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Page 1
PT Saratoga Investama Sedaya Tbk   From Strategy to Impact:
2023 Sustainability Report
                                   Embarking on the Path
                                   for Sustainable Impact
Page 2
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                            1




DISCLAIMER
The Sustainability Report of PT Saratoga Investama Sedaya
Tbk., hereinafter referred to as “the Report,” contains material
data and information for stakeholders regarding Saratoga’s
sustainability performance in 2023. In general, the content of
this report is derived from internal analyses as well as reliable
documents and sources. The terms “Saratoga,” “Company,” or
“We” in the Report refer to PT Saratoga Investama Sedaya Tbk.

Readers should be aware that this report contains views and
forward-looking statements. Saratoga recognizes that risks and
uncertainties related to various factors could affect its operating
performance and business conditions in the future. As such, we
remind readers that Saratoga cannot guarantee that the forward
looking statements will reflect actual conditions in the future.
Therefore, we remind readers to use them prudently.

The tables and charts shown in this Report present numeric
data using the standard English notation. The presentation of
numerical values in the text also uses the English notational
standard.
Page 3
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                               2


                                   Disclaimer                                            1    Empowered Workforce for Sustained Excellence         44
TABLE OF                                                                                        Our Contributions to Sustainable Development Goals 45
CONTENTS                           Table of Contents                                     2      Our Impact in 2023 at a Glance                     46
                                                                                                Commitment to Equal Opportunity                    47
                                   Theme Description                                     3      Employee Well-Being and Engagement                 49
                                                                                                Learning and Development                           54
                                   Sustainability Highlights                             4
                                                                                              Encouraging Environmental Actions for
                                   Message from the President Director                   6    Sustainable Impact                                    56
                                                                                                 Our Contributions to Sustainable Development Goals 57
                                   About Saratoga                                        8       A Brief Look at Our Environmental Impact           58
                                     Business Lines                                      9       Saratoga Eco-Insights                              59
                                     Our Active Investment Methodology                  11       Empowering Sustainability                          61
                                     Our Investment Framework                            11
                                     Membership Association                             14    Igniting Positive Change through Community
                                     Awards                                             15    Empowerment                                           65
                                                                                                 Our Contributions to Sustainable Development Goals 67
                                   Our Foundations in ESG Management                   16        Our Impact in 2023 at a Glance                     68
                                     Sustainability Approach                           17        Community Empowerment                              69
                                     ESG Governance                                    20        Social and Cultural Development                    75
                                     ESG Risk Assessment                               23
                                     Stakeholder Engagement                            24     About this Report                                    78
                                                                                                Scope, Contents, and Boundaries of Reporting       79
                                   Fostering Ethical Business and Good Corporate                Materiality Assessment Process with Stakeholders   80
                                   Governance                                            25     Saratoga’s Material Topic                          82
                                      Good Corporate Governance Principles
                                      and Practices                                      26   Our Contribution to Sustainable Development Goals 83
                                      Governance Structure                               27
                                      Towards an Ethical Business with Integrity         32   Data Table                                           86
                                      Performance Evaluation and Remuneration Policy of 		
                                      the Board of Commissioners and Directors           35   Index                                                89
                                                                                                 UNGC Index                                        90
                                   Investments for the Future                          36        GRI Standard Index                                91
                                      Confronting Global Economic Challenges           37        POJK Index                                        97
                                      Saratoga Economic Performance                    39
                                      Sustainable Investing                            40     Feedback Form                                        102
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                        3



From Strategy to Impact:

Embarking on a Path for
Sustainable Future




                                   In 2023, Saratoga entered a new chapter in embarking on a        regarding sustainability, formulating comprehensive plans, and
                                   journey to create positive contributions continuously. The       ensuring the thoroughness of sustainability-related policies.
                                   Company’s growth aligns with its commitment to advancing         Through this stage, Saratoga establishes the groundwork for
                                   Indonesia’s development. In pursuit of sustainable business      implementation of sustainability efforts and innovations in the
                                   practices, Saratoga has formulated a meticulously prepared ESG   future.
                                   roadmap in 2022 functions as a strategic guide, directing the
                                   implementation of initiatives and endeavors aimed at realizing   We are committed to continuously undergoing positive
                                   Saratoga’s sustainability objectives.                            transformation with the aim of becoming a company that
                                                                                                    contributes to achieving sustainable development for all parties
                                   This initial phase of ESG Roadmap commenced in 2023              while creating benefits for society and the environment.
                                   concentrates on fostering the Company’s internal perception
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                        4




Sustainability                     Economy[POJK B.1] [POJK B.2] [POJK B.3]
Highlights 2023
                                                                                             New and Additional
                                    Net Asset Valuation    Dividend Income    Investment
                                                                                                Investment



                                           IDR                  IDR              IDR                IDR

                                       48,854                2,784           49,008              2,152
                                          billion              billion          billion           billion




                                      (19.82%
                                       (8.2% YoY)
                                              YoY)          (7.45%
                                                             (8.2% YoY)
                                                                   YoY)      (20.34%
                                                                               (8.2% YoY)
                                                                                      YoY)     (88.23%
                                                                                                (8.2% YoY)
                                                                                                       YoY)




                                          Augmenting Our Commitment in Sustainable Investments
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                      5



Environment                                                                            Social
        Strengthening Actions for                  Reducing Our                         Fostering an Inclusive, Equitable,                       Promote Community
       Environmental Preservation               Ecological Footprint                    and Respectful Work Environment                             Empowerment


   Initiated constructive discussion   Reaching a milestone                             64 employees                                      IDR 1.223 billion
   of waste management                 in GHG inventory                                                                                   for the community
   in Menara Karya building,                                                                      Male                    Female
   Saratoga’s office                                                                                52%                     48%

   Support 32                                                                           Total training hours                              Scholarships for 10 students
                                       Electricity usage
   environmental                                                                        790 hours                                         and 2 laptop donations
   projects through                           9.6%*                                                                                       in SMK ORA et LABORA
   Green Leader                                                                                56%*


   Participated in the                                                                  100% of employees                                 400 grocery packages
                                       Paper usage
   UN Global Compact                                                                    received performance                              for vulnerable groups
   Climate Ambition                           57.67%*                                   evaluations and appraisals
   Accelerator Training
                                                                                        Employees are satisfied
   Collaborating with                                                                   with the management and                           Support for 96 elderly
   2 institusions                                                                       facilities provided by Saratoga                   from 2 nursing homes
   on Pollution Reduction
                                       *Compared to 2019 baseline data                  *Compared to data in 2022




Governance
                     ASEAN Corporate
                                          Corruption                                               Report on                       Insider trading                 Conflict of
                     Governance Card                                     Data breach
                                          incident                                                 code breaches                   action                          interest
                     Score: 89.24                                        zero
                                          zero                                                     zero                            zero                            zero
                     (Good)
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                  6


                                       Dear Valued Stakeholders,                                              resilient due to a robust management system adept at
MESSAGE FROM                           After three years of consistently publishing sustainability            addressing prevailing dynamics.[POJK E.5]
PRESIDENT DIRECTOR [GRI 2-22]          reports, I am proud to present our 4th Sustainability Report for
                                       2023. This year was particularly notable for us, as it showcased       At the beginning of this year, Saratoga proudly held the
                                       our unwavering commitment to sustainability while yielding             Saratoga Investment Summit, an international forum featuring
                                       positive financial results. This success is a testament to effective   prominent figures from the investment and technology
                                       collaborations and collective efforts from all stakeholders. I         sectors, alongside the President of the Republic of Indonesia
                                       extend my deepest gratitude to all our stakeholders for their          and cabinet ministers. This event signifies Saratoga’s alignment
                                       support and contributions throughout 2023.                             with the government’s economic agenda and underscores
                                                                                                              our dedication to fostering a collaborative and sustainable
                                       Our commitment to global sustainability objectives continues,          investment climate.
                                       as we actively contribute to achieving 10 Sustainable
                                       Development Goals (SDGs) through various initiatives. We               In implementing sustainable investments, Saratoga ensures
                                       recognize the crucial role of the Paris Agreement in addressing        meticulous oversight of investment decisions by incorporating
                                       global warming, a commitment reaffirmed at the 2023 United             ESG due diligence into its evaluative framework. Saratoga
                                       Nations Climate Change Conference (COP28). Our dedication              also actively advocates for sustainability within its portfolio
                                       to adopting sustainable investment practices are in line with          companies, driving transformative change beyond financial
                                       these objectives.                                                      metrics.[POJK D.1]

                                       Leveraging our comprehensive Environmental, Social, and                Encouraging Environmental Actions for Sustainable
                                       Governance (ESG) roadmap developed last year, we are                   Impact
                                       actively implementing it by optimizing all available resources.        Our unwavering commitment to promoting environmental
                                       This commitment to sustainability is further emphasized by the         sustainability is articulated through the initiatives outlined
                                       various initiatives we have undertaken to meet the roadmap’s           in the ESG Roadmap established last year. Utilizing the ESG
                                       objectives. A successful implementation this year will lay a           roadmap as a guide to completing this year’s responsibilities,
                                       strong foundation for our long-term sustainability journey.            We have initiated discussion with the Menara Karya building’s
                                       [POJK A.1] [POJK D.1]
                                                                                                              management, where Saratoga’s office is located, to instigate
     “Leveraging our comprehensive
                                                                                                              responsible waste management practices. Moreover, this year
     ESG      Roadmap      developed
                                       Confronting Global Economic Challenges                                 signifies Saratoga’s commencement of Greenhouse Gas (GHG)
     last year, we are actively
                                       Global economic conditions in 2023 including rising interest           emissions calculations for scopes 1 to 3, enhancing our ability
     implementing it by optimizing
                                       rates, falling commodity prices and inflationary pressures,            to monitor and enhance the Company’s performance.
     all available resources”
                                       presented challenges for the investment environment.
                                       Despite these adversities, Saratoga successfully navigated             We believe that environmental management requires a
                                       the circumstances through prudent financial management,                collective effort. Therefore, we extend support to endeavors
                                       specifically leveraging the Company’s dividends to significantly       such as NAFAS and Bicara Udara to bolster positive initiatives
     Michael W. P. Soeryadjaya
                                       reduce debt. On the other hand, political uncertainty in               addressing clean air. Additionally, our steadfast support
     President Director
                                       Indonesia ahead of the 2024 presidential election adds to              continues this year for the Green Leader Program which,
                                       investment concerns. As a local company, Saratoga remains              has been running since 2015, with the aim of inspiring and
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                         7


mobilizing the community to address various environmental           have established community involvement and development            Moreover, the Board of Directors plays an active role in
challenges. We hope that our support can amplify the                (CID) program pillars that prioritize community empowerment       enforcing the Company’s governance policies and practices.
positive impact and increase public awareness in supporting         efforts, cultural and social development, and environmental       [POJK D.1]


environmental sustainability.                                       preservation.
                                                                                                                                      Our commitment is reflected in compliance with national
Empowered Workforce for Sustained Excellence                        As a business entity, Saratoga prioritizes fostering economic     and international standards, as well as implementation of the
Saratoga consistently fosters a work culture that nurtures          independence in community development. Since 2015, our            Company’s ESG Roadmap. Collective efforts to implement good
individual development while concurrently advancing                 Entrepreneur Development Scholarship for Youth (ENVOY)            corporate governance in 2023 have earned us recognition at
the Company’s overall progress. We believe in the pivotal           Program has supported entrepreneurship development.               both national and international levels. For four consecutive
role Saratoga’s workforce plays in the Company’s success.           In 2023, this program engaged 18 undergraduate students           years we obtained an ASEAN Corporate Governance Scorecard
Therefore, we firmly adhere to upholding equality, diversity, and   from diverse regions in Indonesia to establish businesses that    score above the average. In 2023, we obtained a score of
prosperity for the sustainable development of both personal         also create employment opportunities by empowering local          89.24, reflecting a high level of compliance with international
and corporate excellence.                                           community workers.                                                governance standards.

In the reporting year, Saratoga’s workforce consisted of 48%        We also believe that community development can be realized        Appreciation to Our Stakeholders
women out of the total 64 employees, with one woman on the          by education and infrastructure enhancement. Since 2016,          On behalf of the Board of Directors, I would like to express my
three-member board of directors. This reflects Saratoga’s strong    we have continuously supported ORA et LABORA Vocational           sincere thanks to all of our stakeholders for their continued
commitment to promoting diversity within its organizational         School by providing both financial support and other forms of     support to Saratoga. The exceptional dedication and hard
structure. Additionally, our commitment to upholding equality       support aligned with our competencies. Additionally, we also      work contributed by our employees, partners, and investors
is reflected in our fair and transparent employee recruitment       engage directly in building livable houses through financial      have played a pivotal role in Saratoga’s noteworthy progress
and human resource management processes, which are based            support and volunteer assistance in cooperation with Habitat      and accomplishments. We would also like to express our
on individual abilities and free from bias and discrimination.      for Humanity.                                                     appreciation to our investee companies for their efforts to
                                                                                                                                      implement sustainability and integrating ESG into their
Saratoga steadfastly commits to ensuring their well-being           As our concrete action in supporting community welfare, in        business operations.
and professional growth. Fair compensation and benefits are         the reporting year, we distributed 400 essential food packages
provided in accordance with employee contributions and              in the month of Ramadan to underprivileged families (widows       We understand that sustainability is an ongoing process.
dedication to the Company. During the reporting year, we            and the elderly). Towards the end of the year, we celebrated      Therefore, we look forward to sustained collaboration with
facilitated 121,259 hours of employee training and conducted        Christmas by bringing joy to 96 elderly individuals residing in   stakeholders to achieve further significant milestones in our
employee evaluations periodically to ensure their strategic         two nursing homes.                                                collective pursuit of shared sustainability goals.
development. This multifaceted approach underscores
our commitment to fostering a supportive and progressive            Fostering Ethical Business and Good Corporate
environment for our valued employees.                               Governance
                                                                    Saratoga is steadfast in its commitment to upholding
Fostering Positive Change through Community                         good corporate governance, supported by the pillars of
Empowerment                                                         accountability, transparency, fairness, responsibility and
We acknowledge that the advancement of the Company                  independence, which form the foundation of responsible
and the surrounding environment are inextricably linked.            business. We firmly believe that ethics must be integrated into                                     Michael W. P. Soeryadjaya
Therefore, as part of the Company’s operational strategy, we        every aspect of the Company’s operations by all employees.                                                  President Director
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023         8




     About
     Saratoga
Page 10
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                       9



ABOUT SARATOGA

Established in 1997, PT Saratoga Investama Sedaya
                                                     CORE VALUES                                    VISION [POJK C.1]
Tbk. (IDX code: SRTG) is a prominent Indonesian
                                                     Work Hard                                      To be a world-class active investment company in Indonesia that
investment company based in Jakarta. With a
                                                     Work Smart                                     promotes a strong corporate character to create value for stakeholders
two-decade history in the investment sector, the
                                                     Work Thoroughly                                and the Indonesian people
Company has a proven track record of successful
                                                     Work Wholeheartedly
investments, delivering value to stakeholders and
contributing to national development.[GRI 2-1]
                                                     COMPANY CHARACTER                              MISSION
                                                     Integrity                                      To be the partner of choice for investors who wish to participate in
Along with the progress of the economic and
                                                     Passion & Energy                               Indonesia’s growth dynamics
investment climate in Indonesia, Saratoga has an
                                                     Competence & Capability
investment focus on various strategic key sectors.
These sectors include blue chip companies from
leading national sectors, developing companies,
and promising start-up companies.[POJK C.3]
                                                     Company Data

                                                     Company Name
                                                                                               Form of Legal Entity                               Domicile
                                                     PT SARATOGA INVESTAMA SEDAYA
                                                                                               Limited Liability Company [GRI 2-1]                South Jakarta, DKI Jakarta
                                                     TBK. [SRTG] [GRI 2-1]


                                                     Address [POJK C.2]                        Line of Business
                                                     Menara Karya 15th Floor                   Saratoga’s main focus, outlined in its Articles of Association, involves owning
                                                     Jl. H.R. Rasuna Said Block X-5 Kav 1-2,   and controlling assets through its parent company, which includes a group of
                                                     South Jakarta 12950                       subsidiaries. Additionally, the Company engages in management consultancy
                                                                                               activities where the main activities (as relevant). [GRI 2-6] [POJK C.4]
                                                     Phone
                                                                                               To achieve the aforesaid main business activities, the Company carries out
                                                     +62 21 5794 4355
                                                                                               the following supporting business activities:
                                                                                               1.    To provide funding and/or financing as required by companies in which
                                                     Fax
                                                                                                     the Company is investing either directly or indirectly; and
                                                     +62 21 5794 4365
                                                                                               2.    To provide funding and/or financing as required by companies in
                                                                                                     the aforesaid company or a group of companies or in the framework
                                                     Website
                                                                                                     of investment of other assets in the aforesaid company or a group of
                                                     www.saratoga-investama.com
                                                                                                     companies.
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                        10




            Names and Addresses of Our Subsidiaries [GRI 2-2]

              Subsidiary Name               Correspondence Address                                       Business Field   Year of         Year of      Effective   Operation   Total Assets
                                                                                                                          Establishment   Investment   Ownership   Status      (in billion IDR)

              PT Bumi Hijau Asri            Menara Karya 15th Floor                                      Investment       2007            2010         99.99%      Active      132
                                            Jl. H.R Rasuna Said Block X-5 Kav. 1-2 South Jakarta 12950
                                            Tel : +62 21 5794 4355
                                            Fax : +62 21 5794 4365
              PT Nugraha Eka Kencana        Menara Karya 15th Floor                                      Investment       2003            2003         99.99%      Active      1,695
                                            Jl. H.R Rasuna Said Block X-5 Kav. 1-2 South Jakarta 12950
                                            Tel : +62 21 5794 4355
                                            Fax : +62 21 5794 4365
              PT Saratoga Sentra Business   Menara Karya 15th Floor                                      Investment       2005            2005         99.99%      Active      1,075
                                            Jl. H.R Rasuna Said Block X-5 Kav. 1-2 South Jakarta 12950
                                            Tel : +62 21 5794 4355
                                            Fax : +62 21 5794 4365

              PT Surya Nuansa Ceria         Menara Karya 15th Floor                                      Investment       2015            2015         99.99%      Active      373
                                            Jl. H.R Rasuna Said Block X-5 Kav. 1-2 South Jakarta 12950
                                            Tel : +62 21 5794 4355
                                            Fax : +62 21 5794 4365

              PT Wahana Anugerah            Menara Karya 15th Floor                                      Investment       2005            2009         99.96%      Active      16,683
              Sejahtera                     Jl. H.R Rasuna Said Block X-5 Kav. 1-2 South Jakarta 12950
                                            Tel : +62 21 5794 4355
                                            Fax : +62 21 5794 4365
              PT Wana Bhakti Sukses         Menara Karya 15th Floor                                      Investment       2007            2011         73.68%      Active      3
              Mineral                       Jl. H.R Rasuna Said Block X-5 Kav. 1-2 South Jakarta 12950
                                            Tel : +62 21 5794 4355
                                            Fax : +62 21 5794 4365
              PT Lintas Indonesia           Menara Karya 15th Floor                                      Investment       2018            2018         99.99%      Active      24
              Sejahtera                     Jl. H.R Rasuna Said Block X-5 Kav. 1-2 South Jakarta 12950
                                            Tel : +62 21 5794 4355
                                            Fax : +62 21 5794 4365

              PT Trimitra Karya Jaya        Menara Karya 15th Floor                                      Investment       2012            2014         99%         Active      1
                                            Jl. H.R Rasuna Said Block X-5 Kav. 1-2 South Jakarta 12950
                                            Tel : +62 21 5794 4355
                                            Fax : +62 21 5794 4365
              PT Interra Indo Resources     Menara Karya 15th Floor                                      Investment       2004            2004         99.99%      Active      319
                                            Jl. H.R Rasuna Said Block X-5 Kav. 1-2 South Jakarta 12950
                                            Tel : +62 21 5794 4355
                                            Fax : +62 21 5794 4365
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                11



OUR ACTIVE                         We have three fundamental concepts that guide us in                  OUR INVESTMENT
INVESTMENT                         implementing active investment, namely Platform, Partnership
                                   and Value Creation
                                                                                                        FRAMEWORK
METHODOLOGY                                                                                             Saratoga has established strong credentials and extensive
                                   Platform
                                                                                                        national business networks in the identification of investment
                                   Every investment we make is viewed as a strategic foundation
                                                                                                        opportunities. Beyond that, Saratoga not only invests but
                                   for organic expansion as well as a platform for prospective
                                                                                                        also collaborates with business associates to develop plans
                                   acquisitions across the whole value chain.
                                                                                                        and values for portfolio firms. Then, as part of the divestment
                                                                                                        process, Saratoga implemented a strategic exit plan.
                                   Partnership
                                   Saratoga works closely with entrepreneurs whose contributions        Our portfolio is spread across:
                                   are critical to ensure continuity and performance. Working           • Early stage companies with significant upside;
                                   with global professional investors, our role is defined as a vital   • Growth companies with proven business model and
                                   local partner, providing extensive knowledge of the market and         strong financial performance; and
                                   regulatory environment.                                              • Listed blue chip companies with well-established
                                                                                                          market positions, offering long term growth and capital
                                                                                                          appreciation.
                                   Value Creation
                                   We provide capital support, operational input, and financial
                                   advisory to our investee companies. We also provide them with
                                   industry expertise, which includes knowledge and technology,
                                   to enhance their business performance.
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                        12



MAIN
                                                 MERDEKA COPPER GOLD
PORTFOLIO                                        Precious Metals




                                     BLUE CHIP
SUMMARY
                                                 TOWER BERSAMA INFRASTRUCTURE
                                                 Technology and Digital Infrastructure


                                                 ADARO ENERGY INDONESIA
                                                 Energy and Resources


                                                 MITRA PINASTHIKA MUSTIKA                CITY VISION                   XURYA
                                                 Automotive                              Digital Media Advertising     Solar Energy


                                                 SAMATOR INDO GAS                        PROVIDENT INVESTASI BERSAMA   ZAP
                                                 (PREVIOUSLY ANEKA GAS INDUSTRI)         (PREVIOUSLY PROVIDENT AGRO)   Beauty and Health Clinic
                                     GROWTH




                                                 Consumer and Industrial Gas             Investments


                                                 MULIA BOSCO LOGISTIK                    NUSA RAYA CIPTA
                                                 Cold-Chain Logistics                    Constructions


                                                 DELTOMED                                Forest Carbon
                                                 Herbal Supplement                       Carbon Offset Credit


                                                 JULO                                    PROVIDENT GROWTH FUND
                                                 Financial Technology                    Technology Fund
                                   TECHNOLOGY
                                     DIGITAL




                                                 SIRCLO                                  SC TECHNOLOGY INVESTMENT LP
                                                 e-Commerce Solution                     Technology Fund


                                                 FUSE
                                                 Insurance Technology
Page 14
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                                                                                                                        13




  Share Ownership and Structure of Saratoga[POJK C.3]


                                                                                                                                                                                          THE COMPANY’S EFFECTIVE SHAREHOLDINGS BOTH
                                                                                                                                                                                                   DIRECTLY AND INDIRECTLY.
                                                                                                                                                                               *) THE COMPANY’S TREASURY STOCK WAS 0.21% OF TOTAL SHARES DUE TO BUYBACK AS OF 31 DECEMBER, 2022

                                                                                                                                                                               ADRO                       PT ADARO ENERGY INDONESIA TBK.
                                                                                                                                                                               AGII                       PT SAMATOR INDO GAS TBK. (PREVIOUSLY PT ANEKA GAS INDUSTRI TBK.)
                                                                                                                                                                               AMARA                      PT AGRO MAJU RAYA
         PUBLIC               EDWIN SOERYADJAYA                                                                                                                                BHA                        PT BUMI HIJAU ASRI
                                                                                                                                                                               CITY VISION                PT CITY VISION
                                                                                                                                                                               DELTOMED                   PT DELTOMED LABORATORIES
                                                                                                                                                                               FOREST CARBON              FOREST CARBON
                                                                                                                                          21.51%                               FUSE                       FUSE TECHNOLOGY
                                                                                                                                                                               HEB                        PT HIJAU ENERGI BERSAMA
                                                        50.00%           PT UNITRAS PERTAMA                           SANDIAGA UNO                                             JULO                       PT JULO TEKNOLOGI FINANSIAL
                                                                                                                                                                               MBL                        PT MULIA BOSCO LOGISTIK
                                                                                                                                                                               MDKA                       PT MERDEKA COPPER GOLD TBK.
                                                                                                                                                                               MOMENTA                    PT MOMENTA AGRIKULTURA (AMAZING FARM)
                                                                                 32.72%                                                                                        MPMX                       PT MITRA PINASTHIKA MUSTIKA TBK.
                                                                                                                                                                               NRCA                       PT NUSA RAYA CIPTA TBK.
                                                                                                                                                                               PALM                       PT PROVIDENT INVESTASI BERSAMA TBK. (PREVIOUSLY PT PROVIDENT AGRO TBK.)
                                                                                                                                                                               SIHAYO                     SIHAYO GOLD LIMITED
                                         34.90%                                                                                                                                SIRCLO                     SIRCLO
                                                                                                                                                                               TBIG                       PT TOWER BERSAMA INFRASTRUCTURE TBK.
                                                                                                                                                                               XURYA                      XURYA DAYA INDONESIA
             10.87%
                                                                                                                                                                               ZAP                        PT ZULU ALPHA PAPA




   ENERGY AND                                                              TECHNOLOGY AND DIGITAL                  CONSUMER PRODUCT            LOGISTICS            PROPERTY & RENT         HEALTH CARE &              RENEWABLE &               DIGITAL STARTUP             DIGITAL MEDIA &
                         PRECIOUS METALS                   INDUSTRIALS         INFRASTUCTURE        CONSTRUCTION
   RESOURCES                                                                                                          & SERVICES                                                           CONSUMER HEALTH            GREEN ECONOMY                                           ADVERTISING


                15.18%                         18.80%                                                                            56.69%                    62.90%               100%                      5.83%
                               MDKA                              AGII              TBIG                NRCA             MPMX                       MBL                   BHA                   DELTOMED                     XURYA                       SIRCLO                      CITY VISION
      ADRO                   PALM OWNS 5.59%
                                 OF MDKA

                                                                 10%               31.48%               6.97%
                27.14%                         5.60%
                                                                                                                                 27.50%
      AMARA                   SIHAYO                                                                                   MOMENTA                                                                                             FOREST
                                                                                                                                                                                                  ZAP                                                    FUSE
                                                                                                                                                                                                                           CARBON

                38.64%
       HEB
                                                                                                                                                                                                                                                         JULO

                19.88%
       PALM
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                      14



Enterprise Scale[POJK C.3]                                                                                   2021                             2022                          2023

                                    Number of Employees                                                      61                               59                                       64


                                    Total Revenue*                                                           26,061                           6,301                             (10,971)
                                    (IDR Billion)
                                    *Include net gain (loss) on investments in shares and other securities



                                    Total Capitalization                                                     37,982                           34,319                                   22,246
                                    (IDR Billion)


                                    Liabilities                                                              5,137                            3,955                                    2,157
                                    (IDR Billion)


                                    Equity                                                                   55,994                           59,815                                   48,709
                                    (IDR Billion)


                                    Total Assets                                                             61,152                           63,771                                   50,945
                                    (IDR Billion)


                                    Net Profit                                                               24,890                           4,616                             (10,150)
                                    (IDR Billion)




Membership                         Saratoga is an active member and signatory of numerous national and international associations, as seen on the table below:

Association                        Saratoga Membership Associations
[GRI 2-28] [POJK C.5]




                                                                   Asosiasi Emiten                                    Indonesia Corporate                     United Nation Global
                                        2013                       Indonesia (AEI)                           2022     Secretary Association            2022   Compact (UNGC) -
                                                                                                                      (ICSA)                                  Signatory Member
Page 16
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                        15




Awards




                                   Awardee for Services and Investment
                                                                                  Bisnis Indonesia Award - 2023
                                   Holding Company Category



                                   Main Index               Silver Rank in            Top 50 Big
                                   High Market              Accordance with           Capitalization Public
                                   Capitalization           GRI Standards 2021        Listed Company



                                   Launching Indeks Tempo   Asia Sustainability       Indonesian Institute for
                                   - IDNFINANCIALS 52       Report Rating 2023        Corporate Directorship
Page 17
Our Foundations
in ESG
Management
Page 18
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                             17



SUSTAINABILITY                     In our unwavering dedication to integrate sustainability initiatives
                                                                                                          Sustainable Development Goals (SDGs)
APPROACH                           within our Company, we embrace a meticulous and purposeful
                                   approach. Our commitment to sustainable practices is rooted            Our Company’s activities and CID programs help accomplish
                                   in a thorough examination and thoughtful design of our focus,          10 SDGs. Further details regarding this matter can be found on
                                   objectives, and strategies, ensuring alignment with established        page 84-85.
                                   global and national sustainability frameworks that reflect our
                                   dedication to responsible business practices.

                                   To navigate our sustainability journey, we have curated a set
                                   of bespoke sustainability metrics tailored to our industry’s
                                   nuances. This selection encompasses key benchmarks such
                                   as the Sustainable Development Goals (SDGs), ISO 26000,
                                   IFC ESG Performance Standards for Capital Market, and
                                   Sustainability Accounting Standards Board (SASB) Asset
                                   Management and Custody Activities Metrics. These metrics
                                   serve as a comprehensive framework, allowing us to evaluate
                                   our sustainability performance holistically. We employ these
                                   metrics to conduct in-depth gap analyses, impact assessments,
                                   and risk assessments. Through these robust evaluations, we
                                   gain valuable insights into the most critical sustainability topics
                                                                                                          Material Topics [GRI 3-3]
                                   that warrant our focused attention. This analytical approach is        This year, our material topics have remained consistent with
                                   instrumental in shaping a well-informed sustainability strategy        the previous year. The specific details of the process and
                                   that addresses industry-specific challenges and aligns                 outcomes can be found in the “About the Report” section of
                                   seamlessly with our corporate values.                                  this document. In the course of identifying our material topics,
                                                                                                          we collaborated with an external consultant and engaged with
                                   A commitment to sustainable excellence characterizes our               both internal and external stakeholders. This collaborative
                                   corporate ethos. By adhering to globally recognized benchmarks         effort resulted in the identification of seven material topics:
                                   and leveraging industry-specific metrics, we ensure that our           Sustainable Investment, Corporate and ESG Governance,
                                   sustainability initiatives are relevant and strategically positioned   Community Empowerment, Economic Performance, Good
                                   within the broader landscape of responsible business conduct.          Employment Practices, Environmental Awareness, and
                                   This corporate approach underscores our dedication to                  GHG Emissions. Further details on why these topics were
                                   shaping a sustainable future and reinforces our position as a          deemed material, along with our commitments and initiatives
                                   conscientious industry leader.                                         within the scope of each topic, are outlined below.
Page 19
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                              18



                                                                                                                                        Policy Commitment [GRI 2-23] [GRI 2-24]
         Material Topics                  Why this Topic is Material                         Commitment & Initiative
                                                                                                                                        Saratoga places significant importance on both national and
                                                                                                                                        international regulations as they serve as a foundation for ethical
                                   We acknowledge our investment decision's          Incorporating ESG in investment due diligence      and responsible business conduct. We acknowledge that
                                   impact     on the      country's     long-term    and decision. Investing in companies that          adhering to these regulations is essential to maintain the trust
                                   sustainability  and    believe     responsible    strive for social and environmental causes.
      Sustainable Investment                                                                                                            of our stakeholders, including investors, customers, employees,
                                   investment practices are crucial to promoting     Working closely with our portfolio companies
                                   sustainable development.                          to ensure they adhere to ESG principles and        and the wider community. To demonstrate our dedication to
                                                                                     regularly monitor their progress using our ESG     compliance, we have established a comprehensive regulatory
                                                                                     checklist.
                                                                                                                                        monitoring system to guarantee that our operations consistently
                                                                                                                                        align with legal requirements. It is with pride that we announce
                                   To fulfill our commitment to ESG, we must          Maintaining good corporate governance by           zero instances of non-compliance in the year 2023. [GRI 2-27]
      Corporate &                  uphold strong governance practices that keep      strengthening the role of our ESG Task Force
      ESG Governance               us on the right track.                            and refining our policies on ESG and good
                                                                                     governance practices.

                                                                                                                                            Saratoga recorded no instances of
                                   The Company's operations and decisions            Investing in community        education and
      Community                    indirectly contribute to the local communities'   development programs          and providing
                                                                                                                                            non-compliance with national law in 2023.
      Empowerment                  economic development.                             supports to communities.


                                   Economic performance affects our financial          Working on our investment approach with            At the heart of our corporate philosophy, we deeply value our
      Economic                     health and ability to operate sustainably over    prudence,    discipline,  and   efficiency.
      Performance                  the long term. This can maintain and enhance      Implementing good financial management.
                                                                                                                                        policies. These are not just procedural rules; they are essential
                                   our stakeholders’ trust.                                                                             frameworks that guide our strategic direction and emphasize the
                                                                                                                                        seriousness of our commitment. Our organizational structure
                                   We consider our workforce as our most             Adhering to      employment        regulations,    is supported by a set of thoughtfully crafted policies, notably
      Good Employment              valuable investment, and as such, we prioritize   conducting routine employee training and           including the ESG policy, the Environmental policy, the People
      Practice                     implementing good employment practices that       development activities, providing subsidies for    policy, and the Prevention of Sexual Harassment policy. Each
                                   comply with labor regulations.                    health programs, and enhancing grievance
                                                                                     mechanisms.                                        of these policies reflects our determination to surpass industry
                                                                                                                                        standards and foster an ethical, responsible corporate culture.
                                   We have the capacity to spearhead impactful       Enhancing environmental policy and investing
      Environmental                transformation in environmental practices         in employees, investees, and community
      Awareness                    throughout our operations, investees, and the     environmental awareness programs.
                                   wider community.


                                   The increasing concern surrounding climate        Conducting a comprehensive GHG inventory
                                   change has led us to acknowledge our direct       to identify our sources of emissions. Our
      GHG Emission                 and indirect contribution to the emission of      ultimate goal is to achieve carbon neutrality in
                                   greenhouse gases and our role in mitigating       our operations by 2027 and thereafter move
                                   this issue.                                       towards net-zero emissions.
Page 20
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                                     19



                                                                          Translating ESG Roadmap to Action                                    The year 2023 marks the commencement of the Initiating phase,
            ESG Policy                                                                                                                         symbolizing the initial steps toward realizing our strategic vision
                                                                          As disclosed in our sustainability report last year, we embarked
                                                                                                                                               of sustainability. Throughout this period, we launched various
  Saratoga’s ESG Policy guarantees the Company's dedication to            on a strategic initiative to integrate ESG considerations into the
                                                                                                                                               programs, including the initiation of greenhouse gas emissions
  incorporating ESG principles throughout all aspects of its corporate    fabric of our company, encapsulated in our ESG Roadmap. This
  operations and investment decisions. The policy outlines Saratoga's                                                                          inventory for Scope 1, Scope 2, and Scope 3 (business travel) in
                                                                          comprehensive plan delineates our commitments spanning the
  specific initiatives related to its operations and investment                                                                                 our environmental initiatives. We also began encouraging our
  decisions and how these initiatives are supervised, evaluated,          years 2023–2027, examined and endorsed by our esteemed
                                                                                                                                               portfolio to develop ESG policies in alignment with international
  managed, and disclosed.                                                 board of directors. The roadmap unfolds across distinct phases,
                                                                                                                                               and national standards. Waste management initiatives have
                                                                          beginning with the Initiating phase, progressing through the
                                                                                                                                               been implemented within our company, and we have advocated
                                                                          Performing, Excellence, Inspiring, and culminating in the
                                                                                                                                               for similar measures for building management at our location.
                                                                          Sustaining phase.
            Environmental Policy
                                                                                                                                               In the social sphere, we started mapping collaboration
  Saratoga’s Environmental Policy ensures the Company’s                                                                                        opportunities for the CID program and initiated a gap analysis
  commitment to recognizing and mitigating our impact on the                              2023       INITIATING                                using the UN Women Empowerment Principles Tool. In the
  environment. This includes identifying potential environmental
  risks, promoting environmental awareness among stakeholders,                           The Company pursues a common internal                 governance realm, progress has been achieved in developing
  setting targets for reducing environmental impact, and                                 perception of Sustainability or ESG, carries out      a CSR program integrated with ESG principles, establishing
  transparently reporting on the company's environmental                                 comprehensive planning, and develops relevant
                                                                                                                                               CSR governance, optimizing the ESG Task Force, reinforcing
  performance.                                                                           policies.
                                                                                                                                               safety and data privacy measures, and monitoring digital
                                                                                                                                               technology systems. These initiatives collectively underscore
                                                                                          2024       PERFORMING
                                                                                                                                               our commitment to comprehensive and sustainable corporate
            People Policy                                                                The Company focuses on implementing and
                                                                                                                                               practices.
                                                                                         monitoring the ESG program. The Company also
  Saratoga’s People Policy establishes a secure workplace conducive                      cooperates with or has partnerships in this field.
  to all individuals' well-being and ensures that fundamental rights
  and opportunities are extended to each employee. Its purpose is to                      2025       EXCELLENCE
  ensure that all employees are treated fairly and with respect and
  have access to the necessary resources and opportunities to excel                      The Company focuses on measuring ESG
  and succeed in their roles. The policy is designed to provide a safe,                  performance, conducting impact evaluations,
  supportive, and inclusive work environment that promotes equality,                     and reporting the results of the performance and
  diversity, and inclusivity.                                                            evaluation in impact/ESG reports.

                                                                                          2026       INSPIRING
                                                                                         The Company focuses on communicating the
            Prevention of Sexual Harassment Policy                                       impact of its activities internally and externally.

  Saratoga’s Prevention of Sexual Harassment Policy sets standards
  and procedures aimed at preventing and addressing incidents of                          2027       SUSTAINING
  sexual harassment within the workplace. Its purpose is to provide
                                                                                         The Company is expected to become a National
  guidance on what constitutes sexual harassment, as well as how to
                                                                                         Leader in ESG.
  report such conduct and what actions will be taken in response to
  reports.
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                               20



ESG GOVERNANCE                        ESG Task Force                                                        departments within Saratoga are integral parts of the ESG Task
                                                                                                            Force. Each department plays a distinct role, detailed com-
[GRI 2-12][GRI 2-13][GRI 2-17]
                                      Strong governance commitment is recognized as a pivotal               prehensively in the table on the next page. This collaborative
[POJK E.1]
                                      factor in ensuring the success of ESG integration within our          approach ensures that ESG considerations are applied to every
                                      Company. Taking practical steps to embody this commitment,            aspect of the Company’s operations and decision-making
                                      Saratoga has instituted an ESG Task Force—an ad hoc team              processes.
                                      with a specific focus on reinforcing ESG principles throughout
                                      the organization. At the forefront of ESG initiatives within          The ESG Task Force convenes bi-annual meetings as part of
                                      the Company, the ESG Task Force assumes a multifaceted                the company’s program planning and sustainability report
                                      role encompassing planning, execution, monitoring, and                preparation. Led by the Finance Director, who serves as the task
                                      evaluation of ESG practices. Having crafted the ESG Roadmap           force head, these routine meetings offer a forum for in-depth
                                      in the previous year, their paramount responsibility is to ensure     discussion on ESG-related topics or broader sustainability
                                      alignment between the Company’s programs and the strategic            issues.
                                      direction outlined in the ESG Roadmap. The ESG Task Force
                                      is instrumental in steering the Company’s course in line with         Additionally, non-routine meetings may be convened to delve
                                      the planned ESG initiatives. Through diligent planning and            into the review and discussion of ESG policies and programs.
                                      execution, they actively work to integrate sustainable practices      Following these meetings, the task force head reports the
                                      and uphold the commitments outlined in the ESG Roadmap.               outcomes to both the Board of Directors, acting in a supervisory
                                                                                                            capacity, and the Board of Commissioners, serving as advisors
                                      The composition of this task force is representative of all           to the task force. This reporting mechanism ensures that the
                                      managerial levels and includes members from various                   leadership team and key stakeholders are apprised of the
                                      departments across the Company. Guided by the Finance                 ongoing efforts, progress, and considerations within the ESG
                                      Director and supervised by the entire Board of Directors, the         Task Force, fostering transparency and accountability in the
                                      ESG Task Force also seeks advisory input from the Board of            integration of ESG principles within the organization.
     “ESG success is not just about   Commissioners. Highlighting the inclusivity of this initiative, all
     the roadmap; it also hinges on
     management commitment.
     We are fortunate that
     this attribute is present in
     Saratoga, both within the
     company and the portfolio.”




     Lany Djuwita Wong
     Finance Director
Page 22
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                                 21



 ESG Task Force Structure                                                                Board of Commissioner



                                                                                             Board of Director



                                                                                             Finance Director



                                                                                              ESG Task Force




     Legal and                                            Corporate             Information System,                                                                                  Human Resources
                               Investor Relations                                                                Finance              Corporate Tax          Investment and
     Corporate                                         Communications             Accounting and                                                                                       and General
                                    Division                                                                     Division               Division            Portfolio Division
  Secretary Division                                   and CSR Division          Budgeting Division                                                                                   Affairs Division




                                                                             Advisor       Supervisor        Head           Member



                                                         Corporate            Information System,                                                                                 Human Resources
Legal and Corporate          Investor Relations                                                                                      Corporate Tax         Investment and
                                                      Communications             Accounting &             Finance Division                                                        and General Affairs
 Secretary Division               Division                                                                                             Division           Portfolio Division
                                                      and CSR Division         Budgeting Division                                                                                      Division

Ensure     compliance Manage relationships          Manage social and         Managing          and Oversee, manage, and         Administer taxes and   Incorporate       ESG     Address labor-related
with all relevant laws with the Company’s           environmental    risks    protecting         the monitor the Company’s       enforce compliance     in investment due         risks   and    issues;
and regulations.       investors          and       and impacts through       Company’s        data, financial performance.      to tax laws and        diligence and decision;   Develop      training
                       financial stakeholders.      the implementation of     financial   resources,                             regulations.           monitor and ensure        programs            to
                       Communicate        the       CSR programs.             and budget.                                                               the adherence of          increase employees’
                       Company’s financial                                                                                                              portfolio companies to    competence in ESG.
                       and ESG strategy and                                                                                                             ESG principles
                       performance.

See         Corporate      See         Corporate See page 56 and 65 for See Annual Report               See Annual Report See Annual Report See page 36 for details See page 44 for details
Governance Chapter         Governance Chapter details                   2023 for details                2023 for details  2023 for details
of Annual Report 2023      of Annual Report 2023
for details                for details
Page 23
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                            22



Staying in The Loop
An additional commitment towards fostering robust governance
                                                                           Demonstrating our Sustainability Commitments in New York
involves consistently enhancing and empowering our team with
the necessary skills and knowledge to effectively fulfill their        In 2023, our commitment to global sustainability led us to        capital—integral aspects aligning with our Company’s
roles in ESG integration within the Company. This commitment           send a representative to New York for a week-long series          sustainability commitment. This strategic attendance
is an annual endeavor, with a continuous dedication to providing       of international sustainability events hosted by the United       not only provided us with valuable global perspectives
training and development opportunities every year. Our training        Nations. This meaningful engagement was facilitated               but also offered unparalleled networking opportunities
initiatives span across all organizational levels, encompassing        through our membership with the United Nations Global             with industry leaders and experts from around the world.
staff to managerial positions, and extending to our portfolio          Compact (UNGC), a commitment we proudly initiated                 Participating in these events enabled us to learn from
companies. In the year 2023, we recorded a total of 86 training        the previous year. As representatives from Indonesia,             best practices, stay informed about the latest trends, and
hours dedicated to ESG-related topics, signifying a notable            we joined an esteemed cohort of inspiring leaders from            reinforce our dedication to sustainable practices.
increase compared to the previous year. This upward trend              various industries worldwide, fostering collaboration and
underscores our commitment to cultivating a knowledgeable              knowledge exchange.
and skilled workforce that can adeptly contribute to the
Company’s success in ESG integration. [GRI 2-17][POJK E.2][POJK F.1]   Throughout this impactful week, we participated in five
                                                                       major events, each offering a unique perspective on global
                                                                       sustainability challenges. The SDG Action Week, held from
                                                                       September 16 to 17 at the United Nations Headquarters,
                       ESG Training Series                             featured diverse panels addressing critical issues.
                                                                       Following closely was the SDG Summit from September
                                                                       18 to 19, marking the halfway point toward achieving the
           Training                        Participants
                                                                       2030 Agenda and the Sustainable Development Goals.
                                                                       Continuing our journey, the UN Global Compact Leaders
   Sharing Session: Carbon
                                     Board of Commissioners,           Summit on September 19, 2023, provided an additional
     Credit Industry and
                                       Board of Directors,             platform for contributing to global sustainability discussions.
    Technology by Forest
                                           Employees                   Additionally, we participated in the SDG Investment Forum on
      Carbon Pte. Ltd.
                                                                       September 21 held at The New York Stock Exchange, which
                                                                       explored how integrating business strategy with SDGs can
UN Global Compact Climate                                              enhance companies’ credibility in front of shareholders and
   Ambition Accelerator                     Employees                  stakeholders. Our participation culminated with attendance
         Training                                                      at Climate Week NYC 2023, where leading climate action
                                                                       and strategies for more significant impact were discussed.

UN Global Compact Target                                               During these events, we engaged in discussions on gender
Gender Equality Accelerator                 Employees                  equality, climate change, and the empowerment of human
         Training
Page 24
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                              23



ESG RISK                             To enhance the integration of ESG considerations within             The process encompassed through focus group discussions

ASSESSMENT                           our Company, it is imperative to gain a comprehensive
                                     understanding of potential risks and vulnerabilities across
                                                                                                         and workshops with our stakeholders, emphasizing a
                                                                                                         comprehensive approach to identifying risks. In conducting
[GRI 201-2] [GRI 205-1] [POJK E.3]
                                     the realms of environmental impact, social responsibility, and      the assessment, we actively incorporated the TCFD recom-
                                     governance practices. This understanding not only allows us to      mendations, ensuring the inclusion of climate-related risks.
                                     proactively address and manage these risks but also positions       Going beyond the identification phase, we delved into a deeper
                                     us to minimize negative impacts and seize opportunities for         understanding of the root causes, potential effects, and the
                                     improvement.                                                        formulation of risk management strategies. These strategies,
                                                                                                         comprising both preventive and corrective measures, were
                                     Recognizing the critical importance of navigating ESG risks,        seamlessly integrated into our ESG Roadmap.[GRI 2-25]
                                     we have embraced the practice of conducting an ESG
                                     Risk Assessment. This acknowledgment underscores our                The outcome of this comprehensive analysis resulted in the
                                     commitment to responsible business practices, respect for           identification of three risk levels: high, medium, and low. Across
                                     our investors, stakeholders, and the environment, and our           our Company, we identified a total of 29 risks, with 16 classified
                                     dedication to compliance with applicable rules and regulations.     as high urgency, nine as moderate urgency, and four as low
                                     We conducted the ESG Risk Assessment last year by engaging          urgency. To address these risks, we have developed targeted
                                     external and reliable partners to support us.                       risk management strategies aimed at tackling the root causes
                                                                                                         and mitigating their potential impact on our business.


                                                   STAGE 1                                       STAGE 2                                         STAGE 3




                                                    Identification                                 Formulation of                                 Prioritization
                                                    of Risk                                       Risk Treatment                                 of Risk




                                           Identifying the ESG-related                   Developing programs and                         Prioritizing risks based on
                                            risks of our Company, their                 policies to mitigate risks and                  their severity of impact and
                                           underlying causes, and their                     address their impact.                        the projected timeline for
                                                  potential impact.                                                                    implementing risk treatment.
Page 25
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                       24



STAKEHOLDER                                               Table of Stakeholder Engagement
ENGAGEMENT                                                   Stakeholder          Engagement Method               Frequency              Focused Main Topics         Stakeholder Expectations
[GRI 2-29] [POJK E.4]

                                                          Shareholders          • General Meeting of      • Annual GMS in one year.   • Budget/report discussion     The company has
We believe that stakeholders play an important role
                                                                                  Shareholders (GMS)        Extraordinary GMS when    • Financial accountability,    superior and sustainable
in the continuity of our business. Therefore, we strive
                                                                                • Public Disclosure         needed                      appointment and              performance so that it is
to always involve them in our business activities. Our
                                                                                                          • Once a year                 dismissal of Directors and   able to make a positive
Company thrives on the support and dedication of our
                                                                                                                                        Board of Commissioners       contribution to all
stakeholders – They are not just part of our journey;
                                                                                                                                      • Performance Updates          stakeholders
they are the essence of who we are. Their active
involvement is not just essential for our business to     Employee              • Regular meeting         • When needed               Employment/welfare             Get a comfortable work
keep going; it is especially crucial as we navigate                             • Employee gathering      • At least once a year                                     environment, adequate
the path toward sustainability. Understanding                                   • Employee satisfaction   • Once a year                                              employee benefits and
that each stakeholder has unique interests in our                                 survey                                                                             provide opportunities for
Company, we have embraced the need for different                                                                                                                     development
engagement methods to suit their diverse schedules
and preferences.                                          Portfolio Company     Regular meetings          When needed                 Performance Updates            Business Development
                                                          Management

                                                          Government and        • Parliamentary (DPR)     Routine-relative to the     • Contribution to the State    The company can achieve a
                                                          Policy Makers           hearings                regulation period           • Compliance with              predetermined work plan
                                                                                • Regular reporting                                     applicable laws
                                                                                  to regulators and
                                                                                  government


                                                          Work Partners         • Procurement process     When needed                 Commercial relationship        • Objective procurement
                                                          (such as suppliers,   • Employment contract                                                                  process
                                                          banking,                                                                                                   • Obtain mutually beneficial
                                                          association)                                                                                                 cooperation


                                                          Media                 • Press Release           When needed                 Program Implementation         • Reliable news sources
                                                                                • Media visit                                                                        • Accurate reporting
                                                                                • Press gathering
                                                                                • Press conference
Page 26
Fostering Ethical
Business and
Good Corporate
Governance
Page 27
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SUSTAINABILITY REPORT 2023                                                                                                                                           26



FOSTERING                          In pursuit of responsible and sustainable business
                                                                                                      GOOD CORPORATE
ETHICAL BUSINESS                   practices, Saratoga adheres to the principles of Good
                                   Corporate Governance (GCG). This commitment enables                GOVERNANCE PRINCIPLES
AND GOOD                           the establishment of synergistic operational and interaction
                                                                                                      AND PRACTICES
CORPORATE                          mechanisms throughout the Company, spanning all business
                                   lines and organizational levels. Furthermore, good governance
GOVERNANCE                         serves as a comprehensive system of control and accountability,
                                                                                                      The regulatory framework for corporate governance in
                                                                                                      public companies is stipulated by the Financial Services
                                   encompassing all stakeholders.
                                                                                                      Authority in Circular Letter No. 32/SEOJK.04/2015, specifically
                                                                                                      addressing the Public Company Governance Guidelines dated
                                   In general, the objectives of implementing GCG in Saratoga
                                                                                                      November 17, 2015. As an embodiment of this mandate and
                                   include:
                                                                                                      as a manifestation of the Company’s commitment, Saratoga
                                   • Enforcing Company policies starting from management to all
                                                                                                      maintains comprehensive governance principles applicable
                                      levels;
                                                                                                      beyond the confines of legal, political, and economic domains,
                                   • Organize and control all company activities by implementing
                                                                                                      encompassing the following:
                                      a clearly defined set of formal rules and mechanisms;
                                                                                                      • Accountability
                                   • Constantly improve the accountability of the Company’s
                                                                                                      • Fairness
                                      management to stakeholders;
                                                                                                      • Transparency
                                   • Creating good communication between the Company and
                                                                                                      • Responsibility
                                      all stakeholders; and
                                                                                                      • Independence
                                   • Ensuring the Company’s compliance with applicable laws
                                      and regulations, including and especially those related
                                                                                                      To strengthen adherence to these principles, Saratoga is
                                      to regulations and guidelines issued by the Indonesian
                                                                                                      committed to implementing incremental, measurable, and
                                      Financial Services Authority (OJK), as well as the Indonesian
                                                                                                      purposeful changes. Every year, there is a routine assessment of
                                      Stock Exchange (IDX).
                                                                                                      the Company’s GCG practices based on international standards.
                                                                                                      Over the last four years, Saratoga consistently garnered scores
                                                                                                      surpassing the regional average in evaluations conducted
                                                                                                      through the ASEAN Corporate Governance Scorecard,
                                                                                                      particularly excelling in the principles of Right of Shareholders,
                                                                                                      Equitable Treatment of Shareholders, Role of Stakeholders,
                                                                                                      Disclosure and Transparency, and Responsibilities of the Board.
                                                                                                      In the most recent reporting year, the Company achieved a score
                                                                                                      of 89.24 which reflects Saratoga’s level of good compliance
                                                                                                      with adopting several international standards. [GRI 2-18]
Page 28
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                                                                             27



GOVERNANCE STRUCTURE                                                 Saratoga’s Governance Structure 2023
The Company believes that the governance structure plays an
important role in implementing GCG effectively. Furthermore,                             Board of Commissioners
Saratoga’s governance framework is designed specifically to
                                                                                                Edwin Soeryadjaya
safeguard the interests of the Company and its shareholders                                       President Commissioner


exclusively. Implementation of GCG can promote advancement                                 Joyce Soeryadjaya Kerr

in line with the Company’s vision and mission.                                                   Indra Cahya Uno                                                                                       Board of Directors
                                                                                                 Sidharta Utama
                                                                                                       Independent
In accordance with Law Number 40 of 2007 concerning Limited
                                                                                           Anangga W. Roosdiono
Liability Companies, Saratoga’s governance structure consists                                          Independent


of: [GRI 2-9]
• General Meeting of Shareholders (GMS), as the main organ;
• The Board of Commissioners, led by the President                               Audit Committee
                                                                                                               Nomination & Remuneration
                                                                                                                      Committee
                                                                                                                                                      Investment Committee

   Commissioner, is responsible for supervising the Board of                Anangga W. Roosdiono                 Anangga W. Roosdiono                 Edwin Soeryadjaya
   Directors in managing the Company and assisted by the                             Chairman                              Chairman                          Supervisor

                                                                                  Aria Kanaka                        Edwin Soeryadjaya           Michael W. P. Soeryadjaya
   Audit Committee, and the Nomination and Remuneration                                                                                                      Chairman

                                                                                 Hany Gungoro                        Handianto Ganis
   Committee;                                                                                                                                            Lany D. Wong                                       President Director

• The Board of Directors is responsible for managing the                                                                                                 Devin Wirawan

   Company and is assisted by the Investment Committee. The
   Board of Directors is led by the President Director, who also                                                                                                                                          President Director
   holds the position of Investment Committee chairman. [GRI 2-11]                                                                                                                                          Michael W. P.
                                                                                             Finance Director                     Portfolio Director              Investment Director
                                                                                                                                                                                                            Soeryadjaya

Those organs carry out their respective functions in accordance                                                                       Michael W. P.                   Devin Wirawan
                                                                                                Lany D. Wong
                                                                                                                                      Soeryadjaya
with prevailing regulations based on the principle that each
organ is independent in performing its duties, functions and re-
sponsibilities in the Company’s sole interest.                                                                       Portfolio Operation
                                                                                                                                                        Investment Team
                                                                                                                            Team

Furthermore, regular monitoring and evaluation are conducted
to ensure each structure’s effective and efficient performance,                                                                                   Internal Audit
                                                                                                                                                    Unit Head
                                                                                                                                                                              Legal and Corporate
                                                                                                                                                                             Secretary Division Head
                                                                                                                                                                                                                HR & GA Division

enabling the business to adapt to the intricate and dynamic                                                                                       Lily Herawati                   Sandi Rahaju                  Ivonne Lo (Acting)
nature of Saratoga’s operations. For additional details on the
performance assessment of the Board of Commissioners, Board
of Directors, and supporting committees, kindly refer to the              Information System,                                                   Investor Relations           Corporate Communication           Risk Management       Corporate Tax
                                                                                                               Finance Division
Corporate Governance Chapter within the 2023 Annual Report           Accounting & Budgeting Division                                              Division Head               and CSR Division Head                 Division         Division Head

of PT Saratoga Investama Sedaya Tbk. [GRI 2-18]                          Tina Nuryati (Acting)              Lany D. Wong (Acting)                     Ryan Sual                  Catharina Latjuba           Kemal Mawira (Acting)   Olivia Maharani
Page 29
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                              28



General Meeting of Shareholders                                                                                                          Board of Commissioners
The General Meeting of Shareholders (GMS) serves as the            Aside from that, the GMS retains the authority to designate and       The Board of Commissioners has a supervisory and advisory
highest authoritative body within the company, facilitating        remove the Board of Commissioners and Directors and to hold           role for the Company. This role includes reviewing the
shareholder decision-making and providing a platform for           them responsible for overseeing and operating the business.           Company’s strategy and plans, monitoring the performance of
consensus on the Company’s strategic direction in alignment        During the appointment and dismissal proceedings conducted            directors, the effectiveness of the Company’s governance, and
with its articles of association, as well as relevant laws and     by the GMS, due regard must be given to the recommendations           conflicts of management interest, as well as reporting the role of
regulations. Therefore, decisions made during the GMS              presented by the Nomination and Remuneration Committee as             supervision and advisory to shareholders. [GRI 2-12]
inherently prioritize the Company’s long-term interests.           well as criteria and qualifications that are in accordance with the
                                                                   policies and principles stipulated in the Charter of the Board of     In executing its roles and functions, the Board of Commissioners
Furthermore, the processes and procedures of the GMS are           Directors and Board of Commissioners. [GRI 2-10]                      refers to the Board of Commissioners Charter which functions
designed to ensure equality among all shareholders. This                                                                                 as a work guidelines encompassing organizational structure,
encompasses the effective participation and voting rights of all   In the reporting year, Saratoga held an Annual GMS (AGMS) and         terms of office, operational protocols, authority delineations,
shareholders in accordance with the established meeting rules      an Extraordinary GMS (EGMS) on May 15, 2023, in which all of          meeting protocols, reporting procedures, and the overarching
and voting procedures.                                             the resolutions from each GMS have been fully realized.               provisions articulated in the Company’s articles of association.
                                                                                                                                         Additionally, the Board of Commissioners is charged with the
                                                                                                                                         responsibility of establishing pertinent committees to enhance
                                                                                                                                         the effectiveness of its supervisory function.
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                                  29


In accordance with the Company’s articles of association,              The following is the short profile of Saratoga’s Board of Commissioners:
members of the Board of Commissioners are elected to serve
                                                                       Composition of the Board of Commissioners [GRI 405-1]
for three years. As of December 31, 2023, the Board comprised
five members, with four men (80%) and one woman (20%). Two               Name                                                 Gender                        Position                      Term of Service
of them (40%) are independent commissioners.
                                                                         Edwin Soeryadjaya                                     Male                  President Commissioner                 2022 - 2025
Disclosure of complete information about members of the
Board of Commissioners; nomination and selection process;                Joyce Soerdjaya Kerr                                 Female                      Commissioner                      2022 - 2025
prevention of conflict of interest; job description, responsibility,
and authority are stated in the Corporate Governance Chapter             Indra Cahya Uno                                       Male                       Commissioner                      2022 - 2025
of the 2023 Annual Report of PT Saratoga Investama Sedaya
Tbk. [GRI 2-9] [GRI 2-10] [GRI 2-15]                                     Sidharta Utama                                        Male                Independent Commissioner                 2022 - 2025


                                                                         Anangga W. Roosdiono                                  Male                Independent Commissioner                 2022 - 2025




The Board of Directors                                                                                                                         Audit Committee
The primary responsibilities of the Board of Directors                 Indonesian citizens, with diverse backgrounds of age, education,        The Audit Committee serves a crucial role in supporting
encompass articulating the strategic direction of the Company,         areas of expertise, and competencies.                                   the Board of Commissioners by overseeing internal control,
proficiently managing its resources and assets, and conducting                                                                                 compliance, and risk management. Additionally, the committee
internal audits aligned with governance principles and the             Disclosure of complete information about members of the Board           is tasked with monitoring the independence and competence
GCG framework. Furthermore, the Board is obligated to                  of Directors; nomination and selection process; prevention of           of both the company’s external and internal auditors.
enact an information disclosure policy and foster effective            conflict of interest; job description, responsibility, and authority;
communication with stakeholders.                                       are stated in the Corporate Governance Chapter of the 2023              The appointment of members to the Audit Committee is
                                                                       Annual Report of PT Saratoga Investama Sedaya Tbk. [GRI 2-9]            determined by the Board of Commissioners in strict adherence
Moreover, the Board of Directors, in collaboration with the            [GRI 2-10] [GRI 2-15]
                                                                                                                                               to the Company’s Audit Committee Charter and pertinent
Investment Committee, possesses the authority to professionally                                                                                regulations. Annually, the Board of Commissioners conducts
offer recommendations concerning the Company’s investment              The Board of Directors, the Board of Commissioners, and                 a thorough review and reaffirmation of the committee’s
and divestment decisions. [GRI 2-11]                                   management hold regular meetings to effectively evaluate                membership.
                                                                       business developments, financial performance, and
Members of the Board of Directors are appointed and dismissed          opportunities. In addition, Board meetings comprehensively              Disclosure of complete information about the Audit Committee;
by the GMS. Meanwhile, the evaluation process for prospective          address pivotal aspects of the Company’s operations. This               job description, responsibility, and authority are stated in the
members of the Board of Directors is carried out by the                includes encompassing issues reported through complaint                 Corporate Governance Chapter of the 2023 Annual Report of
Nomination and Remuneration Committee and the Board of                 mechanisms or other processes and their implications on                 PT Saratoga Investama Sedaya Tbk. [GRI 2-9] [GRI 2-10]
Commissioners. As of December 31, 2023, the membership of              stakeholders. This proactive and responsive approach enables
the Board of Directors comprised three people, one (33.3%) of          the company to navigate its business operations adeptly,
whom was female. All members of the Board of Directors are             fostering adaptive progress. [GRI 2-16]
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                                   30


The following is the profile of the Board of Directors:

Composition of the Board of Directors [GRI 2-9] [GRI 405-1]                                                      Audit Committee Profile

 Name                              Gender        Position                 Duties and Responsibilities             Name                     Gender   Term of Service                     Role


                                                                  • Responsible for coordinating all of                                                               Apart from serving as chairman of the
                                                                     the Company operational activities.          Anangga W. Roosdiono      Male      2022-2025       Audit Committee, he also serves as
                                                                  • Responsible for optimizing returns                                                                Independent Commissioner of Saratoga.
                                                                     for the Company on each of its
 Michael W.P. Soeryadjaya           Male    President Director
                                                                     investments (realized & unrealized)                                                              Currently holds concurrent positions
                                                                     and     ensuring     the    effectiveness    Aria Kanaka               Male      2022-2025       as a member of the Audit Committee
                                                                     of     any    deal      sourcing     and                                                         in another public company.
                                                                     portfolio monitoring.
                                                                                                                                                                      Currently holds concurrent positions
                                                                                                                  Hany Gungoro             Female     2022-2025
                                                                                                                                                                      as a Partner in another company.
                                                                  Responsible for the Company’s financial
 Lany D. Wong                      Female    Finance Director     activities and leading the Company’s
                                                                  ESG Task Force.

                                                                  Responsible     for      the     Company’s
                                                                  investment and divestment activities
 Devin Wirawan                      Male    Investment Director
                                                                  and oversight of the Company’s
                                                                  investee companies.
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                                      31



Nomination and Remuneration                                          pertinent regulations. Annually, the Board of Commissioners          development, formulation, and implementation of investment
                                                                     conducts a thorough review and reaffirmation of the committee’s      policies and strategies aimed at ensuring sustainability and
Committee                                                            membership.                                                          realizing the Company’s long-term objectives.
The Nomination and Remuneration Committee has the main
role of assisting the Board of Commissioners in overseeing           Disclosure of complete information about the Nomination and          In performing its duties and responsibilities, the Investment
the nomination process for directors, preparing remuneration         Remuneration Committee; job description, responsibility, and         Committee is guided with the Investment Committee Charter.
policies, and reviewing the company’s human resources                authority; can be found in the Corporate Governance Chapter          Disclosure of complete information about the Investment
policies. Additionally, the committee undertakes the review of       of the 2023 Annual Report of PT Saratoga Investama Sedaya            Committee, stipulates among which the structure of the
both the policies and the effectiveness of the implementation        Tbk. [GRI 2-9] [GRI 2-10]                                            Committee, membership, reporting, duties and responsibilities
of GCG.                                                                                                                                   can be found in the Corporate Governance Chapter of the 2023
                                                                     Investment Committee                                                 Annual Report of PT Saratoga Investama Sedaya Tbk. [GRI 2-9]
The appointment of members to the Nomination and                                                                                          [GRI 2-10] [GRI 2-15]
                                                                     The Board of Commissioners empowers the Investment
Remuneration Committee is determined by the Board
                                                                     Committee to provide recommendations on investment
of Commissioners in strict adherence to the Company’s
                                                                     decisions following GCG principles. This encompasses the
Nomination and Remuneration Committee Charter and


Profile of The Nomination and Remuneration Committee                                                    Investment Committee Profile
 Name                              Gender   Term of Service                      Role                    Name                          Gender          Term of Service                      Role

                                                                                                                                                                         In addition to serving as Supervisor of
                                                              Apart from serving as chairman of
                                                                                                                                                                         the Investment Committee,     currently
                                                              the   Nomination    and   Remuneration     Edwin Soeryadjaya              Male                2022-2025
 Anangga W. Roosdiono               Male      2022-2025                                                                                                                  holds concurrent positions as President
                                                              Committee, also serves as Independent
                                                                                                                                                                         Commissioner of Saratoga.
                                                              Commissioner of Saratoga.


                                                              Currently holds concurrent positions as                                                                    In addition to serving as Chairman of
 Edwin Soeryadjaya                  Male      2022-2025
                                                              President Commissioner of Saratoga.                                                                        the Investment Committee, currently
                                                                                                         Michael W.P. Soeryadjaya       Male                2022-2025
                                                                                                                                                                         holds concurrent positions as President
                                                                                                                                                                         Director of Saratoga.
                                                              Currently holds concurrent positions as
 Handianto Ganis                    Male      2022-2025
                                                              a Commissioner in another company.
                                                                                                                                                                         Currently holds concurrent positions
                                                                                                         Lany D. Wong                  Female               2022-2025
                                                                                                                                                                         as a Director of Saratoga.


                                                                                                                                                                         Currently holds concurrent positions
                                                                                                         Devin Wirawan                  Male                2022-2025
                                                                                                                                                                         as a Director of Saratoga.
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                           32



TOWARDS AN                           Saratoga believes that GCG practices are inseparable from         This guideline has been meticulously crafted by referencing

ETHICAL BUSINESS                     the regulatory framework overseeing these mechanisms.
                                     Therefore, Saratoga has issued a Code of Conduct and
                                                                                                       the prevailing legal and regulatory framework in Indonesia and
                                                                                                       incorporating principles that are applicable on both national
WITH INTEGRITY                       Corporate Governance Guidelines. These guidelines serve as        and international scales. As such, this document embodies
                                     the foundational policies governing the overall governance        the Company’s steadfast commitment to preempting unethical
                                     structure and shaping the conduct and interactions of             conduct, promoting exemplary ethical standards, and fostering
                                     stakeholders. Furthermore, this guideline stands as a framework   a corporate culture rooted in ethics.
                                     for realizing good governance, contributing to the Company’s
                                     growth and sustainability in a broader sense.                     The communication and internalization of the Code of Conduct
                                                                                                       throughout all organizational tiers fall under the purview of the
                                     In the execution of the Company’s operational activities,         Human Resources Division. This encompasses dissemination
                                     Saratoga is committed to upholding ethics as part of              and incorporation through diverse media channels, both
                                     implementing good governance. By conducting business              formal and informal, including but not limited to discussions,
                                     ethically, it enables Saratoga to create a secure working         management reviews, email correspondence, and other
                                     environment and foster trust and credibility among its            applicable means.
                                     stakeholders. Furthermore, this commitment serves as support
                                     for the Company’s growth and sustainability in a broader sense.
                                     The enforcement of ethical business practices at Saratoga
                                                                                                       Whistleblowing System [GRI 2-26] [POJK F.24]
                                     is facilitated through the formulation and dissemination of       As stipulated in the Code of Conduct and Corporate Governance
                                     policies, which function as comprehensive guidelines for all      Guidelines, Saratoga has instituted a whistleblowing system
                                     entities operating under the Saratoga umbrella.                   that enables employees, internal entities, and external parties,
                                                                                                       including vendors, contractors, and other stakeholders, to
                                                                                                       submit reports and express concerns regarding violations of
                                     Code of Conduct                                                   applicable regulations or other forms of unsafe work practices.
                                     Saratoga has a Code of Conduct designed to guide all              Apart from that, this mechanism is also designed to avoid
                                     individuals associated with the organization, including members   conflicts or disputes between related parties and to find
   As of 2023, the Internal          of the Board of Directors, the Board of Commissioners, and        appropriate solutions to problems that arise.
   Audit Unit received no            the staff. This policy encompasses the ethical principles,
   reports or queries on             internal relationships and interactions, promotion of equality,   Concerns may be formally reported in writing to the internal
   potential Code breaches           and protection of employee interests within the Company.          audit unit. The report should include name, the issues and its
   through the whistleblower         Additionally, the Code includes stipulations addressing           history, the grounds for concern, along with the date, location
   channel. [GRI 205-1] [GRI 2-16]   anti-corruption and fraud, underscoring the organization’s        and any pertinent supporting documents should be included, if
                                     commitment to environmental sustainability and broader            available. Reports shall be directed to the specified address or
                                     societal responsibilities.                                        mailed to the following postal address:
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                                  33



                                                                       or utilizing the Company’s confidential information for securities     In the reporting year, Saratoga did not hold special training
    Address:                                                           trading or any purposes other than those directly aligned with         related to preventing acts of corruption, and this is our concern
    Attn: Internal Audit                                               supporting the Company’s business operations.                          for developing future training programs in 2024. [GRI 205-2]
    PT Saratoga Investama Sedaya Tbk
    15th floor, Menara Karya                                           Therefore, all members of the Board of Commissioners,                  The Anti-Corruption and Anti-Fraud policy as stipulated in the
    Jl. H.R. Rasuna Said Block X-5, Kav. 1-2                           Directors, and employees at Saratoga are mandated to disclose          Company’s Code of Conduct covers the following: [GRI 205-1]
    South Jakarta 12950, Indonesia                                     their share ownership to the Company at the commencement of
    Email: whistleblowing.report@saratoga-investama.com                each fiscal year. In addition, Saratoga is dedicated to vigilantly     1.    Anti-Bribery, embezzlement of funds and payment of
                                                                       overseeing this requirement. If a violation occurs, it may result in         facilities.
                                                                       disciplinary action following applicable regulations.                       Saratoga employees, including affiliates, are strictly
The Internal Audit team will promptly review all matters reported                                                                                  prohibited from offering or accepting bribes, facilitation
within a reasonable timeframe, after which a decision shall            In 2023, no insider trading action was carried out by Directors,            payments, misappropriation of funds, or any other forms of
be made whether to proceed with a detailed investigation.              Commissioners, or Saratoga employees.                                       inducements, irrespective of the purpose. This prohibition
Unreasonable reports with no supporting documents will not                                                                                         extends to all transactions, whether conducted directly
be reviewed further. All reported incidents will be promptly                                                                                       or through intermediaries such as agents, consultants,
investigated, and appropriate actions will be taken.
                                                                       Anti-Corruption and Anti-Fraud Policy                                       suppliers, sellers, and/or collaboration partners.
                                                                       Corruption is delineated as the misuse of authority, inducing
The Company highly regards each report as an expression of             individuals to engage in dishonest conduct while executing             2.   Anti-Money Laundering
participation and honesty, whether originating from internal or        their responsibilities. An instance of corruption manifests in the          All Saratoga employees, including affiliates, are prohibited
external entities. In this regard, Saratoga assures the strict con-    proffering, pledging, or conferring of material and non-material            from engaging in or facilitating money laundering for any
fidentiality of the reporter’s identity and provides full protection   advantages in inappropriate circumstances. Therefore, Saratoga              form of criminal activity. Employees who are involved in
to those reporting in good faith. Furthermore, the Company             is committed to preventing corruption within the Company by                 these activities, even if unintentionally, may be subject to
unequivocally prohibits any form of retaliation or adverse             prohibiting its occurrence and implementing good governance                 criminal and civil sanctions against themselves and the
actions against whistleblowers. This prohibition encompasses           following the Company’s code of conduct.                                    Company.
safeguarding employees who engage in reporting or
participating in investigations from any detrimental employment        In 2022, we incorporated corruption-related risks into our ESG         3.    Gifts and Entertainment
consequences, including but not limited to termination,                risk assessment. These risks encompass negative impacts on                  Gifts and entertainment can foster positive intentions
demotion, suspension, loss of benefits, threats, harassment, or        the company, including the prospect of legal actions against                in business relationships; however, issues may arise if
discrimination.                                                        employees or the organization and a diminished level of investor            these become anticipated rewards, leading to potential
                                                                       confidence. [GRI 205-1]                                                     conflicts of interest within the Company’s business
Insider Trading Prevention Policy                                                                                                                  associations. Saratoga imposes a cap on the value of gifts
                                                                       As part of its commitment to preventing corruption, Saratoga                and entertainment permissible for employees, specifically
All non-public company information is included as confidential
                                                                       has instituted an anti-corruption and anti-fraud policy. This               setting the maximum limit at USD 200 (Two Hundred US
information. The Company expressly forbids members of
                                                                       policy is periodically communicated to all employees across                 Dollars). Gifts and entertainment exceeding this threshold
the Board of Commissioners, the Board of Directors, and all
                                                                       various levels by the Human Resources Division through the                  are not permissible, except in situations where refusal is
employees, including their affiliates, from accessing, disclosing,
                                                                       socialization and internalization of the Code of Conduct.                   impractical for the employee. In such cases, employees are
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                             34



    allowed to accept the gift and are subsequently required to        These regulations delineate both affirmative obligations and
    surrender it to the Human Resources Division for utilization       prohibitions, particularly to the associations and engagements of
                                                                                                                                               During the reporting period, no matters
    in Company-related needs. Furthermore, all employees are           each stakeholder. Furthermore, employees at all organizational
                                                                                                                                               were indicating a conflict of interest in any
    obligated to report the receipt or provision of gifts and/         echelons are mandated to prioritize the Company’s interests
                                                                                                                                               decisions made by Saratoga.
    or entertainment, regardless of the value being below the          while fulfilling their duties and obligations.
    stipulated limit.
                                                                       As a result, conditions that lead to conflicts of interest, which
                                                                       can hinder the performance of duties and cause unintentional
    We are pleased to report that in 2023,                             or intentional losses, can be preempted. If a conflict of interest
                                                                                                                                            Data Protection and Privacy
    no incidents of corruption were reported                           does arise, Saratoga will undertake remedial actions in strict
                                                                                                                                            Saratoga is committed to upholding data security and privacy
    through our whistleblowing mechanism.                              accordance with the provisions stipulated in the pertinent
                                                                                                                                            as stipulated in the Company’s Code of Conduct. Saratoga
    [GRI 205-3]
                                                                       regulations.
                                                                                                                                            believes that ownership of information is a valuable asset for
                                                                                                                                            the Company. Therefore, Saratoga already has a data storage
                                                                       Disclosure regarding affiliated relations between members of
                                                                                                                                            monitoring system and regularly monitors digital technology
                                                                       the Board of Commissioners and Board of Directors and can
Anti-Money Laundering Policy                                           be found in the Corporate Governance Chapter of the 2023
                                                                                                                                            systems within the Company.

Saratoga is committed to upholding governance and complying            Annual Report of PT Saratoga Investama Sedaya Tbk. [GRI 2-15]
with relevant regulations, particularly in the context of preventing
money laundering. In general, money laundering is an action
designed to hide or disguise the source of illegally obtained
funds in order to appear legitimate. To prevent activities that
may inadvertently facilitate money laundering, the Company
has established rigorous procedures to guarantee that financial
operations and activities exclusively serve the best interests of
the Company.

Managing Conflict of Interest [GRI 2-15]
Conflicts of interest may arise through deliberate or inadvertent
means. To address this issue, Saratoga has a mechanism that
regulates and prevents abuse of authority or position for
personal, family, or group interests, which results in conflicts of
interest that impede the fulfillment of obligations and may even
result in losses.

The regulations governing conflicts of interest are delineated in
the Corporate Governance Guidelines, Code of Conduct, Board
of Commissioners Charter, and Board of Directors Charter.
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                    35



PERFORMANCE                                 To ensure compliance with good corporate governance               Remuneration for the Board of Directors is formulated by

EVALUATION AND                              and the Company’s code of conduct, Saratoga evaluates
                                            governance practices following the Company’s evaluation and
                                                                                                              the Nomination and Remuneration Committee based on
                                                                                                              the Company’s achievements compared to the targets and
REMUNERATION                                remuneration policies. Annually, the Board of Directors assumes   budget that have been set. The Nomination and Remuneration

POLICY OF THE BOARD                         the responsibility of establishing key performance indicators,
                                            subsequently presenting them for evaluation by the Board of
                                                                                                              Committee submits recommendations to the Board of
                                                                                                              Commissioners regarding structure, policies, and remuneration
OF COMMISSIONERS                            Commissioners at year-end. Comprehensive assessments are          amounts for members of the Board of Directors and Board of

AND DIRECTORS                               conducted on the performance of the individual Directors and
                                            the collective Board. Additionally, independent evaluations
                                                                                                              Commissioners to be proposed at GMS. The Shareholders
                                                                                                              determine the remuneration amount at the GMS.
[GRI 2-18][GRI 2-19]][GRI 2-20][GRI 2-21]   are conducted annually by both the Board of Commissioners
                                            and the Board of Directors. These processes are integral to       The remuneration structure for the Board of Commissioners and
                                            enhancing the overall efficiency and effectiveness of the         Board of Directors consists of salaries for the Board of Directors,
                                            Company’s performance.                                            honorarium for members of the Board of Commissioners, and
                                                                                                              other benefits and allowances for the Board of Commissioners
                                            The Nomination and Remuneration Committee diligently              and Board of Directors. Nevertheless, remuneration for
                                            determines the remuneration of the Board of Commissioners,        Independent Commissioners does not include bonuses to
                                            taking into account their performance and aligning it with        maintain their independent status.
                                            industry standards. This thoughtful approach ensures fair and
                                            relevant compensation, fostering a positive and motivating        In 2023, the remuneration granted to members of the Board of
                                            environment for the members of the Board.                         Commissioners and the Board of Directors is as follows:


                                                                                                                       Total Amount Received by the Board of Commissioners
                                             Type of Remuneration and Other Facilities
                                                                                                                                  and the Board of Directors in 2023


                                             Salary & Religious Holiday Allowance                                                                             IDR 19,564,174,000



                                             Bonus                                                                                                            IDR 18,969,751,000


                                             Allowance & Facilities                                                                                           IDR 3,099,205,048



                                             Long Term Incentive Program (Shares)                                                                              3,145,000 (Shares)


                                            More details on the remuneration policies and the evaluation of the performance of the Board of Commissioners and Board of
                                            Directors can be found in the Corporate Governance Chapter of the 2023 Annual Report of PT Saratoga Investama Sedaya Tbk.
Page 37
Investments
for the Future
Page 38
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                              37



CONFRONTING
GLOBAL
ECONOMICS
CHALLENGES




                                   The current global economic climate presents several                  sector. These dividends are partly allocated towards debt
                                   challenges for investors. Rising interest rates, a response to        reduction, resulting in a substantial improvement in our financial
                                   inflation, make borrowing more expensive and potentially              standing. Previously burdened with a debt position of IDR3.9
                                   stifle economic growth. This, in turn, could impact corporate         trillion in 2021, our current debt stands at IDR930 billion, with
                                   profitability. Additionally, investors might demand a higher          a net debt of IDR263 billion. This improved financial position
                                   return on riskier assets to justify holding them over safer options   places Saratoga on solid ground, enabling us to capitalize on
                                   like bonds with their now-increased interest rates. Furthermore,      favorable opportunities. In addition to our proactive financial
                                   commodity price volatility adds another layer of complexity.          management strategy, Saratoga maintains a low direct exposure
                                   While some businesses might benefit from lower production             to retail sectors. This deliberate approach serves as a safeguard
                                   costs, for others, it could mean a hit to profitability, especially   against the risks associated with inflation that may impact
                                   those reliant on commodity exports. Finally, inflation itself is a    businesses operating in these specific segments.
                                   major concern. It shrinks consumer buying power and raises
                                   business costs. Sectors heavily reliant on retail customers might     In the context of Indonesia, a unique challenge arises from
                                   be particularly impacted, struggling to pass on all the increased     the upcoming presidential election in 2024. The political
                                   costs. Overall, these interconnected factors create a landscape       landscape introduces an element of uncertainty that has made
                                   of uncertainty for investors, demanding careful analysis before       many foreign investors hesitant to allocate funds to Indonesian
                                   making any investment decisions.                                      companies. Nevertheless, as an Indonesian company actively
                                                                                                         investing in other local enterprises, the impending presidential
                                   In the face of these challenges, Saratoga remains resolute in         election in 2024 does not deter us from seeking and capitalizing
                                   maintaining our performance. We adopt a prudent approach in           on investment opportunities. We maintain confidence in our
                                   managing our financial resources, navigating the complexities         robust management system, which we believe is resilient to
                                   brought about by high-interest rates, commodity prices volatility,    the dynamics that may accompany changes in government
                                   and inflationary pressures. Our commitment to sound financial         leadership. We perceive the upcoming election as unlikely to
                                   management is evident in our strategic use of significant             have a substantial impact on our business operations.
                                   dividends received from our portfolio in the commodities
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                              38




             Bridging Stakeholders: Fostering Green Discourse at the Saratoga Investment Summit

          To kick off this year, we hosted the Saratoga Investment Summit, an international-scale          This economic strategy of downstream production has been a central focus for Saratoga’s
          event that brought together stakeholders from diverse backgrounds, including government          portfolio companies in recent years. In the realm of environmentally friendly energy,
          officials, business leaders, and investors. The summit, held in a hybrid format at Fairmont      Adaro and Merdeka have initiated commodity downstreaming efforts, encompassing
          Hotel Jakarta on January 26, 2023, served as a room to engage in a discussion about the          aluminum, nickel, bauxite, and copper, to support the electric vehicle industry. Moreover,
          future of investment and economic development. Furthermore, this summit aligns with our          Adaro actively champions a water-based electricity plant that adds renewable energy to
          25th-anniversary celebration last year, reflecting our commitment to making this milestone       the grid. On the other hand, Merdeka is actively engaged in the development of lithium
          a significant event.                                                                             batteries for electric vehicles. Additionally, Saratoga has invested capital in companies
                                                                                                           within the renewable energy sector, exemplified by our partnership with Xurya. Together,
          We were honored to have the President of the Republic of Indonesia, Joko Widodo,                 these strategies underscore not only our commitment but also that of our portfolio to
          inaugurate the event. The summit also welcomed Luhut Binsar Pandjaitan, the Coordinating         actively and sustainably contribute to national economic development.
          Minister for Maritime and Investment Affairs of the Republic of Indonesia. Both figures shared
          insights into Indonesia’s economic strategy for downstream production, emphasizing               The Saratoga Investment Summit attracted other influential figures in investment
          its role in promoting regional equality. Commodity downstreaming projects align with             and technology development. We welcomed speakers and moderators from Indies
          Indonesia’s commitment to capture opportunities in green development, ensuring a                 Capital Partners, Northstar Group, and our own company. In the realm of technology
          sustainable economy. The summit was also attended by Sandiaga Uno, the Indonesian                advancement, we invited senior management representatives from Xendit to share their
          Minister of Tourism and Creative Economy, who participated in the panel discussion on the        insights. Additionally, upper management from Adaro was also invited to speak at this
          development of successful startups in Indonesia.                                                 summit.




                                              In his address, the President emphasized
                                              the significance of attracting green
                                              investment, particularly in developing
                                              electric vehicles and renewable energy
                                              ecosystems. He encouraged investors
                                              to consider investing in Indonesia to
                                              contribute to these vital sectors.
Page 40
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                       39



SARATOGA ECONOMIC
PERFORMANCE [POJK F.3]                                                Financial Performance Highlights [POJK F.2]

                                                                                                                                         2021            2022            2023
                                                                       Performance Aspects
In this overview, we provide a summary of our financial                                                                                           in billion Rupiah
performance, with more detailed data available in our annual
                                                                       Net Income (Loss)                                                24,890            4,616       (10,150)
report. For 2023, we recorded a historical high dividend income
of IDR2,784 billion, reflecting a robust performance by our            Net Asset Valuation                                              56,316          60,931        48,854
portfolio companies. This is despite our Net Asset Valuation
                                                                       Dividend Income                                                   1,648           2,591          2,784
(NAV) declining to IDR48.9 trillion from the previous year, driven
by the decrease in share prices of Adaro and Merdeka due to            Investment                                                       59,695           61,518       49,008
commodity prices fluctuations. The total investment in 2023
                                                                       New and Additional Investment                                      1,317         18,290          2,152
that we made was IDR 2,152 billion, all of which were in line with
the implementation of sustainable finance (see page 40). For           Operating Costs                                                     153             232           222
a comprehensive understanding of our financial achievements
and strategic insights, we encourage you to refer to our detailed
annual report.


Direct Economic Value Generated and
Distributed [GRI 201-1]
Direct economic value generated and distributed refers to             and retained economic value. Our directly produced
the financial benefits generated directly by a Company’s core         economic value is quantified through various revenue streams,
business activities and subsequently distributed to various           encompassing dividend income, interest, investment income,
stakeholders. Understanding this economic value is crucial for        and other sources. Notably, we experienced a positive increase
assessing a Company’s financial performance and its impact            in revenue, marking a 7.2% growth from the previous year.
on shareholders, employees, and the broader community. By             Turning to our distributed economic value, we wish to emphasize
delving into the intricacies of directly generated and distributed    the substantial increase in our cash dividend payments.
economic value, one gains insights into the sustainability,           Collectively, our economic value distributed witnessed a
efficiency, and overall health of a business, contributing to deci-   commendable rise of 8.6%, reflecting our commitment to
sion-making process and strategic planning.                           strategic investments and contributions to various sectors. For
                                                                      an in-depth analysis and additional insights, we encourage
The provided tables offer a brief overview of our economic            further exploration of the detailed tables presented in our
performance, detailing direct economic value generated,               financial reports.
distributed economic value, total economic value distributed,
Page 41
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                             40



                                                                                                     2021          2022      2023        SUSTAINABLE INVESTING
                                       Description
                                                                                                         in billion Rupiah
                                                                                                                                         As one of the most prominent investment companies in
 Direct Economic Value Generate                                                                                                          Indonesia, we play a pivotal role in facilitating and supporting
                                                                                                                                         the operations of various enterprises. Acknowledging the
 Revenues*                                                                                           1,665         2,613     2,820
                                                                                                                                         significance of our decisions, we understand that we hold
 Distributed Economic Value                                                                                                              considerable weight in contributing to national goals.
                                                                                                                                         Recognizing our impact on enabling companies with
 Operating Expenses
                                                                                                                                         objectives to grow, we are committed to making investment
 - Operating Expenses                                                                                  40            92         74
                                                                                                                                         decisions. Our dedication lies in steering towards sustainable
 - Other Operating Expenses                                                                            20            24         21
                                                                                                                                         investments that align with both our business objectives and
                                                                                                                                         broader societal responsibilities. Implementing sustainable
 Salaries, Wages, and Employee Welfare                                                                 114           141       148
                                                                                                                                         investment also allows us to be aware of the risks that may arise
 Payments to Creditors                                                                                                                   in the future. This awareness positions us to effectively manage
 - Cash Dividends Payment                                                                                                                these risks and transform them into opportunities for growth
                                                                                                      296            810     1,014
 - Payment of Interest Expense and                                                                                                       and resilience. Through a forward-thinking and sustainable
                                                                                                      192            185        95
 Other Financing Expenses                                                                                                                approach to investment, we not only safeguard our own
                                                                                                                                         interests but also contribute to the long-term viability of the
 Payments to the Government                                                                                                              businesses we support.
 Payment of Corporate Income Tax and Other Taxes                                                        48           50          62
                                                                                                                                         Saratoga actively implements sustainable investment
 Investment on Community Development/                                                                                                    practices through a three-fold approach. Firstly, we integrate
                                                                                                         1             1             1
 CID funding                                                                                                                             environmental, social, and governance (ESG) aspects when
                                                                                                                                         making investment decisions. This comprehensive evaluation
 Total economic value distributed                                                                      711        1,303       1,415
                                                                                                                                         ensures that our investments not only yield financial returns
                                                                                                                                         but also contribute positively to the environment, society,
 Retained economic value                                                                              954          1,315      1,405
                                                                                                                                         and adhere to sound governance principles. Secondly, our
                                                                                                                                         commitment to sustainable investment is evident in our
*The revenue represent the dividend income, interest, investment income and other income                                                 proactive pursuit of opportunities to invest in environmental
                                                                                                                                         and social enterprises. By actively seeking out and supporting
During the reporting year, Saratoga did not receive any financial assistance from the government.[GRI 201-4]                             businesses that prioritize environmental and social impact, we
Page 42
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                                   41



aim to contribute to the growth of enterprises that align with our
vision of responsible and sustainable investing. Furthermore,
                                                                                                           The Stages of Investment Due Diligences
we take an active role in encouraging our existing portfolio of
companies to embrace and practice sustainability. By fostering


                                                                                           1                         2                       3                        4                       5
a culture of responsible business practices within our portfolio,
we aim to create a ripple effect that extends the benefits of
sustainability throughout our business network.

We are actively advocating for the integration of ESG principles
in our portfolio companies, despite facing certain challenges.                      Opportunity                   Initial                Desktop                 Term Sheet           New Investment
                                                                                                                Evaluation               Diligence
Our publicly-listed company has demonstrated a growing                             An opportunity that                                                              Offer of a          A new investment is
                                                                                        meets the             Initial evaluation of     Evaluation on the         non-binding            taken up with the
awareness of the significance of ESG, and they have initiated
                                                                                    investment criteria         documents and          investment viability      proposal to the              selected
its implementation. However, our non-listed companies,                             of Saratoga is either       meeting with top          through sharing            potential           investee company




                                                                          STAGES
though aware, have not yet integrated ESG principles into their                    found or proposed.           management or              of information,          investee               that agrees to
                                                                                                                 founder of the       development of the            company.                 Saratoga’s
operations. Despite these challenges, we remain committed to                                                        potential          business case, and                                    proposal.
encouraging and facilitating a more profound implementation                                                   investee company.            submission of
                                                                                                                                      recommendation to
of ESG principles throughout our entire portfolio. [POJK E.5]
                                                                                                                                          the Investment
                                                                                                                                            Committee.


                                                                          2023
                                                                                   124 companies             23 companies             10 companies              4 companies            3 companies




ESG Due Diligence                                                    Investing in Conscious Companies
How we implement sustainable investment is integral to our           We maintain an open stance towards investing in companies                digital technology. In the environmental sector, our focus
investment decision-making process, primarily by considering         that champion commendable social and environmental                       extends to companies dedicated to climate change adaptation,
ESG aspects. At every stage of our investment evaluation             causes. While our commitment to supporting such initiatives              exemplified by our investment in Xurya and Forest Carbon. Our
process, which involves five key stages, we strive to integrate      is unwavering, we also recognize the importance of evaluating            commitment to these sectors exemplifies our dedication to
sustainability considerations. The process begins with               the economic performance of prospective investments. Our                 strategically investing in ventures that not only contribute to
detecting opportunities that align with our investment criteria.     investment choices over the years further emphasize this                 long-term economic viability, but also make a positive impact
These opportunities are equally available to all companies.          dedication. In terms of social impact, we take pride in our              on society and the environment. [POJK F.26]
Then the process followed by an initial evaluation, a desktop        investment in SIRCLO, serving as a catalyst for transformative
assessment of investment viability, the presentation of a            change by empowering businesses across diverse scales —
non-binding proposal if interest persists, and ultimately, the       from giant enterprises to grassroots businesses — through
realization of a new investment.[POJK F.17]
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                    42



Saratoga Responsible Investment



     SIRCLO                                                 PT Xurya Daya Indonesia (Xurya)                           Forest Carbon




     SIRCLO is driven by a mission to support everyone      Xurya stands as a pioneering company specializing         Forest Carbon extends beyond being a mere carbon
     in navigating the expanding e-commerce industry.       in rooftop solar power plants, known as Pembangkit        credit provider; at its core, the company is driven
     In the year 2022, SIRCLO achieved a significant        Listrik Tenaga Surya (PLTS). Until 2023, the company      by a mission to restore degraded wetland forests.
     milestone, engaging nearly one million users from      achieved a significant milestone by emerging as a         The heart of its initiatives lies in the preservation
     the micro, small, and medium enterprises (MSME)        trusted provider, having successfully installed rooftop   of peatland on Sumatra Island, a crucial endeavor
     sector within its ecosystem. This user base includes   PLTS for over 100 companies. This impactful initiative    that not only mitigates carbon emissions but also
     brand owners, warungs, and micro or nano-influ-        spans across 11 provinces in Indonesia, showcasing        facilitates the regeneration of areas previously
     encers spread across 514 cities and 34 provinces       Xurya’s widespread influence. The cumulative effect       devastated by fire. However, Forest Carbon’s impact
     in Indonesia. SIRCLO goes beyond business,             of these projects has generated an impressive total       transcends environmental benefits alone. The
     actively empowering vulnerable groups, with 65% of     of more than 166 million kilowatt-hours of clean          projects undertaken by the company play a pivotal
     womenpreneurs and 0.71% of people with disabilities    energy. Notably, this substantial output has resulted     role in generating employment opportunities for
     being integral parts of its ecosystem. Moreover,       in a noteworthy reduction in carbon emissions,            local communities. Simultaneously, these initiatives
     SIRCLO has positively impacted the socio-economic      amounting to an annual equivalent of 148 million          contribute to the protection of endangered species
     conditions of MSMEs, increasing their turnover by      kilograms, marking Xurya’s substantial contribution       inhabiting the areas under restoration.
     34% and facilitating an average savings of 20% on      towards environmental sustainability.
     operational costs. Additionally, SIRCLO’s commitment
     extends to environmental initiatives, encompassing
     waste management, recycling, and carbon footprint
     monitoring programs.
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                            43


                                                             Reiterating our commitment on numerous occasions underscores that our dedication extends beyond internal operations, reaching
Sustainability Performance                                   into the realm of instigating positive initiatives within our portfolio. Functioning as both an extension and a reflection of our unwavering
of Our Portfolio                                             commitment to sustainability, our portfolio actively engages in meaningful initiatives, contributing positively and aligning with our vision
                                                             for embracing ESG principles. In the following section, we will delve into the notable progress made by our major portfolio companies in
                                                             advancing sustainability throughout this year.




     PT Adaro Energy Indonesia Tbk (Adaro)                             PT Merdeka Copper Gold Tbk (Merdeka)                                 PT Tower Bersama Infrastructure Tbk
                                                                                                                                            (Tower Bersama)




     Adaro     consistently    integrates    environmental             Merdeka’s sustainability efforts have earned                         In 2023, Tower Bersama emerged as a shining
     considerations into its business model and plans.                 recognition through an improved ESG rating by MSCI,                  example of sustainability, receiving international
     Under its subsidiary, Adaro Power, the company                    positioning Merdeka as the highest-rated mining                      acclaim for its exceptional performance. The
     strategically pursues green and renewable energy                  company in the country this year. Additionally, Merdeka              TrenAsia ESG Excellence 2023 award (Action
     alternatives. Having ventured into solar-generated                plays a significant role in the nation’s commitment to               predicate) acknowledges Tower Bersama’s standout
     energy in recent years, Adaro achieved a significant              reduce greenhouse gas emissions. In alignment with                   achievements in various ESG dimensions within
     milestone in 2023 by initiating a national hydropower             one of the government’s proposed strategies to shift                 the Telecommunications and BTS Provider sector.
     project. This accomplishment is noteworthy for both               towards electric vehicles, Merdeka stands as a crucial               Furthermore, at the 15th Annual Global CSR & ESG
     Adaro and Saratoga and aligns with the nation’s                   stakeholder in the electric vehicle supply chain due to              Summit & Awards 2023 in Vietnam, Tower Bersama
     commitment to boosting the renewable energy mix. In               its commitment to nickel production.                                 clinched the Platinum award for Best Workplace
     2022, Adaro also embarked on developing a Carbon                                                                                       Practice, affirming its dedication to cultivating a
     Abatement Roadmap, showcasing its dedication to                                                                                        positive and inclusive work environment. Adding to
     reducing and mitigating carbon emissions. The plan                                                                                     its impressive accolades, Tower Bersama secured two
     commenced implementation this year.                                                                                                    distinguished awards – the TOP CSR Award and the
                                                                                                                                            TOP Leader on CSR Commitment Award.
Page 45
Empowered
Workforce
for Sustained
Excellence
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                     45



EMPOWERED                          Within the organization, our employees are the cornerstone of
                                                                                                        OUR CONTRIBUTIONS TO
WORKFORCE                          our success, serving as the essential pillars that uphold the very
                                   foundation of our achievements. We go beyond considering             SUSTAINABLE DEVELOPMENT
FOR SUSTAINED                      them merely as staff; rather, we embrace them as integral
                                                                                                        GOALS
EXCELLENCE                         members of our extended family, essential partners, and a
                                   reliable support system. Recognizing the pivotal role they play,
                                                                                                        Through our concrete action of Saratoga’s commitment to
                                   we prioritize effective employee management.
                                                                                                        human resource management and development, we contribute
                                                                                                        to the achievement of Sustainable Development Goals, which
                                   Our commitment extends well beyond the professional realm,
                                                                                                        are 4) Quality Education and 5) Gender Equality.
                                   as we are dedicated to fostering an environment of equal
                                   opportunity, prioritizing the well-being of our employees, and
                                   providing continuous learning and development opportunities.
                                   This commitment to their holistic growth and fulfillment is
                                   exemplified by the refinement of our people policy and the
                                   establishment of the sexual harassment prevention policy last
                                   year.

                                   These policies stand as a testament to our dedication to
                                   providing a workplace where every individual is treated with
                                   respect and dignity. They underscore our commitment to
                                   creating an inclusive and supportive atmosphere where
                                   employees can thrive both personally and professionally.
                                   Furthermore, our overarching ESG policy places a strong
                                   emphasis on the value we place on our human capital and
                                   outlines our vision for how we aspire to treat and nurture them
                                   within our organization. Through these policies, we aim to
                                   not only meet legal and ethical standards but also to actively
                                   promote a workplace culture where every employee feels
                                   valued, supported, and empowered. [GRI 3-3]
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                             46




Our Impact in 2023 at a Glance [GRI 404-3]


      Increasing the average


                                                            790
      training hours per worker
      from 13.03 (2022)
      to 14.11 (2023)                                       total training hours




       48%                           0 Report                                      0 Report
       of all employees are female   of Sexual Harassment                          of discrimination




      100% of employees                                     Employees are satisfied
      received performance                                  with the management and facilities
      evaluations and appraisals                            provided by Saratoga
Page 48
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                               47




           Saratoga Year-End Gathering

         As tradition dictates, we held our annual year-end
         gathering once again this year on the 8th of
         December at Lucy in the Sky in Menteng, Central
         Jakarta. This special event serves as a platform for
         our employees to come together, fostering a sense
         of camaraderie and providing an opportunity for
         everyone to have a good time. Beyond the festivities,
         the year-end gathering holds significant meaning
         for us – it is a moment to celebrate our collective
         achievements and express gratitude for the hard
         work and dedication of our valued employees.




COMMITMENT TO                                                    Inclusion in Our Workforce                                             of Directors, we prioritize gender diversity, with one out of every
EQUAL OPPORTUNITY                                                Last year marked a significant milestone for our organization          three directors being female. This deliberate effort extends
[POJK-F.18]                                                      in human resources management as we reported a refinement              to our senior management at the coordinating level, where
                                                                 in our people policy. This update underscored our unwavering           we have achieved a near balance between male and female
                                                                 commitment to fostering an inclusive workplace culture.                leadership. [GRI 405-1]
                                                                 Central to this commitment is our dedication to providing equal
                                                                 opportunities to every individual, regardless of background. We        Our workforce predominantly falls within the productive age
                                                                 believe that diversity is a source of strength, and by prioritizing    range of 30 to 50, reflecting a dynamic and experienced
                                                                 equality, we aim to create an environment where all employees          team. Despite this, we actively promote age diversity by
                                                                 can thrive and contribute their unique perspectives.                   providing opportunities for employees beyond this age bracket.
                                                                                                                                        Simultaneously, we currently have 3 employees working
                                                                 We are committed to fostering a gender-balanced workforce              on a temporary basis, and it is imperative to emphasize our
                                                                 at all organizational levels, reflecting our dedication to diversity   commitment to equal rights for all. Whether on a temporary or
                                                                 and inclusion. Currently, our workforce composition stands             full-time basis, we ensure that every individual in our workforce
                                                                 at 48.44% women among 64 employees, a testament to our                 enjoys the same rights, fostering an inclusive and fair work
                                                                 recognition of the significance of representation. In our Board        environment for everyone. [GRI 2-8]
Page 49
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                                                                                        48


                                                                                                                                                                                                 Equitable and Compliant Recruitment
   EMPLOYEES                                                                    Male                    Female
   BASED ON                                                                                                                                                                                      Practices
   EMPLOYMENT                                                                                                                                                                                    At Saratoga, we firmly believe in fostering equal opportunity
                                                                                                                             32              Temporary
   TYPE [GRI 2-7]                      Permanent
                                                                                                                                             employees
                                                                                                                                                                                                 right from the outset, beginning with a fair and open
                                       employees
                                                                                                                                                                                                 recruitment process. Our commitment revolves around
                                                                                                                       29
                                                                                                                                             4.69%                                               ensuring that recruitment decisions are free from any biases
                                                                                                                                                                                 Permanent       and discrimination related to gender, race, skin color, or political
                                                                   1                                                                                                             employees
                                       Temporary                                                                                                                                                 opinions. We adhere to a recruitment process that is not only fair
                                       employees                                                                                                                                 95.31%          but also transparent, allowing individuals to be assessed solely
                                                                       2
                                                                                                                                                                                                 based on their merits. In the past year, we successfully recruited
                                                                                                                                                                                                 a total of 7 individuals. Additionally, we acknowledge that
                                                                                                                                                                                                 attrition is a natural part of any organization, and 2 employees
                                                                       Male                  Female
                                                                                                                                                                                                 left the company for personal reason. The turnover rate for the
   EMPLOYEES                     Director                              Manager and                                     Staff and                                                                  reporting year is 3.13%, a decrease of 54% from the previous year
   BASED ON                                                             Supervisor                                     Non-Staff
                                                                                                                                                                                                 (6.78%). On the flip side, we welcomed 1 intern from University
   JOB TITLE
                                                                                                                                             Staff and                                            of Western Australia, contributing to the exchange of fresh
                                                                                                                                             Non-Staff                                 Director   perspectives and ideas within our dynamic workplace.[GRI 2-8]
                                                                                   13
                                                                                                                                             39.06%                               4.69%
                                                                                        9                                     9
                                                                                                                         8
                                                                                                    7                                                                                                NEW EMPLOYEES [GRI 401-1][POJK C.3b]
                                                                                                5
                                                                                                                                                                               Manager
                                                                                                                                                                            and Supervisor              <30           2
                                   2                                                                          2    2                 2   2
                                                      1        1           1
                         0 0            0     0                                                                                                                              56.25%                   Years old
                                                                                                                                                                                                                  0
                                   d




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                                s




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                                                                                                                                                                                                       30 - 50
                                                                                                                                  s
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                                                                                                                                                                                                      Years old       2
                            0




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                   0




                                                      0




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                                     0




                                                                                    0




                                                                                                                            0
                         -5




                                                               -5




                                                                                                              -5
                  <3




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                                   >5




                                                                                >5




                                                                                                                        >5
                       30




                                                              30




                                                                                                             30




                                                                                                                                                                                                        >50       0                                     Male
                                                                                                                                                                                                      Years old
                                                                                                                                                                                                                  0                                     Female
   EMPLOYEES
   BASED ON                                                23
   AGE GROUP                                                                                                                                                                                         EMPLOYEES TURNOVER RATE
                                                                                                            Male                                                                 18
                                                                                                                                                                                                        <30                         33.33%

                                                                                                                                      52%    48%                                           10
                                                                                                                                                                                                      Years old
                                                                                                                                                                                                                  0.00%
                                                                               7
                                                                                                                                                         Female                                        30 - 50    0.00%
                                                  3                                                                                                                     3
                                                                                                                                                                                                      Years old   0.00%
                                                           d




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                                                                                                                                                                                                        >50                                             Male
                                                          s




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                                                  Ye




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                                                                                                                                                                                                                           10,00%                       Female
                                                0




                                                                                                                                                                        0
                                       0




                                                                                                                                                              0
                                                           0




                                                                                                                                                                                 0
                                              -5




                                                                                                                                                                       -5
                                   <3




                                                                                                                                                             <3
                                                          >5




                                                                                                                                                                             >5
                                            30




                                                                                                                                                                   30
Page 50
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                            49



We uphold a steadfast commitment to conducting compliant                EMPLOYEE WELL-BEING                                               to ethical business practices and the creation of a work
                                                                                                                                          environment that prioritizes the welfare of our team.
and humane recruitment practices throughout our organization.
It is crucial to emphasize that our dedication to this principle also
                                                                        AND ENGAGEMENT
                                                                                                                                          Our extensive employee compensation and benefits package
extends to our portfolio companies. We want to make it explicitly
                                                                                                                                          encompass various components, including the basic salary,
clear that we have absolutely no affiliation with any form of child     Fair Compensation and Benefits                                    annual bonuses, meal facilities, transportation allowance,
or forced labor. This principle is of utmost importance to us, and
                                                                        We recognize that providing fair remuneration goes beyond         overtime pay, allowances for diverse social and religious
we adhere to it rigorously. Furthermore, we deeply value our
                                                                        meeting our obligations to our employees—it is a vital element    events, health facilities and programs, long-service pay, and
employees and strive to demonstrate this through providing
                                                                        in cultivating a robust and thriving workforce. Fair pay is not   participation in our vehicle ownership program. For a detailed
them with fair compensation and benefits that align with their
                                                                        merely a legal mandate; it plays a pivotal role in establishing   breakdown, kindly refer to the provided table on the next page.
contributions and dedication to our Company. [GRI 3-3][POJK-F.19]
                                                                        a workplace where our team members feel appreciated and           These compensation and benefits packages are thoughtfully
                                                                        well-supported. Our emphasis on just compensation and             designed in accordance with our company policies and are fully
                                                                        comprehensive benefits underscores our authentic dedication       compliant with legal standards.
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PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                        50




       Saratoga Employee Compensation
       and Benefit 2023 [GRI 401-2]

              EMPLOYEE                                                At our Company, we take great pride in providing a            Recognizing the crucial role fair compensation and
                                      PERMANENT      TEMPORARY
           COMPENSATION                EMPLOYEE       EMPLOYEE        basic salary that goes beyond regulatory standards,           benefits play in retaining our valuable employees, we
          AND BENEFIT* [GRI 401-2]
                                                                      a testament to our commitment to fair compensation.           conducted a comprehensive evaluation of our retention
                                                                      Our lowest-ranking employees receive a salary of IDR          program in late 2022. This assessment led to several
        Basic Salary                                                  5,550,000, which surpasses the government-mandated            significant improvements aimed at enhancing our
                                                                      minimum wage by 13.22%. [POJK F.20] This figure, however,     employees’ overall well-being. One notable enhancement
        Annual Bonus
                                                                      does not encompass the additional benefits detailed           was the upgrade of our medical insurance, offering a
        Meals Facilities
                                                                      in the provided table. In addition to our commitment          higher coverage to better support the health and welfare
                                                                      to competitive salaries, our dedication to regulatory         of our workforce. In addition to these improvements, the
        Transportation Allowance*                                     compliance extends to our employees’ well-being.              evaluation also introduced a car ownership program,
                                                                      We ensure that all our employees are registered in the        providing our employees with an opportunity to enjoy the
        Overtime Allowance*
                                                                      national health insurance system and labor security           benefits of vehicle ownership.
        Leave Allowance*
                                                                      program, contributing to their overall health and security.
                                                                      This comprehensive approach reflects our commitment           As part of our ongoing commitment to recognizing
        Religious Holiday Allowance                                   to upholding not only fair wages but also the overall         and rewarding dedication, we continue to honor our
                                                                      welfare of our valued workforce.                              long-serving employees. Those who reach the 5-year
        Marriage Allowance
                                                                                                                                    milestone are entitled to a month of leave and a month
        Bereavement Money                                             Additionally, we uphold a gender-neutral approach to          of allowances. Additionally, at the 10-year mark and its
                                                                      compensation, maintaining a 1:1 wage ratio between            multiples, we express our gratitude with the provision of
        Special Allowance/Aid                                         women and men employees at the same employee level.           additional benefits in the form of precious metals. These
                                                                      This practice underscores our commitment to preventing        initiatives reflect our dedication to fostering a workplace
        Health Facilities*
                                                                      discrimination in the workplace. Our compensation and         culture that values and rewards long-term commitment
        BPJS Health Program                                           benefits structure is intricately tied to the competence      and dedication.
                                                                      and contributions of each employee, ensuring a fair and
        BPJS Employment program                                       merit-based system. [GRI 405-2]

        Long Service Pay*


        Vehicle Ownership Program*


        *Benefits given vary based on work function/position/level/
        division/term of service in accordance with Company policy
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SUSTAINABILITY REPORT 2023                                                                                                                  51


Balancing Work and Life [GRI 401-3] [GRI 404-2]                       graduations, family celebrations such as the marriage of their
                                                                      children, and important religious ceremonies like circumcision
At Saratoga, we believe in fostering a workplace culture where
                                                                      or baptism. We also provide paid leave to accommodate our
our employees are not just colleagues but an extension of our
                                                                      employees’ religious commitments, such as participating in Hajj
family. Recognizing that our employees have families of their
                                                                      or fulfilling other obligations mandated by their faith. These paid
own, we are deeply committed to caring for the well-being of
                                                                      leaves reflect our commitment to the well-being and work-life
their loved ones through various programs. One cornerstone
                                                                      balance of our employees. During the reporting period, four
of our family-centric approach is our maternity leave policy,
                                                                      employees benefited from the maternity leave policy, while
which provides our expectant mothers with a total of 3 months
                                                                      another four employees benefited from religious paid leave.
of rest time both before and after childbirth, extending to
cases of miscarriage. This is in accordance with the prevailing
labor policies in Indonesia. Inclusive of this commitment, our
male employees are entitled to paid leave for a few days to
accompany their wives during childbirth or in the unfortunate             Our Support for Employee
event of a miscarriage.
                                                                          Work-Life Balance
Upon the return of our employees to the workplace, our
dedication to creating a supportive and comfortable
environment for new mothers continues to be a priority.
This commitment is evident in the provision of a dedicated                    Parental Leave for
breastfeeding room within our Company premises. As part of                    Both Parents After
our ongoing office renovation, including enhancements to the                  Birth or Miscarriage
breastfeeding room, we are planning to add essential facilities
such as a specialized freezer for storing expressed breast milk.

Going beyond the immediate needs, we extend our support                        Allowances and
to the broader family unit. We reimburse delivery costs up to                  Contributions for
the third birth or the arrival of the third child. Additionally, we            Employee’s Spouse
offer allowances and contributions for the spouses and children                and Children
of our employees (up to a maximum of three children with an
age limit of 21). This comprehensive support includes covering
hospitalization costs for the mentioned family members in case
they require hospital care. Our commitment to caring for our                  Paid Leaves
employees’ families reflects our values of creating a holistic and            for Family and
supportive work environment.                                                  Religious Events
In addition to fostering a supportive work environment, we
offer paid leave to support our employees during significant
life events. This includes personal milestones like weddings,
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SUSTAINABILITY REPORT 2023                                                                                                                                                                         52



Safety, Health and Wellness
A key aspect of ensuring employee well-being is fostering
                                                                         To the Peak We Go: Wellness and Togetherness
a secure environment that minimizes potential hazards. To
achieve this, we prioritize the provision of a workplace that is
                                                                                                                                      and collaboration across different professional domains
not only adequate but also safe. This includes maintaining a
                                                                                                                                      within our organization.
clean workspace, well-equipped toilet facilities, a cafeteria
for communal breaks, the installation of smoke detectors, fire
                                                                                                                                      The participants navigated the scenic landscapes of
fire extinguisher, and a designated praying room. By offering
                                                                                                                                      Telaga Biru Lake, explored rejuvenating hot water springs,
these amenities, we aim to create a work environment where
                                                                                                                                      and conquered the challenging Kandang Badak saddle
our employees can feel secure, comfortable, and supported in
                                                                                                                                      before reaching the majestic summit of Gunung Gede.
every aspect of their professional journey. [POJK F.21]
                                                                                                                                      The adventure reached its pinnacle with an overnight
                                                                                                                                      camping experience at the enchanting Surya Kencana
Our commitment to the well-being of our employees extends to
                                                                                                                                      campsite, providing the team with an opportunity to
their health coverage through the Indonesian Social Insurance        Saratoga prides itself on fostering a closely-knit
                                                                                                                                      bond under the vast starlit sky. Looking ahead, Saratoga
Administration Organization, known as Badan Penyelenggara            environment, where the bonds among employees extend
                                                                                                                                      is dedicated to turning this exhilarating expedition into
Jaminan Sosial (BPJS). This national health insurance ensures        beyond the confines of the workplace. We understand the
                                                                                                                                      an annual tradition. Our next target is to embark on the
that our employees have access to necessary medical services         significance of valuing life beyond professional endeavors,
                                                                                                                                      exploration of the renowned Mount Semeru in East Java
and facilities. The monthly health insurance contribution is         recognizing that a harmonious work-life balance contributes
                                                                                                                                      next year.
a joint effort, with both Saratoga and employees sharing the         to a thriving community. In a landmark moment for Saratoga
responsibility. Saratoga’s contribution to the health contribution   in 2023, our employees collectively embraced the spirit of
amounts to 4% of each employee’s salary, and employees               adventure by undertaking a hiking expedition to Gunung
simultaneously contribute 1% of their salary toward the monthly      Gede Pangrango. This strategic initiative aimed not only at
health insurance premium.                                            promoting wellness but also at cultivating a sense of unity
                                                                     and teamwork among our diverse workforce.
In addition to providing comprehensive health insurance
coverage, we recognize the significance of promoting holistic        The expedition, which unfolded on November 10th and 11th,
well-being among our employees. To encourage a healthy and           saw a diverse group of participants, including staff members,
active lifestyle, we offer subsidies for various health-supporting   senior managers, and members of the Board of Directors.
activities, including yoga classes, combat sessions, tennis, and     This expedition was a new adventure for some participants,
gym memberships. This initiative is aimed at supporting our          making it a truly memorable experience for them. The
employees in maintaining not only their physical health but also     group, consisting of individuals from different levels of the
their overall well-being. By fostering a culture of wellness, we     organizational hierarchy and various departments within
believe our employees can lead healthier and more fulfilling         Saratoga, brought together a diverse range of perspectives
lives, both inside and outside the workplace.                        and skills. This mix of backgrounds not only added richness
                                                                     to the overall journey but also highlighted the power of unity
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SUSTAINABILITY REPORT 2023                                                                                                                                                                           53


                                                                     and is duly recorded as part of the Company’s liabilities for      misconduct in this area, with a strong emphasis on ensuring
Planning for our Employees’ Future                                   employee benefits, as detailed in the Company’s Consolidated       the confidentiality and anonymity of those who come forward.
[GRI 201-3]
                                                                     Financial Statements. These initiatives underscore our             This commitment is particularly crucial in cases of sexual
Our Company is unwaveringly dedicated to the well-being of our       dedication to the long-term welfare of our employees, reflecting   harassment, where we are unwavering in providing support and
long-term employees, viewing them as essential members of our        our Company’s ethos of fostering a supportive and caring           counseling for the victims. Our dedication extends to taking
extended family rather than mere team members. We believe it         environment that extends well beyond the workplace.                decisive sanctions and disciplinary actions against individuals
is our duty to ensure that our employees age gracefully and are                                                                         proven to be perpetrators. This comprehensive approach
supported in their later years. In alignment with this commitment                                                                       reflects our unwavering support for survivors, creating a
and in adherence to Indonesian Law Number 24 of 2011, which
                                                                     Valuing Employee Concerns and                                      workplace environment where assistance is provided to those
requires the registration of all employees in the labor security     Feedback                                                           who have experienced harm, rather than shielding wrongdoers.
program, or Jaminan Sosial Tenaga Kerja (Jamsostek) by BPJS                                                                             We are pleased to report zero cases of sexual harassment
Ketenagakerjaan, we have instituted a range of comprehensive         Prioritizing the well-being of our employees, we have              this year.
programs.                                                            established a robust framework to ensure a safe and inclusive
                                                                     work environment. Recognizing the importance of providing          To facilitate open communication with our employees, we are
In this national employment social security program, we prioritize   avenues for individuals to voice concerns and report issues,       dedicated to providing them with opportunities to express
both old-age security and pension security for our employees.        we’ve implemented a comprehensive grievance mechanism.             their feedback openly. We firmly believe in the importance of
The financial contributions to these social security components                                                                         acknowledging our employees’ perspectives and consider their
are a joint effort, with support coming from both the Company        Employees are encouraged to share their concerns via email at      input valuable in shaping our practices. While our Company
and our valued employees. For old-age security, the Company          whistleblowing.report@saratoga-investama.com or                    currently does not have an employee association, we explicitly
contributes funds equivalent to 3.7% of each employee’s              hr@saratoga-investama.com, covering a range of issues from         state in our policies that we allow and encourage our employees
monthly salary, while employees dedicate 2% of their salary to       workplace conflicts to inappropriate behavior. Additionally,       to form associations or to be involved in a labor union of their
this program. This collaborative financial commitment ensures        individuals have the option to approach their direct supervisors   choice.
robust coverage for our employees’ well-being during their           to express grievances.
post-employment years.                                                                                                                  Alternatively, our employees can share their thoughts through
                                                                     Our commitment to maintaining a secure and harmonious              an annual employee satisfaction survey, which serves as
Furthermore, in prioritizing for pension security, the Company       workplace is further reinforced through the thorough               a valuable tool for gathering insight. The primary goal is to
demonstrates its commitment by allocating es funds equivalent        investigation of all submitted complaints by our dedicated         understand our employees’ perceptions of their experiences
to 2% of each employee’s monthly salary, complemented by a 1%        Human Resources and General Affairs divisions.                     within the Company. The feedback received from the survey is
contribution deducted directly from the employee’s salary. This                                                                         instrumental in guiding our continuous improvement initiatives.
dual contribution approach is designed to establish a stable         This year, we received zero reports through our reporting          The survey evaluates employee satisfaction across various areas,
foundation for our employees as they plan for a secure and           channel, emphasizing the effectiveness of our proactive            including employee management, training and development,
comfortable retirement. It reflects our commitment to providing      approach to address concerns and uphold a positive                 and compensation and benefits. The results from the survey
comprehensive support for our employees’ financial security          workplace culture. [GRI 406-1]                                     serve as a benchmark for our progress, and we strive to ensure
and peace of mind in their later years.                                                                                                 that the satisfaction levels exceed those of the previous year.
                                                                     In 2022, we introduced a dedicated policy aimed at preventing      Employees are satisfied with the management and facilities
To strengthen the aforementioned efforts, we have proactively        sexual harassment within our Company, emphasizing the              provided by Saratoga [GRI 2-30]
established an employee pension fund. This initiative is a crucial   seriousness of the matter. The policy explicitly outlines
component of our comprehensive employee benefits package             the availability of our grievance hotline for reporting any
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SUSTAINABILITY REPORT 2023                                                                                                                                              54




                                       LEARNING AND DEVELOPMENT                                           our leadership remains well-informed about the latest industry
                                                                                                          trends and management practices. Always on the lookout for
      In 2023,                         Continuous Training                                                new training opportunities, our human resources department
                                       [GRI 404-1][GRI 404-2][POJK F.22]
                                                                                                          remains responsive to the changing needs of each sector.
                                                                                                          Additionally, in further support of our workforce, we consci-
          Saratoga received            Recognizing the fast-paced nature of our world and the
                                                                                                          entiously evaluate employee performance, identifying areas
                                       continuous evolution of knowledge, we are committed to
                                                                                                          where both formal and informal training can play a crucial role
                                       keeping our team abreast of the latest insights. This not only
                                                                                                          in fostering professional growth.
                                       ensures they stay informed about recent developments but

          0                            also empowers them to grow both personally and professionally.
                                       Our commitment to ongoing training is a fundamental aspect
                                                                                                          This year, a significant number of our employees, totaling 56,
                                                                                                          participated in a training session, representing an increase
          Report of Discrimination     of our overall development strategy. By fostering a culture of
                                                                                                          compared to the previous year. Furthermore, there has been
                                       continuous learning, we not only provide our team with the
                                                                                                          an uptick in the average training hours per worker, increasing
                                       skills needed to thrive in a dynamic environment but also
                                                                                                          from 13.03 to 14.11 since last year. Notably, our managerial
                                       contribute to their personal growth and the overall success of
                                                                                                          levels have significantly benefited from our robust training

          0
                                       our organization.
                                                                                                          program, as evidenced by the increased training hours for
                                                                                                          this group. The details of our training hours are elaborated
                                       In demonstrating our dedication to employee development, we
          Report of Sexual             encourage our managerial-level staff to attend a minimum of two
                                                                                                          in the subsequent table. The complete list of trainings are
          Harassment                   training sessions each year. This proactive approach ensures
                                                                                                          elaborated in our Annual Report. [GRI 404-2] [POJK F.22]


                                       Saratoga’s Employee Training 2023 [GRI 404-1]
                                                                                                         Number of workers                      Average Hours of Training
                                                                 Description                                                   Training Hours
                                                                                                         receiving training                            per Worker


                                        Total                                                                            56              790                         14.11
          Improved Employee
          Satisfaction Survey Result    Based on Gender

                                        Male                                                                              31             383                         12.35

                                        Female                                                                           25               407                        16.28

                                        Based on Job Title

                                        Director and Senior Management                                                    24           276.50                        11.52

                                        Manager and Supervisor                                                            11              183                        16.64

                                        Staff and Non Staff                                                               21           330.50                        15.74
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SUSTAINABILITY REPORT 2023                                                                                                                                                                   55



                                                                                                                               Performance Evaluation and
       Empowering Excellence: Saratoga’s                                                                                       Growth Assessment [GRI 404-3]
       Dynamic Training with James Gwee                                                                                        At Saratoga, we place a strong emphasis on continuous
                                                                                                                               development, recognizing the importance of addressing
                                                                        On December 11, 2023, Saratoga organized a highly      individual weaknesses and areas for improvement. This
                                                                        enriching training session featuring James Gwee,       commitment is evident in the regular evaluations and
                                                                        a distinguished expert specialist in enhancing         assessments conducted on our employees’ performance,
                                                                        employees’ performance in sales and leadership.        which we consider essential tools for enhancing capabilities
                                                                        The training, titled “Boost Your Confidence,           and advancing our company. We employ various assessment
                                                                        Improve Your Selling Skills,” drew the participation   methods tailored to our diverse workforce. For all employees,
                                                                        of 30 Saratoga employees, including those at the       we utilize the Key Performance Indicator (KPI) assessment,
                                                                        manager assistant level and above. Spanning a          ensuring that each metric is specific, measurable, and relevant
                                                                        full day and lasting for 12 hours, the training took   to individual roles.
                                                                        place at the Adaro Institute-Cyber 2 building.
                                                                        This comprehensive session not only covered            To further enhance our evaluation process, employees at staff
                                                                        theoretical aspects but also incorporated practical    level and above undergo an additional layer of assessment
                                                                        elements, including direct selling exercises. To       through the 360-degree feedback method. This approach
                                                                        enhance the experiential aspect of the training, all   allows employees to receive comprehensive feedback from
                                                                        participants transitioned to the mall, where they      all directions — including themselves, colleagues, superiors,
                                                                        actively engaged in selling various products. This     and subordinates. The insights gained through this process
                                                                        hands-on approach added a practical dimension          contribute to a well-rounded and insightful evaluation, providing
                                                                        to the theoretical concepts, ensuring that             a holistic view of an individual’s performance and areas for
                                                                        employees could immediately apply and reinforce        growth.
                                                                        their newly acquired skills.
                                                                                                                               Aligned with our unwavering dedication to employee
                                                                                                                               development, we take pride in the fact that all our employees
                                                                                                                               undergo performance evaluation in the reporting year. The
                                                                                                                               results of these evaluations play a crucial role in shaping
           “Participating in the training led by James Gwee was memorable. Focused on boosting confidence
                                                                                                                               our strategic decisions, including future training initiatives,
           and enhancing selling skills, the sessions delved into negotiation theories, providing a solid foundation
                                                                                                                               compensation increases, promotions, job rotations, mutations,
           for immediate practice. The real game-changer was the practice sessions that profoundly boosted my
                                                                                                                               and adjustments to our management structure.
           confidence. The negotiation skills acquired during this training are readily applicable in real-world
           scenarios, particularly when sealing deals with our target companies.”

           Pauline
           Senior Manager in Investment
Page 57
Encouraging
Environmental
Actions for
Sustainable
Impact
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SUSTAINABILITY REPORT 2023                                                                                                            57



ENCOURAGING                           Environmental stewardship is at the heart of our Company’s

ENVIRONMENTAL                         values. We understand the importance of making responsible
                                      choices, and we are dedicated to reducing our ecological
ACTIONS FOR                           footprint while inspiring others to do the same. This commitment

SUSTAINABLE                           is a central pillar of our comprehensive ESG Roadmap. This year,
                                      our focus in the environmental realm revolves around increasing
IMPACT                                awareness and taking action to curb greenhouse gas emissions
                                      (GHG).
[POJK F.11] [POJK F.12] [POJK F.10]
[POJK F.1] [POJK F.7] [POJK F.8]
                                      In Saratoga, we are pursuing sustainability through three main
                                      avenues: optimizing our operations, empowering our teams,
                                      and implementing green initiatives across our portfolio. This
                                      holistic approach underscores our dedication to preserving the
                                      environment and actively shaping a more sustainable future.




                                      OUR CONTRIBUTIONS TO                                               Environmental Preservation
                                      SUSTAINABLE DEVELOPMENT
                                      GOALS
                                      Through our comprehensive approach toward environmental
                                      preservation, we contribute to the achievement of Sustainable
                                      Development Goals, which are 7) Affordable and Clean Energy,
                                      12) Responsible Consumption and Production, 13) Climate
                                      Action, and 15) Life on Land.
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A Brief Look at Our Environmental Impact


                                                          Collaborating with

      Reaching a Milestone                                2 institutions
      in GHG Inventory                                    on Pollution Reduction




                                       Initiated constructive discussion
                                         of waste management
                                   in Menara Karya building, Saratoga’s office




                                                          Participated in the
      Support
                                                          Climate Ambition
      32 environmental                                    Accelerator Training
      projects through Green Leader                       by UNGC
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SARATOGA                           Environmental Excellence is a Team                                    issues, we actively facilitate their participation in socialization
                                                                                                         and training programs. This ensures their ongoing interest and
ECO-INSIGHTS                       Effort [POJK F.1]                                                     commitment to these crucial matters. In 2023, we participated in
                                                                                                         the UN Global Compact Climate Ambition Accelerator Training.
                                   Our commitment to sustainability, fortified by the ESG Roadmap        This comprehensive program extended over six months, from
                                   established last year, continues to be a central focus. Internally,   May 17 to November 19, 2023, and included a total of 19 sessions.
                                   we recognize the importance of enhancing efficiency to                Throughout the program, our representatives delved into the
                                   minimize our environmental footprint.                                 fundamentals of GHG emissions, gaining valuable insights into
                                                                                                         the Science-Based Targets Initiative (SBTi), and understanding
                                   Proactive measures and small yet meaningful changes are               the concept of achieving net-zero emissions. The participants
                                   being implemented, and the success of these initiatives is            were equipped with knowledge on creating climate ambition
                                   anchored in the dedicated efforts of our entire workforce,            and formulating effective strategies for the management of
                                   from top management to emerging talent. We take pride in the          greenhouse gas emissions.
                                   cohesive collaboration across all levels, exemplifying our shared
                                   commitment to environmental stewardship and corporate                 In our pursuit to cultivate a more environmentally conscious
                                   responsibility.                                                       habit, we have initiated constructive discussions with the
                                                                                                         building management for Menara Karya, the building where our
                                   To instill a deeper understanding of environmental issues, the        office is located, regarding various waste management initiatives.
                                   company actively engages employees through a variety of               We are thrilled to share that they have warmly embraced our
                                   initiatives. Our board consistently reinforces environmentally        approach. One noteworthy step the building has taken is the
                                   responsible practices in daily life, underscoring the importance      procurement of sorting bins. These bins enable the efficient
                                   of reducing electricity and water consumption. This includes          segregation of trash based on their types—a small yet crucial
                                   adopting simple habits such as turning off lights in vacant           step in simplifying the recycling and repurposing process.
                                   rooms and using water judiciously. Furthermore, our team
                                   benefits from the guidance of our Climate Leader employee,
                                   who offers daily reminders to be mindful of our consumption
                                   and environmental footprints. This dedicated volunteer actively
                                   educates the public on climate change realities and advocates
                                   for both local and global solutions, receiving personal training
                                   from the former president of Climate Reality Project Indonesia
                                   in 2021. [POJK F.7] [POJK F.8]

                                   Strategically placed posters on walls serve as continual prompts
                                   to maintain environmentally friendly habits. In alignment
                                   with our commitment to sustainability, significant operational
                                   adjustments have been implemented, encouraging the
                                   digitization of signatures to minimize paper usage. To further
                                   support our employees’ engagement with environmental
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Fortifying Our Footprint Inventory                                       usage of fossil/biofuel. Scope 2 refers to the indirect emissions      optimizing resource efficiency, and transitioning our mobility
This year holds special significance for us as we have reached           from energy/utilities, in our context calculated through the           to eco-friendly options like electric vehicles and public
a crucial milestone—embarking on the calculation of GHG                  electricity we purchase. Our Scope 3 calculations refer to other       transportation. These initiatives reflect our dedication to
emissions across Scope 1 through Scope 3 for the first time in           value chain activities. Currently, our Scope 3 calculations are        leading by example in sustainable practices within our industry.
2023. The boundary for Scope 2 calculations spans back to                limited to business travel-related emissions, such as flights, rail,   [GRI 305-1] [GRI 305-2] [GRI 305-3] [GRI 305-5] [POJK F.11] [POJK F.12]


2020, offering a comprehensive overview of our emissions in              and hotels. However, looking ahead, our commitment extends
recent years. Furthermore, we conducted the calculation for              to expanding Scope 3 calculations to include employee                  In 2023, we mark the fifth consecutive year of upholding
Scope 1 and Scope 3 for 2022 and 2023. In collaboration with             commuting.                                                             our commitment to calculating our electricity and paper
an external accountable partner, we not only performed the                                                                                      consumption. In both calculations, we are pleased to report a
calculations but also gained valuable insights on how to conduct         Our GHG baseline for future assessments will be established            decrease from the baseline set in 2019 although an increase
them independently. This underscores our commitment to                   from the 2022 calculations, providing a benchmark for tracking         from the previous year, 2022. These increases are due to
actively reduce our environmental footprint and represents               our environmental performance. Notably, in the year 2023, our          a return to a more typical operation after COVID-19. These
the initial step in monitoring climate risks. It also aligns with        highest GHG emissions were attributed to Scope 3, accounting           achievements are a testament to the collective efforts of all our
our efforts to implement various greenhouse gas reduction                for 62.18% of the total emissions. We have taken note of the           employees throughout the year.
initiatives outlined in our ESG roadmap.                                 increase in our Scope 1 and Scope 3 emissions from 2022 to
                                                                         2023. These rises are largely due to the necessary mobility
Saratoga’s GHG data was calculated in compliance with                    demands within our business operations. Notably, in 2023, we
                                                                                                                                                     Electricity Usage [POJK F.6]
the internationally acknowledged GHG Protocol. The GHG                   experienced more international flights and longer overall travel
considered in the calculation includes, but is not limited to,           durations. Moving forward, addressing these emissions will be
carbon dioxide (CO2), methane (CH4), nitrous oxide (N2O), and            a key focus area for us. Emission reduction is our priority, and                                    81,108                                            2019*
fluorinated gases. All results are quantified in CO2 equivalent          we actively promote a comprehensive approach. We encourage                                                                                            2021
(CO2eq) units. The scope of the calculation comprises only the           organizations under our supervision to calculate their carbon                              51,981                                                     2022
operations directly governed by Saratoga. Our calculation of             footprint, fostering a collective commitment. Internally, we are                                                                                      2023
                                                                                                                                                                     69,730
Scope 1 refers to our direct emissions, calculated through our           implementing strategic partnerships for carbon reduction,
                                                                                                                                                                        77,946                                            Unit: kWh
                                                                                                 2021             2022            2023
 Emission Category                                      Source
                                                                                                               (tCO2eq)
                                                                                                                                                      Paper Usage [POJK F.5]
 Scope 1               Fuel Combustion, Fugitive Emission, Process Emissions
                                                                                               Not available          4.83            8.98
                                                                                                                                                                                                                                2019*
                                                                                                                                                                                      300
                                                                                                                                                                                                                                2021
                                                                                                                                                                   125                                                          2022
 Scope 2               Electricity & Energy Purchased                                                 45.22          60.67           67.81
                                                                                                                                                                                                                                2023
                                                                                                                                                                  110

 Scope 3               Value Chain Activities                                                  Not available         60.77          126.23                          127                                                   Unit: Rim

 TOTAL                                                                                                              126.26         203.02
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EMPOWERING                           Seeding Sustainability:                                                     In the most recent reporting year, the program centered on

SUSTAINABILITY                       Cultivating Green Leaders                                                   the critical issue of carbon reduction under the theme “Jejak
                                                                                                                 Karbon” or “Carbon Footprint” in English, emphasizing the
                                     Climate change poses significant challenges, but our Company                importance of mitigating carbon emissions.
                                     is committed to being part of the solution. We recognize the
                                     urgency of addressing the root causes and are actively involved             The 9th Green Leader program brought together 32
                                     in supporting impactful programs.                                           environmental enthusiasts from 15 provinces in Indonesia.
                                                                                                                 Participants came from diverse backgrounds, including
                                     Since 2015, we have proudly partnered with Eco Camp’s program,              teachers/lecturers, employees, environmental activists,
                                     fostering the development of green leaders. This initiative                 researchers, clergy, entrepreneurs, and students. To qualify
                                     provides a collaborative space for environmental enthusiasts                as a participant, each individual had to have implemented an
                                     to converge, learn, and collaborate. The Green Leader program               environmental project and had a community that could be
                                     is designed to specifically focus on cultivating individuals with           mobilized or developed. Additionally, participants were required
                                     the ability to inspire and mobilize larger communities to address           to offset the carbon emissions generated throughout the
                                     critical environmental issues.                                              program.




                                         The 9th Green Leader Participant Distribution


                                                                                             WEST
                                             WEST                                 1       KALIMANTAN
                                           SUMATRA
                                                       2
                                                                                                             SOUTH                                   PAPUA
                                                                   SOUTH                                   KALIMANTAN
                                                              1   SUMATRA                           9                                                            1
     “To address climate change                                   1                                               2
     issues, we need to begin with                                        1
                                                                      1                   4                             SOUTH SULAWESI
     education”                                   LAMPUNG                     4       2
                                                      BANTEN                                         1       1
                                                       DKI JAKARTA                        CENTRAL                  1
                                                                                           JAVA
                                                              WEST JAVA
                                                                                                    BALI                EAST NUSA TENGGARA
                                                                       D.I. YOGYAKARTA
     Edwin Soeryadjaja                                                                                WEST
                                                                                                 NUSA TENGGARA
     President Commissioner
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The Green Leader program encompasses a variety of activities,      For the waste management projects, participants lived in Cibunut Village in West Java, where they learned how to collect and manage
spanning from training sessions to project implementation.         both organic and non-organic waste. Those involved in the conservation program visited the Cikapundung River in West Java to gain
The training component involves coaching from experts and          detailed insights into the area. Participants in the environmental education category resided in Sekolah Rimba Indonesia, allowing
provides participants with opportunities to stay in locations      them to experience an environmentally focused school directly. The last group, focusing on agriculture and food, collaborated with
relevant to their respective projects. In 2023, the 32 projects    Seni Tani to learn about cultivating a sustainable lifestyle.
(one from each participant) were categorized into four major
areas: waste management, conservation, environmental
education, and agriculture and food. The Saratoga sustainability
team consistently oversees the program, and we actively take
part in the event to share our expertise.




       THE 9TH GREEN LEADER
       ACHIEVED

         11
         WASTE MANAGEMENT
         PROJECT


          5
          CONSERVATION
          PROJECT


          9
          ENVIRONMENTAL
          EDUCATION PROJECT


          2
          AGRICULTURAL                                             The Green Leader program has collected enthusiastic feedback from participants, with an impressive 81.5% expressing increased
          AND FOOD PROJECT                                         confidence in their leadership abilities and commitment to the environmental movement. This positive response underscores the
                                                                   program’s effectiveness in empowering individuals and fostering a deeper commitment to environmental stewardship.
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        “Being a part of the Green Leader program has significantly impacted my life        “Joining Green Leader stemmed from a deep-seated motivation
        and outlook. It has provided me with a unique opportunity to expand my network      to bring about positive changes in my environment. Throughout
        by connecting with like-minded individuals who share a similar passion for          the program, my involvement extended to impactful activities,
        environmental causes. I had the opportunity to contribute as an ambassador          such as participating in forest rehabilitation, learning
        for the program. Through this experience, I have not only gained knowledge          sustainable practices for utilizing non-wood forest goods
        about sustainable practices but have also cultivated a heightened sense of          to reduce dependency on the woods, and nurturing the
        consciousness in everything I do. This program has made me more aware of            communities residing in close proximity to the forest.
        my behavior, extending from my interactions with myself to those around me,
        and even towards other non-human beings. Actively participating in the Proyek       The program’s focus on community engagement proved to
        Rumah Minim Sampah or Less Waste House Project in English allowed me to             be immensely beneficial in enhancing economic conditions.
        apply these principles in a practical setting.                                      We actively encouraged the adoption of various plantation
                                                                                            techniques and the diversification of products, aiming
        What makes Green Leader exceptional is its holistic approach to sustainability      to empower the community economically. By fostering
        which is evident in its meticulous planning, such as providing zero-waste lunches   sustainable practices and promoting economic resilience,
        for participants. Saratoga plays a significant contribution to the program, both    Green Leader provided a platform not only for personal growth
        financially and as active speakers, and curriculum organizers, underscores their    but also for making a tangible difference in the lives of the
        dedication to fostering a sustainable future. Overall, Green Leader has not only    communities it touched.”
        enriched my understanding of environmental issues but has also empowered
        me to be a catalyst for positive change in my community.”




                                          Maria Imelda Prawesti                                                               Duanto
                                          An inspiring homemaker
                                                                                                                              A dedicated civil servant
                                          from Central Java
                                                                                                                              from West Kalimantan
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Supporting a Good Cause:
Bicara Udara                                                     Collaborating in a Reflective                                     15 cities. This collaboration stands as a testament to our
                                                                                                                                   dedication to addressing environmental challenges and
                                                                 Conversation: Clean Air for a                                     fostering awareness around crucial issues, such as air
In the face of pressing environmental challenges, our
focus on addressing pollution as a critical issue is both
                                                                 Healthier Life                                                    quality.

global and national, particularly given its significant impact
                                                                 Our Company has consistently intensified its efforts to           As a tangible outcome of our collaboration with NAFAS, we
on public health and its association with preventable
                                                                 actively participate in programs supporting environmental         organized an impactful talk on clean air. The event, held in
diseases. Jakarta, as one of the world’s most polluted
                                                                 causes, showcasing a commitment to positively contributing        Saratoga’s office, garnered a substantial audience with 60
cities, underscores the urgency for immediate action.
                                                                 to the well-being of our communities. A commitment                participants. The primary focus of the talk was to educate
Recognizing the gravity of the pollution crisis, our Company
                                                                 outlined in our ESG Roadmap involved collaborating                attendees about the pressing issue of air pollution. It delved
has taken proactive steps this year by extending support
                                                                 with another organization to further our sustainability           into the severity of the problem, establishing connections
to a non-profit organization dedicated to combating this
                                                                 mission. We take pride in expanding our partnerships and          to the local context in Jakarta and its implications for
issue.
                                                                 contributions this year.                                          public health. Additionally, the talk addressed the sources
                                                                                                                                   of air pollution and dispelled common misconceptions
We are excited to announce our endorsement of Bicara
                                                                 In a noteworthy collaboration, we joined forces with              surrounding this critical environmental concern. This event
Udara, an organization dedicated to promoting clean
                                                                 NAFAS Indonesia, a company widely recognized for its              symbolizes our commitment to proactive engagement and
air movements in urban areas. Bicara Udara emerged
                                                                 crucial role in providing reliable air quality data to society.   knowledge-sharing for the betterment of our communities
out of concern for the adverse effects of air pollution
                                                                 NAFAS manages the largest outdoor air quality network             and the environment.
on Indonesian children. The organization actively raises
                                                                 in Indonesia, spanning over 180 sensor locations across
awareness through public campaigns, collaborates with
policymakers, and supports research initiatives focused
on promoting clean air. Our commitment to Bicara Udara
includes financial support, and we actively encourage our
portfolio to engage in the organization’s initiatives aimed
at raising awareness about pollution through socialization
efforts.

This commitment reflects a core belief ingrained in
Saratoga’s leadership philosophy. Our esteemed CEO,
Michael Soeryadjaya plays a pivotal role within Bicara
Udara as a driving force for change His values and
principles resonate throughout our Company, shaping our
collective mindset and propelling us toward excellence in
our environmental endeavor.
Page 66
Igniting Positive
Change through
Community
Empowerment
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IGNITING POSITIVE                  As an integral part of Indonesian society, Saratoga is committed          Pillars of Saratoga’s CID Program
CHANGE THROUGH                     to creating shared value by actively contributing to the positive
                                   impact and enhancement of the quality of life within the
COMMUNITY                          Indonesian community. Beyond mere economic returns, we
                                                                                                                                          COMMUNITY
EMPOWERMENT                        firmly believe that investments should actively support human
                                   resource development, strengthen communities, and preserve
                                                                                                                                         EMPOWERMENT

                                   environmental sustainability. These endeavors reflect our
                                   dedication to achieving long-term sustainable development.
                                                                                                               COMMUNITY
                                   As an investment company, Saratoga’s mission is to proactively             EMPOWERMENT            SOCIAL AND CULTURAL
                                   deliver value to all stakeholders, with a particular emphasis on                                     DEVELOPMENT
                                   the communities surrounding our operational areas. In pursuit
                                   of this mission, we encourage our investee companies to
                                   actively engage in fostering positive societal and environmental
                                   contributions within their operational domains. [GRI 413-1] [GRI 413-2]
                                   [POJK F.23]
                                                                                                                                         ENVIRONMENTAL
                                                                                                                                          PRESERVATION

                                   While our operations may not have a direct significant impact
                                   on the environment, we strongly believe that environmental
                                   sustainability is integral to supporting community development.           Saratoga is steadfast in its commitment to supporting various
                                   In line with this commitment, we have developed programs                  Community Empowerment programs, encompassing
                                   that prioritize not only community advancement but also                   initiatives such as quality education, job training programs,
                                   environmental preservation. Our CID programs revolve around               and entrepreneurship development, especially for the younger
                                   three pillars: Community Empowerment, Social and Cultural                 generation. We firmly believe that the socio-economic
                                   Development, and Environmental Preservation. These                        growth of a community is intricately tied to the development
                                   initiatives exemplify our proactive approach to contributing to           of individuals and the community as a whole. Hence, each
                                   the holistic well-being of society and the environment.                   community empowerment initiative undertaken by Saratoga is
                                                                                                             designed to create tangible opportunities, fostering sustainable
                                                                                                             development for individuals and communities.
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Social and Cultural Development holds a pivotal role in             Our initiatives include a teacher and local leader training         OUR CONTRIBUTIONS TO
the SDGs and serves as a cornerstone in building resilient
and empowered communities. Through this pillar, Saratoga is
                                                                    program in collaboration with Eco Learning Camp, aimed
                                                                    at raising environmental awareness. Further details on our
                                                                                                                                        SUSTAINABLE DEVELOPMENT
dedicated to ensuring equal opportunities and access to basic       environmental preservation initiatives can be found on page 56.     GOALS
living needs for everyone. Our efforts extend to improving
social conditions and living standards in Indonesia, including      Beyond profit, Saratoga adheres to the philosophy that a            Our Community Empowerment and Social and Cultural
initiatives like providing housing support to low-income families   business should bring positive benefits to the surrounding          Development programs are designed to contribute to the
and assisting vulnerable groups such as orphans and single          community. Embracing the triple bottom line concept—                achievement of the Sustainable Development Goals, including
mothers. Additionally, Saratoga contributes to non-profit           harmonizing profit, people, and planet—we design every CID          to (1) reduce poverty, (4) improve education quality, (5) promote
organizations managing preservation and promotion programs          program to showcase how the private sector can engage in            gender equality, (7) encourage clean energy, (8) support
of Indonesia’s national culture.                                    financially sustainable activities, providing maximum returns and   economic growth, (11) build sustainable cities and communities,
                                                                    benefits to all stakeholders. Saratoga’s unwavering commitment      and (13) adapt to the challenges of climate change.
Recognizing the urgency to address climate change and               lies in our determination to make a positive contribution and a
protect the Earth for future generations, Saratoga is steadfast     real impact on community welfare.
in its commitment to Environmental Preservation. We                                                                                                   Community Empowerment
continually strive to build environmental awareness and             In 2023, Saratoga channeled IDR1,223,065,483 worth of
knowledge within the community, understanding that this             support for the community and environment. The majority of the
awareness is fundamental to environmental protection.               budget was allocated to Environmental Preservation programs.




                                                                                                          Contribution (IDR)
                                                     Pillar
                                                                                                        2022             2023


 Community Empowerment [GRI 203-1]                                                                  500,000,000        496,902,300


 Social and Cultural Development [GRI 203-1]                                                         328,909,835         226,163,183
                                                                                                                                                   Social and Cultural Development
 Environmental Preservation [GRI 203-1] [POJK F.4]                                                   150,000,000       500,000,000


 Total                                                                                              978,909,835      1,223,065,483



This section will further elaborate on the pillars of Community Empowerment and Social and Cultural Development.
Detailed information on the Environmental Preservation pillar can be found in the Environmental Section of this report.
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Our Impact in 2023 at a Glance [GRI 203-1] [GRI 203-2]


       IDR1,223,065,483
       had been distributed
                                                            10 students                         2 laptops
       to the community                                     were awarded                        were donated to
                                                            full scholarship and                SMK ORA et LABORA




                                                 Provided funding assistance

      2 houses                                   for the renovation of
                                                                                            18 students
       construction was funded
       in Gresik in partnership with
       Habitat Indonesia
                                                 1   elderly
                                                     home
                                                 in Tangerang
                                                                                            participated in entrepreneurship
                                                                                            coaching and mentoring through
                                                                                            the ENVOY 14 program




       96 elderly residents from                                                   400
       2 nursing homes                                                             grocery packages
       in Tangerang and DKI Jakarta were supported                                 were given to elderly mothers in
       to enjoy Christmas celebrations together                                    East and North Jakarta during Ramadan
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COMMUNITY                              Strive, Labor, and Enriching Knowledge                               Saratoga’s commitment to collaborating with the government

EMPOWERMENT                            for Upcoming Innovators                                              in developing vocational schools that produce competent and
                                                                                                            skilled graduates poised for the workforce.
[GRI 203-1][POJK F.25]
                                       Saratoga firmly believes that education is the key to nurturing
                                                                                                            Our support to SMK OeL takes various forms, ranging from
                                       competent human resources capable of actively contributing
                                                                                                            providing school facilities to deploying Saratoga employees
                                       to national development. With a vision for a better future for
                                                                                                            as volunteers in the Executive Committee. The assignment
                                       Indonesia, we acknowledge the significance of imparting
                                                                                                            of Saratoga volunteers is aimed at assisting the school in
                                       knowledge and skills to the younger generation. Saratoga’s
                                                                                                            developing a curriculum aligned with industry needs, fostering
                                       commitment is evident in our focus on community development
                                                                                                            relationships between the school and industry, and ensuring
                                       within the education sector, particularly among the youth.
                                                                                                            adequate funding for school operations.
                                       Our aim is to strengthen the foundation of empowerment and
                                       elevate the quality of life for communities. Through community
                                                                                                            In 2023, we extended full scholarships to 10 students, covering a
                                       empowerment programs, we emphasize efforts to educate and
                                                                                                            comprehensive 4-year education program. The school program
                                       enhance the competence of human resources, with the primary
                                                                                                            includes three years of regular vocational education and an
      “Education plays a crucial       goal of creating capable, excellent, and skilled individuals ready
                                                                                                            additional year of internship, allowing students to acquire
      role     in   shaping     the    to face the challenges of the times.
                                                                                                            practical skills for a seamless transition into the workforce.
      intellectual       landscape
                                                                                                            Alongside the scholarships, we donated 2 laptops to enhance
      of our nation, and it’s          Responding to the increasing demand for green energy and
                                                                                                            teaching facilities. Our hope is that the training programs
      imperative for all of us         the development of the power generation sector in Indonesia,
                                                                                                            and facility support provided to SMK OeL will facilitate the
      to contribute to this            Saratoga has been actively supporting the preparation of
                                                                                                            smooth implementation of education and training programs,
      transformative journey. By       Indonesian youth to meet the evolving job market since 2016.
                                                                                                            subsequently contributing to the reduction of the relatively
      collaborating with other         This support is extended to Ora et Labora Vocational High
                                                                                                            high unemployment rate among vocational school graduates in
      institutions,    we     strive   School (SMK OeL), specializing in training technicians to
                                                                                                            Indonesia.
      for better education by          become power plant operators. This initiative underscores
      nurturing young talents
      and providing scholarship
      support. In Indonesia, the
      path to progress involves
      collective     efforts,   and
      together, we can pave the
      way for a brighter future in
      education.”


      Edwin Soeryadjaja
      President Commissioner
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                                   I am truly grateful for the invaluable support and opportunities that the SMK
                                   Ora et Labora Foundation, Partners, and Scholarship Donors throughout my
                                   educational journey.

                                   The scholarship provided by Saratoga has played a pivotal role in preparing me
                                   for entering the workforce. The financial assistance I receive has significantly
                                   alleviated the economic burden on my parents, allowing me to focus on my
                                   studies without undue stress. Additionally, the non-material support, such as
                                   internship placements, has been crucial for my future career development.

                                   I deeply appreciate the expertise and guidance offered by the professional
                                   teachers and trainers at SMK Ora et Labora. The knowledge imparted by
                                   them will undoubtedly serve as a valuable asset as I pursue my aspirations
                                   for the future.




                                   Bagus Nurcahyo
                                   Alumni of SMK Ora et Labora & Saratoga’s Scholarship Recipient
                                   Operator of PT Energi Duta Utama
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                                                Saratoga recognizes the pivotal role of entrepreneurship in driving the Indonesian economy forward. Embracing the entrepreneurial spirit not only addresses
Empowering Future                               social challenges but also facilitates job creation, elevating the standard of living and the overall economy of communities. Saratoga firmly believes that
Entrepreneurs of                                imparting entrepreneurship education to the younger generation empowers them to become productive, self-reliant entrepreneurs capable of making a
                                                genuinely positive impact on their communities. Since 2015, we have actively championed the Entrepreneur Development Scholarship for Youth (ENVOY)
Indonesia: Entrepreneur                         program initiated by the Mien R. Uno Foundation.
Development for Youth
                                                ENVOY is an entrepreneurship development program specifically designed for undergraduate students who have been operating a business unit for a
(ENVOY) Program                                 minimum of eight months. Through this program, mentored students are poised to enhance both their businesses and personal skills, ultimately transforming
                                                into independent individuals capable of contributing to their family’s economy and creating job opportunities within their surrounding environment.




    Distributions of ENVOY 14 Participants                                                                   Demographics of ENVOY 14 Participants



                                                                                                                       MALE


                                                                                                                                                                                         6
                                   1
                                        JAMBI


                                        WEST JAVA
                                                         CENTRAL JAVA
                                                7    4
                                                         3                                                           FEMALE
                                                                  3
                                                                       EAST JAVA
                                       YOGYAKARTA
                                                                                                                                                                                        12
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     ENVOY 14 Timeline


         Recruitment
         April - August 2022

         First Opening and Training                                   Offline “Knowing My Business” Training in Jakarta on November 22, 2022

         September 2022

         Coaching and Mentoring
         September 2022 - March 2023

         Enrichment
         September 2022 - July 2023
                                                                                           Online Training via Zoom Meeting
         Second Training
         November 2022                 This program welcomes all Indonesian students aspiring                  The ENVOY program unfolds over 12 months, divided into two
                                       to enhance their entrepreneurial skills and wholeheartedly              distinct phases, each spanning 6 months. In the initial 6-month
         Third Training                commit to engaging in all training and mentoring processes,             phase, participants embark on enriching coaching sessions,
                                       irrespective of their university affiliation—be it public or private.   paving the way for the subsequent 6-month mentoring phase.
         January 2023                  While the persistent challenges of the COVID-19 pandemic                Selected participants are privileged to access a myriad of
                                       necessitated a shift to online platforms such as Zoom Meetings          coaching and mentoring facilities, encompassing entrepre-
         Individual Sessions           and the website for the entire selection process of ENVOY 14,           neurship training, business coaching, mentoring, networking
                                       the program displayed resilience by seamlessly incorporating a          opportunities, as well as regional and national exhibitions. At
         September 2022 - March 2023   hybrid approach, combining both online and offline methods for          the conclusion of the program, each participant undergoes
                                       training and mentoring activities.                                      a comprehensive evaluation to gauge the progress of their
         Program Closure                                                                                       businesses, marking the successful culmination of their
                                                                                                               transformative journey.
         September 2023
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Positive Impact of ENVOY 14 Program                                On the Community
ENVOY 14 program facilitated a transformative journey for          and Environment
each participant, encompassing comprehensive evaluations
of both individual growth and business development. These
evaluations were instrumental in guiding participants to amplify   Local Community Empowerment                                                Responsible Waste Management
their personal capacities while concurrently refining the




                                                                   Number of participant’s business




                                                                                                                                              Number of participant’s business
management of their businesses.
                                                                                                      17                          Employees
                                                                                                                                                                                 9                                  Rethink

                                                                                                                                  Interns                                            8                              Recycle
   On the Development of                                                                                          12                                                                     7
                                                                                                                                                                                                                    Repair
   Participants' Business                                                                                                         Partners
                                                                                                                                                                                             5   5                  Reduce

                                                                                                                                                                                                                    Replace
                                                                                                           3                                                                                         2
       Business Turnover Increase                                                                                                                                                                        1
                                                                                                                                                                                                                    Reuse

                                                                                                                                                                                                                    Refill
   Number of participant’s




                                                       <100%
                                     7                 100-250%
        business




                                                       250-500%                    Throughout the program, participants not only                                         Participants actively implemented 7 out of the
                             4   4
                                                       500-1000%                   dedicated themselves to business development,                                         9 waste management steps in their business
                                         2             >1000%                      but also actively engaged in impactful social                                         operations. Noteworthy initiatives included
                                             1                                     contributions, especially within their local                                          rethinking    through    the   incorporation    of
                                                                                   communities. Participants successfully created                                        energy-saving tools and efficient management
                                                                                   job opportunities and empowered local workforce                                       of leftover goods. Additionally, participants
                                                                                   members. Among the 18 businesses run by                                               contributed to recycling and repair activities by
      Each participant witnessed a remarkable surge in
                                                                                   participants, an impressive 17 businesses employed                                    innovatively repurposing unused items and offering
      their business turnover throughout the 6-month
                                                                                   permanent, contract, or freelance workers, while 3                                    various repair services. These holistic efforts
      mentoring period of ENVOY. The calculation of this
                                                                                   businesses hired paid and certified apprentices, and                                  underscore the participants’ commitment to both
      increase is grounded in a comparison between
                                                                                   12 businesses fostered cooperative relationships                                      business success and responsible community and
      turnover before and after participating in the program.
                                                                                   with various partners in their local vicinity. Besides                                environmental stewardship.
      Notably, 7 participants achieved an exceptional surge
                                                                                   creating job opportunities for the surrounding
      in turnover, ranging from an impressive 250% to
                                                                                   community, participants also demonstrated social
      500%. This outstanding growth is a testament to the
                                                                                   concern through various social activities, including
      impactful strides made by participants in advancing
                                                                                   charity events, donations, and knowledge-sharing
      their businesses through the ENVOY program.
                                                                                   activities with the community.
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                                                                                                                                        ENVOY 15 Preview

                                                                                                                                        In 2023, ENVOY 15 Program embarked on its journey,
                                             “All the ENVOY materials have been incredibly helpful in running
                                                                                                                                        initiating a robust selection process that unfolded
                                             my business, but what stands out the most and had never been
                                                                                                                                        from April 1 to May 1, 2023, spanning three months
                                             considered before is the Impact Model. This framework explains
                                                                                                                                        of thorough evaluation. The program officially
                                             how our business can benefit both ourselves, others, and the
                                                                                                                                        commenced on September 7, 2023, marking the
                                             environment.”
                                                                                                                                        beginning of a transformative journey. Training 1 aptly
                                                                                                                                        titled “Knowing Myself,” unfolded over five impactful
                                                                                                                                        days online. During this period, participants delved into
                                             Dwi Wahyu Riana                                                                            the exploration of their visions, goals, entrepreneurial
                                             ENVOY 14 Participant from West Java
                                                                                                                                        mindset, and the intricacies of the Business Model
                                                                                                                                        Canvas. This virtual learning experience provided
                                                                                                                                        a valuable platform for participants to gain insights
                                                                                                                                        that deepened their self-awareness and laid a solid
                                                                                                                                        foundation for shaping their dream businesses and
                                                                                                                                        entrepreneurial aspirations.

                                             “My main impression is directed towards my fellow batch
                                                                                                                                        Building on this empowering start, Training 2 took
                                             members. We come from various business industries and diverse
                                                                                                                                        place in Jakarta as an offline training experience.
                                             personalities. From this differentiation, constructive criticism and
                                                                                                                                        Focused on “Knowing My Business,” delved into
                                             helpful suggestions emerge, allowing us to enrich our insights
                                                                                                                                        crucial aspects such as marketing strategies, financial
                                             and learn together with friends from different business sectors.”
                                                                                                                                        literacy, and leadership skills. Participants gained
                                                                                                                                        valuable insights into scaling up their businesses
                                                                                                                                        while cultivating effective leadership qualities. This
                                             Muhammad Wildan Aldiansyah                                                                 dynamic offline training not only enhanced their
                                             ENVOY 14 Participant from East Java
                                                                                                                                        business acumen but also equipped them with
                                                                                                                                        the skills needed to navigate the entrepreneurial
                                                                                                                                        landscape with confidence and success.

The challenges posed by the pandemic have been rich with valuable lessons for us all. As we reflect on these experiences, we
                                                                                                                                        The ENVOY 15 Program continues to inspire
envision the participants as ambassadors, carrying forward the wisdom gained to foster broader benefits and impacts in the realm of
                                                                                                                                        participants on their entrepreneurial journey,
entrepreneurship education in Indonesia. Our steadfast support aims to empower young individuals from across the nation, nurturing
                                                                                                                                        fostering growth, innovation, and the development of
their aspirations to become successful entrepreneurs and, in turn, contributing to the prosperity of their surrounding communities
                                                                                                                                        impactful leaders in the business realm.
through meaningful job creation. Together, we strive to inspire and uplift the next generation of Indonesian entrepreneurs, fostering
a positive ripple effect for the greater good.
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SOCIAL AND                           Supporting the Development of                                      to wild animal intrusion, water seepage, roof leaks, and the risk of

CULTURAL                             Decent Homes for Indonesian Families                               collapse. During the reporting year, Saratoga provided financial
                                                                                                        support for the construction of 1 house in Sooko Village, East
DEVELOPMENT                          Our commitment to the welfare of our fellow citizens is            Java Province.
[GRI 203-1][POJK F.25]               manifested through various programs aimed at addressing the
                                     needs of those most in need. As part of our efforts to enhance     In addition to financial donations, Saratoga also provided
                                     the quality of life in Indonesian communities, we have partnered   volunteers support to help build 1 house in Mauk Village,
                                     with Habitat for Humanity Indonesia (Habitat Indonesia) to         Banten Province through the “Habitat Charity Golf Build 2023”
                                     build safe and comfortable housing for Indonesian families,        activity. The event was held on July 29, 2023, aiming to enable
                                     particularly those from disadvantaged backgrounds. Many            volunteers and donors to see and feel the direct impact of
                                     low-income families in Indonesia reside in inadequate housing      their support. Saratoga sent 7 female employees from various
                                     lacking proper sanitation and access to clean water, which         departments to be involved as volunteers in this activity. In total,
                                     poses significant health risks and hampers child development.      19 volunteers from various HCGT donor companies participated
                                     Therefore, through this partnership, we strive to support the      in construction activities such as iron bending and foundation
                                     accessibility of decent homes for more underprivileged families    excavation. At the end of the event, one of Saratoga’s volunteers,
                                     in Indonesia.                                                      Almira was awarded Volunteer of the Day for her exemplary spirit
                                                                                                        and dedication.
                                     In 2023, through the Habitat Charity Golf Tournament (HCGT)
                                     2023 program, Saratoga, along with several other donor             The HCGT program serves as tangible proof of business synergy
                                     companies, participated in the construction of habitable houses    to create positive impact and benefit for many individuals.
                                     in various regions of Indonesia, including Banten and East Java    Furthermore, Saratoga’s involvement in this program embodies
     “We can gather assistance
                                     provinces. Many families in this area inhabit non-permanent        the Company’s commitment and concern towards addressing
     to build decent houses
                                     houses with plywood and bamboo woven walls, old tile roofs, and    social issues in society.
     for low-income workers in
                                     unplastered floors. This condition makes their homes vulnerable
     Indonesia through Habitat
     for Humanity. I can envision
     how we can influence many
     people to participate in the
     movement      to   construct
     suitable     housing      for
     underprivileged families in
     Indonesia.”




     Edwin Soeryadjaja
     President Commissioner
                                                   Representatives of Saratoga at the Habitat Charity Golf Build 2023 Event in Mauk Village, Tangerang
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SUSTAINABILITY REPORT 2023                                                                                                                                                            76




             Ramadhan, A Season of Solidarity and Giving


                                                                                                                Saratoga believes that as a responsible company, we have
                                                                                                                an obligation to create shared value with stakeholders and
                                                                                                                actively contribute to giving back to society. We are committed
                                                                                                                to making a positive impacts, not only within our internal
                                                                                                                corporate environment but also in the local communities
                                                                                                                where our business operates.

                                                                                                                In 2023, as a form of social awareness and in celebration of Eid
                                                                                                                al-Fitr, Saratoga proudly distributed 400 basic food packages
                                                                                                                to help underprivileged families prepare for the holiday. The
                                                                                                                food packages were allocated specifically to vulnerable
                                                                                                                communities, such as widows, and the elderly women, residing
                                                                                                                in North Jakarta and East Jakarta. This sharing activity was
                                                                                                                held in April 2023, involving all Saratoga employees who
                                                                                                                enthusiastically participated in distributing the food packages
                                                                                                                to each family in need.

                                                                                                                The Holy Month of Ramadan brings forth an atmosphere
                                                                                                                of kindness, blessings, and warmth through the spirit of
                                                                                                                sharing. We view this moment as an opportunity to fulfill
                                                                                                                our sustainability commitment and provide support to the
                                                                                                                surrounding community. We believe that by extending
                                                                                                                assistance to those in need, Saratoga can contribute to
                                                                                                                fostering a caring and compassionate societal environment.
                                                                                                                Through initiatives like these, our aspiration is to inspire others
                                                                                                                to join us in creating positive impacts for the communities
                                                                                                                around us.


                  Saratoga Distributes Basic Needs to Dhuafa and Elderly Families in Cilincing, North Jakarta
Page 78
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SUSTAINABILITY REPORT 2023                                                                                                                                                                       77




             Joy of Christmas: Spreading Love Amongst Others



                                                                    Saratoga is committed to making a positive impact on               Saratoga’s employees actively engaged in communal
                                                                    society. Driven by this commitment, we consistently carries        festivities, including joint Christmas worship sessions
                                                                    out its mission to continue supporting humanitarian efforts        and shared meal gatherings, reinforcing bonds of
                                                                    and demonstrating care for others. As an expression of our         solidarity and compassion. By orchestrating these
                                                                    gratitude and support for humanity, throughout December            acts of kindness, Saratoga endeavors in helping the
                                                                    2023, the Company organized acts of kindness and                   vulnerable communities while fostering a culture
                                                                    Christmas joy-sharing activities with 96 elderly individuals       of inclusion and care. Through initiatives like these,
                                                                    from 2 nursing homes. These nursing homes included Panti           Saratoga continues to uphold its commitment
                                                                    Wredha Marfati in Tangerang, Banten Province, and Panti            to sustainable social impact, enriching lives and
                                                                    Wredha Melania in South Tangerang, DKI Jakarta Province.           fostering resilience within the communities we serve.

                                                                    Christmas represents a significant emotional milestone
                                                                    shared within families. Recognizing the risk of social isolation
                                                                    among the elderly residing in nursing homes, Saratoga
                                                                    aimed to foster a sense of community and joy during this
                                                                    festive season. In line with our commitment to corporate
                                                                    social responsibility, Saratoga seized the opportunity to
                                                                    provide both material and moral support to the elderly
                                                                    residents and caretakers at the nursing home.

                                                                    The Company provided financial support and distributed
                                                                    thoughtful goodie bags containing sustenance items
                                                                    such as snacks and toiletries to each elderly resident
                                                                    and caretaker. Additionally, Saratoga provided financial
                                                                    assistance towards the renovation of one nursing home,
                                                                    demonstrating our dedication to supporting long-term
                                                                    community infrastructure. Beyond material contributions,                Christmas Celebration with the Elderly at
            Handover of Financial Support to Marfati Nursing Home
                                                                                                                                                    Marfati Nursing Home
                          Management and Elderly
Page 79
About
This Report
Page 80
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                              79



ABOUT THIS                         As an investment company, Saratoga is deeply dedicated to          In our commitment to reader convenience, we have highlighted
                                   fostering responsible and sustainable investments. Since           GRI and POJK indicator numbers in a distinct color within the
REPORT                             2021, we have proudly maintained a tradition of annually           relevant narrative sections and included a user-friendly Index
                                   releasing a Sustainability Report, a testament to our unwavering   List on pages 91 and 97.
                                   commitment to transparency and accountability. This report
                                   serves as a comprehensive resource, offering stakeholders a        Recognizing that a comprehensive sustainability report hinges
                                   detailed insight into our performance in effectively managing      on the presentation of credible data and information, Saratoga
                                   operational impacts across economic, social, and environmental     places great importance on ensuring their quality. We have yet
                                   spheres. In our 2023 Sustainability Report, transparency and       to carry out an external assurance process for this Report. To
                                   accountability take center stage as we openly showcase our         achieve this, all content and data undergo a rigorous internal
                                   commitment and responsibility, further strengthening our           verification process approved by our esteemed Board of
                                   relationships with valued stakeholders.                            Directors. [GRI 2-5][GRI 2-14] [POJK G.1]

                                   We trust that this report provides an accurate depiction of our    SCOPE, CONTENTS, AND
                                   ESG performance throughout the reporting year. Additionally,
                                   our regular publications aim to illuminate the dynamics and
                                                                                                      BOUNDARIES OF REPORTING
                                                                                                      [GRI 2-2]
                                   progression of our sustainability endeavors from one year to
                                   the next. Easily accessible via our company’s website, previous    We have composed this fourth Sustainability Report, which
                                   reports offer a valuable resource.                                 includes data and information from Saratoga and its subsidiaries,
                                                                                                      as remarked on page 10, with a scope consistent with our Annual
                                   To ensure a comprehensive overview, Saratoga has meticulously      Report this year. Some of the performance discussions in this
                                   compiled a report in accordance with the 2021 GRI Standards,       report also reflect the performance of our investee companies.
                                   covering the period from 1 January to 31 December 2023.            Financial data comes from audited financial reports.
                                   The report incorporates various indicators, adhering to the
                                   requirements and recommendations of multiple frameworks,           During the reporting period, there were no significant changes
                                   standards, and guidelines.                                         to the Company’s business activities, ownership structure,
                                                                                                      organization, or supply chain.[POJK C.6] In addition, no restatements
                                   • Financial Services Authority Regulation (POJK) No. 51/           are made to previous reports. In presenting the report, we
                                       POJK.03/2017 concerning the Implementation of Sustainable      use the terms “Saratoga”, “Company”, or “We” to represent PT
                                       Finance for Financial Services Institutions, Issuers, and      Saratoga Investama Sedaya Tbk. [GRI 2-3] [GRI 2-4]
                                       Public Companies (POJK 51)
                                   •   Task Force on Climate-related Financial Disclosures (TCFD)     The data and information presented in this report can be
                                       Framework                                                      qualitative, quantitative, or both, and descriptive explanations
                                   •   Sustainable Development Goals (SDGs)                           regarding policies, efforts, and achievements. Numerical data is
                                   •   10 Principles of the United Nations Global Compact (UNGC)      presented in English metric unless otherwise stated.
Page 81
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                                    80



In our commitment to delivering an exceptional report, we have       MATERIALITY ASSESSMENT                                                  ensuring a thorough understanding of our contributions and
                                                                                                                                             responsibilities.
embraced the reporting principles outlined in the GRI 2021
Standards. These principles, including accuracy, balance, clarity,
                                                                     PROCESS WITH
comparability, completeness, sustainability context, timeliness,     STAKEHOLDERS [GRI 3-1]                                                  In our commitment to transparency and responsible disclosure,
                                                                                                                                             we have diligently followed the principles and guidelines
and verifiability, serve as our guiding pillars in compiling the
                                                                     Saratoga is committed to presenting high-quality reports                outlined by the GRI in 2021. These standards serve as our
Sustainability Report.
                                                                     through a materiality assessment process that is carried out            guiding framework, ensuring that our communication goes
                                                                     in a participatory and strategic manner. In the past year, our          beyond regulatory requirements to provide stakeholders
Going beyond mere compliance, Saratoga actively engages
                                                                     approach to identifying material topics has evolved significantly.      with accurate and detailed insights. By embracing these best
stakeholders in shaping the report’s content through a
                                                                     We have shifted towards a more holistic perspective, expanding          practices, we meet expectations and actively contribute to a
meticulous materiality assessment process. This ensures that
                                                                     our focus beyond traditional considerations to comprehensively          more sustainable and responsible business landscape.
the report encompasses topics that hold significance and
                                                                     assess our impact on environmental, social, governance, and
relevance to the sustainability of Saratoga.
                                                                     human rights aspects. This transformation allows us to capture          In 2022, we have partnered with external consultants to identify
                                                                     the nuanced complexities that define our Company’s footprint,           our material topics. These 2022 material topics are still relevant
                                                                                                                                             for 2023.We use systematic procedures with our stakeholders
                                                                                                                                             as follows [GRI 3-1]:


     We realized that it is crucial to receive external input
     to enhance our Sustainability Reporting. To facilitate
                                                                               1        Identify Actual and Potential Impact                   2       Assess the Significance of the Impact
     this, we have included a Feedback Form at the end of
                                                                           To comprehensively assess our Company's impact, we             When identifying material topics, it is essential to evaluate the
     this report. We encourage readers and users to share                  carefully examine both the tangible and potential              importance of each impact by thoroughly assessing both its
     their suggestions, feedback, opinions, and any other                  consequences across different facets of society and the         severity and likelihood. This process takes into account
     valuable input to enhance the overall quality of future               broader environment. This encompasses both favorable           internal and external viewpoints. To collect these
     reporting. [POJK G.3]                                                 and adverse effects that our operations might exert on the      perspectives, we organized focus group discussions (FGDs)
                                                                           economy, environment, society, and human rights.               and distributed questionnaires. The questionnaires garnered
                                                                                                                                          responses from 18 individuals who represented a diverse
     For questions, feedback, and comments on this                                                                                        array of stakeholders, including Saratoga employees, NGOs,
     report, please send them to:                                                                                                         suppliers, media, and other relevant parties.



                                                                               3                                                              4
     Corporate Secretary
     PT Saratoga Investama Sedaya Tbk                                                  Prioritize the Most Significant Impact                          Approval of Material Topics
     15th floor, Menara Karya
     Jl. H.R. Rasuna Said Block X-5 Kav 1-2                                Following a comprehensive evaluation of impact severity         The finalization of this process involves securing approval
                                                                           and likelihood, we set a threshold to identify the most         from the Board of Directors. This step ensures the alignment
     South Jakarta 12950, Indonesia                                        prioritized impacts. These prioritized impacts are              of our sustainability reporting with the expectations and
                                                                           subsequently categorized into relevant topics, enabling a       concerns of our stakeholders and our company. By
     Phone: +62 21 5794 4355                                               targeted approach to address the most significant issues.        obtaining the endorsement of the Board, we affirm the
     Fax: +62 21 5794 4365                                                 This strategic focus ensures that our efforts are                commitment to transparency and responsiveness, fostering
     Website: www.saratoga-investama.com                                   concentrated on mitigating and managing the most                a reporting framework that resonates with the diverse
                                                                           crucial challenges facing our company and its                   interests and considerations of our key stakeholders and
     Email: corporate.secretary@saratoga-investama.com                     stakeholders.                                                   organizational objectives.[GRI 2-14]
Page 82
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SUSTAINABILITY REPORT 2023                                                                                                                                                                        81



The Company’s procedures to identify material topics significantly impacting the economy, environment, society, and human rights   Each of these topics serves as a crucial focal point requiring
have led to several material topics. These crucial topics are carefully evaluated and detailed below [GRI 3-2].                    attention to ensure the long-term sustainability and success
                                                                                                                                   of Saratoga’s business operations. By prioritizing these
                                                                                                                                   areas, Saratoga not only aligns future business strategies

                                   01                         02                              03                                   with our values, goals, and stakeholder obligations but also
                                                                                                                                   contributes to broader sustainability objectives. The practical
                                                                                                                                   implementation of these material topics is integral to ensuring
                                                                                                                                   Saratoga’s enduring status as a responsible and profitable
                                                                                                                                   business.

                                                                                                                                   Over the past year, in line with our commitment to advancing
                                                                                                                                   carbon neutrality and minimizing environmental negative
                                                                                                                                   impact, we have implemented a comprehensive strategy to
                                                                                                                                   assess our environmental footprint. Two new focal points,
                                                                                                                                   environmental awareness and GHG emissions, have been
                           Sustainable             Corporate & ESG                    Community                                    incorporated into our agenda. By prioritizing these key areas,
                           Investment                Governance                      Empowerment                                   we are confident that our collective efforts will significantly
                                                                                                                                   contribute to reducing our overall environmental negative
                                                                                                                                   impact. This proactive approach underscores our unwavering
                                                                                                                                   commitment to sustainable practices and environmental
                                                                                                                                   stewardship.

              04                            05                              06                               07                    In disclosing Saratoga’s material topics, we adhere to specific
                                                                                                                                   indicators within the GRI Standards. Additionally, we incorporate
                                                                                                                                   standards from the SASB and comply with requirements from
                                                                                                                                   POJK 51 to address topics beyond the scope of GRI. Notably,
                                                                                                                                   for environmental awareness, we have compiled an internal
                                                                                                                                   indicator to showcase the effectiveness of our initiatives in
                                                                                                                                   that area. The correlation between material topics and their
                                                                                                                                   designated indicators for disclosure is detailed on the following
                                                                                                                                   page.
      Economic                             Good                     Environmental                    Greenhouse
     Performance                        Employment                   Awareness                      Gases Emission
                                         Practices
Page 83
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                            82



SARATOGA’S                         Material Topic               Description of Material Topic                                                                Topic Specific Disclosure

MATERIAL                           Sustainable Investment       Consideration of ESG factors in our investment decisions in addition to financial            Incorporation    of   ESG     Factors    in

TOPIC [GRI 3-2]                                                 returns.                                                                                     Investment Management & Advisory
                                                                                                                                                             Topic as part of SASB Standard for
                                                                                                                                                             Asset     Management     and        Custody
                                                                                                                                                             Activities Sector.

                                   Corporate & ESG Governance   Covers several aspects of corporate governance, including anti-corruption, good              • GRI 2: General Disclosure
                                                                corporate governance, and governance to manage impacts related to ESG aspects.               • GRI 205: Anti-corruption 2016

                                   Community Empowerment        Highlights the importance of building positive relationships with the local community        • GRI 413: Local Communities 2016
                                                                and contributing to community empowerment.                                                   • GRI 203: Indirect Economic Impacts
                                                                                                                                                               2016

                                   Economic Performance         This topic covers Saratoga’s financial performance that aims not only to generate            GRI 201: Economic Performance 2016
                                                                profits but also to maintain a positive image of the Company.

                                   Good Employment Practice     Saratoga is dedicated to ensuring that our employment practices align with pertinent         • GRI 401: Employment 2016
                                                                labor laws and regulations, with a primary focus on upholding and protecting labor rights.   • GRI 402: Labor/Management
                                                                Encompassing initiatives aimed at enhancing employee well-being, our commitment                Relations 2016
                                                                extends to fostering an inclusive, equitable, and respectful work environment for all.       • GRI 404: Training and Education
                                                                Through these efforts, we strive to create a workplace that not only complies with legal       2016
                                                                standards but also prioritizes the holistic development and satisfaction of our valued       • GRI     405:   Diversity    and     Equal
                                                                employees.                                                                                     Opportunity 2016
                                                                                                                                                             • GRI 406: Non-discrimination 2016
                                   Environmental Awareness      The topic emphasizes promoting sustainable practices and building environmental              • POJK 51 - F.1 indicator about activities
                                                                awareness within Saratoga’s internal and external stakeholders, including investee             to build a culture of sustainability
                                                                companies.                                                                                   • Total    training   hours    to    create
                                                                                                                                                               environmental awareness for internal
                                                                                                                                                               and external stakeholders including
                                                                                                                                                               our investee companies

                                   GHG Emission                 Talks about the greenhouse gas emissions and aims to minimize their impact on climate        GRI 305: Emissions 2016
                                                                change and the surrounding area.
Page 84
Our Contribution
to Sustainable
Development
Goals
Page 85
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SUSTAINABILITY REPORT 2023                                                                                                                                 84



OUR CONTRIBUTION                   SUSTAINABLE DEVELOPMENT GOALS             INITIATIVES AND ACHIEVEMENTS IN 2023                               PAGES
TO SUSTAINABLE
DEVELOPMENT                                                        • 400 essential food packages were distributed to elderly women    • 5; 7; 68; 76
GOALS                                                                 in East and North Jakarta.
                                                                   • Financial support and basic necessities were provided to 96      • 5; 7; 68; 77
                                                                      elderly residents from 2 nursing homes in Tangerang and DKI
                                                                      Jakarta.



                                                                   • Facilitated employee training opportunities, accumulating to a   • 5; 46; 54
                                                                      total of 790 training hours in 2023.
                                                                   • Through our ongoing volunteer work as Committee Executives,      • 7; 69
                                                                      we continue to support SMK Ora et Labora in developing an
                                                                      industry-aligned curriculum by actively engaging employees.
                                                                   • Scholarships were provided to 10 students, and school            • 5; 68-70
                                                                      appliances were donated to SMK Ora et Labora.



                                                                   • 30% of our Board of Directors are women.                         • 7;27;29-30;47
                                                                   • Saratoga has a gender-balanced workforce, with women             • 5; 7; 46; 48
                                                                      comprising 48% of employees.
                                                                   • An open and fair recruitment process devoid of gender bias is    • 7; 48
                                                                      ensured.
                                                                   • A 1:1 wage ratio between women and men employees at the          • 50
                                                                      same management level is maintained.
                                                                   • Various initiatives, including the ENVOY program dedicated       • 7; 68; 71; 76-77
                                                                      to supporting women entrepreneurs and providing donations
                                                                      to single mothers and elderly women, were implemented to
                                                                      uphold gender equality and empower all women.



                                                                   • Invested in companies which support renewable energy             • 12-13; 41-43
                                                                      transition such as Xurya and Adaro Energy.
                                                                   • Since 2016, we have been deeply involved in assisting SMK Ora    • 69-70
                                                                      et Labora to enhance the quality of vocational education in
                                                                      the power generation engineering field by offering expertise,
                                                                      facilities, and material resources.
Page 86
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                          85




  SUSTAINABLE DEVELOPMENT GOALS                                                  INITIATIVES AND ACHIEVEMENTS IN 2023                                                                       PAGES




                                   • 18 young Indonesian entrepreneurs were empowered to develop their skills and businesses through the 14th Batch of the ENVOY             7; 68; 71-74
                                      program.




                                   • We partnered with a non-profit organization to support the construction of decent housing for families in Sooko Village, East Java.
                                   • Voluntary assistance was offered for the construction of a home in Mauk Village, Banten.                                                68; 75
                                   • Sponsorship and financial aid were provided for the renovation of a nursing home in Tangerang.


                                   • Initiated constructive discussion of waste management in Saratoga’s office, Menara Karya building.
                                                                                                                                                                            • 5-6; 58-59
                                   • 57.67% reduction in paper usage*
                                                                                                                                                                            • 5; 60; 88
                                   *compared to baseline data 2019



                                   • 41% of the community development budget was allocated towards environmental conservation programs.                                     • 67
                                   • Supported and sponsored The Green Leader program which aimed at cultivating and educating 32 environmental activists from 15           • 5-7; 58; 61-63
                                      provinces, especially addressing carbon reduction issues.
                                   • Provided financial support for positive actions to increase public awareness about clean air such as NAFAS and Bicara Udara.           • 5-6; 58; 64


                                   • Invested in Forest Carbon, a carbon credit company that restore forests by restoring degraded wetland forests and protect endangered   • 42
                                      species at the site.
                                   • 57.67% reduction in paper usage*                                                                                                       • 5; 60; 88
                                   *compared to baseline data 2019




                                   • Hosted Saratoga Investment Summit, an international-scale event that brought together stakeholders from diverse backgrounds,
                                                                                                                                                                            6; 38
                                      including government officials, business leaders, and investors.
Page 87
Data
Table
Page 88
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SUSTAINABILITY REPORT 2023                                                                                                                         87



DATA TABLE                         EMPLOYEE STATISTICS [GRI 2-7] [POJK C.3]
                                   Employees Based on Employment Type
                                                                          2021                         2022                        2023
                                   TYPE OF EMPLOYMENT
                                                                  Male           Female        Male           Female       Male           Female

                                   Permanent Employees                   30               27          28           27             32           29

                                   Temporary Employees                    1               3            1               3           1               2

                                   TOTAL                                 31           30              29           30             33               31


                                   Employees Based on Job Title
                                                                          2021                         2022                        2023
                                   EMPLOYEE CATEGORY
                                                                  Male           Female        Male           Female       Male           Female

                                   Director

                                   <30 Years old                         0                0           0                0          0                0

                                   30 - 50 Years old                      2               0            2               0           2               0

                                   > 50 Years old                        0                 1          0                1          0                 1

                                   Manager and Supervisor

                                   <30 Years old                          2                1          0                1           1                1

                                   30 - 50 Years old                     11                7          12               7          13               9

                                   > 50 Years old                         5               6            5               7           5               7

                                   Staff and Non-Staff

                                   <30 Years old                          2               2            2               2           2               2

                                   30 - 50 Years old                      8               10           7               9           8               9

                                   > 50 Years old                         1               3            1               3           2               2

                                   TOTAL                                 31           30              29           30             33               31
Page 89
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                      88



Employees Based on Age Group                                                                Employees Turnover Rate
                                      2021                2022                 2023                                                2021                    2022                   2023
 AGE GROUP                                                                                   AGE GROUP
                               Male       Female   Male       Female    Male       Female                                   Male      Female       Male       Female       Male      Female

 <30 Years old                        4        3          2        3           3        3    <30 Years old                  0.00%         0.00%    0.00%          0.00%    33.33%           0%

 30 - 50 Years old                 21         17      21          16       23          18    30 - 50 Years old              19.05%        11.76%    9.52%         6.25%       0%            0%

 >50 Years old                        6       10          6        11          7       10    >50 Years old                  0.00%         0.00%    16.67%         0.00%       0%         10.00%

 TOTAL                             31         30      29          30       33          31



New Employees [GRI 401-1]
 AGE GROUP
                                      2021                2022                 2023         ELECTRICITY AND PAPER USAGE DATA
                               Male       Female   Male       Female    Male       Female
                                                                                            Electricity and Paper Usage
 <30 Years old                        2        1          0        0           2        0
                                                                                             DATA                                         Unit     2019*          2021     2022          2023
 30 - 50 Years old                    4        2          1         1          3        2

 >50 Years old                        0        0          0        0           0        0    Electricity Usage [POJK F.6]                 kWh       81,108        51,981   69,730         77,946

 TOTAL                                6        3          1        1           5        2
                                                                                             Paper Usage [POJK F.5]                       Rim        300            125       110           127


                                                                                            *baseline year
Departing Employees
                                      2021                2022                 2023
 AGE GROUP
                               Male       Female   Male       Female    Male       Female

 <30 Years old                        0        0          0        0           1        0

 30 - 50 Years old                    4        2          2         1          0        0

 >50 Years old                        0        0          1        0           0        1

 TOTAL                                4        2          3        1           1        1
Page 90
Index
Page 91
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SUSTAINABILITY REPORT 2023                                                                                                                                     90



UNGC INDEX                                                                UNGC PRINCIPLES                                                        LOCATION

                                   HUMAN RIGHTS

                                                     Businesses should support and respect the protection of internationally proclaimed         16-24; 44-55
                                   Principle 1
                                                     human rights.

                                   Principle 2       Businesses should make sure that they are not complicit in human rights abuses.            16-24; 44-55

                                   LABOUR

                                                     Businesses should uphold the freedom of association and the effective recognition of            53
                                   Principle 3
                                                     the right to collective bargaining.

                                   Principle 4       Businesses should uphold the elimination of all forms of forced and compulsory labour.          49

                                   Principle 5       Businesses should uphold the effective abolition of child labour.                               49

                                                     Businesses should uphold the elimination of discrimination in respect of employment          7; 47-50
                                   Principle 6
                                                     and occupation.

                                   ENVIRONMENT

                                   Principle 7       Businesses should support a precautionary approach to environmental challenges.            16-24; 56-64

                                                     Businesses should      undertake    initiatives   to   promote   greater   environmental   16-24; 56-64
                                   Principle 8
                                                     responsibility.

                                                     Businesses should encourage the development and diffusion of environmentally               16-24; 56-64
                                   Principle 9
                                                     friendly technologies.

                                   ANTI-CORRUPTION

                                                     Businesses should work against corruption in all its forms, including extortion and             33
                                   Principle 10
                                                     bribery.
Page 92
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                            91



GRI CONTENT INDEX
                                                                                                                           OMISSION                    GRI SECTOR
  GRI STANDARD                                   DISCLOSURE                              LOCATION                                                     STANDARD REF.
                                                                                                      REQUIREMENT(S) OMITTED   REASON   EXPLANATION
                                                                                                                                                           NO.

 General disclosures

 GRI 2: General           2-1 Organizational details                                         9
 Disclosures 2021
                          2-2 Entities included in the organization’s sustainability
                                                                                           10; 79
                          reporting

                          2-3 Reporting period, frequency and contact point                  79


                          2-4 Restatements of information                                    79


                          2-5 External assurance                                             79


                          2-6 Activities, value chain and other business relationships       9


                          2-7 Employees                                                    48; 87


                          2-8 Workers who are not employees                                47-48


                          2-9 Governance structure and composition                        27; 29-31


                          2-10 Nomination and selection of the highest governance
                                                                                          28-29; 31
                          body

                          2-11 Chair of the highest governance body                        27; 29


                          2-12 Role of the highest governance body in overseeing the
                                                                                           20; 28
                          management of impacts

                          2-13 Delegation of responsibility for managing impacts             20


                          2-14 Role of the highest governance body in sustainability
                                                                                           79-80
                          reporting
Page 93
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                                                                                                                             OMISSION                    GRI SECTOR
  GRI STANDARD                                     DISCLOSURE                             LOCATION                                                      STANDARD REF.
                                                                                                        REQUIREMENT(S) OMITTED   REASON   EXPLANATION
                                                                                                                                                             NO.

                           2-15 Conflicts of interest                                      29; 31; 34


                           2-16 Communication of critical concerns                          29; 32


                           2-17 Collective knowledge of the highest governance body         20; 22


                           2-18 Evaluation of the performance of the highest governance
                                                                                           26-27; 35
                           body

                           2-19 Remuneration policies                                         35


                           2-20 Process to determine remuneration                             35


                           2-21 Annual total compensation ratio                               35


                           2-22 Statement on sustainable development strategy                  6


                           2-23 Policy commitments                                            18


                           2-24 Embedding policy commitments                                  18


                           2-25 Processes to remediate negative impacts                       23


                           2-26 Mechanisms for seeking advice and raising concerns            32


                           2-27 Compliance with laws and regulations                          18


                           2-28 Membership associations                                       14


                           2-29 Approach to stakeholder engagement                            24


                           2-30 Collective bargaining agreements                              53
Page 94
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                               93



                                                                                                                              OMISSION                    GRI SECTOR
  GRI STANDARD                                     DISCLOSURE                               LOCATION                                                     STANDARD REF.
                                                                                                         REQUIREMENT(S) OMITTED   REASON   EXPLANATION
                                                                                                                                                              NO.

 Material topics

                           3-1 Process to determine material topics                             80
 GRI 3: Material
 Topics 2021
                           3-2 List of material topics                                        81-82


 Economic performance

 GRI 3: Material
                           3-3 Management of material topics                                    17
 Topics 2021

 GRI 201:                  201-1 Direct economic value generated and distributed                39
 Economic
 Performance 2016          201-2 Financial implications and other risks and opportunities
                                                                                                23
                           due to climate change

                           201-3 Defined benefit plan obligations and other retirement
                                                                                                53
                           plans

                           201-4 Financial assistance received from government                  40



 Indirect economic impacts

 GRI 3: Material
                           3-3 Management of material topics                                    17
 Topics 2021

 GRI 203: Indirect         203-1 Infrastructure investments and services supported           67-69; 75
 Economic
 Impacts 2016              203-2 Significant indirect economic impacts                          68
Page 95
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                   94




                                                                                                                                OMISSION                                      GRI SECTOR
  GRI STANDARD                                    DISCLOSURE                           LOCATION                                                                              STANDARD REF.
                                                                                                    REQUIREMENT(S) OMITTED          REASON          EXPLANATION
                                                                                                                                                                                  NO.

 Anti-corruption


 GRI 3: Material
                           3-3 Management of material topics                               17
 Topics 2021

 GRI 205: Anti-            205-1 Operations assessed for risks related to corruption    23; 32-33
 corruption 2016
                           205-2 Communication and training about anti-corruption
                                                                                           33
                           policies and procedures

                           205-3 Confirmed incidents of corruption and actions taken       34


 Emissions


 GRI 3: Material
                           3-3 Management of material topics                               17
 Topics 2021

 GRI 305: Emissions        305-1 Direct (Scope 1) GHG emissions                            60
 2016
                           305-2 Energy indirect (Scope 2) GHG emissions                   60


                           305-3 Other indirect (Scope 3) GHG emissions                    60



                                                                                                                                                   Our primary focus
                                                                                                                                                  this year is to initiate
                                                                                                                                                     and improve our
                                                                                                                                   Information
                           305-4 GHG emissions intensity                                    -                                                        GHG calculation
                                                                                                      GHG emissions intensity      unavailable/
                                                                                                                                                       strategy. The
                                                                                                                                   Incomplete
                                                                                                                                                    intensity data will
                                                                                                                                                   be our concern for
                                                                                                                                                     future reporting

                           305-5 Reduction of GHG emissions                                60
Page 96
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                                  95




                                                                                                                                    OMISSION                                 GRI SECTOR
  GRI STANDARD                                     DISCLOSURE                            LOCATION                                                                           STANDARD REF.
                                                                                                    REQUIREMENT(S) OMITTED              REASON         EXPLANATION
                                                                                                                                                                                 NO.

                                                                                                                                       Information     The indicator is
                           305-6 Emissions of ozone-depleting substances (ODS)               -      Emissions of ozone-depleting       unavailable/   not relevant to the
                                                                                                                                       Incomplete        organization

                                                                                                    Nitrogen oxides (NOx), sulfur      Information     The indicator is
                           305-7 Nitrogen oxides (NOx), sulfur oxides (SOx), and other
                                                                                             -         oxides (SOx), and other         unavailable/   not relevant to the
                           significant air emissions
                                                                                                       significant air emissions       Incomplete        organization

 Employment


 GRI 3: Material
                           3-3 Management of material topics                                 17
 Topics 2021

 GRI 401:                  401-1 New employee hires and employee turnover                  48; 88
 Employment 2016
                           401-2 Benefits provided to full-time employees that are not
                                                                                            50
                           provided to temporary or part-time employees

                           401-3 Parental leave                                              51


 Training and education


 GRI 3: Material
                           3-3 Management of material topics                                 17
 Topics 2021

 GRI 404: Training         404-1 Average hours of training per year per employee            54
 and Education 2016
                           404-2 Programs for upgrading employee skills and transition
                                                                                           51; 54
                           assistance programs

                           404-3 Percentage of employees receiving regular performance
                                                                                           46; 55
                           and career development reviews
Page 97
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                96




                                                                                                                               OMISSION                    GRI SECTOR
  GRI STANDARD                                    DISCLOSURE                                 LOCATION                                                     STANDARD REF.
                                                                                                          REQUIREMENT(S) OMITTED   REASON   EXPLANATION
                                                                                                                                                               NO.

 Diversity and equal opportunity


 GRI 3: Material
                           3-3 Management of material topics                                     17
 Topics 2021

 GRI 405: Diversity        405-1 Diversity of governance bodies and employees                 29-30; 47
 and Equal
 Opportunity 2016          405-2 Ratio of basic salary and remuneration of women to men          50


 Non-discrimination


 GRI 3: Material
                           3-3 Management of material topics                                     17
 Topics 2021

 GRI 406: Non-dis-
                           406-1 Incidents of discrimination and corrective actions taken        53
 crimination 2016

 Local communities


 GRI 3: Material
                           3-3 Management of material topics                                     17
 Topics 2021

 GRI 413: Local            413-1 Operations with local community engagement, impact
                                                                                                 66
 Communities 2016          assessments, and development programs

                           413-2 Operations with significant actual and potential negative
                                                                                                 66
                           impacts on local communities
Page 98
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                    97



         POJK INDEX[POJK G.4]
                                                                                      TOPIC                        LOCATION

           A.          SUSTAINABILITY STRATEGY

                     A.1           Elaboration of Sustainability Strategy                                             6

           B.          OVERVIEW OF PERFORMANCE ON SUSTAINABILITY ASPECTS

                     B.1           Economic Aspects, covering at least:

                                    a. Quantity of products or services sold;

                                    b. Revenue or sales;

                                    c. Net profit or loss;

                                    d. Environmentally friendly products; and

                                    e. Engagement of local stakeholders on sustainable finance business process.
                                                                                                                      4
                     B.2            Environmental Aspects, covering at least:

                                    a. Energy consumption;

                                    b. Reduction of Emission produced;

                                    c. Reduction of waste and effluent; and

                                    d. Biodiversity conservation.

                     B.3            Social Aspect

           C.          COMPANY PROFILE

                     C.1            Vision, Mission, and Sustainability Values                                        9
Page 99
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                           98



                                                                                            TOPIC                     LOCATION

                      C.2          Company Address                                                                      9 ; 102

                      C.3          Business Scale, covering at least:

                                   a. Total assets or assets capitalization, and total liabilities

                                   b. Number of employees by gender, position, age, education and employment status   9; 13-14; 87

                                   c. Shareholders name and percentage of stock ownership; and


                                   d. Operational areas

                      C.4          Products, Services, and Business Activities                                             9

                      C.5          Membership of Associations                                                             14

                      C.6          Significant Changes in Issuers and Public Companies                                    79

            D.         ELABORATION OF BOARD OF DIRECTORS

                      D.1          Elaboration of Board of Directors

                                   a. Policy to respond to challenges in fulfilling sustainability strategies
                                                                                                                          6-7
                                   b. Implementation of sustainable finance

                                   c.Target achievement strategies

            E.         SUSTAINABILITY GOVERNANCE

                      E.1          Person in Charge of Sustainable Finance Implementation                                 20

                      E.2          Competency Development on Sustainable Finance                                          22

                      E.3          Risk Assessment on the Implementation of Sustainable Finance                           23
Page 100
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                   99



                                                                                         TOPIC                                                                  LOCATION

                      E.4           Relationship with Stakeholders                                                                                                 24

                      E.5           Issues Regarding the Implementation of Sustainable Finance                                                                    6; 41

            F.         SUSTAINABILITY PERFORMANCE

                      F.1           Activities to Building a Culture of Sustainability                                                                          22; 57; 59

                       ECONOMIC PERFORMANCE

                      F.2          Comparison of Production Targets and Performance, Portfolio, Financing or Investment Targets, Revenue and Profit/Loss           39

                                   Comparison of Portfolio Targets and Performance, Financing or Investment Targets on Financial Instruments or Projects that
                      F.3                                                                                                                                          39
                                   Align with Sustainable Finance

                       ENVIRONMENTAL PERFORMANCE

                      General Aspect

                      F.4           Environmental Costs                                                                                                            67

                      Material Aspect

                      F.5           Consumption of Environmentally Friendly Materials                                                                            60; 88

                      Energy Aspect

                      F.6          The Quantity and Intensity of Energy Consumed                                                                                 60; 88

                      F.7          Efforts and Achievements in Energy Efficiency and the Use of Renewable Energy                                                 57; 59

                      Water Aspect


                      F.8          Water Consumption                                                                                                             57; 59
Page 101
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                        100




                                                                                    TOPIC              LOCATION

                      Biodiversity Aspect

                      F.10         Biodiversity Conservation Efforts                                      57


                      Emissions Aspect

                      F.11         The Amount and Intensity of Emissions Produced by Type               57; 60

                      F.12         Efforts and Achievements in Reducing Emission                        57; 60

                       SOCIAL PERFORMANCE

                      F.17         Commitment to Provide Equal Products and/or Services to Consumers      41

                      Employment Aspect


                      F.18         Equal Employment Opportunity                                          47


                      F.19         Child Labor and Forced Labor                                          49

                      F.20         Regional Minimum Wage                                                 50

                      F.21         Safe and Healthy Working Environment                                  52

                      F.22         Employee Training and Development                                     54

                      Community Aspect

                      F.23         Operational Impacts on Local Communities                              66

                      F.24         Community Complaints                                                  32

                      F.25         Corporate Social Responsibility (CSR)                                69; 75
Page 102
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                               101



                                                                                           TOPIC                                                              LOCATION

                      Responsibility For Sustainable Products/ Services

                      F.26         Innovation and Development of Sustainable Financial Products/Services                                                        41

            G.        OTHERS


                      G.1          Written Verification by an Independent Party (if any)                                                                        79

                      G.2          Feedback Form                                                                                                                102

                      G.3          Response to Feedback on the Previous Year's Sustainability Report                                                            80

                                   List of Disclosures in Accordance with the Financial Services Authority Regulation Number 51/POJK.03/2017 concerning The
                      G.4                                                                                                                                       97
                                   Implementation of Sustainable Finance for Financial Services Institutions, Issuers And Public Company
Page 103
PT SARATOGA INVESTAMA SEDAYA TBK
SUSTAINABILITY REPORT 2023                                                                                                                                                               102



FEEDBACK FORM                                                       1.   This Sustainability Report provides valuable insights into Saratoga’s economic, environmental, social, and
[POJK G.2]                                                               governance performance.

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Thank you for taking the time to read the 2023
Sustainability Report of Saratoga. To improve the                   2.   The data and information disclosed in this report are structured, systematic, and easily understandable
quality of our reporting and increase transparency of
                                                                                    Agree                              Somewhat Agree                                Disagree
our sustainability performance, we kindly request that
you fill in the Feedback Form below and send it back
                                                                    3.   The data and information disclosed in this report are complete, transparent, and unbiased.
to us. Your feedback will be valuable in helping us to
better prepare our Sustainability Report for next year.                             Agree                              Somewhat Agree                                Disagree
Thank you again for your time and assistance.
                                                                    4.   The design, font type, size, color scheme, layout, and images in this report are attractive and easy to read.

                                                                                    Agree                              Somewhat Agree                                Disagree


                                                                    5.   What are the information(s) in this report that you consider most useful?




                                                                    6.   What are the information(s) in this report that can be improved?




                                                                    7.   What information in this report do you think should be included in future reports?
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                                                                    PT Saratoga Investama Sedaya Tbk[POJK C.2]
       Government                         Media
                                                                    Menara Karya 15th floor
                                                                    Jl. H.R. Rasuna Said Block X-5 Kav 1-2,
       NGO                                General Public
                                                                    South Jakarta 12950
                                                                    Telephone          : +62 21 5794 4355
       Industry                           Others (please specify)
                                                                    Fax		              : +62 21 5794 4365
                                                                    Whatsapp           : +62 811 9966 999 +62 815 9966 999
       Academic                                                     Website		          : www.saratoga-investama.com
                                                                    Email		            : corporate.secretary@saratoga-investama.com
Page 104
PT Saratoga Investama Sedaya Tbk
Menara Karya - 15th Floor
Jl. H.R. Rasuna Said Block X-5 Kav. 1-2
South Jakarta 12950

Phone : +62 21 5794 4355
Fax    : +62 21 5794 4365
www.saratoga-investama.com

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Names mentioned 56 people and organisations named in the text · linked when the evidence is strong

linked person Michael W. P. Soeryadjaya p.7 ×3
linked org PT Saratoga Sentra Business p.11
linked org PT Wahana Anugerah p.11
linked person MERDEKA COPPER GOLD p.13 ×6
linked org ADARO ENERGY INDONESIA p.13 ×6
linked org MITRA PINASTHIKA MUSTIKA p.13 ×3
linked org SAMATOR INDO GAS p.13 ×3
linked org PROVIDENT INVESTASI BERSAMA p.13 ×3
linked org NUSA RAYA CIPTA p.13 ×3
linked person EDWIN SOERYADJAYA p.14 ×10
linked person Lany Djuwita p.21
linked person Joyce Soeryadjaya p.28
linked person Indra Cahya Uno · Commissioner p.28 ×2
linked person Sidharta Utama p.28 ×2
linked person Aria Kanaka p.28 ×2
linked person Hany Gungoro p.28 ×2
linked person Handianto Ganis p.28 ×2
linked person Devin Wirawan p.28 ×4
linked person Lily Herawati p.28
linked person Michael W.P. Soeryadjaya p.31 ×2
linked org Adaro Energy. p.85
possible org Saratoga Investama Sedaya Tbk p.1 ×300
possible org PT UNITRAS PERTAMA p.14
possible org TOWER BERSAMA INFRASTRUCTURE TBK. p.14 ×4
possible person Kemal Mawira p.28
unresolved org PT Saratoga Investama Sedaya CORE VALUES p.10
unresolved org DKI Jakarta TBK. p.10
unresolved org PT Bumi Hijau Asri p.11
unresolved org PT Nugraha Eka Kencana p.11
unresolved org PT Surya Nuansa Ceria p.11
unresolved org PT Wana Bhakti Sukses p.11
unresolved org PT Lintas Indonesia p.11
unresolved org PT Trimitra Karya Jaya p.11
unresolved org PT Interra Indo Resources p.11
unresolved org ANEKA GAS INDUSTRI TBK. p.14 ×2
unresolved org PT AGRO MAJU RAYA PUBLIC p.14
unresolved org PT BUMI HIJAU ASRI CITY VISION p.14
unresolved org PT CITY VISION DELTOMED p.14
unresolved org PT DELTOMED LABORATORIES FOREST CARBON p.14
unresolved org PT JULO TEKNOLOGI FINANSIAL MBL p.14
unresolved org PT MULIA BOSCO LOGISTIK MDKA p.14
unresolved org PT MOMENTA AGRIKULTURA p.14
unresolved org PROVIDENT AGRO TBK. p.14 ×2
unresolved org SIHAYO GOLD LIMITED p.14
unresolved org PT ZULU ALPHA PAPA ENERGY p.14
unresolved — Policy Makers p.25
unresolved org Financial Services Authority p.27 ×2
unresolved person Supervisor · Chairman p.28
unresolved — Joyce Soerdjaya Kerr · Commissioner p.30
unresolved — Sidharta · Independent Commissioner p.30
unresolved org Minister of Tourism and Creative Economy p.39
unresolved org PT Xurya Daya Indonesia p.43
unresolved person Manager · Director p.49
unresolved org Penyelenggara p.53
unresolved org PT Energi Duta Utama p.71

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