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For Explanation Only




             ANNOUNCEMENT OF THE ANNUAL GENERAL MEETING OF
          SHAREHOLDERS RESOLUTIONS OF PT BANK PERMATA Tbk AND
          SCHEDULE AND PROCEDURES OF CASH DIVIDEND DISTRIBUTION
                         FOR 2023 FINANCIAL YEAR

The Board of Directors of PT Bank Permata Tbk (“Company”) hereby informs all shareholders
of the Company that the Annual General Meeting of Shareholders (“Meeting”) has been
convened on:

              Day/Date     : Wednesday, 3 April 2024
              Time         : 13.27-14.34 Western Indonesian Time
              Venue        : World Trade Center II (WTC II), 21st Floor
                             Jl. Jend. Sudirman Kav. 29-31, Jakarta 12920

The Meeting was convened in hybrid which was in physical and in electronic using eASY.KSEI
and AKSes KSEI systems are provided by PT Kustodian Sentral Efek Indonesia (KSEI).

I. Meeting Agenda:

   1. The approval of the 2023 Annual Report and ratification of the Financial Statements year
      ended 31 December 2023.

   2. The approval for the allocation of net profit for the financial year ended 31 December
      2023.

   3. The appointment of the Public Accounting Firm and/or Public Accountant which will audit
      the Company’s books for the financial year 2024, and the determination of honorarium of
      the said Public Accounting Firm and/or Public Accountant as well as other requirements
      regarding its appointment.

   4. Appointment of Sharia Supervisory Board (DPS) for the period of 2024-2026.

   5. The changes in the Management of the Company.

   6. The determination of the remuneration and other allowances granted by the Company to
      the members of the Board of Commissioners, the Board of Directors, and the Sharia
      Supervisory Board.

   7. Amendments of the Company's Articles of Association.

II. Members of the Board of Commissioners, the Board of Directors, and the Sharia
    Supervisory Board who attended the Meeting:

  The Meeting was physically attended by members of the Board of Commissioners, the Board
  of Directors, and the Sharia Supervisory Board of the Company as follows:




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  A. Board of Commissioners:

              -      President Commissioner       : Chartsiri Sophonpanich
              -      Commissioner                 : Chong Toh
              -      Commissioner                 : Niramarn Laisathit
              -      Commissioner                 : Chalit Tayjasanant
              -      Independent Commissioner     : Haryanto Sahari
              -      Independent Commissioner     : Goei Siauw Hong
              -      Independent Commissioner     : Yap Tjay Soen
              -      Independent Commissioner     : Riswinandi

  B. Board of Directors:

              -      President Director           : Meliza Musa Rusli
              -      Director                     : Abdy Dharma Salimin
              -      Compliance Director          : Dhien Tjahajani
              -      Director                     : Djumariah Tenteram
              -      Director                     : Dayan Sadikin
              -      Director                     : Setiatno Budiman
              -      Director                     : Rudy Basyir Ahmad

  C. Sharia Supervisory Board:

          -         Member                        : Prof. Dr. H. Jaih, S.E., M.H., M. Ag

III. Shareholders Register:

  Referring to the Shareholders Register as of 5 March 2024, the Meeting was attended or
  represented by shareholders of 35,715,987,449 shares or equals to 98.714% of total shares
  with legal voting rights issued by the Company amounting to 36,181,312,782 shares which
  total has been deducted with treasury stock of 46,738 shares.

IV. Meeting Chairman:

   The Meeting was chaired by Mr. Goei Siauw Hong as the Independent Commissioner of the
   Company, based on the Decision of the Board of Commissioners dated 12 February 2024.

V. Enquiries and/or Opinions Conveyed:

  a. During the discussion on the Meeting agenda, all shareholders have been given the
     opportunity to submit their inquiries and/or opinions only related to the Meeting agenda.
  b. There was a question conveyed for the first agenda of the Meeting.

VI.Voting Mechanism:

  Resolution on each Meeting agenda was adopted by deliberation to reach a consensus. If
  the consensus is not reached, then the resolution of the Meeting agenda shall be adopted
  by voting. In the event the decision of the Meeting is adopted by voting, the resolution of the
  Meeting is valid subject to the following stipulations:

     i.           For Meeting agenda number 1 through number 6, the Meeting decision is valid if it is
                  approved by more than 1/2 (half) of the legal votes cast in the Meeting, in
                  accordance with Article 16 paragraph (8) of the Company's Articles of Association.
    ii.           For Meeting agenda number 7, the Meeting decision is valid if it is approved by more
                  than 2/3 (two per third) of the legal votes cast in the Meeting, in accordance with
                  Article 27 paragraph (1) of the Company's Articles of Association.



                                                                                                     2
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VII. Independent Party to Validate the Vote:

   The Company has appointed an independent party namely Notary Aulia Taufani, S.H., and
   assisted by PT Raya Saham Registra as Securities Administration Bureau of the Company
   to count the vote and/or to validate the vote.

VIII. Meeting Resolutions:

   A. First Agenda – The approval of the 2023 Annual Report and ratification of the
      Financial Statements year ended 31 December 2023.

      a) No shareholder voted against or abstained from the proposed decision on the Meeting
         Agenda, so the decision was taken based on deliberation to reach a consensus
         among all shareholders present or a total of 35,715,987,449 shares and approved the
         proposed First Agenda of the Meeting.

      b) The resolutions of the First Agenda are as follows:

         1.   Approved the Annual Report of the Company for the financial year as of 31
              December 2023, including ratified the Board of Commissioners’ Supervisory
              Report;
         2.   Ratified the Financial Report of the Company for the financial year as of 31
              December 2023 which has been audited by Public Accounting Office
              Tanudiredja, Wibisana, Rintis & Rekan with the opinion “fairly, in all material
              respects”, as stated in its report dated on 13 February 2024; and
         3.   With the approval of the Annual Report and ratification of the Board of
              Commissioners’ Supervisory Report and Financial Statement of the Company,
              granted the full acquittal and discharge (volledig acquite et de charge) to all
              members of the Board of Directors, the Board of Commissioners, and the Sharia
              Supervisory Board of the Company who served in the financial year of 2023 for
              their management and supervisory duties exercised during the financial year of
              2023, provided that such duties are reflected in the Annual Report and Financial
              Statements of the Company for the financial year of 2023, except for the fraud,
              embezzlement, and other criminals.

   B. Second Agenda - The approval for the allocation of net profit for the financial year
      ended 31 December 2023.

      a) No shareholder voted against or abstained from the proposed decision on the Meeting
         Agenda, so the decision was taken based on deliberation to reach a consensus
         among all shareholders present or a total of 35,715,987,449 shares and approved the
         proposed Second Agenda of the Meeting.

      b) The resolutions of the Second Agenda are as follows:

        Approved the use of net profit of the Company as of 31 December 2023 amounting to
        Rp2,585,217,889,077 (two trillion five hundred and eighty-five billion two hundred
        seventeen million eight hundred eighty-nine thousand and seventy-seven Rupiah)
        with the following use:

        1.    Approved the distribution of dividends as follows:
              a. A total of approximately Rp904,532,819,550 (nine hundred and four billion
                 five hundred and thirty-two million eight hundred and nineteen thousand five
                 hundred and fifty Rupiah) (gross) or Rp25 (twenty-five Rupiah) per share is
                 distributed as cash dividend for the financial year ended 31 December 2023
                 to all shareholders who are entitled to receive cash dividend; and



                                                                                            3
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          b. Granted authority and power to the Board of Directors of the Company with
             substitution rights to determine the schedule and procedure for the
             distribution of cash dividends for the financial year as of 31 December 2023 in
             accordance with prevailing regulations.
     2.   The remaining net profit of the Company for the financial year as of 31 December
          2023 after deducted with cash dividends to shareholders, recorded as the
          Company's retained earnings.

C. Third Agenda - The appointment of the Public Accounting Firm and/or Public
    Accountant which will audit the Company’s books for the financial year 2024, and
    the determination of honorarium of the said Public Accounting Firm and/or Public
    Accountant as well as other requirements regarding its appointment.

   a) No shareholder voted against or abstained from the proposed decision on the Meeting
      Agenda, so the decision was taken based on deliberation to reach a consensus
      among all shareholders present or a total of 35,715,987,449 shares and approved the
      proposed Third Agenda of the Meeting.

   b) The resolutions of the Third Agenda Are As Follows:

     1. Approved the reappointment of the Public Accounting Firm Tanudiredja, Wibisana,
        Rintis & Rekan, member of global firm PricewaterhouseCoopers, and the
        appointment of Eddy Rintis, S.E., CPA, which is a Public Accounting Firm and
        Public Accountant registered in the Financial Services Authority to audit the
        Company’s Financial Statement for 2024 financial year.
     2. Granted authority to the Board of Commissioners of the Company to determine a
        reasonable professional honorarium in connection with the appointment of the
        Public Accounting Firm and the Public Accountant.
     3. Granted authority to the Board of Commissioners based on the recommendation
        from the Audit Committee to appoint another Public Accounting Firm and/or Public
        Accountant who is registered in the Financial Services Authority, has experience
        in banking audit as well as affiliated with the International Public Accounting Firm,
        if the appointed Public Accounting Firm and/or Public Accountant for whatever
        reason, cannot fulfill its duties.

D. Fourth Agenda -     Appointment of Sharia Supervisory Board (DPS) for the period
   of 2024-2026.

   a) No shareholder voted against or abstained from the proposed decision on the Meeting
      Agenda, so the decision was taken based on deliberation to reach a consensus
      among all shareholders present or a total of 35,715,987,449 shares and approved the
      proposed Fourth Agenda of the Meeting.

   b) The resolutions of the Fourth Agenda are as follows:

     1. Approved the reappointment of Mr. Prof. Dr. H. Jaih, SE., MH., M.Ag as a member
        of the Sharia Supervisory Board of the Company, for a term of office effective from
        the closing of the Meeting, until the closing of the Annual General Meeting of
        Shareholders of the Company which will be held in 2026 or at any time in the
        General Meeting of Shareholders in accordance with the provisions of the
        Company's Articles of Association.
     2. Based on the above explanations, the composition of the Sharia Supervisory Board
        of the Company shall be as follows:

          Sharia Supervisory Board
          Member: Prof. Dr. H. Jaih, SE., MH., M.Ag



                                                                                           4
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     3. Granted the power of attorney to the Board of Directors of the Company with the
        right of substitution, to restate the decision of the Meeting regarding the change in
        the composition of the Company's Sharia Supervisory Board in a notarial deed and
        subsequently submit notification of the composition of the Sharia Supervisory
        Board of the Company to the Minister of Law and Human Rights of the Republic of
        Indonesia, and register it in the Company Register and to take all necessary
        actions in accordance with the applicable laws and regulations.

E. Fifth Agenda - The changes in the Management of the Company.

   a) No shareholder voted against or abstained from the proposed decision on the Meeting
      Agenda, so the decision was taken based on deliberation to reach a consensus
      among all shareholders present or a total of 35,715,987,449 shares and approved the
      proposed Fifth Agenda of the Meeting.

   b) The resolutions of the Fifth Agenda are as follows:

     1. Approved the appointment of Mr. Eddie Sajoga as Director of the Company for the
        term of office after all the requirements for his appointment have been fulfilled
        including the approval of the fit and proper test from the relevant Regulator
        becomes effective, until the closing of the Company's Annual General Meeting of
        Shareholders which will be held in 2027 or at any time in the General Meeting of
        Shareholders in accordance with the provisions of the Company's Articles of
        Association.
     2. Accepted the resignation of Mr. Herwin Bustaman from his position as Sharia
        Business Unit Director of the Company which shall be effective as of the closing of
        the Meeting, with a note that the full acquittal and discharge of his duties from 1
        January 2024 until the effective date of his resignation from his position will be
        discussed in the Company's Annual General Meeting of Shareholders which will be
        held in 2025.
     3. Determined Mr. Rudy Basyir Ahmad to hold a concurrent position as Sharia
        Business Unit Director of the Company, for the term of office as a Sharia Business
        Unit Director after all the requirements for his determination have been fulfilled
        including the approval of the fit and proper test from the relevant Regulator
        becomes effective, until the closing of the Company's Annual General Meeting of
        Shareholders which will be held in 2026 or at any time in the General Meeting of
        Shareholders in accordance with the provisions of the Company's Articles of
        Association.
     4. Referring to the above matters, the compositions of the Board of Commissioners
        and the Board of Directors of the Company are as follows:

         Board of Commissioners
            - President Commissioner            : Chartsiri Sophonpanich
            - Commissioner                      : Chong Toh
            - Commissioner                      : Niramarn Laisathit
            - Commissioner                      : Chalit Tayjasanant
            - Independent Commissioner          : Haryanto Sahari
            - Independent Commissioner          : Goei Siauw Hong
            - Independent Commissioner          : Yap Tjay Soen
            - Independent Commissioner          : Riswinandi

         Board of Directors
            - President Director                : Meliza Musa Rusli
            - Director                          : Abdy Dharma Salimin
            - Compliance Director               : Dhien Tjahajani
            - Director                          : Djumariah Tenteram
            - Director                          : Dayan Sadikin


                                                                                           5
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           -   Director                      : Setiatno Budiman
           -   Director concurrent as Sharia
               Business Unit Director        : Rudy Basyir Ahmad*)
           -   Director                      : Eddie Sajoga**)

       With the following explanation:
       * Determination of Mr. Rudy Basyir Ahmad concurrently as the Sharia Business
        Unit Director of the Company for the term of office after all the requirements for his
        determination have been fulfilled including obtaining fit and proper test approval
        from the relevant Regulator become effective.

       ** Appointment of Mr. Eddie Sajoga as Director of the Company for the term of
        office after all the requirements for his appointment have been fulfilled including
        obtaining fit and proper test approval from the relevant Regulator become
        effective.

  5. Granted authority to the Board of Directors of the Company with the right of
     substitution, to restate the resolution of the Meeting regarding changes in the
     composition of the Company's Board of Directors in a notarial deed and further
     submit a notice of the composition of the Company's Board of Directors to the
     Minister of Law and Human Rights of the Republic of Indonesia and register it in
     the Company's Register and take all necessary actions in accordance with
     applicable laws and regulations.

F. Sixth Agenda - The determination of the remuneration and other allowances
   granted by the Company to the members of the Board of Commissioners, the
   Board of Directors, and the Sharia Supervisory Board

  a) No shareholder voted against or abstained from the proposed decision on the
     Meeting Agenda, so the decision was taken based on deliberation to reach a
     consensus among all shareholders present or a total of 35,715,987,449 shares
     and approved the proposed Sixth Agenda of the Meeting.

  b)    The resolutions of the Sixth Agenda are as follows:

        1. Referring to the suggestions/opinions provided by the Company's
           Remuneration and Nomination Committee, determined the amount of
           remuneration and other facilities for all members of the Company's Board of
           Commissioners for the 2024 financial year of a maximum of
           Rp40.000.000.000 (forty billion Rupiah) per year. The amount of remuneration
           and other facilities must be reported in the 2024 Annual Report of the
           Company.
        2. Granted the power of attorney to the Board of Commissioners of the Company
           to determine the details of the distribution of the remuneration and other
           facilities to be provided among each member of the Board of Commissioners
           of the Company by taking into account the suggestions/opinions provided by
           the Remuneration and Nomination Committee of the Company.
        3. Granted the power of attorney to the Company's Board of Commissioners to
           determine the amount of remuneration and other facilities for each member of
           the Company's Board of Directors by taking into account the
           suggestions/opinions provided by the Company's Remuneration and
           Nomination Committee and such amount of remuneration and other facilities
           must be reported in the 2024 Annual Report of the Company.
        4. Referring to the suggestions/opinions provided by the Company's
           Remuneration and Nomination Committee, stipulated the amount of
           honorarium and/or allowances for the member of the Company's Sharia
           Supervisory Board for the 2024 financial year of a maximum of Rp578,664,498


                                                                                            6
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                 (five hundred and seventy-eight million six hundred and sixty-four thousand
                 four hundred and ninety-eight Rupiah) per year. The amount of the honorarium
                 and/or allowances must be reported in the 2024 Annual Report of the
                 Company.

     G. Seventh Agenda - Amendments of the Company's Articles of Association.

          a) No shareholder voted against or abstained from the proposed decision on the
             Meeting Agenda, so the decision was taken based on deliberation to reach a
             consensus among all shareholders present or a total of 35,715,987,449 shares
             and approved the proposed Seventh Agenda of the Meeting.

          b) The resolutions of the Seventh Agenda are as follows:

             1. Approved the amendment of articles of the Articles of Association of the
                Company as described in the Proposed Amendment of Articles of
                Association of the Company which has been made available to shareholders
                as Meeting materials and restated all Articles of Association of the
                Company.
             2. Approved the granting of power and authority to the Company’s Board of
                Directors with the right of substitution, to restate the whole Articles of
                Association of the Company and to undertake any actions in relation to
                matters about the amendment of the Articles of Association with due
                observance of the Company’s Articles of Association and prevailing laws
                and regulations, including to prepare or cause to be prepared all necessary
                deeds, letters, or documents, to appear before authorized parties/officials, to
                obtain the notification receipt for the amendment of the Articles of
                Association from the Ministry of Law and Human Rights (MOLHR), and to
                register it in the Company Register in accordance with the provisions of
                prevailing laws and regulations, and to make amendments and/or additions
                in forms that are required to obtain such approval or notification receipt, and
                to undertake other actions that may be necessary without any exception.
____________________________________________________________________________

ANNOUNCEMENT OF SCHEDULE AND PROCEDURES OF DIVIDEND DISTRIBUTION FOR
                      THE 2023 FINANCIAL YEAR

In accordance with the decision of the second agenda of the Meeting, it was decided to
distribute cash dividends in the amount of approximately Rp904,532,819,550 (nine hundred and
four billion five hundred and thirty-two million eight hundred and nineteen thousand and five
hundred and fifty Rupiah) (gross) or Rp25 (twenty-five Rupiah) per share with the following
schedule and procedures:

 End of trading period of shares with dividend rights      Friday, 19 April 2024
 (Cum Dividend) in the Regular Market and Negotiated
 Market.
 Beginning of the trading period of shares without         Monday, 22 April 2024
 dividend rights (Ex-Dividend) in the Regular Market and
 Negotiated Market.
 End of trading period shares with dividend rights (Cum    Tuesday, 23 April 2024
 Dividend) in the Cash Market.
 Cut of date for shareholders entitled to receive cash     Tuesday, 23 April 2024
 dividend (Recording Date).
 Beginning of the trading period of shares without         Wednesday, 24 April 2024
 dividend rights (Ex-Dividend) in the Cash Market.
 Date of Dividend Payment (the day the dividend is         Friday, 3 May 2024
 distributed to the shareholders).


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Procedures for Cash Dividend distribution:

   1. Cash Dividend will be distributed on 3 May 2024 to the shareholders of the Company as
      recorded in the Register of Shareholders of the Company on 23 April 2024 at 16:00
      Western Indonesian Time (Recording Date).
   2. For non-scrip shareholders whose shares are registered in the collective custody of PT
      Kustodian Sentral Efek Indonesia (“KSEI”), the Cash Dividend will be distributed by KSEI
      on 3 May 2024 into the fund account of the Securities Company and/or Custodian Bank
      where the shareholders open their securities account. KSEI will deliver confirmation of
      the Cash Dividend distribution to the Securities Company and/or Custodian Bank where
      shareholders open their securities accounts. Furthermore, shareholders will receive
      confirmation of the distribution of Cash Dividends from the Securities Company and/or
      Custodian Bank where the shareholders open their securities accounts.
   3. Shareholders whose shares are not registered in the KSEI's collective custody (shares in
      scrip form) please pay attention to the following matters:
          i.  As soon as possible contact the Company's Securities Administration Bureau
              (BAE), namely PT Raya Saham Registra during working hours 09.00 – 15.00
              Western Indonesian Time, having its address at Plaza Sentral Building, 2nd Floor,
              Jl. Jend. Sudirman Kav. 47-48, Jakarta 12930, email: rsrbae@registra.co.id,
              telephone number: 021-2525666, by submitting the following documents at the
              latest 23 April 2024:
                  a. proof of share ownership.
                  b. original and copy of valid proof of identity (KTP/Passport) for individual
                      shareholders.
                  c. a copy of the articles of association and deed of the management
                      authorized to represent the legal entity for shareholders in the form of a
                      legal entity and proof of the identity of the management/proxy who is
                      entitled to represent the legal entity.
                  d. Bank account number in the name of the shareholder.
                  e. Dividend mandate letter (mandate letter dividend form can be obtained in
                      the BAE’s office).
         ii.  Furthermore, BAE will give the Dividend Payment Order (Surat Perintah
              Pembayaran Dividen/SPPD) to eligible shareholders. SPPD can be obtained at
              the BAE’s office.
        iii.  Cash dividend will be transferred to the Bank’s account of eligible shareholders
              with scrip form shares on 3 May 2024 after fulfilling the above terms and
              documents as mentioned above.
   4. The cash dividend to be distributed will be subjected to tax in accordance with the
      applicable tax provisions.
   5. Shareholders who are Overseas Taxpayers whose tax withholding will use rates based
      on the Double Taxation Avoidance Agreement (P3B) are required to submit a Domicile
      Certificate (SKD) in the form of a valid original Directorate General of Taxation (DGT)
      form or receipt of Certificate of Domicile (SKD) from the Directorate General of Taxes
      system to KSEI (for non-scrip shareholders) or BAE (for scrip shareholders) in
      accordance with KSEI's provisions and announcements. Without this document, cash
      dividends to be distributed will be subjected to a 20% tax.
   6. For shareholders who are Domestic Taxpayers in the form of legal entities or individuals,
      the applicable tax provisions are in accordance with Law Number 7 of 2021 concerning
      Harmonization of Tax Regulations and their implementing regulations.

                                        Jakarta, 4 April 2024
                                       PT Bank Permata Tbk
                                      The Board of Directors

For further inquiries, please contact via e-mail: rups@permatabank.co.id
Disclaimer: the resume is made in two languages which are in Bahasa Indonesia and English. If there are
any discrepancies between the two versions, then the version in Bahasa Indonesia shall prevail.

                                                                                                      8

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Names mentioned 28 people and organisations named in the text · linked when the evidence is strong

linked org BANK PERMATA Tbk p.1 ×8
linked person Chartsiri Sophonpanich p.2 ×2
linked person Chong Toh p.2 ×2
linked person Niramarn Laisathit p.2 ×2
linked person Chalit Tayjasanant p.2 ×2
linked person Haryanto Sahari p.2 ×2
linked person Yap Tjay Soen p.2 ×2
linked person Meliza Musa Rusli p.2 ×2
linked person Abdy Dharma Salimin p.2 ×2
linked person Dhien Tjahajani p.2 ×2
linked person Djumariah Tenteram p.2 ×2
linked person Dayan Sadikin p.2 ×2
linked person Setiatno Budiman p.2 ×2
linked person Rudy Basyir Ahmad p.2 ×5
linked person Goei Siauw Hong p.2 ×3
linked person Eddie Sajoga · Director p.5 ×5
linked person Herwin Bustaman p.5
unresolved org PT Kustodian Sentral Efek Indonesia p.1 ×3
unresolved person Prof. Dr. H. Jaih · Member p.2 ×6
unresolved person Notary Aulia Taufani p.3
unresolved org PT Raya Saham Registra p.3 ×2
unresolved org Rintis & Rekan p.3 ×2
unresolved person Eddy Rintis p.4
unresolved org Financial Services Authority p.4 ×2
unresolved org Minister of Law and Human Rights p.5 ×2
unresolved org Ministry of Law and Human Rights p.7
unresolved org Directorate General of Taxation p.8
unresolved org Directorate General of Taxes p.8

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