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Page 1 OCR 0.419
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Public Expose - 2025

PT Lippo Karawaci Tbk

WAN

DANA KA ANAK AKN U

PTUPPO KARAWACI TAK

COLIPPO
Page 2 OCR 0.924
COLIPPO

Forward looking statements

Certain statements in this release are or may be forward-looking statements. These statements typically contain words such as "will",
"expects" and "anticipates" and words of similar import. By their nature, forward looking statements involve a number of risks and
uncertainties that could cause actual events or results to difter materially from those described in this release.
Page 3 OCR 0.917
COLIPPO

Key Investment Highlights

Strong achievement in marketing sales
that is expected to continue to grow in
Lifestyle

coming years, generating positive cash

9
fiows. 157 Hotel, malis and ancillary business
assets that are profitable and supplement
the main business by providing regular

dividend income.

COLIPPO
“size of circle represents the revenue contribution of each segments for FY25

3
Page 4 OCR 0.859
Business Operational Area

as of 31 December 2025

Townships Hospitals
Lippo Village — : 356 ha landbank Total Hospitals
Lippo Cikarang : 461 ha landbank Total Clinics
Tanjung Bunga : 341 ha landbank Locations
GPs, Specialists and Dentists
Superblock Nurses and Medical Supports
Kemang Village, St Moritz Puri, Holland Village
Malls
Total managed malis : 59
Locations : 17 provinces
NLA 12.54 million m2
Annual Visitors 1260t million visitors

(8 Residential& Urban Development

O Hotels

241

175

123 provinces
14,608
114,872

COLIPPO

Page 5 OCR 0.870
Our Company

-

v Leader in Fully Integrated Estate Operations — Scale,
Integration and Financial Discipline:
Total Revenue: IDR 9.03tn in FY25
Total Assets: IDR 49.25tn in FY25
Total Eguity: IDR 31.05tn in FY25

COLIPPO

(3

uv Widespread presence in 56 cities and 26 provinces
across Indonesia

Revenue breakdown: 85” Real Estate, 1545
Lifestyle business (as of FY25)

B,

v Large landbank and strong growth in
marketing sales that is expected to
remain elevated in coming years,
generating positive cashflow

End-to-end revenue streams:

» Real Estate Development

» Township Management

» Water treatment and other supporting
services

80-# property development projects for sale
356 ha landbank in Lippo Village
461 ha landbank in Lippo Cikarang

341 ha landbank in Tanjung Bunga
164 ha landbank in various locations

( Ag Lifestyle N

v Malls, hotels, and ancillary business
assets that are profitable and
supplement the main business by
providing regular dividend income

v Wide range of business portfolio:
» Malls
» Hospitality
» Food catering, parking,
ancillary businesses

AN
Ea 59 managed malls
10 hotels

17 provinces

and other

2.54 million m2 mall NLA
260- millions annual mall visitors

( RE Healthcare N

v Investment in the largest hospital
operator in Indonesia, delivering clinical
excellence and accessible healthcare

v Complete healthcare service offerings:
» Hospitals
» Clinics
» Digital healthcare, homecare, and other
supporting services

A
ERE M1 hospitals

73 clinics
23 provinces

B3

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inancial Updates

F

LIPPOMALL

SWA

DANA KA ANAK AKN U

PTUPPO KARAWACI TAK

COLIPPO

Page 7 OCR 0.841
BOLIPPO
LPKR Financial Highlights

LPKR Financial Statements (in IDR billion) Business Segment Performance (in IDR billion)
P&L Highlights (in IDR bn) FV25 FY24  YoY Changes| Gross profit by segment (in IDR bn) FY25 FY24 — YoY Changes|
Total Revenues 9,033 11,505 -210h| (Total Revenues 9,033 11,505 “21
coGs (5,861) (6,554) 119 Real Estate Development 7,668 5,032 5216
Gross Profit 3,173 4,951 -3640 Healthcare - 5,053 -
Operating Papenses 22 Pa aan Lifestyle 1,366 1,420 -49

perating Profit 1 1,7 -
Other Income & Expenses - Net 546 18,725 “9790| coGs 15,861) 16,554) 11
Financial Charges - Net (587) (1,246) 5396 Real Estate Development (5,533) (3,125)| Th
Profit Before Tax 360 19,248 9696| Healthcare 2 (2,996)| -
Tax Expenses (287) (521) 4596| Lifestyle (327) (433)| 7h
Profit forthe Year 573 18,727 271) Gross Profit 3,173 4,951 -36h
Non Controlling Interest 103 (19) 644Y0
(Profit for the Year Attributable to Owners of the Parent 470 18,746 -979h|

LPKR posted Revenue of IDR 9.03tn, lower vis-a-vis last year
due to deconsolidation of PT Siloam International Hospitals
Tbk in June 2024

Total NPAT reached IDR 470bn, Underlying NPAT increased
by 5776 to IDR 630 billion, underscoring stronger profitability
and operational execution. This achievement highlights the
Company's disciplined focus on its core Real Estate and
Lifestyle businesses, sustained efficiency improvements, as
well as prudent financial management through cost control
and deleveraging efforts.

Revenue for Real Estate increased 5244 YoY to IDR 7.67tn,
supported by timely handovers of residential and commercial
units, strategic land plot sales, and continued demand for
cemetery plots at San Diego Hills.

Revenue for Lifestyle primarily driven by its mall and hotel
businesses, reported solid financial performance totaling IDR
1.37tn.
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DANA KA ANAK AKN U

Real Estate Pillar

PTUPPO KARAWACI TAK

COLIPPO
Page 9 OCR 0.887
Real Estate Business Highlights

Property
development
projects sold in FY25

Landed residential:
98 projects

Low:-rise residential:
4 project

Mid-rise residential:
1 project

High-rise:
1 projects

Shophouses:
21 projects

List of launches in
FY25

Lippo Karawaci:
Park Serpong ph.4
Belmont Homes
Bentley Homes
Park Serpong ph.5
Marg
Park Serpong ph.6
Lippo Cikarang:
The Allegra @Casa
de Lago
The Hive
@Tanamera
The Hive @Neo
Pati

Tanjung Bunga:

“  Blackslate Series

«The Aluxe Homes

“ The Hive @Metro
Patio

Financial
performance

» Real Estate FY25
revenue increased
by 5276 to IDR
7.67tn driven by
handovers of
landed house at
Park Serpong and
apartment units in
Lippo Cikarang.

Gross profit
improved 11/45 to
IDR 2.2tn in FY25.

EBITDA to IDR
1.15bn in FY25 with
4” EBITDA margin

COLIPPO

Key takeaways and
going forward

We continue to
strengthen and
diversify our
residential portfolio
across Indonesia,
offering products that
meet the needs of
multiple market
segments, ranging
from affordable homes
for young families to
premium residences
for the affluent
segment.
Page 10 OCR 0.832
COLIPPO

FY25 Marketing Sales reached IDR 5.32tn or 85”4 of FY25 target, driven by contributions
from Park Serpong, Karawaci, Cikarang, Manado and Makassar

Historical Marketing Sales (in IDR bn) Land Bank

" -1,000 hectares of land bank in Jakarta, Greater Jakarta and
Makassar translate to roughly IDR 155tn in gross

so11 | 6,250 development value.
4,964 4766 5,122 1 5,324 .
: 9 65. » At our current run-rate, this translates to 25t years of
2,670 remaining land bank.
1,846
to) Market Val
. Ownership (6) Land Area (ha) (USD mn)
2019 2020 2021 2022 2023 2024 ! FY25 FY25 Lippo Village 10014 356 1,395
: Target Lippo Cikarang 90.77 461 1,568
3 M Tanjung Bunga 57.7 Yo 340 73
IDR bi

FY25 Marketing Sales Results vs Target by Project (in n) San Diego Hills 101 es 321
Outside Lippo Village 980 96 510
7870 93” 940 79te 10076 85” 82” 8570 - Puncak 1000 29 2
- Sentul 10045 19 53
6.200 6,250 - Holland Village Manado 10016 2 6
- Prapanca 70Yo 7 145
2871 - Kemang 10076 6 122
1,649 1,650 - St. Moritz 10096 3 50
512550 944100 157200 - Others 10016 30 52
LK LK LK SanDiego Lippo Total — Landplot — Total Total 1,321 3,867

ResidentialCommerical High rise Hills Cikarang incl. LP .

inventory Note:

Reported landbank in Lippo Village area exdudes golf area amounting to 63.4ha valued at USD 782mn. All
values as of 31 December 2025 and in USD using the average exchange rate of 1 USD - IDR 16,782

IBI Fv25 target h of results vs target

10
Page 11 OCR 0.850
FY25 Marketing Sales Highlights

FY25 Marketing Sales Breakdown in Lippo Karawaci

COLIPPO

FY25 Marketing Sales Breakdown in Lippo Cikarang

Marketing sales in Lippo Karawaci were mainly driven by landed housing,
accounting for 79Y6 of the total, dominated by our affordable housing product
such as AXYZ livin and TreeTops Livin.

Amount (in IDR bn)

Volume (in units)

TEE Landed housing
IBI Shophouse

IM Mid-rise residential
(BMI High-rise inventory

FY25 Marketing Sales by Payment Mode (excid. Land Plot)

Marketing sales in Lippo Cikarang were mainly driven by residentials and
commercial units, accounting for 574 and 334 of the total sales.

Volume (in units)

Amount (in IDR bn)

IBI Landed housing
IBI Low-rise residential
IM High-rise inventory
IM Industrial

IM Commercial

Residential Product Sales Volume by Unit Price

Mortgages constituted 6474 of the overall marketing sales in FY25. We
continue to see a strong demand in affordable housing, supported by high
mortgage utilization, implying high end-users.

FY25 FY24
TEE Mortgage
IM Installment
(MI Cash

“67” of homes sold were priced at IDR 1bn or less in FY25.

FY25 FY24

BEE OR 1bn

IBI IDR 1-2bn

IM IDR 2-5bn
2IDR 5bn

Page 12 OCR 0.759
FY25 Project Handover Highlights

Real Estate's FY25 revenue increased by 5279 YoY to IDR 7.67tn, driven by timely handover of landed house, apartment units and
shophouses, as well as the accelerated deliveries of Park Serpong and Lippo Cikarang Cosmopolis

Cityzen &— 763 units-
Park East 4 984
completed
7178 units
Cityzen Pet 105 units —
Park 5 4 98
Nortin completed
107 units
Cityzen 4 — 490 units-
Park West - 97 Yo
completed
503 units

@ Total unit handed overin FY25 — Yc handover completion

Total units sold

Cendana - @& 413 units —

Essence 3, 996

Site A at completed

Area 1

and 416 units

Cendana & 11 units

Cove Snp Aa 5 889,

Verdant completed
218 units

Cendana 2 6 units —

Cove 96Yo

. completed

340 units

The Hive
@Parc
Two

XYZ Livin
Ph.1

The Hive
@Neo
Patio

Lippo Village Lippo Cikarang Park Serpong

COLIPPO

@&— 20 units —
99o
completed

21 units

& 211 units —
25Y
completed

859 units

3Yo
completed

126 units

Page 13 OCR 0.783
Recent Product Innovation — 7Wonder Collection
Designed with French Balcony inspired by Beverly Peninsula and Scandinavian touch

2 GOLD 3 SILVER 4 BRONZE s Uranny
BEVERIYL MLun PEVERLY BEVERLY BEVERLY «

Product T, and Starting Prices:

1. GoldTops 3. Silver 5. Urban
LA: 62.5m2 IDR 901mn LA: 31.4m2 IDR 423mn LA: 38.0m2 IDR 569mn
BA: 98.0m? BA: 39.9m2 BA: 58.7m?

2. Gold 4. Bronze 6. TreeTops
LA:62.5m2 IDR 747mn LA: 25.5m2 IDR 305mn LA:41.3m2 IDR 658mn
BA: 63.8m? BA: 25.8m2 BA: 74.3m2

LA: Land Area BA: Building Area

Page 14 OCR 0.255
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DANA KA ANAK AKN

PTUPPO KARAWACI TAK

COLIPPO

KY

Lifestyle Pillar
Page 15 OCR 0.832
COLIPPO

Hotel business recorded revenue at IDR 474bn and EBITDA IDR 164bn respectively

Hotels Revenue'

Hotels EBITDA'

(in IDR bn)

(in IDR bn)

497 198 |
164
FY24 FY24
Hotels Occupancy Average Room Rates
(in IDR)
| ro) 1

69Yo

FY24

( eemoA margin

FY25

623,902

FY24

" Revenue and EBITDA amount are based on non-consolidated figure (gross of intercompany eliminations)

y
635,948

FY25

19
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2000000000000000000 YETUNTATATA,

DANA KA ANAK AKN

PTUPPO KARAWACI TAK

COLIPPO

#4 Ugongg
N

THANK YOU
Page 17 OCR 0.885
COLIPPO

Investor Relations

PT Lippo Karawaci Tbk

Email: ir@lippokarawaci.co.id

21

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