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 Nomor Surat                        035/FO/KP/2025

 Nama Perusahaan                    PT Bank CIMB Niaga Tbk

 Kode Emiten                        BNGA

 Lampiran                           6

 Perihal                            Penyampaian Laporan Tahunan & Keberlanjutan dan ESG


Perseroan Menyampaikan Laporan Tahunan & Keberlanjutan dan ESG tahun 2024 dengan periode tahun buku dari
01 Januari 2024 sampai dengan 31 Desember 2024 dalam bahasa Indonesia dan Inggris
Apakah Perseroan akan/telah melakukan panggilan Rapat Umum Pemegang Saham Tahunan? (Ya)

Perseroan melakukan panggilan Rapat Umum Pemegang Saham Tahunan pada tanggal 14 Maret 2025

Informasi sebagaimana dimaksud di atas telah dimuat pada Situs Web Perseroan di alamat link
https://investor.cimbniaga.co.id/gcg/agm.html pada tanggal 14 Maret 2025
Apakah Perseroan tercatat di Bursa lain? (Tidak)



A. Kinerja Lingkungan (Environmental Performance)

Perseroan menyampaikan Keberlanjutan dan ESG Tahunan :
 E-01 Laporan Emisi Gas Rumah Kaca (GRK)

 Laporan Emisi GRK Konsolidasi?                                               Tidak

 Batasan Organisasi                                                    Operasional/Finansial


 Adakah anak perusahaan yang tidak diikutsertakan dalam
                                                                                Ya
 laporan ini?

  Mohon Jelaskan:

  Bank berencana akan terus memperluas cakupan perhitungan emisi GRK meliputi anak perusahaan di masa
  yang akan datang


                            Name                                      Total Emisi (tCO2e)


Kategori 1: Emisi GRK langsung dan pembuangan


  Emisi langsung dari pembakaran stasioner                                  263,84

  Emisi langsung dari pembakaran bergerak                                  1.603,78

  Emisi langsung dari proses pengolahan                                        0

  Emisi fugitive langsung                                                    340,2

  Emisi langsung dari Land Use, Land Use Change and
                                                                               0
  Forestry (LULUCF)

  Total Emisi Langsung (Scope 1)                                           2.207,82
Page 2
Kategori 2: Emisi GRK tidak langsung dari energi yang diimpor/dibeli



 Emisi tidak langsung dari konsumsi Listrik yang
                                                                        34.328,92
 diimpor/dibeli


 Emisi tidak langsung dari konsumsi jaringan energi yang
                                                                           0
 diimpor/dibeli (diluar listrik)


 Total Emisi Tidak Langsung (Scope 2)                                   34.328,92


Kategori 3: Emisi GRK tidak langsung dari transportasi


 Transportasi dan distribusi hulu                                          0

 Perjalanan dinas                                                       1.338,75

 Transportasi dari klien dan pengunjung                                    0


 Transportasi dan distribusi hilir                                         0


 Perjalanan Karyawan                                                    7.915,83



Kategori 4: Emisi GRK tidak langsung dari produk yang digunakan oleh perusahaan


 Kegiatan yang berhubungan dengan energi yang tidak
 termasuk dalam emisi langsung dan emisi energi tidak                      0
 langsung

 Pembelian Barang dan Jasa                                               19,18

 Capital equipment/goods                                                   0


 Limbah yang dihasilkan dalam kegiatan operasional                       14,99


 Aset Sewaan hulu                                                        612,5



Kategori 5: Emisi GRK tidak langsung yang terkait dengan penggunaan produk dari perusahaan


 Investasi                                                                 0

 Penggunaan produk yang dijual                                             0

 Perawatan akhir masa pakai produk yang dijual                             0

 Waralaba hilir                                                            0

 Aset Sewaan Hilir                                                      5.664,07


 Pengolahan produk yang dijual                                             0
Page 3
Kategori 6: Emisi GRK tidak langsung dari sumber lainnya

 Emisi atau pembuangan tidak langsung lainnya                                        0

 Total Emisi Tidak Langsung (Scope 3)                                           15.565,32

Total Emisi GRK (Scope 1 and 2)                                                 36.536,74

Total Emisi GRK (Scope 1, 2 and 3)                                              52.102,06

Offsets/Credits                                                                      0

Pembelian Renewable Energy Certificate (REC) (kWh)                              11.284.000



                                           Total emisi dari Scope 1 dan 2 per unit
 E-02   Intensitas Emisi GRK                                                              1.412.427.574,739
                                           pendapatan Perusahaan Tercatat
                                           Jumlah total energi yang dikonsumsi secara
                                                                                      25.109.040.627.855,1
                                           langsung (kWh or J)
                                           Jumlah total energi yang dikonsumsi secara
 E-03   Konsumsi Energi listrik                                                       141.374.358.324.000
                                           tidak langsung (kWh or J))

                                           Total konsumsi energi (kWh or J)              166.483.398.951.855,1


 E-04   Konsumsi Air                       Total konsumsi air (m3)                            125.274,21


 E-05   Limbah yang dihasilkan             Total limbah yang dihasilkan (ton)                    76,8



 E-06 Komitmen Perusahaan untuk mencapai target Net Zero Emission
 Apakah Perusahaan memiliki komitmen pencapaian target net zero?                Ya
 Tahun berapa Perusahaan menargetkan pencapaian Net Zero emission yang
                                                                                2050
 dipublikasi?
 Mohon berikan deskripsi ringkas penjelasan dan tautan ke dokumentasi yang menjelaskan komitmen
 pencapaian target Net zero emission Perusahaan.
  Emisi nol bersih GRK Cakupan 1 dan 2 dalam operasional pada tahun 2030. Emisi nol bersih GRK secara
  keseluruhan Cakupan 1, 2, dan 3 atau organisasi net zero emission NZE pada 2050.Silahkan merujuk pada
  Laporan Keberlanjutan 2024 halaman 38 sampai 45 https://investor.cimbniaga.co.id/sustainability_reports.
  html

 E-07 Komitmen Perusahaan untuk mengurangi Emisi Gas Rumah Kaca (Emission Reduction)
 Apakah Perusahaan memiliki komitmen mengurangi emisi?                          Ya
                                                                                50 %
 Target pengurangan emisi GRK
                                                                                19.636,83 (tCO2e)
 Tahun target untuk penurunan emisi GRK?                                        2026



Apakah perusahaan memiliki manajemen yang mengawasi pengendalian iklim?


Ya

Langkah-langkah yang sudah dilakukan dan penurunan emisi yang telah dicapai dibandingkan tahun
sebelumnya.
Page 4
Penjelasan:


Emisi nol bersih GRK Cakupan 1 dan 2 dalam operasional pada tahun 2030. Emisi nol bersih GRK secara
keseluruhan Cakupan 1, 2, dan 3 atau organisasi net zero emission NZE pada 2050.Silahkan merujuk pada
Laporan Keberlanjutan 2024 halaman 38 sampai 45 https://investor.cimbniaga.co.id/sustainability_reports.html



B. Kinerja Sosial (Social Performance)

S-01 Kesetaraan Gender


                                         Laki-Laki                                          Perempuan
 Level Jabatan
                         Jumlah pegawai         Persentasi pegawai        Jumlah pegawai         Persentasi pegawai

 Entry-level             4.382                  39.57 %                   4.848                 43.78 %

 Mid-level               901                    8.14 %                    659                   5.95 %

 Senior-level            174                    1.57 %                    99                    0.89 %

 Executive-level         7                      0.06 %                    3                     0.03 %

 Total Pegawai           5.464                  49.35 %                   5.609                 50.65 %


S-02 Jumlah level pegawai yang dimiliki oleh laki-laki dan perempuan berdasarkan kelompok umur

                                                          Level Jabatan
 Rentang Usia            Entry-level              Mid-level            Senior-level         Executive-level   Jumlah
 (tahun)                                                                                                      Pegawai
                   Laki-Laki     Perempuan Laki-Laki Perempuan Laki-Laki Perempuan Laki-Laki Perempuan


 18-25             122           149        0             0       0            0            0      0          271

 25-35             2.060         2.387      82            67      0            0            0      0          4.596

 35-45             1.598         1.643      496           232     56           33           1      0          4.185

 45-55             602           669        321           232     104          62           4      0          1.994

 >55               0             0          2             2       14           4            2      3          27


S-03 Tingkat Pergantian Pegawai

                                         Jumlah Pegawai (dalam tahun                Percentage Pegawai (dalam tahun
                                                 pelaporan)                                   pelaporan)
 Jumlah Pegawai
 resign/Pemutusan Hubungan             1.644 Pegawai                                14,84 %
 Kerja
 Jumlah Pegawai Baru/pengganti         1.597 Pegawai                                14,42 %


S-04 Jumlah Pegawai Sementara

                                         Jumlah Pegawai (dalam tahun                Percentage Pegawai (dalam tahun
                                                 pelaporan)                                   pelaporan)
 Jumlah Pegawai perusahaan
 yang dipegang oleh kontraktor         1.030 Pegawai                                9,3 %
 dan/atau konsultan
Page 5
S-05 Pelatihan dan Pengembangan Pegawai


    Rata-rata jam pelatihan per
                                   Jumlah pegawai yang ikut serta       Persentase jumlah pegawai yang
      pegawai dalam tahun
                                     dalam program pelatihan             ikut serta dalam pelatihan (%)
            Pelaporan

163 jam/pegawai                   13.740                                100 %


S-06 Jumlah Kecelakaan Kerja



                                                     Persentase kecelakaan kerja serius yang berakibat
 Frekuensi kecelakaan kerja dari total pegawai
                                                       cedera serius dan fatal dari total pegawai (%)

0                                                  0%


S-07 Jumlah Kejadian Pelanggaran Hak Asasi Manusia


Jumlah pelanggaran hak asasi manusia dalam tahun
                                                 0
                   Pelaporan



Kebijakan Perusahaan terkait Pekerja

S-08 Perusahaan memiliki kebijakan terkait pelecehan seksual dan/atau
                                                                              Ya
non-diskriminasi?
 Kebijakan terkait dengan pelecehan dan atau non-diskriminasi tercantum dalam Kebijakan Hak Asasi
 Manusia (HAM). Ringkasan Kebijakan HAM Bank dapat merujuk pada https://investor.cimbniaga.co.
 id/misc/Sustainability/Kebijakan-Hak-Asasi-Manusia.pdf

S-09 Perusahaan memiliki kebijakan mengenai hak asasi manusia?                Ya

 Bank memiliki Kebijakan Hak Asasi Manusia (HAM) sebagaimana tercantum dalam Laporan Keberlanjutan
 2024 pada Bagian Penyusunan Kebijakan dan Strategi Keberlanjutan halaman 143. Ringkasan Kebijakan
 HAM Bank dapat merujuk pada https://investor.cimbniaga.co.id/misc/Sustainability/Kebijakan-Hak-Asasi-
 Manusia.pdf
S-10 Perusahaan memiliki kebijakan mengenai pekerja anak dan/atau
                                                                              Ya
pekerja paksa?
 Kebijakan terkait dengan pekerja anak dan atau pekerja paksa tercantum dalam Kebijakan Hak Asasi
 Manusia (HAM). Ringkasan Kebijakan HAM Bank dapat merujuk pada https://investor.cimbniaga.co.
 id/misc/Sustainability/Kebijakan-Hak-Asasi-Manusia.pdf
S-11 Perusahaan memiliki kebijakan perusahaan mengenai kesehatan dan
keselamatan kerja serta lingkungan kerja yang aman dan layak diberikan Ya
kepada seluruh karyawan?
 Kebijakan terkait dengan kesehatan dan keselamatan kerja serta lingkungan kerja yang aman dan layak
 diberikan kepada seluruh karyawan tercantum dalam Kebijakan Kesehatan, Keselamatan dan
 Kesejahteraan Karyawan. Ringkasan Kebijakan ini dapat merujuk pada https://investor.cimbniaga.co.
 id/misc/governance-policy/2020/Kebijakan-Kesehatan-Keselamatan-Kesejahteraan-Karyawan.pdf

Corporate Social Responsibility (CSR)


S-12 Perusahaan memiliki aktivitas CSR, investasi atau sumbangan
                                                                              Ya
terhadap komunitas atau organisasi nirlaba terdaftar?

 Aktivitas CSR, investasi atau sumbangan terhadap komunitas atau organisasi nirlaba terdaftar terdapat
 pada https://investor.cimbniaga.co.id/csr/home.html Silahkan merujuk pada Sustainability Report 2024 Pilar
 03 Tanggung Jawab Sosial dan Lingkungan Perusahaan halaman 103 sampai 122 https://investor.
 cimbniaga.co.id/sustainability_reports.html
Page 6
C. Kinerja Tata Kelola (Governance Performance)


 G-01 Keberagaman Manajemen dan Independensi (Board Diversity and Independence)


 Tipe Manajemen
                          Jumlah               Laki-laki           Perempuan            Pihak Independen
   Perusahaan

Komisaris           0                     4                    3                    4
Direksi             0                     7                    3                    10


 G-02 Total kehadiran direksi dan komisaris ke rapat dewan



                                    Jumlah rapat dewan (di tahun    Rata-rata persentase kehadiran
                                             pelaporan)          direksi/komisaris dalam rapat dewan
Jumlah kehadiran direksi ke rapat
                                    45                             94 %
dewan

Jumlah kehadiran komisaris ke
                                    8                              95 %
rapat dewan




 Kebijakan mengenai manajemen lainnya

G-03 Perusahaan memiliki kebijakan mengenai pemisahan Chairman of
                                                                             Ya
The Board dan CEO?
 Perusahaan memiliki Presiden Komisaris atau Chairman yang merupakan anggota Dewan Komisaris,
 sedangkan Presiden Direktur atau CEO merupakan anggota Direksi sebagaimana diatur dalam Piagam
 Dewan Komisaris dan Piagam Direksi dan dijabarkan dengan detil di Laporan Tahunan ini https://investor.
 cimbniaga.co.id/misc/BOC/BOC-Charter-2024.pdf https://investor.cimbniaga.co.id/misc/BOD/BOD-Charter-
 2024.pdf
G-04 Perusahaan memiliki kebijakan penilaian dewan direksi dan
                                                                             Ya
komisaris
 Perusahaan memiliki kebijakan penilaian terhadap kinerja Dewan Komisaris dan Direksi yang terdiri dari 1.
 Penilaian kinerja kolegial dan individu Dewan Komisaris serta Presiden Komisaris yang dilakukan minimum
 1 (satu) kali setahun. 2. penilaian kinerja kolegial Direksi, dilakukan minimum 1 (satu) kali setahun dan
 penilaian kinerja individu Direksi, termasuk Presiden Direktur, dilakukan minimum 2 (dua) kali dalam
 setahun. Kebijakan penilaian kinerja Dewan Komisaris dan Direksi dijelaskan secara lengkap dalam Bab
 Tata Kelola Perusahaan pada Laporan Tahunan dan situs web CIMB Niaga https://investor.cimbniaga.co.
 id/gcg/bod.html https://investor.cimbniaga.co.id/gcg/boc.html
G-05 Perusahaan memiliki kebijakan pelatihan dewan direksi dan
                                                                             Ya
komisaris
 Perusahaan memiliki Kebijakan Program Pembelajaran, Pengembangan, Orientasi Direksi dan Dewan
 Komisaris No. A.04.8. Adapun rincian pendidikan dan pelatihan yang diikuti Dewan Komisaris dan Direksi
 telah tertuang dalam Laporan Tahunan. https://investor.cimbniaga.co.id/gcg/bod.html https://investor.
 cimbniaga.co.id/gcg/boc.html
G-06 Kriteria khusus yang digunakan untuk pemilihan dewan direksi dan
                                                                             Ya
komisaris
 Kebijakan Nominasi No. M.04 tentang proses pemilihan, pengangkatan, pemberhentian dan/atau
 penggantian anggota Dewan Komisaris, Direksi dan Pihak Independen mengatur minimum kriteria yang
 harus dimiliki oleh calon anggota Dewan Komisaris dan Direksi Bank baik dari sisi integritas, kompetensi,
 reputasi, domisili, independensi, atau kriteria khusus lainnya sesuai bidang Direktur yang merujuk pada
 peraturan perundang-undangan yang berlaku, ASEAN CG Scorecard dan best practices. Sebagaimana
 diatur dalam Kebijakan Nominasi, Bank dapat menggunakan jasa pihak ketiga (search firms) yang
 independen dan memiliki reputasi baik dalam proses seleksi kandidat Dewan Komisaris. Proses nominasi
 dan kriteria anggota Dewan Komisaris dan Direksi dijelaskan secara lengkap dalam Bab Tata Kelola
 Perusahaan pada Laporan Tahunan. https://investor.cimbniaga.co.id/gcg/bod.html. https://investor.
Page 7
 cimbniaga.co.id/gcg/boc.html

G-07 Perusahaan memiliki kebijakan mengenai kode etik dan/atau anti-
                                                                            Ya
korupsi?
 Perusahaan memiliki Kode Etik dan Kode Perilaku dan Kebijakan Antisuap dan Korupsi No. M.11 yang
 wajib ditaati oleh Direksi, Dewan Komisaris dan seluruh karyawan. Pelaksanaan dan penerapan Kode Etik
 dan Kode Perilaku dan Kebijakan Antisuap dan Korupsi menjadi tanggung jawab seluruh manajemen dan
 karyawan di seluruh jenjang organisasi yang dituangkan dalam Deklarasi Pakta Integritas, Kode Etik dan
 Komitmen Antisuap dan Korupsi yang ditandatangani oleh Direksi dan Dewan Komisaris serta diatestasi
 oleh seluruh karyawan setiap tahunnya. Informasi lebih lengkap disampaikan dalam Laporan Tahunan ini
 dan situs web CIMB Niaga. https://investor.cimbniaga.co.id/gcg/governance_policy.html
G-08 Perusahaan memiliki kebijakan mengenai perlakuan adil terhadap
                                                                            Ya
Pemegang Saham?
 Sesuai dengan Anggaran Dasar Perusahaan, saham Perusahaan terdiri dari saham kelas A dan saham
 kelas B. Pemegang Saham kelas A dan kelas B memiliki hak yang sama yakni masing-masing saham
 memiliki hak atas 1 atau satu suara. Perusahaan juga memiliki beberapa kebijakan terkait lainnya
 diantaranya Kebijakan Conflict Management dan Kode Etik dan Kode Perilaku yang mengatur tentang tata
 cara perdagangan surat berharga CIMB Niaga maupun CIMB Group dan larangan penggunaan Informasi
 Orang Dalam atau Insider Trading dalam transaksi pribadi surat berharga oleh karyawan serta anggota
 Dewan Komisaris dan Direksi Bank. Perusahaan juga senantiasa memastikan transaksi pihak berelasi yang
 dilaksanakan tidak memiliki benturan kepentingan serta melindungi kepentingan Perusahaan dan
 pemegang saham https://investor.cimbniaga.co.id/gcg/governance_policy.html
G-09 Perusahaan memiliki kebijakan mengenai kewajiban
                                                                            Ya
direksi/komisaris untuk mencegah adanya konflik kepentingan?
 Dalam pelaksanaan tugas dan tanggung jawabnya, seluruh anggota Dewan Komisaris dan Direksi
 berkomitmen untuk menghindari terjadinya potensi benturan kepentingan atau selalu menempatkan diri
 untuk tidak berada dalam potensi terjadinya benturan kepentingan dalam situasi apapun sebagaimana
 tercantum dalam Piagam Dewan Komisaris dan Direksi. Dalam hal terjadi benturan kepentingan, anggota
 Dewan Komisaris dan Direksi dilarang mengambil tindakan yang dapat merugikan atau mengurangi
 keuntungan Perusahaan dan wajib mengungkapkan potensi benturan kepentingan dimaksud dalam setiap
 keputusan. Prosedur yang harus dilalui oleh anggota Dewan Komisaris dan Direksi apabila terjadi benturan
 kepentingan, yaitu setiap anggota Dewan Komisaris dan Direksi yang secara pribadi dengan cara apa pun
 baik secara langsung maupun secara tidak langsung mempunyai kepentingan dalam suatu transaksi,
 kontrak atau kontrak yang diusulkan, harus mengungkapkan kepada Perusahaan dan tidak berhak untuk
 ikut dalam pengambilan suara mengenai hal-hal yang berhubungan dengan transaksi atau kontrak yang
 diusulkan tersebut. https://investor.cimbniaga.co.id/misc/BOC/BOC-Charter-2024.pdf. https://investor.
 cimbniaga.co.id/misc/BOD/BOD-Charter-2024.pdf
Page 8
D. Lain-lain


 Keselarasan Laporan Keberlanjutan/Tahunan dengan Metrik ESG


                                                                        Halaman di Laporan
   Kinerja      Kode                   Nama Metrik
                                                                       Keberlanjutan/Tahunan
               E-01     Laporan Emisi Gas Rumah Kaca           74-78

               E-02     Intensitas Emisi Gas Rumah Kaca        75-76

               E-03     Konsumsi Energi Listrik                75

               E-04     Konsumsi Air                           80
Lingkungan
               E-05     Limbah yang Dihasilkan                 79
                        Komitmen Perusahaan untuk Mencapai
               E-06                                            38-45
                        Target Net Zero Emission

                        Komitmen Perusahaan untuk
               E-07                                            71-72
                        mengurangi Emisi Gas Rumah Kaca

               S-01     Kesetaraan Gender                      66
                        Pegawai Berdasarkan Gender dan
               S-02                                            187-188
                        Kelompok Umur
               S-03     Tingkat Pergantian Pegawai             190

               S-04     Jumlah Pegawai Sementara               186

               S-05     Pelatihan dan Pengembangan Pegawai     161

               S-06     Jumlah Kecelakaan Kerja                70
                        Kejadian Pelanggaran Hak Asasi
               S-07                                            66
                        Manusia
Sosial                  Kebijakan Pelecehan Seksual dan/atau
               S-08                                            143
                        Non-diskriminasi

               S-09     Kebijakan Mengenai Hak Asasi Manusia   143

                        Kebijakan Pekerja Anak dan/atau
               S-10                                            143
                        Pekerja Paksa

                        Kebijakan Mengenai Kesehatan dan
                        Keselamatan Kerja serta Lingkungan
               S-11                                            70
                        Kerja yang Aman dan Layak diberikan
                        Kepada Seluruh Karyawan

               S-12     Pencegahan Konflik Kepentingan         103-122
Page 9
                                   Keberagaman Manajemen dan
                       G-01                                                 474-476
                                   Independensi
                                   Total Kehadiran Direksi dan Komisaris ke
                       G-02                                                 448-468
                                   Rapat Dewan
                                   Kebijakan Pemisahan Chairman of the
                       G-03                                                 437-452
                                   Board dan CEO
                                   Kebijakan Penilaian Dewan Direksi dan
                       G-04                                                 470-473
                                   Komisaris
                                   Kebijakan Pelatihan Dewan Direksi dan
Tata-kelola            G-05                                                 449-468-469
                                   Komisaris

                       G-06        Kriteria Khusus Pemilihan Dewan          476-477

                       G-07        Kode Etik dan/atau Anti-Korupsi          566-569

                                   Kebijakan Perlakuan Adil terhadap
                       G-08                                                 419-572
                                   Pemegang Saham

                       G-09        Pencegahan Konflik Kepentingan           574




 Standar Internasional yang Diacu dan Verifikasi Pihak Ketiga



   Keselarasan dengan kerangka pelaporan keberlanjutan

    X   Ya             Tidak


             X   GRI

             X   TCFD

                 CDP

             X   IFRS S1

             X   IFRS S2

             X   SASB

             X   Others, please specify

        Global Investors for Sustainable Development Alliance, Sustainable Development Goals, Sustainable
        Banking Assessment World Wide Fund, ASEAN Corporate Governance Scorecard

   Assurance dan validasi pihak ketiga

    X   Ya




             Nama pihak ketiga                          Lingkup pekerjaan


     Kantor Akuntan Publik (KAP)  sesuai Standar Perikatan Asurans (SPA)
  Siddharta Widjaja dan Rekan atau 3000 (Revisi 2022) Perikatan Asurans



Informasi Lain

Tidak ada




Demikian untuk diketahui.
Page 10
Hormat Kami,
PT Bank CIMB Niaga Tbk




Lina

Head of GCG & Sustainability




PT Bank CIMB Niaga Tbk
Graha CIMB Niaga
Telepon : 250-5252, 250-5353, Fax : 252-6749, www.cimbniaga.com



Nama Pengirim                     Lina

Jabatan                           Head of GCG & Sustainability
Tanggal dan Waktu                 14-03-2025 16:51

Lampiran                         1. 035 Penyampaian AR SR 2024 OJK PM.pdf


                                 2. 036 Penyampaian AR SR 2024 IDX.pdf


                                 3. CIMB Niaga SR2024 Eng LOWRES.pdf


                                 4. CIMB Niaga SR2024 Indo LOWRES.pdf


                                 5. CIMB NIAGA AR 2024 ENG LR (140325) compressed.pdf


                                 6. CIMB NIAGA AR 2024 INA LR (140325) compressed.pdf


  Dokumen ini merupakan dokumen resmi PT Bank CIMB Niaga Tbk yang tidak memerlukan tanda tangan karena
 dihasilkan secara elektronik oleh sistem pelaporan elektronik. PT Bank CIMB Niaga Tbk bertanggung jawab penuh
                                   atas informasi yang tertera didalam dokumen ini.
Page 11
Go To Indonesian Page

 Letter / Announcement No.            035/FO/KP/2025

 Issuer Name                          PT Bank CIMB Niaga Tbk

 Issuer Code                          BNGA

 Attachment                           6

 Subject                              Submission of Annual And Sustainability Report


The Company hereby submit Annual And Sustainability Report Report 2024 for the period of 01 Januari 2024 to 31
Desember 2024 in Indonesia dan Inggris
Will the Company be/has summons for the Annual General Meeting of Shareholders? (Yes)

The Company made invitations to the Annual General Meeting of Shareholders on 14 Maret 2025

The information referred above has been published on the Company’s                                   website
https://investor.cimbniaga.co.id/gcg/agm.html at 14 Maret 2025
Is the Company listed on another Stock Exchange? (No)



A. Environmental Performance

The Company submits its Annual Sustainability and ESG Report:
 E-01 Greenhouse Gas (GHG) Emission Report

 Consolidated GHG Emission Report?                                                      No

 Organizational Boundaries                                                   Operasional/Finansial



 Any subsidiaries that are not included in the report?                                  Yes


  Please Explain:
  Bank berencana akan terus memperluas cakupan perhitungan emisi GRK meliputi anak perusahaan di masa
  yang akan datang

                              Name                                          Total emission (tCO2e)


Category 1: Direct GHG emissions and removals


 Direct emissions from stationary combustion                                           263,84

 Direct emissions from mobile combustion                                           1.603,78

 Direct emissions from processes                                                         0

 Direct fugitive emissions                                                             340,2

 Direct emissions from Land Use, Land Use Change and
                                                                                         0
 Forestry (LULUCF)

 Total Direct Emissions (Scope 1)                                                  2.207,82


Category 2: Indirect GHG emissions from imported energy
Page 12
 Indirect emissions from imported/purchased electricity
                                                                           34.328,92
 consumption


 Indirect emissions from imported/purchased network energy
                                                                               0
 consumption (excluding electricity)


 Total Indirect Emissions (Scope 2)                                        34.328,92


Category 3: Indirect GHG emissions from transportation


 Upstream transport and distribution                                           0

 Business travels                                                          1.338,75

 Transportation of clients and visitors                                        0


 Downstream transportation and distribution                                    0


 Employee commuting                                                        7.915,83



Category 4: Indirect GHG emissions from products used by Organization



 Energy related activities not included in direct emissions and
                                                                               0
 energy indirect emissions

 Purchased goods and services                                                19,18

 Capital equipment/goods                                                       0


 Waste generated in operations                                               14,99


 Upstream leased assets                                                      612,5



Category 5: Indirect GHG Emissions associated with the use of products from the Organization


 Investments                                                                   0

 Use of sold products                                                          0

 End of life treatment of sold products                                        0

 Downstream franchises                                                         0

 Downstream leased assets                                                  5.664,07


 Processing of sold products                                                   0


Category 6: Indirect GHG emissions from other sources
Page 13
 Other indirect emissions or removals                                                  0

 Total GHG Emissions (Scope 1 and 2)                                              15.565,32

Total GHG Emissions (Scope 1 and 2)                                               36.536,74

Total GHG Emissions (Scope 1, 2 and 3)                                            52.102,06

Offsets/Credits                                                                        0

REC Purchases (kWh)                                                               11.284.000



                                            Total scope 1 and 2 emissions produced per
 E-02   GHG Emissions Intensity                                                             1.412.427.574,739
                                            revenue of listed compant (tCO2e/Rp)
                                            Total amount of energy directly consumed
                                                                                           25.109.040.627.855,1
                                            (kWh or J)
                                            Total amount of energy indirectly consumed
 E-03   Electricity Consumption                                                        141.374.358.324.000
                                            (kWh or J)

                                            Total energy consumption (kWh or J)            166.483.398.951.855,1


 E-04   Water Consumption                   Total water consumed (m3)                           125.274,21


 E-05   Waste Generation                    Total waste generated (ton)                            76,8



 E-06 Company commitment to Net Zero Emission Target
 Does the Company have a net zero emission target commitment?                  Yes

 What year is the Company’s net zero emission published target?                2050

 Please provide a brief description and a link to documentation explaining the Company’s commitment in
 achieving net zero emission target.
  Net zero GHG emissions for Scope 1 and 2 by 2030. Full net zero GHG emissions Scope 1, 2, and 3 or
  organizational net zero emissions NZE by 2050. Please refer to Sustainability Report 2024 page 38 until 45
  https://investor.cimbniaga.co.id/sustainability_reports.html

 E-07 Company Commitment to GHG Emission Reduction Target
 Does the Company commit to reducing GHG emission?                             Ya
                                                                               50 %
 What is the Company’s GHG emission reduction target?
                                                                               19.636,83 (tCO2e)
 Targeted year in achieving GHG reduction target?                              2026



Does the Listed Company has measures on monitoring in enacting climate policy?




Yes


Steps that have been taken and emission reductions that have been achieved compared to the previous year
Page 14
Adopted measures as follow 1. Powering down electrical equipment after office hours, including lights, air
conditioning, computers, and photocopiers 2. Utilizing teleconference/video conference facilities for meetings
with participants from different locations 3. Using energy-efficient LED lighting 4. Conducting an energy audit at
the Tebet Branch Office to optimize energy usage 5. Installation of solar panels and utilization of Renewable
Energy Certificates (REC) to harness new renewable energy 6. Implementing motion sensors for electricity
savings 7. Upgrading air conditioners (AC) in several branch offices Emission reduction compared to last year 11
percent (climate change mitigation efforts scenario). Please refer to Sustainability Report 2024 page 71 to 72
https://investor.cimbniaga.co.id/sustainability_reports.html

B. Kinerja Sosial (Social Performance)

S-01 Gender Diversity



                                         Men                                                    Women
 Job positions           Number of              Percentage of                                             Percentage of
                                                                          Number of employees
                         employees               employees                                                 employees
 Entry-level      4.382                       39.57 %                     4.848                       43.78 %

 Mid-level        901                         8.14 %                      659                         5.95 %

 Senior-level     174                         1.57 %                      99                          0.89 %

 Executive-level 7                            0.06 %                      3                           0.03 %

 Total Pegawai    5.464                       49.35 %                     5.609                       50.65 %


S-02 Employees Level by Gender and Age Group

                                                            Job levels
 Age group              Entry-level             Mid-level                Senior-level     Executive-level Number of
 (years)                                                                                                  employees
                     Men        Women         Men       Women          Men        Women        Men     Women


 18-25           122           149        0             0          0            0         0           0         271

 25-35           2.060         2.387      82            67         0            0         0           0         4.596

 35-45           1.598         1.643      496           232        56           33        1           0         4.185

 45-55           602           669        321           232        104          62        4           0         1.994

 >55             0             0          2             2          14           4         2           3         27


S-03 Employees Turnover

                                              Number of employees                                  Percentage
                                               (in reporting year)                             (in reporting year)

 Number of employees resigned         1.644 Employees                                14,84 %


 Number of newly appointed
                                      1.597 Employees                                14,42 %
 Employees


S-04 Temporary Worker

                                              Number of employees                                  Percentage
                                               (in reporting year)                             (in reporting year)
Page 15
Total company headcount held
by contractors and/or              1.030 Employees                        9,3 %
consultants


S-05 Employee Training and Development


    Average training hour per
                                   Total employee attending company Percentage of employee attending
            employee
                                           training program          company training program (%)
       (in reporting year)

163 hours/employee                 13.740                                 100 %


S-06 Injury Rate


Frequency of work-related accidents of total
                                             Percentage of serious work-related accidents resulting in
                Employees
                                                serious and fatal injuries from total employees (%)
            (in reporting year)

0                                                 0%


S-07 Incidents Regarding Human Rights Abuse


Number of incidents regarding human rights
                                           0
        abuse (in reporting year)



Company Policy Regarding Employees


S-08 Does the company has a policy regarding sexual harassment and/or
                                                                                  Yes
non-discrimination?
    The policy regarding harassment and or non-discrimination is regulated in the Human Rights Policy. The
    summary of the Bank Human Rights Policy can be referred to https://investor.cimbniaga.co.
    id/misc/Sustainability/Human-Rights-Policy.pdf

S-09 Does the company has a policy regarding human rights?                        Yes

    Bank has a Human Rights Policy as stated in 2024 Sustainability Report in Developing Sustainability Policy
    and Strategy Section on page 143. The summary of the Bank Human Rights Policy can be referred to https:
    //investor.cimbniaga.co.id/misc/Sustainability/Human-Rights-Policy.pdf
S-10 Does the company have a policy regarding child labor and/or forced
                                                                                  Yes
labor?
    The policy regarding child labor and or forced labor is regulated in the Human Rights Policy. The summary
    of the Bank Human Rights Policy can be referred to https://investor.cimbniaga.co.
    id/misc/Sustainability/Human-Rights-Policy.pdf
S-11 Does the company have a company policy regarding occupational
health and safety as well as a safe working environment for all                   Yes
employees?
    The policy regarding child labor and/or forced labor is regulated in the Health, Safety and Welfare for
    Employees Policy. The summary of this policy can be referred to https://investor.cimbniaga.co.
    id/misc/governance-policy/2020/Kebijakan-Kesehatan-Keselamatan-Kesejahteraan-Karyawan.pdf
Corporate Social Responsibility (CSR)


S-12 Does the company have CSR activities, investments or donations to
                                                                                  Yes
the community or registered non-profit organizations?
Page 16
  CSR activities, investment or contribution to the registered non-profit community or organization are detailed
  in https://investor.cimbniaga.co.id/csr/home.html Please refer to Sustainability Report 2024 Pillar 03
  Corporate Social Responsibility page 103 to 122 https://investor.cimbniaga.co.id/sustainability_reports.html



C. Governance Performance


 G-01 Board Diversity and Independence


Type of Company        Number of seats     Seats Occupied by Seats Occupied by Seats Occupied by
     Board              on Company                Men             Women        Independent Party

Commissioners         0                     4                     3                     4
Directors             0                     7                     3                     10


 G-02 Board Meeting Attendance



                               Number of board meetings          Percentage of board meeting
                                  (in reporting year)           attendances (in reporting year)
Director Attendance to
                              45                               94 %
Board Meetings

Comissioner Attendance to
                              8                                95 %
Board Meetings



  Other governmental-related policy


G-03 Does the company has a policy regarding separation of the
                                                                                  Yes
Chairman of the Board and CEO?
  The Company has a President Commissioner or Chairman who is a member of the Board of
  Commissioners, while the President Director or CEO is a member of the Board of Directors as stipulated in
  the Charter of the Board of Commissioners and the Charter of the Board of Directors and is described in
  detail in this Annual Report. https://investor.cimbniaga.co.id/misc/BOC/BOC-Charter-2024.pdf https:
  //investor.cimbniaga.co.id/misc/BOD/BOD-Charter-2024.pdf

G-04 Does the company has a policy regarding board appraisal?                     Yes

  The Company has a policy to assess the performance of the Board of Commissioners and Board of
  Directors, consisting of 1. collegial and individual assessment of the Board of Commissioners and President
  Commissioner assessment conducted at least once a year. 2. collegial assessment on the performance of
  the Board of Directors, conducted at least once a year and assessment on the individual performance of the
  Board of Directors, including the President Director, conducted at least 2 (two) times a year. The policy to
  assess the performance of the Board of Commissioners and Board of Directors disclosed in detail in the
  Corporate Governance Chapter of this Annual Report and CIMB Niaga website. https://investor.cimbniaga.
  co.id/gcg/bod.html https://investor.cimbniaga.co.id/gcg/boc.html
G-05 Does the company has a policy regarding board training and
                                                                                  Yes
development?
  The Company has Policy on Learning, Development and Orientation of Board of Directors and Board of
  Commissioners No. A.04.08. Details of training and education attended by the Board of Commissioners and
  Board of Directors are presented in the Annual Report. https://investor.cimbniaga.co.id/gcg/bod.html https:
  //investor.cimbniaga.co.id/gcg/boc.html
G-06 Does the company has a criteria regarding board appointment and
                                                                                  Yes
re-election?
  The Nomination Policy No. M.04 on the process of selecting, appointing, dismissing and or replacing
  members of the Board of Commissioners, Board of Directors, and Independent Parties, regulates the
  minimum criteria that must be possessed by candidates of the Bank Board of Commissioners and Board of
Page 17
 Directors in terms of integrity, competence, reputation, domicile, independence, or other special criteria
 according to the respective field of each Director in accordance to laws and regulations, ASEAN CG
 Scorecard as well as best practices. As stipulated in the Nomination Policy No.M.04, the Bank may use the
 services of independent and reputable third parties (search firms) in the selection process for candidates of
 the Board of Commissioners. The nomination process and criteria for members of the Board of
 Commissioners and Board of Directors are fully explained in the Corporate Governance Chapter in the
 Annual Report. https://investor.cimbniaga.co.id/gcg/bod.html. https://investor.cimbniaga.co.id/gcg/boc.html
G-07 Does the company has a policy regarding ethics and/or anti-
                                                                                  Yes
corruption?
 The Bank has a Code of Ethics and Code of Conduct and Anti-Bribery and Corruption Policy No. M.11 which
 must be adhered to by the Board of Directors, Board of Commissioners and all employees. The
 implementation and implementation of the Code of Ethics and Code of Conduct and Anti-Bribery and
 Corruption Policy is the responsibility of all management and employees at all levels of the organization as
 outlined in the Declaration of Integrity Pact, Code of Ethics, and Commitment to Anti-Bribery and Corruption
 that are signed by the Board of Directors and Board of Commissioners and attested by all employees every
 year. More detailed information is presented in this Annual Report and CIMB Niaga website. https://investor.
 cimbniaga.co.id/gcg/governance_policy.html
G-08 Does the company has a policy regarding equitable treatment of
                                                                                  Yes
shareholders?
 Pursuant to the Company Articles of Association, the Company shares consist of class A shares and class B
 shares. Class A and class B shareholders have the same rights, namely each share has the right to 1 or one
 vote. The Company also has several other related policies, including the Conflict Management Policy and
 the Code of Ethics and Code of Conduct which regulates the procedures for trading the CIMB Niaga and
 CIMB Group securities and the prohibition of the use of Insider Trading in personal transactions of securities
 by employees and members of the Bank Board of Commissioners and Board of Directors. The Bank also
 always ensures that related party transactions that are carried out, do not have conflicts of interest and the
 interests of the Bank and shareholders are protected https://investor.cimbniaga.co.
 id/gcg/governance_policy.html
G-09 Does the company have a policy regarding the obligations of
                                                                                  Yes
directors/commissioners to prevent conflicts of interest?
 In carrying out their duties and responsibilities, all members of the Board of Commissioners and Board of
 Directors are committed to avoiding potential conflicts of interest or always position themselves not to be in
 the potential for conflicts of interest in any situation as stated in the Board of Commissioners Charter and
 Board of Directors Charter. In the event of a conflict of interest, members of the Board of Commissioners
 and the Board of Directors are prohibited from taking actions that may harm or reduce the Company profits
 and are obliged to disclose the potential conflict of interest in each decision.
 The procedure that must be passed by the members of the Board of Commissioners and the Board of
 Directors in the event of a conflict of interest, namely that every member of the Board of Commissioners and
 the Board of Directors who personally in any way either directly or indirectly has an interest in a transaction,
 contract or contract proposed, must disclose to the Company and is not entitled to participate in voting on
 matters related to the proposed transaction or contract aforementioned. https://investor.cimbniaga.co.
 id/misc/BOC/BOC-Charter-2024.pdf https://investor.cimbniaga.co.id/misc/BOD/BOD-Charter-2024.pdf
Page 18
D. Other


 Alignment of Sustainability/Annual Reports with ESG Metrics


                                                                   Pages in the Sustainability/Annual
   Kinerja       Kode                 Metric Name
                                                                                 Report
                E-01     Greenhouse Gas Emission Report           74-78

                E-02     Greenhouse Gas Emission Intensity        75-76

                E-03     Electricity Consumption                  75

                E-04     Water Consumption                        80
Environment
                E-05     Waste Generated                          79
                         Company Commitment to Achieving Net
                E-06                                              38-45
                         Zero Emission Target

                         Company Commitment to Reduce
                E-07                                              71-72
                         Emission

                S-01     Gender Equality                          66

                S-02     Employees by Gender and Age Group        187-188

                S-03     Employee Turnover Rate                   190

                S-04     Number of Temporary Officers             186

                S-05     Employee Training and Development        161

                S-06     Number of Work Accidents                 70

                S-07     Human Rights Violation Incidents         66

Social                   Sexual Harassment and/or Non-
                S-08                                              143
                         Discrimination Policy

                S-09     Policy on Human Rights                   143

                S-10     Child Labor and/or Forced Labor Policy   143


                         Occupational Health and Safety Policy
                S-11     and Safe and Secure Work Environment     70
                         are provided to all employees.

                S-12     Corporate Social Responsibility          103-122
Page 19
                                  Management Diversity and
                    G-01                                                       474-476
                                  Independence
                                  Total Attendance of Directors and
                    G-02                                                       448-468
                                  Commissioners to Board Meetings
                                  Chairman of the Board and CEO
                    G-03                                                       437-452
                                  Separation Policy
                                  Board of Directors and Commissioners
                    G-04                                                       470-473
                                  Assessment Policy
                                  Board of Directors and Commissioners
Governance          G-05                                                       449-468-469
                                  Training Policy

                    G-06          Special Criteria for Election of the Board   476-477

                    G-07          Code of Ethics and/or Anti-Corruption        566-569

                    G-08          Fair Treatment Policy for Shareholders       419-572

                    G-09          Conflict of Interest Prevention Policy       574




 Referenced International Standards and Third Party Verification



   Alignment with sustainability reporting framework

    X   Yes          No


              X   GRI

              X   TCFD

                  CDP

              X   IFRS S1

              X   IFRS S2

              X   SASB

              X   Others, please specify

 Global Investors for Sustainable Development Alliance, Sustainable Development Goals, Sustainable
 Banking Assessment World Wide Fund, ASEAN Corporate Governance Scorecard

   Third-party assurance and/or validation

    X   Yes




 Name of third-party service provider                     Scope of Work


     Kantor Akuntan Publik (KAP)  sesuai Standar Perikatan Asurans (SPA)
  Siddharta Widjaja dan Rekan atau 3000 (Revisi 2022) Perikatan Asurans



Other Information:

Not available




Thus to be informed accordingly.
Page 20
Respectfully,
PT Bank CIMB Niaga Tbk




Lina

Head of GCG & Sustainability




PT Bank CIMB Niaga Tbk
Graha CIMB Niaga
Phone : 250-5252, 250-5353, Fax : 252-6749, www.cimbniaga.com



Sender Name                         Lina

Function                            Head of GCG & Sustainability

Date and Time                       14-03-2025 16:51

Attachment                         1. 035 Penyampaian AR SR 2024 OJK PM.pdf


                                   2. 036 Penyampaian AR SR 2024 IDX.pdf


                                   3. CIMB Niaga SR2024 Eng LOWRES.pdf


                                   4. CIMB Niaga SR2024 Indo LOWRES.pdf


                                   5. CIMB NIAGA AR 2024 ENG LR (140325) compressed.pdf


                                   6. CIMB NIAGA AR 2024 INA LR (140325) compressed.pdf


  This is an official document of PT Bank CIMB Niaga Tbk that does not require a signature as it was generated
 electronically by the electronic reporting system. PT Bank CIMB Niaga Tbk is fully responsible for the information
                                            contained within this document.

File

File Open PDF
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Size0.06 MB
Published14 Mar 2025
Pages20
Characters54,520
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Names mentioned 11 people and organisations named in the text · linked when the evidence is strong

linked org Bank CIMB Niaga Tbk · Nama Perusahaan p.1 ×30
possible person Lina · Head of GCG & Sustainability p.10 ×2
unresolved — Emisi langsung dari pembakaran stasioner p.1
unresolved — Emisi fugitive langsung p.1
unresolved — Total Emisi Langsung (Scope 1) p.1
unresolved org Siddharta Widjaja dan Rekan p.9 ×2
unresolved — Direct emissions from stationary combustion p.11
unresolved — Direct emissions from mobile combustion p.11
unresolved — Direct emissions from processes p.11
unresolved — Direct fugitive emissions p.11
unresolved — Total Direct Emissions (Scope 1) p.11

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