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Page 1
     Resilience in Transition




PT MITRA PINASTHIKA MUSTIKA TBK
                                  Laporan Keberlanjutan
                                        Sustainability Report   2025
Page 2
    PENGANTAR      Penjelasan Tema       Daftar Isi        Ikhtisar Kinerja Keberlanjutan           Sambutan Direktur Utama
    Introduction    Report’s Theme   Table of Contents   Sustainability Performance Highlights   Message from the President Director




2                                                                            Laporan Keberlanjutan ● Sustainability Report   2025
Page 3
                                                       Resilience
                                                       in Transition
                                                       Tahun 2025 menjadi fase penting bagi Grup MPM dalam memperkuat
                                                       fondasi menuju perjalanan keberlanjutan jangka panjang. Melalui
                                                       penyusunan strategi keberlanjutan yang komprehensif untuk periode
                                                       2026–2030 serta pelaksanaan analisis risiko keberlanjutan dan iklim
                                                       terhadap kinerja keuangan, Grup MPM memastikan bahwa langkah-
                                                       langkah keberlanjutan di masa depan dibangun di atas dasar yang kokoh
                                                       dan kredibel. Tema Laporan Keberlanjutan tahun ini mencerminkan
                                                       semangat adaptif dan pandangan strategis Grup MPM dalam menavigasi
                                                       periode transisi dengan penuh kesiapan dan tanggung jawab.



                                                       The year 2025 marked an important phase for MPM Group in
                                                       strengthening the foundation for its long-term sustainability journey.
                                                       Through the development of a comprehensive sustainability strategy for
                                                       the 2026–2030 period, as well as the implementation of sustainability
                                                       and climate risk analysis on financial performance, MPM Group ensures
                                                       that future sustainability initiatives are built on a solid and credible
                                                       foundation. The theme of this year’s Sustainability Report reflects MPM
                                                       Group’s adaptive spirit and strategic outlook in navigating the transition
                                                       period with preparedness and responsibility.




2025   Laporan Keberlanjutan ● Sustainability Report                                                                                3
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         PENGANTAR           Penjelasan Tema        Daftar Isi             Ikhtisar Kinerja Keberlanjutan           Sambutan Direktur Utama
         Introduction         Report’s Theme    Table of Contents        Sustainability Performance Highlights   Message from the President Director




    Daftar Isi
    Table of Content




                                                                    01
    PENGANTAR                                                       PROFIL PERUSAHAAN
    Introduction                                                    Company Profile

    3   Penjelasan Tema                                             20      Sekilas tentang MPM
        Report’s Theme			                                                   MPM at a Glance

    4   Daftar Isi                                                  30      Keanggotaan Asosiasi
        Table of Contents                                                   Association Membership

    6   Ikhtisar Kinerja Keberlanjutan                              31      Penghargaan 2025
        Sustainability Performance Highlights                               Awards in 2025

    8   Sambutan Direktur Utama                                     34      Sertifikasi
        Message from the President Director                                 Certification

                                                                    34      Rantai Pasok dan Pengadaan yang Bertanggung Jawab
                                                                            Responsible Supply Chain and Procurement




    05                                         06                                                     07
    SMART MOBILITY TO EMBRACE                  SMART MOBILITY TO EMBRACE                               TATA KELOLA KEBERLANJUTAN
    EMPLOYEE WELL-BEING                        COMMUNITY WELL-BEING                                    Sustainability Governance

    106 Karyawan dan Kesetaraan                134 Dampak Kegiatan Usaha                               174 Komitmen Tata Kelola
        Kesempatan                                 terhadap Masyarakat                                     Governance Commitment		
        Employee and Equal                         Impact of Business Activities on
        Opportunity                                the Community                                       175 Struktur Tata Kelola
    			                                        			                                                         Governance Structure
    122 Pelatihan dan Pendidikan               136 Masyarakat dan Kerelawanan
        Training and Education                     Community and Volunteering                          188 Nilai dan Integritas
                                                                                                           Values and Integrity
    127 Lingkungan Kerja yang                  164 Employee Volunteering
        Aman dan Nyaman                                                                                193 Manajemen Risiko
        Safe and Healthy Workplace                                                                         Risk Management
                                               170 Pengaduan Masyarakat
                                                   Community Grievance
                                                   Mechanism




4                                                                                            Laporan Keberlanjutan ● Sustainability Report   2025
Page 5
02                                                 03                                      04
MPM DAN KEBERLANJUTAN                              SMART MOBILITY TO EMBRACE               SMART MOBILITY TO EMBRACE
MPM and Sustainability                             A BETTER ENVIRONMENT                    SUSTAINABLE BUSINESS

40   Strategi Keberlanjutan                        58    Pengelolaan Lingkungan            80   Privasi Pelanggan dan
     Sustainability Strategy		                           Environmental Management               Keamanan Data
                                                                                                Customer Privacy and
47   Penentuan Topik Material                      60    Efisiensi Bahan Bakar dan              Data Security
     Determination                                       Pemanfaatan Armada
     of Material Topic                                   Fuel Efficiency and Fleet         84   Kinerja Ekonomi
                                                         Utilization                            Economic Performance
52   Pelibatan Pemangku
     Kepentingan                                   64    Emisi dan Emisi yang Dibiayai     86   Tanggung Jawab Produk
     Stakeholder Engagement                              Emissions and Financed                 dan Jasa
                                                         Emissions                              Products and Services
                                                                                                Responsibility
                                                   68    Dampak Lingkungan dari
                                                         Operasional dan Keluhan           96   Pengelolaan Pelanggan
                                                         Lingkungan                             Customer Management
                                                         Environmental Impacts from
                                                         Operations and Environmental
                                                         Complaints




PENGUNGKAPAN FINANSIAL TERKAIT                                         LAMPIRAN
KEBERLANJUTAN SESUAI PSPK 1 & 2                                        Appendix
Sustainability-related Financial Disclosures in Accordance
with PSPK 1 & 2                                                        244 Tentang Laporan Keberlanjutan
                                                                           About the Sustainability Report
210 Tata Kelola                                                        		
    Governance			                                                      246 Daftar Pengungkapan Sesuai POJK-51/2017
                                                                           List of Disclosures in accordance with POJK-51/2017
213 Risiko dan Peluang terkait Keberlanjutan
    Sustainability-related Risks and Opportunities                     249 Indeks Konten GRI
                                                                           GRI Content Index
231 Risiko dan Peluang terkait Iklim
    Climate-related Risks and Opportunities                            253 Metrik Bursa Efek Indonesia
                                                                           Indonesia Stock Exchange ESG Metrics

                                                                       255 Lembar Umpan Balik
                                                                           Feedback Form




 2025    Laporan Keberlanjutan ● Sustainability Report                                                                           5
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           PENGANTAR             Penjelasan Tema       Daftar Isi          Ikhtisar Kinerja Keberlanjutan             Sambutan Direktur Utama
           Introduction           Report’s Theme   Table of Contents     Sustainability Performance Highlights     Message from the President Director




    Ikhtisar Kinerja Keberlanjutan
    Sustainability Performance Highlights

    Aspek Ekonomi [OJK B.1]
    Economic Aspects



                                                                                     2025                    2024*                     2023
            Pendapatan Neto
                                                                                      16.152.176                 16.385.270             13.859.071
            Net Revenues
            Laba Tahun Berjalan
                                                                                          461.917                  572.289                   525.638
            Profit for the Year
            Jumlah Aset
                                                                                        8.534.616                 8.690.942              8.599.026
            Total Assets
            Jumlah Pengadaan Lokal (UMKM dan Non-UMKM)
                                                                                          346.742                  325.423                   266.945
            Total Local Procurement (MSME and Non-MSME)

    *Disajikan kembali sebagai dampak dari penerapan PSAK 117. Data tahun 2023 tidak                                      Juta Rupiah ▪ IDR million
     disajikan ulang sehingga tidak sepenuhnya dapat diperbandingkan.
     As restated following the implementation of PSAK 117. Comparative figures for 2023 have not
     been restated and may not be directly comparable.




                      Jumlah Produk Terjual                                     Jumlah Pemasok Lokal (UMKM dan Non-UMKM)
                        Total Product Sold                                         Total Local Supplier (MSME and Non-MSME)


    2025                                             745.966                2025                                              799
    2024                                                 792.241            2024                                                 833

    2023                                            721.295                 2023                                                              1.091

           Unit Sepeda Motor ▪ Motorcycle Unit                                      Pemasok ▪ Supplier



                                       Proporsi Pengadaan Lokal (UMKM dan Non-UMKM)
                                      Proportion of Local Procurement (MSME and Non-MSME)




                      99,93%                                     98,27%                                               100%




                          2025                                         2024                                            2023

    Catatan ⅼ Note:
    ●● Pengadaan lokal diartikan sebagai pengadaan dari dalam negeri.
    ●● Jumlah produk terjual tidak mencakup penjualan unit sepeda motor ke diler sendiri.
    ●● Local procurement is defined as sourcing from domestic suppliers.
    ●● The reported number of products sold excludes motorcycle unit sales to company-owned dealers.




6                                                                                            Laporan Keberlanjutan ● Sustainability Report     2025
Page 7
Aspek Lingkungan* [OJK B.2]
Environmental Aspects


                                                                 2025               2024               2023
        Biaya Lingkungan                                                                                               Juta Rupiah
                                                                        431                725                393       IDR Million
        Environmental Costs
        Timbulan Emisi GRK (Cakupan-1 dan 2)
                                                                   3.331,03           3.576,58           3.551,66        Ton CO₂e
        GHG Emission Generation (Scope-1 and 2)
        Intensitas Emisi GRK                                                                                         Ton CO₂e/Rp Juta
                                                                    0,00021            0,00022           0,00026    Ton CO₂e/IDR Million
        GHG Emissions Intensity
        Intensitas Penggunaan Air                                                                                    Megaliter/Orang
                                                                   0,000024          0,000053           0,000020     Megaliter/People
        Water Consumption Intensity
        Konsumsi Kertas                                                                                                     Rim
                                                                       4.798             4.175              3.953          Ream
        Paper Consumption
        Penggunaan Energi Bahan Bakar Minyak (BBM)
                                                                     92.833            136.464           148.028           Liter
        Fuel Energy Consumption
        Penggunaan Energi Listrik
                                                                  12.879,07          13.469,95          13.254,20           GJ
        Electricity Consumption
Catatan ⅼ Note:
*Terdapat pernyataan ulang pada data-data lingkungan untuk pelaporan tahun ini. Informasi lebih lengkap mengenai alasan
 pernyataan ulang data dapat dilihat pada halaman 64 - 76 dalam Laporan ini.
 Certain environmental data in this report have been restated. Further details on the reasons for the restatement are provided on
 pages 64–76 of this report.




Aspek Sosial [OJK B.3]
Social Aspects


    Karyawan ▪ Employee
                                                                 2025               2024               2023
        Jumlah Karyawan                                                                                                   Orang
                                                                       1.494             1.546              1.586         People
        Total Employee
        Komposisi Karyawan Perempuan
                                                                       31,99             30,85              30,45            %
        Female Employee Composition
        Jumlah Kasus Fatalitas Kecelakaan Kerja                                                                            Kasus
                                                                           0                    0               0          Cases
        Total fatal workplace accidents

  Masyarakat ▪ Community

        Investasi Sosial (Biaya CSR)                                                                                   Juta Rupiah
                                                                       3.266             2.647              2.993       IDR Million
        Social Investments (CSR Cost)




Aspek Tata Kelola
Governance Aspects


                Sustainalytics ESG Risk Rating                    Terdaftar dalam ▪ Listed in        Terdaftar dalam ▪ Listed in

      Nilai
     Score    8,67                   Kategori ▪ Category
                                     Negligible Risk
                                                                        Indeks
                                                                    ESG Quality    45                   Indeks ESG Sector
                                                                                                       Leaders IDX KEHATI
                Posisi 2 dari 85 perusahaan                        ESG Quality 45 Indices               ESG Sector Leaders
              2nd position out of 85 companies                                                          IDX KEHATI Indices




 2025    Laporan Keberlanjutan ● Sustainability Report                                                                                     7
Page 8
        PENGANTAR      Penjelasan Tema       Daftar Isi        Ikhtisar Kinerja Keberlanjutan           Sambutan Direktur Utama
        introduction    Report’s Theme   Table of Contents   Sustainability Performance Highlights   Message from the President Director




    Sambutan Direktur Utama
    Message from The President Director




                                                                        Direktur Utama
                                                                        President Director




8                                                                                Laporan Keberlanjutan ● Sustainability Report   2025
Page 9
        Kami menempatkan keseimbangan antara kinerja ekonomi,
        tanggung jawab sosial, dan pengelolaan lingkungan
        sebagai bagian integral dari arah strategis dan cara kami
        menjalankan bisnis.”
        “We place a balance between economic performance, social responsibility, and environmental
        stewardship as an integral part of our strategic direction and the way we conduct business.”




Pemangku kepentingan yang terhormat,                         Dear esteemed stakeholders,

Dengan penuh rasa syukur, kami kembali menghadirkan          We are pleased to present the 2025 Sustainability Report
Laporan Keberlanjutan tahun 2025 sebagai wujud               as a reflection of our commitment to transparency and
komitmen terhadap transparansi dan akuntabilitas dalam       accountability in managing our economic, environmental,
mengelola dampak ekonomi, lingkungan, dan sosial.            and social impacts. The publication of this report
Diterbitkannya laporan ini sekaligus merupakan bagian        represents our continuous effort to enhance the quality
dari upaya tiada henti kami untuk meningkatkan kualitas      of our disclosures while ensuring alignment with relevant
pelaporan serta memastikan keselarasan dengan standar        global reporting standards.
pelaporan global yang relevan.

Tahun 2025 menjadi fase yang penuh dinamika bagi             The year 2025 has been a dynamic period for the business
dunia usaha, ditandai oleh ketidakpastian ekonomi global,    landscape, marked by global economic uncertainty,
percepatan transformasi teknologi, serta meningkatnya        accelerated technological transformation, and rising
ekspektasi pemangku kepentingan terhadap praktik             stakeholder expectations for responsible business
bisnis yang bertanggung jawab. Dalam konteks tersebut,       practices. In this context, we view sustainability not merely
kami memandang keberlanjutan bukan sekadar respons           as a response to change, but as a strategic foundation for
terhadap perubahan, melainkan sebagai landasan strategis     strengthening business resilience and ensuring long-term
untuk memperkuat ketahanan usaha dan memastikan              value creation.
penciptaan nilai jangka panjang.



KEBERLANJUTAN SEBAGAI                                        SUSTAINABILITY AS THE FOUNDATION
FONDASI STRATEGI BISNIS [GRI 2-22]                           OF BUSINESS STRATEGY [GRI 2-22]

Kami menempatkan keseimbangan antara kinerja                 We emphasize the importance of balancing economic
ekonomi, tanggung jawab sosial, dan pengelolaan              performance, social responsibility, and environmental
lingkungan sebagai bagian integral dari arah strategis dan   stewardship as an integral part of our strategic direction
cara kami menjalankan bisnis. Prinsip keberlanjutan tidak    and the way we conduct business. Sustainability principles
hanya menjadi komitmen, tetapi juga menjadi panduan          are not only a commitment but also a guiding framework
dalam setiap pengambilan keputusan dan pelaksanaan           in every decision-making process and operational activity.
operasional kami. Sejalan dengan hal tersebut, prinsip       Accordingly, sustainability principles have been integrated
keberlanjutan telah terintegrasi ke dalam strategi           into MPM’s sustainability strategy and embedded into our
keberlanjutan MPM dan menjadi bagian integral dari arah      strategic direction and business practices.
strategis serta cara kami menjalankan bisnis.




 2025   Laporan Keberlanjutan ● Sustainability Report                                                                        9
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           PENGANTAR            Penjelasan Tema       Daftar Isi        Ikhtisar Kinerja Keberlanjutan           Sambutan Direktur Utama
           introduction          Report’s Theme   Table of Contents   Sustainability Performance Highlights   Message from the President Director




     Dalam         implementasinya,   prinsip   keberlanjutan            In practice, these principles are translated into various
     diterjemahkan ke dalam berbagai inisiatif strategis yang            strategic initiatives supported by key performance indicators
     dilengkapi dengan indikator kinerja utama dan metrik                and measurable metrics to consistently monitor and
     yang terukur untuk memantau dan mengevaluasi kinerja                evaluate performance. At the same time, we continuously
     secara konsisten. Pada saat yang sama, kami secara                  manage the environmental impacts of our operations while
     berkelanjutan mengelola dampak lingkungan dari aktivitas            strengthening social contributions through responsible
     usaha serta memperkuat kontribusi sosial melalui praktik            employment practices and active stakeholder engagement
     ketenagakerjaan yang bertanggung jawab dan keterlibatan             across environmental and social initiatives.
     aktif dengan para pemangku kepentingan melalui berbagai
     inisiatif lingkungan dan sosial.

     Melalui integrasi prinsip keberlanjutan ke dalam strategi           Through the integration of sustainability principles
     bisnis dan operasional, kami berupaya menciptakan nilai             into our business strategy and operations, we strive to
     jangka panjang melalui inovasi, ketahanan usaha, dan                create long-term value through innovation, business
     pertumbuhan yang bertanggung jawab. Pendekatan ini                  resilience, and responsible growth. This approach ensures
     memastikan bahwa keberlanjutan tidak hanya menjadi                  that sustainability functions not only as a normative
     komitmen normatif, tetapi juga berfungsi sebagai                    commitment but also as a strategic driver in strengthening
     penggerak strategis dalam memperkuat daya saing dan                 competitiveness and business continuity.
     keberlangsungan usaha.




              Tahun 2025 juga menjadi periode yang menantang bagi
              industri otomotif nasional, khususnya segmen sepeda
              motor, yang dipengaruhi oleh pertumbuhan ekonomi
              yang moderat dan tekanan daya beli masyarakat.”
              “The year 2025 also proved challenging for the national automotive industry, particularly
              the motorcycle segment, influenced by moderate economic growth and pressure on
              consumer purchasing power.”




     PELUANG DAN TANTANGAN                                               OPPORTUNITIES AND CHALLENGES

     Memasuki tahun 2025, kami senantiasa mencermati                     Entering 2025, we closely monitored external dynamics
     dinamika eksternal yang memengaruhi kinerja usaha.                  affecting business performance. Our PESTLE analysis
     Analisis PESTLE menunjukkan sejumlah peluang strategis,             identified several strategic opportunities, including the
     antara lain pertumbuhan pasar kendaraan listrik,                    growth of the electric vehicle market, the relocation of
     pemindahan Ibu Kota Negara ke IKN yang membuka                      Indonesia’s capital to Nusantara (IKN) which opens new
     prospek bisnis baru, bonus demografi penduduk muda                  business prospects, a young demographic dividend that is
     yang adaptif terhadap teknologi, serta meningkatnya                 highly adaptive to technology, and increasing attention to
     perhatian terhadap praktik keberlanjutan. Di sisi lain, kami        sustainability practices. On the other hand, we also faced
     juga menghadapi berbagai tantangan, seperti tekanan                 challenges such as inflationary pressures and purchasing
     inflasi dan daya beli, ketidakpastian geopolitik, risiko            power constraints, geopolitical uncertainty, cybersecurity
     keamanan siber, serta kerentanan terhadap dampak                    risks, and vulnerability to climate change impacts.
     perubahan iklim.




10                                                                                        Laporan Keberlanjutan ● Sustainability Report   2025
Page 11
Dalam merespons dinamika tersebut, fokus strategis kami       In responding to these dynamics, our strategic focus
pada tahun 2025 diarahkan untuk mendorong inovasi dan         in 2025 was directed toward fostering innovation
kolaborasi guna mencapai pertumbuhan dan profitabilitas       and collaboration to achieve sustainable growth and
yang berkelanjutan di seluruh entitas usaha. Kami             profitability across all business entities. We established
menetapkan lima area fokus utama, yaitu pengembangan          five key focus areas: developing business opportunities
peluang bisnis yang relevan dengan kebutuhan pasar,           aligned with market needs, maintaining healthy cash
pengelolaan arus kas yang sehat, penguatan sistem dan         flow, strengthening systems and technology, enhancing
teknologi, pengembangan kapabilitas sumber daya               human capital capabilities, and reinforcing organizational
manusia, serta penguatan budaya dan nilai organisasi.         culture and values.

Tahun 2025 juga menjadi periode yang menantang bagi           The year 2025 also proved challenging for the national
industri otomotif nasional, khususnya segmen sepeda           automotive industry, particularly in the motorcycle
motor, yang dipengaruhi oleh pertumbuhan ekonomi              segment, influenced by moderate economic growth and
yang moderat dan tekanan daya beli masyarakat. Kondisi        pressure on consumer purchasing power. This condition
ini berdampak pada kinerja distribusi dan ritel, serta pada   affected distribution and retail performance, as well as
beberapa sektor lain dalam portofolio kami. Realisasi         several other sectors within our portfolio. As a result, our
kinerja kami pada tahun 2025 berada 22,5% di bawah            performance realization in 2025 was 22.5% below the
target yang telah ditetapkan, sebagai konsekuensi dari        established target. This outcome reflects both the industry-
tantangan industri dan langkah strategis yang kami ambil      wide challenges and the strategic measures undertaken to
untuk menjaga ketahanan bisnis, kualitas portofolio, dan      safeguard business resilience, maintain portfolio quality,
kinerja jangka panjang.                                       and support long-term performance.



CAPAIAN KINERJA EKONOMI                                       ECONOMIC PERFORMANCE

Kami menghadapi dinamika industri yang menantang di           We faced challenging industry dynamics in 2025 that
tahun 2025 yang berdampak pada kinerja ekonomi secara         affected overall economic performance. Nevertheless,
keseluruhan. Meski demikian, kami mampu menjaga               we maintained solid operational performance, with
kinerja operasional yang solid dengan pendapatan neto         consolidated net revenues recorded at Rp16,152 billion
konsolidasian tercatat sebesar Rp16.152 miliar dan laba       and profit for the year at Rp462 billion.
tahun berjalan sebesar Rp462 miliar.

Capaian ini mencerminkan ketahanan model bisnis kami          These results reflect the resilience of our business model
dalam menghadapi kondisi pasar yang tidak menentu.            amid uncertain market conditions. The performance
Tekanan kinerja di tahun 2025 menjadi momentum                pressure in 2025 served as an important momentum for
penting untuk melakukan evaluasi strategis, memperkuat        strategic evaluation, strengthening business fundamentals,
fundamental bisnis, serta meningkatkan adaptabilitas          and enhancing adaptability to changes in the automotive
terhadap perubahan lanskap industri otomotif dan mobilitas.   and mobility landscape.

Di sisi lain, kami terus menunjukkan komitmen dalam           At the same time, we continued to demonstrate our
mendukung perekonomian nasional melalui penguatan             commitment to supporting the national economy through
rantai pasok lokal. Pada tahun 2025, sebesar 99,98% dari      strengthening the local supply chain. In 2025, 99.98% of
total nilai pengadaan atau setara Rp346.742 juta berasal      total procurement value, equivalent to Rp346,742 million,
dari pemasok lokal, melanjutkan tren peningkatan yang         was sourced from local suppliers, continuing a consistently
konsisten dalam tiga tahun terakhir. Kebijakan ini tidak      increasing trend over the past three years. This policy not
hanya memperkuat ketahanan rantai pasok, tetapi juga          only strengthens supply chain resilience but also generates
memberikan dampak ekonomi yang signifikan bagi                significant economic impact for domestic businesses and
pelaku usaha domestik dan mendukung pertumbuhan               supports regional economic growth.
ekonomi daerah.




 2025    Laporan Keberlanjutan ● Sustainability Report                                                                       11
Page 12
           PENGANTAR            Penjelasan Tema       Daftar Isi        Ikhtisar Kinerja Keberlanjutan           Sambutan Direktur Utama
           introduction          Report’s Theme   Table of Contents   Sustainability Performance Highlights   Message from the President Director




     Selanjutnya, kami akan terus memperkuat kinerja ekonomi             Going forward, we will continue to strengthen economic
     melalui pengembangan portofolio produk dan layanan                  performance by developing product and service portfolios
     yang lebih adaptif terhadap tren mobilitas berkelanjutan.           that are more adaptive to sustainable mobility trends. We
     Kami juga akan memperdalam kolaborasi dengan pemasok                will also deepen collaboration with local suppliers and
     lokal dan mitra strategis untuk menciptakan nilai bersama           strategic partners to create shared sustainable value while
     yang berkelanjutan, sekaligus memastikan kesiapan                   ensuring readiness for a climate-resilient industry transition.
     menghadapi transisi industri yang berketahanan iklim.




             Pada aspek efisiensi sumber daya, kami berhasil menurunkan
             konsumsi BBM sebesar 32% dibandingkan dengan tahun
             sebelumnya, melalui penerapan kebijakan efisiensi bahan
             bakar serta optimalisasi armada.”
             “In resource efficiency, we successfully reduced fuel consumption by 32% compared to the previous year,
             through the implementation of energy efficiency policy and the optimization of fleet utilization.”




     CAPAIAN KINERJA LINGKUNGAN                                          ENVIRONMENTAL PERFORMANCE

     Sepanjang tahun 2025, kami telah menunjukkan                        Throughout 2025, we demonstrated a strong commitment
     komitmen yang kuat terhadap pengelolaan lingkungan                  to environmental management through measurable
     melalui berbagai inisiatif yang terukur dan berdampak               initiatives with tangible impacts. We fully support the
     nyata. Kami mendukung penuh target Net Zero Emission                global Net Zero Emissions target by 2050, which we pursue
     global pada tahun 2050, yang kami wujudkan melalui                  through sustainable business practices and continuous
     penerapan praktik bisnis berkelanjutan serta peningkatan            improvements in energy efficiency. We recognize that
     efisiensi energi secara bertahap. Kami menyadari                    climate change is a strategic issue requiring proactive
     bahwa perubahan iklim merupakan isu strategis yang                  mitigation and responsible business transformation.
     memerlukan langkah mitigasi yang proaktif serta
     transformasi bisnis yang bertanggung jawab.

     Pada aspek efisiensi sumber daya, kami berhasil                     In terms of resource efficiency, we successfully reduced
     menurunkan konsumsi BBM sebesar 32% dibandingkan                    fuel consumption by 32% compared to the previous year,
     dengan tahun sebelumnya, melalui penerapan kebijakan                through the implementation of energy efficiency policy
     efisiensi bahan bakar serta optimalisasi armada. Upaya              and the optimization of fleet utilization. Energy efficiency
     efisiensi energi juga menunjukkan hasil yang baik, di mana          efforts also showed positive results, with MPMulia
     MPMulia Simpang Dukuh mampu menurunkan konsumsi                     Simpang Dukuh reducing electricity consumption
     listrik sebesar 87,62 GJ dibandingkan dengan tahun                  by 87.62 GJ compared to 2024. These achievements
     2024. Capaian ini menunjukkan bahwa langkah-langkah                 demonstrate that structured, simple measures in resource
     sederhana yang terstruktur dalam pengelolaan sumber                 management can deliver tangible environmental benefits
     daya mampu memberikan dampak nyata bagi lingkungan,                 while improving operational efficiency.
     sekaligus meningkatkan efisiensi operasional.




12                                                                                        Laporan Keberlanjutan ● Sustainability Report   2025
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Selain itu, kami juga turut memperkuat pengelolaan limbah    We also strengthened waste management and environmental
dan konservasi lingkungan melalui program Bank Sampah        conservation through the “Guyub Rukun Mulia” Waste Bank
“Guyub Rukun Mulia”. Di tahun 2025, kami berhasil            program. In 2025, we distributed 9,670 kg of segregated
menyalurkan 9.670 kg sampah anorganik terpilah, sekaligus    inorganic waste, promoting circular economy practices within
mendorong praktik ekonomi sirkular di masyarakat. Di         the community. Meanwhile, through the MPM EcoMangrove
sisi lain, melalui program MPM EcoMangrove, kami telah       program, we planted 100,000 mangrove seedlings by 2025
menanam 100.000 bibit mangrove hingga tahun 2025             achieving an 85% survival rate. This initiative contributes to
dengan tingkat kelangsungan hidup mencapai 85%.              coastal ecosystem restoration, carbon sequestration, and
Inisiatif ini berkontribusi pada pemulihan ekosistem         enhanced community resilience to climate change.
pesisir, penyerapan karbon, serta peningkatan ketahanan
masyarakat terhadap dampak perubahan iklim.

Capaian di atas mencerminkan upaya pengelolaan lingkungan    These achievements reflect our impact-oriented
kami yang berorientasi pada dampak. Ke depan, kami akan      environmental management approach. Going forward, we
terus memperkuat tanggung jawab terhadap lingkungan          will continue to strengthen environmental responsibility
melalui efisiensi sumber daya, konservasi, serta inisiatif   through resource efficiency, conservation, and climate
ketahanan iklim yang selaras dengan strategi keberlanjutan   resilience initiatives aligned with our sustainability strategy
dan arah transisi menuju ekonomi rendah karbon.              and the transition toward a low-carbon economy.



CAPAIAN KINERJA SOSIAL                                       SOCIAL PERFORMANCE

Kami terus memperkuat komitmen dalam menciptakan             We continued to strengthen our commitment to creating
dampak sosial yang positif bagi masyarakat, karyawan, dan    positive social impacts for communities, employees,
pemangku kepentingan. Di tahun 2025, kami mengalokasikan     and stakeholders. In 2025, we allocated Rp3.26 billion
dana sebesar Rp3,26 miliar, meningkat 23,4% dibandingkan     in social investment, an increase of 23.4% compared to
tahun sebelumnya, sebagai wujud tanggung jawab kami          the previous year, demonstrating our responsibility to
dalam mendukung pembangunan sosial yang inklusif dan         support inclusive and sustainable social development in
berkelanjutan di wilayah operasional.                        our operational areas.

Di tahun 2025, program Safety Riding berhasil menjangkau     In 2025, the Safety Riding program reached 45,673
45.673 peserta melalui 463 sesi pelatihan, sebagai bagian    participants through 463 training sessions, as part of our
dari upaya berkelanjutan untuk meningkatkan keselamatan      ongoing efforts to improve road safety and reduce accident
berkendara dan mengurangi risiko kecelakaan di jalan.        risks. Additionally, through MPMInsurance, we conducted
Selain itu, melalui MPMInsurance, kami menyelenggarakan      the Life Skill Training Center program, providing financial
program Life Skill Training Center yang memberikan           literacy training to 100 university students to equip the
pelatihan literasi keuangan kepada 100 mahasiswa,            younger generation with better financial management
guna membekali generasi muda dengan pemahaman                skills and preparedness for future economic challenges.
pengelolaan keuangan yang lebih baik dan kesiapan
menghadapi tantangan ekonomi di masa depan.

Di lingkungan internal, kami menempatkan kesejahteraan       Internally, we place employee well-being and safety as
dan keselamatan karyawan sebagai prioritas utama.            top priorities. We allocated Rp4 billion for employee
Kami mengalokasikan Rp4 miliar untuk pengembangan            competency development to ensure talent readiness in
kompetensi karyawan guna memastikan kesiapan                 a rapidly evolving industry. We also maintained zero fatal
talenta dalam menghadapi dinamika industri yang terus        occupational accidents resulting in death across the head
berkembang. Kami juga berhasil mempertahankan                office and business units, reflecting the effectiveness
capaian nihil kecelakaan kerja fatal yang berakibat pada     of our safety culture and our collective commitment to
kematian di lingkungan kantor pusat dan unit bisnis, yang    creating a safe and healthy work environment.
mencerminkan efektivitas penerapan budaya keselamatan
kerja serta komitmen bersama dalam menciptakan
lingkungan kerja yang aman dan sehat.



 2025   Laporan Keberlanjutan ● Sustainability Report                                                                          13
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           PENGANTAR            Penjelasan Tema       Daftar Isi        Ikhtisar Kinerja Keberlanjutan           Sambutan Direktur Utama
           introduction          Report’s Theme   Table of Contents   Sustainability Performance Highlights   Message from the President Director




     Capaian ini menunjukkan bahwa keberlanjutan sosial                  These achievements demonstrate that social sustainability
     bukan hanya tentang kepatuhan, tetapi tentang                       is not merely about compliance, but about building trust,
     membangun kepercayaan, meningkatkan kualitas hidup,                 improving quality of life, and strengthening organizational
     dan memperkuat ketahanan organisasi. Ke depan, kami                 resilience. Going forward, we will continue expanding
     akan terus memperluas jangkauan program sosial yang                 impactful social programs, strengthening safety culture,
     berdampak, memperkuat budaya keselamatan, serta                     and developing adaptive and competitive talent in line with
     mengembangkan talenta yang adaptif dan berdaya saing,               our commitment to responsible and sustainable growth.
     sejalan dengan komitmen kami untuk tumbuh secara
     bertanggung jawab dan berkelanjutan.



     CAPAIAN KINERJA TATA KELOLA                                         GOVERNANCE PERFORMANCE

     Di tahun 2025, kami terus memperkuat fondasi tata kelola            In 2025, we continued to strengthen the foundation
     perusahaan yang baik sebagai pilar utama dalam menjaga              of good corporate governance as a key pillar in
     kepercayaan pemangku kepentingan dan memastikan                     maintaining stakeholder trust and ensuring business
     keberlanjutan usaha. Berbagai pengakuan eksternal                   sustainability. External recognitions and governance
     dan penguatan sistem tata kelola menjadi bukti nyata                system enhancements serve as tangible evidence of our
     komitmen kami dalam menjalankan praktik bisnis yang                 commitment to transparent, accountable, and ethical
     transparan, akuntabel, dan berintegritas.                           business practices.

     Dalam aspek pengakuan ESG, kami memperoleh                          In ESG recognition, we obtained a Sustainalytics ESG Risk
     Sustainalytics ESG Risk Rating sebesar 8,67 yang                    Rating of 8.67, placing us in the Negligible Risk category
     menempatkan kami dalam kategori Negligible Risk;                    and ranking second among 85 peer companies assessed.
     serta pada posisi kedua dari 85 perusahaan sejenis yang             We also remained listed in the ESG Quality 45 and ESG
     dinilai. Selain itu, kami tetap terdaftar dalam indeks ESG          Sector Leaders IDX KEHATI indices, reflecting consistent
     Quality 45 dan ESG Sector Leaders IDX KEHATI, yang                  ESG performance and disclosure quality recognized by
     mencerminkan konsistensi kinerja ESG serta kualitas                 the capital market. These achievements enhance investor
     pengungkapan yang diakui oleh pasar modal. Pencapaian               confidence and affirm our position as a resilient company
     ini memperkuat kepercayaan investor dan menegaskan                  in managing sustainability risks.
     posisi kami sebagai perusahaan yang tangguh dalam
     menghadapi risiko keberlanjutan.

     Penguatan tata kelola juga ditunjukkan melalui                      Governance strengthening was further demonstrated by
     keberhasilan MPMRent meraih sertifikasi ISO 27001:2022,             MPMRent’s achievement of ISO 27001:2022 certification,
     yang menegaskan komitmen MPMRent dalam menjaga                      reinforcing its commitment to information security and
     keamanan informasi serta melindungi data pelanggan                  the protection of customer and partner data amid rising
     dan mitra bisnis di tengah meningkatnya risiko siber. Di            cyber risks. In risk management, we strengthened the
     bidang manajemen risiko, kami memperkuat implementasi               implementation of Enterprise Risk Management (ERM)
     Enterprise Risk Management (ERM) berbasis ISO 31000:2018            based on ISO 31000:2018 to ensure resilience against
     guna memastikan ketahanan bisnis terhadap berbagai                  strategic risks.
     risiko strategis.

     Pada tahun 2025, kami juga memulai penilaian risiko iklim           In 2025, we also initiated climate risk assessment as an
     sebagai langkah awal integrasi risiko perubahan iklim ke            initial step toward integrating climate risks into our overall
     dalam kerangka manajemen risiko. Risiko fisik dan risiko            risk management framework. Identified physical and
     transisi yang teridentifikasi akan diintegrasikan ke dalam          transition risks will be incorporated into decision-making
     proses pengambilan keputusan dan perencanaan strategis              and strategic planning processes to ensure business
     guna memastikan ketahanan bisnis terhadap dampak                    resilience against future climate impacts.
     perubahan iklim di masa mendatang.




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Ke depan, kami akan terus memperkuat tata kelola yang        Going forward, we will continue strengthening adaptive
adaptif dan berbasis risiko, dengan mengintegrasikan         and risk-based governance by systematically integrating
pertimbangan ESG dan iklim secara lebih sistematis           ESG and climate considerations into business strategy.
ke dalam strategi bisnis. Langkah ini diharapkan dapat       This approach is expected to enhance resilience while
meningkatkan ketahanan kami dalam menghadapi                 reinforcing stakeholder trust.
dinamika industri sekaligus memperkuat kepercayaan
pemangku kepentingan.




        Tahun 2025 juga menandai penutupan yang sukses
        atas implementasi Strategi Keberlanjutan 2021–2025
        dan menjadi landasan bagi peluncuran Strategi
        #Smart&Embrace 2.0 untuk periode 2026–2030.”
        “The year 2025 also marked the successful completion of the 2021–2025 Sustainability Strategy
        and laid the foundation for the launch of the #Smart&Embrace 2.0 Strategy for 2026–2030.”



PEMANFAATAN PELUANG                                          LEVERAGING OPPORTUNITIES

Menanggapi pergeseran preferensi pasar menuju                In response to shifting market preferences toward
kendaraan ramah lingkungan, kami, melalui MPMulia,           environmentally friendly vehicles, through MPMulia we
meluncurkan model motor listrik, Honda CUV e:, dan           launched electric motorcycle models Honda CUV e: and
Honda ICON e: untuk pasar Jawa Timur dan sekitarnya          Honda ICON e: for the East Java market and surrounding
di tahun 2025. Kehadiran produk ini merupakan langkah        areas in 2025. These products represent a tangible step in
nyata dalam mendukung ekosistem mobilitas rendah emisi       supporting Indonesia’s low-emission mobility ecosystem
di Indonesia, sekaligus memperluas portofolio produk         while expanding a product portfolio aligned with future
yang relevan dengan kebutuhan konsumen masa depan.           consumer needs.

Di sisi operasional, kami mempercepat transformasi digital   Operationally, we accelerated digital transformation as a
sebagai enabler utama peningkatan efisiensi dan kualitas     key enabler of efficiency and service quality. The use of
layanan. Pemanfaatan kecerdasan buatan (Artificial           Artificial Intelligence (AI) in DevOps at the head office
Intelligence/AI) dalam pengembangan operasional              improves system reliability, accelerates development
(DevOps) di kantor pusat membantu meningkatkan               processes, and optimizes IT infrastructure management.
keandalan sistem, mempercepat proses pengembangan,           Additionally, the digitalization of insurance claims
dan mengoptimalkan pengelolaan infrastruktur TI. Selain      processes at MPMInsurance enables faster, more
itu, digitalisasi proses klaim asuransi MPMInsurance         transparent, and accurate claim settlements, enhancing
memungkinkan penyelesaian klaim yang lebih cepat,            customer experience and trust.
transparan, dan akurat, sehingga meningkatkan
pengalaman pelanggan serta memperkuat kepercayaan
terhadap layanan kami.




 2025   Laporan Keberlanjutan ● Sustainability Report                                                                     15
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            PENGANTAR            Penjelasan Tema       Daftar Isi        Ikhtisar Kinerja Keberlanjutan           Sambutan Direktur Utama
            introduction          Report’s Theme   Table of Contents   Sustainability Performance Highlights   Message from the President Director




     Tahun 2025 juga menandai penutupan yang sukses atas                  The year 2025 also marked the successful completion
     implementasi Strategi Keberlanjutan 2021–2025 dan menjadi            of the 2021–2025 Sustainability Strategy and laid the
     landasan bagi peluncuran Strategi #Smart&Embrace 2.0                 foundation for the launch of the #Smart&Embrace 2.0
     untuk periode 2026–2030. Strategi baru ini dirancang lebih           Strategy for 2026–2030. This new strategy is designed to
     adaptif terhadap dinamika industri global, perkembangan              be more adaptive to global industry dynamics, regulatory
     regulasi, serta standar pelaporan keberlanjutan internasional,       developments, and international sustainability reporting
     termasuk International Financial Reporting Standards (IFRS)          standards, including the International Financial Reporting
     S1 dan IFRS S2, yang telah diadopsi di Indonesia melalui             Standards (IFRS) S1 and S2, which have been adopted
     Pernyataan Standar Pengungkapan Keberlanjutan (PSPK)                 in Indonesia through the Statement of Sustainability
     1 dan 2. Melalui strategi ini, kami berkomitmen untuk                Disclosure Standards (PSPK) 1 and 2. Through this strategy,
     mengintegrasikan keberlanjutan secara lebih mendalam ke              we are committed to integrating sustainability more
     dalam model bisnis, memperkuat ketahanan perusahaan,                 deeply into our business model, strengthening resilience,
     serta menciptakan nilai jangka panjang bagi seluruh                  and creating long-term value for all stakeholders.
     pemangku kepentingan.




              Prioritas strategis jangka pendek dan menengah terkait
              keberlanjutan akan difokuskan pada implementasi
              Sustainability Roadmap 2026–2030 yang disusun
              berdasarkan hasil analisis materialitas atas aspek
              lingkungan, sosial, dan tata kelola.”
              “Sustainability priorities will focus on implementing the 2026–2030 Sustainability Roadmap,
              developed based on materiality analysis across environmental, social, and governance aspects.”



     LANGKAH SELANJUTNYA                                                  THE WAY FORWARD

     Ke depan, tujuan strategis kami akan diarahkan untuk                 Going forward, our strategic objectives will focus on
     memastikan pertumbuhan jangka panjang yang                           ensuring sustainable long-term growth while strengthening
     berkelanjutan sekaligus memperkuat posisi kami sebagai               our position as a responsible industry player. Our priorities
     pelaku industri yang bertanggung jawab. Fokus kami                   include improving profitability, strengthening cost
     meliputi peningkatan profitabilitas, penguatan struktur              structures, diversifying business portfolios, enhancing
     biaya, diversifikasi portofolio bisnis, penguatan citra              corporate reputation, and optimizing performance across
     perusahaan, serta optimalisasi kinerja seluruh entitas usaha         all business entities.

     Sementara itu, prioritas strategis jangka pendek dan                 In the short to medium term, sustainability priorities will
     menengah terkait keberlanjutan akan difokuskan pada                  focus on implementing the 2026–2030 Sustainability
     implementasi Sustainability Roadmap 2026 - 2030 yang                 Roadmap, developed based on materiality analysis across
     disusun berdasarkan hasil analisis materialitas atas aspek           environmental, social, and governance aspects. This
     lingkungan, sosial, dan tata kelola. Roadmap ini menjadi             roadmap will guide us in managing business impacts
     pedoman bagi kami dalam mengelola dampak bisnis                      while identifying risks and opportunities that may affect
     sekaligus mengidentifikasi risiko dan peluang yang dapat             business continuity.
     memengaruhi keberlangsungan usaha.




16                                                                                         Laporan Keberlanjutan ● Sustainability Report   2025
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PENUTUP                                                               CLOSING

Akhir kata, kami menyampaikan apresiasi kepada seluruh                In closing, we extend our appreciation to all stakeholders
pemangku kepentingan atas dukungan dan kepercayaan                    for their continued support and trust in this sustainability
yang terus diberikan dalam perjalanan keberlanjutan                   journey. We recognize that sustainability achievements
ini. Kami menyadari bahwa pencapaian keberlanjutan                    cannot be realized individually but require synergy and
tidak dapat diwujudkan secara individual, melainkan                   collective commitment from all stakeholders.
membutuhkan sinergi dan komitmen bersama dari seluruh
pemangku kepentingan.




                                                        Atas nama Direksi,
                                                  On behalf of the Board of Directors,




                                                    Suwito Mawarwati
                                                        Direktur Utama
                                                          President Director




 2025   Laporan Keberlanjutan ● Sustainability Report                                                                                17
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     Profil
     Perusahaan
     Company Profile

     20   Sekilas tentang MPM
          MPM at a Glance


     30   Keanggotaan Asosiasi
          Association Membership


     31   Penghargaan 2025
          Awards in 2025


     34   Sertifikasi
          Certification


     34   Rantai Pasok dan Pengadaan yang
          Bertanggung Jawab
          Responsible Supply Chain and Procurement




01
Page 19
MPM telah berkembang menjadi grup usaha dengan
portofolio bisnis yang terdiversifikasi, mencakup
ritel dan layanan purna jual kendaraan roda dua,
asuransi umum, penjualan mobil bekas, penyewaan
kendaraan dan jasa pengendara, layanan lelang,
serta pembiayaan multiguna.”
"MPM has evolved into a diversified business group with a broad portfolio, including two-wheel vehicle
retail and after-sales services, general insurance, used car sales, vehicle rental and driver services, auction
services, and multipurpose financing."
Page 20
           PROFIL              Sekilas tentang MPM          Keanggotaan Asosiasi               Penghargaan 2025                   Sertifikasi
           PERUSAHAAN            MPM at a Glance            Association Membership               Awards in 2025                  Certification
           Company Profile




     Profil Perusahaan
     Company Profile




     SEKILAS TENTANG MPM                                             MPM AT A GLANCE

     PT Mitra Pinasthika Mustika Tbk (selanjutnya disebut            PT Mitra Pinasthika Mustika Tbk (hereinafter referred to as
     "MPM") merupakan perusahaan konsumer otomotif                   "MPM") is an automotive consumer company in Indonesia
     di Indonesia yang menyediakan solusi mobilitas                  that provides integrated mobility solutions. Established
     terintegrasi. Didirikan pada tahun 1987 dengan fokus            in 1987 with an initial focus on Honda motorcycle
     awal pada distribusi sepeda motor Honda, MPM telah              distribution, MPM has evolved into a diversified business
     berkembang menjadi grup usaha dengan portofolio                 group with a broad portfolio, including two-wheel
     bisnis yang terdiversifikasi, mencakup ritel dan layanan        vehicle retail and after-sales services, general insurance,
     purna jual kendaraan roda dua, asuransi umum,                   used car sales, vehicle rental and driver services, auction
     penjualan mobil bekas, penyewaan kendaraan dan jasa             services, and multipurpose financing. This diverse
     pengendara, layanan lelang, serta pembiayaan multiguna.         business portfolio strengthens MPM’s ability to deliver
     Keberagaman lini usaha ini memperkuat kemampuan                 interconnected services that are relevant to the mobility
     MPM dalam menghadirkan layanan yang saling terhubung            needs of the community.
     dan relevan dengan kebutuhan mobilitas masyarakat.

     Seiring dengan perkembangan skala dan kompleksitas              As the scale and complexity of its operations have
     usaha, MPM menempatkan prinsip keberlanjutan sebagai            grown, MPM has positioned sustainability principles as
     bagian integral dari strategi bisnis. Keberlanjutan tidak       an integral part of its business strategy. Sustainability
     hanya dipandang sebagai bentuk kepatuhan, tetapi                is viewed not merely as a compliance requirement, but
     sebagai fondasi dalam menciptakan nilai jangka panjang          as a foundation for creating long-term value through
     melalui penguatan tata kelola, manajemen risiko, efisiensi      strengthened governance, risk management, operational
     operasional, serta pengelolaan dampak lingkungan                efficiency, and the management of environmental and
     dan sosial. Pendekatan ini diwujudkan melalui berbagai          social impacts. This approach is implemented through
     inisiatif strategis yang dilengkapi dengan indikator            various strategic initiatives supported by measurable
     kinerja dan metrik terukur untuk memantau capaian               performance indicators and metrics to consistently
     keberlanjutan secara konsisten.                                 monitor sustainability achievements.

     Tahun 2025 menandai tonggak penting bagi MPM sebagai            The year 2025 marks an important milestone for MPM
     penutup periode implementasi Strategi Keberlanjutan             as the final year of the implementation period for the
     2021–2025. Pada fase ini, Perseroan melakukan evaluasi          2021–2025 Sustainability Strategy. During this phase, the
     menyeluruh atas pencapaian, tantangan, dan pembelajaran         Company conducted a comprehensive evaluation of its
     strategis yang diperoleh, termasuk efektivitas integrasi        achievements, challenges, and strategic lessons learned,
     prinsip keberlanjutan dalam pengambilan keputusan dan           including the effectiveness of integrating sustainability
     pengelolaan bisnis. Evaluasi ini menjadi landasan penting       principles into decision-making and business management.
     dalam mempersiapkan arah Strategi Keberlanjutan                 This evaluation serves as a critical foundation for shaping
     2026–2030 agar lebih responsif terhadap dinamika                the 2026–2030 Sustainability Strategy to be more
     industri, ekspektasi pemangku kepentingan, dan agenda           responsive to industry dynamics, stakeholder expectations,
     pembangunan berkelanjutan.                                      and sustainable development agendas.




20                                                                                   Laporan Keberlanjutan ● Sustainability Report   2025
Page 21
Rantai Pasok dan Pengadaan yang Bertanggung Jawab
       Responsible Supply Chain and Procurement




Konsistensi penerapan prinsip keberlanjutan dalam           The consistent implementation of sustainability principles
seluruh kegiatan usaha kembali membuahkan hasil, di         across all business activities has continued to yield positive
mana MPM kembali terdaftar pada Indeks ESG Quality          results, with MPM once again being included in the IDX
45 IDX KEHATI dan Indeks ESG Sector Leaders IDX KEHATI      KEHATI ESG Quality 45 Index and the IDX KEHATI ESG
di tahun 2025. Pencapaian ini mencerminkan pengakuan        Sector Leaders Index in 2025. This achievement reflects
eksternal atas kualitas tata kelola, pengelolaan risiko,    external recognition of the quality of MPM’s governance,
serta komitmen MPM dalam mengintegrasikan prinsip           risk management, and commitment to integrating
keberlanjutan ke dalam strategi dan operasional bisnis.     sustainability principles into its business strategy and
Ke depan, pengakuan tersebut menjadi dorongan bagi          operations. Looking ahead, this recognition serves as
MPM untuk terus memperkuat praktik keberlanjutan yang       an impetus for MPM to further strengthen measurable,
terukur, konsisten, dan relevan, seiring dengan persiapan   consistent, and relevant sustainability practices, in line with
implementasi Strategi Keberlanjutan 2026–2030.              preparations for the implementation of the 2026–2030
                                                            Sustainability Strategy.




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           PROFIL                  Sekilas tentang MPM           Keanggotaan Asosiasi               Penghargaan 2025                   Sertifikasi
           PERUSAHAAN                MPM at a Glance             Association Membership               Awards in 2025                  Certification
           Company Profile




     Profil MPM [OJK C.2] [GRI 2-1]
     MPM's Profile


             Nama
                                                    PT Mitra Pinasthika Mustika Tbk
             Name

             Tanggal Pendirian                      2 November 1987
             Date of Establishment                  November 2, 1987

             Pencatatan di Bursa Saham              29 Mei 2013
             Share Listing Date                     May 29, 2013

             Kode Saham
                                                    MPMX
             Stock Ticker

                                                    Menara Karya Lantai 17
                                                    Jl. H.R. Rasuna Said Blok X-5 Kav.1-2, Kuningan
             Alamat Kantor Pusat
                                                    Jakarta Selatan 12950 - Indonesia
             Head Office Address
                                                    Tel. +62 21 2168 9255 ● Fax. +62 21 2168 9259
                                                    www.mpmgroup.co.id

                                                    • Sekretaris Perusahaan ⅼ Corporate Secretary: corsecmpm@mpm-ho.com
             Alamat Surat Elektronik
                                                    • Hubungan Investor ⅼ Investor Relations: ir@mpm-ho.com
             E-mail Address
                                                    • Komunikasi Korporat ⅼ Corporate Communication: corcomm@mpm-ho.com

             Media Sosial                                mpmworld                 @mpmgroup                               MPM Group
             Social Media                                MPM Group (PT Mitra Pinasthika Mustika Tbk)                      @ExperienceMPM

             Negara Tempat Beroperasi
                                                    Indonesia
             Countries of Operations

             Pasar yang Dilayani                    Pasar Domestik
             Markets Served                         Domestic Market

                                                    Perseroan Terbatas
                                                    Perusahaan Terbuka
                                                    Akta Notaris Ny. Rukmasanti Hardjasatya, S.H., di Jakarta No. 2 tanggal 2
                                                    November 1987 dan diubah dengan akta No. 6 tanggal 1 Juli 1988; akta ini
                                                    disetujui berdasarkan keputusan Menteri Kehakiman No. C2-7013.HT.01.01
                                                    Th 88 tanggal 11 Agustus 1988, didaftarkan di Kepaniteraan Pengadilan
                                                    Negeri Jakarta Utara dengan No. 241/ Leg/1988 tanggal 29 Agustus 1988, dan
                                                    diumumkan dalam Tambahan No. 1025 pada Berita Negara No. 77 tanggal 23
             Sifat Kepemilikan                      September 1988.
             dan Badan Hukum
             Ownership and Legal Form               Limited Liability Company
                                                    Public Company
                                                    Notary Deed No. 2 dated November 2, 1987 by Mrs. Rukmasanti Hardjasatya,
                                                    S.H., in Jakarta, and amended by Deed No. 6 dated July 1, 1988; this deed
                                                    was approved based on the Decree of the Minister of Justice No. C2-7013.
                                                    HT.01.01 Th 88 dated August 11, 1988, registered at the Registry of the
                                                    North Jakarta District Court under No. 241/ Leg/1988 dated August 29, 1988,
                                                    and announced in Supplement No. 1025 of the State Gazette No. 77 dated
                                                    September 23, 1988.

             Modal Dasar
                                                    Rp5.000.000.000.000
             Authorized Capital
                                                                                                                                  22.55
             Modal Disetor
                                                    Rp2.193.481.638.000
             Paid Up Capital




22                                                                                        Laporan Keberlanjutan ● Sustainability Report   2025
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Rantai Pasok dan Pengadaan yang Bertanggung Jawab
       Responsible Supply Chain and Procurement




Struktur Perusahaan
Company Structure
                                                                                    per 31 Desember 2025 • As of 31 December 2025


                                               PT MITRA PINASTHIKA MUSTIKA TBK
                 ENTITAS ANAK
                  Subsidiaries

  DISTRIBUSI, RITEL,                                                                                              OPERASI YANG
 DAN AFTERMARKET                     ASURANSI                              ENTITAS ASOSIASI                        DIHENTIKAN
  Distribution, Retail,              Insurance                                Associates                           Discontinued
   and Aftermarket                                                                                                  Operations




       99,99%                         99,99%                      50,00%                        40,00%               99,99%
      PT MITRA                  PT ASURANSI MITRA           PT MITRA PINASTHIKA            PT JACCS MPM       PT MITRA PINASTHIKA
  PINASTHIKA MULIA              PELINDUNG MUSTIKA              MUSTIKA RENT             FINANCE INDONESIA        MUSTIKA AUTO*


       99,99%                                                                         PT MITRA PINASTHIKA           99,99%
                                                                           99,80%
      PT MITRA                                                                            MUSTIKA OTO              PT PUTRA
   PERTAMA MULIA                                                                                                MUSTIKA PRIMA**
                                                                                       PT SURYA ANUGERAH
                                                                           99,99%
                                                                                            KENCANA
                                                                                                                     99,99%
Catatan | Notes:                                                                                                PT ARMADA MAHA
                                                                                         PT DAYAKARYA               KARYA***
 * Di tahun 2018, operasi dihentikan                                       99,99%
                                                                                         SOLUSI SEJATI
   In 2018, the operation was discontinued
 ** Di tahun 2024, proses likuidasi sedang berlangsung                     99,99%
                                                                                      PT BALAI LELANG ASTA
                                                                                           NARA JAYA
    In 2024, liquidation process is ongoing
*** Di tahun 2025, Perseroan sudah dilikuidasi
                                                                                        PT GRAHAMITRA
    In 2025, the Company has been liquidated                               99,99%
                                                                                          LESTARIJAYA




Struktur Pemegang Saham Utama dan Pengendali
Structure of Major and Controlling Shareholders
                                                                                  per 31 Desember 2025 • As of 31 December 2025

                                                                                    PT PANDU ALAM               PT TRI NUR
   EDWIN SOERYADJAYA *          50,00%
                                                                                      PERSADA **               CAKRAWALA **
           35,87%                                                                      50,00%                     50,00%



                                                                                PUBLIK ▪ PUBLIC ****
             PT UNITRAS PERTAMA                    SANDIAGA S. UNO         (Kepemilikan ▪ Ownership <5%)
                    31,62%                               21,51%                        11,00%



     PUBLIK ▪ PUBLIC ***                                   PT SARATOGA INVESTAMA                             PT PERSADA CAPITAL
(Kepemilikan ▪ Ownership <5%)                                    SEDAYA TBK                                      INVESTAMA
           37,24%                                                  57,67%                                          5,09%




                                               PT MITRA PINASTHIKA MUSTIKA TBK

Catatan/Notes:
   * Penerima Manfaat Akhir • Ultimate Beneficial Owner
  ** Perseroan Terbatas (Tertutup) • Private Limited Liability Company
 *** Termasuk Saham Treasuri 0,16% • Include Treasury Stock 0.16%
**** Termasuk Saham Treasuri 0,11% • Include Treasury Stock 0.11%




 2025    Laporan Keberlanjutan ● Sustainability Report                                                                              23
Page 24
             PROFIL                   Sekilas tentang MPM              Keanggotaan Asosiasi               Penghargaan 2025                   Sertifikasi
             PERUSAHAAN                 MPM at a Glance                Association Membership               Awards in 2025                  Certification
             Company Profile




      Skala Usaha [OJK C.3]
      Business Scale
                                                           Jumlah Aset dan Jumlah Liabilitas
                                                             Total Assets and Total Liabilities

                   Laporan Posisi Keuangan Konsolidasian
                                                                                     2025                    2024*                      2023
                  Consolidated Statement of Financial Position
       Jumlah Aset Lancar ▪ Total Current Assets                                        4.184.692                 4.445.462                 3.459.490

       Jumlah Aset Tidak Lancar ▪ Total Non-Current Assets                              4.349.924                 4.245.480                 5.139.536

       Jumlah Aset ▪ Total Assets                                                       8.534.616                 8.690.942                 8.599.026

       Jumlah Liabilitas Jangka Pendek ▪ Total Current Liabilities                      2.485.789                 2.614.877                 1.844.592

       Jumlah Liabilitas Jangka Panjang ▪ Total Non-Current Liabilities                     66.415                   45.758                     642.521

       Jumlah Liabilitas ▪ Total Liabilities                                            2.552.204                 2.660.635                 2.487.113

       Jumlah Ekuitas ▪ Total Equity                                                    5.982.412                 6.030.307                 6.111.913
                                     Jumlah Ekuitas yang dapat Didistribusikan kepada ▪ Equity attributable to
       Pemilik Entitas Induk ▪ Owners of the Company                                    5.982.351                 6.030.248                 6.111.860

       Kepentingan Nonpengendali ▪ Non-controlling interests                                    61                        59                        53

      *Disajikan kembali sebagai dampak dari penerapan PSAK 117. Data tahun 2023 tidak disajikan                         Juta Rupiah • IDR Million
       ulang sehingga tidak sepenuhnya dapat diperbandingkan.
       As restated following the implementation of PSAK 117. Comparative figures for 2023 have
       not been restated and may not be directly comparable.




      Wilayah Operasional
      Operational Areas




     MPMulia             265 Diler | Dealers                               MPMRent              9 Kantor Cabang | Branch Offices
                                                                                                20 Kantor Perwakilan dan Titik Layanan
     MPMMotor            43 Gerai Ritel | Retail Outlets                                        Representative Offices (RO) and Service Points (SERPO)
     MPMInsurance        1 Kantor Pusat | Head Office                      JACCS                70 Kantor Cabang | Branch Offices
                         2 Kantor Cabang | Branch Offices                  MPMFinance           1 Kantor Pemasaran | Marketing Offices
                         13 Kantor Perwakilan | Representative Offices     Indonesia




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Kegiatan Usaha [OJK C.4] [GRI 2-6]                           Business Activity [OJK C.4] [GRI 2-6]

Kegiatan Usaha Utama                                         Main Business Activities

MPM beroperasi terutama pada sektor otomotif, dengan         MPM operates primarily in the automotive sector, with its
kegiatan usaha utama meliputi:                               main business activities including:

 1 Penjualan dan perdagangan besar sepeda motor baru;         1 Sale and wholesale trade of new motorcycles;

 2 Penjualan dan perdagangan eceran sepeda motor              2 Sale and retail trade of new motorcycles, including
    baru, termasuk motor sepeda atau moped;                      bicycles or mopeds;
 3 Perdagangan besar dan perdagangan eceran suku              3 Wholesale and retail trade of motorcycle spare parts
    cadang sepeda motor dan aksesorinya;                         and accessories;
 4 Perdagangan mobil baru dan mobil bekas;                    4 Trade of new and used cars;

 5 Perdagangan suku cadang dan aksesoris mobil;               5 Trade of car spare parts and accessories;

 6 Industri suku cadang kendaraan bermotor;                   6 Manufacturing of motor vehicle spare parts;

 7 Industri aksesoris kendaraan bermotor;                     7 Manufacturing of motor vehicle accessories;

 8 Jasa konsultasi manajemen lainnya, yang mencakup           8 Other management consulting services, including
    konsultasi bisnis, manajemen, dan administrasi,              business, management, and administrative consulting,
    serta melakukan investasi dengan cara melakukan              as well as making investments by directly or indirectly
    pernyataan pada perusahaan lain secara langsung              participating in other companies;
    maupun tidak langsung;
 9 Jasa konsultasi keamanan informasi;                        9 Information security consulting services;

 10 Jasa transportasi pengangkutan;                           10 Freight transportation services;

 11 Reparasi baterai dan akumulator listrik;                  11 Repair of batteries and electrical accumulators;

 12 Penjualan tenaga listrik;                                 12 Sale of electricity;

 13 Aktivitas penunjang tenaga listrik lainnya;               13 Other electricity support activities;

 14 Distribusi dan penjualan tenaga listrik dalam satu        14 Distribution and sale of electricity as an integrated
    kesatuan usaha;                                              business;
 15 Pengumpulan limbah berbahaya;                             15 Collection of hazardous waste;

 16 Aktivitas penyimpanan limbah berbahaya.                   16 Hazardous waste storage activities.



Kegiatan Usaha Penunjang                                     Supporting Business Activites

 1 Jasa reparasi dan perawatan sepeda motor,                  1 Repair and maintenance services for motorcycles,
    termasuk pencucian sepeda motor, serta                       including motorcycle washing, as well as
    pemeliharaan, perawatan dan perbaikan peralatan              maintenance, care, and repair of motorcycle
    sepeda motor;                                                equipment;
 2 Jasa pemeliharaan, perawatan, dan reparasi                 2 Maintenance, care, and repair services for car
    peralatan mobil;                                             equipment;
 3 Jasa persewaan dan sewa beli kendaraan bermotor,           3 Rental and lease-purchase services for motor vehicles,
    termasuk tetapi tidak terbatas di antaranya, aktivitas       including but not limited to activities such as leasing
    penyewaan dan sewa guna usaha tanpa hak opsi alat            and operating leases without purchase options for
    transportasi darat bukan kendaraan bermotor roda             land transportation equipment, excluding four-
    empat atau lebih dan mobil, bus, truk, dan sejenisnya;       wheeled or larger motor vehicles such as cars, buses,
    dan jasa sewa guna usaha dengan hak opsi; dan                trucks, and similar vehicles, as well as lease-purchase
                                                                 services with purchase options; and
 4 Jasa penjualan bahan bakar mobil dan motor.                4 Fuel sales services for cars and motorcycles.




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           PROFIL                Sekilas tentang MPM            Keanggotaan Asosiasi               Penghargaan 2025                   Sertifikasi
           PERUSAHAAN              MPM at a Glance              Association Membership               Awards in 2025                  Certification
           Company Profile




     Entitas Anak dan Entitas Asosiasi                                   Subsidiaries and Associates

     MPM memiliki dua Entitas Anak dan dua Entitas Asosiasi              MPM has two Subsidiaries and two Associates that
     yang masih beroperasi hingga Desember 2025. Uraian                  remained in operation as of December 2025. The details of
     mengenai Entitas Anak dan Entitas Asosiasi dijelaskan               the Subsidiaries and Associates are described as follows.
     sebagai berikut.


                                                              Entitas Anak
                                                               Subsidiaries



         Nama Entitas | Entity Name                PT Mitra Pinasthika Mulia (MPMulia)

         Alamat | Address                          Jl. Simpang Dukuh No. 42-44, Surabaya 60275
                                                   Telepon: 0800 1146 632
                                                   E-mail: care@mpm-motor.com
                                                   Website: www.mpmhondajatim.com

         Bidang Usaha | Line of Business           Penjualan kendaraan roda dua dan komponen pendukung
                                                   Sales of two-wheel vehicle and supporting components

         Tahun Beroperasi | Year of Operation
                                                   2011
         Kepemilikan Saham | Shareholding
                                                   99,99%
                      Jumlah Aset sebelum Eliminasi (jutaan Rupiah) | Total Assets before Elimination (million Rupiah)

                                                            2.726.478



         Nama Entitas | Entity Name                PT Asuransi Mitra Pelindung Mustika (MPMInsurance)

         Alamat | Address                          Lippo Kuningan Lantai 26, Jl. H.R. Rasuna Said Kav. B-12,
                                                   Karet Kuningan, Jakarta 12940 - Indonesia
                                                   Telepon: +6221 1500 676
                                                   Email: info@mpm-insurance.com
                                                   Website: www.mpm-insurance.com

         Bidang Usaha | Line of Business           Asuransi umum
                                                   General insurance

         Tahun Beroperasi | Year of Operation
                                                   2012
         Kepemilikan Saham | Shareholding
                                                   99,99%
                      Jumlah Aset sebelum Eliminasi (jutaan Rupiah) | Total Assets before Elimination (million Rupiah)

                                                            1.920.704




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       Responsible Supply Chain and Procurement




                                                             Entitas Asosiasi
                                                               Associates



    Nama Entitas | Entity Name                       PT Mitra Pinasthika Mustika Rent (MPMRent)

    Alamat | Address                                 Sunburst, CBD Lot II No. 10
                                                     Jl. Kapten Soebijanto Djojohadikusumo, BSD City - Tangerang 15322
                                                     Telepon: +6221 5315 7668
                                                     Fax: +6221 5315 7669
                                                     E-mail: contact@mpm-rent.com
                                                     Website: www.mpm-rent.com

    Bidang Usaha | Line of Business                  Penyewaan kendaraan
                                                     Vehicle rental

    Tahun Beroperasi | Year of Operation
                                                     2008
    Kepemilikan Saham | Shareholding
                                                     50,00%
                  Jumlah Aset sebelum Eliminasi (jutaan Rupiah) | Total Assets before Elimination (million Rupiah)

                                                             3.490.914




    Nama Entitas | Entity Name                       PT JACCS Mitra Pinasthika Mustika Finance Indonesia
                                                     (JACCS MPMFinance Indonesia)

    Alamat | Address                                 Lippo Kuningan Lantai | Floor 25
                                                     Jl. HR Rasuna Said Kav. B-12, Jakarta 12940
                                                     Telepon: +6221 2971 0100
                                                     E-mail: pelanggan@jaccsmpmfinance.com
                                                     Website: www.jaccs-mpmfinance.com

    Bidang Usaha | Line of Business                  Pembiayaan konsumen, sewa guna usaha dan anjak piutang
                                                     Consumer finance, leasing and factoring

    Tahun Beroperasi | Year of Operation
                                                     1990
    Kepemilikan Saham | Shareholding
                                                     40,00%
                  Jumlah Aset sebelum Eliminasi (jutaan Rupiah) | Total Assets before Elimination (million Rupiah)

                                                             4.040.380




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           PROFIL              Sekilas tentang MPM        Keanggotaan Asosiasi               Penghargaan 2025                   Sertifikasi
           PERUSAHAAN            MPM at a Glance          Association Membership               Awards in 2025                  Certification
           Company Profile




     Produk dan Jasa                                               Products and Services

     MPM menyediakan berbagai produk dan jasa melalui Entitas      MPM provides a range of products and services through
     Anak dan Entitas Asosiasi yang dirancang untuk memenuhi       its Subsidiaries and Associates, designed to meet customer
     kebutuhan pelanggan di berbagai segmen pasar. Produk          needs across various market segments. The available
     dan jasa yang tersedia dijelaskan sebagai berikut:            products and services are described as follows:

     1 Distribusi, Ritel, dan Aftermarket                          1 Distribution, Retail, and Aftermarket
        • Perseroan menjalankan kegiatan usaha distribusi,             • The Company conducts distribution, retail, and
          ritel, dan aftermarket melalui Entitas Anak,                   aftermarket business activities through its Subsidiaries,
        • MPMulia berperan sebagai distributor tunggal dan             • MPMulia serves as the sole and trusted distributor
          terpercaya untuk layanan purna jual serta suku                 for Honda motorcycle after-sales services and spare
          cadang sepeda motor Honda di wilayah Jawa Timur                parts in East Java and East Nusa Tenggara,
          dan Nusa Tenggara Timur,
        • MPMMotor menyediakan jasa layanan penjualan,                 • MPMMotor provides two-wheel vehicle sales, repair,
          perbaikan, dan jual beli roda dua di wilayah Jawa              and trading services in East Java and East Nusa
          Timur dan Nusa Tenggara Timur. MPMMotor                        Tenggara. MPMMotor is a business unit within the
          merupakan unit bisnis dalam Perseroan yang                     Company that carries out retail activities. MPMMotor
          menjalankan kegiatan usaha ritel. MPMMotor bukan               is not a separate legal entity.
          merupakan suatu entitas hukum tersendiri.

     2 Asuransi                                                    2 Insurance
        Melalui Entitas Anak, yaitu MPMInsurance, MPM                  Through its Subsidiary, MPMInsurance, MPM provides
        menyediakan layanan asuransi umum yang mencakup:               general insurance services, including:
        • Asuransi kendaraan bermotor,                                 • Motor vehicle insurance,
        • Asuransi properti,                                           • Property insurance,
        • Asuransi rekayasa,                                           • Engineering insurance,
        • Asuransi tanggung gugat,                                     • Liability insurance,
        • Asuransi pengangkutan,                                       • Marine cargo insurance,
        • Asuransi rangka kapal.                                       • Marine hull insurance.

     3 Transportasi                                                3 Transportation
        MPM mengelola layanan transportasi melalui Entitas             MPM manages transportation services through its
        Asosiasi, yaitu MPMRent, yang menawarkan produk                Associate, MPMRent, which offers the following
        dan jasa sebagai berikut:                                      products and services:
        • Penyewaan kendaraan dengan jasa pengemudi,                   • Vehicle rental with driver services,
        • Manajemen pemakaian kendaraan jangka panjang                 • Long-term and short-term fleet management for
          dan pendek untuk pelanggan korporat,                           corporate customers,
        • Kegiatan usaha transportasi lainnya.                         • Other transportation-related services.

     4 Pembiayaan                                                  4 Financing
        Melalui Entitas Asosiasi, yaitu JACCS MPMFinance               Through its Associate, JACCS MPMFinance Indonesia,
        Indonesia, MPM menyediakan layanan pembiayaan                  MPM provides financing services for various needs,
        untuk berbagai kebutuhan, seperti:                             including:
        • Kepemilikan kendaraan roda dua,                              • New two-wheeler ownership,
        • Fasilitas dana.                                              • Funding facilities.




28                                                                                 Laporan Keberlanjutan ● Sustainability Report   2025
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Rantai Pasok dan Pengadaan yang Bertanggung Jawab
       Responsible Supply Chain and Procurement




Visi, Misi, dan Nilai Keberlanjutan [OJK C.1]
Vision, Mission, and Sustainability Values


                   VISI
                   Vision
                   Memberikan dampak positif pada kehidupan melalui mobilitas yang cerdas dan integrasi sosial.
                   To positively impact lives through smart mobility and social integration.


                  MISI
                  Mission
                   Menciptakan ekosistem untuk ide-ide terbaik (inovasi yang membawa perubahan besar) yang
                   dihadirkan melalui produk dan layanan yang paling relevan (memahami orang dengan lebih baik)
                   dengan cara yang paling efektif (model bisnis yang dioptimalkan dan cross selling) oleh orang-
                   orang yang paling berbakat (dengan kultur untuk menampilkan kinerja terbaik) di industri kita.
                   To create ecosystems of the best ideas (game-changing innovations) delivered through the most relevant
                   products and services (understanding people better) in the most effective ways (optimized business model
                   and cross-selling), by the most talented people (high-performance culture) in our industry.



                   NILAI-NILAI KEBERLANJUTAN
                   Sustainability Values

                   Grup MPM memiliki tiga nilai penting yang disebut “CREDO” yang ditopang oleh sepuluh
                   Fundamental Beliefs yang berfungsi sebagai fondasi dalam realisasinya.
                   MPM Group has three core values known as the “CREDO,” supported by ten Fundamental Beliefs that
                   serve as the foundation for their realization.




    CREDO


    Progressive                                      Active Ownership                   Collaboration
    Thinking
                                                     Kami percaya tindakan              Kami percaya bahwa
    Kami percaya pada kekuatan                       kami akan berpengaruh bagi         realisasi impian yang paling
    ide. Tidak peduli dari mana                      orang lain. Penuh semangat         berpengaruh terjadi saat kita
    pun ide tersebut berasal.                        dalam mengendalikan diri atas      bekerja bersama-sama dan
    Kami merangkul ide-ide                           tindakan kami dan menjadi          menghilangkan kendala untuk
    dan pengetahuan baru yang                        proaktif akan menuntun pada        memberikan kekuatan kolektif
    membantu kami untuk maju.                        kesuksesan ekosistem kita.         masyarakat kita.
    We believe in the power of                       We believe our actions will        We believe that the most
    ideas. No matter where they                      impact others. Being excited       impactful realization of our
    come from, we embrace new                        to take personal ownership of      dreams happens when we
    ideas and new knowledge to                       our actions and being proactive    work together and remove
    help us progress.                                will lead to the success           our constraints to deliver the
                                                     of our ecosystem.                  collective power of our people.




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          PROFIL                 Sekilas tentang MPM              Keanggotaan Asosiasi                Penghargaan 2025                   Sertifikasi
          PERUSAHAAN               MPM at a Glance                Association Membership                Awards in 2025                  Certification
          Company Profile




     Sepuluh Fundamental Beliefs                                            Ten Fundamental Beliefs


                   Kita senantiasa bersyukur                                                  Para pemimpin kita harus
      1             atas apa yang kita miliki.                                2               berwibawa dan bersahaja.
              We should be grateful for what we have.                                Our leaders should be respectable and humble.


                 Kesuksesan dan keunggulan kita                                          Keunggulan daya saing kita didorong oleh
             berasal dari kecerdikan, kolaborasi, dan                                     kepemilikan yang aktif dan kemampuan
                semangat untuk berprestasi tinggi.                                            untuk berpikir secara progresif.
      3      Our success and strengths come from our                          4             Our competitiveness is driven by our
             resourcefulness, collaboration and passion                                        active ownership and ability to
                           for excellence.                                                           think progressively.


                Kami bertanggung jawab untuk                                                 Para pemegang saham berhak
              membuat pelanggan senang dengan                                                mendapatkan keuntungan yang
      5        cara melampaui harapan mereka.                                 6               layak atas investasi mereka.
             We are responsible to keep our customers                                         Our shareholders deserve a fair
              happy by exceeding their expectations.                                           return for their investments.


                    Kepercayaan dari pemangku                                                 Kita menghargai, peduli, dan
             kepentingan hanya dapat diraih melalui                                            berlaku adil terhadap mitra
      7              integritas tanpa kompromi.                               8                    usaha dan pemasok.
             Trust from our stakeholders can only come                                       Our partners and suppliers deserve
                through the highest level of integrity.                                          respect, care, and fairness.


                  Prestasi kerja individu maupun                                           Keberadaan kita hendaknya memberi
               kelompok harus diakui dan dihargai.                                           dampak positif bagi lingkungan.
      9       Both individual and group achievements                         10                  Our existence should help
                should be recognized and rewarded.                                                    our community.




     KEANGGOTAAN ASOSIASI [OJK C.5] [GRI 2-28]
     Association Membership




                   Asosiasi Emiten Indonesia (AEI)                                Indonesia Corporate Secretary Association (ICSA)
                 Association of Indonesian Issuers (AEI)
                            Anggota l Member                                                       Anggota l Member



                       Institute of Certified Sustainability Practitioners (ICSP)                                   Perhimpunan Hubungan
                         tercatat atas nama GM Corporate Communication &                                             Masyarakat Indonesia
                               Sustainability, Natalia Lusnita sejak 2021                                                (PERHUMAS)
                        The Institute of Certified Sustainability Practitioners (ICSP)                             Indonesian Public Relations
                      registered under the name of GM Corporate Communication                                       Association (PERHUMAS)
                               & Sustainability, Natalia Lusnita since 2021
                                                                                                                        Anggota l Member
                                           Anggota l Member




30                                                                                          Laporan Keberlanjutan ● Sustainability Report   2025
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Rantai Pasok dan Pengadaan yang Bertanggung Jawab
       Responsible Supply Chain and Procurement




PENGHARGAAN 2025
Awards in 2025

                                                                           MPM Head Office


                                                                               Indonesia
                                                                          Sustainability Award
                                                                                 2025

                                                                           Penyelenggara l Organizer
                                                                          First Indonesia Magazine




            The Best Leadership Committed                                                                                                                                                                                                                              The Best Company for Climates Change Initiative
           to ESG Implementation Program -                                                                                                                                                                                                                                  Focus on Carbon Emission Reduction
           Beatrice Kartika, CFO MPM Group                                                                                                                                                                                                                             The Best Company for Environmental Innovation
                                                                                                                                                                                                                                                                                in Energy Efficiency Solutions




                                                                                                              PR of the Year PR of the Year PR of the Year PR of the Year PR of the Year PR of the Year PR of the Year PR of the Year PR of the Year PR of the Year




                                                                                                                       Certificate                          is proudly
                                                                                                                                                           presented to:



                                                                                        PT MiTRA PinAsTHikA MusTikA, Tbk
                                                                                                  ProgrAM: CoMMUNICAtINg PUrPose, AMPlIfyINg IMPACt



                                                                                                                                                                        As
                                                                                                                PR PROGRAM OF THE YEAR 2025
                                                                                                                  CAtegory: esg CAMPAIgN ProgrAM
                                                                                                                    (BoArd of JUdges AssessMeNt)
                                                                                                                                               PredICAte: Very good
               PT MITRA PINASTHIKA MUSTIKA TBK
                                     As the Winner of

                 7th Indonesia 50 BEST CSR Awards 2025
                 Program Bina Lingkungan dan Pemberdayaan Masyarakat
                                                                                                                                                  Jakarta, August 14th, 2025


                        Kementerian Perhubungan, April 29th, 2025

                                                                                                                                                              Kemal E. Gani
                                                                                                                                                     Chairman of SWA Media Group




                                                                               PR of the Year PR of the Year PR of the Year PR of the Year PR of the Year PR of the Year PR of the Year PR of the Year PR of the Year PR of the Year




7th Indonesia 50 Best CSR Awards 2025                                    PR Program of The Year 2025                                                                                                                                                                                   Indonesia Best Digital Awards 2025
    Program Bina Lingkungan dan                                        ESG Campaign Program Category                                                                                                                                                                                     in Specialty Retail for Integrated
      Pemberdayaan Masyarakat                                                                                                                                                                                                                                                                Business Operations and
      Environmental Protection and                                                                                                                                                                                                                                                   Digital Document Management System
       Community Empowerment
        Penyelenggara l Organizer                                          Penyelenggara l Organizer                                                                                                                                                                                          Penyelenggara l Organizer
            The Iconomics                                                      MIX Marcomm                                                                                                                                                                                             Plus Idea Komunika Bersama JakTV




       Human Capital On Resilience Excellence Award 2025                                                                                                                                                                                                                       Top CSR Award 2025 # Star 4
                ▪ The Best Digital Transformation ▪                                                                                                                                                                                                                       Top Leader on CSR Commitment 2025
     ▪ The Best Sustainable Development and Decent Jobs ▪                                                                                                                                                                                                             Beatrice Kartika – Group Chief Finansial Officer
        ▪ The Best Inclusive Human Capital Development ▪
                                                                                                                                                                                                                                                                                  Penyelenggara l Organizer
       ▪ The Best CEO Committed to HC of the Year 2025 ▪
               Suwito Mawarwati, CEO MPM Group                                                                                                                                                                                                                                    Top CSR Awards 2025

                                           Penyelenggara l Organizer
                                    First Indonesia Magazine



 2025    Laporan Keberlanjutan ● Sustainability Report                                                                                                                                                                                                                                                                        31
Page 32
          PROFIL                 Sekilas tentang MPM            Keanggotaan Asosiasi               Penghargaan 2025                   Sertifikasi
          PERUSAHAAN               MPM at a Glance              Association Membership               Awards in 2025                  Certification
          Company Profile




                                                          MPM Head Office




          Top Executive Award 2025                           Corporate Brand                            Top Corporate Award 2025
             Suwito Mawarwati,                             Champion of the Year                      Good Performing Public Company
              CEO MPM Group                                                                             Based on Digital Corporate
           Good Leader of the Year                                                                     Brand Awareness, Revenue,
                                                          Penyelenggara l Organizer
                                                                                                          and Nett Profit Aspects
                                                INFOBRAND.ID dan TRAS N CO Indonesia
                                                 INFOBRAND.ID and TRAS N CO Indonesia


                                                Penghargaan Lainnya ▪ Other Awards

                                   Penghargaan l Awards                                                Penyelenggara l Organizer

                                                                                                INFOBRAND.ID dan Warta Ekonomi
                                                                                            bekerja sama dengan TRAS N CO Indonesia
                            Indonesia Top Digital PR Award 2025
                                                                                                 INFOBRAND.ID and Warta Ekonomi,
                                                                                             in collaboration with TRAS N CO Indonesia

                            50 Popular PR Person Awards 2025
                                                                                                             The Iconomics
               Natalia Lusnita, GM Corporate Communication & Sustainability

     6th Indonesia PR Popular Companies Awards 2025 in Consumer Automotive Category                          The Iconomics

               The 16th IICD Corporate Governance Conference and Award
                   ▪ Best Rights and Equitable Treatment of Shareholders ▪                                         IICD
                   ▪ Top 50 Middle Capitalization Public Listed Company ▪

                      Asia Sustainability Reporting Rating (ASSRAT)                           National Center for Corporate Reporting
                           Silver Rank predikat “In Accordance”                                               (NCCR)



                                                            MPMInsurance

                                     Penghargaan l Awards                                                Penyelenggara l Organizer

            Maipark Award 2025 - Cedant Best Sessions Premium Growth in 2024                                       Maipark

                  Predikat “Sangat Bagus” selama 10 tahun berturut-turut
                                                                                                                   Infobank
                             Rated “Very Good” 10 Years in a Row

                                    Infobank Insurance Awards
                      ▪ The Best Performance General Insurance Company ▪
                            In Equity Class IDR 500 Billion to 1 Trillion                                          Infobank
                   ▪ General Insurance with Consistent Excellent Performance ▪
                               for 10 Consecutive Years (2015–2025)

                             Indonesia Best Insurance Award 2025
            Indonesia Best General Insurance 2025 for Implementing Effective Strategy                          Warta Ekonomi
                                 to Create Positive Performance

     The Best Performing General Insurance 2025 Based on Financial Performance 2022-2024 –
                                                                                                                 The Finance
           General Insurance Category With Equity Rp500 Billion Less Than Rp1 Trillion




32                                                                                       Laporan Keberlanjutan ● Sustainability Report   2025
Page 33
Rantai Pasok dan Pengadaan yang Bertanggung Jawab
       Responsible Supply Chain and Procurement




                                                               MPMRent

                                      Penghargaan l Awards                                    Penyelenggara l Organizer

            Penghargaan Perusahaan Nihil Kecelakaan Kerja ”Zero Accident”
                                                                                             Pemerintah Provinsi Banten
             Tingkat Provinsi Banten untuk PT Mitra Pinastika Mustika Rent
                                                                                             Banten Provincial Government
   Provincial “Zero Accident” Award, Banten Province for PT Mitra Pinastika Mustika Rent

        Penghargaan Panitia Pembina Keselamatan dan Kesehatan Kerja “P2K3”
            Tingkat Provinsi Banten untuk PT Mitra Pinastika Mustika Rent                    Pemerintah Provinsi Banten
         Occupational Safety and Health Committee (P2K3) Award Banten Province               Banten Provincial Government
                            for PT Mitra Pinastika Mustika Rent

        Penghargaan Panitia Pembina Keselamatan dan Kesehatan Kerja “P2K3”
              Tingkat Provinsi Banten untuk PT Dayakarya Solusi Sejati                       Pemerintah Provinsi Banten
         Occupational Safety and Health Committee (P2K3) Award, Banten Province              Banten Provincial Government
                               for PT Dayakarya Solusi Sejati

                        Indonesia Digital Popular Brand Award 2025                                   Infobrand.id

 Jakarta Investment Award 2025 - Kontribusi Realisasi Investasi Terbesar Tahun 2024
      pada Sektor Perdagangan dan Reparasi (Penanaman Modal Dalam Negeri)
  Jakarta Investment Award 2025 - Largest Investment Realization Contribution in 2024 in
                    the Trade and Repair Sector (Domestic Investment)

         Penghargaan Pelaku Usaha dengan Nilai Realisasi Investasi Tertinggi                Wali Kota Tangerang Selatan
          Award for Business Entity with the Highest Investment Realization Value            Mayor of South Tangerang




                                                                 MPMulia




         Juara 1 Public Relation                        Radar Surabaya Award 2025                 Main Dealer Terbaik 1
            PR Honda Award                        Perusahaan Otomotif dengan komitmen       Program CSR 2024, CSR Awarding
        1st Place Public Relations,               pada CSR Pendidikan yang berkelanjutan           1st Best Main Dealer
             PR Honda Award                        Automotive Company with a Commitment    for CSR Program 2024, CSR Awarding
                                                        to Sustainable Education CSR

        Penyelenggara l Organizer                         Penyelenggara l Organizer              Penyelenggara l Organizer

        PT Astra Honda Motor                                 Radar Surabaya                      PT Astra Honda Motor

                                      Penghargaan l Awards                                    Penyelenggara l Organizer

                     Juara 1 - Group Main Dealer Safety Riding Center
                                                                                               PT Astra Honda Motor
                      1st Place - Group Main Dealer Safety Riding Center

                                Juara 2 - Safety Riding Camp
                                                                                               PT Astra Honda Motor
                                2nd Place - Safety Riding Camp

                            The Best Main Dealer kategori Large
                                                                                               PT Astra Honda Motor
                            The Best Main Dealer (Large Category)




 2025     Laporan Keberlanjutan ● Sustainability Report                                                                         33
Page 34
            PROFIL                Sekilas tentang MPM         Keanggotaan Asosiasi               Penghargaan 2025                   Sertifikasi
            PERUSAHAAN              MPM at a Glance           Association Membership               Awards in 2025                  Certification
            Company Profile




     SERTIFIKASI
     Certification
                                  Sertifikasi                                  Masa Berlaku                 Pihak Pemberi Sertifikasi
                                 Certification                                 Validity Period                   Certifying Body
      ISO 45001:2018 - Rent Car including General Workshop
                                                                              15 Agustus 2028                  TÜV Nord Indonesia
      for Vehicle General Repair and Body Repair

      ISO 14001: 2015 - Rent Car including General Workshop
                                                                              15 Agustus 2028                  TÜV Nord Indonesia
      for Vehicle General Repair and Body Repair

      ISO 9001: 2015 - Rent Car including General Workshop
                                                                                3 Mei 2026                     TÜV Nord Indonesia
      for Vehicle General Repair and Body Repair

      SMK3 Kementerian Ketenagakerjaan Republik Indonesia
      Rental Kendaraan termasuk general workshop untuk
      perbaikan umum dan perbaikan body kendaraan                             5 Agustus 2027                             BKI
      SMK3 - Vehicle Rental including general workshop
      for public vehicle repair and body repair

      ISO/IEC 27001:2022 Information Security Management Systems              29 Januari 2026                           NQA

      ISO 22301:2019 Business Continuity Management System (BCMS)             16 Oktober 2027                  TÜV SÜD Indonesia

      ISO 9001: 2015 - Provision of Manpower Services
                                                                              13 Agustus 2028                  TÜV Nord Indonesia
      including Driver Management and Office Support

      ISO 45001: 2018 - Provision of Manpower Services
                                                                              13 Agustus 2028                  TÜV Nord Indonesia
      including Driver Management and Office Support

      SMK3 Kementerian Ketenagakerjaan Republik Indonesia
      Provision of Manpower Services including Driver                         5 Agustus 2027                             BKI
      Management and Office Support




     RANTAI PASOK DAN PENGADAAN                                        RESPONSIBLE SUPPLY CHAIN
     YANG BERTANGGUNG JAWAB [GRI 2-6]                                  AND PROCUREMENT [GRI 2-6]

     MPM menerapkan kebijakan pengadaan barang non-                    MPM implements procurement policies for non-trade
     trade dan jasa yang dirancang untuk memastikan proses             goods and services designed to ensure that procurement
     pengadaan berjalan secara transparan, akuntabel, dan              processes are conducted transparently, accountably,
     sesuai dengan prinsip tata kelola perusahaan yang baik.           and in accordance with the principles of good corporate
     Kebijakan ini mengatur secara menyeluruh tahapan                  governance. These policies comprehensively regulate all
     pengadaan, mulai dari pengelolaan dan pemilihan                   stages of procurement, including supplier management
     pemasok, pelaksanaan pengadaan, penerimaan barang                 and selection, procurement execution, receipt of goods
     dan/atau jasa, hingga pencatatan kewajiban dan proses             and/or services, recording of liabilities, and payment
     pembayaran kepada pemasok. Seluruh proses pengadaan               processes to suppliers. The entire procurement process is
     menjadi tanggung jawab Departemen Purchasing.                     managed by the Purchasing Department.

     Dalam pemilihan pemasok, MPM mengutamakan pemenuhan               In supplier selection, MPM prioritizes compliance with
     aspek legalitas, kesesuaian harga dan spesifikasi dengan          legal requirements, alignment of pricing and specifications
     kebutuhan perusahaan, ketepatan waktu pengiriman, serta           with company needs, on-time delivery, and suppliers’
     rekam jejak dan referensi pemasok. MPM secara konsisten           track records and references. MPM consistently applies
     menerapkan prinsip transparansi, independensi dan keadilan,       the principles of transparency, independence and fairness,
     efisiensi, kompetisi yang sehat, serta akuntabilitas guna         efficiency, healthy competition, and accountability to
     mencegah potensi konflik kepentingan (conflict of interest)       prevent potential conflicts of interest in all procurement
     dalam setiap proses pengadaan.                                    processes.




34                                                                                     Laporan Keberlanjutan ● Sustainability Report   2025
Page 35
Rantai Pasok dan Pengadaan yang Bertanggung Jawab
       Responsible Supply Chain and Procurement




                                                         Alur Rantai Pasokan MPM
                                                          MPM Supply Chain Flow




              Principal                                                            Vendor




                                                                   Customer



Pada tahun 2025, MPM memperkuat pengelolaan pemasok                   In 2025, MPM strengthened supplier management through
melalui proses seleksi dan penyaringan yang lebih                     a more structured selection and screening process. In
terstruktur. Dalam praktiknya, saat ini MPMulia mewajibkan            practice, MPMulia requires all suppliers to meet legal
seluruh pemasok untuk memenuhi persyaratan legalitas                  compliance requirements and possess valid business entity
dan status badan usaha yang sah, serta menandatangani                 status, as well as to sign an Integrity Pact as a commitment
Pakta Integritas sebagai komitmen terhadap praktik bisnis             to ethical business practices. For certain procurement
yang etis. Untuk jenis pengadaan tertentu, MPMulia juga               categories, MPMulia also applies additional requirements
menerapkan persyaratan tambahan terkait kepatuhan                     related to occupational health and safety (OHS) compliance,
keselamatan dan kesehatan kerja (K3), penggunaan alat                 the use of personal protective equipment (PPE), and the
pelindung diri (APD), serta penerapan sistem manajemen                implementation of information security management and
keamanan informasi dan pelindungan data pribadi.                      personal data protection systems.

MPM juga mengembangkan Portal Vendor guna                             MPM has also developed a Vendor Portal to enhance
meningkatkan transparansi dan efisiensi proses pengadaan.             transparency and efficiency in procurement processes.
Portal ini memungkinkan pemasok dan calon pemasok                     The portal enables suppliers and prospective suppliers to
mengakses informasi terkait persyaratan, kualifikasi, serta           access information on requirements, qualifications, and
tahapan pengadaan secara terbuka dan dapat ditelusuri,                procurement stages in an open and traceable manner, while
sekaligus mendukung proses pemetaan dan pemilihan                     supporting more targeted supplier mapping and selection.
pemasok yang lebih tepat sasaran.

Selain itu, MPM turut mendorong pemberdayaan                          In addition, MPM promotes the empowerment of Micro,
Usaha Mikro, Kecil, dan Menengah (UMKM) dengan                        Small, and Medium Enterprises (MSMEs) by prioritizing
mengutamakan keterlibatan UMKM dalam pengadaan                        their participation in selected operational procurement,
barang operasional tertentu, termasuk melalui marketplace             including     through    marketplaces   and    simplified
dan mekanisme yang disederhanakan. Kinerja pemasok                    procurement mechanisms. Supplier performance is
dievaluasi secara berkala setiap empat bulan, dengan                  evaluated periodically every four months, with results
pelaporan kepada manajemen, sebagai bagian dari                       reported to management as part of efforts to build
upaya membangun kemitraan yang berkelanjutan dan                      sustainable partnerships and strengthen the Company’s
memperkuat ketahanan rantai pasok perusahaan.                         supply chain resilience.




 2025    Laporan Keberlanjutan ● Sustainability Report                                                                               35
Page 36
           PROFIL                   Sekilas tentang MPM            Keanggotaan Asosiasi               Penghargaan 2025                   Sertifikasi
           PERUSAHAAN                 MPM at a Glance              Association Membership               Awards in 2025                  Certification
           Company Profile




     Secara keseluruhan, komposisi nilai pengadaan MPM                      Overall, MPM’s procurement value composition reflects a
     mencerminkan fokus yang kuat pada pemasok lokal. Hal                   strong focus on local suppliers, in line with the Company’s
     ini sejalan dengan komitmen Perseroan untuk membangun                  commitment to supporting the national economy through
     rantai pasok yang mendukung perekonomian nasional.                     its supply chain. Procurement from local non-MSME
     Pengadaan dari pemasok lokal non-UMKM menjadi                          suppliers represented the largest contribution in 2025,
     kontributor terbesar pada tahun 2025 dengan nilai                      totaling Rp314,978 million, demonstrating a consistent
     Rp314.978 juta, menunjukkan tren peningkatan yang                      upward trend over the past three years.
     konsisten dalam tiga tahun terakhir.



     Praktik Pengadaan
     Procurement Practices

                                                                Nilai Pengadaan
                                                               Procurement Value

                             Kategori l Category                              2025                      2024                       2023
     Nilai pengadaan UMKM
                                                                                      31.764                    44.059                       39.644
     MSME procurement value
     Nilai pengadaan lokal non-UMKM
                                                                                     314.978                   281.364                      227.301
     Local non-MSME procurement value
     Nilai pengadaan non-lokal
                                                                                        233                       5.745                           -
     Non-local procurement value
     Jumlah nilai pengadaan
                                                                                   346.975                    331.168                       266.945
     Total procurement value

                                                                                                                   Juta Rupiah ▪ IDR million



                                                           Proporsi Nilai Pengadaan
                                                          Procurement Value Proportion


        Proporsi nilai pengadaan UMKM                  Proporsi nilai pengadaan lokal non-               Proporsi nilai pengadaan non-lokal
        terhadap jumlah nilai pengadaan             UMKM terhadap jumlah nilai pengadaan                  terhadap jumlah nilai pengadaan
     Proportion of MSME procurement value           Proportion of local non-MSME procurement            Proportion of non-local procurement
           to total procurement value                   value to total procurement value                  value to total procurement value


         9,16        13,30          14,85                 90,84      84,96        85,15                    0,07           1,73          0,00




         2025         2024           2023                  2025       2024         2023                     2025          2024          2023

                       %                                               %                                                   %




36                                                                                          Laporan Keberlanjutan ● Sustainability Report     2025
Page 37
Rantai Pasok dan Pengadaan yang Bertanggung Jawab
       Responsible Supply Chain and Procurement




                                               Nilai Pengadaan berdasarkan Unit Bisnis
                                                  Procurement Value by Business Unit

                   Unit Bisnis l Business Unit                                2025            2024                   2023
                                                              MPM Head Office
 UMKM
                                                                                       947                 944                    735
 MSMEs
 Lokal Non-UMKM
                                                                                      5.115            3.642                    3.139
 Local Non-MSMEs
                                                                   MPMulia
 UMKM
                                                                                     25.124           36.004                   28.849
 MSMEs
 Lokal Non-UMKM
                                                                                 271.871             244.648                  186.479
 Local Non-MSMEs
                                                                  MPMRent
 UMKM
                                                                                      5.693            7.111                   10.060
 MSMEs
 Lokal Non-UMKM
                                                                                     37.398           30.537                   34.737
 Local Non-MSMEs
                                                                MPMInsurance
 UMKM
                                                                                          -                  -                      -
 MSMEs
 Lokal Non-UMKM
                                                                                       594             2.537                    2.946
 Local Non-MSMEs

                                                                                                      Juta Rupiah ▪ IDR million



                                                              Jumlah Pemasok
                                                             Number of Supplier

             Uraian l Description                          Satuan l Unit               2025          2024              2023
                                                              MPM Head Office
 UMKM                                                     Jumlah pemasok
                                                                                         16           20                 23
 MSMEs                                                   Number of supplier
 Lokal Non-UMKM                                           Jumlah pemasok
                                                                                         31           35                 42
 Local Non-MSMEs                                         Number of supplier
                                                                   MPMulia
 UMKM
                                                             Pemasok                    271          327                369
 MSMEs
 Lokal Non-UMKM                                           Jumlah pemasok
                                                                                        193          190                212
 Local Non-MSMEs                                         Number of supplier
                                                                  MPMRent
 UMKM                                                     Jumlah pemasok
                                                                                         68           71                 97
 MSMEs                                                   Number of supplier
 Lokal Non-UMKM                                           Jumlah pemasok
                                                                                        160          152                299
 Local Non-MSMEs                                         Number of supplier
                                                                MPMInsurance
 UMKM                                                     Jumlah pemasok
                                                                                         -             -                  -
 MSMEs                                                   Number of supplier
 Lokal Non-UMKM                                           Jumlah pemasok
                                                                                         60           38                 49
 Local Non-MSMEs                                         Number of supplier




 2025    Laporan Keberlanjutan ● Sustainability Report                                                                                  37
Page 38
     MPM dan
     Keberlanjutan
     MPM and Sustainability

     40   Strategi Keberlanjutan
          Sustainability Strategy


     47   Penentuan Topik Material
          Determination of Material Topic


     52   Pelibatan Pemangku Kepentingan
          Stakeholder Engagement




02
Page 39
MPM telah menetapkan Strategi Keberlanjutan
#Smart&Embrace pada tahun 2021 sebagai
kerangka strategis agar MPM beserta seluruh grup
usaha dapat tumbuh secara bertanggung jawab
dan berkelanjutan di seluruh lini bisnis."
"MPM established the #Smart&Embrace Sustainability Strategy in 2021 as a strategic framework to enable
MPM and its entire business group to grow responsibly and sustainably across all business lines."
Page 40
          MPM DAN                  Strategi Keberlanjutan      Penentuan Topik Material              Pelibatan Pemangku Kepentingan
          KEBERLANJUTAN             Sustainability Strategy   Determination of Material Topic             Stakeholder Engagement
          MPM and Sustainability




     MPM dan Keberlanjutan
     MPM and Sustainability




     Di tengah lanskap bisnis yang semakin dinamis,                          Amid an increasingly dynamic business landscape,
     keberlanjutan kini telah menjadi faktor kunci dalam                     sustainability has become a key factor in maintaining a
     menjaga ketahanan dan daya saing jangka panjang                         company’s long-term resilience and competitiveness.
     perusahaan. Perubahan regulasi, meningkatnya ekspektasi                 Regulatory changes, rising stakeholder expectations, and
     pemangku kepentingan, serta risiko lingkungan dan sosial                increasingly complex environmental and social risks require
     yang semakin kompleks menuntut perusahaan untuk                         companies to focus not only on financial performance, but
     tidak hanya berfokus pada kinerja finansial, namun juga                 also on their impacts and contributions to the environment,
     pada dampak dan kontribusinya terhadap lingkungan,                      society, and governance.
     masyarakat, dan tata kelola.

     Oleh sebab itu, integrasi prinsip keberlanjutan ke dalam                Therefore, integrating sustainability principles into
     strategi bisnis menjadi penting untuk memastikan                        business strategy is essential to ensure more effective
     pengelolaan risiko yang lebih baik, pengambilan keputusan               risk management, responsible decision-making, and the
     yang bertanggung jawab, serta penciptaan nilai yang                     creation of sustainable value for all stakeholders.
     berkelanjutan bagi seluruh pemangku kepentingan.




     STRATEGI KEBERLANJUTAN [OJK A.1]                                        SUSTAINABILITY STRATEGY [OJK A.1]

     MPM       telah   menetapkan       Strategi   Keberlanjutan             MPM established the #Smart&Embrace Sustainability
     #Smart&Embrace pada tahun 2021 sebagai kerangka                         Strategy in 2021 as a strategic framework to enable
     strategis agar MPM beserta seluruh entitas usaha dapat                  MPM and its business entities to grow responsibly and
     tumbuh secara bertanggung jawab dan berkelanjutan di                    sustainably across all business lines. The strategy was
     seluruh lini bisnis. Strategi ini disusun berdasarkan hasil             developed based on the identification of material topics
     identifikasi topik material yang mencerminkan dampak                    that reflect the most relevant sustainability impacts for
     keberlanjutan yang paling relevan bagi MPM dan para                     MPM and its stakeholders.
     pemangku kepentingannya.

     Dengan mengedepankan pendekatan berbasis prinsip                        Guided by a precautionary principle–based approach,
     kehati-hatian, Strategi Keberlanjutan #Smart&Embrace                    the #Smart&Embrace Sustainability Strategy serves as
     berfungsi sebagai peta jalan yang jelas dan terarah bagi                a clear and structured roadmap for MPM to integrate
     MPM dalam mengintegrasikan prinsip keberlanjutan ke                     sustainability principles into decision-making and
     dalam pengambilan keputusan dan operasional bisnis,                     business operations. This includes efforts to minimize
     termasuk dalam upaya meminimalkan jejak lingkungan,                     environmental footprints, provide products and services
     menyediakan produk dan layanan yang mendukung kualitas                  that enhance quality of life, create a safe, inclusive, and
     hidup masyarakat, menciptakan tempat kerja yang aman,                   value-driven workplace, and contribute to the sustainable
     inklusif, dan bernilai, serta berkontribusi pada peningkatan            improvement of community well-being.
     kesejahteraan masyarakat secara berkelanjutan.




40                                                                                              Laporan Keberlanjutan ● Sustainability Report   2025
Page 41
                                                       Strategi #Smart&Embrace
                                                       #Smart&Embrace Strategy




         Smart Mobility to Embrace                                             Smart Mobility to Embrace
           a Better Environment                                                  Sustainable Business
         Menjalankan kegiatan usaha yang ramah                          MPM dikenal sebagai perusahaan yang menjalankan
   lingkungan dengan mengelola dampak lingkungan                         bisnis berkelanjutan dan menjadi referensi dalam
      yang diakibatkan dari operasional dan produk                      memenuhi kebutuhan transportasi yang cerdas bagi
             secara lebih bertanggung jawab                                     masyarakat di mana kami beroperasi
   Conducting environmentally friendly business activities                MPM has established a reputation as a sustainable
     by responsibly managing the environmental impacts                  business that sets the standard for smart transportation
                from operations and products                                    solutions in the communities we serve

                         Tujuan ▪ Goals                                                      Tujuan ▪ Goals

      Upaya meminimalkan dampak aktivitas bisnis                        Meningkatkan reputasi dan branding MPM sebagai
    terhadap kelestarian lingkungan hidup termasuk                      perusahaan yang menjalankan usaha berkelanjutan
     mendukung mitigasi dampak perubahan iklim                            sekaligus untuk memastikan keberlangsungan
   dan mengimplementasikan praktik-praktik terbaik                                    usaha seluruh Grup MPM
              untuk mewujudkan kelestarian                                 To enhance MPM’s reputation and branding as a
    Efforts to minimize the impact of business activities                 sustainable business while ensuring the long-term
   on environmental sustainability, including supporting                         business viability of the MPM Group
     climate change mitigation and implementing best
              practices to achieve sustainability
                                                              1     2

                                                              3     4
         Smart Mobility to Embrace                                             Smart Mobility to Embrace
           Employee Well-Being                                                  Community Well-Being
    Tidak sebatas memberikan lingkungan kerja yang                        Mengangkat standar kesejahteraan bagi ribuan
  aman dan kondusif tetapi mendorong pengembangan                         masyarakat di mana MPM beroperasi terutama
   dan aktualisasi diri dalam performa sosial di internal                   dalam 4 bidang utama, yaitu pendidikan,
    maupun eksternal perusahaan (purposeful, values-                             ekonomi, lingkungan, dan sosial
                  driven work environment)                                  Raising the welfare standards for thousands
 Not only providing a safe and conducive work environment,                 of people in MPM’s operating areas, focusing
  but also fostering personal growth and development, and                  on 4 main areas, namely education, economy,
  encouraging social performance both within and outside                          environment, and social welfare
     MPM (purposeful, values-driven work environment)

                         Tujuan ▪ Goals                                                      Tujuan ▪ Goals

       Menciptakan lingkungan kerja yang bernilai                        Meningkatkan standar kesejahteraan masyarakat
         untuk meningkatkan rasa keterikatan                                 Improving the standard of public welfare
            karyawan terhadap perusahaan
         Creating a valuable work environment to
             enhance employee engagement




2025   Laporan Keberlanjutan ● Sustainability Report                                                                               41
Page 42
          MPM DAN                  Strategi Keberlanjutan          Penentuan Topik Material              Pelibatan Pemangku Kepentingan
          KEBERLANJUTAN             Sustainability Strategy       Determination of Material Topic             Stakeholder Engagement
          MPM and Sustainability




     Strategi #Smart&Embrace telah mendapatkan persetujuan                       The #Smart&Embrace Strategy has been approved by the
     Direksi MPM dan diberlakukan bagi seluruh entitas yang                      MPM Board of Directors and applies to all entities within
     tergabung dalam MPM. Strategi Keberlanjutan MPM                             the MPM Group. The Company’s Sustainability Strategy
     dipublikasikan melalui situs resmi perusahaan di tautan                     is published on the Company’s official website at the
     berikut, sementara pelaksanaannya dikomunikasikan dan                       following link, while its implementation is communicated
     dipantau secara berkala melalui Laporan Keberlanjutan                       and monitored periodically through the Sustainability
     yang diterbitkan setiap tahun.                                              Report issued annually.



     Lima Tahun Strategi #Smart&Embrace                                          Five Years of the #Smart&Embrace Strategy

     Tahun 2025 menandai tahun terakhir implementasi                             The year 2025 marks the final year of the implementation of
     Strategi Keberlanjutan #Smart&Embrace MPM sekaligus                         MPM’s #Smart&Embrace Sustainability Strategy and serves
     menjadi momentum untuk melakukan peninjauan                                 as a milestone to review its sustainability performance over
     atas kinerja keberlanjutan selama periode 2021–2025.                        the 2021–2025 period. Through this strategy, MPM has
     Melalui strategi ini, MPM telah mengintegrasikan prinsip                    integrated sustainability principles into various aspects of
     keberlanjutan ke dalam berbagai aspek operasional dan                       operations and business decision-making. A summary of
     pengambilan keputusan bisnis. Ringkasan capaian utama                       key achievements as of the end of 2025 is presented in the
     hingga akhir tahun 2025 ditampilkan dalam tabel berikut.                    following table.



                                                         Ringkasan Kinerja Lima Tahun
                                                         Five-Year Performance Summary


               Sasaran l Targets                              Perkembangan kinerja hingga 2025 l Performance Progress up to 2025
                                               Smart Mobility to Embrace a Better Environment

     Mengurangi emisi GRK                      Konsumsi energi dan emisi GRK menunjukkan tren fluktuatif dengan kecenderungan meningkat
     Reduce GHG emissions                      dalam lima tahun terakhir, yang sejalan dengan peningkatan skala operasional dan pemulihan
                                               aktivitas bisnis pascapandemi. MPM secara konsisten menerapkan inisiatif penghematan energi,
     Mengurangi konsumsi energi                serta melakukan evaluasi atas pencapaiannya untuk menyusun strategi lima tahun ke depan.
     Reduce energy consumption                 Energy consumption and GHG emissions have shown fluctuating trends with an overall
                                               increase over the past five years, in line with the expansion of operational scale and post-
                                               pandemic business recovery. MPM consistently implements energy-saving initiatives and
                                               evaluates performance to inform its five-year strategy.

     Mengurangi konsumsi kertas                Sejak lima tahun terakhir, Grup MPM berhasil mencatat tren penurunan penggunaan kertas
     Reduce paper consumption                  secara konsisten sebagai hasil dari penerapan kebijakan digitalisasi dokumen, e-approval, dan
                                               sistem arsip elektronik. Penurunan ini mencerminkan perubahan budaya kerja menuju proses
                                               yang lebih efisien, sekaligus mendukung target keberlanjutan perusahaan dalam pengelolaan
                                               sumber daya secara lebih bijak.
                                               Over the past five years, MPM Group has recorded a consistent decline in paper usage as
                                               a result of document digitalization policies, e-approval systems, and electronic archiving.
                                               This reduction reflects a shift toward more efficient work processes while supporting the
                                               Company’s sustainability targets for responsible resource management.

     Mengurangi limbah                         Telah memiliki mekanisme pengelolaan limbah sesuai dengan jenis limbah. Ke depan, MPM
     Reduce waste                              terus berupaya memperkuat sistem pendataan dan pemantauan limbah secara lebih terstruktur
                                               guna mendukung peningkatan akurasi data dan efektivitas pengelolaan limbah.
                                               Waste management mechanisms are in place according to waste types. Going forward, MPM
                                               will continue strengthening structured waste data collection and monitoring systems to
                                               improve data accuracy and waste management effectiveness.




42                                                                                                  Laporan Keberlanjutan ● Sustainability Report   2025
Page 43
           Sasaran l Targets                             Perkembangan kinerja hingga 2025 l Performance Progress up to 2025
                                            Smart Mobility to Embrace Sustainable Business


Memiliki portofolio produk ramah            Telah meluncurkan motor listrik inovatif Honda EM1 e, Honda CUV e, dan Honda ICON e.
lingkungan dan produk inklusif              MPMInsurance juga memberikan diskon premi asuransi untuk kendaraan listrik dan memiliki
Develop environmentally friendly and        portofolio pembiayaan hijau (Green Sukuk)
inclusive product portfolio                 The Company has launched innovative electric motorcycles, including Honda EM1 e:, Honda
                                            CUV e:, and Honda ICON e:. MPMInsurance also provides premium discounts for electric
                                            vehicles and maintains a green financing portfolio (Green Sukuk).



Meningkatkan kepuasan pelanggan             Indikator kepuasan pelanggan menunjukkan tren positif.
Improve customer satisfaction               Customer satisfaction indicators show a positive trend.



Meningkatkan jumlah pelanggan               Penjualan unit sepeda motor secara kumulatif 2021-2025 mencapai 3.606.255 unit, dengan
Increase number of customers                capaian tertinggi pada tahun 2024 sebesar 792.241 unit.
                                            Cumulative motorcycle unit sales from 2021–2025 reached 3,606,255 units, with the highest
                                            achievement in 2024 at 792,241 units.



Media ekspos dari                           Berhasil mempertahankan posisi di indeks ESG Sector Leaders dan ESG Quality 45 IDX KEHATI,
inisiatif keberlanjutan                     serta masuk daftar Fortune 500 Southeast Asia 2025.
Media exposure from                         The Company maintained its position in the ESG Sector Leaders and ESG Quality 45 IDX
sustainability initiatives                  KEHATI indices and was included in the Fortune 500 Southeast Asia 2025 list.


                                            Smart Mobility to Embrace Employee Well-Being


Meningkatkan                                Melaksanakan pengembangan kompetensi karyawan secara rutin setiap tahunnya.
kompetensi karyawan                         Employee competency development programs are conducted regularly each year.
Improve employee competency



Meningkatkan pelibatan karyawan             Melaksanakan employee volunteering setiap tahunnya yang diharapkan mampu menginspirasi
pada inisiatif keberlanjutan                karyawan untuk memberikan nilai tambah kepada pemangku kepentingan.
Increase employee engagement in             Annual employee volunteering programs are implemented, encouraging employees to create
sustainability initiatives                  added value for stakeholders.



Meningkatkan kepuasan karyawan              Hasil Employee Effectiveness Survey (EES) terakhir berada pada kategori ‘Clear Strength’,
Improve employee satisfaction               menunjukkan tren yang baik selama lima tahun.
                                            The latest Employee Effectiveness Survey (EES) results fall within the “Clear Strength” category,
                                            showing a positive trend over five years.



Keselamatan dan                             Grup MPM berhasil mempertahankan capaian nihil kecelakaan kerja fatal (zero accident)
kesehatan karyawan terjaga                  selama periode 2021-2024 di seluruh lini bisnis.
Maintain employee health and safety         MPM Group successfully maintained zero fatal occupational accidents across all business lines
                                            during the 2021–2024 period.




2025     Laporan Keberlanjutan ● Sustainability Report                                                                                          43
Page 44
          MPM DAN                  Strategi Keberlanjutan          Penentuan Topik Material              Pelibatan Pemangku Kepentingan
          KEBERLANJUTAN             Sustainability Strategy       Determination of Material Topic             Stakeholder Engagement
          MPM and Sustainability




               Sasaran l Targets                              Perkembangan kinerja hingga 2025 l Performance Progress up to 2025
                                              Smart Mobility to Embrace Community Well-Being


      Meningkatkan                             MPM memprioritaskan pemasok lokal dalam pengadaan barang dan jasa guna mendukung
      ekonomi masyarakat                       perekonomian masyarakat. Sejalan dengan itu, sejak 2019 MPM Honda Jawa Timur
      Improve community                        menjalankan program Bengkel Disabilitas yang memberdayakan penyandang disabilitas
      economic welfare                         melalui penyediaan sarana usaha dan pendampingan, sehingga mendorong kemandirian
                                               ekonomi dan partisipasi sosial.
                                               MPM prioritizes local suppliers in procurement to support local economies. Furthermore,
                                               MPM Honda Jawa Timur has implemented the Bengkel Disabilitas program since 2019,
                                               empowering persons with disabilities through business facilities and mentoring to promote
                                               economic independence and social participation.



      Meningkatkan literasi                    Secara rutin menyelenggarakan edukasi literasi keuangan bagi mahasiswa, komunitas pelaku
      keuangan masyarakat                      UMKM, dan pengemudi transportasi daring terkait perlindungan aset dan asuransi.
      Improve community                        The Company regularly conducts financial literacy education for university students, MSME
      financial literacy                       communities, and ride-hailing drivers on asset protection and insurance.



      Meningkatkan keselamatan                 Program Safety Riding menjangkau total 165.961 penerima manfaat selama lima tahun
      masyarakat dalam                         terakhir.
      menggunakan produk                       The Safety Riding program reached a total of 165,961 beneficiaries over the past five years.
      Improve public safety
      in product use




     MPM menyadari bahwa penerapan Strategi Keberlanjutan                        MPM recognizes that the implementation of the
     #Smart&Embrace sepanjang periode 2021–2025 tidak                            #Smart&Embrace Sustainability Strategy throughout the
     terlepas dari berbagai tantangan, baik yang berasal dari                    2021–2025 period has not been without challenges, arising
     dinamika internal maupun perubahan lingkungan eksternal.                    from both internal dynamics and changes in the external
     Kompleksitas operasional lintas entitas, perkembangan                       environment. Operational complexity across multiple
     regulasi, serta meningkatnya ekspektasi pemangku                            entities, evolving regulatory requirements, and increasing
     kepentingan menjadi faktor yang memengaruhi kecepatan                       stakeholder expectations have influenced the pace and
     dan kedalaman implementasi strategi.                                        depth of strategy implementation.

     Oleh karena itu, tahun 2025 juga menjadi momentum                           Accordingly, 2025 also serves as a pivotal evaluation year
     evaluasi bagi MPM untuk menelaah efektivitas pendekatan                     for MPM to assess the effectiveness of the approaches
     yang telah diterapkan, mengidentifikasi area yang perlu                     undertaken, identify areas requiring further strengthening,
     diperkuat, serta menarik pembelajaran sebagai dasar                         and capture key lessons learned as a foundation for
     penyempurnaan arah dan strategi keberlanjutan pada                          refining the direction and sustainability strategy in the next
     periode selanjutnya. Refleksi ini menjadi landasan bagi MPM                 period. This serves as a foundation for MPM to develop
     untuk membangun pendekatan yang lebih adaptif, terukur,                     a more adaptive, measurable, and integrated approach,
     dan terintegrasi, sehingga implementasi keberlanjutan                       ensuring that future sustainability implementation is not
     ke depan tidak hanya semakin selaras dengan dinamika                        only increasingly aligned with evolving regulatory and
     regulasi dan industri, tetapi juga mampu memperkuat                         industry dynamics, but also strengthens resilience and
     ketahanan dan penciptaan nilai jangka panjang.                              long-term value creation.




44                                                                                                  Laporan Keberlanjutan ● Sustainability Report   2025
Page 45
 Langkah selanjutnya …

 Strategi #Smart&Embrace 2.0
 #Smart&Embrace Strategy 2.0

 Di penghujung tahun 2025, Direksi MPM telah menyetujui Strategi
 Keberlanjutan #Smart&Embrace 2.0 sebagai penyempurnaan dan
 pengembangan dari strategi keberlanjutan MPM sebelumnya. Strategi ini
 disusun dengan mempertimbangkan hasil evaluasi atas implementasi periode
 2021–2025 serta perkembangan konteks bisnis, regulasi, dan ekspektasi
 pemangku kepentingan. #Smart&Embrace 2.0 akan mulai diimplementasikan
 secara bertahap pada periode 2026–2030.

 At the end of 2025, the MPM Board of Directors approved the
 #Smart&Embrace Sustainability Strategy 2.0 as a refinement and
 advancement of MPM's previous sustainability strategy. The strategy was
 developed by taking into account the evaluation results of the 2021–2025
 implementation period, as well as evolving business contexts, regulatory
 developments, and stakeholder expectations. #Smart&Embrace 2.0 will be
 implemented progressively over the 2026–2030 period.




 MPM dalam Daftar ESG Score Sustainalytics: Pengakuan Eksternal Terhadap Kinerja ESG
 MPM in Sustainalytics ESG Score: External Recognition of ESG Performance

 MPM memperoleh Sustainalytics ESG Risk Rating sebesar 8,67, yang menempatkan MPM dalam kategori Negligible
 Risk, serta di posisi kedua dari 85 perusahaan yang dinilai oleh Sustainalytics. Hasil penilaian ini menunjukkan
 bahwa eksposur risiko ESG MPM sangat rendah dan dikelola secara efektif, sehingga potensi dampak finansial dari
 isu keberlanjutan dinilai minimal.

 Dari sudut pandang investor, pengakuan ini semakin meningkatkan visibilitas MPM dalam portofolio investasi
 berkelanjutan serta memperkuat kepercayaan terhadap ketahanan jangka panjang. Ke depan, hasil penilaian ESG
 ini menjadi tolok ukur strategis bagi MPM untuk terus meningkatkan kinerja ESG, menyempurnakan Sustainability
 Roadmap, dan memperkuat posisi MPM sebagai penyedia solusi mobilitas yang bertanggung jawab di tengah
 transisi menuju ekonomi rendah karbon.

 MPM obtained a Sustainalytics ESG Risk Rating of 8.67, placing MPM in the Negligible Risk category and ranking
 second among 85 companies assessed by Sustainalytics. This rating indicates that MPM's ESG risk exposure is very
 low and effectively managed, resulting in minimal potential financial impacts from sustainability-related issues.

 From an investor perspective, this recognition enhances MPM's visibility within sustainable investment portfolios
 and strengthens confidence in its long-term resilience. Going forward, the ESG rating will serve as a strategic
 benchmark for MPM to further improve ESG performance, refine its Sustainability Roadmap, and reinforce its
 position as a responsible mobility solutions provider amid the transition toward a low-carbon economy.




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Page 46
          MPM DAN                  Strategi Keberlanjutan      Penentuan Topik Material              Pelibatan Pemangku Kepentingan
          KEBERLANJUTAN             Sustainability Strategy   Determination of Material Topic             Stakeholder Engagement
          MPM and Sustainability




     Membangun Budaya Keberlanjutan [OJK F.1.]                               Building a Sustainability Culture [OJK F.1.]

     MPM memandang bahwa keberhasilan penerapan strategi                     MPM recognizes that the successful implementation of its
     keberlanjutan tidak hanya ditentukan oleh kebijakan dan                 sustainability strategy is determined not only by policies
     target, tetapi juga oleh budaya organisasi yang mendukung               and targets, but also by an organizational culture that
     terciptanya nilai-nilai keberlanjutan. Upaya pembentukan                fosters sustainability values. Efforts to build a sustainability
     budaya keberlanjutan dilakukan melalui berbagai inisiatif,              culture are carried out through various initiatives, including
     termasuk sosialisasi Strategi Keberlanjutan kepada                      the socialization of the Sustainability Strategy to employees
     karyawan dan manajemen di seluruh entitas, guna                         and management across all entities, ensuring a shared
     memastikan pemahaman yang selaras terhadap arah,                        understanding of direction, priorities, and respective roles
     prioritas, dan peran masing-masing dalam mendukung                      in supporting sustainability objectives.
     pencapaian keberlanjutan.

     Strategi Keberlanjutan dikomunikasikan secara proaktif                  The Sustainability Strategy is communicated proactively
     melalui berbagai saluran, termasuk sosialisasi oleh Tim                 through multiple channels, including briefings by the
     Keberlanjutan, forum internal seperti town hall dan meeting             Sustainability Team, internal forums such as town halls and
     rutin manajemen, serta pertemuan kuartalan dengan                       regular management meetings, as well as quarterly meetings
     Komite Good Corporate Governance (GCG). Pemahaman                       with the Good Corporate Governance (GCG) Committee.
     karyawan juga diperkuat melalui program onboarding                      Employee understanding is further strengthened through
     karyawan baru dan integrasi aspek keberlanjutan ke dalam                new employee onboarding programs and the integration of
     Key Performance Indicator (KPI).                                        sustainability aspects into Key Performance Indicators (KPIs).

     Selain itu, MPM mendorong penerapan nilai keberlanjutan                 In addition, MPM encourages the application of sustainability
     dalam       keseharian  karyawan    melalui    berbagai                 values in employees’ daily activities through various
     inisiatif pendukung, seperti Green Office Movement,                     supporting initiatives, such as the Green Office Movement,
     EnvironmenTalk, Employee Volunteering, serta Health Talk                EnvironmenTalk, Employee Volunteering, and Health Talk, as
     sebagai bagian dari upaya membangun lingkungan kerja                    part of efforts to build a healthy and sustainable workplace.
     yang sehat dan berkelanjutan.

     Peluang dan Tantangan                                                   Opportunities and Challenges
     dalam Penerapan Keberlanjutan [OJK E.5]                                 in Sustainability Implementation [OJK E.5]

     Dalam pelaksanaan Strategi Keberlanjutan #Smart&Embrace                 In implementing the #Smart&Embrace Sustainability
     hingga tahun 2025, MPM menghadapi sejumlah tantangan,                   Strategy throughout 2025, MPM has encountered several
     antara lain kompleksitas operasional di seluruh entitas grup,           challenges, including operational complexity across group
     pengelolaan konsumsi energi dan emisi gas rumah kaca                    entities, the management of energy consumption and
     seiring pertumbuhan aktivitas usaha, serta kebutuhan akan               greenhouse gas emissions amid business growth, and
     data keberlanjutan yang andal dan terintegrasi. Selain itu,             the need for reliable and integrated sustainability data.
     perubahan regulasi dan standar pelaporan yang dinamis                   In addition, evolving regulations and reporting standards
     menuntut kesiapan sistem dan sumber daya, sekaligus                     require system readiness and adequate resources, as well
     penguatan kesadaran serta keterlibatan karyawan dalam                   as strengthened employee awareness and engagement in
     penerapan prinsip keberlanjutan.                                        the application of sustainability principles.

     Di sisi lain, MPM melihat peluang untuk semakin                         At the same time, MPM recognizes opportunities to
     mengintegrasikan keberlanjutan ke dalam strategi                        further integrate sustainability into its business strategy
     bisnis melalui penguatan praktik Environmental, Social,                 by strengthening Environmental, Social, and Governance
     dan Governance (ESG), serta pemanfaatan teknologi                       (ESG) practices and leveraging technology to enhance
     untuk mendukung efisiensi operasional. Meningkatnya                     operational efficiency. Increasing stakeholder expectations
     ekspektasi pemangku kepentingan terhadap praktik                        for responsible business practices also create opportunities
     bisnis yang bertanggung jawab juga membuka peluang                      to develop products and services that deliver added value
     pengembangan produk dan layanan yang memberikan                         to society and the environment.
     nilai tambah bagi masyarakat dan lingkungan.



46                                                                                              Laporan Keberlanjutan ● Sustainability Report   2025
Page 47
PENENTUAN TOPIK MATERIAL                                               DETERMINATION OF MATERIAL TOPIC

Di tahun 2025, MPM memutuskan untuk kembali melakukan                  In 2025, MPM decided to conduct a renewed materiality
analisis materialitas untuk menjadi dasar dalam penyusunan             analysis to serve as the foundation for the Company’s
Strategi Keberlanjutan lima tahun ke depan. Analisis                   sustainability strategy for the next five years. The analysis
materialitas dilakukan dengan pendekatan double materiality            adopted a double materiality approach, enabling MPM to
agar MPM dapat secara efektif mengelola dampak bisnis                  effectively manage the impacts of its business activities on
terhadap aspek ekonomi, lingkungan, dan sosial, sekaligus              economic, environmental, and social aspects, while also
mengidentifikasi risiko dan peluang yang berpotensi                    identifying risks and opportunities that may affect business
memengaruhi keberlangsungan usaha. MPM berkolaborasi                   continuity. MPM collaborated with an experienced
dengan konsultan berpengalaman untuk melakukan analisis                consultant to carry out the double materiality assessment
double materiality melalui tahapan berikut.                            through the following stages.

                                                     Proses Materialitas LST [GRI 3-1]
                                                    ESG Materiality Assessment Process




   Identifikasi topik LST                      Pelibatan                 Penilaian outward dan                   Penetapan
       yang relevan                     pemangku kepentingan                  inward impact                    topik material
  Identification of relevant            Stakeholder engagement          Assessment of outward and             Determination of
          ESG topics                                                          inward impacts                   material topics


Identifikasi topik Lingkungan, Sosial,                                 Identification of Relevant Environmental, Social,
dan Tata Kelola (LST) yang relevan                                     and Governance (ESG) Topics

Pada tahapan ini, konsultan Grup MPM melakukan desk                    At this stage, the consultant conducted desk research
research untuk menentukan daftar panjang topik LST yang                to develop a long list of ESG topics relevant to MPM's
relevan dengan bisnis MPM.                                             business.

Pelibatan pemangku kepentingan                                         Stakeholder Engagement

Proses ini melibatkan pemangku kepentingan internal dan                This process involved both internal and external
eksternal melalui diskusi kelompok terpumpun, wawancara                stakeholders through focus group discussions, in-depth
mendalam, serta survei daring untuk menilai relevansi dan              interviews, and online surveys to assess the relevance and
tingkat kepentingan topik LST, termasuk potensi risiko dan             significance of ESG topics, including their potential risks
dampaknya terhadap kelangsungan bisnis Grup MPM.                       and impacts on the continuity of MPM Group’s business.

Penilaian outward dan inward impact                                    Assessment of Outward and Inward Impacts

Identifikasi topik LST yang berdampak signifikan serta                 ESG topics with significant impacts, as well as those
menimbulkan risiko atau peluang bagi kelangsungan                      presenting risks or opportunities to business continuity
usaha dan strategi jangka panjang Grup MPM. Penilaian                  and the Group’s long-term strategy, were identified. The
dilakukan menggunakan metode scoring dengan                            assessment applied a scoring methodology that considered
mempertimbangkan aspek severity, scope, likelihood,                    severity, scope, likelihood, and irremediable character, while
dan irremediable character, serta mempertimbangkan                     also taking into account regulatory developments and
perkembangan regulasi dan masukan kualitatif dari                      qualitative input from internal stakeholders. Topics scoring
pemangku kepentingan internal. Topik dengan skor di atas               above the defined threshold were mapped as priority topics.
ambang batas dipetakan sebagai topik prioritas.



 2025    Laporan Keberlanjutan ● Sustainability Report                                                                                  47
Page 48
                                                                                 MPM DAN                    Strategi Keberlanjutan         Penentuan Topik Material               Pelibatan Pemangku Kepentingan
                                                                                 KEBERLANJUTAN               Sustainability Strategy      Determination of Material Topic              Stakeholder Engagement
                                                                                 MPM and Sustainability




                             Penetapan topik material                                                                                                       Determination of Material Topics

                             Topik material ditetapkan dengan memetakan hasil penilaian                                                                     Material topics were established by mapping the results
                             outward dan inward impact ke dalam matriks materialitas.                                                                       of the outward and inward impact assessments into a
                                                                                                                                                            materiality matrix.

                             Melalui tahapan di atas, MPM menetapkan delapan topik                                                                          Through this process, MPM identified eight new material
                             material baru di tahun 2025, yang menggantikan topik                                                                           topics in 2025, replacing those established in the previous
                             material yang telah ditetapkan pada periode sebelumnya.                                                                        period. Material topics are defined as those positioned
                             Topik material adalah topik-topik yang berada di atas dan                                                                      above and to the right of the materiality threshold line in
                             di sebelah kanan garis materialitas pada matriks berikut.                                                                      the matrix presented below.



                                                                                                                                         Matriks Materialitas
                                                                                                                                          Materiality Matrix

                                                                                 50
     Signifikansi Risiko dan Peluang l Significance of Risks and Opportunities




                                                                                 45                                                                                                                                          S.1

                                                                                                                                                                                                              E.2
                                                                                 40                                                                                                          H.1   E.6

                                                                                                                                                                                   H.4
                                                                                 35                                                                                                                       S.5
                                                                                                                                                                                             E.5

                                                                                 30                                                                                                   E.3
                                                                                                                                                              S.4       S.3 H.2

                                                                                 25

                                                                                                                                                                  G.1
                                                                                 20
                                                                                                                                          G.2
                                                                                                                                                     B.2
                                                                                                                                       C.1
                                                                                 15
                                                                                                                      G.3        C.3
                                                                                                                         B.1             S.7
                                                                                 10                             E.9
                                                                                                                S.8   C.2
                                                                                                          S.9
                                                                                  5

                                                                                  0
                                                                                      0            5            10             15               20           25            30               35           40          45               50

                                                                                                                                                                                    Signifikansi Dampak l Significance of Impact


                             Keterangan | Note:

                                                                   Kode Topik                                                                               Nama Topik
                                                                  Code of Topic                                                                            Name of Topic
                                                                                  S.1         Privasi Pelanggan dan Keamanan Data l Customer Privacy and Data Security
                                                                                  E.2         Emisi dan Emisi yang Dibiayai l Emissions and Financed Emissions
                                                                                  E.6         Dampak Lingkungan dari Operasional dan Keluhan Lingkungan
                                                                                              Environmental Impact of Operation and Environmental Complaints
                                                                                  S.5         Masyarakat dan Kerelawanan l Community and Volunteering
                                                                                  H.1         Karyawan dan Kesetaraan Kesempatan l Employee and Equal Opportunity
                                                                                  E.3         Efisiensi Bahan Bakar dan Pemanfaatan Armada l Energy and Fleet Fuel Economy & Utilization
                                                                                  E.5         Paparan Risiko Fisik l Physical Risk Exposure
                                                                                  H.4         Pelatihan dan Pendidikan l Training and Education




48                                                                                                                                                                           Laporan Keberlanjutan ● Sustainability Report     2025
Page 49
                                          Daftar Topik Material dan Penjelasannya [GRI 3-2]
                                             List of Material Topics and Their Description


                                                                                                  Metrik Pelaporan    Uraian di Dalam
         Topik Material                                  Alasan Materialitas                     dalam Standar GRI       Laporan Ini
No.
          Material Topic                                 Basis for Materiality                    Reporting Metrics   Disclosure in This
                                                                                                   in GRI Standards        Report


1      Masyarakat dan            Grup MPM beroperasi di berbagai wilayah dan memiliki                  413-1              Halaman
       Kerelawanan               dampak langsung terhadap masyarakat sekitar. Keterlibatan                                  Page
       Community and             aktif dalam komunitas memperkuat hubungan dengan                                         136 - 169
       Volunteering              masyarakat, meningkatkan reputasi sosial perusahaan,
                                 serta mencerminkan komitmen terhadap pembangunan
                                 inklusif. Selain itu, kegiatan employee volunteering turut
                                 meningkatkan keterikatan karyawan dan peran aktif mereka
                                 dalam menciptakan dampak positif bagi masyarakat.


                                 MPM Group operates across various regions and has a direct
                                 impact on surrounding communities. Active community
                                 engagement strengthens relationships with society, enhances
                                 the Company’s social reputation, and reflects its commitment
                                 to inclusive development. Employee volunteering also fosters
                                 stronger employee engagement and their contribution to
                                 positive community impact.




2      Privasi Pelanggan         Sebagai perusahaan yang menangani transaksi konsumen                  418-1              Halaman
       dan Keamanan Data         dan layanan pembiayaan, MPMulia, MPMInsurance,                                             Page
       Customer Privacy          MPMRent, dan JMFI mengelola data pribadi dan keuangan                                     80 - 83
       and Data Security         pelanggan dalam jumlah besar. Pelanggaran privasi atau
                                 keamanan data berpotensi menurunkan kepercayaan
                                 pelanggan, menimbulkan risiko hukum, dan merusak
                                 reputasi perusahaan, sehingga perlindungan data menjadi
                                 bagian penting dari kepatuhan terhadap Undang-Undang
                                 Pelindungan Data Pribadi di Indonesia.


                                 As companies engaged in consumer transactions and
                                 financing services, MPMulia, MPMInsurance, MPMRent, and
                                 JMFI manage large volumes of customers’ personal and
                                 financial data. Any breach of privacy or data security may
                                 undermine customer trust, create legal risks, and damage the
                                 Company’s reputation, making data protection an integral part
                                 of compliance with Indonesia’s Personal Data Protection Law.




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           MPM DAN                  Strategi Keberlanjutan           Penentuan Topik Material              Pelibatan Pemangku Kepentingan
           KEBERLANJUTAN             Sustainability Strategy        Determination of Material Topic             Stakeholder Engagement
           MPM and Sustainability




                                                                                                                 Metrik Pelaporan        Uraian di Dalam
               Topik Material                                  Alasan Materialitas                              dalam Standar GRI           Laporan Ini
     No.
                Material Topic                                 Basis for Materiality                             Reporting Metrics       Disclosure in This
                                                                                                                  in GRI Standards            Report

     3      Emisi dan Emisi          Aktivitas bisnis Grup MPM menghasilkan emisi gas                                   305-1                 Halaman
            yang Dibiayai            rumah kaca (GRK) dari penggunaan energi, yang semakin                              305-2                   Page
            Emissions and            menjadi perhatian seiring meningkatnya regulasi dan                                305-4                  64 - 67
            Financed Emissions       ekspektasi pasar terhadap transisi rendah karbon. Selain
                                     itu, sebagai institusi keuangan, MPMInsurance dan JMFI
                                     juga bertanggung jawab atas financed emissions, yaitu
                                     emisi tidak langsung dari kendaraan atau aset yang
                                     dibiayai. Pengelolaan financed emissions menjadi penting
                                     untuk mengurangi risiko iklim dalam portofolio, menjaga
                                     keberlanjutan bisnis, dan mendukung prinsip pembiayaan
                                     yang bertanggung jawab.


                                     MPM Group’s business activities generate greenhouse
                                     gas (GHG) emissions from energy consumption, which are
                                     increasingly scrutinized amid rising regulations and market
                                     expectations for a low-carbon transition. In addition, as
                                     financial institutions, MPMInsurance and JMFI are also
                                     responsible for financed emissions—indirect emissions
                                     arising from vehicles or assets they finance. Managing
                                     financed emissions is essential to mitigating climate-
                                     related portfolio risks, ensuring business sustainability, and
                                     supporting the principles of responsible financing.


     4      Karyawan dan             Karyawan merupakan aset penting bagi Grup MPM, terutama                            401-1                Halaman
            Kesetaraan               di bidang layanan pelanggan dan operasional. Mendorong                             401-2                  Page
            Kesempatan               keberagaman dan kesetaraan kesempatan kerja mendukung                              401-3                106 - 119
            Employee and Equal       terciptanya lingkungan kerja yang adil, inovatif, dan                              405-1
            Opportunity              meningkatkan daya tarik perusahaan sebagai tempat bekerja.                         405-2
                                                                                                                        406-1
                                     Employees are a vital asset for MPM Group, particularly
                                     in customer service and operational functions. Promoting
                                     diversity and equal employment opportunities supports the
                                     creation of a fair and innovative work environment, while
                                     also enhancing the company’s attractiveness as a workplace.


     5      Efisiensi Bahan          Efisiensi energi dan bahan bakar berpengaruh langsung                              302-1                 Halaman
            Bakar dan                terhadap biaya operasional dan emisi aktivitas distribusi                          302-3                   Page
            Pemanfaatan              kendaraan bermotor serta sewa kendaraan. Optimalisasi                                                     60 - 63
            Armada                   konsumsi energi, khususnya oleh MPMulia dan MPMRent,
            Energy and Fleet         dapat membantu perusahaan untuk menekan biaya operasional
            Fuel Economy and         dan mencapai target pengurangan konsumsi energi.
            Utilization
                                     Energy and fuel efficiency have a direct impact on
                                     operational costs and emissions arising from motor
                                     vehicle distribution and rental activities. Optimizing energy
                                     consumption, particularly by MPMulia and MPMRent, can
                                     help the company reduce operational costs and achieve its
                                     energy reduction targets.




50                                                                                                    Laporan Keberlanjutan ● Sustainability Report   2025
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                                                                                                    Metrik Pelaporan    Uraian di Dalam
          Topik Material                                 Alasan Materialitas                       dalam Standar GRI       Laporan Ini
No.
           Material Topic                                Basis for Materiality                      Reporting Metrics   Disclosure in This
                                                                                                     in GRI Standards        Report


6      Dampak                    Aktivitas operasional, seperti layanan servis kendaraan dan             303-3              Halaman
       Lingkungan dari           logistik, memiliki dampak lingkungan seperti limbah, emisi,             303-5                Page
       Operasional dan           dan penggunaan sumber daya. Pengelolaan dampak serta                    306-3               68 - 76
       Keluhan Lingkungan        respons yang cepat terhadap keluhan lingkungan dapat                    306-4
       Environmental Impact      menjaga kepatuhan dan reputasi perusahaan.
       of Operation and
       Environmental             Operational activities, such as vehicle servicing and
       Complaints                logistics, have environmental impacts including waste,
                                 emissions, and resource use. Effective management of these
                                 impacts, along with prompt responses to environmental
                                 complaints, helps maintain regulatory compliance and
                                 protect the company’s reputation.



7      Paparan Risiko Fisik      Bisnis Grup MPM menghadapi risiko fisik akibat perubahan                  -                Halaman
       Physical Risk             iklim seperti banjir, cuaca ekstrem, dan gangguan rantai                                     Page
       Exposure                  pasok. Risiko ini dapat menghambat distribusi kendaraan,                                   231 - 236
                                 logistik, serta operasional layanan.


                                 MPM Group’s businesses face physical risks from climate
                                 change such as flooding, extreme weather, and supply chain
                                 disruptions. These risks may hinder vehicle distribution,
                                 logistics, and service operations.



8      Pelatihan dan             Perkembangan teknologi yang cepat, termasuk tren                        404-1              Halaman
       Pendidikan                elektrifikasi kendaraan dan digitalisasi layanan, menuntut              404-2                Page
       Training and              transformasi signifikan dalam industri otomotif dan                     404-3              122 - 126
       Education                 pembiayaan. Di saat yang sama, perubahan iklim mendorong
                                 munculnya regulasi dan standar baru yang menuntut
                                 kemampuan adaptasi tinggi. Untuk itu, peningkatan
                                 kompetensi karyawan secara berkelanjutan menjadi
                                 kunci, tidak hanya untuk menjaga daya saing, tetapi juga
                                 memastikan keberlanjutan bisnis melalui perencanaan
                                 suksesi yang mampu melahirkan pemimpin masa depan
                                 yang paham akan tantangan transisi hijau.


                                 Rapid technological developments, including the
                                 electrification of vehicles and the digitalization of services,
                                 demand significant transformation within the automotive
                                 and financing industries. At the same time, climate change is
                                 driving the emergence of new regulations and standards that
                                 require strong adaptive capacity. In this context, continuous
                                 enhancement of employee competencies becomes
                                 essential—not only to maintain competitiveness but also to
                                 ensure business sustainability through succession planning
                                 that fosters future leaders who understand the challenges of
                                 the green transition.




2025     Laporan Keberlanjutan ● Sustainability Report                                                                                       51
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          MPM DAN                  Strategi Keberlanjutan      Penentuan Topik Material              Pelibatan Pemangku Kepentingan
          KEBERLANJUTAN             Sustainability Strategy   Determination of Material Topic             Stakeholder Engagement
          MPM and Sustainability




     PELIBATAN PEMANGKU                                                      STAKEHOLDER
     KEPENTINGAN [OJK E.4] [GRI 2-29]                                        ENGAGEMENT [OJK E.4] [GRI 2-29]

     MPM menyadari pentingnya membangun hubungan                             MPM recognizes the importance of building harmonious
     yang harmonis dengan pemangku kepentingan melalui                       relationships with stakeholders through continuous
     komunikasi dan pelibatan yang berkelanjutan. Pendekatan                 communication and engagement. This approach enables
     ini memungkinkan MPM merumuskan kebijakan dan                           MPM to formulate relevant policies and programs to ensure
     program yang relevan agar manfaat kehadiran perusahaan                  that the Company’s presence delivers tangible benefits
     dapat dirasakan oleh masyarakat. MPM mendefinisikan                     to society. MPM defines stakeholders as individuals or
     pemangku kepentingan sebagai individu atau kelompok                     groups who influence or are influenced by the Company’s
     yang memengaruhi atau dipengaruhi oleh kinerja                          performance. The list of MPM’s stakeholder groups is
     perusahaan. Daftar kelompok pemangku kepentingan                        presented in the following table.
     MPM disajikan pada tabel berikut.



                                       Daftar Pemangku Kepentingan dan Metode Pelibatannya
                                            List of Stakeholders and Methods of Engagement

     Kelompok Pemangku
                                    Isu yang Dikemukakan                   Metode Pelibatan                             Respons MPM
         Kepentingan
                                         Issues Arising                  Methods of Engagement                          MPM’s Response
      Stakeholder Group

                               • Akses informasi terkait produk/    • Komunikasi melalui counter/            • Akses informasi melalui website,
                                 jasa,                                call center/showroom.                  • Memberikan garansi,
                               • Kualitas produk/jasa,                                                       • Pemenuhan standar dan kualitas
     Pelanggan                 • Keamanan produk dan jasa,          • Communication through                    produk dan jasa,
     Customer                  • After sales service,                 counters, call centers, and            • Tersedianya layanan,
                               • Penanganan keluhan.                  showrooms.                             • Customer service.


                               • Access to information related to                                            • Providing information access
                                 products/ services,                                                           through the website,
                               • Products/services quality,                                                  • Offering product warranties,
                               • Products/services safety,                                                   • Ensuring product and service
                               • After sales service,                                                          standards and quality,
                               • Complaint handling.                                                         • Ensuring service availability,
                                                                                                             • Customer service support.

                               • Kesejahteraan dan jaminan          • Town hall,                             • Remunerasi dan tunjangan yang
                                 kesehatan,                         • Employee Effectiveness Survey,           menarik serta memenuhi ketentuan
                               • Keselamatan dan kesehatan          • Whistleblowing system,                   yang berlaku,
     Karyawan                    kerja.                             • MPMAX online,                          • Memberi asuransi kesehatan,
     Employees                                                      • E-bulletin.                            • Melengkapi sarana dan prasarana,
                               • Welfare and health benefits ,                                               • Pelatihan dan pengembangan,
                               • Occupational health and safety.    • Town halls,                            • Jenjang karier.
                                                                    • Employee Effectiveness Survey,
                                                                    • Whistleblowing system,                 • Competitive remuneration and
                                                                    • MPMAX online platform,                   benefits in compliance with
                                                                    • E-bulletin.                              regulations,
                                                                                                             • Health insurance coverage,
                                                                                                             • Provision of facilities and
                                                                                                               infrastructure,
                                                                                                             • Training and development
                                                                                                               programs,
                                                                                                             • Career path opportunities.




52                                                                                              Laporan Keberlanjutan ● Sustainability Report   2025
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Kelompok Pemangku
                              Isu yang Dikemukakan                  Metode Pelibatan                       Respons MPM
    Kepentingan
                                   Issues Arising                 Methods of Engagement                    MPM’s Response
 Stakeholder Group


                        Dampak nyata yang positif             • Program kehumasan (audiensi),    • Pemberdayaan masyarakat,
                                                              • Sosialisasi program CSR,         • Pemberian bantuan dan donasi,
                        Tangible positive impacts             • Pelaksanaan kegiatan CSR.        • Kegiatan CSR lainnya.
Masyarakat
Communities                                                   • Public relations programs        • Community empowerment
                                                                (audiences),                       initiatives,
                                                              • CSR program socialization,       • Donations and assistance,
                                                              • CSR activities implementation.   • Other CSR programs.




                        • Kepatuhan dan perlindungan          Kepatuhan peraturan.               • Mematuhi peraturan perundang-
                          kepentingan minoritas,                                                   undangan yang berlaku,
                        • Dukungan terhadap                   Regulatory compliance and            tetapi tidak terbatas dengan
Pemerintah                pembangunan berkelanjutan.          reporting.                           penyampaian laporan dan
Government                                                                                         keterbukaan informasi dengan
                        • Regulatory compliance and                                                tepat waktu dan sesuai dengan
                          protection of minority interests,                                        ketentuan,
                        • Support for sustainable                                                • Melalui kinerja ekonomi dan
                          development.                                                             kegiatan CSR telah mendukung
                                                                                                   pembangunan berkelanjutan.


                                                                                                 • Compliance with applicable laws
                                                                                                   and regulations, including timely
                                                                                                   reporting and disclosure,
                                                                                                 • Supporting sustainable
                                                                                                   development through economic
                                                                                                   performance and CSR activities.




                        • Penerapan tata kelola yang baik,    RUPS, Public Expose, dan IR one    • Melalui pengelolaan perusahaan
                        • Keterbukaan informasi,              on one meeting.                      yang baik dapat meningkatkan
                        • Keuntungan investasi.                                                    kinerja keuangan,
Pemegang Saham/                                               GMS, Public Expose, One-on-one     • Secara berkala menyampaikan
Investor                • Good corporate governance,          Investor Relations meetings.         laporan kepada pemangku
Shareholders /          • Transparency of information,                                             kepentingan, seperti Laporan
Investors               • Investment returns.                                                      Tahunan dan Laporan
                                                                                                   Keberlanjutan.


                                                                                                 • Strengthening financial
                                                                                                   performance through good
                                                                                                   corporate governance,
                                                                                                 • Periodic reporting to stakeholders,
                                                                                                   including Annual and Sustainability
                                                                                                   Reports.




2025   Laporan Keberlanjutan ● Sustainability Report                                                                                     53
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          MPM DAN                  Strategi Keberlanjutan      Penentuan Topik Material              Pelibatan Pemangku Kepentingan
          KEBERLANJUTAN             Sustainability Strategy   Determination of Material Topic             Stakeholder Engagement
          MPM and Sustainability




     Kelompok Pemangku
                                    Isu yang Dikemukakan                   Metode Pelibatan                             Respons MPM
         Kepentingan
                                         Issues Arising                  Methods of Engagement                          MPM’s Response
      Stakeholder Group


                               • Kemudahan dalam bermitra,          Proses tender, evaluasi atau             • Kemudahan dan transparansi
                               • Perlakuan yang setara terhadap     review bersama.                            dalam bermitra,
                                 semua mitra,                                                                • Perlakuan inklusif (setara) bagi
     Pemasok Utama             • Kepatuhan terhadap ketentuan       Tender processes, joint                    semua mitra,
     (Principal) dan             dan persyaratan MPM.               evaluations/reviews.                     • Memberi keterbukaan informasi.
     Pemasok Lainnya
     Principals and Other      • Ease of partnership,                                                        • Ease and transparency in
     Suppliers                 • Equal treatment among partners,                                               partnerships,
                               • Compliance with MPM                                                         • Inclusive and equal treatment of
                                 requirements.                                                                 partners,
                                                                                                             • Information transparency.




                               Keterbukaan informasi                Website, media sosial, media visit       Bekerja sama melalui saluran media
                                                                    dan corporate visit.                     yang tersedia, baik karena ketentuan
     Media                     Transparency of information                                                   regulasi maupun kepentingan
     Media                                                          Website, social media, media             strategi bisnis/pemasaran.
                                                                    visits, corporate visits.
                                                                                                             Collaboration through available
                                                                                                             media channels in line with
                                                                                                             regulatory requirements and
                                                                                                             business/marketing strategies.




                               • Program-program pendidikan,        Audiensi program Focus Group             Kerja sama dalam kegiatan CSR.
                                 peningkatan kesejahteraan dan      Discussion.
                                 kesehatan,                                                                  Collaboration in CSR activities.
     Lembaga Swadaya           • Dampak sosial program              Program hearings, Focus Group
     Masyarakat (LSM)            kemasyarakatan,                    Discussions.
     Non-Governmental          • Program-program pelestarian
     Organizations (NGOs)        lingkungan.


                               • Education programs, welfare and
                                 health improvement,
                               • Social impacts of community
                                 programs,
                               • Environmental conservation
                                 programs.




54                                                                                              Laporan Keberlanjutan ● Sustainability Report   2025
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2025   Laporan Keberlanjutan ● Sustainability Report   55
Page 56
     Smart Mobility
     to Embrace
     a Better Environment
     58   Pengelolaan Lingkungan
          Environmental Management


     60   Efisiensi Bahan Bakar dan Pemanfaatan Armada
          Fuel Efficiency and Fleet Utilization


     64   Emisi dan Emisi yang Dibiayai
          Emissions and Financed Emissions


     68   Dampak Lingkungan dari Operasional dan Keluhan Lingkungan
          Environmental Impacts from Operations and Environmental Complaints




03
Page 57
Sebagai bagian dari dukungan terhadap agenda
global dan kebijakan Pemerintah Indonesia dalam
menghadapi perubahan iklim, MPM berkomitmen
mendukung pencapaian target Net Zero Emission
pada tahun 2050.
As part of its support for the global agenda and the Government of Indonesia’s policies in addressing climate
change, MPM is committed to supporting the achievement of the Net Zero Emissions target by 2050.
Page 58
          SMART MOBILITY TO     Pengelolaan Lingkungan    Efisiensi Bahan Bakar dan Pemanfaatan Armada          Emisi dan Emisi yang Dibiayai
          EMBRACE A BETTER     Environmental Management           Fuel Efficiency and Fleet Utilization        Emissions and Financed Emissions
          ENVIRONMENT




     Smart Mobility to Embrace
     a Better Environment




     PENGELOLAAN LINGKUNGAN                                        ENVIRONMENTAL MANAGEMENT

     Dalam menjalankan kegiatan usahanya, MPM memandang            In conducting its business activities, MPM regards
     pengelolaan lingkungan sebagai bagian yang tidak              environmental management as an integral part of
     terpisahkan dari tanggung jawab perusahaan. MPM               its corporate responsibility. MPM recognizes that its
     menyadari bahwa aktivitas operasional memiliki potensi        operational activities have the potential to impact
     dampak terhadap lingkungan, sehingga pengendalian             the environment; therefore, control and management
     dan pengelolaannya dilakukan secara terencana, terukur,       measures are carried out in a planned, measurable, and
     dan bertanggung jawab. Komitmen ini sejalan dengan            responsible manner. This commitment aligns with the
     pilar Smart Mobility to Embrace a Better Environment          Smart Mobility to Embrace a Better Environment pillar
     dalam strategi keberlanjutan MPM, yang mendorong              within MPM sustainability strategy, which promotes the
     integrasi prinsip ramah lingkungan ke dalam proses            integration of environmentally friendly principles into daily
     bisnis sehari-hari. Melalui pendekatan tersebut, MPM          business processes. Through this approach, MPM not only
     tidak hanya memastikan kepatuhan terhadap peraturan           ensures compliance with applicable laws and regulations
     perundang-undangan yang berlaku, tetapi juga berupaya         but also strives to develop increasingly efficient and
     membangun praktik operasional yang semakin efisien            environmentally responsible operational practices.
     dan berwawasan lingkungan.

     Sebagai bagian dari dukungan terhadap agenda global           As part of its support for the global agenda and the
     dan kebijakan Pemerintah Indonesia dalam menghadapi           Government of Indonesia’s policies in addressing
     perubahan iklim, MPM berkomitmen mendukung                    climate change, MPM is committed to supporting the
     pencapaian target Net Zero Emission pada tahun 2050.          achievement of the Net Zero Emissions target by 2050.
     Komitmen ini diwujudkan melalui penerapan praktik bisnis      This commitment is implemented through the adoption of
     berkelanjutan, pengelolaan emisi gas rumah kaca secara        sustainable business practices, the gradual management of
     bertahap, serta peningkatan efisiensi energi di seluruh       greenhouse gas emissions, and the enhancement of energy
     kegiatan operasional. Upaya tersebut dilakukan secara         efficiency across all operational activities. These efforts are
     konsisten dan berkelanjutan sebagai kontribusi nyata          carried out consistently and continuously as MPM tangible
     MPM dalam menciptakan lingkungan yang lebih baik bagi         contribution to creating a better environment for future
     generasi mendatang. [IDX E-06]                                generations. [IDX E-06]




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Page 59
  Dampak Lingkungan dari Operasional dan Keluhan Lingkungan
Environmental Impacts from Operations and Environmental Complaints




                Dampak Lingkungan Penting yang Disebabkan Aktivitas Bisnis/Produk/Jasa Grup MPM
            Significant Environmental Impacts Resulting from MPM Group’s Business Activities/Products/Services


   Polusi yang disebabkan oleh penjualan produk,                         Dampak tidak langsung terhadap perubahan iklim dari
   termasuk yang dihasilkan dari penggunaan                               perubahan penggunaan lahan akibat pengembangan
   kendaraan operasional MPM                                                                     perkantoran dan gudang baru
   Pollution arising from product sales, including                            Indirect impacts on climate change due to land-use
   emissions generated from the use of MPM                                              changes associated with the development
   operational vehicles.                                                                          of new offices and warehouses.



   Emisi gas rumah kaca dari
   operasional perusahaan seperti                                                               Pencemaran lingkungan melalui
   penggunaan AC di perkantoran                                                                       limbah operasional MPM
   Greenhouse gas emissions from company operations,                                       Environmental pollution resulting from
   such as electricity consumption and the use of air                                                    MPM operational waste.
   conditioning in office facilities.




MPM menyadari bahwa dampak lingkungan dapat timbul                   MPM recognizes that environmental impacts may arise
baik dari aktivitas operasional maupun secara tidak                  not only from its operational activities but also indirectly
langsung melalui hubungan bisnis dalam rantai pasok.                 through business relationships within its supply chain. To
Untuk meminimalkan risiko tersebut, MPM menerapkan                   minimize these risks, MPM implements periodic supplier
proses seleksi dan pemantauan pemasok secara berkala                 selection and monitoring processes, taking into account
dengan mempertimbangkan kepatuhan dan komitmen                       partners’ compliance with and commitment to sustainability
mitra terhadap praktik keberlanjutan dan pengelolaan                 practices and environmental management. Nevertheless,
lingkungan. Meskipun demikian, MPM tetap menyadari                   the Company remains aware of potential risks from
adanya potensi risiko dari mitra usaha, sehingga evaluasi            business partners; therefore, routine vendor evaluations
rutin terhadap vendor terus dilakukan sebagai bagian dari            are continuously conducted as part of its efforts to mitigate
upaya mitigasi dampak lingkungan.                                    environmental impacts.

Salah satu aspek lingkungan yang menjadi perhatian MPM               One environmental aspect of particular concern to MPM is
adalah emisi dan kualitas udara yang berkaitan dengan                emissions and air quality associated with business activities
kegiatan usaha di sektor otomotif. Melalui Entitas Anak,             in the automotive sector. Through its Subsidiaries, MPM
MPM menjalankan berbagai inisiatif, antara lain program              carries out various initiatives, including the One Sales One
One Sales One Seed berupa pemberian bibit tanaman kepada             Seed program, which provides plant seedlings to every
setiap pelanggan yang melakukan pembelian sepeda                     walk-in customer purchasing a motorcycle, the provision of
motor secara walk-in, penyelenggaraan uji emisi gratis bagi          free emission tests for customers, and the development of
pelanggan, serta pengembangan produk ramah lingkungan                environmentally friendly products such as electric vehicles.
seperti kendaraan listrik. Upaya ini merupakan bagian                These efforts form part of MPM’s contribution to supporting
dari kontribusi MPM dalam mendukung pengurangan                      emission reductions and increasing public awareness of the
emisi serta peningkatan kesadaran masyarakat terhadap                importance of improved air quality.
pentingnya kualitas udara yang lebih baik.

Di lingkungan internal, MPM mengimplementasikan program              Within its internal operations, MPM implements the Green
Green Office Movement untuk mendorong efisiensi energi               Office Movement program to promote energy efficiency
dan pengurangan emisi gas rumah kaca dalam kegiatan                  and reduce greenhouse gas emissions in daily operational
operasional sehari-hari. Program ini didukung dengan                 activities. This program is supported by responsible
pengelolaan air, efluen, dan limbah secara bertanggung               management of water, effluents, and waste to minimize
jawab guna meminimalkan dampak terhadap lingkungan                   impacts on the surrounding environment. Throughout
sekitar. Sepanjang periode pelaporan, Grup MPM tidak                 the reporting period, the MPM Group did not receive any
menerima pengaduan terkait dampak lingkungan hidup                   complaints related to environmental impacts resulting from
yang ditimbulkan oleh kegiatan operasional. [OJK F.16]               its operational activities. [OJK F.16]



 2025     Laporan Keberlanjutan ● Sustainability Report                                                                              59
Page 60
          SMART MOBILITY TO       Pengelolaan Lingkungan      Efisiensi Bahan Bakar dan Pemanfaatan Armada            Emisi dan Emisi yang Dibiayai
          EMBRACE A BETTER       Environmental Management             Fuel Efficiency and Fleet Utilization          Emissions and Financed Emissions
          ENVIRONMENT




                                         Realisasi Biaya Lingkungan (juta Rupiah) [OJK F.4]
                                        Environmental Expenditure Realization (million Rupiah)


                                 2025                                 2024                                          2023
                            Rp
                                 431,32                              Rp
                                                                       724,95                                   Rp
                                                                                                                     393,35


     EFISIENSI BAHAN BAKAR DAN                                            FUEL EFFICIENCY AND
     PEMANFAATAN ARMADA                                                   FLEET UTILIZATION

     Relevansi Topik terhadap Bisnis                                      Relevance of the Topic to the Business

     Energi merupakan salah satu penopang utama                           Energy is one of the primary pillars supporting the
     keberlangsungan operasional MPM, termasuk dalam                      continuity of MPM’s operations, including the activities
     aktivitas Entitas Anak dan Entitas Asosiasi. Ketersediaan dan        of its Subsidiaries and Associates. The availability and
     pengelolaan energi berperan langsung dalam mendukung                 management of energy play a direct role in supporting
     pengoperasian armada, distribusi logistik, serta fungsi              fleet operations, logistics distribution, and the functions
     fasilitas pendukung bisnis. Dengan karakteristik usaha yang          of business support facilities. Given the Company’s
     memiliki ketergantungan pada mobilitas dan transportasi,             business characteristics, which rely heavily on mobility and
     dinamika harga dan pasokan energi menjadi faktor yang                transportation, fluctuations in energy prices and supply are
     turut memengaruhi efisiensi operasional serta struktur               factors that influence operational efficiency and the overall
     biaya MPM secara keseluruhan.                                        cost structure of MPM.

     Dalam konteks tersebut, MPM, Entitas Anak, dan Entitas               In this context, MPM, its Subsidiaries, and Associates face
     Asosiasi menghadapi risiko peningkatan biaya operasional             the risk of increased operational costs due to energy price
     akibat fluktuasi harga energi dan perubahan tren pasar               volatility and shifting market trends away from fossil fuel–
     terhadap kendaraan berbasis bahan bakar fosil. Dampak                based vehicles. These impacts may affect asset utilization
     tersebut dapat memengaruhi tingkat pemanfaatan aset,                 levels, particularly in fleet-based business units, and have
     khususnya pada unit usaha berbasis armada, serta berimplikasi        implications for financial performance. Nevertheless, these
     pada kinerja keuangan. Namun demikian, tantangan ini                 challenges also present opportunities for improvement.
     sekaligus membuka ruang perbaikan. Melalui pengendalian              Through fuel consumption control, optimization of fleet
     konsumsi bahan bakar, optimalisasi pemanfaatan armada,               utilization, and the adoption of more energy-efficient
     hingga penggunaan kendaraan yang lebih hemat energi,                 vehicles, MPM sees opportunities to enhance efficiency,
     MPM melihat peluang untuk meningkatkan efisiensi,                    strengthen competitiveness, and build a reputation as an
     memperkuat daya saing, serta membangun reputasi sebagai              entity that is adaptive to the energy transition.
     entitas yang adaptif terhadap transisi energi.




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Pengelolaan Efisiensi Bahan Bakar                                    Fuel Efficiency and Fleet Utilization
dan Pemanfaatan Armada [GRI 3-3]                                     Management [GRI 3-3]

Dalam menjalankan aktivitas operasionalnya, MPM                      In carrying out its operational activities, MPM relies
mengandalkan energi sebagai penggerak utama mobilitas                on energy as the primary driver of business mobility,
bisnis, khususnya melalui pemanfaatan armada. Intensitas             particularly through the use of fleets. The intensity of
penggunaan armada dalam mendukung distribusi,                        fleet utilization in supporting distribution, services, and
layanan, dan kegiatan operasional lainnya menjadikan                 other operational activities makes fuel efficiency a critical
efisiensi bahan bakar sebagai aspek yang dikelola                    aspect that is managed with great care. Controlling energy
secara serius. Pengendalian konsumsi energi tidak hanya              consumption is not only related to cost effectiveness but
berkaitan dengan efektivitas biaya, tetapi juga dengan               also to efforts to minimize the environmental impacts
upaya meminimalkan dampak lingkungan yang timbul dari                arising from operational activities.
aktivitas operasional.

Sejalan dengan Sustainability Roadmap MPM, pengelolaan               In line with MPM Sustainability Roadmap, fuel efficiency
efisiensi bahan bakar dilakukan melalui pengaturan                   management is implemented through more structured
pemanfaatan armada secara lebih terencana, pemantauan                fleet utilization planning, periodic monitoring of energy
penggunaan energi secara berkala, serta evaluasi pola                use, and evaluation of operational patterns to reduce
operasional untuk mengurangi konsumsi yang tidak                     inefficient consumption. This approach is designed to
optimal. Pendekatan ini dirancang untuk menjaga                      maintain a balance between productivity and efficiency
keseimbangan antara produktivitas dan efisiensi, sekaligus           while supporting responsible and long-term–oriented
mendukung pengelolaan energi yang bertanggung jawab                  energy management. Through these measures, MPM
dan berorientasi jangka panjang. Melalui langkah-langkah             strives to ensure that every mobility activity delivers
tersebut, MPM berupaya memastikan bahwa setiap                       optimal value with more controlled use of resources.
aktivitas mobilitas memberikan nilai tambah yang optimal
dengan penggunaan sumber daya yang lebih terkendali.



Kinerja dan Evaluasi                                                 Performance and Evaluation

Sebagai bagian dari implementasi Sustainability Roadmap,             As part of the implementation of its Sustainability Roadmap
MPM secara bertahap memperkuat pengendalian                          MPM is progressively strengthening energy consumption
konsumsi energi untuk mendukung efisiensi bahan bakar                controls to support fuel efficiency and optimize fleet
dan optimalisasi pemanfaatan armada. Sepanjang tahun                 utilization. Throughout 2025, through the Green Office
2025, melalui program Green Office Movement di Kantor                Movement program at the Head Office and Subsidiaries,
Pusat dan Entitas Anak, MPM menjalankan berbagai                     MPM implemented various energy efficiency initiatives
inisiatif efisiensi energi yang berkontribusi pada penurunan         that contributed to a reduction in operational electricity
konsumsi listrik operasional.                                        consumption.

Langkah yang dilakukan antara lain penertiban penggunaan             Measures undertaken included regulating air conditioning
AC di beberapa lokasi operasional, yaitu Simpang Dukuh,              usage at several operational locations, Simpang Dukuh,
Sedati, Gudang Gedangan, dan Kantor Malang, melalui                  Sedati, Gudang Gedangan, and the Malang Office through
pengaturan waktu operasional yang lebih disiplin serta               more disciplined operating schedules and restrictions on
pembatasan penggunaan di luar jam kerja. MPM juga                    use outside working hours. MPM also upgraded equipment
melakukan penyesuaian peralatan dengan mengganti 1                   by replacing one 5 PK centralized air conditioning unit with
unit Air Conditioner (AC) terpusat 5 PK menjadi 2 unit AC            two more efficient 2 PK units, as well as substituting older
masing-masing 2 PK yang lebih efisien, serta mengganti               units with low-watt inverter air conditioners to improve
unit lama dengan AC inverter low watt guna meningkatkan              electricity consumption efficiency. [OJK F.7]
efisiensi konsumsi listrik. [OJK F.7]




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Page 62
          SMART MOBILITY TO        Pengelolaan Lingkungan        Efisiensi Bahan Bakar dan Pemanfaatan Armada           Emisi dan Emisi yang Dibiayai
          EMBRACE A BETTER        Environmental Management               Fuel Efficiency and Fleet Utilization         Emissions and Financed Emissions
          ENVIRONMENT




                                                        Capaian Efisiensi Energi [GRI 302-4]
                                                             Energy Efficiency Achievement



                                                24.338 kWh                               87,62 GJ
         Simpang Dukuh:
         Konsumsi Energi Listrik menurun                                          atau                           dibanding tahun 2024.
         Electricity consumption decreased by 24,338 kWh or 87.62 GJ compared to 2024.




     Upaya efisiensi turut diperkuat melalui pemasangan sensor            Efficiency efforts were further strengthened through
     lampu otomatis di area kantor dan jalur pejalan kaki, serta          the installation of automatic lighting sensors in office
     penambahan 7 unit lampu Penerangan Jalan Umum (PJU)                  areas and pedestrian pathways, as well as the addition
     berbasis tenaga surya di Gudang Probolinggo. Dengan                  of seven solar-powered street lighting units (PJU) at the
     penambahan tersebut, hingga akhir 2025 MPMulia telah                 Probolinggo Warehouse. With these additions, by the end
     mengoperasikan total 19 unit PJU tenaga surya di area                of 2025 MPMulia operated a total of 19 solar-powered
     operasionalnya. [OJK F.7]                                            street lighting units across its operational areas. [OJK F.7]

     Efektivitas kebijakan dan program tersebut dievaluasi secara         The effectiveness of these policies and programs is
     berkala melalui mekanisme pemantauan yang terintegrasi               evaluated periodically through monitoring mechanisms
     dengan target lingkungan dalam Sustainability Roadmap.               integrated with environmental targets in the Sustainability
     Hasil evaluasi 2025 menunjukkan perlunya penguatan                   Roadmap. The 2025 evaluation results indicate the need
     pengawasan penggunaan energi di lokasi operasional                   to strengthen oversight of energy use in high-activity
     dengan intensitas aktivitas tinggi serta peningkatan                 operational locations and to enhance employee awareness
     kesadaran karyawan terhadap praktik efisiensi energi. Ke             of energy efficiency practices. Going forward, MPM will
     depan, MPM akan melanjutkan optimalisasi penggunaan                  continue optimizing the use of energy-efficient equipment,
     peralatan hemat energi, memperluas pemanfaatan                       selectively expanding the utilization of renewable energy,
     energi terbarukan secara selektif, serta menyelaraskan               and aligning energy consumption management with fuel
     pengelolaan konsumsi energi dengan strategi efisiensi                efficiency strategies and more measurable fleet utilization
     bahan bakar dan optimalisasi pemanfaatan armada secara               optimization.
     lebih terukur.



                           Konsumsi dan Intensitas Energi dalam MPM [OJK F.6] [GRI 302-1, 302-3] [IDX E-03]
                                         Energy Consumption and Intensity within MPM

                      Deskripsi l Description                     Satuan l Unit           2025                2024                  2023
                                                Energi Tidak Terbarukan ▪ Non-Renewable Energy

      Bahan Bakar Minyak (BBM) ▪ Fuel (Petroleum-Based Fuels)

      MPM Head Office                                                 Liter                      n/a                   n/a                    n/a

      Satellite Office (Alam Sutera)                                  Liter                      n/a                   n/a                    n/a

      MPMulia                                                         Liter                  37.315                42.966*                54.920*

      MPMRent                                                         Liter                  11.063                 13.963                 11.758

      MPMInsurance                                                    Liter                  44.455                 79.535                 81.350

      Jumlah Konsumsi BBM ▪ Total Fuel Consumption                    Liter                  92.833               136.464                 148.028




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                     Deskripsi l Description                         Satuan l Unit            2025               2024              2023
                                               Energi Tidak Terbarukan ▪ Non-Renewable Energy

 Listrik ▪ Electricity

                                                                         kWh                      43.705          38.894,44          50.477,78
 MPM Head Office
                                                                          GJ                      157,34             140,02             181,72
 Luas Bangunan l Building Area                                            m 2
                                                                                                 1.215**                1.696             1.696
                                                                         kWh                         47,6                n/a               n/a
 Satellite Office (Alam Sutera)
                                                                          GJ                         0,17                n/a               n/a
 Luas Bangunan l Building Area                                            m2                    11.304**                 n/a               n/a
                                                                         kWh                   2.525.575       2.584.655,56       2.546.230,56
 MPMulia
                                                                          GJ                    9.092,07           9.304,76           9.166,43
 Luas Bangunan l Building Area                                            m 2
                                                                                                119.926            119.926*           119.926*
                                                                         kWh                 882.933,33          940.555,56         944.977,78
 MPMRent
                                                                          GJ                    3.178,56           3.386,00           3.401,92
 Luas Bangunan l Building Area                                            m2                   12.743,25          12.743,25          12.743,25
                                                                         kWh                 125.258,33          177.547,22         140.036,11
 MPMInsurance
                                                                          GJ                      450,93             639,17             504,13
 Luas Bangunan l Building Area                                            m2                     1.696**                1.451             1.451
 Jumlah Konsumsi Listrik                                                 kWh               3.577.519,26       3.741.652,78       3.681.722,22
 Total Electricity Consumption                                            GJ                  12.879,07         13.469,95*          13.254,20
 Luas Bangunan Keseluruhan Unit Usaha
                                                                          m2                 146.884,25        135.816,25*        135.816,25*
 Total Building Area Across All Business Units
 Intensitas Energi Listrik
                                                                        GJ/m2                      0,088             0,099*             0,097*
 Electricity Energy Intensity

Catatan ⅼ Note:
Satellite Office (Alam Sutera) baru beroperasi sejak Oktober tahun 2025, sehingga data tahun 2024 dan 2023 tidak tersedia.
 *Data telah dinyatakan ulang karena terdapat koreksi data dari laporan keberlanjutan tahun 2024.
**Luas bangunan berubah dikarenakan perpindahan lokasi gedung Head Office (1.215 m2), Satellite Office Alam Sutera (11.304 m2),
  dan MPMInsurance (1.696 m2).
The Satellite Office (Alam Sutera) has been in operation only since October 2025; therefore, data for 2024 and 2023 are not available.
 *Data have been restated due to corrections made to the 2024 Sustainability Report.
**Building area changed due to the relocation of the Head Office (1,215 m²), Satellite Office Alam Sutera (11,304 m²),
  and MPMInsurance (1,696 m²).

Asumsi ⅼ Assumptions:
• Intensitas energi merupakan rata-rata untuk semua unit usaha dan hanya mencakup konsumsi energi listrik di dalam Grup MPM
  Energy intensity represents the average across all business units and covers only electricity consumption within the MPM Group.-
• 1 kWh = 0,0036 GJ


Pada tahun 2025, jumlah penggunaan BBM tercatat 92.833                          In 2025, total fuel consumption was recorded at 92.481
liter atau 32% menurun dibandingkan tahun sebelumnya.                           liters, representing a 32% decrease compared to the
Perubahan ini mencerminkan dinamika aktivitas operasional                       previous year. This change reflects the dynamics of
sepanjang tahun, termasuk implementasi kebijakan                                operational activities throughout the year, including the
efisiensi bahan bakar dan optimalisasi pemanfaatan                              implementation of fuel efficiency policies and the ongoing
armada yang terus dilakukan oleh Grup MPM.                                      optimization of fleet utilization across the MPM Group.

Sementara itu, konsumsi energi listrik tercatat 12.878,90 GJ                    Meanwhile, electricity consumption reached 12.878,90 GJ,
atau 4,4% menurun dibandingkan tahun 2024. Penurunan                            reflecting a 4,4% decrease compared to 2024. The decrease
tersebut dipengaruhi oleh tingkat aktivitas operasional di                      was influenced by the level of operational activities in offices
kantor dan fasilitas pendukung serta penerapan berbagai                         and supporting facilities, as well as the implementation of
inisiatif efisiensi energi yang dijalankan selama tahun                         various energy efficiency initiatives carried out during the
pelaporan. Data ini juga menjadi bagian dari evaluasi                           reporting year. These data also form part of MPM periodic
berkala yang digunakan MPM untuk menilai efektivitas                            evaluation used to assess the effectiveness of energy-saving
langkah penghematan energi dan menyempurnakan                                   measures and to further refine strategies for managing
strategi pengelolaan konsumsi energi ke depan. [GRI 302-4]                      energy consumption going forward. [GRI 302-4]



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          SMART MOBILITY TO      Pengelolaan Lingkungan     Efisiensi Bahan Bakar dan Pemanfaatan Armada          Emisi dan Emisi yang Dibiayai
          EMBRACE A BETTER      Environmental Management            Fuel Efficiency and Fleet Utilization        Emissions and Financed Emissions
          ENVIRONMENT




     EMISI DAN EMISI YANG DIBIAYAI                                   EMISSIONS AND FINANCED EMISSIONS

     Relevansi Topik terhadap Bisnis                                 Relevance of the Topic to the Business

     Emisi gas rumah kaca (GRK) menjadi topik yang semakin           Greenhouse gas (GHG) emissions have become an
     relevan bagi MPM, Entitas Anak, dan Entitas Asosiasi,           increasingly relevant topic for MPM, its Subsidiaries, and
     seiring dengan karakteristik kegiatan usaha yang mencakup       Associates, in line with the nature of their business activities,
     distribusi, penjualan, pembiayaan, serta penyewaan              which include vehicle distribution, sales, financing, and
     kendaraan. Aktivitas tersebut memiliki keterkaitan langsung     leasing. These activities are directly and indirectly linked
     maupun tidak langsung dengan konsumsi energi dan                to energy consumption and fuel use, thereby contributing
     penggunaan bahan bakar, sehingga berkontribusi terhadap         to emissions across various scopes. The implementation of
     emisi pada berbagai cakupan. Penerapan kebijakan emisi          carbon emission policies and the transition toward a low-
     karbon dan transisi menuju ekonomi rendah karbon                carbon economy are driving the need for comprehensive
     mendorong kebutuhan pengelolaan serta inventarisasi             management and inventory of Scope-1, 2, and 3 emissions,
     emisi cakupan-1, 2, dan 3, seiring meningkatnya tuntutan        alongside growing stakeholder demands for transparency.
     transparansi dari pemangku kepentingan.

     Pengelolaan emisi operasional melalui efisiensi energi,         Managing operational emissions through energy efficiency,
     pengendalian konsumsi BBM, dan pemanfaatan energi               fuel consumption control, and the utilization of renewable
     terbarukan tidak hanya menjadi langkah mitigasi risiko,         energy not only serves as a risk mitigation measure but
     tetapi juga membuka peluang peningkatan efisiensi biaya         also creates opportunities to improve cost efficiency and
     serta penguatan reputasi keberlanjutan MPM. Di sisi lain,       strengthen MPM sustainability reputation. Meanwhile,
     emisi cakupan 3 termasuk yang berasal dari penggunaan           Scope 3 emissions including those resulting from the use of
     kendaraan yang dijual, dibiayai, atau disewakan,                vehicles sold, financed, or leased are estimated to contribute
     diperkirakan memiliki kontribusi yang lebih signifikan          more significantly and may become a critical component of
     dan berpotensi menjadi bagian penting dalam kewajiban           future reporting obligations.
     pelaporan di masa mendatang.

     Perubahan preferensi konsumen menuju kendaraan rendah           Shifting consumer preferences toward low- and zero-
     dan nir-emisi turut membentuk dinamika pasar. Jika tidak        emission vehicles are also reshaping market dynamics. If
     diantisipasi secara adaptif, pergeseran tersebut dapat          not addressed adaptively, this shift may affect demand for
     memengaruhi permintaan kendaraan berbasis bahan                 fossil fuel–based vehicles and impact revenue performance.
     bakar fosil dan berdampak pada kinerja pendapatan.              Nevertheless, this transition also presents opportunities for
     Namun demikian, kondisi ini juga menghadirkan ruang             transformation. Through the development of low-emission
     transformasi. Melalui pengembangan portofolio kendaraan         vehicle portfolios, green financing, and the provision of
     rendah emisi, pembiayaan hijau, serta penyediaan armada         electric vehicle fleets, MPM, its Subsidiaries, and Associates
     kendaraan listrik, MPM, Entitas Anak, dan Entitas Asosiasi      have the opportunity to expand market segments,
     memiliki peluang untuk memperluas segmen pasar,                 strengthen competitiveness, and position themselves more
     memperkuat daya saing, dan menempatkan diri secara              strategically within an industry that is steadily evolving
     lebih siap dalam lanskap industri yang terus berkembang         toward a low-carbon future.
     menuju masa depan rendah karbon.




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Environmental Impacts from Operations and Environmental Complaints




Pengelolaan Emisi dan Emisi yang                                     Emissions and Financed Emissions
Dibiayai [GRI 3-3]                                                   Management [GRI 3-3]

Pengelolaan emisi, termasuk emisi yang dibiayai,                     The management of emissions, including financed emissions,
menjadi salah satu topik material bagi MPM mengingat                 has become a material topic for MPM, considering that its
kegiatan operasional, distribusi, logistik, serta dukungan           operational activities, distribution, logistics, and vehicle
pembiayaan kendaraan bermotor memiliki keterkaitan                   financing services are linked to GHG emissions across the
dengan emisi GRK di sepanjang rantai nilai. Kontribusi               value chain. These contributions expose MPM to potential
tersebut menempatkan MPM pada potensi risiko yang                    risks, including compliance with climate regulations, rising
mencakup kepatuhan terhadap regulasi iklim, peningkatan              operational costs, and reputational expectations from
biaya operasional, hingga ekspektasi reputasi dari para              stakeholders. Therefore, emission control is integrated
pemangku kepentingan. Oleh karena itu, pengendalian                  into the Sustainability Roadmap and aligned with the risk
emisi diintegrasikan ke dalam Sustainability Roadmap dan             management framework as well as medium- and long-
diselaraskan dengan kerangka manajemen risiko serta                  term business planning.
perencanaan bisnis jangka menengah dan panjang.

Pendekatan pengelolaan dilakukan secara bertahap dan                 The management approach is implemented gradually
terukur melalui peningkatan efisiensi energi, optimalisasi           and in a measurable manner through improved energy
penggunaan bahan bakar, serta digitalisasi proses kerja              efficiency, optimized fuel use, and the digitalization of
untuk mengurangi kebutuhan perjalanan dinas dan                      work processes to reduce business travel and paper
konsumsi kertas. Pengelolaan fasilitas operasional yang              consumption. More efficient management of operational
lebih efisien turut menjadi bagian dari upaya menekan                facilities also forms part of the effort to reduce emission
intensitas emisi. Kinerja pengendalian emisi dipantau                intensity. Emission control performance is monitored
melalui evaluasi berkala atas data konsumsi energi dan               through periodic evaluations of energy consumption data
perhitungan emisi, yang menjadi dasar pengambilan                    and emission calculations, which serve as the basis for
keputusan dan penyempurnaan strategi.                                decision-making and strategy refinement.

Sebagai langkah penguatan tata kelola dan transparansi,              As part of strengthening governance and transparency,
pada tahun 2026 MPM menargetkan perluasan inventarisasi              in 2026 the Company targets expanding its emissions
emisi hingga cakupan-3, termasuk emisi yang dibiayai.                inventory to include Scope-3 emissions, including financed
Inisiatif ini diharapkan dapat meningkatkan kualitas                 emissions. This initiative is expected to enhance reporting
pelaporan, memperjelas profil risiko iklim MPM, serta                quality, clarify MPM’s climate risk profile, and support
mendukung kesiapan dalam merespons perkembangan                      readiness in responding to the evolving sustainability
standar dan regulasi keberlanjutan yang terus berkembang.            standards and regulations.



Kinerja dan Evaluasi                                                 Performance and Evaluation

Sepanjang tahun 2025, MPM melaksanakan berbagai                      Throughout 2025, MPM implemented various GHG
inisiatif pengurangan emisi GRK sebagai bagian dari                  emission reduction initiatives as part of its commitment to
komitmen pengelolaan lingkungan yang terintegrasi                    integrated environmental management in daily operations.
dalam operasional sehari-hari. Upaya tersebut difokuskan             These efforts focused on improving energy efficiency,
pada peningkatan efisiensi energi, antara lain melalui               including the gradual adoption of LED lighting in the BSD
penggunaan lampu LED secara bertahap di area Head Office             Head Office area, regulating electricity usage by turning
BSD, pengaturan pemakaian listrik dengan mematikan                   off lights and air conditioning during break times and after
lampu dan Air Conditioner (AC) pada jam istirahat maupun             working hours, and implementing greening programs
setelah jam kerja, serta pelaksanaan program penghijauan             within operational areas. These measures were aimed at
di area operasional. Langkah-langkah ini diarahkan untuk             reducing energy consumption while lowering the emission
menekan konsumsi energi sekaligus mengurangi intensitas              intensity generated from office activities. [IDX E-07]
emisi yang timbul dari aktivitas kantor. [IDX E-07]




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           SMART MOBILITY TO          Pengelolaan Lingkungan          Efisiensi Bahan Bakar dan Pemanfaatan Armada           Emisi dan Emisi yang Dibiayai
           EMBRACE A BETTER          Environmental Management                 Fuel Efficiency and Fleet Utilization         Emissions and Financed Emissions
           ENVIRONMENT




     Evaluasi atas efektivitas inisiatif dilakukan melalui                     The effectiveness of these initiatives is evaluated through
     pemantauan berkala terhadap konsumsi listrik dan                          periodic monitoring of electricity consumption and the
     implementasi kebijakan penghematan energi. Hasil                          implementation of energy-saving policies. Monitoring
     pemantauan menjadi dasar bagi penyempurnaan serta                         results serve as the basis for refining measures and
     penguatan disiplin operasional dalam penggunaan energi.                   strengthening operational discipline in energy use. During
     Pada tahun pelaporan, MPM melanjutkan komitmen                            the reporting year, MPM continued its commitment to
     pengelolaan emisi dengan melakukan perhitungan dan                        emissions management by calculating and monitoring
     pemantauan emisi GRK yang mencakup cakupan-1,                             GHG emissions, including Scope-1 emissions from direct
     emisi langsung dari konsumsi bahan bakar (BBM), serta                     fuel consumption and Scope-2 emissions from indirect
     cakupan-2, emisi tidak langsung dari penggunaan energi                    electricity use. These calculations are conducted regularly
     listrik. Proses perhitungan dilakukan secara berkala                      to improve data accuracy, strengthen the basis for
     untuk meningkatkan akurasi data, memperkuat dasar                         decision-making, and support transparency in the MPM’s
     pengambilan keputusan, serta mendukung transparansi                       sustainability reporting.
     pelaporan keberlanjutan MPM.

                                                    Emisi GRK [OJK F.11] [GRI 305-1, 305-2] [IDX E-01]
                                                                 GHG Emissions

                          Deskripsi l Description                      Satuan l Unit          2025                 2024                  2023
                                         Emisi GRK Langsung (Cakupan-1) ▪ Direct GHG Emissions (Scope-1)

      Konsumsi BBM ▪ Fuel Consumption

      MPM Head Office                                                    ton CO₂e                        0                     0                     0
      Satellite Office (Alam Sutera)                                     ton CO₂e                        0                  n/a                     n/a
      MPMulia                                                            ton CO₂e                   87,87               101,17*                 129,32*
      MPMRent                                                            ton CO₂e                   26,05                32,88*                  27,69*
      MPMInsurance                                                       ton CO₂e                 104,68                187,28*                 191,56*
      Jumlah Emisi GRK Langsung (Cakupan-1)
                                                                         ton CO₂e                 218,60               321,34*                 348,57*
      Total Direct GHG Emissions (Scope-1)
                                    Emisi GRK Tidak Langsung (Cakupan-2) ▪ Indirect GHG Emissions (Scope-2)

      Listrik ▪ Electricity

      MPM Head Office                                                    ton CO₂e                   38,02                 33,84                   43,91
      Satellite Office (Alam Sutera)                                     ton CO₂e                    0,04                   n/a                     n/a
      MPMulia                                                            ton CO₂e               2.197,25               2.248,65                2.215,22
      MPMRent                                                            ton CO₂e                 768,15                 818,28                  822,13
      MPMInsurance                                                       ton CO₂e                 108,97                 154,47                  121,83
      Jumlah Emisi GRK Tidak Langsung (Cakupan-2)
                                                                         ton CO₂e               3.112,43              3.255,24                 3.203,09
      Total Indirect GHG Emissions (Scope-2)
      Jumlah Emisi Cakupan-1 dan Cakupan-2
                                                                         ton CO₂e               3.331,03             3.576,58*            3.551,66*
      Total GHG Emissions Scope-1 and Scope-2

     *Data telah dinyatakan kembali dikarenakan perubahan metodologi perhitungan, yaitu referensi faktor emisi CO₂, CH₄, dan N₂O untuk
      'Motor Gasoline' berdasarkan IPCC 2006; densitas untuk BBM dengan asumsi RON 90 berdasarkan Badan Penelitian dan Pengembangan,
      Kementerian ESDM, 2021; dan NCV untuk BBM 'Motor Gasoline' berdasarkan IPCC 2006. Di mana sebelumnya kategori BBM untuk
      'Diesel Oil'. Serta terdapat koreksi data konsumsi energi MPMulia tahun 2024 dan 2023.
     The data has been restated due to changes in the calculation methodology, specifically the use of updated reference emission factors
     for CO₂, CH₄, and N₂O for “Motor Gasoline” based on the IPCC 2006 Guidelines; fuel density assumptions for RON 90 based on the
     Research and Development Agency of the Ministry of Energy and Mineral Resources (2021); and the Net Calorific Value (NCV) for
     “Motor Gasoline” based on IPCC 2006. Previously, the fuel category used was “Diesel Oil.” In addition, corrections were made to
     MPMulia’s energy consumption data for 2024 and 2023.




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Environmental Impacts from Operations and Environmental Complaints




Catatan ⅼ Note:
Satellite Office (Alam Sutera) baru beroperasi sejak Oktober tahun 2025, sehingga data tahun 2024 dan 2023 tidak tersedia.
Metodologi dan faktor konversi yang digunakan:
• Cakupan-1: GRK ESDM dan IPCC Vol.2
• Cakupan-2: Faktor emisi GRK Sistem interkoneksi ketenagalistrikan 2019 (ESDM)
• Jenis gas yang tercakup dalam perhitungan emisi: CO₂, CH₄, dan N₂O
• Global Warming Potential Value berdasarkan Sixth Assessment Report; CO₂ = 1, CH₄ = 29,8, N₂O = 273
The Satellite Office (Alam Sutera) has been in operation only since October 2025; therefore, data for 2024 and 2023 are not available.
Methodology and Conversion Factors Used:
• Scope 1: GHG factors from the Ministry of Energy and Mineral Resources (ESDM) and IPCC Volume 2.
• Scope 2: GHG emission factor for the 2019 interconnected electricity grid system (ESDM).
• Types of gases included in the emission calculations: CO₂, CH₄, dan N₂O
• Global Warming Potential (GWP) value based on the Sixth Assessment Report: CO₂ = 1, CH₄ = 29,8, N₂O = 273



Intensitas Emisi GRK Grup MPM [OJK F.11] [IDX E-02] [GRI 305-4]
MPM Group GHG Emissions Intensity

                                           Intensitas Emisi GRK Cakupan-1 dan Cakupan-2
                                             Scope 1 and Scope 2 GHG Emissions Intensity


                            2025                                     2024                                    2023
                            0,00021                                  0,00022*                                0,00026*
                                                                                          Ton CO₂e/Rp Juta ▪ Ton CO₂e/IDR Million

*Data telah dinyatakan kembali dikarenakan koreksi atas angka emisi GRK dan angka pendapatan neto Grup MPM.
 The data has been restated due to corrections to the Group MPM’s GHG emissions and net revenues.

Catatan ⅼ Note:
Dihitung berdasarkan pendapatan neto Grup MPM.
Calculated based on the MPM Group’s net revenues.



Sepanjang tahun 2025, timbulan emisi GRK cakupan-1                     Throughout 2025, Scope 1 GHG emissions were recorded
tercatat sebesar 218,60 ton CO₂e, mengalami penurunan                  at 218.60 tons of CO₂e, representing a decrease of 102.74
sebesar 102,74 ton CO₂e atau 31,97% dibandingkan tahun                 tons of CO₂e or 31.97% compared to 2024. Meanwhile,
2024. Sementara itu, emisi Cakupan-2 tercatat sebesar                  Scope 2 emissions totaled 3,112.43 tons of CO₂e, reflecting
3.112,43 ton CO₂e, atau menurun sebesar 142,81 ton CO₂e                a decrease of 142.81 tons of CO₂e or 4.39% compared to
atau 4,39% dibandingkan tahun sebelumnya.                              the previous year.

Secara keseluruhan, total emisi GRK Grup MPM pada                      Overall, the MPM Group’s total GHG emissions in 2025
tahun 2025 mencapai 3.331,03 ton CO₂e, atau menurun                    reached 3,331.03 tons of CO₂e, representing a decrease of
sebesar 245,55 ton CO₂e atau 6,87% dibandingkan tahun                  245.55 tons of CO₂e or 6.87% compared to the previous year.
sebelumnya. Capaian ini dipengaruhi oleh implementasi                  This achievement was influenced by the implementation of
berbagai inisiatif efisiensi energi, termasuk penggunaan               various energy efficiency initiatives, including the gradual
lampu LED secara bertahap, pengendalian penggunaan                     adoption of LED lighting, control of lighting and air
lampu dan AC di luar jam kerja, serta program penghijauan              conditioning usage outside working hours, and greening
di area operasional. [OJK F.12] [GRI 305-5]                            programs within operational areas. [OJK F.12] [GRI 305-5]

MPMInsurance belum melakukan penghitungan atas emisi                   MPMInsurance has not yet conducted the calculation of
yang dibiayai pada tahun pelaporan. Ke depan, Grup MPM                 financed emissions during the reporting year. Going forward,
berencana untuk melaksanakan proses inventarisasi emisi                MPM Group plans to undertake a GHG emissions inventory
GRK, sebagai bagian dari penguatan pengelolaan emisi                   as part of its efforts to strengthen emissions management
dan peningkatan kualitas pengungkapan keberlanjutan.                   and enhance the quality of sustainability disclosures.




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Page 68
          SMART MOBILITY TO        Pengelolaan Lingkungan       Efisiensi Bahan Bakar dan Pemanfaatan Armada          Emisi dan Emisi yang Dibiayai
          EMBRACE A BETTER        Environmental Management              Fuel Efficiency and Fleet Utilization        Emissions and Financed Emissions
          ENVIRONMENT




     DAMPAK LINGKUNGAN DARI                                              ENVIRONMENTAL IMPACTS FROM
     OPERASIONAL DAN KELUHAN                                             OPERATIONS AND ENVIRONMENTAL
     LINGKUNGAN                                                          COMPLAINTS

     Relevansi Topik terhadap Bisnis                                     Relevance of the Topic to the Business

     Kegiatan operasional MPM, Entitas Anak, dan Entitas                 The operational activities of MPM, its Subsidiaries, and
     Asosiasi yang melibatkan penggunaan material, air, serta            Associates which involve the use of materials, water, as well
     pengelolaan limbah dan efluen secara inheren memiliki               as the management of waste and effluents inherently carry
     potensi dampak terhadap lingkungan. Seiring dengan                  potential environmental impacts. As public expectations
     meningkatnya ekspektasi publik dan penguatan regulasi               increase and environmental regulations become more
     lingkungan, pengelolaan dampak tersebut tidak lagi                  stringent, managing these impacts is no longer merely an
     sekadar kewajiban administratif, melainkan bagian dari              administrative obligation but an integral part of responsible
     praktik bisnis yang bertanggung jawab dan berkelanjutan.            and sustainable business practices.

     Pengelolaan    yang    kurang    memadai     berpotensi             Inadequate management may lead to compliance risks,
     menimbulkan risiko kepatuhan, sanksi finansial, hingga              financial penalties, and a decline in stakeholder trust.
     penurunan kepercayaan pemangku kepentingan. Selain                  Moreover, environmental complaints may serve as
     itu, munculnya keluhan lingkungan dapat menjadi                     indicators of gaps in operational controls that require
     indikator adanya kesenjangan dalam pengendalian                     immediate attention. In this context, MPM views the
     operasional yang perlu segera ditangani. Dalam konteks              management of environmental impacts and transparent,
     ini, MPM memandang pengelolaan dampak lingkungan                    consistent complaint-handling mechanisms as essential
     serta mekanisme penanganan keluhan secara transparan                foundations for maintaining operational continuity.
     dan konsisten sebagai fondasi penting untuk menjaga
     kesinambungan operasional.

     Melalui pendekatan yang terstruktur dan responsif, MPM              Through a structured and responsive approach, MPM
     berupaya memastikan bahwa setiap potensi dampak dapat               strives to ensure that potential impacts are properly
     diidentifikasi, dikelola, dan dievaluasi secara tepat, sehingga     identified, managed, and evaluated, enabling financial and
     risiko finansial dan reputasi dapat dikendalikan, sekaligus         reputational risks to be controlled while supporting long-
     mendukung keberlanjutan bisnis dalam jangka panjang.                term business sustainability.



     Pengelolaan Dampak Lingkungan dari                                  Management of Environmental Impacts from
     Operasional dan Keluhan Lingkungan [GRI 3-3]                        Operations and Environmental Complaints [GRI 3-3]

     Air dan Efluen [GRI 303-1, 303-2]                                   Water and Effluents [GRI 303-1, 303-2]

     Dalam     mendukung      kegiatan   operasional,   MPM              In supporting its operational activities, MPM utilizes
     memanfaatkan air untuk kebutuhan kantor, fasilitas                  water for office needs, operational facilities, and other
     operasional, serta layanan pendukung lainnya. Meskipun              supporting services. Although MPM does not operate in a
     bukan merupakan sektor yang intensif air, MPM menyadari             water-intensive sector, it recognizes that water use carries
     bahwa penggunaan air tetap memiliki konsekuensi                     environmental and cost implications that must be managed
     lingkungan dan biaya yang perlu dikelola secara                     carefully. Uncontrolled use may increase pressure on water
     cermat. Penggunaan yang tidak terkendali berpotensi                 resources, while effluent management that fails to meet
     meningkatkan beban terhadap sumber daya air, sementara              standards may pose compliance and reputational risks.
     pengelolaan efluen yang tidak memenuhi standar dapat                Therefore, water and effluent management are integrated
     menimbulkan risiko kepatuhan maupun reputasi. Oleh                  into the operational management system as part of
     karena itu, pengelolaan air dan efluen diintegrasikan ke            comprehensive environmental impact control.
     dalam sistem manajemen operasional sebagai bagian dari
     pengendalian dampak lingkungan secara menyeluruh.




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Environmental Impacts from Operations and Environmental Complaints




Berdasarkan Aqueduct Water Risk Atlas, wilayah Pulau                 Based on the Aqueduct Water Risk Atlas, the regions of
Jawa dan Nusa Tenggara Timur (NTT) tergolong memiliki                Java and East Nusa Tenggara (NTT) are classified as having
tingkat water stress yang tinggi. Mengingat sebagian lokasi          high water stress levels. Given that some operational
operasional berada di wilayah tersebut, MPM mengelola                locations are situated in these areas, MPM manages
penggunaan air secara bertanggung jawab sebagai sumber               water use responsibly as a shared natural resource. Efforts
daya alam bersama. Upaya yang dilakukan mencakup                     include periodic monitoring of water consumption, the
pemantauan konsumsi air secara berkala, penerapan                    implementation of efficiency practices in operational
praktik efisiensi di fasilitas operasional, serta peningkatan        facilities, and increased employee awareness regarding the
kesadaran karyawan mengenai pentingnya konservasi air                importance of water conservation in daily activities.
dalam aktivitas sehari-hari.

Dalam aspek pengelolaan efluen, MPM menetapkan                       In terms of effluent management, the Company establishes
standar mutu air limbah dengan mengacu pada evaluasi                 wastewater quality standards based on environmental
risiko lingkungan dan ketentuan Peraturan Pemerintah No.             risk assessments and the provisions of Government
22 Tahun 2021 tentang Penyelenggaraan Perlindungan                   Regulation No. 22 of 2021 on Environmental Protection
dan Pengelolaan Lingkungan Hidup. Parameter kualitas,                and Management. Quality parameters, including oil and
termasuk kadar minyak dan lemak, dipantau untuk                      grease content, are monitored to ensure that wastewater
memastikan air limbah dari kegiatan operasional                      generated from operational activities meets regulatory
memenuhi baku mutu sebelum dilepas ke lingkungan.                    standards before discharge into the environment. Through
Melalui pendekatan ini, MPM berupaya menjaga kualitas                this approach, MPM strives to maintain the quality of
lingkungan sekitar sekaligus memastikan kepatuhan                    the surrounding environment while ensuring regulatory
terhadap regulasi dan kepercayaan para pemangku                      compliance and sustaining stakeholder trust.
kepentingan tetap terpelihara.

Limbah [GRI 306-1, 306-2]                                            Waste [GRI 306-1, 306-2]

Kegiatan operasional MPM menghasilkan limbah Bahan                   MPM's operational activities generate both hazardous
Berbahaya dan Beracun (B3) maupun limbah non-B3                      and toxic waste (B3) and non-hazardous waste as part of
sebagai bagian dari aktivitas usaha sehari-hari. Limbah              daily business activities. Non-hazardous waste generally
non-B3 umumnya berasal dari aktivitas perkantoran, seperti           originates from office activities, such as paper, plastics,
kertas, plastik, dan limbah organik. Sementara itu, limbah           and organic waste. Meanwhile, hazardous waste arises
B3 timbul dari kegiatan otomotif, antara lain oli bekas, filter      from automotive-related activities, including used oil,
oli, aki bekas, kain majun terkontaminasi, kemasan bahan             oil filters, used batteries, contaminated rags, chemical
kimia, serta limbah cair dari proses pencucian kendaraan             packaging, and liquid waste from vehicle washing and
dan aktivitas workshop yang berpotensi mengandung                    workshop activities that may contain oil residues and
residu minyak dan deterjen. Dengan mempertimbangkan                  detergents. Considering their potential impacts on soil
potensi dampaknya terhadap kualitas tanah dan air,                   and water quality, waste management is a key focus in
pengelolaan limbah menjadi salah satu fokus utama dalam              MPMs environmental risk control.
pengendalian risiko lingkungan MPM.

Pengelolaan limbah dilakukan secara terstruktur pada setiap          Waste management is carried out in a structured
tahapan, mulai dari pemilahan di sumber, penyimpanan                 manner at every stage, from segregation at the source
sementara sesuai ketentuan, hingga penyerahan kepada                 and temporary storage in accordance with regulations
pihak pengelola berizin khusus untuk limbah B3. Untuk                to handover to licensed third-party waste handlers for
limbah non-B3, MPM menerapkan prinsip pengurangan,                   hazardous waste. For non-hazardous waste, the Company
penggunaan kembali, dan daur ulang guna menekan                      applies the principles of reduction, reuse, and recycling to
volume limbah yang berakhir di tempat pembuangan                     minimize the volume of waste sent to final disposal sites.
akhir. Melalui pengelolaan yang sistematis dan berbasis              Through systematic and compliance-based management,
kepatuhan, MPM berupaya meminimalkan dampak                          the Company seeks to minimize environmental impacts
lingkungan dari aktivitas operasional sekaligus menjaga              from operational activities while maintaining stakeholder
kepercayaan pemangku kepentingan terhadap praktik                    confidence in its business practices.
bisnis yang dijalankan.



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          SMART MOBILITY TO      Pengelolaan Lingkungan      Efisiensi Bahan Bakar dan Pemanfaatan Armada          Emisi dan Emisi yang Dibiayai
          EMBRACE A BETTER      Environmental Management             Fuel Efficiency and Fleet Utilization        Emissions and Financed Emissions
          ENVIRONMENT




     Material [OJK F.5]                                               Materials [OJK F.5]

     Sebagai perusahaan yang bergerak di bidang distribusi            As a company engaged in motorcycle distribution and
     dan penjualan sepeda motor, jasa penyewaan kendaraan,            sales, vehicle rental services, driver services, and vehicle
     layanan pengemudi, serta asuransi kendaraan, MPM tidak           insurance, MPM does not conduct manufacturing processes
     melakukan proses produksi yang menggunakan material              that directly consume raw materials. Nevertheless, material
     secara langsung. Namun demikian, penggunaan material             use arises from operational activities and the supply chain,
     tetap timbul dari aktivitas operasional dan rantai pasok,        including paper, office supplies, spare parts, and materials
     seperti kertas, perlengkapan kantor, suku cadang, serta          supporting vehicle maintenance. Therefore, material
     material pendukung perawatan kendaraan. Oleh karena              management forms part of MPM’s efforts to minimize
     itu, pengelolaan material menjadi bagian dari upaya              environmental impacts and improve resource efficiency.
     MPM dalam meminimalkan dampak lingkungan dan
     meningkatkan efisiensi sumber daya.

     Dalam pengelolaannya, MPM mendorong penggunaan                   In its management approach, MPM promotes prudent
     material secara bijak melalui pengurangan konsumsi               material use through reducing paper consumption,
     kertas, optimalisasi sistem digital, serta pemilihan pemasok     optimizing digital systems, and selecting suppliers
     yang memiliki komitmen terhadap praktik keberlanjutan.           committed to sustainable practices. In addition, the use of
     Selain itu, pemanfaatan suku cadang dan material                 spare parts and operational support materials is planned
     pendukung operasional dilakukan secara terencana untuk           carefully to avoid waste and minimize waste generation. This
     menghindari pemborosan dan meminimalkan timbulan                 approach reflects MPM commitment to integrating resource
     limbah. Pendekatan ini mencerminkan komitmen MPM                 efficiency principles into its operations and supply chain.
     dalam mengintegrasikan prinsip efisiensi sumber daya ke
     dalam kegiatan operasional dan rantai pasoknya.



     Kinerja dan Evaluasi                                             Performance and Evaluation

     Air dan Efluen                                                   Water and Effluents

     Pada tahun 2025, air bersih yang digunakan MPM                   In 2025, MPM clean water supply was primarily sourced
     terutama bersumber dari Perusahaan Daerah Air Minum              from the Regional Water Supply Company (PDAM) and
     (PDAM) yang dimanfaatkan sesuai ketentuan peraturan              utilized in accordance with applicable laws and regulations.
     perundang-undangan. Total konsumsi air tercatat                  Total water consumption was recorded at 0.0355 megaliters,
     sebesar 0,0355 megaliter, atau menurun sebesar 2,74%             representing a 2.74% decrease compared to the previous
     dibandingkan tahun sebelumnya, hal ini dikarenakan               year. This was attributable to the effective implementation
     efisiensi penggunaan air berjalan secara efektif.                of water use efficiency measures.

     Dalam proses pelaporan, data konsumsi air untuk MPM              For reporting purposes, water consumption data for the
     Head Office dan MPMInsurance belum dapat disajikan               MPM Head Office and MPMInsurance are not available,
     karena kedua unit usaha tersebut berlokasi di gedung             as both business units are located in leased buildings
     sewa, di mana pencatatan konsumsi air dikelola secara            where water usage is centrally metered and managed by
     terpusat oleh pengelola gedung bersama dengan entitas            the building management together with other tenants
     lain yang menempati gedung tersebut.                             occupying the premises.




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Environmental Impacts from Operations and Environmental Complaints




                                                 Konsumsi Air [OJK F.8] [GRI 303-5] [IDX E-04]
                                                         Water Consumption

             Deskripsi l Description                      Satuan l Unit          2025                 2024                  2023
 MPM Head Office                                           Megaliter                      n/a                   n/a                   n/a
 Satellite Office (Alam Sutera)                            Megaliter                0,00035                     n/a                   n/a
 MPMulia                                                   Megaliter                    0,0278               0,0276                0,0243
 MPMRent                                                   Megaliter                    0,0073               0,0088                0,0092
 MPMInsurance                                              Megaliter                      n/a                   n/a                   n/a
 Jumlah Konsumsi Air
                                                           Megaliter                 0,0355                  0,0365                0,0335
 Total Water Consumption

Catatan ⅼ Note:
• Satellite Office (Alam Sutera) baru beroperasi sejak Oktober tahun 2025, sehingga data tahun 2024 dan 2023 tidak tersedia.
  The Satellite Office (Alam Sutera) has been in operation only since October 2025; therefore, data for 2024 and 2023 are not available.
• Perhitungan konsumsi air Satellite Office (Alam Sutera) dilakukan secara proporsional untuk 10 karyawan MPM.
  The water consumption at the Satellite Office (Alam Sutera) was calculated proportionally for 10 MPM employees.


                                                           Intensitas Konsumsi Air
                                                          Water Consumption Intensity

                       Jumlah Karyawan                                                       Intensitas Konsumsi Air
                     Number of Employees                                                   Water Consumption Intensity

2025                                                1.494                 2025              0,000024
2024                     691*                                             2024                                        0,000053*

2023                                                      1.647*          2023           0,000020*

        Orang ▪ People                                                           Megaliter/Orang ▪ Megaliter/People
Catatan ⅼ Note:
*Data dinyatakan kembali karena perubahan metodologi perhitungan. Terdapat perubahan angka jumlah karyawan MPMulia
 di tahun 2024 dan 2023.
*Data have been restated due to changes in the calculation methodology. There were changes to the number of MPMulia employees
 reported for 2024 and 2023.



Air limbah MPM berasal dari kegiatan sanitasi karyawan,                   The Company’s wastewater is generated from employee
pencucian kendaraan operasional, perawatan dan                            sanitation activities, washing of operational vehicles, vehicle
perbaikan kendaraan di workshop, serta aktivitas                          maintenance and repair in workshops, and office domestic
domestik kantor. Seluruh air limbah dialirkan dan diolah                  activities. All wastewater is conveyed and treated through
melalui Instalasi Pengolahan Air Limbah (IPAL) atau unit                  Wastewater Treatment Plants (WWTP) or control units
pengendali sesuai skala aktivitas. Air limbah domestik dan                appropriate to the scale of activities. Domestic and operational
operasional dipisahkan, sementara limbah yang berpotensi                  wastewater streams are separated, while wastewater with
mengandung minyak dialirkan melalui oil trap, disertai                    potential oil content is channeled through oil traps, supported
penerapan SOP pengelolaan dan penanganan tumpahan.                        by the implementation of standard operating procedures
                                                                          (SOPs) for spill management and response.

Hingga saat ini, MPMulia telah mengoperasikan IPAL di                     To date, MPMulia has operated WWTP facilities in Simpang
Simpang Dukuh, Sedati, dan Gudang Gedangan, serta                         Dukuh, Sedati, and Gudang Gedangan, while MPMRent
MPMRent pada kantor yang berlokasi di BSD. MPMulia                        operates a WWTP at its BSD office. MPMulia has also
juga mengimplementasikan Sistem Pemanfaatan Air Hujan                     implemented a Rainwater Harvesting System, which
(SPAH) yang mencakup penampungan dan pengolahan                           includes the collection and treatment of rainwater for reuse
air hujan untuk digunakan kembali pada kebutuhan non-                     in non-domestic needs such as plant irrigation and vehicle
domestik, seperti penyiraman tanaman dan pencucian                        washing. Throughout 2025, there were no spill incidents
kendaraan. Sepanjang tahun 2025, tidak terdapat kejadian                  resulting in negative environmental impacts across MPM
tumpahan yang menimbulkan dampak negatif terhadap                         operational areas. [OJK F.15]
lingkungan di seluruh area operasional MPM. [OJK F.15]



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      SMART MOBILITY TO         Pengelolaan Lingkungan      Efisiensi Bahan Bakar dan Pemanfaatan Armada          Emisi dan Emisi yang Dibiayai
      EMBRACE A BETTER         Environmental Management             Fuel Efficiency and Fleet Utilization        Emissions and Financed Emissions
      ENVIRONMENT




     Kepatuhan Baku Mutu Air Limbah
     Compliance with Wastewater Quality Standards

     MPMulia menjaga kualitas air limbah di lokasi Sedati melalui pengoperasian IPAL (Instalasi Pengolahan Air
     Limbah) yang telah dibangun pada tahun 2024 di area perkantoran MPM Sedati. Untuk memastikan kelayakan
     operasional IPAL, MPM menyusun dan mengurus Sertifikat Laik Operasional (SLO) bekerja sama dengan Konsultan
     Lingkungan. Berdasarkan hasil pengujian kualitas air limbah tahun 2025 yang dilakukan secara mandiri melalui
     laboratorium terakreditasi, seluruh parameter yang diuji telah memenuhi baku mutu air limbah sesuai dengan
     ketentuan peraturan perundang-undangan yang berlaku.

     MPMulia maintains wastewater quality at its Sedati location through the operation of a Wastewater Treatment
     Plant (WWTP) constructed in 2024 within the MPM Sedati office area. To ensure the WWTP’s operational
     feasibility, MPM prepared and obtained an Operational Feasibility Certificate (Sertifikat Laik Operasional/SLO) in
     collaboration with an environmental consultant. Based on the 2025 wastewater quality testing results, conducted
     independently through an accredited laboratory, all tested parameters complied with the applicable wastewater
     quality standards in accordance with prevailing laws and regulations.




                                           Hasil Uji Laboratorium IPAL MPM
                               MPM Wastewater Treatment Plant (WWTP) Laboratory Test Results

                                                Satuan               Metodologi Uji                     Hasil        Batas Standar
                   Parameter
                                                 Unit                 Test Method                       Result       Standard Limit
      pH                                           -      SNI 6989.11:2019                               7,72             6–9
      Biochemical Oxygen Demand (BOD)            mg/L     SM 24th Ed.5210 B.2023                            8              12
      Chemical Oxygen Demand (COD)               mg/L     SNI 6989.7 3:2019                               28               80
      Total Suspended Solid (TSS)                mg/L     SNI 6989.3:2019                                   3              30
      Fecal Coliform                             mg/L     SM APHA 24th Ed. 9221 B,C,E & F, 2023          130               200
      Residual Chlorine                          mg/L     G-Lab/IKM/17                                   0,19               1

     Standar ⅼ Standard:
     Peraturan Menteri Lingkungan Hidup No.11 Tahun 2025 ▪ Regulation of the Minister of Environment No. 11 of 2025




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                                        Alur Instalasi Pengolahan Air Limbah (IPAL) [OJK F.14]
                                          Wastewater Treatment Plant (WWTP) Process Flow



     Air Limbah                     Unit                   Bak Pengendap/                Oil Trap               Oil Trap Tertutup-
     Pencucian                 Prasedimentasi               Sendimentasi             Tertutup-Bak 1                    Bak 2
     Wastewater               Presedimentation              Sedimentation               Closed Oil               Closed Oil Trap –
   from Washing                     Unit                         Tank                 Trap – Tank 1                   Tank 2




                                                                                                                 Outlet menuju
      Oil Trap                                                                                                  saluran drainase
  Tertutup-Bak 3                    Filtrasi                 Bak Kontrol                                       kota di Jalan Kenari
     Closed Oil                                                                        Flowmeter
                                   Filtration               Monitoring Tank                                      Outlet to the city
   Trap – Tank 3                                                                                               drainage channel on
                                                                                                                   Jalan Kenari




Limbah                                                                   Waste

Pada tahun 2025, MPM memperkuat pengelolaan limbah                       In 2025, MPM strengthened its waste management
melalui penguatan tata kelola Limbah B3, pengendalian                    practices through enhanced governance of hazardous
limbah cair, serta peningkatan kesadaran karyawan. Limbah                waste (B3), control of liquid waste, and increased employee
B3 disimpan pada Tempat Penyimpanan Sementara (TPS)                      awareness. Hazardous waste is stored in licensed Temporary
Limbah B3 berizin dan dikelola bekerja sama dengan                       Storage Facilities (TPS B3) and managed in cooperation
pihak ketiga berizin untuk pengangkutan dan pengolahan,                  with licensed third parties for transportation and treatment,
sehingga seluruh proses berjalan sesuai ketentuan tanpa                  ensuring that all processes comply with regulations
insiden pencemaran lingkungan. Di area workshop, MPM                     and occur without environmental pollution incidents. In
mengoptimalkan penggunaan grease trap dan sistem                         workshop areas, MPM optimized the use of grease traps
pengelolaan air limbah disertai monitoring rutin saluran                 and wastewater management systems, supported by
dan fasilitas pengolahan, dengan hasil limbah cair terkelola             routine monitoring of drainage channels and treatment
baik dan tidak menimbulkan keluhan lingkungan. Upaya ini                 facilities. As a result, liquid waste was properly managed
diperkuat melalui sosialisasi dan edukasi kepada karyawan                and did not generate environmental complaints. These
yang mendorong peningkatan kepatuhan terhadap                            efforts were reinforced through employee socialization
prosedur pengelolaan limbah.                                             and education programs that promote greater compliance
                                                                         with waste management procedures.

MPM juga menerapkan proses pemantauan limbah secara                      MPM also implements systematic waste monitoring
sistematis melalui pencatatan timbulan berdasarkan jenis,                processes through the recording of waste generation by
jumlah, sumber, dan waktu, inspeksi rutin TPS Limbah B3,                 type, quantity, source, and time; routine inspections of
serta dokumentasi lengkap manifest dan serah terima                      TPS B3 facilities; and comprehensive documentation of
kepada pengelola berizin. Data tersebut direkap dan                      manifests and handover records to licensed waste handlers.
dievaluasi secara berkala sebagai bagian dari audit internal,            These data are compiled and evaluated periodically as part
audit eksternal, serta pelaporan kepada pemerintah,                      of internal audits, external audits, and reporting to the
sehingga mendukung transparansi, kepatuhan, dan                          government, thereby supporting transparency, compliance,
perbaikan berkelanjutan dalam pengelolaan limbah.                        and continuous improvement in waste management.




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          SMART MOBILITY TO         Pengelolaan Lingkungan        Efisiensi Bahan Bakar dan Pemanfaatan Armada             Emisi dan Emisi yang Dibiayai
          EMBRACE A BETTER         Environmental Management               Fuel Efficiency and Fleet Utilization           Emissions and Financed Emissions
          ENVIRONMENT




                                                       Inisiatif Pengelolaan Limbah
                                                       Waste Management Initiatives




      Pengelolaan Limbah Anorganik                  Pengelolaan Limbah Organik                         Pengembangan Lubang Biopori
      Inorganic Waste Management                    Organic Waste Management                           Biopore Development

      MPMulia bekerja sama dengan                   MPMulia mengembangkan pengelolaan                  MPMulia mengembangkan lubang
      MPM Head Office membentuk Bank                limbah organik melalui pembangunan                 biopori sebagai sarana resapan air
      Sampah “Guyub Rukun Mulia” yang               3 sumur komposter (teba modern) di                 hujan sekaligus pengelolaan sampah
      berlokasi di Desa Ganting, Kecamatan          lokasi Sedati. Sampah organik seperti              organik di area hijau. Sampah daun
      Gedangan, Kabupaten Sidoarjo sejak            sisa tanaman dan daun dicacah terlebih             dimasukkan ke dalam lubang biopori
      tahun 2024. Sepanjang tahun 2025,             dahulu menggunakan mesin pencacah                  untuk terurai secara alami dan
      MPMulia menyalurkan sebanyak 9.670            sebelum diproses melalui biodegradasi              menghasilkan kompos yang membantu
      kg sampah anorganik terpilah, seperti         alami di dalam sumur komposter.                    menyuburkan tanah serta memperkuat
      kardus, gelas plastik, botol plastik, dan                                                        pertumbuhan akar pohon.
      kertas bekas, ke bank sampah tersebut.        Sepanjang tahun 2025, seluruh limbah
                                                    organik yang dihasilkan di lokasi                  Pada tahun 2025, sebanyak 4 lubang
      Pada November 2025, MPMulia juga              tersebut telah dikelola melalui fasilitas          biopori telah terpasang di sekitar
      menjalin kerja sama dengan Bank               komposter, sehingga mengurangi                     19 pohon yang tersebar di area
      Sampah Mutiara Hati Mulia di lokasi           volume sampah yang dikirim ke                      perkantoran dan pergudangan MPM
      Kantor Malang. Pencatatan timbulan            TPA serta menghasilkan kompos                      Sedati. Inisiatif ini berkontribusi pada
      limbah domestik non-B3 di lokasi              yang dimanfaatkan kembali untuk                    peningkatan daya resap air tanah,
      tersebut direncanakan mulai dilakukan         pemupukan area hijau di lingkungan                 pengurangan limpasan air hujan,
      pada Kuartal I tahun 2026.                    operasional. Inisiatif ini mendukung               serta pemanfaatan limbah organik
                                                    pengurangan timbulan limbah                        secara produktif di lingkungan
                                                    sekaligus optimalisasi pemanfaatan                 operasional MPM.
                                                    kembali sumber daya.

      MPMulia, in collaboration with the            MPMulia has developed organic waste                MPMulia has developed biopore
      MPM Head Office, established the              management practices through the                   infiltration holes as a means of
      “Guyub Rukun Mulia” Waste Bank                construction of three composting pits              enhancing rainwater absorption
      located in Ganting Village, Gedangan          (modern teba) at the Sedati location.              while simultaneously managing
      District, Sidoarjo Regency, in 2024.          Organic waste, such as plant residues              organic waste in green areas. Leaf
      Throughout 2025, MPMulia delivered            and leaves, is first shredded using a              litter is placed into the biopore holes
      a total of 9,670 kg of sorted inorganic       chopper machine before undergoing                  to decompose naturally, producing
      waste, such as cardboard, plastic cups,       natural biodegradation within the                  compost that helps enrich the soil and
      plastic bottles, and used paper to the        composting pits.                                   strengthen tree root growth.
      waste bank.
                                                    Throughout 2025, all organic waste                 In 2025, a total of four biopore
      In November 2025, MPMulia also                generated at the site was processed                holes were installed around 19 trees
      initiated a partnership with the Mutiara      through the composting facility,                   distributed across the office and
      Hati Mulia Waste Bank at the Malang           thereby reducing the volume of                     warehouse areas of MPM Sedati. This
      Office. The recording of non-hazardous        waste sent to landfills and producing              initiative contributes to improved
      domestic waste generation at this             compost that is reused for fertilizing             groundwater infiltration, reduced
      location is planned to commence in            green areas within the operational                 rainwater runoff, and the productive
      the first quarter of 2026.                    environment. This initiative supports              utilization of organic waste within
                                                    waste reduction while optimizing                   MPM operational environment.
                                                    resource recovery and reuse.



     Sepanjang tahun 2025, total timbulan limbah MPM tercatat               Throughout 2025, MPM total waste generation was recorded
     sebesar 163,86 ton, terdiri atas limbah B3 sebesar 88,53               at 163.86 tons, consisting of 88.53 tons of hazardous waste
     ton dan limbah non-B3 sebesar 75,33 ton. Dibandingkan                  (B3) and 75.33 tons of non-hazardous waste. Compared
     tahun 2024, timbulan limbah B3 menurun sebesar 5,18%,                  to 2024, hazardous waste generation decreased by 5.18%,
     dan limbah non-B3 menurun sebesar 4,41%.                               while non-hazardous waste decreased by 4.41%.




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                                      Timbulan Limbah [OJK F.13] [GRI 306-3, 306-4, 306-5] [IDX E-05]
                                                       Waste Generation

          Unit Bisnis                            Deskripsi                Satuan
                                                                                            2025          2024            2023
         Business Unit                          Description                Unit
                                                          Limbah B3 ▪ Hazardous Waste
 MPMulia                          Diserahkan pada pihak ketiga              ton                15,42          12,87                13,48
                                  Submitted to third party
 MPMRent                          Diserahkan pada pihak ketiga ▪ Submitted to third party
                                  Oli bekas                                 ton                41,26          39,31                44,86
                                  Lubricant
                                  Suku cadang bekas                         ton                    3,72          5,54               5,07
                                  Used sparepart
                                  Aki bekas                                 ton                28,13          35,65                6,67*
                                  Battery
 Jumlah Limbah B3 ▪ Total Hazardous Waste                                  ton                 88,53         93,37             70,08
                                                    Limbah Non-B3 ▪ Non-Hazardous Waste
 MPM Head Office                  Diserahkan pada pihak ketiga              ton                    1,34          0,30               0,40
                                  Submitted to third party

                                  Landfill                                  ton                    1,48          n/a                n/a

 MPMulia                          Diserahkan pada pihak ketiga              ton                12,63          14,48                18,98
                                  Submitted to third party

                                  Didaur ulang                              ton                16,68          20,80                20,93
                                  Recycle

 MPMInsurance                     Diserahkan pada pihak ketiga              ton                n/a***            0,03               0,14
                                  Submitted to third party

 MPMRent                          Diserahkan pada pihak ketiga              ton                43,20          43,20                43,20
                                  Submitted to third party

 Jumlah Limbah Non-B3 ▪ Total Non-Hazardous Waste                          ton                 75,33        78,81**          83,65**

Catatan ⅼ Note:
  *Dihitung dalam satuan pcs, belum memiliki data dalam satuan berat.
 **Data telah dinyatakan kembali dikarenakan perubahan metodologi perhitungan.
***MPMInsurance belum melakukan penyerahan limbah non-B3 kepada pihak ketiga pada tahun pelaporan sehubungan dengan proses
   perpindahan kantor yang sedang berlangsung.
  *Calculated in units (pcs); weight-based data are not yet available.
 **The data has been restated due to changes in the calculation methodology.
***MPMInsurance has not transferred its non-hazardous waste to a third party during the reporting year due to the ongoing office
   relocation process.

Asumsi ⅼ Assumptions:
• Estimasi berat setiap pengangkutan limbah non-B3 oleh MPMRent menggunakan truk adalah sekitar 300 kg per pengangkutan.
  Dengan frekuensi pengambilan limbah sebanyak tiga kali dalam satu minggu, total estimasi timbulan limbah non-B3 yang diangkut
  dalam satu tahun mencapai sekitar 43.200 kg.
• Estimasi berat rata-rata aki bekas tipe NS40 (±5,95 kg) dan NS40ZL (±7,5 kg) ialah: 6,725 kg.
• Estimasi berat 1 ton oli bekas ialah: ±1.000 liter.
• The estimated weight of non-hazardous waste transported by MPMRent per truckload is approximately 300 kg. With a waste
  collection frequency of three times per week, the total estimated amount of non-hazardous waste transported annually reaches
  approximately 43,200 kg.
• The estimated average weight of used batteries type NS40 (±5.95 kg) and NS40ZL (±7.5 kg) is 6.725 kg.
• The estimated weight conversion indicates that 1 ton of used oil is equivalent to approximately ±1,000 liters.




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           SMART MOBILITY TO        Pengelolaan Lingkungan       Efisiensi Bahan Bakar dan Pemanfaatan Armada           Emisi dan Emisi yang Dibiayai
           EMBRACE A BETTER        Environmental Management              Fuel Efficiency and Fleet Utilization         Emissions and Financed Emissions
           ENVIRONMENT




     Material [OJK F.5]                                                    Materials [OJK F.5]

     Penggunaan material langsung MPM relatif terbatas dan                 MPM’s direct material use is relatively limited and primarily
     didominasi oleh kebutuhan operasional perkantoran,                    consists of office operational needs, particularly paper.
     terutama kertas. Pengadaan kertas dilakukan berdasarkan               Paper procurement is carried out based on the actual
     kebutuhan aktual masing-masing departemen guna                        requirements of each department to avoid excessive
     menghindari pembelian berlebih. MPM mendorong                         purchasing. MPM promotes efficiency through internal
     efisiensi melalui kampanye internal seperti “Check Before             campaigns such as “Check Before You Print,” encouraging
     You Print”, anjuran penggunaan kertas bolak-balik untuk               double-sided printing for non-formal documents, and
     dokumen nonformal, serta pemanfaatan kertas bekas                     reusing paper for specific purposes.
     untuk kebutuhan tertentu.

     Sejalan      dengan      upaya     digitalisasi,  MPM                 In line with its digitalization efforts, the Company has
     mengimplementasikan tanda tangan digital melalui                      implemented digital signatures through the VIDA
     platform VIDA guna mengurangi ketergantungan pada                     platform to reduce reliance on printed documents while
     dokumen cetak sekaligus meningkatkan efisiensi proses                 improving administrative process efficiency. In 2025, MPM
     administrasi. Pada tahun 2025, konsumsi kertas MPM                    paper consumption totalled 4.798 reams, representing
     tercatat sebesar 4.798 rim, meningkat sebesar 14,92%                  a 14.92% increase compared to the previous year. The
     dibandingkan tahun sebelumnya. Peningkatan konsumsi                   increase in paper consumption during the reporting year
     kertas pada tahun pelaporan dipengaruhi oleh tingkat                  was influenced by the level of operational activities at
     aktivitas operasional di MPMInsurance, khususnya terkait              MPMInsurance, particularly related to the need for printing
     kebutuhan pencetakan dokumen polis. Meskipun demikian,                policy documents. Nevertheless, MPM remains committed
     MPM tetap berkomitmen untuk mendorong efisiensi                       to promoting paper-use efficiency through various control
     penggunaan kertas melalui berbagai upaya pengendalian                 measures and process optimization efforts.
     dan optimalisasi proses kerja.



                                                              Penggunaan Kertas
                                                              Paper Consumption

                     Unit Usaha l Business Unit                   Satuan l Unit          2025                 2024                  2023
                                                                       Rim
      MPM Head Office                                                                             98                   118                   94
                                                                      Reams

                                                                       Rim
      MPMInsurance                                                                               820                   667                  480
                                                                      Reams

                                                                       Rim
      MPMulia                                                                                  1.297                 1.119                 1.060
                                                                      Reams

                                                                       Rim
      MPMRent (Kantor BSD)                                                                     2.583                2.271*                 2.319
                                                                      Reams

                                                                       Rim
      Jumlah Penggunaan Kertas ▪ Total Paper Consumption                                      4.798                4.175*                 3.953
                                                                      Reams

     *Data telah dinyatakan ulang karena terdapat koreksi data dari laporan keberlanjutan tahun 2024.
      Data have been restated due to corrections made to the 2024 Sustainability Report.




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Page 77
  Dampak Lingkungan dari Operasional dan Keluhan Lingkungan
Environmental Impacts from Operations and Environmental Complaints




 2025     Laporan Keberlanjutan ● Sustainability Report              77
Page 78
     Smart Mobility
     to Embrace
     Sustainable Business
     80   Privasi Pelanggan dan Keamanan Data
          Customer Privacy and Data Security


     84   Kinerja Ekonomi
          Economic Performance


     86   Tanggung Jawab Produk dan Jasa
          Products and Services Responsibility


     96   Pengelolaan Pelanggan
          Customer Management




04
Page 79
Pengelolaan keamanan data dan informasi di MPM
dilaksanakan melalui penerapan Sistem Manajemen
Keamanan Informasi (SMKI) yang bertujuan untuk
memastikan perlindungan data dan keamanan
informasi di seluruh aktivitas operasional perusahaan."
"Data and information security management at MPM is implemented through the Information Security Management
System (ISMS), which aims to ensure data protection and information security across all operational activities."
Page 80
          SMART MOBILITY
          TO EMBRACE           Privasi Pelanggan dan Keamanan Data           Kinerja Ekonomi             Tanggung Jawab Produk dan Jasa
          SUSTAINABLE             Customer Privacy and Data Security       Economic Performance          Products and Services Responsibility
          BUSINESS




     Smart Mobility to Embrace
     Sustainable Business




     MPM mengusung pilar Smart Mobility to Embrace                     MPM upholds the Smart Mobility to Embrace Sustainable
     Sustainable    Business    sebagai    landasan     dalam          Business pillar as the foundation for developing mobility
     mengembangkan solusi mobilitas yang relevan, bertanggung          solutions that are relevant, responsible, and oriented
     jawab, dan berorientasi jangka panjang untuk masyarakat.          toward long-term value for society. Through this pillar,
     Melalui pilar ini, MPM berkomitmen menghadirkan                   MPM is committed to delivering intelligent and integrated
     layanan transportasi yang cerdas dan terintegrasi dengan          transportation services while prioritizing compliance with
     mengedepankan kepatuhan terhadap peraturan perundang-             applicable laws and regulations, in line with efforts to
     undangan, sejalan dengan upaya memperkuat reputasi                strengthen MPM's reputation as a business that operates
     MPM sebagai perusahaan yang menjalankan bisnis secara             sustainably and responsibly.
     berkelanjutan dan bertanggung jawab.



     PRIVASI PELANGGAN DAN                                             CUSTOMER PRIVACY AND DATA
     KEAMANAN DATA                                                     SECURITY

     Relevansi Topik terhadap Bisnis                                   Topic Relevance to the Business

     Privasi pelanggan dan keamanan data merupakan                     Customer privacy and data security constitute a critical
     fondasi penting bagi keberlangsungan dan pertumbuhan              foundation for MPM’s business continuity and growth,
     bisnis MPM, seiring dengan meningkatnya pemanfaatan               particularly amid the increasing use of digital technologies
     teknologi digital dalam penyediaan layanan mobilitas,             in delivering mobility services, financing solutions, and
     pembiayaan, serta interaksi dengan pelanggan dan mitra            interactions with customers and business partners. Robust
     usaha. Pengelolaan data yang aman dan andal tidak                 and reliable data management not only safeguards MPM’s
     hanya berperan dalam melindungi informasi MPM dan                 information and that of its stakeholders, but also serves as a
     pemangku kepentingan, tetapi juga menjadi faktor utama            key factor in building trust, reputation, and the Company’s
     dalam membangun kepercayaan, reputasi, dan daya saing             long-term competitiveness.
     jangka panjang perusahaan.

     Dalam menjalankan kegiatan usaha, MPM bersama                     In conducting its business activities, MPM, together with
     Entitas Anak dan Entitas Asosiasi menghadapi berbagai             its Subsidiaries and Associates, faces various information
     risiko keamanan informasi yang berpotensi memengaruhi             security risks that may affect operational continuity, the
     kelangsungan operasional, keandalan sistem teknologi              reliability of information technology systems, and the
     informasi, serta perlindungan aset dan data kritikal.             protection of critical assets and data. These risks include
     Risiko tersebut mencakup potensi insiden keamanan                 potential cybersecurity incidents, non-compliance with
     siber, ketidakpatuhan terhadap ketentuan Undang-                  Personal Data Protection Law (UU PDP) requirements,
     Undang Pelindungan Data Pribadi (UU PDP), serta                   and the possibility of customer data breaches that could
     kemungkinan terjadinya kebocoran data pelanggan yang              adversely impact reputation and stakeholder trust.
     dapat berdampak pada reputasi dan tingkat kepercayaan             Accordingly, data security and information protection
     pemangku kepentingan. Oleh karena itu, keamanan data              have been identified as a material topic that is strategically
     dan perlindungan informasi menjadi topik material yang            managed to support the achievement of MPM’s business
     secara strategis dikelola untuk mendukung pencapaian              objectives and long-term sustainability.
     tujuan bisnis dan keberlanjutan MPM.



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Page 81
Pengelolaan Pelanggan
Customer Management




Pengelolaan Privasi Pelanggan                                     Customer Privacy and
dan Keamanan Data [GRI 3-3]                                       Data Security Management [GRI 3-3]

Pengelolaan keamanan data dan informasi di MPM                    Data and information security management at MPM
dilaksanakan melalui penerapan Sistem Manajemen                   is implemented through the Information Security
Keamanan Informasi (SMKI) yang bertujuan untuk                    Management System (ISMS), which aims to ensure data
memastikan perlindungan data dan keamanan informasi               protection and information security across all operational
di seluruh aktivitas operasional perusahaan. Sebagai              activities. As a governance foundation, MPM has
landasan tata kelola, MPM telah menetapkan Kebijakan              established an Information Security Policy and Standard
Keamanan Informasi dan Standar Operasional Prosedur               Operating Procedures for Personal Data Protection, which
Pelindungan Data Pribadi yang mengatur pengelolaan                regulate the responsible and sustainable management of
seluruh aset informasi secara bertanggung jawab dan               all information assets.
berkelanjutan.

Kebijakan tersebut mencakup penerapan prinsip Kerahasiaan,        These policies incorporate the principles of Confidentiality,
Integritas, dan Ketersediaan (Confidentiality, Integrity, and     Integrity, and Availability (CIA), compliance with applicable
Availability/CIA), kepatuhan terhadap peraturan perundang-        personal data protection laws and regulations, and
undangan yang berlaku terkait pelindungan data pribadi,           clearly defined authorities and responsibilities at each
serta kejelasan wewenang dan tanggung jawab di setiap             organizational level. The Information Security Policy
level organisasi. Kebijakan keamanan informasi disetujui          is approved by Top Management and communicated
oleh Top Management dan dikomunikasikan secara berkala            regularly to all employees and relevant stakeholders to
kepada seluruh karyawan serta pemangku kepentingan                ensure consistent understanding and implementation
terkait guna memastikan pemahaman dan penerapan yang              throughout MPM.
konsisten di seluruh lingkungan MPM.

Dalam penyusunan kebijakan serta evaluasi kinerja                 In developing policies and evaluating personal data
pelindungan data pribadi, MPM melibatkan pemangku                 protection performance, MPM involves relevant internal
kepentingan internal yang relevan, termasuk unit bisnis           stakeholders, including business units as Data Owners,
sebagai Data Owner, serta fungsi legal, teknologi informasi dan   as well as legal, information technology and security, and
keamanan, serta sumber daya manusia sebagai kontributor           human resources functions as key contributors. The Board
utama. Direksi dan Komite Risiko turut memberikan arahan          of Directors and the Risk Committee provide strategic
strategis untuk memastikan pengelolaan keamanan data              direction to ensure that data security management aligns
selaras dengan manajemen risiko perusahaan, kepatuhan             with enterprise risk management, regulatory compliance,
regulasi, serta tujuan bisnis jangka panjang MPM. Melalui         and MPM’s long-term business objectives. Through this
pendekatan ini, MPM tidak hanya berfokus pada kepatuhan,          approach, MPM not only focuses on compliance but also
tetapi juga membangun fondasi tata kelola data yang               builds a resilient, long-term-oriented data governance
tangguh dan berorientasi jangka panjang guna menjaga              framework to maintain stakeholder trust amid accelerating
kepercayaan pemangku kepentingan di tengah percepatan             digital transformation.
transformasi digital.



Kinerja dan Evaluasi                                              Performance and Evaluation

Sepanjang tahun 2025, MPM memperkuat pengelolaan                  Throughout 2025, MPM strengthened its data and
keamanan data dan informasi melalui penerapan langkah-            information security management by implementing
langkah preventif yang terstruktur untuk memitigasi risiko        structured preventive measures to mitigate cybersecurity
keamanan siber dan pelindungan data pribadi. MPM                  risks and protect personal data. MPM implemented an
mengimplementasikan Sistem Manajemen Keamanan                     Information Security Management System (ISMS) aligned
Informasi yang mengacu pada standar internasional ISO/            with the ISO/IEC 27001 international standard, supported
IEC 27001, yang didukung oleh prosedur operasional                by operational procedures governing personal data
pengelolaan data pribadi di sepanjang siklus data.                management throughout the data lifecycle.




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           TO EMBRACE           Privasi Pelanggan dan Keamanan Data           Kinerja Ekonomi             Tanggung Jawab Produk dan Jasa
           SUSTAINABLE             Customer Privacy and Data Security       Economic Performance          Products and Services Responsibility
           BUSINESS




     Penguatan kontrol keamanan dilakukan melalui penerapan             Security controls were reinforced through the deployment
     teknologi dan mekanisme pengamanan, antara lain                    of technologies and protective mechanisms, including
     penggunaan Multi-Factor Authentication (MFA), Data                 Multi-Factor Authentication (MFA), Data Loss Prevention
     Loss Prevention (DLP), serta peningkatan kesadaran dan             (DLP), and enhanced employee awareness and competency
     kompetensi karyawan melalui program pelatihan dan                  through information security training and awareness
     sosialisasi keamanan informasi. Pendekatan ini bertujuan           programs. This integrated approach ensures that people,
     untuk memastikan bahwa aspek manusia, proses, dan                  processes, and technology are managed cohesively to
     teknologi dikelola secara terpadu dalam menjaga                    safeguard MPM’s data and information assets.
     keamanan data dan informasi MPM.

     Di tingkat Entitas Anak dan Entitas Asosiasi, penerapan            At the Subsidiary and Associate levels, data security
     pengelolaan keamanan data disesuaikan dengan                       management practices are tailored to the characteristics,
     karakteristik, kompleksitas, dan profil risiko masing-masing       complexity, and risk profiles of each business line. For
     lini bisnis. Sebagai contoh, MPMInsurance menerapkan               example, MPMInsurance implements layered security
     pengamanan berlapis untuk memastikan kepatuhan                     controls to ensure compliance with the Personal Data
     terhadap UU PDP, termasuk penerapan Single Sign-On                 Protection Law, including Single Sign-On (SSO) protected
     (SSO) yang dilindungi MFA, pengaturan hak akses berbasis           by MFA, role-based access controls applying the principle of
     peran dan prinsip least privilege, klasifikasi dan enkripsi        least privilege, classification and encryption of information
     aset informasi, serta penerapan mekanisme pencadangan              assets, as well as data backup mechanisms and disaster
     data dan rencana pemulihan bencana.                                recovery planning.

     Evaluasi kinerja keamanan data dan informasi dilakukan             The performance of data and information security
     secara terstruktur dan independen melalui audit internal           management is evaluated through structured and
     dan audit eksternal. Audit internal dilaksanakan untuk             independent assessments, including internal and
     menilai efektivitas pengendalian keamanan informasi                external audits. Internal audits assess the effectiveness of
     serta tingkat kepatuhan terhadap kebijakan dan ketentuan           information security controls and compliance with data
     pelindungan data pribadi yang berlaku. Selain itu, audit           protection policies and regulations. In addition, external
     eksternal oleh pihak independen atau lembaga sertifikasi           audits conducted by independent parties or certification
     dilakukan untuk memastikan kesesuaian penerapan Sistem             bodies verify the conformity of the ISMS with ISO/IEC
     Manajemen Keamanan Informasi dengan standar ISO/                   27001 standards. All audit findings are addressed through
     IEC 27001. Seluruh temuan audit ditindaklanjuti melalui            corrective action plans with clear timelines and periodic
     rencana perbaikan dengan tenggat waktu yang jelas serta            progress monitoring as part of the Company’s commitment
     pemantauan progres secara berkala sebagai bagian dari              to continuous improvement.
     komitmen perbaikan berkelanjutan.




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Dengan penerapan tata kelola dan pengendalian keamanan       With the consistent implementation of governance and
data yang konsisten, sepanjang tahun 2025 MPM tidak          data security controls, MPM recorded no significant
mencatat adanya insiden kebocoran data yang berdampak        data breach incidents in 2025 that adversely affected
signifikan terhadap operasional, kinerja keuangan, maupun    operations, financial performance, or corporate reputation.
reputasi perusahaan. MPM tetap melakukan pencatatan,         MPM continues to document, respond to, and monitor
penanganan, dan pemantauan atas setiap insiden               all information security incidents in accordance with
keamanan informasi sesuai dengan prosedur yang berlaku       established procedures to ensure ongoing data protection
guna memastikan perlindungan data dan keandalan sistem       and system reliability. [GRI 418-1]
informasi secara berkelanjutan. [GRI 418-1]




   MPMRent Resmi Raih Sertifikasi ISO 27001:2022
   MPMRent Officially Achieves ISO 27001:2022 Certification




   MPMRent telah memperoleh sertifikasi ISO 27001:2022 di tahun 2025 sebagai bentuk komitmen dalam menjaga
   keamanan informasi yang dikelola perusahaan. Sertifikasi ini berhasil diperoleh melalui audit dan penilaian
   menyeluruh atas penerapan SMKI, yang mencakup aspek kebijakan, pengelolaan risiko, serta pengendalian
   ancaman keamanan informasi. Pencapaian ini menjadi dasar bagi MPMRent untuk terus melakukan perbaikan
   berkelanjutan guna memastikan keandalan layanan dan menjaga kepercayaan mitra bisnis. Ke depan, sertifikasi
   ini juga diharapkan memperkuat ketahanan operasional perusahaan di tengah meningkatnya risiko siber serta
   mendukung pengembangan layanan digital yang aman, andal, dan berkelanjutan.

   In 2025, MPMRent obtained ISO 27001:2022 certification as a demonstration of its commitment to safeguarding
   the information managed by the Company. The certification was achieved following a comprehensive audit
   and assessment of the Information Security Management System (ISMS), covering policy frameworks, risk
   management practices, and controls for mitigating information security threats. This achievement provides a
   strong foundation for MPMRent to pursue continuous improvement, ensuring service reliability and maintaining
   the trust of business partners. Going forward, the certification is also expected to strengthen the Company’s
   operational resilience amid increasing cyber risks and to support the development of secure, reliable, and
   sustainable digital services.




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           TO EMBRACE          Privasi Pelanggan dan Keamanan Data           Kinerja Ekonomi             Tanggung Jawab Produk dan Jasa
           SUSTAINABLE            Customer Privacy and Data Security       Economic Performance          Products and Services Responsibility
           BUSINESS




     KINERJA EKONOMI                                                   ECONOMIC PERFORMANCE

     Sepanjang tahun 2025, MPM mempertahankan strategi                 Throughout 2025, MPM maintained consistent strategies
     dan kebijakan yang konsisten dalam menjaga kinerja                and policies to safeguard sound, resilient, and responsible
     ekonomi yang sehat, tangguh, dan bertanggung jawab.               economic performance. The Company’s primary focus was
     Fokus utama diarahkan pada penguatan fundamental                  directed toward strengthening business fundamentals,
     bisnis, pengelolaan risiko yang prudent, serta penerapan          prudent risk management, and the implementation of good
     tata kelola perusahaan yang baik. Sejalan dengan dinamika         corporate governance. In response to industry dynamics
     industri dan tantangan kondisi ekonomi, MPM melakukan             and challenging economic conditions, MPM undertook
     berbagai penyesuaian operasional melalui pengendalian             various operational adjustments, including disciplined cost
     biaya yang disiplin, optimalisasi portofolio usaha, serta         control, portfolio optimization, and the reinforcement of
     penguatan fungsi manajemen risiko dan kepatuhan guna              risk management and compliance functions to preserve
     menjaga stabilitas dan ketahanan kinerja MPM.                     performance stability and resilience.

     Upaya peningkatan kinerja ekonomi dilakukan melalui               Efforts to enhance economic performance were carried out
     peningkatan efisiensi operasional, pemanfaatan sinergi            through improved operational efficiency, the optimization
     antar Entitas Anak, serta penyesuaian strategi pemasaran          of synergies among Subsidiaries, and adjustments to
     dan penjualan agar tetap relevan dengan kebutuhan                 marketing and sales strategies to remain aligned with
     pasar. MPM juga terus mendorong transformasi digital              evolving market needs. MPM also continued to advance
     pada proses bisnis, inovasi layanan, dan penjajakan               digital transformation across business processes,
     peluang usaha baru untuk memastikan keberlanjutan                 service innovation, and the exploration of new business
     pertumbuhan jangka panjang.                                       opportunities to ensure sustainable long-term growth.

     Fokus strategis MPM pada tahun 2025 diarahkan pada                In 2025, MPM’s strategic focus centered on five key areas:
     lima area utama, yaitu pengembangan peluang bisnis                developing business opportunities relevant to consumer
     yang relevan dengan kebutuhan konsumen, pengelolaan               needs, maintaining healthy cash flow management,
     arus kas yang sehat, penguatan sistem dan infrastruktur           strengthening systems and technology infrastructure,
     teknologi, pengembangan kapabilitas sumber daya                   enhancing human capital capabilities, and reinforcing
     manusia, serta penguatan budaya dan nilai organisasi.             organizational culture and values. These priorities were
     Seluruh fokus tersebut dirancang untuk meningkatkan               designed to improve profitability, maintain a competitive
     profitabilitas, menjaga struktur biaya yang kompetitif,           cost structure, strengthen the business portfolio, enhance
     memperkuat portofolio usaha, meningkatkan reputasi                corporate reputation, and optimize the performance of
     perusahaan, serta mengoptimalkan kinerja Entitas Anak             Subsidiaries and Associates on a sustainable basis.
     dan Asosiasi secara berkelanjutan.

     Pada tahun 2025, MPM membukukan pendapatan neto                   In 2025, MPM recorded consolidated net revenues of
     konsolidasian sebesar Rp16.152 miliar, yang menurun               Rp16,152 billion, representing a decrease compared to the
     dibandingkan tahun sebelumnya. Kinerja tersebut                   previous year. This performance resulted in profit for the
     menghasilkan laba tahun berjalan sebesar Rp462 miliar.            year of Rp462 billion.




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                                Perbandingan Target dan Realisasi Pendapatan dan Laba [OJK F.2.]
                                        Revenue and Profit Target vs. Actual Performance


                        Pendapatan Neto*                                                     Laba Tahun Berjalan*
                          Net Revenues                                                        Profit for the Year

                                                     17.399.739                                                                   595.791
2025                                                                    2025
                                                 16.152.176                                                          461.917

                                            14.450.353                                                                        539.295
2024                                                                    2024
                                                  16.385.270                                                                     572.289

                                              15.134.748                                                                    524.315
2023                                                                    2023
                                          13.859.071                                                                        525.638

        Juta Rupiah ▪ IDR million                                              Juta Rupiah ▪ IDR million

                                                           Target        Realisasi ▪ Actual Performance




                                    Nilai Ekonomi yang Dihasilkan dan Didistribusikan [GRI 201-1]
                                              Economic Value Generated and Distributed


                              Uraian l Description                                  2025                   2024*                 2023
                               Nilai ekonomi langsung yang dihasilkan ▪ Generated direct economic value
 Pendapatan neto
                                                                                    16.152.176              16.385.270            13.859.071
 Net revenues
                                                           Penambahan ▪ Additions
 Pendapatan lainnya neto
                                                                                       254.203                262.817                 158.542
 Other net income
 Pendapatan keuangan neto
                                                                                        88.014                 97.133                 109.788
 Net finance income
 Bagian atas laba (rugi) entitas asosiasi
                                                                                     (156.206)                (74.971)                 45.977
 Share of (loss) profit of associates
                                      Nilai ekonomi yang didistribusikan ▪ Distributed economic value
 Beban pokok pendapatan dan beban usaha tanpa biaya pegawai dan CSR
                                                                                    15.370.684              15.629.561            13.209.935
 Cost of revenues and operating expenses excluding employee and CSR costs
 Gaji pegawai dan tunjangan lainnya
                                                                                       355.957                323.439                 325.059
 Employee salaries and other benefits
 Distribusi dividen kepada pemegang saham atas performa tahun lalu
                                                                                       525.579                503.031                 589.444
 Devidend distribution to shareholders based on last year’s performance
 Pengeluaran untuk pemerintah (pajak, retribusi, dan lain-lain)
                                                                                       146.362                142.313                 109.753
 Expenditures for the governments (taxes, levies, and other)
 Pengeluaran CSR
                                                                                           3.267                   2.647                2.993
 CSR cost
 Nilai ekonomi ditahan
                                                                                       (63.662)                62.958                 (63.806)
 Retained economic value

*Disajikan ulang sebagai dampak dari penerapan PSAK 117. Data tahun 2023 tidak disajikan ulang                      Juta Rupiah ▪ IDR million
 sehingga tidak sepenuhnya dapat diperbandingkan. Target tahun 2023 dan 2024 masih disusun
 berdasarkan standar akuntansi sebelumnya.
 As restated following the implementation of PSAK 117. Comparative figures for 2023 have not been
 restated and may not be directly comparable. Targets for 2023 and 2024 were established based on
 the previous accounting standard.




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           TO EMBRACE           Privasi Pelanggan dan Keamanan Data           Kinerja Ekonomi             Tanggung Jawab Produk dan Jasa
           SUSTAINABLE             Customer Privacy and Data Security       Economic Performance          Products and Services Responsibility
           BUSINESS




     TANGGUNG JAWAB PRODUK                                              PRODUCTS AND
     DAN JASA                                                           SERVICES RESPONSIBILITY

     Dampak Produk/Jasa [OJK F.28.]                                     Impact of Products/Services [OJK F.28.]

     Secara keseluruhan, produk dan jasa Grup MPM                       The products and services of MPM Group generate
     memberikan kontribusi sosial dan ekonomi yang luas                 broad social and economic value through their role in
     melalui perannya dalam mendukung mobilitas masyarakat              supporting community mobility and facilitating economic
     dan kelancaran aktivitas ekonomi. Kehadiran bisnis                 activities. The Group’s motorcycle distribution and retail
     distribusi dan ritel sepeda motor, asuransi, layanan               businesses, insurance services, financing solutions, and
     pembiayaan, serta penyewaan kendaraan memperluas                   vehicle rental services expand public access to reliable
     akses masyarakat terhadap sarana transportasi yang andal,          transportation, financial protection, and flexible mobility
     perlindungan finansial, dan solusi mobilitas yang fleksibel.       solutions. These contributions help enhance productivity,
     Hal ini turut mendorong peningkatan produktivitas,                 strengthen interregional connectivity, and create business
     konektivitas antarwilayah, serta membuka peluang usaha,            opportunities, particularly in areas where infrastructure
     khususnya di daerah yang masih memiliki keterbatasan               and public transportation remain limited.
     infrastruktur dan transportasi publik.

     Di sisi lain, MPM menyadari bahwa penggunaan kendaraan             At the same time, MPM recognizes that the use of motor
     bermotor juga membawa potensi dampak lingkungan, seperti           vehicles carries potential environmental impacts, including
     emisi gas rumah kaca, konsumsi energi, kebisingan, serta           greenhouse gas emissions, energy consumption, noise
     timbulan limbah dari aktivitas operasional dan pemeliharaan        pollution, and waste generated from operational and
     kendaraan. Selain itu, terdapat risiko sosial yang melekat,        vehicle maintenance activities. In addition, inherent social
     termasuk aspek keselamatan lalu lintas, perlindungan               risks exist, including road safety considerations, consumer
     konsumen, serta penggunaan produk yang bertanggung                 protection, and responsible product use. All such potential
     jawab. Seluruh potensi dampak dan risiko tersebut menjadi          impacts and risks are key considerations in the Group’s
     perhatian utama dalam pengelolaan bisnis Grup.                     business management.

     Sebagai bentuk tanggung jawab, MPM berkomitmen untuk               As part of its responsibility, MPM is committed to
     meminimalkan dampak negatif sekaligus mengoptimalkan               minimizing negative impacts while maximizing the social
     manfaat sosial dari produk dan jasa yang ditawarkan.               benefits of its products and services. This commitment is
     Komitmen ini diwujudkan melalui penguatan tata kelola              realized through strengthened sustainability governance,
     keberlanjutan, kepatuhan terhadap regulasi yang berlaku,           compliance with applicable regulations, and the
     serta integrasi prinsip lingkungan, sosial, dan tata kelola        integration of Environmental, Social, and Governance
     (ESG) ke dalam pengembangan produk, penyediaan                     (ESG) principles into product development, service
     layanan, serta proses bisnis di seluruh lini usaha. Dengan         delivery, and business processes across all business
     pendekatan ini, MPM berupaya memastikan bahwa                      lines. Through this approach, MPM seeks to ensure that
     pertumbuhan bisnis berjalan seiring dengan penciptaan              business growth aligns with the creation of long-term
     nilai jangka panjang bagi masyarakat dan lingkungan.               value for society and the environment.




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   Upaya MPM dan Entitas Anak dalam Meminimalkan Dampak dan Risiko Produk dan Jasa
   MPM and Subsidiaries’ Efforts to Minimize Product and Service Impacts and Risks




   MPM secara rutin menyelenggarakan program uji emisi gratis sebagai upaya meningkatkan kesadaran pelanggan
   terhadap pengendalian emisi dan pentingnya menjaga kualitas udara. Inisiatif ini didukung dengan edukasi
   mengenai pentingnya perawatan berkala dalam upaya menjaga emisi yang dihasilkan motor dalam batas normal
   yang diijinkan, serta dilengkapi dengan panduan berupa langkah-langkah untuk mengurangi jejak karbon.

   Sebagai distributor sepeda motor Honda, MPMulia secara konsisten juga melaksanakan program edukasi dan
   kampanye safety riding untuk meningkatkan keselamatan pelanggan. Kegiatan ini mencakup pelatihan berkendara
   aman serta sosialisasi penggunaan perlengkapan keselamatan, seperti helm dan jaket pelindung.

   MPM regularly conducts free emission testing programs as part of its efforts to raise customer awareness
   regarding emission control and the importance of maintaining air quality. This initiative is supported by
   educational activities emphasizing the importance of periodic vehicle maintenance to ensure that motorcycle
   emissions remain within permissible limits, and is complemented by practical guidance outlining steps customers
   can take to reduce their carbon footprint.

   As a distributor of Honda motorcycles, MPMulia also consistently implements safety riding education and
   campaign programs to enhance customer safety. These initiatives include safe riding training and awareness
   campaigns on the proper use of safety equipment, such as helmets and protective jackets.




     11     Cabang
            Branches                                                     463          kali
                                                                                      times
     Memberikan uji emisi gratis di sepanjang tahun 2025                 Kegiatan safety riding di sepanjang tahun 2025
     Provision of free emission testing throughout 2025                  Safety riding activities conducted throughout 2025




     50.573
     Jumlah kendaraan yang mengikuti uji emisi gratis di tahun 2025
                                                                         45.673
                                                                         Jumlah peserta safety riding di tahun 2025
     Number of vehicles participating in free emission testing in 2025   Number of safety riding participants in 2025




 2025    Laporan Keberlanjutan ● Sustainability Report                                                                        87
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           TO EMBRACE           Privasi Pelanggan dan Keamanan Data           Kinerja Ekonomi             Tanggung Jawab Produk dan Jasa
           SUSTAINABLE             Customer Privacy and Data Security       Economic Performance          Products and Services Responsibility
           BUSINESS




     Komitmen untuk Memberikan Layanan                                  Commitment to Providing Equal Access
     atas Produk dan/atau Jasa yang Setara                              to Products and/or Services
     kepada Konsumen [OJK F.17.]                                        for Consumers [OJK F.17.]

     MPM berkomitmen untuk menyediakan layanan yang                     MPM is committed to delivering equitable, inclusive, and
     setara, inklusif, dan mudah diakses oleh seluruh lapisan           accessible services to all customer segments. Through
     konsumen. Melalui beragam produk dan layanan, MPM                  its diverse range of products and services, MPM strives
     berupaya memastikan ketersediaan solusi mobilitas yang             to ensure the availability of mobility solutions that are
     relevan dengan kebutuhan, preferensi, serta kemampuan              relevant to customers’ needs, preferences, and purchasing
     pelanggan di berbagai segmen pasar. MPM juga                       capacities across various market segments. The Company
     memastikan bahwa setiap produk dan layanan dirancang               also ensures that each product and service is designed
     serta dikelola untuk memberikan pengalaman yang aman ,             and managed to provide a safe, comfortable, and reliable
     nyaman, dan andal. Standar kualitas layanan, perlindungan          customer experience. Service quality standards, consumer
     konsumen, serta komunikasi yang transparan menjadi                 protection, and transparent communication form integral
     bagian penting dalam setiap interaksi dengan pelanggan.            parts of every customer interaction. This approach reflects
     Pendekatan ini merupakan wujud komitmen MPM dalam                  MPM’s commitment to building long-term relationships
     membangun hubungan jangka panjang yang dilandasi                   founded on trust, customer satisfaction, and loyalty.
     kepercayaan, kepuasan, dan loyalitas pelanggan.



     Inovasi Pengembangan Produk dan Jasa [OJK F.26.]                   Products and Services Innovation [OJK F.26.]

     Inovasi produk dan jasa merupakan bagian integral                  Product and service innovation is an integral part of
     dari strategi MPM dalam menciptakan nilai jangka                   MPM’s strategy to create sustainable long-term value.
     panjang yang berkelanjutan. Melalui pengembangan                   Through the development of products and services
     produk dan layanan yang relevan dengan kebutuhan                   that align with market needs, MPM strives to enhance
     pasar, MPM berupaya meningkatkan kualitas layanan,                 service quality, expand consumer access, and integrate
     memperluas akses konsumen, serta mengintegrasikan                  sustainability considerations into innovation processes
     aspek keberlanjutan ke dalam proses inovasi di seluruh lini        across all business lines, taking into account social impacts
     bisnis, dengan mempertimbangkan dampak sosial, serta               and environmental risk management. These innovation
     pengelolaan risiko lingkungan. Inisiatif inovasi ini tidak         initiatives are not only aimed at strengthening business
     hanya diarahkan untuk memperkuat daya saing usaha,                 competitiveness but also at improving operational
     tetapi juga mendorong efisiensi operasional, meningkatkan          efficiency, increasing customer value, and ensuring that
     nilai tambah bagi pelanggan, serta memastikan bahwa                business growth is conducted responsibly.
     pertumbuhan bisnis berjalan secara bertanggung jawab.

     Di      tahun    2025,    MPMInsurance       secara   aktif        In 2025, MPMInsurance actively integrated environmental
     mengintegrasikan aspek lingkungan dan sosial dalam                 and social considerations into the development of its
     pengembangan produk asuransi, sejalan dengan                       insurance products, in line with the requirements of the
     ketentuan Otoritas Jasa Keuangan (OJK) dan prinsip                 Financial Services Authority (OJK) and risk management
     manajemen risiko. Dari aspek lingkungan, MPMInsurance              principles.     From    an   environmental     perspective,
     menghadirkan sejumlah inisiatif produk yang mendukung              MPMInsurance introduced several product initiatives
     pengelolaan risiko terkait perubahan iklim dan transisi            that support climate risk management and the energy
     energi, antara lain penyesuaian tarif premi bagi kendaraan         transition, including premium tariff adjustments for electric
     listrik sebagai bentuk dukungan terhadap mobilitas rendah          vehicles as a form of support for low-emission mobility,
     emisi, penyediaan perlindungan asuransi untuk panel                insurance coverage for solar panels, and protection against
     surya, serta perlindungan terhadap risiko bencana alam             natural disaster and extreme weather risks, which are
     dan cuaca ekstrem yang semakin meningkat frekuensinya.             increasing in frequency.




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Sementara itu dari aspek sosial, MPMInsurance                  From a social perspective, MPMInsurance contributes
berkontribusi dalam menjaga stabilitas ekonomi                 to maintaining the economic stability of communities
masyarakat dan pelaku usaha melalui penyediaan                 and businesses by providing financial protection that is
perlindungan finansial yang relevan, mudah diakses, dan        relevant, accessible, and affordable. MPMInsurance also
terjangkau. MPMInsurance juga terus meningkatkan literasi      continues to enhance insurance literacy and awareness of
asuransi dan kesadaran akan pentingnya mitigasi risiko         risk mitigation through various educational initiatives for
melalui berbagai inisiatif edukasi kepada nasabah dan          policyholders and the broader public. These efforts aim to
masyarakat. Upaya ini bertujuan memperkuat ketahanan           strengthen financial resilience while promoting better risk
finansial sekaligus mendorong pengelolaan risiko yang          management at both the individual and business levels.
lebih baik di tingkat individu maupun usaha.



   MPMulia Hadirkan Motor Listrik Ramah Lingkungan untuk Masyarakat Jawa Timur
   MPMulia Introduces Environmentally Friendly Electric Motorcycles for the East Java Community




   Sebagai distributor sepeda motor Honda, MPMulia menghadirkan dua produk motor listrik, Honda ICON e:
   dan Honda CUV e:, untuk pasar Jawa Timur dan sekitarnya di tahun 2025. Kedua model ini menawarkan solusi
   mobilitas ramah lingkungan yang disesuaikan dengan kebutuhan pengguna, mulai dari penggunaan harian
   hingga produktivitas tinggi, dengan opsi pengisian daya langsung maupun sistem baterai yang dapat ditukar.

   Kehadiran motor listrik ini diperkenalkan melalui rangkaian kegiatan peluncuran dan pameran kepada masyarakat,
   yang mendapat respons positif terhadap desain, fitur, serta kenyamanan berkendara. Melalui penyediaan unit test
   ride dan aktivitas promosi, MPMulia mendorong adopsi kendaraan listrik sebagai bagian dari komitmen dalam
   mendukung transisi menuju mobilitas yang lebih berkelanjutan.

   As a Honda motorcycle distributor, MPMulia introduced two electric motorcycle models, Honda ICON e: and
   Honda CUV e:, to the East Java market and surrounding areas in 2025. These models offer environmentally friendly
   mobility solutions tailored to user needs, ranging from daily commuting to high-productivity use, with options for
   direct charging as well as battery-swapping systems.

   The introduction of these electric motorcycles was carried out through a series of launch events and public
   exhibitions, which received positive responses regarding their design, features, and riding comfort. Through the
   provision of test ride units and promotional activities, MPMulia encourages the adoption of electric vehicles as
   part of its commitment to supporting the transition toward more sustainable mobility.




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           TO EMBRACE            Privasi Pelanggan dan Keamanan Data           Kinerja Ekonomi             Tanggung Jawab Produk dan Jasa
           SUSTAINABLE              Customer Privacy and Data Security       Economic Performance          Products and Services Responsibility
           BUSINESS




     Digitalisasi                                                        Digitalization

     MPM menerapkan digitalisasi sebagai salah satu pilar                MPM has adopted digitalization as one of the key pillars
     utama dalam menjaga keberlanjutan dan daya saing                    in maintaining business sustainability and competitiveness
     bisnis di tengah dinamika pasar yang terus berkembang.              amid evolving market dynamics. Information technology
     Pemanfaatan teknologi informasi diterapkan secara                   is applied comprehensively, covering internal processes
     menyeluruh, mencakup proses internal hingga interaksi               as well as customer interactions, to enhance operational
     dengan pelanggan, guna meningkatkan efisiensi                       efficiency, streamline business processes, and improve the
     operasional, menyederhanakan proses bisnis, serta                   quality and consistency of services.
     meningkatkan kualitas dan konsistensi layanan.

     Inisiatif digitalisasi difokuskan pada optimalisasi                 Digitalization initiatives focus on optimizing resource
     pengelolaan sumber daya, peningkatan akurasi dan                    management, improving data accuracy and availability, and
     ketersediaan data, serta percepatan pengambilan keputusan           accelerating decision-making based on reliable information.
     berbasis informasi yang andal. Selain itu, inisiatif ini juga       In addition, these initiatives create opportunities for
     membuka ruang bagi pengembangan inovasi produk                      developing product and service innovations that are more
     dan layanan yang lebih responsif terhadap kebutuhan                 responsive to customer needs, while supporting sustainable
     pelanggan, sekaligus mendukung pertumbuhan bisnis                   business growth. Digital transformation is significantly
     yang berkelanjutan. Inisiatif digitalisasi secara signifikan        implemented across Subsidiaries and Associates, in line
     dilaksanakan oleh Entitas Anak dan Entitas Asosiasi, sejalan        with the characteristics of each business line, which rely
     dengan karakteristik bisnis masing-masing yang sangat               heavily on process speed, data accuracy, and system-
     bergantung pada kecepatan proses, akurasi data, dan                 based services. Through this approach, MPM ensures
     layanan berbasis sistem digital. Dengan pendekatan ini,             that digital transformation not only enhances operational
     MPM memastikan bahwa transformasi digital tidak hanya               performance but also strengthens the foundation for long-
     meningkatkan kinerja operasional, tetapi juga memperkuat            term business resilience.
     fondasi bisnis jangka panjang.



     MPMInsurance                                                        MPMInsurance

     Pada tahun 2025, MPMInsurance memprioritaskan inovasi               In 2025, MPMInsurance prioritized digital innovation to
     digital untuk meningkatkan efisiensi operasional, akurasi           improve operational efficiency, process accuracy, and
     proses, dan visibilitas kinerja di seluruh rantai nilai bisnis      performance visibility across the insurance value chain.
     asuransi. Fokus utama diarahkan pada otomasi proses                 The primary focus was on automating core processes that
     inti yang memberikan dampak langsung terhadap                       directly reduce manual work, shorten processing time, and
     pengurangan pekerjaan manual, percepatan waktu proses,              strengthen internal controls.
     serta penguatan pengendalian internal.




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Selain itu, digitalisasi juga berperan penting dalam         Digitalization also plays a crucial role in enhancing service
meningkatkan kualitas layanan kepada pelanggan dan           quality for customers and business partners. The One Day
mitra bisnis. Portal One Day Service memungkinkan            Service Portal enables instant insurance transactions
transaksi asuransi secara instan bagi tim pemasaran          for field marketing teams, while in underwriting, the
lapangan, sementara di sisi underwriting, penerapan          implementation of digital checklists improves accuracy in
checklist digital meningkatkan tingkat ketepatan dalam       document intake and verification. In the claims process, the
proses penerimaan dan verifikasi dokumen. Pada proses        use of an artificial intelligence (AI)-based claims assistant
klaim, pemanfaatan asisten klaim berbasis kecerdasan         accelerates the issuance of Work Orders (SPK), integrated
buatan (AI) mempercepat penerbitan Surat Perintah Kerja      with the optimization of priority workshop networks to
(SPK) yang diintegrasikan dengan optimalisasi jaringan       maintain service level agreements (SLA) and repair quality.
bengkel prioritas untuk menjaga pemenuhan service            This initiative not only enhances customer experience
level agreement (SLA) dan kualitas perbaikan kendaraan.      but also strengthens cost control in claims management.
Langkah ini tidak hanya meningkatkan pengalaman              Looking ahead, MPMInsurance is preparing to improve
pelanggan, tetapi juga memperkuat pengelolaan biaya          cash flow efficiency through the implementation of digital
klaim secara lebih terkendali. Ke depan, MPMInsurance        payment and billing systems targeted for operation in
juga menyiapkan penguatan efisiensi arus kas melalui         2026. This initiative is expected to enhance transaction
implementasi sistem pembayaran dan penagihan digital         transparency, accelerate cash cycles, and support more
yang ditargetkan mulai beroperasi pada 2026. Inisiatif ini   effective financial governance.
diharapkan dapat meningkatkan transparansi transaksi,
mempercepat siklus kas, serta mendukung tata kelola
keuangan yang lebih efektif.



MPMRent                                                      MPMRent

Pada tahun 2025, MPMRent memanfaatkan inovasi dan            In 2025, MPMRent leveraged innovation and digitalization
digitalisasi untuk menyederhanakan proses bisnis inti,       to streamline core business processes, improve operational
meningkatkan efisiensi operasional, serta memperkuat         efficiency, and strengthen governance and service quality
tata kelola dan kualitas layanan kepada pelanggan dan        for customers and business partners.
mitra usaha.

Digitalisasi juga berperan dalam mendukung pengambilan       Digitalization also supports faster, data-driven decision-
keputusan yang lebih cepat dan akurat berbasis data dan      making and strengthens internal governance. The
penguatan tata kelola internal. Pengembangan Insight         development of Insight Web provides real-time
Web menghadirkan dashboard kinerja cabang dan profil         dashboards on branch performance and customer
pelanggan secara real time sehingga manajemen dapat          profiles, enabling management to monitor operations
melakukan pemantauan operasional secara lebih efektif.       more effectively. In addition, the implementation
Selain itu, implementasi PNP Portal dan sistem persetujuan   of the PNP Portal and digital approval systems for
digital untuk evaluasi vendor berkontribusi terhadap         vendor evaluation contributes to the standardization of
standardisasi proses pengadaan dan pengelolaan mitra.        procurement processes and partner management. These
Inisiatif ini mempercepat alur persetujuan, meningkatkan     initiatives accelerate approval workflows, enhance process
transparansi proses, serta memperkuat akuntabilitas          transparency, and strengthen internal accountability.
internal. Melalui langkah-langkah tersebut, MPMRent          Through these efforts, MPMRent ensures that digital
memastikan bahwa transformasi digital tidak hanya            transformation not only improves efficiency but also
meningkatkan efisiensi, tetapi juga memperkokoh praktik      reinforces good corporate governance practices.
tata kelola perusahaan yang baik.




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          SMART MOBILITY
          TO EMBRACE               Privasi Pelanggan dan Keamanan Data            Kinerja Ekonomi              Tanggung Jawab Produk dan Jasa
          SUSTAINABLE                 Customer Privacy and Data Security        Economic Performance           Products and Services Responsibility
          BUSINESS




                                                 Inisiatif Digitalisasi MPM Head Office
                                                 MPM Head Office Digitalization Initiatives

            Inisiatif Utama l Key Initiative               Dampak terhadap Efisiensi Operasional l Impact on Operational Efficiency
     AI untuk Operasi Pengembangan (DevOps)           Memanfaatkan teknologi AI dalam proses pengembangan dan pengelolaan sistem
     AI for Development Operations (DevOps)           untuk meningkatkan efisiensi, kualitas aplikasi, serta kecepatan penyediaan layanan IT.
                                                      Leveraging AI technology in system development and management processes to
                                                      improve efficiency, application quality, and the speed of IT service delivery.



     Knowledge Management System                      Mengembangkan Knowledge Management System sebagai sarana pengelolaan dan
                                                      berbagi informasi perusahaan secara terpusat.
                                                      Establishing a centralized Knowledge Management System to manage and share
                                                      corporate information more effectively across the organization.



     MyProcurement                                    Mengimplementasikan sistem MyProcurement untuk mendigitalisasi proses
     (Digitalisasi Proses Pengadaan)                  pengadaan, mulai dari pengajuan kebutuhan hingga pemantauan proses pengadaan.
     MyProcurement                                    Implementing the MyProcurement system to digitalize the procurement process, from
     (Procurement Process Digitalization)             needs identification through to procurement monitoring, enhancing transparency and
                                                      process efficiency.




                                                        Inisiatif Digitalisasi MPMulia
                                                       MPMulia Digitalization Initiatives

            Inisiatif Utama l Key Initiative               Dampak terhadap Efisiensi Operasional l Impact on Operational Efficiency
     Motorcycle Certification                         Fitur di Brompit bertujuan mengetahui hasil penilaian kondisi motor berdasarkan
                                                      aktivitas historis servis.
                                                      Brompit features enable assessment of motorcycle condition based on historical
                                                      service activity data.



     Finco Integration with JMFI                      Pengiriman data pengajuan kredit motor secara otomatis, serta menerima status
                                                      pengajuan secara real time.
                                                      Automated transmission of motorcycle credit application data and real-time updates
                                                      on application status.



     Hotline by Brompit                               Fitur di Brompit mulai dari melakukan pesanan Hotline hingga proses tracking.
                                                      Brompit features support hotline service requests, from order placement through
                                                      tracking of service progress.




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                                                  Inisiatif Digitalisasi MPMInsurance
                                                  MPMInsurance Digitalization Initiatives

        Inisiatif Utama l Key Initiative                  Dampak terhadap Efisiensi Operasional l Impact on Operational Efficiency
 Leasing Joint Promo Amortization Engine             Mengotomasi amortisasi biaya akuisisi >28.000 polis, memangkas ±90% pekerjaan
                                                     manual dengan akurasi 100%.
                                                     Automates amortization of acquisition costs for more than 28,000 policies, reducing
                                                     over 90% of manual work with 100% accuracy.



 Broker Reconciliation                               Otomasi rekonsiliasi >10.000 transaksi pembayaran broker, mengurangi beban
                                                     administrasi dan risiko kesalahan.
                                                     Automates reconciliation of more than 10,000 broker payment transactions, reducing
                                                     administrative burden and error risk.



 Agent & Referral Acquisition System                 Mengurangi ±60% beban kerja perhitungan biaya agen dan memperkuat kontrol
                                                     internal melalui mekanisme otomatis.
                                                     Reduces more than 60% of workload related to agent cost calculations and
                                                     strengthens internal controls through automated mechanisms.



 Reassurance Claim Monitoring                        Meningkatkan visibilitas klaim reasuransi end-to-end dan mendukung potensi
                                                     pemulihan klaim >Rp15 miliar.
                                                     Enhances end-to-end visibility of reinsurance claims and supports potential claim
                                                     recoveries exceeding IDR15 billion.




                                                      Inisiatif Digitalisasi MPMRent
                                                     MPMRent Digitalization Initiatives

        Inisiatif Utama l Key Initiative                  Dampak terhadap Efisiensi Operasional l Impact on Operational Efficiency
 AUKSI Mobile Apps                                   Menyederhanakan proses lelang end-to-end, mengurangi tahapan manual, dan
                                                     meningkatkan kecepatan serta akurasi transaksi.
                                                     Streamlines the end-to-end auction process, reduces manual steps, and improves
                                                     transaction speed and accuracy.



 AUKSI Web Revamp                                    Meningkatkan kemudahan penggunaan dan efisiensi proses lelang
                                                     melalui perbaikan UI/UX.
                                                     Enhances user experience and operational efficiency through improved UI/UX in the
                                                     auction platform.




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           TO EMBRACE           Privasi Pelanggan dan Keamanan Data           Kinerja Ekonomi             Tanggung Jawab Produk dan Jasa
           SUSTAINABLE             Customer Privacy and Data Security       Economic Performance          Products and Services Responsibility
           BUSINESS




     Evaluasi Keamanan Produk dan Jasa [OJK F.27.]                      Product and Service Safety Evaluation [OJK F.27.]

     MPM menempatkan evaluasi keamanan produk dan                       MPM places product and service safety evaluation as a top
     jasa sebagai prioritas utama untuk memastikan kualitas,            priority to ensure the quality, reliability, and safety of the
     keandalan dan keselamatan layanan yang diberikan                   services delivered to customers. Each product and service is
     kepada konsumen. Setiap produk dan layanan dievaluasi              periodically evaluated through quality control mechanisms,
     secara berkala melalui mekanisme pengendalian mutu,                risk management practices, and compliance with applicable
     manajemen risiko, serta kepatuhan terhadap standar dan             standards and regulations. This approach aims to mitigate
     regulasi yang berlaku. Pendekatan ini bertujuan untuk              potential risks from an early stage and maintain customer
     memitigasi potensi risiko sejak tahap awal serta menjaga           trust across all business lines within the Group.
     kepercayaan pelanggan terhadap seluruh lini usaha Grup.

     Sebagai distributor resmi sepeda motor Honda, MPMulia              As an authorized distributor of Honda motorcycles,
     memastikan seluruh unit yang didistribusikan telah lulus           MPMulia ensures that all distributed units have passed
     pengujian dan Quality Control (QC) dari produsen sesuai            manufacturer testing and Quality Control (QC) in
     standar manufaktur. Selain itu, MPMulia juga melakukan             accordance with established manufacturing standards.
     pemeriksaan akhir (pre-delivery inspection) terhadap kondisi       In addition, MPMulia conducts final inspections (pre-
     fisik dan fungsi kendaraan, termasuk sistem keselamatan            delivery inspections) covering the physical condition and
     seperti rem, untuk memastikan setiap unit berada dalam             functionality of vehicles, including safety systems such
     kondisi optimal dan aman digunakan sebelum diserahkan              as brakes, to ensure that each unit is in optimal and safe
     kepada pelanggan.                                                  condition before delivery to customers.

     MPMRent menerapkan Sistem Manajemen Mutu ISO                       MPMRent implements the ISO 9001 Quality Management
     9001 sebagai kerangka kerja dalam pengendalian kualitas            System as a framework for fleet and service quality
     armada dan layanan. Seluruh kendaraan sewaan menjalani             control. All rental vehicles undergo routine maintenance
     pemeliharaan dan inspeksi rutin guna menjaga kesiapan              and inspections to ensure operational readiness and
     operasional dan keselamatan pengguna. Pengelolaan                  user safety. Fleet management is also supported by
     armada juga didukung oleh pengemudi yang memenuhi                  drivers who meet competency, health, and driving safety
     standar kompetensi, kesehatan, serta kepatuhan terhadap            compliance standards.
     ketentuan keselamatan berkendara.

     Sementara itu, MPMInsurance memastikan keamanan                    Meanwhile, MPMInsurance ensures product and service
     produk dan layanan melalui penerapan manajemen                     safety through comprehensive risk management, portfolio
     risiko yang komprehensif, diversifikasi portofolio, serta          diversification, and the use of digital technology. All
     pemanfaatan teknologi digital. Seluruh produk asuransi             insurance products are assessed based on risk profiles,
     dikaji dari aspek profil risiko, kecukupan premi, serta            premium adequacy, and regulatory compliance, with the
     kepatuhan terhadap regulasi, dengan tingkat Risk-                  Risk-Based Capital (RBC) ratio consistently maintained
     Based Capital (RBC) yang secara konsisten berada di                above regulatory requirements. Service security and
     atas ketentuan regulator. Keamanan dan transparansi                transparency are further strengthened through digital
     layanan juga diperkuat melalui inovasi digital, termasuk           innovations, including premium simulation calculators that
     penyediaan kalkulator simulasi premi untuk membantu                help customers better understand benefits and coverage.
     pelanggan memahami manfaat dan cakupan perlindungan
     secara lebih jelas.

     Sepanjang tahun 2025, tidak terdapat produk/jasa Grup              Throughout 2025, no MPM Group products or services
     MPM yang ditarik kembali atas alasan apa pun. Hal ini              were subject to recall for any reason. This reflects
     mencerminkan efektivitas sistem pengendalian mutu                  the effectiveness of quality control systems and risk
     dan manajemen risiko yang diterapkan di seluruh entitas            management practices implemented across all business
     usaha. [OJK F.29.]                                                 entities. [OJK F.29]




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   Literasi Keuangan dan Asuransi bagi Generasi Muda
   Financial and Insurance Literacy for Youth




   Sejalan dengan komitmennya dalam mendukung peningkatan literasi keuangan dan penguatan kapasitas generasi
   muda, MPMInsurance berkolaborasi dengan MPMX menyelenggarakan program edukasi keuangan dan asuransi
   melalui Life Skill Training Center (LSTC) bertema “Smart Finance, Smart Protection: Literasi Keuangan & Asuransi
   untuk Generasi Muda”. Program ini dirancang untuk membekali mahasiswa dengan pemahaman dasar mengenai
   pengelolaan keuangan pribadi, perencanaan finansial yang sehat, serta meningkatkan kesadaran akan pentingnya
   perlindungan asuransi sejak dini.

   Kegiatan ini dilaksanakan pada 5–6 November 2025 dengan melibatkan 100 mahasiswa dari Institut Sains &
   Teknologi Nasional (ISTN) dan Universitas Indonesia Maju. Melalui kegiatan ini, MPMInsurance tidak hanya
   berperan sebagai penyedia layanan proteksi, tetapi juga sebagai mitra edukasi yang mendorong generasi muda
   untuk mengambil keputusan finansial yang lebih bijak, terencana, dan berkelanjutan. Inisiatif ini sekaligus menjadi
   bagian dari kontribusi perusahaan dalam memperkuat ketahanan finansial masyarakat di masa depan.

   In line with its commitment to enhancing financial literacy and strengthening the capacity of younger generations,
   MPMInsurance, in collaboration with MPMX, organized a financial and insurance education program through
   the Life Skill Training Center (LSTC) under the theme “Smart Finance, Smart Protection: Financial & Insurance
   Literacy for Youth.” The program was designed to equip university students with a fundamental understanding of
   personal financial management, sound financial planning, and the importance of early insurance protection.

   The program was conducted on 5–6 November 2025 and involved 100 students from Institut Sains & Teknologi
   Nasional (ISTN) and Universitas Indonesia Maju. Through this initiative, MPMInsurance not only serves as a
   provider of protection services but also as an educational partner that encourages young people to make more
   informed, planned, and sustainable financial decisions. This initiative also represents the Company’s contribution
   to strengthening the long-term financial resilience of society.




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           TO EMBRACE           Privasi Pelanggan dan Keamanan Data           Kinerja Ekonomi             Tanggung Jawab Produk dan Jasa
           SUSTAINABLE             Customer Privacy and Data Security       Economic Performance          Products and Services Responsibility
           BUSINESS




     PENGELOLAAN PELANGGAN [OJK F.30.]                                  CUSTOMER MANAGEMENT [OJK F.30.]

     MPM menyediakan berbagai saluran komunikasi yang                   MPM provides various accessible communication
     mudah diakses bagi pelanggan untuk menyampaikan                    channels for customers to submit inquiries, feedback, and
     pertanyaan, masukan, maupun pengaduan sebagai bagian               complaints as part of its commitment to responsive and
     dari komitmen terhadap pelayanan yang responsif dan                customer-oriented service. In addition, MPM conducts
     berorientasi pada pelanggan. Selain itu MPM secara berkala         periodic customer satisfaction surveys as part of its
     melaksanakan survei kepuasan pelanggan sebagai bagian              service evaluation process. Each business segment within
     dari evaluasi layanan. Setiap segmen usaha dalam Grup              the MPM Group maintains structured and independently
     MPM memiliki mekanisme penanganan pengaduan dan                    managed complaint-handling mechanisms and customer
     pelaksanaan survei kepuasan yang dikelola secara mandiri           satisfaction surveys, ensuring that issues are addressed
     dan terstruktur, sehingga setiap isu dapat ditangani secara        promptly, appropriately, and in accordance with the
     cepat, tepat, dan sesuai dengan karakteristik masing-              specific characteristics of each line of business.
     masing lini bisnis.



                                                                MPMulia

     MPMulia mengelola pengaduan pelanggan sepeda motor                 MPMulia manages customer complaints related to Honda
     Honda melalui Divisi Honda Customer Care Center (HC3)              motorcycles through the Honda Customer Care Center
     yang didukung Sub-Department Customer Assistant. Unit              (HC3) Division, supported by the Customer Assistant
     ini menjadi pusat layanan pengaduan dan informasi terkait          Sub-Department. This unit serves as the central point for
     produk, penjualan, serta layanan purna jual di jaringan            complaints handling and information services related to
     diler, bengkel resmi Honda, dan toko suku cadang di                products, sales, and after-sales services across the dealer
     wilayah Jawa Timur dan Nusa Tenggara Timur.                        network, authorized Honda workshops, and spare parts
                                                                        stores in East Java and East Nusa Tenggara.

     Sepanjang tahun 2025, MPMulia menerima 19.438 suara                Throughout 2025, MPMulia received 19,438 customer
     pelanggan, yang mayoritas berupa inquiry sebesar 94%, di           submissions, the majority of which were inquiries 94%, of
     mana 82,7% diantaranya merupakan permintaan layanan                which 82.7% were requests for HondaCare services and/
     HondaCare dan/atau servis kunjung. Seluruh pengaduan               or home service visits. All complaints were successfully
     berhasil ditangani dengan tingkat penyelesaian mencapai            addressed, achieving a 100% resolution rate, reflecting
     100%, mencerminkan komitmen MPMulia dalam menjamin                 MPMulia’s commitment to ensuring customer satisfaction.
     kepuasan pelanggan.




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Untuk mengukur kualitas layanan, MPMulia melakukan                      To measure service quality, MPMulia conducts periodic
pengukuran kepuasan pelanggan secara berkala melalui                    customer satisfaction assessments through structured
mekanisme survei yang terstruktur. Pengukuran ini dibagi                survey mechanisms. These assessments are divided
ke dalam dua wilayah, yaitu wilayah Nusa Tenggara Timur                 into two regions: East Nusa Tenggara and East Java
dan Jawa Timur (di luar Kota Malang, Kabupaten Malang,                  (excluding Malang City, Malang Regency, and Blitar),
dan Blitar) atau M2Z; serta wilayah Kota Malang, Kabupaten              referred to as M2Z; and Malang City, Malang Regency,
Malang, dan Blitar atau M3Z. Pembagian wilayah ini                      and Blitar, referred to as M3Z. This regional segmentation
dilakukan untuk memastikan cakupan responden serta                      is designed to ensure adequate respondent coverage
meningkatkan akurasi hasil survei sebagai dasar perbaikan               and improve the accuracy of survey results as a basis for
layanan berkelanjutan.                                                  continuous service improvement.

Untuk mengukur tingkat kepuasan pelanggan, MPMulia                      To evaluate customer satisfaction levels, MPMulia conducts
melaksanakan beberapa jenis survei: (1) Survei Net                      several types of surveys: (1) the Net Promoter Index (NPI)
Promoter Index (NPI) dilakukan setiap semester bekerja                  survey, conducted semi-annually in collaboration with
sama dengan Honda untuk mengukur tingkat kesediaan                      Honda to measure customers’ willingness to recommend
pelanggan merekomendasikan layanan jaringan diler,                      dealer networks, AHASS workshops, and spare parts
AHASS, dan toko suku cadang kepada pihak lain; (2) Survei               stores to others; (2) the Customer Satisfaction Index (CSI)
Customer Satisfaction Index (CSI) dilaksanakan melalui                  survey, conducted through direct field surveys to evaluate
survei lapangan secara langsung guna mengevaluasi                       customer satisfaction with dealer, workshop, and multi-
kepuasan pelanggan terhadap layanan jaringan diler,                     brand spare parts store services; and (3) the Customer
bengkel, dan toko suku cadang lintas merek; dan (3) Survei              Satisfaction Level (CSL) survey, conducted semi-annually
Customer Satisfaction Level (CSL) setiap semester melalui               through field surveys to assess the quality of services
survei lapangan untuk menilai kualitas layanan yang                     received by end users of Honda motorcycles.
diterima konsumen akhir sepeda motor Honda.

Hasil survei tahun 2025 menunjukkan peningkatan                         The 2025 survey results indicate an increase compared
dibandingkan tahun sebelumnya, sebagaimana disajikan                    to the previous year, as presented in the performance
dalam tabel kinerja berikut.                                            table below.



                                                         Saluran Pelanggan MPMulia
                                                          Customer Voices at MPMulia


                              Kontak Pelayanan oleh Astra Honda Motor ▪ Service Contact by Astra Honda Motor

                                 E-mail: customercare@astra-honda.com                   Telepon (call): 021-1500-989
                                                                                        Direct Message Sosial Media Facebook,
                                 SMSCare: 0811-9500-989
                                                                                        Instagram: Astra Honda Care

                                            Kontak Pelayanan oleh MPMulia ▪ Service Contact by MPMulia
                                                                                        Direct Message
                                 Customer Engagement Apps: Brompit
                                                                                        Facebook/Instagram: mpmhondajatim,
                                                                                        Whatsapp dengan nama Melisha.
                                 Hotline: 0-800-11-46632




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          SMART MOBILITY
          TO EMBRACE               Privasi Pelanggan dan Keamanan Data           Kinerja Ekonomi             Tanggung Jawab Produk dan Jasa
          SUSTAINABLE                 Customer Privacy and Data Security       Economic Performance          Products and Services Responsibility
          BUSINESS




                                                            Mekanisme Pelaporan
                                                            Reporting Mechanism


             Konsumen yang memiliki pengaduan/pertanyaan/aduan menghubungi melalui sarana yang disediakan oleh Astra Honda
             Motor atau MPMulia. Astra Honda Motor menerima pengaduan, mencatat dan meneruskan ke Customer Assistant Officer
             melalui sistem yang tersedia untuk Konsumen yang menghubungi sarana MPMulia, maka Customer Assistant Officer yang
             menerima pengaduan akan mencatat di sistem
      1      Consumers with complaints and questions can contact Astra Honda Motor or MPMulia through the available channels.
             Astra Honda Motor records and forwards complaints to the Customer Assistant Officer via the designated system.
             Meanwhile, for consumers who reach out through MPMulia’s channels, the Customer Assistant Officer ensures that each
             complaint is properly documented in the system for further resolution




             Customer Assistant Officer akan menghubungi konsumen dan dealer/AHASS/Toko untuk menggali informasi pengaduan
             lebih dalam dalam kurun waktu 1 x 12 jam kerja
     2       The Customer Assistant Officer will contact the consumer and dealer/AHASS/Store to gather more in-depth complaint
             information within 1 x 12 working hours




             Setelah mengetahui detail pengaduan, Customer Assistant Officer berkoordinasi dengan Tim Taskforce untuk menyelesaikan
             pengaduan konsumen dalam kurun waktu 2 x 24 jam kerja sesuai dengan syarat ketentuan dan kondisi
     3       Upon receiving complaint details, the Customer Assistant Officer coordinates with the Taskforce Team to resolve consumer
             complaint within 2 x 24 working hours in accordance with the terms, conditions, and circumstances




             Customer Assistant Officer menyampaikan pengaduan yang sudah selesai dan menanyakan kepada konsumen apakah customer
             voice sudah terselesaikan. Jika sudah, maka Customer Assistant Officer akan mencatat penyelesaian pengaduan di sistem
     4       The Customer Assistant Officer communicates the resolved complaint and asks the consumer whether it has been properly
             addressed. If so, the Customer Assistant Officer will document the complaint resolution in the system




             Customer Assistant Supervisor akan melakukan pemantauan status customer voice setiap hari dan laporan evaluasi
             pengaduan konsumen akan dikirimkan ke manajemen MPMulia dan Astra Honda Motor secara rutin per bulan
     5       The Customer Assistant Supervisor will monitor the status of customer voices daily and the evaluation reports will be sent
             to MPMulia Management and Astra Honda Motor on a regular monthly basis




                                            Kinerja Pengelolaan Suara Pelanggan MPMulia
                                          Customer Voices Management Performance at MPMulia

                          Deskripsi l Description                           2025                      2024                      2023
     Suara diterima
                                                                                   19.438                      9.869                     7.423
     Voices received
     Suara diselesaikan
                                                                                   19.438                      9.869                     7.423
     Voices resolved




98                                                                                       Laporan Keberlanjutan ● Sustainability Report   2025
Page 99
Pengelolaan Pelanggan
Customer Management




                                  Hasil Survei Kepuasan Pelanggan MPMulia Wilayah M2Z
                                 MPMulia Customer Satisfaction Survey Result for the M2Z Region

             Parameter Survei l Survey Parameters                    2025                2024              2023
 Net Promotor Score                                                  97,2%              94,80%             84,10%
 Customer Satisfaction Index                                         94,5%              94,80%             93,00%
 CSL Total                                                           94,2%              93,80%             92,50%
 CSL Layanan Penjualan Sepeda Motor (H1)
                                                                     94,3%              94,00%             93,60%
 CSL Motorcycle Sales Service (H1)
 CSL Fungsi Layanan Jasa Bengkel (H2)
                                                                     93,7%              93,30%             91,10%
 CSL Workshop Service Function (H2)
 CSL Layanan Penjualan Suku Cadang (H3)
                                                                     94,7%              94,10%             92,80%
 CSL Spare Parts Sales Service (H3)




                                  Hasil Survei Kepuasan Pelanggan MPMulia Wilayah M3Z
                                 MPMulia Customer Satisfaction Survey Result for the M3Z Region

             Parameter Survei l Survey Parameters                    2025                2024              2023
 Net Promotor Score                                                  99,3%              90,70%             83,60%
 Customer Satisfaction Index                                         93,6%              93,40%             92,50%
 CSL Total                                                           93,9%              93,40%             91,90%
 CSL Layanan Penjualan Sepeda Motor (H1)
                                                                     93,6%              93,20%             92,90%
 CSL Motorcycle Sales Service (H1)
 CSL Fungsi Layanan Jasa Bengkel (H2)
                                                                     93,5%              93,10%             91,00%
 CSL Workshop Service Function (H2)
 CSL Layanan Penjualan Suku Cadang (H3)
                                                                     94,5%              93,80%             92,50%
 CSL Spare Parts Sales Service (H3)




                                          Hasil Survei Gabungan Wilayah M2Z dan M3Z
                                        Combined Survei Results for the M2Z and M3Z Region




                   98,5%                                   94,20%                                 93,90%




                     2025                                     2024                                 2023




 2025    Laporan Keberlanjutan ● Sustainability Report                                                              99
Page 100
            SMART MOBILITY
            TO EMBRACE           Privasi Pelanggan dan Keamanan Data             Kinerja Ekonomi             Tanggung Jawab Produk dan Jasa
            SUSTAINABLE             Customer Privacy and Data Security         Economic Performance          Products and Services Responsibility
            BUSINESS




                                                               MPMInsurance

      MPMInsurance menyediakan mekanisme penanganan                        MPMInsurance provides a structured and accessible customer
      pengaduan pelanggan yang terstruktur dan mudah diakses               complaint handling mechanism as part of its commitment
      sebagai bagian dari komitmen terhadap perlindungan                   to consumer protection. Complaints submitted via email
      konsumen. Setiap pengaduan yang diterima melalui email               at pengaduan@mpm-insurance.com are forwarded to
      pengaduan@mpm-insurance.com diteruskan kepada                        the relevant Division or Department for prompt follow-up,
      Divisi atau Departemen terkait untuk segera ditindaklanjuti,         while complaints received through the Financial Services
      sementara pengaduan yang masuk melalui Aplikasi Portal               Authority’s Consumer Complaint Portal Application (APPK
      Pengaduan Konsumen (APPK) OJK ditangani sesuai dengan                OJK) are handled in accordance with applicable regulations
      ketentuan dan prosedur yang berlaku guna memastikan                  and procedures to ensure compliance and accountability in
      kepatuhan serta akuntabilitas proses penyelesaian.                   the resolution process.

      Sepanjang tahun 2025, MPMInsurance menerima tiga                     Throughout 2025, MPMInsurance received three complaint
      laporan pengaduan di mana seluruhnya telah diselesaikan              reports, all of which were resolved in accordance with
      sesuai prosedur yang ada.                                            established procedures.

      Untuk memantau dan meningkatkan kualitas layanan,                    To monitor and enhance service quality, MPMInsurance
      MPMInsurance melaksanakan survei kepuasan pelanggan                  conducts customer satisfaction surveys through the
      melalui saluran WhatsApp resmi perusahaan, yang mencakup             Company’s official WhatsApp channel, measuring
      pengukuran Customer Satisfaction (CSAT) dan Net Promoter             Customer Satisfaction (CSAT) and Net Promoter Score
      Score (NPS). Pada November 2025, MPMInsurance mencatat               (NPS). In November 2025, MPMInsurance recorded strong
      kinerja kepuasan pelanggan yang solid dengan capaian                 customer satisfaction performance, achieving results 27%
      27% di atas target. Pencapaian ini terutama didorong                 above target. This achievement was primarily driven by
      oleh peningkatan kepuasan pada layanan klaim seiring                 improved satisfaction with claims services, supported by
      dengan implementasi digitalisasi dan penguatan proses                digitalization initiatives and strengthened operational
      operasional yang berdampak pada percepatan layanan                   processes that accelerated service delivery and enhanced
      serta peningkatan transparansi bagi pelanggan.                       transparency for customers.




                                                  Saluran Pelanggan MPMInsurance
                                                   Customer Voices at MPMInsurance




                                                                         Kontak ▪ Contact

                                  E-mail: pengaduan@mpm-insurance.com                       Call Center: 021-1500-676
                                                                                            https://www.mpm-insurance.com/
                                  WhatsApp: 0811-1588-676
                                                                                            tentang-kami/pengaduan-pelanggan/




100                                                                                      Laporan Keberlanjutan ● Sustainability Report   2025
Page 101
Pengelolaan Pelanggan
Customer Management




                                                         Mekanisme Pelaporan
                                                         Reporting Mechanism


         Pelanggan bisa melakukan pelaporan pengaduan melalui berbagai saluran yang disiapkan
  1      Customers can submit complaint through various reporting channels




         Pengaduan akan dimasukan ke ticketing system untuk melacak sejauh mana pengaduan dapat diatasi dan dapat melihat
         Service Level Agreement (SLA) pengerjaan masing-masing
  2      The complaint will be entered into the ticketing system to track the extent to which it can be resolved and to view the
         Service Level Agreement (SLA) for each task




         Sistem akan langsung mendistribusikan pengaduan sesuai dengan divisi terkait. Kemudian pelanggan yang melakukan
         pengaduan akan diinformasikan melalui e-mail otomatis terpisah bahwa pengaduan sudah ditangani
  3      The system will directly forward the complaint to the relevant division. Then, the complaining customer will be informed via a
         separate automated e-mail that the complaint is being addressed




         Apabila pengaduan sudah diselesaikan maka tim terkait dapat melakukan penutupan tiket pada sistem yang sama lalu e-mail
         otomatis berisi notifikasi bahwa pengerjaan telah selesai beserta solusinya, akan dikirimkan ke pelanggan terkait
  4      If the complaint has been resolved, the relevant team can close the ticket in the same system, and then an automated e-mail
         containing a notification that the task has been completed along with the solution will be sent to the customer




         Pada e-mail penyelesaian juga akan tertera link seluruh media sosial MPMInsurance beserta link untuk mengukur kepuasan
         pelanggan terkait pelayanan yang diberikan
  5      The resolution e-mail will also include links to all MPMInsurance social media and a link to measure customer satisfaction
         regarding the service




                                     Kinerja Pengelolaan Suara Pelanggan MPMInsurance
                                   Customer Voices Management Performance at MPMInsurance

                      Deskripsi l Description                            2025                    2024                     2023
 Suara diterima
                                                                           3                       2                        0
 Voices received
 Suara diselesaikan
                                                                           3                       2                        0
 Voices resolved



                                         Hasil Survei Kepuasan Pelanggan MPMInsurance
                                            MPMInsurance Customer Satisfaction Survey

                   Jenis Survei l Type of Survey                         2025                    2024                     2023
 Customer Satisfaction (CSAT) Index                                      8,67                     5,00                    4,15
 Net Promotor Score (NPS)                                               27,20%                  18,00%                   40,00%




 2025    Laporan Keberlanjutan ● Sustainability Report                                                                                    101
Page 102
           SMART MOBILITY
           TO EMBRACE           Privasi Pelanggan dan Keamanan Data           Kinerja Ekonomi             Tanggung Jawab Produk dan Jasa
           SUSTAINABLE             Customer Privacy and Data Security       Economic Performance          Products and Services Responsibility
           BUSINESS




                                                                 MPMRent

      MPMRent mencatat dan menindaklanjuti seluruh laporan              MPMRent records and follows up on all customer reports
      atau pengaduan pelanggan yang diterima melalui saluran            or complaints received through its customer service
      layanan pelanggan dengan mendokumentasikan identitas              channels by documenting customer identities and report
      pelanggan serta detail laporan ke dalam sistem untuk              details within the system for further handling. Throughout
      penanganan lebih lanjut. Sepanjang tahun 2025, MPMRent            2025, MPMRent received 203 complaints, the majority of
      menerima 203 pengaduan, yang mayoritas berkaitan                  which were related to the condition of units received by
      dengan kondisi unit yang diterima pelanggan saat                  customers at the time of rental. All complaints received
      penyewaan. Seluruh pengaduan yang diterima berhasil               were successfully resolved by the end of 2025.
      diselesaikan hingga akhir tahun 2025.

      Untuk mengukur tingkat kepuasan pelanggan, MPMRent                To measure customer satisfaction, MPMRent conducted
      melaksanakan Survei Kepuasan Pelanggan pada                       a Customer Satisfaction Survey from November 2025 to
      periode November 2025 hingga Februari 2026 untuk                  February 2026 to evaluate service quality throughout 2025
      mengevaluasi kualitas layanan sepanjang tahun 2025 serta          and identify opportunities for service improvement. The
      mengidentifikasi peluang peningkatan layanan. Survei              survey was carried out through direct interviews and online
      dilakukan melalui wawancara langsung dan media online             channels, with the support of an independent consulting
      dengan dukungan lembaga konsultan independen sebagai              firm acting on behalf of MPMRent to ensure the objectivity,
      perwakilan MPMRent guna memastikan objektivitas,                  credibility, and validity of the measurement results.
      kredibilitas, serta validitas hasil pengukuran.



                                                     Saluran Pelanggan MPMRent
                                                      Customer Voices at MPMRent




                                                                                                   Kontak ▪ Contact


                                                                                              Telepon (call):
                                                                                              021-1500-068

                                                                                                   WhatsApp (chat only):
                                                                                                   0813 8 1500068

                                                                                                Website (live chat):
                                                                                                www.mpm-rent.com

                                                                                          E-mail:
                                                                                          contact@mpm-rent.com




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Page 103
Pengelolaan Pelanggan
Customer Management




                                                         Mekanisme Pelaporan
                                                         Reporting Mechanism


         Pelanggan bisa melakukan pelaporan pengaduan melalui berbagai saluran yang telah disediakan
  1      Customers can submit complaints through various reporting channels provided



         Pengaduan akan diterima Contact Center Agent yang akan melakukan penggalian kebutuhan dan melakukan pencatatan/
         pendokumentasian ke ticketing system
  2      Complaints will be received by the Contact Center Agent who will gather requirements and record/document them into
         the ticketing system



         Sistem akan langsung mendistribusikan pengaduan ke Responder/PIC Responsible yang akan menghubungi pelanggan
         untuk solusi atas kebutuhan pelanggan dan hasilnya akan dimasukkan kembali ke ticketing system terkait solusi & informasi

  3      penanganan yang telah dilakukan
         The system will directly forward complaint to the Responder/Responsible PIC who will contact the customer to address their
         needs, and the results will be re-entered into the ticketing system regarding the solutions & handling information



         Contact Center Agent akan menarik data dari sistem untuk tiket yang memiliki status complete untuk dilakukan konfirmasi
         kepada pelanggan dan menanyakan satisfaction rating (skala 1 sampai 5)
  4      The Contact Center Agent will pull data from the system for tickets with a complete status to confirm with the customer
         and ask for a satisfaction rating (scale 1 to 5)



         Contact Center Agent akan mendokumentasikan satisfaction rating pada ticketing system dan mengubah status tiket
  5      The Contact Center Agent will document the satisfaction rating in the ticketing system and change the ticket status




                                        Kinerja Pengelolaan Suara Pelanggan MPMRent
                                      Customer Voices Management Performance at MPMRent

                      Deskripsi l Description                           2025                    2024                    2023
 Suara diterima
                                                                         203                     184                     192
 Voices received
 Suara diselesaikan
                                                                         203                     184                     192
 Voices resolved




                                             Hasil Survei Kepuasan Pelanggan MPMRent
                                                MPMRent Customer Satisfaction Survey

                   Jenis Survei l Type of Survey                        2025                    2024                    2023
 Net Promotor Score (NPS)                                              26,2%                     19%                     8%
 Customer Satisfaction (CSAT) Index                                     6,25                    6,02*                   83,71
 Customer Loyalty Index                                                 6,05                    5,84*                   83,29

*Terdapat perbedaan populasi sampel dan metode survei yang digunakan dibandingkan dengan tahun sebelumnya
 There were differences in the sample population and the survey methods used compared to the previous year




 2025    Laporan Keberlanjutan ● Sustainability Report                                                                                103
Page 104
     Smart Mobility
     to Embrace
     Employee Well-Being
     106   Karyawan dan Kesetaraan Kesempatan
           Employee and Equal Opportunity


     122   Pelatihan dan Pendidikan
           Training and Education


     127   Lingkungan Kerja yang Aman dan Nyaman
           Safe and Healthy Workplace




05
Page 105
MPM mengelola sumber daya manusia dengan
menempatkan prinsip transparansi, keadilan, dan
kesejahteraan sebagai fondasi utama."
"MPM manages its human resources by placing transparency, fairness,
and employee well-being as core principles."
Page 106
           SMART MOBILITY TO    Karyawan dan Kesetaraan Kesempatan   Pelatihan dan Pendidikan     Lingkungan Kerja yang Aman dan Nyaman
           EMBRACE EMPLOYEE        Employee and Equal Opportunity      Training and Education            Safe and Healthy Workplace
           WELL-BEING




      Smart Mobility to Embrace
      Employee Well-Being




      MPM menetapkan pilar Smart Mobility to Embrace                 MPM has established the pillar Smart Mobility to Embrace
      Employee Well-Being sebagai bagian dari Strategi               Employee Well-Being as part of its Sustainability Strategy,
      Keberlanjutan dengan fokus pada penciptaan lingkungan          focusing on creating a work environment that supports
      kerja yang mendukung kesehatan, keselamatan, dan               employee health, safety, and comfort. This pillar is designed
      kenyamanan karyawan. Pilar ini dirancang untuk                 to ensure that every employee can perform optimally
      memastikan bahwa setiap karyawan dapat bekerja secara          within a conducive workplace, supported by systems,
      optimal dalam lingkungan kerja yang kondusif dengan            policies, and a work culture oriented toward well-being.
      dukungan sistem, kebijakan, dan budaya kerja yang
      berorientasi pada kesejahteraan.

      Melalui penerapan berbagai kebijakan, program, dan             Through the implementation of various policies, programs,
      penyediaan fasilitas yang mendorong kesejahteraan              and facilities that promote physical and mental well-
      fisik dan mental serta keseimbangan kehidupan kerja,           being as well as work-life balance, MPM seeks to enhance
      MPM berupaya meningkatkan kualitas pengalaman                  the overall employee experience while strengthening
      kerja sekaligus memperkuat rasa keterikatan karyawan           employee engagement with the Company.
      terhadap perusahaan.

      MPM meyakini bahwa karyawan merupakan aset strategis           MPM recognizes that employees are a strategic asset.
      perusahaan. Oleh karena itu, investasi pada kesejahteraan      Therefore, investment in employee well-being and
      dan keterlibatan karyawan tidak hanya bertujuan                engagement is not only intended to improve individual
      meningkatkan kualitas hidup individu, tetapi juga              quality of life, but also to strengthen productivity, loyalty,
      memperkuat produktivitas, loyalitas, dan keberlanjutan         and the overall sustainability of organizational performance.
      kinerja organisasi secara keseluruhan.



      KARYAWAN DAN                                                   EMPLOYEE AND
      KESETARAAN KESEMPATAN                                          EQUAL OPPORTUNITY

      Relevansi Topik terhadap Bisnis [GRI 3-3]                      Relevance of the Topic to the Business [GRI 3-3]

      Lingkungan kerja yang aman, inklusif, dan memberikan           A safe, inclusive workplace that provides equal
      kesempatan yang setara berperan penting dalam                  opportunities plays a critical role in enhancing employee
      meningkatkan keterlibatan, loyalitas, serta produktivitas      engagement, loyalty, and productivity, while strengthening
      karyawan, sekaligus memperkuat reputasi perusahaan             the Company’s reputation as an employer capable of
      sebagai tempat kerja yang mampu menarik dan                    attracting and retaining high-quality talent.
      mempertahankan talenta berkualitas.




106                                                                                Laporan Keberlanjutan ● Sustainability Report   2025
Page 107
Sebaliknya, ketidakpuasan terhadap sistem penghargaan          On the other hand, dissatisfaction with reward systems
dan kurangnya kesetaraan kesempatan berpotensi                 and a lack of equal opportunity may reduce motivation,
menurunkan motivasi, meningkatkan turnover, serta              increase turnover, and adversely affect organizational
berdampak pada kinerja organisasi. Selain faktor internal,     performance. In addition to internal factors, MPM also
MPM juga menyadari adanya risiko eksternal, seperti cuaca      recognizes external risks—such as extreme weather and
ekstrem dan kondisi lingkungan yang dapat memengaruhi          environmental conditions—that may affect employee
kesehatan serta tingkat kehadiran karyawan, yang               health and attendance, ultimately impacting productivity
pada akhirnya turut berdampak pada produktivitas dan           and operational continuity.
kelancaran operasional.

Oleh sebab itu, MPM terus memperkuat program                   Therefore, MPM continues to strengthen employee well-
kesejahteraan karyawan serta praktik kesetaraan                being programs and equal opportunity practices to
kesempatan guna menjaga stabilitas kinerja dan                 maintain performance stability and business sustainability,
keberlanjutan bisnis, sekaligus mendukung terciptanya          while supporting the creation of a resilient, competitive,
lingkungan kerja yang berkelanjutan dan berdaya saing.         and sustainable workplace.



Pengelolaan Karyawan dan Kesetaraan                            Management of Employee and Equal
Kesempatan [GRI 3-3]                                           Opportunity [GRI 3-3]

MPM mengelola sumber daya manusia dengan                       MPM manages its human resources by placing transparency,
menempatkan prinsip transparansi, keadilan, dan                fairness, and employee well-being as core principles. This
kesejahteraan sebagai fondasi utama. Pendekatan ini            approach ensures that all processes—from recruitment
memastikan bahwa setiap proses, mulai dari rekrutmen           to career development—are conducted objectively,
hingga pengembangan karier, dijalankan secara objektif,        systematically, and in alignment with organizational needs.
terstruktur, dan selaras dengan kebutuhan organisasi.

Proses rekrutmen dilaksanakan secara transparan dan            Recruitment processes are carried out transparently and on
berbasis kompetensi untuk memastikan setiap kandidat           a competency-based basis to ensure that all candidates are
memperoleh kesempatan yang setara. Kinerja karyawan            provided with equal opportunities. Employee performance
dievaluasi secara berkala melalui sistem Key Performance       is evaluated periodically through a Key Performance
Indicator (KPI), yang menjadi dasar penetapan remunerasi,      Indicator (KPI) system, which serves as the basis for
promosi, serta perencanaan pengembangan karier secara          determining remuneration, promotions, and career
adil dan proporsional. Dengan sistem yang terstruktur          development planning in a fair and proportional manner.
tersebut, MPM memastikan adanya keterkaitan yang jelas         Through this structured system, MPM ensures a clear
antara kinerja, penghargaan, dan peluang pengembangan          linkage between performance, rewards, and development
bagi setiap karyawan.                                          opportunities for every employee.

Sejalan dengan komitmen terhadap kesetaraan kesempatan         In line with its commitment to equal opportunity and
dan penghormatan terhadap Hak Asasi Manusia (HAM),             respect for Human Rights, MPM fosters an inclusive work
MPM mendorong terciptanya lingkungan kerja yang                environment free from all forms of discrimination. Human
inklusif dan bebas dari segala bentuk diskriminasi. Prinsip-   rights principles are integrated into the Code of Conduct
prinsip HAM diintegrasikan ke dalam Code of Conduct            and Company Regulations as behavioral guidelines for all
dan Peraturan Perusahaan sebagai pedoman perilaku              employees, management, and internal stakeholders.
bagi seluruh karyawan, manajemen, dan pemangku
kepentingan internal.




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Page 108
           SMART MOBILITY TO         Karyawan dan Kesetaraan Kesempatan   Pelatihan dan Pendidikan      Lingkungan Kerja yang Aman dan Nyaman
           EMBRACE EMPLOYEE             Employee and Equal Opportunity      Training and Education             Safe and Healthy Workplace
           WELL-BEING




      MPM secara tegas melarang praktik diskriminasi dalam                MPM strictly prohibits any form of discrimination and rejects
      bentuk apa pun, serta menolak praktik pekerja anak maupun           child labor and forced labor practices across all operations.
      kerja paksa di seluruh operasional. Untuk memastikan                To ensure effective implementation, MPM provides a
      implementasi yang efektif, MPM menyediakan saluran                  whistleblowing system managed by an independent third
      whistleblowing system yang dikelola oleh pihak ketiga               party. This mechanism enables the safe, confidential, and
      independen. Mekanisme ini memungkinkan pelaporan                    non-retaliatory reporting of alleged violations, including
      dugaan pelanggaran, termasuk yang berkaitan dengan isu              those related to human rights issues. All reports are followed
      HAM, secara aman, rahasia, dan tanpa risiko pembalasan.             up in accordance with established procedures to ensure
      Setiap laporan ditindaklanjuti sesuai prosedur yang berlaku         objectivity, accountability, and the enforcement of good
      guna menjamin objektivitas, akuntabilitas, serta penegakan          corporate governance principles. [OJK F.19] [IDX S-10]
      prinsip tata kelola perusahaan yang baik. [OJK F.19] [IDX S-10]



      Kinerja dan Evaluasi                                                Performance and Evaluation

      Keberagaman dan Inklusi [OJK F.18] [GRI 405-1] [IDX S-01]           DIversity and Inclusion [OJK F.18] [GRI 405-1] [IDX S-01]

      MPM berkomitmen menyediakan kesempatan yang setara                  MPM is committed to providing equal opportunities for
      bagi seluruh karyawan dalam setiap tahapan pengelolaan              all employees across every stage of Human Resource
      Sumber Daya Manusia (SDM), mulai dari proses rekrutmen,             management, including recruitment, training and
      pelatihan dan pengembangan, pemberian remunerasi,                   development, remuneration, and career advancement. This
      hingga pengembangan karier. Pendekatan ini bertujuan                approach aims to foster an inclusive work environment
      membangun lingkungan kerja yang inklusif, di mana                   where every individual feels valued and has the opportunity
      setiap individu merasa dihargai dan memiliki ruang untuk            to perform at their best.
      memberikan kinerja terbaiknya.

      Pada tahun 2025, MPM mengelola 1.494 karyawan, yang                 In 2025, MPM employed 1,494 employees, consisting
      terdiri dari 68% laki-laki dan 32% perempuan. Komposisi             of 68% male and 32% female. This composition reflects
      ini mencerminkan struktur tenaga kerja MPM saat ini                 MPM’s current workforce structure and serves as a
      dan menjadi dasar untuk terus mendorong peningkatan                 foundation for continuously promoting diversity and equal
      keberagaman serta kesempatan yang setara di seluruh                 opportunity across all levels of the organization. MPM
      tingkat organisasi. MPM secara bertahap terus mendorong             remains committed to progressively advancing inclusive
      praktik rekrutmen dan pengembangan karier yang inklusif             recruitment and career development practices to cultivate
      guna menciptakan komposisi tenaga kerja yang semakin                a more diverse and competitive workforce.
      beragam dan berdaya saing.

                                                             Keberagaman Karyawan
                                                                Employee Diversity

                          Berdasarkan Gender                                                Berdasarkan Kelompok Usia
                              By Gender                                                           By Age Group



                                                                                                     18%
                            32%                                                         4%
                                                       68%                                                                   78%




                         Laki-laki         Perempuan
                         Male              Female                                   <30 tahun
                                                                                        years old      30-50 tahun
                                                                                                             years old      >50 tahun
                                                                                                                                years old




108                                                                                      Laporan Keberlanjutan ● Sustainability Report      2025
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                                                    Keberagaman Badan Tata Kelola
                                                    Diversity of the Governance Body

                    Berdasarkan Gender                                              Berdasarkan Kelompok Umur
                         By Gender                                                         By Age Group
                 Direksi ▪ Board of Directors                                          Direksi ▪ Board of Directors




                        33%                                                                   33%
                                                   67%                                                                       67%




        Dewan Komisaris ▪ Board of Commissioners                             Dewan Komisaris ▪ Board of Commissioners




                                100%                                                                  100%




                    Laki-laki          Perempuan
                    Male               Female                                            30-50 tahun
                                                                                               years old     >50 tahun
                                                                                                                 years old




Rekrutmen                                                             Recruitment

MPM menjalankan proses rekrutmen secara terstruktur                   MPM implements a structured recruitment process
untuk memenuhi kebutuhan tenaga kerja internal.                       to fulfill internal workforce needs. Job vacancies are
Publikasi lowongan pekerjaan dilakukan secara terbuka                 publicly announced through various digital platforms
melalui berbagai platform digital dan media sosial resmi              and official social media channels, as well as through
MPM serta melalui partisipasi aktif dalam kegiatan job fair           active participation in job fairs organized by public and
yang diselenggarakan oleh universitas negeri maupun                   private universities in the Greater Jakarta area, Surabaya,
swasta di wilayah Jabodetabek, Surabaya, dan Yogyakarta.              and Yogyakarta. This approach aims to broaden access to
Pendekatan ini bertujuan memperluas akses informasi                   information and provide equal employment opportunities
serta memberikan kesempatan yang setara bagi para                     for job seekers.
pencari kerja.

Proses rekrutmen dilakukan melalui beberapa tahapan,                  The recruitment process consists of several stages, including
mulai dari seleksi administrasi, wawancara kandidat,                  administrative screening, candidate interviews, and the job
hingga proses penawaran kerja. Kandidat yang dinyatakan               offer process. Successful candidates subsequently undergo
lolos kemudian menjalani pemeriksaan latar belakang                   background checks and medical examinations prior to
dan pemeriksaan kesehatan sebelum penandatanganan                     signing employment agreements and participating in
perjanjian kerja dan mengikuti program onboarding.                    onboarding programs.




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             SMART MOBILITY TO           Karyawan dan Kesetaraan Kesempatan    Pelatihan dan Pendidikan          Lingkungan Kerja yang Aman dan Nyaman
             EMBRACE EMPLOYEE               Employee and Equal Opportunity       Training and Education                 Safe and Healthy Workplace
             WELL-BEING




      Selain pemenuhan kebutuhan internal, MPM juga menjalin                  Beyond meeting internal workforce requirements, MPM also
      kerja sama dengan lembaga pelatihan untuk memperkuat                    collaborates with training institutions to strengthen workforce
      kapasitas tenaga kerja, khususnya masyarakat lokal di                   capacity, particularly among local communities surrounding
      sekitar wilayah operasional kantor cabang Entitas Anak dan              the operational areas of its Subsidiaries and Associates. This
      Entitas Asosiasi. Langkah ini dilakukan sebagai bagian dari             initiative forms part of MPM’s contribution to generating
      kontribusi MPM dalam menciptakan dampak sosial positif                  positive social impact by enhancing employment access and
      melalui peningkatan akses kerja dan pengembangan                        developing local competencies.
      kompetensi masyarakat setempat.

      Di tahun 2025, MPM merekrut 126 karyawan baru, dengan                   In 2025, MPM recruited 126 new employees, comprising
      komposisi 60% laki-laki dan 40% perempuan. Sebagian                     60% male and 40% female. The majority of new hires
      besar rekrutmen berasal dari kelompok usia di bawah 30                  were under the age of 30, reflecting MPM's focus on
      tahun, mencerminkan fokus MPM dalam memperkuat                          strengthening its young talent pipeline and ensuring the
      pipeline generasi muda serta memastikan keberlanjutan                   sustainability of organizational competencies in the future.
      kompetensi organisasi di masa depan. Dari sisi wilayah,                 From a regional perspective, the highest recruitment
      rekrutmen terbesar berasal dari wilayah Jawa, dengan hire               occurred in Java, with a hire rate of 5.0%, followed by
      rate sebesar 5,0% diikuti Kalimantan dan Sumatera, dengan               Kalimantan and Sumatra with hire rates of 1.1% and 0.9%,
      hire rate masing-masing sebesar 1,1% dan 0,9%. Distribusi ini           respectively. This distribution demonstrates MPM’s efforts
      menunjukkan upaya MPM dalam mendukung pemerataan                        to support equitable employment opportunities across its
      kesempatan kerja di berbagai wilayah operasional.                       operational regions.



                                                              Tenaga Kerja Baru [GRI 401-1]
                                                                      New Hire



                               Berdasarkan Gender                                                     Berdasarkan Wilayah Kerja
                                   By Gender                                                                 By Region

      Perempuan                                                                       Jawa
                                                   50                                                                                            77
          Female                                                                       Java
         Laki-laki
                                                                    76
             Male
                                                                                  Sulawesi        8
                        Orang ▪ People


                                                                              Kalimantan                17
                           Berdasarkan Kelompok Usia
                                 By Age Group
                                                                                 Sumatera             14

        >50 tahun
            years old     3                                                    Nusa Tenggara
                                                                                        Barat
                                                                                   West Nusa      2
      30-50 tahun
            years old                                    59                          Tenggara
                                                                               Nusa Tenggara
                                                                                        Timur
        <30 tahun
            years old                                         64                    East Nusa     8
                                                                                     Tenggara
                        Orang ▪ People                                                          Orang ▪ People




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                                                          Hire Rate [GRI 401-1]

                     Berdasarkan Gender                                                    Berdasarkan Kelompok Usia*
                         By Gender                                                               By Age Group*

    10,8%                                                                    8,4%



                                6,3%                                         6,6%                      5,0%
                                                                                                                                       4,2%
                                                         5,0%
    5,9%                                                                                               4,2%                            3,9%
                                                                             1,8%
                                2,9%                     3,3%
                                                                                                       0,1%                            0,2%

    2023                        2024                     2025                2023                       2024                           2025
                    Laki-laki          Perempuan                                    <30 tahun
                                                                                        years old   30-50 tahun
                                                                                                          years old    >50 tahun
                                                                                                                           years old
                    Male               Female




                                                 Berdasarkan wilayah kerja (tahun 2025)
                                                           By region (2025)


                  5,1%                                           1,1%                                            0,9%
               Jawa ▪ Java                                      Kalimantan                                       Sumatra

                 0,5%                                            0,5%                                            0,1%
         Nusa Tenggara Timur                                                                          Nusa Tenggara Barat
                                                                 Sulawesi
          East Nusa Tenggara                                                                          West Nusa Tenggara

*Data hire rate berdasarkan kelompok umur tahun 2024 dinyatakan ulang akibat penyesuaian metodologi perhitungan. Hire rate
 dihitung dengan membagi jumlah karyawan baru pada masing-masing kategori dengan rerata jumlah karyawan (average headcount)
 selama tahun pelaporan, yang dihitung dari rata-rata jumlah karyawan pada awal dan akhir tahun.
The 2024 hire rate data by age group has been restated following an adjustment to the calculation methodology. The hire rate is
calculated by dividing the number of new hires in each category by the average headcount during the reporting year, calculated as the
average of employees at the beginning and end of the year.


MPM Young Talent Program                                               MPM Young Talent Program

MPM menyelenggarakan Young Talent Program sebagai                      MPM implements the Young Talent Program as an initiative
inisiatif untuk menyiapkan talenta muda sebagai calon                  to prepare young talents as future leaders through a
pemimpin masa depan melalui program pelatihan                          12-month management training program. The program
manajemen selama 12 bulan. Program ini dirancang                       is designed comprehensively through a combination of
secara komprehensif melalui kombinasi pembelajaran                     classroom learning, structured instructional sessions, and on-
di kelas, sesi pengajaran terstruktur, serta on-the-job                the-job training within one of MPM Group’s entities, aimed
training di salah satu entitas Grup MPM guna memperkuat                at strengthening participants’ leadership competencies,
kompetensi kepemimpinan, kemampuan manajerial,                         managerial capabilities, business acumen, and practical
pemahaman bisnis, serta pengalaman praktis peserta                     experience in addressing operational dynamics.
dalam menghadapi dinamika operasional.

Di tahun 2025, sebanyak 9 peserta telah berpartisipasi dalam           In 2025, a total of 9 participants took part in the MPM
MPM Young Talent Program. Program ini menjadi bagian                   Young Talent Program. This program forms part of
dari strategi succession planning MPM guna memastikan                  MPM’s succession planning strategy to ensure leadership
keberlanjutan kepemimpinan serta ketersediaan talenta                  continuity and the availability of competent and
internal yang kompeten dan berdaya saing.                              competitive internal talent.




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             SMART MOBILITY TO            Karyawan dan Kesetaraan Kesempatan   Pelatihan dan Pendidikan          Lingkungan Kerja yang Aman dan Nyaman
             EMBRACE EMPLOYEE                Employee and Equal Opportunity      Training and Education                 Safe and Healthy Workplace
             WELL-BEING




      Perputaran Karyawan                                                      Employee Turnover

      MPM senantiasa berupaya menciptakan lingkungan kerja                     MPM continuously strives to create a conducive work
      terbaik guna mendorong produktivitas dan keterlibatan                    environment that supports employee productivity and
      karyawan. Meskipun demikian, perputaran karyawan                         engagement. Nevertheless, employee turnover remains
      merupakan hal yang tidak sepenuhnya dapat dihindari                      an inherent aspect of the human capital management
      dalam siklus pengelolan sumber daya manusia. Untuk                       cycle. To obtain constructive feedback, MPM adopts an
      memperoleh masukan yang konstruktif, MPM menerapkan                      evaluative approach by conducting exit interviews for all
      pendekatan evaluatif melalui pelaksanakan exit interview                 employees who resign.
      bagi seluruh karyawan yang mengundurkan diri.

      Exit interview dilakukan untuk memperoleh masukan                        Exit interviews are carried out to gather insights on
      yang konstruktif terkait pengalaman kerja, budaya                        employees’ work experiences, organizational culture,
      organisasi, sistem pengembangan karier, maupun faktor                    career development systems, and other factors
      lain yang memengaruhi keputusan pengunduran diri. Hasil                  influencing their decision to leave. The evaluation results
      evaluasi tersebut menjadi dasar bagi manajemen dalam                     serve as a basis for management to formulate continuous
      merumuskan langkah perbaikan berkelanjutan guna                          improvement measures aimed at enhancing employee
      meningkatkan retensi dan kepuasan karyawan.                              retention and satisfaction.

      Pada tahun 2025, sebanyak 178 karyawan MPM                               In 2025, a total of 178 employees resigned for various
      mengundurkan diri dengan berbagai pertimbangan                           personal and professional reasons, comprising 72%
      pribadi dan profesional, yang terdiri dari 72% laki-laki                 male and 28% female employees. Based on regional
      dan 28% perempuan. Berdasarkan wilayah kerja, tingkat                    distribution, the highest turnover rate was recorded in
      turnover tertinggi tercatat di wilayah Jawa sebesar 8,1%,                Java at 8.1%, followed by Kalimantan and Sumatra at 1.7%
      diikuti Kalimantan dan Sumatera masing-masing sebesar                    and 0.8%, respectively.
      1,7% dan 0,8%.

                                                            Perputaran Karyawan [GRI 401-1]
                                                                  Employee Turnover


                                Berdasarkan Gender                                                    Berdasarkan Wilayah Kerja
                                    By Gender                                                                By Region

      Perempuan                                                                       Jawa
                                         49                                                                                                      125
          Female                                                                       Java
         Laki-laki
                                                                     129
             Male
                                                                                  Sulawesi 10
                        Orang ▪ People


                                                                               Kalimantan              27
                             Berdasarkan Kelompok Usia
                                   By Age Group
                                                                                 Sumatera        12

        >50 tahun
            years old    9                                                     Nusa Tenggara
                                                                                        Barat
                                                                                   West Nusa      2
      30-50 tahun
            years old                                               126              Tenggara
                                                                               Nusa Tenggara
                                                                                        Timur
        <30 tahun
            years old               43                                              East Nusa     2
                                                                                     Tenggara
                        Orang ▪ People                                                          Orang ▪ People




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                                                    Turnover Rate [GRI 401-1] [IDX S-03]

                     Berdasarkan Gender                                                      Berdasarkan Kelompok Usia
                         By Gender                                                                 By Age Group

                                                                              12,9%
    9,8%
                                8,6%                     8,5%
                                                                                                                                        8,3%
                                                                                                        6,4%

                                                                                                              4,2%
    4,7%                                                                                                                                2,8%
                                3,3%                     3,2%                 1,5%                      1,2%
                                                                         0,0%                                                              0,6%
    2023                        2024                      2025                2023                       2024                           2025
                    Laki-laki          Perempuan                                     <30 tahun
                                                                                         years old   30-50 tahun
                                                                                                           years old    >50 tahun
                                                                                                                            years old
                    Male               Female




                                                 Berdasarkan wilayah kerja (tahun 2025)
                                                           By region (2025)


                  8,1%                                            1,7%                                            0,8%
               Jawa ▪ Java                                       Kalimantan                                       Sumatra

                  0,1%                                            0,6%                                            0,1%
        Nusa Tenggara Timur                                                                            Nusa Tenggara Barat
                                                                  Sulawesi
         East Nusa Tenggara                                                                            West Nusa Tenggara




Remunerasi                                                              Remuneration

MPM      menerapkan        kebijakan    remunerasi    yang              MPM implements a remuneration policy grounded in
berlandaskan pada prinsip keadilan, daya saing pasar, serta             the principles of fairness, market competitiveness, and
keterkaitan kinerja individu dan kinerja perusahaan secara              alignment between individual performance and overall
keseluruhan. Penetapan remunerasi dilakukan secara                      company performance. Remuneration is determined
objektif berdasarkan hasil penilaian kinerja, masa kerja,               objectively based on performance appraisal results, length
lokasi penugasan, serta kompleksitas dan beban kerja                    of service, assignment location, and the complexity and
masing-masing karyawan.                                                 workload associated with each employee’s role.

Pemberian upah bagi karyawan baru dilakukan dengan                      Compensation for new employees is determined in
berpedoman pada ketentuan upah minimum yang berlaku                     accordance with the applicable minimum wage regulations
di setiap wilayah operasional. MPM juga memastikan tidak                in each operational region. MPM also ensures that
terdapat perbedaan gaji pokok antara karyawan laki-laki                 there is no disparity in base salary between male and
dan perempuan pada level jabatan, beban kerja, dan lokasi               female employees at the same job level, workload, and
operasional yang sama, dengan rasio remunerasi sebesar                  operational location, maintaining a remuneration ratio of
1:1. Komitmen ini mencerminkan penerapan prinsip                        1:1. This commitment reflects the Company’s adherence to
kesetaraan dan non-diskriminasi dalam pengelolaan                       the principles of equality and non-discrimination in human
sumber daya manusia. [GRI 405-2]                                        capital management. [GRI 405-2]




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           SMART MOBILITY TO       Karyawan dan Kesetaraan Kesempatan    Pelatihan dan Pendidikan     Lingkungan Kerja yang Aman dan Nyaman
           EMBRACE EMPLOYEE           Employee and Equal Opportunity       Training and Education            Safe and Healthy Workplace
           WELL-BEING




      Selain pemberian upah, MPM menyediakan berbagai                   In addition to wages, MPM provides a comprehensive
      kompensasi, manfaat, serta program pengembangan                   range of compensation, benefits, and development
      yang mencakup aspek kesehatan, finansial, pembelajaran,           programs covering health, financial well-being, learning,
      dan keseimbangan kehidupan kerja (work-life balance).             and work-life balance. Employees are entitled to leave
      Selain pemberian remunerasi, karyawan memperoleh                  benefits, holiday allowances, health benefits for employees
      manfaat berupa hak cuti, tunjangan hari raya, tunjangan           and their families, vehicle ownership facilities through
      kesehatan bagi karyawan dan keluarga, fasilitas                   the Motorcycle/Car Ownership Program, and social
      kepemilikan kendaraan melalui Motorcycle/Car Ownership            security protection through BPJS Kesehatan and BPJS
      Program, serta perlindungan jaminan sosial melalui                Ketenagakerjaan in accordance with applicable regulations.
      kepesertaan BPJS Kesehatan dan BPJS Ketenagakerjaan
      sesuai ketentuan yang berlaku.

      Pada tahun 2025, MPM juga melaksanakan berbagai                   In 2025, MPM implemented various initiatives to enhance
      inisiatif  untuk    meningkatkan      kesejahteraan     dan       employee well-being and development, including annual
      pengembangan karyawan, antara lain penyelenggaraan                medical check-ups, access to digital health services and
      program pemeriksaan kesehatan tahunan, akses layanan              psychological counseling, and learning support through
      kesehatan digital dan konseling psikologis, serta dukungan        e-learning platforms, training and professional certification
      pembelajaran melalui platform e-learning, subsidi pelatihan       subsidies, and postgraduate (Master’s degree) scholarships
      dan sertifikasi profesional, serta beasiswa pendidikan S2         for eligible employees.
      bagi karyawan yang memenuhi kriteria.

      Program pengembangan kepemimpinan turut diperkuat                 Leadership development programs were further strengthened
      melalui executive coaching bagi level senior, mentoring bagi      through executive coaching for senior leaders, mentoring
      level manajerial, program rotasi penugasan, serta skema           for managerial levels, job rotation programs, and Cross-
      Cross-OPCO Task Force guna meningkatkan sinergi dan               OPCO Task Force schemes designed to enhance synergy and
      memperluas pengalaman talenta di seluruh Grup MPM.                broaden talent experience across the MPM Group.



       Perbandingan Rata-rata Upah Karyawan Baru Tingkat Terendah vs Upah Minimum Regional tahun 2025 [OJK F.20]
                   Comparison of Average Entry-Level Employee Wages to Regional Minimum Wages (2025)

                                                                                   Rasio (%) gaji golongan terendah/ UMP x 100%
                         Unit Usaha                      Wilayah Operasional
                                                                                            Ratio of Lowest Grade Wage to
                        Business Unit                     Operational Area
                                                                                             Regional Minimum Wage (%)

       PT Mitra Pinasthika Mustika Tbk (Head Office)    DKI Jakarta                                        109%


       PT Mitra Pinasthika Mulia                        Surabaya                                           100%


       PT Mitra Pinasthika Mustika (MSO)                Surabaya                                           101%

                                                        Kota Tangerang Selatan
       PT Mitra Pinasthika Mustika Rent                                                                    100%
                                                        South Tangerang

       PT Asuransi Mitra Pelindung Mustika              DKI Jakarta                                        100%


      Catatan ⅼ Note:
      ▪ Upah minimum DKI Jakarta 2025
        DKI Jakarta regional minimum wage 2025: Rp5.396.761
      ▪ Upah minimum Surabaya 2025
        Surabaya regional minimum wage 2025: Rp5.032.635
      ▪ Upah minimum Kota Tangerang 2025
        South Tangerang Minimum Wage (2025): Rp5.069.708




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                   Benefit yang Diberikan kepada Karyawan Tetap dan Karyawan Kontrak [GRI 401-2]
                              Benefits Are Provided to Permanent and Contract Employees

      Karyawan Tetap                                              Jenis Benefit                               Karyawan Kontrak
    Permanent Employees                                          Type of Benefit                              Contract Employees

                                                             Tunjangan kesehatan
                                                               Health allowance

                                                              Asuransi kematian
                                                                Life Insurance

                                                              Tunjangan hari tua
                                                              Retirement benefits

                                                                BPJS Kesehatan
                                                        Social Security Agency for Health

                                                           BPJS Ketenagakerjaan
                                                   Social Security Agency for Employment

                                                                Cuti melahirkan
                                                                 Maternity leave

                                                  Cuti menunaikan kegiatan keagamaan
                                                         Religious activities leave


                                                           Car Ownership Program


                                                        Motorcycle Ownership Program


                                                                Cuti Orang Tua
                                                                 Parental Leave




Cuti Orang Tua [GRI 401-3]                                                 Parental Leave [GRI 401-3]

MPM menerapkan kebijakan cuti orang tua sesuai dengan                      MPM implements parental leave policies in accordance with
peraturan ketenagakerjaan yang berlaku. Karyawan                           applicable labor regulations. Female employees are entitled
perempuan berhak atas cuti melahirkan selama 1,5 bulan                     to maternity leave of 1.5 months prior to and 1.5 months
sebelum dan 1,5 bulan setelah persalinan. Setelah masa                     following childbirth. Upon completion of the leave period,
cuti berakhir, karyawan perempuan dapat kembali bekerja                    female employees are entitled to return to their previous
menempati posisi yang sama. Sementara itu, karyawan                        positions. Meanwhile, male employees are granted two
laki-laki memperoleh cuti selama dua hari kerja pada saat                  working days of paternity leave at the time of childbirth.
istri melahirkan.

Pada tahun pelaporan, sebanyak lima karyawan mengambil                     During the reporting year, a total of five employees took
cuti orang tua, yang terdiri dari tiga karyawan perempuan                  parental leave, consisting of three female employees and
dan dua karyawan laki-laki. Dari jumlah tersebut, 100%                     two male employees. Of this number, 100% returned to
karyawan kembali bekerja setelah masa cuti berakhir.                       work after the completion of their leave period. MPM
MPM juga mencatat tingkat retensi sebesar 100%, yaitu                      also recorded a retention rate of 100%, representing the
persentase karyawan yang tetap bekerja 12 bulan setelah                    percentage of employees who remained employed 12
kembali dari cuti orang tua.                                               months after returning from parental leave.




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           SMART MOBILITY TO      Karyawan dan Kesetaraan Kesempatan         Pelatihan dan Pendidikan     Lingkungan Kerja yang Aman dan Nyaman
           EMBRACE EMPLOYEE          Employee and Equal Opportunity            Training and Education            Safe and Healthy Workplace
           WELL-BEING




                                                         Cuti Orang Tua [GRI 401-3]
                                                               Parental Leave

                                                 Deskripsi | ‌‌Description                                                         2025
                                                                                                        Perempuan
                                                                                                                                    478
       Jumlah karyawan yang berhak mengambil cuti orang tua                                             Female
       Total employees entitled to parental leave                                                       Laki-laki
                                                                                                                                   1.016
                                                                                                        Male
                                                                                                        Perempuan
                                                                                                                                      3
       Jumlah karyawan yang mengambil cuti orang tua                                                    Female
       Total employees that took parental leave                                                         Laki-laki
                                                                                                                                      2
                                                                                                        Male
                                                                                                        Perempuan
                                                                                                                                      3
       Jumlah karyawan yang kembali bekerja setelah mengambil cuti orang tua                            Female
       Total employees that returned to work after parental leave ended                                 Laki-laki
                                                                                                                                      2
                                                                                                        Male
                                                                                                        Perempuan
       Jumlah karyawan yang kembali dari cuti orang tua dan masih bekerja setelah 12 bulan                                            3
                                                                                                        Female
       Total employees that returned to work after parental leave ended and still employed 12
                                                                                                        Laki-laki
       months after their return                                                                                                      2
                                                                                                        Male
       Return to work rate (%)                                                                                                     100%

       Retention rate (%)                                                                                                          100%




      Kesejahteraan Karyawan                                                 Employee Well-Being

      MPM menyediakan berbagai fasilitas dan program untuk                   MPM provides various facilities and programs to support
      mendukung keseimbangan kehidupan kerja dan pribadi                     employees’ work–life balance. The Company facilitates
      karyawan. MPM memfasilitasi kegiatan nonpekerjaan                      non-work activities such as sports and recreational
      seperti olahraga dan aktivitas rekreasi yang dapat diikuti             programs that employees can participate in during breaks
      karyawan pada waktu istirahat maupun setelah jam kerja,                or after working hours, as part of efforts to foster a healthy
      sebagai bagian dari upaya membangun budaya kerja yang                  and inclusive workplace culture.
      sehat dan inklusif.

      Lingkungan kerja juga dilengkapi dengan fasilitas yang                 The work environment is also equipped with facilities
      mendukung kenyamanan dan kebutuhan karyawan, antara                    that support employee comfort and needs, including
      lain ruang laktasi bagi karyawan perempuan, musala untuk               lactation rooms for female employees, prayer rooms for
      beribadah, serta aplikasi karyawan MYTOK yang berfungsi                worship, and the MYTOK employee application, which
      sebagai sarana komunikasi internal guna mendorong                      serves as an internal communication platform to promote
      terciptanya lingkungan kerja yang kolaboratif dan positif.             a collaborative and positive work environment.

      Khusus di MPMulia, perusahaan menerapkan fleksibilitas                 At MPMulia, the Company implements flexible working
      pengaturan jam kerja yang memungkinkan karyawan                        hour arrangements that allow employees to adjust their
      menyesuaikan waktu kerja dengan kebutuhan operasional                  working time in accordance with operational needs and
      dan ketentuan perusahaan. Selain itu, untuk jabatan                    company policies. In addition, certain positions offer
      tertentu tersedia opsi pemilihan lokasi kerja sesuai                   options for selecting preferred work locations within the
      preferensi di wilayah operasional perusahaan sebagai                   Company’s operational areas, reflecting a more adaptive
      bagian dari pendekatan kerja yang lebih adaptif dan                    and productivity-oriented work approach.
      berorientasi pada produktivitas.




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Dalam upaya menjaga kesehatan mental dan kesejahteraan     To support mental health and overall well-being, MPM
karyawan, MPM secara rutin menyelenggarakan Wellness       regularly conducts Wellness Programs in collaboration
Program bekerja sama dengan mitra eksternal, yang          with external partners. These programs cover topics such
mencakup edukasi mengenai kesehatan mental, kesehatan      as mental health awareness, physical health, financial
fisik, pengelolaan keuangan, serta aspek kesejahteraan     well-being, and other aspects of employee welfare. The
lainnya. Program ini dilaksanakan secara luring maupun     programs are delivered through both in-person and virtual
daring dengan menghadirkan narasumber profesional.         sessions featuring professional speakers.

Selain itu, MPM juga menyediakan layanan konseling         Furthermore, MPM provides free psychological counseling
psikologis gratis melalui kemitraan dengan penyedia        services through partnerships with mental health service
layanan kesehatan mental. Kegiatan employee outing         providers. Employee outings are also organized periodically
juga diselenggarakan secara berkala guna meningkatkan      to strengthen camaraderie, enhance team collaboration,
kebersamaan, memperkuat kolaborasi tim, serta              and foster a supportive and sustainable workplace culture.
membangun budaya kerja yang suportif dan berkelanjutan.

Melalui berbagai inisiatif tersebut, MPM berupaya          Through these initiatives, MPM strives to create a work
menciptakan lingkungan kerja yang tidak hanya produktif,   environment that is not only productive but also supports
tetapi juga mendukung kesejahteraan fisik, mental, dan     the physical, mental, and social well-being of employees in
sosial karyawan secara menyeluruh.                         a holistic manner.



Hubungan Industrial                                        Industrial Relations

MPM tidak memiliki serikat pekerja dan Perjanjian Kerja    MPM does not have a labor union or a Collective
Bersama (PKB) yang berlaku di lingkungan perusahaan.       Bargaining Agreement (CBA) in place within the company.
Meskipun demikian, pengelolaan hubungan kerja              Nevertheless, employment relations are managed in
dilaksanakan dengan berpedoman kepada Peraturan            accordance with the Company Regulations, which are
Perusahaan yang disusun mengacu pada peraturan             developed with reference to prevailing labor laws and
perundang-undangan ketenagakerjaan yang berlaku            regulations in Indonesia. These Company Regulations
di Indonesia. Peraturan Perusahaan berlaku dan wajib       are binding and must be respected by all employees.
dihormati oleh seluruh karyawan. MPM mengedepankan         MPM promotes open, transparent, and constructive
komunikasi yang terbuka, transparan, dan konstruktif       communication between management and employees to
antara manajemen dengan karyawan guna menjaga              maintain harmonious industrial relations. [GRI 2-30]
hubungan industrial yang harmonis. [GRI 2-30]

MPM berkomitmen untuk menghormati hak-hak normatif         MPM is committed to respecting employees’ statutory
karyawan, memastikan kepatuhan terhadap regulasi           rights, ensuring compliance with labor regulations, and
ketenagakerjaan, serta menjaga prinsip keadilan dan non-   upholding the principles of fairness and non-discrimination
diskriminasi dalam setiap praktik hubungan kerja. Tidak    in all employment practices. During the reporting year,
terdapat sengketa hubungan industrial di lingkungan Grup   there were no industrial relations disputes recorded across
MPM di sepanjang tahun pelaporan.                          the MPM Group.



Penyampaian Keluhan Karyawan [GRI 2-26]                    Employee Grievance Mechanism [GRI 2-26]

MPM mengelola setiap potensi konflik di lingkungan         MPM manages potential workplace conflicts in a structured
kerja secara terstruktur dengan mengacu pada Peraturan     manner in accordance with the Company Regulations and
Perusahaan beserta ketentuan turunannya. Karyawan          their implementing provisions. Employees are provided
diberikan akses untuk menyampaikan keluhan atau            with accessible channels to submit grievances or express
aspirasi melalui atasan langsung maupun melalui            concerns, either through their direct supervisors or via
mekanisme Whistleblowing System (WBS), dengan              the Whistleblowing System (WBS), in accordance with
prosedur sebagai berikut.                                  established procedures.



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Page 118
           SMART MOBILITY TO       Karyawan dan Kesetaraan Kesempatan       Pelatihan dan Pendidikan     Lingkungan Kerja yang Aman dan Nyaman
           EMBRACE EMPLOYEE           Employee and Equal Opportunity          Training and Education            Safe and Healthy Workplace
           WELL-BEING




                                         Mekanisme Penyampaian Keluhan Karyawan [GRI 2-26]
                                              Employee Complaint Reporting Mechanism




                        Tahap • Stage          1                                                       Tahap • Stage            2
         Penyampaian keluhan secara lisan maupun                  Apabila tidak dapat dicapai kesepakatan pada Tahap 1, karyawan
         tertulis kepada atasan langsung yang wajib               dapat menyampaikan keluhannya kepada atasan yang lebih
         ditindaklanjuti secara tertulis dalam jangka             tinggi beserta tembusan kepada Human Resources Department
         waktu tiga hari sejak diterimanya pengaduan.             dan atasan langsung dalam jangka waktu empat hari kerja.
         Submission of complaints, whether oral or                If no agreement can be reached at Stage 1, the employee can escalate
         written, to direct supervisor, which must be             their complaint to a higher-level supervisor with a copy to the HR
         followed up in writing within three working days.        Department and the direct supervisor within four working days.



                                                                                                                      Tahap • Stage

                                                                                                                                           3
         Jika penyelesaian tidak dapat dicapai pada Tahap 2, karyawan dapat menyampaikan keluhannya secara tertulis
         kepada Direksi dengan tembusan kepada Human Resources Department. Direksi dengan bantuan Human Resources
         Department wajib memberikan respons tertulis dalam jangka waktu empat hari kerja, yang akan dianggap sebagai
         penyelesaian terhadap keluhan tersebut.
         If no resolution can be reached at Stage 2, the employee can submit their complaint in writing to the Board of Directors
         with a copy to the HR Department. The Board of Directors, assisted by the HR Department, is required to provide a written
         response within four working days, which will be considered as the complaint resolution.




      Kepuasan Karyawan                                                    Employee Satisfaction

      Kepuasan karyawan merupakan salah satu indikator                     Employee satisfaction is one of the key indicators used
      utama yang digunakan MPM untuk menilai pencapaian                    by MPM to assess the achievement of a conducive
      lingkungan kerja yang kondusif (a great place to work).              work environment (a great place to work). Employee
      Pengukuran kepuasan karyawan dilakukan secara berkala                satisfaction is measured periodically through the Employee
      melalui Employee Effectiveness Survey (EES) sebagai                  Effectiveness Survey (EES), which serves as an instrument
      instrumen evaluasi tingkat kepuasan, keterlibatan                    to evaluate satisfaction levels, employee engagement,
      (engagement), serta efektivitas organisasi. Pelaksanaan              and organizational effectiveness. The implementation of
      EES disesuaikan dengan kebutuhan masing-masing                       the EES is tailored to the needs of each entity. MPMulia
      entitas. MPMulia dan MPMInsurance melaksanakan                       and MPMInsurance conduct the survey every two to three
      pengukuran setiap dua hingga tiga tahun, sementara                   years, while MPMRent conducts it annually.
      MPMRent melaksanakannya setiap tahun.

      Pelaksanaan EES dilakukan melalui kuesioner berbasis                 The EES is administered through a web-based questionnaire
      web yang mencakup 61 pertanyaan dalam bentuk pilihan                 consisting of 61 questions in multiple-choice and essay
      ganda dan esai, yang didistribusikan kepada seluruh                  formats, distributed to all employees. The survey measures
      karyawan. Aspek yang diukur meliputi kepemimpinan,                   various aspects, including leadership, work culture,
      budaya kerja, komunikasi, pengembangan karier, sistem                communication, career development, reward systems, and
      penghargaan, serta kesejahteraan karyawan. Setelah                   employee well-being. After responses are collected, MPM
      seluruh tanggapan terkumpul, MPM melakukan proses                    performs data processing, analysis, and reporting, which
      pengolahan data, analisis, serta penyusunan laporan hasil            form the basis for developing follow-up action plans for
      pengukuran yang menjadi dasar penyusunan rencana                     improvement.
      tindak lanjut (action plan) perbaikan.

      MPM Head Office tidak melaksanakan EES pada tahun                    MPM Head Office did not conduct the EES in 2025, as
      2025, dikarenakan survei ini dilakukan setiap dua tahun              the survey is administered biennially. The most recent
      sekali. Pelaksanaan terakhir dilakukan pada tahun 2024               survey was conducted in 2024, recording an employee
      dengan tingkat kepuasan karyawan sebesar 82,3%.                      satisfaction rate of 82.3%.



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                                                              Hasil EES
                                                             EES Results

                                                                                             78,33%            82,3%*
                                                                                            MPMRent         MPM Head Office


 0%                                                                                                                        100%


                                                                                          MPMInsurance          MPMMulia
                                                                                            78,5%                83,5%


   < 50% : Red Flag             50% - <65% : Warning Sign           65% - 75% : Moderate Strength            >75% : Clear Strength

*EES dilakukan dua tahunan dengan pelaksanaan terakhir di tahun 2024
 The EES is conducted biennially, with the most recent implementation carried out in 2024




Hak Asasi Manusia                                                     Human Rights

Meskipun MPM belum memiliki kebijakan Hak                             Although MPM has not yet established a standalone
Asasi Manusia (HAM) yang terpisah, prinsip-prinsip                    Human Rights policy, principles of respect for human
penghormatan terhadap HAM telah diintegrasikan                        rights have been integrated into the Code of Conduct
dalam Code of Conduct dan Peraturan Perusahaan yang                   and Company Regulations, which serve as behavioral
menjadi pedoman perilaku bagi seluruh karyawan.                       guidelines for all employees. This integration ensures
Integrasi ini memastikan bahwa nilai-nilai penghormatan               that values such as respect for individual dignity, equal
terhadap martabat individu, kesetaraan kesempatan,                    opportunity, non-discrimination, and fair treatment are
non-diskriminasi, serta perlakuan yang adil diterapkan                upheld across all operational activities and employment
dalam seluruh aktivitas operasional dan hubungan kerja                relationships within MPM.
di lingkungan MPM.

MPM juga menerapkan kebijakan lingkungan kerja positif                The Company also enforces a positive workplace policy that
yang menegaskan larangan terhadap segala bentuk                       strictly prohibits all forms of discrimination, harassment,
diskriminasi, pelecehan, intimidasi, maupun perlakuan                 intimidation, and other unfair treatment. Integrity, fairness,
tidak adil lainnya. Nilai integritas, keadilan, serta saling          and mutual respect form the foundation of all workplace
menghormati menjadi landasan dalam setiap interaksi                   interactions, both among employees and between
kerja, baik antar karyawan maupun antara karyawan dan                 employees and management.
manajemen.

MPM menyediakan saluran pelaporan atas dugaan                         MPM provides reporting channels for alleged human
pelanggaran HAM dan pelanggaran etika lainnya. Laporan                rights violations and other ethical breaches. Reports can
dapat disampaikan melalui saluran telepon atau WhatsApp               be submitted via telephone or through the Whistleblowing
WBS ke 0812- 5000-1880.                                               System (WBS) WhatsApp line at +62 812-5000-1880.

Selama periode pelaporan, tidak terdapat kejadian                     During the reporting period, there were no recorded
pelanggaran HAM maupun insiden diskriminasi di                        incidents of human rights violations or incidents of
lingkungan kerja Grup MPM. [GRI 406-1] [IDX S-07, S-08]               discrimination within the MPM Group’s workplace.
                                                                      [GRI 406-1] [IDX S-07, S-08]




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           SMART MOBILITY TO       Karyawan dan Kesetaraan Kesempatan     Pelatihan dan Pendidikan     Lingkungan Kerja yang Aman dan Nyaman
           EMBRACE EMPLOYEE           Employee and Equal Opportunity        Training and Education            Safe and Healthy Workplace
           WELL-BEING




                                                    Demografi Karyawan [GRI 2-7] [IDX S-02]
                                                          Employee Composition

                         Deskripsi ‌| Description                           2025                     2024                      2023
                   Komposisi karyawan berdasarkan gender (Konsolidasi) ▪ Employee composition by gender (Consolidated)

      Laki-laki ▪ Male                                                             1.016                      1.069                     1.103

      Perempuan ▪ Female                                                             478                        477                      483

      Jumlah ▪ Total                                                               1.494                      1.546                     1.586

           Komposisi karyawan berdasarkan Perusahaan (Konsolidasi) ▪ Employee composition based on Company (Consolidated)

      MPM Head Office                 Laki-laki ▪ Male                                 46                        50                       59

                                      Perempuan ▪ Female                               36                        37                       36

                                      Jumlah ▪ Total                                   82                        87                       95

      MPMulia                         Laki-laki ▪ Male                               815                        161                      879

                                      Perempuan ▪ Female                             337                        107                      345

                                      Jumlah ▪ Total                               1.152                       268                      1224

      MPMInsurance                    Laki-laki ▪ Male                               155                        858                      165

                                      Perempuan ▪ Female                             105                        333                      102

                                      Sub total                                      260                       1191                      267

      Jumlah ▪ Total                                                               1.494                      1.546                     1.586

                   Komposisi karyawan berdasarkan usia (Konsolidasi) ▪ Employee composition by age group (Consolidated)

      <30 tahun                       Laki-laki ▪ Male                               153                        198                      240

                                      Perempuan ▪ Female                             122                        142                      162

                                      Sub total                                      275                       340                       402

      30 – 50 tahun                   Laki-laki ▪ Male                               816                        837                      832

                                      Perempuan ▪ Female                             345                        324                      304

                                      Sub total                                    1.161                       1161                      1136

      >50 tahun                       Laki-laki ▪ Male                                 47                        34                       31

                                      Perempuan ▪ Female                               11                        11                       17

                                      Sub total                                        58                        45                       48

      Jumlah ▪ Total                                                               1.494                      1.546                     1.586

      Komposisi karyawan berdasarkan status ketenagakerjaan (Konsolidasi) ▪ Employee composition by employment status (Consolidated)

      Permanen                        Laki-laki ▪ Male                               872                        918                      950
      Permanent
                                      Perempuan ▪ Female                             413                        421                      403

                                      Sub total                                    1.285                      1339                      1353

      Non permanen                    Laki-laki ▪ Male                               144                        151                      153
      Non permanent
                                      Perempuan ▪ Female                               65                        56                       80

                                      Sub total                                      209                       207                       233

      Jumlah ▪ Total                                                               1.494                      1.546                     1.586




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                   Deskripsi ‌| Description                             2025                 2024                 2023
     Komposisi karyawan berdasarkan level jabatan (Konsolidasi) ▪ Employee composition by level of position (Consolidated)

General Manager &                 Laki-laki ▪ Male                                21                  21                       22
Vice President
                                  Perempuan ▪ Female                               6                   6                        8

                                  Sub total                                       27                  27                       30

Manager & Senior Manager          Laki-laki ▪ Male                                58                  57                       53

                                  Perempuan ▪ Female                              25                  25                       20

                                  Sub total                                       83                  82                       73

Supervisor &                      Laki-laki ▪ Male                               126                 121                      130
Associate Manager
                                  Perempuan ▪ Female                              75                  62                       61

                                  Sub total                                      201                 183                       191

Staff & Officer                   Laki-laki ▪ Male                               811                 870                      898

                                  Perempuan ▪ Female                             372                 384                      394

                                  Sub total                                    1.183                1.254                    1.292

Jumlah ▪ Total                                                                 1.494                1.546                    1.586

            Komposisi karyawan berdasarkan usia (Konsolidasi) ▪ Employee composition by age group (Consolidated)

Sarjana atau lebih tinggi         Laki-laki ▪ Male                               478                 479                      495
Bachelor or higher
                                  Perempuan ▪ Female                             315                 318                      322

                                  Sub total                                      793                 797                      817

Diploma                           Laki-laki ▪ Male                                69                  76                       83
Diploma
                                  Perempuan ▪ Female                              71                  75                       80

                                  Sub total                                      140                  151                     163

Lain-lain                         Laki-laki ▪ Male                               469                 514                      525
Others
                                  Perempuan ▪ Female                              92                  84                       81

                                  Sub total                                      561                 598                      606

Jumlah ▪ Total                                                                 1.494                1.546                    1.586




                                              Pekerja Bukan Karyawan* [GRI 2-8] [IDX S-04]
                                                  Workers Who Are Not Employees*

                                         Jenis Pekerjaan                                      Jumlah Pekerja Bukan Karyawan
                                          Type of Work                                              Number of Workers
Resepsionis ▪ Receptionist                                                                                  1
Petugas Keamanan ▪ Security                                                                                 78
Petugas Kebersihan & Office Boy ▪ Cleaning Service & Office Boy                                             25
Messenger ▪ Messenger                                                                                       2
Admin ▪ Admin                                                                                               1
*Hanya mencakup MPM Head Office, MPMulia, dan MSO
 Only include MPM Head Office, MPMulia, and MSO




 2025   Laporan Keberlanjutan ● Sustainability Report                                                                                121
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           SMART MOBILITY TO    Karyawan dan Kesetaraan Kesempatan   Pelatihan dan Pendidikan     Lingkungan Kerja yang Aman dan Nyaman
           EMBRACE EMPLOYEE        Employee and Equal Opportunity      Training and Education            Safe and Healthy Workplace
           WELL-BEING




      PELATIHAN DAN PENDIDIKAN                                       TRAINING AND EDUCATION

      Relevansi Topik terhadap Bisnis [GRI 3-3]                      Relevance of the Topic to the Business [GRI 3-3]

      Pendidikan dan pelatihan karyawan merupakan salah              Employee education and training constitute a critical factor
      satu faktor penting yang mendukung kinerja dan daya            in supporting the performance and competitiveness of the
      saing Grup MPM. Efektivitas proses bisnis, kualitas            MPM Group. The effectiveness of business processes, the
      layanan pelanggan, serta kemampuan berinovasi sangat           quality of customer service, and the capacity for innovation
      dipengaruhi oleh kompetensi dan kesiapan sumber daya           are strongly influenced by the competence and readiness
      manusia dalam menghadapi perubahan lingkungan usaha.           of human capital to respond to changes in the business
      Seiring dengan perkembangan teknologi, dinamika regulasi,      environment. In line with technological advancements,
      dan peningkatan standar tata kelola dan manajemen yang         evolving regulatory dynamics, and increasingly rigorous
      semakin dinamis, kebutuhan akan peningkatan keterampilan       governance and management standards, the need to
      dan pengetahuan karyawan menjadi kebutuhan yang tidak          enhance employees’ skills and knowledge has become an
      terpisahkan dari operasional perusahaan.                       integral part of the Company’s operations.

      Oleh karena itu, Grup MPM secara berkelanjutan                 Accordingly, the MPM Group continuously strengthens
      memperkuat program pengembangan kompetensi guna                its competency development programs to ensure
      memastikan kesiapan organisasi dalam menghadapi                organizational    readiness     in   navigating    industry
      transformasi industri. Kondisi ini sekaligus membuka           transformation. This evolving landscape also presents
      peluang bagi Grup MPM untuk terus memperkuat                   opportunities for the Group to further advance upskilling
      program upskilling dan reskilling, mendorong inovasi           and reskilling initiatives, foster service innovation, and
      layanan, serta meningkatkan employer branding berbasis         enhance ESG-based employer branding to attract and
      ESG guna menarik dan mempertahankan talenta terbaik.           retain top talent. Through this approach, MPM not only
      Melalui pendekatan ini, MPM tidak hanya berfokus pada          focuses on improving short-term performance but also on
      peningkatan kinerja jangka pendek, tetapi juga pada            creating long-term value by developing adaptive, ethical,
      penciptaan nilai jangka panjang melalui pengembangan           and competitive talent.
      talenta yang adaptif, berintegritas, dan berdaya saing.




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Pengelolaan Pendidikan dan Pelatihan [GRI 3-3]            Management of Training and Education [GRI 3-3]

Pengelolaan pendidikan dan pelatihan di MPM diarahkan     The management of training and education at MPM
untuk memastikan karyawan memiliki kompetensi yang        is directed toward ensuring that employees possess
relevan dalam menghadapi dinamika dan tantangan           relevant competencies to address the dynamics and
pekerjaan sehari-hari. Pengembangan kompetensi            challenges of their daily work. Competency development
dilakukan secara menyeluruh, mencakup peningkatan         is implemented comprehensively, encompassing both
kemampuan teknis maupun kepemimpinan, guna                technical and leadership capabilities to support individual
mendukung kinerja individu dan organisasi. Pada tahun     and organizational performance. In 2025, MPM allocated
2025, MPM mengalokasikan anggaran sebesar Rp4 miliar      a budget of IDR4 billion for employee competency
untuk program pengembangan kompetensi karyawan.           development programs. This investment reflects MPM's
Investasi ini mencerminkan komitmen MPM dalam             commitment to building an adaptive, innovative workforce
membangun sumber daya manusia yang adaptif, inovatif,     that is prepared to navigate the increasingly competitive
dan siap menghadapi perubahan lingkungan industri yang    industrial landscape.
semakin kompetitif.

MPM juga memberikan perhatian khusus pada                 MPM also places special emphasis on developing high-
pengembangan karyawan berpotensi tinggi dan talenta       potential employees and identified successors through
yang diidentifikasi sebagai suksesor melalui program      leadership training programs, coaching and mentoring,
pelatihan kepemimpinan, coaching dan mentoring, rotasi    strategic job rotations, and assignments to special projects
jabatan strategis, serta penugasan dalam proyek-proyek    aimed at broadening their experience and leadership
khusus untuk memperluas pengalaman dan kesiapan           readiness. To strengthen cross-entity synergy, MPM
kepemimpinan mereka. Untuk memperkuat sinergi             encourages collaboration among Subsidiaries, focusing
lintas entitas, MPM mendorong kolaborasi antar Entitas    on innovation, resource optimization, and cross-unit
Anak yang berfokus pada inovasi, optimalisasi sumber      talent development to enhance overall organizational
daya, dan pengembangan talenta lintas unit guna           competitiveness. This approach not only strengthens
meningkatkan daya saing organisasi secara keseluruhan.    individual capabilities but also reinforces the Group’s
Pendekatan ini tidak hanya meningkatkan kapabilitas       competitiveness through the integration of competencies
individu, tetapi juga memperkuat daya saing organisasi    and experiences at the Group level.
secara keseluruhan melalui integrasi kompetensi dan
pengalaman di tingkat Grup.



Kinerja dan Evaluasi                                      Performance and Evaluation

Pelatihan [GRI 404-2]                                     Training [GRI 404-2]

MPM mengembangkan program pelatihan karyawan              MPM develops employee training programs that focus on
yang berfokus pada peningkatan pengetahuan umum,          enhancing general knowledge, technical and functional
keterampilan teknis dan fungsional, serta penguatan       skills, as well as strengthening soft skills such as leadership,
kompetensi soft skill seperti kepemimpinan, komunikasi,   communication, and problem-solving abilities. Training
dan kemampuan pemecahan masalah. Penyusunan               programs are designed based on employee competency
program pelatihan dilakukan berdasarkan hasil pemetaan    mapping results and an analysis of MPM’s future strategic
kompetensi karyawan serta analisis kebutuhan strategis    business needs.
bisnis MPM di masa mendatang.




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             SMART MOBILITY TO       Karyawan dan Kesetaraan Kesempatan           Pelatihan dan Pendidikan        Lingkungan Kerja yang Aman dan Nyaman
             EMBRACE EMPLOYEE           Employee and Equal Opportunity              Training and Education               Safe and Healthy Workplace
             WELL-BEING




      Sepanjang tahun 2025, MPM menyelenggarakan                                 Throughout 2025, MPM conducted various employee
      berbagai program pengembangan karyawan, antara lain                        development initiatives, including the Leadership Education
      Leadership Education and Development Program (LEAD)                        and Development Program (LEAD) for Supervisors through
      bagi Supervisor hingga Senior Manager, pelatihan Critical                  Senior Managers, as well as training on Critical Thinking,
      Thinking, Assertive Communication and Presentation Skill,                  Assertive Communication and Presentation Skills, Project
      Project Management, serta Coaching for Performance.                        Management, and Coaching for Performance. In addition,
      Selain itu, MPM juga melaksanakan Executive Coaching                       MPM implemented Executive Coaching and Mentoring and
      and Mentoring serta program Cross-OPCO Task Force                          the Cross-OPCO Task Force program to strengthen cross-
      untuk memperkuat kolaborasi lintas entitas sekaligus                       entity collaboration while enriching talent development
      memperkaya pengalaman pengembangan talenta di                              experiences across the MPM Group.
      lingkungan Grup MPM.

      Melalui pendekatan pengembangan yang terstruktur                           Through this structured and continuous development
      dan berkelanjutan, MPM berupaya memastikan kesiapan                        approach, MPM seeks to ensure talent readiness in
      talenta dalam menghadapi perubahan industri sekaligus                      responding to industry changes while supporting the
      mendukung keberlanjutan pertumbuhan perusahaan.                            Company’s sustainable growth.



                                 Pelatihan untuk Pengembangan Kompetensi [OJK F.22] [IDX S-05] [GRI 404-2]
                                                  Training for Competency Development

                                  Level Jabatan                                Topik Pelatihan            Jam Pelatihan           Jumlah Peserta
       No.
                                 Level of Position                             Topic of Training          Learning Hours        Number of Participants

        1     Supervisor, Associate Manager                                     LEAD Stage 2                     64                        25


        2     Manager, Senior Manager                                           LEAD Stage 3                     64                        25

              Associate Manager, Manager, Senior Manager,                       Coaching For
        3                                                                                                         8                        45
              General Manager, Vice President                                   Performance
              Staff, Officer, Supervisor, Associate Manager,
        4                                                                     Strategic Ideation                  8                        69
              Manager, Senior Manager, General Manager




                                                        Rata-rata Jam Pelatihan [GRI 404-1]
                                                             Average Hour of Training

                                                                       2025                            2024                             2023
                       Jenjang Jabatan
                       Level of Position
                                                                L                P                 L              P               L                 P
      General Manager & Vice President                         36,23           27,21           4,3                0             12,99              16,30

      Manager & Senior Manager                                 26,93           19,11           8,0               5,6            11,46              9,09

      Supervisor & Associate Manager                           20,09           31,01           16                18             20,08              12,41

      Staff & Officer                                          13,03           15,75           6,4                8             16,87              10,14




124                                                                                                Laporan Keberlanjutan ● Sustainability Report     2025
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Pengembangan Karier                                         Career Development

MPM memberikan perhatian khusus pada pengembangan           MPM places special emphasis on employee career
karier karyawan guna memastikan keberlanjutan program       development to ensure the sustainability of talent retention
retensi talenta serta terbentuknya mekanisme succession     programs and the establishment of a systematically
planning yang terkelola secara sistematis. Proses ini       managed succession planning mechanism. This process
dilakukan melalui berbagai tahapan evaluasi dan             is implemented through structured evaluation and
pengembangan yang terstruktur di seluruh entitas dalam      development stages across all entities within the MPM
Grup MPM sehingga ketersediaan pemimpin masa depan          Group, enabling the continuous preparation of future
dapat dipersiapkan secara berkelanjutan.                    leaders.

Setiap tahun, MPM melaksanakan Talent Review untuk          Each year, MPM conducts a Talent Review to identify
mengidentifikasi tingkat potensi dan kinerja karyawan,      employees’ potential and performance levels, categorizing
yang dikategorikan sebagai top talent, strong, solid,       them as top talent, strong, solid, and other classifications
hingga kategori lainnya sesuai standar perusahaan. Selain   in accordance with company standards. In addition,
itu, MPM juga melakukan asesmen kompetensi oleh pihak       competency assessments are carried out by independent
ketiga guna memperoleh rekomendasi pengembangan             third parties to provide more objective development
yang lebih objektif bagi karyawan yang dipersiapkan untuk   recommendations for employees being prepared to fill
mengisi posisi-posisi kritikal.                             critical positions.

Evaluasi kinerja tahunan juga diperkuat melalui proses      Annual performance evaluations are further strengthened
Talent Calibration untuk menilai tingkat pencapaian         through the Talent Calibration process, which assesses
karyawan terhadap target perusahaan. Sebagai bagian dari    employees’ achievement against company targets. As part
pengembangan karier, MPM menyediakan kesempatan             of career development, MPM provides periodic promotion
promosi secara berkala, penugasan special project lintas    opportunities, cross-entity special project assignments to
entitas untuk mendukung peningkatan produktivitas           support productivity improvements and process and system
dan perbaikan proses maupun sistem, serta peluang job       enhancements, as well as job rotation opportunities within
rotation di Entitas Anak guna memperluas pengalaman         Subsidiaries to broaden the experience and competencies
dan kompetensi talenta unggul.                              of high-potential talent.



Program Pensiun [GRI 404-2]                                 Retirement Program [GRI 404-2]

MPM menyediakan program persiapan pensiun guna              MPM provides retirement preparation programs to
membantu karyawan merencanakan masa purnabakti.             support employees in planning for their post-employment
Program ini mencakup penyelenggaraan seminar                life. The program includes financial planning seminars,
perencanaan keuangan, sesi konsultasi individu dengan       individual consultation sessions with financial planners,
perencana keuangan, serta skema program pensiun iuran       and a voluntary defined contribution pension scheme
pasti yang bersifat sukarela bagi karyawan.                 available to employees.

Sementara      itu,  MPMInsurance    mengembangkan          Meanwhile, MPMInsurance has developed a similar
inisiatif serupa melalui kerja sama dengan pengelola        initiative through collaboration with a post-employment
dana kompensasi pascakerja. Pada akhir tahun 2025,          compensation fund manager. At the end of 2025,
MPMInsurance melaksanakan kegiatan sosialisasi kepada       MPMInsurance conducted a socialization session for
karyawan sebagai tahap awal implementasi, dengan            employees as an initial stage of implementation, with the
pelaksanaan program yang akan efektif dimulai pada          program scheduled to become fully effective in 2026.
tahun 2026.




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Page 126
           SMART MOBILITY TO    Karyawan dan Kesetaraan Kesempatan   Pelatihan dan Pendidikan     Lingkungan Kerja yang Aman dan Nyaman
           EMBRACE EMPLOYEE        Employee and Equal Opportunity      Training and Education            Safe and Healthy Workplace
           WELL-BEING




      Evaluasi Kinerja [GRI 404-3]                                   Performance Evaluation [GRI 404-3]

      Sistem penilaian kinerja karyawan di MPM berfokus pada         MPM’s employee performance appraisal system focuses
      pencapaian Key Performance Indicators (KPI) yang telah         on the achievement of Key Performance Indicators (KPIs)
      ditetapkan sesuai dengan peran dan tanggung jawab              established in accordance with each employee’s roles and
      masing-masing karyawan. Evaluasi kinerja dilakukan secara      responsibilities. Performance evaluations are conducted
      berkala setiap tahun kepada seluruh (100%) karyawan oleh       annually for all (100%) employees by their immediate
      atasan langsung. Hasil penilaian akan menjadi dasar dalam      supervisors. The results serve as the basis for decisions
      pengambilan keputusan terkait pemberian penghargaan            related to rewards and corrective actions, promotions,
      dan tindakan pembinaan, promosi, mutasi atau demosi,           transfers or demotions, as well as the determination of
      serta penetapan remunerasi dan fasilitas karyawan.             remuneration and employee benefits.

      Employee Engagement                                            Employee Engagement

      MPM melaksanakan berbagai inisiatif employee engagement        MPM implements various employee engagement initiatives
      yang bertujuan memperkuat keterikatan karyawan                 aimed at strengthening employees’ alignment with the
      terhadap visi, misi, serta nilai-nilai perusahaan. Melalui     Company’s vision, mission, and values. Through these
      inisiatif ini, MPM mendorong terciptanya lingkungan kerja      initiatives, MPM fosters a collaborative, productive, and
      yang kolaboratif, produktif, dan partisipatif. Beberapa        participatory work environment. Key programs include:
      program yang diselenggarakan, meliputi:

      MPM Innovation Day                                             MPM Innovation Day

      MPM Innovation Day merupakan ajang kompetisi yang              MPM Innovation Day is a competition that encourages
      mendorong inovasi ide-ide digitalisasi kreatif dari            creative digital innovation ideas from various divisions and
      berbagai divisi dan fungsi di lingkungan Grup MPM.             functions across the MPM Group. This initiative aims to
      Inisiatif ini bertujuan untuk meningkatkan efisiensi serta     enhance efficiency and improve the Company’s operational
      menyempurnakan proses operasional perusahaan melalui           processes through innovative solutions.
      solusi yang inovatif.

      Program ini terbuka bagi seluruh karyawan Grup MPM             The program is open to all MPM Group employees and is
      dan dirancang untuk menumbuhkan budaya inovasi serta           designed to cultivate a culture of innovation and positive
      semangat kompetisi yang positif, sehingga karyawan             competition, encouraging employees to continuously
      terdorong untuk terus menghadirkan perbaikan dan               introduce improvements and enhancements in their
      pembaruan dalam pelaksanaan pekerjaan sehari-hari.             daily work.

      Pada tahun 2025, MPM Innovation Day dimenangkan oleh           In 2025, MPM Innovation Day was won by a representative
      perwakilan MPMulia melalui inovasi penguatan ketahanan         from MPMulia for an innovation focused on strengthening
      dealer yang berfokus pada peningkatan efisiensi proses         dealer resilience by improving the efficiency of credit
      pengajuan kredit hingga pencairan piutang.                     application processes through to receivables disbursement.

      Employee Volunteering                                          Employee Volunteering

      MPM menyelenggarakan program Employee Volunteering             MPM organizes an Employee Volunteering program
      yang melibatkan karyawan di seluruh entitas Grup untuk         involving employees across Group entities to enhance
      meningkatkan kepedulian sosial serta kontribusi nyata          social awareness and deliver tangible contributions
      kepada masyarakat dan lingkungan. Program ini dirancang        to communities and the environment. The program is
      untuk memberikan manfaat langsung kepada komunitas,            designed to provide direct benefits to communities, with
      dengan pelaksanaan kegiatan yang dapat disesuaikan             activities tailored to employees’ interests, competencies,
      dengan minat, kompetensi, dan keahlian karyawan. Uraian        and expertise. Further details on the implementation of
      mengenai pelaksanaan Employee Volunteering dapat               Employee Volunteering can be found in the Smart Mobility
      ditemukan pada bab Smart Mobility to Embrace Community         to Embrace Community Well-Being chapter of this Report.
      Well-Being dalam Laporan ini.



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LINGKUNGAN KERJA YANG AMAN                                     SAFE AND HEALTHY
DAN NYAMAN [OJK F.21]                                          WORKPLACE [OJK F.21]

MPM memahami bahwa perlindungan karyawan dan                   MPM recognizes that the protection of employees and
mitra kerja tidak hanya menjadi kewajiban regulatif, tetapi    business partners is not only a regulatory obligation but
juga merupakan bagian dari komitmen MPM dalam                  also an integral part of MPM's commitment to fostering
membangun budaya kerja yang aman dan bertanggung               a safe and responsible workplace culture. Effective
jawab. Penerapan Keselamatan dan Kesehatan Kerja (K3)          implementation of Occupational Health and Safety (OHS)
yang efektif dapat mendukung keberlanjutan usaha,              practices supports business continuity, minimizes potential
meminimalkan potensi kerugian akibat insiden, serta            losses from incidents, and maintains stakeholder trust.
menjaga kepercayaan para pemangku kepentingan.



Kebijakan K3 dan                                               OHS Policy and
Sistem Manajemen K3 [GRI 403-1] [IDX S-11]                     Management System [GRI 403-1] [IDX S-11]

MPM menerapkan kebijakan K3 yang disesuaikan dengan            MPM implements OHS policies tailored to the operational
karakteristik risiko operasional masing-masing lini usaha.     risk characteristics of each business line. These policies
Kebijakan K3 juga ditekankan kepada kepatuhan terhadap         emphasize compliance with applicable laws and
peraturan perundang-undangan serta perlindungan                regulations and the protection of employees through the
terhadap karyawan melalui penetapan target zero accident       establishment of a zero-accident target, which serves as a
yang menjadi komitmen bersama seluruh Entitas Anak dan         shared commitment across all Subsidiaries and Associates
Entitas Asosiasi di Grup MPM.                                  within the MPM Group.

Sebagai bagian dari implementasi kebijakan tersebut,           As part of this implementation, MPMRent applies an
MPMRent menerapkan Sistem Manajemen K3 yang                    OHS Management System aligned with national SMK3
mengacu pada ketentuan SMK3 dan/atau ISO 45001.                requirements and/or ISO 45001 standards. The scope
Ruang lingkup penerapan sistem ini mencakup kantor             of this system covers operational offices, fleet pools,
operasional, pool armada, workshop (baik general repair        workshops (including general repair and body repair),
maupun body repair), serta aktivitas operasional lapangan,     and field operations, including drivers and vehicle
termasuk pengemudi dan proses mobilisasi kendaraan.            mobilization processes.

Sistem Manajemen K3 di MPMRent diterapkan secara               The OHS Management System at MPMRent applies
menyeluruh bagi seluruh pekerja, baik karyawan tetap,          comprehensively to all workers, including permanent
tenaga alih daya, maupun kontraktor yang beraktivitas di       employees, outsourced personnel, and contractors operating
area kerja perusahaan. Pendekatan ini memastikan bahwa         within company premises. This approach ensures that OHS
pengendalian risiko keselamatan dan kesehatan kerja            risk controls are implemented consistently, integrated, and
diterapkan secara konsisten, terintegrasi, dan berkelanjutan   sustainably across the operational value chain.
di seluruh rantai operasional.



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           SMART MOBILITY TO      Karyawan dan Kesetaraan Kesempatan   Pelatihan dan Pendidikan     Lingkungan Kerja yang Aman dan Nyaman
           EMBRACE EMPLOYEE          Employee and Equal Opportunity      Training and Education            Safe and Healthy Workplace
           WELL-BEING




      Identifikasi Bahaya dan Penilaian Risiko [GRI 403-2]             Hazard Identification and Risk Assessment [GRI 403-2]

      Identifikasi bahaya dan penilaian risiko dilakukan secara        Hazard identification and risk assessment are conducted
      terstruktur dan diperbarui apabila terdapat perubahan            systematically and updated whenever there are changes
      aktivitas, fasilitas, maupun kondisi kerja. Proses ini menjadi   in activities, facilities, or working conditions. This process
      bagian dari pendekatan manajemen risiko perusahaan               forms part of the Company’s risk management approach
      dan terintegrasi dengan Business Continuity Management           and is integrated with the Business Continuity Management
      System (BCMS) untuk memastikan kesiapan menghadapi               System (BCMS) to ensure preparedness for potential
      potensi gangguan operasional.                                    operational disruptions.

      MPMRent menerapkan metode Hazard Identification, Risk            MPMRent applies Hazard Identification, Risk Assessment,
      Assessment, and Determining Control (HIRADC)/Job Safety          and Determining Control (HIRADC)/Job Safety Analysis
      Analysis (JSA), inspeksi rutin, pelaporan near miss, serta       (JSA), routine inspections, near-miss reporting, and
      evaluasi insiden dengan penilaian risiko berbasis matriks        incident evaluations using a risk matrix based on likelihood
      kemungkinan dan dampak. Pengendalian risiko dilakukan            and impact. Risk controls are implemented according to
      sesuai hierarki pengendalian, mulai dari eliminasi hingga        the hierarchy of controls, ranging from elimination to the
      penggunaan alat pelindung diri.                                  use of personal protective equipment (PPE).

      Sementara itu, MPMInsurance menggunakan pendekatan               Meanwhile, MPMInsurance uses a Job Hazard Analysis (JHA)
      Job Hazard Analysis (JHA) untuk mengidentifikasi risiko          approach to identify key risks such as fire, earthquakes,
      utama seperti kebakaran, gempa bumi, penularan penyakit,         disease transmission, and workplace accidents. Control
      serta kecelakaan kerja. Tindak lanjut pengendalian               measures include the provision of fire extinguishers,
      dilakukan melalui penyediaan APAR, simulasi evakuasi,            evacuation drills, OHS awareness programs, and periodic
      sosialisasi K3, dan pemeriksaan kesehatan berkala.               health examinations.

      Di tingkat grup, hasil identifikasi risiko akan menjadi dasar    At the Group level, risk identification results form the
      penyusunan rencana tanggap darurat dan penguatan                 basis for emergency response planning and strengthening
      kesiapsiagaan organisasi. Pendekatan ini memastikan              organizational preparedness. This approach ensures that
      bahwa aspek keselamatan dan kesehatan kerja terkelola            occupational health and safety aspects are managed
      secara sistematis, preventif, dan berkelanjutan di seluruh       systematically, preventively, and continuously across all
      entitas Grup MPM.                                                MPM Group entities.



      Layanan dan Promosi Kesehatan [GRI 403-3] [GRI 403-6]            Health Services and Promotion [GRI 403-3] [GRI 403-6]

      MPM menyediakan layanan kesehatan kerja yang mencakup            MPM provides occupational health services that encompass
      aspek preventif dan kuratif. Pemeriksaan kesehatan awal          both preventive and curative aspects. Pre-employment
      (pre-employment medical check-up) dan pemeriksaan                medical check-ups and periodic health examinations are
      kesehatan berkala dilaksanakan untuk mendeteksi dini             conducted to enable early detection of potential health
      potensi gangguan kesehatan yang dapat memengaruhi                issues that may affect performance and workplace safety.
      kinerja dan keselamatan kerja. MPM juga menyediakan              MPM also provides first aid facilities and medical referral
      fasilitas Pertolongan Pertama pada Kecelakaan (P3K) serta        mechanisms when necessary.
      mekanisme rujukan medis apabila diperlukan.

      Dalam pelaksanaannya, MPM bekerja sama dengan                    In implementation, MPM collaborates with hospitals and
      rumah sakit dan penyedia layanan kesehatan untuk                 healthcare providers to conduct medical check-ups and
      penyelenggaraan medical check-up dan konsultasi                  health consultations. In addition, mental health support
      kesehatan. Selain itu, layanan dukungan kesehatan mental         services are made available to employees and their spouses
      turut disediakan bagi karyawan dan pasangan, sebagai             as part of a holistic well-being approach.
      bagian dari pendekatan kesejahteraan yang menyeluruh
      (holistic well-being).




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Page 129
Di level Entitas Anak, MPMInsurance melaksanakan                At the Subsidiary level, MPMInsurance conducted routine
pemeriksaan kesehatan rutin pada tahun 2025, serta              health examinations in 2025 and enhanced workplace
meningkatkan fasilitas kerja melalui penyediaan ruang           facilities by providing lactation rooms that ensure privacy
laktasi yang memenuhi aspek privasi dan kenyamanan              and comfort for breastfeeding employees.
bagi karyawan ibu menyusui.

Sementara itu, MPMRent turut melaksanakan berbagai              Meanwhile, MPMRent implemented various health
program promosi kesehatan, termasuk kegiatan olahraga           promotion programs, including group sports activities,
bersama, kampanye gaya hidup sehat, health talk, serta          healthy lifestyle campaigns, health talks, and mental health
edukasi kesehatan mental dan manajemen stres. Inisiatif         and stress management education. These initiatives aim
ini bertujuan menjaga kebugaran fisik dan psikologis            to maintain employees’ physical and psychological well-
karyawan sekaligus meningkatkan kesadaran terhadap              being while increasing awareness of the importance of
pentingnya kesehatan kerja.                                     occupational health.



Partisipasi, Konsultasi                                         OHS Participation, Consultation,
dan Komunikasi K3 [GRI 403-4]                                   and Communication [GRI 403-4]

Keterlibatan karyawan dalam pengelolaan K3 di MPMRent           Employee involvement in OHS management at MPMRent
dilakukan melalui Panitia Pembina K3 (P2K3), forum              is facilitated through the Occupational Health and Safety
diskusi rutin, toolbox meeting, serta safety briefing sebelum   Committee (P2K3), regular discussion forums, toolbox
pelaksanaan pekerjaan tertentu. Karyawan juga didorong          meetings, and safety briefings prior to specific work
untuk melaporkan kondisi dan tindakan tidak aman                activities. Employees are also encouraged to report
sebagai bagian dari budaya pelaporan yang transparan.           unsafe conditions and unsafe acts as part of a transparent
                                                                reporting culture that supports continuous improvement
                                                                in workplace safety.

Komunikasi K3 dilaksanakan melalui induksi K3 bagi              OHS communication is carried out through OHS
karyawan baru dan kontraktor, safety bulletin, poster           induction programs for new employees and contractors,
keselamatan, serta simulasi keadaan darurat. Di MPMRent,        safety bulletins, safety posters, and emergency response
praktik berbagi pembelajaran antar lokasi operasional juga      simulations. At MPMRent, cross-location knowledge
dilakukan untuk meningkatkan konsistensi penerapan              sharing practices are also implemented to enhance
standar keselamatan.                                            consistency in the application of safety standards across
                                                                operational sites.

Pelatihan K3 [GRI 403-5]                                        OHS Training [GRI 403-5]

Sepanjang 2025, Grup MPM menyelenggarakan berbagai              Throughout 2025, MPM Group conducted various OHS
pelatihan K3, antara lain induksi K3, basic safety, basic       training programs, including OHS induction, basic safety,
life support, simulasi evakuasi medis, 5R, pelatihan P3K,       basic life support, medical evacuation simulations, 5R, first
penggunaan Alat Pemadam Api Ringan (APAR), basic                aid training, use of portable fire extinguishers (APAR), basic
fire fighting, manual handling, serta emergency response        firefighting, manual handling, and emergency response
drill. Seluruh pelatihan dilaksanakan dengan tujuan             drills. All training programs are designed to ensure that
untuk memastikan setiap karyawan memahami risiko                employees understand the risks associated with their
pekerjaannya serta mampu merespons keadaan darurat              work and are capable of responding appropriately to
secara tepat.                                                   emergency situations.




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Page 130
          SMART MOBILITY TO         Karyawan dan Kesetaraan Kesempatan       Pelatihan dan Pendidikan          Lingkungan Kerja yang Aman dan Nyaman
          EMBRACE EMPLOYEE             Employee and Equal Opportunity          Training and Education                 Safe and Healthy Workplace
          WELL-BEING




                                                          Ringkasan Pelatihan K3
                                                          Summary of OHS Training

                 Jenis Pelatihan                         Entitas                      Jumlah Kegiatan                    Total Peserta (Orang)
                 Type of Training                         Entity                     Number of Sessions                 Total Participants (People)

      Induksi & Basic Safety (Basic Safety,
                                                        MPMRent                             7 sesi | sesion                         197
      5R, Fire Fighting, P3K)

      Basic Life Support & Fire Drill                   MPMRent                             3 sesi | sesion                          47

      Sosialisasi Evakuasi Kebakaran
      & Gempa                                                                                                           Seluruh karyawan kantor
                                                      MPMInsurance                          2 sesi | sesion
      Fire & Earthquake Evacuation                                                                                        All office employees
      Socialization

      Induksi K3 karyawan baru                        Seluruh entitas              Dilakukan berkelanjutan
                                                                                                                                      -
      OHS Induction for New Employees                   All entities                     Continuous




                                                      Ringkasan Wellness Program
                                                      Summary of Wellness Programs

                   Kategori Program                                                          Bentuk Kegiatan
                   Program Category                                                           Form of Activity

      Pemeriksaan Kesehatan                          Medical Check-Up Tahunan
      Health Screening                               Annual medical check-up

      Edukasi Kesehatan Fisik                        Health Talk dengan topik kesehatan jantung, obesitas, kesehatan ginjal, dan lain-lain
      Physical Health Education                      Health talks on heart health, obesity, mental health, and other topics

      Edukasi Kesehatan Mental                       Seminar dan Webinar Mental Health
      Mental Health Education                        Seminars and Mental Health webinars

      Layanan Konseling                              Konseling psikolog, konseling keuangan, konseling pemenuhan nutrisi
      Counseling Services                            Psychological counseling, financial counseling, nutrition counseling

      Fasilitas Kesehatan                            Ruang laktasi, P3K
      Health Facilities                              Lactation room, first aid facilities

      Program Kebugaran                              Olahraga bersama
      Fitness Programs                               Group exercise activities




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Pengelolaan K3 terhadap Mitra Kerja [GRI 403-7]            OHS Management for Business Partners [GRI 403-7]

MPM senantiasa memastikan standar K3 juga diterapkan       MPM consistently ensures that OHS standards are also
oleh mitra kerja dan kontraktor melalui kewajiban          implemented by business partners and contractors
mengikuti induksi K3, kepatuhan terhadap prosedur          through mandatory OHS induction, adherence to safety
keselamatan, serta pengawasan pekerjaan berisiko.          procedures, and supervision of high-risk activities.

MPMRent memperkuat pengelolaan kontraktor melalui          MPMRent strengthens contractor management through
penerapan Contractor Safety Management System (CSMS),      the implementation of a Contractor Safety Management
inspeksi rutin, serta evaluasi kepatuhan keselamatan       System (CSMS), routine inspections, and safety
sebagai bagian dari sistem manajemen K3.                   compliance evaluations as integral components of its
                                                           OHS management system.



Kinerja K3 [GRI 403-9, 403-10] [IDX S-06]                  OHS Performance [GRI 403-9, 403-10] [IDX S-06]

Pada tahun 2025, MPM Head Office tidak mencatatkan         In 2025, MPM Head Office recorded no fatal OHS incidents
insiden K3 fatal yang berakibat pada kematian di           resulting in loss of life within the head office environment. A
lingkungan kantor pusat. Hal yang sama juga dicatatkan     similar achievement was recorded by MPMRent, reflecting
oleh MPMRent, sebagai hasil implementasi inspeksi rutin,   the effectiveness of routine inspections, training programs,
pelatihan, dan penguatan driving safety.                   and strengthened driving safety practices.

Sementara itu, MPMInsurance mencatat satu kasus            Meanwhile, MPMInsurance recorded one workplace
kecelakaan kerja pada tahun 2025 dan terus melakukan       accident in 2025 and continues to conduct evaluations
evaluasi serta peningkatan pengendalian risiko untuk       and enhance risk controls to prevent similar incidents in
mencegah kejadian serupa.                                  the future.




 2025    Laporan Keberlanjutan ● Sustainability Report                                                                       131
Page 132
     Smart Mobility
     to Embrace
     Community Well-Being
     134   Dampak Kegiatan Usaha terhadap Masyarakat
           Impact of Business Activities on the Community
           			
     136   Masyarakat dan Kerelawanan
           Community and Volunteering


     164   Employee Volunteering



     170   Pengaduan Masyarakat
           Community Grievance Mechanism




06
Page 133
Setiap inisiatif sosial dirancang dengan pendekatan
Creating Shared Value (CSV), sehingga manfaat
yang dihasilkan tidak hanya dirasakan oleh
masyarakat, tetapi juga mendukung keberlanjutan
bisnis dalam jangka panjang."
"Each social initiative is developed using a Creating Shared Value (CSV) approach, ensuring that the benefits
generated support both community development and long-term business sustainability."
Page 134
            SMART MOBILITY
            TO EMBRACE          Dampak Kegiatan Usaha terhadap Masyarakat          Masyarakat dan Kerelawanan           Employee Volunteering
            COMMUNITY           Impact of Business Activities on the Community     Community and Volunteering            Employee Volunteering
            WELL-BEING




      Smart Mobility to Embrace
      Community Well-Being




      DAMPAK KEGIATAN USAHA TERHADAP                                       IMPACT OF BUSINESS ACTIVITIES ON
      MASYARAKAT [OJK F.23] [GRI 413-1, 413-2]                             THE COMMUNITY [OJK F.23] [GRI 413-1, 413-2]

      Keberadaan dan aktivitas usaha Grup MPM di berbagai                  MPM Group’s presence and business activities across
      wilayah membawa kontribusi ekonomi sekaligus                         various regions contribute not only to economic
      memengaruhi dinamika sosial masyarakat di sekitar                    development but also influence the social dynamics of the
      area operasional. Kesadaran atas keterkaitan tersebut                communities surrounding its operational areas. Recognizing
      mendorong MPM untuk mengelola dampak sosial secara                   this interconnection, MPM manages its social impacts
      terencana dan bertanggung jawab, sejalan dengan                      in a structured and responsible manner, in line with its
      komitmen menjaga hubungan yang harmonis dengan                       commitment to maintaining harmonious and constructive
      komunitas tempat MPM beroperasi.                                     relationships with local communities in which MPM operates.

      Melalui strategi Smart Mobility to Embrace Community                 Through the Smart Mobility to Embrace Community Well-
      Well-Being, MPM memfokuskan kontribusi sosial pada                   Being strategy, MPM focuses its social contributions on
      empat pilar utama, yaitu pendidikan, ekonomi, lingkungan,            four key pillars, education, economic empowerment,
      dan sosial. Strategi ini dirancang untuk mendorong                   environment, and social development. This strategy
      pemberdayaan masyarakat secara berkelanjutan, dengan                 is designed to promote sustainable community
      mempertimbangkan kebutuhan lokal serta keselarasan                   empowerment by addressing local needs while aligning
      dengan Tujuan Pembangunan Berkelanjutan (SDGs).                      with the Sustainable Development Goals (SDGs). The
      Pendekatan ini tidak berhenti pada pemberian bantuan,                approach goes beyond charitable assistance, emphasizing
      melainkan diarahkan pada penguatan kapasitas komunitas               the strengthening of community capacity to enable long-
      agar mampu tumbuh dan berkembang secara mandiri.                     term, self-sustaining growth.

      Untuk memastikan setiap program tepat sasaran, MPM                   To ensure that programs remain relevant and effective,
      melaksanakan penilaian dampak di seluruh wilayah                     MPM conducts impact assessments across 100% of its
      operasional (100%). Proses ini bertujuan mengidentifikasi            operational areas. These assessments aim to identify both
      potensi maupun dampak aktual yang timbul dari kegiatan               potential and actual impacts arising from its business
      usaha, produk, dan layanan yang diberikan. MPM juga                  activities, products, and services. In addition, MPM
      menyediakan mekanisme pengaduan masyarakat sebagai                   provides community grievance mechanisms as a two-way
      sarana komunikasi dua arah, sehingga aspirasi dan keluhan            communication channel, enabling concerns and feedback
      dapat ditindaklanjuti secara responsif dan transparan.               to be addressed in a responsive and transparent manner.

      Setiap inisiatif sosial dirancang dengan pendekatan                  Each social initiative is developed using a Creating Shared
      Creating Shared Value (CSV), sehingga manfaat yang                   Value (CSV) approach, ensuring that the benefits generated
      dihasilkan tidak hanya dirasakan oleh masyarakat, tetapi             support both community development and long-term
      juga mendukung keberlanjutan bisnis dalam jangka                     business sustainability. To uphold accountability and
      panjang. Untuk menjaga akuntabilitas dan mengukur                    measure effectiveness, program evaluations are conducted
      efektivitas program, evaluasi dilakukan menggunakan                  using the Social Return on Investment (SROI) methodology
      metode Social Return on Investment (SROI) oleh pihak                 by an independent third party. The results serve as a basis
      ketiga independen. Hasil pengukuran tersebut menjadi                 for continuous improvement and for strengthening the
      dasar perbaikan berkelanjutan dalam memperkuat dampak                positive and sustainable impact of MPM initiatives on the
      positif dan relevansi program MPM bagi masyarakat.                   communities it serves.



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                                                          Dampak Aktual
                                                           Actual Impacts

                                                          Positif ▪ Positive
             ●●
              Kehadiran Grup MPM membuka peluang kerja bagi masyarakat di sekitar wilayah operasional, sehingga turut
              memperkuat struktur ekonomi lokal.
              The presence of MPM Group creates employment opportunities for local communities, contributing to the
              strengthening of local economic structures.
             ●●
              Aktivitas usaha MPM mendorong pertumbuhan ekonomi pelaku usaha mikro, kecil, dan menengah (UMKM) yang
              terlibat dalam rantai pasok, melalui kemitraan dan kolaborasi yang berkelanjutan.
              Business activities support the economic growth of micro, small, and medium enterprises (MSMEs) within MPM’s
              supply chain through sustainable partnerships and collaboration.
             ●●
              Berbagai program tanggung jawab sosial di bidang pendidikan berkontribusi pada peningkatan literasi, wawasan,
              serta pengembangan kompetensi masyarakat.
              Corporate social responsibility programs in the education sector contribute to enhancing literacy, knowledge, and
              community competencies.




                                                         Negatif ▪ Negative
             Timbulan limbah dari aktivitas perkantoran dan perbengkelan yang berpotensi meningkatkan beban pengelolaan
             lingkungan apabila tidak ditangani secara tepat.
             Waste generated from office and workshop activities, which requires proper management to prevent potential adverse
             impacts on soil quality and the surrounding environment.




                                                         Dampak Potensial
                                                          Potential Impacts

                                                          Positif ▪ Positive
             ●●
              Penguatan ekonomi masyarakat melalui pelaksanaan program tanggung jawab sosial di bidang ekonomi yang
              mendorong kemandirian dan produktivitas.
              Strengthened local economic capacity through economic-focused corporate social responsibility programs that
              promote independence and productivity.
             ●●
              Penurunan tingkat kecelakaan lalu lintas melalui inisiatif edukasi keselamatan berkendara (safety riding) yang
              meningkatkan kesadaran dan perilaku berkendara yang lebih aman.
              Reduced traffic accident rates through safety riding education initiatives that enhance awareness and encourage
              safer riding behavior.
             ●●
              Kontribusi terhadap mitigasi perubahan iklim melalui program penanaman pohon dan pengelolaan bank sampah
              yang mendukung pengurangan emisi serta peningkatan kualitas lingkungan.
              Contribution to climate change mitigation through tree planting initiatives and waste bank programs that support
              emission reduction and environmental quality improvement.




                                                         Negatif ▪ Negative
             ●●
              Risiko terhadap keselamatan konsumen yang dapat timbul dari penggunaan produk apabila tidak digunakan atau
              dirawat sesuai dengan petunjuk yang berlaku.
              Risks to consumer safety that may arise from improper use or maintenance of products.
             ●●
              Potensi peningkatan pencemaran udara akibat perawatan produk oleh konsumen yang tidak memadai, sehingga
              dapat memengaruhi kualitas emisi yang dihasilkan.
              Potential increase in air pollution resulting from inadequate product maintenance by consumers, which may affect
              emission quality.




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            SMART MOBILITY
            TO EMBRACE          Dampak Kegiatan Usaha terhadap Masyarakat          Masyarakat dan Kerelawanan           Employee Volunteering
            COMMUNITY           Impact of Business Activities on the Community     Community and Volunteering            Employee Volunteering
            WELL-BEING




      MASYARAKAT DAN                                                       COMMUNITY AND
      KERELAWANAN [OJK F.25] [IDX S-12]                                    VOLUNTEERING [OJK F.25] [IDX S-12]

      Relevansi Topik terhadap Bisnis                                      Topic Relevance to the Business

      Keterlibatan aktif dalam pengembangan masyarakat dan                 Active engagement in community development and
      kegiatan kerelawanan merupakan bagian dari komitmen                  volunteerism forms an integral part of MPM Group’s
      Grup MPM untuk tumbuh bersama komunitas di sekitar                   commitment to growing alongside the communities
      wilayah operasional. Melalui program tanggung jawab                  surrounding its operational areas. Through well-designed
      sosial yang dirancang secara relevan dan partisipatif,               and participatory corporate social responsibility programs,
      serta keterlibatan karyawan dalam berbagai inisiatif                 as well as employee involvement in volunteer initiatives,
      kerelawanan, MPM tidak hanya berkontribusi pada                      MPM contributes to social well-being while fostering
      peningkatan kesejahteraan sosial, tetapi juga membangun              relationships built on mutual trust with local communities.
      hubungan yang saling percaya dengan masyarakat.

      Pelaksanaan program yang tepat sasaran membuka ruang                 Well-targeted initiatives create opportunities to generate
      bagi terciptanya nilai bersama, memperkuat reputasi MPM,             shared value, strengthening MPM reputation, enhancing
      meningkatkan rasa kepemilikan dan keterikatan karyawan,              employee engagement and sense of ownership, and
      serta memperdalam hubungan jangka panjang dengan                     reinforcing long-term relationships with stakeholders.
      para pemangku kepentingan. Keterlibatan karyawan dalam               Employee participation in social activities also serves as
      kegiatan sosial juga menjadi sarana internalisasi nilai              a platform to internalize corporate values, supporting a
      perusahaan, yang pada akhirnya mendukung budaya kerja                collaborative and sustainability-oriented work culture.
      yang kolaboratif dan berorientasi pada keberlanjutan.

      Sebaliknya, rendahnya partisipasi karyawan, kurangnya                Conversely, low employee participation, misalignment
      keselarasan program dengan kebutuhan riil masyarakat,                between programs and actual community needs, or
      maupun potensi konflik kepentingan dapat mengurangi                  potential conflicts of interest may reduce the effectiveness
      efektivitas inisiatif yang dijalankan. Kondisi tersebut              of these initiatives. Such conditions could affect public
      berisiko memengaruhi persepsi publik serta membatasi                 perception and limit the positive impact expected from
      dampak positif yang diharapkan dari program sosial                   community and volunteer programs. Therefore, MPM
      dan kerelawanan. Oleh karena itu, Grup MPM secara                    Group continuously evaluates and refines its approach to
      berkelanjutan melakukan evaluasi dan penyelarasan                    ensure that its initiatives remain relevant, inclusive, and
      program agar tetap relevan, inklusif, dan memberikan                 capable of delivering meaningful benefits to both society
      manfaat yang bermakna bagi masyarakat sekaligus bagi                 and the long-term sustainability of the business.
      keberlanjutan bisnis.

      Pada Entitas Asosiasi, peluang dan tantangan dalam                   For Associates, the opportunities and challenges related
      pengembangan masyarakat dan kegiatan kerelawanan                     to community development and volunteerism are
      pada prinsipnya sejalan dengan yang dihadapi oleh Grup               generally aligned with those faced by MPM Group. A
      MPM. Pendekatan yang terarah dan partisipatif tetap                  structured and participatory approach remains essential
      menjadi landasan dalam memastikan kontribusi sosial                  to ensuring consistent and contextually appropriate social
      yang konsisten dan selaras dengan konteks operasional                contributions across each entity’s operational landscape.
      masing-masing entitas.




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Pengelolaan Masyarakat                                          Management of Community
dan Kerelawanan [GRI 3-3]                                       and Volunteerism [GRI 3-3]

Dengan portofolio di bidang distribusi dan ritel sepeda         With a portfolio spanning motorcycle distribution and retail,
motor, penyewaan kendaraan, asuransi umum, serta                vehicle rental, general insurance, and financing services,
pembiayaan, Grup MPM memiliki keterkaitan yang erat             MPM Group maintains close ties to the social and economic
dengan dinamika sosial dan ekonomi masyarakat. Jaringan         dynamics of the communities in which it operates. Its
usaha yang luas memungkinkan MPM berkontribusi                  extensive business network enables MPM to contribute to
terhadap pertumbuhan ekonomi melalui penciptaan                 economic growth through job creation, the strengthening
lapangan kerja, penguatan aktivitas usaha, serta perluasan      of business activities, and expanded access to mobility
akses terhadap mobilitas dan layanan keuangan.                  and financial services. MPM presence not only supports
Kehadiran MPM tidak hanya mendukung konektivitas dan            connectivity and productivity, but also helps communities
produktivitas, tetapi juga membantu masyarakat dalam            manage risks and enhance their economic capacity.
mengelola risiko dan meningkatkan kapasitas ekonominya.

Kontribusi    tersebut     diperkuat    melalui    praktik      These contributions are reinforced through responsible
ketenagakerjaan yang bertanggung jawab dan pelaksanaan          employment practices and the implementation of well-
program tanggung jawab sosial yang terarah. Inisiatif yang      targeted corporate social responsibility programs. The
dijalankan mencakup pelestarian lingkungan, pemberdayaan        initiatives  encompass     environmental    preservation,
ekonomi masyarakat, peningkatan keselamatan, serta              community economic empowerment, safety enhancement,
dukungan terhadap kesejahteraan sosial. Seluruh program         and social welfare support. All programs are designed to
dirancang untuk menciptakan nilai jangka panjang dengan         create long-term value by positioning community capacity
menempatkan pengembangan kapasitas masyarakat                   development as an integral part of MPM's sustainability.
sebagai bagian dari keberlanjutan MPM.

MPM juga menyadari adanya potensi risiko dan dampak             At the same time, MPM recognizes the potential
negatif yang dapat timbul dari aktivitas operasional. Risiko    risks and negative impacts that may arise from its
keselamatan lalu lintas dan kecelakaan kerja, potensi           operational activities. Traffic safety risks and occupational
emisi dan kebisingan, pengelolaan limbah operasional,           accidents, potential emissions and noise, operational
hingga aspek perlindungan konsumen dalam layanan                waste management, as well as consumer protection
pembiayaan dan asuransi menjadi perhatian dalam                 aspects within financing and insurance services are key
pengelolaan dampak. Untuk memitigasi hal tersebut, MPM          considerations in impact management. To mitigate these
menerapkan standar keselamatan dan kesehatan kerja,             risks, MPM implements occupational health and safety
sistem pengelolaan lingkungan yang bertanggung jawab,           standards, responsible environmental management
serta kepatuhan dalam penyediaan layanan keuangan.              systems, and compliance in the provision of financial
Edukasi, komunikasi, dan pelibatan pemangku kepentingan         services. Education, communication, and stakeholder
terus diperkuat guna meminimalkan risiko serta menjaga          engagement are continuously strengthened to minimize
kepercayaan masyarakat.                                         risks and maintain public trust.

Dalam rantai nilai, termasuk hubungan dengan pemasok            Within its value chain, including relationships with suppliers
dan mitra usaha, MPM mengidentifikasi potensi risiko terkait    and business partners, MPM identifies potential risks
aspek ketenagakerjaan, keselamatan kerja, kepatuhan             related to labor practices, workplace safety, environmental
lingkungan, dan etika bisnis. Meskipun tidak terlibat secara    compliance, and business ethics. Although the Company is
langsung dalam dampak negatif yang material, Perseroan          not directly involved in material adverse impacts, preventive
tetap melakukan langkah pencegahan melalui kebijakan            measures are undertaken through responsible procurement
pengadaan yang bertanggung jawab, seleksi mitra                 policies, the selection of partners that meet applicable
usaha yang memenuhi ketentuan, serta komunikasi dan             requirements, as well as proportionate communication
pengawasan yang proporsional. Pendekatan ini bertujuan          and oversight. This approach aims to ensure that business
memastikan keselarasan praktik bisnis di seluruh rantai nilai   practices throughout the value chain remain aligned with
dengan prinsip keberlanjutan MPM.                               MPM sustainability principles.




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            SMART MOBILITY
            TO EMBRACE          Dampak Kegiatan Usaha terhadap Masyarakat          Masyarakat dan Kerelawanan           Employee Volunteering
            COMMUNITY           Impact of Business Activities on the Community     Community and Volunteering            Employee Volunteering
            WELL-BEING




      Sebagai landasan pengelolaan, MPM menetapkan                         As the foundation of its management approach, MPM
      kebijakan dan komitmen tanggung jawab sosial dan                     establishes social and environmental responsibility policies
      lingkungan yang diimplementasikan secara terstruktur                 and commitments that are implemented in a structured
      melalui tahapan perencanaan, pelaksanaan, pemantauan,                manner through planning, execution, monitoring, and
      dan evaluasi. Sustainability Roadmap menjadi acuan                   evaluation. The Sustainability Roadmap serves as a
      dalam pengembangan program yang selaras dengan                       reference in developing programs aligned with the
      strategi bisnis, kebutuhan masyarakat, serta ketentuan               Company’s business strategy, community needs, and
      peraturan yang berlaku.                                              applicable regulatory requirements.

      Kinerja dan Evaluasi                                                 Performance and Impact Evaluation

      MPM melaksanakan program tanggung jawab sosial                       MPM implements corporate social responsibility programs
      sebagai bagian dari komitmen untuk menciptakan nilai                 as part of its commitment to creating shared value and
      bersama dan mendukung pembangunan berkelanjutan.                     supporting sustainable development. Their implementation
      Pelaksanaannya mengacu pada kebijakan internal,                      refers to internal policies, applicable regulations, and the
      ketentuan peraturan yang berlaku, serta Sustainability               Sustainability Roadmap, which serves as a guideline in
      Roadmap yang menjadi panduan dalam menetapkan                        setting priorities, program direction, and implementation
      prioritas, arah program, dan pendekatan pelaksanaan.                 approaches.

      Setiap   tahun,   MPM     mengalokasikan      anggaran               Each year, MPM allocates a dedicated budget to support
      khusus untuk mendukung program masyarakat dan                        community and volunteer programs. Planning is carried
      kerelawanan. Perencanaan dilakukan secara terstruktur                out in a structured manner by considering the needs of
      dengan mempertimbangkan kebutuhan masyarakat di                      communities surrounding operational areas, the relevance
      sekitar wilayah operasional, relevansi isu sosial, serta             of social issues, and the potential impacts generated.
      potensi dampak yang dihasilkan. Dengan pengelolaan                   Through accountable fund management, the allocated
      yang akuntabel, anggaran tersebut diarahkan untuk                    budget is directed to ensure programs are implemented
      memastikan program berjalan efektif dan memberikan                   effectively and deliver optimal benefits.
      manfaat yang optimal.

      Fokus utama pelaksanaan program diarahkan pada                       The primary focus of program implementation is
      pemberdayaan masyarakat yang mendorong peningkatan                   community empowerment aimed at enhancing capacity
      kapasitas dan kemandirian. Inisiatif yang dijalankan                 and self-reliance. Initiatives include human capital
      mencakup pengembangan sumber daya manusia,                           development, social welfare improvement, as well as
      peningkatan kesejahteraan sosial, serta dukungan                     support for economic and environmental activities,
      terhadap kegiatan ekonomi dan lingkungan, sehingga                   ensuring that the benefits generated are not merely short-
      manfaat yang dihasilkan tidak hanya bersifat jangka                  term, but sustainable.
      pendek, tetapi berkelanjutan.

      Untuk memastikan efektivitasnya, MPM melakukan                       To ensure effectiveness, MPM conducts social impact
      penilaian dampak sosial secara bertahap, mencakup                    assessments in stages, before, during, and after program
      sebelum, selama, dan setelah pelaksanaan kegiatan.                   implementation. This process includes needs identification,
      Proses ini meliputi identifikasi kebutuhan, pemantauan               monitoring of participation and program achievements, as
      partisipasi dan capaian program, serta evaluasi manfaat              well as evaluation of benefits and beneficiary satisfaction
      dan tingkat kepuasan penerima manfaat. Pada program                  levels. For flagship programs, MPM also applies the Social
      unggulan, MPM juga menerapkan pendekatan Social                      Return on Investment (SROI) approach to measure the
      Return on Investment (SROI) guna mengukur nilai                      social value created. Evaluation results serve as the basis
      sosial yang tercipta. Hasil evaluasi menjadi dasar                   for continuous program improvement.
      penyempurnaan program secara berkelanjutan.




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Hasil pengukuran menunjukkan bahwa nilai manfaat                      The assessment results indicate that the social value
sosial yang tercipta melampaui investasi yang dikeluarkan,            generated exceeds the investment made, affirming that
menegaskan bahwa program TJSL MPM telah dikelola                      MPM CSR programs have been managed responsibly and
secara bertanggung jawab dan berdampak positif.                       have delivered positive impact. This approach not only
Pendekatan ini tidak hanya memperkuat akuntabilitas                   strengthens accountability and transparency, but also
dan transparansi, tetapi juga menjadi landasan bagi                   serves as a foundation for the continuous improvement of
peningkatan kualitas program secara berkelanjutan,                    program quality, enabling the Company to further optimize
sehingga kontribusi yang diberikan dapat semakin optimal              its contributions to communities and stakeholders.
bagi masyarakat dan para pemangku kepentingan.




                                                 Biaya Investasi Sosial (miliar Rupiah)
                                                    Social Investment (billion Rupiah)


                                   2025                                 2024                                  2023
                              Rp
                                   3,27                               Rp
                                                                        2,65                               Rp
                                                                                                                2,99



                                            Empat Pilar Utama Program TJSL Grup MPM
                                            Four Main Pillars of MPM Group’s CSR Program




                        Pendidikan                                                          Lingkungan
                         Education                                                          Environment
        Meningkatkan akses dan kualitas pendidikan,                             Mengurangi dampak lingkungan melalui
        termasuk pelatihan keterampilan dan literasi.                       berbagai inisiatif hijau, seperti konservasi sumber
         Improving access to and quality of education,                               daya dan program penghijauan.
             including skills training and literacy.                          Reducing environmental impact through various
                                                                               green initiatives, such as resource conservation
                                                                                         and reforestation programs.




             Pemberdayaan Ekonomi                                                           Filantropi
             Economic Empowerment                                                          Philanthropic
        Mendorong kemandirian ekonomi masyarakat                             Memberikan bantuan sosial kepada kelompok
             melalui program pengembangan.                                 masyarakat yang membutuhkan, baik dalam bentuk
        Encouraging community economic self-reliance                        donasi maupun dukungan pada situasi darurat.
              through development programs.                                      Providing social assistance to vulnerable
                                                                                     communities through donations
                                                                                         and emergency support.




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        SMART MOBILITY
        TO EMBRACE            Dampak Kegiatan Usaha terhadap Masyarakat        Masyarakat dan Kerelawanan           Employee Volunteering
        COMMUNITY             Impact of Business Activities on the Community   Community and Volunteering            Employee Volunteering
        WELL-BEING




          Program Pendidikan
          Education Program




      LSTC MPMInsurance




      Sebagai bagian dari komitmen dalam meningkatkan kapasitas masyarakat, MPMInsurance menghadirkan program
      LSTC (Life Skill Training Center) yang dirancang untuk memperluas wawasan serta membekali generasi muda
      dengan keterampilan yang relevan bagi masa depan. Program ini berfokus pada penguatan literasi keuangan dan
      pemahaman mengenai peran asuransi dalam perencanaan kehidupan yang lebih terarah dan terlindungi.

      Melalui sesi edukasi interaktif, peserta memperoleh pemahaman mengenai pengelolaan keuangan yang bijak,
      pengenalan risiko finansial, serta pentingnya perlindungan asuransi sebagai instrumen mitigasi risiko. Materi
      disampaikan secara aplikatif agar mudah dipahami dan relevan dengan tantangan yang dihadapi generasi
      muda saat ini.

      Program ini diikuti oleh 100 mahasiswa dari Institut Sains & Teknologi Nasional (ISTN) dan Universitas Indonesia
      Maju. Melalui kegiatan ini, diharapkan para peserta semakin cakap dalam mengelola keuangan pribadi serta
      memiliki kesadaran yang lebih baik mengenai pentingnya perlindungan asuransi sebagai bagian dari perencanaan
      masa depan yang berkelanjutan.

      As part of its commitment to enhancing community capacity, MPMInsurance introduced the LSTC (Life Skill Training
      & Coaching) program, designed to broaden perspectives and equip young generations with practical skills relevant
      to their future. The program focuses on strengthening financial literacy and deepening understanding of the role of
      insurance in sound life planning.

      Through interactive educational sessions, participants gained insights into prudent financial management, financial
      risk awareness, and the importance of insurance protection as a risk mitigation instrument. The materials were
      delivered in an accessible and practical manner to ensure relevance to the challenges faced by today’s youth.

      The program was attended by 100 students from Institut Sains & Teknologi Nasional (ISTN) and Universitas Indonesia
      Maju. Through this initiative, participants are expected to become more capable in managing their personal finances
      and to develop a stronger awareness of the importance of insurance protection as part of sustainable future planning.




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   MPMBerbagi Beasiswa
   MPMBerbagi Scholarship




   Sebagai bentuk apresiasi atas peran insan media sebagai mitra strategis, Grup MPM kembali menyelenggarakan
   program tahunan MPMBerbagi Beasiswa 2025. Program ini dirancang untuk mendukung kemajuan pendidikan
   sekaligus memacu semangat belajar anak-anak jurnalis dalam meraih masa depan yang lebih cerah.

   Melalui proses seleksi yang mempertimbangkan capaian akademik dan non-akademik, Grup MPM menyalurkan
   dana pendidikan senilai Rp100 juta kepada 20 anak jurnalis dari jenjang SD hingga SMP di wilayah Jabodetabek dan
   Jawa Timur. Bantuan ini diberikan sebagai dukungan nyata terhadap keberlanjutan pendidikan keluarga wartawan
   nasional dan daerah.

   Penyerahan beasiswa dilaksanakan secara simbolis di Jawa Timur dan Jakarta pada Oktober 2025, menjadi
   momentum silaturahmi sekaligus penguatan hubungan antara Grup MPM dan komunitas media. Melalui inisiatif
   yang telah berjalan sejak 2023 ini, Grup MPM berharap kontribusi yang diberikan dapat membantu meringankan
   kebutuhan pendidikan serta menumbuhkan optimisme generasi penerus untuk terus berprestasi.

   As an expression of appreciation for media professionals as strategic partners, MPM Group once again organized
   its annual MPMBerbagi Scholarship 2025 program. The initiative is designed to support educational advancement
   while encouraging journalists’ children to pursue their aspirations and build a brighter future.

   Through a selection process that considered both academic and non-academic achievements, MPM Group provided
   educational assistance totaling IDR 100 million to 20 children of journalists at the elementary and junior high school
   levels in the Greater Jakarta area and East Java. The scholarship represents tangible support for the educational
   continuity of national and regional media families.

   The symbolic handover ceremonies were held in East Java and Jakarta in October 2025, serving not only as the
   formal distribution of assistance but also as an opportunity to strengthen the relationship between MPM Group and
   the media community. Since its launch in 2023, the program reflects MPM Group’s ongoing social commitment to
   education, with the hope that this contribution helps ease educational needs and inspires the next generation to
   continue striving for excellence.




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        WELL-BEING




      School Donation Program




      Akses terhadap sarana pembelajaran yang memadai menjadi salah satu fondasi penting dalam meningkatkan
      kualitas pendidikan. Melalui School Donation Program, MPM berupaya mendukung penguatan fasilitas pendidikan,
      khususnya di wilayah Indonesia bagian timur, agar proses belajar mengajar dapat berlangsung secara lebih optimal
      dan adaptif.

      Dalam program ini, MPMulia menyerahkan donasi berupa lima unit komputer kepada Sekolah Pelita Permai di
      Surabaya, Jawa Timur. Dukungan tersebut diharapkan dapat memperluas pemanfaatan teknologi dalam kegiatan
      pembelajaran sekaligus mendukung pengembangan kompetensi digital siswa dan tenaga pendidik.

      Dengan tersedianya perangkat yang lebih memadai, kegiatan belajar mengajar dapat berjalan lebih efektif, sehingga
      memberikan manfaat pendidikan yang berkelanjutan bagi komunitas sekolah.

      Access to adequate learning facilities plays a vital role in improving educational quality. Through the School Donation
      Program, MPM seeks to strengthen educational infrastructure, particularly in the eastern Indonesia, to support a
      more effective and adaptive learning process.

      Under this initiative, MPMulia donated five computers to Sekolah Pelita Permai in Surabaya, East Java. The
      contribution is intended to enhance the integration of technology in classroom activities while supporting the
      development of digital competencies among students and educators.

      With improved facilities in place, teaching and learning activities are expected to be more effective, delivering
      sustainable educational benefits to the school community.




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   Beasiswa Anak Asuh Berprestasi
   Outstanding Foster Children Scholarship




   MPMulia kembali menyelenggarakan program Beasiswa Anak Asuh Berprestasi sebagai wujud kepedulian terhadap
   perluasan akses pendidikan di lingkungan sekitar wilayah operasionalnya di Malang. Program ini ditujukan bagi
   siswa sekolah dasar dari keluarga dengan keterbatasan ekonomi yang tetap menunjukkan capaian akademik yang
   baik dan semangat belajar yang tinggi.

   Pada 18 Mei 2025, bantuan pendidikan diserahkan di Balai RW 01 Kelurahan Kauman, Kecamatan Klojen, Malang,
   kepada 30 siswa-siswi tingkat Sekolah Dasar dengan total nilai bantuan sebesar Rp15 juta. Dukungan ini diharapkan
   dapat membantu meringankan kebutuhan pendidikan sekaligus menjaga motivasi belajar para penerima manfaat.

   Sebagai program rutin tahunan, inisiatif ini telah memberikan manfaat bagi ribuan siswa di wilayah Kelurahan
   Kauman dan sekitarnya. Melalui beasiswa ini, MPMulia berupaya mendorong pemerataan akses pendidikan yang
   lebih berkelanjutan serta mempererat hubungan yang harmonis dengan masyarakat sekitar.

   MPMulia once again organized the Outstanding Foster Children Scholarship program, reaffirming its commitment
   to expanding access to education in communities surrounding its operational area in Malang. The program is
   designed for elementary school students from economically disadvantaged families who demonstrate strong
   academic performance and a high level of learning motivation.

   On 18 May 2025, educational assistance was distributed at the RW 01 Community Hall in Kauman Subdistrict, Klojen
   District, Malang, to 30 elementary school students, with a total support amounting of IDR15 million. The assistance
   is expected to help ease educational needs while sustaining the students’ enthusiasm to excel.

   As an annual initiative, the scholarship has benefited thousands of students in the Kauman area and its surroundings.
   Through this program, MPMulia seeks to promote more equitable and sustainable access to education while
   strengthening positive engagement with the local community.




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        WELL-BEING




      Edukasi Safety Riding
      Safety Riding Education




      Keselamatan berkendara merupakan aspek penting dalam mendukung mobilitas yang produktif dan bertanggung
      jawab. Melalui program Edukasi Safety Riding di Jawa Timur, MPMulia secara konsisten membangun kesadaran
      masyarakat akan pentingnya perilaku berkendara yang aman sebagai bagian dari budaya keselamatan yang
      berkelanjutan.

      Sepanjang tahun pelaporan, kegiatan edukasi dilaksanakan melalui 463 sesi pelatihan dan sosialisasi, yang menjangkau
      45.673 peserta dari berbagai kalangan. Materi yang disampaikan mencakup teknik berkendara defensif, kemampuan
      mengantisipasi potensi bahaya di jalan, prosedur pengereman darurat, serta pentingnya penggunaan perlengkapan
      keselamatan sesuai standar. Program ini juga sejalan dengan komitmen MPM dalam mendukung implementasi
      keselamatan dan kesehatan kerja (K3), termasuk melalui pelatihan khusus bagi karyawan.

      Melalui edukasi yang berkelanjutan dan berbasis praktik, program ini diharapkan mampu membentuk perilaku
      berkendara yang lebih aman, mengurangi risiko kecelakaan, serta memperkuat budaya keselamatan baik di
      lingkungan kerja maupun di masyarakat luas.

      Road safety is a critical aspect in supporting productive and responsible mobility. Through its Safety Riding Education
      program in East Java, MPMulia consistently fosters public awareness on the importance of safe riding behavior as an
      integral part of a sustainable safety culture.

      During the reporting year, 463 training and outreach sessions were conducted, reaching 45,673 participants from
      various community segments. The program covered defensive riding techniques, hazard anticipation, emergency
      braking procedures, and the importance of using certified safety gear. This initiative also aligns with MPM's broader
      commitment to occupational health and safety (OHS), including dedicated training sessions for employees.

      Through continuous, practice-based education, the program aims to foster safer riding habits, reduce accident risks,
      and strengthen a culture of safety both within the workplace and across the wider community.




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   Program Kerja Satu Hati Education Program (SHEP)
   Satu Hati Education Program (SHEP) Work Program




   MPMulia (MPM Honda Jatim) kembali memperkuat komitmennya dalam menjembatani dunia pendidikan dan
   industri melalui pelaksanaan Program Kerja Satu Hati Education Program (SHEP) tahun 2025. Kegiatan ini dirumuskan
   dalam forum Sarasehan SMK TSM Honda yang diselenggarakan di MPM Learning Center, Sidoarjo, dan dihadiri oleh
   100 perwakilan SMK binaan dari wilayah Jawa Timur dan Nusa Tenggara Timur.

   Sarasehan menjadi ruang dialog dan evaluasi bersama untuk menyelaraskan arah pengembangan pendidikan vokasi,
   khususnya pada kompetensi Teknik Sepeda Motor (TSM) berbasis kurikulum Honda. Dalam forum ini dipaparkan
   rencana kerja SHEP 2025 sekaligus evaluasi pelaksanaan program sebelumnya, yang mencakup implementasi
   kurikulum Honda, pelatihan dan sertifikasi guru, program pemagangan siswa di jaringan AHASS, kontes kompetensi
   siswa dan guru, hingga pengenalan teknologi dan produk terbaru Honda.

   Sebagai bentuk apresiasi terhadap komitmen sekolah dan tenaga pendidik, MPMulia juga memberikan penghargaan
   kepada SMK yang aktif menjalankan program secara konsisten, serta kepada guru berprestasi dalam ajang Festival
   Vokasi Satu Hati. Melalui penguatan kurikulum, peningkatan kapasitas pengajar, dan kolaborasi berkelanjutan
   dengan industri, MPMulia terus mendorong lahirnya lulusan yang kompeten, adaptif, dan siap menghadapi
   dinamika sektor otomotif.

   Inisiatif ini menegaskan peran MPMulia dalam mendukung pembangunan sumber daya manusia unggul sekaligus
   membangun ekosistem pendidikan vokasi yang selaras dengan kebutuhan industri.

   MPMulia (MPM Honda Jatim) reaffirmed its commitment to bridging education and industry through the 2025 Satu
   Hati Education Program (SHEP) Work Program. The initiative was outlined during the SMK TSM Honda Forum held
   at the MPM Learning Center in Sidoarjo, attended by 100 representatives from partner vocational schools across
   East Java and East Nusa Tenggara.

   The forum served as a platform for dialogue and joint evaluation to align future vocational education development,
   particularly in the Motorcycle Engineering (TSM) competency based on the Honda curriculum. The 2025 SHEP
   work plan was presented alongside a review of previous implementations, covering curriculum adoption, teacher
   training and certification, student internships within the AHASS network, student and teacher competitions, as well
   as introductions to Honda’s latest technologies and products.

   In recognition of strong commitment and performance, MPMulia presented awards to schools that consistently
   implemented the program and to outstanding teachers who excelled in the Satu Hati Vocational Festival. Through
   continuous curriculum enhancement, capacity building for educators, and sustained industry collaboration,
   MPMulia seeks to cultivate graduates who are competent, adaptive, and ready to meet the evolving demands of
   the automotive sector.

   This initiative underscores MPMulia’s role in supporting the development of high-quality human capital and
   fostering a vocational education ecosystem that remains aligned with industry advancement.




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        WELL-BEING




          Program Lingkungan
          Environmental Program




      Program MILAH 2025:
      Sharing Session & Pengarahan Pengurus Bank Sampah Binaan MPM
      Sharing Session & Briefing for MPM-Supported Waste Bank Administrators




      Pada 19 Juni 2025, MPM berkolaborasi dengan MPM Honda Jatim menyelenggarakan pertemuan dan sharing
      session antar bank sampah binaan di Sidoarjo, Jawa Timur. Kegiatan ini merupakan bagian dari rangkaian Program
      Mitra Olah Sampah MPM (MILAH) yang telah diinisiasi sejak tahun 2021 sebagai upaya memperkuat peran bank
      sampah dalam mendorong praktik ekonomi sirkular di tingkat komunitas.

      Program MILAH diawali dengan pendirian Bank Sampah Sumber Mutiara di Tangerang, kemudian dilanjutkan
      dengan pendirian Bank Sampah Guyub Rukun Mulia pada tahun 2023 oleh MPM Honda Jatim. Seiring
      perkembangannya, MPM Honda Jatim turut membina bank sampah lainnya, termasuk Bank Sampah Permata
      Mulia yang hadir dalam pertemuan ini. Forum ini menjadi ruang strategis untuk saling berbagi pengalaman,
      memperkenalkan perkembangan masing-masing bank sampah, serta mendiskusikan tantangan dan peluang
      pengelolaan yang lebih inovatif dan berkelanjutan.

      On 19 June 2025, MPM collaborated with MPM Honda Jatim to organize a gathering and sharing session among
      supported waste banks in Sidoarjo, East Java. The event formed part of the Mitra Olah Sampah MPM (MILAH)
      Program, which has been initiated since 2021 to strengthen the role of waste banks in advancing circular economy
      practices at the community level.

      The MILAH Program began with the establishment of Sumber Mutiara Waste Bank in Tangerang, followed
      by the founding of Guyub Rukun Mulia Waste Bank in 2023 by MPM Honda Jatim. As the program expanded,
      additional supported waste banks were developed, including Permata Mulia Waste Bank, whose representatives
      also participated in this session. The forum provided a strategic platform for experience-sharing, presentation of
      achievements, and discussion of current challenges and opportunities to further enhance innovative and sustainable
      waste management practices.




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   Selain sesi perkenalan dan diskusi antar pengurus, kegiatan juga diisi dengan pemaparan materi mengenai
   pengelolaan bank sampah dan penguatan ekonomi sirkular, guna mendorong tata kelola yang lebih terstruktur
   dan berdampak. Pada kesempatan tersebut, MPM Honda Jatim turut memberikan bantuan mesin pencacah
   sampah plastik secara simbolis kepada Bank Sampah Guyub Rukun Mulia sebagai dukungan terhadap peningkatan
   kapasitas operasional.

   Sebagai pertemuan lintas wilayah yang mempertemukan para penggerak bank sampah binaan, kegiatan ini
   menjadi momentum penting untuk mempererat kolaborasi, memperkuat komitmen bersama, serta memastikan
   keberlanjutan program MILAH dalam menciptakan nilai lingkungan dan sosial yang lebih luas.

   In addition to peer discussions, the event featured an educational session on structured waste bank management
   and circular economy development to strengthen operational governance and long-term impact. On this occasion,
   MPM Honda Jatim also symbolically handed over a plastic waste shredding machine to Guyub Rukun Mulia Waste
   Bank to support its operational capacity.

   As a cross-regional gathering of community-driven environmental initiatives, the session served as an important
   milestone in reinforcing collaboration, strengthening shared commitments, and sustaining the MILAH Program’s
   contribution to broader environmental and social value creation.




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        WELL-BEING




      MPM EcoMangrove [OJK F.10]




      MPM bersama MPMulia melanjutkan komitmen pelestarian lingkungan melalui program MPM EcoMangrove
      dengan penanaman 40.000 bibit mangrove di Muara Sungai Terang, Desa Golo Sepang, Nusa Tenggara Timur.
      Kegiatan ini menandai tahun keempat pelaksanaan program yang secara konsisten berfokus pada konservasi pesisir
      dan penguatan kapasitas masyarakat lokal.

      Hingga tahun 2025, total 100.000 bibit mangrove telah ditanam di area konservasi seluas 10 hektare, dengan tingkat
      kelangsungan hidup mencapai 85% berdasarkan pemantauan berkala. Capaian ini mencerminkan pendekatan
      penanaman yang terencana dan kolaboratif, melibatkan pemerintah daerah, komunitas penggiat mangrove, serta
      masyarakat setempat.

      MPM, along with MPMulia, continued its commitment to environmental conservation through the MPM
      EcoMangrove program by planting 40,000 mangrove seedlings in the Terang River estuary, Golo Sepang Village,
      East Nusa Tenggara. This initiative marks the fourth year of the program’s implementation, which consistently
      focuses on coastal conservation and strengthening the capacity of local communities.

      As of 2025, a total of 100,000 mangrove seedlings have been planted across a 10-hectare conservation
      area, with a survival rate of 85% based on regular monitoring. This achievement reflects a well-planned and
      collaborative approach to planting, involving local government, mangrove conservation communities, and
      surrounding communities.




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   Program MPM EcoMangrove tidak hanya menitikberatkan pada rehabilitasi ekosistem pesisir, tetapi juga pada
   pemberdayaan ekonomi masyarakat. Nelayan lokal memperoleh pelatihan budidaya kepiting dengan metode
   ramah lingkungan “apartemen kepiting”, yang kini memungkinkan hasil panen dipasarkan hingga restoran di
   Labuan Bajo. Selain itu, kelompok ibu-ibu pesisir didampingi untuk mengolah bahan alami menjadi produk
   bernilai tambah, seperti sirup buah mangrove dan sambal kepiting, yang telah mengantongi sertifikasi Pangan
   Industri Rumah Tangga (PIRT) untuk memperluas akses pasar.

   Seiring waktu, Desa Golo Sepang berkembang menjadi kawasan ekowisata berbasis konservasi dan pemberdayaan
   masyarakat. Aktivitas seperti trekking mangrove dan kano mulai menarik wisatawan, sekaligus menjadi lokasi
   penelitian dan kegiatan akademik. Melalui kolaborasi berkelanjutan, MPM EcoMangrove menunjukkan bahwa
   pelestarian lingkungan dan penguatan ekonomi lokal dapat berjalan beriringan, menciptakan manfaat sosial,
   lingkungan, dan ekonomi yang saling menguatkan.

   Beyond ecosystem rehabilitation, the program integrates economic empowerment initiatives. Local fishermen
   receive training in environmentally friendly crab cultivation using the “crab apartment” method, enabling their
   harvests to be supplied to restaurants in Labuan Bajo. Coastal women’s groups are also supported in processing
   natural ingredients into value-added products such as mangrove fruit syrup and crab chili sauce, which have
   obtained PIRT certification to expand market access.

   Over time, Golo Sepang Village has evolved into a conservation-based ecotourism destination, attracting visitors
   for mangrove trekking and canoeing activities, while also serving as a site for academic research and community
   service programs. Through sustained collaboration, MPM EcoMangrove demonstrates how environmental
   stewardship and local economic development can progress hand in hand, creating reinforcing environmental,
   social, and economic benefits.




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        WELL-BEING




      Penanaman Bibit Mangrove
      Mangrove Planting




      Sebagai bagian dari komitmen keberlanjutan Perseroan, MPMInsurance menyelenggarakan penanaman pohon
      mangrove di Grand Maerakaca, Semarang, pada Sabtu, 20 Desember 2025. Kegiatan ini menjadi wujud nyata
      kepedulian Perseroan terhadap pelestarian ekosistem pesisir dan dukungan terhadap keseimbangan lingkungan
      jangka panjang.

      Melalui koordinasi aktif Kantor Perwakilan Semarang, sebanyak 1.900 bibit mangrove berhasil ditanam. Penanaman
      ini diharapkan berperan efektif dalam mencegah abrasi, meningkatkan ketahanan ekosistem pesisir, dan memperkuat
      fungsi lingkungan sebagai penopang kehidupan masyarakat sekitar.

      Inisiatif ini menegaskan bahwa MPMInsurance tidak hanya menitikberatkan pada pertumbuhan bisnis, tetapi juga
      berkomitmen memberikan kontribusi nyata bagi keberlanjutan bumi. Langkah sederhana namun berdampak ini
      diharapkan menjadi fondasi bagi manfaat jangka panjang, baik secara ekologis maupun sosial, di wilayah sekitarnya.

      As part of its sustainability commitment, MPMInsurance carried out a mangrove planting activity at Grand Maerakaca,
      Semarang, on Saturday, 20 December 2025. This initiative reflects the company’s dedication to preserving coastal
      ecosystems and supporting long-term environmental balance.

      Through active coordination with the Semarang Representative Office, 1,900 mangrove seedlings were successfully
      planted. The planting is expected to effectively prevent coastal erosion, enhance ecosystem resilience, and strengthen
      the environmental functions that support local communities.

      This initiative underscores that MPMInsurance prioritizes not only business growth but also tangible contributions
      to environmental sustainability. A small step with lasting impact, it lays the foundation for long-term ecological and
      social benefits in the surrounding area.




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    Inisiatif Bank Sampah Mutiara Hati Mulia
    Mutiara Hati Mulia Waste Bank Initiative




   Sebagai wujud nyata kepedulian terhadap lingkungan sekaligus pemberdayaan masyarakat, MPMulia meresmikan
   Bank Sampah Mutiara Hati Mulia, bank sampah binaan ketiga yang berlokasi di RW 01, Kelurahan Kauman, Kota
   Malang, pada 15 November 2025. Inisiatif ini menjadi bagian dari program MPMBerbagi, mendukung pencapaian
   Sustainable Development Goals (SDGs) terutama di bidang lingkungan, pendidikan, dan kesejahteraan masyarakat.

   Bank sampah ini berfungsi tidak hanya sebagai pusat pengelolaan sampah, tetapi juga sebagai sarana edukasi
   dan pemberdayaan masyarakat. Masyarakat dilatih untuk memilah, menabung, dan mendaur ulang sampah rumah
   tangga sehingga memiliki nilai ekonomis, sekaligus menekan volume sampah dan menciptakan lingkungan yang
   lebih bersih, sehat, dan berkelanjutan.

   Peresmian dihadiri oleh perwakilan masyarakat serta pengurus bank sampah. Kehadiran Bank Sampah Mutiara
   Hati Mulia memperkuat komitmen MPMulia untuk mendorong aksi nyata dalam pelestarian lingkungan melalui
   ekonomi sirkular, sekaligus menjadi wadah kolaborasi yang memperkuat kesadaran dan tanggung jawab
   bersama di komunitas.

   As a tangible expression of environmental care and community empowerment, MPMulia inaugurated Mutiara Hati
   Mulia Waste Bank, the third waste bank under its guidance, located in RW 01, Kelurahan Kauman, Malang, on 15
   November 2025. This initiative is part of the MPMBerbagi program, contributing to the Sustainable Development
   Goals (SDGs), particularly in the areas of environment, education, and community welfare.

   The waste bank functions not only as a waste management center but also as an education and empowerment
   hub. Community members are trained to sort, save, and recycle household waste, turning it into economic value,
   reducing overall waste volume, and fostering a cleaner, healthier, and more sustainable environment.

   The inauguration was attended by community representatives and waste bank managers. The presence of Mutiara
   Hati Mulia Waste Bank reinforces MPMulia's commitment to tangible actions in environmental preservation through
   circular economy practices, while also serving as a collaborative platform to strengthen awareness and shared
   responsibility within the community.




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        WELL-BEING




      Bantuan Mobil Operasional Bank Sampah
      Operational Vehicle Support for Waste Bank




      MPM menyalurkan bantuan mobil operasional kepada Bank Sampah Sumber Mutiara Tangerang (BSSMT) untuk
      mendukung kelancaran kegiatan pengumpulan dan pengangkutan sampah terpilah dari masyarakat. Dukungan
      ini diharapkan dapat meningkatkan efektivitas operasional bank sampah sekaligus memperkuat peran komunitas
      dalam pengelolaan sampah berbasis partisipasi masyarakat.

      Melalui penyediaan sarana operasional tersebut, MPM turut mendorong peningkatan kapasitas BSSMT dalam
      mengembangkan kegiatan pemilahan dan pengelolaan sampah yang bernilai guna. Inisiatif ini diharapkan dapat
      memperluas dampak positif pengelolaan sampah berbasis komunitas sekaligus mendukung terciptanya lingkungan
      yang lebih bersih dan sehat di wilayah sekitar operasional MPM.

      MPM provided an operational vehicle to Bank Sampah Sumber Mutiara Tangerang (BSSMT) to support the collection
      and transportation of segregated waste from the community. This assistance is expected to enhance the effectiveness
      of waste bank operations while strengthening the role of community-based waste management initiatives.

      Through the provision of this operational support, MPM also contributes to strengthening BSSMT’s capacity to
      further develop waste sorting and recycling activities that generate environmental and economic value. This initiative
      is expected to expand the positive impact of community-based waste management while supporting the creation of
      a cleaner and healthier environment in areas surrounding MPM’s operations.




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   Kegiatan Uji Emisi Gratis
   Free Emission Test Activity




   Dalam upaya menunjukkan komitmen terhadap bisnis yang bertanggung jawab dan lingkungan yang lebih bersih,
   MPMRent menyelenggarakan kegiatan uji emisi gratis bagi masyarakat di BSD, Tangerang, pada 30 Oktober 2025.
   Kegiatan ini menjadi bagian dari program TJSL MPMRent, sekaligus mendorong kesadaran masyarakat akan
   pentingnya menjaga kualitas udara dan kelayakan kendaraan yang digunakan sehari-hari.

   Sebanyak 32 mobil mengikuti kegiatan ini dan seluruhnya berhasil lulus uji emisi, menandai kontribusi nyata
   MPMRent dalam upayanya mengurangi emisi gas CO₂ serta mendukung lingkungan yang lebih sehat. Proses uji
   emisi dilaksanakan secara terbuka, dengan pendaftaran daring maupun on-the-spot, sehingga warga dapat dengan
   mudah memanfaatkan layanan ini.

   Kegiatan ini tidak hanya memastikan kendaraan beroperasi sesuai standar emisi, tetapi juga menjadi sarana edukasi
   bagi masyarakat untuk lebih peduli terhadap kondisi kendaraannya. Dengan kolaborasi antara MPMRent dan
   Dinas Perhubungan Kota Tangerang Selatan melalui UPT Pengujian Kendaraan Bermotor, program ini menegaskan
   langkah Perseroan dalam menjalankan tanggung jawab sosial dan lingkungan secara nyata.

   As part of its commitment to responsible business and a cleaner environment, MPMRent organized a free vehicle
   emission testing event for the community in BSD, Tangerang, on 30 October 2025. This initiative, under MPMRent's
   CSR program, aims to raise public awareness on the importance of maintaining vehicle roadworthiness while
   protecting air quality.

   A total of 32 vehicles participated in the program, and all successfully passed the emission test, demonstrating
   MPMRent tangible effort to reducing CO₂ emissions and supporting a healthier environment. The testing process
   was accessible to the public, with both online registration and on-the-spot participation available.

   The activity not only ensures that vehicles meet emission standards but also serves as an educational platform for
   the community to better care for their vehicles. Through collaboration between MPMRent and the South Tangerang
   City Transportation Agency (UPT Vehicle Testing Unit), this initiative reflects the company’s proactive approach to
   social and environmental responsibility.




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        TO EMBRACE           Dampak Kegiatan Usaha terhadap Masyarakat        Masyarakat dan Kerelawanan           Employee Volunteering
        COMMUNITY            Impact of Business Activities on the Community   Community and Volunteering            Employee Volunteering
        WELL-BEING




      One Sales One Seed




      Dalam upaya mengajak masyarakat berperan aktif dalam pelestarian lingkungan, MPMulia (MPM Honda Jatim)
      menghadirkan program One Sales One Seed, di mana setiap pembelian sepeda motor Honda disertai penyerahan
      bibit tanaman. Melalui inisiatif ini, setiap pelanggan turut menjadi bagian dari gerakan penghijauan, sekaligus
      menanamkan kesadaran akan pentingnya menjaga bumi.

      Sepanjang 2025, program ini berhasil menyalurkan 18.485 bibit melalui 28 jaringan dealer di Jawa Timur. Setiap
      bibit yang diterima pelanggan dapat ditanam dan dirawat di rumah masing-masing, memberikan kontribusi nyata
      terhadap lingkungan dan mendorong partisipasi aktif masyarakat dalam menciptakan perubahan positif. One Sales
      One Seed membuktikan bahwa aksi kecil sekalipun dapat berdampak luas bila dilakukan secara konsisten dan
      melibatkan banyak pihak.

      Encouraging active community participation in environmental preservation, MPMulia (MPM Honda Jatim) introduced
      the One Sales One Seed program, providing a plant seed with every Honda motorcycle purchase. Through this
      initiative, customers become part of a broader greening movement while fostering awareness about the importance
      of protecting the planet.

      Throughout 2025, the program successfully distributed 18,485 seedlings across 28 dealer networks in East Java.
      Each seedling can be planted and nurtured at home, offering a tangible contribution to the environment and
      encouraging active community engagement in creating positive change. One Sales One Seed demonstrates that
      even small actions, when carried out consistently and collaboratively, can produce meaningful and lasting impact.




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         Program Ekonomi
         Economic Program




   SrikandiPreneur




   Sebagai bentuk apresiasi sekaligus penguatan kesejahteraan keluarga driver, MPMRent menghadirkan program
   SrikandiPreneur, sebuah inisiatif pemberdayaan ekonomi yang ditujukan bagi para istri pengemudi. Program ini
   dirancang untuk mendorong kemandirian finansial keluarga melalui penguatan kapasitas usaha mikro yang telah
   dijalankan para peserta, sehingga pertumbuhan ekonomi keluarga dapat berlangsung secara lebih berkelanjutan.

   As a form of appreciation and a commitment to strengthening drivers’ family welfare, MPMRent introduced
   SrikandiPreneur, an economic empowerment initiative dedicated to the wives of its drivers. The program is designed
   to promote family financial independence by enhancing the capacity of existing micro-enterprises, enabling
   sustainable growth and improved household resilience.




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        TO EMBRACE           Dampak Kegiatan Usaha terhadap Masyarakat        Masyarakat dan Kerelawanan           Employee Volunteering
        COMMUNITY            Impact of Business Activities on the Community   Community and Volunteering            Employee Volunteering
        WELL-BEING




      Sebanyak 11 istri driver MPMRent yang telah memenuhi kriteria mengikuti rangkaian program intensif di
      wilayah Jabodetabek. Sepanjang periode pelaksanaan, peserta memperoleh pendampingan usaha setiap bulan,
      mengikuti delapan kelas kewirausahaan secara daring dan empat kelas tatap muka, serta mendapatkan fasilitasi
      pengurusan sertifikasi Halal dan Pangan Industri Rumah Tangga (PIRT) untuk mendukung legalitas dan daya saing
      produk. Materi yang diberikan mencakup pengembangan pola pikir kewirausahaan, strategi pemasaran digital,
      hingga praktik langsung promosi produk, sehingga peserta tidak hanya memahami teori, tetapi juga mampu
      mengimplementasikannya secara nyata.

      Program ini memberikan dampak yang lebih dari sekadar peningkatan pengetahuan. Melalui pendampingan dan
      mentoring yang konsisten, para peserta menunjukkan peningkatan keterampilan praktis, kepercayaan diri, serta
      kemampuan mengelola dan mengembangkan usahanya. SrikandiPreneur menjadi ruang tumbuh yang memperkuat
      kapasitas para istri driver sebagai pelaku UMKM, sekaligus membuka peluang peningkatan kesejahteraan keluarga
      secara berkelanjutan.

      A total of 11 wives of MPMRent drivers in the Greater Jakarta area joined this intensive program. Throughout its
      implementation, participants received monthly business mentoring, attended eight online entrepreneurship classes
      and four in-person sessions, and were supported in obtaining Halal and Home Industry Food Production (PIRT)
      certifications to strengthen product legality and competitiveness. The curriculum covered entrepreneurial mindset
      development, digital marketing strategies, and hands-on promotional practices, ensuring that participants could
      translate knowledge into real business application.

      Beyond knowledge enhancement, the program has fostered tangible growth. Through consistent mentoring and
      direct guidance, participants demonstrated improved practical skills, stronger confidence, and enhanced business
      management capabilities. SrikandiPreneur serves as a meaningful platform for empowering drivers’ families,
      strengthening their role as micro-entrepreneurs while contributing to sustainable improvements in household welfare.




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   Program Bengkel Disabilitas
   Disability Workshop Program




   Melalui program MPMBerbagi, MPMulia terus memperluas makna kebermanfaatan dengan menghadirkan inisiatif
   pemberdayaan bagi komunitas difabel di sektor otomotif. Program Bengkel Disabilitas dirancang untuk mendukung
   kemandirian ekonomi penyandang disabilitas melalui penguatan usaha bengkel yang mereka kelola secara mandiri.

   Pada tahun 2025, MPMulia bekerja sama dengan Disabilitas Motorcycle Indonesia (DMI) menetapkan enam
   penerima manfaat yang tersebar di Probolinggo, Malang, Madiun, dan Surabaya. Dukungan diberikan dalam bentuk
   tambahan modal usaha berupa penyediaan suku cadang dan peralatan (tools), serta pelatihan teknis perbengkelan
   yang dilaksanakan bersama jaringan AHASS dan SMK TBSM binaan MPMulia. Pendekatan ini tidak hanya berfokus
   pada bantuan awal, tetapi juga pendampingan berkelanjutan agar usaha yang dijalankan dapat berkembang secara
   konsisten dan berdaya saing.

   Sejak diinisiasi pada 2019, program ini telah menjangkau lebih dari 25 bengkel milik penyandang disabilitas di Jawa
   Timur. Ke depan, MPMulia berupaya mendorong kehadiran minimal satu bengkel binaan di setiap kota di Jawa
   Timur sebagai bagian dari komitmen menghadirkan ruang usaha yang lebih inklusif dan membuka peluang yang
   setara dalam industri otomotif.

   Through the MPMBerbagi initiative, MPMulia continues to expand its social impact by empowering persons with
   disabilities within the automotive sector. The Disability Workshop Program is designed to strengthen economic
   independence by supporting disability-owned motorcycle workshops and enhancing their business capacity.

   In 2025, in collaboration with Disabilitas Motorcycle Indonesia (DMI), MPMulia selected six beneficiaries across
   Probolinggo, Malang, Madiun, and Surabaya. Support was provided in the form of additional business capital,
   including spare parts and workshop tools, along with technical training delivered in partnership with AHASS
   service centers and MPMulia-supported vocational schools (SMK TBSM). This approach emphasizes not only initial
   assistance but also long-term mentoring to ensure sustainable business growth and competitiveness.

   Since its inception in 2019, the program has supported more than 25 disability-owned workshops across East Java.
   Moving forward, MPMulia aspires to establish at least one supported workshop in every city in East Java, reinforcing
   its commitment to inclusion and equal opportunities within the automotive industry.




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         TO EMBRACE           Dampak Kegiatan Usaha terhadap Masyarakat        Masyarakat dan Kerelawanan           Employee Volunteering
         COMMUNITY            Impact of Business Activities on the Community   Community and Volunteering            Employee Volunteering
         WELL-BEING




           Program Filantropi
           Philanthropic Program




      One Branch One School




      MPM meluncurkan program One Branch One School (OBOS) sebagai inisiatif tanggung jawab sosial yang berfokus
      pada peningkatan kualitas sarana pendidikan di sekitar wilayah operasional cabangnya melalui MPMRent dan
      MPMInsurance. Program ini dilandasi oleh keyakinan bahwa lingkungan belajar yang layak merupakan fondasi
      penting bagi proses pendidikan yang efektif dan berkelanjutan.

      Sebagai tahap awal implementasi, MPMRent dan MPMInsurance melakukan survei dan diskusi bersama pihak
      sekolah untuk mengidentifikasi kebutuhan prioritas. Berdasarkan hasil tersebut, bantuan yang diberikan
      mencakup meja dan kursi belajar bagi siswa, meja dan kursi untuk guru, serta perlengkapan alat tulis. Selain itu,
      perbaikan fasilitas pendukung seperti toilet siswa turut dilakukan guna menciptakan lingkungan belajar yang
      lebih nyaman dan tertata.

      MPM launched the One Branch One School (OBOS) program as a corporate social responsibility initiative focused
      on improving the quality of educational facilities in areas surrounding its branch operations through MPMRent and
      MPMInsurance. The program is based on the belief that a proper learning environment serves as a fundamental
      foundation for an effective and sustainable education process.

      As an initial stage of implementation, MPMRent and MPMInsurance conducted surveys and discussions with school
      representatives to identify priority needs. Based on the results, the assistance provided included student desks and
      chairs, desks and chairs for teachers, as well as stationery supplies. In addition, improvements to supporting facilities
      such as student toilets were carried out to create a more comfortable and well-organized learning environment.




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   Dukungan ini diberikan kepada MI Al-Khaeriyah di Tangerang dan kepada SDN Inpres Batua II di Makassar.
   MPMInsurance memfokuskan bantuan pada revitalisasi fasilitas toilet siswa guna menciptakan lingkungan sekolah
   yang lebih higienis dan nyaman. Renovasi dilakukan secara menyeluruh, meliputi perbaikan atap, penggantian
   kloset dan pintu, pengecatan ulang, serta penambahan elemen pendukung seperti teras, paving block, perbaikan
   saluran pembuangan, hingga pembangunan biopori.

   Melalui penyediaan sarana yang lebih memadai, MPMRent dan MPMInsurance berharap dapat mendorong semangat
   belajar siswa serta mendukung keberlanjutan proses pendidikan di lingkungan sekolah penerima manfaat. Ke depan,
   program OBOS direncanakan untuk menjangkau lebih banyak sekolah.

   This support was delivered to MI Al-Khaeriyah in Tangerang and SDN Inpres Batua II in Makassar. MPMInsurance
   focused its contribution on the revitalization of student toilet facilities to help create a cleaner and more comfortable
   school environment. The renovation was carried out comprehensively, including roof repairs, replacement of toilets
   and doors, repainting, and the addition of supporting elements such as a terrace, paving blocks, drainage system
   improvements, and the construction of biopores.

   Through the provision of improved facilities, MPMRent and MPMInsurance aim to foster stronger learning motivation
   among students and support the sustainability of the educational process within beneficiary schools. Going forward,
   the OBOS program is planned to expand to reach more schools across their operational areas.




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         TO EMBRACE            Dampak Kegiatan Usaha terhadap Masyarakat        Masyarakat dan Kerelawanan           Employee Volunteering
         COMMUNITY             Impact of Business Activities on the Community   Community and Volunteering            Employee Volunteering
         WELL-BEING




      Donasi Pembangunan Sekolah Bagi Korban Erupsi Gunung Lewotobi
      School Reconstruction Donation for Mount Lewotobi Eruption Victims




      MPMulia (MPM Honda Jatim) menyalurkan donasi pembangunan sekolah bagi SMA PGRI Gelekat Lewo Boru di
      Desa Hokeng Jaya, Kabupaten Flores Timur, sebagai respons atas dampak erupsi Gunung Lewotobi Laki-laki yang
      mengganggu aktivitas belajar mengajar. Bencana tersebut menyebabkan fasilitas sekolah tidak lagi layak digunakan,
      sehingga siswa dan guru menghadapi keterbatasan dalam menjalankan proses pendidikan.

      Bersinergi dengan PT DBL Indonesia melalui program “Satu HATI Bangun Lewotobi NTT”, MPMulia memberikan
      dukungan pembangunan ruang kelas semi permanen dengan total nilai bantuan sebesar Rp70 juta. Kehadiran
      ruang belajar baru ini diharapkan memungkinkan kegiatan pendidikan kembali berjalan secara lebih aman dan
      nyaman, sekaligus menghadirkan kembali rasa optimisme di tengah kondisi pascabencana.

      Inisiatif ini melanjutkan langkah tanggap darurat yang sebelumnya telah dilakukan saat erupsi terjadi pada
      tahun 2024. Melalui dukungan yang berkesinambungan, MPMulia menegaskan komitmennya untuk hadir
      mendampingi masyarakat, khususnya dalam memastikan keberlanjutan akses pendidikan bagi generasi muda di
      wilayah terdampak bencana.

      MPMulia (MPM Honda Jatim) provided school reconstruction support to SMA PGRI Gelekat Lewo Boru in Hokeng
      Jaya Village, East Flores Regency, following the eruption of Mount Lewotobi Laki-Laki, which significantly disrupted
      teaching and learning activities. The disaster left the school’s facilities unsafe for use, limiting students’ and teachers’
      ability to carry out proper educational activities.

      In collaboration with PT DBL Indonesia under the “Satu HATI Bangun Lewotobi NTT” initiative, MPMulia contributed
      IDR70 million for the construction of semi-permanent classrooms. The new learning spaces are expected to enable
      educational activities to resume in a safer and more conducive environment, while restoring optimism among
      students and educators amid post-disaster challenges.

      This initiative follows the emergency assistance previously provided during the 2024 eruption, reflecting MPMulia’s
      continued commitment to standing alongside affected communities and ensuring sustained access to education for
      young generations in disaster-impacted areas.




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   Donasi Bencana Sumatra
   Sumatra Disaster Donation




   Sebagai wujud solidaritas kemanusiaan, Grup MPM menyalurkan bantuan bagi masyarakat terdampak bencana
   di wilayah Sumatra. Melalui koordinasi dengan Kementerian Koordinator terkait, bantuan senilai Rp1 miliar
   disalurkan dalam bentuk obat-obatan, pakaian, serta kebutuhan pokok untuk membantu memenuhi kebutuhan
   mendesak para korban.

   Dukungan ini merupakan bagian dari komitmen Grup untuk hadir secara tanggap dalam situasi darurat,
   memastikan bantuan tersampaikan melalui jalur yang terkoordinasi dan tepat sasaran. Diharapkan, kontribusi
   tersebut dapat membantu meringankan beban masyarakat terdampak sekaligus mendukung proses pemulihan
   yang tengah berlangsung.

   Sementara itu, MPMInsurance menginisiasi penggalangan dana karyawan yang kemudian diwujudkan dalam
   penyaluran bantuan langsung ke Tamiang, Aceh. Sebanyak 100 paket bantuan didistribusikan kepada warga yang
   membutuhkan, berisi kebutuhan pokok dan perlengkapan harian seperti beras, minyak goreng, sarden, vitamin,
   masker, selimut, serta kebutuhan khusus perempuan dan anak.

   Keterlibatan aktif karyawan, termasuk dukungan dari Tim Cabang Medan, memastikan proses persiapan hingga
   distribusi berjalan dengan baik. Inisiatif ini tidak hanya menghadirkan bantuan bagi masyarakat terdampak, tetapi
   juga memperkuat semangat empati dan kepedulian sosial di lingkungan internal MPMInsurance.

   As a reflection of humanitarian solidarity, MPM Group extended support to communities affected by disasters in
   Sumatra. In coordination with the relevant Coordinating Ministry, assistance valued at IDR1 billion was distributed
   in the form of medicines, clothing, and essential supplies to address urgent needs.

   This contribution underscores the Group’s commitment to responding responsibly in times of crisis, ensuring that
   aid is delivered through coordinated and targeted channels. The support is expected to help ease the burden of
   affected communities and contribute to ongoing recovery efforts.

   In the meantime, MPMInsurance initiated an employee fundraising effort that was translated into direct assistance
   delivered to Tamiang, Aceh. A total of 100 relief packages containing essential food items and daily necessities,
   such as rice, cooking oil, canned food, vitamins, masks, blankets, and specific items for women and children, were
   distributed to residents in need.

   The active involvement of employees, including support from the Medan Branch team, ensured the smooth
   preparation and distribution of the aid. Beyond providing immediate relief, this initiative strengthened a culture of
   empathy and social responsibility within MPMInsurance.




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         TO EMBRACE           Dampak Kegiatan Usaha terhadap Masyarakat        Masyarakat dan Kerelawanan           Employee Volunteering
         COMMUNITY            Impact of Business Activities on the Community   Community and Volunteering            Employee Volunteering
         WELL-BEING




      Merayakan Idul Adha dengan Qurban
      Celebrating Eid al-Adha through Qurban




      Dalam rangka memperingati Hari Raya Idul Adha, MPMInsurance, MPMRent, dan MPMulia melaksanakan kegiatan
      penyaluran hewan kurban sebagai bentuk kepedulian sosial kepada masyarakat di sekitar wilayah operasional. Kegiatan
      ini menjadi momentum untuk menghubungkan nilai spiritual dengan aksi nyata yang memberikan manfaat langsung
      bagi komunitas penerima manfaat sekaligus memperkuat semangat kebersamaan di lingkungan kerja.

      Pada tahun 2025, MPMInsurance menyalurkan satu ekor sapi ke Musholla Sa’adatuddarain, Palmerah, Jakarta Barat,
      atas nama tujuh karyawan yang berpartisipasi dalam Program Kurban MPMInsurance. MPMulia menyalurkan 19
      hewan kurban kepada masyarakat di wilayah operasional kantor yang mencakup Surabaya, Malang, Gedangan,
      Sedati Sidoarjo, Madiun, Jombang, dan Probolinggo, sementara itu, MPMRent juga turut menyalurkan bantuan
      hewan kurban kepada Masjid Nurul Ikhwan.

      Penyaluran hewan kurban ini diharapkan dapat mempererat hubungan dengan masyarakat sekitar sekaligus
      menumbuhkan budaya berbagi di lingkungan Perseroan. Inisiatif ini juga mencerminkan nilai empati dan kepedulian
      sosial yang terus dijaga sebagai bagian dari kontribusi berkelanjutan kepada masyarakat.

      In commemoration of Idul Adha, MPMInsurance, MPMRent, and MPMulia carried out the distribution of sacrificial
      animals as part of their social contribution to communities surrounding their operational areas. This initiative serves
      as a meaningful occasion to connect spiritual values with tangible actions that provide direct benefits to beneficiaries
      while also strengthening the spirit of togetherness within the workplace.

      In 2025, MPMInsurance donated one cow to Musholla Sa’adatuddarain in Palmerah, West Jakarta, on behalf of
      seven employees participating in the MPMInsurance Qurban Program. MPMulia distributed 19 sacrificial animals to
      communities across its operational areas, including Surabaya, Malang, Gedangan, Sedati Sidoarjo, Madiun, Jombang,
      and Probolinggo. Meanwhile, MPMRent also contributed by donating sacrificial animals to Masjid Nurul Ikhwan.

      Through this initiative, the distribution of sacrificial animals is expected to strengthen relationships with surrounding
      communities while fostering a culture of sharing within the Company. It also reflects the values of empathy and social
      responsibility that continue to be upheld as part of the Company’s ongoing contribution to society.




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    Program Donor Darah
    Blood Donation Program




    Komitmen untuk memberikan kontribusi nyata kepada masyarakat diwujudkan oleh entitas di bawah Grup MPM
    melalui penyelenggaraan Program Donor Darah secara konsisten sepanjang tahun 2025. Kegiatan ini tidak hanya
    menjadi agenda rutin, tetapi juga ruang kolaborasi yang memperkuat nilai kepedulian, solidaritas, dan kebersamaan
    di lingkungan kerja.

    MPMRent menyelenggarakan dua kegiatan donor darah pada 25 Februari dan 20 Mei 2025 di BSD. Kegiatan pertama
    dilaksanakan di Head Office MPMRent dengan dukungan PMI Tangerang dan diikuti oleh 54 peserta. Kegiatan kedua
    digelar di Gedung MPMRent dengan partisipasi sekitar 76 peserta, yang melibatkan tidak hanya karyawan internal
    tetapi juga masyarakat sekitar. Antusiasme yang tinggi menunjukkan semangat kebersamaan dalam membantu
    memenuhi kebutuhan darah bagi yang membutuhkan.

    Di sisi lain, MPMulia memperingati HUT ke-38 melalui rangkaian aksi donor darah bersama jaringan dealer dan
    PMI di berbagai wilayah. Kolaborasi ini berhasil menghimpun 122 kantong darah, mencerminkan sinergi yang kuat
    antara MPMulia, mitra, dan masyarakat.

    Melalui inisiatif ini, Grup MPM berupaya mendukung ketersediaan stok darah sekaligus menumbuhkan budaya
    empati yang berkelanjutan. Setiap partisipasi menjadi pengingat bahwa kontribusi sederhana dapat menghadirkan
    dampak yang berarti bagi kehidupan sesama.

    A commitment to delivering meaningful contributions to society was demonstrated through the consistent
    implementation of Blood Donation Programs throughout 2025. The initiative served as a collaborative platform
    bringing together employees, partners, and local communities in a shared spirit of care and solidarity.

    MPMRent organized two blood donation drives on 25 February and 20 May 2025 in BSD. The first drive, held at
    the MPMRent Head Office in collaboration with PMI Tangerang, was attended by 54 participants. The second drive
    took place at the MPMRent Building and engaged approximately 76 participants, including both employees and
    members of the surrounding community. The strong participation reflected a collective commitment to supporting
    the availability of blood supplies for those in need.

    Meanwhile, MPMulia marked its 38th anniversary through a series of blood donation initiatives conducted in
    partnership with its dealer network and regional PMI offices, successfully collecting 122 blood bags. This collaboration
    highlighted strong synergy between MPMulia, its partners, and the community.

    Through these initiatives, MPM Group aims to help maintain adequate blood supplies while fostering a sustainable
    culture of empathy and social responsibility. Each contribution serves as a reminder that even a simple act can create
    meaningful impact for others.




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            TO EMBRACE           Dampak Kegiatan Usaha terhadap Masyarakat            Masyarakat dan Kerelawanan           Employee Volunteering
            COMMUNITY            Impact of Business Activities on the Community       Community and Volunteering            Employee Volunteering
            WELL-BEING




      EMPLOYEE VOLUNTEERING                                                 EMPLOYEE VOLUNTEERING

      Program employee volunteering menjadi salah satu wujud                The employee volunteering program serves as one of the
      partisipasi aktif karyawan MPM dalam memberikan                       avenues for MPM employees to actively contribute to
      kontribusi positif bagi masyarakat. Melalui berbagai                  society. Through various voluntary initiatives, employees
      kegiatan sukarela, karyawan didorong untuk terlibat secara            are encouraged to participate directly in social activities
      langsung dalam inisiatif sosial yang memberikan manfaat               that bring meaningful benefits to communities and the
      bagi komunitas maupun lingkungan di sekitar wilayah                   surrounding environment.
      operasional.

      Partisipasi ini tidak hanya memperkuat nilai kepedulian               Beyond creating positive impacts for society, this participation
      sosial di lingkungan kerja, tetapi juga membuka ruang                 also strengthens a culture of social awareness within the
      bagi karyawan untuk menyalurkan minat, keterampilan,                  workplace. It provides employees with opportunities to
      dan semangat kolaborasi dalam kegiatan yang bermakna.                 share their interests, skills, and collaborative spirit through
      Dengan keterlibatan tersebut, MPM berharap setiap                     meaningful activities. Through these initiatives, MPM aims
      inisiatif yang dijalankan dapat menghadirkan dampak yang              to foster a spirit of giving and togetherness while delivering
      bermanfaat sekaligus menumbuhkan semangat berbagi                     positive value to its stakeholders.
      dan kebersamaan di antara para karyawan.



                                             Program Employee Volunteering MPM 2025
                                              MPM Employee Volunteering Program 2025

          Nama           Tanggal                                                                                        Jumlah             Jumlah
         Program       Pelaksanaan                                       Aktivitas                                     Karyawan              Jam
         Program      Implementation                                     Activities                                    Number of            Total
          Name             Date                                                                                        Employees            Hours
       Safari           5 - 19 Maret    Kegiatan Safari Ramadan menjadi salah satu bentuk kepedulian                       30                10
       Ramadan              2025        sosial MPM yang melibatkan partisipasi aktif karyawan dalam                      Orang              Jam
                                        berbagi dengan masyarakat. Melalui program ini, MPM membuka                      People            Hours
                       5 - 19 March     penggalangan donasi berupa uang tunai dan paket sembako yang
                           2025         dihimpun dari kontribusi karyawan.


                                        Bantuan yang terkumpul kemudian didistribusikan oleh para relawan
                                        karyawan kepada berbagai kelompok masyarakat yang membutuhkan,
                                        seperti petugas kebersihan jalan, pemulung, serta petugas pengangkut
                                        sampah di sekitar area kantor dan lingkungan tempat tinggal
                                        karyawan. Secara keseluruhan, sebanyak 200 paket sembako berhasil
                                        disalurkan kepada para penerima manfaat. Inisiatif ini diharapkan dapat
                                        memberikan dukungan nyata bagi para pekerja yang berperan penting
                                        dalam menjaga kebersihan lingkungan.


                                        The Safari Ramadan initiative reflects MPM’s social commitment
                                        by encouraging employees to actively participate in sharing with
                                        the community. Through this program, MPM organized a donation
                                        drive consisting of cash contributions and basic necessities packages
                                        collected from employees.


                                        The assistance was then distributed by employee volunteers to
                                        various community groups in need, including street cleaning workers,
                                        scavengers, and waste transportation workers around office areas and
                                        employees’ residential neighborhoods. In total, 200 basic necessities
                                        packages were distributed to beneficiaries. This initiative is expected to
                                        provide meaningful support to workers who play an important role in
                                        maintaining environmental cleanliness.



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   Pengaduan Masyarakat
Community Grievance Mechanism




    Nama             Tanggal                                                                                        Jumlah     Jumlah
   Program         Pelaksanaan                                        Aktivitas                                    Karyawan      Jam
   Program        Implementation                                      Activities                                   Number of    Total
    Name               Date                                                                                        Employees    Hours

 MPMBerbagi        13 Maret 2025       Dalam rangka menyemarakkan bulan suci Ramadan, MPM                             47         8
 Berkah            18 Maret 2025       menyelenggarakan kegiatan MPMBerbagi Berkah Ramadan. Melalui                 Orang       Jam
 Ramadan                               kegiatan ini, karyawan berpartisipasi secara langsung dalam menyiapkan       People     Hours
                   13 March 2025       paket makanan berbuka puasa yang kemudian didistribusikan kepada
                   18 March 2025       masyarakat di sekitar wilayah operasional.


                                       Kegiatan ini tidak hanya menjadi sarana untuk berbagi dengan sesama,
                                       tetapi juga memperkuat semangat kebersamaan dan kepedulian
                                       sosial di antara karyawan. Diharapkan, inisiatif sederhana ini dapat
                                       memberikan manfaat bagi masyarakat sekaligus menghadirkan makna
                                       kebersamaan yang lebih dalam selama bulan Ramadan.


                                       To commemorate the holy month of Ramadan, MPM organized the
                                       MPM Sharing the Blessings of Ramadan program. Through this initiative,
                                       employees actively participated in preparing iftar meal packages, which
                                       were then distributed to communities surrounding the Company’s
                                       operational areas.


                                       Beyond providing assistance, the activity also fostered a spirit of
                                       togetherness and social care among employees. This initiative is expected
                                       to bring meaningful benefits to the community while reinforcing the
                                       values of sharing and solidarity during the Ramadan season.


 CEO Build          31 Mei 2025        Jajaran C-level dan Top Management MPM turut berpartisipasi                    4          6
 with Habitat                          dalam program CEO Build with Habitat for Humanity, sebuah inisiatif          Orang       Jam
 for Humanity       31 May 2025        kolaboratif yang bertujuan mendukung penyediaan hunian yang layak            People     Hours
                                       bagi masyarakat. Dalam kegiatan ini, para pimpinan MPM bergabung
                                       secara langsung dalam proses pembangunan 30 unit rumah layak huni
                                       di Desa Kadumanggu, Babakan Madang, Bogor.


                                       Melalui keterlibatan langsung tersebut, program ini tidak hanya
                                       memberikan dukungan nyata bagi masyarakat yang membutuhkan,
                                       tetapi juga mencerminkan komitmen kepemimpinan Perseroan dalam
                                       berkontribusi terhadap peningkatan kesejahteraan komunitas.


                                       MPM’s C-level executives and top management participated in the
                                       CEO Build with Habitat for Humanity program, a collaborative initiative
                                       aimed at supporting the provision of decent housing for communities in
                                       need. Through this activity, the Company’s leadership took part directly
                                       in the construction of 30 livable housing units in Kadumanggu Village,
                                       Babakan Madang, Bogor.


                                       This hands-on involvement not only provides tangible support to
                                       the community but also reflects MPM’s leadership commitment to
                                       contributing to community well-being.




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Page 166
          SMART MOBILITY
          TO EMBRACE         Dampak Kegiatan Usaha terhadap Masyarakat            Masyarakat dan Kerelawanan           Employee Volunteering
          COMMUNITY          Impact of Business Activities on the Community       Community and Volunteering            Employee Volunteering
          WELL-BEING




        Nama         Tanggal                                                                                        Jumlah             Jumlah
       Program     Pelaksanaan                                       Aktivitas                                     Karyawan              Jam
       Program    Implementation                                     Activities                                    Number of            Total
        Name           Date                                                                                        Employees            Hours

      MPMBuilds     24 Juni 2025    Melalui program MPMBuilds, karyawan MPM turut berkontribusi dalam                  29                6
                                    meningkatkan kualitas sanitasi bagi masyarakat dengan mengambil                  Orang              Jam
                    24 June 2025    bagian dalam pembangunan enam unit toilet individual. Kegiatan ini               People            Hours
                                    dilaksanakan sebagai upaya untuk mendukung terciptanya fasilitas
                                    sanitasi yang lebih layak dan sehat bagi komunitas setempat.


                                    Partisipasi karyawan dalam program ini mencerminkan semangat
                                    kolaborasi dan kepedulian sosial yang terus didorong oleh MPM.
                                    Dengan adanya fasilitas sanitasi yang lebih memadai, diharapkan
                                    masyarakat dapat merasakan manfaat nyata dalam mendukung
                                    kesehatan dan kualitas hidup sehari-hari.


                                    Through the MPMBuilds program, MPM employees contributed to
                                    improving community sanitation by participating in the construction of
                                    six individual toilet units. This initiative was carried out to support the
                                    availability of more adequate and healthier sanitation facilities for the
                                    local community.


                                    Employee participation in this program reflects the spirit of collaboration
                                    and social responsibility promoted by MPM. With improved sanitation
                                    facilities, the initiative is expected to provide tangible benefits in
                                    supporting the community’s health and overall quality of life.


      Berbagi     30 Agustus 2025   Melalui program Berbagi Berkah Membangun Asa, MPM                                  8                 7
      Berkah                        menyelenggarakan berbagai kegiatan sosial yang bertujuan untuk                   Orang              Jam
      Membangun    30 August 2025   memberikan dukungan bagi masyarakat di sekitar wilayah operasional.              People            Hours
      Asa                           Salah satu kegiatan yang dilaksanakan adalah bazaar sembako murah
                                    bagi warga di sekitar MPM Sedati, yang diikuti oleh sekitar 150 orang
                                    penerima manfaat.

                                    Selain itu, program ini juga menghadirkan kegiatan edukasi bagi
                                    anak-anak dari keluarga pra-sejahtera melalui kerja sama dengan
                                    Yayasan Pondok Kasih. Melalui fasilitas Mobil Pintar, para relawan
                                    menyelenggarakan kegiatan pengajaran dan edukasi yang dirancang
                                    untuk menumbuhkan semangat belajar serta memperluas wawasan
                                    anak-anak.


                                    Through the Berbagi Berkah Membangun Asa program, MPM organized
                                    several social initiatives aimed at supporting communities around its
                                    operational areas. One of the activities included a subsidized basic
                                    necessities bazaar for residents living near the MPM Sedati area, which
                                    benefited approximately 150 participants.


                                    In addition, the program also focused on educational support for children
                                    from underprivileged families in collaboration with the Yayasan Pondok
                                    Kasih foundation. Through the Mobil Pintar (Smart Mobile Library) facility,
                                    volunteers conducted teaching and educational activities designed to
                                    encourage learning and broaden children’s knowledge.




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   Pengaduan Masyarakat
Community Grievance Mechanism




    Nama             Tanggal                                                                                          Jumlah     Jumlah
   Program         Pelaksanaan                                         Aktivitas                                     Karyawan      Jam
   Program        Implementation                                       Activities                                    Number of    Total
    Name               Date                                                                                          Employees    Hours

 Rijig Segoro       6 September        Kegiatan Rijig Segoro menjadi salah satu inisiatif MPM dalam                     8          3
                        2025           mendukung pelestarian lingkungan pesisir. Dalam kegiatan ini, MPM              Orang       Jam
                                       mengajak seluruh karyawan bersama mitra usaha untuk berpartisipasi             People     Hours
                                       dalam aksi pembersihan Pantai Cemara, dengan bergotong royong
                                       membersihkan area pantai dari berbagai jenis sampah yang berpotensi
                                       mencemari lingkungan laut.

                                       Keterlibatan bersama dalam kegiatan ini tidak hanya bertujuan menjaga
                                       kebersihan dan keindahan kawasan pesisir, tetapi juga menumbuhkan
                                       kesadaran kolektif mengenai pentingnya menjaga ekosistem laut.
                                       Melalui aksi kolaboratif ini, MPM berharap dapat mendorong partisipasi
                                       aktif seluruh pihak dalam menjaga keberlanjutan lingkungan pesisir.


                                       The Rijig Segoro activity represents one of MPM’s initiatives to support
                                       the preservation of coastal environments. As part of this effort, MPM
                                       invited employees and business partners to take part in a coastal clean-
                                       up activity at Pantai Cemara, working together to remove various types of
                                       waste that could potentially pollute the marine ecosystem.


                                       This collective involvement not only aims to maintain the cleanliness
                                       and beauty of the coastal area but also encourages greater awareness
                                       of the importance of protecting marine ecosystems. Through this
                                       collaborative action, MPM hopes to foster active participation from all
                                       stakeholders in preserving the sustainability of coastal environments.

 MPMBerbagi        27 September,       Melalui program MPM Berbagi Mulia with Habitat for Humanity,                     50         6
 Mulia with           4 dan 18         karyawan MPM turut berpartisipasi secara langsung dalam kegiatan               Orang       Jam
 Habitat for       Oktober 2025        pembangunan dua unit rumah layak huni bagi masyarakat. Dalam                   People     Hours
 Humanity                              kegiatan ini, para relawan karyawan terlibat dalam berbagai tahapan
                   27 September,       pembangunan, mulai dari pembuatan fondasi, pembangunan dinding
                      4 and 18         (walling), hingga proses pengecatan rumah.
                   October 2025
                                       Keterlibatan langsung karyawan dalam proses pembangunan ini
                                       mencerminkan semangat kebersamaan dan kepedulian sosial yang
                                       terus didorong oleh MPM. Melalui inisiatif ini, diharapkan masyarakat
                                       penerima manfaat dapat memiliki hunian yang lebih layak, aman, dan
                                       nyaman, sekaligus memperkuat nilai kolaborasi dalam menciptakan
                                       dampak positif bagi komunitas.


                                       Through the MPM Berbagi Mulia with Habitat for Humanity program,
                                       MPM employees actively participated in the construction of two livable
                                       housing units for the community. In this initiative, employee volunteers
                                       were involved in several stages of the construction process, including
                                       foundation work, walling, and house painting.


                                       This hands-on participation reflects the spirit of collaboration and social
                                       care fostered within MPM. Through this initiative, the beneficiaries are
                                       expected to gain access to safer and more comfortable housing, while
                                       also strengthening collaborative efforts to create a positive impact for
                                       the community.




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           SMART MOBILITY
           TO EMBRACE        Dampak Kegiatan Usaha terhadap Masyarakat            Masyarakat dan Kerelawanan           Employee Volunteering
           COMMUNITY         Impact of Business Activities on the Community       Community and Volunteering            Employee Volunteering
           WELL-BEING




         Nama         Tanggal                                                                                       Jumlah             Jumlah
        Program     Pelaksanaan                                      Aktivitas                                     Karyawan              Jam
        Program    Implementation                                    Activities                                    Number of            Total
         Name           Date                                                                                       Employees            Hours

      ECOAgent      29 November     ECOAgent merupakan inisiatif MPM yang bertujuan menumbuhkan                        6               10,5
                        2025        kesadaran dan kepedulian terhadap kebersihan lingkungan sejak dini.              Orang              Jam
                                    Dalam program ini, MPM menjalin kerja sama dengan sekolah yang                   People            Hours
                                    berada di sekitar wilayah operasional MPM Sedati dengan melibatkan
                                    para siswa sebagai agen peduli kebersihan.


                                    Melalui kegiatan ini, para siswa diajak untuk berpartisipasi dalam aksi
                                    pengumpulan sampah di lingkungan sekitar sekolah dan komunitas.
                                    Sampah yang terkumpul kemudian disalurkan kepada komunitas
                                    Guyub Rukun Mulia untuk dikelola lebih lanjut. Inisiatif ini diharapkan
                                    dapat menumbuhkan kebiasaan positif dalam menjaga kebersihan
                                    lingkungan sekaligus memperkuat kolaborasi antara perusahaan,
                                    sekolah, dan masyarakat.


                                    ECOAgent program is an initiative by MPM aimed at fostering
                                    environmental awareness and promoting responsible waste
                                    management from an early age. Through this program, MPM
                                    collaborates with schools located near the MPM Sedati operational area
                                    by involving students as environmental ambassadors.


                                    In this activity, students participate in collecting waste from their
                                    school surroundings and nearby communities. The collected waste is
                                    then handed over to the Guyub Rukun Mulia community group for
                                    further management. This initiative is expected to encourage positive
                                    environmental habits while strengthening collaboration between the
                                    Company, schools, and the surrounding community.


      MPM            1 Desember     Sebagai bagian dari rangkaian program MPM Christmas Charity, para                  24                2
      Christmas         2025        karyawan MPM berpartisipasi dalam kegiatan persiapan bantuan                     Orang              Jam
      Charity                       dengan menyiapkan 150 paket sembako yang akan didistribusikan                    People            Hours
                     1 December     kepada masyarakat. Kegiatan ini dilakukan secara gotong royong oleh
                        2025        para relawan karyawan sebagai bentuk kepedulian dan semangat
                                    berbagi menjelang perayaan Natal.


                                    Karyawan tidak hanya terlibat dalam proses persiapan bantuan, tetapi
                                    juga memperkuat nilai kebersamaan dan solidaritas di lingkungan kerja.
                                    Paket sembako yang telah disiapkan tersebut kemudian menjadi bagian
                                    dari bantuan yang disalurkan kepada masyarakat yang membutuhkan.


                                    As part of the MPM Christmas Charity program series, MPM employees
                                    participated in preparing 150 basic necessities packages to be distributed
                                    to the community. The activity was carried out collaboratively by
                                    employee volunteers as an expression of care and the spirit of sharing
                                    ahead of the Christmas celebration.


                                    Employees were not only involved in preparing the aid packages but
                                    also strengthened the values of togetherness and solidarity within the
                                    workplace. The prepared packages later formed part of the assistance
                                    distributed to communities in need.




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   Pengaduan Masyarakat
Community Grievance Mechanism




    Nama             Tanggal                                                                                     Jumlah     Jumlah
   Program         Pelaksanaan                                       Aktivitas                                  Karyawan      Jam
   Program        Implementation                                     Activities                                 Number of    Total
    Name               Date                                                                                     Employees    Hours

 MPM                4 Desember         Rangkaian kegiatan MPM Christmas Charity dilanjutkan dengan                 28         6
 Christmas             2025            kunjungan ke Rumah Kerang di Cilincing, Jakarta Utara. Dalam kegiatan     Orang       Jam
 Charity                               ini, para relawan karyawan terlibat dalam berbagai aktivitas sosial,      People     Hours
                    4 December         antara lain penjualan sembako murah bagi warga, distribusi makanan
                       2025            tambahan bagi lansia dan keluarga pra-sejahtera, serta dukungan
                                       kegiatan edukatif bagi masyarakat.

                                       Kegiatan ini juga menghadirkan layanan pemeriksaan mata dan
                                       pemberian kacamata gratis, serta edukasi kesehatan bagi siswa, sebagai
                                       upaya mendukung kesejahteraan masyarakat secara lebih menyeluruh.


                                       The MPM Christmas Charity program continued with a visit to Rumah
                                       Kerang in Cilincing, North Jakarta on 4 December 2025. During this
                                       activity, employee volunteers took part in various social initiatives,
                                       including organizing subsidized basic necessities sales for residents,
                                       distributing supplementary food for the elderly and underprivileged
                                       families, and supporting educational activities for the community.


                                       The program also included eye examinations and free eyeglasses
                                       distribution, as well as health education for students, as efforts to
                                       support community well-being.




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            SMART MOBILITY
            TO EMBRACE           Dampak Kegiatan Usaha terhadap Masyarakat          Masyarakat dan Kerelawanan           Employee Volunteering
            COMMUNITY            Impact of Business Activities on the Community     Community and Volunteering            Employee Volunteering
            WELL-BEING




      PENGADUAN                                                             COMMUNITY GRIEVANCE
      MASYARAKAT [OJK F.24]                                                 MECHANISM [OJK F.24]

      Keterbukaan menjadi fondasi dalam menjaga hubungan                    Transparency forms the foundation of a healthy relationship
      yang sehat antara Perseroan dan para pemangku                         between the Company and its stakeholders. To uphold
      kepentingan. Untuk itu, MPM mengelola mekanisme                       this principle, MPM manages an integrated grievance
      pengaduan terintegrasi yang berlaku bagi seluruh entitas              mechanism applicable across all entities under the
      di bawah naungan Grup. Kanal ini menyediakan ruang                    MPM Group. The channel provides a safe and accessible
      yang aman dan mudah diakses bagi masyarakat, mitra,                   platform for communities, partners, and internal parties to
      maupun pihak internal untuk menyampaikan keluhan,                     submit complaints, feedback, or alleged violations related
      masukan, atau dugaan pelanggaran yang berkaitan                       to business activities.
      dengan aktivitas usaha.

      Mekanisme tersebut dijalankan melalui Whistleblowing                  The mechanism operates through a Whistleblowing
      System (WBS) yang telah diatur dalam kebijakan tata                   System (WBS) governed by the Group’s corporate
      kelola Grup dan dapat diakses selama 24 jam. Laporan                  governance policies and accessible 24 hours a day. Reports
      dapat mencakup isu etika, integritas, kepatuhan terhadap              may relate to ethics, integrity, regulatory compliance, as
      peraturan, hingga potensi dampak sosial dan lingkungan.               well as potential social and environmental impacts. An
      MPM juga menyediakan opsi pelaporan anonim guna                       anonymous reporting option is available to ensure the
      menjaga kenyamanan dan perlindungan pelapor. Setiap                   comfort and protection of reporters. Each submission is
      laporan diproses secara objektif dan ditindaklanjuti sesuai           handled objectively and followed up in accordance with
      prosedur yang berlaku.                                                established procedures.

      Sepanjang tahun 2025, MPM tidak menerima laporan dari                 Throughout 2025, MPM did not receive any community
      masyarakat yang berkaitan dengan dampak operasional.                  complaints related to its operational impacts. This reflects
      Hal ini mencerminkan efektivitas pengelolaan dampak                   the effectiveness of its impact management practices, while
      sosial yang dijalankan, sekaligus memastikan bahwa kanal              maintaining an open channel that supports transparency
      pengaduan tetap terbuka sebagai wujud transparansi dan                and continuous improvement.
      perbaikan berkelanjutan.




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   Pengaduan Masyarakat
Community Grievance Mechanism




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Page 172
     Tata Kelola
     Keberlanjutan
     Sustainability Governance

     174   Komitmen Tata Kelola
           Governance Commitment 		


     175   Struktur Tata Kelola
           Governance Structure


     188   Nilai dan Integritas
           Values and Integrity


     193   Manajemen Risiko
           Risk Management




07
Page 173
MPM bekerja sama dengan Indonesian Institute for
Corporate Directorship (IICD) sebagai pihak independen
untuk melakukan penilaian atas sistem dan praktik
tata kelola perusahaan menggunakan standar ASEAN
Corporate Governance Scorecard (ACGS)."
"MPM collaborates with the Indonesian Institute for Corporate Directorship (IICD) as an independent
party to assess its corporate governance systems and practices using the ASEAN Corporate Governance
Scorecard (ACGS) standard."
Page 174
             TATA KELOLA
             KEBERLANJUTAN        Komitmen Tata Kelola        Struktur Tata Kelola         Nilai dan Integritas           Manajemen Risiko
             Sustainability      Governance Commitment        Governance Structure         Values and Integrity           Risk Management
             Governance




      Tata Kelola Keberlanjutan
      Sustainability Governance




      KOMITMEN TATA KELOLA                                             GOVERNANCE COMMITMENT

      MPM berkomitmen untuk menerapkan praktik Good                    MPM is committed to consistently implementing Good
      Corporate Governance (GCG) secara konsisten demi                 Corporate Governance (GCG) practices to ensure transparent,
      terciptanya tata kelola yang transparan, akuntabel, dan          accountable, and responsible governance, integrated into
      bertanggung jawab, yang teritegrasi dalam operasional            the company’s operations across all group entities.
      perusahaan di seluruh entitas grup.

      MPM menerapkan praktik GCG dengan mengacu pada                   MPM implements GCG practices in accordance with
      berbagai regulasi yang berlaku, termasuk Undang-                 applicable regulations, including Law No. 40 of 2007 on
      Undang No. 40 tahun 2007 tentang Perseroan Terbatas              Limited Liability Companies, as amended by Law No. 6 of
      sebagaimana diubah dengan Undang-Undang No. 6 tahun              2023 on the Enactment of Government Regulation in Lieu of
      2023 tentang Penetapan Peraturan Pemerintah Pengganti            Law No. 2 of 2022 on Job Creation into Law (UUPT), Law No.
      Undang-Undang No. 2 tahun 2022 tentang Cipta Kerja               8 of 1995 on Capital Markets, as amended by Law No. 4 of
      menjadi Undang-Undang (UUPT), Undang-Undang No.                  2023 on Financial Sector Development and Strengthening,
      8 Tahun 1995 tentang Pasar Modal, sebagaimana diubah             as well as other regulations issued by the Financial Services
      dengan Undang-Undang No. 4 Tahun 2023 tentang                    Authority (OJK) and the Indonesia Stock Exchange (IDX).
      Pengembangan dan Penguatan Sektor Keuangan, serta
      peraturan lainnya yang dikeluarkan oleh Otoritas Jasa
      Keuangan (OJK) dan Bursa Efek Indonesia (BEI).

      Sebagai bagian dari upaya menjaga kepatuhan dan kualitas         As part of its commitment to maintaining compliance
      tata kelola, MPM secara berkala melakukan evaluasi internal      and governance quality, MPM periodically conducts self-
      (self-assessment) sesuai dengan rekomendasi dalam                assessments in accordance with the recommendations set
      POJK No. 21/POJK.04/2015 tentang Pedoman Tata Kelola             out in POJK No. 21/POJK.04/2015 concerning Corporate
      Perusahaan Terbuka dan SEOJK No. 32/SEOJK.04/2015.               Governance Guidelines for Public Companies and SEOJK
                                                                       No. 32/SEOJK.04/2015.

      Selain itu, MPM bekerja sama dengan Indonesian                   In addition, MPM collaborates with the Indonesian Institute
      Institute for Corporate Directorship (IICD) sebagai pihak        for Corporate Directorship (IICD) as an independent party
      independen untuk melakukan penilaian atas sistem dan             to assess its corporate governance systems and practices
      praktik tata kelola perusahaan menggunakan standar               using the ASEAN Corporate Governance Scorecard
      ASEAN Corporate Governance Scorecard (ACGS), yang                (ACGS) standard, which refers to the GCG principles
      merujuk pada prinsip GCG dari Organization for Economic          of the Organisation for Economic Cooperation and
      Cooperation and Development (OECD) dan International             Development (OECD) and the International Corporate
      Corporate Governance Network (ICGN).                             Governance Network (ICGN).




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Page 175
Di tahun 2025, MPM memperoleh nilai 83,36 pada penilaian                     In 2025, MPM achieved a score of 83.36 in the ACGS
ACGS dengan predikat “Good”. Hal ini menunjukkan bahwa                       assessment with a rating of “Good”. This indicates that
penerapan GCG di MPM telah melampaui kepatuhan                               MPM's GCG implementation has exceeded compliance
terhadap persyaratan minimal dan mengadopsi sebagian                         with the minimum requirements and adopted some of the
standar internasional yang disyaratkan oleh ACGS.                            international standards required by ACGS. Going forward,
Selanjutnya, MPM akan terus melakukan evaluasi dan                           MPM will continue to conduct periodic evaluations and
penyempurnaan secara berkelanjutan untuk memastikan                          improvements to ensure regulatory compliance and
kepatuhan terhadap regulasi serta memperkuat transparansi                    reinforce transparency and accountability in all aspects of
dan akuntabilitas dalam setiap aspek operasional.                            its operations.



STRUKTUR                                                                     GOVERNANCE
TATA KELOLA [GRI 2-9, 2-11, 2-12] [IDX G-03]                                 STRUCTURE [GRI 2-9, 2-11, 2-12] [IDX G-03]

MPM telah membentuk struktur tata kelola yang disusun                        MPM has established a governance structure based on the
berdasarkan pembagian fungsi, kewenangan, dan tanggung                       clear division of functions, authority, and responsibilities,
jawab yang mengacu pada UUPT, Undang-Undang No.                              in accordance with UUPT, Law No. 8 of 1995 on Capital
8 Tahun 1995 tentang Pasar Modal sebagaimana telah                           Markets as amended by Law No. 4 of 2023, applicable OJK
diubah dengan Undang-Undang No. 4 Tahun 2023, serta                          regulations, and the Company’s Articles of Association.
berbagai peraturan OJK dan Anggaran Dasar Perseroan.

Sesuai dengan kerangka hukum di Indonesia, MPM                               In line with Indonesia’s legal framework, MPM adopts a
menerapkan sistem two-tier dalam tata kelola perusahaan,                     two-tier governance system, which clearly separates the
yang memisahkan secara tegas fungsi pengurusan oleh                          management function performed by the Board of Directors
Direksi dan fungsi pengawasan oleh Dewan Komisaris.                          from the supervisory function carried out by the Board
Pemisahan ini dirancang untuk memastikan mekanisme                           of Commissioners. This separation is designed to ensure
checks and balances berjalan secara efektif dan independen.                  effective and independent checks and balances.



                                                              Struktur Tata Kelola
                                                              Governance Structure

                                                                 RUPS

                                                                  GMS

                      DEWAN KOMISARIS                                                                   DIREKSI

                   Board of Commissioners                                                        Board of Directors




                                                                                                                                  Penanggung Jawab
 Komite Tata Kelola    Komite Nominasi                               Unit Audit            Sekretaris        Tim Manajemen
                                               Komite Audit                                                                         Kegiatan Usaha
   Perusahaan*         dan Remunerasi                                 Internal            Perusahaan             Risiko
                                                                                                                                     Keberlanjutan
  Good Corporate       Nomination and                              Internal Audit         Corporate         Risk Management         PIC Sustainability
   Governance           Remuneration         Audit Committee
                                                                        Unit              Secretary               Team              Business Activity
   Committee*            Committee




                                                                                                                       Koordinator Pelaksana
                                                                                                                   Kegiatan Usaha Keberlanjutan
                                                                                                                  (Direktorat/Divisi/Entitas Anak)
Hubungan hierarkis                  Hubungan pengawasan               Hubungan koordinasi
                                                                                                                   Managing Coordinator of
Hierarchical relationship           Supervision relationship          Coordination relationship                Sustainability Business Activities
                                                                                                              (Directorate/Division/Subsidiaries)

*Komite Tata Kelola Perusahaan resmi berubah nama menjadi Komite Tata Kelola Perusahaan Yang Baik dan Keberlanjutan, efektif sejak 26 Januari 2026.
 The Good Corporate Governance Committee was officially named the Good Corporate Governance and Sustainability Committee, effective 26 Januari 2026.




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Page 176
             TATA KELOLA
             KEBERLANJUTAN       Komitmen Tata Kelola        Struktur Tata Kelola         Nilai dan Integritas           Manajemen Risiko
             Sustainability     Governance Commitment        Governance Structure         Values and Integrity           Risk Management
             Governance




      Komposisi Dewan Komisaris dan Direksi telah diselaraskan        The composition of the Board of Commissioners and the
      dengan kebutuhan MPM, termasuk dalam mengelola                  Board of Directors has been aligned with MPM's needs,
      isu dan dampak ESG. Pertimbangan atas pengalaman,               including in managing ESG-related issues and impacts.
      kompetensi strategis, dan pemahaman terhadap                    Considerations of experience, strategic competence, and
      keberlanjutan menjadi bagian penting dalam memastikan           sustainability expertise form an essential part of ensuring
      kepemimpinan mampu merumuskan kebijakan, mengawasi              leadership capability in formulating policies, overseeing
      implementasi inisiatif ESG, serta mengelola risiko dan          ESG initiatives, and managing sustainability-related risks
      peluang terkait keberlanjutan secara efektif. Informasi         and opportunities effectively. Further information regarding
      lebih lanjut mengenai profil, pengalaman kerja, dan latar       the profiles, professional experience, and educational
      belakang pendidikan anggota organ tata kelola disajikan         background of governance members is available in the
      dalam Laporan Tahunan MPM tahun 2025. [GRI 2-10]                2025 Annual Report of MPM. [GRI 2-10]

      Pembagian tugas dan kewenangan masing-masing organ              The roles and authorities of each governance body are
      diatur secara jelas dalam peraturan perundang-undangan          clearly defined in applicable laws and regulations. In
      yang berlaku. Dalam pelaksanaan fungsinya, Dewan Komisaris      performing its duties, the Board of Commissioners is
      didukung oleh komite-komite yang dibentuk sesuai ketentuan      supported by committees established in accordance with
      regulasi. Dengan struktur tersebut, sistem tata kelola MPM      regulatory requirements. Through this structure, MPM’s
      telah dirancang untuk memastikan penerapan prinsip GCG          governance system is designed to ensure consistent and
      secara konsisten dan berkesinambungan.                          sustainable implementation of GCG principles.

      Rapat Umum Pemegang Saham                                       General Meeting of Shareholders

      Rapat Umum Pemegang Saham (RUPS) merupakan organ                The General Meeting of Shareholders (GMS) is the highest
      tertinggi dalam struktur tata kelola MPM yang memiliki          governance body within MPM’s governance structure, holding
      kewenangan eksklusif sebagaimana diatur dalam Anggaran          exclusive authority as stipulated in the Articles of Association
      Dasar dan peraturan perundang-undangan yang berlaku,            and applicable laws and regulations, which is not vested in
      yang tidak dimiliki oleh Direksi maupun Dewan Komisaris.        either the Board of Directors or the Board of Commissioners.

      RUPS menjadi forum utama bagi pemegang saham                    The GMS serves as the primary forum for shareholders
      untuk menggunakan haknya, menyampaikan pendapat,                to exercise their rights, express opinions, cast votes, and
      memberikan suara, serta memperoleh informasi material           obtain material information regarding the Company’s
      terkait kinerja dan pengelolaan perusahaan. MPM                 performance and management. MPM ensures equal and
      memastikan setiap pemegang saham memperoleh                     fair treatment of all shareholders in the implementation of
      perlakuan yang adil dan setara dalam pelaksanaan RUPS.          the GMS. MPM may conduct two types of GMS, namely
      Terdapat dua jenis RUPS yang dapat dilaksanakan oleh            Annual GMS and Extraordinary GMS. [IDX G-08]
      MPM, yaitu RUPS Tahunan dan RUPS Luar Biasa. [IDX G-08]

      Pada tahun 2025, MPM telah melaksanakan RUPS Tahunan            In 2025, MPM held its Annual GMS on 27 May 2025. Further
      pada 27 Mei 2025. Informasi lebih lanjut mengenai               information regarding resolutions adopted at the meeting
      keputusan yang dihasilkan dalam RUPS tersebut disajikan         is presented in the 2025 Annual Report of MPM.
      dalam Laporan Tahunan MPM tahun 2025.

      Dewan Komisaris                                                 Board of Commissioners

      Dewan Komisaris memiliki peran strategis dalam melakukan        The Board of Commissioners plays a strategic role in
      fungsi pengawasan terhadap pengelolaan perusahaan yang          supervising the management of the company conducted by
      dijalankan oleh Direksi. Sesuai dengan ketentuan peraturan      the Board of Directors. In accordance with prevailing laws
      perundang-undangan, Dewan Komisaris bertanggung                 and regulations, the Board of Commissioners is responsible
      jawab untuk memberikan arahan strategis, rekomendasi,           for providing strategic direction, recommendations, and
      serta masukan yang konstruktif atas kebijakan-kebijakan         constructive advice on key policies to ensure alignment
      penting guna memastikan keselarasan dengan visi, misi,          with the company’s vision, mission, and objectives.
      dan tujuan perusahaan.

      Melalui pelaksanaan fungsi pengawasan tersebut, Dewan           Through the execution of its supervisory function, the


176                                                                                 Laporan Keberlanjutan ● Sustainability Report   2025
Page 177
Komisaris memastikan bahwa Direksi menjalankan                         Board of Commissioners ensures that the Board of
pengelolaan perusahaan sesuai dengan prinsip-prinsip                   Directors manages the Company in accordance with
GCG dalam seluruh aspek manajemen dan operasional.                     GCG principles across all aspects of management and
Dewan Komisaris juga melakukan pemantauan dan evaluasi                 operations. The Board of Commissioners also monitors
atas penerapan tata kelola perusahaan di lingkungan MPM.               and evaluates the implementation of corporate
                                                                       governance practices within MPM.

Dalam menjalankan tugas dan tanggung jawabnya, Dewan                   In carrying out its duties and responsibilities, the Board of
Komisaris didukung oleh sejumlah komite, yaitu:                        Commissioners is supported by the following committees:

1 Komite Audit;                                                        1 Audit Committee;
2 Komite Nominasi dan Remunerasi (KNR); dan                            2 Nomination and Remuneration Committee (NRC);
3 Komite Tata Kelola Perusahaan (Komite GCG).                          3 Good Corporate Governance Committee
                                                                          (GCG Committee).

Berdasarkan keputusan Dewan Komisaris tanggal 26                       Based on Board of Commissioners resolution dated 26
Januari 2026, MPM secara resmi melakukan perubahan                     January 2026, MPM officially changed the nomenclature
nomenklatur Komite GCG menjadi Komite Tata Kelola                      of the GCG Committee to the Good Corporate Governance
Perusahaan Yang Baik dan Keberlanjutan (Komite GCG dan                 dan Sustainability Committee (GCG and Sustainability
Sustainability). Langkah ini diambil guna memperkuat                   Committee). This step was taken to strengthen oversight
pengawasan terhadap integrasi isu keberlanjutan dan                    of sustainability and climate-related integration within the
perubahan iklim dalam strategi dan operasional MPM,                    company’s strategy and operations, as well as reaffirms
serta menegaskan komitmen MPM dalam memastikan                         MPM’s commitment to ensuring that sustainability risks and
pengelolaan risiko dan peluang keberlanjutan dilakukan                 opportunities are managed in an integrated manner and
secara terintegrasi dan sejalan dengan arah pengembangan               aligned with the Company’s long-term business direction.
bisnis jangka panjang.

Komposisi Dewan Komisaris MPM per 31 Desember 2025                     The composition of MPM’s Board of Commissioners as of
disajikan sebagai berikut.                                             31 December 2025 is presented as follows.




                                               Komposisi Dewan Komisaris [IDX G-01]
                                             Composition of the Board of Commissioners

         Nama                          Jabatan dan Periode Jabatan            Gender       Dasar Pengangkatan         Masa Jabatan
         Name                            Position and Term of Office          Gender       Basis of Appointment          Tenure
Edwin Soeryadjaya             Komisaris Utama (Periode ke-4)                  Laki-laki
                              President Commissioner (Fourth term)             Male

Tossin Himawan                Komisaris (Periode ke-3)                        Laki-laki
                              Commissioner (Third term)                        Male
                                                                                          Keputusan RUPS Tahunan
Danny Walla                   Komisaris (Periode ke-4)                        Laki-laki         24 Mei 2023
                                                                                                                       2023-2028
                              Commissioner (Fourth term)                       Male       Resolutions of the Annual
                                                                                             GMS May 24, 2023
Istama Tatang Siddharta       Komisaris Independen (Periode ke-3)             Laki-laki
                              Independent Commissioner (Third term)            Male

Benny Redjo Setyono           Komisaris Independen (Periode ke-2)             Laki-laki
                              Independent Commissioner (Second term)           Male




 2025   Laporan Keberlanjutan ● Sustainability Report                                                                                  177
Page 178
             TATA KELOLA
             KEBERLANJUTAN       Komitmen Tata Kelola          Struktur Tata Kelola          Nilai dan Integritas           Manajemen Risiko
             Sustainability     Governance Commitment          Governance Structure          Values and Integrity           Risk Management
             Governance




      Direksi                                                           Board of Directors

      Direksi merupakan organ eksekutif yang bertanggung                The Board of Directors is the executive body responsible
      jawab secara kolektif atas pengelolaan operasional                for the collective management of the Company’s daily
      sehari-hari serta pelaksanaan strategi untuk mencapai             operations and the implementation of strategies to achieve
      tujuan jangka panjang perusahaan. Dalam menjalankan               long-term corporate objectives. In performing its duties,
      tugasnya, Direksi berfokus pada kepentingan terbaik               the Board of Directors acts in the best interest of MPM
      MPM, memastikan seluruh kebijakan dan keputusan                   and ensures that all policies and decisions are aligned with
      selaras dengan tujuan korporasi serta prinsip tata kelola         corporate objectives and sound governance principles.
      yang efektif.

      Direksi dipimpin oleh Direktur Utama sebagai pimpinan             The Board of Directors is led by the President Director
      tertinggi manajemen. Direktur Utama bersama anggota               as the highest-ranking executive. Together with other
      Direksi memimpin organisasi, memastikan kelancaran                Directors, the President Director leads the organization,
      kegiatan operasional, serta mengimplementasikan strategi          ensures smooth operational activities, and consistently
      bisnis secara konsisten dan terukur. Tanggung jawab ini           implements business strategies in a measurable manner.
      mencakup pengawasan atas pencapaian visi dan misi                 This responsibility includes overseeing the achievement
      perusahaan, sekaligus memastikan arah pengembangan                of MPM's vision and mission, while ensuring that business
      usaha tetap selaras dengan pertumbuhan berkelanjutan              development remains aligned with sustainable growth and
      dan target kinerja yang telah ditetapkan. [GRI 2-11]              established performance targets. [GRI 2-11]

      Komposisi Direksi MPM per 31 Desember 2025 disajikan              The composition of MPM’s Board of Directors as of 31
      sebagai berikut.                                                  December 2025 is presented as follows.



                                                    Komposisi Direksi [IDX G-01]
                                                 Composition of the Board of Directors

                Nama                   Jabatan dan Periode Jabatan              Gender        Dasar Pengangkatan             Masa Jabatan
                Name                     Position and Term of Office            Gender        Basis of Appointment              Tenure
      Suwito Mawarwati          Direktur Utama (Periode ke-2)                   Laki-laki
                                President Director (Second Term)                 Male
                                                                                            Keputusan RUPS Tahunan
      Beatrice Kartika          Direktur (Periode ke-3)                       Perempuan           24 Mei 2023
                                                                                                                               2023-2028
                                Director (Third Term)                           Female      Resolutions of the Annual
                                                                                               GMS May 24, 2023
      Kemal Mawira              Direktur (Periode ke-1)                         Laki-laki
                                Director (First Term)                            Male




      Kehadiran Dewan Komisaris dan                                     Attendance of the Board of Commissioners and
      Direksi pada Rapat Dewan                                          Board of Directors at Board Meeting

      Dewan     Komisaris    dan     Direksi    secara rutin            The Board of Commissioners and the Board of Directors
      menyelenggarakan rapat Dewan Komisaris, rapat Direksi,            regularly convene Board of Commissioners meetings, Board
      serta rapat gabungan Dewan Komisaris dan Direksi                  of Directors meetings, and joint meetings in accordance
      sesuai dengan ketentuan yang berlaku. Kehadiran aktif             with applicable regulations. Active participation of each
      masing-masing anggota dalam forum tersebut menjadi                member in these forums is essential to ensuring effective
      bagian penting dalam memastikan proses pengambilan                and coordinated decision-making processes.
      keputusan yang efektif dan terkoordinasi.




178                                                                                    Laporan Keberlanjutan ● Sustainability Report   2025
Page 179
Pelaksanaan rapat berkala ini mendorong komunikasi yang                 These periodic meetings foster open and constructive
terbuka dan konstruktif antara Direksi dan Dewan Komisaris,             communication between the Board of Directors and the
sehingga tercipta sinergi yang kuat dalam mendukung                     Board of Commissioners, thereby strengthening synergy
pencapaian tujuan perusahaan. Forum rapat juga menjadi                  in achieving the company’s objectives. The meetings
sarana untuk membahas berbagai isu strategis maupun                     also serve as a platform to discuss strategic issues and
tantangan operasional yang dihadapi perusahaan. Melalui                 operational challenges faced by the Company. Through
diskusi dan pemberian masukan dari Dewan Komisaris,                     discussions and input from the Board of Commissioners,
Direksi diharapkan mampu meningkatkan kualitas                          the Board of Directors is expected to enhance decision-
pengambilan keputusan, mengantisipasi risiko, serta                     making quality, anticipate risks, and optimize opportunities
mengoptimalkan peluang di tengah dinamika bisnis yang                   amid evolving business dynamics.
terus berkembang.



              Persentase Kehadiran Dewan Komisaris dan Direksi dalam Rapat Dewan 2025 [IDX G-02]
           2025 Board Meeting Attendance Percentage of the Board of Commissioners and Board of Directors


    Jumlah Kehadiran Direksi dalam                   Jumlah Kehadiran Dewan Komisaris         Jumlah Kehadiran Dewan Komisaris
              Rapat Direksi                             dalam Rapat Dewan Komisaris            dan Direksi dalam Rapat Gabungan
   Director Attendance Count at Board                 Commissioner Attendance Count at            Direksi dan Dewan Komisaris
          of Directors Meetings                        Board of Commissioners Meetings        Commissioner and Director Attendance
                                                                                               Count at Joint Board of Directors and
                                                                                                Board of Commissioners Meetings


           Total Rapat
         Total Meetings   14                                  Total Rapat
                                                            Total Meetings   6                           Total Rapat
                                                                                                       Total Meetings   3
             Rata-Rata                                          Rata-Rata                                Rata-Rata
  Persentase Kehadiran                               Persentase Kehadiran                     Persentase Kehadiran
                                100%                                          93%                                        93,5%
    Average Attendance                                 Average Attendance                       Average Attendance
            Percentage                                         Percentage                               Percentage




Nominasi dan Seleksi                                                    Nomination and Selection of
Badan Tata Kelola [GRI 2-10] [IDX G-06]                                 the Governance Body [GRI 2-10] [IDX G-06]

Proses nominasi dan seleksi anggota Dewan Komisaris dan                 The nomination and selection process for members of the
Direksi Grup MPM dilaksanakan dengan mengedepankan                      Board of Commissioners and the Board of Directors within
prinsip tata kelola yang baik, transparansi, dan objektivitas.          the MPM Group is conducted in accordance with principles
Mekanisme ini mengacu pada peraturan perundang-                         of good governance, transparency, and objectivity,
undangan yang berlaku serta kebijakan internal perusahaan.              referring to applicable laws and internal Company policies.

Dalam proses seleksi, MPM mempertimbangkan                              The selection process considers diversity of competencies
keberagaman kompetensi dan karakteristik, termasuk                      and characteristics, including professional experience, age,
pengalaman profesional, usia, gender, latar belakang                    gender, educational background, expertise, independence,
pendidikan, keahlian, independensi, serta integritas dan                integrity, and track record. Consideration is also given
rekam jejak kandidat. Pertimbangan terhadap kompetensi                  to competencies relevant to business strategy, including
yang relevan dengan strategi bisnis, termasuk pemahaman                 sustainability and ESG understanding, to ensure effective
atas isu keberlanjutan dan ESG, dilakukan untuk memastikan              oversight and management functions.
efektivitas fungsi pengawasan dan pengurusan.




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Page 180
              TATA KELOLA
              KEBERLANJUTAN         Komitmen Tata Kelola             Struktur Tata Kelola            Nilai dan Integritas         Manajemen Risiko
              Sustainability       Governance Commitment             Governance Structure            Values and Integrity         Risk Management
              Governance




      Proses nominasi dilakukan melalui mekanisme yang                        The nomination process is conducted through a structured
      terstruktur dengan melibatkan KNR. KNR melakukan                        mechanism involving the NRC. The NRC reviews the
      penelaahan atas komposisi, ukuran, dan kebutuhan                        composition, size, and competency requirements of the
      kompetensi Dewan Komisaris dan Direksi, serta                           Board of Commissioners and Board of Directors, and
      mengevaluasi kesesuaian kandidat dengan kriteria yang                   evaluates candidates against established criteria.
      telah ditetapkan.

      Berdasarkan hasil evaluasi, KNR menyampaikan                            Based on its evaluation, the NRC submits recommendations
      rekomendasi kepada Dewan Komisaris untuk selanjutnya                    to the Board of Commissioners for subsequent approval
      diajukan kepada RUPS. Keputusan akhir atas pengangkatan,                by the GMS. Final decisions regarding the appointment,
      pemberhentian, dan/atau penggantian anggota Dewan                       dismissal, and/or replacement of members of the Board of
      Komisaris dan Direksi ditetapkan melalui RUPS sesuai                    Commissioners and the Board of Directors are determined
      dengan Anggaran Dasar Perseroan.                                        by the GMS in accordance with the Company’s Articles of
                                                                              Association.



      Tata Kelola Keberlanjutan dan Iklim [GRI 2-12, 2-14]                    Sustainability and Climate Governance [GRI 2-12, 2-14]

      Grup MPM telah memiliki struktur tata kelola khusus                     MPM Group has established a dedicated governance
      yang bertanggung jawab dalam mengimplementasikan                        structure responsible for implementing its sustainability
      strategi keberlanjutan guna memastikan pencapaian hasil                 strategy to ensure the achievement of optimal outcomes.
      yang optimal. Struktur tata kelola keberlanjutan MPM                    The sustainability governance structure of MPM is
      diilustrasikan sebagai berikut.                                         illustrated as follows.



                                                        Struktur Tata Kelola Keberlanjutan
                                                         Sustainability Governance Structure


          DEWAN KOMISARIS                                                              DIREKSI

        Board of Commissioners                                                  Board of Directors




                                                                                                 Tim Kegiatan Usaha
            Komite GCG*                                         Tim Manajemen Risiko                Keberlanjutan
                                                                                                   Sustainability
          GCG Committee*                                        Risk Management Team
                                                                                                   Business Team




                                                                     Koordinasi
                                   Koordinasi Pelaksana                                      Koordinasi Pelaksana           Koordinasi Pelaksana
                                                                 Pelaksana Kegiatan
                                      Kegiatan Usaha                                            Kegiatan Usaha                Kegiatan Usaha
                                                                 Usaha Berkelanjutan
                                  Berkelanjutan MPMulia                                     Berkelanjutan MPMRent            Berkelanjutan JMFI
                                                                   MPMInsurance

                                    Sustainable Business         Sustainable Business         Sustainable Business           Sustainable Business
                                   Program Coordinators         Program Coordinators         Program Coordinators           Program Coordinators
                                          MPMulia                  MPMInsurance                    MPMRent                           JMFI




                                       Sustainability               Sustainability                 Sustainability               Sustainability
                                        Champion                     Champion                       Champion                     Champion


      *Komite GCG resmi berubah nama menjadi Komite GCG dan Sustainability, efektif sejak 26 Januari 2026.
       The GCG Committee was officially named the GCG and Sustainability Committee, effective 26 Januari 2026.




180                                                                                          Laporan Keberlanjutan ● Sustainability Report   2025
Page 181
Tim tata kelola keberlanjutan Grup MPM terdiri dari Dewan     MPM Group’s sustainability governance structure consists
Komisaris, Direksi, Komite GCG, Tim Manajemen Risiko,         of the Board of Commissioners, Board of Directors, GCG
dan Tim Kegiatan Usaha Berkelanjutan.                         Committee, Risk Management Team, and Sustainable
                                                              Business Team.

Dewan Komisaris, dengan dukungan Komite GCG,                  The Board of Commissioners, supported by the GCG
menjalankan fungsi pengawasan atas pengelolaan                Committee, oversees the management of economic,
dampak ekonomi, sosial, dan lingkungan, termasuk risiko       social, and environmental impacts, including sustainability
dan peluang terkait keberlanjutan dan perubahan iklim.        and climate-related risks and opportunities. The Board of
Dewan Komisaris menerima dan membahas laporan                 Commissioners receives and reviews periodic reports at
berkala sekurang-kurangnya satu kali dalam setahun            least once annually regarding performance, risk profiles,
mengenai kinerja, profil risiko, serta potensi trade-offs     and potential trade-offs arising from sustainability-related
dari keputusan strategis keberlanjutan dan memberikan         strategic decisions and provides direction to ensure
arahan untuk memastikan keselarasan dengan tujuan             alignment with MPM's long-term objectives.
jangka panjang MPM.

Direksi bertanggung jawab atas pelaksanaan strategi dan       The Board of Directors is responsible for implementing
inisiatif keberlanjutan agar berjalan sesuai arahan Dewan     sustainability strategies and initiatives in line with
Komisaris serta selaras dengan tujuan bisnis. Direksi         the guidance of the Board of Commissioners and
memastikan bahwa risiko dan peluang keberlanjutan,            business objectives. The Board of Directors ensures that
termasuk perubahan iklim, dikelola secara efektif dan         sustainability and climate-related risks and opportunities
terintegrasi dalam proses bisnis, kerangka manajemen          are effectively managed and integrated into business
risiko, serta pengambilan keputusan strategis. Proses         processes, the risk management framework, and strategic
identifikasi dan pengelolaan dampak material dilakukan        decision-making. Material impact identification and
secara terstruktur untuk memastikan respons yang              management processes are conducted systematically to
tepat terhadap dinamika regulasi, pasar, dan ekspektasi       ensure appropriate responses to regulatory, market, and
pemangku kepentingan.                                         stakeholder developments.

Dalam menjalankan perannya, Direksi didukung oleh Tim         In performing its role, the Board of Directors is supported by
Manajemen Risiko dan Tim Kegiatan Usaha Berkelanjutan.        the Risk Management Team and the Sustainable Business
Tim Manajemen Risiko melakukan analisis dampak dan            Team. The Risk Management Team conducts impact
ketahanan strategi perusahaan terhadap berbagai               analyses and assesses the resilience of corporate strategies
skenario iklim, mengintegrasikan risiko keberlanjutan         under various climate scenarios, integrates sustainability
dan risiko iklim ke dalam kerangka manajemen risiko           and climate risks into the corporate risk management
perusahaan, serta menyusun peta risiko yang dilaporkan        framework, and prepares risk maps to be reported to the
kepada Direksi dan Dewan Komisaris sebagai dasar              Board of Directors and Board of Commissioners as a basis
pengambilan keputusan.                                        for decision-making.

Sementara itu, Tim Kegiatan Usaha Berkelanjutan (Tim)         Meanwhile, the Sustainable Business Team acts as the
berperan sebagai penggerak implementasi strategi              driver of sustainability implementation across Group
keberlanjutan di seluruh entitas Grup. Tim juga bertanggung   entities. The Team develops and implements sustainability
jawab mengembangkan dan mengimplementasikan                   and climate initiatives within each business entity, sets
inisiatif keberlanjutan dan iklim di setiap entitas usaha,    targets, and monitors their achievement. The Team
menetapkan target serta memantau pencapaiannya. Tim           actively coordinates with Risk Management, Finance,
ini berkoordinasi secara aktif dengan fungsi Manajemen        and Operations functions to ensure alignment between
Risiko, Keuangan, dan Operasional untuk memastikan            sustainability strategy, risk management, and business
strategi keberlanjutan berjalan selaras dengan pengelolaan    performance. Monitoring results are periodically reported
risiko dan kinerja bisnis. Hasil pemantauan dilaporkan        to the Board of Directors for performance evaluation and
secara berkala kepada Direksi sebagai bahan evaluasi          strategic adjustments. [GRI 2-13]
kinerja dan penyesuaian strategi. [GRI 2-13]




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             TATA KELOLA
             KEBERLANJUTAN         Komitmen Tata Kelola           Struktur Tata Kelola          Nilai dan Integritas           Manajemen Risiko
             Sustainability       Governance Commitment           Governance Structure          Values and Integrity           Risk Management
             Governance




      Sehubungan dengan pelaporan keberlanjutan, Direksi                   Prior to publication, the Board of Directors reviews and
      melakukan penelaahan dan memberikan persetujuan                      approves the Company’s Sustainability Report to ensure
      atas Laporan Keberlanjutan sebelum dipublikasikan untuk              accuracy, balance, and alignment with MPM's strategy
      memastikan akurasi, keseimbangan, dan keselarasan                    and performance. This mechanism reflects management’s
      dengan strategi serta kinerja MPM. Mekanisme ini                     commitment to transparency and accountability in
      mencerminkan komitmen manajemen dalam menjaga                        managing corporate impacts.
      transparansi dan akuntabilitas atas pengelolaan dampak
      yang ditimbulkan perusahaan.

      Melalui struktur tata kelola yang terintegrasi ini, Grup             Through this integrated governance structure, MPM Group
      MPM berupaya memastikan bahwa keberlanjutan tidak                    ensures that sustainability is embedded not merely as an
      hanya menjadi inisiatif program, melainkan bagian                    initiative, but as part of strategic decision-making and a
      dari pengambilan keputusan strategis dan fondasi                     foundation for long-term growth.
      pertumbuhan jangka panjang perusahaan.



                                Tugas dan Tanggung Jawab Badan Tata Kelola Keberlanjutan [OJK E.1]
                                        Responsibilities of the Sustainability Governance Body


                                                              Jabatan ▪ Position

                                                  Dewan Komisaris ▪ Board of Commissioner

                                           Peran dan Tanggung Jawab ▪ Roles and Responsibilities

         • Mengawasi kepatuhan perusahaan terhadap regulasi dan            • Oversee the company’s compliance with regulations and
           prinsip-prinsip GCG.                                              the principles of GCG.
         • Melaksanakan fungsi pengawasan atas implementasi                • Oversee the implementation of sustainability strategies
           strategi dan inisiatif keberlanjutan, serta pengelolaan           and initiatives, as well as the management of climate-
           dampak dan risiko terkait iklim.                                  related impacts and risks.
         • Mengawasi kinerja keberlanjutan melalui Komite GCG.             • Monitor sustainability performance through the GCG
                                                                             Committee.
         • Menerima dan membahas laporan berkala minimal satu              • Receive and review periodic reports, at least once a year,
           tahun sekali dari Komite GCG mengenai pencapaian, risiko,         from the GCG Committee regarding achievements, risks,
           dan trade-offs terkait keberlanjutan.                             and trade-offs related to sustainability.
         • Memberikan arahan strategis terhadap pelaksanaan                • Provide strategic direction on the implementation of
           strategi keberlanjutan dan mitigasi risiko iklim.                 sustainability strategies and climate risk mitigation.




                                                              Jabatan ▪ Position

                                                          Direksi ▪ Board of Directors

                                           Peran dan Tanggung Jawab ▪ Roles and Responsibilities

         • Menyetujui strategi dan program kerja keberlanjutan yang        • Approve sustainability strategies and work programs
           terintegrasi ke dalam rencana jangka panjang perusahaan.          integrated into the company’s long-term plans.
         • Memastikan seluruh unit kerja melaksanakan program              • Ensure all business units effectively implement
           keberlanjutan dan pengelolaan risiko iklim secara efektif.        sustainability programs and climate risk management.
         • Mengintegrasikan strategi keberlanjutan dalam                   • Integrate sustainability strategies into business and
           pengambilan keputusan bisnis dan operasional perusahaan.          operational decision-making.
         • Menyetujui Laporan Keberlanjutan, termasuk pengungkapan         • Approve the Sustainability Report, including disclosures
           informasi yang relevan terhadap aspek keuangan terkait            relevant to climate-related and sustainability-related
           iklim dan keberlanjutan.                                          financial aspects.




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                                                            Jabatan ▪ Position

                                                       Komite GCG ▪ GCG Committee

                                        Peran dan Tanggung Jawab ▪ Roles and Responsibilities

 • Membantu Dewan Komisaris dalam mengawasi                            • Support the Board of Commissioners in overseeing the
   implementasi strategi dan inisiatif keberlanjutan, serta              implementation of sustainability strategies and initiatives,
   pengelolaan dampak dan risiko terkait iklim,                          as well as the management of climate-related impacts
                                                                         and risks,
 • Meninjau Laporan Keberlanjutan MPM guna memastikan                  • Review the Sustainability Report of MPM to ensure
   keselarasan dengan prinsip tata kelola yang baik serta                alignment with good governance principles and
   standar pelaporan yang berlaku,                                       applicable reporting standards,
 • Berkoordinasi dengan Tim Manajemen Risiko dan Tim                   • Coordinate with the Risk Management Team and the
   Kegiatan Usaha Berkelanjutan untuk sinergi pengelolaan                Sustainable Business Team to ensure synergy in impact
   dampak.                                                               management.




                                                            Jabatan ▪ Position

                                            Tim Manajemen Risiko ▪ Risk Management Team

                                        Peran dan Tanggung Jawab ▪ Roles and Responsibilities

 • Melakukan analisis dampak dan ketahanan strategi                    • Conduct impact analyses and assess the resilience of
   perusahaan terhadap berbagai skenario iklim,                          corporate strategies under various climate scenarios.
 • Mengintegrasikan risiko ESG dan risiko iklim ke dalam               • Integrate ESG and climate risks into the company’s risk
   kerangka manajemen risiko perusahaan,                                 management framework.
 • Menyusun peta risiko iklim dan keberlanjutan serta                  • Develop climate and sustainability risk maps and report
   menyampaikan hasilnya kepada Direksi dan Dewan Komisaris,             the results to the Board of Directors and the Board of
                                                                         Commissioners.
 • Berkolaborasi dengan Tim Kegiatan Usaha Berkelanjutan               • Collaborate with the Sustainable Business Team to ensure
   untuk memastikan bahwa identifikasi risiko dan mitigasinya,           consistent risk identification, mitigation, and strategy
   serta pelaksanaan strategi berjalan secara konsisten,                 implementation.
 • Mendukung pelaporan risiko keberlanjutan dan iklim dalam            • Support sustainability and climate risk reporting in the
   laporan tahunan perusahaan.                                           company’s annual report.




                                                            Jabatan ▪ Position

                                   Tim Kegiatan Usaha Berkelanjutan ▪ Sustainable Business Team

                                        Peran dan Tanggung Jawab ▪ Roles and Responsibilities

 • Mengembangkan inisiatif iklim dan keberlanjutan untuk               • Develop climate and sustainability initiatives for each OpCo.
   masing-masing OpCo,
 • Menetapkan target keberlanjutan dan melakukan                       • Establish sustainability targets and monitor their
   pemantauan pencapaiannya,                                             achievement.
 • Memastikan sistem pelaporan LST yang andal,                         • Ensure a reliable sustainability reporting system.
 • Melakukan koordinasi aktif dengan Tim Manajemen Risiko,             • Actively coordinate with the Risk Management Team,
   Tim Keuangan, dan Tim Operasional untuk memastikan                    Finance Team, and Operations Team to align sustainability
   sinergi antara strategi keberlanjutan dan pengelolaan                 strategies with ESG and climate risk management.
   risiko LST dan iklim,
 • Melaporkan pencapaian dan tantangan pelaksanaan                     • Report achievements and challenges in implementing
   strategi keberlanjutan kepada Direksi.                                sustainability strategies to the Board of Directors.




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Page 184
          TATA KELOLA
          KEBERLANJUTAN         Komitmen Tata Kelola            Struktur Tata Kelola           Nilai dan Integritas           Manajemen Risiko
          Sustainability       Governance Commitment            Governance Structure           Values and Integrity           Risk Management
          Governance




                                                           Jabatan ▪ Position

             Koordinator Pelaksana Kegiatan Usaha Berkelanjutan (Kepala Divisi/Departemen di masing-masing OpCo)
                      Sustainable Business Program Coordinators (Heads of Divisions/Departments in each OpCo)

                                        Peran dan Tanggung Jawab ▪ Roles and Responsibilities

      • Memimpin pelaksanaan inisiatif keberlanjutan di OpCo,            • Lead the implementation of sustainability initiatives within
                                                                           their respective OpCo.
      • Memastikan penerapan inisiatif keberlanjutan secara              • Ensure initiatives are carried out effectively and efficiently.
        efektif dan efisien,
      • Menyusun perencanaan serta anggaran pelaksanaan                  • Prepare planning and budgets for the implementation of
        masing-masing program kerja,                                       each work program.
      • Melakukan evaluasi terhadap pencapaian program secara            • Conduct periodic evaluations of program achievements
        periodik dan memberikan arahan pelaksanaan inisiatif di            and provide guidance on initiatives within their OpCo.
        masing-masing OpCo,
      • Melaporkan pencapaian dan pelaksanaan inisiatif kepada           • Report initiative achievements and implementation
        Ketua Tim Kegiatan Usaha Berkelanjutan.                            progress to the Head of the Sustainable Business Team.




                                                           Jabatan ▪ Position

                                          Sustainability Champion ▪ Sustainability Champions

                                        Peran dan Tanggung Jawab ▪ Roles and Responsibilities

      • Melaksanakan insiatif keberlanjutan di masing-masing             • Implement sustainability initiatives within each OpCo and
        OpCo dan memastikan implementasinya secara efektif,                ensure their effective execution.
      • Memastikan kepentingan dan harapan pemangku                      • Safeguard the interests and expectations of key
        kepentingan utama dikelola dengan baik dalam                       stakeholders in the implementation of initiatives.
        pelaksanaan insiatif,
      • Bersama dengan Koordinator Pelaksana Kegiatan Usaha              • Together with the Sustainable Business Program
        Berkelanjutan, menyusun kebutuhan sumber daya dan                  Coordinators, prepare resource and budget requirements
        budget untuk pelaksanaan inisiatif,                                for initiative implementation.
      • Melaporkan pencapaian dan pelaksanaan inisiatif secara           • Submit periodic reports on initiative achievements and
        periodik kepada Koordinator Pelaksana Kegiatan Usaha               implementation to the Sustainable Business Program
        Berkelanjutan,                                                     Coordinators.
      • Menyediakan data, statistik, dan informasi lainnya               • Provide data, statistics, and other relevant information
        kepada Tim Keberlanjutan secara periodik di masing-                periodically to the Sustainability Team within each
        masing anak usaha,                                                 subsidiary.
      • Mengumpulkan dan menyediakan data serta informasi                • Collect and submit data and information required for the
        yang dibutuhkan untuk penyusunan Laporan                           preparation of the Sustainability Report to the Sustainable
        Keberlanjutan kepada Tim Kegiatan Usaha Berkelanjutan,             Business Team, in accordance with OJK parameters, the
        berdasarkan parameter OJK, Global Reporting Initiative             Global Reporting Initiative (GRI), Sustainable Development
        (GRI), Sustainable Development Goals (SDGs), serta IFRS            Goals (SDGs), and the IFRS Sustainability Standards.
        Sustainability Standard.




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Komunikasi Masalah Penting [GRI 2-16]                          Communication of Critical Concern [GRI 2-16]

Tim Keberlanjutan menyampaikan dan mengkomunikasikan           The Sustainability Team communicates material economic,
isu-isu penting dalam aspek ekonomi, sosial, dan               social, and environmental issues that may have significant
lingkungan yang berpotensi menimbulkan dampak                  impacts on MPM and its stakeholders to the Board of
signifikan terhadap MPM dan pemangku kepentingan               Commissioners and the Board of Directors. These matters
kepada Dewan Komisaris dan Direksi. Penyampaian isu            are conveyed through the GCG Committee Meeting, which
dilakukan melalui Rapat Komite GCG yang pada tahun 2025        was convened 3 times in 2025. The forum serves as an
diselenggarakan sebanyak 3 kali. Forum ini menjadi sarana      escalation and deliberation platform for critical issues,
eskalasi dan pembahasan atas isu-isu kritis, termasuk          including the determination of mitigation measures and
penetapan langkah mitigasi dan tindak lanjut strategis.        strategic follow-up actions.

Sepanjang tahun 2025, tidak terdapat isu kritis yang           Throughout 2025, there were no critical issues that had
berdampak material terhadap kelangsungan usaha MPM.            a material impact on MPM's business continuity. Any
Setiap isu yang muncul telah ditangani melalui mekanisme       issues that arose were addressed through established risk
pengelolaan risiko dan pengaduan yang berlaku. Melalui         management and grievance mechanisms. Through these
mekanisme ini, manajemen memastikan bahwa setiap               mechanisms, management ensures that all significant risks
risiko dan dampak signifikan memperoleh perhatian pada         and impacts receive attention at the highest decision-
tingkat pengambilan keputusan tertinggi, serta dikelola        making level and are managed in a transparent and
secara transparan dan akuntabel.                               accountable manner.



Pengembangan Kompetensi                                        Competency Development
Badan Tata Kelola [GRI 2-17] [IDX G-05]                        of the Governance Body [GRI 2-17] [IDX G-05]

MPM mendorong peningkatan kapasitas anggota Dewan              MPM promotes capacity building for members of the
Komisaris, Direksi, serta komite terkait melalui partisipasi   Board of Commissioners, Board of Directors, and relevant
dalam seminar, pelatihan, dan forum diskusi yang               committees through participation in seminars, training
membahas perkembangan tren serta regulasi terkini di           programs, and discussion forums addressing emerging
bidang keberlanjutan. Upaya penguatan kompetensi ini           trends and the latest sustainability regulations. These
mencakup pemahaman atas penerapan praktik bisnis               competency enhancement efforts include strengthening
berkelanjutan, strategi transisi menuju ekonomi rendah         understanding of sustainable business practices, transition
karbon, pengelolaan risiko keberlanjutan, serta pemenuhan      strategies toward a low-carbon economy, sustainability risk
standar dan regulasi keberlanjutan di tingkat global.          management, and compliance with global sustainability
                                                               standards and regulations.




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             TATA KELOLA
             KEBERLANJUTAN          Komitmen Tata Kelola           Struktur Tata Kelola         Nilai dan Integritas           Manajemen Risiko
             Sustainability        Governance Commitment           Governance Structure         Values and Integrity           Risk Management
             Governance




                            Pengembangan Kompetensi Badan Tata Kelola terkait Keberlanjutan [OJK E.2]
                              Sustainability-Related Competency Development of the Governance Bodies

       No                            Topik Pelatihan ▪ Topic                                        Penyelenggara ▪ Organizer
       1    Human Rights Due Diligence – Why Does it Matter?                              Institute of Certified Sustainability Practitioners
       2    Social Value dalam Pelaporan Keberlanjutan: Ukuran, Pelaporan,                             Social Value Indonesia
            dan Tantangan Implementasinya
            Social Value in Sustainability Reporting: Measurement, Disclosure,
            and Implementation Challenges
       3    UNBOXING ISO 26000: 2010 Guidance on Social Responsibility to                 Institute of Certified Sustainability Practitioners
            support Organizational Excellence
       4    Mendorong Transformasi Bisnis yang Bertanggung Jawab                                          Prospect Institute
            dan Berkelanjutan melalui ESG
            Advancing Responsible and Sustainable Business Transformation
            through ESG
       5    Is Social Value Always Measured by SROI?                                                   Social Value Indonesia
       6    Sustainable Agriculture: Making Responsible Practices the New Normal          Institute of Certified Sustainability Practitioners
       7    Why Diversity, Equity, and Inclusion (DEI) Matter, and Why Context            Institute of Certified Sustainability Practitioners
            Matters Just As Much
       8    ESG Workshop 2025: Sustainability Counts: Integrating ESG Into                              IDX Channel & PWC
            The Financial Data
       9    Greenwashing in ESG Disclosure: Does it impact Creating Share Value?          Institute of Certified Sustainability Practitioners
       10   The 10th Sustainability Practitioner Conference (SPC)                         Institute of Certified Sustainability Practitioners
       11   Sustainability in the Age of Artificial Intelligence                          Institute of Certified Sustainability Practitioners
       12   Sustainable Finance Forum                                                                           KADIN
       13   Assessing Green Supply Chain Management Practices in GRI-Based                Institute of Certified Sustainability Practitioners
            Sustainability Reports of Indonesian Manufacturing Companies
       14   Completing the Picture: Climate Reporting with GRI and IFRS Standards                           GRI Academy
       15   Certified Sustainability Reporting Assurance                                     National Center for Corporate Reporting
       16   IFRS S1 & S2                                                                                        KPMG




      Evaluasi Kinerja                                                      Performance Evaluation
      Badan Tata Kelola [GRI 2-18] [IDX G-04]                               of the Governance Body [GRI 2-18] [IDX G-04]

      Evaluasi kinerja organ tata kelola MPM, termasuk Dewan                The performance evaluation of MPM’s governance bodies,
      Komisaris dan Direksi, dilaksanakan setiap tahun melalui              including the Board of Commissioners and the Board of
      mekanisme self-assessment tanpa melibatkan pihak ketiga               Directors, is conducted annually through a self-assessment
      independen. Proses ini mengacu pada kriteria penilaian                mechanism without the involvement of an independent
      yang direkomendasikan oleh KNR dan telah disepakati                   third party. The process refers to evaluation criteria
      bersama oleh Dewan Komisaris dan Direksi. Hasil evaluasi              recommended by the NRC and mutually agreed upon by
      beserta rencana tindak lanjutnya disampaikan dalam                    the Board of Commissioners and the Board of Directors. The
      RUPS Tahunan. Informasi lebih rinci mengenai kriteria dan             evaluation results, along with the corresponding follow-up
      metode penilaian dapat dilihat pada bagian Tata Kelola                action plans, are presented at the Annual GMS. Further
      dalam Laporan Tahunan.                                                details regarding the evaluation criteria and methodology
                                                                            are available in the Corporate Governance section of the
                                                                            Company’s Annual Report.




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Sepanjang tahun 2025, Dewan Komisaris dan Direksi               Throughout 2025, the Board of Commissioners and the
MPM menunjukkan kinerja yang selaras dengan prinsip             Board of Directors demonstrated performance aligned with
GCG. Dewan Komisaris memastikan efektivitas fungsi              the principles of GCG. The Board of Commissioners ensured
pengawasan, memberikan arahan strategis dengan                  the effectiveness of its supervisory function, provided
mempertimbangkan risiko dan peluang, serta mengawal             strategic guidance by considering risks and opportunities,
kepatuhan terhadap regulasi, kebijakan internal,                and oversaw compliance with regulations, internal policies,
dan komitmen keberlanjutan. Sementara itu, Direksi              and sustainability commitments. Meanwhile, the Board
memperkuat     kepemimpinan      melalui pengambilan            of Directors strengthened leadership through responsive
keputusan yang responsif, pelaksanaan strategi yang             decision-making, disciplined strategy execution, and
terukur, serta pengelolaan risiko yang proaktif dalam           proactive risk management in navigating evolving industry
menghadapi dinamika industri dan pasar.                         and market dynamics.



Kebijakan Remunerasi [GRI 2-19, 2-20]                           Remuneration Policy [GRI 2-19, 2-20]

Kebijakan remunerasi bagi Dewan Komisaris dan Direksi           The remuneration policy for the Board of Commissioners
ditetapkan melalui keputusan RUPS atau berdasarkan              and the Board of Directors is determined through
pelimpahan kewenangan dari RUPS kepada Dewan                    resolutions of the GMS or based on authority delegated
Komisaris sesuai ketentuan yang berlaku. Struktur               by the GMS to the Board of Commissioners, in accordance
remunerasi mencakup komponen tetap dan/atau variabel,           with applicable regulations. The remuneration structure
seperti gaji atau honorarium, tantiem atau insentif berbasis    comprises fixed and/or variable components, including
kinerja, serta fasilitas dan tunjangan lainnya.                 salaries or honoraria, tantiem or performance-based
                                                                incentives, as well as other facilities and benefits.

Perumusan kebijakan dan besaran remunerasi dilakukan            The formulation of remuneration policies and amounts is
berdasarkan rekomendasi KNR. Dalam menyusun                     based on recommendations from the NRC. In developing
rekomendasi tersebut, KNR mempertimbangkan berbagai             its recommendations, the NRC considers various factors,
faktor, antara lain kinerja perusahaan, pencapaian              including the Company’s performance, individual
individu, kompleksitas tugas dan tanggung jawab, praktik        achievements, the complexity of duties and responsibilities,
remunerasi yang berlaku di industri sejenis, serta kontribusi   prevailing remuneration practices within comparable
dalam mengelola dampak ekonomi, sosial, dan lingkungan          industries, and contributions to managing material economic,
yang material bagi MPM.                                         social, and environmental impacts of the Company.

Proses   penetapan       remunerasi    dirancang    untuk       The remuneration determination process is designed to
memastikan adanya keselarasan antara strategi jangka            ensure alignment between the Company’s long-term
panjang perusahaan, kepentingan pemegang saham, dan             strategy, shareholders’ interests, and the creation of
penciptaan nilai berkelanjutan bagi pemangku kepentingan.       sustainable value for stakeholders. Through a transparent
Melalui mekanisme yang transparan dan akuntabel, MPM            and accountable mechanism, MPM ensures that its
memastikan bahwa kebijakan remunerasi mendukung                 remuneration policy supports responsible performance,
kinerja yang bertanggung jawab, termasuk dalam                  including the effective management of sustainability-
pengelolaan risiko dan peluang keberlanjutan.                   related risks and opportunities.




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             TATA KELOLA
             KEBERLANJUTAN       Komitmen Tata Kelola        Struktur Tata Kelola         Nilai dan Integritas           Manajemen Risiko
             Sustainability     Governance Commitment        Governance Structure         Values and Integrity           Risk Management
             Governance




      NILAI DAN INTEGRITAS [GRI 2-23, 2-24] [IDX G-07]                VALUES AND INTEGRITY [GRI 2-23, 2-24] [IDX G-07]

      MPM berkomitmen untuk menerapkan praktik bisnis yang            MPM is committed to conducting responsible business
      bertanggung jawab selaras dengan nilai-nilai Perusahaan,        practices aligned with the Company’s core values, Code
      Pedoman Perilaku, serta Peraturan Perusahaan. Komitmen          of Conduct, and Company Regulations. This commitment
      ini ditujukan untuk memastikan konsistensi dalam                ensures consistency in upholding ethical standards, integrity,
      menjunjung standar moral, etika, dan profesionalisme di         and professionalism across all levels of the organization.
      seluruh lini organisasi.

      Pada tahun 2025, tidak terdapat perubahan terhadap              In 2025, no changes were made to the Code of Conduct, as
      Pedoman Perilaku karena dinilai masih relevan dan               it remains relevant and adequate to support organizational
      memadai dalam mendukung kebutuhan organisasi.                   needs. However, MPM updated its Company Regulations by
      Namun demikian, MPM melakukan pembaruan terhadap                introducing additional provisions reinforcing prohibitions
      Peraturan Perusahaan melalui penambahan ketentuan               and sanctions related to illegal financial activities. This
      yang mempertegas larangan dan sanksi atas aktivitas             measure strengthens compliance culture and mitigates
      keuangan ilegal. Langkah ini merupakan bagian dari              reputational and legal risks.
      penguatan budaya kepatuhan dan mitigasi risiko reputasi
      maupun hukum.

      MPM terus mendorong seluruh karyawan untuk                      MPM continuously encourages all employees to
      memahami, menginternalisasi, dan menerapkan nilai-nilai         understand, internalize, and implement the values outlined
      yang terkandung dalam Pedoman Perilaku serta Peraturan          in the Code of Conduct and Company Regulations in their
      Perusahaan dalam aktivitas sehari-hari. Bagi MPM, kedua         daily activities. For MPM, these guidelines are not merely
      panduan tersebut bukan sekadar dokumen formal,                  formal documents but represent a shared commitment to
      melainkan komitmen bersama untuk membangun budaya               fostering an ethical and responsible work culture.
      kerja yang berintegritas dan bertanggung jawab.



      Penerapan Pedoman Perilaku                                      Implementation of Code of Conduct

      MPM memiliki Pedoman Perilaku yang berfungsi sebagai            MPM has established a Code of Conduct that serves as
      landasan etika dan perilaku profesional. Pedoman Perilaku       the foundation for ethical and professional behaviour. The
      MPM berlaku untuk seluruh karyawan, termasuk kepada             Code applies to all employees, including members of the
      Dewan Komisaris dan Direksi. Pedoman Perilaku MPM               Board of Commissioners and the Board of Directors, and is
      tersedia pada situs resmi perusahaan dan dapat diakses          accessible through MPM's official website.
      melalui tautan berikut.

      MPM secara konsisten melakukan sosialisasi dan                  The Company consistently conducts socialization and
      penyegaran Pedoman Perilaku kepada seluruh karyawan             refresher sessions on the Code of Conduct at least once a
      minimal satu kali dalam setahun. Kegiatan ini dilaksanakan      year. These activities are organized by the Human Resources
      oleh tim Human Resources (HR) bersama Internal Audit            (HR) and Internal Audit teams through webinars and
      melalui metode webinar dan pembelajaran berbasis web            web-based learning via the MPM Learning Management
      melalui MPM Learning Management System (LMS Code of             System (LMS Code of Conduct). This initiative ensures that
      Conduct). Inisiatif ini bertujuan untuk memastikan seluruh      employees understand applicable behavioral standards
      karyawan memahami standar perilaku yang berlaku serta           and strengthens compliance culture within the workplace.
      memperkuat budaya kepatuhan di lingkungan kerja.

      Selain itu, setiap karyawan baru diwajibkan mengikuti           Additionally, all new employees are required to participate
      program onboarding yang diselenggarakan oleh tim HR,            in onboarding programs organized by the HR unit, which
      yang mencakup pemaparan mengenai Peraturan Perusahaan           include orientation on the Company Regulations and
      dan Pedoman Perilaku sebagai bagian dari pembentukan            Code of Conduct to establish ethical awareness from the
      pemahaman sejak awal masa kerja.                                beginning of employment.



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Pada 6 Maret 2025, MPM menyelenggarakan kegiatan                     On 6 March 2025, MPM conducted an online
sosialisasi secara daring melalui Microsoft Teams dengan             dissemination session via Microsoft Teams titled “Code
tema “Code of Conduct and Whistleblowing System Awareness            of Conduct and Whistleblowing System Awareness
Webinar”, yang diikuti oleh 426 karyawan di lingkungan Grup          Webinar,” attended by 426 employees across the
MPM. Webinar ini bertujuan untuk meningkatkan kesadaran              MPM Group. The webinar aimed to enhance employee
dan partisipasi aktif karyawan dalam penerapan kode etik             awareness and active participation in upholding ethical
serta memperkuat pencegahan fraud melalui pemanfaatan                standards and strengthening fraud prevention through
mekanisme whistleblowing system.                                     effective use of the whistleblowing system.



                                                     Penerapan Pedoman Perilaku
                                                   Implementation of Code of Conduct


              E-Learning Pedoman Perilaku                                         Sosialisasi Pedoman Perilaku
               Code of Conduct E-Learning                                       Dissemination of Code of Conduct




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             TATA KELOLA
             KEBERLANJUTAN        Komitmen Tata Kelola             Struktur Tata Kelola         Nilai dan Integritas           Manajemen Risiko
             Sustainability      Governance Commitment             Governance Structure         Values and Integrity           Risk Management
             Governance




      Pencegahan Tindak Korupsi dan                                         Prevention of Corruption and
      Konflik Kepentingan [GRI 2-15] [IDX G-09]                             Conflict of Interest [GRI 2-15] [IDX G-09]

      MPM berkomitmen mencegah praktik korupsi, gratifikasi,                MPM is committed to preventing corruption, gratification,
      dan penyalahgunaan wewenang sebagaimana tertuang                      and abuse of authority as stipulated in the Code of
      dalam Pedoman Perilaku dan Peraturan Perusahaan. Kedua                Conduct and Company Regulations. These policies strictly
      kebijakan ini melarang segala bentuk suap dan benturan                prohibit bribery and conflicts of interest, as well as establish
      kepentingan, serta mengatur mekanisme pelaporan dan                   transparent reporting and handling mechanisms for both
      penanganan pelanggaran secara transparan, termasuk                    actual and potential conflicts of interest.
      untuk konflik kepentingan aktual maupun potensial.

      Untuk memperkuat budaya integritas, MPM secara                        To reinforce a culture of integrity, MPM regularly conducts
      rutin menyelenggarakan sosialisasi dan pelatihan anti-                anti-corruption and business ethics training. All employees
      korupsi serta etika bisnis. Seluruh karyawan diwajibkan               are required to submit a Conflict of Interest and Benefits
      menyampaikan Deklarasi Konflik Kepentingan dan                        Declaration as a formal commitment to the Company’s
      Penerimaan Manfaat sebagai bentuk komitmen terhadap                   ethical principles.
      prinsip etika perusahaan.

      Selain itu, pencegahan korupsi didukung oleh penerapan                Corruption prevention is further supported by the application
      prinsip transparansi dalam pelaporan keuangan dan                     of transparency principles in financial and performance
      kinerja perusahaan melalui sistem yang akurat, akuntabel,             reporting through accurate, accountable systems subject to
      dan diaudit secara berkala. MPM juga memastikan                       periodic audits. MPM also ensures the independence of the
      independensi Komite Nominasi dan Remunerasi serta                     Nomination and Remuneration Committee and the GCG and
      Komite GCG dan Sustainability dalam menjalankan fungsi                Sustainability Committee in performing oversight functions,
      pengawasan, termasuk dalam proses pemilihan dan                       including governance body selection and evaluation
      evaluasi badan tata kelola, guna meminimalkan risiko                  processes, thereby minimizing potential conflicts of interest
      konflik kepentingan sejak tingkat tertinggi organisasi.               at the highest organizational level.



                                                        Pelatihan terkait Antikorupsi
                                                           Anti-corruption Training

                                                        Topik Pelatihan                                                  Jumlah Peserta
        No
                                                         Training Topics                                               Number Of Participant
               Komunikasi Kebijakan dan Prosedur Anti Korupsi pada Karyawan
         1                                                                                                                     2.047
               Communication of Anti-Corruption Policies and Procedures to Employees

               Training Anti Korupsi pada Karyawan
         2                                                                                                                     2.047
               Anti-Corruption Training for Employees

               Integritas Kita, Bangun Kepercayaan, Raih Kesuksesan Bersama!
         3                                                                                                                      270
               Integrity and Trust for a Shared Success

               Hindari Tindakan yang Bisa Menghancurkan Karier Anda
         4                                                                                                                      270
               Avoid Actions That Could Jeopardize Your Career

               Jangan Cuek, Laporkan! Dukung Budaya Integritas di MPMInsurance
         5                                                                                                                      270
               Speak Up! Report Concerns and Support a Culture of Integrity at MPMInsurance




190                                                                                       Laporan Keberlanjutan ● Sustainability Report   2025
Page 191
Pelaporan Pelanggaran [GRI 2-25, 2-26]                       Grievance Mechanism [GRI 2-25, 2-26]

MPM telah mengembangkan sistem pelaporan pelanggaran         MPM has established a violation reporting system known
yang dikenal sebagai MPM SpeakUp, sebagai kanal resmi        as MPM SpeakUp, serving as the official channel for
untuk melaporkan dugaan pelanggaran terhadap Kode            reporting suspected violations of the Code of Conduct,
Etik, Peraturan Perusahaan, maupun peraturan perundang-      Company Regulations, or applicable laws and regulations.
undangan yang berlaku. Sistem ini dirancang untuk            The system is designed to ensure that reports can be
memastikan setiap laporan dapat disampaikan secara           submitted securely, transparently, and independently,
aman, transparan, dan independen, sekaligus menyediakan      while providing a channel for employees and stakeholders
ruang bagi karyawan dan pemangku kepentingan untuk           to raise concerns. Through this mechanism, MPM also
menyampaikan keluhan. Melalui mekanisme ini, MPM juga        seeks to prevent and mitigate potential adverse impacts
berupaya mencegah serta memitigasi dampak negatif            arising from business activities.
yang mungkin timbul dari aktivitas usaha.

MPM menyediakan laman khusus Whistleblowing System           MPM provides a dedicated Whistleblowing System (WBS)
(WBS) pada situs resmi perusahaan yang memuat berbagai       page on its official website, detailing reporting channels,
saluran pelaporan, prosedur penanganan, serta informasi      procedures, and whistleblower protection information.
mengenai perlindungan bagi pelapor. Pengelolaan              Since 2020, the management of MPM SpeakUp has been
MPM SpeakUp dilakukan melalui kerja sama dengan              conducted in collaboration with PricewaterhouseCoopers
PricewaterhouseCoopers (PwC) sebagai pihak ketiga            (PwC) as an independent third party.
independen sejak tahun 2020.

Sepanjang tahun 2025, MPM menerima 18 laporan melalui        In 2025, MPM received 18 reports through MPM SpeakUp.
MPMSpeakUp. Seluruh laporan tersebut ditangani sesuai        All reports were handled in accordance with applicable
dengan kebijakan dan prosedur yang berlaku, dengan           policies and procedures, upholding principles of
menjunjung tinggi prinsip kerahasiaan, objektivitas, serta   confidentiality, objectivity, and whistleblower protection.
perlindungan terhadap pelapor. Setiap laporan melalui        Each report underwent verification and comprehensive
proses verifikasi dan penelaahan secara menyeluruh, serta    review, followed by proportional follow-up actions based
ditindaklanjuti secara proporsional berdasarkan tingkat      on materiality and scope.
materialitas dan ruang lingkup permasalahan.

Tidak terdapat insiden ketidakpatuhan terhadap peraturan     There were no incidents of non-compliance with laws and
perundangan yang menyebabkan denda maupun kerugian           regulations resulting in fines or other financial penalties
finansial lainnya di lingkungan Grup MPM sepanjang tahun     within MPM Group during the reporting year. [GRI 2-27]
pelaporan. [GRI 2-27]




 2025   Laporan Keberlanjutan ● Sustainability Report                                                                      191
Page 192
             TATA KELOLA
             KEBERLANJUTAN         Komitmen Tata Kelola           Struktur Tata Kelola           Nilai dan Integritas           Manajemen Risiko
             Sustainability       Governance Commitment           Governance Structure           Values and Integrity           Risk Management
             Governance




                                                          Alur Pelaporan Pelanggaran
                                                          Flow of Grievance Reporting


        Pelaporan                                     Penyelidikan                                       Penyelesaian
        Reporting                                     Investigation                                      Resolution

        Pemangku kepentingan dapat                    Penyelidikan akan dilakukan oleh                   Laporan yang diterima sebaiknya
        mengakses saluran pengaduan,                  komite atau satuan kerja khusus                    disertai dengan dokumen
        sebagai berikut:                              di bawah pengawasan Direksi,                       pendukung. Dan setiap laporan
        Stakeholders may access the                   sebagai pihak yang melakukan                       yang terbukti kebenarannya
        grievance and reporting channels              pengambilan keputusan.                             akan dikenakan sanksi sesuai
        through the following means:                  Investigations will be conducted                   dengan peraturan yang berlaku.
                                                      by a committee or a special unit                   Submitted reports should be
           https://mpm.whispli.com/
                                                      under the Board of Directors, as                   accompanied by supporting
           SpeakUp
                                                      the decision-making authority.                     documents. Any report proven
                                                                                                         to be true will be subject to
               0812 5000 1880
                                                                                                         sanctions in accordance with
                                                                                                         applicable regulations.
           mpm_speakup@pwc.com




                                           Total Pelaporan Pelanggaran melalui MPM SpeakUP
                                              Total Reports Submitted through MPM SpeakUP

                                Deskripsi ▪ Description                             2025                   2024                     2023
              Jumlah laporan masuk
                                                                                     18                      16                       11
              Total reports received
              Jumlah laporan yang diproses
                                                                                     18                      16                       11
              Total reports processed
              Jumlah laporan selesai
                                                                                     18                      16                       11
              Total reports resolved
              Persentase penyelesaian
                                                                                   100%                    100%                     100%
              Resolution rate




      Jaminan Perlindungan                                                 Whislteblower Protection

      MPM menjamin perlindungan bagi setiap pelapor dengan                 MPM guarantees protection for all whistleblowers by
      menjaga kerahasiaan identitas guna meminimalkan risiko               maintaining strict confidentiality of identities to minimize
      retaliasi di kemudian hari. Setiap laporan diberikan nomor           the risk of retaliation. Each report is assigned a unique
      registrasi khusus sehingga pelapor dapat memantau                    registration number, enabling whistleblowers to monitor
      perkembangan penanganannya secara terpisah dan                       case progress in a structured and secure manner.
      terstruktur.

      Penanganan laporan dilakukan melalui jalur eskalasi yang             Reports are managed through a clear escalation process.
      jelas. Laporan yang berkaitan dengan karyawan atau                   Reports involving employees or Directors of subsidiaries
      Direksi Entitas Anak diteruskan kepada Direktur Utama                are forwarded to the Group President Director, the
      Grup MPM, Direktur yang membawahi fungsi HR, serta                   Director overseeing HR, and the Head of Internal Audit
      Kepala Unit Audit Internal Entitas Anak. Sementara itu,              of the relevant subsidiary. Reports involving members of
      laporan yang melibatkan Direksi Grup MPM atau Kepala                 the Group Board of Directors or Heads of Internal Audit
      Unit Audit Internal Entitas Anak disampaikan langsung                Units in Subsidiaries are submitted directly to the Board of
      kepada Dewan Komisaris dan Komite Audit.                             Commissioners and Audit Committee.



192                                                                                        Laporan Keberlanjutan ● Sustainability Report   2025
Page 193
Untuk     menjaga     transparansi dan    akuntabilitas,       To ensure transparency and accountability, all reporting
seluruh proses dan interaksi dalam sistem pelaporan            processes and interactions are automatically documented
terdokumentasi secara otomatis. Apabila pihak yang             within the system. If the reported party is found not to
dilaporkan tidak terbukti melakukan pelanggaran, MPM           have committed a violation, MPM ensures restoration of
memastikan pemulihan nama baik sebagai bagian dari             reputation in line with principles of fairness and protection
penerapan prinsip keadilan dan perlindungan terhadap           for all parties involved.
seluruh pihak yang terlibat.



MANAJEMEN RISIKO [OJK E.3]                                     RISK MANAGEMENT OJK E.3]

Komitmen Manajemen Risiko                                      Risk Management Commitment

MPM menerapkan manajemen risiko sebagai bagian                 MPM implements risk management as an integral part of
integral dari tata kelola dan strategi bisnis untuk            governance and business strategy to ensure long-term
memastikan keberlanjutan usaha dalam jangka panjang.           business sustainability. In 2025, the Company maintained
Pada tahun 2025, pendekatan pengelolaan risiko tetap           a consistent risk management approach, with emphasis on
konsisten dengan tahun sebelumnya, dengan penekanan            strengthening the implementation of integrated Enterprise
pada penguatan implementasi Enterprise Risk Management         Risk Management (ERM) based on ISO 31000:2018.
(ERM) yang terintegrasi dan berbasis ISO 31000:2018.

MPM memandang pengelolaan risiko sebagai instrumen             MPM views risk management as a strategic instrument to
strategis untuk meningkatkan kepastian pencapaian              enhance certainty in achieving targets, strengthen resilience
target, memperkuat resiliensi terhadap dinamika eksternal,     against external dynamics, and ensure that all decision-
serta memastikan setiap pengambilan keputusan                  making comprehensively considers risks and opportunities.
mempertimbangkan aspek risiko dan peluang secara               Amid increasing business complexity, including cyber risks,
komprehensif. Seiring meningkatnya kompleksitas                climate change, and catastrophic risks, MPM continues to
lingkungan usaha, termasuk risiko siber, perubahan iklim,      strengthen a risk-aware culture at all organizational levels.
dan risiko katastropik, MPM terus memperkuat budaya
sadar risiko di seluruh tingkatan organisasi.

Struktur Pengelolaan Risiko                                    Risk Management Structure

Struktur pengelolaan risiko MPM diterapkan secara              MPM’s risk management structure is implemented in a
berjenjang dan terintegrasi, mencakup tingkat Grup,            tiered and integrated manner, covering the Group level,
Kantor Pusat dan Entitas Anak, Divisi, hingga Departemen.      Head Office and Subsidiaries, Divisions, and Departments.
Setiap sasaran strategis di tingkat korporat dijabarkan ke     Strategic objectives at the corporate level are cascaded
unit kerja (cascading), sementara informasi risiko dari unit   to operational units, while risk information from units is
kerja diagregasikan ke tingkat Grup untuk memperoleh           aggregated at the Group level to provide a comprehensive
gambaran risiko yang komprehensif.                             risk overview.

Risk Management Unit (RMU) berperan sebagai koordinator        The Risk Management Unit (RMU) acts as coordinator for
dalam proses identifikasi, asesmen, monitoring, dan            risk identification, assessment, monitoring, and reporting
pelaporan risiko. Risk Officer dan Risk Owner di masing-       processes. Risk Officers and Risk Owners within each unit
masing unit bertanggung jawab melakukan Risk Control           are responsible for conducting Risk Control Self-Assessment
Self-Assessment (RCSA) serta memastikan efektivitas            (RCSA) and ensuring mitigation effectiveness. Risk reports
mitigasi. Laporan risiko disampaikan secara berjenjang         are escalated through established channels to the GCG and
hingga kepada Komite GCG dan Sustainability untuk              Sustainability Committee for strategic direction.
memperoleh arahan strategis.

Struktur ini memastikan akuntabilitas yang jelas dan           This structure ensures clear accountability and integration
integrasi pengelolaan risiko dengan perencanaan bisnis         of risk management with business planning and
serta pengambilan keputusan di tingkat manajemen.              management-level decision-making.



 2025    Laporan Keberlanjutan ● Sustainability Report                                                                         193
Page 194
             TATA KELOLA
             KEBERLANJUTAN          Komitmen Tata Kelola            Struktur Tata Kelola         Nilai dan Integritas           Manajemen Risiko
             Sustainability        Governance Commitment            Governance Structure         Values and Integrity           Risk Management
             Governance




                                                  Area Pengelolaan Risiko Grup MPM
                                                  MPM Group Risk Management Areas

                                                                                                             Pengelolaan Risiko di Tingkat
              Pengelolaan Risiko di Tingkat Grup/HO                               Group                           Korporat (Holding)
              Risk Management at the Group/HO Level                              HO BOD                         Risk Management at the
                                                                                                               Corporate Level (Holding)
                                          Agregasi ▪ Aggregation
                                          (Pengelompokan ke atas)
              Kaskade ▪ Cascade
           (Penguraian ke bawah)
                                                                                                                   Pengelolaan Risiko
                                                                             OpsCo BOD                           di Tingkat HO & OpCo
                                                                           HO Division Head                          Risk Management
        Pengelolaan Risiko di Tingkat Manajemen Senior                                                           at the HO & OpCo Level
        Risk Management at the Senior Management Level

                                          Agregasi ▪ Aggregation                                                    Pengelolaan Risiko
                                          (Pengelompokan ke atas)
              Kaskade ▪ Cascade                                         HO Department Head                           di Tingkat Divisi
           (Penguraian ke bawah)                                        OpsCo Division Head                          Risk Management
                                                                                                                    at the Division Level



        Pengelolaan Risiko di Tingkat Operasional OpsCo                                                            Pengelolaan Risiko
         Risk Management at the OpsCo Operational Level                        OpsCo Line                        di Tingkat Departemen
                                                                                Manager                              Risk Management
                                                                                                                 at the Department Level




      Identifikasi Risiko                                                    Risk Identification

      MPM telah melakukan identifikasi dan pengelompokan                     MPM has identified and categorized risks that may affect
      risiko yang berpotensi memengaruhi kinerja dan                         performance and business continuity, including financial
      keberlangsungan usaha, termasuk risiko keuangan, risiko                risks, compliance, legal, and governance risks, operational
      kepatuhan, hukum, dan tata kelola, risiko operasional,                 risks, strategic and business risks, human capital risks,
      risiko strategis dan bisnis, risiko Sumber Daya Manusia                reputational risks, data and information security risks,
      (SDM), risiko reputasi, risiko keamanan data dan informasi,            environmental, social, and governance (ESG) risks, third-
      risiko Lingkungan, Sosial, dan Tata Kelola (LST), risiko pihak         party risks, occupational health and safety risks and
      ketiga, risiko kesehatan dan keselamatan kerja, dan risiko             business continuity management system (BCMS) risks.
      Business Continuity Management System (BCMS).

      Di tahun 2025, MPM melakukan penilaian risiko perubahan                In 2025, MPM conducted a climate change risk assessment
      iklim untuk mengidentifikasi risko fisik dan risiko transisi           to identify both physical and transition risks associated with
      menuju ekonomi rendah karbon. Hasil asesmen digunakan                  the shift toward a low-carbon economy. The assessment
      untuk memperbarui risk register, menyusun langkah                      results were used to update the risk register, develop
      mitigasi, serta mengintegrasikan pertimbangan iklim ke                 mitigation actions, and integrate climate considerations
      dalam strategi bisnis dan keputusan investasi. Langkah ini             into business strategy and investment decisions. This
      diharapkan dapat memperkuat ketahanan model bisnis                     initiative is expected to strengthen the resilience of MPM’s
      MPM dalam menghadapi tantangan perubahan iklim.                        business model against climate-related challenges.

      Daftar lengkap risiko iklim dan risiko LST yang telah                  A complete list of identified climate and ESG risks
      teridentifikasi dapat dilihat pada bagian Pengungkapan                 is presented in the Sustainability-Related Financial
      Finansial Terkait Keberlanjutan dalam Laporan ini.                     Disclosures section of this Report.




194                                                                                        Laporan Keberlanjutan ● Sustainability Report    2025
Page 195
                                                     Jenis-jenis Risiko yang Dikelola
                                                         Types of Risks Managed

               Indikasi Risiko ▪ Risk Indicators                                         Mitigasi Risiko ▪ Risk Mitigation
                                                   RISIKO KEUANGAN ▪ FINANSIAL RISK
Gejolak berbagai variabel makro dapat menyebabkan                   ●● Meminimalkan risiko kredit atas piutang usaha dengan menerapkan
fluktuasi terhadap pencapaian target keuangan. Risiko                  kebijakan pemberian kredit berdasarkan prinsip kehati-hatian,
keuangan mencakup risiko kredit, risiko likuiditas, risiko             melakukan pengawasan portofolio kredit secara berkesinambungan,
suku bunga, risiko terkait aset dan liabilitas, risiko pasar,          serta mengelola penagihan angsuran piutang secara efektif,
risiko nilai tukar mata uang, serta risiko fluktuasi harga             Minimizing credit risk on trade receivables by implementing prudent
bahan baku maupun barang jadi.                                         credit approval policies, continuously monitoring the credit portfolio,
                                                                       and managing receivables collection effectively,
Volatility in various macroeconomic variables may affect the        ●● Menerapkan kebijakan penyesuaian profil suku bunga dan jangka
achievement of financial targets. Financial risk includes credit       waktu aset serta liabilitas keuangan, disertai dengan pelaksanaan
risk, liquidity risk, interest rate risk, risks related to assets      aktivitas lindung nilai,
and liabilities, market risk, foreign exchange risk, as well as        Managing exposure to interest rate fluctuations by aligning the
fluctuations in raw material and finished goods prices.                interest rate profile and maturity of financial assets and liabilities,
                                                                       supported by hedging activities,
                                                                    ●● Mengelola kas secara prudent melalui pengawasan ketat terhadap
                                                                       arus kas, pemantauan kondisi perekonomian domestik maupun
                                                                       global, serta memastikan kecukupan persediaan barang jadi,
                                                                       Managing cash prudently through close monitoring of cash flows,
                                                                       assessing domestic and global economic conditions, and ensuring
                                                                       adequate inventory levels,
                                                                    ●● Melakukan efisiensi biaya operasional dan belanja modal, menjaga
                                                                       free cash flow, serta memastikan ketersediaan fasilitas standby loans
                                                                       apabila diperlukan.
                                                                       Enhancing cost efficiency in operational and capital expenditures,
                                                                       maintaining healthy free cash flow, and ensuring the availability of
                                                                       standby loan facilities when required.

               RISIKO KEPATUHAN, HUKUM, DAN TATA KELOLA ▪ COMPLIANCE, LEGAL, AND GOVERNANCE RISK
Kegagalan dalam menyelesaikan permasalahan hukum                    ●● Mengawasi penyusunan dokumen hukum serta menyelesaikan
serta ketidakpatuhan terhadap kebijakan, prosedur, dan                 permasalahan hukum melalui musyawarah untuk mencapai mufakat,
peraturan perundang-undangan yang berlaku.                             Overseeing the preparation of legal documentation and resolving
                                                                       legal issues through deliberation to reach mutual agreement,
Failure to resolve legal issues and non-compliance with             ●● Melakukan pemantauan perizinan secara berkala serta kewajiban
applicable policies, procedures, and laws and regulations.             lain yang ditetapkan oleh peraturan perundang-undangan, sekaligus
                                                                       mempertahankan penerapan praktik GCG,
                                                                       Conducting periodic monitoring of licensing requirements and other
                                                                       regulatory obligations, while maintaining the implementation of
                                                                       GCG practices,
                                                                    ●● Memantau perkembangan peraturan dan perundang-undangan yang
                                                                       berlaku, khususnya yang terkait dengan pelaksanaan kegiatan usaha,
                                                                       Monitoring developments in applicable laws and regulations,
                                                                       particularly those related to business operations,
                                                                    ●● Melakukan evaluasi kepatuhan dengan memastikan pelaksanaan
                                                                       rekomendasi yang diberikan oleh OJK terkait implementasi GCG di
                                                                       lingkungan perusahaan.
                                                                       Conducting compliance evaluations by ensuring the implementation
                                                                       of recommendations provided by the FSA regarding GCG practices
                                                                       within the Company.




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Page 196
             TATA KELOLA
             KEBERLANJUTAN           Komitmen Tata Kelola              Struktur Tata Kelola            Nilai dan Integritas           Manajemen Risiko
             Sustainability         Governance Commitment              Governance Structure            Values and Integrity           Risk Management
             Governance




                    Indikasi Risiko ▪ Risk Indicators                                         Mitigasi Risiko ▪ Risk Mitigation
                                                   RISIKO OPERASIONAL ▪ OPERATIONAL RISK
      Potensi penyimpangan dari hasil yang diharapkan akibat           ●● Menerapkan prinsip Operational Excellence pada setiap tahapan proses,
      tidak berfungsinya sistem, sumber daya manusia, teknologi,          Implementing Operational Excellence principles across all stages of
      atau faktor operasional lainnya. Risiko operasional dapat           processes,
      terjadi pada dua tingkatan, yaitu:                               ●● Menyediakan program asuransi yang memadai untuk seluruh aset,
      1. Tingkat Teknis                                                   Providing adequate insurance coverage for all assets,
         Risiko muncul apabila terdapat sistem informasi yang
                                                                       ●● Mengimplementasikan Business Continuity Management System
         tidak memadai, kesalahan pencatatan, serta pengukuran
                                                                          (BCMS) berbasis ISO 22301:2019 untuk menjamin keberlangsungan
         risiko yang tidak akurat atau tidak memadai.
                                                                          layanan kepada pelanggan saat terjadi gangguan, baik yang
      2. Tingkat Organisasi
                                                                          disebabkan oleh faktor alam maupun non-alam. Implementasi ini
         Risiko timbul karena sistem pemantauan dan pelaporan,
                                                                          mencakup penetapan kebijakan, SOP, pembentukan Tim Tanggap
         prosedur, serta kebijakan tidak berjalan sebagaimana
                                                                          Darurat, serta pelaksanaan kajian berupa risk assessment dan business
         mestinya.
                                                                          impact analysis sesuai ruang lingkup.
                                                                          Implementing a Business Continuity Management System (BCMS)
      The potential deviation from expected outcomes due to
                                                                          based on ISO 22301:2019 to ensure service continuity during
      failures in systems, human resources, technology, or other
                                                                          disruptions caused by natural and non-natural events. This includes the
      operational factors. Operational risk may arise at two levels:
                                                                          establishment of policies and standard operating procedures (SOPs),
      1. Technical Level
                                                                          formation of an Emergency Response Team, and the conduct of risk
         Risks arising from inadequate information systems,
                                                                          assessments and business impact analyses within the defined scope.
         recording errors, and inaccurate or insufficient risk
        measurement.
      2. Organizational Level
         Risks arising from ineffective monitoring and reporting
         systems, procedures, and policies.

                                       RISIKO STRATEGIS DAN BISNIS ▪ STRATEGIC AND BUSINESS RISK
      Potensi ketidaksesuaian antara strategi yang diterapkan          ●● Menetapkan strategi bisnis secara cermat melalui proses perencanaan
      dengan dinamika persaingan bisnis, yang dapat                       yang ketat, serta berupaya menjadi pemain unggul dengan
      menimbulkan dampak negatif terhadap kinerja dan                     memberikan pelayanan terbaik,
      keberlangsungan usaha.                                              Formulating business strategies through a rigorous planning process,
                                                                          with a focus on maintaining a competitive position by delivering high-
      The potential misalignment between implemented                      quality services,
      strategies and evolving business competition dynamics,           ●● Melakukan pemantauan dan evaluasi secara berkala untuk
      which may adversely affect performance and business                 memastikan pencapaian target sesuai strategi yang telah ditetapkan.
      sustainability.                                                     Conducting regular monitoring and evaluations to ensure that
                                                                          performance targets are achieved in line with the established strategy.

                                                        RISIKO SDM ▪ HUMAN CAPITAL RISK
      Potensi kekurangan jumlah SDM yang dimiliki, baik dari sisi      ●● Menyelenggarakan program rekrutmen karyawan baru secara
      kompetensi maupun risiko kehilangan personel kunci, serta           berkesinambungan melalui berbagai inisiatif, seperti program
      pengembangan SDM yang tidak memadai.                                management trainee, knowledge sharing, program retensi bagi
                                                                          karyawan berprestasi, pencarian talenta internal, pembaruan dan
      The risk of insufficient human resources in terms of both           sosialisasi nilai-nilai MPM, serta pelaksanaan evaluasi kinerja,
      quantity and competency, as well as the potential loss of           Implementing continuous recruitment programs through various
      key personnel and inadequate talent development.                    initiatives, including management trainee programs, knowledge
                                                                          sharing, retention programs for high-performing employees, internal
                                                                          talent development, reinforcement and communication of MPM
                                                                          values, and regular performance evaluations,
                                                                       ●● Menerapkan kebijakan succession plan untuk memastikan setiap
                                                                          personel kunci memiliki cadangan (backup) di internal organisasi.
                                                                          Establishing succession planning policies to ensure that key positions
                                                                          have adequate internal successors.




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              Indikasi Risiko ▪ Risk Indicators                                     Mitigasi Risiko ▪ Risk Mitigation
                                                  RISIKO REPUTASI ▪ REPUTATIONAL RISK
Potensi terganggunya kelangsungan bisnis akibat suatu           ●● Memantau dan menjaga citra perusahaan di mata publik dengan
perbuatan, tindakan, atau kejadian yang dapat merusak              memastikan seluruh karyawan bekerja secara profesional dan
citra dan kepercayaan pemangku kepentingan.                        mengedepankan prinsip integritas,
                                                                   Monitoring and safeguarding the Company’s public image by
The risk of business disruption arising from actions, events,      ensuring that all employees act professionally and uphold integrity,
or incidents that may damage the Company’s reputation           ●● Melakukan sosialisasi nilai-nilai perusahaan serta pedoman perilaku
and stakeholder trust.                                             yang wajib dipatuhi oleh seluruh karyawan.
                                                                   Promoting the Company’s values and code of conduct, which must be
                                                                   adhered to by all employees.

                    RISIKO KEAMANAN DATA DAN INFORMASI ▪ DATA AND INFORMATION SECURITY RISK
Potensi ketidakmampuan dalam menjaga keamanan data              ●● Melindungi kerahasiaan data/informasi serta mengendalikan
dan informasi, sehingga tidak tercapai tiga sasaran utama          risiko keamanan informasi melalui perbaikan dan peningkatan
keamanan, yaitu:                                                   berkelanjutan, dengan fokus pada tiga pilar utama: People, Process,
1. Kerahasiaan data/informasi,                                     dan Technology,
2. Keutuhan dan kelengkapan data/informasi, dan                    Protecting data and information confidentiality and managing
3. Ketersediaan data/informasi.                                    security risks through continuous improvement efforts, focusing on
Kegagalan dalam memenuhi sasaran tersebut berpotensi               three key pillars: People, Process, and Technology,
menimbulkan insiden keamanan informasi.                         ●● Pilar People: berfokus pada peningkatan kompetensi SDM melalui
                                                                   sosialisasi, edukasi, survei, serta penilaian keamanan informasi secara
The risk of inability to safeguard data and information            berkala bagi seluruh karyawan,
security, resulting in failure to achieve the three core           People pillar: Enhancing employee competencies through regular
security objectives:                                               awareness programs, training, surveys, and periodic information
1. Confidentiality of data/information,                            security assessments,
2. Integrity and completeness of data/information, and
                                                                ●● Pilar Process: berfokus pada pengembangan dan implementasi
3. Availability of data/information.
                                                                   kebijakan serta prosedur keamanan informasi, termasuk identifikasi
Failure to meet these objectives may lead to information
                                                                   dan mitigasi risiko terkait data/informasi,
security incidents.
                                                                   Process pillar: Developing and implementing information security
                                                                   policies and procedures, including the identification and mitigation of
                                                                   data-related risks,
                                                                ●● Pilar Technology: berfokus pada optimalisasi pemanfaatan teknologi
                                                                   informasi terkini untuk mendukung tercapainya tiga sasaran utama
                                                                   keamanan data/informasi: kerahasiaan, keutuhan, dan ketersediaan.
                                                                   Technology pillar: Optimizing the use of advanced information
                                                                   technology to support the achievement of the three core security
                                                                   objectives—confidentiality, integrity, and availability.

      RISIKO LINGKUNGAN, SOCIAL & TATA KELOLA (ESG) ▪ ENVIRONMENTAL, SOCIAL, AND GOVERNANCE (ESG) RISK
Potensi ketidakmampuan perusahaan dalam mengelola               ●● Penyusunan dan implementasi roadmap ESG terintegrasi melalui
dampak lingkungan, tanggung jawab sosial, serta                    penguatan penerapan GCG, peningkatan kepatuhan terhadap seluruh
penerapan tata kelola yang berkelanjutan, yang dapat               peraturan yang berlaku, serta pengelolaan risiko lingkungan dan
menyebabkan ketidakpatuhan regulasi, gangguan                      sosial secara sistematis dan berkelanjutan,
operasional, kerugian finansial, dan penurunan                     Developing and implementing an integrated ESG roadmap by
kepercayaan pemangku kepentingan.                                  strengthening the application of Good Corporate Governance (GCG),
                                                                   enhancing compliance with applicable regulations, and systematically
The risk of the Company’s inability to effectively manage          managing environmental and social risks in a sustainable manner,
environmental impacts, social responsibilities, and             ●● Pemantauan dan evaluasi kinerja ESG secara berkala untuk memastikan
sustainable governance practices, which may result in              efektivitas pengendalian, kepatuhan berkelanjutan, serta perbaikan
regulatory non-compliance, operational disruptions,                berkesinambungan sesuai dengan strategi dan tujuan perusahaan.
financial losses, and a decline in stakeholder trust.              Conducting regular monitoring and evaluation of ESG performance
                                                                   to ensure the effectiveness of controls, ongoing compliance, and
                                                                   continuous improvement in line with the Company’s strategy and
                                                                   objectives.



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             TATA KELOLA
             KEBERLANJUTAN           Komitmen Tata Kelola              Struktur Tata Kelola            Nilai dan Integritas           Manajemen Risiko
             Sustainability         Governance Commitment              Governance Structure            Values and Integrity           Risk Management
             Governance




                    Indikasi Risiko ▪ Risk Indicators                                         Mitigasi Risiko ▪ Risk Mitigation
                                                    RISIKO PIHAK KETIGA ▪ THIRD PARTY RISK


      Potensi ketidakmampuan dalam memperluas atau menjaga             Menjaga hubungan baik dengan pihak ketiga melalui kerja sama
      hubungan baik dengan pihak ketiga, termasuk vendor,              yang saling menguntungkan, dengan memastikan seluruh perilaku
      kontraktor, pemasok, dan mitra strategis lainnya, untuk          dan praktik sesuai dengan nilai serta budaya etis perusahaan, serta
      memastikan bahwa perilaku dan praktik mereka selaras             mematuhi ketentuan perundang-undangan yang berlaku.
      dengan nilai serta budaya etis Grup MPM.


      The risk of the Company’s inability to establish or maintain     Maintaining strong and mutually beneficial relationships with third
      effective relationships with third parties, including vendors,   parties, while ensuring that their conduct and practices are aligned with
      contractors, suppliers, and other strategic partners, to         the Company’s values and ethical culture, and comply with applicable
      ensure that their conduct and practices align with MPM           laws and regulations.
      Group’s values and ethical standards.



                       RISIKO KESEHATAN DAN KESELAMATAN KERJA ▪ OCCUPATIONAL HEALTH AND SAFETY RISK


      Potensi ketidakmampuan dalam membangun dan                       ●● Menciptakan lingkungan kerja yang sehat, aman, dan nyaman
      menerapkan sistem yang efektif untuk mencegah terjadinya            dengan menyediakan ruang kerja, ruang rapat, serta fasilitas
      kecelakaan kerja serta menciptakan lingkungan kerja yang            pendukung lainnya yang memperhatikan aspek kebersihan,
      sehat, aman, dan nyaman bagi seluruh karyawan.                      kenyamanan, dan keamanan,
                                                                          Creating a healthy, safe, and comfortable work environment by
      The risk of the Company’s inability to establish and                providing offices, meeting rooms, and supporting facilities that meet
      implement effective systems to prevent workplace                    cleanliness, comfort, and safety standards,
      accidents and to create a healthy, safe, and comfortable         ●● Membentuk tim tanggap darurat dengan kapabilitas yang
      working environment for all employees.                              memadai untuk menghadapi bencana dan gangguan keamanan,
                                                                          menyediakan obat-obatan, menetapkan kebijakan dan prosedur
                                                                          tanggap darurat sesuai standar Business Continuity Management
                                                                          System (BCMS) ISO 22301:2019, serta menjalankan protokol
                                                                          kesehatan sesuai ketentuan pemerintah.
                                                                          Establishing an emergency response team with adequate capabilities
                                                                          to address emergencies and security incidents, providing medical
                                                                          supplies, implementing emergency response policies and procedures
                                                                          in line with the Business Continuity Management System (BCMS) ISO
                                                                          22301:2019, and adhering to government-mandated health protocols.



                                       RISIKO BUSINESS CONTINUITY MANAGEMENT SYSTEM (BCMS)
                                          BUSINESS CONTINUITY MANAGEMENT SYSTEM (BCMS) RISK


      Potensi risiko yang timbul akibat ketidakmampuan dalam           ●● Implementasikan Business Continuity Management System (BCMS)
      melaksanakan prosedur tanggap darurat saat terjadi                  berbasis ISO 22301:2019 di seluruh entitas usaha, termasuk
      gangguan, baik yang disebabkan oleh faktor alam maupun              MPMInsurance,
      non-alam, sehingga berdampak pada ketidakmampuan                    Implementing a Business Continuity Management System (BCMS)
      perusahaan untuk menjaga keberlangsungan bisnis dan                 based on ISO 22301:2019 across all business entities, including
      memberikan layanan terbaik kepada pelanggan.                        MPMInsurance,
                                                                       ●● Melaksanakan latihan tanggap darurat secara rutin sesuai kebijakan
      The risk arising from the inability to effectively implement        yang tercantum dalam Emergency Response Plan (ERP), dengan
      emergency response procedures during disruptions,                   melibatkan seluruh karyawan untuk meningkatkan kesadaran dan
      whether caused by natural or non-natural events, which              kesiapan menghadapi bencana.
      may affect the Company’s ability to maintain business               Conducting regular emergency response drills in accordance with the
      continuity and deliver services to customers.                       Emergency Response Plan (ERP), involving all employees to enhance
                                                                          awareness and preparedness for potential disruptions.




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                Indikasi Risiko ▪ Risk Indicators                                      Mitigasi Risiko ▪ Risk Mitigation
                                           RISIKO PERUBAHAN IKLIM ▪ CLIMATE CHANGE RISK


Risiko yang timbul akibat dampak fisik perubahan iklim            ●● Mengintegrasikan risiko dan peluang perubahan iklim ke dalam
serta proses transisi menuju ekonomi rendah karbon,                  kerangka manajemen risiko dan proses pengambilan keputusan guna
yang mencakup risiko fisik akut dan kronis, risiko regulasi          mendukung keberlanjutan usaha,
dan kebijakan, teknologi, pasar, reputasi, hukum dan                 Integrating climate-related risks and opportunities into the enterprise
litigasi, keuangan, strategis, serta operasional, yang secara        risk management framework and decision-making processes to
keseluruhan berpotensi memengaruhi keberlangsungan                   support business sustainability,
usaha, kinerja keuangan, aset, dan daya saing perusahaan          ●● Melakukan penilaian risiko fisik dan risiko transisi perubahan iklim
dalam jangka pendek maupun jangka panjang.                           serta mengintegrasikan hasilnya ke dalam strategi, perencanaan
                                                                     bisnis, dan keputusan investasi,
The risk arising from the physical impacts of climate                Conducting assessments of both physical and transition climate risks
change as well as the transition toward a low-carbon                 and integrating the results into strategy, business planning, and
economy. This includes acute and chronic physical risks, as          investment decisions,
well as transition risks related to regulations and policies,
                                                                  ●● Memperkuat kompetensi sumber daya manusia serta keandalan
technology, market dynamics, reputation, legal and
                                                                     sistem dan kualitas data guna mendukung implementasi IFRS S1 dan
litigation, financial, strategic, and operational aspects, all
                                                                     IFRS S2 secara berkelanjutan.
of which may affect the Company’s business continuity,
                                                                     Strengthening human capital capabilities, system reliability, and data
financial performance, assets, and competitiveness in the
                                                                     quality to support the ongoing implementation of IFRS S1 and IFRS S2.
short and long term.




Inisiatif Pengelolaan Risiko                                              Risk Management Initiatives

Dalam memperkuat efektivitas pengelolaan risiko, MPM                      To strengthen the effectiveness of its risk management
melaksanakan sejumlah inisiatif strategis selama tahun                    practices, MPM implemented several strategic initiatives
2025, antara lain:                                                        throughout 2025, including the following:



                                                     Inisiatif Pengelolaan Risiko 2025
                                                      Risk Management Initiatives 2025


 Inisiatif ▪ Initiatives                                    Penjelasan Inisiatif ▪ Description of Initiatives

Sosialisasi                MPM secara rutin melaksanakan sosialisasi melalui refreshment training bagi risk officer dan risk owner,
Manajemen Risiko           serta self e-learning ERM dan Internal Control melalui Learning Management System (LMS) untuk seluruh
Risk Management            karyawan. Inisiatif ini bertujuan memperkuat pemahaman dan membangun budaya sadar risiko di seluruh
Dissemination              lini organisasi.
                           MPM regularly conducts risk management socialization through refresher training sessions for Risk Officers
                           and Risk Owners, as well as self-paced e-learning programs on ERM and Internal Control via the Learning
                           Management System (LMS) for all employees. This initiative aims to enhance understanding and foster a
                           strong risk-aware culture across all levels of the organization.



Pendampingan               RMU memberikan pendampingan kepada risk officer dan risk owner dalam pelaksanaan Risk Control Self-
Asesmen Risiko             Assessment (RCSA), baik saat risk update maupun monitoring/review. Pendampingan ini memastikan proses
Risk Assessment            asesmen dilakukan secara konsisten dan sesuai metodologi.
Assistance                 The RMU provides guidance and assistance to Risk Officers and Risk Owners in conducting Risk Control Self-
                           Assessment (RCSA), both during risk updates and risk monitoring/review processes. This support ensures that
                           risk assessments are carried out consistently and in accordance with established methodologies.




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              TATA KELOLA
              KEBERLANJUTAN            Komitmen Tata Kelola              Struktur Tata Kelola           Nilai dan Integritas           Manajemen Risiko
              Sustainability          Governance Commitment              Governance Structure           Values and Integrity           Risk Management
              Governance




       Inisiatif ▪ Initiatives                                     Penjelasan Inisiatif ▪ Description of Initiatives


      Peningkatan                RMU meningkatkan kompetensi melalui pelatihan seperti Key Perfromance Indicator (KPI), Key Risk Indicator
      Kompetensi Dan             (KRI) & Key Control Indicator (KCI) Terintegrasi, Project Risk Training, serta berbagai webinar manajemen risiko.
      Kapabilitas                Langkah ini mendukung penguatan kapabilitas pengelolaan risiko yang selaras dengan praktik terbaik.
      Competency                 The RMU enhances its competencies through training programs such as Integrated Key Performance
      and Capability             Indicators (KPI), Key Risk Indicators (KRI), and Key Control Indicators (KCI), Project Risk Training, as well
      Enhancement                as various risk management webinars. These initiatives support the strengthening of risk management
                                 capabilities in alignment with best practices.



      Executive Briefing         MPM menyelenggarakan Risk Management Executive Briefing yang dihadiri Direksi, Dewan Komisaris,
                                 dan Senior Leader untuk memperkuat pemahaman tren dan praktik terbaik manajemen risiko. Forum ini
                                 memastikan keselarasan pengelolaan risiko dengan perencanaan strategis dan komitmen manajemen.
                                 MPM organized a Risk Management Executive Briefing attended by the Board of Directors, Board of
                                 Commissioners, and Senior Leaders to enhance understanding of emerging risk trends and best practices. This
                                 forum ensures alignment between risk management, strategic planning, and management commitment.



      ERM Champions              Program ERM Champions diselenggarakan untuk mengukur dan meningkatkan pemahaman risk officer
      Program                    terhadap ISO 31000:2018 melalui pelatihan dan ujian berbasis LMS. Tiga peserta terbaik di setiap entitas anak
                                 diberikan penghargaan sebagai bentuk apresiasi dan motivasi.
                                 The ERM Champions Program was conducted to assess and enhance Risk Officers’ understanding of ISO
                                 31000:2018 through LMS-based training and examinations. The top three participants in each subsidiary were
                                 recognized as a form of appreciation and motivation.



      ERM Executive Talks        ERM Executive Talks merupakan forum diskusi interaktif yang melibatkan manajemen dan seluruh karyawan
                                 entitas anak untuk membahas tren, tantangan, dan peluang dalam pengelolaan risiko. Inisiatif ini memperkuat
                                 budaya sadar risiko dan mendukung pengambilan keputusan berbasis risiko.
                                 ERM Executive Talks serve as an interactive discussion forum involving management and employees across
                                 subsidiaries to discuss emerging trends, challenges, and opportunities in risk management. This initiative
                                 strengthens the risk-aware culture and supports risk-based decision-making.



      Climate Change             MPM melaksanakan asesmen risiko perubahan iklim melalui Focus Group Discussions (FGD) untuk
      Risk Assessment            mengidentifikasi dan mengevaluasi dampak risiko iklim terhadap bisnis. Hasilnya digunakan untuk
                                 memperbarui risk register, menyusun mitigasi, serta mendukung integrasi manajemen risiko dengan strategi
                                 ESG dan penerapan IFRS S1 dan S2.
                                 MPM conducted a climate change risk assessment through Focus Group Discussions (FGDs) to identify and
                                 evaluate the impact of climate-related risks on the business. The results were used to update the risk register,
                                 develop mitigation measures, and support the integration of risk management with ESG strategy and the
                                 implementation of IFRS S1 and IFRS S2.



      Risk Maturity              MPM melakukan Risk Maturity Assessment berbasis ISO 31000:2018 untuk mengukur tingkat kematangan
      Assessment                 penerapan manajemen risiko. Hasil penilaian menjadi dasar penyusunan roadmap penguatan sistem, integrasi,
                                 dan kapabilitas guna mencapai level kematangan yang lebih tinggi.
                                 MPM conducted a Risk Maturity Assessment based on ISO 31000:2018 to measure the maturity level of its
                                 risk management implementation. The assessment results serve as the basis for developing a roadmap to
                                 strengthen systems, integration, and capabilities in order to achieve a higher level of maturity.




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  Inisiatif ▪ Initiatives                                   Penjelasan Inisiatif ▪ Description of Initiatives

 Catastrophic Risk          MPM melakukan asesmen risiko katastropik untuk mengidentifikasi potensi risiko ekstrem yang dapat
 Assessment                 mengganggu keberlangsungan usaha. Hasilnya digunakan untuk memperkuat kesiapan operasional, strategi
                            mitigasi, dan ketahanan bisnis.
                            MPM carried out a catastrophic risk assessment to identify potential extreme risks that could disrupt business
                            continuity. The findings are used to enhance operational preparedness, strengthen mitigation strategies, and
                            improve overall business resilience.


 Pelaporan                  Pelaporan manajemen risiko dilakukan secara berjenjang dari Risk Officer hingga Komite GCG. Mekanisme
 Manajemen Risiko           ini memastikan transparansi, akuntabilitas, serta pengambilan keputusan strategis berbasis risiko di seluruh
 Risk Management            tingkat organisasi.
 Reporting                  Risk management reporting is conducted in a tiered manner, from Risk Officers to the GCG Committee. This
                            mechanism ensures transparency, accountability, and risk-based strategic decision-making across all levels of
                            the organization.




Evaluasi Pengelolaan Risiko                                               Risk Management Evaluation

Evaluasi pengelolaan risiko dilaksanakan secara berkala                   Risk management evaluation is conducted periodically and
dan terintegrasi melalui penerapan ERM yang selaras                       in an integrated manner through the implementation of
dengan strategi bisnis dan prinsip tata kelola perusahaan.                ERM, aligned with the Company’s business strategy and
Proses ini mencakup identifikasi, penilaian, pemantauan,                  corporate governance principles. The process encompasses
dan pelaporan risiko pada seluruh aktivitas operasional                   risk identification, assessment, monitoring, and reporting
dan fungsi pendukung.                                                     across all operational activities and supporting functions.

Perusahaan menerapkan kerangka manajemen risiko                           The Company adopts a risk management framework
yang mengacu pada ISO 31000:2018. Kerangka tersebut                       based on ISO 31000:2018. This framework is formalized in
dituangkan dalam kebijakan, pedoman, dan Standard                         policies, guidelines, and Standard Operating Procedures
Operating Procedures (SOP) yang ditinjau secara berkala                   (SOPs), which are reviewed periodically to ensure continued
agar tetap relevan dengan perkembangan regulasi,                          relevance with regulatory developments, business
dinamika bisnis, dan praktik terbaik.                                     dynamics, and best practices.

Penilaian risiko dilakukan secara periodik untuk                          Risk assessments are conducted periodically to ensure that
memastikan risiko berada dalam batas toleransi dan                        risk exposures remain within defined tolerance levels and
pengendalian berjalan efektif. Risiko juga dipantau serta                 that controls operate effectively. Risks are monitored and
dilaporkan kepada Tim Manajemen Risiko, untuk kemudian                    reported to the Risk Management Team, and subsequently
dilaporkan kepada Komite GCG dan Sustainability sebagai                   escalated to the GCG and Sustainability Committees,
dasar pengambilan keputusan dan tindak lanjut perbaikan.                  to support decision-making and follow-up actions. The
Hasil evaluasi digunakan untuk memperbarui kebijakan                      evaluation results are utilized to update policies and
dan rencana mitigasi guna memperkuat pengendalian,                        mitigation plans in order to strengthen controls, enhance
meningkatkan kualitas tata kelola, serta mendukung                        governance quality, and support the achievement of
pencapaian tujuan strategis dan keberlanjutan usaha.                      strategic objectives and long-term business sustainability.




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Page 202
      Pengungkapan Finansial terkait
      Keberlanjutan Sesuai PSPK 1 & 2
      Sustainability-related Financial Disclosures in Accordance with PSPK 1 & 2



      Bagian laporan ini menyajikan informasi tentang        This     section    presents     information     on
      risiko dan peluang terkait keberlanjutan yang          sustainability-related risks and opportunities
      memengaruhi Grup MPM baik saat tahun                   affecting MPM Group during the reporting year
      pelaporan maupun yang berpotensi terjadi               as well as those that may arise in the future. While
      di masa depan. Kegiatan usaha Grup MPM                 MPM Group’s business activities generate impacts
      mengakibatkan dampak terhadap aspek ekonomi,           across economic, social, and environmental
      sosial, dan lingkungan sebagaimana dijelaskan          aspects as described in the Sustainability Report,
      pada laporan keberlanjutan. Bagian ini difokuskan      this section specifically focuses on the financial
      pada dampak finansial kepada Grup MPM terkait          impacts on MPM Group arising from relevant
      dengan topik keberlanjutan yang relevan.               sustainability-related matters.

      Pernyataan berwawasan ke depan dalam laporan           Please note that the forward-looking statements
      ini dibuat berdasarkan kondisi dan pertimbangan        contained herein are judgments made by MPM
      Grup MPM pada saat laporan ini disusun. Hasil          Group as of the preparation date of this Report and
      aktual di masa mendatang dapat berbeda                 may differ materially from actual results because of
      secara material seiring dengan adanya berbagai         uncertainties that may arise in the future.
      ketidakpastian yang mungkin terjadi.

      Kesesuaian dengan PSPK 1 & 2                           Compliance with PSPK 1 & 2

      Pengungkapan finansial terkait keberlanjutan           MPM Group’s sustainability-related financial
      MPM dan Entitas Anak serta Entitas Asosiasi ini        disclosures have been prepared in accordance
      disusun sesuai dengan PSPK 1&2: Persyaratan            with PSPK 1 & 2: General Requirements for
      Umum Pengungkapan Informasi Keuangan                   Disclosure of Sustainability-related Financial
      Terkait Berkelanjutan, yang diterbitkan oleh           Information, issued by the Indonesian Institute
      Ikatan Akuntansi Indonesia (IAI), merujuk pada         of Accountants (IAI), which refer substantively
      substansi pengaturan dalam IFRS S1 & 2 Standar         to IFRS S1 and IFRS S2 Sustainability Disclosure
      Pengungkapan Keberlanjutan yang diterbitkan oleh       Standards     issued   by    the    International
      International Sustainability Standards Board (ISSB).   Sustainability Standards Board (ISSB).

      Pengungkapan finansial terkait keberlanjutan ini       This report represents MPM Group’s first
      adalah laporan pengungkapan pertama berdasarkan        sustainability-related financial disclosure prepared
      PSPK 1 & 2 yang diterbitkan MPM dan akan               under PSPK 1 & 2 for the financial year ended 31
      diterbitkan setiap tahun bersamaan dengan laporan      December 2025. The disclosures will be issued
      tahunan dan laporan keberlanjutan Perseroan. MPM       annually together with the Company’s Annual
      telah mengacu pada dua standar utama, yaitu:           Report and Sustainability Report. The Company
                                                             refers to the following primary standards:

      ●● IFRS S1 – General Requirements for Disclosure       ●● IFRS S1 – General Requirements for Disclosure
         of Sustainability-related Financial Information        of Sustainability-related Financial Information
         (diadopsi melalui PSPK-1),                             (adopted through PSPK 1),
      ●● IFRS S2 – Climate-related Disclosures (diadopsi     ●● IFRS S2 – Climate-related Disclosures (adopted
         melalui PSPK-2).                                       through PSPK 2).


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Keterkaitan dengan Laporan Perseroan Lainnya                          Linkage with Other Corporate Reports

Pengungkapan finansial terkait keberlanjutan disusun                  The sustainability-related financial disclosures form
merupakan bagian tidak terpisah dari laporan tahun                    an integral part of MPM's consolidated annual report
konsolidasian dan laporan keberlanjutan yang diterbitkan              and sustainability report. The reporting period for this
MPM. Periode pelaporan pengungkapan ini adalah 1                      disclosure is from 1 January 2025 to 31 December 2025,
Januari 2025 sampai dengan 31 Desember 2025 sama                      consistent with financial reporting period.
dengan laporan keuangan.

Grup MPM menerapkan PSPK 1 & 2 untuk pertama kalinya                  MPM Group adopted PSPK 1 & 2 for the first time and
dengan menerapkan kelonggaran transisi sebagai berikut:               applied the following transition reliefs:

●● Kelonggaran dari persyaratan untuk mengungkapkan                   ●● Relief from the requirement to disclose comparative
   informasi komparatif pada periode pelaporan pertama,                  information in the first reporting period,
●● Kelonggaran atas penerbitan laporan keberlanjutan                  ●● Relief permitting the issuance of sustainability-related
   bersamaan dengan laporan keuangan. Laporan ini                        disclosures concurrently with the financial statements.
   diterbitkan bersama laporan tahunan dan laporan                       This report is published together with Annual Report and
   keberlanjutan,                                                        Sustainability Report, and
●● Untuk periode pertama ini, Grup MPM memilih untuk                  ●● For this initial reporting period, MPM Group elected to
   mengungkapkan seluruh topik keberlanjutan yang                        disclose all material sustainability topics (environmental,
   material (lingkungan, sosial, dan tata kelola) dan tidak              social, and governance) and did not apply the relief to
   menggunakan kelonggaran untuk hanya mengungkapkan                     limit disclosures solely to climate-related risks.
   risiko iklim saja.

Mata uang yang dipergunakan dalam pengungkapan ini                    The reporting currency used in this disclosure is Indonesian
adalah Rupiah (Rp), sama dengan satuan mata uang yang                 Rupiah (IDR), consistent with the currency applied in the
diterapkan pada laporan tahunan konsolidasian MPM.                    MPM consolidated annual financial statements.

Pada pengungkapan ini, jangka waktu yang digunakan                    In this disclosure, sustainability-related risks and
untuk menjelaskan risiko dan peluang terkait keberlanjutan            opportunities are assessed based on three defined time
berdasarkan tiga jenis jangka waktu yaitu:                            horizons as follows:



                                                             Jangka Waktu
                                                             Time Horizons

     Jangka Waktu                            Definisi                                Relevansi untuk Grup MPM
      Time Horizon                          Definition                                Relevance to MPM Group
 Pendek                            0–24 bulan (2025–2026)        Risiko operasional, biaya karbon awal, siklus bisnis
 Short Term                        0–24 months (2025–2026)       Operational risks, initial carbon costs, and business cycle impacts
 Menengah                          2–5 tahun (2027–2030)         Transisi ZEV, penyesuaian portofolio produk, target NDC 2030
 Medium Term                        2–5 years (2027–2030)        ZEV transition, product portfolio adjustments, 2030 NDC targets
 Panjang                            >5 tahun (2031–2050)         Transformasi struktural pasar, target NZE 2050, stranded assets
 Long Term                           >5 years (2031–2050)        Structural market transformation, NZE 2050 targets, stranded assets




Klasifikasi ini diterapkan secara konsisten dengan kerangka           This classification is applied consistently with the time
waktu yang digunakan dalam proses pengambilan                         horizons used in the Company’s strategic decision-
keputusan strategis perusahaan.                                       making processes.




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            PENGUNGKAPAN FINANSIAL TERKAIT
            KEBERLANJUTAN SESUAI PSPK 1 & 2                Tata Kelola    Risiko dan Peluang terkait Keberlanjutan           Risiko dan Peluang terkait Iklim
            Sustainability-related Financial Disclosures   Governance    Sustainability-related Risks and Opportunities   Climate-related Risks and Opportunities
            in Accordance with PSPK 1 & 2




      Batasan Laporan Pengungkapan                                           Scope of Sustainability-
      terkait Keberlanjutan                                                  Related Disclosure Report

      Informasi dalam laporan ini mencakup risiko dan peluang                The information presented in this report covers
      terkait keberlanjutan Grup MPM yang memiliki kegiatan                  sustainability-related risks and opportunities of MPM
      usaha terutama sebagai distributor tunggal sepeda                      Group, whose principal business activities include serving
      motor merek Honda di wilayah Jawa Timur, penjualan                     as the sole distributor of Honda motorcycles in the East
      ritel dan diler resmi, usaha perasuransian oleh Entitas                Java region, as well as retail sales and authorized dealership
      Anak, serta Entitas Asosiasi di bidang pembiayaan dan                  operations, and insurance businesses conducted by its
      solusi transportasi.                                                   Subsidiaries. The Company also has Associates engaged in
                                                                             financing and transportation solutions.

      Entitas yang melaporkan pengungkapan ini sama dengan                   The reporting entities covered in this disclosure are
      entitas yang dicakup dalam laporan tahunan perusahaan                  consistent with those included in the Company’s
      konsolidasian yaitu PT Mitra Pinasthika Mustika Tbk dan                consolidated annual report, namely PT Mitra Pinasthika
      Entitas Anak. Selain itu, dalam pengungkapan ini, MPM                  Mustika Tbk and its Subsidiaries. In addition, this disclosure
      juga menyajikan informasi yang material yang terkait                   presents material information related to the value chain,
      dengan rantai nilai, termasuk perusahaan terasosiasi.                  including Associates. The entities covered in this report are
      Entitas yang tercakup dalam laporan ini dirangkum pada                 summarized in the table below:
      tabel di bawah ini:




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                                                                    Catatan dalam                                Informasi yang
   Entitas dan Aset             Model Bisnis dan Informasi
                                                                       Laporan                               Dipertimbangkan dan
   dalam Pelaporan                       Tambahan                                          Wilayah
                                                                      Keuangan                                     Disertakan
 Entities and assets in        Business model and additional                               Region
                                                                    Note in financial                      Information considered and
  the reporting entity                  information
                                                                      statements                                     included
                                                      Perusahaan Induk ▪ Parent Company
 PT Mitra Pinasthika      Distribusi kendaraan bermotor roda            Tercakup        Jawa Timur, NTT   100% informasi
 Mustika Tbk              dua dan suku cadang dengan merek              Included         East Java, NTT   keberlanjutan, termasuk
 (MPM Head Office)        Honda di wilayah Jawa Timur dan Nusa                                            Entitas Anak yang
                          Tenggara Timur dan asuransi umum                                                dikonsolidasi penuh
                          Distribution of two-wheel vehicles and                                          100% of sustainability
                          spare parts under Honda brand in East                                           information, including fully
                          Java and East Nusa Tenggara areas and                                           consolidated Subsidiaries
                          general insurance.
                                           Entitas Anak kepemilikan langsung ▪ Direct Subsidiaries
 PT Mitra Pinasthika      Penjualan kendaraan roda dua dan              Tercakup        Jawa Timur, NTT   100% informasi keberlanjutan
 Mulia (“MPMulia”)        komponen pendukung                            Included         East Java, NTT   100% of sustainability
                          Sales of two-wheel vehicles and its                                             information
                          supporting components
 PT Asuransi Mitra        Asuransi umum                                 Tercakup           Indonesia      100% informasi keberlanjutan
 Pelindung Mustika        General insurance                             Included                          100% of sustainability
 (“MPMInsurance”)                                                                                         information
                          Kepemilikan tidak langsung melalui MPMulia ▪ Indirect Subsidiary through MPMulia
 PT Mitra Pertama         Perdagangan suku cadang dan aksesori          Tercakup           Indonesia      100% informasi keberlanjutan
 Mulia (“ERRO”)           mobil dan motor; reparasi mobil dan           Included                          100% of sustainability
                          perawatan motor                                                                 information
                          Vehicles and motorcycles spareparts
                          and accessories trading; vehicles
                          reparation and motorcycle maintenance
                           Entitas Asosiasi dengan Kontrol Operasional ▪ Associates with Operational Control
 PT Mitra Pinasthika      Sewa menyewa kendaraan bermotor,           Tidak Tercakup        Indonesia      100% informasi keberlanjutan
 Mustika Rent             perdagangan umum, bidang jasa dan           Not included                        100% of sustainability
 (MPMRent)                agen perwakilan.                                                                information
                          Rent vehicle, general trading, service
                          and representative agents.
 PT JACCS Mitra           Pembiayaan Sepeda Motor                    Tidak Tercakup        Indonesia      100% informasi keberlanjutan
 Pinasthika Mustika       Motorcycle financing                        Not included                        100% of sustainability
 Finance Indonesia                                                                                        information




Perseroan dan entitas anak secara kolektif disebut sebagai               The Company and its subsidiaries are collectively referred
“Grup MPM” dengan segmen operasi meliputi distribusi,                    to as “MPM Group,” with operating segments comprising
ritel, dan aftermarket (Perseroan, MPMulia, ERRO) serta                  distribution, retail, and aftermarket (the Company,
asuransi (MPMInsurance).                                                 MPMulia, and ERRO), as well as insurance (MPMInsurance).

Untuk menyediakan barang dan jasa kepada pelanggan,                      In delivering products and services to customers, MPM
Grup MPM bekerja sama dengan pemasok barang dan                          Group collaborates with suppliers of goods and services
jasa untuk penyediaan produk, jasa, perangkat keras dan                  for the provision of products, services, hardware, and
lunak untuk merencanakan, mendistribusikan, dan menjual                  software to support the planning, distribution, and sale
produk dan menyediakan jasa. Seluruh rantai nilai Grup                   of products, as well as the delivery of services. During the
MPM pada tahun pelaporan berada di satu lokasi geografis                 reporting year, the entire value chain of MPM Group was
yaitu Indonesia. Tabel berikut ini menggambarkan rantai                  located within a single geographic area, namely Indonesia.
nilai hulu dan hilir kegiatan usaha Grup MPM.                            The following table illustrates the upstream and downstream
                                                                         value chain of MPM Group’s business activities.



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           PENGUNGKAPAN FINANSIAL TERKAIT
           KEBERLANJUTAN SESUAI PSPK 1 & 2                Tata Kelola      Risiko dan Peluang terkait Keberlanjutan           Risiko dan Peluang terkait Iklim
           Sustainability-related Financial Disclosures   Governance      Sustainability-related Risks and Opportunities   Climate-related Risks and Opportunities
           in Accordance with PSPK 1 & 2




        Unit Bisnis                  Rantai Nilai                                        Deskripsi Pihak/Aktivitas
       Business Unit                 Value Chain                                       Description of Parties/Activities
      MPMulia              Pemasok utama
                                                            Pabrikan: PT Astra Honda Motor (AHM) – produsen tunggal sepeda motor Honda
                           Key Suppliers
                                                            di Indonesia sebagai principal utama MPM
                                                            Manufacturer: PT Astra Honda Motor (AHM) – the sole producer of Honda
                                                            motorcycles in Indonesia and the principal of MPM

                                                            Vendor pemasok suku cadang Honda
                                                            Honda spare parts suppliers

                                                            Vendor logistik
                                                            Logistics service providers

                                                            Pemasok bahan bakar
                                                            Fuel suppliers

                                                            Pemasok teknologi ZEV: Honda Motor Co. melalui AHM – memasok platform
                                                            sepeda motor listrik
                                                            ZEV technology supplier: Honda Motor Co., through AHM – supplier of electric
                                                            motorcycle platforms

                           Pelanggan dan Konsumen
                                                            Konsumen akhir: rumah tangga dan UMKM di Jawa Timur dan NTT yang
                           Customers and Consumers
                                                            menggunakan sepeda motor sebagai alat transportasi
                                                            End customers: households and MSMEs in East Java and East Nusa Tenggara
                                                            using motorcycles as a means of transportation

                                                            Jasa purnajual: MPM-authorized bengkel dan jaringan AHASS untuk servis dan
                                                            suku cadang
                                                            After-sales services: MPM-authorized workshops and the AHASS network for
                                                            servicing and spare parts

                                                            Dealer: lebih dari 400 dealer authorized Honda di wilayah operasi MPM
                                                            Dealers: more than 400 authorized Honda dealers within MPM’s operating areas

      MPMInsurance         Pemasok
                                                            Vendor sistem IT
                           Suppliers
                                                            IT system vendors

                           Pelanggan
                                                            Layanan keuangan: perlindungan asuransi kendaraan melalui AMPM
                           Customers
                                                            Financial services: vehicle insurance coverage provided by AMPM

      MPMRent              Pemasok dan mitra
                                                            Vendor pemasok unit kendaraan baru, suku cadang, dan IT
                           Suppliers and Partners
                                                            Vendors supplying new vehicle units, spare parts, and IT systems

                           Pelanggan
                                                            Pelanggan
                           Customers
                                                            Rental service customers

      JACCS Mitra          Nasabah
                                                            Layanan keuangan: pembiayaan konsumen melalui JACCS Mitra
      Pinasthika           Customers
                                                            Pinasthika Mustika Finance Indonesia
      Mustika
                                                            Financial services: consumer financing provided through JACCS Mitra
      Finance
                                                            Pinasthika Mustika Finance Indonesia
      Indonesia




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Batas Pelaporan                                                            Greenhouse Gas (GHG)
Emisi Gas Rumah Kaca (GRK)                                                 Emissions Reporting Boundary

Grup MPM belum mengukur emisi GRK sesuai dengan                            MPM Group has not yet measured its greenhouse gas
Greenhouse Gas Protocol: A Corporate Accounting                            (GHG) emissions in accordance with the Greenhouse Gas
and Reporting Standard (GHG Protocol) sebagaimana                          Protocol: A Corporate Accounting and Reporting Standard
dipersyaratkan oleh PSPK-2.                                                (GHG Protocol) as required under PSPK-2.



                                                     Batasan untuk Pelaporan Emisi
                                                     Boundary for Emissions Reporting

                     Kategori                                 Cakupan                          Entitas yang Dimasukkan
                     Category                                  Scope                                Included Entities

 Cakupan 1 – Emisi langsung                                    Penuh
                                                                              MPM Head Office, MPMulia, AMPM, MPMRent
 Scope 1 – Direct emissions                                     Full

 Cakupan 2 – Energi tidak langsung                             Penuh
                                                                              MPM Head Office, MPMulia, AMPM, MPMRent
 Scope 2 – Indirect energy emissions                            Full

 Cakupan 3 Kategori 11 – Penggunaan produk                     Parsial
                                                                              MPMulia (sepeda motor ICE Honda terjual)
 Scope 3 Category 11 – Use of sold products                    Partial

 Cakupan 3 lainnya                                       Tidak diungkapkan Relif transisi PSPK 1 – pengumpulan data sedang berjalan
 Other Scope 3 categories                                   Not disclosed  Transitional relief under PSPK 1 – data collection in progress




Pendekatan Batas Organisasi                                                Organizational Boundary Approach

Grup MPM menerapkan pendekatan kontrol operasional                         MPM Group applies the operational control approach
(operational control approach) dalam menetapkan batas                      in determining the organizational boundary for GHG
organisasi untuk pelaporan emisi GRK. Pendekatan ini                       emissions reporting. This approach has been selected as
dipilih karena terdapat Entitas Asosiasi MPMRent dan JMFI                  MPMRent and JMFI are Associates that fall outside the
yang berada di luar konsolidasi laporan keuangan namun                     scope of financial consolidation but are under the full
memiliki kontrol operasional penuh di bawah Grup MPM.                      operational control of MPM Group.



Batas Operasional                                                          Operational Boundary

Seluruh (100%) emisi GRK dari entitas, aset, dan operasi di                All (100%) of GHG emissions from entities, assets, and
mana Grup MPM memiliki kontrol operasional dilaporkan,                     operations over which MPM Group exercises operational
terlepas dari persentase kepemilikan. Emisi ini dilaporkan                 control are reported, regardless of ownership percentage.
sebagai Cakupan 1 atau Cakupan 2. Emisi tambahan yang                      These emissions are classified and reported as Scope 1 or
dihasilkan dalam rantai nilai dilaporkan sebagai Cakupan 3.                Scope 2 emissions. Additional emissions generated across
                                                                           the value chain are reported as Scope 3 emissions.




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            PENGUNGKAPAN FINANSIAL TERKAIT
            KEBERLANJUTAN SESUAI PSPK 1 & 2                Tata Kelola    Risiko dan Peluang terkait Keberlanjutan           Risiko dan Peluang terkait Iklim
            Sustainability-related Financial Disclosures   Governance    Sustainability-related Risks and Opportunities   Climate-related Risks and Opportunities
            in Accordance with PSPK 1 & 2




      Pertimbangan dan Ketidakpastian Pengukuran                             Judgments and Measurement Uncertainty

      Grup     MPM     mempertimbangkan        beberapa     area             MPM Group has identified several areas of uncertainty that
      ketidakpastian yang secara material dapat mempengaruhi                 could materially affect the projections of sales, revenue,
      hasil proyeksi penjualan, pendapatan, emisi, serta pajak               emissions, and carbon tax presented in this report, as
      karbon yang disajikan dalam laporan ini, antara lain:                  outlined below:

      1 Ketidakpastian Skenario                                               1 Scenario Uncertainty
         Proyeksi penjualan dan pendapatan sangat dipengaruhi                     Sales and revenue projections are highly dependent on
         oleh skenario penetrasi Zero-Emission Vehicle (ZEV)                      the Zero-Emission Vehicle (ZEV) penetration scenarios
         yang digunakan, yaitu Reference, Announced Targets                       applied, namely the Reference, Announced Targets
         2050, dan Net Zero. Setiap skenario menghasilkan                         2050, and Net Zero scenarios. Each scenario results
         tingkat adopsi ZEV yang berbeda secara signifikan,                       in significantly different ZEV adoption levels. Actual
         sedangkan realisasi di lapangan sangat bergantung                        outcomes will largely depend on government policy
         pada arah kebijakan pemerintah, insentif fiskal,                         direction, fiscal incentives, charging infrastructure
         kesiapan infrastruktur pengisian daya, daya saing harga                  readiness, EV price competitiveness, and the response
         EV, serta respons industri otomotif nasional. Variasi                    of the national automotive industry. Variations across
         antar skenario ini menciptakan rentang ketidakpastian                    scenarios create a wide range of uncertainty in
         yang besar terhadap estimasi penurunan penjualan                         estimating declines in internal combustion engine (ICE)
         ICE, pendapatan, dan emisi.                                              sales, revenue, and emissions.

      2 Ketidakpastian Model                                                  2 Model Uncertainty
         Proyeksi pendapatan dan emisi yang digunakan dalam                       Revenue and emissions projections used in the analysis
         analisis mengandung keterbatasan metodologis.                            are subject to methodological limitations. The use of
         Penggunaan intensitas emisi per pendapatan                               emissions intensity per revenue makes projections
         membuat proyeksi sangat sensitif terhadap perubahan                      highly sensitive to changes in sales performance,
         penjualan, sehingga penurunan pendapatan otomatis                        whereby a decline in revenue mechanically results in
         menghasilkan penurunan emisi meskipun aktivitas                          lower emissions, even if operational activities remain
         operasional tidak berubah signifikan.                                    relatively unchanged.

      3 Ketidakpastian Kebijakan dan Pasar                                    3 Policy and Market Uncertainty
         Arah kebijakan transisi energi, peraturan kendaraan                      Energy transition policies, electric vehicle regulations,
         listrik, dan kejelasan peta jalan industrialisasi EV di                  and the clarity of Indonesia’s EV industrialization
         Indonesia masih berkembang. Hal ini menciptakan                          roadmap continue to evolve. This creates uncertainty
         ketidakpastian terkait kecepatan adopsi ZEV dan                          regarding the pace of ZEV adoption and consumer
         respons konsumen terhadap perubahan harga energi,                        responses to changes in energy prices, EV incentives,
         insentif EV, atau pembatasan kendaraan ICE. Selain                       or restrictions on ICE vehicles. Additionally, automotive
         itu, dinamika pasar otomotif, termasuk masuknya                          market dynamics—including the entry of new EV players,
         pemain EV baru, perubahan preferensi konsumen, serta                     shifts in consumer preferences, and fluctuations in
         fluktuasi daya beli, dapat menghasilkan deviasi yang                     purchasing power—may lead to significant deviations
         besar antara proyeksi dan realisasi penjualan.                           between projected and actual sales.

         Perhitungan potensi biaya karbon juga masih                              Estimates of potential carbon costs also remain subject
         mengandung ketidakpastian tinggi karena mekanisme                        to high uncertainty, as Indonesia’s carbon pricing
         harga karbon Indonesia, termasuk pajak karbon                            mechanisms, including carbon tax and emissions
         dan skema perdagangan emisi, masih dalam tahap                           trading schemes, are still under development. Future
         pengembangan. Perubahan harga karbon di masa                             carbon prices may fluctuate significantly due to
         depan dapat terjadi secara drastis, baik karena dinamika                 domestic policy developments or global market
         kebijakan nasional maupun pasar global, sehingga                         dynamics, resulting in material differences between
         estimasi biaya karbon atau potensi risiko keuangan dari                  projected and actual carbon costs or financial risks
         emisi dapat berbeda jauh dari proyeksi.                                  associated with emissions.




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4 Ketidakpastian Operasional                                  4 Operational Uncertainty
   Kinerja emisi dan biaya operasional masa depan sangat         Future emissions performance and operating costs
   dipengaruhi oleh efektivitas implementasi inisiatif           are influenced by the effectiveness of MPM Group’s
   internal Grup MPM. Dampak aktual dari inisiatif ini           internal initiatives. Actual outcomes may differ from
   dapat berbeda dari asumsi model, baik karena variasi          model assumptions due to variations in operational
   perilaku operasional, perubahan volume aktivitas,             behavior, changes in activity volumes, or principal-level
   maupun keputusan principal terkait strategi distribusi.       decisions regarding distribution strategies.

5 Keterbatasan Skenario NGFS                                  5 Limitations of NGFS Scenarios
   NGFS (Network for Greening Financial System) adalah           The Network for Greening Financial System (NGFS)
   jaringan global bank sentral dan pengawas keuangan            is a global networks of central banks and financial
   yang bertujuan mengintegrasikan risiko iklim ke dalam         supervisors that aims to integrate climate-related risks
   sistem keuangan dan mendorong transisi menuju                 into the financial system and support the transition
   ekonomi berkelanjutan. NGFS menerbitkan skenario              toward a sustaianable economy. NGFS publishes global
   yang bersifat global yang kemudian dikalibrasi oleh           climate scenarios, which are subsequently calibrated
   Otoritas Jasa Keuangan sesuai kondisi spesifik Indonesia      by the Financial Services Authority’s (OJK) to reflect
   dalam Climate Risk Management and Scenario Analysis,          Indonesia’s specific conditions under the Climate Risk
   MPM menggunakan data historis Bank Indonesia dan              Management and Scenario Analysis framework. MPM
   BPS untuk kalibrasi awal.                                     Group utilized historical data from Bank Indonesia and
                                                                 Statistics Indonesia (BPS) for initial calibration.

   Proyeksi-proyeksi NGFS tidak memperhitungkan                  NGFS projections do not incorporate sudden
   shock geopolitik mendadak (misal: pandemi, konflik            geopolitical shocks (e.g., pandemics or international
   internasional) yang dapat secara signifikan mengubah          conflicts) that could significantly alter transition
   trajektori. Skenario NGFS diperbarui secara berkala;          trajectories. This report uses NGFS Phase IV (2023/2024).
   laporan ini menggunakan NGFS Phase IV (2023/2024).            Future scenario updates may materially change
   Perbaruan skenario di masa depan dapat mengubah               projections. Uncertainty increases over longer time
   proyeksi secara material. Ketidakpastian dapat                horizons. Projections for 2025–2030 are considered
   bertambah seiring waktu. Proyeksi 2025–2030 lebih             more reliable than projections for 2040–2050.
   reliable dibandingkan proyeksi 2040–2050.



Catatan Penting                                               Important Note

Laporan pengungkapan keberlanjutan ini disusun oleh           This sustainability disclosure report has been prepared
PT Mitra Pinasthika Mustika Tbk untuk tujuan informasi        by PT Mitra Pinasthika Mustika Tbk for informational
dan kepatuhan terhadap PSPK 1 & 2 yang mengacu pada           purposes and to comply with PSPK 1 & 2, which refer to
IFRS S1 & IFRS S2. Laporan ini merupakan pengungkapan         IFRS S1 and IFRS S2. This represents MPM Group’s first
pertama MPM Group berdasarkan standar tersebut untuk          disclosure under these standards for the financial year
tahun buku yang berakhir 31 Desember 2025.                    ended 31 December 2025.

Pengungkapan ini hanya mencakup risiko dan peluang            The disclosure covers selected risks and opportunities and
yang dipilih dan tidak dimaksudkan sebagai pengungkapan       is not intended to constitute a comprehensive disclosure
yang lengkap atas seluruh persyaratan PSPK 1 & 2.             of all requirements under PSPK 1 & 2. Forward-looking
Informasi forward-looking mengandung ketidakpastian           information contained herein is subject to significant
yang signifikan dan realisasi aktual dapat berbeda secara     uncertainties, and actual results may differ materially from
material dari proyeksi yang disajikan.                        the projections presented.




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            PENGUNGKAPAN FINANSIAL TERKAIT
            KEBERLANJUTAN SESUAI PSPK 1 & 2                Tata Kelola    Risiko dan Peluang terkait Keberlanjutan           Risiko dan Peluang terkait Iklim
            Sustainability-related Financial Disclosures   Governance    Sustainability-related Risks and Opportunities   Climate-related Risks and Opportunities
            in Accordance with PSPK 1 & 2




      TATA KELOLA                                                            GOVERNANCE

      Pengawasan Risiko dan                                                  Oversight of Sustainability-related Risks
      Peluang terkait Keberlanjutan                                          and Opportunities

      Dewan Komisaris berperan untuk mengawasi pelaksanaan                   The Board of Commissioners oversees the implementation
      strategi dan inisiatif keberlanjutan Grup MPM serta memantau           of MPM Group’s sustainability strategies and initiatives,
      pelaksanaan strategi keberlanjutan dan pengelolaan risiko              including monitoring the execution of sustainability and
      iklim melalui Komite GCG dan Sustainability.                           climate risk management strategies through the GCG and
                                                                             Sustainability Committee.

      Dewan Komisaris juga memberikan arahan strategis kepada                The Board also provides strategic direction to management
      manajemen terkait penerapan strategi keberlanjutan,                    regarding the implementation of sustainability strategies
      target, langkah mitigasi risiko keberlanjutan beserta risiko           and targets, mitigation measures for sustainability and
      iklim, dan memastikan bahwa aspek lingkungan, sosial, dan              climate-related risks, and ensures that environmental,
      tata kelola selalu terintegrasi dalam proses pengambilan               social, and governance considerations are consistently
      keputusan bisnis.                                                      integrated into business decision-making processes.

      Dewan Komisaris akan menerima dan meninjau laporan                     The Board of Commissioners receives and reviews periodic
      berkala mengenai pencapaian, risiko, serta trade-off                   reports on performance achievements, risks, and trade-offs
      terkait aspek keberlanjutan dan perubahan iklim terhadap               related to sustainability and climate change impacts on MPM
      kinerja finansial dan non-finansial Grup MPM sekurang-                 Group’s financial and non-financial performance at least once
      kurangnya satu kali dalam setahun. Progres pencapaian                  annually. Progress toward the Company’s sustainability and
      target keberlanjutan dan iklim Perseroan menjadi bagian                climate targets forms part of management’s performance
      dari evaluasi kinerja manajemen oleh Dewan Komisaris.                  evaluation by the Board of Commissioners.

      Komite GCG dan Sustainability berperan mendukung Dewan                 The GCG and Sustainability Committee supports the Board
      Komisaris dalam menjalankan fungsi pengawasan terhadap                 of Commissioners in carrying out its oversight function
      implementasi strategi dan inisiatif keberlanjutan, termasuk            over the implementation of sustainability strategies
      pengelolaan dampak dan risiko terkait iklim. Komite ini                and initiatives, including the management of climate-
      juga berkoordinasi dengan Tim Manajemen Risiko dan Tim                 related impacts and risks. The Committee coordinates
      Kegiatan Usaha Berkelanjutan untuk memastikan sinergi                  with the Risk Management Team and the Sustainable
      dalam pengelolaan dampak dan efektivitas pelaksanaan                   Business Activities Team to ensure alignment in impact
      strategi keberlanjutan di seluruh lini organisasi.                     management and the effective execution of sustainability
                                                                             strategies across the organization.

      Pelaksanaan Pengelolaan Risiko                                         Implementation of Sustainability-Related Risk
      dan Peluang Terkait Keberlanjutan                                      and Opportunity Management

      Direksi bertanggung jawab atas pelaksanaan strategi                    The Board of Directors is responsible for the execution of
      dan inisiatif keberlanjutan yang sejalan dengan tujuan                 sustainability strategies and initiatives aligned with the
      bisnis. Direksi memastikan bahwa risiko dan peluang                    Company’s business objectives. The Board ensures that
      keberlanjutan, termasuk yang berkaitan dengan                          sustainability-related risks and opportunities, including
      perubahan iklim, dikelola secara efektif dan terintegrasi              those associated with climate change, are effectively
      dalam proses bisnis, manajemen risiko, serta pengambilan               managed and integrated into business processes, enterprise
      keputusan perusahaan.                                                  risk management, and corporate decision-making.




210                                                                                            Laporan Keberlanjutan ● Sustainability Report   2025
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Direksi didukung oleh Tim Manajemen Risiko dan                The Board of Directors is supported by the Risk Management
Tim Kegiatan Usaha Berkelanjutan dalam melakukan              Team and the Sustainable Business Activities Team in
analisis dampak dan ketahanan strategi perusahaan             conducting impact analyses and assessing the resilience of
terhadap berbagai skenario iklim, mengintegrasikan            the Company’s strategy under various climate scenarios.
risiko keberlanjutan dan risiko iklim ke dalam kerangka       These teams integrate sustainability and climate-related
manajemen risiko perusahaan, serta menyusun peta risiko       risks into the Company’s enterprise risk management
keberlanjutan dan risiko iklim dan menyampaikan hasilnya      framework, develop sustainability and climate risk maps,
kepada Direksi dan Dewan Komisaris.                           and report the results to the Board of Directors and the
                                                              Board of Commissioners.

Tim Kegiatan Usaha Berkelanjutan bertanggung jawab            The Sustainable Business Activities Team is responsible
untuk mengembangkan inisiatif iklim dan keberlanjutan         for developing climate and sustainability initiatives within
di setiap Operating Company (OpCo), menetapkan                each operating company (Opco), setting sustainability and
target keberlanjutan dan target iklim serta memantau          climate targets, and monitoring their achievement. The
pencapaiannya, dan melakukan koordinasi aktif                 team actively coordinates with the Risk Management Team,
dengan Tim Manajemen Risiko, Tim Keuangan, dan Tim            Finance Team, and Operations Team to ensure alignment
Operasional untuk memastikan sinergi antara pelaksanaan       between the implementation of sustainability strategies
strategi keberlanjutan perusahaan dan pengelolaan             and the management of sustainability and climate-related
risiko keberlanjutan dan risiko iklim. Hasil pemantauan       risks. Monitoring results and performance achievements
dan capaian kinerja dilaporkan kepada Direksi untuk           are reported to the Board of Directors to support corporate
menjadi dasar dalam evaluasi kinerja perusahaan maupun        performance evaluation and strategic decision-making.
pengambilan keputusan strategis.



Pertimbangan atas Kapabilitas Tata Kelola                     Consideration of Governance Capabilities

Grup MPM membangun kompetensi anggota Dewan                   MPM Group strengthens the competencies of members
Komisaris, Direksi, Komite dan Tim dengan mengikuti           of the Board of Commissioners, Board of Directors,
program pengembangan kapasitas internal maupun                Committees, and relevant Teams through participation
eksternal terkait dengan pengetahuan dan keterampilan         in internal and external capacity-building programs
pengelolaan isu-isu keberlanjutan dan iklim serta interaksi   related to sustainability and climate issues, as well as their
mereka dengan pemangku kepentingan (regulator, investor,      engagement with stakeholders (including regulators and
dll) termasuk menghadirkan subject matter expert eksternal    investors). The Group also engages external subject matter
untuk mendukung proses pengambilan keputusan.                 experts, as necessary, to support informed and effective
                                                              decision-making processes.

Pertimbangan Risiko dan Peluang                               Consideration of Sustainability-Related Risks
Keberlanjutan dalam Pengambilan Keputusan                     and Opportunities in Decision-Making

Tim Kegiatan Usaha Berkelanjutan menggunakan hasil            The Sustainable Business Activities Team utilizes the results
identifikasi dan penilaian risiko dan peluang terkait         of the identification and assessment of sustainability-
keberlanjutan dan iklim untuk menyusun program-               and climate-related risks and opportunities to develop
program keberlanjutan dan iklim Grup MPM serta                MPM Group’s sustainability and climate programs, as well
mengembangkan strategi, target & tujuan, serta kebijakan-     as to formulate strategies, targets and objectives, and
kebijakan keberlanjutan di lingkungan Grup MPM. Pada          sustainability-related policies across the Group. In 2025, the
tahun 2025, Tim telah menyusun Sustainability Roadmap         Team developed the Sustainability Roadmap 2026–2030
2026–2030 sebagai strategi jangka panjang Grup MPM,           as MPM Group’s long-term strategy, discussed it with the
mendiskusikannya dengan Direksi dan mendapatkan               Board of Directors, and obtained guidance from the Board of
arahan dari Dewan Komisaris. Sustainability Roadmap           Commissioners. The Sustainability Roadmap 2026–2030 was
2026–2030 telah ditetapkan oleh Direksi dan disetujui         formally adopted by the Board of Directors and approved by
Dewan Komisaris pada Desember 2025.                           the Board of Commissioners in December 2025.




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Page 212
            PENGUNGKAPAN FINANSIAL TERKAIT
            KEBERLANJUTAN SESUAI PSPK 1 & 2                Tata Kelola    Risiko dan Peluang terkait Keberlanjutan           Risiko dan Peluang terkait Iklim
            Sustainability-related Financial Disclosures   Governance    Sustainability-related Risks and Opportunities   Climate-related Risks and Opportunities
            in Accordance with PSPK 1 & 2




      Manajemen dan Pengawasan Penetapan                                     Management and Oversight of Target Setting
      dan Pencapaian Target                                                  and Achievement

      Grup MPM memantau dan mengevaluasi pencapaian                          MPM Group monitors and evaluates the achievement of
      target terkait keberlanjutan dan iklim yang telah ditetapkan           sustainability and climate-related targets established within
      dalam dokumen strategi di masing-masing OpCo kemudian                  each OpCo’s strategic documents. Overall performance is
      mengevaluasinya secara keseluruhan melalui Tim Kegiatan                reviewed through the Sustainable Business Activities Team
      Usaha Berkelanjutan dan pada gilirannya dilaporkan                     and subsequently reported to the Board of Directors. The
      kepada Direksi. Tim Kegiatan Usaha Berkelanjutan                       Team coordinates target achievement initiatives through
      mengkoordinasikan kegiatan pencapaian target melalui                   sustainability programs to ensure alignment with the
      program-program keberlanjutan agar selaras dengan target               Group’s overall targets and each OpCo’s performance.
      keseluruhan Grup MPM, pencapaian OpCo dan diskusi                      Management discussions on target progress are conducted
      manajemen dilakukan minimal dua kali setahun.                          at least twice annually.



      Dampak Keberlanjutan                                                   Impact of Sustainability
      terhadap Kebijakan Remunerasi                                          on Remuneration Policy

      Pada tahun pelaporan, Grup MPM belum menerapkan                        During the reporting year, MPM Group has not
      kebijakan remunerasi Dewan Komisaris dan Direksi                       explicitly linked the remuneration policies of the Board
      berdasarkan dampak risiko dan peluang terkait                          of Commissioners and the Board of Directors to the
      keberlanjutan Perusahaan secara eksplisit.                             Company’s sustainability-related risks and opportunities.



      Manajemen Risiko                                                       Risk Management

      Proses manajemen risiko keberlanjutan Grup MPM                         MPM Group’s sustainability risk management process
      terintegrasi dengan kerangka manajemen risiko Grup                     is integrated into the Group’s overall risk management
      secara keseluruhan yang meliputi identifikasi, pengukuran,             framework, which encompasses risk identification,
      pemantauan dan pengendalian risiko. Di bawah                           measurement, monitoring, and control. Under the
      pengawasan Direksi, terdapat dua tim utama yang menjadi                supervision of the Board of Directors, two primary
      penggerak implementasi ESG, yaitu Tim Manajemen Risiko                 teams drive the implementation of ESG initiatives: the
      dan Tim Kegiatan Usaha Berkelanjutan.                                  Risk Management Team and the Sustainable Business
                                                                             Activities Team.

      ●● Tim Manajemen Risiko bertanggung jawab untuk                        ●● Risk Management Team: Responsible for integrating ESG
         mengintegrasikan risiko ESG dan risiko iklim ke                        and climate-related risks into the Company’s enterprise
         dalam kerangka manajemen risiko perusahaan, serta                      risk management framework and coordinating with the
         berkoordinasi dengan Komite GCG dan Sustainability                     GCG and Sustainability Committee to ensure alignment
         untuk memastikan keselarasan dalam pengelolaan risiko                  in managing risks and impacts,
         dan dampak,

      ●● Tim Kegiatan Usaha Berkelanjutan berfokus pada                      ●● Sustainable Business Activities Team: Focuses
         pelaksanaan berbagai inisiatif ESG di tingkat operasional,             on the implementation of ESG initiatives at the
         dengan dukungan dari Koordinator Pelaksana Kegiatan                    operational level, supported by Sustainable Business
         Usaha Berkelanjutan di masing-masing entitas (MPMulia,                 Activity Coordinators within each entity (MPMulia,
         MPMInsurance, MPMRent, dan JMFI).                                      MPMInsurance, MPMRent, and JMFI).




212                                                                                            Laporan Keberlanjutan ● Sustainability Report   2025
Page 213
Manajemen risiko di MPM diterapkan secara sistemik           Risk management at MPM is implemented systematically
sebagai bagian dari tata kelola yang baik untuk              as part of sound corporate governance to ensure the
memastikan ketahanan perusahaan terhadap berbagai            Company’s resilience against potential disruptions that
potensi gangguan yang dapat memengaruhi operasional          may affect operations and business sustainability. This
dan keberlanjutan bisnis. Pendekatan ini mencakup            approach includes the identification, assessment, and
identifikasi, penilaian, dan mitigasi risiko, termasuk       mitigation of risks, including ESG and climate-related risks,
risiko terkait ESG dan iklim, yang diintegrasikan ke         which are integrated into the enterprise risk management
dalam kerangka manajemen risiko perusahaan. Melalui          framework. Through coordination among the Risk
koordinasi antara Tim Manajemen Risiko, Komite GCG dan       Management Team, the GCG and Sustainability Committee,
Sustainability, serta Tim Kegiatan Usaha Berkelanjutan,      and the Sustainable Business Activities Team, MPM ensures
MPM memastikan bahwa pengelolaan risiko dilakukan            that risk management is conducted in a consistent and
secara konsisten dan terarah.                                structured manner.

Dalam proses manajemen risiko terkait keberlanjutan,         In managing sustainability-related risks, the identification
identifikasi dan pengukuran risiko dan peluang terkait       and assessment of sustainability-related risks and
keberlanjutan dilakukan oleh setiap OpCo dengan              opportunities are carried out by each OpCo, facilitated
difasilitasi oleh konsultan ESG Karisman Learning &          by ESG consultant Karisman Learning & Consulting. Risk
Consulting. Penilaian risiko dilakukan berdasarkan tingkat   assessments are conducted based on the severity and
keparahan dan kemungkinan setiap risiko, potensi             likelihood of each risk, the potential occurrence of impacts
terjadinya dampak pada jangka pendek, menengah, atau         across the short, medium, and long term, and consideration
panjang, serta memperhitungkan dampak pada obyektif          of impacts on the Company’s objectives, potential financial
Perseroan, potensi dampak keuangan, gangguan operasi,        implications, operational disruptions, and regulatory
dan perubahan peraturan.                                     changes.

Tim Kegiatan Usaha Berkelanjutan menggunakan hasil           The Sustainable Business Activities Team utilizes the
identifikasi dan penilaian risiko untuk menyusun program-    results of risk identification and assessment to develop
program keberlanjutan serta mengembangkan strategi,          sustainability programs, as well as sustainability strategies,
target, dan kebijakan keberlanjutan di lingkungan Grup       targets, and policies across MPM Group. Identified risks are
MPM. Setelah teridentifikasi, risiko diprioritaskan dan      subsequently prioritized and monitored in accordance with
dipantau sesuai proses manajemen risiko perusahaan.          the Company’s risk management processes.




RISIKO DAN PELUANG TERKAIT                                   SUSTAINABILITY-RELATED RISKS AND
KEBERLANJUTAN                                                OPPORTUNITIES

Grup MPM telah melakukan proses identifikasi risiko dan      MPM Group has conducted an identification process of
peluang terkait keberlanjutan sebagai bagian dari proses     sustainability-related risks and opportunities as part of
penilaian materialitas keberlanjutan yang menggunakan        its sustainability materiality assessment using a double
pendekatan materialitas ganda. Pendekatan ini menilai        materiality approach. This approach evaluates each
setiap topik keberlanjutan atas dampak yang ditimbulkan      sustainability topic based on its economic, social, and
di bidang ekonomi, sosial, atau lingkungan dan penilaian     environmental impacts, as well as its influence on the
terhadap pengaruhnya pada prospek keuangan Perseroan.        Company’s financial prospects. Further details on the
Rincian penilaian materialitas ganda dapat dibaca dalam      double materiality assessment are available in MPM’s
Laporan Keberlanjutan MPM.                                   Sustainability Report.




 2025   Laporan Keberlanjutan ● Sustainability Report                                                                         213
Page 214
             PENGUNGKAPAN FINANSIAL TERKAIT
             KEBERLANJUTAN SESUAI PSPK 1 & 2                    Tata Kelola     Risiko dan Peluang terkait Keberlanjutan            Risiko dan Peluang terkait Iklim
             Sustainability-related Financial Disclosures       Governance     Sustainability-related Risks and Opportunities    Climate-related Risks and Opportunities
             in Accordance with PSPK 1 & 2




                                                            Topik terkait keberlanjutan                                          Outward        Inward
           Area
                                                                Sustainability Topic                                            materiality    materiality


                       Dampak Lingkungan dari Operasional (Material, Air, Limbah)
                       Environmental Impacts from Operations (Materials, Water, Waste)



                       Energi dan Efisiensi Bahan Bakar dan Pemanfaatan Armada
                       Energy and Fleet Fuel Economy & Utilization



                       Risiko Iklim Fisik           Risiko terkait iklim fisik akut dan kronik
       Lingkungan      Physical Climate Risk        Risks related to acute and chronic physical climate impacts
       Environment
                                                    Risiko terkait iklim transisi regulasi, pasar, dan teknologi ZEV
                                                    Risks related to climate transition: regulation, market shifts,
                                                    and ZEV technologies
                       Risiko Iklim Transisi
                       Transition Climate Risk      Emisi GRK dan risiko iklim terkait transisi regulasi
                                                    nilai ekonomi karbon
                                                    GHG Emissions and risks related to climate transition and
                                                    carbon economic valuation


                       Privasi Pelanggan dan Keamanan Data
                       Customer Privacy and Data Security



                       Masyarakat dan Kerelawanan
                       Community and Volunteering


          Sosial
          Social       Karyawan dan Kesetaraan Kesempatan
                       Employees and Equal Opportunity



                       Pendidikan dan Pelatihan
                       Education and Training



                       Integrasi risiko keberlanjutan-iklim dan pelaksanaan tata kelola perusahaan yang baik
                       Integration of climate-related sustainability risks and implementation of good corporate
       Tata kelola     governance
       Governance


      Penilaian prioritas ▪ Priority assessment
            Prioritas tinggi                    Prioritas moderat
            High priority                       Moderate priority




214                                                                                                  Laporan Keberlanjutan ● Sustainability Report   2025
Page 215
Untuk menetapkan topik yang material secara finansial,           To determine financially material topics, MPM applies a
MPM menggunakan threshold materialitas berdasarkan               materiality threshold based on their significance to the
signifikansi terhadap model bisnis dan kemungkinan               business model and the likelihood of impacts on profit or
dampak terhadap laba/rugi dalam horizon waktu yang               loss within defined time horizons.
ditetapkan.

Tim Kegiatan Usaha Berkelanjutan bersama tim konsultan           The Sustainable Business Team, together with consultants
Karisman Learning & Consulting melakukan analisis risiko         from Karisman Learning & Consulting, conducted an
dan peluang terkait berkelanjutan dan iklim sebagai titik        analysis of sustainability- and climate-related risks and
awal penerapan PSPK-1 dan PSPK-2 (IFRS S1 dan S2) serta          opportunities as an initial step toward implementing
mendiskusikan strategi untuk keberlanjutan Grup MPM              PSPK-1 and PSPK-2 (IFRS S1 and IFRS S2). This process
di masa depan sebagaimana disajikan dalam laporan                also supported strategic discussions on the future
ini. Identifikasi risiko dan peluang terkait keberlanjutan       sustainability direction of the MPM Group, as presented
dilakukan dengan mempertimbangkan topik yang material            in this report. The identification of sustainability-related
bagi bisnis dan pemangku kepentingan, perkembangan               risks and opportunities considered topics material to the
regulasi keberlanjutan dan perlindungan data, serta              business and stakeholders, evolving sustainability and data
karakteristik masing-masing entitas seperti pembiayaan           protection regulations, and the specific characteristics of
sepeda motor, penyewaan kendaraan roda empat, dan                each business entity, including motorcycle financing, four-
lelang kendaraan roda empat.                                     wheel vehicle rental, and vehicle auction services.

Proses ini mencakup pemetaan aktivitas bisnis, analisis          This process included business activity mapping, value
rantai nilai, serta evaluasi terhadap risiko operasional,        chain analysis, and evaluations of operational risks,
kepatuhan, ekspektasi pemangku kepentingan, dan                  regulatory compliance, stakeholder expectations, and long-
peluang peningkatan nilai jangka panjang untuk                   term value creation opportunities to ensure alignment of
memastikan keselarasan strategi keberlanjutan di seluruh         sustainability strategies across the MPM Group. Following
Grup MPM. Setelah risiko dan peluang teridentifikasi, Grup       the identification of risks and opportunities, MPM
MPM melakukan proses prioritasi dan memantau risiko              prioritizes and monitors these risks in accordance with the
tersebut sesuai dengan proses manajemen risiko Grup.             Group’s risk management processes.

Proses Manajemen Risiko keberlanjutan terintegrasi               The sustainability risk management process is integrated
dengan kerangka manajemen risiko Grup MPM secara                 into the MPM Group’s overall risk management framework
keseluruhan, yaitu dengan melakukan penilaian                    through assessments based on risk severity and likelihood,
berdasarkan tingkat keparahan dan kemungkinan setiap             potential impacts across short-, medium-, and long-term
risiko, potensi terjadinya dampak pada jangka pendek,            horizons, and consideration of impacts on corporate
menengah, atau panjang dan memperhitungkan dampak                objectives, financial performance, operational disruption,
risiko pada obyektif Perseroan, potensi dampak keuangan,         and regulatory changes.
gangguan operasi, dan perubahan peraturan.



Sumber Panduan                                                   Guidance Sources

Grup MPM mengacu pada IFRS Sustainability Disclosure             MPM Group refers to the IFRS Sustainability Disclosure
Standards serta panduan sektoral SASB untuk                      Standards and sector-specific SASB guidance to identify
mengidentifikasi risiko, peluang, dan metrik material            material risks, opportunities, and metrics across MPM’s
berdasarkan lima model bisnis MPM, yaitu Multiline and           five business models: Multiline and Specialty Retailers
Specialty Retailers & Distributors, Auto Parts, Professional &   & Distributors, Auto Parts, Professional & Commercial
Commercial Services, Car Rental & Leasing, serta Insurance/      Services, Car Rental & Leasing, and Insurance/Consumer
Consumer Finance. Penggunaan panduan ini memastikan              Finance. The use of these frameworks ensures that the
proses penilaian lebih terarah dan sesuai dengan                 assessment process is structured, consistent, and aligned
karakteristik operasional Grup.                                  with the Group’s operational characteristics.




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Page 216
                PENGUNGKAPAN FINANSIAL TERKAIT
                KEBERLANJUTAN SESUAI PSPK 1 & 2                    Tata Kelola        Risiko dan Peluang terkait Keberlanjutan                   Risiko dan Peluang terkait Iklim
                Sustainability-related Financial Disclosures       Governance        Sustainability-related Risks and Opportunities           Climate-related Risks and Opportunities
                in Accordance with PSPK 1 & 2




      Risiko dan Peluang terkait Keberlanjutan                                            Identified Sustainability-related
      yang Teridentifikasi                                                                Risks and Opportunities


                                                                                                                    Rantai Nilai                        Jangka Waktu
                                                                                                                    Value Chain                          Time Horizon
                       Risiko/                                                                                                                                              Tautan ke
      Topik           Peluang                                   Deskripsi                                                                                                    Strategi




                                                                                                                                          Downstream
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      Topic             Risk/                                  Description                                                                                                    Link to




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                     Oppurtunity                                                                                                                                             Strategy


 Privasi                Risiko       Ancaman keamanan informasi dan serangan siber pada
 Pelanggan               Risk        sistem TI bisa mengakibatkan kebocoran kerahasiaan,
 dan Keamanan                        integritas, dan ketersediaan data pribadi pelanggan maupun
 Data                                informasi kritikal perusahaan, sehingga menimbulkan
 Customer                            ketidakpatuhan terhadap UU PDP, kerugian finansial,
 Privacy and                         gangguan operasional, dan penurunan kepercayaan
 Data Security                       pemangku kepentingan.
                                     Information security threats and cyberattacks on IT systems                                                                            Halaman
                                     may compromise the confidentiality, integrity, and availability                                                                          Page
                                     of customer personal data and critical corporate information.                                                                           80 - 83
                                     Such incidents may result in non-compliance with Personal
                                     Data Protection regulations, financial losses, operational
                                     disruptions, and erosion of stakeholder trust.
                      Peluang        Menerapkan Sistem Manajemen Keamanan Informasi dalam
                     Opportunity     memastikan pelindungan data di Perusahaan.
                                     Implementation of an Information Security Management
                                     System to ensure robust data protection across the Company.
 Masyarakat             Risiko       Rendahnya efektivitas program CSR dan volunteering,
 dan                     Risk        termasuk partisipasi karyawan, kesesuaian dengan
 Kerelawanan                         kebutuhan masyarakat dan SDGs, serta capaian brand index,
 Community                           berpotensi menurunkan dampak sosial positif, reputasi, dan
 and                                 kepercayaan publik.
 Volunteering                        Low effectiveness of CSR and volunteering programs—
                                     including limited employee participation, misalignment with
                                     community needs and the SDGs, and weak brand index
                                     performance—may reduce positive social impact, reputation,
                                     and public trust.
                                                                                                                                                                            Halaman
                        Risiko       Tidak terlaksananya program Literasi dan Inklusi.
                                                                                                                                                                              Page
                         Risk        Failure to implement financial literacy and inclusion programs.
                                                                                                                                                                            136 - 169
                      Peluang        Peluang dari program CSR dan volunteering meliputi
                     Opportunity     penguatan reputasi perusahaan melalui dampak sosial yang
                                     nyata, peningkatan engagement karyawan, serta terciptanya
                                     hubungan harmonis dengan masyarakat sekitar dan
                                     pemangku kepentingan eksternal.
                                     CSR and volunteering programs provide opportunities
                                     to strengthen corporate reputation through tangible
                                     social impact, enhance employee engagement, and foster
                                     harmonious relationships with local communities and
                                     external stakeholders.
 Karyawan dan           Risiko       Ketidaksesuaian harapan karyawan terkait dengan well-being,
 Kesetaraan              Risk        kesetaraan, dan kesempatan dapat mengurangi produktivitas
 Kesempatan                          mereka.
 Employee                            Misalignment with employee expectations regarding well-
 and Equal                           being, equity, and opportunities may reduce productivity and
 Opportunity                         workforce engagement.                                                                                                                  Halaman
                      Peluang        Peluang untuk meningkatkan well-being karyawan sekaligus                                                                                 Page
                     Opportunity     memperkuat employer branding sebagai perusahaan                                                                                        106 - 119
                                     yang peduli isu global dan tanggung jawab sosial, dengan
                                     lingkungan kerja yang inklusif dan setara.
                                     Enhance employee well-being while strengthening employer
                                     branding as a socially responsible organization by fostering
                                     an inclusive and equitable workplace.




216                                                                                                          Laporan Keberlanjutan ● Sustainability Report             2025
Page 217
                                                                                                                 Rantai Nilai                        Jangka Waktu
                                                                                                                 Value Chain                          Time Horizon
                      Risiko/                                                                                                                                            Tautan ke
     Topik           Peluang                                  Deskripsi                                                                                                   Strategi




                                                                                                                                       Downstream
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     Topic             Risk/                                 Description                                                                                                   Link to




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Pendidikan             Risiko       Risiko ketidaksiapan dan keterbatasan kompetensi serta
dan Pelatihan           Risk        talent, termasuk suksesi dan adopsi teknologi/ESG, yang
Training and                        menurunkan daya saing perusahaan dalam rekrutmen dan
Education                           menghambat inovasi produk atau jasa baru.
                                    Insufficient readiness and limited competencies and
                                    talent—including succession planning gaps and adoption of
                                    technology and ESG practices—may weaken the Company’s
                                    competitiveness in talent acquisition and hinder innovation in                                                                       Halaman
                                    new products and services.                                                                                                             Page
                     Peluang        Peluang untuk meningkatkan daya saing dan efektivitas                                                                                122 - 126
                    Opportunity     operasional melalui program upskilling dan reskilling
                                    karyawan yang selaras dengan perkembangan teknologi dan
                                    perubahan regulasi.
                                    Strengthen competitiveness and operational effectiveness
                                    through employee upskilling and reskilling programs aligned
                                    with technological advancements and evolving regulatory
                                    requirements.
Dampak                 Risiko       Pengelolaan waste material yang tidak sesuai ketentuan dan
Lingkungan              Risk        tidak efektif berisiko menimbulkan pencemaran lingkungan
dari                                serta pelanggaran regulasi, yang dapat merusak reputasi dan
Operasional                         menimbulkan sanksi bagi perusahaan.
(Material, Air,                     Non-compliant and ineffective waste material management
Limbah)                             may result in environmental pollution and regulatory
Environmental                       violations, potentially damaging the Company’s reputation                                                                            Halaman
Impact of                           and leading to sanctions.                                                                                                              Page
Operation and                                                                                                                                                             68 - 76
                     Peluang        Peluang untuk menurunkan pemborosan material, air, dan
Environmental       Opportunity     energi sehingga biaya operasional jangka panjang lebih
Complaints                          efisien sekaligus mendukung keberlanjutan lingkungan.
                                    Reduce material, water, and energy waste to improve
                                    long-term operational cost efficiency while supporting
                                    environmental sustainability.
Paparan risiko      Risiko Fisik    Risiko gangguan operasional akibat bencana yang
fisik iklim            Akut         menghambat akses, memicu kebutuhan penggantian
Physical Risk      Acute Physical   infrastruktur/aset terdampak, serta meningkatkan frekuensi,
Exposure                Risk        nilai klaim asuransi, dan non-performing finance.
                                    Operational disruptions caused by disasters may restrict
                                    access, necessitate the replacement of affected infrastructure
                                    and assets, and increase the frequency and value of insurance
                                    claims, as well as non-performing finance.
                    Risiko Fisik    Gangguan kesehatan akibat panas atau cuaca ekstrem bagi
                                                                                                                                                                         Halaman
                      Kronik        pekerja yang beraktivitas di luar ruang.
                                                                                                                                                                           Page
                     Chronic        Heat stress and extreme weather conditions pose
                                                                                                                                                                         231 - 236
                   Physical Risk    occupational health risks to employees performing outdoor
                                    activities.
                     Peluang        Peluang untuk meningkatkan kesiapsiagaan bencana dan
                    Opportunity     menerapkan sistem kerja hybrid/remote yang lebih fleksibel
                                    dan efisien, sehingga mendukung keberlanjutan operasional
                                    saat terjadi gangguan.
                                    Enhance disaster preparedness and implement more
                                    flexible hybrid or remote working arrangements to support
                                    operational continuity during disruptions.




        2025      Laporan Keberlanjutan ● Sustainability Report                                                                                                                 217
Page 218
                PENGUNGKAPAN FINANSIAL TERKAIT
                KEBERLANJUTAN SESUAI PSPK 1 & 2                    Tata Kelola        Risiko dan Peluang terkait Keberlanjutan                   Risiko dan Peluang terkait Iklim
                Sustainability-related Financial Disclosures       Governance        Sustainability-related Risks and Opportunities           Climate-related Risks and Opportunities
                in Accordance with PSPK 1 & 2




                                                                                                                    Rantai Nilai                        Jangka Waktu
                                                                                                                    Value Chain                          Time Horizon
                       Risiko/                                                                                                                                              Tautan ke
      Topik           Peluang                                   Deskripsi                                                                                                    Strategi




                                                                                                                                          Downstream
                                                                                                                                   Upstream
      Topic             Risk/                                  Description                                                                                                    Link to




                                                                                                                                                       Short




                                                                                                                                                                     Long
                                                                                                                                     Hulu




                                                                                                                                                               Med
                                                                                                                    RNT




                                                                                                                                             Hilir
                                                                                                       R2S

                                                                                                              INS




                                                                                                                           FIN
                     Oppurtunity                                                                                                                                             Strategy


 Efisiensi Bahan    Risiko Transisi   Risiko transisi dan operasional pasar berupa peningkatan biaya
 Bakar dan            Teknologi       operasional armada dan logistik akibat kenaikan harga BBM
 Pemanfaatan        Technological     Fleet and logistics operating costs may increase due to rising
 Armada             Transition Risk   fuel prices, creating operational and market transition risks.
 Energy and           Peluang         Peluang untuk menekan biaya operasional dan emisi
 Fleet Fuel          Opportunity      melalui pengendalian penggunaan BBM, ekspansi portofolio
 Economy &                                                                                                                                                                  Halaman
                                      kendaraan hemat energi dan EV, pemanfaatan energi                                                                                       Page
 Utilization                          terbarukan, serta investasi layanan charging dan kemitraan                                                                             60 - 63
                                      strategis dengan pemasok EV.
                                      Reduce operating costs and emissions through fuel
                                      consumption management, expansion of energy-efficient
                                      and electric vehicle (EV) portfolios, adoption of renewable
                                      energy, investment in charging infrastructure, and strategic
                                      partnerships with EV suppliers.
 Emisi dan          Risiko Transisi   Risiko transisi dan risiko pasar akibat potensi penurunan
 Emisi yang         Kebijakan dan     permintaan kendaraan berbahan bakar fosil seiring
 Dibiayai              Regulasi       pergeseran preferensi konsumen ke kendaraan hemat energi,
 Emissions            Policy and      seiring percepatan kebijakan elektrifikasi nasional, kebijakan
 and Financed         Regulatory      terkait emisi, dan meningkatnya adopsi kendaraan listrik (EV)
 Emissions          Transition Risk   Potential decline in demand for fossil fuel–based vehicles as
                                      consumer preferences shift toward energy-efficient vehicles,
                                      driven by accelerating national electrification policies,
                                      emissions regulations, and increasing adoption of electric
                                      vehicles (EVs).
                    Risiko Transisi   Penurunan permintaan layanan purna jual dan suku cadang
                         Pasar        akibat berkurangnya kebutuhan perawatan kendaraan
                        Market        konvensional                                                                                                                          Halaman
                    Transition Risk   Declining demand for after-sales services and spare parts                                                                               Page
                                      may occur as maintenance requirements for conventional                                                                                 64 - 67
                                      vehicles decrease.
                    Risiko Transisi   Tuntutan pengungkapan emisi Cakupan 1, 2, 3, dan financed
                       Regulasi       emissions dari pemangku kepentingan
                      Regulatory      Increasing stakeholder demands for disclosure of Scope
                    Transition Risk   1, Scope 2, Scope 3, and financed emissions may create
                                      compliance, data management, and reporting challenges.
                      Peluang         Peluang untuk memperkuat portofolio produk ramah
                     Opportunity      lingkungan, meningkatkan resiliensi, serta meningkatkan
                                      kualitas pelaporan emisi dan tata kelola perusahaan.
                                      Strengthen the environmentally friendly product portfolio,
                                      enhance business resilience, and improve emissions reporting
                                      quality and corporate governance practices.


      R2S          : Distribusi dan penjualan sepeda motor, layanan purna jual dan suku cadang
                     Motorcycle distribution and sales, after-sales services, and spare parts
      INS          : Perasuransian
                     Insurance services
      RNT          : Solusi penyewaan kendaraan roda-4
                     Four-wheel vehicle rental solutions
      FIN          : Pembiayaan sepeda motor
                     Motorcycle financing




218                                                                                                          Laporan Keberlanjutan ● Sustainability Report             2025
Page 219
Dampak Keuangan Risiko terkait Keberlanjutan                  Financial Impacts of Sustainability-Related Risks

Risiko terkait Lingkungan: Pencemaran                         Environmental Risk: Pollution

a Dampak pada model bisnis dan rantai nilai                   a Impacts on the Business Model and Value Chain
   Risko terkait lingkungan yang dihadapi oleh Grup              The environmental risks faced by the MPM Group
   MPM meliputi dampak lingkungan dari operasional,              include operational environmental impacts, particularly
   terutama yang berasal dari kegiatan Perseroan dan             those arising from the Company’s activities and its
   entitas terasosiasi MPMRent, dan dampak terkait iklim         Associates, MPMRent, as well as climate-related
   yaitu paparan risiko fisik, efisiensi bahan bakar, emisi      impacts such as physical risk exposure, fuel efficiency,
   dan emisi yang dibiayai.                                      emissions, and financed emissions.

   Dampak lingkungan lainnya dari kegiatan operasional,          Other environmental impacts arising from operational
   antara lain pengelolaan limbah dan pencegahan                 activities include waste management and pollution
   pencemaran yang terjadi gudang, kantor, dan kegiatan          prevention measures implemented across warehouses,
   perbengkelan. Rincian pengelolaan dampak operasional          offices, and workshop operations. Further details on
   tersebut dapat dibaca di laporan keberlanjutan.               the management of these operational impacts are
                                                                 presented in this Sustainability Report.

b Dampak keuangan                                             b Financial Impacts
   Dampak keuangan saat ini                                      Current Financial Impacts
   Dampak keuangan yang telah terjadi terkait dengan risiko      Financial impacts currently arising from operational
   dampak lingkungan dari operasional adalah biaya-biaya         environmental risks include environmental management
   yang terkait dengan pengelolaan lingkungan termasuk           costs that form part of the Company’s operating
   perizinan, pemantauan, dan pengolahan yang menjadi            expenses. These costs include, but are not limited to,
   bagian dari biaya operasional Perseroan. Biaya-biaya          sanitation fees, hazardous waste management expenses,
   tersebut termasuk, namun tidak terbatas pada, retribusi       environmental laboratory testing, environmental
   kebersihan, biaya pengelola limbah bahan beracun              management system audits, and personnel-related
   berbahaya, laboratorium uji lingkungan, audit sistem          costs associated with environmental management.
   manajemen lingkungan dan biaya orang yang terkait.

   Dampak keuangan yang diantisipasi                             Anticipated Financial Impacts
   Dampak keuangan yang diantisipasi adalah kegiatan             As the Company continues to grow, waste volumes
   Perseroan yang terus bertumbuh akan mendorong                 are expected to increase alongside tightening
   kenaikan volume limbah serta peraturan lingkungan             environmental regulations. Under these conditions,
   yang semakin ketat. Pada kondisi ini, Perseroan harus         the Company will need to allocate additional resources
   mengalokasikan biaya untuk menangani dan mengelola            to manage environmental impacts and enhance waste
   dampak lingkungan serta meningkatkan kemampuan                treatment and pollution prevention facilities, such
   fasilitasi pengolahan limbah dan pencegahan                   as wastewater treatment installations and hazardous
   pencemaran yang ada di instalasi Perseroan seperti            waste storage infrastructure, to comply with regulatory
   instalasi pengolah air limbah dan sarana penyimpanan          requirements. Associates also project investment needs
   limbah agar sesuai dengan persyaratan dan peraturan           for centralized ESG reporting systems and employee
   Pemerintah. Entitas Asosiasi memproyeksikan kebutuhan         awareness training.
   investasi pada sistem pelaporan ESG terpusat serta
   pelatihan awareness bagi karyawan.

   Di sisi lain, penerapan praktik pengelolaan lingkungan        On the other hand, the adoption of more efficient
   yang lebih efisien diperkirakan dapat menurunkan biaya        environmental management practices is expected
   operasional melalui penghematan penggunaan material           to reduce operating costs through lower material
   dan air, serta pengurangan biaya pengolahan limbah.           and water consumption, as well as decreased waste
                                                                 treatment expenses.




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           PENGUNGKAPAN FINANSIAL TERKAIT
           KEBERLANJUTAN SESUAI PSPK 1 & 2                Tata Kelola    Risiko dan Peluang terkait Keberlanjutan           Risiko dan Peluang terkait Iklim
           Sustainability-related Financial Disclosures   Governance    Sustainability-related Risks and Opportunities   Climate-related Risks and Opportunities
           in Accordance with PSPK 1 & 2




      c Dampak pada strategi dan pengambilan keputusan                       c Impacts on Strategy and Decision-Making
        Untuk mendukung pertumbuhan yang berkelanjutan,                          To support sustainable growth, the MPM Group’s
        strategi Grup MPM adalah meminimalkan dampak                             strategy focuses on minimizing environmental impacts
        lingkungan dari seluruh operasional perusahaan melalui                   across all operations through responsible business
        penerapan praktik bisnis yang bertanggung jawab,                         practices, efficient resource use, sustainable waste and
        penggunaan sumber daya secara efisien, pengelolaan                       emissions management, regulatory compliance, and
        limbah dan emisi secara berkelanjutan, kepatuhan,                        the integration of the 3R principles—Reduce, Reuse,
        serta mengintegrasikan prinsip 3R—Reduce, Reuse, dan                     and Recycle—into operational activities.
        Recycle—dalam setiap kegiatan operasi.

        Grup MPM juga menyiapkan mekanisme penanganan                            The Group has also established environmental
        pengaduan lingkungan yang dapat diakses oleh                             grievance mechanisms accessible to communities and
        masyarakat dan pemangku kepentingan di sekitar                           stakeholders surrounding operational areas. In this
        lokasi operasional. Pada aspek ini, Grup MPM telah                       regard, the MPM Group has adopted the MPM Eco-
        menetapkan MPM Eco-operation Initiative sebagai                          Operation Initiative as a long-term corporate strategy
        strategi Perseroan jangka panjang untuk mencapai                         to achieve these objectives.
        tujuan tersebut.

      d Metrik dan target                                                    d Metric and Target


                            Metrik                            Satuan         Referensi                               Target 2030
                            Metric                             Unit          Reference                               2030 Target

      Pengambilan air                                                                            Penurunan konsumsi air minimal 20%
                                                            Megaliter        GRI 303-3
      Water withdrawal                                                                           dibanding baseline 2024 di seluruh fasilitas
                                                                                                 operasional (Konsumsi air)
      Konsumsi air                                                                               Minimum 20% reduction in water
                                                            Megaliter        GRI 303-5           consumption compared to the 2024 baseline
      Water consumption
                                                                                                 across all operational facilities

      Limbah yang dihasilkan                                                                     Penurunan konsumsi air minimal 20%
                                                                Ton          GRI 306-3
      Waste generated                                                                            dibanding baseline 2024 di seluruh fasilitas
                                                                                                 operasional (Konsumsi air)
      Limbah yang dialihkan dari pembuangan akhir
                                                                Ton          GRI 306-4
      Waste diverted from final disposal
                                                                                                 Peningkatan pemanfaatan limbah dengan 3R
      Total limbah dari manufaktur                                                               (% limbah 3R)
                                                                Ton          GRI 306-4
      Total manufacturing waste

      Persentase limbah berbahaya                             Persen                             Minimum 20% reduction in waste generation
                                                                        SASB TR-AP-150a.1        compared to the 2024 baseline across all
      Percentage of hazardous waste                           Percent
                                                                                                 operational facilities

      Persentase limbah yang didaur ulang                     Persen                             Increase waste recovery through 3R
                                                                        SASB TR-AP-150a.1
      Percentage of waste recycled                            Percent                            implementation (% of waste managed using
                                                                                                 3R principles)

      Tumpahan yang terjadi (jika ada)                                                           Dipantau
                                                                 -            OJK F.15
      Spill incidents (if any)                                                                   Monitored




220                                                                                           Laporan Keberlanjutan ● Sustainability Report   2025
Page 221
Risiko terkait Lingkungan: Energi, Efisiensi Bahan             Environmental-related Risk: Energy, Fuel
Bakar, dan Pemanfaatan Armada                                  Efficiency, and Fleet Fuel Economy & Utilization

a Dampak pada model bisnis dan rantai nilai                    a Impacts on the Business Model and Value Chain
   Grup MPM menggunakan energi yang berdampak                     The MPM Group’s energy use directly affects its
   langsung pada model bisnis dan rantai nilai, yaitu             business model and value chain, particularly through
   kenaikan biaya operasional akibat fluktuasi energi dan         increased operating costs resulting from energy price
   kenaikan biaya logistik di rantai pasok yang dapat             fluctuations and rising logistics costs across the supply
   menekan margin karena kenaikan harga bahan bakar               chain. These pressures may reduce margins due to
   pada proses yang dikelola sendiri maupun dari pemasok.         higher fuel prices in both internally managed processes
                                                                  and supplier operations.

   Entitas Asosiasi juga menghadapi risiko transisi dan           Associates also face transition and operational risks
   operasional yang relevan terhadap model bisnis dan rantai      relevant to their respective business models and
   nilai masing-masing. Pada MPMRent, risiko operasional          value chains. At MPMRent, key operational risks arise
   utama muncul dari peningkatan biaya operasional                from increased fleet and logistics costs, including
   armada dan logistik termasuk kenaikan beban langsung           higher direct expenses such as fuel prices, which place
   (seperti harga BBM) akan menekan margin.                       downward pressure on margins.

b Dampak keuangan                                              b Financial Impacts
   Dampak keuangan saat ini                                       Current Financial Impacts
   Hingga periode pelaporan ini, Grup MPM belum                   As of the reporting period, the MPM Group has
   mencatat dampak finansial negatif yang signifikan              not recorded significant negative financial impacts
   akibat risiko keberlanjutan. Dampak keuangan                   arising from sustainability-related risks. Measurable
   yang terukur justru bersifat positif, ditandai dengan          financial impacts have instead been positive, including
   penghematan biaya BBM sebesar 5–15% melalui                    fuel cost savings of approximately 5–15% achieved
   monitoring konsumsi energi, meskipun di sisi lain              through energy consumption monitoring. However,
   terdapat peningkatan biaya modal untuk inisiatif panel         these savings are accompanied by increased capital
   surya, charging stations, dan akuisisi armada EV.              expenditures for solar panel initiatives, charging
                                                                  stations, and the acquisition of EV fleets.

   Pada Entitas Asosiasi, MPMRent mencatat tekanan dari           At Associates, MPMRent has experienced cost pressures
   kenaikan biaya BBM, logistik, dan beban pada unit idle,        from rising fuel prices, logistics costs, and idle unit
   namun diimbangi oleh efisiensi biaya unit EV/hybrid            expenses. These pressures have been partially offset by
   dan peluang harga sewa yang lebih tinggi. Sementara            cost efficiencies from EV/hybrid units and opportunities
   JMFI mencatat peningkatan biaya marketing                      for higher rental rates. Meanwhile, JMFI has recorded
   akibat tekanan persaingan di tengah perlambatan                increased marketing costs due to competitive pressures
   permintaan kendaraan BBM, serta mengidentifikasi               amid slowing demand for fossil fuel–based vehicles
   biaya BBM operasional internal sebagai area potensi            and has identified internal fuel consumption as a future
   efisiensi ke depan.                                            efficiency opportunity.

   Dampak keuangan yang diantisipasi                              Anticipated Financial Impacts
   Ke depan, Grup MPM mengantisipasi potensi                      Looking ahead, MPM Group anticipates potential
   peningkatan margin operasional melalui efisiensi energi        improvements in operating margins through energy
   dan inisiatif energi terbarukan yang dapat menekan             efficiency measures and renewable energy initiatives
   biaya investasi proyek hijau jangka panjang. Sejalan           that may reduce long-term green project investment
   dengan hal tersebut, MPMRent memproyeksikan                    costs. In parallel, MPMRent projects potential cash flow
   dampak pada arus kas dari risiko penurunan pangsa              impacts from declining market share of fossil fuel–
   pasar kendaraan berbahan bakar fosil, diimbangi                based vehicles, offset by revenue growth opportunities
   peluang pertumbuhan pendapatan dari meningkatnya               driven by increasing consumer preference for energy-
   preferensi konsumen terhadap kendaraan hemat                   efficient vehicles such as hybrids and battery electric
   energi seperti hybrid dan BEV.                                 vehicles (BEVs).



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          PENGUNGKAPAN FINANSIAL TERKAIT
          KEBERLANJUTAN SESUAI PSPK 1 & 2                Tata Kelola    Risiko dan Peluang terkait Keberlanjutan           Risiko dan Peluang terkait Iklim
          Sustainability-related Financial Disclosures   Governance    Sustainability-related Risks and Opportunities   Climate-related Risks and Opportunities
          in Accordance with PSPK 1 & 2




      c Dampak pada strategi dan pengambilan keputusan                      c Impacts on Strategy and Decision-Making
        Dalam merespons risiko kenaikan biaya operasional                       In response to rising fleet and logistics operating costs,
        armada dan logistik, Grup MPM menerapkan efisiensi                      MPM Group has implemented distribution efficiency
        distribusi melalui moving antar gudang sesuai                           measures, including inter-warehouse transfers based
        kebutuhan principal dan direct delivery ke dealer                       on principal requirements and direct delivery to the
        terdekat, perawatan berkala armada untuk efisiensi                      nearest dealers. Additional measures include routine
        bahan bakar, pemantauan konsumsi BBM melalui                            fleet maintenance to improve fuel efficiency, fuel
        sistem My Tok dan Monitoring Konsumsi Energi, serta                     consumption monitoring through the My Tok system
        uji coba panel surya di fasilitas operasional sebagai                   and Energy Consumption Monitoring tools, and pilot
        langkah transisi menuju energi terbarukan.                              solar panel installations at operational facilities as part
                                                                                of the transition toward renewable energy.

        Entitas Asosiasi, khususnya MPMRent, melengkapi                         Associates, particularly MPMRent, complement these
        strategi tersebut melalui pemantauan konsumsi bahan                     efforts through fuel consumption monitoring, provision
        bakar, penyediaan produk hybrid dan EV yang lebih                       of hybrid and EV options to customers, and the use of
        hemat energi bagi pelanggan, serta pemanfaatan                          renewable energy in facility operations, in line with the
        energi terbarukan dalam operasional fasilitas, sejalan                  Group’s green transition strategy.
        dengan arah transisi hijau Grup MPM.

        Secara jangka panjang, Grup MPM memperkuat                              Over the long term, the MPM Group is strengthening its
        strategi efisiensi energi dan optimalisasi armada                       energy efficiency and fleet optimization strategy through
        melalui audit energi berkala, fleet management                          periodic energy audits, digital fleet management
        system berbasis digital untuk pemantauan BBM dan                        systems for fuel monitoring and route optimization,
        optimasi rute, perawatan rutin dan pemantauan emisi,                    routine maintenance and emissions monitoring,
        serta kolaborasi dengan produsen kendaraan dan                          and collaboration with vehicle manufacturers and
        pemerintah dalam mendorong kebijakan dan insentif                       government stakeholders to promote environmentally
        kendaraan ramah lingkungan, dengan target transisi                      friendly vehicle policies and incentives. The Group has
        penuh kendaraan operasional ke kendaraan listrik pada                   set a target for full transition of MPMI’s operational
        2027 untuk MPMI.                                                        vehicles to electric vehicles by 2027.

        Entitas Asosiasi, khususnya MPMRent, menyelaraskan                      Associates, particularly MPMRent, are aligning with
        strategi     tersebut  melalui    implementasi     fleet                this strategy through the implementation of digital
        management system digital, pengukuran emisi berkala,                    fleet management systems, periodic emissions
        audit energi, diversifikasi portofolio ke kendaraan                     measurement, energy audits, portfolio diversification
        listrik, EV Demand Projection Analysis, dan penyusunan                  into electric vehicles, EV demand projection analysis,
        EV roadmap sebagai langkah proaktif menghadapi                          and the development of an EV roadmap as proactive
        pergeseran preferensi konsumen dari kendaraan                           measures to address shifting consumer preferences
        berbahan bakar fosil.                                                   away from fossil fuel–based vehicles.




222                                                                                          Laporan Keberlanjutan ● Sustainability Report   2025
Page 223
d Metrik dan target                                                             d Metric and Target


                      Metrik                                   Satuan                 Referensi                    Target 2030
                      Metric                                    Unit                  Reference                    2030 Target

                                                                                                      Penurunan pemakaian listrik gedung
Jumlah energi yang dikonsumsi, persentase                                                             dan perkantoran minimal 10%
listrik dari jaringan, persentase energi                   Gigajoule (GJ),                            dibandingkan baseline 2024
terbarukan                                                 Persentase (%)         SASB TR-AP-130a.1   10% reduction in electricity
Total energy consumption, percentage of grid               Percentage (%)                             consumption in office and workshop
electricity, percentage of renewable energy                                                           buildings compared to the 2024
                                                                                                      baseline

                                                                                                      Penurunan konsumsi bahan bakar
Rata-rata efisiensi bahan bakar armada sewa                                                           kendaraan operasional minimal 10%
berbobot hari sewa, berdasarkan wilayah                  Mpg, L/km, gCO2/                             dibandingkan baseline 2024
                                                                                  SASB TR-CR-410a.1
Average fuel efficiency of heavy fleet vehicles,            km, km/L                                  10% reduction in fuel consumption of
by region                                                                                             operational vehicles compared to the
                                                                                                      2024 baseline

Konsumsi energi dalam organisasi                                                                      Dipantau
                                                                 GJ                   GRI 302-1
Energy consumption within the organization                                                            Monitored

Intensitas energi                                          Rasio intensitas                           Dipantau
                                                                                      GRI 302-3
Energy intensity                                            Intensity ratio                           Monitored

Jumlah dan intensitas energi yang digunakan                                                           Dipantau
                                                                 GJ                    OJK F.6
Total energy used and intensity                                                                       Monitored

                                                            % kendaraan
                                                                                                      Peningkatan penggunaan kendaraan
Jumlah kendaraan rendah emisi dalam                         rendah emisi
                                                                                                      rendah emisi
armada                                                       (hybrid/EV)                  -
                                                                                                      Increase the proportion of low-
Number of low-emission vehicles in fleet                  % of low-emission
                                                                                                      emission vehicles
                                                         vehicles (hybrid/EV)

                                                                                                      Peningkatan pemakaian listrik dari
Konsumsi pemakaian energi terbarukan                                                                  sumber terbarukan
                                                                 GJ                   GRI 302-1
Renewable energy consumption                                                                          Increase the use of electricity from
                                                                                                      renewable sources




Risiko terkait Sosial: Privasi Pelanggan                                      Social-related Risk: Customer Privacy
dan Keamanan Data                                                             and Data Security

a Dampak pada model bisnis dan rantai nilai                                     a Impacts on the Business Model and Value Chain
   Risiko dan peluang privasi data serta keamanan                                 Data privacy and information security risks and
   informasi memengaruhi keberlanjutan model bisnis dan                           opportunities affect the sustainability of the MPM
   rantai nilai Grup MPM melalui potensi insiden keamanan                         Group’s business model and value chain through
   TI yang dapat mengganggu layanan, menghentikan                                 potential IT security incidents that may disrupt services,
   operasional (isolasi server, recovery/restore data), dan                       halt operations (e.g., server isolation, data recovery
   menimbulkan dampak yang luas pada aset kritikal dan                            and restoration), and create widespread impacts on
   key users, termasuk ketidakpatuhan terhadap UU PDP                             critical assets and key users. Such incidents may also
   yang berpotensi mengurangi kepercayaan, reputasi,                              result in non-compliance with Personal Data Protection
   dan kerja sama dengan principal, pelanggan atau                                regulations, potentially undermining trust, reputation,
   nasabah, mitra, serta regulator.                                               and cooperation with principals, customers, partners,
                                                                                  and regulators.




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          PENGUNGKAPAN FINANSIAL TERKAIT
          KEBERLANJUTAN SESUAI PSPK 1 & 2                Tata Kelola    Risiko dan Peluang terkait Keberlanjutan           Risiko dan Peluang terkait Iklim
          Sustainability-related Financial Disclosures   Governance    Sustainability-related Risks and Opportunities   Climate-related Risks and Opportunities
          in Accordance with PSPK 1 & 2




        Pada saat yang sama, penerapan Sistem Manajemen                         At the same time, the implementation of an Information
        Keamanan Informasi (termasuk penguatan tata kelola                      Security Management System (ISMS)—including
        data dan audit berkala seperti ISO 27001) membuka                       strengthened data governance and periodic audits such
        peluang untuk menjaga kelancaran distribusi                             as ISO 27001—creates opportunities to maintain IT-
        berbasis IT, meningkatkan efisiensi dan keandalan                       enabled distribution continuity, improve the efficiency
        layanan digital, memperkuat hubungan kemitraan                          and reliability of digital services, strengthen value chain
        dalam rantai nilai, serta meningkatkan kepercayaan                      partnerships, enhance customer trust and business
        pelanggan dan stabilitas bisnis serta pengembangan                      stability, and support the development of secure digital
        keandalan dan mendorong inovasi digital yang aman                       innovation across the value chain.
        di seluruh rantai nilai.

      b Dampak keuangan                                                     b Financial Impacts
        Dampak keuangan saat ini                                                Current Financial Impacts
        Pada tahun pelaporan, tidak terdapat dampak finansial                   During the reporting year, no financial losses were
        yang terealisasi akibat insiden kebocoran data pribadi                  realized from personal data breach incidents within
        dalam rantai nilai Grup MPM, sementara konsekuensi                      the MPM Group’s value chain. Financial implications
        keuangan yang muncul terutama terkait biaya                             primarily relate to investments in strengthening data
        penguatan pelindungan data dan sistem TI, termasuk                      protection and IT systems, including hardware and
        investasi perangkat keras, perangkat lunak, lisensi,                    software upgrades, licensing, business continuity and
        dukungan keberlangsungan dan pemulihan TI, serta                        disaster recovery support, as well as employee training
        pelatihan dan sosialisasi karyawan.                                     and awareness programs.

        Dampak keuangan yang diantisipasi                                       Anticipated Financial Impacts
        Ke depan, Grup MPM mengantisipasi peningkatan                           Looking ahead, the MPM Group anticipates increased
        beban keuangan terkait dengan meningkatnya                              financial exposure associated with growing customer
        ancaman privasi pelanggan dan keamanan data,                            privacy and data security threats. This includes
        terutama dari kebutuhan investasi dan penguatan                         the need for continued investment in information
        sistem   keamanan     informasi   untuk   menjaga                       security systems to safeguard personal data and
        pelindungan data pribadi serta kepatuhan regulasi,                      ensure regulatory compliance. Potential financial
        termasuk potensi denda berat sesuai UU PDP, biaya                       impacts include substantial regulatory fines under
        hukum, pemulihan, gangguan operasional, penurunan                       Personal Data Protection laws, legal costs, recovery
        pendapatan karena hilangnya kepercayaan pelanggan,                      and remediation expenses, operational disruptions,
        dan kompensasi kepada pihak terdampak.                                  revenue losses due to diminished customer trust, and
                                                                                compensation to affected parties.

      c Dampak pada strategi dan pengambilan keputusan                      c Impacts on Strategy and Decision-Making
        Strategi dan pengambilan keputusan Grup MPM                             MPM Group’s strategy and decision-making processes
        diarahkan pada penguatan tata kelola keamanan                           are directed toward strengthening information security
        informasi dan pelindungan data pribadi melalui                          governance and personal data protection through a
        serangkaian langkah mitigasi teknis dan non-teknis,                     combination of technical and non-technical mitigation
        seperti edukasi dan simulasi phishing, pemantauan                       measures. These include phishing education and simulation,
        patching, penerapan Data Leakage Prevention                             patch management monitoring, implementation of Data
        (DLP) untuk pengguna terpilih dan Multi-Factor                          Leakage Prevention (DLP) for selected users, Multi-Factor
        Authentication (MFA) pada seluruh sistem kritikal,                      Authentication (MFA) across critical systems, utilization of
        pemanfaatan Security Operation Center (SOC), serta                      a Security Operations Center (SOC), and implementation of
        implementasi SMKI berbasis ISO 9001, ISO 27001, dan                     an ISMS aligned with ISO 9001 and ISO 27001, along with
        proses sertifikasi ISO 27701.                                           ISO 27701 certification processes.

        Entitas Asosiasi melengkapi pendekatan tersebut                         Associates complement this approach through Personal
        dengan asesmen kepatuhan UU PDP, peningkatan                            Data Protection compliance assessments, awareness
        awareness via LMS/podcast, kebijakan dan BPM PDP,                       programs via LMS and podcasts, PDP policies and
        penguatan kontrol teknis (firewall, backup, DRP, ISMS                   business process management, strengthened technical
        ISO 27001), serta audit berkala.                                        controls (firewalls, backups, disaster recovery planning,
                                                                                and ISO 27001–aligned ISMS), and periodic audits.


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  Sementara, inisiatif jangka panjang MPM Secure Data &                         The long-term MPM Secure Data & Privacy Initiative
  Privacy Initiative menargetkan zero major incident, 100%                      targets zero major incidents, 100% compliance with
  kepatuhan PDP, sertifikasi ISO 27001:2022 di seluruh                          Personal Data Protection regulations, ISO 27001:2022
  entitas anak, dan penguatan fungsi Data Protection                            certification across all subsidiaries, and strengthened
  Officer (DPO) hingga 2030 sebagai bagian integral dari                        Data Protection Officer (DPO) functions by 2030,
  strategi dan keputusan bisnis terkait risiko keberlanjutan.                   forming an integral part of the Group’s sustainability risk
                                                                                management and business decision-making strategy.

d Metrik dan target                                                         d Metric and Target


                      Metrik                                   Satuan                Referensi                    Target 2030
                      Metric                                    Unit                 Reference                    2030 Target

Jumlah pelanggan yang informasi pribadinya
digunakan untuk tujuan sekunder                               Jumlah
                                                                                SASB FN-CF-220a.1
Number of customers whose personal                            Number                                  Zero major incident kebocoran atau
information is used for secondary purposes                                                            kehilangan data pribadi pelanggan
                                                                                                      pada seluruh sistem teknologi
(1) Jumlah kebocoran data, (2) Persentanse                                                            informasi perusahaan
yang merupakan kebocoran data pribadi, (3)                                                            Zero major incidents involving
                                                                                SASB FN-CF-230a.1
Jumlah nasabah yang terdampak                            Jumlah/Persentase                            leakage or loss of customer personal
                                                                                SASB CG-MR-330a.2
(1) Number of data breaches, (2) Percentage              Number/Percentage                            data across all corporate IT systems
                                                                                   GRI 418-1-b
involving personal data breaches, (3) Number of
customers affected

                                                          Jumlah kegiatan
                                                                                   FN-IN-410c.1
% Jumlah karyawan mengikuti pelatihan PDP                Number of activities
                                                                                                      Dipantau
Percentage of employees participating in                   Jumlah peserta
                                                                                                      Monitored
Personal Data Protection (PDP) training                      Number of             FN-IN-410c.2
                                                             participants
                                                                                                      Seluruh entitas anak tersertifikasi ISO
                                                                                                      27001:2022 untuk sistem manajemen
% Status sertifikasi ISO 27001                               Persentase                               keamanan informasi
                                                                                         -
ISO 27001 certification status                               Percentage                               All subsidiaries certified to ISO
                                                                                                      27001:2022 for Information Security
                                                                                                      Management Systems

% tingkat kepatuhan audit internal/ISO                       Persentase
                                                                                         -
% of compliance with internal/ISO audits                     Percentage

Jumlah kerugian finansial akibat proses
                                                                                                      100% kepatuhan terhadap UU
hukum terkait keamanan data pelanggan                       Juta Rupiah
                                                                                SASB FN-CF-220a.2     Perlindungan Data Pribadi (PDP) dan
Amount of financial losses resulting from legal            Million Rupiah
                                                                                                      standar keamanan informasi yang
proceedings related to customer data security
                                                                                                      berlaku
                                                                                                      100% compliance with Personal
Jumlah pengaduan yang terbukti benar terkait
                                                                                                      Data Protection Law and applicable
pelanggaran privasi pelanggan yang berasal
                                                                                                      information security standards
dari: (i) pihak eksternal dan (ii) regulator                  Jumlah
                                                                                    GRI 418-1a
Number of substantiated complaints concerning                 Number
breaches of customer privacy, originating from:
(i) external parties and (ii) regulators

                                                                                                      100% seluruh sistem kritikal
% Implementasi DLP & MFA                                     Persentase
                                                                                                      100% coverage across all critical
Implementation of DLP & MFA                                  Percentage
                                                                                                      systems




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           PENGUNGKAPAN FINANSIAL TERKAIT
           KEBERLANJUTAN SESUAI PSPK 1 & 2                Tata Kelola    Risiko dan Peluang terkait Keberlanjutan           Risiko dan Peluang terkait Iklim
           Sustainability-related Financial Disclosures   Governance    Sustainability-related Risks and Opportunities   Climate-related Risks and Opportunities
           in Accordance with PSPK 1 & 2




      Risiko terkait Sosial: Karyawan                                       Social-related Risk: Employee

      a Dampak pada model bisnis dan rantai nilai                            a Impacts on the Business Model and Value Chain
         Risiko terkait sosial yang penting bagi Grup MPM                        A key social risk for the MPM Group relates to the
         adalah pengelolaan sumber daya manusia Perseroan.                       management of its human capital. Employees are
         Karyawan merupakan aset yang berkontribusi langsung                     strategic assets that directly contribute to the Company’s
         pada kinerja finansial Perseroan secara keseluruhan.                    overall financial performance. They also represent the
                                                                                 primary interface with customers, delivering added value
                                                                                 in the provision of goods and services.

         Di sisi lain, pengelolaan karyawan yang kurang baik                     Conversely, ineffective human capital management
         dapat menghambat tercapainya target dan kinerja                         may hinder the achievement of corporate targets and
         Perseroan.     Topik terkait sumber daya manusia                        performance. Key human capital topics within the MPM
         di Grup MPM adalah peningkatan kompetensi                               Group include competency development through
         melalui pendidikan dan pelatihan dan pengelolaan                        education and training, as well as labor management
         ketenagakerjaan dan kesetaraan peluang.                                 and equal opportunity practices.

      b Dampak keuangan                                                      b Financial Impacts
         Dampak keuangan saat ini                                                Current Financial Impacts
         Dampak keuangan pengelolaan sumber daya manusia                         Financial impacts related to human capital management—
         terkait risiko di aspek karyawan dan kesetaraan                         particularly workforce management and diversity
         kesempatan (Diversity & Inclusion/D&I) bersifat tidak                   & inclusion (D&I)—are largely indirect, influencing
         langsung berupa pengaruh pada pendapatan, inovasi,                      revenue growth, innovation, and market share. Current
         pangsa pasar. Pada saat ini, biaya terkait karyawan                     employee-related costs include investments in training
         meliputi investasi pelatihan dan pengembangan                           and competency development, as well as expenditures
         kompetensi serta biaya-biaya yang mendukung                             supporting employee well-being programs.
         kegiatan well-being karyawan.

         Entitas Asosiasi juga melakukan investasi pada                          Associates have also invested in digital learning
         teknologi pembelajaran digital serta sistem ESG.                        technologies and ESG systems. Although these
         Meskipun menambah employee cost dalam jangka                            investments increase employee-related costs in the
         pendek, investasi ini diharapkan menghasilkan efisiensi                 short term, they are expected to generate long-term
         jangka panjang melalui e-learning dan penguatan                         efficiencies through e-learning and strengthened
         pengembangan talenta internal.                                          internal talent development.

         Dampak keuangan yang diantisipasi                                       Anticipated Financial Impacts
         Perseroan mencermati persaingan memperoleh                              The Company recognizes increasing competition
         talenta di masa depan sehingga harus mengantisipasi                     for talent in the future and anticipates rising costs
         peningkatan biaya pelatihan, pengembangan talenta,                      associated with training, talent development, and
         dan kompensasi akibat external hiring. Biaya juga                       compensation due to external hiring. Costs may also
         dapat meningkat karena penyesuaian kompetensi                           increase as competencies are aligned with evolving
         terhadap standar manajemen, teknologi baru, dan                         management standards, emerging technologies, and
         regulasi terkini.                                                       regulatory requirements.

         Selain itu, Perseroan memandang bahwa nilai-                            In addition, the Company recognizes that corporate
         nilai perusahaan menjadi salah satu pertimbangan                        values are a key consideration for the talent it seeks to
         utama bagi talenta yang dibutuhkan di masa depan.                       attract in the future. Therefore, investment in well-being
         Oleh karena itu, investasi pada program well-being                      programs and the strengthening of equal opportunity
         dan penguatan kesetaraan kesempatan D&I yang                            (Diversity & Inclusion/D&I), integrated with human
         terintegrasi dengan pengembangan kompetensi                             capital competency development, is essential to
         human capital menjadi penting untuk meningkatkan                        enhance employee satisfaction and engagement.
         kepuasan dan keterlibatan karyawan.



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  Grup MPM juga mempertimbangkan bahwa                       MPM Group also anticipates that improved well-being
  peningkatan well-being dan penguatan employer              and strengthened employer branding will generate
  branding diantisipasi memberikan dampak finansial          positive financial impacts through increased efficiency,
  positif melalui peningkatan efisiensi, loyalitas, dan      employee loyalty, and productivity, ultimately
  produktivitas karyawan yang diharapkan mampu               supporting financial performance beyond targets.
  mendorong kinerja finansial di atas target.

c Dampak pada strategi dan pengambilan keputusan           c Impacts on Strategy and Decision-Making
  Grup MPM melaksanakan program employee                     The MPM Group implements employee engagement
  engagement dan well-being serta penyediaan                 and well-being programs, as well as satellite offices,
  satellite office untuk memastikan kondisi kerja yang       to support conducive working conditions. Anti-
  mendukung. Kebijakan anti-diskriminasi diterapkan          discrimination policies are applied across all entities
  di seluruh entitas guna menjamin kesempatan kerja          to ensure fair employment opportunities for all
  yang adil bagi seluruh karyawan. Hal ini didukung          employees. These efforts are supported by regulatory
  oleh pemantauan regulasi, koordinasi dengan divisi         monitoring, coordination with the compliance
  compliance, serta pelaksanaan program kesehatan dan        division, and the implementation of health and
  employee assistance di bawah pengawasan fungsi ESG         employee assistance programs under the oversight of
  masing-masing entitas.                                     each entity’s ESG function.

  Dalam jangka panjang, Grup MPM menargetkan                 In the long term, the MPM Group targets
  peningkatan skor Employee Engagement Survey (EES),         improvements in Employee Engagement Survey (EES)
  menjaga tingkat turnover rate tetap rendah (≤8,5%),        scores, maintaining a low turnover rate (≤ 8.5%), and
  serta memperluas inklusivitas dengan membuka               expanding inclusivity by providing opportunities for
  kesempatan bagi penyandang disabilitas.                    persons with disabilities.

  Dalam rangka memberikan layanan terbaik kepada             To deliver excellent customer service, the MPM Group’s
  pelanggan,     pengelolaan   risiko  keberlanjutan         human capital sustainability risk management focuses
  SDM di Grup MPM difokuskan pada penguatan                  on strengthening education and training strategies
  strategi pendidikan dan pelatihan untuk menjaga            to retain talent, protect development investments,
  talenta, melindungi investasi pengembangan, dan            and align competencies with business needs and
  menyelaraskan kompetensi dengan kebutuhan bisnis           sustainability issues. This includes employee experience
  serta isu keberlanjutan melalui program employee           programs, periodic coaching for talent and successors,
  experience, coaching berkala bagi talent/successor,        utilization of online learning platforms, and employer
  pemanfaatan platform pembelajaran daring, serta            branding initiatives through internship programs and
  penguatan employer branding lewat program                  partnerships with universities to attract top talent.
  pemagangan dan kerja sama dengan universitas untuk
  menarik talenta unggul.

  Grup MPM menyelenggarakan digital learning (Teams,         Grup MPM conducts digital learning (e.g., Teams
  LMS), pelatihan rutin di cabang dan kantor pusat,          and LMS), routine training at branch and head office
  aktivitas peningkatan kapasitas terkait ESG dan iklim,     levels, ESG and climate capacity-building activities,
  serta pengawasan oleh fungsi ESG yang dilengkapi           and oversight by ESG functions. Employer branding
  penguatan employer branding melalui media sosial,          is further strengthened through social media, career
  situs karier, dan keterlibatan dalam kegiatan CSR.         websites, and participation in CSR activities.

  Dalam jangka panjang, program MPM Learning for             In the long term, the MPM Learning for Sustainability
  Sustainability menjadi pilar strategi 2026–2030 untuk      Program will serve as a strategic pillar for 2026–2030,
  memastikan setiap karyawan mendapat pelatihan              ensuring that every employee receives at least one
  minimal satu kali per tahun, meningkatkan indeks           training session per year, improving productivity
  produktivitas, dan meningkatkan hasil evaluasi serta       indices, and enhancing evaluation outcomes and
  kepuasan karyawan atas program pelatihan melalui           employee satisfaction with training programs through
  sustainable learning programs, monitoring-evaluasi         sustainable learning initiatives, periodic monitoring
  berkala, dan strategic workforce planning.                 and evaluation, and strategic workforce planning.



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           PENGUNGKAPAN FINANSIAL TERKAIT
           KEBERLANJUTAN SESUAI PSPK 1 & 2                Tata Kelola        Risiko dan Peluang terkait Keberlanjutan             Risiko dan Peluang terkait Iklim
           Sustainability-related Financial Disclosures   Governance        Sustainability-related Risks and Opportunities     Climate-related Risks and Opportunities
           in Accordance with PSPK 1 & 2




      d Metrik dan target                                                        d Metric and Target


                             Metrik                                Satuan                  Referensi                           Target 2030
                             Metric                                 Unit                   Reference                           2030 Target
      (1) Voluntary dan (2) involuntary turnover rate
                                                                    Rate             SASB CG-MR-310a.2
      (1) Voluntary and (2) involuntary turnover rate
      Jumlah dan tingkat perputaran karyawan
      selama periode pelapoean, berdasarkan                                                                      Turn over rate: ≤8,5%
                                                              Jumlah dan rate
      kelompok usia, jenis kelamin, dan wilayah                                           GRI 401-1-b
                                                              Number and rate
      Employee turnover numbers and rates during the
      reporting period, by age group, gender, and region
      % karyawan mengikuti pelatihan keberlanjutan/
      ESG onboarding training                                    Persentase                                      Dipantau
                                                                                                -
      % of employees participating in sustainability/ESG         Percentage                                      Monitored
      onboarding training
                                                                                                                 Peningkatan skor EES terutama pada
                                                                                                                 aspek partisipasi dan opportunity to
                                                                                                                 grow
      Skor employee engagement                                      Skor
                                                                                                -                Improvement in Employee
      Employee engagement score                                     Score
                                                                                                                 Engagement Survey (EES),
                                                                                                                 particularly in participation and
                                                                                                                 opportunity to grow
      Realisasi training berdasarkan IDP
                                                                 Persentase
      Training completion based on Individual                                                   -                100% karyawan mendapatkan
                                                                 Percentage
      Development Plans (IDP)                                                                                    pelatihan minimal 1 kali/tahun sesuai
                                                               Rata-rata jam                                     kebutuhan unit kerja
                                                               pelatihan per                                     100% of employees receive at
      Rata-rata jam pelatihan per tahun per karyawan
                                                                 karyawan                  GRI 404-1             least one training session per year,
      Average training hours per employee per year
                                                               Average hours                                     aligned with unit needs
                                                               per employee
      Program peningkatan keterampilan karyawan
                                                              Jumlah program
      dan program bantuan transisi                                                                               Dipantau
                                                                Number of                  GRI 404-2
      Employee upskilling and transition support                                                                 Monitored
                                                                 programs
      programs
                                                                                                                 Peningkatan Indeks Produktivitas
      Rasio pendapatan terhadap biaya tenaga kerja                  Skor                                         Karyawan
                                                                                                -
      Revenue-to-labor cost ratio                                   Score                                        Improvement in Employee
                                                                                                                 Productivity Index




      Risiko terkait sosial: Masyarakat dan kerelawanan                         Social-related Risk: Community and Volunteering

      a Pengaruh pada model bisnis dan rantai nilai                              a Impacts on the Business Model and Value Chain
         Risiko dan peluang pada topik masyarakat dan                                Risks and opportunities related to community
         kerelawanan memengaruhi keberlanjutan model bisnis                          engagement and volunteering affect the sustainability
         dan rantai nilai Grup MPM melalui kualitas hubungan                         of the MPM Group’s business model and value
         dengan masyarakat, tingkat partisipasi karyawan, serta                      chain through the quality of relationships with local
         persepsi pemangku kepentingan terhadap komitmen                             communities, employee participation levels, and
         sosial perusahaan.                                                          stakeholder perceptions of the Company’s social
                                                                                     commitment.




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  Program CSR dan volunteering yang relevan dan                  Relevant and participatory CSR and volunteering
  partisipatif dapat meningkatkan reputasi, preferensi           programs can enhance corporate reputation, consumer
  konsumen, dan engagement karyawan, termasuk pada               preference, and employee engagement, including
  inisiatif seperti edukasi safety riding. Sementara itu,        initiatives such as safety riding education. However, low
  rendahnya partisipasi atau adanya konflik kepentingan          participation levels or conflicts of interest in program
  dalam pemilihan program berpotensi menurunkan                  selection may reduce social legitimacy, trigger social
  legitimasi sosial, memicu isu sosial di wilayah operasi,       issues in operational areas, and diminish program
  dan mengurangi efektivitas program. Dinamika risiko            effectiveness. Similar risk dynamics also apply to the
  yang sejalan juga berlaku bagi Entitas Asosiasi Perseroan.     Company’s Associates.

b Dampak keuangan                                              b Financial Impacts
  Dampak keuangan saat ini                                       Current Financial Impacts
  Pada tahun pelaporan, program CSR dan kerelawanan              During the reporting year, CSR and volunteering
  merupakan bentuk investasi sosial Grup MPM yang                programs represent social investments budgeted
  dianggarkan setiap tahun sesuai kebutuhan dan                  annually based on needs and priorities, including
  prioritas, termasuk dukungan donasi bencana di wilayah         disaster relief support in operational areas. However,
  operasi, meskipun pengembalian investasi sosial dari           the social return on investment in terms of community
  persepsi masyarakat belum dihitung secara kuantitatif.         perception has not yet been quantified.

  Entitas Asosiasi berkoordinasi dengan kantor pusat             Associates coordinate with headquarters in budgeting
  dalam penganggaran investasi sosial dan dapat                  social investments while retaining the flexibility
  secara independen mengalokasikan anggaran sesuai               to allocate funds independently based on local
  kebutuhan program pengembangan setempat,                       development needs, with financial risks related to these
  dengan potensi risiko finansial yang tetap dimonitor           investments continue to be monitored.
  secara berkelanjutan.

  Dampak keuangan yang diantisipasi                              Anticipated Financial Impacts
  Di masa depan, Grup MPM mengantisipasi kebutuhan               Looking ahead, the MPM Group anticipates the need
  alokasi biaya tambahan untuk penguatan program                 for additional budget allocations to strengthen CSR
  CSR, peningkatan efektivitas Employee Volunteering             programs, improve the effectiveness of the Employee
  Program (EVP) dan Employee Involvement Volunteer               Volunteering Program (EVP) and Employee Involvement
  Program (EIVP), serta pendanaan penanganan risiko              Volunteer Program (EIVP), and fund responses to social
  sosial seperti penanganan krisis, kompensasi komunitas         risks. These may include crisis management, community
  terdampak, dan donasi bencana iklim mengingat                  compensation, and climate-related disaster donations,
  Indonesia merupakan wilayah rentan bencana.                    particularly given Indonesia’s high vulnerability to
                                                                 natural disasters.

  Entitas Asosiasi mengantisipasi kebutuhan keuangan             Associates anticipate similar financial requirements,
  yang sejalan, mencakup peningkatan anggaran CSR,               including increased CSR budgets, employee
  pendanaan kegiatan volunteering karyawan, dan                  volunteering funding, and development of more
  pengembangan program yang lebih relevan, dengan                relevant programs. There is also a risk that low
  risiko bahwa rendahnya partisipasi atau program yang           participation or ineffective programs may reduce social
  tidak optimal dapat mengurangi manfaat sosial dan              benefits and weaken the Company’s image and long-
  melemahkan citra serta hubungan jangka panjang                 term relationships with communities.
  perusahaan dengan masyarakat.




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           PENGUNGKAPAN FINANSIAL TERKAIT
           KEBERLANJUTAN SESUAI PSPK 1 & 2                Tata Kelola       Risiko dan Peluang terkait Keberlanjutan             Risiko dan Peluang terkait Iklim
           Sustainability-related Financial Disclosures   Governance       Sustainability-related Risks and Opportunities     Climate-related Risks and Opportunities
           in Accordance with PSPK 1 & 2




      c Dampak pada strategi dan pengambilan keputusan                           c Impacts on Strategy and Decision-Making
        Strategi dan pengambilan keputusan Grup MPM dalam                           MPM Group’s strategy and decision-making related
        aspek komunitas dan kerelawanan difokuskan pada                             to community engagement and volunteering focus on
        peningkatan partisipasi karyawan melalui Employee                           increasing employee participation through a points-
        Volunteering Program (EVP) berbasis sistem poin,                            based Employee Volunteering Program (EVP), optimized
        penjadwalan kegiatan yang optimal, apresiasi credo                          activity scheduling, recognition through credo points,
        points, serta pengembangan program yang relevan.                            and the development of relevant programs. Potential
        Sementara itu, potensi konflik kepentingan dimitigasi                       conflicts of interest are mitigated through data-driven
        melalui pendekatan berbasis data (social mapping, survei                    approaches, including social mapping and needs
        kebutuhan), pelibatan komunitas, pemerintah daerah,                         assessments, alongside engagement with communities,
        dan NGO, serta pemantauan dan evaluasi berkala.                             local governments, and NGOs, supported by periodic
                                                                                    monitoring and evaluation.

        Entitas Asosiasi melengkapi pendekatan tersebut                             Associates complement this approach through active
        melalui partisipasi aktif dalam EVP Grup MPM,                               participation in the Group’s EVP, the appointment
        penunjukan PIC dan tim CSR khusus, serta kolaborasi                         of dedicated CSR teams and focal points, and cross-
        lintas divisi dan koordinasi untuk memastikan sinergi                       functional collaboration to ensure synergy and
        dan konsistensi.                                                            consistency.

        Dalam jangka panjang, inisiatif MPM Impact                                  In the long term, the MPM Impact Community
        Community Partnership dalam Sustainability Roadmap                          Partnership initiative within the Sustainability Roadmap
        2026–2030 menargetkan peningkatan efektivitas                               2026–2030 aims to enhance CSR program effectiveness
        program CSR yang selaras dengan SDGs, perluasan                             aligned with the SDGs, expand beneficiary reach, increase
        jangkauan penerima manfaat, peningkatan jam                                 EVP participation hours, and strengthen collaboration
        partisipasi Employee Volunteering Program (EVP), serta                      with government agencies and NGOs in community
        penguatan kolaborasi dengan pemerintah dan LSM                              empowerment efforts. These efforts are supported by
        dalam pemberdayaan komunitas. Upaya ini didukung                            financial literacy programs conducted at least four times
        oleh pelaksanaan program literasi keuangan minimal                          per year and transparent social impact reporting.
        empat kali per tahun serta pelaporan dampak sosial
        yang transparan.

      d Metrik dan target                                                        d Metric and Target


                                Metrik                                  Satuan         Referensi                            Target 2030
                                Metric                                   Unit          Reference                            2030 Target
      Operasi dengan keterlibatan komunitas lokal,                   Jumlah
                                                                                                        Peningkatan program CSR yang
      penilaian dampak, dan pengembangan program                    program
                                                                                      GRI 413-1-iv      terintegrasi dengan pembangunan
      Operations with local community engagement, impact           Number of
                                                                                                        berkelanjutan
      assessments, and program development                         programs
                                                                                                        Increase the number of CSR programs
      Kegiatan Tanggung Jawab Sosial Lingkungan (TJSL)            Jenis program
                                                                                                        integrated with sustainable development
      TJSL (Corporate Social and Environmental                         TJSL             OJK F.25
                                                                                                        initiatives
      Responsibility) activities                                  Program type
                                                                     Jumlah                             Peningkatan penerima manfaat dan
                                                                    penerima                            perluasan area kegiatan CSR setiap tahun
      Cakupan penerima manfaat program CSR
                                                                     manfaat                 -          Increase the number of CSR programs
      CSR program beneficiary coverage
                                                                    Number of                           integrated with sustainable development
                                                                   beneficiaries                        initiatives every year.
                                                                   Jam jumlah
                                                                                                        Peningkatan jam volunteer dalam kegiatan
      Jumlah dan jam volunteer dalam kegiatan EVP                   karyawan
                                                                                                        Employee Volunteering Program (EVP)
      Number of employees and volunteer hours in EVP                  Total
                                                                                                        Increase volunteer hours through the
      activities                                                    employee
                                                                                                        Employee Volunteering Program (EVP)
                                                                      hours




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RISIKO DAN                                                                 CLIMATE-RELATED RISKS
PELUANG TERKAIT IKLIM                                                      AND OPPORTUNITIES

Risiko Fisik Terkait Iklim: Cuaca Ekstrem                                  Physical Climate Risk: Extreme Weather

a Pengaruh pada model bisnis dan rantai nilai                               a Impacts on the Business Model and Value Chain
   Risiko iklim fisik memengaruhi keberlanjutan model                           Physical climate risks affect the sustainability of the
   bisnis dan rantai nilai Grup MPM melalui potensi                             MPM Group’s business model and value chain through
   gangguan distribusi kendaraan, kerusakan fasilitas                           potential disruptions to vehicle distribution, damage to
   operasional, serta keterlambatan pasokan kepada                              operational facilities, and delays in supply to customers
   pelanggan dan bengkel akibat cuaca ekstrem seperti                           and workshops due to extreme weather events such
   banjir, kebakaran, dan badai. Kondisi ini juga berpotensi                    as floods, wildfires, and storms. These events may also
   meningkatkan klaim asuransi serta biaya pemulihan                            increase insurance claims and infrastructure recovery
   infrastruktur. Risiko fisik terkait iklim meliputi:                          costs. Physical climate risks include the following:


         Jenis risiko                                                           Penjelasan risiko
          Risk Type                                                              Risk Description

Risiko Akut: Bencana Iklim         Jawa Timur dan Nusa Tenggara Timur (NTT) adalah dua wilayah dengan karakteristik risiko iklim yang
di Wilayah Operasi                 berbeda namun sama-sama tinggi. NTT khususnya rentan terhadap banjir bandang, siklon tropis, dan
Acute Risk: Climate Disasters      kekeringan ekstrem. Bencana ini dapat merusak jaringan dealer, showroom, dan gudang suku cadang,
in Operational Regions             serta mengganggu rantai pasokan unit dari principal.


                                   East Java and East Nusa Tenggara (NTT) present different yet high climate risk profiles. NTT is
                                   particularly vulnerable to flash floods, tropical cyclones, and extreme drought. These disasters may
                                   damage dealer networks, showrooms, and spare parts warehouses, and disrupt the supply chain of
                                   vehicle units from principals.


Risiko Akut pada usaha jasa        Segmen asuransi umum secara langsung menanggung dampak finansial dari meningkatnya
keuangan                           frekuensi dan tingkat keparahan klaim akibat cuaca ekstrem, khususnya kerusakan kendaraan akibat
Acute Risk in Financial            banjir. Peningkatan klaim yang dipicu oleh bencana terkait iklim tersebut berpotensi menekan
Services Operations                profitabilitas underwriting.


                                   JMFI menghadapi gangguan operasional cabang pada proses verifikasi lapangan, penilaian agunan,
                                   dan penagihan, serta potensi penurunan kemampuan bayar debitur.


                                   The general insurance segment bears direct financial impacts from increased frequency and severity of
                                   claims due to extreme weather, particularly vehicle damage caused by flooding. Rising climate-related
                                   claims may reduce underwriting profitability.


                                   JMFI may face branch operational disruptions affecting field verification, collateral valuation, and
                                   collection processes, as well as potential declines in borrowers’ repayment capacity.


Risiko Kronis: Degradasi           Kenaikan suhu kronik dan ketidakpastian pola hujan di NTT berdampak pada produktivitas sektor
Ekosistem & Penurunan              pertanian dan perikanan yang menjadi sumber pendapatan mayoritas konsumen MPM di wilayah
Daya Beli Lokal                    tersebut. Penurunan daya beli konsumen bisa secara langsung menekan volume penjualan motor dan
Chronic Risk: Ecosystem            kemampuan cicilan pembiayaan.
Degradation & Declining
Local Purchasing Power             Rising temperatures and increasingly unpredictable rainfall patterns in NTT affect agricultural and fisheries
                                   productivity, which is the primary income sources for many MPM customers in the region. Reduced
                                   purchasing power may directly affect motorcycle sales volumes and financing repayment capacity.




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           PENGUNGKAPAN FINANSIAL TERKAIT
           KEBERLANJUTAN SESUAI PSPK 1 & 2                 Tata Kelola      Risiko dan Peluang terkait Keberlanjutan           Risiko dan Peluang terkait Iklim
           Sustainability-related Financial Disclosures    Governance      Sustainability-related Risks and Opportunities   Climate-related Risks and Opportunities
           in Accordance with PSPK 1 & 2




              Jenis risiko                                                          Penjelasan risiko
               Risk Type                                                             Risk Description

      Risiko Akut pada MPMRent           Gangguan distribusi armada dan kerusakan aset kendaraan di operasikan di wilayah yang terpapar
      Acute Risk in MPMRent              bencana iklim berpotensi menghambat layanan dan meningkatkan biaya perbaikan.
      Operations
                                         Fleet distribution disruptions and damage to vehicle assets operating in disaster-prone areas may
                                         hinder service delivery and increase repair and maintenance costs.


      Peluang green product and          Terdapat peluang produk dan jasa ramah lingkungan seperti: distribusi motor listrik Honda (Distribusi
      services                           & Retail), layanan green fleet EV (MPMRent), produk green auto financing (JACCS MPM Finance),
      Green product and services         potensi carbon credit dari rehabilitasi mangrove (CSR/Lingkungan), pengembangan produk asuransi
      opportunities                      iklim (MPMInsurance), serta program uji emisi dan edukasi sebagai penguat reputasi dan social license
                                         to operate (Komunitas/Branding).


                                         There are opportunities to develop environmentally friendly products and services, including the
                                         distribution of Honda electric motorcycles (Distribution & Retail), green EV fleet services (MPMRent),
                                         green auto financing products (JACCS MPM Finance), potential carbon credit generation from
                                         mangrove rehabilitation initiatives (CSR/Environment), the development of climate-related insurance
                                         products (MPMInsurance), as well as emissions testing and public education programs to strengthen
                                         corporate reputation and social license to operate (Community/Branding).




      b Dampak keuangan                                                         b Financial Impacts
        Dampak keuangan saat ini                                                    Current Financial Impacts
        Pada tahun pelaporan, Grup MPM belum mencatatkan                            During the reporting year, MPM Group has not recorded
        dampak finansial material yang signifikan akibat risiko                     material financial impacts at the Group level arising
        fisik yang dapat dilaporkan di tingkat grup berupa                          from physical climate risks that resulted in direct losses
        kerugian langsung terhadap aset, distribusi, maupun                         to assets, distribution, or revenue. Nevertheless, several
        pendapatan. Meskipun demikian, beberapa dampak                              short-term financial implications have been identified:
        finansial jangka pendek telah teridentifikasi, yaitu:

         1 Peningkatan biaya operasional terkait                                     1 Increased operating costs related to BCMS and
            implementasi BCMS dan BCP                                                  BCP implementation
            Penguatan Business Continuity Management System                            Strengthening the Business Continuity Management
            (BCMS) dan pelatihan tanggap darurat memerlukan                            System (BCMS) and emergency response training
            biaya tambahan untuk pembelian perangkat,                                  requires additional expenditures for equipment
            pelatihan karyawan, dan pemeliharaan sistem.                               procurement, employee training, and system
                                                                                       maintenance.
         2 Potensi biaya klaim dan cadangan di lini asuransi                         2 Potential claims costs and reserve requirements
            Melalui MPMInsurance, Grup MPM mengidentifikasi                            in the insurance segment
            potensi kenaikan nilai klaim dan pembentukan                               Through MPMInsurance, the Group has identified
            cadangan tambahan terkait polis bencana alam                               potential increases in claims values and the need
            serta kemungkinan piutang klaim jika terjadi                               for additional reserves related to natural disaster
            peristiwa ekstrem.                                                         policies, as well as possible claims receivables in the
                                                                                       event of extreme weather incidents.
         3 Belum terdapat kerugian langsung akibat bencana                           3 No direct disaster-related losses recorded
            Tidak ada catatan signifikan terkait kerusakan                             There have been no significant records of asset
            aset atau gangguan operasional yang berdampak                              damage or operational disruptions affecting cash
            pada arus kas. Perseroan juga belum melaporkan                             flows. The Company has not reported actual financial
            dampak finansial aktual yang secara spesifik                               impacts specifically attributable to climate events or
            disebabkan oleh kejadian iklim atau bencana alam                           natural disasters during the latest reporting period.
            dalam periode pelaporan terakhir.



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  Pada Entitas Asosiasi, MPMRent telah mengasuransikan                       At Associates, MPMRent has insured its rental vehicles
  mobil yang disewakan untuk mitigasi kerusakan aset                         to mitigate asset damage from extreme weather
  akibat cuaca ekstrem dan memperkirakan kenaikan                            and anticipates rising operating costs, particularly
  biaya operasional, khususnya yang berkaitan dengan                         related to repair and replacement of affected assets
  kebutuhan perbaikan dan penggantian aset atau                              or facilities. Additionally, reduced demand for
  fasilitas yang terdampak. Selain itu, penurunan                            vehicle rental services in impacted areas has resulted
  permintaan layanan penyewaan kendaraan di area                             in revenue declines during the period. Logistics
  terdampak menyebabkan berkurangnya pendapatan                              access disruptions have also led to lost customer
  pada periode berjalan. Gangguan akses logistik juga                        opportunities in regions experiencing distribution
  mengakibatkan kehilangan potensi pelanggan di                              constraints and mobility limitations.
  wilayah yang menghadapi hambatan distribusi dan
  keterbatasan mobilitas.

  Pada JMFI, risiko fisik terkait iklim berdampak pada                       At JMFI, physical climate risks have contributed to
  peningkatan pencadangan kerugian kredit (Expected                          increased Expected Credit Loss (ECL) provisioning due
  Credit Loss) akibat penurunan nilai agunan dan                             to declining collateral values and a higher risk of Non-
  kenaikan potensi Non-Performing Financing (NPF) dari                       Performing Financing (NPF) among disaster-affected
  debitur yang terdampak bencana.                                            borrowers.

  Dampak keuangan yang diantisipasi                                          Anticipated Financial Impacts
  Grup MPM memperkirakan risiko fisik dapat                                  The MPM Group anticipates that physical climate risks
  menimbulkan dampak finansial potensial terhadap                            may generate potential financial impacts across several
  beberapa aspek utama operasional, baik secara                              key operational areas, both directly and indirectly.
  langsung maupun tidak langsung. Dampak yang                                Anticipated impacts include:
  diantisipasi mencakup:


        Aspek Keuangan                         Jangka Menengah (per tahun)                       Jangka Panjang (per tahun)
         Financial Aspect                          Medium Term (annual)                              Long Term (annual)

Biaya operasional terkait BCMS          Kenaikan moderat; investasi sistem dan         Biaya relatif stabil; potensi penghematan dari
& kesiapsiagaan                         pelatihan karyawan yang berulang               kerja fleksibel jangka panjang
Operating costs related to BCMS         Cost increases; recurring investments in       Relatively stable costs; potential savings from
& preparedness                          systems and employee training                  flexible work arrangements over the long term

Klaim asuransi AMPM (risiko             Berpotensi meningkat signifikan seiring        Dampak material terhadap rasio combined dan
kenaikan)                               intensitas kejadian ekstrem; tekanan pada      solvabilitas jika tidak dimitigasi secara memadai
Insurance claims (risk of increase)     profitabilitas underwriting                    Material impact on combined ratio and solvency if
                                        Potential significant increase in line with    not adequately mitigated
                                        the intensity of extreme events; pressure on
                                        underwriting profitability

Non-performing Finance (NPF)            Peningkatan pencadangan ECL akibat             Tekanan profitabilitas berkelanjutan; potensi
dan Excpected Credit Loss (ECL)         penurunan nilai agunan dan kemampuan           penurunan volume pembiayaan baru di wilayah
pada JMFI (risiko kenaikan)             bayar debitur di area terdampak                berisiko
Non-performing financing (NPF)          Increased ECL provisioning due to declining    Sustained pressure on profitability; potential
and Expected Credit Loss (ECL) at       collateral values and reduced repayment        reduction in new financing volumes in high-risk
JMFI (risk of increase)                 capacity in affected areas                     regions

Biaya pemulihan aset &                  Potensi biaya signifikan tergantung            Kebutuhan belanja modal untuk penggantian dan
infrastruktur                           intensitas kejadian bencana                    peningkatan infrastruktur resilien
Asset and infrastructure recovery       Potentially significant costs depending on     Capital expenditure requirements for replacement
costs                                   disaster intensity                             and resilience upgrades of infrastructure




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           PENGUNGKAPAN FINANSIAL TERKAIT
           KEBERLANJUTAN SESUAI PSPK 1 & 2                Tata Kelola    Risiko dan Peluang terkait Keberlanjutan           Risiko dan Peluang terkait Iklim
           Sustainability-related Financial Disclosures   Governance    Sustainability-related Risks and Opportunities   Climate-related Risks and Opportunities
           in Accordance with PSPK 1 & 2




      c Dampak pada strategi dan pengambilan keputusan                       c Impacts on Strategy and Decision-Making
        MPM Climate Resilience Program di tingkat Grup                           The MPM Climate Resilience Program at the Group
        bertujuan merespons risiko fisik akibat perubahan                        level is designed to address physical climate risks by
        iklim dengan mengintegrasikan manajemen risiko                           integrating climate risk management into the BCMS
        iklim ke dalam BCMS ISO 22301:2019. Strategi ini                         ISO 22301:2019. This strategy encompasses three main
        mencakup tiga pilar utama: (i) peningkatan kapasitas                     pillars: (i) enhancing emergency response capacity
        tanggap darurat dan kesiapsiagaan karyawan; (ii)                         and employee preparedness; (ii) protecting strategic
        perlindungan aset strategis melalui asuransi bencana;                    assets through disaster insurance; and (iii) adaptive
        serta (iii) perencanaan infrastruktur dan penganggaran                   infrastructure planning and budgeting responsive to
        yang adaptif terhadap cuaca ekstrem.                                     extreme weather conditions.

        Selain itu, Grup MPM memperkuat pemantauan risiko                        In addition, the MPM Group strengthens data-driven
        iklim berbasis data di seluruh entitas untuk menjamin                    climate risk monitoring across all entities to ensure
        keandalan layanan, keselamatan karyawan, dan                             service reliability, employee safety, and long-term
        kesinambungan rantai pasok dalam jangka panjang.                         supply chain continuity.

        Mitigasi Risiko Fisik pada Entitas Asosiasi MPMRent                      Physical risk mitigation at Associates MPMRent
        dilakukan melalui penguatan sistem kontinuitas bisnis                    is implemented through strengthened business
        yang berfokus pada tiga area: pemeliharaan infrastruktur                 continuity systems focusing on three areas: proactive
        dan manajemen aset proaktif, koordinasi logistik armada,                 infrastructure maintenance and asset management,
        serta prosedur komunikasi dan pemulihan operasional.                     fleet logistics coordination, and communication and
        Pendekatan ini bertujuan meminimalkan gangguan                           operational recovery procedures. This approach aims
        layanan kepada pelanggan korporat sekaligus menekan                      to minimize service disruptions to corporate customers
        biaya perbaikan akibat bencana.                                          while reducing disaster-related repair costs.

        JMFI menerapkan mitigasi yang berfokus pada stabilitas                   JMFI implements mitigation measures focused on
        portofolio pembiayaan melalui empat instrumen: (i)                       maintaining financing portfolio stability through four
        restrukturisasi kredit bagi debitur yang terdampak                       instruments: (i) credit restructuring for borrowers
        bencana iklim; (ii) kebijakan wilayah pembiayaan                         affected by climate disasters; (ii) risk-based financing
        berbasis risiko (coverage area dan penetapan red zone;                   area policies (coverage area classification and red-
        (iii) optimalisasi asuransi agunan untuk menjaga nilai                   zone designation); (iii) optimization of collateral
        jaminan kendaraan; serta (iv) credit review berkala                      insurance to preserve vehicle collateral value; and
        untuk memastikan kualitas portofolio dan menjaga                         (iv) periodic credit reviews to ensure portfolio quality
        rasio NPF dalam batas yang wajar.                                        and maintain Non-Performing Financing (NPF) ratios
                                                                                 within acceptable thresholds.

        Strategi Jangka Panjang                                                  Long-Term Strategy
        Dalam mengantisipasi risiko fisik jangka menengah                        To anticipate medium- and long-term physical risks,
        dan panjang, Grup MPM memperluas cakupan MPM                             the MPM Group is expanding the scope of the MPM
        Climate Resilience Program dengan mengintegrasikan                       Climate Resilience Program by integrating climate
        analisis risiko iklim secara lebih sistematis ke dalam                   risk analysis more systematically into governance, risk
        tata kelola, manajemen risiko, dan proses pengambilan                    management, and strategic decision-making processes.
        keputusan strategis. Pendekatan ini mencakup: (i)                        This approach includes: (i) gradual expansion of
        perluasan bertahap sistem manajemen keberlanjutan                        enterprise sustainability management systems across
        usaha di seluruh entitas; (ii) penguatan koordinasi                      entities; (ii) strengthened cross-functional coordination
        lintas fungsi dalam identifikasi dan pemantauan area                     in identifying and monitoring high-risk areas; and
        berisiko; serta (iii) optimalisasi strategi investasi dan                (iii) optimization of investment strategies and asset
        pengelolaan aset berdasarkan proyeksi cuaca ekstrem                      management based on projections of extreme weather
        dan perubahan lingkungan.                                                and environmental change.




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  Grup MPM juga mengarahkan adaptasi bisnis melalui            MPM Group is also advancing business adaptation
  climate-based risk mapping dan penerapan kebijakan           through climate-based risk mapping and more flexible
  kerja yang lebih fleksibel, guna memastikan rencana          work policies to ensure effective operational and financial
  pemulihan operasional dan finansial berjalan efektif di      recovery planning across all organizational levels.
  seluruh lapisan organisasi.

  Entitas Asosiasi MPMRent mengembangkan strategi              Associates MPMRent is developing long-term
  adaptasi jangka panjang yang berfokus pada empat             adaptation strategies focused on four key initiatives:
  inisiatif utama: (i) perluasan climate and disaster risk     (i) expanding region-based climate and disaster risk
  mapping berbasis wilayah untuk mengidentifikasi              mapping to proactively identify high-exposure areas;
  area dengan tingkat paparan tinggi secara proaktif;          (ii) strengthening emergency response procedures
  (ii) penguatan prosedur tanggap darurat dan sistem           and integrated business recovery systems within
  pemulihan bisnis yang terintegrasi dalam manajemen           daily operations; (iii) enhancing asset maintenance
  operasional harian; (iii) peningkatan tata kelola            governance and financing of supporting infrastructure
  pemeliharaan aset dan pembiayaan infrastruktur               to improve resilience against extreme weather damage;
  pendukung agar lebih resilien terhadap kerusakan             and (iv) systematically adjusting operational strategies
  akibat cuaca ekstrem; serta (iv) penyesuaian strategi        across regions based on their respective climate
  operasional antarwilayah kerja secara sistematis             risk profiles. This approach is designed to enhance
  sesuai profil risiko iklim masing-masing. Pendekatan         service reliability and long-term competitiveness amid
  ini dirancang untuk meningkatkan keandalan layanan           increasing frequency of extreme climate events.
  dan daya saing jangka panjang MPMRent di tengah
  meningkatnya frekuensi kejadian iklim ekstrem.

d Analisis Skenario                                          d Scenario Analysis
  Perseroan belum menerapkan analisis skenario                 The Company has not yet implemented climate
  iklim yang terkait dengan risiko iklim fisik akut            scenario analysis related to acute and chronic physical
  dan kronik pada rantai nilai Grup MPM dan akan               climate risks across the MPM Group’s value chain and
  mempertimbangkannya di masa depan.                           will consider doing so in the future.

  Secara umum, dalam skenario NGFS-NZE, pemanasan              In general, under the NGFS Net Zero Emissions (NZE)
  global dibatasi mendekati 1,5°C, yang berarti frekuensi      scenario, global warming is limited to approximately
  kejadian cuaca ekstrem meningkat lebih moderat               1.5°C, implying a more moderate increase in extreme
  dibandingkan skenario BAU (+3–4°C). Namun, bahkan            weather events compared with a Business-as-Usual
  dalam skenario NZE, IPCC AR6 mengkonfirmasi bahwa            (BAU) scenario (+3–4°C). However, even under the NZE
  risiko fisik tertentu (sea level rise, pergeseran pola       scenario, the IPCC AR6 confirms that certain physical
  hujan) tidak dapat dihindari dalam horizon menengah-         risks—such as sea-level rise and shifts in rainfall
  panjang karena kelembaman sistem iklim.                      patterns—are unavoidable over the medium to long
                                                               term due to climate system inertia.

e Ketangguhan Iklim                                          e Climate Resilience
  Grup MPM telah membangun fondasi ketahanan                   The MPM Group has established a structured
  iklim yang terstruktur melalui MPM Climate                   foundation for climate resilience through the MPM
  Resilience Program, sebuah program terintegrasi              Climate Resilience Program, an integrated initiative
  yang menghubungkan manajemen risiko fisik dengan             linking physical risk management with operational
  kerangka keberlanjutan operasional berbasis standar          sustainability frameworks based on international
  internasional. Strategi mitigasi dan adaptasi yang           standards. The mitigation and adaptation strategies
  diterapkan di seluruh entitas mencerminkan komitmen          implemented across all entities reflect the Company’s
  Perseroan untuk bertransformasi dari pendekatan              commitment to moving from a reactive approach
  yang reaktif menuju pendekatan yang antisipatif dan          toward a proactive and systematic posture, in which
  sistematis, di mana pertimbangan iklim menjadi bagian        climate considerations are embedded in strategic
  integral dalam pengambilan keputusan strategis.              decision-making.




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           PENGUNGKAPAN FINANSIAL TERKAIT
           KEBERLANJUTAN SESUAI PSPK 1 & 2                Tata Kelola    Risiko dan Peluang terkait Keberlanjutan           Risiko dan Peluang terkait Iklim
           Sustainability-related Financial Disclosures   Governance    Sustainability-related Risks and Opportunities   Climate-related Risks and Opportunities
           in Accordance with PSPK 1 & 2




         Dalam konteks IFRS S2, resiliensi Grup MPM terhadap                     In the context of IFRS S2, the MPM Group’s resilience
         risiko fisik akut tercermin dari penerapan BCMS ISO                     to acute physical risks is demonstrated through the
         22301:2019, mekanisme asuransi bencana, reasuransi,                     implementation of BCMS ISO 22301:2019, disaster
         kebijakan zonasi berbasis risiko untuk pembiayaan                       insurance and reinsurance mechanisms, risk-based
         di JMFI, serta penguatan kontinuitas operasional di                     zoning policies for financing at JMFI, and strengthened
         MPMRent.                                                                operational continuity at MPMRent.

         Di masa depan, Grup MPM berkomitmen untuk                               Looking ahead, the MPM Group is committed to
         melakukan analisis skenario iklim kuantitatif yang                      conducting quantitative climate scenario analysis to
         secara eksplisit mengukur dampak finansial dari risiko                  explicitly measure the financial impacts of chronic
         fisik kronis di wilayah operasi utama di Nusa Tenggara                  physical risks in key operational regions, particularly
         Timur dan Jawa Timur terhadap arus kas, nilai aset, dan                 East Nusa Tenggara and East Java, on cash flows, asset
         kualitas portofolio pembiayaan.                                         values, and financing portfolio quality.



      Risiko Transisi Terkait Iklim:                                        Climate-related Transition Risk:
      Pasar, Regulasi, dan Teknologi                                        Market, Regulation, and Technology

      a Pengaruh pada model bisnis dan rantai nilai                          a Impacts on the Business Model and Value Chain
         Emisi GRK merupakan risiko strategis transisi yang                      Greenhouse gas (GHG) emissions represent a strategic
         memengaruhi model bisnis dan rantai nilai Grup MPM                      transition risk affecting the MPM Group’s business
         dari tiga sisi utama:                                                   model and value chain from three primary dimensions:

         ●● Risiko pasar dan regulasi tercermin dari pergeseran                  ●● Market and regulatory risks are reflected in the shift
            preferensi konsumen dari kendaraan berbasis ICE ke                      in consumer preferences from ICE-based vehicles
            BEV seiring berkembangnya kebijakan iklim. Namun,                       to BEVs in line with evolving climate policies.
            adopsi BEV di pasar sepeda motor masih terbatas                         However, BEV adoption in the motorcycle market
            (sekitar 0,02% per bulan) setelah penghentian                           remains limited (approximately 0.02% per month)
            subsidi pemerintah pada 2024. Tekanan regulasi                          following the discontinuation of government
            karbon, tuntutan transparansi ESG, dan potensi biaya                    subsidies in 2024. Carbon regulatory pressures, ESG
            karbon dapat menekan margin serta melemahkan                            transparency demands, and potential carbon costs
            daya saing apabila pengelolaan emisi belum                              may compress margins and weaken competitiveness
            optimal. Sebaliknya, pengelolaan emisi yang kredibel                    if emissions management is not optimized. On
            membuka peluang untuk memperkuat reputasi green                         the other hand, credible emissions management
            mobility, meningkatkan akses terhadap pembiayaan                        presents opportunities to strengthen green mobility
            berkelanjutan, dan menciptakan nilai pembeda                            reputation, improve access to sustainable financing,
            dalam kemitraan strategis,                                              and create differentiation in strategic partnerships.

         ●● Risiko pada rantai nilai timbul dari kontribusi emisi                ●● Value chain risks arise from suppliers with high carbon
            pemasok dengan jejak karbon tinggi, tantangan                           footprints, challenges in procuring low-emission
            pengadaan komponen rendah emisi, serta                                  components, and the complexity of cross-unit
            kompleksitas pelaporan lintas unit sesuai standar                       reporting in accordance with global standards. At the
            global. Namun, kondisi ini juga membuka peluang                         same time, these conditions present opportunities
            kolaborasi dengan pemasok hijau, efisiensi logistik                     for collaboration with green suppliers, logistics and
            dan energi, serta perluasan portofolio EV dan                           energy efficiency improvements, and expansion of
            teknologi rendah emisi,                                                 EV and low-emission technology portfolios,




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  ●● Bagi Entitas Asosiasi, tantangan dalam memenuhi           ●● For Associates, challenges in meeting sustainability
     tuntutan keberlanjutan dari regulator, mitra, dan            expectations from regulators, partners, and
     konsumen dapat secara langsung memengaruhi                   consumers may directly affect vehicle financing
     portofolio pembiayaan kendaraan dan modal usaha.             portfolios   and     working   capital     financing.
     Ketidaksesuaian dengan standar keberlanjutan                 Misalignment with partners’ sustainability standards
     para mitra berpotensi mengurangi peluang                     may reduce business opportunities, compress
     bisnis, menekan margin akibat peningkatan biaya              margins due to increased operating costs, and
     operasional, serta menurunkan relevansi produk               diminish the relevance of financing products that
     pembiayaan yang tidak mendukung kendaraan                    do not support low-emission vehicles within the
     rendah emisi dalam rantai nilai industri otomotif            automotive and financing value chain.
     dan pembiayaan.

b Dampak keuangan                                            b Financial Impacts
  Dampak keuangan saat ini                                     Current Financial Impacts
  Pada tahun pelaporan, dampak finansial dari risiko           During the reporting year, financial impacts arising
  emisi GRK terhadap Grup MPM masih terbatas, di mana          from GHG transition risks remain limited. Electric
  penjualan kendaraan listrik di jaringan diler belum          vehicle sales within the dealer network have not yet
  memberikan pengaruh signifikan terhadap pendapatan.          materially affected revenue. The Company recorded
  Perseroan mencatatkan pertumbuhan distribusi dan             growth in ICE motorcycle distribution and sales in
  penjualan sepeda motor ICE (Internal Combustion              line with projections, while Zero Emission Vehicle
  Engine) sesuai proyeksi, sedangkan pertumbuhan               (ZEV) motorcycle sales remain minimal due to limited
  penjualan sepeda motor ZEV (Zero Emissions Vehicle)          supply from principals and the absence of government
  masih sangat kecil karena keterbatasan pasokan dari          incentives for new ZEV motorcycle purchases.
  principal dan ketiadaan insentif dari Pemerintah untuk
  pembelian ZEV sepeda motor baru.

  Dampak Keuangan yang Diantisipasi                            Anticipated Financial Impacts
  Dampak keuangan akibat risiko transisi iklim dalam           The financial impacts arising from long-term climate
  jangka panjang merupakan tantangan penting bagi              transition risks represent a key challenge for the
  Perseroan. Dalam skenario NGFS - Net Zero Emissions          Company. Under the NGFS Net Zero Emissions 2050
  2050, sepeda motor ICE akan digantikan dengan ZEV            scenario, internal combustion engine (ICE) motorcycles
  sepenuhnya sejalan dengan penerapan kebijakan                are expected to be fully replaced by zero-emission
  Pemerintah dan ketersediaan produk.                          vehicles (ZEVs), in line with government policy
                                                               implementation and product availability.

  Grup MPM mengantisipasi dampak finansial material            MPM Group anticipates potential material financial
  jika terjadi percepatan transisi ZEV, di mana pendapatan     impacts in the event of an accelerated ZEV transition,
  dari penjualan sepeda motor ICE diproyeksikan menurun        whereby revenues from ICE motorcycle sales are
  secara proporsional sesuai kebijakan Pemerintah dan          projected to decline proportionally in accordance with
  digantikan dengan penjualan ZEV. Jika penerapan              government policies and be gradually replaced by ZEV
  kebijakan dipercepat, maka dampak keuangannya akan           sales. Should policy implementation accelerate, the
  semakin besar pada jangka menengah (2027–2030) dan           financial impacts are expected to be more pronounced
  pada jangka panjang (2030–2050) dibandingkan tahun           in the medium term (2027–2030) and long term (2030–
  dasar 2024, tergantung skenario transisi yang digunakan.     2050) compared to the 2024 baseline, depending on
                                                               the transition scenario applied.

  Dampak terbesar terjadi pada segmen distribusi unit          The most significant impacts are expected to occur
  motor, layanan purnajual, dan penjualan suku cadang          in the motorcycle distribution segment, after-sales
  yang berbasis ICE. Pada saat kebijakan ini berlaku,          services, and spare parts sales that are primarily ICE-
  penurunan penjualan sepeda motor ICE akan digantikan         based. As the transition progresses, the decline in
  oleh penjualan produk ZEV yang didukung oleh Prinsipal.      ICE motorcycle sales is expected to be offset by ZEV
                                                               product sales supported by the principal.



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             PENGUNGKAPAN FINANSIAL TERKAIT
             KEBERLANJUTAN SESUAI PSPK 1 & 2                  Tata Kelola        Risiko dan Peluang terkait Keberlanjutan           Risiko dan Peluang terkait Iklim
             Sustainability-related Financial Disclosures     Governance        Sustainability-related Risks and Opportunities   Climate-related Risks and Opportunities
             in Accordance with PSPK 1 & 2




         Berikut ini adalah estimasi dampak keuangan pada                                The following outlines the estimated financial impacts
         kegiatan usaha kendaraan roda dua berbasis ICE pada                             on ICE-based two-wheeler business activities under the
         saat perubahan regulasi terjadi.                                                evolving regulatory landscape.


                                                Jangka Menengah              Jangka Menengah
                                                                                                           Jangka
                                                   2027–2030                    2027–2030
                                                                                                          Panjang
                  Indikator                   (Skenario Konservatif)         (Skenario Agresif)                                      Keterangan
                                                                                                         2030–2050
                   Indicator                      Medium Term                  Medium Term                                              Notes
                                                                                                         Long Term
                                                   2027–2030                     2027–2030
                                                                                                         2030–2050
                                              (Conservative Scenario)       (Aggressive Scenario)
       Penurunan pendapatan                                                                                                 Dampak terbesar pada
                                                                                                          Penurunan
       penjualan sepeda motor ICE                   Penurunan                                                               segmen distribusi unit motor
                                                                            Penurunan signifikan           material
       vs. baseline 2024                           proporsional                                                             Greatest impact on the
                                                                             Significant decline           Material
       Decline in ICE motorcycle sales          Proportional decline                                                        motorcycle distribution
                                                                                                            decline
       revenue vs. 2024 baseline                                                                                            segment
       Dampak pada layanan purna                                                                          Penurunan         Bergantung siklus hidup
                                                    Penurunan
       jual & suku cadang ICE                                               Penurunan signifikan           material         kendaraan ICE yang ada
                                                   proporsional
       Impact on after-sales services                                        Significant decline           Material         Dependent on the lifecycle
                                                Proportional decline
       & ICE spare parts                                                                                    decline         of existing ICE vehicles
       JMFI: Potensi penurunan                                                                                              Risiko stranded asset
       volume pembiayaan ICE baru                      Terbatas                  Moderat                   Material         portofolio ICE
       JMFI: Potential decline in new                  Limited                   Moderate                  Material         Risk of stranded assets
       ICE financing volume                                                                                                 within ICE financing portfolio

      Catatan penting ⅼ Important note:
      Percepatan transisi ZEV pada periode 2027–2030 dinilai memiliki kemungkinan yang sangat kecil mengingat kondisi pasar saat ini.
      Penghentian subsidi EV pemerintah pada 2024 dan keterbatasan infrastruktur pengisian daya memberikan ruang yang memadai bagi
      Perseroan untuk melakukan persiapan dan analisis strategi adaptasi yang lebih baik.
      An accelerated transition to zero-emission vehicles (ZEVs) during the 2027–2030 period is considered highly unlikely given current
      market conditions. The discontinuation of government EV subsidies in 2024 and limited charging infrastructure provide the Company
      with sufficient time to strengthen preparedness and conduct more comprehensive adaptation strategy analyses.


         Entitas Asosiasi mengantisipasi risiko penurunan                                Associates anticipate risks including declining
         penjualan produk konvensional, potensi stranded                                 sales of conventional products, potential stranded
         asset pada armada berbahan bakar fosil, serta peluang                           assets in fossil fuel–based fleets, and diversification
         diversifikasi melalui green financing yang tetap                                opportunities through green financing. However, these
         membawa risiko apabila adopsi pasar EV lebih lambat                             opportunities carry risks if EV adoption occurs more
         dari proyeksi atau biaya pengembangannya tidak                                  slowly than projected or if development costs outweigh
         sebanding dengan pendapatan yang dihasilkan.                                    generated revenues.

      c Dampak pada strategi dan pengambilan keputusan                               c Impacts on Strategy and Decision-Making
         Grup MPM merespons risiko transisi regulasi, pasar,                             The MPM Group responds to regulatory, market, and
         dan teknologi dengan melakukan pemantauan aktif                                 technology transition risks through active monitoring
         kebijakan ZEV nasional dan perkembangan pasar                                   of national ZEV policies and electric vehicle market
         kendaraan listrik secara berkala. Perseroan juga                                developments. The Company also maintains close
         berkoordinasi secara intensif dengan principal sebagai                          coordination with its principal as a proxy for Honda’s
         proksi strategi transportasi ZEV Honda di masa depan                            future ZEV transportation strategy in the Southeast
         untuk pasar Asia Tenggara.                                                      Asian market.

         Dalam jangka pendek dan menengah Grup MPM                                       In the short to medium term, the MPM Group is
         melakukan pengembangan kapabilitas internal terkait                             developing internal capabilities related to ZEV sales,
         penjualan, servis, dan infrastruktur kendaraan ZEV di                           servicing, and infrastructure across its dealer network.
         jaringan diler.




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  Perseroan telah menetapkan strategi keberlanjutan                        The Company has established its sustainability strategy
  dalam Sustainability Roadmap 2026–2030 yang                              within the Sustainability Roadmap 2026–2030, which
  mengintegrasikan strategi transisi ZEV sebagai pilar                     integrates the ZEV transition as a core pillar guiding
  utama sebagai arah kebijakan strategis dan program                       long-term strategic policies and programs to prepare
  jangka panjang untuk mempersiapkan transisi menuju                       for sustainable transportation.
  transportasi berkelanjutan.

  Pada Entitas Asosiasi, JMFI merencanakan untuk                           At Associates, JMFI plans to develop green financing
  melakukan pengembangan produk green financing                            products and ZEV financing schemes, while MPMRent
  dan skema pembiayaan kendaraan ZEV dan MPMRent                           is evaluating gradual fleet diversification into electric
  melakukan evaluasi diversifikasi armada kendaraan                        vehicles in line with market availability and demand.
  listrik secara bertahap sesuai ketersediaan dan
  kebutuhan pasar.

d Analisis Skenario Iklim                                              d Climate Scenario Analysis
  Perseroan telah menggunakan analisis skenario                            The Company has applied climate scenario analysis to
  iklim untuk memperkirakan dampak keuangan yang                           estimate anticipated financial impacts using scenarios
  diantisipasi dengan menggunakan skenario NGFS                            developed by the NGFS, adapted to the economic
  yang diadaptasi terhadap kondisi ekonomi masing-                         conditions of each country. NGFS projection data
  masing negara. Data proyeksi NGFS tersedia hingga                        extends to 2100.
  tahun 2100.

  Disagregasi   tingkat  negara     Indonesia    yang                      Country-level disaggregation for Indonesia used in this
  dipergunakan dalam laporan ini diambil dari Climate                      report is based on Climate Risk Management & Scenario
  Risk Management & Scenario Analysis yang diterbitkan                     Analysis published by the Financial Services Authority
  Otoritas Jasa Keuangan. Skenario NGFS digunakan                          (Otoritas Jasa Keuangan). NGFS scenarios are used to
  untuk memproyeksikan variabel makroekonomi yang                          project macroeconomic variables that may influence
  memengaruhi permintaan dan harga sepeda motor di                         future motorcycle demand and pricing.
  masa depan.


                                                                                            Pemanasan
   Skenario                                        Deskripsi                                Global (2100)     Ambisi Kebijakan
   Scenario                                       Description                              Global Warming      Policy Ambition
                                                                                               (2100)
NGFS-BAU            Tidak ada kebijakan iklim baru signifikan. Pertumbuhan ekonomi
(Business As        mengikuti tren historis. Emisi GRK terus meningkat.                                     Kebijakan eksisting saja
                                                                                            +3.0 – 4.0°C
Usual)              No significant new climate policies. Economic growth follows                            Existing policies only
                    historical trends. GHG emissions continue to rise.
                    Kebijakan sesuai komitmen NDC 2030 negara-negara, termasuk
NGFS-NDC            Indonesia ENDC. Transisi bertahap dengan kenaikan harga                                 NDC 2030 + transisi
(Nationally         karbon moderat.                                                                         teratur
                                                                                            +2.0 – 2.5°C
Determined          Policies aligned with countries’ 2030 NDC commitments,                                  NDC 2030 with orderly
Contributions)      including Indonesia’s NDC. Gradual transition with increasing                           transition
                    carbon prices.
                    Emisi net zero global pada 2050. Transisi cepat dan radikal.
NGFS-NZE                                                                                                    Akselerasi penuh
                    Pensiun dini bahan bakar fosil. Elektrifikasi penuh berbagai sektor.
2050 (Net Zero                                                                                              menuju net zero
                    Global net-zero emissions achieved by 2050. Rapid and                      +1.5°C
Emissions by                                                                                                Full acceleration toward
                    transformative transition, including fossil fuel phase-out and full
2050)                                                                                                       net zero
                    electrification across sectors.




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           PENGUNGKAPAN FINANSIAL TERKAIT
           KEBERLANJUTAN SESUAI PSPK 1 & 2                  Tata Kelola     Risiko dan Peluang terkait Keberlanjutan            Risiko dan Peluang terkait Iklim
           Sustainability-related Financial Disclosures     Governance     Sustainability-related Risks and Opportunities    Climate-related Risks and Opportunities
           in Accordance with PSPK 1 & 2




        Karena skenario NGFS tidak memodelkan trajektori                            As NGFS scenarios do not model specific motor vehicle
        spesifik transisi kendaraan bermotor di tingkat                             transition pathways at the national market level, MPM
        pasar nasional, MPM menggunakan skenario dari                               applies scenarios developed by the International Council
        International Council on Clean Transportation (ICCT),                       on Clean Transportation (ICCT), namely Roadmap to
        yaitu Roadmap to Zero: Vehicle Technlogy Pathways for                       Zero: Vehicle Technology Pathways for Indonesia—as
        Indonesia sebagai overlay teknologi yang diaplikasikan                      a technology overlay on the NGFS macroeconomic
        di atas fondasi makroekonomi NGFS.                                          scenario framework.

        ICCT membuat peta jalan menuju emisi nol untuk                              The ICCT has developed a roadmap toward zero
        Indonesia guna mendukung target emisi nol bersih                            emissions for Indonesia to support the national net-
        (net-zero emissions) pada 2060. Terdapat dua trajektori                     zero emissions target by 2060. The roadmap outlines
        yang dibuat ICCT yaitu skenario Best Practice yang lebih                    two transition trajectories: a more ambitious Best
        ambisius di mana ZEV mencapai 100% penjualan baru                           Practice scenario, in which zero-emission vehicles
        di semua segmen kendaraan pada 2040, dan skenario                           (ZEVs) reach 100% of new vehicle sales across all
        dengan pendekatan yang sedikit lebih bertahap                               segments by 2040, and a more gradual transition
        dengan ZEV mencapai 100% penjualan baru di semua                            scenario, in which ZEVs achieve 100% of new vehicle
        segmen pada 2045.                                                           sales across all segments by 2045.


         Skenario ICCT             Padanan NGFS                                 Asumsi transisi ZEV roda dua dan tiga
         ICCT Scenario             NGFS Alignment                         Two- and Three-Wheeler ZEV Transition Assumptions

                                                          Adopsi ZEV lambat; insentif terbatas; ICE mendominasi hingga 2050
      ICCT Reference                                      (~57% dari total penjualan MPM pada 2050)
                                      NGFS-BAU
      (BAU)                                               Slow ZEV adoption; limited incentives; ICE vehicles dominate until 2050
                                                          (~57% of total MPM sales in 2050)

                                                          Target ENDC Indonesia terpenuhi; penetrasi ZEV moderat-cepat;
      ICCT Announced                                      penjualan ICE = 0 pada 2050
                                      NGFS-NDC
      Targets 2050 (NDC)                                  Indonesia’s NDC targets achieved; moderate-to-rapid ZEV penetration;
                                                          ICE sales decline to zero by 2050

      ICCT Net Zero                                       Transisi agresif; penjualan ICE = 0 pada sekitar 2037; sepenuhnya ZEV setelah itu
                                   NGFS-NZE 2050
      (NZE 2050)                                          Aggressive transition; ICE sales reach zero around 2037, followed by full ZEV adoption




      e Metrik dan target                                                       e Metric and Target


                                                                                                                              Target         Target
       Risiko Terkait                        Deskripsi Target                      Metodologi             Aktual 2025       Menengah        Panjang
        Related Risk                        Target Description                     Methodology            Actual 2025        Medium-       Long-Term
                                                                                                                            Term Target      Target

      Diversifikasi        % penjualan ZEV terhadap total penjualan unit         Unit ZEV terjual/
      portofolio ZEV       sepeda motor Grup MPM                                 total unit terjual
                                                                                                              < 1%            3 – 5%        15 – 25%
      ZEV portfolio        Percentage of ZEV sales relative to total              ZEV units sold/
      diversification      motorcycle unit sales across the MPM Group             total units sold




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Risiko Transisi Terkait Iklim: Regulasi Nilai                        Climate-related Transition Risk: Regulation
Ekonomi Karbon                                                       Related to Economic Value of Carbon

a Pengaruh pada model bisnis dan rantai nilai                         a Impacts on the Business Model and Value Chain
   Pemerintah telah menetapkan regulasi nilai ekonomi                    The Government has established carbon economic
   karbon yang termasuk di dalamnya penerapan pajak                      value regulations, including the implementation of
   karbon (UU Harmonisasi Peraturan Perpajakan)                          a carbon tax under the Harmonized Tax Law and the
   dan Sistem Perdagangan Emisi (ETS) yang lebih                         development of a more comprehensive Emissions
   komprehensif. Dalam peraturan tersebut, pajak                         Trading System (ETS). Under these regulations, carbon
   karbon diterapkan sebagai instrumen ekonomi untuk                     tax serves as an economic instrument to control
   mengendalikan emisi gas rumah kaca, terhadap                          greenhouse gas (GHG) emissions, applicable to
   perorangan atau badan yang membeli barang/                            individuals or entities that purchase goods or conduct
   beraktivitas menghasilkan emisi.                                      activities generating emissions.

   Pajak karbon terhadap Grup MPM dikenakan                              For the MPM Group, carbon tax exposure is linked to
   berdasarkan besarnya emisi yang dihasilkan dari                       the volume of emissions generated from operational
   kegiatan operasional perusahaan dan pada kendaraan                    activities and from internal combustion engine
   bermotor berbasis ICE yang dijual Perseroan. Penerapan                (ICE) vehicles sold by the Company. Although the
   pajak karbon pada tahun pelaporan telah ditunda dan                   implementation of the carbon tax has been postponed
   pengaturan pengenaan pajak karbon pada kendaraan                      during the reporting year and specific regulations for
   bermotor berbasis ICE juga belum diterbitkan. Aturan                  ICE vehicle taxation have not yet been issued, carbon
   nilai ekonomi karbon mengharuskan perhitungan                         pricing policies require the calculation of emissions
   emisi di Grup MPM dan pengenaan pajak karbon akan                     across the MPM Group. Once implemented, carbon
   berdampak pada seluruh kegiatan Grup MPM terutama                     taxation is expected to affect the Group’s activities,
   dari penggunaan energi (listrik PLN dan bahan bakar                   particularly energy use (grid electricity and fossil fuels)
   fosil) dan unit kendaraan bermotor yang dijual Perseroan.             and the sale of motor vehicles.

   Pada Entitas Asosiasi, penerapan pajak karbon akan                    At Associates, carbon pricing may reduce profitability,
   mengurangi pendapatan Perseroan, selain itu aturan                    as carbon regulations require the calculation of GHG
   nilai ekonomi karbon mengharuskan perhitungan emisi                   emissions from rental fleets and Scope 3 financed
   gas rumah kaca pada kendaraan yang disewakan dan                      emissions. These requirements may increase compliance
   emisi cakupan-3 dari emisi pembiayaan.                                costs, affect pricing structures, and influence portfolio
                                                                         strategies.

                                            Data Emisi Historis untuk Cakupan 1 dan 2
                                            Historical Scope 1 and Scope 2 emissions data

           Emisi (ton CO₂e) l Emission (ton CO₂e)                      2022                   2023                   2024
Cakupan 1 ▪ Scope 1                                                            307.606               340.871                316.724
Cakupan 2 ▪ Scope 2                                                              2.256                 2.381                  2.437
Total Cakupan 1 dan 2 ▪ Total of Scope 1 and 2                                 309.862             343.252                319.161



                                                           Intensitas Emisi
                                                          Emission Intensity

            Indikator Intensitas                                                                           Rata-rata 2022–2024
                                                        2022             2023               2024
             Intensity Indicator                                                                             Average 2022-204
Emisi Scope 1+2 / Pendapatan
                                                            0,0243              0,0248           0,0202                     0,0231
Revenue (ton CO₂e / Rp Juta)
Emisi Scope 1+2 / Unit Terjual
                                                            0,0477              0,0506           0,0428                     0,0470
Sold Product (ton CO₂e / unit)




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           PENGUNGKAPAN FINANSIAL TERKAIT
           KEBERLANJUTAN SESUAI PSPK 1 & 2                    Tata Kelola    Risiko dan Peluang terkait Keberlanjutan           Risiko dan Peluang terkait Iklim
           Sustainability-related Financial Disclosures       Governance    Sustainability-related Risks and Opportunities   Climate-related Risks and Opportunities
           in Accordance with PSPK 1 & 2




      b Dampak keuangan                                                          b Financial Impacts
        Dampak keuangan saat ini                                                     Current Financial Impacts
        Pada periode pelaporan, penerapan nilai ekonomi                              During the reporting period, the implementation
        karbon belum ditetapkan oleh Pemerintah, biaya                               of carbon economic value policies has not yet been
        tambahan yang timbul terutama berasal dari                                   finalized by the Government. Additional costs incurred
        investasi sistem pelaporan berbasis teknologi serta                          primarily relate to investments in technology-based
        pengumpulan dan verifikasi data emisi Cakupan 1–3.                           reporting systems and the collection and verification
        Entitas Asosiasi menghadapi pola dampak keuangan                             of Scope 1–3 emissions data. Associates face similar
        yang serupa dengan Grup MPM, sesuai dengan sifat                             financial impact patterns in line with the nature and
        dan skala operasionalnya masing-masing.                                      scale of their respective operations.

        Dampak keuangan yang diantisipasi                                            Anticipated Financial Impacts
        Penerapan pajak karbon secara langsung akan                                  The direct implementation of a carbon tax is expected
        meningkatkan biaya pajak akibat emisi cakupan-1 dan                          to increase tax expenses associated with Scope 1 and
        2 yang dihasilkan seluruh kegiatan operasi Grup MPM,                         Scope 2 emissions generated across the MPM Group’s
        sehingga mengurangi margin keuntungan. Sedangkan,                            operations, thereby reducing profit margins. Carbon
        pajak karbon yang diterapkan pada produk sepeda                              taxes applied to ICE-based motorcycle products may
        motor berbasis ICE dapat diteruskan kepada konsumen                          be passed on to consumers through higher product
        melalui kenaikan harga produk, yang pada gilirannya                          prices; however, this could reduce the Company’s
        akan menurunkan daya saing perusahaan.                                       competitiveness in the market.


         Aspek Keuangan                                   Jangka Menengah                                           Jangka Panjang
          Financial Aspect                                  Medium Term                                                Long Term

      Biaya kepatuhan ESG           Investasi sistem pelaporan; biaya konsultasi dan            Biaya relatif menurun seiring sistem mature;
      & pelaporan karbon            sertifikasi ESG; verifikasi data emisi pihak ketiga         peluang akses green finance dengan biaya modal
      ESG compliance &              Investments in reporting systems; consulting, ESG           lebih rendah
      carbon reporting costs        certification, and third-party verification costs           Costs expected to decrease as systems mature;
                                                                                                potential access to green financing with lower
                                                                                                cost of capital

      Potensi pajak karbon          Sangat tidak pasti; sangat tergantung mekanisme             Potensi dampak material seiring percepatan
      (regulasi Indonesia)          yang ditetapkan pemerintah. Estimasi sulit dilakukan.       kebijakan iklim nasional dan global
      Carbon tax exposure           Highly uncertain; dependent on government                   Potential material impact as national and global
      (Indonesia regulation)        mechanisms to be implemented. Emissions                     climate policies accelerate
                                    calculations are currently underway.



      c Dampak pada strategi dan pengambilan keputusan                           c Impacts on Strategy and Decision-Making
        Grup MPM menerapkan dekarbonisasi yang sejalan                               The MPM Group is implementing decarbonization
        dengan target Pemerintah untuk mencapai nol emisi                            initiatives aligned with the Government’s target to achieve
        bersih pada tahun 2060. Strategi dekarbonisasi Grup                          net-zero emissions by 2060. The Group’s decarbonization
        MPM dicanangkan dalam Sustainability Roadmap 2026–                           strategy is outlined in the Sustainability Roadmap 2026–
        2030 dan target net zero jangka panjang, termasuk:                           2030 and long-term net-zero targets, including:

        ●● Membangun sistem inventarisasi dan inventarisasi                          ●● Establishing a comprehensive greenhouse gas (GHG)
           dan pelaporan emisi GRK Cakupan 1, 2, dan 3 yang                             inventory and reporting system covering Scope
           komprehensif dan terverifikasi pihak ketiga,                                 1, Scope 2, and Scope 3 emissions, verified by an
                                                                                        independent third party.
        ●● Monitoring aktif perkembangan regulasi pajak                              ●● Actively monitoring developments in Indonesia’s
           karbon Indonesia, SPE, dan implikasinya terhadap                             carbon tax regulations and emissions trading
           biaya operasional Grup,                                                      schemes (ETS), as well as their implications for the
                                                                                        Group’s operating costs.



242                                                                                               Laporan Keberlanjutan ● Sustainability Report   2025
Page 243
   ●● Mengurangi emisi Cakupan 1 & 2 dari kegiatan Grup                        ●● Reducing Scope 1 and Scope 2 emissions from MPM
      MPM sebesar 4% per tahun sampai 2030 dan lebih                              Group operations by 4% annually through 2030, with
      cepat lagi setelah agar sejalan dengan target nol                           accelerated reductions thereafter to align with the
      emisi bersih tahun 2060,                                                    2060 net-zero target.
   ●● Kolaborasi dengan prinsipal dan pemasok strategis                        ●● Collaborating with principals and strategic suppliers to
      untuk identifikasi dan pengurangan emisi di rantai                          identify and reduce value chain emissions (Scope 3).
      nilai (Cakupan 3).

d Analisis Skenario Iklim                                                   d Climate Scenario Analysis
   Perseroan menggunakan pendekatan skenario iklim                             The Company applies a climate scenario approach
   berdasarkan NGFS dengan overlay peta jalan dari                             based on NGFS scenarios, supplemented by the ICCT
   ICCT yang sama dengan yang dipergunakan dalam                               technology roadmap overlay used in the analysis of
   pembahasan risiko transisi terkait iklim: pasar, regulasi,                  climate transition risks related to market, regulatory,
   dan teknologi.                                                              and technological developments.

e Metrik dan target terkait iklim                                            e Climate-related metric and target


                         Metrik                                    Satuan             Referensi                  Target 2030
                         Metric                                     Unit              Reference                  2030 Target
Emisi GRK langsung (Cakupan 1)                                                                       Penurunan emisi gas rumah kaca
                                                                  Ton CO2e            GRI 305-1
Direct GHG emissions (Scope 1)                                                                       (GRK) minimal 15% dari baseline
                                                                                                     2024 untuk seluruh aktivitas
                                                                                                     operasional (Cakupan-1 dan 2)
Emisi GRK tidak langsung (Cakupan 2)                                                                 At least 15% reduction in
                                                                  Ton CO2e            GRI 305-2
Indirect GHG emissions (Scope 2)                                                                     greenhouse gas (GHG) emissions
                                                                                                     from the 2024 baseline across all
                                                                                                     operational activities (Scope 1 and 2)
Emisi GRK tidak langsung lainnya (Cakupan 3)                                                         Dipantau
                                                                  Ton CO2e            GRI 305-3
Other indirect GHG emissions (Scope 3)                                                               Monitored
Intensitas emisi GRK                                            Ton CO2e /                           Dipantau
                                                                                      GRI 305-4
GHG emissions intensity                                         Pendapatan                           Monitored
Pengurangan emisi GRK                                                                                Dipantau
                                                                  Ton CO₂e            GRI 305-5
GHG emissions reduction                                                                              Monitored
Total emisi yang didanai                                                                             Dipantau
                                                             Metric ton (t) CO₂e    FN-IN-410c.1
Total financed emissions                                                                             Monitored
Deskripsi metodologi yang digunakan untuk
                                                             Informasi kualitatif
menghitung emisi yang dibiayai                                                                       Dipantau
                                                                  Qualitative       FN-IN-410c.3
Methodology description used to calculate financed                                                   Monitored
                                                                 information
emissions
                                                                                                     Peningkatan portofolio pembiayaan
Portofolio mengikuti pembiayaan hijau dan
                                                                                                     hijau/ramah lingkungan setiap tahun
transisi energi                                                  Persentase
                                                                                    IFRS S2.29 (d)   Increase environmentally friendly
Portfolio aligned with green financing and energy                Percentage
                                                                                                     and green financing portfolio
transition
                                                                                                     annually
                                                                   Jumlah
Aset atau aktivitas bisnis yang rentan terhadap
                                                                 Persentase                          Dipantau
risiko transisi terkait iklim                                                       IFRS S2.29 (b)
                                                                  Number /                           Monitored
Assets or activities vulnerable to transition climate risk
                                                                 Percentage
Jumlah belanja modal (capital expenditure),
pembiayaan, atau investasi yang dialokasikan
                                                                                                     Dipantau
untuk risiko dan peluang terkait iklim                               IDR            IFRS S2.29 (e)
                                                                                                     Monitored
Capital expenditure, financing, or investments
allocated to climate-related risks and opportunities




2025     Laporan Keberlanjutan ● Sustainability Report                                                                                        243
Page 244
      Lampiran
      Appendix




      TENTANG LAPORAN                                      ABOUT THE SUSTAINABILITY
      KEBERLANJUTAN                                        REPORT

      Profil Laporan [OJK C.6] [GRI 2-2] [GRI 2-3]         Report Profile [OJK C.6] [GRI 2-2] [GRI 2-3]

      Laporan Keberlanjutan MPM tahun 2025                 MPM’s 2025 Sustainability Report presents a
      menyajikan gambaran komprehensif mengenai            comprehensive overview of the Company’s
      kinerja keberlanjutan perusahaan selama periode      sustainability performance from January 1
      1 Januari hingga 31 Desember 2025. Sejalan           to December 31, 2025. In line with MPM’s
      dengan komitmen MPM terhadap transparansi            commitment to transparency and accountability,
      dan akuntabilitas, laporan ini diterbitkan secara    this report is published annually. This periodic
      tahunan. Frekuensi pelaporan secara periodik ini     reporting allows stakeholders to monitor
      memungkinkan pemangku kepentingan untuk              the development of MPM’s sustainability
      memantau perkembangan kinerja keberlanjutan          performance.
      MPM secara berkala.

      Laporan edisi tahun 2025 merupakan laporan           The 2025 edition is the 6th report, published on
      ke-6 yang diterbitkan pada tanggal 30 April          April 30, 2026, which includes the performance
      2026 yang mencakup kinerja Entitas Anak dan          of MPM’s Subsidiaries and Associates. However,
      Entitas Asosiasi MPM. Namun, kinerja JACCS           the performance of JACCS MPM Finance
      MPM Finance Indonesia sebagai salah satu             Indonesia, one of the Group’s Associates, is
      Entitas Asosiasi dikecualikan dalam laporan ini      excluded from this report as MPM Group holds
      karena persentase kepemilikan Grup MPM hanya         only a 40% ownership stake. Throughout the
      mencapai 40%. Sepanjang tahun pelaporan,             reporting year, there were no significant changes
      tidak terdapat perubahan yang bersifat signifikan    in the organizational structure, operational
      dalam struktur organisasi, kegiatan operasional,     activities, ownership, or supply chain of the
      kepemilikan, atau rantai pasok Grup MPM.             MPM Group.



      Pedoman Penulisan dan                                Reporting Guidelines
      Pernyataan Ulang [GRI 2-4]                           and Restatements [GRI 2-4]

      Laporan ini disusun berdasarkan standar Global       This report refers to the Global Reporting Initiative
      Reporting Initiative (GRI) 2021 yang dikeluarkan     (GRI) 2021 standards issued by the Global
      oleh Global Sustainability Standards Board (GSSB).   Sustainability Standards Board (GSSB). As a public
      Sebagai perusahaan publik yang berkomitmen           company committed to sustainability principles,
      pada prinsip keberlanjutan, laporan ini juga         this report also refers to the OJK Circular Letter
      disusun dengan mengacu pada Surat Edaran OJK         (SEOJK) Number 16/SEOJK.04/2021 regarding
      (SEOJK) Nomor 16/SEOJK.04/2021 mengenai              the Format and Content of Annual Reports for
      Bentuk dan Isi Laporan Tahunan Emiten atau           Issuers or Public Companies.
      Perusahaan Publik.




244                                                            Laporan Keberlanjutan ● Sustainability Report   2025
Page 245
Selain itu, laporan ini mulai mereferensikan International   In addition, this report begins to reference the International
Financial Reporting Standards (IFRS) S1 dan IFRS S2 yang     Financial Reporting Standards (IFRS) S1 and IFRS S2 issued
diterbitkan oleh International Sustainability Standards      by the International Sustainability Standards Board (ISSB)
Board (ISSB) sebagai bagian dari upaya MPM untuk secara      as part of MPM's efforts to gradually align its sustainability
bertahap menyelaraskan pengungkapan keberlanjutan            disclosures with global sustainability reporting standards.
dengan standar pengungkapan keberlanjutan global.            Certain information in this report has been restated. All
Terdapat beberapa informasi yang dinyatakan ulang pada       restated information is indicated with an asterisk (*).
laporan ini. Setiap informasi yang dinyatakan ulang dapat
diidentifikasi dengan tanda asteriks (*).



Penjaminan Kualitas Laporan [GRI 2-5] [GRI 2-14]             Report Quality Assurance [GRI 2-5] [GRI 2-14]

Tim internal MPM melakukan proses peninjauan dan             To ensure data accuracy and precision, MPM’s internal
verifikasi secara cermat untuk memastikan penyajian data     team conducts a thorough review and verification process.
yang akurat dan cermat. Tim ini terdiri dari perwakilan      This team consists of representatives from each relevant
setiap divisi terkait, masing-masing memiliki keahlian       division, with expertise and experience pertinent to the
dan pengalaman yang relevan dengan data yang mereka          data. The President Director also reviews and approves all
tinjau. Seluruh data dan konten laporan ini juga melalui     data and content of this report.
proses peninjauan dan persetujuan Direktur Utama.

MPM belum menggunakan jasa penjaminan eksternal              MPM has not used external assurance services to verify
untuk melakukan verifikasi terhadap laporan ini karena       this report due to various considerations. Nevertheless,
berbagai pertimbangan. Meskipun demikian, MPM dapat          MPM can assure that every information in this report is
memberikan jaminan bahwa setiap informasi dalam              accurate and accountable. The Corporate Internal Audit
laporan ini memiliki tingkat akurasi yang tinggi dan dapat   team also contribute in validating the collected data,
dipertanggungjawabkan. Tim Corporate Internal Audit          thus maintaining the credibility and accuracy of the
turut berperan dalam memvalidasi data yang dikumpulkan,      information in this report.
sehingga kredibilitas dan keakuratan informasi dalam
laporan ini tetap terjaga.



Umpan Balik Laporan [OJK C.2] [GRI 2-3]                      Report Feedback [OJK C.2] [GRI 2-3]

Semua     pembaca      diberikan  kesempatan      untuk      We welcome reader input on this report, including
menyampaikan usulan, masukan dan opini terhadap              suggestions, feedback, and opinions, which will be used to
laporan ini. Usulan, masukan, dan opini akan digunakan       refine future reports. Feedback can be submitted through
untuk peningkatan kualitas laporan pada periode              the feedback form available on the last page of this report
berikutnya. Masukan dapat dilakukan melalui lembar           or from the contacts listed at the end of the report. MPM
umpan balik yang tersedia pada halaman terakhir laporan      received no feedback through the feedback form during
ini atau menghubungi kontak yang tersedia pada bagian        the 2025 reporting period.
akhir laporan. MPM mencatat bahwa tidak ada masukan
yang diterima melalui lembar umpan balik pada periode
laporan tahun 2025.




 2025   Laporan Keberlanjutan ● Sustainability Report                                                                         245
Page 246
              LAMPIRAN             Tentang Laporan Keberlanjutan              Daftar Pengungkapan Sesuai POJK-51/2017                Indeks Konten GRI
              Appendix              About the Sustainability Report        List of Disclosures in accordance with POJK-51/2017        GRI Content Index




      DAFTAR PENGUNGKAPAN SESUAI PERATURAN OTORITAS JASA KEUANGAN
      NOMOR 51/POJK.03/2017 TENTANG PENERAPAN KEUANGAN BERKELANJUTAN
      BAGI LEMBAGA JASA KEUANGAN, EMITEN, DAN PERUSAHAAN PUBLIK [G.4]
      List Of Disclosures in accordance with Financial Services Authority Regulation Number
      51/ POJK.03/2017 on the Implementation of Sustainable Finance for Financial Services Institutions,
      Issuers, and Public Companies


                                                               NAMA INDEKS                                                              HALAMAN
       NO
                                                                Index Name                                                                Page
        A    Strategi Keberlanjutan ▪ Sustainability Strategy
             Penjelasan strategi keberlanjutan
       A.1                                                                                                                                      40
             Explanation of sustainability strategy
        B    Ikhtisar Kinerja Aspek Keberlanjutan ▪ Sustainability Aspect Performance Overview
             Aspek ekonomi
       B.1
             Economic aspect
               a. Kuantitas produksi atau jasa yang dijual
                                                                                                                                                 6
                  Quantity of production or services sold
               b. Pendapatan atau penjualan
                                                                                                                                                 6
                  Revenue or sales
               c. Laba atau rugi bersih
                                                                                                                                                 6
                  Net profit or loss
               d. Produk ramah lingkungan
                                                                                                                                                89
                  Environmentally friendly products
               e. Pelibatan pihak lokal yang berkaitan dengan proses Bisnis/Keuangan Berkelanjutan
                                                                                                                                                 6
                  Local stakeholder engagement related to Sustainable Business/Finance processes
             Aspek lingkungan hidup
       B.2
             Environmental aspect
               a. Penggunaan energi
                                                                                                                                                 7
                  Energy consumption
               b. Pengurangan emisi yang dihasilkan
                                                                                                                                                 7
                  Emission reduction
               c. Pengurangan limbah dan efluen
                                                                                                                                                 7
                  Waste and effluent reduction
               d. Pelestarian keanekaragaman hayati
                                                                                                                                                 7
                  Biodiversity conservation
             Aspek sosial
       B.3                                                                                                                                       7
             Social aspect
        C    Profil Perusahaan ▪ Company Profile
             Visi, misi, dan nilai keberlanjutan
       C.1                                                                                                                                      29
             Vision, mission, and sustainability value
             Alamat Perusahaan
       C.2                                                                                                                                      22
             Company address
             Skala usaha
       C.3
             Business scale
               a. Total aset atau kapitalisasi aset dan total kewajiban
                                                                                                                                                24
                  Total assets or asset capitalization and total liabilities
               b. Jumlah karyawan menurut jenis kelamin, jabatan, usia, pendidikan, dan status ketenagakerjaan
                                                                                                                                                120
                  Total employees by gender, position level, age, education, and employment status
               c. Nama pemegang saham dan persentase kepemilikan saham
                                                                                                                                                23
                  Name of shareholders and shareholding percentage
               d. Wilayah operasional
                                                                                                                                                24
                  operational area
             Produk, layanan, dan kegiatan usaha yang dijalankan
       C.4                                                                                                                                      25
             Products, services, and business activities
             Keanggotaan pada asosiasi
       C.5                                                                                                                                      30
             Association membership
             Perubahan yang bersifat signifikan
       C.6                                                                                                                                      244
             Significant changes to the company




246                                                                                             Laporan Keberlanjutan ● Sustainability Report        2025
Page 247
  Metrik ESG Bursa Efek Indonesia               Lembar Umpan Balik
Indonesia Stock Exchange ESG Metrics               Feedback Form




                                                           NAMA INDEKS                                                             HALAMAN
  NO
                                                            Index Name                                                               Page
   D     Penjelasan Direksi ▪ Explanation from the Board of Directors
         Penjelasan Direksi
  D.1
         Explanation from the Board of Directors
            a. Kebijakan untuk merespon tantangan dalam pemenuhan strategi keberlanjutan
                                                                                                                                       8 - 17
               Policies to respond to challenges in meeting sustainability strategy
            b. Penerapan Keuangan Berkelanjutan
                                                                                                                                       8 - 17
               Sustainable Finance Implementation
            c. Strategi pencapaian target
                                                                                                                                       8 - 17
               Target achievement strategy
   E     Tata Kelola Keberlanjutan ▪ Sustainability Governance
         Penanggung jawab penerapan keuangan berkelanjutan
  E.1                                                                                                                                   180
         Responsible party for the implementation of sustainable finance
         Pengembangan kompetensi terkait keuangan berkelanjutan
  E.2                                                                                                                                   186
         Competency development related to sustainable finance
         Penilaian risiko atas penerapan keuangan berkelanjutan
  E.3                                                                                                                                   193
         Risk assessment of the implementation of sustainable finance
         Hubungan dengan Pemangku Kepentingan
  E.4                                                                                                                                    52
         Stakeholder relations
         Permasalahan terhadap penerapan keuangan berkelanjutan
  E.5                                                                                                                                    46
         Problems against the implementation of sustainable finance
   F     Kinerja Keberlanjutan ▪ Sustainability Performance
         Kegiatan membangun budaya keberlanjutan
  F.1                                                                                                                                    46
         Activities to build a sustainability culture
         Kinerja Ekonomi ▪ Economic Performance
         Uraian mengenai kinerja ekonomi dalam tiga tahun terakhir
  F.2                                                                                                                                    84
         Description of economic performance over the last three years
         Perbandingan target dan kinerja portofolio, target pembiayaan, atau investasi pada instrumen keuangan atau
         proyek yang sejalan dengan penerapan Keuangan Berkelanjutan
  F.3                                                                                                                                    85
         Comparison of portfolio targets and performance, financing targets, or investments in financial instruments or
         projects aligned with the implementation of Sustainable Finance
         Kinerja Lingkungan Hidup ▪ Environmental Performance
         Biaya lingkungan hidup
  F.4                                                                                                                                    60
         Environmental costs
         Penggunaan material yang ramah lingkungan
  F.5                                                                                                                                    70
         Use of environmentally friendly materials
         Jumlah dan intensitas energi yang digunakan
  F.6                                                                                                                                    62
         Total energy consumption and energy intensity
         Upaya dan pencapaian efisiensi energi yang dilakukan termasuk penggunaan sumber energi terbarukan
  F.7                                                                                                                                    62
         Energy efficiency efforts and achievements including the use of renewable energy sources
         Penggunaan air
  F.8                                                                                                                                    71
         Water consumption
         Dampak dari wilayah operasional yang dekat atau                                            Tidak ada wilayah operasional Grup MPM yang
                                                                                                     dekat atau berada di daerah konservasi atau
         berada di daerah konservasi atau memiliki keanekaragaman hayati
  F.9                                                                                                      memiliki keanekaragaman hayati
         Impacts of operational areas near or within conservation areas or                           MPM Group has no operational areas near or
         areas with biodiversity                                                                  within conservation areas or areas with biodiversity

         Usaha konservasi keanekaragaman hayati
  F.10                                                                                                                                  148
         Biodiversity conservation efforts
         Jumlah dan intensitas emisi yang dihasilkan berdasarkan jenisnya
  F.11                                                                                                                                   66
         Total and intensity of emissions generated by type
         Upaya dan pencapaian pengurangan emisi yang dilakukan
  F.12                                                                                                                                   67
         Emission reduction efforts and achievements
         Jumlah limbah dan efluen yang dihasilkan berdasarkan jenis
  F.13                                                                                                                                   75
         Total waste and effluent generated by type
         Mekanisme pengelolaan limbah dan efluen
  F.14                                                                                                                                71 – 73
         Waste and effluent management mechanism
         Tumpahan yang terjadi (jika ada)
  F.15                                                                                                                                   71
         Spills that occurred (if any)
         Jumlah dan materi pengaduan Lingkungan Hidup yang diterima dan diselesaikan
  F.16                                                                                                                                   59
         Total and material of environmental complaints received and resolved




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Page 248
              LAMPIRAN            Tentang Laporan Keberlanjutan           Daftar Pengungkapan Sesuai POJK-51/2017                Indeks Konten GRI
              Appendix             About the Sustainability Report     List of Disclosures in accordance with POJK-51/2017        GRI Content Index




                                                              NAMA INDEKS                                                           HALAMAN
      NO
                                                               Index Name                                                             Page
             Kinerja Sosial ▪ Social Performance
             Komitmen untuk memberikan layanan atas produk dan/atau jasa yang setara kepada konsumen
      F.17                                                                                                                                  88
             Commitment to providing equitable services for products and/or services to consumers
             Pernyataan kesetaraan kesempatan bekerja
      F.18                                                                                                                                  108
             Statement of equal employment opportunity
             Tenaga kerja anak dan tenaga kerja paksa
      F.19                                                                                                                                  108
             Child labor and forced labor
             Upah minimum regional
      F.20                                                                                                                                  114
             Regional minimum wage
             Lingkungan bekerja yang layak dan aman
      F.21                                                                                                                            127 - 131
             Decent and safe work environment
             Pelatihan dan pengembangan kemampuan pegawai
      F.22                                                                                                                                  124
             Employee training and capacity building
             Dampak operasi terhadap masyarakat sekitar
      F.23                                                                                                                                  134
             Impact of operations on surrounding communities
             Pengaduan masyarakat
      F.24                                                                                                                                  170
             Community complaints
             Kegiatan Tanggung Jawab Sosial Lingkungan (TJSL)
      F.25                                                                                                                                  136
             Corporate Social Responsibility (CSR) activities
             Inovasi dan pengembangan produk dan/atau jasa Keuangan Berkelanjutan
      F.26                                                                                                                                  88
             Innovation and development of Sustainable Finance products and/or services
             Produk dan jasa yang sudah dievaluasi keamanannya bagi pelanggan
      F.27                                                                                                                                  94
             Safety-evaluated products and services for customers
             Dampak produk dan/jasa
      F.28                                                                                                                                  86
             Impacts of products and services
             Jumlah produk yang ditarik kembali
      F.29                                                                                                                                  94
             Total recalled products
             Survei kepuasan pelanggan terhadap produk dan/atau Jasa Keuangan Berkelanjutan
      F.30                                                                                                                             96 – 103
             Customer satisfaction survey for Sustainable Finance products and/or services
       G     Lain-lain ▪ Others
             Verifikasi tertulis dari pihak independen (jika ada)
      G.1                                                                                                                                   245
             Written verification from an independent party (if any)
             Lembar umpan balik
      G.2                                                                                                                                   255
             Feedback form
             Tanggapan terhadap umpan balik laporan keberlanjutan tahun sebelumnya
      G.3                                                                                                                                   245
             Response to feedback form of the previous year sustainability report
             Daftar Pengungkapan sesuai Peraturan Otoritas Jasa Keuangan Nomor 51/POJK.03/2017 tentang Penerapan
             Keuangan Berkelanjutan bagi Lembaga Jasa Keuangan, Emiten, dan Perusahaan Publik
      G.4                                                                                                                                   246
             List of Disclosures in accordance with Financial Services Authority Regulation Number 51/POJK.03/2017 on the
             Implementation of Sustainable Finance for Financial Services Institutions, Issuers, and Public Companies




248                                                                                         Laporan Keberlanjutan ● Sustainability Report     2025
Page 249
  Metrik ESG Bursa Efek Indonesia               Lembar Umpan Balik
Indonesia Stock Exchange ESG Metrics               Feedback Form




INDEKS KONTEN GRI
GRI Content Index

 Pernyataan penggunaan              PT Mitra Pinasthika Mustika Tbk telah melaporkan sesuai dengan Standar GRI untuk
 Statement of use                   periode 1 Januari – 31 Desember 2025
                                    PT Mitra Pinasthika Mustika Tbk has reported in accordance with the GRI Standards for
                                    the period 1 January - 31 December 2025
 GRI 1 yang digunakan               GRI 1: Landasan 2021
 GRI 1 used                         GRI 1: Foundation 2021


                                                                                                   YANG TIDAK DICANTUMKAN
                                                                                                           Omission
  STANDAR GRI/
   SUMBER LAIN                             PENGUNGKAPAN                        LOKASI      PERSYARATAN
 GRI Standard/Other                           Disclosure                       Location      YANG TIDAK
                                                                                                               ALASAN       PENJELASAN
       Source                                                                              DICANTUMKAN
                                                                                                                Reason       Explanation
                                                                                            Requirement(s)
                                                                                               Omitted
                                             PENGUNGKAPAN UMUM ▪ GENERAL DISCLOSURES
 GRI 2:               2-1      Rincian organisasi
                                                                                  22
 Pengungkapan                  Organizational details
 Umum 2021
                      2-2      Entitas yang disertakan dalam Laporan
 General
                               Keberlanjutan Perseroan
 Disclosures                                                                     244
                               Entities included in the organization’s
 2021
                               sustainability reporting
                      2-3      Periode pelaporan, frekuensi, dan poin
                               kontak
                                                                                 244
                               Reporting period, frequency, and contact
                               point
                      2-4      Penyajian kembali informasi
                                                                                 244
                               Restatements of information
                      2-5      Penjaminan eksternal
                                                                                 245
                               External assurance
                      2-6      Aktivitas, rantai nilai, dan hubungan bisnis
                               lainnya                                         25 – 28,
                               Activities, value chain and other business        34
                               relationships
                      2-7      Tenaga kerja
                                                                                 120
                               Employees
                      2-8      Pekerja yang bukan pekerja langsung
                                                                                 121
                               Workers who are not employees
                      2-9      Struktur tata kelola dan komposisinya
                                                                                 175
                               Governance structure and composition
                      2-10     Pencalonan dan pemilihan badan tata kelola
                               tertinggi
                                                                                 179
                               Nomination and selection of the highest
                               governance body
                      2-11     Ketua badan tata kelola tertinggi
                                                                                 178
                               Chair of the highest governance body
                      2-12     Peran badan tata kelola tertinggi dalam
                               mengawasi manajemen dampak
                                                                                 180
                               Role of the highest governance body in
                               overseeing the management of impacts
                      2-13     Delegasi penanggungjawab dalam
                               pengelolaan dampak
                                                                                 181
                               Delegation of responsibility for managing
                               impacts
                      2-14     Peran badan tata kelola tertinggi dalam
                               pelaporan keberlanjutan
                                                                               181, 245
                               Role of the highest governance body in
                               sustainability reporting
                      2-15     Konflik kepentingan
                                                                                 190
                               Conflicts of interest




 2025     Laporan Keberlanjutan ● Sustainability Report                                                                                    249
Page 250
               LAMPIRAN            Tentang Laporan Keberlanjutan          Daftar Pengungkapan Sesuai POJK-51/2017                         Indeks Konten GRI
               Appendix             About the Sustainability Report    List of Disclosures in accordance with POJK-51/2017                 GRI Content Index




                                                                                                             YANG TIDAK DICANTUMKAN
                                                                                                                     Omission
       STANDAR GRI/
        SUMBER LAIN                          PENGUNGKAPAN                          LOKASI         PERSYARATAN
      GRI Standard/Other                        Disclosure                         Location         YANG TIDAK
                                                                                                                             ALASAN          PENJELASAN
            Source                                                                                DICANTUMKAN
                                                                                                                              Reason          Explanation
                                                                                                   Requirement(s)
                                                                                                      Omitted

      GRI 2:               2-16   Komunikasi masalah penting
                                                                                     185
      Pengungkapan                Communication of critical concerns
      Umum 2021
                           2-17   Pengetahuan kolektif dari badan tata kelola
      General
                                  tertinggi
      Disclosures                                                                    185
                                  Collective knowledge of the highest
      2021
                                  governance body
                           2-18   Evaluasi kinerja badan tata kelola tertinggi
                                  Evaluation of the performance of the highest       186
                                  governance body
                           2-19   Kebijakan remunerasi
                                                                                     187
                                  Remuneration policies
                           2-20   Proses untuk menentukan remunerasi
                                                                                     187
                                  Process to determine remuneration
                           2-21   Rasio kompensasi total tahunan                                Kendala kerahasiaan
                                                                                                Informasi detail terkait remunerasi bersifat rahasia dan tidak
                                  Annual total compensation ratio                               dapat dilaporkan secara publik.
                                                                                                Confidentiality constraints
                                                                                                Detailed information regarding remuneration is confidential
                                                                                                and cannot be disclosed publicly.

                           2-22   Pernyataan strategi pembangunan
                                  berkelanjutan
                                                                                      9
                                  Statement on sustainable development
                                  strategy
                           2-23   Komitmen kebijakan
                                                                                     188
                                  Policy commitments
                           2-24   Menanamkan komitmen kebijakan
                                                                                     188
                                  Embedding policy commitments
                           2-25   Proses untuk memperbaiki dampak negatif
                                                                                     191
                                  Processes to remediate negative impacts
                           2-26   Mekanisme untuk mencari nasihat dan
                                  mengemukakan masalah
                                                                                  117, 191
                                  Mechanisms for seeking advice and raising
                                  concerns
                           2-27   Kepatuhan terhadap hukum dan peraturan
                                                                                     191
                                  Compliance with laws and regulations
                           2-28   Asosiasi keanggotaan
                                                                                     30
                                  Membership associations
                           2-29   Pendekatan untuk keterlibatan
                                  pemangku kepentingan                               52
                                  Approach to stakeholder engagement
                           2-30   Perjanjian perundingan kolektif
                                                                                     117
                                  Collective bargaining agreements
                                                       TOPIK MATERIAL ▪ MATERIAL TOPICS
      GRI 3:Topik          3-1    Proses untuk menentukan topik material
                                                                                     47
      Material 2021               Process to determine material topics
      Material Topics
                           3-2    Daftar topik material
      2021                                                                           48
                                  List of material topics
                           PRIVASI PELANGGAN DAN KEAMANAN DATA ▪ CUSTOMER PRIVACY AND DATA SECURITY
      GRI 3: Topik         3-3    Manajemen topik material
      Material 2021               Management of material topics
                                                                                   80 - 83
      Material Topics
      2021
      GRI 418:             418-1 Pengaduan yang berdasar mengenai
      Privasi Pelanggan          pelanggaran terhadap privasi pelanggan dan
      2016                       hilangnya data pelanggan
                                                                                     83
      Customer Privacy           Substantiated complaints concerning
      2016                       breaches of customer privacy and losses of
                                 customer data



250                                                                                           Laporan Keberlanjutan ● Sustainability Report             2025
Page 251
  Metrik ESG Bursa Efek Indonesia               Lembar Umpan Balik
Indonesia Stock Exchange ESG Metrics               Feedback Form




                                                                                               YANG TIDAK DICANTUMKAN
                                                                                                       Omission
  STANDAR GRI/
   SUMBER LAIN                             PENGUNGKAPAN                    LOKASI      PERSYARATAN
 GRI Standard/Other                           Disclosure                   Location      YANG TIDAK
                                                                                                         ALASAN    PENJELASAN
       Source                                                                          DICANTUMKAN
                                                                                                          Reason    Explanation
                                                                                        Requirement(s)
                                                                                           Omitted
                             EMISI DAN EMISI YANG DIBIAYAI ▪ EMISSIONS AND FINANCED EMISSIONS
 GRI 3: Topik         3-3      Manajemen topik material
 Material 2021                 Management of material topics
                                                                            64 – 67
 Material Topics
 2021
 GRI 305:             305-1 Emisi GRK langsung (Cakupan-1)
                                                                              66
 Emisi 2016                 Direct (Scope-1) GHG emissions
 Emissions 2016
                      305-2 Emisi GRK tidak langsung (Cakupan-2)
                                                                              66
                            Energy indirect (Scope-2) GHG emissions
                      305-4 Intensitas emisi GRK
                                                                              66
                            GHG emissions intensity
                            DAMPAK LINGKUNGAN DARI OPERASIONAL DAN KELUHAN LINGKUNGAN
                            ENVIRONMENTAL IMPACT OF OPERATION AND ENVIRONMENTAL COMPLAINTS
 GRI 3: Topik         3-3      Manajemen topik material
 Material 2021                 Management of material topics
                                                                            68 - 76
 Material Topics
 2021
 GRI 303:             303-1 Interaksi dengan air sebagai sumber daya
 Air dan Efluen             bersama                                           68
 2018                       Interactions with water as a shared resource
 Water and
                      303-2 Manajemen dampak yang berkaitan dengan
 Effluents 2018
                            pembuangan air
                                                                              68
                            Management of water discharge-related
                            impacts
                      303-5 Konsumsi air
                                                                              71
                            Water consumption
 GRI 306:             306-1 Timbulan limbah dan dampak signifikan
 Limbah 2020                terkait limbah
                                                                              69
 Waste 2020                 Waste generation and significant waste-relat
                            ed impacts
                      306-2 Pengelolaan dampak yang signifikan terkait
                            limbah
                                                                              69
                            Management of significant waste-relate d
                            impacts
                      306-3 Timbulan limbah
                                                                              75
                            Waste generated
                      306-4 Limbah yang dialihkan dari pembuangan
                            akhir                                             75
                            Waste diverted from disposal
                      306-5 Limbah yang diarahkan ke pembuangan
                            akhir                                             75
                            Waste directed to disposal
                              MASYARAKAT DAN KERELAWANAN ▪ COMMUNITY AND VOLUNTEERING
 GRI 3: Topik         3-3      Manajemen topik material
 Material 2021                 Management of material topics
                                                                           136 - 169
 Material Topics
 2021
 GRI 413:             413-1 Operasi dengan keterlibatan masyarakat
 Masyarakat Lokal           lokal, penilaian dampak, dan program
 2016                       pengembangan
                                                                             134
 Local                      Operations with local community
 Communities                engagement, impact assessments, and
 2016                       development programs
                      413-2 Operasi dengan dampak negatif aktual
                            dan potensial yang signifikan terhadap
                            masyarakat lokal
                                                                             134
                            Operations with significant actual and
                            potential negative impacts on local
                            communities


 2025     Laporan Keberlanjutan ● Sustainability Report                                                                           251
Page 252
               LAMPIRAN            Tentang Laporan Keberlanjutan         Daftar Pengungkapan Sesuai POJK-51/2017                  Indeks Konten GRI
               Appendix             About the Sustainability Report   List of Disclosures in accordance with POJK-51/2017          GRI Content Index




                                                                                                          YANG TIDAK DICANTUMKAN
                                                                                                                  Omission
       STANDAR GRI/
        SUMBER LAIN                         PENGUNGKAPAN                          LOKASI         PERSYARATAN
      GRI Standard/Other                       Disclosure                         Location         YANG TIDAK
                                                                                                                       ALASAN        PENJELASAN
            Source                                                                               DICANTUMKAN
                                                                                                                        Reason        Explanation
                                                                                                  Requirement(s)
                                                                                                     Omitted
                           KARYAWAN DAN KESETARAAN KESEMPATAN ▪ EMPLOYEE AND EQUAL OPPORTUNITY
      GRI 3: Topik         3-3    Manajemen topik material
      Material 2021               Management of material topics
                                                                                106 - 119
      Material Topics
      2021
                           401-1 Perekrutan karyawan baru dan pergantian
                                 karyawan                                        110 - 113
                                 New employee hires and employee turnover
                           401-2 Tunjangan yang diberikan kepada karyawan
                                 purnawaktu yang tidak diberikan kepada
                                 karyawan sementara atau paruh waktu
                                                                                    115
                                 Benefits provided to full-time employees
                                 that are not provided to temporary or part-
                                 time employees
                           401-3 Cuti melahirkan
                                                                                115 - 116
                                 Parental leave
      GRI 405:             405-1 Keberagaman pada badan tata kelola dan
      Keanekaragaman             karyawan
                                                                                108 - 109
      dan Kesempatan             Diversity of governance bodies and
      Setara 2016                employees
      Diversity
                           405-2 Rasio gaji pokok dan remunerasi perempuan
      and Equal
                                 dibandingkan laki-laki
      Opportunity 2016                                                              113
                                 Ratio of basic salary and remuneration of
                                 women to men
      GRI 406: Non-        406-1 Insiden diskriminasi dan tindakan perbaikan
      diskriminasi 2016          yang dilakukan
      Non-                       Incidents of discrimination and corrective         119
      discrimination             actions taken
      2016
            EFISIENSI BAHAN BAKAR DAN PEMANFAATAN ARMADA ▪ ENERGY AND FLEET FUEL ECONOMY & UTILIZATION
      GRI 3: Topik         3-3    Manajemen topik material
      Material 2021               Management of material topics
                                                                                  60 - 63
      Material Topics
      2021
      GRI 302:             302-1 Konsumsi energi dalam organisasi
                                                                                    62
      Energi 2016                Energy consumption within the organization
      Energy 2016
                           302-3 Intensitas energi
                                                                                    62
                                 Energy intensity
                                           PEMAPARAN RISIKO FISIK ▪ PHYSICAL RISK EXPOSURE
      GRI 3: Topik         3-3    Manajemen topik material
      Material 2021               Management of material topics                   199,
      Material Topics                                                           231 - 236
      2021
                                        PELATIHAN DAN PENDIDIKAN ▪ TRAINING AND EDUCATION
      GRI 3: Topik         3-3    Manajemen topik material
      Material 2021               Management of material topics
                                                                                122 - 126
      Material Topics
      2021
      GRI 404:             404-1 Rata-rata jam pelatihan per tahun per
      Pelatihan dan              karyawan
                                                                                    124
      Pendidikan 2016            Average hours of training per year per
      Training and               employee
      Education 2016
                           404-2 Program untuk meningkatkan keterampilan
                                 karyawan dan program bantuan peralihan
                                                                                    124
                                 Programs for upgrading employee skills and
                                 transition assistance programs
                           404-3 Persentase karyawan yang menerima
                                 tinjauan rutin terhadap kinerja dan
                                 pengembangan karier                                126
                                 Percentage of employees receiving regular
                                 performance and career development reviews


252                                                                                          Laporan Keberlanjutan ● Sustainability Report   2025
Page 253
  Metrik ESG Bursa Efek Indonesia               Lembar Umpan Balik
Indonesia Stock Exchange ESG Metrics               Feedback Form




METRIK ESG BURSA EFEK INDONESIA
Indonesia Stock Exchange ESG Metrics

       KODE                                                    NAMA METRIK                             HALAMAN
       Code                                                     Metric Name                              Page
                                                      LINGKUNGAN ▪ ENVIRONMENT
                      Laporan emisi gas rumah kaca
        E-01                                                                                             66
                      Greenhouse gas emission report
                      Intensitas emisi gas rumah kaca
        E-02                                                                                             66
                      Greenhouse gas emission intensity
                      Konsumsi energi listrik
        E-03                                                                                             62
                      Electricity consumption
                      Konsumsi air
        E-04                                                                                             71
                      Water consumption
                      Limbah yang dihasilkan
        E-05                                                                                             75
                      Generated waste
                      Komitmen perusahaan untuk mencapai Target Net Zero Emission
        E-06                                                                                             58
                      Company commitment to achieving the Net Zero Emission Target
                      Komitmen perusahaan untuk mengurangi emisi gas rumah kaca
        E-07                                                                                             65
                      Company commitment to reduce greenhouse gas emissions
                                                             SOSIAL ▪ SOCIAL
                      Kesetaraan gender
        S-01                                                                                             108
                      Gender equality
                      Pegawai berdasarkan gender dan kelompok umur
        S-02                                                                                             120
                      Employees by gender and age group
                      Tingkat pergantian pegawai
        S-03                                                                                             113
                      Employee turnover rate
                      Jumlah pegawai sementara
        S-04                                                                                             121
                      Total non-permanent employee
                      Pelatihan dan pengembangan pegawai
        S-05                                                                                             124
                      Employee training and development
                      Jumlah kecelakaan kerja
        S-06                                                                                             131
                      Total workplace accidents
                      Kejadian pelanggaran hak asasi manusia
        S-07                                                                                             119
                      Human rights violation incidents
                      Kebijakan pelecehan seksual dan/atau non-diskriminasi
        S-08                                                                                             119
                      Sexual harassment and/or non-discrimination policy
                      Kebijakan mengenai hak asasi manusia
        S-09                                                                                             119
                      Human rights policy
                      Kebijakan pekerja anak dan/atau pekerja paksa
        S-10                                                                                             108
                      Child labor and/or forced labor policy
                      Kebijakan mengenai kesehatan dan keselamatan kerja serta lingkungan kerja yang
                      aman dan layak diberikan kepada seluruh karyawan
        S-11                                                                                             127
                      Policies regarding occupational health and safety and a safe and decent work
                      environment are provided to all employees
                      Tanggung Jawab Sosial Perusahaan
        S-12                                                                                             136
                      Corporate Social Responsibility




 2025     Laporan Keberlanjutan ● Sustainability Report                                                          253
Page 254
        LAMPIRAN       Tentang Laporan Keberlanjutan              Daftar Pengungkapan Sesuai POJK-51/2017                Indeks Konten GRI
        Appendix        About the Sustainability Report        List of Disclosures in accordance with POJK-51/2017        GRI Content Index




      KODE                                                NAMA METRIK                                                     HALAMAN
      Code                                                 Metric Name                                                      Page
                                            TATA KELOLA ▪ GOVERNANCE

               Keberagaman manajemen dan independensi
      G-01                                                                                                                    177
               Management diversity and independence

               Total kehadiran Direksi dan Komisaris ke Rapat Dewan
      G-02                                                                                                                    179
               Total attendance of Directors and Commissioners at Board Meetings

               Kebijakan pemisahan Chairman of the Board dan CEO
      G-03                                                                                                                    175
               Policy on the separation of Chairman of the Board and CEO

               Kebijakan penilaian Dewan Komisaris dan Direksi
      G-04                                                                                                                    186
               Board of Commissioners and Board of Directors assessment policy

               Kebijakan pelatihan Dewan Komisaris dan Direksi
      G-05                                                                                                                    185
               Board of Commissioners and Board of Directors training policy

               Kriteria khusus pemilihan Dewan
      G-06                                                                                                                    179
               Specific criteria for Board selection

               Kode etik dan/atau anti-korupsi
      G-07                                                                                                                    188
               Code of ethics and/or anti-corruption

               Kebijakan perlakuan adil terhadap pemegang saham
      G-08                                                                                                                    176
               Policy on fair treatment of shareholders

               Pencegahan konflik kepentingan
      G-09                                                                                                                    190
               Conflict of interest prevention




254                                                                                 Laporan Keberlanjutan ● Sustainability Report   2025
Page 255
  Metrik ESG Bursa Efek Indonesia               Lembar Umpan Balik
Indonesia Stock Exchange ESG Metrics               Feedback Form




LEMBAR UMPAN BALIK [G.2]
Feedback Form

Kami ucapkan terima kasih kepada Bapak/Ibu yang telah                      We thank you for taking the time to read our sustainability report.
meluangkan waktu untuk membaca laporan keberlanjutan kami.                 Your feedback is crucial as we continually improve the quality and
Kami terus berupaya meningkatkan kualitas dan relevansi laporan            relevance of this report. We value your insights, which will help
ini, sehingga masukan dan saran Bapak/Ibu sangat berarti bagi              us create a more informative, transparent, and beneficial report
kami. Pendapat Bapak/Ibu akan membantu kami dalam menyusun                 for all stakeholders. Please share your thoughts through the
laporan yang lebih informatif, transparan, dan bermanfaat bagi             following questions.
seluruh pemangku kepentingan. Kami mengundang Bapak/Ibu
untuk berbagi pandangan melalui beberapa pertanyaan berikut.

Profil Pemangku Kepentingan ▪ Stakeholder Profile
    Pemegang Saham ▪ Shareholder		                        Masyarakat ▪ Public		                       Media
                                                                                                      Organisasi Masyarakat Sipil (OMS)
    Karyawan ▪ Employee			                                Pemerintah ▪ Government		
                                                                                                      Civil Society Organization (CSO)
    Konsumen ▪ Consumer			                                Mitra Kerja ▪ Partner		                     Lainnya ▪ Others


Nama		                           : …………………………………………………………………………………………………………………………………...............................................
Name			
Institusi/Perusahaan             : …………………………………………………………………………………………………………………………………...............................................
Institution/Company
Telp/HP		                        : …………………………………………………………………………………………………………………………………...............................................
Phone			

Pertanyaan ▪ Question

     1.   Laporan ini memberikan informasi yang bermanfaat			                                         Ya/Yes                Tidak/No
          This report provides useful information

     2.   Laporan ini mudah dimengerti						                                                          Ya/Yes                Tidak/No
          This report is easy to understand

     3.   Laporan ini telah mendorong saudara untuk berkontribusi dalam keberlanjutan                 Ya/Yes                Tidak/No
          This report has encourage you to contribute towards sustainability
Seberapa penting/menarik kinerja di bawah ini ▪ How important/interesting are these performances                             (Skala/Scale 1-10)
     4.   Kinerja Ekonomi ▪ Economic Performance
     5.   Kinerja Sosial ▪ Social Performance
     6.   Kinerja Lingkungan ▪ Environmental Performance
     7.   Materi apa yang dirasa perlu ditingkatkan? ▪ Which material do you think needs improvement?

          ………………………………………………………………………………………………………………………………………....................................................................................
     8.   Kontribusi apa yang dirasa perlu ditingkatkan Perusahaan? ▪ Which contribution do you think the Company needs to improve?

          ………………………………………………………………………………………………………………………………………....................................................................................
     9.   Saran dan masukan lain ▪ Other feedback and suggestion

          ………………………………………………………………………………………………………………………………………....................................................................................


    Terima kasih atas partisipasi Bapak/Ibu. Mohon agar lembar umpan balik ini dikirimkan kembali ke alamat:
                          Thank you for your participation. Please send this feedback form to:

            PT Mitra Pinasthika Mustika Tbk
            Menara Karya, 17th Floor,                                Sekretaris Perusahaan                  Media Sosial ▪ Social Media
            Jl. H. R. Rasuna Said Block X-5 Kav.1-2                  Corporate Secretary
                                                                     corsecmpm@mpm-ho.com                      mpmworld
            Kuningan, South Jakarta 12950, Indonesia
                                                                     Hubungan Investor                         @mpmgroup
               +62 21 2168 9255                                      Investor Relations                        MPM Group		
               +62 21 2168 9259                                      ir@mpm-ho.com
                                                                                                               MPM Group
               www.mpmgroup.co.id                                    Komunikasi Korporat                       (PT Mitra Pinasthika Mustika Tbk)
                                                                     Corporate Communication
                                                                     corcomm@mpm-ho.com                        @ExperienceMPM




 2025     Laporan Keberlanjutan ● Sustainability Report                                                                                             255
Page 256
PT MITRA PINASTHIKA MUSTIKA TBK
   Menara Karya, 17th Floor,
   Jl. H. R. Rasuna Said Block X-5 Kav.1-2
   Kuningan, South Jakarta 12950, Indonesia

   (021) 2168 9255

   (021) 2168 9259

   www.mpmgroup.co.id

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Names mentioned 64 people and organisations named in the text · linked when the evidence is strong

linked org MITRA PINASTHIKA MUSTIKA TBK p.1 ×26
linked person Suwito Mawarwati · Direktur Utama p.17 ×4
linked person EDWIN SOERYADJAYA · Komisaris Utama p.23 ×2
linked org PT SARATOGA INVESTAMA p.23
linked org PT PERSADA CAPITAL p.23
linked person Beatrice Kartika · Direktur p.31 ×3
linked org Pemerintah Provinsi p.33 ×3
linked person Tossin Himawan · Komisaris p.177
linked person Danny Walla · Komisaris p.177
linked person Istama Tatang Siddharta · Komisaris Independen p.177
linked person Benny Redjo Setyono · Komisaris Independen p.177
linked person Kemal Mawira · Direktur p.178
possible org Bursa Efek Indonesia p.5
possible org PT UNITRAS PERTAMA p.23
possible org Otoritas Jasa Keuangan p.88
unresolved person Sambutan · Direktur Utama p.2 ×10
unresolved person Certification · President Director p.4 ×2
unresolved org Indonesia Stock Exchange p.5
unresolved person Terbuka Akta Notaris Ny. Rukmasanti Hardjasatya p.22 ×3
unresolved org Menteri Kehakiman No. C p.22
unresolved org Ownership and Legal Form p.22
unresolved org Minister of Justice No. C p.22
unresolved org North Jakarta District Court p.22
unresolved org PT MITRA PINASTHIKA p.23 ×2
unresolved org PT JACCS MPM p.23
unresolved org PT MITRA PINASTHIKA PINASTHIKA MULIA p.23
unresolved org PT PUTRA PERTAMA MULIA p.23
unresolved org PT SURYA ANUGERAH p.23
unresolved org PT ARMADA MAHA p.23
unresolved org PT DAYAKARYA p.23
unresolved org PT BALAI LELANG ASTA NARA JAYA In p.23
unresolved org PT GRAHAMITRA In p.23
unresolved org PT PANDU ALAM p.23
unresolved org PT TRI NUR EDWIN SOERYADJAYA p.23
unresolved org SEDAYA TBK p.23
unresolved org Private Limited p.23
unresolved org PT Mitra Pinasthika Mulia p.26
unresolved org PT Asuransi Mitra Pelindung Mustika p.26
unresolved org PT Mitra Pinasthika Mustika Rent p.27
unresolved org Kementerian Perhubungan p.31
unresolved org Pemerintah Provinsi Banten Tingkat Provinsi Banten p.33
unresolved org PT Mitra Pinastika Mustika Rent Banten Provincial Government p.33
unresolved org PT Mitra Pinastika Mustika Rent Penghargaan Panitia Pembina p.33 ×2
unresolved org PT Mitra Pinastika Mustika Rent p.33
unresolved org Pemerintah Provinsi Banten Occupational Safety and Health Committee p.33 ×2
unresolved org PT Dayakarya Solusi Sejati p.33
unresolved org PT Dayakarya Solusi Sejati Indonesia Digital Popular Brand p.33
unresolved org PT Astra Honda Motor p.33 ×3
unresolved org PT Astra Honda Motor Penghargaan p.33
unresolved org PT Astra Honda Motor The Best Main Dealer p.33
unresolved org Kementerian Ketenagakerjaan Republik Indonesia Rental Kendaraan p.34
unresolved org Kementerian Ketenagakerjaan Republik Indonesia Provision of Manpower Services p.34
unresolved org Departemen Purchasing. p.34
unresolved org Penelitian dan Pengembangan p.66
unresolved org Kementerian ESDM p.66
unresolved org Ministry of Energy and Mineral Resources p.66 ×2
unresolved org Menteri Lingkungan Hidup p.72
unresolved org Minister of Environment p.72
unresolved org Financial Services Authority p.88
unresolved org Tata Kelola Diversity p.109
unresolved org Tata Kelola p.179 ×4
unresolved org Tata Kelola Keberlanjutan p.182
unresolved person GCG. · Komisaris p.187

Extraction attempts how the parser did, and what it refused

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