           3.172.187.168 )                           Benefit payments
      Keuntungan aktuaria                           (         1.988.256.280 ) (           6.486.402.936 )                               Actuarial gain
      Lain-lain                                                 -             (                   1.467 )                                      Others

      Saldo akhir                                            53.772.160.654              53.370.404.592                                 Ending balance
Page 279
                                                                                These Consolidated Financial Statements are
                                                                                  originally issued in Indonesian language

                                                Ekshibit E/77                                                           Exhibit E/77

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                              PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                            NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                             FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                     31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                     (Expressed in Rupiah, unless otherwise stated)


19. LIABILITAS IMBALAN KERJA KARYAWAN (Lanjutan)                      19. EMPLOYEE BENEFITS LIABILITY (Continued)

   b. Liabilitas Imbalan Kerja (Lanjutan)                                b. Employee Benefits Liability (Continued)

      Keuntungan    aktuarial    yang    dibebankan ke                      Actuarial gain which were charged to other
      penghasilan komprehensif lain disebabkan oleh                         comprehensive income are caused by changes in the
      perubahan faktor-faktor sebagai berikut:                              following factors:

                                                  2025                    2024

      Penyesuaian pengalaman             (        3.556.899.533 ) (       5.578.734.463 )                      Experience adjustment
      Perubahan asumsi keuangan                   1.568.643.253 (           907.668.473 )              Change in financial assumptions

      Keuntungan aktuarial               (        1.988.256.280 ) (       6.486.402.936 )                              Actuarial gain

      Asumsi utama yang digunakan dalam menghitung                          The principal assumptions used in determining
      liabilitas imbalan kerja adalah sebagai berikut:                      employee benefits liability are as follows:

                                             31 Desember 2025/        31 Desember 2024/
                                             31 December 2025         31 December 2024

      Tingkat diskonto                             6,50%                    7,00%                                       Discount rates
      Tingkat kenaikan gaji per tahun             5% - 10%                    10%                               Annual salary increase
      Umur pensiun                                   55                        55                                     Retirement age
      Tingkat pengunduran diri                   0 – 5% p.a               0 – 5% p.a                                   Turnover rates
      Tingkat kematian                           100% TMI4                100% TMI4                                    Mortality rates
      Tingkat kenaikan cacat                      5% TMI4                  5% TMI4                                     Disability rates

      Analisis sensitivitas dibawah telah ditentukan                       The sensitivity analysis below has been determined
      berdasarkan     kemungkinan       perubahan   yang                   based on reasonably possible changes of each
      memungkinkan untuk setiap asumsi yang signifikan                     significant assumption on the present value of the
      atas nilai kini liabilitas imbalan kerja pada akhir                  defined benefit obligation as of the end of the
      periode pelaporan, perkiraan seluruh asumsi lain                     reporting period, assuming all other assumptions
      digunakan secara tetap:                                              were held constant:

                                             31 Desember 2025/        31 Desember 2024/
                                             31 December 2025         31 December 2024

      Tingkat diskonto:                                                                                                 Discount rates:
         Kenaikan 1%                             51.676.352.594            48.058.387.951                             Increase by 1%
         Penurunan 1%                            58.115.104.899            54.235.438.298                            Decrease by 1%

      Tingkat kenaikan gaji per tahun:                                                                         Annual salary increase:
         Kenaikan 1%                             58.128.286.138            56.047.021.395                            Increase by 1%
         Penurunan 1%                            51.603.464.773            50.267.136.342                           Decrease by 1%

      Tabel di bawah adalah analisis jatuh tempo atas                       Shown below is the maturity analysis of the
      pembayaran manfaat yang tidak didiskontokan pada                      undiscounted benefit payments as of 31 December
      tanggal 31 Desember 2025 dan 2024:                                    2025 and 2024:
                                             31 Desember 2024/        31 Desember 2023/
                                             31 December 2024         31 December 2023

      Dalam 12 bulan berikutnya                   4.901.854.109             7.654.153.617                   Within the next 12 months
      Antara 2 dan 5 tahun                       40.342.210.132            36.778.701.248                       Between 2 and 5 years
      Antara 5 dan 10 tahun                      39.993.304.521            45.419.596.617                      Between 5 and 10 years
      Lebih dari 10 Tahun                       232.849.948.463           257.259.229.075                          More than 10 years

      Durasi rata-rata atas kewajiban imbalan kerja pada                   The average duration of the defined benefit
      31 Desember 2025 dan 2024 adalah 6,10 - 13,89 dan                    obligation at 31 December 2025 and 2024 are
      4,4 – 14,22 tahun.                                                   between 6.10 – 13.89 and 4.4 – 14.22 years.
Page 280
                                                                              These Consolidated Financial Statements are
                                                                                originally issued in Indonesian language

                                                Ekshibit E/78                                                         Exhibit E/78

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                          PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                         FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                 31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                 (Expressed in Rupiah, unless otherwise stated)


20. UTANG OBLIGASI                                                20. BONDS PAYABLE

                                             31 Desember 2025/    31 Desember 2024/
                                             31 December 2025     31 December 2024

   Pihak ketiga                                                                                                       Third parties
   Dalam Dolar AS                                                                                                       In US Dollar
   Guranteed Senior Notes due 2027            4.606.768.187.563           -                        Guranteed Senior Notes due 2027
   Amended and Restated Guaranteed Senior                                                         Amended and Restated Guaranteed
     Notes due 30 April 2027                         -             3.551.271.739.096                Senior Notes due 30 April 2027
   Amended and Restated Guaranteed Senior                                                         Amended and Restated Guaranteed
     Notes due 30 June 2025                          -             2.131.961.951.300                Senior Notes due 30 June 2025
   2024 PIK Interest Notes                           -               312.827.476.034                         2024 PIK Interest Notes
   2021 PIK Interest Notes                           -               167.735.345.644                         2021 PIK Interest Notes

   Total                                      4.606.768.187.563    6.163.796.512.074                                        Total

   Bagian jangka panjang yang jatuh tempo                                                                   Current portion of long-
     dalam waktu satu tahun                          -             2.299.697.296.944                         term bond payables

   Utang obligasi jangka panjang – setelah
     dikurangi bagian yang jatuh tempo                                                                   Long-term bond payables -
     dalam waktu satu tahun                   4.606.768.187.563    3.864.099.215.130                       net of current portion

  Guranteed Senior Notes due 2027                                    Guranteed Senior Notes due 2027

   Pada bulan Desember 2024, Grup mengajukan                         In December 2024, the Group made an application to the
   permohonan kepada Pengadilan Tinggi Singapura untuk               Singapore High Court to restructure MLO and JGCV
   merestrukturisasi MLO dan JGCV Amended and Restated               Amended and Restated Guaranteed Senior Notes and
   Guaranteed Senior Notes dan Paymenet-in-Kind (PIK)                Paymenet-in-Kind (PIK) Interest Notes (“Old Notes”).
   Interest Notes (“Surat Utang LamaOld Notes”). MLO dan             MLO and JGCV proposed a scheme of arrangement with
   JGCV mengajukan skema penyelesaian dengan para                    the holders of the Old Notes (“Scheme Creditors”) as of
   pemegang Surat Utang Lama (“Scheme Creditors”) pada               23 December 2024 which was then approved on
   tanggal 23 Desember 2024 yang kemudian disetujui pada             24 December 2024.
   tanggal 24 Desember 2024.

  Berdasarkan skema penyelesaian, Old Notes termasuk                  Based on the scheme of arrangement, the Old Notes
  bunga yang belum dibayar akan diselesaikan sebagai                  including any unpaid interest shall be settled as follows:
  berikut:
  • MLO dan JGCV akan melakukan pembayaran tunai                      •   MLO and JGCV shall make a cash payment to the
     kepada para Scheme Creditors (“Cash payout”).                        scheme creditors (the “Cash Payout”). The Cash
     Pembayaran Tunai akan dilakukan dalam satu kali                      Payout shall be made in one installment on the
     angsuran pada Tanggal Efektif Restrukturisasi;                       Restructuring Effective Date;
  • MLO     dan     JGCV    akan     melaksanakan,  atau              •   MLO and JGCV shall execute, or procure the
     mendapatkan pelaksanaan, pertukaran Old Notes                        execution of, the exchange of the Old Notes for
     dengan New Notes (“Penukaran Surat Utang”),                          New Notes (the “Notes Exchange”), under which
     dimana setiap Scheme Creditors akan menerima New                     each Scheme Creditor shall receive New Notes. The
     Notes. Penukaran Surat Utang akan dilaksanakan pada                  Note Exchange will be executed on the
     Tanggal Efektif Restrukturisasi; dan                                 Restructuring Effective Date; and
  • Pada Tanggal Efektif Restrukturisasi, seluruh                     •   On the Restructuring Effective Date, all obligations
     kewajiban Grup kepada Scheme Creditors sehubungan                    of the Group to the Scheme Creditors in respect of
     dengan Old Notes akan dilepaskan dan dibebaskan                      the Old Notes shall be fully released and
     sepenuhnya.                                                          discharged.
Page 281
                                                                                                 These Consolidated Financial Statements are
                                                                                                   originally issued in Indonesian language

                                                              Ekshibit E/79                                                                           Exhibit E/79

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                            PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                                          NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                                           FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                                   31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                                   (Expressed in Rupiah, unless otherwise stated)


20. UTANG OBLIGASI (Lanjutan)                                                       20. BONDS PAYABLE (Continued)

   Guranteed Senior Notes due 2027 (Lanjutan)                                          Guranteed Senior Notes due 2027 (Continued)

   Cash Payout dan penerbitan                        New       Notes      akan         Cash Payout and issuance of New Notes shall be
   dilaksanakan sebagai berikut:                                                       executed as follows:

                                                                              MLO                                               JGCV

         Cash Payout (CP)                                CP = 18/100 x Old Notes                          CP = 10/100 x Old Notes
         New Notes (NN)                                  NN = 62/100 x Old Notes                          NN = 76/100 x Old Notes
         New Notes (NN)                                  NN = ISC*                                        NN = ISC*

   * bunga yang belum dibayar sampai dengan 23 Desember 2024. Seluruh bunga tidak      * unpaid interest until 23 December 2024. All interest will no longer accrue on the
     akan timbul lagi pada Old Notes mulai tanggal 23 Desember 2024.                     Old Notes from 23 December 2024.


   Pada tanggal 26 Maret 2025, telah diterbitkan Notes baru                            On 26 March 2025, a new Note has been issued issued in
   akan diterbitkan dalam denominasi USD 200.000 dan                                   denominations of USD 200,000 and integral multiples of
   kelipatan integral dari USD 1.00 dan setiap Scheme                                  USD 1,00 thereof and each Scheme Creditor shall receive
   Creditor akan menerima haknya atas New Notes yang                                   their entitlement to New Notes rounded down to the
   dibulatkan ke bawah ke bilangan bulat terdekat. Obligasi                            nearest whole number. The Notes will mature on
   akan jatuh tempo pada tanggal 30 April 2027.                                        30 April 2027.

   Obligasi tersebut akan jatuh tempo pada tanggal                                     The Notes will mature on 30 April 2027. The Notes will
   30 April 2027. Obligasi akan dikenakan bunga terdiri dari                           bear interest consist of cash interest and PIK Toogle
   bunga tunai dan bunga PIK Toggle masing-masing sebesar                              interest at the rate of 3% per annum, respectively.
   3% per tahun.

   Bunga akan dilunasi setiap enam bulan pada setiap                                   Interest will be payable semi-annually in arrears on each
   tanggal pembayaran bunga, dimulai pada tanggal                                      interest payment date, commencing on 30 April 2023 for
   30 April 2025 untuk pembayaran Bunga Tunai. Setiap                                  payments of Cash Interest. Any interest referred to as
   bunga yang disebut sebagai Bunga Tunai harus dibayar                                Cash Interest must be paid in cash. In respect of PIK
   secara tunai. Sehubungan dengan Bunga PIK Toggle, MLO                               Toggle Interest, MLO will irrevocably notify the Trustee,
   akan memberikan pemberitahuan yang tidak dapat                                      the Agents and the Holders in writing at least ten
   ditarik kembali kepada Wali Amanat, Agen dan                                        business days before each interest payment date of the
   Pemegang secara tertulis selambat-lambatnya sepuluh                                 amount of PIK Toggle Interest to be paid in cash and the
   hari kerja sebelum setiap tanggal pembayaran bunga                                  amount of PIK Toggle Interest to be paid through the
   tentang jumlah Bunga PIK Toggle yang harus dibayar                                  issuance of Additional Notes, and the applicable
   tunai dan besarnya Bunga PIK Toggle yang harus dibayar                              payment of PIK Toggle Interest must be paid using that
   melalui penerbitan Additional Notes, dan pembayaran                                 method on such interest payment date.
   Bunga PIK Toggle yang berlaku harus dibayar dengan
   menggunakan metode tersebut pada tanggal pembayaran
   bunga tersebut.

   Pada tanggal 31 Desember 2025, saldo Guranteed Senior                               As of 31 December 2025, outstanding balance of
   Notes due 2027      adalah sebesar USD 274.506.506                                  Guranteed Senior Notes due 2027 amounted to
   (termasuk dampak penggunaan metode bunga efektif                                    USD 274,506,506 (including the effect of using effective
   sebesar USD 4.798.439 pada tanggal 31 Desember 2025).                               interest method amounting to USD 4,798,439 as of
                                                                                       31 December 2025).
Page 282
                                                                       These Consolidated Financial Statements are
                                                                         originally issued in Indonesian language

                                            Ekshibit E/80                                                      Exhibit E/80

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)            (Expressed in Rupiah, unless otherwise stated)


20. UTANG OBLIGASI (Lanjutan)                                20. BONDS PAYABLE (Continued)

   Guranteed Senior Notes due 2027 (Lanjutan)                   Guranteed Senior Notes due 2027 (Continued)

   Amended and Restated Guaranteed Senior Notes due             The Amended and Restated Guaranteed Senior Notes
   2027 juga membatasi Grup untuk, antara lain:                 due 2027 also limit the ability of the Group to, among
                                                                other things:
   a. menambah utang dan menerbitkan saham preferen;            a. incur additional indebtedness and issue preferred
                                                                   stock;
   b. melakukan investasi atau membatasi pembayaran             b. make investments or other specified restricted
      tertentu lainnya;                                            payments;
   c. menimbulkan, mengambil alih, atau membiarkan              c. incur, assume or permit to exist any Lien of any
      adanya Hak Gadai dalam bentuk apa pun atas                   nature whatsoever on the Security (other than
      Jaminan (selain Hak Gadai yang Diizinkan);                   Permitted Liens);
   d. melakukan Transaksi Penjualan dan Sewa Kembali;           d. enter into a Sale and Leaseback Transaction;
   e. mengadakan perjanjian yang membatasi kemampuan            e. enter into agreements that restrict the restricted
      entitas anak tertentu untuk membayar dividen dan             subsidiaries’ ability to pay dividends and transfer
      mentransfer aset atau memberikan pinjaman antar-             assets or make inter-company loans;
      perusahaan;
   f. menerbitkan atau menjual saham entitas anak               f. issue or sell capital stock of restricted subsidiaries;
      tertentu;
   g. memberikan jaminan entitas anak tertentu;                 g. issue guarantees by restricted subsidiaries;
   h. melakukan transaksi dengan pemegang saham atau            h. enter into transactions with equity holders or
      afiliasi;                                                    affiliates;
   i. melakukan perubahan pengendalian;                         i. Make change of control;
   j. menjual aset;                                             j. sell assets;
   k. membeli Surat Utang tersebut melalui Lelang               k. purchase the Notes through a Reverse Dutch
      Terbalik;                                                    Auction;
   l. menjalankan kegiatan usaha lain; dan                      l. engage in different business activities; and
   m. melakukan konsolidasi atau merger.                        m. effect a consolidation or merger.

   Perjanjian diatas tunduk pada sejumlah kualifikasi           These covenants stated above are subject to
   penting dan pengecualian.                                    a number of important qualifications and exceptions.

   Amended and Restated Guaranteed Senior Notes dijamin         The Guranteed Senior Notes due 2027 are secured by
   oleh berbagai Tanah untuk Pengembangan (Catatan 9)           various Land for Development (Note 9) of:
   berupa:
   a. Perusahaan;                                               a. the Company;
   b. PT Mitra Sindo Sukses;                                    b. PT Mitra Sindo Sukses;
   c. PT Pertiwi Development;                                   c. PT Pertiwi Development;
   d. PT Bekasi Development;                                    d. PT Bekasi Development;
   e. PT Mitra Sindo Makmur.                                    e. PT Mitra Sindo Makmur.


   Amended and Restated Guaranteed Senior Notes                 Amended and Restated Guaranteed Senior Notes

   Amended and Restated Guaranteed Senior Notes due             Amended and Restated Guaranteed Senior Notes due
   30 April 2027                                                30 April 2027

   Pada tanggal 15 Desember 2021, telah diterbitkan Notes       On 15 December 2021, a new Note has been issued by
   baru oleh MLO dengan nilai pokok USD 268.480.678 yang        MLO in the principal amount of USD 268,480,678
   mewakili seluruh jumlah yang jatuh tempo dan terutang        representing all amounts due and payable under the
   berdasarkan Guaranteed Senior Notes due 2024 sejak           Guaranteed Senior Notes due 2024 as of the effective
   tanggal efektif (“Amended and Restated Guaranteed            date (“Amended and Restated Guaranteed Senior Notes
   Senior Notes due 30 April 2027”). Dengan diterbitkannya      due 30 April 2027”). Upon issuance of such new Note on
   Notes baru tersebut pada tanggal efektif, Guaranteed         the effective date, the Guaranteed Senior Notes due
   Senior Notes due 2024 dibatalkan atau batal seluruhnya.      2024 were cancelled or voided in their entirety.
Page 283
                                                                         These Consolidated Financial Statements are
                                                                           originally issued in Indonesian language

                                              Ekshibit E/81                                                      Exhibit E/81

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                       PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                     NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                      FOR THE YEAR ENDED
                   31 DESEMBER 2025                                              31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)              (Expressed in Rupiah, unless otherwise stated)


20. UTANG OBLIGASI (Lanjutan)                                 20. BONDS PAYABLE (Continued)

   Amended and Restated Guaranteed Senior Notes                   Amended and Restated Guaranteed Senior Notes
   (Lanjutan)                                                     (Continued)

   Amended and Restated Guaranteed Senior Notes due               Amended and Restated Guaranteed Senior Notes due
   30 April 2027 (Lanjutan)                                       30 April 2027 (Continued)

   Obligasi baru tersebut akan jatuh tempo pada tanggal           The new Notes will mature on 30 April 2027 and will
   30 April 2027 dan dikenakan bunga per tahun sebagai            bear interest per annum as follows:
   berikut:

                       Periode/                   Bunga Tunai/      Bunga PIK Toggle/         Total bunga/
                        Period                    Cash Interest     PIK Toggle Interest      Total interest

                   1 - 12 bulan/months                0,0%                  3,0%                   3,0%
                  13 - 24 bulan/months                1,0%                  3,0%                   4,0%
                  25 - 36 bulan/months                2,0%                  3,0%                   5,0%
             37 bulan sampai 30 April 2027/           3,0%                  3,0%                   6,0%
               37 months to 30 April 2027

   Bunga akan dilunasi setiap enam bulan pada setiap              Interest will be payable semi-annually in arrears on each
   tanggal pembayaran bunga, dimulai pada tanggal                 interest payment date, commencing on 30 April 2022 for
   30 April 2022 untuk pembayaran Bunga PIK Toggle dan            payments of PIK Toggle Interest and on 30 April 2023 for
   pada tanggal 30 April 2023 untuk pembayaran Bunga              payments of Cash Interest. Any interest referred to as
   Tunai. Setiap bunga yang disebut sebagai Bunga Tunai           Cash Interest must be paid in cash. In respect of interest
   harus dibayar secara tunai. Sehubungan dengan bunga            to be paid as PIK Toggle Interest, MLO will irrevocably
   yang harus dibayar sebagai Bunga PIK Toggle, MLO akan          notify the Trustee, the Agents and the Holders in
   memberikan pemberitahuan yang tidak dapat ditarik              writing at least ten business days before each interest
   kembali kepada Wali Amanat, Agen dan Pemegang secara           payment date of the amount of PIK Toggle Interest to be
   tertulis selambat-lambatnya sepuluh hari kerja sebelum         paid in cash and the amount of PIK Toggle Interest to be
   setiap tanggal pembayaran bunga tentang jumlah Bunga           paid through the issuance of 2024 PIK Interest Notes,
   PIK Toggle yang harus dibayar tunai dan besarnya Bunga         and the applicable payment of PIK Toggle Interest must
   PIK Toggle yang harus dibayar melalui penerbitan 2024          be paid using that method on such interest payment
   PIK Interest Notes, dan pembayaran Bunga PIK Toggle            date.
   yang berlaku harus dibayar dengan menggunakan metode
   tersebut pada tanggal pembayaran bunga tersebut.

   2024 PIK Interest Notes jatuh tempo pada tanggal               2024 PIK Interest Notes are due on 30 April 2027 and are
   30 April 2027 dan dikenakan tingkat bunga yang sama            subject to interest rate same with the Amended and
   dengan Amended and Restated Guaranteed Senior Notes            Restated Guaranteed Senior Notes due 30 April 2027.
   due 30 April 2027.

   Pada tanggal 14 Maret 2022, MLO memberikan                     On 14 March 2022, MLO made an offer to eligible
   penawaran kepada pemegang yang berhak atas                     holders of its USD 268,480,678 Amended and Restated
   USD 268.480.678 Amended and Restated Guaranteed                Guaranteed Senior Notes due 30 April 2027 to tender
   Senior Notes due 30 April 2027 untuk menawarkan Notes          such Notes for purchase on a pro rata basis by MLO for
   tersebut untuk dibeli secara pro rata oleh MLO secara          cash, at a price determined pursuant to a Reverse Dutch
   tunai, dengan harga yang ditentukan berdasarkan                Auction.
   Reverse Dutch Auction.
Page 284
                                                                     These Consolidated Financial Statements are
                                                                       originally issued in Indonesian language

                                            Ekshibit E/82                                                    Exhibit E/82

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                    PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                  NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                   FOR THE YEAR ENDED
                   31 DESEMBER 2025                                           31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)           (Expressed in Rupiah, unless otherwise stated)


20. UTANG OBLIGASI (Lanjutan)                               20. BONDS PAYABLE (Continued)

   Amended and Restated Guaranteed Senior Notes                Amended and Restated Guaranteed Senior Notes
   (Lanjutan)                                                  (Continued)

   Amended and Restated Guaranteed Senior Notes due            Amended and Restated Guaranteed Senior Notes due
   30 April 2027 (Lanjutan)                                    30 April 2027 (Continued)

   Pada tanggal 28 Maret 2022, Perusahaan dan MLO              On 28 March 2022, the Company and MLO announced the
   mengumumkan hasil penawaran dimana sejumlah                 result of the offer wherein a total of USD 54,544,584
   USD 54.544.584 Notes diterima dan dibeli kembali            Notes were accepted and repurchased for a total
   dengan total harga pembelian sebesar USD 25.635.954.        purchase price of USD 25,635,954. As a result of the
   Sebagai hasil dari transaksi tersebut, MLO membayar         transaction, MLO paid the USD 54,544,584 Amended and
   USD 54.544.584 Amended and Restated Guaranteed              Restated Guaranteed Senior Notes due 30 April 2027
   Senior Notes due 30 April 2027 ditambah dengan bunga        plus accrued and unpaid interest and recognized income
   yang masih harus dibayar dan belum dibayar serta            from redemption of bonds payable amounting to
   mengakui pendapatan dari penebusan utang obligasi           Rp 437,797,198,826 and incurred redemption expenses
   sejumlah Rp 437.797.198.826 dan biaya penebusan             amounting to Rp 5,642,295,260 for the years ended
   sebesar Rp 5.642.295.260 untuk tahun yang berakhir          31 December 2022.
   pada tanggal 31 Desember 2022.

   Pada tanggal 30 April 2024 dan 30 Oktober 2024, MLO         On 30 April 2024 and 30 October 2024, MLO paid the PIK
   melakukan pembayaran PIK Toggle Interest melalui            Toggle Interest through issuance of 2024 PIK Interest
   penerbitan 2024 PIK Interest Notes masing-masing            Notes amounting to USD 3,392,816 and USD 3,443,708,
   sebesar USD 3.392.816 dan USD 3.443.708.                    respectively.

   Pada tanggal 27 Maret 2025, Perusahaan telah melakukan      On 27 March 2025, the Company paid Notes and PIK
   pembayaran untuk Notes dan PIK Toggle Interest 2027         Toggle Interest 2027 amounted to USD 23,302,429 with
   sebesar USD 23.302.429 dengan rincian sebagai berikut:      details as follows:

   a. Pembayaran Notes 2027 sebesar USD 21.393.609             a. Payment Notes 2027 amounted USD 21,393,609
   b. Pembayaran PIK Toggle Interest 2027 USD 1.908.820        b. Payment PIK Toggle Interest 2027 USD 1,908,820

   Pada tanggal 31 Desember 2025 dan 2024, saldo               As of 31 December 2025 and 2024 outstanding balance
   Amended and Restated Guaranteed Senior Notes due 30         of Amended and Restated Guaranteed Senior Notes due
   April 2027 adalah sebesar nihil dan USD 213.936.094         30 April 2027 amounted to nil and USD 213,936,094
   (tidak termasuk dampak penggunaan metode bunga              (excluding the effect of using effective interest method
   efektif masing-masing sebesar nihil dan USD 5.793.626       amounting to nil and USD 5,793,626 as of 31 December
   pada     tanggal     31    Desember      2025     dan       2025 and 2024, respectively).
   2024).

   Pada tanggal 31 Desember 2025 dan 2024 saldo 2024 PIK       As of 31 December 2025 and 2024, outstanding balance
   Interest Notes adalah masing-masing sebesar nihil dan       of 2024 PIK Interest Notes amounted to nil and
   USD 19.088.213 (tidak termasuk dampak penggunaan            USD 19,088,213, respectively (excluding the effect of
   metode bunga efektif masing- masing sebesar nihil dan       using effective interest method amounting to nil and
   USD 267.527 pada anggal 31 Desember 2025 dan 2024).         USD 267,527 as of 31 December 2025 and 2024,
                                                               respectively).
Page 285
                                                                       These Consolidated Financial Statements are
                                                                         originally issued in Indonesian language

                                             Ekshibit E/83                                                     Exhibit E/83

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)             (Expressed in Rupiah, unless otherwise stated)


20. UTANG OBLIGASI (Lanjutan)                                20. BONDS PAYABLE (Continued)

   Amended and Restated Guaranteed Senior Notes                  Amended and Restated Guaranteed Senior Notes
   (Lanjutan)                                                    (Continued)

   Amended and Restated Guaranteed Senior Notes due              Amended and Restated Guaranteed Senior Notes due
   30 June 2025                                                  30 June 2025

   Pada tanggal 15 Desember 2021, telah diterbitkan Notes        On 15 December 2021, a new Note has been issued by
   baru oleh JGCV dengan nilai pokok USD 179.156.672 yang        JGCV in the principal amount of USD 179,156,672
   mewakili seluruh jumlah yang jatuh tempo dan terutang         representing all amounts due and payable under the
   berdasarkan Guaranteed Senior Notes due 2021 sejak            Guaranteed Senior Notes due 2021 as of the effective
   tanggal efektif (“Amended and Restated Guaranteed             date (“Amended and Restated Guaranteed Senior Notes
   Senior Notes due 30 June 2025”). Dengan diterbitkannya        due 30 June 2025”). Upon issuance of such new Note on
   Notes baru tersebut pada tanggal efektif, Guaranteed          the effective date, the Guaranteed Senior Notes due
   Senior Notes due 2021 dibatalkan atau batal seluruhnya.       2021 were cancelled or voided in their entirety.

   Obligasi baru tersebut akan jatuh tempo pada tanggal          The new Notes will mature on 30 June 2025 and will
   30 Juni 2025 dan dikenakan bunga per tahun sebagai            bear interest as follows:
   berikut:

                        Periode/                 Bunga tunga/       Bunga PIK toggle/      Total bunga/
                         Period                  Cash interest     PIK toggle interest     Total interest

                   1 - 12 bulan/months               0,0%                 3,0%                   3,0%
                  13 - 24 bulan/months               1,0%                 3,0%                   4,0%
                  25 - 36 bulan/months               2,0%                 3,0%                   5,0%
             37 bulan sampai 30 Juni 2025/
               37 months to 30 June 2025             3,0%                 3,0%                   6,0%

   Bunga akan dilunasi setiap enam bulan pada setiap             Interest will be payable semi-annually in arrears
   tanggal pembayaran bunga, dimulai pada tanggal                on each Interest Payment Date, commencing on
   30 Desember 2021 untuk pembayaran Bunga PIK Toggle            30 December 2021 for payments of PIK Toggle Interest
   dan pada tanggal 30 Desember 2022 untuk pembayaran            and on 30 December 2022 for payments of Cash Interest.
   Bunga Tunai. Setiap bunga yang disebut sebagai Bunga          Any interest referred to as Cash Interest must be paid in
   Tunai harus dibayar tunai. Sehubungan dengan bunga            cash. In respect of interest to be paid as PIK Toggle
   yang harus dibayar sebagai Bunga PIK Toggle, JGCV akan        Interest, JGCV will irrevocably notify the Trustee, the
   memberikan pemberitahuan yang tidak dapat ditarik             Agents and the Holders in writing at least ten business
   kembali kepada Wali Amanat, Agen dan Pemegang secara          days before each interest payment date of the amount
   tertulis selambat-lambatnya sepuluh hari kerja sebelum        of PIK Toggle Interest to be paid in cash and the amount
   setiap tanggal pembayaran bunga tentang jumlah Bunga          of PIK Toggle Interest to be paid through the issuance of
   PIK Toggle yang harus dibayar tunai dan besarnya Bunga        2021 PIK Interest Notes, and the applicable payment of
   PIK Toggle yang harus dibayar melalui penerbitan 2021         PIK Toggle Interest must be paid using that method on
   PIK Interest Notes, dan pembayaran Bunga PIK Toggle           such Interest Payment Date.
   yang berlaku harus dibayar dengan menggunakan metode
   tersebut pada tanggal pembayaran bunga tersebut.

   2021 PIK Interest Notes jatuh tempo pada tanggal              2021 PIK Interest Notes are due on 30 June 2025 and are
   30 Juni 2025 dan dikenakan tingkat bunga yang sama            subject to interest rates same with the Amended and
   dengan Amended and Restated Guaranteed Senior Notes           Restated Guaranteed Senior Notes due 30 June 2025.
   due 30 June 2025.

   Pada tanggal 30 Desember 2021, JGCV melakukan                 On 30 December 2021, JGCV paid the PIK Toggle Interest
   pembayaran PIK Toggle Interest melalui penerbitan 2021        through issuance of 2021 PIK Interest Notes amounting
   PIK Interest Notes sebesar USD 194.086.                       to USD 194,086.
Page 286
                                                                        These Consolidated Financial Statements are
                                                                          originally issued in Indonesian language

                                             Ekshibit E/84                                                      Exhibit E/84

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)             (Expressed in Rupiah, unless otherwise stated)


20. UTANG OBLIGASI (Lanjutan)                                 20. BONDS PAYABLE (Continued)
   Amended and Restated Guaranteed Senior Notes                  Amended and Restated Guaranteed Senior Notes
   (Lanjutan)                                                    (Continued)
   Amended and Restated Guaranteed Senior Notes due              Amended and Restated Guaranteed Senior Notes due
   30 June 2025 (Lanjutan)                                       30 June 2025 (Continued)
   Pada tanggal 14 Maret 2022, JGCV memberikan                   On 14 March 2022, JGCV made an offer to eligible
   penawaran kepada pemegang yang berhak atas                    holders of its USD 179,156,672 Amended and Restated
   USD 179.156.672 Amended and Restated Guaranteed               Guaranteed Senior Notes due 30 June 2025 and
   Senior Notes due 30 June 2025 dan USD 194.086                 USD 194,086 Guaranteed Senior PIK Toggle Notes due
   Guaranteed Senior PIK Toggle Notes due 30 June 2025           30 June 2025 to tender such Notes for purchase on a pro
   untuk menawarkan Notes tersebut untuk dibeli secara           rata basis by JGCV for cash, at a price determined
   pro rata oleh JGCV secara tunai, dengan harga yang            pursuant to a Reverse Dutch Auction.
   ditentukan berdasarkan Reverse Dutch Auction.
   Pada tanggal 28 Maret 2022, Perusahaan dan JGCV               On 28 March 2022, the Company and JGCV announced
   mengumumkan hasil penawaran dimana sejumlah                   the result of the offer wherein a total of
   USD 48.431.438 Notes diterima dan dibeli kembali              USD 48,431,438 Notes were accepted and repurchased
   dengan total harga pembelian sebesar USD 25.668.662.          for a total purchase price of USD 25,668,662. As a result
   Sebagai hasil dari transaksi tersebut, JGCV membayar          of the transaction, JGCV paid the USD 25,668,662
   USD 25.668.662 Amended and Restated Guaranteed                Amended and Restated Guaranteed Senior Notes due
   Senior Notes due 30 June 2025 ditambah dengan bunga           30 June 2025 plus accrued and unpaid interest and
   yang masih harus dibayar dan belum dibayar serta              recognized income from redemption of bonds payable
   mengakui pendapatan dari penebusan utang obligasi             amounting to Rp 344,738,067,605 and incurred
   sejumlah Rp 344.738.067.605 dan biaya penebusan               redemption expenses amounting to Rp 5,155,337,443 for
   sebesar Rp 5.155.337.443 untuk tahun yang berakhir            the years ended 31 December 2022.
   pada tanggal 31 Desember 2022.
   Pada tanggal 30 Juni 2024, JGCV melakukan pembayaran          On 30 June 2024, JGCV paid the PIK Toggle Interest
   PIK Toggle Interest melalui penerbitan 2021 PIK Interest      through issuance of 2021 PIK Interest Notes amounting
   Notes sebesar USD 2.084.295.                                  to USD 2,084,295.
   Pada tanggal 27 Maret 2025, Perusahaan telah melakukan        On 27 March 2025, the Company paid Notes and PIK
   pembayaran untuk Notes dan PIK Toggle Interest 2025           Toggle Interest 2025 amounted to USD 25,386,712 with
   sebesar USD 25.386.712 dengan rincian sebagai berikut:        details as follows:
   a. Pembayaran Notes 2025 sebesar USD 23.530.542            a. Payment Notes 2025 amounted USD 23,530,542
   b. Pembayaran PIK Toggle Interest 2025 USD 1.856.170       b. Payment PIK Toggle Interest 2025 USD 1,856,170
   Pada tanggal 31 December 2025 dan 2024, saldo                 As of 31 December 2025 and 2024 outstanding balance of
   Amended and Restated Guaranteed Senior Notes due              Amended and Restated Guaranteed Senior Notes due
   30 June 2025 sebesar nihil dan USD 130.725.234                30 June 2025 amounted to nil and USD 130,725,234
   (tidak termasuk dampak penggunaan metode bunga                (excluding the effect of using effective      interest
   efektif masing-masing sebesar nil dan USD 1.186.779           method amounting to nil and USD 1,186,779 as of
   pada tanggal 31 December 2025 dan 2024).                      31 December 2025 and 2024, respectively).
   Amended and Restated Guaranteed Senior Notes juga             The Amended and Restated Guaranteed Senior Notes
   membatasi Grup untuk, antara lain:                            also limit the ability of the Group to, among other
                                                                 things:
   a. menambah utang dan menerbitkan saham preferen;             a. incur additional indebtedness and issue preferred
                                                                     stock;
   b. melakukan investasi atau membatasi pembayaran              b. make investments or other specified restricted
      tertentu lainnya;                                              payments;
   c. mengadakan perjanjian yang membatasi kemampuan             c. enter into agreements that restrict the restricted
      entitas anak tertentu untuk membayar dividen dan               subsidiaries’ ability to pay dividends and transfer
      mentransfer aset atau memberikan pinjaman antar-               assets or make inter-company loans;
      perusahaan;
   d. menerbitkan atau menjual saham entitas anak                d. issue or sell capital stock of restricted subsidiaries;
      tertentu;
Page 287
                                                                         These Consolidated Financial Statements are
                                                                           originally issued in Indonesian language

                                              Ekshibit E/85                                                      Exhibit E/85

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                       PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                     NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                      FOR THE YEAR ENDED
                   31 DESEMBER 2025                                              31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)              (Expressed in Rupiah, unless otherwise stated)


20. UTANG OBLIGASI (Lanjutan)                                 20. BONDS PAYABLE (Continued)

   Amended and Restated Guaranteed Senior Notes                   Amended and Restated Guaranteed Senior Notes
   (Lanjutan)                                                     (Continued)

   Amended and Restated Guaranteed Senior Notes due               Amended and Restated Guaranteed Senior Notes due
   30 June 2025 (Lanjutan)                                        30 June 2025 (Continued)

   Amended and Restated Guaranteed Senior Notes juga              The Amended and Restated Guaranteed Senior Notes
   membatasi Grup untuk, antara lain: (Lanjutan)                  also limit the ability of the Group to, among other
                                                                  things: (Continued)
   e. memberikan jaminan entitas anak tertentu;                   e. issue guarantees by restricted subsidiaries;
   f. melakukan transaksi dengan pemegang saham atau              f. enter into transactions with equity holders or
      afiliasi;                                                       affiliates;
   g. membuat hak gadai;                                          g. create any Lien;
   h. melakukan transaksi penjualan dan penyewaan                 h. enter into Sale and Leaseback Transactions;
      kembali;
   i. menjual aset;                                                i. sell assets;
   j. menjalankan kegiatan usaha lain; dan                         j. engage in different business activities; and
   k. melakukan konsolidasi atau merger.                           k. effect a consolidation or merger.

   Perjanjian diatas tunduk pada sejumlah kualifikasi             These covenants stated above are subject to
   penting dan pengecualian.                                      a number of important qualifications and exceptions.

   Amended and Restated Guaranteed Senior Notes dijamin           The Amended and Restated Guaranteed Senior Notes are
   oleh:                                                          secured by:
   a. SHGB No. 796, No. 831, No. 832, No. 7320, No. 6243,         a. SHGB No. 796, No. 831, No. 832, No. 7320, No. 6243,
      No. 2456, No. 6241, No. 6749 dan No. 1890 milik MSS            No. 2456, No. 6241, No. 6749 and No. 1890 owned by
      yang berlokasi di Cakung Timur (Catatan 9);                    MSS located in East Cakung (Note 9);
   b. SHGB No. 2040, No. 4600 dan No. 6862 milik MSM              b. SHGB No. 2040, No. 4600 and No. 6862 owned by
      yang berlokasi di Cakung Timur (Catatan 9); dan                MSM located in East Cakung (Note 9); and
   c. Berbagai SHGB yang dimiliki oleh MAN (Catatan 9).           c. Various SHGB owned by MAN (Note 9).

21. UTANG BANK JANGKA PANJANG                                   21. LONG-TERM BANK LOANS

                                        31 Desember 2025/       31 Desember 2024/
                                        31 December 2025        31 December 2024

   Dalam Rupiah                                                                                                   In Rupiah
   PT Bank JTrust Indonesia Tbk            513.080.290.221               -                     PT Bank JTrust Indonesia Tbk
   PT Bank Rakyat Indonesia                                                                        PT Bank Rakyat Indonesia
     (Persero) Tbk                          88.902.248.042         141.652.113.632                          (Persero) Tbk
   PT Bank Negara Indonesia                                                                       PT Bank Negara Indonesia
     (Persero) Tbk                         320.977.154.633          88.909.716.768                          (Persero) Tbk
   PT Bank Pembangunan Daerah                                                                 PT Bank Pembangunan Daerah
     Jawa Barat dan Banten Tbk              21.687.500.000          32.937.500.000             Jawa Barat dan Banten Tbk
   PT Bank Pan Indonesia Tbk                    -                    6.635.841.172               PT Bank Pan Indonesia Tbk

   Sub-total                               944.647.192.896         270.135.171.572                                     Sub-total

   Dalam Dolar AS                                                                                               In US Dollar
   Pinjaman Sindikasi                      525.322.276.843               -                                  Syndicated Loans

   Total                                  1.469.969.469.739        270.135.171.572                                      Total

   Dikurangi bagian jangka pendek   (      261.392.100.686) (      116.313.457.933)                      Less current portion

   Bagian jangka panjang                  1.208.577.369.053        153.821.713.639                        Long-term portion
Page 288
                                                                       These Consolidated Financial Statements are
                                                                         originally issued in Indonesian language

                                             Ekshibit E/86                                                     Exhibit E/86

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)            (Expressed in Rupiah, unless otherwise stated)


21. UTANG BANK JANGKA PANJANG (Lanjutan)                     21. LONG-TERM BANK LOANS (Continued)

  Perusahaan                                                    Company

  Pinjaman Sindikasi                                            Syndicated Loans

  Pada tanggal 25 Februari 2025, Perusahaan, sebagai            In 25 February 2025, The Company, as Borrower,
  Peminjam, PT Mitra Sindo Sukses, PT Mitra Sindo               PT Mitra Sindo Sukses, PT Mitra Sindo Makmur and
  Makmur dan PT Bumi Perkasa Permai, sebagai Penjamin           PT Bumi Perkasa Permai, as Original Guarantors and
  Pertama dan Eight Rubies Limited, PT Bank JTrust              Eight Rubies Limited, PT Bank JTrust Indonesia Tbk,
  Indonesia Tbk, sebagai Mandated Lead Arrangers, dan           as Mandated Lead Arrangers, and Eight Rubies Limited
  Eight Rubies Limited dan PT Bank JTrust Indonesia Tbk,        and PT Bank JTrust Indonesia Tbk, acting as Original
  bertindak sebagai Original Lenders, dan Madison Pacific       Lenders, and Madison Pacific Trust Limited as agent
  Trust Limited sebagai agen dari pihak-pihak pembiayaan        of the other finance parties entered into a Facilities
  lainnya menandatangani Perjanjian Fasilitas.                  Agreement.

  Fasilitas kredit ini dikenakan bunga tunai sebesar 11%        This credit facility is subject to cash interest of 11% and
  dan bunga PIK sebesar 6%. Fasilitas ini akan jatuh            PIK interest of 6%. This facility will mature on
  tempo pada 31 Januari 2027.                                   31 January 2027.

  Pada tanggal 27 Februari 2025, pinjaman sebesar               On    27    February    2025,    loan    amounting    to
  Rp 492.901.500.000 setara dengan USD 29.900.000 dari          Rp 492,901,500,000 equivalent to USD 29,900,000 from
  PT Bank JTrust Indonesia Tbk sudah cair ke rekening           PT Bank JTrust Indonesia Tbk has been disbursed to the
  escrow milik Perusahaan. Pada tanggal 7 Maret 2025,           Company's escrow account. On 7 March 2025, loan
  pinjaman sebesar USD 30.100.000 dari Eight Rubies             amounting to USD 30,100,000 from Eight Rubies Limited
  Limited sudah cair ke rekening bersama escrow. Dana           has been disbursed to joint account escrow. Funds in the
  pada rekening escrow hanya bisa dicairkan untuk tujuan        escrow account can only be disbursed for the purposes
  yang telah disebutkan di dalam perjanjian.                    stated in the agreement.

  Dengan tunduk pada ketentuan-ketentuan dalam                  Subject to the terms of the Agreement, the Lenders
  Perjanjian, para Pemberi Pinjaman menyediakan                 make available to the Borrower:
  kepada Peminjam:

   a.   fasilitas pinjaman berjangka dalam mata uang            a. a term loan facility in rupiah in an amount equal to
        Rupiah dengan jumlah IDR setara USD 29.900.000             IDR Equivalent of USD 29,900,000 as at the Signing
        pada Tanggal Penandatanganan dan;                          Date and;
   b.   fasilitas pinjaman berjangka dalam dolar AS dengan      b. a term loan facility in US dollars in an amount equal
        jumlah       USD    30.100.000    pada     Tanggal         to USD 30,100,000 as at the Signing Date.
        Penandatanganan.

  Peminjam akan menggunakan seluruh jumlah yang                 The Borrower shall apply all amounts borrowed by it
  dipinjamnya melalui Fasilitas untuk:                          under the Facilities towards:

   a.   mendanai Rekening Dana Hasil Pinjaman, yang             a.   funding the Loan Proceeds Accounts, which shall be
        akan digunakan untuk:                                        used for the purposes of making:
        i. pinjaman antar perusahaan kepada JGC untuk                i. an intercompany loan to JGC to fund the
            mendanai harga pelunasan yang harus                          settlement price payable to the 2025
            dibayarkan kepada Pemegang Surat Utang 2025                  Noteholders in connection with the 2025 Notes
            sehubungan dengan Restrukturisasi Surat Utang                Restructuring;
            2025;
        ii. pinjaman antar perusahaan kepada JGC untuk               ii. an intercompany loan to JGC to fund
            mendanai harga penyelesaian yang harus                       the settlement price payable to the 2025 PIK
            dibayarkan kepada Pemegang Surat Utang 2025                  Interest Noteholders in connection with the
            sehubungan dengan Restrukturisasi Surat Utang                2025 PIK Interest Notes Restructuring;
            Bunga PIK 2025;
Page 289
                                                                          These Consolidated Financial Statements are
                                                                            originally issued in Indonesian language

                                             Ekshibit E/87                                                        Exhibit E/87

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)            (Expressed in Rupiah, unless otherwise stated)


21. UTANG BANK JANGKA PANJANG (Lanjutan)                     21. LONG-TERM BANK LOANS (Continued)

  Perusahaan (Lanjutan)                                         Company (Continued)

  Pinjaman Sindikasi (Lanjutan)                                 Syndicated Loans (Continued)

  Peminjam akan menggunakan seluruh jumlah yang                 The Borrower shall apply all amounts borrowed by it
  dipinjamnya melalui Fasilitas untuk: (Lanjutan)               under the Facilities towards: (Continued)

        iii. pinjaman antar perusahaan kepada MLO untuk              iii. an intercompany loan to MLO to fund the
             mendanai harga penyelesaian yang harus                       settlement price payable to the 2027
             dibayarkan kepada Pemegang Surat Utang                       Noteholders in connection with the 2027 Notes
             2027 sehubungan dengan Restrukturisasi Surat                 Restructuring; and
             Utang 2027; dan
        iv. pinjaman antar perusahaan kepada MLO untuk               iv. an intercompany loan to MLO to fund the
             mendanai harga penyelesaian yang harus                      settlement price payable to the 2027 PIK
             dibayarkan kepada Pemegang Surat Utang 2027                 Interest Noteholders in connection with the
             sehubungan dengan Restrukturisasi Surat Utang               2027 PIK Interest Notes Restructuring;
             Bunga PIK 2027 Restrukturisasi;

   b.   memberikan pinjaman antar perusahaan kepada MSS         b. making an intercompany loan to MSS to refinance
        untuk membiayai kembali Utang Refinancing Panin;           the Panin Refinancing Debt;

   c.   sehubungan dengan jumlah yang dipinjam                  c.   in respect of amounts borrowed under the USD
        berdasarkan Fasilitas USD saja:                              Facility only:
        i. mendanai Jumlah yang Dibutuhkan USD ISRA                  i. funding the USD ISRA Required Amount to be
            yang akan dikreditkan ke dalam USD ISRA pada                  credited into the USD ISRA on the Utilisation
            Tanggal Penggunaan Fasilitas USD; dan                         Date of the USD Facility; and
        ii. pembayaran biaya penilaian atau konsultan                ii. payment of any appraisal or consultant fees
            yang timbul sehubungan dengan due diligence                   incurred in connection with the due diligence of
            atas Properti yang Diagunkan sebagaimana                      the Mortgaged Properties referred to at
            dimaksud dalam paragraf 9(s)(ii) dari Bagian I                paragraph 9(s)(ii) of Part I (Conditions
            (Ketentuan- Ketentuan yang Mendahului                         Precedent to Utilisation) of Schedul e2
            Penggunaan) dari Skedul e2 (Ketentuan-                        (Conditions Precedent) or the notarisation of
            Ketentuan yang Mendahului) atau notaris dari                  any of the Finance Documents; and
            salah satu Dokumen Pembiayaan; dan

   d.   setiap dan seluruh jumlah saldo yang dipinjam           d. any and all balance amounts borrowed by it under
        olehnya berdasarkan Fasilitas setelah digunakan            the Facilities after application towards the purposes
        untuk tujuan yang diuraikan dalam paragraf (a)             described in paragraphs (a) to (c) above shall be
        sampai dengan (c) di atas akan digunakan untuk             applied towards payment of fees, costs and
        pembayaran ongkos, biaya dan pengeluaran yang              expenses incurred by the Obligors in connection with
        dikeluarkan oleh peminjam sehubungan dengan                any Finance Document, including:
        setiap Dokumen Pembiayaan, termasuk:
        i. setiap biaya dan pengeluaran sehubungan                   i.    any costs and expenses in connection with any
             dengan uji tuntas terkait ESG yang dilakukan                  ESG-related due diligence carried out in
             sehubungan dengan Fasilitas atau Dokumen                      connection with the Facilities or the Finance
             Pembiayaan dan/atau kondisi-kondisi yang                      Documents and/or any of the conditions
             mendahuluinya sebagaimana dimaksud dalam                      precedent referred to in paragraph 7 of Part I
             paragraf 7 dari Bagian I Jadwal 2 (Kondisi-                   of Schedule 2 (Conditions Precedent); and
             kondisi yang mendahuluinya); dan
        ii. setiap biaya pendaftaran tanah yang harus                ii. any land registration fees payable in connection
             dibayar sehubungan dengan Hak Tanggungan                    with the Land Mortgage (Initial), the Land
             (Awal),      Hak     Tanggungan       (Proses               Mortgage (Extension Process), the Land
             Perpanjangan), Hak Tanggungan (Tahap                        Mortgage (Panin Stage), the Land Mortgage
             Panin), Hak Tanggungan (Akhir) dan Hak                      (Final) and the Land Mortgage (SHGB No. 2819).
             Tanggungan (SHGB No. 2819).
Page 290
                                                                        These Consolidated Financial Statements are
                                                                          originally issued in Indonesian language

                                              Ekshibit E/88                                                     Exhibit E/88

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)             (Expressed in Rupiah, unless otherwise stated)


21. UTANG BANK JANGKA PANJANG (Lanjutan)                      21. LONG-TERM BANK LOANS (Continued)

  Perusahaan (Lanjutan)                                          Company (Continued)

  Pinjaman Sindikasi (Lanjutan)                                  Syndicated Loans (Continued)

  Ketentuan terkait mata uang dan jumlah         pinjaman        The terms related to currency and loan amount are as
  adalah sebagai berikut:                                        follows:

  Mata uang yang ditentukan dalam Permohonan                     The currency specified in the Utilisation Request must
  Penggunaan harus:                                              be:
  i. sehubungan dengan Fasilitas Rupiah, Ekuivalen               i. in relation to the Rupiah Facility, the IDR Equivalent
      Rupiah dari Fasilitas Rupiah (dinyatakan dalam                 of the IDR Facility (expressed in US dollars); and
      dolar AS); dan
  ii. sehubungan dengan Fasilitas USD, dolar AS.                 ii. in relation to the USD Facility, US dollars.

  Pada tanggal 31 December 2025 saldo pinjaman                   As of 31 December 2025 outstanding balance of
  sindikasi sebesar Rp 1.038.402.567.064.                        syndicated loans amounted to Rp 1,038,402,567,064.

  PT Modern Industrial Estat (MIE)                               PT Modern Industrial Estat (MIE)

  PT Bank Rakyat Indonesia (Persero) Tbk                         PT Bank Rakyat Indonesia (Persero) Tbk

  Pada tanggal 28 Oktober 2024, MIE memperoleh fasilitas        On 28 October 2024, MIE obtained credit facility
  kredit sebesar Rp 91.000.000.000 untuk membiayai              amounting to Rp 91,000,000,000 to finance its
  operasional dan modal usahanya. Fasilitas kredit ini          operations and working capital. The credit facility bears
  dikenakan bunga 12% per tahun efektif – floating rate         interest at 12.00% per annum effective - floating rate
  dan dapat berubah sewaktu-waktu sesuai dengan                 and is subject to change at any time in accordance with
  ketentuan yang berlaku di bank. Pinjaman ini berjangka        the applicable provisions of the bank. This loan has a
  waktu 3 tahun.                                                term of 3 years.

               Angsuran ke/                  Periode/               Angsuran/bulan/
               Installments                   Period               Installment/month            Total

                  1 – 12       November 2024 – Oktober 2025/              2.100.000.000       25.200.000.000
                                November 2024 – October 2025
                  13 - 24       November 2025 – Oktober 2026              2.500.000.000       30.000.000.000
                                November 2025 – October 2026
                  25 - 35      November 2026 – September 2027             2.900.000.000       31.900.000.000
                               November 2026 – September 2027
                    36                 October 2027                       3.900.000.000        3.900.000.000

  Fasilitas kredit ini dijamin dengan piutang dan                The credit facility is secured by accounts receivables and
  persediaan MIE, serta tanah dan bangunan seluas                inventories of MIE, as well as land and building
  8.205 m2 dan 11.457m2 milik MAH, entitas anak, yang            with a total area of 8,205 m2 and 11,457 m2 owned by
  berlokasi di Cikande, Banten (Catatan 6, 7 dan 11).            MAH, a subsidiary, located in Cikande, Banten
                                                                 (Notes 6, 7 and 11).

  MIE diharuskan untuk menjaga rasio keuangan berikut:          MIE is required to maintain the following financial
                                                                ratios:
  •   Positif net working capital                               • Positive net working capital
  •   Debt to equity rasio maksimal 300%                        • Debt to equity ratio maximum 300%
  •   Interest coverage rasio minimal 200%                      • Interest coverage ratio minimum 200%
Page 291
                                                                           These Consolidated Financial Statements are
                                                                             originally issued in Indonesian language

                                                 Ekshibit E/89                                                     Exhibit E/89

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                         PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                       NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                        FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                (Expressed in Rupiah, unless otherwise stated)


21. UTANG BANK JANGKA PANJANG (Lanjutan)                         21. LONG-TERM BANK LOANS (Continued)

  PT Modern Industrial Estat (MIE) (Lanjutan)                       PT Modern Industrial Estat (MIE) (Continued)

  PT Bank Rakyat Indonesia (Persero) Tbk (Lanjutan)                 PT Bank Rakyat Indonesia (Persero) Tbk (Continued)

  Pada tanggal 31 Desember 2025, Pihak manajemen                   As of 31 December 2025, management believes that MIE
  berkeyakinan bahwa MIE telah memenuhi seluruh rasio              has met all required financial ratios.
  keuangan yang dipersyaratkan.

  Pada tanggal 31 Desember 2025 dan 2024, saldo                    As of 31 December 2025 and 2024, outstanding balance
  pinjaman MIE kepada PT Bank Rakyat Indonesia (Persero)           of MIE loan to PT Bank Rakyat Indonesia (Persero) Tbk
  Tbk masing – masing sebesar Rp 60.704.736.051 dan                amounted to Rp 60,704,736,051 and Rp 86,594,837,392,
  Rp 86.594.837.392.                                               respectively.

  PT Bank Pembangunan           Daerah    Jawa    Barat   dan      PT Bank Pembangunan Daerah Jawa Barat dan
  Banten Tbk                                                       Banten Tbk

  Fasilitas Kredit I                                               Credit Facility I

  Pada tanggal 25 Mei 2023, MIE memperoleh fasilitas               On 25 May 2023, MIE obtained credit facility I amounting
  kredit I sebesar Rp 10.000.000.000 untuk refinancing             to Rp 10,000,000,000 to finance the refinancing of MIE's
  gedung kantor MIE. Fasilitas kredit ini dikenakan bunga          office building. The credit facility bears interest at a
  minimal 11,00% per tahun efektif – floating rate dan             minimum of 11.00% per annum effective - floating rate
  dapat berubah sewaktu-waktu sesuai dengan ketentuan              and is subject to change at any time in accordance with
  yang berlaku di bank. Pinjaman ini berjangka waktu               the applicable provisions of the bank. This loan has a
  5 tahun.                                                         term of 5 years.

  Jadwal pembayaran fasilitas tersebut adalah sebagai               The payment schedule for the facility is as follows:
  berikut:

                Angsuran ke/                  Periode/                 Angsuran/bulan/
                Installments                   Period                 Installment/month            Total

                       1 – 60            Mei 2023 – Mei 2028/                  166.666.667       10.000.000.000
                                         May 2023 – May 2028

  Fasilitas kredit ini dijamin dengan:                             The credit facility is secured by:
  • Tanah dan bangunan masing-masing seluas 1.597 m2               • Land and building with area of 1,597 m2 and building
     dan luas bangunan 2.531 m2 berupa gedung kantor                  area of 2,531 m2 in the form of office building in
     sesuai dengan SHGB No. 675 atas nama                             accordance with SHGB No. 675 in the name of
     PT Modern Industrial Estat (Catatan 11).                         PT Modern Industrial Estat (Note 11).
Page 292
                                                                         These Consolidated Financial Statements are
                                                                           originally issued in Indonesian language

                                              Ekshibit E/90                                                      Exhibit E/90

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                       PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                     NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                      FOR THE YEAR ENDED
                   31 DESEMBER 2025                                              31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)              (Expressed in Rupiah, unless otherwise stated)


21. UTANG BANK JANGKA PANJANG (Lanjutan)                       21. LONG-TERM BANK LOANS (Continued)

  PT Modern Industrial Estat (MIE) (Lanjutan)                     PT Modern Industrial Estat (MIE) (Continued)

  PT Bank Pembangunan Daerah Jawa Barat dan Banten                PT Bank Pembangunan Daerah Jawa Barat dan Banten
  Tbk (Lanjutan)                                                  Tbk (Continued)

  Fasilitas Kredit II                                            Credit Facility II

  Pada tanggal 25 Mei 2023, MIE memperoleh fasilitas             On 25 May 2023, MIE obtained credit facility II
  kredit II sebesar Rp 27.000.000.000 untuk Modal Kerja          amounting to Rp 27,000,000,000 for Working Capital
  Pembiayaan Piutang Usaha PT Modern Industrial Estat.           Financing of Trade Receivable of PT Modern Industrial
  Fasilitas kredit ini dikenakan bunga minimal 11,00% per        Estat. The credit facility bears interest at a minimum of
  tahun efektif – floating rate dan dapat berubah sewaktu-       11.00% per annum effective - floating rate and is subject
  waktu sesuai dengan ketentuan yang berlaku di bank.            to change at any time in accordance with the applicable
  Pinjaman ini berjangka waktu 4 tahun.                          provisions of the bank. This loan has a term of 4 years.

  Jadwal pembayaran untuk fasilitas tersebut adalah              The payment schedule for the facility is as follows:
  sebagai berikut:

                Angsuran ke/                Periode/                 Angsuran/bulan/
                Installments                 Period                 Installment/month            Total

                    1 – 48            Mei 2023 – Mei 2027/                    562.500.000      27.000.000.000
                                      May 2023 – May 2027

  Fasilitas kredit ini dijamin dengan:                           The credit facility is secured by:
  • Tanah dan bangunan masing-masing seluas 10.002 m2            • Land and building with area of 10,002 m2 and
     dan 1.668 m2 berupa gedung pengelolaan air (water              1,668 m2, respectively in the form of water
     treatmen plant) sesuai dengan SHGB No. 00017                   treatment plant in accordance with SHGB No. 00017
     atas nama PT Multi Tirta Mandiri (entitas anak)                in the name of PT Multi Tirta Mandiri (subsidiary)
     (Catatan 11).                                                  (Note 11).
  • 1 set mesin water treatment plant (Catatan 11).              • 1 set of water treatment plant machine (Note 11).
  • Piutang usaha MIE (Catatan 6).                               • Trade receivables of MIE (Note 6).

  Fasilitas Kredit III                                           Credit Facility III

  Pada tanggal 24 September 2024, MIE memperoleh                 On 24 September 2024, MIE obtained credit facility III
  fasilitas kredit III sebesar Rp 10.000.000.000 untuk Modal     amounting to Rp 10,000,000,000 for Working Capital
  Kerja Pembiayaan Piutang Usaha PT Modern Industrial            Financing of Trade Receivable of PT Modern Industrial
  Estat. Fasilitas kredit ini dikenakan bunga minimal            Estat. The credit facility bears interest at a minimum of
  12,50% per tahun efektif – floating rate dan dapat             12.50% per annum effective - floating rate and is subject
  berubah sewaktu-waktu sesuai dengan ketentuan yang             to change at any time in accordance with the applicable
  berlaku di bank. Pinjaman ini berjangka waktu 4 tahun.         provisions of the bank. This loan has a term of 4 years.

  Jadwal pembayaran fasilitas tersebut adalah sebagai             The payment schedule for the facility is as follows:
  berikut:

                Angsuran ke/                Periode/                 Angsuran/bulan/
                Installments                 Period                 Installment/month            Total

                    1 – 48      November 2024 – November 2028/                208.333.333      10.000.000.000
                                November 2024 – November 2028
Page 293
                                                                            These Consolidated Financial Statements are
                                                                              originally issued in Indonesian language

                                               Ekshibit E/91                                                          Exhibit E/91

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                         PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                       NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                        FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                (Expressed in Rupiah, unless otherwise stated)


21. UTANG BANK JANGKA PANJANG (Lanjutan)                       21. LONG-TERM BANK LOANS (Continued)

  PT Modern Industrial Estat (MIE) (Lanjutan)                       PT Modern Industrial Estat (MIE) (Continued)

  PT Bank Pembangunan Daerah Jawa Barat dan Banten                  PT Bank Pembangunan Daerah Jawa Barat dan Banten
  Tbk (Lanjutan)                                                    Tbk (Continued)

  Fasilitas Kredit III (Lanjutan)                                   Credit Facility III (Continued)

  Fasilitas kredit ini dijamin dengan:                              The credit facility is secured by:
  • Tanah dan bangunan masing-masing seluas 10.002 m2               • Land and building with area of 10,002 m2 and
     dan 1.668 m2 berupa gedung pengelolaan air (water                 1,668 m2, respectively in the form of water
     treatmen plant) sesuai dengan SHGB No. 00017                      treatment plant in accordance with SHGB No. 00017
     atas nama PT Multi Tirta Mandiri (entitas anak)                   in the name of PT Multi Tirta Mandiri (subsidiary)
     (Catatan 11).                                                     (Note 11).

  Pada tanggal 31 Desember 2025 dan 2024 saldo                      As of 31 December 2025 and 2024 outstanding balance
  pinjaman MIE kepada PT Bank Pembangunan Daerah                    of MIE loan to PT Bank Pembangunan Daerah Jawa Barat
  Jawa Barat dan Banten Tbk facility I sampai dengan                dan Banten Tbk facility I and facility III amounted to
  facility III masing-masing sebesar Rp 21.687.500.000 dan          Rp 21,687,500,000 and Rp 32,937,500,000, respectively.
  Rp 32.937.500.000.

  PT Bank Negara Indonesia (Persero) Tbk                            PT Bank Negara Indonesia (Persero) Tbk

  Fasilitas Kredit I                                                Credit Facility I

  Pada tanggal 14 Oktober 2025, MIE memperoleh fasilitas            On 14 October 2025, MIE obtained a credit facility I
  kredit I sebesar Rp 205.000.000.000 untuk tujuan modal            amounting to Rp 205,000,000,000 for working capital
  kerja. Fasilitas kredit ini dikenakan bunga efektif               purposes. This facility bears an effective interest rate of
  sebesar 11,25% per tahun dan dapat berubah sewaktu-               11.25% per annum and may be changed from time to
  waktu sesuai dengan ketentuan yang berlaku di bank.               time in accordance with the bank’s prevailing policy.
  Pinjaman ini berjangka waktu 2 tahun.                             The loan has a term of 2 years.

  Jadwal pembayaran fasilitas tersebut adalah sebagai               The payment schedule for the facility is as follows:
  berikut:

                Angsuran ke/                  Periode/                  Angsuran/bulan/
                Installments                   Period                  Installment/month              Total

                       1–3          Oktober 2025 – Desember 2025/             2.000.000.000           6.000.000.000
                                    October 2025 – December 2025
                       4 - 21          Januari 2026 – Juni 2027/              8.850.000.000      159.300.000.000
                                       January 2026 – June 2027
                   22 - 23             Juli 2027 – Agustus 2027/             13.500.000.000       27.000.000.000
                                        July 2027 – August 2027
                        24                  September 2027                   12.700.000.000       12.700.000.000

  Fasilitas kredit ini dijamin dengan:                              The credit facility is secured by:
  • Tanah seluas 21.224 m2 atas nama PT Modern                      • Land covering an area of 21,224 m² under the name
     Internasional Tbk yang sedang dalam proses balik                  of PT Modern Internasional Tbk, which is currently in
     nama ke PT Sentralindo Karunia Lestari.                           the process of being transferred to PT Sentralindo
                                                                       Karunia Lestari
  •   Persediaan atas nama PT Modern Industrial Estat               • Inventories under the name of PT Modern Industrial
                                                                       Estat
  •   Jaminan perusahaan dari PT New Asia Industrial                • Corporate guarantees from PT New Asia Industrial
      Estate (NAIE) dan PT Sentralindo Karunia Lestari                 Estate (NAIE) and PT Sentralindo Karunia Lestari
  •   Jaminan pribadi atas nama Wiliam Honoris                      • Personal guarantee from Wiliam Honoris
Page 294
                                                                           These Consolidated Financial Statements are
                                                                             originally issued in Indonesian language

                                             Ekshibit E/92                                                         Exhibit E/92

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                        PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                      NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                       FOR THE YEAR ENDED
                   31 DESEMBER 2025                                               31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)               (Expressed in Rupiah, unless otherwise stated)


21. UTANG BANK JANGKA PANJANG (Lanjutan)                        21. LONG-TERM BANK LOANS (Continued)

  PT Modern Industrial Estat (MIE) (Lanjutan)                      PT Modern Industrial Estat (MIE) (Continued)

  PT Bank Negara Indonesia (Persero) Tbk (Lanjutan)                PT Bank Negara Indonesia (Persero) Tbk (Continued)

  Fasilitas Kredit II                                              Credit Facility II

  Pada tanggal 27 November 2025, MIE memperoleh                    On 27 November 2025, MIE obtained Credit Facility II
  fasilitas kredit II sebesar Rp 45.600.000.000 berupa Cash        amounting to Rp 45,600,000,000 in the form of Cash
  Collateral Credit untuk tujuan modal kerja. Pinjaman             Collateral Credit for working capital purposes. The loan
  tersebut dikenakan suku bunga 1% per tahun di atas suku          bears an interest rate of 1% per annum above the
  bunga giro yang berlaku dan dapat berubah sewaktu-               prevailing current account interest rate and may be
  waktu sesuai dengan ketentuan yang berlaku di bank.              changed from time to time in accordance with the
  Pinajamn ini berjangka waktu 3 bulan sejak                       bank’s policy. The loan has a term of 3 months from the
  penandatanganan perjanjian kredit.                               signing date of the credit agreement.

  Fasilitas kredit ini dijamin dengan:                             The credit facility is secured by:
  • Rekening giro dengan akun No. 999998828 atas nama              • Current account No. 999998828 under the name of
     PT Modern Industrial Estat.                                      PT Modern Industrial Estat.

  Pada tanggal 31 Desember 2025 saldo pinjaman MIE                 As of 31 December 2025, the outstanding loan balance of
  kepada PT Bank Negara Indonesia (Persero) Tbk                    MIE to PT Bank Negara Indonesia (Persero) Tbk – Facility
  facility I dan facility II sebesar Rp 243.418.604.973.           I and Facility II amounted to Rp 243.418.604.973.

  PT Mitra Sindo Makmur (MSM)                                      PT Mitra Sindo Makmur (MSM)

  PT Bank Negara Indonesia (Persero) Tbk                           PT Bank Negara Indonesia (Persero) Tbk

  Pada tanggal 31 Desember 2024, MSM memperoleh                    On 31 December 2024, MSM obtained credit facility
  fasilitas kredit sebesar Rp 45.000.000.000 untuk                 amounting to Rp 45,000,000,000 to finance the
  membiayai pembangunan proyek Perusahaan yang                     construction of the Company’s project located in the
  berlokasi di residensial dan komersial Jakarta Garden            residential and commercial area of Jakarta Garden City
  City di Cakung, Jakarta Timur. Fasilitas ini dikenakan           in Cakung, East Jakarta. The credit facility bears
  tingkat bunga sebesar 10% per tahun. Pinjaman ini                interest rate of 10% per annum. This loan has a term of
  berjangka waktu 36 bulan sejak tanggal perjanjian.               36 months from the date of the agreement.

  Jadwal pembayaran fasilitas tersebut adalah sebagai              The payment schedule for the facility is as follows:
  berikut:

                              Angsuran ke/           Angsuran/bulan/                T o t a l/
                              Installments          Installment/month               Total

                                  1 – 36                      1.250.000.000         45.000.000.000
Page 295
                                                                         These Consolidated Financial Statements are
                                                                           originally issued in Indonesian language

                                               Ekshibit E/93                                                     Exhibit E/93

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                       PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                     NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                      FOR THE YEAR ENDED
                   31 DESEMBER 2025                                              31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)              (Expressed in Rupiah, unless otherwise stated)


21. UTANG BANK JANGKA PANJANG (Lanjutan)                       21. LONG-TERM BANK LOANS (Continued)

  PT Mitra Sindo Makmur (MSM) (Continued)                         PT Mitra Sindo Makmur (MSM) (Continued)

  PT Bank Negara Indonesia (Persero) Tbk (Lanjutan)               PT Bank Negara Indonesia (Persero) Tbk (Lanjutan)

  Fasilitas kredit ini dijamin dengan:                            The credit facility is secured by:
  • Tanah dan Bangunan terletak di Modern Town                    • Land and building located in Modern Town Market,
     Market, Komplek Jakarta Garden City dengan SHGB                 Jakarta Garden City Complex, with Land Use Rights
     No. 1899 milik PT Mitra Sindo Sukses dengan luas                Certificate (SHGB) No. 1899 owned by PT Mitra Sindo
     tanah 9.233 m2 sebesar Rp 140.530.000.000 (Catatan              Sukses, covering a land area of 9,233 m² with a value
     11) dan                                                         of Rp 140,530,000,000 (Note 11) and
  • Fidusia Notariil atas Persediaan milik PT Mitra Sindo         • Notarial fiduciary over the inventory owned by
     Makmur dan PT Mitra Sindo Sukses pada tanggal                   PT Mitra Sindo Makmur and PT Mitra Sindo Sukses,
     30 Juni 2024 sebesar Rp 253.882.500.669 (Catatan 7).            executed on 30 June 2024, with a value of
                                                                     Rp 253,882,500,669 (Note 7).

  Perusahaan diharuskan untuk menjaga rasio keuangan              The Company is required to maintain the following
  berikut:                                                        financial ratios:
  • Current rasio minimal 1,00x                                   • Current ratio minimum 1.00x
  • Debt to equity rasio maksimal 2,20x                           • Debt to equity ratio maximum 2.20x
  • Debt service coverage minimal 100%                            • Debt service coverage minimum 100%

  Dalam hal MSM gagal memelihara rasio keuangan sesuai            In the event that MSM fails to maintain the financial
  financial convenant di atas, maka pemegang saham                ratios in accordance with the financial covenant above,
  bertanggung jawab melakukan perbaikan kondisi                   the shareholders shall be responsible for improving the
  keuangan Perusahaan, termasuk, jika diperlukan,                 Company's financial condition, including, if necessary,
  tambahan setoran modal untuk mengembalikan rasio                making additional capital contributions to restore the
  keuangan tersebut paling lambat sampai 12 bulan                 financial ratios no later than the next 12 months.
  berikutnya.

  Pada tanggal 31 Desember 2025 semua rasio keuangan              As of 31 December 2025 all financial ratios required
  yang dibutuhkan telah dipenuhi oleh MSM.                        were met by MSM.

  Pada tanggal 31 Desember 2025 dan 2024 saldo                    As of 31 December 2025 and 2024, the outstanding loan
  pinjaman MSM kepada PT Bank Negara Indonesia                    balance of MSM to PT Bank Negara Indonesia
  (Persero) Tbk masing-masing sebesar Rp 29.927.219.243           (Persero) Tbk amounted to Rp 29,927,219,243 and
  dan Rp 44.842.500.000.                                          Rp 44,842,500,000, respectively.

  PT Mitra Sindo Sukses (MSS)                                     PT Mitra Sindo Sukses (MSS)

  PT Bank Pan Indonesia Tbk                                       PT Bank Pan Indonesia Tbk

  Pada 5 Agustus 2021, MSS memperoleh fasilitas kredit            On 5 August 2021, MSS obtained credit facility
  sebesar Rp 35.000.000.000 total untuk pembiayaan                amounting to Rp 35,000,000,000 to finance the
  konstruksi yang terdapat di kawasan hunian dan                  construction located in the residential and commercial
  komersial Jakarta Garden City di Cakung Jakarta Timur.          area of Jakarta Garden City in Cakung, East Jakarta.

  Fasilitas ini dikenakan bunga sebesar 11% per tahun dan         The credit facility bears interest rate of 11% per annum
  pembayaran adalah sebagai berikut:                              and payment term is as follow:

                                Angsuran ke/          Angsuran/bulan/            T o t a l/
                                Installments         Installment/month           Total

                                   1 – 47                      727.000.000       34.169.000.000
                                     48                        831.000.000          831.000.000
Page 296
                                                                      These Consolidated Financial Statements are
                                                                        originally issued in Indonesian language

                                            Ekshibit E/94                                                     Exhibit E/94

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)            (Expressed in Rupiah, unless otherwise stated)


21. UTANG BANK JANGKA PANJANG (Lanjutan)                     21. LONG-TERM BANK LOANS (Continued)

  PT Mitra Sindo Sukses (MSS) (Lanjutan)                       PT Mitra Sindo Sukses (MSS) (Continued)

  PT Bank Pan Indonesia Tbk (Lanjutan)                         PT Bank Pan Indonesia Tbk (Continued)

  Fasilitas kredit ini dijamin dengan:                         The credit facility is secured by:
  • Tanah dengan SHGB No. 2455 milik MSS di                    • Land with SHGB No. 2455 owned by MSS located in
     Jl Menteng Raya, Cakung, Jakarta Timur seluas               Jl Menteng Raya, Cakung, East Jakarta covering an
     83.485 m2 (Catatan 9).                                      area of 83,485 m2 (Note 9).
  • Fiduciaire Eigendom Overdracht atas piutang usaha          • Fiduciary Transfer of Ownership on trade receivable
     (Catatan 6).                                                (Note 6).
  • Jaminan pribadi Bapak Luntungan Honoris dan                • Personal guarantee of Mr. Luntungan Honoris and
     Bapak William Honoris.                                      Mr. William Honoris.

  Pada tanggal 27 Maret 2025, MSS telah melunasi seluruh       As of 27 March 2025, MSS fully paid its loan from PT
  pinjaman dari PT Bank Pan Indonesia Tbk.                     Bank Pan Indonesia Tbk.

  Pada tanggal 31 Desember 2025 dan 2024, saldo                As of 31 December 2025 and 2024, outstanding
  pinjaman MSS kepada PT Bank Pan Indonesia Tbk                balance of MSS loan to PT Bank Pan Indonesia Tbk
  masing-masing sebesar nihil dan Rp 6.635.841.172.            amounted to nil and Rp 6,635,841,172, respectively.

  PT Bank Negara Indonesia (Persero) Tbk                       PT Bank Negara Indonesia (Persero) Tbk

  Fasilitas Kredit I                                           Credit Facility I

  Pada tanggal 27 Mei 2022, MSS memperoleh fasilitas           On 27 May 2022, MSS obtained credit facility amounting
  kredit sebesar Rp 100.000.000.000 untuk digunakan            to Rp 100,000,000,000 to be used as additional working
  sebagai tambahan modal kerja untuk pengembangan              capital for the development of Jakarta Garden City. The
  Jakarta Garden City. Fasilitas kredit dikenakan bunga        credit facility bears interest rate of 10.00% per annum
  sebesar 10,00% per tahun dan berjangka waktu 36 bulan        and have a term of 36 months from the date of the
  sejak tanggal perjanjian.                                    agreement.

  Tabel pembayaran untuk fasilitas kredit adalah sebagai       Payment schedule for the credit facility is as follow:
  berikut:

               Angsuran ke/                Periode/                Angsuran/bulan/
               Installments                 Period                Installment/month              Total

                   1 – 35          Juni 2022 – April 2025/                 2.750.000.000         96.250.000.000
                                   June 2022 – April 2025
                       36            Mei 2025/May 2025                     3.750.000.000          3.750.000.000

  Fasilitas kredit ini dijamin dengan:                         The credit facility is secured by:
  • Tanah dan bangunan yang berlokasi di Modern Town           • Land and building located at Modern Town Market,
     Market, Jakarta Garden City dengan SHGB No. 1889             Jakarta Garden City with SHGB No. 1889 owned by
     milik MSS seluas 9.233 m2 (Catatan 11).                      MSS covering an area of 9,233 m2 (Note 11).
  • Fidusia Notariil atas piutang usaha pada tanggal           • Notarial Fiduciary on trade receivable as of
     31 Desember 2021 dan persediaan pada tanggal                 31 December 2021 and inventories as of
     30 September 2023 milik MSS (Catatan 6 dan 7).               30 September 2023 owned by MSS (Notes 6 and 7).
  • Hak tagih dan dana yang dibatasi penggunaannya             • Collection rights and restricted fund of MSS
     milik MSS sebesar Rp 194.780.714.722 (Catatan 5).            amounting to Rp 194,780,714,722 (Note 5).
Page 297
                                                                     These Consolidated Financial Statements are
                                                                       originally issued in Indonesian language

                                            Ekshibit E/95                                                    Exhibit E/95

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                    PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                  NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                   FOR THE YEAR ENDED
                   31 DESEMBER 2025                                           31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)           (Expressed in Rupiah, unless otherwise stated)


21. UTANG BANK JANGKA PANJANG (Lanjutan)                    21. LONG-TERM BANK LOANS (Continued)

  PT Mitra Sindo Sukses (MSS) (Lanjutan)                      PT Mitra Sindo Sukses (MSS) (Continued)

  PT Bank Negara Indonesia (Persero) Tbk (Lanjutan)           PT Bank Negara Indonesia (Persero) Tbk (Continued)

  Fasilitas Kredit I (Lanjutan)                               Credit Facility I (Continued)

  MSS diharuskan untuk menjaga rasio keuangan berikut:        MSS is required to maintain the following financial
                                                              ratios:
  •   Current rasio minimal 1,00x                             • Current ratio minimum 1.00x
  •   Debt to equity rasio maksimal 2,5x                      • Debt to equity ratio maximum 2.5x
  •   Debt service coverage rasio minimal 100%                • Debt service coverage ratio minimum 100%

  Dalam hal MSS gagal memelihara rasio keuangan sesuai        In the event that MSS fails to maintain financial ratios in
  financial covenant di atas, maka Perusahaan bertanggung     accordance with the financial covenants above, then
  jawab melakukan perbaikan kondisi keuangan MSS,             Company is responsible for improving MSS’s financial
  termasuk, jika diperlukan, tambahan setoran modal           condition, including, if necessary, additional capital
  untuk mengembalikan rasio keuangan tersebut paling          injection to restore the financial ratios no later than the
  lambat sampai dengan 12 bulan berikutnya.                   next 12 months.

  Pada tanggal 31 Desember 2025 semua rasio keuangan          As of 31 December 2025 all financial ratios required
  yang dibutuhkan telah dipenuhi oleh MSS.                    were met by MSS.

  Pada tanggal 23 Juni 2025, MSS telah melunasi seluruh       As of 23 June 2025, MSS fully paid its loan from
  pinjaman dari PT Bank Negara Indonesia (Persero) Tbk        PT Negara Indonesia (Persero) Tbk of facility I.
  fasilitas I.

  Fasilitas Kredit II                                         Credit Facility II

  Pada tanggal 25 Desember 2023, MSS memperoleh               On 25 December 2023, MSS obtained credit facility
  fasilitas kredit sebesar Rp 40.000.000.000 untuk            amounting to Rp 40,000,000,000 to be used as additional
  digunakan sebagai tambahan modal kerja untuk                working capital for the development of Jakarta Garden
  pengembangan Jakarta Garden City. Fasilitas kredit          City. The credit facility bears interest rate of 11.25% per
  dikenakan bunga sebesar 11,25% per tahun dan berjangka      annum and have a term of 36 months from the date of
  waktu 36 bulan sejak tanggal perjanjian.                    the agreement.

  Tabel pembayaran untuk fasilitas kredit adalah sebagai      Payment schedule for the credit facility is as follow:
  berikut:

               Angsuran ke/                      Periode/               Angsuran/bulan/                  T o t a l/
               Installments                       Period               Installment/month                 Total

                   1 - 35          Januari 2024 – November 2026/                   1.111.000.000          38.885.000.000
                                   January 2024 – November 2026
                        36         Desember 2026/December 2026                     1.115.000.000            1.115.000.000
Page 298
                                                                         These Consolidated Financial Statements are
                                                                           originally issued in Indonesian language

                                           Ekshibit E/96                                                         Exhibit E/96

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)             (Expressed in Rupiah, unless otherwise stated)


21. UTANG BANK JANGKA PANJANG (Lanjutan)                    21. LONG-TERM BANK LOANS (Continued)

  PT Mitra Sindo Sukses (MSS) (Lanjutan)                         PT Mitra Sindo Sukses (MSS) (Continued)

  PT Bank Negara Indonesia (Persero) Tbk (Lanjutan)              PT Bank Negara Indonesia (Persero) Tbk (Continued)

  Fasilitas Kredit II (Lanjutan)                                 Credit Facility II (Continued)

  Fasilitas kredit ini dijamin dengan:                           The credit facility is secured by:
  • Tanah dan bangunan yang berlokasi di Modern Town             • Land and building located at Modern Town Market,
     Market, Jakarta Garden City dengan SHGB No. 1889               Jakarta Garden City with SHGB No. 1889 owned by
     milik MSS seluas 9.233 m2 (Catatan 11).                        MSS covering an area of 9,233 m2 (Note 11).
  • Fidusia Notariil atas piutang usaha dan persediaan           • Notarial Fiduciary on trade receivable and
     pada tanggal 30 September 2023 milik MSS                       inventories as of 30 September 2023 owned by MSS
     (Catatan 7).                                                   (Notes 7).
  • Hak tagih dan dana yang dibatasi penggunaannya               • Collection rights and restricted fund of MSS
     milik MSS sebesar Rp 194.780.714.722 (Catatan 5).              amounting to Rp 194,780,714,722 (Note 5).

  MSS diharuskan untuk menjaga rasio keuangann berikut:          MSS is required to maintain the following financial
                                                                 ratios:
  •   Current rasio minimal 1,00x                                • Current ratio minimum 1x
  •   Debt to equity rasio maksimal 2,5x                         • Debt to equity ratio maximum 2.5x
  •   Kewajiban bunga dan pokok tercover         minimal         • Interest and principal liabilities are covered
      100%                                                           minimum 100%

  Dalam hal MSS gagal memelihara rasio keuangan sesuai           In the event that MSS fails to maintain financial ratios in
  financial covenant di atas, maka MSS bertanggung jawab         accordance with the financial covenants above, then MSS
  melakukan perbaikan kondisi keuangan MSS, termasuk,            is responsible for improving MSS‘s financial condition,
  jika diperlukan, tambahan setoran modal untuk                  including, if necessary, additional capital injection to
  mengembalikan rasio keuangan tersebut paling lambat            restore the financial ratios no later than the next
  sampai dengan 12 bulan berikutnya.                             12 months.

  Pada tanggal 31 Desember 2025 semua rasio keuangan             As of 31 December 2025 all financial ratios required
  yang dibutuhkan telah dipenuhi oleh MSS.                       were met by MSS.

  Fasilitas Kredit III                                           Credit Facility III

  Pada tanggal 31 Juli 2025, MSS memperoleh fasilitas            On 31 July 2025, MSS obtained credit facility amounting
  kredit sebesar Rp 40.000.000.000 untuk digunakan               to Rp 40,000,000,000 to be used as additional working
  sebagai tambahan modal kerja untuk pengembangan                capital for the development of Jakarta Garden City. The
  Jakarta Garden City. Fasilitas kredit dikenakan bunga          credit facility bears interest rate of 10.00% per annum
  sebesar 10,00% per tahun dan berjangka waktu 36 bulan          and have a term of 36 months from the date of the
  sejak tanggal perjanjian.                                      agreement.

  Tabel pembayaran untuk fasilitas kredit adalah sebagai         Payment schedule for the credit facility is as follow:
  berikut:

               Angsuran ke/                  Periode/                       Angsuran/bulan/                  T o t a l/
               Installments                   Period                       Installment/month                 Total

                   1 - 35            Agustus 2025 – Juni 2028/                         1.115.000.000          39.025.000.000
                                      August 2025 – June 208
                     36                Juli 2028/ July 2028                             975.000.000               975.000.000
Page 299
                                                                      These Consolidated Financial Statements are
                                                                        originally issued in Indonesian language

                                            Ekshibit E/97                                                     Exhibit E/97

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                     PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                    FOR THE YEAR ENDED
                   31 DESEMBER 2025                                            31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)            (Expressed in Rupiah, unless otherwise stated)


21. UTANG BANK JANGKA PANJANG (Lanjutan)                    21. LONG-TERM BANK LOANS (Continued)

  PT Mitra Sindo Sukses (MSS) (Lanjutan)                       PT Mitra Sindo Sukses (MSS) (Continued)

  PT Bank Negara Indonesia (Persero) Tbk (Lanjutan)            PT Bank Negara Indonesia (Persero) Tbk (Continued)

  Fasilitas Kredit III (Lanjutan)                              Credit Facility III (Continued)

  Fasilitas kredit ini dijamin dengan:                         The credit facility is secured by:
  • Tanah dan bangunan yang berlokasi di Modern Town           • Land and building located at Modern Town Market,
     Market, Jakarta Garden City dengan SHGB No. 1889             Jakarta Garden City with SHGB No. 1889 owned by
     milik MSS seluas 9.233 m2 (Catatan 11).                      MSS covering an area of 9,233 m2 (Note 11).
  • Fidusia Notariil atas persediaan pada tanggal              • Notarial Fiduciary on inventories as of 30 July 2024
     30 Juni 2024 milik MSS (Catatan 6 dan 7).                    owned by MSS (Notes 6 and 7).

  MSS diharuskan untuk menjaga rasio keuangan berikut:          MSS is required to maintain the following financial
                                                                ratios:
  •   Current rasio minimal 1,00x                               • Current ratio minimum 1x
  •   Debt to equity rasio maksimal 2,5x                        • Debt to equity ratio maximum 2.5x
  •   Kewajiban bunga dan pokok tercover         minimal        • Interest and principal liabilities are covered
      100%                                                          minimum 100%

  Dalam hal MSS gagal memelihara rasio keuangan sesuai         In the event that MSS fails to maintain financial ratios in
  financial covenant di atas, maka MSS bertanggung jawab       accordance with the financial covenants above, then MSS
  melakukan perbaikan kondisi keuangan MSS, termasuk,          is responsible for improving MSS‘s financial condition,
  jika diperlukan, tambahan setoran modal untuk                including, if necessary, additional capital injection to
  mengembalikan rasio keuangan tersebut paling lambat          restore the financial ratios no later than the next
  sampai dengan 12 bulan berikutnya.                           12 months.

  Pada tanggal 31 Desember 2025 semua rasio keuangan           As of 31 December 2025 all financial ratios required
  yang dibutuhkan telah dipenuhi oleh MSS.                     were met by MSS.

  Pada tanggal 31 Desember 2025 dan 2024, saldo                As of 31 December 2025 and 2024, total outstanding
  terhutang fasilitas kredit masing-masing sebesar             balance of the credit facility amounted to
  Rp 47.631.230.418 dan Rp 44.067.216.768.                     Rp 47,631,230,418 and Rp 44,067,216,768, respectively.

  PT Griya Sukamanah Permai (GSP)                              PT Griya Sukamanah Permai (GSP)

  PT Bank Rakyat Indonesia (Persero) Tbk                       PT Bank Rakyat Indonesia (Persero) Tbk

  Pada tanggal 19 Januari 2024, GSP memperoleh fasilitas       On 19 January 2024, GSP obtained a credit loan facility
  pinjaman kredit dari PT Bank Rakyat Indonesia                from PT Bank Rakyat Indonesia (Persero) Tbk with a
  (Persero) Tbk sampai jumlah sebesar Rp 80.000.000.000.       maximum amount of Rp 80,000,000,000. This loan
  Fasilitas pinjaman ini digunakan untuk modal kerja.          facility is used for working capital. The credit facility
  Fasilitas kredit dikenakan bunga sebesar 9,75% - 11,50%      bears interest rate of 9.75% - 11.50% per annum and
  per tahun dan berjangka waktu 36 bulan sejak tanggal         have a term of 36 months from the date of the
  perjanjian.                                                  agreement.

  Tabel pembayaran untuk fasilitas kredit adalah sebagai       Payment schedule for the credit facility is as follow:
  berikut:

              Angsuran ke/                    Periode/                   Angsuran/bulan/                  T o t a l/
              Installments                     Period                   Installment/month                 Total

                  1 - 35            Januari 2024 – Desember 2026/                2.250.000.000              78.750.000.000
                                    January 2024 – December 2026
                    36                Januari 2027/January 2027                  1.250.000.000               1.250.000.000
Page 300
                                                                      These Consolidated Financial Statements are
                                                                        originally issued in Indonesian language

                                            Ekshibit E/98                                                     Exhibit E/98

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                    PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                  NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                   FOR THE YEAR ENDED
                   31 DESEMBER 2025                                           31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)           (Expressed in Rupiah, unless otherwise stated)


21. UTANG BANK JANGKA PANJANG (Lanjutan)                    21. LONG-TERM BANK LOANS (Continued)

  PT Griya Sukamanah Permai (GSP) (Lanjutan)                  PT Griya Sukamanah Permai (GSP) (Continued)

  PT Bank Rakyat Indonesia (Persero) Tbk (Lanjutan)           PT Bank Rakyat Indonesia (Persero) Tbk (Continued)

  Tabel pembayaran untuk fasilitas kredit adalah sebagai      Payment schedule for the credit facility is as follow:
  berikut:

             Angsuran ke/                    Periode/                    Angsuran/bulan/                  T o t a l/
             Installments                     Period                    Installment/month                 Total

                1 - 35             Januari 2024 – Desember 2026/                2.250.000.000               78.750.000.000
                                   January 2024 – December 2026
                  36                 Januari 2027/January 2027                  1.250.000.000                1.250.000.000

  Fasilitas kredit ini dijamin dengan:                        The credit facility is secured by:
  • Piutang usaha dan persediaan milik GSP yang diikat        • Trade receivable and inventory owned by GSP
     dalam bentuk PJ-08 sebesar Rp 80.000.000.000                secured in the form of PJ-08 amounting to
     (Catatan 6 dan 7).                                          Rp 80,000,000,000 (Notes 6 and 7).
  • Tanah dengan Sertipikat Hak Guna Bangunan                 • Land with Building Use Rights Certificate
     No. 001/Sukamanah, seluas 85.399 m2 terletak di             No. 001/Sukamanah, with an area of 85,399 m²
     Desa Sukamanah, Kecamatan Jambe, Kabupaten                  located in Sukamanah Village, Jambe District,
     Tangerang, Provinsi Banten. Dengan hak tanggungan           Tangerang Regency, Banten Province, with a first-
     peringkat pertama sebesar Rp 98.202.622.000                 ranking mortgage of Rp 98,202,622,000 (Note 9).
     (Catatan 9).
  • Tanah dengan Sertipikat Hak Guna Bangunan                 •    Land with Building Use Rights Certificate
     No. 002 – 142/Sukamanah, seluas 11.955 m2 terletak            No. 002 – 142/Sukamanah, with an area of 11,955 m²
     di Desa Sukamanah, Kecamatan Jambe, Kabupaten                 located in Sukamanah Village, Jambe District,
     Tangerang, Provinsi Banten. Dengan hak tanggungan             Tangerang Regency, Banten Province, with a first-
     peringkat pertama sebesar Rp 13.747.378.000                   ranking mortgage of Rp 13,747,378,000 (Note 9).
     (Catatan 9).

  GSP diharuskan untuk menjaga rasio berikut:                 GSP is required to maintain the following ratios:
  • Positif net working capital                               • Positive net working capital
  • Saldo terutang fasilitas kredit wajib dicover dengan      • The outstanding balance of credit facilities must be
     persediaan sebesar ≥ 143%                                   covered by inventory of ≥ 143%
  • Debt to equity rasio maksimal 700%                        • Debt to equity ratio maximum 700%
  • Interest coverage rasio minimal 200%                      • Interest coverage ratio minimum 200%
  • Rasio Proyeksi Nilai Likuidasi terhadap baki debet        • The projected liquidation value to outstanding
     minimal 120%                                                balance ratio minimum 120%

  Per 31 Desember 2025, seluruh kewajiban afirmatif yang      As of 31 December 2025, all affirmative covenants
  dipersyaratkan dalam perjanjian pinjaman telah dipenuhi     required under the loan agreement have been fulfilled
  oleh GSP, dan tidak terdapat pelanggaran terhadap           by GSP, and no breaches of the covenant terms were
  ketentuan yang ditetapkan oleh pihak pemberi pinjaman.      noted.

  Pada tanggal 31 Desember 2025 dan 2024, saldo                As of 31 December 2025 and 2024, outstanding balance
  pinjaman GSP kepada PT Bank Rakyat Indonesia (Persero)       of GSP loan to PT Bank Rakyat Indonesia (Persero) Tbk
  Tbk masing-masing sebesar Rp 28.197.511.991 dan              amounted to Rp 28,197,511,911 and Rp 55,057,276,240,
  Rp 55.057.276.240.                                           respectively.
Page 301
                                                                             These Consolidated Financial Statements are
                                                                               originally issued in Indonesian language

                                               Ekshibit E/99                                                         Exhibit E/99

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                           PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                         NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                          FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                  31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                  (Expressed in Rupiah, unless otherwise stated)


22. MODAL SAHAM                                                 22. SHARE CAPITAL

  Modal ditempatkan dan disetor penuh Perusahaan                      The Company’s issued and fully paid shares based on
  berdasarkan jenis saham adalah sebagai berikut:                     series of shares are as follows:

                                    Jumlah saham/           Nilai
                                     Total shares         nominal/
                                   (Lembar/Shares)        Par value             Total

   Seri A                              6.113.691.376              250       1.528.422.844.000                              Series A
   Seri B                              6.419.375.946              125         802.421.993.094                              Series B

   Total                              12.533.067.322                        2.330.844.837.094                              Total

  Saham Seri A dan B Perusahaan memiliki hak yang sama                Series A and B shares have the same rights and are equal
  dan sederajat dalam segala hal termasuk hak suara                   in every respect, including voting rights in the General
  dalam Rapat Umum Pemegang Saham dan hak atas                        Meeting of Shareholders and the right to dividends.
  dividen.

  Komposisi pemegang saham Perusahaan adalah sebagai                  The composition of the Company’s shareholders are as
  berikut:                                                            follows:
                                    Jumlah saham
                                   ditempatkan dan
                                    disetor penuh/        Persentase
                                   Number of shares      kepemilikan/
                                      issued and          Percentage
   31 Desember 2025                    fully paid        of ownership           Total                            31 December 2025
   Pemegang saham                                                                                                     Shareholders
   PT Panin Sekuritas Tbk                1.916.346.668          15,28%          356.393.740.074              PT Panin Sekuritas Tbk
   PT Honoris Corporindo Pratama         1.704.004.426          13,59%          316.903.262.142      PT Honoris Corporindo Pratama
   Haiyanto                              1.226.696.800           9,78%          228.135.685.359                            Haiyanto
   AA Land Pte Ltd., Singapura             932.515.721           7,43%          173.425.179.815         AA Land Pte Ltd., Singapore
   Woodside Global Venture Inc             825.600.100           6,58%          153.541.482.007        Woodside Global Venture Inc
   Masyarakat (masing-masing
     dengan kepemilikan kurang                                                                                 Public (less than 5%
     dari 5%)                            5.937.543.655          47,34%        1.104.238.301.501          ownership interest each)

   Total                                12.542.707.370         100,00%        2.332.637.650.898                            Total

                                    Jumlah saham
                                   ditempatkan dan
                                    disetor penuh/        Persentase
                                   Number of shares      kepemilikan/
                                      issued and          Percentage
   31 Desember 2024                    fully paid        of ownership           Total                            31 December 2024
   Pemegang saham                                                                                                     Shareholders
   PT Panin Sekuritas Tbk                1.916.346.668          15,29%          356.393.740.074              PT Panin Sekuritas Tbk
   PT Honoris Corporindo Pratama         1.704.004.426          13,60%          316.903.262.142      PT Honoris Corporindo Pratama
   Haiyanto                              1.226.696.800           9,79%          228.135.685.359                            Haiyanto
   AA Land Pte Ltd., Singapura             932.515.721           7,44%          173.425.179.815         AA Land Pte Ltd., Singapore
   Woodside Global Venture Inc             825.600.100           6,59%          153.541.482.007        Woodside Global Venture Inc
   Masyarakat (masing-masing
     dengan kepemilikan kurang                                                                                 Public (less than 5%
     dari 5%)                            5.937.543.655          47,34%        1.104.238.301.501          ownership interest each)

   Total                                12.542.707.370         100,00%        2.332.637.650.898                            Total

  Perusahaan telah melakukan pembelian kembali                        The Company has repurchased a total of 585,750,900
  sejumlah 585.750.900 lembar saham atau sebesar                      shares  amounting     Rp   136,189,338,200 as   of
  Rp 136.189.338.200 pada tanggal 31 Desember 2025 dan                31 December 2025 and 2024.
  2024.
Page 302
                                                                                          These Consolidated Financial Statements are
                                                                                            originally issued in Indonesian language

                                                        Ekshibit E/100                                                            Exhibit E/100

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                       PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                                     NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                                      FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                              31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                              (Expressed in Rupiah, unless otherwise stated)


23. TAMBAHAN MODAL DISETOR                                                     23. ADDITIONAL PAID-IN CAPITAL

                                                      31 Desember 2025/        31 Desember 2024/
                                                      31 December 2025         31 December 2024

                                                                                                                          Difference arising from
  Selisih nilai transaksi restrukturisasi entitas                                                    restructuring transaction of entities under
    sepengendali                                  (       16.260.579.631 ) (       16.260.579.631 )                             common control
  Bagian ekuitas obligasi konversi                         8.161.682.404            8.161.682.404             Equity portion of convertible bonds
  Biaya penerbitan saham perdana                  (        3.695.839.247 ) (        3.695.839.247 ) Share issuance costs on initial public offering
  Lain-lain                                               40.552.222.300           40.552.222.300                                       Others

  Total                                                   28.757.485.826           28.757.485.826                                         Total


24. KEPENTINGAN NON-PENGENDALI                                                 24. NON-CONTROLLING INTEREST

  Kepentingan non-pengendali atas aset bersih entitas                             Non-controlling interests in net assets of subsidiaries
  anak merupakan bagian pemegang saham minoritas atas                             represent the share of minority shareholders in the net
  aset bersih entitas anak yang tidak seluruh sahamnya                            assets of subsidiaries that are not wholly owned by the
  dimiliki oleh Perusahaan.                                                       Company.

  Kepentingan non-pengendali masing-masing sebesar                                 Non-controlling interests amounted to Rp 1,540,880,980
  Rp 1.540.880.980 dan Rp 948.566.989 pada tanggal                                 and Rp 948,566,989 as of 31 December 2025 and 2024,
  31 Desember 2025 dan 2024 yang merupakan 10,00% dan                              respectively, which pertains to 10.00% and 0.08%
  0,08% bagian pemegang saham minoritas di PT Multi Tirta                          minority interest in PT Multi Tirta Mandiri and
  Mandiri dan PT Modern Mitrakarya Serasi.                                         PT Modern Mitrakarya Serasi.


25. PENDAPATAN                                                                 25. REVENUES

                                                           2025                     2024

   Tanah                                                 229.034.338.823          172.576.134.242                                          Land
   Rumah tinggal dan ruko                                572.882.154.070          600.287.623.711               Residential houses and shophouses
   Apartemen                                              14.130.190.770           53.753.189.168                                      Apartment
   EPS dan Wiremesh                                       18.081.029.110           24.111.951.579                               EPS and Wiremesh

   Penjualan bersih                                      834.127.712.773          850.728.898.700                                        Net sales

   Pendapatan dari hotel dan sewa                         83.711.243.395           92.466.307.811                        Hotel and rental income

   Lapangan golf                                                                                                                      Golf course
     Green fees                                           15.389.498.332           12.368.974.368                                   Green fees
     Keanggotaan                                           9.804.054.063            9.612.162.186                              Membership fees
     Lain-lain                                            49.255.183.606           34.659.152.744                                    Others
   Restoran club house                                    20.871.753.785           17.734.627.172                           Club house restaurant

   Lapangan golf dan restoran club house                  95.320.489.786           74.374.916.470         Golf course and club house Restaurant

   Total                                                1.013.159.445.954        1.017.570.122.981                                        Total

  Pada tahun 2025 dan 2024 tidak terdapat penjualan                               In 2025 and 2024 there is no sale to customers that is
  kepada pelanggan yang melebihi 10,00% dari jumlah                               more than 10,00% of the total consolidated revenues.
  pendapatan konsolidasian.
Page 303
                                                                      These Consolidated Financial Statements are
                                                                        originally issued in Indonesian language

                                          Ekshibit E/101                                                     Exhibit E/101

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                    PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                  NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                   FOR THE YEAR ENDED
                   31 DESEMBER 2025                                           31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)           (Expressed in Rupiah, unless otherwise stated)


26. BEBAN POKOK PENDAPATAN                                   26. COST OF REVENUES

                                             2025                2024

   Tanah                                   104.334.711.584      81.656.206.676                                       Land
   Rumah tinggal dan ruko                  274.417.865.106     291.580.795.308            Residential houses and shophouses
   Apartemen                                12.909.796.775      49.373.989.742                                   Apartment
   EPS dan Wiremesh                         23.195.281.719      27.530.720.770                            EPS and Wiremesh

   Beban pokok penjualan (Catatan 7)       414.857.655.184     450.141.712.496                        Cost of Sales (Note 7)

   Beban penyusutan (Catatan 11)            31.405.176.082      31.306.434.292                Depreciation expense (Note 11)
   Makanan dan minuman (Catatan 7)          12.207.563.415      15.245.368.887                   Food and beverage (Note 7)
   Ruangan                                  11.007.598.815      13.973.347.857                                      Rooms
   Perlengkapan, perawatan dan biaya                                                              Utilities, maintenance and
     manajemen                               6.888.054.026       7.090.998.423                             management fee
   Lain-lain                                   621.173.821         537.467.537                                     Others

   Beban langsung hotel dan sewa            62.129.566.159      68.153.616.996       Direct cost of hotel and rental income

   Lapangan golf:                                                                                                Golf course:
     Gaji dan tunjangan lainnya             23.259.951.529      19.250.477.043                      Salaries and allowance
     Beban penyusutan (Catatan 11)           5.625.910.134       2.756.141.331             Depreciation expenses (Note 11)
     Lain-lain                              13.136.445.035       9.425.141.847                                   Others

   Sub-total                                42.022.306.698      31.431.760.221                                      Sub-total

   Restoran club house:                                                                              Club house restaurant:
     Gaji dan tunjangan                      6.928.774.621       5.893.345.675                    Salaries and allowances
     Makanan dan minuman (Catatan 7)         6.803.924.654       5.792.557.630                Food and beverages (Note 7)
     Lain-lain                               2.302.173.849       1.744.090.867                                  Others

   Sub-total                                16.034.873.124      13.429.994.172                                      Sub-total

   Beban langsung lapangan golf dan                                                          Direct costs of golf course and
     restoran club house                    58.057.179.822      44.861.754.393                      club house restaurant

   Total                                   535.044.401.165     563.157.083.885                                       Total

  EPS dan wiremesh termasuk beban penyusutan masing -           EPS and wiremesh include depreciation expense
  masing sebesar Rp 7.187.609.412 untuk tahun yang              amounting to Rp 7,187,609,412 for the years ended 31
  berakhir pada tanggal 31 Desember 2025 dan 2024               December 2025 and 2024 (Note 11).
  (Catatan 11).

  Pada tahun 2025, tidak ada beban pokok pendapatan             In 2025 there is no cost of revenue more than 10.00%
  yang melebihi 10,00% dari jumlah beban pokok                  from total consolidated cost of revenues. In 2024, cost
  pendapatan konsolidasian. Pada tahun 2024, beban              of revenues for sales to PT Jumbo Power International
  pokok pendapatan untuk penjualan kepada PT Jumbo              amounting to Rp 62,020,000,000 exceeded 10,00% of
  Power International sebesar Rp 62.020.000.000 melebihi        purchases from total cost of revenue.
  10,00% dari jumlah beban pokok pendapatan.
Page 304
                                                                             These Consolidated Financial Statements are
                                                                               originally issued in Indonesian language

                                              Ekshibit E/102                                                         Exhibit E/102

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                          PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                         FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                 31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                 (Expressed in Rupiah, unless otherwise stated)


27. BEBAN PENJUALAN                                               27. SELLING EXPENSES
                                                  2025                2024


   Iklan dan promosi                            60.006.380.031       77.410.455.419                       Advertising and promotion
   Gaji dan kesejahteraan karyawan              26.150.438.165       24.757.815.166                 Salaries and employees benefits
   Komisi penjualan                             18.024.597.193       15.389.631.001                                Sales commissions
   Biaya pemeliharaan dan perbaikan              3.554.430.000          442.999.999                        Repairs and maintenance
   Beban penyusutan (Catatan 11)                 1.756.288.760        1.763.601.260                  Depreciation expense (Note 11)
   Lain-lain (masing-masing dibawah                                                                           O t h e r s (each below
     Rp 1 miliar)                                 1.184.643.809       1.074.207.395                                     Rp 1 billion)

   Total                                       110.676.777.958      120.838.710.240                                         Total

28. BEBAN UMUM DAN ADMINISTRASI                                   28. GENERAL AND ADMINISTRATIVE EXPENSES
                                                 2025                 2024

   Gaji, upah dan kesejahteraan karyawan       149.566.524.438      156.867.022.057          Salaries, wages and employee benefits
   Pajak dan perijinan                         100.038.575.134       78.196.738.095                                Taxes and licenses
   Pemeliharaan dan perbaikan                   45.225.653.584       45.049.930.944                        Repairs and maintenance
   Beban keamanan                               45.123.634.963       45.308.136.312                                 Security expenses
   Sumbangan, jamuan dan representasi           27.449.449.258       19.512.481.790     Donation, entertainment and representation
   Beban konsultan                              24.059.043.168       23.442.205.960                                   Consultant fees
   Beban penyusutan (Catatan 11)                18.214.743.059       17.799.958.239                 Depreciation expenses (Note 11)
                                                                                                     Electricity, water, postage and
   Listrik, air, pos dan telekomunikasi          9.793.569.954        9.756.254.490                             telecommunication
   Biaya langganan                               7.361.550.115        6.738.853.979                                  Subscription fees
   Beban Asuransi                                6.615.203.850        5.412.695.915                               Insurance expenses
   Beban pengiriman                              5.451.357.577        5.004.743.989                                     Shipping fees
   Beban penyusutan aset hak guna                3.890.183.321        4.377.888.382               Depreciation of right-of-use asset
   Biaya sewa                                    3.596.378.771        3.487.324.686                                    Rent expenses
   Biaya bank                                    2.585.944.718        2.469.773.092                              Bank administration
   Keperluan kantor                              1.865.266.949        1.820.428.704                                    Office supplies
   Lain-lain (masing-masing dibawah                                                                           O t h e r s (each below
      Rp 1 miliar)                              14.165.309.711       17.457.578.271                                    Rp 1 billion)

   Total                                       465.002.388.570      442.702.014.905                                         Total


29. PENDAPATAN DAN BEBAN OPERASI LAINNYA                          29. OTHER OPERATING INCOME AND EXPENSE
   a. Pendapatan Operasi Lainnya                                     a. Other Operating Income
                                                 2025                 2024

      Keuntungan dari penyelesaian Obligasi
       yang harus dibayar                     1.002.197.171.369          -                  Gain from settlement of Bond Payable
      Pendapatan atas sewa pembiayaan aset                                                 Income on lease of property, plant and
        tetap                                      459.166.607          397.811.636                                   equipment
      Laba atas penjualan aset tetap               382.815.143           -          Gain on sale of property, plant and equipment
      Pembalikan pencadangan piutang                                                      Reversal of allowance for impairment of
        usaha (Catatan 6)                          139.030.659           79.380.349                    trade receivable (Note 6)
      Lain-lain                                214.444.302.570      100.089.410.634                                      Others

      Total                                   1.217.622.486.348     100.566.602.619                                          Total

      Pendapatan lainnya termasuk pendapatan Grup dari                  Other income includes the Group’s income from
      jasa lain yang ditawarkan kepada pelanggan yang                   other services offered to customers which include
      meliputi beban keanggotaan, beban pemeliharaan,                   membership fees, maintenance fees, water charges
      beban air dan beban listrik.                                      and electricity charges.
Page 305
                                                                                    These Consolidated Financial Statements are
                                                                                      originally issued in Indonesian language

                                                    Ekshibit E/103                                                         Exhibit E/103

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                              NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                               FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                       31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                       (Expressed in Rupiah, unless otherwise stated)


29. PENDAPATAN          DAN      BEBAN       OPERASI     LAINNYA        29. OTHER     OPERATING           INCOME       AND        EXPENSE
    (Lanjutan)                                                              (Continued)

  b. Beban Operasi Lainnya                                                  b. Other Operating Expenses

                                                        2025                 2024

         Rugi atas nilai mata uang asing – bersih    271.091.898.668       309.218.790.270                   Loss on foreign exchange – Net
         Biaya penerbitan utang                      149.518.911.532            -                                        Debt issuance costs
         Cadangan kerugian penurunan nilai                                                         Provision for allowance for impairment
          piutang usaha (Catatan 6)                     1.809.041.098        2.083.350.000             losses of trade receivable (Note 6)
         Keuntungan      atau   kerugian     atas                                                Gain or loss on sale of property, plant and
          penjualan aset tetap                             13.437.500                                                            equipment
         Lain-lain                                     10.502.499.492        9.803.895.886                                        Others

         Total                                       432.935.788.290       321.106.036.156                                          Total



30. BEBAN KEUANGAN                                                      30. FINANCE COSTS

                                                        2025                 2024

   Utang bank                                       208.997.736.630         62.490.670.854                                        Bank loans
   Utang obligasi                                   203.335.232.379        269.613.959.222                                    Bonds payable
   Liabilitas sewa                                    1.100.219.128          1.161.336.719                                   Lease liabilities

   Total                                            413.433.188.137        333.265.966.795                                          Total



31. SALDO     AKUN     DAN               TRANSAKSI         DENGAN       31. ACCOUNT BALANCES            AND     TRANSACTIONS          WITH
    PIHAK-PIHAK BERELASI                                                    RELATED PARTIES

  Transaksi antara Grup, yang merupakan pihak berelasi                      Transactions between the Group, which is the
  Perusahaan, telah dieliminasi dalam laporan keuangan                      Company’s related party, have been eliminated in the
  konsolidasian dan tidak disajikan dalam catatan ini.                      consolidated financial statements and are not
  Rincian transaksi antara Grup dan pihak berelasi lainnya                  presented in this note. Details of transactions between
  disajikan dibawah ini.                                                    the Group and other related parties are presented
                                                                            below.

   Hubungan dan sifat saldo akun dan transaksi dengan                       The relationship and nature of account balances or
   pihak-pihak berelasi adalah sebagai berikut:                             transactions with related parties are described as
                                                                            follows:

                Pihak-pihak berelasi/                       Sifat dari hubungan/                           Sifat dari transaksi/
   No.             Related parties                         Nature of relationship                         Nature of transaction

   1.     PT Modern Griya Reksa (MGR)        Perusahaan yang memiliki anggota manajemen kunci Utang usaha/ Trade payable
                                                       yang sama dengan Perusahaan /
                                               Entities which have the same key management
                                                        personnel with the Company
   2.     PT Waskita Modern Realti (WMR)                     Asosiasi/ Associate              Piutang   lain-lain   dan   pendapatan
                                                                                              keuangan/ Other receivables and finance
                                                                                              income
Page 306
                                                                         These Consolidated Financial Statements are
                                                                           originally issued in Indonesian language

                                         Ekshibit E/104                                                        Exhibit E/104

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                       PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                     NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                      FOR THE YEAR ENDED
                   31 DESEMBER 2025                                              31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)              (Expressed in Rupiah, unless otherwise stated)


31. SALDO     AKUN     DAN       TRANSAKSI        DENGAN       31. ACCOUNT BALANCES AND TRANSACTIONS                    WITH
    PIHAK-PIHAK BERELASI (Lanjutan)                                RELATED PARTIES (Continued)

   Rincian saldo akun-akun dengan pihak-pihak berelasi             The details of the balances of accounts with related
   adalah sebagai berikut:                                         parties are as follows:
                                       31 Desember 2025/       31 Desember 2024/
                                       31 December 2025        31 December 2024

   Piutang lain-lain                                                                                        Other receivables
   PT Waskita Modern Realti                   7.658.337.125         5.150.109.328                     PT Waskita Modern Realti

   Persentase dari total aset                         0,06%                0,04%                 Percentage from total assets

   Utang usaha (Catatan 14 dan 33)                                                           Trade payables (Notes 14 and 33)
   PT Modern Griya Reksa                     109.738.131.525      109.738.131.525                      PT Modern Griya Reksa

   Persentase dari total liabilitas                   1,09%                 1,09%             Percentage from total liabilities

                                               2025                 2024

   Pendapatan keuangan                                                                                         Finance income
   PT Waskita Modern Realti                     622.135.957           246.835.345                     PT Waskita Modern Realti

   Persentase dari total pendapatan
     keuangan                                         6,57%                 1,37%       Percentage from total finance income

   Rincian jenis transaksi dengan pihak berelasi yang              Details of the types of transactions with
   jumlahnya melebihi Rp 1.000.000.000 pada tanggal                related parties exceeding Rp 1,000,000,000 as of
   31 Desember 2025 dan 2024 adalah sebagai berikut:               31 December 2025 and 2023 are as follows:

   Berdasarkan    surat   pinjaman   pemegang    saham             Based   on    the   shareholder    loan   agreement
   No. ADD-4/013/P.WMR/2022/2025 tanggal 15 Desember               No. ADD-4/013/P.WMR/2022/2025 dated 15 December
   2025 terdapat perpanjangan jangka waktu pengembalian            2025, the due date for the shareholder loan has been
   pinjaman pemegang saham menjadi 31 Desember 2026.               extended to 31 December 2026.

   Berdasarkan    surat   pinjaman   pemegang    saham             Based   on    the   shareholder    loan   agreement
   No. ADD-3/013/P.WMR/2022/2024 tanggal 9 Agustus                 No. ADD-3/013/P.WMR/2022/2024 dated 9 August
   2024 terdapat perpanjangan jangka waktu pengembalian            2024, the due date for the shareholder loan has been
   pinjaman pemegang saham menjadi 31 Desember 2025.               extended to 31 December 2025.

   Berdasarkan addendum perjanjian tanggal 9 Agustus               Based on addendum agreement dated 9 August 2025,
   2025, PT Modern Griya Reksa dan Perusahaan setuju               PT Modern Griya Reksa and MSM agreed to extend the
   untuk memperpanjang periode pembayaran utang                    payment period of the payable to September 2026
   tersebut hingga September 2026 (Catatan 33).                    (Note 33).

   Jumlah beban kompensasi bruto bagi manajemen kunci               The amount of gross compensation for key
   (termasuk anggota Dewan Komisaris dan Direksi)                   management (including members of the Boards of
   Perusahaan adalah sebagai berikut:                               Commissioners and Directors) of the Company are as
                                                                    follows:

                                               2025                 2024

   Dewan Komisaris                                                                                     Board of Commissioners
   Imbalan kerja jangka pendek               11.480.087.367        12.258.353.760                 Short-term employee benefits

   Dewan Direksi                                                                                            Board of Directors
   Imbalan kerja jangka pendek               13.498.018.929        18.950.303.405                 Short-term employee benefits
Page 307
                                                                                                                            These Consolidated Financial Statements are
                                                                                                                              originally issued in Indonesian language

                                                                             Ekshibit E/105                                                                                                     Exhibit E/105

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                                                    PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                                                                  NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                                                                   FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                                                           31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                                                           (Expressed in Rupiah, unless otherwise stated)


32. SEGMEN OPERASI                                                                                        32. OPERATING SEGMENTS

   Grup mengklasifikasikan aktivitas usahanya berdasarkan                                                      The Group classified its business activity based on
   lokasi proyek dan produk dan jasa, dimana untuk masing-                                                     project location and products and services. Each project
   masing proyek mempunyai pendapatan dari pelanggan                                                           has revenue from customers that can be attributed
   yang dapat diatribusikan secara langsung per lokasi                                                         directly per project site and per products and services,
   proyek dan per produk dan jasa, dan masing-masing                                                           and each has an influence in terms of making decisions.
   mempunyai pengaruh dalam hal membuat keputusan.

   Tidak ada transaksi yang signifikan antar segmen.                                                           There were no significant transactions between
   Pendapatan antar-segmen dieliminasi pada saat                                                               segments. Inter-segment revenues are eliminated upon
   konsolidasi.                                                                                                consolidation.
   Informasi segmen operasi Grup berdasarkan lokasi proyek                                                     The information on operating segments of the Group
   adalah sebagai berikut:                                                                                     based on project location is as follows:
                                                                                        31 Desember 2025/ 31 December 2025
                                                                                                                                                       Eliminasi/
                                  Tangerang                Bekasi                 Cakung              Serang               Gajah Mada                 Elimination               Total

   Pendapatan                   242.324.077.568         14.104.964.559        491.210.224.768      187.392.965.400         79.037.123.569     (         909.909.910)        1.013.159.445.954                Revenues

   Hasil segmen                  75.713.197.875    (    37.129.155.832)        83.019.692.565        7.410.173.654        555.770.065.036     (       19.477.376.812)        665.306.596.486           Segmen results

   Beban keuangan                                                                                                                                                       ( 413.433.188.137)              Finance costs
   Pendapatan keuangan                                                                                                                                                      9.463.778.513             Finance income
   Bagian rugi usaha dari                                                                                                                                                                            Share in net loss
    investasi pada entitas                                                                                                                                                                         from investment
    asosiasi                                                                                                                                                            (      7.179.315.993)          in associates

  Laba sebelum pajak                                                                                                                                                                                     Profit before
   penghasilan                                                                                                                                                               254.157.870.869             income tax
  Beban pajak
    penghasilan                                                                                                                                                         (     13.037.279.070)     Income tax expense

   Laba bersih                                                                                                                                                               241.120.591.799                Net profit



                                                                                         31 Desember 2025/ 31 December 2025
                                                                                                                                                         Eliminasi/
                                 Tangerang                Bekasi                 Cakung              Serang                Gajah Mada                   Elimination               Total

                                                                                                                                                                                                         Assets and
   Aset dan Liabilitas                                                                                                                                                                                   Liabilities
   Aset segmen               1.364.815.214.967     1.932.646.947.812       3.603.935.454.990    5.935.254.529.781         9.490.277.617.503       (10.044.259.687.565) 12.282.670.077.488             Segment assets
   Aset grup yang
     tidak dapat                                                                                                                                                                                   Unallocated group
     dialokasikan                                                                                                                                                             1.168.413.354.748              assets

   Total Aset                                                                                                                                                                13.451.083.432.236          Total Assets

   Liabilitas segmen            160.438.284.363        264.402.332.131       996.370.210.456    1.392.542.915.121        18.006.858.050.190       (11.258.091.460.795)        9.562.520.331.466   Segment liabilities
   Liabilitas grup yang
     tidak dapat                                                                                                                                                                                   Unallocated group
     dialokasikan                                                                                                                                                               151.962.224.694           liabilities

   Total Liabilitas                                                                                                                                                           9.714.482.556.160       Total Liabilities

   Informasi Segmen                                                                                                                                                                                   Other Segment
     Lainnya                                                                                                                                                                                            Information
   Pengeluaran modal             16.851.147.620           139.746.520            248.400.000        5.548.280.447             5.654.844.663                  -                   28.442.419.250   Capital expenditure

   Penyusutan                     6.085.430.018          1.446.889.724         7.267.940.261       17.705.123.624           32.965.040.667        (      2.591.029.107)          62.879.395.187          Depreciation


                                                                                       31 Desember 2025/ 31 December 2025
                                          Residensial/                   Industrial/              Hospitaliti/            Eliminasi/
                                          Residential                    Industrial              Hospitality             Elimination                             Total

   Pendapatan                                680.970.450.350             169.311.936.290           163.786.969.224   (                 909.909.910)          1.013.159.445.954                              Revenues

   Aset                                                                                                                                                                                                   Assets
   Aset segmen                          16.176.756.372.142           5.839.596.293.464             310.577.099.447   (      10.044.259.687.565)             12.282.670.077.488                        Segment assets

   Aset grup yang tidak dapat
    dialokasikan                                                                                                                                             1.168.413.354.748              Unallocated group assets

  Total Aset                                                                                                                                                13.451.083.432.236                          Total Assets

   Informasi Segmen Lainnya                                                                                                                                                              Other Segment Information
   Pengeluaran modal                           4.128.190.783               5.548.280.447            18.765.948.020                 -                             28.442.419.250                 Capital expenditure
Page 308
                                                                                                                            These Consolidated Financial Statements are
                                                                                                                              originally issued in Indonesian language

                                                                           Ekshibit E/106                                                                                                         Exhibit E/106

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                                                   PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                                                                 NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                                                                  FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                                                          31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                                                          (Expressed in Rupiah, unless otherwise stated)


32. SEGMEN OPERASI (Lanjutan)                                                                           32. OPERATING SEGMENTS (Continued)
   Informasi segmen operasi Grup berdasarkan lokasi proyek                                                    The information on operating segments of the Group
   adalah sebagai berikut: (Lanjutan)                                                                         based on project location is as follows: (Continued)
                                                                                       31 Desember 2024/ 31 December 2024
                                                                                                                                                   Eliminasi/
                                  Tangerang               Bekasi                Cakung               Serang                Gajah Mada             Elimination                    Total

   Pendapatan                   174.286.560.998        84.465.096.497        511.728.191.690      165.834.169.551         82.166.014.155      (         909.909.910)         1.017.570.122.981                   Revenues

   Hasil segmen                  48.177.930.446   (      4.543.190.206)       42.529.179.963        3.834.792.731   ( 439.401.368.009) (              2.993.950.320) (        352.396.605.395)             Segmen results

   Beban keuangan                                                                                                                                                        ( 333.265.966.795)                 Finance costs

   Pendapatan keuangan                                                                                                                                                         18.056.806.475             Finance income

   Bagian rugi usaha dari                                                                                                                                                                                Share in net loss
    investasi pada entitas                                                                                                                                                                             from investment
    asosiasi                                                                                                                                                             (     15.519.001.293)             in sssociates

   Laba sebelum pajak                                                                                                                                                                                       Profit before
    penghasilan                                                                                                                                                          ( 683.124.767.008)                 income tax
   Beban pajak
     penghasilan                                                                                                                                                         (      7.730.299.128)        Income tax expense

   Laba bersih                                                                                                                                                           ( 690.855.066.136)                    Net profit

                                                                                       31 Desember 2024/ 31 December 2024
                                                                                                                                                   Eliminasi/
                                 Tangerang               Bekasi                Cakung               Serang                Gajah Mada              Elimination                     Total

   Aset dan Liabilitas                                                                                                                                                                             Assets and Liabilities
   Aset segmen               1.375.170.450.624    1.936.009.757.226       3.572.920.363.167    5.743.837.213.413        8.243.975.999.654     (8.485.949.139.973)        12.385.964.644.111               Segment assets
   Aset grup yang
     tidak dapat                                                                                                                                                                                       Unallocated group
     dialokasikan                                                                                                                                                            1.175.509.678.785                   assets

   Total Aset                                                                                                                                                            13.561.474.322.896                  Total Assets

   Liabilitas segmen            233.904.993.884       295.519.859.362     1.089.893.949.490    1.073.471.696.795    17.017.922.483.662        (9.720.740.624.782)            9.989.972.358.411        Segment liabilities
   Liabilitas grup yang
     tidak dapat                                                                                                                                                                                       Unallocated group
     dialokasikan                                                                                                                                                              118.122.729.120                liabilities

   Total Liabilitas                                                                                                                                                      10.108.095.087.531               Total Liabilities

   Informasi Segmen                                                                                                                                                                                      Other Segment
     Lainnya                                                                                                                                                                                               Information
   Pengeluaran modal             10.041.522.299          266.282.320            607.773.151        6.125.300.885           2.659.557.495                  -                     19.700.436.150       Capital expenditure

   Penyusutan                     3.319.706.406         1.470.390.765         7.317.591.984       17.732.560.893          33.564.523.593      (       2.591.029.107)            60.813.744.534               Depreciation

                                                                                      31 Desember 2024/ 31 December 2024
                                          Residensial/                  Industrial/              Hospitaliti/            Eliminasi/
                                          Residential                   Industrial               Hospitality            Elimination                              Total

   Pendapatan                                728.033.436.726            141.722.217.972           148.724.378.193   (                  909.909.910)            1.017.570.122.981                                 Revenues

   Aset                                                                                                                                                                                                        Assets
   Aset segmen                           14.948.236.478.950         5.636.151.388.521             287.525.916.611   (         8.485.949.139.971)              12.385.964.644.111                           Segment assets

   Aset grup yang tidak dapat
    dialokasikan                                                                                                                                               1.175.509.678.785                 Unallocated group assets

   Total Aset                                                                                                                                                 13.561.553.184.962                             Total Assets

   Informasi Segmen Lainnya                                                                                                                                                                Other Segment Information
   Pengeluaran modal                           2.370.667.397              6.125.300.885            11.204.467.868                  -                             19.700.436.150                   Capital expenditure


   Pendapatan dan beban keuangan, dan bagian rugi usaha                                                       Finance income and costs, and share in loss from
   dari investasi pada entitas asosiasi tidak dialokasikan                                                    investment in Associates are not allocated to individual
   pada tiap segmen sebagai instrumen dasar yang diatur                                                       segments as the underlying instruments are managed on
   dalam aturan dasar Grup.                                                                                   a Group basis.
   Pajak kini, pajak tangguhan dan aset dan kewajiban                                                         Current taxes, deferred taxes and certain financial
   keuangan tertentu tidak dialokasikan pada segmen                                                           assets and liabilities are not allocated to segments as
   seperti yang diatur dalam aturan dasar Grup.                                                               they are also managed on a group basis.
   Pengeluaran modal terdiri dari penambahan atas aset                                                        Capital expenditure consists of additions of property,
   tetap.                                                                                                     plant and equipment.
Page 309
                                                                     These Consolidated Financial Statements are
                                                                       originally issued in Indonesian language

                                           Ekshibit E/107                                                  Exhibit E/107

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                    PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                  NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                   FOR THE YEAR ENDED
                   31 DESEMBER 2025                                           31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)           (Expressed in Rupiah, unless otherwise stated)


33. PERJANJIAN PENTING, IKATAN DAN KONTINJENSI               33. SIGNIFICANT AGREEMENTS,          COMMITMENTS       AND
                                                                 CONTINGENCIES

   Perjanjian, ikatan dan kontijensi penting Grup adalah       The Group’s significant agreements, commitment and
   sebagai berikut:                                            contingencies are as follows:

  (a) Perusahaan mengadakan perjanjian kerjasama               (a) The Company entered into a Build, Operate and
      Bangun Kelola Serah (Built, Operate and Transfer)            Transfer Agreement with PT Artamitra Usahamulia
      dengan PT Artamitra Usahamulia (AU) dalam rangka             (AU) wherein AU will construct and operate the
      pembangunan dan pengelolaan sarana olahraga dan              Modernland sports and recreation facilities on
      rekreasi Modernland yang dibangun di atas tanah              approximately 2.4 hectares of land located in
      milik Perusahaan seluas sekitar 2,4 hektar yang              Tangerang owned by the Company for thirty (30)
      berlokasi di Tangerang oleh AU dimana AU                     years starting from 1 July 1995.
      mempunyai hak kelola selama tiga puluh (30) tahun
      mulai tanggal 1 Juli 1995.

      Perjanjian    tersebut     mengalami      perubahan,        The agreement was amended pursuant to the Deed of
      berdasarkan Perpanjangan Kerjasama No. 07 tanggal           Extension of Cooperation No. 07 dated 30 June
      30 Juni 2025, kedua belah pihak sepakat untuk               2025, wherein both parties agreed to extend the
      memperpanjang jangka waktu pengelolaan selama               management period for five (5) years, effective from
      lima (5) tahun, terhitung sejak 1 Juli 2025 dan akan        1 July 2025 until 1 July 2030. In consideration of this
      berakhir pada 1 Juli 2030. Atas perpanjangan ini, AU        extension, AU is obligated to pay the Company a
      wajib memberikan kompensasi kepada Perusahaan               total compensation of Rp 4,500,000,000 payable in
      sebesar Rp 4.500.000.000 yang dibayarkan secara             annual installments throughout the extension period.
      bertahap setiap tahun selama masa perpanjangan.

      Nilai perolehan tanah dalam perjanjian ini sebesar          The cost of the land under this agreement amounting
      Rp 3.599.610.620 disajikan di laporan posisi                to Rp 3,599,610,620 is presented in the consolidated
      keuangan konsolidasian sebagai bagian dari “Aset            statements of financial position as part of “Other
      tidak lancar lainnya”.                                      non-current assets”.

  (b) Berdasarkan Perjanjian Pembelian Tanah tanggal           (b) Based on Land Purchase Agreement dated
      5 Desember 2013, MSM, entitas anak, akan membeli             5 December 2013, MSM, a subsidiary, will purchase
      424.704 m² tanah yang terletak di Cakung, Jakarta            424,704 m² of land located in Cakung, East Jakarta
      Timur yang dimiliki oleh PT Modern Griya Reksa,              owned by PT Modern Griya Reksa, a related party,
      pihak berelasi, sebesar Rp 155.016.960.000.                  amounting to Rp 155,016,960,000.

      Perjanjian tersebut telah mengalami beberapa kali           The agreement was amended several times, the
      perubahan, terakhir pada tanggal 9 Agustus 2025             latest was dated 9 August 2025 where MGR and MSM
      dimana MGR dan MSM sepakat untuk memperpanjang              agreed to extend the payment period of the payable
      jangka waktu pembayaran hutang tersebut sampai              to September 2026 (Notes 14 and 31).
      dengan September 2026 (Catatan 14 dan 31).

  (c) Pada tanggal 1 Oktober 2014, MAH dan Swiss-Pacific       (c) On 1 October 2014, MAH and Swiss-Pacific Limited
      Limited menandatangani nota kesepakatan untuk                signed a memorandum of understanding for the
      pembangunan sebuah hotel dengan nama Swiss-                  construction of a hotel under the name Swiss-
      Belhotel Cikande yang berlokasi di Modern Cikande            Belhotel Cikande located at Modern Cikande
      Industrial Estate, Jl Raya Jakarta – Serang KM 68,           Industrial Estate, Jl Raya Jakarta - Serang KM 68,
      Cikande, Serang. Hotel akan dikelola oleh Swiss-             Cikande, Serang. The hotel will be managed by
      Pacific Limited dan Perusahaan berhak untuk                  Swiss-Pacific Limited and the Company is entitled to
      mendapatkan keuntungan dari kegiatan usaha Hotel.            benefit from the Hotel's business activities.

  (d) MAH, entitas anak, melakukan perjanjian dengan           (d) MAH, a subsidiary, made an agreement with Alaya
      Alaya Spa untuk penyediaan fasilitas spa dan pijat           Spa for provision of spa facility and massage for
      untuk Hotel Swiss-belinn Modern Cikande tanggal              Swiss-belinn   Hotel   Modern     Cikande   dated
      16 Oktober 2024 dengan jangka waktu satu (1) tahun           9 October 2023 with time period of one (1) year
      yang berakhir pada tanggal 30 Desember 2025.                 which ends on 30 December 2025.
Page 310
                                                                        These Consolidated Financial Statements are
                                                                          originally issued in Indonesian language

                                             Ekshibit E/108                                                   Exhibit E/108

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)             (Expressed in Rupiah, unless otherwise stated)


33. PERJANJIAN   PENTING,    IKATAN    DAN    KONTINJENSI     33. SIGNIFICANT AGREEMENTS,            COMMITMENTS       AND
    (Lanjutan)                                                    CONTINGENCIES (Continued)
   Perjanjian, ikatan dan kontijensi penting Grup adalah        The Group’s significant agreements, commitment and
   sebagai berikut: (Lanjutan)                                  contingencies are as follows: (Continued)
   (e) MAH, entitas anak, melakukan perjanjian dengan            (e) MAH, a subsidiary, made an agreement with Alaya
       Alaya Spa untuk penyediaan fasilitas spa dan pijat            Spa for provision of spa facility and massage for
       untuk Hotel Swiss-belinn Modern Cikande tanggal               Swiss-belinn   Hotel   Modern     Cikande   dated
       4 November 2025 dengan jangka waktu satu (1) tahun            4 November 2025 with time period of one (1) year
       yang berakhir pada tanggal 31 Desember 2026.                  which ends on 31 December 2026.
   (f) Berdasarkan   perjanjian     kesepakatan     tanggal      (f) Under the agreement dated 10 September 2008
       10 September 2008 mengenai pengikatan diri untuk              regarding the commitment to carry out business
       melaksanakan kegiatan usaha dalam bidang                      activities in the field of hospitality, PT Bumi Perkasa
       perhotelan, PT Bumi Perkasa Permai (“BPP”) yang               Permai ("BPP"), acting as the owner, entered into a
       bertindak sebagai owner bekerja sama dengan                   cooperation with PT AAPC Indonesia (Accor), as
       PT AAPC Indonesia (Accor) sebagai operator Hotel              operator, for Hotel NOVOTEL Gajah Mada with the
       NOVOTEL     Gajah    Mada     dengan    persyaratan           requirement of payment of a specific portion of the
       pembayaran    sejumlah     bagian   tertentu    dari          gross income received by the hotel.
       pendapatan kotor yang diterima oleh hotel.
      Kemudian pada tanggal 22 November 2012 dibuat                 Subsequently, on 22 November 2012, an amendment
      amendemen atas perjanjian tersebut dimana BPP                 to the agreement was made whereby BPP agreed to
      setuju untuk mengalihkan hak dan kewajibannya                 assign its rights and obligations to the Company. The
      kepada    Perusahaan.    Perusahaan    selanjutnya            Company subsequently appointed MMM, a subsidiary,
      menunjuk MMM, entitas anak, sebagai agen untuk                as its agent to exercise all rights and obligations
      melaksanakan semua hak dan kewajibannya                       with respect to the operations of the hotel in
      sehubungan dengan kegiatan operasional hotel sesuai           accordance with the principal agreement.
      dengan principal agreement.
   (g) MMM, entitas anak, melakukan perjanjian dengan           (g) MMM, a subsidiary, made an agreement with
       PT Samala Asasta Utama (Kamma Spa) untuk                     PT Samala Asasta Utama (Kamma Spa) for providing
       penyediaan fasilitas spa dan fitness centre untuk            spa facilities and fitness center for hotel NOVOTEL
       Hotel NOVOTEL Gajah Mada tanggal 1 November 2020             Gajah Mada dated 1 November 2020 for the period of
       dengan jangka waktu 7 tahun dan 2 bulan yang                 7 years and 2 months and will mature on
       berakhir pada tanggal 31 Desember 2027.                      31 December 2027.
   (h) Perusahaan sedang melakukan pelaporan dalam              (h) The Company pursues a lawsuit in a court
       perkara No. LP/B/5168/X/2022/SPKT/Polda Metro                case No. LP/B/5168/X/2022/SPKT/Polda Metro Jaya
       jaya kepada Trisna Wijaya dan rekan atas dugaan              to Trisna Wijaya and partner for allegedly entering
       memasuki pekarangan tanpa ijin dan atau                      yard without permission and or confiscation and or
       penyerobotan dan atau Pemalsuan Surat dan atau               forgery of letters and or forgery of deed and
       Pemalsuan Akta dan menyuruh menempatkan                      ordering to place false statements in an authentic
       kerangan palsu kedalam akta otentik terkait tanah            deed related to land belonging to the Reporting
       milik Pelapor di kawasan perumahan Kota Modern               Party in the residential area of Kota Modern
       Tangerang. Sampai dengan tanggal penyelesaian                Tangerang. As of the completion date of the
       laporan keuangan konsolidasian, perkara ini telah            consolidated financial statements, this case has been
       selesai dengan putusan yang dimenangkan oleh                 resolved with a ruling in favor of the Company.
       Perusahaan.
   (i) Perusahaan sedang melakukan pelaporan dalam              (i) The Company pursues a lawsuit in a court
       perkara No. LP/B/568/II/2016/SPKT/POLDA METRO                case No. LP/B/568/II/2016/SPKT/POLDA METRO JAYA
       JAYA kepada Teddy atas dugaan memasuki                       to Teddy for allegedly entering yard without
       pekarangan tanpa ijin dan atau penyerobotan dan              permission and or confiscation and or forgery of
       atau Pemalsuan Surat dan atau Pemalsuan Akta dan             letters and or forgery of deed and ordering to place
       menyuruh menempatkan kerangan palsu kedalam                  false statements in an authentic deed related to
       akta otentik terkait tanah milik Pelapor di kawasan          land belonging to the Reporting Party in the
       perumahan Kota Modern Tangerang. Sampai dengan               residential area of Kota Modern Tangerang. As of the
       tanggal      penyelesaian     laporan      keuangan          completion date of the consolidated financial
       konsolidasian, perkara ini telah selesai dengan              statements, This case has been resolved with a ruling
       putusan yang dimenangkan Perusahaan.                         in favor of the Company.
Page 311
                                                                        These Consolidated Financial Statements are
                                                                          originally issued in Indonesian language

                                             Ekshibit E/109                                                   Exhibit E/109

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                      PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                    NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                     FOR THE YEAR ENDED
                   31 DESEMBER 2025                                             31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)             (Expressed in Rupiah, unless otherwise stated)


33. PERJANJIAN   PENTING,    IKATAN    DAN    KONTINJENSI     33. SIGNIFICANT AGREEMENTS,            COMMITMENTS       AND
    (Lanjutan)                                                    CONTINGENCIES (Continued)
   Perjanjian, ikatan dan kontijensi penting Grup adalah        The Group’s significant agreements, commitment and
   sebagai berikut: (Lanjutan)                                  contingencies are as follows: (Continued)
   (j) Perusahaan dan MSM, entitas anak, merupakan               (j) The Company and MSM, a subsidiary, is a defendant
       tergugat dua dalam perkara No. 168/Pdt.G/2018/-               in court case No. 168/Pdt.G/2018/PN.Jkt.Tim
       PN.Jkt.Tim melawan Suryono Ahli Waris Sapri bin               against Suryono Ahli Waris Sapri bin Mayar regarding
       Mayar mengenai bidang tanah yang masuk ke dalam               the land parcels included in SHGM No. 4003/Cakung
       SHGM No. 4003/Cakung Timur, No. 4850/Cakung                   Timur,      No.     4850/Cakung       Timur,     and
       Timur, dan No. 4595/Cakung Timur yang telah                   No. 4595/Cakung Timur that have been transferred
       dipindahtangankan melalui AJB yang dilakukan oleh             through AJB conducted by MSM to PT Asya Mandira
       MSM kepada PT Asya Mandira Land. Sampai dengan                Land. As of the completion date of the consolidated
       tanggal       penyelesaian     laporan     keuangan           financial statements, the case has prevailed at the
       konsolidasian, perkara telah dimenangkan pada                 cassation level and no further legal remedies have
       tingkat kasasi dan tidak terdapat upaya hukum lebih           been pursued by the counterparty.
       lanjut dari pihak lawan.
   (o) NA, entitas anak merupakan tergugat empat dalam           (o) NA, a subsidiary, is a fourth defendant in court
       perkara No. 709.Pdt.G/2020/PN.Jkt.Utr melawan                 case    No.    709.Pdt.G/2020/PN.Jkt.Utr     against
       Ir. Tjintarto Kartawidjaja mengenai jual dan beli             Ir. Tjintarto Kartawidjaja regarding the sale and
       tanah seluas 30.000 m2 yang terletak di Desa Nambo            purchase of 30,000 m2 of land located in Nambo Udik
       Udik, Cikande, Banten. Sampai dengan tanggal                  Village, Cikande, Banten. As of the completion date
       penyelesaian laporan keuangan konsolidasian,                  of the consolidated financial statements, the case is
       perkara telah kalah pada tingkat kasasi dan tidak             has lost at the cassation level and will not pursue
       melakukan upaya hukum lebih lanjut.                           any further legal remedies.
   (p) MIE, entitas anak merupakan penggugat dalam               (p) MIE, a subsidiary is a plaintiff in case
       perkara    No.   49/G/2024/PTUN.SRG       melawan             No. 49/G/2024/PTUN.SRG against the Governor of
       Gubernur Provinsi Banten dan Badan Pengelolaan                Banten Province and the Banten Province Regional
       Keuangan dan Aset Daerah Provinsi Banten mengenai             Financial and Asset Management Agency regarding
       pengelolaan lahan parkir di Ruko Modern Industrial            the management of parking lots at Modern Industrial
       Cikande. Sampai dengan tanggal penyelesaian                   Cikande Shophouse. Up to completion date of the
       laporan keuangan konsolidasian, perkara tersebut              consolidated financial statements, the case is
       sedang dalam proses kasasi di Mahkamah Agung                  currently under cassation process at the Mahkamah
                                                                     Agung Republik Indonesia.
   (q) BIP, entitas anak, merupakan tergugat dalam               (q) BIP, a subsidiary, is a plaintiff in court case
       perkara No. 141/G/2021/PTUN.BDG mengenai                      No. 141/G/2021/PTUN.BDG covering Request for
       Permohonan pembatalan keputusan bupati Bekasi                 cancellation of Bekasi regent’s decision Number:
       Nomor:      591/Kep.003-BPMPTT/2016,        tentang           591/Kep.003-BPMPTT/2016, Concerning the Granting
       Pemberian Ijin Lokasi untuk Keperluan Pembangunan             of a Location Permit for the Needs of Housing
       Perumahan Atas Nama PT Bekasi Bahagia                         Development on behalf of PT Bekasi Bahagia
       Investma    dan    Keputusan     Kabupaten    Bekasi          Investma    and    Decree    of   Bekasi    Regency
       No.     503.1/049/pilb/DPMPTSP/2019,        tentang           No.    503.1/049/pilb/DPMPTSP/2019,      Concerning
       Persetujuan Izin Lokasi Atas Nama PT Bekasi Bahagia           Approval of Location Permits on behalf of PT Bekasi
       Investma. Sampai dengan tanggal penyelesaian                  Bahagia Investma. As of the completion date of the
       laporan keuangan konsolidasian, Perusahaan telah              consolidated financial statements, the Company has
       kalah pada tingkat kasasi dan tidak melakukan upaya           lost at the cassation level and will not pursue any
       hukum lebih lanjut.                                           further legal remedies.
   (n) BIP, entitas anak, merupakan tergugat dalam               (n) BIP, a subsidiary, is a defendant in case No. 215/Pdt-
       perkara No. 215/Pdt.G/2024/PN.Ckr mengenai                    .G/2024/PN.Ckr regarding the case. The plaintiff is
       penggugat adalah pemilik sah atas sebidang tanah              the legal owner of a piece of land covering an area
       seluas 2.720.746 m2, terletak di Desa Sukamekar,              of 2,720,746 m2, located in Sukamekar Village,
       Kecamatan Sukawangi, Kabupaten Bekasi. Sampai                 Sukawangi Subdistrict, Bekasi Regency. As of the
       dengan tanggal penyelesaian laporan keuangan                  completion date of the consolidated financial
       konsolidasian,  perkara   dalam    proses  kasasi             statements, the case is currently under cassation
       Mahkamah Agung.                                               process at the Supreme Court.
Page 312
                                                                         These Consolidated Financial Statements are
                                                                           originally issued in Indonesian language

                                            Ekshibit E/110                                                     Exhibit E/110

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                        PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                      NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                       FOR THE YEAR ENDED
                   31 DESEMBER 2025                                               31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)               (Expressed in Rupiah, unless otherwise stated)


33. PERJANJIAN   PENTING,    IKATAN   DAN    KONTINJENSI        33. SIGNIFICANT AGREEMENTS,           COMMITMENTS       AND
    (Lanjutan)                                                      CONTINGENCIES (Continued)

   Perjanjian, ikatan dan kontijensi penting Grup adalah           The Group’s significant agreements, commitment and
   sebagai berikut: (Lanjutan)                                     contingencies are as follows: (Continued)


  (s) BIP, entitas anak, merupakan tergugat dalam                  (s) BIP, a subsidiary, is a defendant in case
      perkara No. R/LI/86/RES.1.9./IX/2023 Dittipidum                  No. R/LI/86/RES.1.9./IX/2023 Dittipidum dated 25
      tanggal 25 September 2023 dan Surat Pemerintah                   September 2023 and Government Letter of
      Penyidikan     No.       SP.Lidik/381/RES.1.9/2024               Investigation    No.     SP.Lidik/381/RES.1.9/2024
      Dittipidum tanggal 15 Januari 2024 mengenai                      Dittipidum dated 15 January 15 2024 regarding the
      pelapor mengklaim memiliki bidang tanah sebesar                  complainant's claim to own a land plot of
      1.000 Ha di Desa Sukamekar Kecamatan Sukawangi                   1,000 hectares in Sukamekar Village, Sukawangi
      Kabupaten Bekasi yang sebagian di duduki/ dikuasai               District, Bekasi Regency. The whistleblower
      oleh BIP. Sampai dengan tanggal penyelesaian                     claimed to own a land plot of 1,000 Ha in
      laporan keuangan konsolidasian, perkara telah                    Sukamekar Village, Sukawangi Subdistrict, Bekasi
      dimenangkan pada tingkat kasasi dan tidak terdapat               Regency which was partially occupied/controlled by
      upaya hukum lebih lanjut dari pihak lawan.                       BIP. Up to completion date of the consolidated
                                                                       financial statements, the case has prevailed at the
                                                                       cassation level and no further legal remedies have
                                                                       been pursued by the counterparty.


34. LABA (RUGI) PER SAHAM                                       34. EARNING (LOSS) PER SHARE

   Berikut ini adalah rekonsiliasi faktor-faktor pembilang         The following is a reconciliation of the numerator
   dan pembagi yang digunakan dalam perhitungan laba               factors and the denominator used in calculating earning
   (rugi) per saham:                                               (loss) per share:

                                               2025                 2024

   Laba (rugi) bersih yang diatribusikan                                                 Net earning (loss) attibutable to
    kepada pemilik entitas induk            241.712.905.790 (    690.272.176.510)          owners of the parent entity

   Total rata-rata tertimbang saham                                                            Weighted-average number of
    yang beredar                             11.947.316.422       11.947.316.422                      shares outstanding

   Laba (rugi) per saham                              20,23 (              57,78)                  Earning (loss) per share


35. MANAJEMEN RISIKO KEUANGAN                                   35. FINANCIAL RISK MANAGEMENT

   Kebijakan manajemen risiko keuangan Grup bertujuan              The Group’s financial risk management policies aim to
   untuk mengidentifikasi dan menganalisis risiko-risiko           identify and analyze the financial risks faced by the
   keuangan yang dihadapi Grup, menetapkan batasan                 Group, set appropriate risk limits and controls, and
   risiko dan pengendalian yang sesuai serta untuk                 oversee compliance with the limits established.
   mengawasi kepatuhan terhadap batasan yang telah
   ditetapkan.

   Dewan Direksi memiliki tanggung jawab keseluruhan               The Board of Directors has overall responsibility for
   untuk menetapkan dan mengawasi kerangka manajemen               setting and overseeing risk management framework.
   risiko. Dewan Direksi telah menetapkan fungsi keuangan          Board of Directors has set a financial function that is
   yang bertanggung jawab untuk mengembangkan dan                  responsible for developing and monitoring the Group’s
   memantau kebijakan manajemen risiko Grup.                       risk management policy.
Page 313
                                                                                    These Consolidated Financial Statements are
                                                                                      originally issued in Indonesian language

                                                   Ekshibit E/111                                                                    Exhibit E/111

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                 PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                               NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                                FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                        31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                        (Expressed in Rupiah, unless otherwise stated)


35. MANAJEMEN RISIKO KEUANGAN (Lanjutan)                                 35. FINANCIAL RISK MANAGEMENT (Continued)

   Sedangkan fungsi internal audit memiliki tanggung jawab                  While the internal audit function has the responsibility
   untuk memantau kepatuhan terhadap kebijakan dan                          to monitor compliance with risk management policies
   prosedur manajemen risiko dan untuk menelaah                             and procedures and to review the adequacy of risk
   kecukupan kerangka manajemen risiko yang terkait                         management framework related to the risks faced by
   dengan risiko-risiko yang dihadapi oleh Grup dengan                      the Group to provide its report to the Board of
   memberikan laporannya kepada Dewan Direksi.                              Directors.

   Risiko keuangan yang paling signifikan terhadap Grup                     The most significant financial risks to which the Group is
   dijelaskan di bawah ini.                                                 exposed are described below.

   a. Risiko Kredit                                                         a. Credit Risk

      Risiko kredit adalah risiko bahwa salah satu pihak                        Credit risk is the risk that one party to
      instrumen keuangan akan menyebabkan kerugian                              a financial instrument will cause a financial loss for
      keuangan pihak lain dengan tidak melepaskan                               the other party by failing to discharge an obligation.
      kewajiban. Karena aktivitas operasi Grup terkena                          Due to the Group’s operating activities, the Group is
      kredit terkait potensi kerugian yang mungkin terjadi                      exposed to the potential credit-related losses that
      sebagai akibat dari pihak ketiga, individu atau                           may occur as a result of an individual, counterparty
      penerbit tidak mampu atau tidak mau untuk                                 or issuer being unable or unwilling to honor its
      menghormati kewajiban kontrak.                                            contractual obligations.

      Eksposur risiko kredit Grup terutama adalah dalam                         The Group exposure to credit risk arise primarily
      mengelola piutang dagang. Grup melakukan                                  from managing trade receivables. The Group
      pengawasan kolektibilitas piutang sehingga dapat                          monitors receivables so that these are collected in a
      diterima penagihannya secara tepat waktu dan juga                         timely manner and also conduct reviews of individual
      melakukan penelaahan atas masing-masing piutang                           customer accounts on a regular basis to assess the
      pelanggan secara berkala untuk menilai potensi                            potential for uncollectibility.
      timbulnya kegagalan penagihan dan membentuk
      pencadangan berdasarkan hasil penelaahan tersebut.

      Dalam mengelola penagihan piutang agar tepat                              In managing the timely collection of receivables, the
      waktu, maka Grup melakukan pengawasan secara                              Group monitors these intensively by sending invoices
      intensif, dengan mengirimkan surat penagihan                              on a timely basis to the customers based on Standard
      berkala kepada konsumen sesuai dengan Standar                             Operational Procedures (SOP) that have been set.
      Operasional Prosedur (SOP) yang telah ditetapkan.                         The Group charges penalties to customers for late
      Atas keterlambatan pembayaran dari konsumen/                              payment.
      pelanggan, maka Grup akan mengenakan denda.

      Eksposur Grup terhadap risiko kredit pada aset                           The Group’s exposure to credit risk on its financial
      keuangan muncul dari kelalaian pihak ketiga dengan                       assets arise from default of the counterparty with a
      maksimal eksposur sama dengan nilai instrumen                            maximum exposure equal to the carrying amount of
      tercatat.                                                                these instruments.

                                                31 Desember 2025/        31 Desember 2024/
                                                31 December 2025         31 December 2024

      Biaya perolehan diamortisasi                                                                                                 Amortized cost
      Kas dan setara kas*                           162.703.390.808         189.181.594.129                             *Cash and cash equivalents
      Piutang usaha                                 116.019.154.134         109.507.130.061                                      Trade receivables
      Piutang lain-lain                              15.123.617.773           9.119.280.437                                      Other receivables
      Dana yang dibatasi penggunaannya              424.790.174.142         458.810.119.509                                       Restricted funds

      Total                                         718.636.336.857         766.618.124.136                                                   Total

      *Tidak termasuk kas masing-masing sebesar Rp 1.485.860.610   dan          *Excluding cash on hand amounting to Rp 1,485,860,610 and Rp 1,340,603,238
       Rp 1.340.603.238 pada tanggal 31 Desember 2025 dan 2024.                  as of 31 December 2025 and 2024, respectively.
Page 314
                                                                                    These Consolidated Financial Statements are
                                                                                      originally issued in Indonesian language

                                                 Ekshibit E/112                                                                   Exhibit E/112

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                   PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                                 NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                                  FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                          31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                          (Expressed in Rupiah, unless otherwise stated)


35. MANAJEMEN RISIKO KEUANGAN (Lanjutan)                                 35. FINANCIAL RISK MANAGEMENT (Continued)

   a. Risiko Kredit (Lanjutan)                                                a. Credit Risk (Continued)

      Tidak ada risiko kredit yang signifikan dalam Grup.                        There are no significant concentrations of credit risk
                                                                                 within the Group.

      Tabel   analisis  aset   keuangan            Grup       pada               Aging analysys of the Group’s financial assets as of
      31 Desember 2025 dan 2024:                                                 31 December 2025 and 2024:

                                                               31 Desember 2025/ 31 December 2025
                            Tidak lewat
                            jatuh tempo
                               maupun                                                                            Lewat jatuh
                             mengalami                                                                            tempo dan
                             penurunan              Telah lewat jatuh tempo namun tidak mengalami                 mengalami
                                nilai/                              penurunan nilai/                              penurunan
                            Neither past                       Past due but not impaired                             nilai/
                               due nor          <30             31–60            61–90          >90              Past due and
                              impaired        Hari/Days       Hari/Days       Hari/Days       Hari/Days            impaired           Total

      Biaya perolehan
        diamortisasi/
      Amortized cost
      Kas dan setara kas/
      Cash and cash
        equivalents         162.703.390.808        -                 -               -                -                -           162.703.390.808
      Piutang usaha/
      Trade receivables      21.979.109.345   3.252.262.124   2.353.178.957     2.259.282.729   73.422.408.854   12.752.912.125    116.019.154.134
      Piutang lain-lain/
      Other receivables      15.123.617.773        -                 -               -                -            450.000.000      15.123.617.773
      Dana yang dibatasi
        penggunaannya/
      Restricted funds      423.790.174.142        -                 -               -                -                -           423.790.174.142

      Total                 623.596.292.068   3.252.262.124   2.353.178.957     2.259.282.729   73.422.408.854   13.202.912.125    718.636.336.857

                                                               31 Desember 2024/ 31 December 2024
                            Tidak lewat
                            jatuh tempo
                               maupun                                                                            Lewat jatuh
                             mengalami                                                                            tempo dan
                             penurunan              Telah lewat jatuh tempo namun tidak mengalami                 mengalami
                                nilai/                              penurunan nilai/                              penurunan
                            Neither past                       Past due but not impaired                             nilai/
                               due nor          <30             31–60            61–90          >90              Past due and
                              impaired        Hari/Days       Hari/Days       Hari/Days       Hari/Days            impaired           Total

      Biaya perolehan
        diamortisasi/
      Amortized cost
      Kas dan setara kas/
      Cash and cash
        equivalents         189.181.594.129        -                 -               -                -                -           189.181.594.129
      Piutang usaha/
      Trade receivables      51.822.480.546   4.429.168.278   1.670.998.902     1.183.267.872   39.318.312.778   11.082.901.685    109.507.130.061
      Piutang lain-lain/
      Other receivables       8.669.280.437        -                 -               -                -            450.000.000       9.119.280.437
      Dana yang dibatasi
        penggunaannya/
      Restricted funds      458.810.119.509        -                 -               -                -                -           458.810.119.509

      Total                 708.483.474.621   4.429.168.278   1.670.998.902     1.183.267.872   39.318.312.778   11.532.901.685    766.618.124.136
Page 315
                                                                              These Consolidated Financial Statements are
                                                                                originally issued in Indonesian language

                                              Ekshibit E/113                                                        Exhibit E/113

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                          PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                         FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                 31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                 (Expressed in Rupiah, unless otherwise stated)


35. MANAJEMEN RISIKO KEUANGAN (Lanjutan)                         35. FINANCIAL RISK MANAGEMENT (Continued)

   a. Risiko Kredit (Lanjutan)                                       a. Credit Risk (Continued)

      Tabel berikut menunjukkan kualitas kredit atas aset               The following table show the credit quality of the
      keuangan Grup yang tidak lewat jatuh tempo atau                   Group’s financial assets that are neither past due
      terganggu:                                                        nor impaired:

                                     Tidak lewat jatuh tempo maupun mengalami penurunan nilai/
                                                    Neither past due not impaired
                                        Level atas/         Level standar/
      31 Desember 2025                  High grade         Standard grade         Total                          31 December 2025

      Biaya perolehan diamortisasi                                                                                  Amortized cost
      Kas dan setara kas               162.703.390.808           -                162.703.390.808         Cash and cash equivalents
      Piutang usaha                         -                21.979.109.345        21.979.109.345                 Trade receivables
      Piutang lain-lain                     -                14.673.617.773        14.673.617.773                 Other receivables
      Dana yang dibatasi
        penggunaannya                  423.790.174.142           -                423.790.174.142                   Restricted funds

      Total                            586.493.564.950       36.652.727.118       623.596.292.068                           Total

                                     Tidak lewat jatuh tempo maupun mengalami penurunan nilai/
                                                    Neither past due not impaired
                                        Level atas/         Level standar/
      31 Desember 2024                  High grade         Standard grade         Total                          31 December 2024

      Biaya perolehan diamortisasi                                                                                  Amortized cost
      Kas dan setara kas               189.181.594.129           -                189.181.594.129         Cash and cash equivalents
      Piutang usaha                          -               51.822.480.546        51.822.480.546                 Trade receivables
      Piutang lain-lain                      -                8.669.280.437         8.669.280.437                 Other receivables
      Dana yang dibatasi
        penggunaannya                   458.810.119.509          -                458.810.119.509                   Restricted funds

      Total                            647.991.713.638       60.491.760.983       708.483.474.621                           Total

      Grup telah menilai kualitas kredit dari kas dan setara            The Group has assessed the credit quality of its cash
      kas dan dana yang dibatasi penggunaannya sebagai                  and cash equivalents and restricted fund as high
      kelas tinggi dikarenakan disimpan di/atau dilakukan               grade since these are deposited in/or transacted
      dengan bank terkemuka yang memiliki probabilitas                  with reputable banks which have low probability of
      rendah dalam kebangkrutan.                                        insolvency.

      Aset keuangan lain Grup dikategorikan berdasarkan                 The Group’s other financial assets are categorized
      record penagihan Grup dengan pihak ketiga. Definisi               based on the Group’s collection experience with the
      dari peringkat yang digunakan oleh Grup untuk                     counterparties. Definitions of the ratings being used
      mengevaluasi risiko kredit dari pihak ketiga adalah               by the Group to evaluate credit risk of its
      sebagai berikut:                                                  counterparties are as follows:

      (1) Level atas – kepastian diperoleh dari pihak ketiga            (1) High grade – settlements are obtained from the
          yang mengikuti ketentuan dikontrak tanpa banyak                   counterparty following the terms of the contracts
          usaha untuk menagih.                                              without much collection effort.
      (2) Level standar – melakukan beberapa pengingatan                (2) Standard grade – some reminder follow-ups are
          untuk memperoleh kepastian dari pihak ketiga.                     performed to obtain settlements from the
                                                                            counterparty.
Page 316
                                                                                      These Consolidated Financial Statements are
                                                                                        originally issued in Indonesian language

                                                   Ekshibit E/114                                                              Exhibit E/114

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                  PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                                NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                                 FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                         31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                         (Expressed in Rupiah, unless otherwise stated)


35. MANAJEMEN RISIKO KEUANGAN (Lanjutan)                               35. FINANCIAL RISK MANAGEMENT (Continued)

   b. Risiko Likuiditas                                                      b. Liquidity Risk

      Risiko likuiditas timbul apabila Grup mengalami                              Liquidity risk arises when the Group encounters
      kesulitan   dalam    mewujudkan    asetnya atau                              difficulty in realizing its assets or otherwise raising
      mengumpulkan dana untuk memenuhi komitmen                                    funds to meet commitments associated with its
      terkait dengan kewajiban keuangannya.                                        financial liabilities.

      Eksposur risiko likuiditas Grup timbul terutama dari                         The Group’s exposure to liquidity risk arises
      penempatan dana dari kelebihan penerimaan kas                                primarily from the placement of funds in excess of
      setelah dikurangkan dari penggunaan kas untuk                                those used to support the business activities of the
      mendukung kegiatan usaha Grup.                                               Group.

      Grup mengelola risiko likuiditas dengan menjaga                              The Group manages liquidity risk by maintaining
      kecukupan      arus     kas   dan    Fasilitas   bank                        sufficient cash flows and bank facilities and
      dengan terus memonitor arus kas perkiraan dan                                continuously monitoring projected cash flows and
      aktual.    Grup     juga    menerapkan     manajemen                         availability of funds. The Group also implements
      risiko   likuiditas    yang    berhati-hati    dengan                        prudent liquidity risk management to maintain
      mempertahankan saldo kas yang cukup yang berasal                             sufficient cash balances arising from revenue
      dari penagihan hasil penjualan, menempatkan                                  collection, places the excess cash in low risk
      kelebihan dana kas dalam instrumen keuangan                                  financial instruments that provide adequate returns
      dengan tingkat risiko yang rendah namun                                      and pay close attention to the reputation and
      memberikan imbal hasil yang memadai dan                                      credibility of financial institutions.
      memperhatikan reputasi dan kredibilitas lembaga
      keuangan.

      Grup menerapkan manajemen risiko likuiditas dengan                           The Group applies liquidity risk management by
      menetapkan saldo kas yang memadai yang berasal                               establishing sufficient cash balances from collection
      dari penagihan piutang konsumen atau sumber                                  of customers’ receivables or other sources.
      lainnya.

      Tabel di bawah ini merupakan jadwal jatuh tempo                              The table below summarizes the maturity schedule
      liabilitas keuangan Grup berdasarkan pembayaran                              of the Group’s financial liabilities based on
      kontraktual yang tidak didiskontokan pada tanggal                            undiscounted   contractual   payments    as   of
      31 Desember 2024 dan 2023:                                                   31 December 2024 and 2023:

                                                                                        Lebih dari 5
                             Kurang dari                                                  tahun/
                               1 tahun/          1 – 3 tahun/       3 – 5 tahun/        More than 5                           31 December 2025
      31 Desember 2025     Less than 1 year       1- 3 years        3 – 5 years            years           Total

      Utang bank jangka
        pendek               362.000.000.000          -                  -                   -           362.000.000.000    Short-term bank loan
      Utang usaha            297.881.686.864          -                  -                   -           297.881.686.864          Trade payables
      Utang lain-lain -                                                                                                          Other payables –
        Pihak ketiga          78.201.409.041          -                  -                   -            78.201.409.041           Third parties
      Beban masih harus
        dibayar              896.158.145.900           -                 -                   -           896.158.145.900       Accrued expenses
      Utang obligasi*        139.239.429.770   4.817.193.073.879         -                   -         4.956.432.503.649         *Bonds payable
      Utang bank jangka
        panjang*             269.107.242.585   1.211.205.815.503         -                   -         1.480.313.058.088   *Long-term bank loans
      Liabilitas sewa*         4.290.089.245       4.033.814.032         -                   -             8.323.903.277        *Lease liabilities
      Uang jaminan
        keanggotaan yang                                                                                                             Refundable
        dapat                                                                                                                      membership
        dikembalikan          13.753.255.077           -                 -                   -            13.753.255.077              deposits

      Total                1.920.923.653.707   6.032.432.703.414         -                   -         8.093.063.961.896                 Total

      * Termasuk pembayaran bunga                                                                                   * Including interest payments
Page 317
                                                                                            These Consolidated Financial Statements are
                                                                                              originally issued in Indonesian language

                                                       Ekshibit E/115                                                                   Exhibit E/115

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                         PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                                       NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                                        FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                                31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                                (Expressed in Rupiah, unless otherwise stated)


35. MANAJEMEN RISIKO KEUANGAN (Lanjutan)                                    35. FINANCIAL RISK MANAGEMENT (Continued)

   b. Risiko Likuiditas (Lanjutan)                                                  b. Liquidity Risk (Continued)

      Tabel di bawah ini merupakan jadwal jatuh tempo                                   The table below summarizes the maturity schedule
      liabilitas keuangan Grup berdasarkan pembayaran                                   of the Group’s financial liabilities based on
      kontraktual yang tidak didiskontokan pada tanggal                                 undiscounted   contractual    payments   as   of
      31 Desember 2025 dan 2024: (Lanjutan)                                             31 December 2025 and 2024: (Continued)
                                                                                              Lebih dari 5
                             Kurang dari                                                        tahun/
                               1 tahun/            1 – 3 tahun/          3 – 5 tahun/         More than 5                              31 December 2024
      31 Desember 2024     Less than 1 year         1- 3 years           3 – 5 years             years              Total

      Utang bank jangka
        pendek               380.000.000.000             -                      -                    -           380.000.000.000     Short-term bank loan
      Utang usaha            258.692.816.784             -                      -                    -           258.692.816.784           Trade payables
      Utang lain-lain -                                                                                                                   Other payables –
        Pihak ketiga          66.097.207.023             -                      -                    -             66.097.207.023           Third parties
      Beban masih harus
        dibayar              948.583.927.108            -                       -                    -            948.583.927.108       Accrued expenses
      Utang obligasi*      2.447.421.727.049    4.174.473.244.432               -                    -          6.621.894.971.481         *Bonds payable
      Utang bank jangka
        panjang*             140.186.152.986      166.588.788.889         3.294.012.731              -           310.068.954.606    *Long-term bank loans
      Liabilitas sewa*         4.912.312.113        5.385.195.677            65.180.000              -            10.362.687.790         *Lease liabilities
      Uang jaminan
        keanggotaan yang                                                                                                                      Refundable
        dapat                                                                                                                               membership
        dikembalikan          13.753.255.077             -                      -                    -            13.753.255.077               deposits

      Total                4.259.647.398.140    4.346.447.228.998         3.359.192.731              -          8.609.453.819.869                 Total

      * Termasuk pembayaran bunga                                                                                            * Including interest payments

   c. Risiko Mata Uang Asing                                                        c. Foreign Exchange Risk

      Risiko mata uang asing adalah risiko dimana nilai                                 Foreign currency risk is the risk that the fair value or
      wajar atau arus kas masa depan dari suatu instrumen                               future cash flows of a financial instrument will
      keuangan akan berfluktuasi akibat perubahan nilai                                 fluctuate because of changes in foreign exchange
      tukar mata uang asing.                                                            rates.

      Risiko nilai tukar mata uang asing Grup berasal dari                              The Group foreign currency risk arises from the loan
      pinjaman yang diperoleh Perusahaan dalam mata                                     received by the Company in foreign currency. Foreign
      uang asing. Risiko nilai tukar mata uang asing atas                               exchange risks on the US Dollar are managed through
      Dolar AS dikendalikan melalui pengawasan lingkungan                               constant monitoring of the political and economic
      politik dan ekonomi. Perusahaan juga membuat                                      environment. The Company also enters into currency
      kontrak forward mata uang untuk mengendalikan                                     forward contracts to manage its currency risk.
      risiko mata uangnya.

      Grup memiliki aset dan liabilitas dalam Dolar AS                                  The Group has assets and liabilities denominated in
      dengan rincian sebagai berikut (dalam satuan penuh,                               US Dollar as follows (in full amounts, except Rupiah
      kecuali jumlah setara Rupiah):                                                    equivalent):

                                         31 Desember 2025/                                31 Desember 2024/
                                         31 December 2025                                 31 December 2024
                                                  Setara dengan/                                   Setara dengan/
                                       USD          Equivalent                          USD          Equivalent
      Aset                                                                                                                                Assets
      Kas dan setara kas                      47.243              792.837.395              305.663           4.940.119.300 Cash and cash equivalents
Page 318
                                                                                   These Consolidated Financial Statements are
                                                                                     originally issued in Indonesian language

                                                  Ekshibit E/116                                                         Exhibit E/116

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                 PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                               NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                                FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                        31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                        (Expressed in Rupiah, unless otherwise stated)


35. MANAJEMEN RISIKO KEUANGAN (Lanjutan)                                 35. FINANCIAL RISK MANAGEMENT (Continued)

   c. Risiko Mata Uang Asing (Lanjutan)                                     c. Foreign Exchange Risk (Continued)

      Grup memiliki aset dan liabilitas dalam Dolar AS                         The Group has assets and liabilities denominated in
      dengan rincian sebagai berikut (dalam satuan penuh,                      US Dollar as follows (in full amounts, except Rupiah
      kecuali jumlah setara Rupiah): (Lanjutan)                                equivalent): (Continued)

                                         31 Desember 2025/                        31 Desember 2024/
                                         31 December 2025                         31 December 2024
                                                  Setara dengan/                           Setara dengan/
                                       USD          Equivalent                  USD          Equivalent
      Liabilitas                                                                                                                 Liabilities

      Beban masih harus dibayar (     3.052.577 ) (    51.228.355.489 ) (       5.495.616) (    88.820.145.018 )        Accrued expense
      Utang obligasi            (   274.506.506 ) ( 4.606.768.187.563 ) (     381.375.852) ( 6.163.796.512.074 )          Bonds payable

      Total Liabilitas          (   277.559.083)     4.657.996.543.052 (      386.871.468) ( 6.252.616.657.092 )        Total Liabilities

      Liabilitas - Bersih       (   277.455.725) ( 4.656.261.989.496 ) (      386.565.805) ( 6.247.676.537.792 )        Liabilities – Net

      Tabel di bawah ini menunjukan sensitivitas yang                          The table below shows the sensitivity to a
      memiliki kemungkinan terjadi perubahan dalam kurs                        reasonably possible change in foreign exchange rates
      mata uang asing dengan asumsi semua variabel                             assuming all other variables are fixed, to the profit
      adalah tetap, terhadap laba sebelum pajak dan                            before income taxes and equity of the Group as of
      ekuitas Grup pada tanggal 31 Desember 2025 dan                           31 December 2025 and 2024.
      2024.

      Pengaruh terhadap pendapatan sebelum pajak sudah                         The effect on profit before tax already includes the
      termasuk dampak atas derivatif yang ada pada                             impact of derivatives outstanding as of 31 December
      tanggal 31 Desember 2025 dan 2024.                                       2025 and 2024.

                                                        Kenaikan (penurunan)/
                                                         Increase (decrease)
                                                31 Desember 2025/ 31 Desember 2024/
                                                31 December 2025     31 December 2024
      Nilai tukar meningkat 5%                                                                             Exchange rate increase by 5%
      Laba sebelum pajak penghasilan        (      232.813.099.486 ) (      312.383.826.890)                    Profit before income tax
      Ekuitas                               (      232.813.099.486) (       312.383.826.890)                                      Equity

      Nilai tukar menurun 5%                                                                              Exchange rate decrease by 5%
      Laba sebelum pajak penghasilan               232.813.099.486          312.383.826.890                     Profit before income tax
      Ekuitas                                      232.813.099.486          312.383.826.890                                       Equity

      Perubahan nilai mata uang didasarkan pada perkiraan                      The change in currency rate is based on the Group’s
      Grup terbaik dari perubahan yang diharapkan                              best estimate of expected change considering
      mempertimbangkan tren historis. Tidak ada dampak                         historical trends. There is no other impact on the
      lain pada ekuitas Grup selain yang sudah                                 Group’s equity other than those already affecting
      mempengaruhi laba sebelum pajak penghasilan.                             the profit before income tax.

   d. Risiko Tingkat Bunga                                                  d. Interest Rate Risk

      Risiko tingkat bunga adalah risiko dimana nilai wajar                    Interest rate risk is the risk that the fair value or
      atau arus kas masa datang dari suatu instrumen                           future cash flows of a financial instrument will
      keuangan akan berfluktuasi akibat perubahan suku                         fluctuate because of changes in market interest
      bunga pasar. Eksposur Grup terhadap risiko                               rates. The Group’s exposure to the risk of changes in
      perubahan suku bunga pasar terutama terkait dengan                       market interest rates relates primarily to the
      utang jangka panjang Grup dengan suku bunga                              Group’s long-term debt with floating interest rates.
      mengambang. Tingkat bunga mengambang instrumen                           Floating rate financial instruments are subject to
      keuangan dikenakan pada risiko suku bunga arus kas.                      cash flow interest rate risk.
Page 319
                                                                         These Consolidated Financial Statements are
                                                                           originally issued in Indonesian language

                                            Ekshibit E/117                                                     Exhibit E/117

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                       PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                     NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                      FOR THE YEAR ENDED
                   31 DESEMBER 2025                                              31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)              (Expressed in Rupiah, unless otherwise stated)


35. MANAJEMEN RISIKO KEUANGAN (Lanjutan)                       35. FINANCIAL RISK MANAGEMENT (Continued)

   d. Risiko Tingkat Bunga (Lanjutan)                             d. Interest Rate Risk (Continued)

      Tabel berikut menunjukkan sensitivitas terhadap                 The following table demonstrates the sensitivity to a
      perubahan yang mungkin terjadi pada suku bunga                  reasonably possible change in interest rates on loans
      utang per 31 Desember 2024 dan 2023 dengan semua                as of 31 December 2024 and 2023 with all other
      variabel lainnya tetap konstan.                                 variables held constant.

      Pendapatan Grup sebelum pajak dipengaruhi dampak                The Group’s profit before tax is affected through
      atas suku bunga yang mengambang sebagai berikut:                the impact on floating rate loans as follows:

                                                                       Efek pada Pendapatan
                                                                           sebelum Pajak/
                         Kenaikan/Penurunan                               Effect on Income
                              Suku Bunga/                                    Before Tax
                          Increase/Decrease                   31 Desember 2025/       31 Desember 2024/
                           in Interest Rates                  31 December 2025        31 December 2024

                                  +5%                     (         7.956.063.979) (           1.509.955.668)
                                  -5%                               7.956.063.979              1.509.955.668

      Asumsi pergerakan dalam analisis sensitivitas suku              The assumed movement in basis points for interest
      bunga berdasarkan observasi historis terhadap                   rate sensitivity analysis is based on the historical
      lingkungan pasar. Tidak ada dampak lain pada ekuitas            observable market environment. There is no other
      Grup selain yang sudah mempengaruhi laba sebelum                impact on the Group’s equity other than those
      pajak penghasilan.                                              already affecting the profit before income tax.

   e. Manajemen Permodalan                                        e. Capital Management

      Tujuan utama dari pengelolaan modal Grup adalah                 The main objective of the Group capital
      untuk    memastikan     bahwa     dipertahankannya              management is to ensure that it maintains a strong
      peringkat kredit yang kuat dan rasio modal yang                 credit rating and healthy capital ratios in order to
      sehat agar dapat mendukung kelancaran usahanya                  support its business and maximize shareholder value.
      dan memaksimalkan nilai dari pemegang saham. Grup               The Group manages its capital structure and makes
      mengelola struktur modalnya dan membuat                         adjustments with respect to changes in economic
      penyesuaian-penyesuaian      sehubungan     dengan              conditions and the characteristics of its business
      perubahan kondisi ekonomi dan karakteristik dari                risks. In order to maintain and adjust its capital
      risiko usahanya. Agar dapat menjaga dan                         structure, the Group may adjust the amount of
      menyesuaikan struktur modalnya, Grup akan                       dividend payments to shareholders or return capital
      menyesuaikan jumlah dari pembayaran dividen                     structure.
      kepada para pemegang saham atau tingkat
      pengembalian modal.

      Grup memonitor penggunaan modal menggunakan                     The Group monitors capital using the gearing ratio,
      gearing ratio, yaitu utang bersih dibagi dengan total           which is net debt divided by total net debt and
      utang dan ekuitas yang diatribusikan kepada pemilik             equity attributable to owners of the parent entity.
      entitas induk. Utang bersih terdiri dari utang jangka           Net debt is composed of short-term loans, long-term
      pendek, utang bank jangka panjang, utang obligasi               bank loans, bonds payable and lease liability net of
      dan liabilitas sewa dikurangi dengan kas dan setara             cash and cash equivalents, short-term investments
      kas, investasi jangka pendek dan dana yang dibatasi             and restricted funds. The Group ensures compliance
      penggunaannya. Grup memastikan kepatuhan dengan                 with minimum gearing ratio as required by the
      gearing ratio minimal seperti yang dipersyaratkan               creditors.
      oleh kreditor.
Page 320
                                                                                      These Consolidated Financial Statements are
                                                                                        originally issued in Indonesian language

                                                     Ekshibit E/118                                                              Exhibit E/118

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                    PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                                  NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                                   FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                           31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                           (Expressed in Rupiah, unless otherwise stated)


35. MANAJEMEN RISIKO KEUANGAN (Lanjutan)                                   35. FINANCIAL RISK MANAGEMENT (Continued)

   e. Manajemen Permodalan                                                    e. Capital Management

      Gearing ratio pada tanggal 31 Desember 2025 dan                             Gearing ratio as of 31 December 2025 and 2024 are
      2024 adalah sebagai berikut:                                                as follows:

                                                   31 Desember 2025/       31 Desember 2024/
                                                   31 December 2025        31 December 2024

      Utang bank jangka pendek                        362.000.000.000         380.000.000.000                              Short-term bank loan
      Utang jangka panjang yang jatuh                                                                               Current portion of long-term
        tempo dalam waktu satu tahun:                                                                                               liabilities:
        Utang Obligasi                                     -                 2.299.697.296.944                                  Bonds Payable
        Liabilitas sewa                                 3.767.127.826            4.506.748.325                                Lease liabilities
        Utang bank                                    261.392.100.686          116.313.457.933                                      Bank loans
      Utang jangka panjang - setelah
        dikurangi yang jatuh tempo dalam                                                                            Long-term liabilities – net of
        waktu satu tahun:                                                                                                    current portion:
        Liabilitas sewa                                 3.737.465.430            5.170.509.716                                Lease liabilities
        Utang obligasi                              4.606.768.187.563        3.864.099.215.130                                  Bonds payable
        Utang bank                                  1.208.577.369.053          153.821.713.639                                      Bank loans

      Dikurangi:                                                                                                                        L e s s:
      Kas dan setara kas                       (      164.189.251.418) (      190.522.197.367 )                       Cash and cash equivalents
      Dana yang dibatasi penggunaannya         (      423.790.174.142) (      458.810.119.509 )                                Restricted funds

      Sub-total                                (      587.979.425.560) (      649.332.316.876 )                                         Sub-total

      Utang bersih                                   5.858.262.824.998       6.174.276.624.811                                      Net debt
      Total ekuitas yang dapat diatribusikan                                                                     Total equity attributable to
        kepada pemilik entitas induk                 3.738.141.757.056       3.454.327.802.354                  owners of the parent entity

      Utang bersih dan total ekuitas                 9.596.404.582.054       9.628.604.427.165                         Net debt and total equity

      Gearing ratio                                            61,05%                  64,12%                                      Gearing ratio

      Tidak ada perubahan dalam tujuan, kebijakan dan                             No changes have been made in the objectives,
      proses dan sama seperti penerapan tahun-tahun                               policies and processes as they have been applied in
      sebelumnya.                                                                 previous years.

36. NILAI WAJAR INSTRUMEN KEUANGAN                                         36. FAIR VALUE OF FINANCIAL INSTRUMENTS

  Tabel berikut menyajikan nilai wajar atas instrumen                         The following table presents the fair values of financial
  keuangan Grup:                                                              instruments of the Group:

                                    31 Desember 2025/                               31 Desember 2024/
                                     31 December 2025                                31 December 2024
                            Nilai tercatat/      Nilai wajar/               Nilai tercatat/      Nilai wajar/
                            Carrying value       Fair value                 Carrying value       Fair value

  ASET                                                                                                                                    ASSETS

  Biaya perolehan
    diamortisasi                                                                                                                Amortized cost
  Kas dan setara kas         164.189.251.418          164.189.251.418       190.522.197.367       190.522.197.367     Cash and cash equivalents
  Piutang usaha              103.266.242.010          103.266.242.010        98.424.228.376        98.424.228.376             Trade receivables
  Piutang lain-lain           14.673.617.773           14.673.617.773         8.669.280.437         8.669.280.437             Other receivables
  Dana yang dibatasi
    penggunaannya            423.790.174.142          423.790.174.142       458.810.119.509       458.810.119.509               Restricted funds

  Total                      705.919.285.343          705.919.285.343       756.425.825.689       756.425.825.689                        Total
Page 321
                                                                            These Consolidated Financial Statements are
                                                                              originally issued in Indonesian language

                                             Ekshibit E/119                                                       Exhibit E/119

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                          PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                         FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                 31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                 (Expressed in Rupiah, unless otherwise stated)


36. NILAI WAJAR INSTRUMEN KEUANGAN (Lanjutan)                    36. FAIR VALUE OF FINANCIAL INSTRUMENTS (Continued)

  Tabel berikut menyajikan nilai wajar atas instrumen               The following table presents the fair values of financial
  keuangan Grup: (Lanjutan)                                         instruments of the Group: (Continued)

                                  31 Desember 2025/                       31 Desember 2024/
                                   31 December 2025                        31 December 2024
                          Nilai tercatat/      Nilai wajar/       Nilai tercatat/      Nilai wajar/
                          Carrying value       Fair value         Carrying value       Fair value

  LIABILITAS                                                                                                              LIABILITIES

  Liabilitas keuangan                                                                                              Other financial
    lainnya                                                                                                           liabilities
  Utang bank jangka
    pendek                362.000.000.000     362.000.000.000     380.000.000.000     380.000.000.000       Short-term bank loans
  Utang usaha             297.881.686.862     297.881.686.862     258.692.816.784     258.692.816.784              Trade payables
  Utang lain-lain -                                                                                              Other payables –
    Pihak ketiga           78.201.409.041      78.201.409.041      66.097.207.023       66.097.207.023             Third parties
  Beban masih harus
    dibayar               896.158.145.902     896.158.145.902     948.585.122.108     948.583.927.108            Accrued expenses
  Liabilitas sewa           7.504.593.255       7.504.593.255       9.677.258.041       9.677.258.041             Lease liabilities
  Uang jaminan
    keanggotaan yang                                                                                       Refundable membership
    dapat dikembalikan     13.753.255.077      13.753.255.077      13.753.255.077       13.753.255.077                 deposits

  Utang obligasi         4.606.768.187.563   4.606.768.187.563   6.163.796.512.074   2.044.493.015.086              Bonds payable
  Utang bank jangka
   panjang               1.469.969.469.739   1.469.969.469.739    270.135.171.572     270.135.171.572        Long-term bank loans

  Total                  7.732.236.747.439   7.732.236.747.439   8.110.737.342.679   3.991.432.650.691                      Total

  Berikut ini adalah metode dan asumsi yang digunakan                The following are the methods and assumptions used to
  untuk memperkirakan nilai wajar setiap kelompok dari               estimate the fair value of each group of financial
  instrumen keuangan Grup:                                           instruments of the Group:

  1.   Kas dan setara kas, piutang usaha, piutang lain-lain,         1.   Cash and cash equivalents, trade receivables, other
       utang bank jangka pendek, utang usaha, utang lain-                 receivables, short-term bank loans, trade payables,
       lain, beban masih harus dibayar dan uang jaminan                   other payables, accrued expenses and refundable
       keanggotaan yang dapat dikembalikan mendekati                      membership deposits approximate their carrying
       nilai wajar karena bersifat jangka pendek.                         values due to their short-term nature.
  2.   PSAK 113, “Pengukuran nilai wajar” tidak                      2.   PSAK 113, “Fair value measurement” exclude lease
       memasukkan liabilitas sewa dari persyaratan                        liabilities from measurement and disclosure
       pengukuran dan pengungkapan.                                       requirements.
  3.   Nilai wajar utang obligasi yang tercatat di bursa             3.   The fair value of listed bonds payable are
       ditentukan dengan referensi kuotasi harga pasar.                   determined by reference to quoted market prices.
  4.   Nilai    tercatat   dari     dana   yang    dibatasi          4.   The carrying amount of restricted funds and long-
       penggunaannya dan utang bank jangka panjang                        term bank loans approximate their fair values due
       mendekati nilai wajarnya disebabkan oleh                           to the use of floating interest rates for the
       pemakaian suku bunga mengambang atas instrumen                     mentioned instruments, in which the interest rate
       tersebut, dimana tingkat suku bunga tersebut selalu                is always adjusted to market.
       disesuaikan dengan pasar.

   Nilai wajar utang obligasi pada tanggal 31 Desember              Fair value of bonds Payable as of 31 December 2025 and
   2025 dan 2024 diklasifikasikan pada Hierarki Tingkat 1.          2024 were classified as Hierarchy Level 1. The Group has
   Grup tidak memiliki instrumen keuangan yang                      no financial instrument classified at fair value using
   diklasifikasikan pada nilai wajar menggunakan Hierarki           Hierarchy Level 2 and Level 3. As of 31 December 2025
   Tingkat 2 dan Tingkat 3. Pada tanggal 31 Desember 2025           and 2024 there were no transfers between Level 1 and
   dan 2024 tidak ada transfer antara pengukuran nilai              Level 2 fair value measurements and no transfer into
   wajar Tingkat 1 dan Tingkat 2 dan tidak ada transfer             and out of Level 3 fair value measurements.
   masuk dan keluar dari pengukuran nilai wajar Tingkat 3.
Page 322
                                                                                      These Consolidated Financial Statements are
                                                                                        originally issued in Indonesian language

                                               Ekshibit E/120                                                                Exhibit E/120

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                                PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                              NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                               FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                       31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                       (Expressed in Rupiah, unless otherwise stated)


37. TAMBAHAN INFORMASI ARUS KAS                                      37. SUPPLEMENTARY CASH FLOW INFORMATION

  Transaksi non-kas dari aktivitas pendanaan ditunjukkan                   Non-cash transaction from financing activities are shown
  dalam rekonsiliasi liabilitas dari transaksi pendanaan di                in the reconciliation of liabilities from financing
  bawah ini:                                                               transaction below:
                                   Utang obligasi/             Utang bank/                 Liabilitas sewa/
                                   Bonds payable               Bank loans                  Lease liabilities

  1 Januari 2025                   6.163.796.512.074           650.135.171.572                 9.677.258.041                 1 January 2025

  Arus kas                     (      802.160.616.466 )        1.116.567.983.254 (              5.430.760.575 )                   Cash flows
  Transaksi non-kas:                                                                                                  Non-cash transactions:
   Beban keuangan                         -                       51.027.807.085                  -                          Finance costs
   Bunga yang dikapitalisasi              -               (          146.790.885 )                -                    Interest capitalized
   Keuntungan dari
     penyelesaian utang                                                                                            Gain from settlement of
     obligasi                  (    1.002.197.171.369 )              -                            -                          bond payable
   Selisih kurs                       203.659.484.032             14.385.298.713                  -                       Foreign exchange
   PIK Interest Notes                 164.173.372.546                -                            -                       PIK Interest Notes
   Selisih Perhitungan                                                                                               Difference calculation
      EIR and fixed rate       (      120.503.393.254 )              -                            -                     EIR and fixed rate
                                                                                                                    Additional right-of-use
    Perolehan aset hak guna                                                                                              asset from lease
      dari liabilitas sewa                -                          -                          3.276.536.119                    liabilities
    Kontrak sewa dihentikan               -                          -                 (            18.440.329 ) Terminated lease contract

  31 Desember 2025                 4.606.768.187.563          1.831.969.469.739                7.504.593.256              31 December 2025

                                   Utang obligasi/             Utang bank/                 Liabilitas sewa/
                                   Bonds payable               Bank loans                  Lease liabilities

  1 Januari 2024                   5.758.794.075.231           593.547.533.950                11.155.792.022                 1 January 2024

  Arus kas                                -                       56.657.628.023 (              5.142.193.281 )                 Cash flows
  Transaksi non-kas:                                                                                               Non-cash transactions:
   Beban keuangan              (       17.503.264.763 )                  69.990.401               -                       Finance costs
   Selisih kurs                       281.138.352.859                -                            -                    Foreign exchange
   PIK Interest Notes                 141.367.348.747                -                            -                    PIK Interest Notes
                                                                                                                  Additional right-of-use
    Perolehan aset hak guna                                                                                           asset from lease
      dari liabilitas sewa                -                          -                          3.663.659.300                liabilities
    Kontrak sewa dihentikan                                                                                   Terminated lease contract

  31 Desember 2024                 6.163.796.512.074           650.135.171.572                 9.677.258.041              31 December 2024


38. PERISTIWA SETELAH PERIODE PELAPORAN                              38. EVENT AFTER THE REPORTING PERIOD

  PT Mitra Sindo Makmur (MSM)                                              PT Mitra Sindo Makmur (MSM)

  Berdasarkan Surat Pemberitahuan Persetujuan Kredit                       Based on the Credit Approval Notification Letter (SPPK)
  (SPPK) No. SPPK-KIRANA-CLB-0126-BU0126023510-001                         No. SPPK-KIRANA-CLB-0126-BU0126023510-001 dated
  tanggal 29 Januari 2026, Perusahaan memperoleh                           29 January 2026, the Company obtained a new bank loan
  pinjaman bank baru berupa fasilitas Kredit Modal                         facility in the form of a Working Capital Credit Demand
  Kerja Demand Loan (KMK-DL) – Revolving sebesar                           Loan      (KMK-DL)    –    Revolving    amounting    to
  Rp 5.000.000.000. Suku bunga yang dutetapkan adalah                      Rp 5,000,000,000. The loan bears an effective interest
  efektif 12% per tahun yang dapat berubah sewaktu-waktu                   rate of 12% per annum which may be changed from time
  sesuai dengan kebijakan bank. Jangka waktu pinjaman                      to time in accordance with the bank’s policy. The loan
  adalah 12 bulan sejak perjanjian kredit ditandatangani.                  has a term of 12 months from the signing date of the
                                                                           credit agreement.
Page 323
                                                                               These Consolidated Financial Statements are
                                                                                 originally issued in Indonesian language

                                             Ekshibit E/121                                                           Exhibit E/121

   PT MODERNLAND REALTY Tbk DAN ENTITAS ANAK                          PT MODERNLAND REALTY Tbk AND SUBSIDIARIES
  CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN                        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
           UNTUK TAHUN YANG BERAKHIR PADA                                         FOR THE YEAR ENDED
                   31 DESEMBER 2025                                                 31 DECEMBER 2025
    (Disajikan dalam Rupiah, kecuali dinyatakan lain)                 (Expressed in Rupiah, unless otherwise stated)


39. REKLASIFIKASI AKUN                                           39. RECLASSIFICATION OF ACCOUNTS

   Reklasifikasi tertentu telah dilakukan terhadap laporan           Certain reclassifications have been made by the Group’s
   keuangan tahun sebelumnya oleh Manajemen Grup untuk               Management to the prior year’s financial statements to
   meningkatkan keterbandingan dengan laporan keuangan               enhance comparability with the current year financial
   tahun berjalan. Akibatnya, pos-pos tertentu telah diubah          statements. As a result, certain line items have been
   di laporan posisi keuangan, laba rugi dan penghasilan             amended in the statement of financial position, profit
   komprehensif lain dan catatan atas laporan keuangan               or loss and other comprehensive income and the related
   terkait.                                                          notes to the financial statements.

   Angka komparatif telah disesuaikan dengan penyajian               Comparative figures have been adjusted to conform to
   tahun berjalan, sebagai berikut:                                  the current year’s presentation, as follows:

   Laporan Posisi Keuangan                                           Statement of Financial Position

                                   Dilaporkan
                                  sebelumnya/
                                  As previously          Reklasifikasi/              Direklasifikasi/
   31 Desember 2024                 reported            Reclassification             As reclassified               31 December 2024

   ASET                                                                                                                  ASSETS
   ASET LANCAR                                                                                                      CURRENT ASSETS
   Persediaan                     2.251.489.729.446 (          3.704.889.551 )       2.247.784.839.895                   Inventories

   ASET TIDAK LANCAR                                                                                           NON-CURRENT ASSETS
   Tanah untuk pengembangan       6.353.191.581.761 (         22.934.468.371 )       6.330.257.113.390          Land for development
                                                                                                                  Property, plant and
   Aset tetap                     1.256.827.073.205 (         36.615.751.810 )       1.220.211.321.395                  equipment
   Properti Investasi                   -                     63.255.109.732            63.255.109.732           Property Investment

   Laporan Laba Rugi dan Penghasilan Konprehensif Lain               Statement of Profit of Loss and Other Comprehensive
                                                                     Income

                                   Dilaporkan
                                  sebelumnya/
                                  As previously          Reklasifikasi/              Direklasifikasi/
   31 Desember 2024                 reported            Reclassification             As reclassified               31 December 2024

                                                                                                            General and administrative
   Beban umum dan administrasi     443.047.007.108 (             344.992.203 )         442.702.014.905                     expenses

   BEBAN PAJAK PENGHASILAN                                                                                      INCOME TAX EXPENSE
   Penyesuaian                         -                         344.992.203                344.992.203                  Adjustment


40. OTORISASI LAPORAN KEUANGAN KONSOLIDASIAN                     40. AUTHORIZATION            OF        CONSOLIDATED         FINANCIAL
                                                                     STATEMENTS

   Dewan Direksi bertanggungjawab terhadap penyusunan                The Board of Directors is responsible for the preparation
   dan penyajian laporan keuangan konsolidasian interim              and presentation of the interim consolidated financial
   yang telah difinalkan dan disetujui untuk diterbitkan             statements that were completed and approved for
   pada tanggal 31 Maret 2026.                                       publication on 31 March 2026.
Page 324
                                                                 Tel : +62-21 2555 6746                       Tanubrata Sutanto Fahmi Bambang & Rekan
                                                                 www.bdo.co.id                                Certified Public Accountant

                                                                                                              Central Jakarta - Branch Office
                                                                                                              Branch Licence No. 284/MK/SK/2025
                                                                                                              Citywalk Sudirman, 6th Floor
                                                                                                              Jl. K.H. Mas Mansyur No. 121
                                                                                                              Jakarta 10220 – Indonesia




                                                                                               The original report is in the Indonesian language


No. : 00057/3.0534/AU.1/03/2103-1/1/III/2026                                             No. : 00057/3.0534/AU.1/03/2103-1/1/III/2026


                  Laporan Auditor Independen                                                             Independent Auditor's Report


Pemegang    Saham,      Dewan                         Komisaris            dan           The Stockholders, Board of Commissioner and
Direksi                                                                                  Directors
PT Modernland Realty Tbk                                                                 PT Modernland Realty Tbk


Opini                                                                                    Opinion

Kami telah mengaudit laporan keuangan konsolidasian                                      We have audited the consolidated financial statements
PT Modernland Realty Tbk dan Entitas Anaknya (“Grup”),                                   of PT Modernland Realty Tbk and Subsidiaries (the
yang terdiri dari laporan posisi keuangan konsolidasian                                  “Group”), which comprise the consolidated statement
tanggal 31 Desember 2025, serta laporan laba rugi dan                                    of financial position as at 31 December 2025, and the
penghasilan komprehensif lain konsolidasian, laporan                                     consolidated statements of profit or loss and other
perubahan ekuitas konsolidasian dan laporan arus kas                                     comprehensive income, consolidated statement of
konsolidasian untuk tahun yang berakhir pada tanggal                                     changes in equity and consolidated statement of cash
tersebut, serta catatan atas laporan keuangan                                            flows for the year then ended, and notes to the
konsolidasian, termasuk informasi kebijakan akuntansi                                    consolidated financial statements, including a
material.                                                                                material accounting policy information.

Menurut opini kami, laporan keuangan konsolidasian                                       In our opinion, the accompanying consolidated
terlampir menyajikan secara wajar, dalam semua hal                                       financial statements present fairly, in all material
yang material, posisi keuangan konsolidasian Grup                                        respects, the consolidated financial position of the
tanggal 31 Desember 2025, serta kinerja keuangan                                         Group as at 31 December 2025, and its consolidated
konsolidasian dan arus kas konsolidasiannya untuk tahun                                  financial performance and its consolidated cash flows
yang berakhir pada tanggal tersebut, sesuai dengan                                       for the year then ended, in accordance with Indonesian
Standar Akuntansi Keuangan di Indonesia.                                                 Financial Accounting Standards.

Basis Opini                                                                              Basis for Opinion

Kami melaksanakan audit kami berdasarkan Standar                                         We conducted our audit in accordance with Standards
Audit yang ditetapkan oleh Institut Akuntan Publik                                       on Auditing established by the Indonesian Institute of
Indonesia. Tanggung jawab kami menurut standar                                           Certified Public Accountants. Our responsibilities
tersebut diuraikan lebih lanjut dalam paragraf Tanggung                                  under those standards are further described in the
Jawab Auditor terhadap audit atas Laporan Keuangan                                       Auditor’s Responsibilities for the audit of the
Konsolidasian pada laporan kami. Kami independen                                         Consolidated Financial Statements paragraph of our
terhadap Grup berdasarkan ketentuan etika yang                                           report. We are independent of the Group in accordance
relevan dalam audit kami atas laporan keuangan                                           with the ethical requirements that are relevant to
konsolidasian di Indonesia, dan kami telah memenuhi                                      our audit of the consolidated financial statements
tanggung jawab etika lainnya berdasarkan ketentuan                                       in Indonesia, and we have fulfilled our other
tersebut. Kami yakin bahwa bukti audit yang telah kami                                   ethical responsibilities in accordance with these
peroleh adalah cukup dan tepat untuk menyediakan                                         requirements. We believe that the audit evidence we
suatu basis bagi opini audit kami.                                                       have obtained is sufficient and appropriate to provide
                                                                                         a basis for our opinion.




TANUBRATA SUTANTO FAHMI BAMBANG & REKAN
Tanubrata Sutanto Fahmi Bambang & Rekan (Certified Public Accountant), an Indonesian partnership, is a member of BDO International Limited, a UK
company limited by guarantee, and forms part of the international BDO network of independent member firms.
Page 325
                                                                 Halaman 2                                                                         Page 2


Hal Audit Utama                                                                          Key Audit Matter

Hal audit utama adalah hal-hal yang, menurut                                             Key audit matters are those matters that, in our
pertimbangan profesional kami, merupakan hal yang                                        professional judgment, were of most significance in
paling signifikan dalam audit kami atas laporan keuangan                                 our audit of the consolidated financial statements of
konsolidasian periode kini. Hal-hal tersebut disampaikan                                 the current period. These matters were addressed in
dalam konteks audit kami atas laporan keuangan                                           the context of our audit of the consolidated financial
konsolidasian     secara   keseluruhan,     dan    dalam                                 statements as a whole, and in forming our opinion
merumuskan opini kami atas laporan keuangan                                              thereon, and we do not provide a separate opinion on
konsolidasian terkait, kami tidak menyatakan suatu opini                                 these matters.
terpisah atas hal audit utama tersebut.

Hal audit utama yang teridentifikasi dalam audit kami                                    The key audit matters identified in our audit are
diuraikan sebagai berikut:                                                               outlined as follows:

Pengakuan          Pendapatan           dan      Akurasi        Pencatatan               Revenue Recognition and Accuracy of Recorded Sales
Penjualan

Mayoritas pendapatan Grup berasal dari penjualan                                         The majority of the Group’s revenue is from sale of
properti real estat yang terdiri dari penjualan tanah,                                   real estate properties which is compose of sale of land,
rumah tinggal, rumah toko dan unit apartemen.                                            residential house, shophouses and apartment units.
Penjualan properti real estat diakui pada saat kendali                                   Sales of real estate properties are recognized when
atas properti telah berpindah, yaitu pada saat produk                                    control of the properties has transferred, being when
diserahkan kepada pelanggan. Serah terima terjadi                                        the products are hand over to the customers. Hand
ketika properti diterima, ketentuan penerimaan telah                                     over occurs when the properties were accepted, the
kedaluwarsa, atau Grup memiliki bukti objektif bahwa                                     acceptance provisions have lapsed, or the Group has
semua kriteria penerimaan telah dipenuhi.                                                objective evidence that all criteria for acceptance
                                                                                         have been satisfied.

Pelanggan Grup sebagian besar adalah perorangan yang                                     The Group's customers are mainly individuals who
melakukan pembayaran bahkan sebelum properti real                                        made payments even before the real estate properties
estat selesai dibangun. Pembayaran tersebut pada                                         are completed. These payments are initially recorded
awalnya dicatat sebagai liabilitas kontrak dan akan                                      as contract liability and will be recognized as revenue
diakui sebagai pendapatan pada saat penyerahan                                           when the real estate properties are handed over. The
properti real estat. Risiko timbul ketika Grup mengakui                                  risk arises when the Group recognized revenue from
kembali pendapatan atas penerimaan pembayaran                                            receipt of these payments even before the handover of
tersebut bahkan sebelum penyerahan properti dilakukan                                    the properties were made or vice versa. Due to the
atau sebaliknya. Karena sebagian besar pelanggan Grup                                    Group's customers are mainly individuals, the Group
adalah perorangan, Grup memproses pembayaran tunai                                       process significant volume of cash payments. This may
dalam jumlah yang signifikan. Hal ini dapat
                                                                                         result to a risk that payments received are not
menimbulkan risiko bahwa pembayaran yang diterima
                                                                                         properly monitored resulting to inaccurate amounts to
tidak dimonitor dengan baik sehingga jumlah yang diakui
sebagai pendapatan tidak akurat.                                                         be recognized as revenue.

Prosedur audit kami mencakup hal-hal berikut:                                            Our audit procedures include the following:

•      Kami telah melakukan penilaian atas kesesuaian                                    •     We have assessed the appropriateness of the
       kebijakan pengakuan pendapatan Grup atas                                                Group's revenue recognition policy for sales of
       penjualan tanah, rumah hunian, rumah toko dan                                           land, residential houses, shophouses and
       unit-unit apartemen.                                                                    apartment units.

•      Kami memperoleh rincian pendapatan yang diakui                                    •     We obtained details of revenue recognized during
       selama tahun berjalan dan kami melakukan                                                the year and we verified the amount recorded as
       verifikasi atas jumlah yang dicatat sebagai                                             revenue by comparing the amount recorded with
       pendapatan dengan membandingkan jumlah yang                                             signed Contract of Sales.
       dicatat dengan Perjanjian Pengikatan Jual Beli
       (PPJB) yang telah ditandatangani.




TANUBRATA SUTANTO FAHMI BAMBANG & REKAN
Tanubrata Sutanto Fahmi Bambang & Rekan (Certified Public Accountant), an Indonesian partnership, is a member of BDO International Limited, a UK
company limited by guarantee, and forms part of the international BDO network of independent member firms.
Page 326
                                                                 Halaman 3                                                                                  Page 3


Hal Audit Utama (Lanjutan)                                                               Key Audit Matter (Continued)

Hal audit utama yang teridentifikasi dalam audit kami                                    The key audit matters identified in our audit are
diuraikan sebagai berikut: (Lanjutan)                                                    outlined as follows: (Continued)

Pengakuan Pendapatan                    dan      Akurasi        Pencatatan               Revenue Recognition and Accuracy of Recorded Sales
Penjualan (Lanjutan)                                                                     (Continued)

Prosedur audit             kami      mencakup          hal-hal       berikut:            Our audit            procedures          include          the   following:
(Lanjutan)                                                                               (Continued)

•       Untuk pendapatan yang diakui pada tahun berjalan                                 •     For revenue recognized during the year and
        dan pendapatan yang diakui pada bulan pertama                                          revenue recognized in the first month of the
        tahun berikutnya, kami memperoleh Berita Acara                                         succeeding year, we obtained signed "Berita Acara
        Serah Terima (BAST) yang telah ditandatangani                                          Serah Terima" (BAST) which indicates when the
        yang mengindikasikan kapan pelanggan menerima                                          customer accepted the properties. In the absence
        properti tersebut. Jika BAST tidak ada, kami                                           of BAST, we checked the "Pemberitahuan Serah
        melakukan pengecekan atas "Pemberitahuan Serah                                         Terima Unit" (PSTU) sent by the Group to the
        Terima Unit" (PSTU) yang dikirimkan oleh Grup                                          customers indicating that the properties are ready
        kepada pelanggan yang mengindikasikan bahwa                                            for hand over. We also checked Contract of Sales
        properti telah siap untuk diserahterimakan. Kami                                       if available. We determined the correct period
        juga memeriksa PPJB jika tersedia. Kami
                                                                                               when the revenue should have been recognized
        menentukan periode yang tepat untuk mengakui
                                                                                               based on when the real estate properties were
        pendapatan berdasarkan tanggal penyerahan
        properti real estat kepada pelanggan.                                                  handed over to the customers.

    •   Kami memperoleh daftar liabilitas kontrak yang                                   •     We obtained list of contract liabilities outstanding
        masih belum dilunasi selama tahun berjalan. Kami                                       during the year. We selected sample and compared
        memilih sampel dan membandingkan sampel yang                                           the selected sample to actual cash payments
        dipilih dengan pembayaran tunai aktual yang                                            received by the Group by inspecting Contract of
        diterima oleh Grup dengan memeriksa PPJB, kuitansi                                     Sales, official receipt and bank statements. For
        dan rekening koran. Untuk sampel yang dipilih, kami                                    the selected sample, we also determined if the
        juga menentukan apakah liabilitas kontrak sudah                                        contract liabilities are already recognizable as
        dapat    diakui   sebagai   pendapatan      dengan                                     revenue by determining the status of completion
        menentukan status penyelesaian unit yang dijual.                                       of the units being sold.

    •   Kami memperoleh daftar persediaan yang tersedia                                  •    We obtained list of inventories available-for-sale
        untuk dijual (100% lengkap) dan melakukan                                             (100% complete) and performed inventories count
        penghitungan persediaan dan prosedur tarik                                            and rollbackward/forward procedures depending
        mundur/maju        tergantung      pada      tanggal                                  on the inventories count date. During the
        penghitungan persediaan. Selama penghitungan                                          inventories count we verified if the units in the list
        persediaan, kami memverifikasi apakah unit-unit                                       are still available-for-sale based on the current
        yang ada di dalam daftar tersebut masih tersedia                                      condition of the inventories. We also checked
        untuk dijual berdasarkan kondisi persediaan saat ini.                                 sample inventories that are not in the list that are
        Kami juga memeriksa sampel persediaan yang tidak                                      vacant and checked if the inventories were already
        ada dalam daftar namun kondisinya kosong dan                                          recognized as revenue.
        memeriksa apakah persediaan tersebut sudah diakui
        sebagai pendapatan.




TANUBRATA SUTANTO FAHMI BAMBANG & REKAN
Tanubrata Sutanto Fahmi Bambang & Rekan (Certified Public Accountant), an Indonesian partnership, is a member of BDO International Limited, a UK
company limited by guarantee, and forms part of the international BDO network of independent member firms.
Page 327
                                                                 Halaman 4                                                                         Page 4


 Informasi Lain                                                                          Other Information

 Manajemen bertanggung jawab atas informasi lain.                                        Management is responsible for the other information.
 Informasi lain dari informasi yang tercantum dalam                                      The other information comprises the information
 laporan tahunan 2025 (“laporan tahunan”) tetapi tidak                                   contained in the 2025 annual report (the “annual
 termasuk laporan keuangan konsolidasian dan laporan                                     report”) but does not include the consolidated
 auditor kami. Laporan tahunan diharapkan akan                                           financial statements and our auditor’s report thereon.
 tersedia bagi kami setelah tanggal laporan auditor ini.                                 The annual report is expected to be made available to
                                                                                         us after the date of this auditor’s report.

 Opini kami atas laporan keuangan konsolidasian tidak                                    Our opinion on the consolidated financial statements
 mencakup informasi lain, dan oleh karena itu, kami                                      does not cover the other information and we will not
 tidak menyatakan bentuk keyakinan apapun atas                                           express any form of assurance conclusion thereon.
 informasi lain tersebut

 Sehubungan dengan audit kami atas laporan keuangan                                      In connection with our audit of the consolidated
 konsolidasian, tanggung jawab kami adalah untuk                                         financial statements, our responsibility is to read the
 membaca informasi lain yang terindentifikasi di atas,                                   other information identified above when it becomes
 jika   tersedia    dan,   dalam   melaksanakannya,                                      available and, in doing so, consider whether the other
 mempertimbangkan apakah informasi lain mengandung                                       information is materially inconsistent with the
 ketidakkonsistensian    material  dengan     laporan                                    consolidated financial statements or our knowledge
 keuangan konsolidasian atau pemahaman yang kami                                         obtained in the audit or otherwise appears to be
 peroleh selama audit, atau mengandung kesalahan                                         materially misstated.
 penyajian material.

 Ketika kami membaca laporan tahunan, jika kami                                          When we read the annual report, if we conclude that
 menyimpulkan bahwa terdapat suatu kesalahan                                             there is a material misstatement therein, we are
 penyajian material di dalamnya, kami diharuskan untuk                                   required to communicate the matter to those charged
 mengomunikasikan hal tersebut kepada pihak yang                                         with governance and take appropriate actions in
 bertanggung jawab atas tata kelola dan mengambil                                        accordance with Standards on Auditing established by
 tindakan tepat berdasarkan Standar Audit yang                                           the Indonesian Institute of Certified Public
 ditetapkan oleh Institut Akuntan Publik Indonesia.                                      Accountants.

 Tanggung Jawab Manajemen dan Pihak yang                                                 Responsibilities of Management and Those Charged
 Bertanggung Jawab atas Tata Kelola terhadap                                             with Governance for the Consolidated Financial
 Laporan Keuangan Konsolidasian                                                          Statements

 Manajemen bertanggung jawab atas penyusunan dan                                         Management is responsible for the preparation and fair
 penyajian wajar laporan keuangan konsolidasian                                          presentation of the consolidated financial statements
 tersebut sesuai dengan Standar Akuntansi Keuangan di                                    in accordance with Indonesian Financial Accounting
 Indonesia, dan atas pengendalian internal yang                                          Standards, and for such internal control as
 dianggap perlu oleh manajemen untuk memungkinkan                                        management determines is necessary to enable the
 penyusunan laporan keuangan konsolidasian yang bebas                                    preparation of consolidated financial statements that
 dari kesalahan penyajian material, baik yang                                            are free from material misstatement, whether due to
 disebabkan oleh kecurangan maupun kesalahan.                                            fraud or error.

 Dalam penyusunan laporan keuangan konsolidasian,                                        In preparing consolidated the financial statements,
 manajemen bertanggung jawab untuk menilai                                               management is responsible for assessing the Group’s
 kemampuan        Grup    dalam      mempertahankan                                      ability to continue as a going concern, disclosing, as
 kelangsungan usahanya, mengungkapkan, sesuai                                            applicable, matters related to going concern and using
 dengan kondisinya, hal-hal yang berkaitan dengan                                        the going concern basis of accounting unless
 kelangsungan usaha, dan menggunakan basis akuntansi                                     management either intends to liquidate the Group or
 kelangsungan usaha, kecuali manajemen memiliki                                          to cease operations, or has no realistic alternative but
 intensi untuk melikuidasi Grup atau menghentikan                                        to do so.
 operasi, atau tidak memiliki alternatif yang realistis
 selain melaksanakannya.

 Pihak yang bertanggung jawab atas tata kelola                                           Those charged with governance are responsible for
 bertanggung jawab untuk mengawasi proses pelaporan                                      overseeing the Group’s financial reporting process.
 keuangan Grup.




TANUBRATA SUTANTO FAHMI BAMBANG & REKAN
Tanubrata Sutanto Fahmi Bambang & Rekan (Certified Public Accountant), an Indonesian partnership, is a member of BDO International Limited, a UK
company limited by guarantee, and forms part of the international BDO network of independent member firms.
Page 328
                                                                 Halaman 5                                                                         Page 5


 Tanggung Jawab Auditor terhadap Audit atas Laporan                                      Auditor’s Responsibilities for the Audit of the
 Keuangan Konsolidasian                                                                  Consolidated Financial Statements

 Tujuan kami adalah untuk memperoleh keyakinan                                           Our objectives are to obtain reasonable assurance
 memadai      tentang    apakah    laporan    keuangan                                   about whether the consolidated financial statements
 konsolidasian secara keseluruhan bebas dari kesalahan                                   as a whole are free from material misstatement,
 penyajian material, baik yang disebabkan oleh                                           whether due to fraud or error, and to issue an auditor’s
 kecurangan maupun kesalahan, dan untuk menerbitkan                                      report that includes our opinion. Reasonable assurance
 laporan auditor yang mencakup opini kami. Keyakinan                                     is a high level of assurance but is not a guarantee that
 memadai merupakan suatu tingkat keyakinan tinggi,                                       an audit conducted in accordance with Standard on
 namun bukan merupakan suatu jaminan bahwa audit                                         Auditing will always detect a material misstatement
 yang dilaksanakan berdasarkan Standar Audit akan                                        when it exists. Misstatements can arise from fraud or
 selalu mendeteksi kesalahan penyajian material ketika                                   error and are considered material if, individually or in
 hal tersebut ada. Kesalahan penyajian dapat                                             the aggregate, they could reasonably be expected to
 disebabkan oleh kecurangan maupun kesalahan dan                                         influence the economic decisions of users taken on the
 dianggap material jika, baik secara individual maupun                                   basis of these consolidated financial statements.
 secara agregat, dapat diekspektasikan secara wajar
 akan memengaruhi keputusan ekonomi yang diambil
 oleh pengguna berdasarkan laporan keuangan
 konsolidasian tersebut.

 Sebagai bagian dari suatu audit berdasarkan Standar                                     As part of an audit in accordance with Standard on
 Audit, kami menerapkan pertimbangan profesional dan                                     Auditing, we exercise professional judgment and
 mempertahankan skeptisisme profesional selama audit.                                    maintain professional skepticism throughout the audit.
 Kami juga:                                                                              We also:

 •     Mengidentifikasi dan menilai risiko kesalahan                                     •    Identify and assess the risks of material
       penyajian material dalam laporan keuangan                                              misstatement of the consolidated financial
       konsolidasian, baik yang disebabkan oleh                                               statements, whether due to fraud or error, design
       kecurangan maupun kesalahan, mendesain dan                                             and perform audit procedures responsive to those
       melaksanakan prosedur audit yang responsif                                             risks, and obtain audit evidence that is sufficient
       terhadap risiko tersebut, serta memperoleh bukti                                       and appropriate to provide a basis for our opinion.
       audit yang cukup dan tepat untuk menyediakan                                           The risk of not detecting a material misstatement
       basis bagi opini kami. Risiko tidak terdeteksinya                                      resulting from fraud is higher than for one resulting
       kesalahan penyajian material yang disebabkan oleh                                      from error, as fraud may involve collusion, forgery,
       kecurangan lebih tinggi dari yang disebabkan oleh                                      intentional omissions, misrepresentations, or the
       kesalahan, karena kecurangan dapat melibatkan                                          override of internal control.
       kolusi, pemalsuan, penghilangan secara sengaja,
       pernyataan salah, atau pengabaian pengendalian
       internal.

 •     Memperoleh      suatu     pemahaman     tentang                                   •    Obtain an understanding of internal control
       pengendalian internal yang relevan dengan audit                                        relevant to the audit in order to design audit
       untuk mendesain prosedur audit yang tepat sesuai                                       procedures that are appropriate in the
       dengan kondisinya, tetapi bukan untuk tujuan                                           circumstances, but not for the purpose of
       menyatakan      opini     atas   keefektivitasan                                       expressing an opinion on the effectiveness of the
       pengendalian internal Grup.                                                            Group’s internal control.

 •     Mengevaluasi ketepatan kebijakan akuntansi yang                                   •    Evaluate the appropriateness of accounting policies
       digunakan serta kewajaran estimasi akuntansi dan                                       used and the reasonableness of accounting
       pengungkapan     terkait  yang     dibuat   oleh                                       estimates and related disclosures made by
       manajemen.                                                                             management.




TANUBRATA SUTANTO FAHMI BAMBANG & REKAN
Tanubrata Sutanto Fahmi Bambang & Rekan (Certified Public Accountant), an Indonesian partnership, is a member of BDO International Limited, a UK
company limited by guarantee, and forms part of the international BDO network of independent member firms.
Page 329
                                                                 Halaman 6                                                                         Page 6


 Tanggung Jawab Auditor terhadap Audit atas Laporan                                      Auditor’s Responsibilities for the Audit of The
 Keuangan Konsolidasian (Lanjutan)                                                       Consolidated Financial Statements (Continued)

 Sebagai bagian dari suatu audit berdasarkan Standar                                     As part of an audit in accordance with Standard on
 Audit, kami menerapkan pertimbangan profesional dan                                     Auditing, we exercise professional judgment and
 mempertahankan skeptisisme profesional selama audit.                                    maintain professional skepticism throughout the audit.
 Kami juga: (Lanjutan)                                                                   We also: (Continued)

 •     Menyimpulkan      ketepatan    penggunaan      basis                              •    Conclude on the appropriateness of management's
       akuntansi kelangsungan usaha oleh manajemen                                            use of the going concern basis of accounting and,
       dan, berdasarkan bukti audit yang diperoleh,                                           based on the audit evidence obtained, whether a
       apakah terdapat suatu ketidakpastian material yang                                     material uncertainty exists related to events or
       terkait dengan peristiwa atau kondisi yang dapat                                       conditions that may cast significant doubt on the
       menyebabkan keraguan signifikan atas kemampuan                                         Group’s ability to continue as a going concern. If we
       Grup    untuk    mempertahankan       kelangsungan                                     conclude that a material uncertainty exists, we are
       usahanya. Ketika kami menyimpulkan bahwa                                               required to draw attention in our auditor's report
       terdapat suatu ketidakpastian material, kami                                           to the related disclosures in the consolidated
       diharuskan untuk menarik perhatian dalam laporan                                       financial statements or, if such disclosures are
       auditor kami ke pengungkapan terkait dalam                                             inadequate, to modify our opinion. Our conclusions
       laporan keuangan konsolidasian atau, jika                                              are based on the audit evidence obtained up to the
       pengungkapan tersebut tidak memadai, harus                                             date of our auditor's report. However, future
       menentukan apakah perlu untuk memodifikasi opini                                       events or conditions may cause the Group to cease
       kami. Kesimpulan kami didasarkan pada bukti audit                                      to continue as a going concern.
       yang diperoleh hingga tanggal laporan auditor kami.
       Namun, peristiwa atau kondisi masa depan dapat
       menyebabkan Grup tidak dapat mempertahankan
       kelangsungan usaha.

  •    Mengevaluasi penyajian, struktur, dan isi laporan                                 •    Evaluate the overall presentation, structure and
       keuangan konsolidasian secara keseluruhan,                                             content of the consolidated financial statements,
       termasuk pengungkapannya, dan apakah laporan                                           including the disclosures, and whether the
       keuangan konsolidasian mencerminkan transaksi                                          consolidated financial statements represent the
       dan peristiwa yang mendasarinya dengan suatu cara                                      underlying transactions and events in a manner that
       yang mencapai penyajian wajar.                                                         achieves fair presentation.

 •     Memperoleh bukti audit yang cukup dan tepat                                       •    Obtain sufficient appropriate audit evidence
       terkait informasi keuangan entitas atau aktivitas                                      regarding the financial information of the entities
       bisnis dalam Grup untuk menyatakan opini atas                                          or business activities within the Group to express
       laporan keuangan konsolidasian. Kami bertanggung                                       an opinion on the consolidated financial
       jawab atas arahan, supervisi, dan pelaksanaan                                          statements. We are responsible for the direction,
       audit Grup. Kami tetap bertanggung jawab                                               supervision and performance of the Group audit.
       sepenuhnya atas opini audit kami.                                                      We remain solely responsible for our audit opinion.

 Kami     mengomunikasikan      kepada    pihak    yang                                  We communicate with those charged with governance
 bertanggung jawab atas tata kelola mengenai, antara                                     regarding, among other matters, the planned scope
 lain, ruang lingkup dan saat yang direncanakan atas                                     and timing of the audit and significant audit findings,
 audit, serta temuan audit signifikan, termasuk setiap                                   including any significant deficiencies in internal
 defisiensi signifikan dalam pengendalian internal yang                                  control that we identify during our audit.
 teridentifikasi oleh kami selama audit.




TANUBRATA SUTANTO FAHMI BAMBANG & REKAN
Tanubrata Sutanto Fahmi Bambang & Rekan (Certified Public Accountant), an Indonesian partnership, is a member of BDO International Limited, a UK
company limited by guarantee, and forms part of the international BDO network of independent member firms.
Page 330
                                                                 Halaman 7                                                                         Page 7


 Tanggung Jawab Auditor terhadap Audit atas Laporan                                      Auditor’s Responsibilities for the Audit of The
 Keuangan Konsolidasian (Lanjutan)                                                       Consolidated Financial Statements (Continued)

 Kami juga memberikan suatu pernyataan kepada pihak                                      We also provide those charged with governance with a
 yang bertanggung jawab atas tata kelola bahwa kami                                      statement that we have complied with relevant ethical
 telah mematuhi ketentuan etika yang relevan                                             requirements regarding independence, and to
 mengenai independensi, dan mengomunikasikan                                             communicate with them all relationships and other
 seluruh hubungan, serta hal-hal lain yang dianggap                                      matters that may reasonably be thought to bear on our
 secara wajar berpengaruh terhadap independensi kami,                                    independence, and where applicable, related
 dan jika relevan, pengamanan terkait.                                                   safeguards.

 Dari hal-hal yang dikomunikasikan kepada pihak yang                                     From the matters communicated with those charged
 bertanggung jawab atas tata kelola, kami menentukan                                     with governance, we determine those matters that
 hal-hal tersebut yang paling signifikan dalam audit atas                                were of most significant in the audit of the
 laporan keuangan konsolidasian periode kini dan oleh                                    consolidated financial statements of the current period
 karenanya menjadi hal audit utama. Kami menguraikan                                     and are therefore the key audit matters. We describe
 hal audit utama dalam laporan independen auditor                                        these matters in our independent auditor's report
 kami, kecuali peraturan perundang-undangan melarang                                     unless law or regulation precludes public disclosure
 pengungkapan publik tentang hal tersebut atau ketika,                                   about the matter or when, in extremely rare
 dalam kondisi yang sangat jarang terjadi, kami                                          circumstances, we determine that a matter should not
 menentukan      bahwa     suatu     hal   tidak   boleh                                 be communicated in our report because the adverse
 dikomunikasikan     dalam     laporan    kami    karena                                 consequences of doing so would reasonably be expected
 konsekuensi merugikan dari mengomunikasikan hal                                         to outweigh the public interest benefits of such
 tersebut akan diekspektasikan secara wajar melebihi                                     communication.
 manfaat kepentingan publik atas komunikasi tersebut.


                                                        Kantor Akuntan Publik
                                              TANUBRATA SUTANTO FAHMI BAMBANG & Rekan




                                                             Damajanti Tanumihardja, CPA
                                                                    NIAP AP.2103/
                                                                 License No. AP.2103


                                                              31 Maret 2026 / 31 March 2026




TANUBRATA SUTANTO FAHMI BAMBANG & REKAN
Tanubrata Sutanto Fahmi Bambang & Rekan (Certified Public Accountant), an Indonesian partnership, is a member of BDO International Limited, a UK
company limited by guarantee, and forms part of the international BDO network of independent member firms.
Page 331
Laporan Tahunan
Annual Report




PT Modernland Realty Tbk
Green Central City
Commercial Area Lt. 5
Jl. Gajah Mada No. 188
Jakarta Barat 11120

   : +6221 2936 5888
   : +6221 2936 9999
   : corporate@modernland.co.id
   : www.modernland.co.id

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Size9.56 MB
Published29 Apr 2026
Pages331
Characters1,722,831
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OCR confidence—

Names mentioned 187 people and organisations named in the text · linked when the evidence is strong

linked org Modernland Realty Tbk · Sekretaris Perusahaan p.2 ×289
linked person Dharma Mitra · Komisaris p.6 ×36
linked person William Honoris · Direktur p.7 ×65
linked org PT Waskita Modern Realti p.10 ×15
linked org PT Waskita Karya Realty p.10 ×5
linked org PT Kereta Api Indonesia (Persero) p.11 ×3
linked org Bank Rakyat p.27
linked person Robert Tumedia · Commissioner p.41 ×18
linked person Pascall Wilson p.49 ×21
linked person Luntungan Honoris · Komisaris Utama p.76 ×9
linked org PT Agung Podomoro Land p.78 ×3
linked person Edwyn Lim p.78 ×7
linked person Nita Tanawidjaja · Independent p.82 ×7
linked org Multi Indocitra Tbk p.82 ×5
linked org PT Bank HSBC Indonesia p.85 ×3
linked org Bank Permata Tbk p.85 ×9
linked org Ekadharma International Tbk p.92 ×5
linked person Nabit Musavi p.106 ×2
possible org Otoritas Jasa Keuangan p.2 ×6
possible org Bursa Efek Indonesia p.8 ×20
possible org Bank Rakyat Indonesia p.27
possible org Panin Sekuritas Tbk p.55 ×5
possible org Negara Republik Indonesia p.56
possible person Herman · Director p.88 ×13
possible person Hendy Wijaya p.105
possible — Kejaksaan Agung p.179
unresolved org Financial Services Authority p.2 ×6
unresolved org PT Modernland p.5 ×2
unresolved org Realty Tbk p.5 ×2
unresolved org Indonesia Stock Exchange p.8 ×7
unresolved org Alam Sutera Tbk p.8 ×4
unresolved org PT Mitra Sindo Makmur · Komisaris p.8 ×14
unresolved org PT Astra Land p.8
unresolved org PT Astra Modern Land p.8 ×13
unresolved org PT Astra Land Indonesia p.8
unresolved org PT Astra Modern Land Thames p.8
unresolved org PT Modernland Rp p.9
unresolved org PT Bagasasi Inti Pratama p.10 ×12
unresolved org PT Bisnis Lancar Makmur p.11 ×9
unresolved org PT Lotte Land Indonesia p.11 ×2
unresolved org PT Lotte Land Indonesia Anak p.11
unresolved org PT Lotte Land Modern p.11
unresolved org PT Lotte Land Modern Realty p.11 ×4
unresolved — Transparansi Praktik Bad Governance p.17
unresolved — Committees p.17
unresolved — Committee p.17
unresolved — Visi dan Misi Tanggung Jawab Sosial p.17
unresolved — Vision and Mission of Social p.17
unresolved — Roadmap dan Kegiatan Tanggung p.17
unresolved — Litigation p.17
unresolved — Sanksi Administratif p.17
unresolved — Administrative Sanctions p.17
unresolved person Employee · Komisaris p.17
unresolved org Employee and/or Management Share p.17
unresolved org Modernland Overseas Pte Ltd p.23 ×11
unresolved org Valid Until Moody’s Investors Service Singapore Pte Ltd p.24
unresolved org Penanggulangan Bencana Competition p.25
unresolved org Yayasan Alazka Care p.26 ×2
unresolved person Dr. Ir. Pramono p.27
unresolved person Dr. Ir. Pramono Anung Wibowo p.27 ×3
unresolved org PT Mitra Sindo Sukses p.29 ×17
unresolved org Menteri Ketenagakerjaan p.29 ×2
unresolved org Minister of Manpower p.29 ×2
unresolved org PT Modernland Realty Tbk’s p.30
unresolved org Yayasan Modernland Bhakti Nusantara p.32 ×2
unresolved person Residensial Komersial · Direktur Keuangan p.49
unresolved person Commercial Residential · Director p.49
unresolved org Menteri Kehakiman p.54
unresolved org Moodys Investors Service Singapore Pte Ltd p.55
unresolved org PT Honoris Corporindo Pratama Haiyanto p.55
unresolved org AA Land Pte Ltd Woodside Global Ventures Inc p.55
unresolved person Akta Notaris Hendra Karyadi p.56 ×4
unresolved org Menteri Kehakiman Republik Indonesia p.56
unresolved person Akta Notaris Audrey Tedja p.56 ×4
unresolved org PT Mitra Sindo p.62
unresolved person Penabur p.63
unresolved person Penabur School p.63
unresolved org PT Lotte Land p.64
unresolved org PT Modern Panel Indonesia p.69 ×7
unresolved org PT Mitra Sindo Makmur Posisi p.73
unresolved org PT Modern Mutiara Makmur p.75 ×12
unresolved org PT Modern Asia Hospitaliti p.75 ×7
unresolved org PT Modern Mitra Pratama p.76 ×6
unresolved org PT Modern Mitrakarya Serasi p.76 ×7
unresolved org PT Modern Photo Film Co p.76 ×6
unresolved org PT Honoris Jaya Trading Co p.76 ×2
unresolved org PT Honoris Corporindo Pratama. Affiliated p.76
unresolved org PT Honoris Corporindo Pratama. p.76 ×3
unresolved org MLand Singapore Pte Ltd p.77 ×6
unresolved org Marquee Land Pte Ltd p.77 ×7
unresolved org PT Prisma Inti Semesta p.77 ×2
unresolved org PT Pertiwi Development p.77 ×7
unresolved org PT The New Asia Industrial Estate p.77 ×5
unresolved org PT Mitra Aplikasi Kosmo Indonesia p.77 ×5
unresolved org PT Modern Graha Lestari p.77 ×8
unresolved org PT Solterra Properti Mandiri p.79 ×7
unresolved org PT Inti Putra Modern p.79 ×6
unresolved org PT Bagasindo Prima Integra p.79 ×3
unresolved org PT Mega Agung Liong Nusantara p.79 ×5
unresolved org PT Mega Agung Nusantara p.79 ×8
unresolved org PT Bekasi Development p.79 ×5
unresolved org PT Mitra Utama Reasuransi Indonesia p.79 ×2
unresolved org PT Mitra Iswara p.79 ×2
unresolved org PT Modern Indocitra p.80 ×2
unresolved org Yayasan Akademi Indonesia p.81 ×2
unresolved org PT Modern Photo Tbk p.81 ×13
unresolved person Rangkap · Commissioner p.81
unresolved org PT Foton Mobilindo p.82 ×2
unresolved org PT Sejahteraraya Anugerahjaya p.82 ×2
unresolved org PT Duta Semeru Utama p.82 ×2
unresolved org Kantor Akuntan Publik Darmawan p.82
unresolved person Dwi Priyatno p.83 ×2
unresolved person Adjustments · Komisaris Independen p.83
unresolved org International Minh Viet Co Ltd p.84
unresolved org Minh Viet Co Ltd p.84
unresolved org PT Selaras Bangun Multijaya p.84 ×5
unresolved org PT Mitrakarya Estat Cikanindo p.84 ×3
unresolved org PT Solusi Prima Limbah Industri p.84 ×5
unresolved org PT Multi Tirta Mandiri p.84 ×5
unresolved org PT Alismi Kencana p.84 ×5
unresolved org PT Citra Sejahtera Pratama p.84 ×3
unresolved org PT Sentralindo Karunia Lestari p.84 ×3
unresolved org PT Pesanggrahan Karya Cikanindo p.84 ×3
unresolved org MDLN Holding Pte Ltd p.84 ×4
unresolved org JGC Ventures Pte Ltd p.84 ×6
unresolved org PT Bentara Grha Cikanindo p.84 ×3
unresolved org PT Cikanindo Mega Realti p.84 ×3
unresolved org CastleLand Singapore Pte Ltd p.84 ×4
unresolved org PT Golden Surya Makmur p.84 ×5
unresolved org PT Terus Maju Perkasa p.84 ×3
unresolved org PT Honoris Corporindo p.84 ×3
unresolved org PT Nissan Financial Services Indonesia p.85 ×2
unresolved org PT Bank ANZ Indonesia p.85 ×2
unresolved org PT Graha Buana Cikarang p.86 ×2
unresolved org PT Angels Products p.86 ×2
unresolved org PT Net Multimedia p.86 ×2
unresolved org PT Pilar Selaras p.86 ×2
unresolved org PT Catur Panins Aditama p.86 ×2
unresolved org PT Modern Industrial Estate p.86 ×2
unresolved org PT Dwigunatama Rintisprima p.87 ×2
unresolved org PT Surya Internusa Hotels p.87 ×2
unresolved person Miettinen · Director p.88 ×5
unresolved person Sami Veikko Tapio Miettinen · Direktur p.88 ×25
unresolved person Sirkuler · Komisaris p.89 ×6
unresolved org PT Putra Chandra Sentosa p.89 ×2
unresolved org PT Wijaya Distribusi p.89 ×2
unresolved org PT Sinergiplasindo Dinamika p.89 ×2
unresolved org PT Saranapratama Artamandiri Agus Maulana p.90
unresolved org PT Anugerah Group International p.90 ×2
unresolved org PT Saranapratama Artamandiri p.90
unresolved org Bank ANZ p.91
unresolved org Yayasan Pendidikan Internal Audit p.92 ×2
unresolved org Kementerian Keuangan Republik Umur p.92
unresolved org Ministry of Finance p.92
unresolved org Kantor Akuntan Publik Trisno p.92
unresolved org Adams dan Rekan p.92 ×2
unresolved org Kantor Akuntan Publik Juliawati p.92
unresolved org AA Land Pte Ltd p.94
unresolved org Venture Inc p.94 ×2
unresolved org PT Honoris AA Land Pte Ltd p.95
unresolved org Sekuritas Tbk p.95
unresolved org William Honoris JGC Ventures Pte Ltd p.105
unresolved person Fetrizal Bobby Heryunda · Director p.105 ×23
unresolved org PT Mega Agung Nusantara Indirect Ownership p.106
unresolved org PT Modern Mutiara Makmur Indirect Ownership p.106
unresolved org PT Modern Graha Lestari Indirect Ownership p.106
unresolved org PT Griya Sukamanah Permai p.106
unresolved org William Honoris Mland Singapore Pte Ltd p.106
unresolved org William Honoris Castleland Singapore Pte Ltd p.107
unresolved org William Honoris MDLN Holding Pte Ltd p.107
unresolved org PT Modern Mitra Pratama Indirect Ownership p.107
unresolved org PT Bagasasi Inti Pratama Indirect Ownership Through p.107
unresolved person Mira Hilmia Kusumawati · Direktur p.107
unresolved person Feriyawati Surja · Director p.107
unresolved org Kantor Akuntan Publik Public Accountant Office Tanubrata Sutanto Fahmi Bambang & Rekan p.107
unresolved person Piagam · Komisaris p.134 ×3
unresolved person Notary Audrey Tedja p.136 ×2
unresolved person Dharma p.138
unresolved person Yustinus Saleh Independent · Commissioner p.138 ×26
unresolved person Iwan Suryawijaya Independent p.138 ×2
unresolved org Akuntan Publik Tanubrata Sutanto Fahmi Bambang dan Rekan p.138
unresolved org Tanubrata Publik Tanubrata Sutanto Fahmi Bambang dan Rekan p.139
unresolved person Independensi · Komisaris Independen p.141
unresolved person Independency · Komisaris Independen p.141
unresolved org PT Peter p.179
unresolved org PT Peter Metal Technology p.179 ×2
unresolved — Fetrizal Robby Heryunda · Director p.179

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