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                                                                 PT Saratoga Investama Sedaya Tbk.   1
                                                                 2024 Sustainability Report


PT Saratoga Investama Sedaya Tbk.   2024 Sustainability Report



Impactful Growth
Page 2
Disclaimer   PT Saratoga Investama Sedaya Tbk.                                                          1
             2024 Sustainability Report




             Disclaimer
             The Sustainability Report of PT Saratoga Investama Sedaya Tbk., hereinafter referred
             to as “the Report,” contains material data and information for stakeholders regarding
             Saratoga’s sustainability performance in 2024. In general, the content of this report is
             derived from internal analyses as well as reliable documents and sources. The terms
             “Saratoga,” “Company,” or “We” in the Report refer to PT Saratoga Investama Sedaya Tbk.


             Readers should be aware that this report contains views and forward-looking statements.
             Saratoga recognizes that risks and uncertainties related to various factors could affect
             its operating performance and business conditions in the future. As such, we remind
             readers that Saratoga cannot guarantee that the forward-looking statements will reflect
             actual conditions in the future. Therefore, we remind readers to use them prudently.


             The tables and charts shown in this Report present numeric data using the standard
             English notation. The presentation of numerical values in the text also use the English
             notational standard.
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                    Table of Contents                                                     PT Saratoga Investama Sedaya Tbk.                              2
                                                                                          2024 Sustainability Report




Table of Contents
                    Disclaimer                                                        1   4. Driving Value Through Responsible Investments          31
                                                                                             Addressing Emerging Global Trends                      32
                    Table of Contents                                                 2      Economic Performance                                   33
                                                                                             Responsible and Sustainable Investing                  34
                    Theme Description 2024                                            3
                                                                                          5. Catalyzing Change for Environmental Stewardship        39
                    Performance Highlights 2024                                       4      Environmental Footprint                                40
                                                                                             Environmental Initiatives                              41
                    Board of Directors Remarks                                        6      Climate Resilient Investment                           43


                    1. About Saratoga                                                 8   6. Investing in People and Social Well-Being              46
                       Business Lines                                                11      Our People in Number                                   47
                       Our Active Investment Methodology                             11      Employee Engagement and Equal Opportunity              48
                       Our Investment Framework                                      11      Supporting Workforce Excellence                        53
                       Share Ownership and Structure of Saratoga                     13      Advancing Health Initiatives                           57
                       Enterprise Scale                                              14
                       Memberships Association                                       14   7. Empowering Communities Through Strategic Investments   58
                       Awards                                                        15      Our Contribution to Society in Figures                 59
                                                                                             Community Empowerment                                  61
                    2. Our Approach to Sustainability                                16      Social and Cultural Development                        64
                       Our Approach                                                  17
                       ESG Strategy                                                  18   8. Climate Disclosure                                     66
                       ESG Governance Structure and Oversight                        19      Climate Governance                                     67
                       Stakeholder Engagement                                        20      Risk Management                                        68
                       Material Topics                                               21
                                                                                          9. About This Report                                      72
                    3. Upholding Business Integrity                                  23      Scope and Boundaries of Reporting                      74
                       Good Corporate Governance                                     24
                       Governance Structure                                          25   10. Index                                                 75
                       Performance Evaluation and Remuneration Policy of the Board   29      GRI Content Index                                      76
                       Transparent Governance Practices                              29      POJK Index                                             82
                       Data Privacy and Security                                     30      UNGC Index                                             86


                                                                                          Feedback Form                                             87
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                   Theme Description 2024      PT Saratoga Investama Sedaya Tbk.   3
                                               2024 Sustainability Report




Impactful Growth   As an active investment company, we believe our
                   greatest impact is made through the businesses
                   we invest in—where innovation, purpose, and
                   performance converge to create lasting value.

                   In this 2024 Sustainability Report, we reaffirm
                   our commitment to driving impactful growth by
                   strategically investing in sectors that deliver tangible
                   benefits to society and contribute to long-term,
                   sustainable progress. Through this focused approach,
                   we aim to shape a future that both prosperous and
                   purposeful.
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                                                                                     Performance Highlights 2024                                PT Saratoga Investama Sedaya Tbk.                               4
                                                                                                                                                2024 Sustainability Report




Performance Highlights 2024 [POJK B.1] [POJK B.2] [POJK B.3]


Economic                                                                                Dividend, Interest              Distributed              Investment                                New and Additional
Driving Sustainable Growth Through                                                      and Other Income                Economic Value                                                     Investment
Purposeful and Responsible Investments

                                                                                         Rp3,864                        Rp736                     Rp55,546                                  Rp5,772
                                                                                         Billion                        Billion                   Billion                                   Billion




Environment                                                                              Scope 1 & 2 Emissions                    Scope 3 Emissions                                 Total Emission Intensity
Minimizing Environmental Impact


                                                                                          74.64                                   1,498,486                                         0.02
to Safeguard Natural Resources


                                                                                          TonCO2eq                                TonCO2eq                                          TonCO2eq /Billion Rupiah


                                                                                         Electricity Usage                        Energy Consumption                                Energy Intensity



                                                                                          265.12                   GJ             431.78               GJ                           0.11
                                                                                                                                                                                    GJ/IDR Billion
                •   For detailed descriptions of Scope 1, Scope 2, and Scope 3
                    emissions, please refer to Chapter 5 (page 40) of this report.
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                                                    Performance Highlights 2024                                       PT Saratoga Investama Sedaya Tbk.                            5
                                                                                                                      2024 Sustainability Report




Performance Highlights 2024



                              →                        65                         52.3%                   9.9                              100%
                                                                                                                                                             Employees are
Social
Giving back to the            Empowering               Total Number of            Of all employees        Average Hours of                 employees
                                                                                                                                                             Satisfied
communities where                                                                                                                                            with the
                              Individuals through      Employee                   are female              Training per Worker              received
                                                                                                                                                             management and
we operate to ensure          an Inclusive and         (as of 31 December 2024)                                                            performance
                                                                                                                                                             facilities provided
our presence creates          Growth-Oriented                                                                                              evaluations and
                                                                                                                                                             by Saratoga
sustainable positive          Environment                                                                                                  appraisals
impacts




                              →                        150                        35                      1,000
                              Promoting                orphaned children          students participated   staple food packages
                              Sustainable              celebrated with in         in entrepreneurship     distributed to
                              Community                Tangerang, spreading       coaching and            underprivileged
                                                       Christmas joy with         mentoring through the   elderly and widows
                              Development
                                                       gifts, entertainment,      ENVOY 15 and ENVOY      in Cilincing, North
                                                       and shared happiness.      16 program              Jakarta




Governance                                             Corruption                 Data                    Report On                       Insider Trading    Conflict
                                                                                                                                                             Insider of
                                                       incident                   Breach                  Code Breaches                   Trading
                                                                                                                                          Action Action      Trading
                                                                                                                                                             Of
                                                                                                                                                             Interest
                                                                                                                                                                Interest
                                                                                                                                                                      Action
Upholding Integrity and
Excellence in Governance
                                                       Zero                       Zero                    Zero                             ZERO
                                                                                                                                           Zero              ZERO
                                                                                                                                                             Zero
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                                            Board of Directors Remarks                                                   PT Saratoga Investama Sedaya TBK                                            6
                                                                                                                         2024 Sustainability Report




Board of Directors Remarks [GRI 2-22]       Dear Valued Stakeholders,                                                    Every investment undergoes a rigorous due diligence process aligned
                                                                                                                         with ESG standards, reinforcing our commitment to sustainability and
“Sustainability is not just a commitment.   Creating a greater impact has been Saratoga’s driving force since            responsible growth.
                                            the beginning of our sustainability journey. As we present our fifth
It is how we invest, operate, and grow.”
                                            Sustainability Report, we are deeply grateful for the unwavering support     In 2024, Saratoga generated total revenue of Rp3.29 trillion and
                                            of our stakeholders.                                                         allocated Rp5.77 trillion for new and additional investments. This
                                                                                                                         number demonstrated our continued focus on driving purposeful
                                            The year 2024 was a dynamic one for businesses, influenced by                growth and our ongoing dedication to building a more resilient through
                                            significant events in Indonesia and across the globe, including              strategic capital deployment.
                                            government transitions and shifting geopolitical dynamics. Amid
                                            these changes, Saratoga remained steadfast in our commitment                 Furthermore, we consistently monitor our environmental footprint,
                                            to sustainability. From the outset, we have ensured that ESG                 particularly greenhouse gas (GHG) emissions arising from our
                                            considerations are embedded in our investment strategy and decision-         operations and investments. In 2024, our Scope 1 and Scope 2
                                            making process.                                                              emissions totaled 74.64 tonCO₂eq, with an emission intensity of 0.02
                                                                                                                         tonCO₂eq per billion rupiah of revenue. Meanwhile, Scope 3 emissions
                                            In Indonesia, an important election year led many businesses to adopt a      associated with our listed portfolio companies reached 1,5 million
                                            more cautious stance. Meanwhile, on a global scale, intensifying economic    tonCO₂eq. Moving forward, we remain committed to strengthening our
                                            competition among major nations and rising political tensions shaped         emissions data quality and transparency.
                                            the landscape in which we operated. Despite these challenges, Saratoga
                                            navigated the year with resilience, staying true to our long-term vision.    Driving Sustainable Business from Within
                                                                                                                         We believe that meaningful progress in sustainability starts from within.
                                            Investing for Lasting Impact                                                 While our success depends on strong strategies and policies, people
                                            As an active investment company committed to integrating ESG                 ultimately drive it. In 2024, we strengthened our internal culture by
                                            principles, Saratoga continuously seeks ways to maximize the positive        implementing structured training programs across the organization,
                                            impact of our investments on stakeholders. In 2024, we made a strategic      ensuring that employees are equipped to navigate a dynamic business
                                            decision to refine our investment approach, ensuring that our capital        environment with responsibility and awareness.
                                            allocation creates meaningful, long-term value.
                                                                                                                         Employees completed an average of 9.9 hours of training, covering a range
                                            One key example is our investment in Brawijaya Healthcare, where we          of professional and organizational development topics, including aspects
                                            acquired a majority stake to strengthen our contribution to the healthcare   of sustainability and climate awareness. Formal performance evaluations
                                            sector. Furthermore, our investment in Foodex reflects our commitment        incorporated ESG-aligned values into goal setting and review processes.
                                            to sustainable growth in Indonesia’s consumer sector by strengthening
                                            local supply chains, enhancing value-added production, and expanding         With over 52% of our workforce composed of women, we remain
                                            access to quality food ingredients for both large corporations and SMEs.     committed to fostering inclusivity and diversity as key pillars of our
                                            Additionally, we continue to focus on high-growth, ESG-driven sectors        people strategy.
Michael W. P. Soeryadjaya
                                            such as the electric vehicle (EV) supply chain.
President Director
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                                                                            Board of Directors Remarks                                                 PT Saratoga Investama Sedaya Tbk.                                            7
                                                                                                                                                       2024 Sustainability Report




                                                                                                                                                       To Our Stakeholders: A Heartfelt Thank You
 “At Saratoga, we believe that responsible investment is the key to                                                                                    ESG is not a solo endeavour. It thrives on collaboration. We extend
                                                                                                                                                       our deepest gratitude to all stakeholders who have been partners in
 creating lasting value, not only for our shareholders but for society                                                                                 this journey: our investors, partners, employees, and the communities
                                                                                                                                                       we serve. Your trust, commitment, and shared vision for sustainability
 and the environment.”                                                                                                                                 continue to drive our collective impact forward.

                                                                                                                                                       This journey is still in its early stages, and we are grateful to have you
                                                                                                                                                       alongside us as we move forward to create even greater value and
                                                                                                                                                       impact together.

Giving Back to the Communities                                              Building a Strong Governance                                               Moving Forward: The Journey Continues
Externally, we believe that Saratoga thrives when society thrives. As our   Sustainability at Saratoga is supported not only by intention but by       Looking ahead, Saratoga remains steadfast in embedding ESG
ESG roadmap outlines, 2024 is the Year of Performing, a time for active     structure. To ensure consistency and accountability, we have established   principles into every facet of our investment strategy. We will continue
implementation and impact measurement. Our primary focus remains            a robust ESG governance system that strengthens how we manage risks        to seek high-impact opportunities that generate long-term value while
empowering communities across Indonesia, reinforcing our commitment         and measure impact across our portfolio companies.                         addressing pressing social and environmental challenges. By leveraging
to inclusive and sustainable growth.                                                                                                                   innovation, strategic partnerships, and responsible investment practices,
                                                                            This system is underpinned by clear policies and internal controls,        we are committed to shaping a more sustainable and resilient future.
Among our many initiatives, we distributed 1,000 food packages to           including zero-tolerance protocols on corruption, insider trading,
underprivileged elderly citizens and widows in Cilincing, North Jakarta,    conflict of interest, and data breaches—each of which recorded zero        With a clear strategic direction and valuable guidance from our Board of
and celebrated the Christmas season with 150 orphaned children in           incidents in 2024.                                                         Commissioners, alongside the unwavering support of our stakeholders,
Tangerang—bringing joy through shared festivities and gifts. Furthermore,                                                                              we are confident that Saratoga will not just adapt to an evolving business
our ENVOY 15 and 16 programs provided entrepreneurship mentoring to         Our ESG governance is further reinforced by a well-defined code            landscape, but lead the change. Our vision is clear: to drive financial
35 university students, helping nurture Indonesia’s next generation of      of conduct and transparent reporting mechanisms that help ensure           success while positively impacting society and the environment.
purpose-driven business leaders.                                            integrity at every level.
                                                                                                                                                       Our ESG journey continues, and Saratoga looks forward to creating a
                                                                            With this structure in place, we are confident that Saratoga’s ESG         stronger, more sustainable future for generations to come.
                                                                            initiatives will continue delivering measurable and lasting outcomes,
                                                                            aligned with our long-term sustainability aspiration.
                                                                                                                                                       Sincerely,
                                                                                                                                                       On behalf of the Board of Directors

                                                                                                                                                       Michael W. P. Soeryadjaya
                                                                                                                                                       President Director
                                                                                                                                                       PT Saratoga Investama Sedaya Tbk.
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                 PT Saratoga Investama Sedaya Tbk.   8
                 2024 Sustainability Report




About Saratoga
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                                                                     Chapter 1                                                        PT Saratoga Investama Sedaya Tbk.                                    9
                                                                     About Saratoga                                                   2024 Sustainability Report




About Saratoga
Saratoga is committed to driving sustainable growth                                   VISION [POJK C.1]                                                                   CORE VALUES
by empowering businesses to innovate responsibly                                      A World-Class Active Investment Company in Indonesia                                Work Hard
                                                                                      that Excels on the Back of Strong Corporate Characters to                           Work Smart
and create lasting value. Through strategic
                                                                                      Create Value for Our Stakeholders and the Nation.                                   Work Thoroughly
investments, we make a meaningful environmental                                                                                                                           Work Wholeheartedly
and social impact, ensuring long-term prosperity.
                                                                                      MISSION                                                                             COMPANY CHARACTER
                                                                                      To be the partner of choice for investors who wish to                               Integrity
                                                                                      participate the dynamic growth of Indonesia.                                        Passion & Energy
                                                                                                                                                                          Competence & Capability




PT Saratoga Investama Sedaya Tbk. (SRTG) is a publicly listed
investment company headquartered in Jakarta, Indonesia.
                                                                                      Company Name [GRI 2-1]                                      Headquarters Location [POJK C.2]
Established in 1997, Saratoga is committed to delivering value for
                                                                                      PT Saratoga Investama Sedaya Tbk.                           Menara Karya 15th Floor
stakeholders while fostering national development. [GRI 2-1]
                                                                                      (SRTG)                                                      Jl. H.R. Rasuna Said Block X-5 Kav 1-2
                                                                                                                                                  South Jakarta 12950
The Company's primary headquarters for operations is in Indonesia,
and it has substantial holdings in blue-chip businesses as well as
                                                                                      Line of Business [POJK C.4][GRI 2-6]                        Fax				Phone
stakes in fields as diverse as healthcare, technology, and energy.
                                                                                      As stated in our Articles of Association, the               +62 21 5794 4365		 +62 21 5794 4355
Saratoga oversees a range of subsidiaries across various sectors,
                                                                                      Company’s main purpose is to function as a
including energy and infrastructure, which bolsters its strategic
                                                                                      holding company, primarily focusing on owning               Email
growth initiatives. [POJK C.3]
                                                                                      and managing assets across its subsidiaries.                investor.relations@saratoga-investama.com
                                                                                      Additionally, the Company is involved in
                                                                                      management consulting activities aimed at                   Website
                                                                                      improving the performance and value of its                  www.saratoga-investama.com
                                                                                      investments.



                                                                                      Ownership and Legal Entities [POJK C.3]                     Operational Area and Countries of Operation [POJK C.3]
                                                                                      Limited Liability Company                                   Indonesia
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                                                             Chapter 1                                                                             PT Saratoga Investama Sedaya Tbk.                                              10
                                                             About Saratoga                                                                        2024 Sustainability Report



Names and Addresses of       Subsidiary Name                         Correspondence Address                                       Business Field   Year of              Year of        Effective   Operation   Total Assets
Our Subsidiaries [GRI 2-2]                                                                                                                         Establishment        Investmentt    Ownership   Status      (in billion IDR)


                             PT Bumi Hijau Asri                      Menara Karya 15th Floor                                      Investment        2007                 2010          99.99%      Active      136
                                                                     Jl. H.R Rasuna Said Block X-5 Kav. 1-2 South Jakarta 12950
                                                                     Tel : +62 21 5794 4355 Fax : +62 21 5794 4365

                             PT Nugraha Eka Kencana                  Menara Karya 15th Floor                                      Investment        2003                 2003          99.99%      Active      1.440
                                                                     Jl. H.R Rasuna Said Block X-5 Kav. 1-2 South Jakarta 12950
                                                                     Tel : +62 21 5794 4355 Fax : +62 21 5794 4365

                             PT Saratoga Sentra Business             Menara Karya 15th Floor                                      Investment        2005                 2005          99.99%      Active      646
                                                                     Jl. H.R Rasuna Said Block X-5 Kav. 1-2 South Jakarta 12950
                                                                     Tel : +62 21 5794 4355 Fax : +62 21 5794 4365


                             PT Surya Nuansa Ceria                   Menara Karya 15th Floor                                      Investment        2015                 2015          99.99%      Active      347
                                                                     Jl. H.R Rasuna Said Block X-5 Kav. 1-2 South Jakarta 12950
                                                                     Tel : +62 21 5794 4355 Fax : +62 21 5794 4365


                             PT Wahana Anugerah Sejahtera            Menara Karya 15th Floor                                      Investment        2005                 2009          99.99%      Active      16,436
                                                                     Jl. H.R Rasuna Said Block X-5 Kav. 1-2 South Jakarta 12950
                                                                     Tel : +62 21 5794 4355 Fax : +62 21 5794 4365


                             PT Wana Bhakti Sukses Mineral           Menara Karya 15th Floor                                      Investment        2007                 2011          99.99%      Inactive    3
                                                                     Jl. H.R Rasuna Said Block X-5 Kav. 1-2 South Jakarta 12950
                                                                     Tel : +62 21 5794 4355 Fax : +62 21 5794 4365


                             PT Lintas Indonesia Sejahtera           Menara Karya 15th Floor                                      Investment        2018                 2018          99.99%      Active      24
                                                                     Jl. H.R Rasuna Said Block X-5 Kav. 1-2 South Jakarta 12950
                                                                     Tel : +62 21 5794 4355 Fax : +62 21 5794 4365


                             PT Trimitra Karya Jaya                  Menara Karya 15th Floor                                      Investment        2012                 2014          99%         Inactive    9
                                                                     Jl. H.R Rasuna Said Block X-5 Kav. 1-2 South Jakarta 12950
                                                                     Tel : +62 21 5794 4355 Fax : +62 21 5794 4365


                             PT Interra Indo Resources               Menara Karya 15th Floor                                      Investment        2004                 2004          93.73%      Active      370
                                                                     Jl. H.R Rasuna Said Block X-5 Kav. 1-2 South Jakarta 12950
                                                                     Tel : +62 21 5794 4355 Fax : +62 21 5794 4365


                             PT Sarana Investasi Bersama             Menara Karya 15th Floor                                      Investment        2015                 2024          98.84%      Active      260
                                                                     Jl. H.R Rasuna Said Block X-5 Kav. 1-2 South Jakarta 12950
                                                                     Tel : +62 21 5794 4355 Fax : +62 21 5794 4365
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                                                                            Chapter 1                                                                 PT Saratoga Investama Sedaya Tbk.                                         11
                                                                            About Saratoga                                                            2024 Sustainability Report




Business Lines [POJK C.4][GRI 2-6]                                          Our Active Investment Methodology                                         Our Investment Framework

According to the Articles of Association of the Company, the primary        Our investment approach is underpinned by three core principles:          Saratoga has built a robust reputation and an extensive national business
objectives of the company are as follows:                                   Platforms, Partnerships, and Value Creation.                              network for identifying promising investment opportunities. Beyond
                                                                                                                                                      investing, Saratoga collaborates with business partners to develop strategic
1. Functioning as a holding company, with a key emphasis on owning          • PLATFORMS - Each investment is seen as a strategic base for             plans and add value to portfolio companies. During the divestment
   and managing the assets of its subsidiary group.                           organic growth and a platform for potential acquisitions throughout     process, Saratoga implements a well-thought-out exit strategy.
2. Providing management consulting services, which include:                   the value chain. 							
                                                                                                                                                      Our portfolio includes:
  • Offering strategic advice, operational guidance, and solutions          • PARTNERSHIPS - Saratoga collaborates closely with
    to organizational and managerial challenges such as financial             entrepreneurs who play a crucial role in ensuring continuity and        • Early-stage companies with significant growth potential
    planning, marketing strategy development, human resource                  performance. By partnering with global professional investors, we       • Growth companies with established business models and strong
    management, production scheduling, and operational oversight.             position ourselves as an essential local ally, offering deep insights     financial performance
  • Delivering specialized expertise in areas like agronomy, agricultural     into the market and regulatory landscape. 				                          • Listed blue-chip companies with well-established market positions,
    processing, and agricultural economics, as well as designing              			                                                                       offering long-term growth and capital appreciation
    accounting systems, implementing cost management programs,              • VALUE CREATION - We provide our investee companies with
    supervising budgets, and enhancing efficiency in business and             capital support, operational input, and financial advisory services.
    community services through effective planning and information             Additionally, we offer industry expertise, encompassing knowledge
    management.                                                               and technology, to boost their business performance.

To support these primary objectives, the Company also engages in
additional activities, such as:

1. Providing funding and financing to companies within its portfolio
   companies, either directly or indirectly.
2. Extending financial support to subsidiaries, affiliates, and related
   entities to strengthen their operations and facilitate investments
   across the group.
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                         Chapter 1                                  PT Saratoga Investama Sedaya Tbk.                                     12
                         About Saratoga                             2024 Sustainability Report




Main Portfolio Summary
                                          BLUE CHIP                                                     GROWTH



                                          ADARO ANDALAN INDONESIA                                       BRAWIJAYA HEALTHCARE
                                          Energy and Resources                                          Healthcare

                                          ALAMTRI RESOURCES INDONESIA                                   CITY VISION
                                          Mineral Processing and Renewable Energy                       Digital Media Advertising
                                          (Previously Adaro Energy Indonesia)
                                                                                                        FOODEX
                                          BERSAMA DIGITAL INFRASTRUCTURE                                Food Seasonings and Ingredients
                                          ASIA
                                          Digital Infrastructure                                        FOREST CARBON
                                          (Holding Company of Tower Bersama Infrastructure)             Carbon Offset Credit

                                          MERDEKA COPPER GOLD                                           MITRA PINASTHIKA MUSTIKA
                                          Precious Metals and Mineral Processing                        Automotive

                                                                                                        MULIA BOSCO LOGISTIK
                                                                                                        Cold-Chain Logistics

                                                                                                        NUSA RAYA CIPTA
                                                                                                        Constructions

                                                                                                        SAMATOR INDO GAS
                                                                                                        Consumer and Industrial Gas

                                                                                                        XURYA
                                                                                                        Solar Energy

                                                                                                        ZAP
                                                                                                        Beauty and Health Clinic
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                                                             Chapter 1        PT Saratoga Investama Sedaya Tbk.                                     13
                                                             About Saratoga   2024 Sustainability Report




Share Ownership and Structure of Saratoga [POJK C.3]
                                                                              THE COMPANY’S EFFECTIVE SHAREHOLDINGS BOTH DIRECTLY AND INDIRECTLY.
                                                                              *) THE COMPANY’S TREASURY STOCK WAS 0.15% OF TOTAL SHARES DUE TO
                                                                                 BUYBACK AS OF 31 DECEMBER, 2024




   (1)
         Previously PT Adaro     (2)
                                       Previously PT Aneka
         Energy Indonesia Tbk.         Gas Industri Tbk.
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                                               Chapter 1                                                                PT Saratoga Investama Sedaya Tbk.                            14
                                               About Saratoga                                                           2024 Sustainability Report




Enterprise Scale [POJK C.3]                                                                                                 2022                              2023            2024

                                               Number of Employees                                                             59                                64             65

                                               Income (Loss)* (IDR Billion)                                                6,301                            (10,971)          5,310
                                               *Include net gain (loss) on investments in shares and other securities


                                               Total Capitalization (IDR Billion)                                         34,319                            22,246           28,351

                                               Liabilities (IDR Billion)                                                   3,955                              2,157          6,069

                                               Equity (IDR Billion)                                                       59,815                            48,709           51,746

                                               Total Assets (IDR Billion)                                                 63,771                            50,945          57,842

                                               Net Profit (Loss) (IDR Billion)                                              4,616                           (10,150)         3,290




                                               Saratoga actively participates in and
Memberships Association[GRI 2-28] [POJK C.5]   is a signatory to various national and                                    Association                                       Year of
                                               international associations, as shown in                                                                                 Membership
                                               the table beside:
                                                                                                                         		
                                                                                                                        Asosiasi Emiten Indonesia (AEI) 2013


                                                                                                                          		
                                                                                                                        Indonesia Corporate Secretary Association 2022
                                                                                                                        (ICSA)

                                                                                                                         		
                                                                                                                        United Nation Global Compact (UNGC) 2022
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         Chapter 1                                                      PT Saratoga Investama Sedaya Tbk.                         15
         About Saratoga                                                 2024 Sustainability Report




Awards   Name of Award                     Category/ organization                                           Date received award

         IICD Corporate Governance Award   Top 50 Big Capitalization Public Listed Company                  25 November 2024

         ESG Award                         Index Integritas Bisnis Lestari 2024 Transparency International 					
                                           and Tempo Data Science                                            10 December 2024
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                    PT Saratoga Investama Sedaya Tbk.   16
                    2024 Sustainability Report




Our Approach
to Sustainability
Page 18
                                                                  Chapter 2                                                                      PT Saratoga Investama Sedaya Tbk.                                         17
                                                                  Our Approach to Sustainability                                                 2024 Sustainability Report




Our Approach to Sustainability                                    Our Approach                                                                   Prevention of Sexual Harassment Policy. These policies, approved by the
                                                                  Our sustainability approach integrates global and national frameworks,         Board, are implemented in our operation and communicated to employees
Saratoga’s approach to sustainability is all                      ensuring alignment with established benchmarks to shape our                    in relevant occasions on a regular basis. [GRI 2-24]
about balancing business growth and financial                     focus, objectives, and strategies. Our commitments are grounded in
                                                                  internationally recognized standards, such as the UN Guiding Principles        Saratoga is revamping our website to house policy documents,
gains with environmental care and social
                                                                  on Business and Human Rights (UNGPs) and the Universal Declaration of          sustainability updates, and ESG-related disclosures in a more accessible
consciousness. Through our investments, we                        Human Rights. This approach underscores our dedication to embedding            and transparent manner for all stakeholders. The new website will be
want to support and foster sustainable businesses                 sustainability into our operations and fostering responsible business          launched in mid 2025.
that deliver financial returns and create positive                practices that deliver meaningful impact. [GRI 2-23]
environmental and social outcomes.                                                                                                               Furthermore, Saratoga places high importance on compliance with
                                                                  We have adopted a comprehensive sustainability policy incorporating            national and international regulations. We recognize compliance with
                                                                  Environmental, Social, and Governance (ESG) considerations alongside the       law and regulation as the foundation of ethical business conduct and to
                                                                  United Nations Sustainable Development Goals (SDGs) to address these           maintain stakeholders’ trust. To that end, we have implemented a robust
                                                                  challenges. This policy provides a clear framework for guiding operations      regulatory monitoring system to ensure our operations consistently
                                                                  and decision-making, enabling us to address sustainability challenges          meet legal requirements. In 2024, we proudly achieved zero instances of
                                                                  while contributing to global and national priorities. Supported by specific    non-compliance, underscoring our dedication to upholding the highest
                                                                  policies, including the ESG Policy, Environmental Policy, People Policy, and   standards of governance and responsibility. [GRI 2-24] [GRI 2-27]


At Saratoga, we understand the critical role of sustainability
                                                                     ESG Policy                             People Policy                         Environmental Policy                   Prevention of Sexual
in achieving balanced growth. By integrating ESG principles                                                                                                                              Harassment Policy
into our investment strategies, we aim to strengthen the
resilience of our portfolio companies while addressing pressing      Saratoga’s ESG Policy                  Saratoga’s People Policy is           Saratoga’s Environmental               Saratoga’s Prevention of Sexual
environmental and social challenges. Our approach emphasizes         underscores the Company’s              designed to foster a safe and         Policy reflects the Company’s          Harassment Policy establishes
collaboration with partners to drive innovation, minimize            commitment to integrating ESG          supportive workplace that             commitment to understanding            clear standards and procedures
environmental impacts, and promote inclusivity, contributing         principles across all aspects of       prioritizes the well-being of all     and minimizing our                     to prevent and address
to a sustainable and inclusive economy that benefits our             our operations and investment          employees while upholding             environmental impact. The              sexual harassment in the
stakeholders and the broader community.                              decisions. The policy details          their fundamental rights and          policy encompasses identifying         workplace. The policy provides
                                                                     specific initiatives undertaken        opportunities. The policy             environmental risks, raising           guidance on identifying
                                                                     by Saratoga, along with the            ensures that every employee           awareness among stakeholders,          sexual harassment, reporting
                                                                     processes for supervision,             is treated with fairness and          setting measurable targets to          incidents, and the steps the
                                                                     evaluation, management, and            respect and is provided with          reduce environmental impact,           Company will take to address
                                                                     disclosure of these efforts.           the resources and opportunities       and transparently reporting on         such reports. It aims to create
                                                                                                            needed to succeed in their            environmental performance.             a safe and respectful work
                                                                                                            roles. It emphasizes creating an                                             environment for all employees.
                                                                                                            inclusive work environment that
                                                                                                            values equality, diversity, and
                                                                                                            inclusivity.
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                                                                  Our Approach to Sustainability                                               2024 Sustainability Report




ESG Strategy [POJK A.1]
Implementing sustainability across Saratoga’s diverse portfolio   Saratoga’s ESG strategy is guided by a comprehensive roadmap,                Our ESG strategy has been thoroughly communicated to all employees,
presents unique challenges. These challenges include              spanning 2023 to 2027. This roadmap outlines a phased approach to            fostering understanding, engagement, and active participation in
aligning the different operations of portfolio companies with     embedding ESG principles into our operations and has been thoroughly         achieving our sustainability goals. Through training sessions, internal
ESG principles, addressing specific industry requirements,        reviewed and endorsed by the Board of Directors. The roadmap                 discussions, and operational integration, we encourage a shared sense
and balancing short-term financial objectives with long-term      comprises five key phases: Initiating, Performing, Excellence, Inspiring,    of responsibility and commitment. This approach aligns our workforce
environmental and social outcomes, such as the Sustainable        and Sustaining.                                                              with our sustainability objectives and empowers employees to
Development Goals (SDGs). To navigate these complexities,                                                                                      contribute innovative ideas and to build a culture of sustainability within
we employ a strategic and tailored approach to achieve                                                                                         the organization that in the long run will help us to ensure the success
meaningful and measurable progress in advancing our                                                                                            of our ESG initiatives. [POJK F.1]
sustainability agenda. [POJK E.5]




                                                                   2023                            2024                          2025                             2026                         2027
   Saratoga’s Community Involvement
   Development (CID) programs and activities                       Initiating                      Performing                    Excellence                       Inspiring                    Sustaining
   are are aligned with aligned with




     9
                                                                   The Company                     The Company focuses           The Company focuses              The Company focuses          The Company is
                       United Nations                              pursues a common                on implementing and           on measuring ESG                 on communicating the         expected to become a
                       Sustainable                                 internal perception             monitoring the ESG            performance, conducting          impact of its activities     National Leader in ESG.
                       Development Goals                           of Sustainability or            program. The Company          impact evaluations, and          internally and externally.
                       (SDGs)                                      ESG, carries out                also cooperates with or       reporting the results of
                                                                   comprehensive planning,         has partnerships in this      the performance and
   including No Poverty (SDG 1) , Quality Education (SDG           and develops relevant           field.                        evaluation in impact/ESG
   4), Gender Equality (SDG 5), Affordable and Clean               policies.                                                     reports.
   Energy (SDG 7), Decent Work and Economic Growth
   (SDG 8), SustainableCities and Communities (SDG
   11), Responsible Consumption and Production (SDG
   12), Climate Action (SDG 13), and Life on Land (SDG
   15) aiming to promote inclusive growth, environmental
   stewardship, and social well-being
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ESG Governance Structure and                                                   The ESG Task Force actively oversees efforts to identify and manage                                   To maintain momentum and alignment, the Task Force holds bi-annual
Oversight                                                                      Saratoga’s impact on the economy, environment, and society while
                                                                               fostering meaningful stakeholder engagement. It also reviews the
                                                                                                                                                                                     meetings to discuss program planning and ESG developments, with
                                                                                                                                                                                     additional meetings convened as needed to refine policies and drive
                                                                               effectiveness of sustainability initiatives, ensuring that objectives are met                         impactful progress.
Saratoga is committed to establishing a robust governance structure
                                                                               and continuously improved. Each department brings expertise to this
that ensures accountability, transparency, and effective oversight of
                                                                               collaborative effort, reinforcing Saratoga’s dedication to sustainability                             Saratoga conducts training sessions for the Board of Directors and
our sustainability and ESG initiatives. Guided by the Board of Directors
                                                                               through a structured, transparent, and accountable framework. [GRI 2-13]                              employees to further enhance sustainability awareness, including a
and supported by the ESG Task Force, our governance framework
                                                                                                                                                                                     dedicated session on IFRS. This training helps deepen our understanding
integrates ESG principles into decision-making processes at all levels
                                                                                                                                                                                     of relevant financial and sustainability reporting standards, supporting
of the organization. This structure reflects our dedication to responsible
                                                                                                                                                                                     informed decision-making and reinforcing our commitment to strong
business practices and reinforces our commitment to creating long-term
                                                                                                                                                                                     ESG practices. [POJK E.2] [GRI 2-17]
value for stakeholders while driving meaningful progress toward our
sustainability goals. [POJK E.1]
                                                                               ESG Task Force Structure                                                              Board of Commissioner
Our ESG Task Force is a dynamic and inclusive team comprising
representatives from all managerial levels and various departments within                                                                                                Board of Director
the Company, ensuring a well-rounded approach to sustainability. Led by
the Finance Director and guided by the Board of Directors, with advisory                                                                                                 Finance Director
input from the Board of Commissioners, the task force is instrumental
                                                                                                                                                                         ESG Task Force
in shaping Saratoga’s sustainability strategies. The Board of Directors,
in collaboration with senior executives, plays a key role in developing,
approving, and refining sustainability policies, strategies, and goals. This
strong governance framework guarantees the integration of ESG principles
into Saratoga’s operations and decision-making processes. [GRI 2-12]            Legal & Corporate            Investor             Corporate        Information System,        Finance            Corporate Tax           Portfolio     Investment      Human Resources
                                                                                Secretariat Division         Relations          Communication         Accounting &            Division             Division              Operation        Team          & General Affairs
                                                                                                              Division          & Sustainability    Budgeting Division                                                     Team                             Division
                                                                                                                                   Division


                                                                                  Advisor              Supervisor        Head            Member




                                                                               Saratoga recently took part in a training session on IFRS, with a focus on upcoming                   Resources Indonesia Tbk. (ADRO), PT Tower Bersama Infrastructure Tbk.
     Gearing up for IFRS Sustainability
                                                                               developments in sustainability-related reporting, facilitated by KPMG. Our Director                   (TBIG), PT Merdeka Copper Gold Tbk. (MDKA), and PT Mitra Pinasthika
                                                                               of Finance attended the session together with the Accounting and Finance teams,                       Mustika Tbk. (MPMX).
                                                                               as well as representatives from the Legal and Corporate Secretariat division.
                                                                                                                                                                                     This training is part of our ongoing efforts to build internal understanding
                                                                               The session was also joined by participants from Saratoga’s portfolio                                 and readiness for the evolving IFRS sustainability standards, and to support
                                                                               companies, including PT Adaro Andalan Indonesia Tbk. (AADI), PT Alamtri                               consistent, transparent reporting across our group.
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                                                                      Our Approach to Sustainability                                                         2024 Sustainability Report




Stakeholder Engagement [POJK E.4][GRI 2-29]                           Stakeholder Engagement Approach

At Saratoga, stakeholder engagement is integral to our approach       Stakeholder                  Influence Level        Engagement method          Frequency                       Main Topics                           Expectation
to sustainability and responsible business practices. We
actively engage with diverse stakeholders, including investors,       Shareholders                 Consult/ Inform        • General Meeting of       • Annual GMS once a year;       Budget/report discussion, financial   The Company delivers
employees, portfolio companies, communities, regulators,                                                                    Shareholders (GMS)       • Extraordinary GM when         accountability, appointment and       sustainable performance,
and industry partners, to understand their expectations and                                                               • Public Disclosure          needed.                       dismissal of Directors and Board      creating positive
                                                                                                                                                                                     of Commissioners, Performance         contributions for all
concerns. Through regular dialogues, meetings, surveys, and                                                                                                                          Updates                               stakeholders.
collaborative initiatives, we ensure that stakeholder input informs
our decision-making and ESG strategies. This engagement
                                                                      		                           		                     		
                                                                                                                                                     		                                                                    		

                                                                      Employee                     Involve                • Regular meeting,         • When needed                   Employment/welfare                    Comfortable work
allows us to align our business objectives with stakeholder                                                               • Employee gathering,      • At least once a year                                                environment, comprehensive
interests, address emerging issues proactively, and build trust                                                           • Employee satisfaction    • Once a year                                                         benefits, development
and transparency.                                                                                                           Survey                                                                                         opportunitie

                                                                      		                           		                     		                         		                              		                                    		

                                                                      Portfolio Company            Involve/ Support       Regular meetings           When needed                     Performance Updates                   Business Development
                                                                      Management

                                                                      		                           		                     		                         		                              		                                    		

                                                                      Regulators                   Inform/ Consult        • Regular reporting        Routine-relative to the         Contribution to the Indonesia,        The Company can achieve a
                                                                                                                            to regulators and        regulation period               Compliance with                       predetermined work plan
                                                                                                                            government                                               applicable laws

                                                                      		                           		                     		                         		                              		                                    		

                                                                      Industry Partners            Collaborate/ Involve   • Procurement process      When needed                     Commercial relationship               Objective procurement
                                                                                                                          • Loan agreement                                                                                 Process, obtain mutually
                                                                                                                                                                                                                           beneficial
                                                                                                                                                                                                                           Cooperation

                                                                      		                           		                     		                         		                              		                                    		

                                                                      Media                        Inform                 • Media visit              When needed                     Program Implementation                Reliable news sources,
                                                                                                                          • Press engagement                                                                               accurate reporting
                                                                                                                            activities


                                                                      		                           		                     		                         		                              		                                    		

                                                                      Communities                  Consult/ Involve       • Collaborative projects   As needed                       Satisfaction with programs,           Transparency, local economic
                                                                                                                          • Community Involvement                                    improvement areas, and                benefits, community support,
                                                                                                                            Programs                                                 empowerment                           Open communication,
                                                                                                                                                                                                                           respect for local needs

                                                                      		                           		                     		                         		                              		                                    		
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Material Topics
                                                                     Table of Materiality Topics [GRI 3-2]

To navigate our sustainability journey, we employ a range of
                                                                                                                Factors Boundaries’
tailored sustainability metrics derived from internationally
recognized frameworks such as the Sustainable Development             Material Sustainability Factors        Internal        External     Corresponding                                       SDG’s
Goals (SDGs), the MSCI Materiality Map, the SASB Asset                                                  Stakeholder        Stakeholders   GRI Standard Topics
Management Metrics, and industry best practices. These
benchmarks provide a robust foundation for conducting
                                                                      Responsible Investment                    √                √        GRI 2-12 : Role of the highest governance body in
comprehensive gap analyses, evaluating impacts, and assessing
                                                                                                                                          overseeing the management of impacts
potential risks across our operations and investments. [GRI 3-1]

By leveraging the insights gained from these tools, we                Economic Performance                      √                √        GRI 201 : Economic Performance
systematically identify and prioritize materiality topics that are
most relevant to our business and stakeholders. This process
                                                                      Carbon Emissions                          √                √        GRI 305 : Emissions 2016
ensures that our sustainability strategies address critical
areas of impact, aligning our efforts with global and industry-
specific standards. The outcome of this meticulous approach           Human Capital Development                 √                         GRI 404 : Training and Education
is a comprehensive sustainability report that transparently
communicates our progress and commitments, delivering value
                                                                      Employee Diversity & Inclusion            √                         GRI 405 : Diversity & Equal Opportunity
and clarity to our stakeholders.

                                                                      Community Empowerment                                      √        GRI 413: Local Community



                                                                      Business ethics                           √                √        GRI 205 : Anti-Corruption 2016
                                                                                                                                          GRI 2-27 : Compliance to Laws and Regulations



                                                                      Transparency Information                  √                √        GRI 2-29 Approach to Stakeholder Engagement



                                                                      Privacy & Data Security                   √                √        GRI 418-1 : Customer Privacy 2018
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Saratoga is committed to managing the impacts of our material     Table of Managing Impact [GRI 3-3]
topics on the economy, environment, and people. We focus on
enhancing positive contributions, such as economic growth,
                                                                    Material Topic                     Impact                                               Mitigation Measures                               Relevant Chapter
job creation, and community empowerment, while proactively
addressing potential negative impacts like environmental            Responsible Investment             Positive: Promote sustainable businesses.            Conduct ESG screening and integrate ESG         Our Approach to Sustainable
risks and workplace safety. By integrating sustainability into                                         Negative: Risk of ESG misalignment and               considerations into investment decision-making. Investment
our strategies, we aim to align our actions with high standards                                        reputational damage.
of responsibility, benefiting stakeholders and promoting
sustainable development. [GRI 2-25]                                 Economic Performance               Positive: Drive financial growth and value           Diversify portfolio, ensure strong risk           Driving Value Through Responsible
                                                                                                       creation.                                            management, and maintain transparent              Investments
                                                                                                       Negative: Potential financial instability.           financial reporting.


                                                                    Carbon Emissions                   Negative: Environmental harm, regulatory             Improve energy efficiency in operations.          Catalysing Change for
                                                                                                       penalties.                                                                                             Environmental Stewardship


                                                                    Human Capital Development          Positive: Improved employee skills and               Offer training programs, mentorship, and career   Investing in People and Social
                                                                                                       engagement.                                          development opportunities.                        Well-Being
                                                                                                       Negative: Skill gaps and low employee
                                                                                                       satisfaction.


                                                                    Employee Diversity & Inclusion     Positive: Foster an inclusive workplace.             Implement diversity programs, enforce anti-       Investing in People and Social
                                                                                                       Negative: Risk of discrimination and talent          discrimination policies, and promote equal        Well-Being
                                                                                                       attrition.                                           opportunities.


                                                                    Community Empowerment              Positive: Support social development and local       Engage stakeholders, support local projects,      Empowering Communities Through
                                                                                                       growth.                                              and implement community-driven initiatives.       Strategic Investments
                                                                                                       Negative: Risk of community conflicts.


                                                                    Business ethics                    Positive: Foster trust and integrity. Negative:      Enforce a code of ethics.                         Ethical Leadership in Investment
                                                                                                       Corruption and regulatory penalties.                                                                   Practices


                                                                    Transparency Information           Positive: Build stakeholder trust.                   Ensure accurate reporting, maintain open          Our Approach to Sustainable
                                                                                                       Negative: Risk of misinformation or lack of          communication, and adopt best practices for       Investment
                                                                                                       transparency.                                        information disclosure.


                                                                    Privacy & Data Security            Positive: Protect sensitive data and build trust.    Implement robust data protection measures,        Driving Value Through Responsible
                                                                                                       Negative: Cybersecurity breaches and data            conduct audits, and provide employee training     Investments
                                                                                                       theft.                                               on data security.
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                     2024 Sustainability Report




Upholding Business
Integrity
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                                       Upholding Business Integrity                                               2024 Sustainability Report




Upholding Business Integrity                                                                                      Good Corporate Governance
At Saratoga, we uphold integrity and   Ensuring integrity and excellence in corporate governance is a             Saratoga is dedicated to following the corporate governance framework
excellence in corporate governance     cornerstone of Saratoga’s commitment to our stakeholders. By adhering      set by OJK through OJK Regulation No. 21/POJK.04/2015 concerning
                                       to the highest standards of transparency, accountability, and ethical      the Implementation of Guideline of Corporate Governance in Publicly
as a steadfast commitment to our
                                       conduct, Saratoga aims to build a strong foundation of trust and foster    Listed Companies and Circular Letter of OJK No. 32/SEOJK.04/2015. This
stakeholders.                          long-term relationships with all our stakeholders.                         framework is essential for establishing and standardizing governance
                                                                                                                  practices among publicly listed companies in Indonesia. Issued on
                                       Our approach to corporate governance is designed to create a clear         November 17, 2015, these guidelines aim to promote transparency,
                                       and robust framework for decision-making, ensuring that every action       accountability, and ethical behavior, aligning corporate governance with
                                       and policy aligns with our strategic objectives and core values. This      national regulations and international best practices.
                                       commitment reflects Saratoga’s dedication to fostering a culture of
                                       responsibility at all levels.                                              To strengthen our commitment to these principles, Saratoga continuously
                                                                                                                  seeks measurable and strategic improvements. Each year, we assess
                                       We emphasize the importance of ethical leadership, consistent policy       our Good Corporate Governance (GCG) practices using internationally
                                       application, and the continuous improvement of our governance              recognized standards.
                                       practices. Furthermore, Saratoga ensures that our corporate governance
                                       framework complies with the applicable regulations, such as those issued   We have consistently scored above the regional average in evaluations
                                       by the Indonesian Financial Services Authority (Otoritas Jasa Keuangan     conducted by the ASEAN Corporate Governance Scorecard for three
                                       – “OJK”) and the Indonesian Stock Exchange (IDX), while also aligning      consecutive years for the financial year 2020, 2021, and 2022. These
                                       with global best practices to meet the expectations of our increasingly    evaluations have highlighted our strengths in critical areas such as
                                       discerning and sustainability-focused stakeholders.                        Shareholder Rights, Fair Treatment of Shareholders, Stakeholder Roles,
                                                                                                                  Transparency and Disclosure, and Board Responsibilities.

                                                                                                                  As of now, the 2024 assessment has not yet been conducted. In the
                                                                                                                  latest evaluation in 2023, Saratoga achieved a score of 89.24, showcasing
                                                                                                                  our strong commitment to international governance standards. This
                                                                                                                  achievement highlights our dedication to excellence in corporate
                                                                                                                  governance and our continuous efforts to strengthen stakeholder trust
                                                                                                                  and confidence.
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Governance Structure
Saratoga is firmly committed to establishing a robust governance                The Board of Commissioners is supported by two key committees: the
structure that serves as the foundation for sustainable business growth,        Audit Committee, which oversees financial reporting and risk management
transparency, and accountability. This commitment is illustrated through        processes, and the Nomination and Remuneration Committee, which
the implementation of comprehensive governance principles, including            focuses on selecting and evaluating leadership and determining fair
accountability, fairness, transparency, responsibility, and independence,       compensation policies. On the other hand, the Board of Directors,
which inform decision-making processes at all organizational levels.            responsible for the Company’s day-to-day management, is chaired by the
                                                                                President Director, who also leads the Investment Committee to ensure
Following the Law Number 40 of 2007 concerning Limited Liability                strategic investment decisions align with Saratoga’s vision.[GRI 2-11]
Companies as amended from time to time (the “Company Law”),
Saratoga’s governance framework is designed to facilitate effective             The Board of Commissioners (BOC) and Board of Directors (BOD),
management and oversight. This framework comprises the General                  supported by senior executives, play a key role in shaping Saratoga’s
Meeting of Shareholders (GMS), which serves as the highest governing            purpose, values, mission, strategies, policies, and sustainability goals.
body, in addition to the Board of Commissioners and the Board of                They collaborate to develop, approve, and regularly update these
Directors. The GMS assumes a critical role in decision-making and               elements, ensuring they align with the Company’s vision and long-term
oversight, functioning as the primary entity responsible for the approval       objectives. Our BOC and BOD also oversee the management of
of significant corporate actions and the protection of shareholder              Saratoga’s economic, environmental, and social impacts through due
interests.                                                                      diligence and stakeholder engagement, integrating feedback to refine
                                                                                strategies and meet sustainability goals effectively. To ensure these
The Indonesian corporate governance system as stipulated under the              processes remain effective, the governance body conducts annual
Company Law prescribes a two-tiered board system. This governance               reviews of their implementation and outcomes. [GRI 2-12]
model distinctly separates management and supervisory responsibilities
between the Board of Directors and the Board of Commissioners, thereby          Each of these governance bodies operates independently to fulfill
enhancing organizational accountability and effectiveness. The Board            the duties, functions, and responsibilities in the best interests of the
of Commissioners, led by the President Commissioner, is tasked with             Company. To maintain effectiveness and adapt to the evolving nature of
supervising the activities of the Board of Directors to ensure alignment        Saratoga’s operations, we conduct regular monitoring and performance
with the Company’s goals and adherence to applicable regulations.               evaluations. These assessments improve governance efficiency, ensuring
                                                                                that all structures align with the Company’s strategic objectives and
                                                                                stakeholder expectations.




     For a detailed overview of the performance assessments of the Board of Commissioners, the Board of Directors, and their supporting committees,
     please refer to the Corporate Governance Chapter in PT Saratoga Investama Sedaya Tbk.’s 2024 Annual Report, found on page 73, 80, and 81.
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                                  Upholding Business Integrity   2024 Sustainability Report




Saratoga Organization Structure
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General Meeting of Shareholders [GRI 2-10]                                   Board of Commissioners [GRI 2-9] [GRI 2-10] [GRI 2-12] [GRI 2-15]             Composition of the Board of Commissioners [GRI 405-1] [GRI 2-9]

The General Meeting of Shareholders (GMS) serves as the highest              The Board of Commissioners plays a crucial role in supervising and
governing authority within the Company, providing a critical forum           advising the Company. Its primary focus is on strategic direction,            Name Position Gender                                              Term of
through which shareholders can make significant decisions that influence     governance, evaluating the performance of directors, and managing             				                                                              Office
the Company’s strategic direction. These decisions are conducted             conflicts of interest, all while ensuring accountability through regular
                                                                                                                                                           Edwin Soeryadjaya             President Commissioner     Male     2022-2025
following the Company’s articles of association and applicable legal         reporting to shareholders.
frameworks, thereby ensuring that the Company remains focused on                                                                                           Joyce Soeryadjaya Kerr        Commissioner               Female   2022-2025
sustainable, long-term growth. In fiscal year 2024, Saratoga convened        The operations of the Board of Commissioners are guided by the Board
                                                                                                                                                           Indra Cahya Uno               Commissioner               Male     2022-2025
our Annual General Meeting of Shareholders (AGMS) and Extraordinary          of Commissioners Charter, which provides a comprehensive framework
General Meeting of Shareholders (EGMS) on 16 May 2024, and all               for our structure, authority, tenure, meetings, and reporting procedures,     Sidharta Utama                Independent Commissioner   Male     2022-2025
resolutions adopted by the shareholders were successfully implemented.       in alignment with the Company’s articles of association. To enhance our
                                                                                                                                                           Anangga W. Roosdiono          Independent Commissioner   Male     2022-2025
                                                                             supervisory role, the Board of Commissioners establishes specialized
To uphold principles of fairness and equity among the shareholders,          committees as necessary.
the GMS procedures are meticulously designed to guarantee that all
shareholders possess equal rights and opportunities. This GMS structure      According to our articles of association, members of the Board of
enables all of our shareholders to participate actively and exercise their   Commissioners are appointed for a term of three years.
voting rights according to established rules and protocols.

Additionally, the GMS bears the responsibility for overseeing the
appointment and removal of the Board of Commissioners and Board of                For further details on the Board of Commissioners composition,                For more information about the Profile of the Board of
Directors, which is guided by recommendations from the Nomination                 selection process, conflict of interest prevention, and specific roles        Commissioners, please refer to our 2024 Annual Report page 30.
and Remuneration Committee and the criteria outlined in governance                and responsibilities, refer to the Corporate Governance Chapter of
charters of the Company. Shareholders need to engage in this process,             PT Saratoga Investama Sedaya Tbk.’s 2024 Annual Report page 65,
as their contributions are vital to the Company’s ongoing success.                66, 69, and 70.
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                                                                             Upholding Business Integrity                                                 2024 Sustainability Report




The Board of Directors                                                       Composition of Board of Director [GRI 405-1] [GRI 2-9]                       Committees

The Board of Directors is tasked with establishing the strategic direction                                                                                Saratoga’s governance structure is supported by several key committees
of the Company, managing its resources and assets, and ensuring that         Name Position Gender                                           Term of       under the Board of Commissioners, ensuring effective oversight and
internal audits are conducted by sound governance principles and the         				                                                           Office        strategic decision-making. These committees, including the Audit
GCG framework. Additionally, the Board of Directors is responsible for                                                                                    Committee, Nomination and Remuneration Committee, and Investment
                                                                             Michael W.P. Soeryadjaya       President Director    Male      2022-2025
overseeing information disclosure policies and maintaining transparent                                                                                    Committee, operate under specific charters and adhere to Good
communication with stakeholders. In conjunction with the Investment          Lany Djuwita Wong              Finance Director      Female    2022-2025     Corporate Governance (GCG) principles to support the Company’s
Committee, the Board of Directors offers recommendations concerning                                                                                       long-term objectives. Detailed information about the committee’s
                                                                             Devin Wirawan                  Investment Director   Male      2022-2025
the Company’s investment and divestment strategies.                                                                                                       structure and responsibilities is available in the Corporate Governance
                                                                                                                                                          Chapter of the 2024 Annual Report page 75-81.
Members of the Board are appointed and dismissed by the General
                                                                             The Board of Directors, the Board of Commissioners, and senior
Meeting of Shareholders (GMS), with the evaluation of candidates                                                                                          The Audit Committee oversees internal controls, compliance, and risk
                                                                             executives of the Company convene regularly to evaluate business
performed by the Nomination and Remuneration Committee and the                                                                                            management while ensuring the independence and competence of
                                                                             developments, assess financial performance, and explore new
Board of Commissioners. As of the end of 2024, Saratoga’s Board of                                                                                        internal and external auditors. Members are appointed by the Board of
                                                                             opportunities. These meetings are also dedicated to critical aspects of
Directors is comprised of three members, including one woman. All                                                                                         Commissioners in accordance with the Audit Committee Charter and
                                                                             the Company’s operations and portfolio companies, including concerns
members are citizens of Indonesia, possessing diverse expertise and                                                                                       the applicable regulatory requirements, with an annual review of their
                                                                             raised through complaint mechanisms, whistleblowing, or other reporting
competencies, which enhances the Board of Directors effectiveness in                                                                                      performance and membership.
                                                                             channels, as well as their implications for stakeholders.
guiding the Company.
                                                                                                                                                          The Nomination and Remuneration Committee supports the Board
                                                                             We have a strong proactive strategy that facilitates the Company’s ability
                                                                                                                                                          of Commissioners by overseeing director nominations, preparing
                                                                             to address challenges effectively and to adapt to evolving circumstances,
                                                                                                                                                          remuneration policies, and reviewing human resources and GCG policies.
                                                                             thus ensuring ongoing progress.
                                                                                                                                                          Our members are appointed following the Nomination and Remuneration
                                                                                                                                                          Committee Charter, with annual performance evaluations conducted by
                                                                             Any critical concerns related to the Company’s operations are escalated
                                                                                                                                                          the Board of Commissioners.
                                                                             to the Board of Directors (BOD) and the Board of Commissioners (BOC)
                                                                             for review and oversight.
                                                                                                                                                          The Investment Committee provides recommendations on investment
                                                                                                                                                          policies and strategies, ensuring alignment with GCG principles and the
                                                                                                                                                          Company’s long-term sustainability goals. Guided by the Investment
                                                                                                                                                          Committee Charter, it plays a critical role in formulating and implementing
                                                                                                                                                          strategic investment decisions.
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                                                                                Upholding Business Integrity                                                     2024 Sustainability Report




Performance Evaluation and Remuneration                                         fair, transparent, and motivating compensation while supporting the              Whistleblowing System [GRI 2-26] [POJK F.24]
                                                                                Company’s governance and performance goals. More details on the
Policy of the Board                                                             remuneration policies and the evaluation of the performance of the Board         Saratoga has implemented a whistleblowing system to enable employees,
During the Board of Directors and Board of Commissioners appointment            of Commissioners and Board of Directors can be found in the Corporate            internal entities, and external stakeholders, such as vendors and
and dismissal process at the General Meeting of Shareholders (GMS),             Governance Chapter of the 2024 Annual Report page 73. [GRI 2-21]                 contractors to report violations of regulations or unsafe work practices.
recommendations from the Nomination and Remuneration Committee,                                                                                                  This mechanism also aims to prevent conflicts or disputes between
along with the qualifications and criteria outlined in the Board of Directors   Conflict of Interest [GRI 2-15]                                                  involved parties and to facilitate effective resolution of arising issues as
Charter as well as the Board of Commissioners Charter, are carefully            Saratoga has established clear processes to prevent and manage                   outlined in the Code of Conduct and Corporate Governance Code.
reviewed. The process also considers input from shareholders through            conflicts of interest, guided by the Code of Conduct, Corporate
the GMS and evaluates candidates’ skills relevant to the organization’s         Governance Code, and the Charters of the Board of Commissioners and              Saratoga’s whistleblowing mechanism serves as a platform for
impact and goals. This ensures that all decisions follow good corporate         Board of Directors. Board members and senior executives must disclose            stakeholders to seek advice on implementing the organization’s policies
governance (GCG) principles and the Company’s code of conduct. [GRI 2-10]       any personal or financial interests that could influence their decisions         and practices for responsible business conduct. It also provides a safe
                                                                                and step aside from discussions or decisions where conflicts arise. These        and confidential channel for raising concerns about the Company’s
To support accountability and transparency, Saratoga conducts                   measures, supported by regular monitoring, internal audits, and strict           business conduct, ensuring transparency, accountability, and adherence
regular evaluations of our governance practices. Each year, the Board           oversight, ensure that decisions remain transparent and aligned with the         to ethical standards.
of Directors sets key performance indicators (KPIs) for individual and          best interests of the Company and our stakeholders.
collective performance. These KPIs are reviewed by the Board of                                                                                                  To build trust in the whistleblowing process, Saratoga keeps the
Commissioners annually at year-end to assess achievements and areas             Conflicts of interest, whether deliberate or inadvertent, are addressed          reporter’s identity strictly confidential, allows anonymous reporting,
for improvement. [GRI 2-18]                                                     through regulations that prevent the misuse of authority or position             and fully protects those who report in good faith. The Company does
                                                                                for personal, family, or group interests. Saratoga’s employees at all            not tolerate any retaliation against whistleblowers, such as being fired,
The Nomination and Remuneration Committee plays a key role in                   levels are required to prioritize the Company’s interests and adhere to          demoted, suspended, or harassed. Saratoga is dedicated to providing a
determining remuneration for the Board of Commissioners and the Board           the applicable regulations to avoid situations that could hinder their           safe and supportive space for ethical reporting.
of Directors. Whereas, compensation for the Board of Commissioners is           responsibilities or result in losses. In cases where conflicts arise, Saratoga
based on performance and aligned with industry standards to ensure              takes corrective actions as outlined in the relevant policies. Disclosures of    Reports can be submitted formally in writing to the internal audit unit,
fairness and motivation. For the Board of Directors, remuneration is tied to    any affiliated relationships within the governance structure are detailed in     including details and relevant information. Submissions can be sent to
the Company’s achievements relative to the targets and budgets set. The         the Corporate Governance Chapter of the 2024 Annual Report page 74.              the designated address or mailed to the specified postal address.
Nomination and Remuneration Committee submits recommendations
on remuneration structures, policies, and amounts to the GMS, where                                                                                              Attn    : Internal Audit Unit
shareholders give the final approval. [GRI 2-19] [GRI 2-20]
                                                                                Transparent Governance Practices                                                 		 PT Saratoga Investama Sedaya Tbk.
                                                                                In line with our commitment to ethical business practices, Saratoga              Address : 15th floor, Menara Karya
The remuneration structure includes salaries for the Board of Directors,        remains focused on our core objectives and responsibilities, ensuring            		 Jl. H.R. Rasuna Said Block X-5, Kav. 1-2
honoraria for the Board of Commissioners, and other benefits and                that all actions and decisions align with our principles of integrity and        		 South Jakarta 12950, Indonesia
allowances for both boards. To maintain independence, bonuses are               transparency. As part of this commitment, Saratoga does not make                 Email   : whistleblowing.report@saratoga-investama.com
not given to Independent Commissioners. This approach ensures                   political contributions or participate in lobbying activities.
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                                                                            Upholding Business Integrity                                                  2024 Sustainability Report




The Internal Audit unit reviews all reports within a reasonable time to     Anti-Corruption [GRI 205-1] [GRI 205-2] [GRI 205-3]                           Data Privacy and Security [GRI 418-1]
decide if a detailed investigation is needed. Reports without enough        Saratoga is committed to upholding the highest standards of integrity
evidence or proper support will not be pursued. Valid reports are           through the implementation of strong internal control systems and clear       Saratoga recognizes that the ownership and management of information
promptly investigated, and appropriate actions are taken. Saratoga values   anti-corruption policies, as outlined in the Company’s Code of Conduct        are invaluable assets for the Company. To safeguard these assets,
every report as a sign of honesty and participation, whether it comes       and Anti-Corruption and Anti-Fraud Policy.                                    the Company conducts regular external and internal security audits,
from inside or outside the Company.                                                                                                                       vulnerability assessments, and penetration testing to proactively identify
                                                                            The Board of Commissioners (BoC) oversees the adequacy of the internal        and address potential risks. Robust operational measures are in place
In 2024, the Internal Audit unit did not receive any incoming reports       control systems that the Company is protected against foreseeable             to monitor and respond promptly to data breaches or cyberattacks,
on the potential breaches of the Code of Conduct through the                events, including corruption risks. The BoC acknowledges that no system       ensuring business continuity and data integrity.
whistleblower channel. The whistleblowing process is proactively            can fully eliminate the potential for human error, poor judgment, fraud, or
communicated to all Saratoga’s employees to ensure awareness and            other irregularities.                                                         As a active investment company, Saratoga does not manage or store
encourage reporting of any violations or concerns. Saratoga provides                                                                                      customer databases or personal information, focusing instead on
socialization and clear guidelines to help employees understand how to      As part of Saratoga’s anti-corruption framework, the Company has              safeguarding internal data critical to our operations and investment
identify and report issues safely and confidently.                          assessed our operations across several key risk areas, including:             activities. This approach allows Saratoga to maintain a secure and
                                                                                                                                                          compliant information management framework, aligning with industry
                                                                            • Anti-Bribery, Kickbacks, and Facilitation Payments                          best practices and regulatory requirements.
                                                                            • Money laundering prevention
                                                                            • Gifts and entertainment policies, including a clear value threshold         Saratoga places a high priority on equipping our employees with the
                                                                              (USD 200) to avoid conflicts of interest                                    knowledge and skills necessary to navigate cybersecurity challenges
                                                                                                                                                          effectively. To support this effort, the Company carried out awareness
                                                                            These risk areas are regularly reviewed through internal controls, audits,    initiatives to enhance understanding of cybersecurity risks among
                                                                            and compliance mechanisms. All activities and operations in Saratoga          employees.
                                                                            have been formally assessed for corruption risk. Significant risk areas
                                                                            have been identified and mitigation measures have been implemented,           Saratoga has established a strong governance structure that oversees
                                                                            particularly in functions involving third-party interactions, procurement,    all aspects of cybersecurity management. This structure includes clearly
                                                                            and financial decision-making.                                                defined roles and responsibilities, from executive leadership to dedicated
                                                                                                                                                          cybersecurity teams, ensuring that cybersecurity is integrated into the
                                                                            During the reporting period, there were no confirmed incidents of             Company’s strategic and operational frameworks.
                                                                            corruption. Additionally, there were no public legal cases related to
                                                                            corruption brought against the Company or our employees, and no such          During the reporting period, there were no substantiated complaints
                                                                            cases were reported or pursued.                                               regarding breaches of customer privacy, and no incidents of identified
                                                                                                                                                          leaks, thefts, or losses of customer data. This reflects Saratoga’s strong
                                                                                                                                                          commitment to data protection and maintaining the highest standards of
                                                                                                                                                          privacy and security.
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                      2024 Sustainability Report




Driving Value
Through Responsible
Investments
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                                         Driving Value Through Responsible Investments                                2024 Sustainability Report




Driving Value Through                    At Saratoga, we remain steadfast in our mission to foster sustainable        Saratoga’s strong local expertise and prudent financial management,
Responsible Investments                  businesses that deliver strong financial returns and meaningful              demonstrated by the low loan-to-value of 3.0%, allows us to remain
                                         environmental and social outcomes. This commitment underpins our             flexible in seizing opportunities. By focusing on sectors aligned with
                                         approach to creating lasting value for all stakeholders while navigating     long-term growth, such as digital infrastructure, renewable energy, and
At Saratoga, we recognize that           the complexities of a dynamic global economy. Our strategy is rooted         healthcare, we’re well-positioned for future success.
sustainable value creation is not just   in a vision of responsible investing that adapts to challenges and
                                         opportunities in a rapidly changing world.                                   As sustainability becomes increasingly important, investors and
about financial returns but also our
                                                                                                                      stakeholders are closely scrutinizing ESG commitments. Saratoga
commitment to fostering positive         Economic In Number [POJK C.3b]                                               embraces this shift, integrating ESG principles into our investment
environmental, social, and governance                                                                                 strategy to ensure sustainable, long-term growth.
(ESG) outcomes.                            Dividend, interest            Distributed          New and Additional
                                           and other income              Economic Value       Investment              Looking ahead to 2025, the global economic landscape continues to
                                                                                                                      evolve. In the U.S., pro-growth policies have bolstered market optimism,

                                           Rp3,864                        Rp736               Rp5,772                 leading to increased investment activities. However, the weakening of
                                                                                                                      Rupiah against US Dollar poses challenges, affecting corporate earnings
                                           billion                         billion            billion                 and potentially limiting growth prospects for economies.

                                                                                                                      In Indonesia, the 2025 economic outlook remains steady, with a growth
                                                                                                                      target of 5.2%, driven by domestic consumption, rising purchasing
                                         Addressing Emerging Global Trends                                            power, and stable inflation. Political stability following the presidential
                                                                                                                      inauguration strengthens market confidence. Recent monetary policy
                                         In 2024, the global economy faces risks and opportunities. Persistent
                                                                                                                      adjustments, such as an interest rate cut by Bank Indonesia, reflect
                                         inflation and high interest rates strain consumer spending and borrowing
                                                                                                                      proactive measures to stimulate growth amid a slowdown in exports and
                                         costs, while geopolitical tensions and supply chain disruptions
                                                                                                                      private investments.
                                         complicate international markets. However, the global shift toward
                                         sustainability and renewable energy presents key opportunities.
                                                                                                                      These current global and local dynamics require a strategic approach.
                                         Emerging technologies, digital transformation, and a growing focus on
                                                                                                                      We continue to focus on sectors aligned with long-term growth
                                         ESG factors are reshaping industries, offering avenues for impactful
                                                                                                                      trends— digital infrastructure, renewable energy, and healthcare—
                                         investments. Saratoga’s ability to adapt to these trends positions us as a
                                                                                                                      while maintaining financial flexibility. Our prudent costs and cash flow
                                         resilient and innovative leader.
                                                                                                                      management, enable us to navigate market volatility and seize emerging
                                                                                                                      opportunities. By integrating ESG principles into our strategy, we ensure
                                         The economy in Indonesia stays robust despite global uncertainties,
                                                                                                                      our investments contribute positively to society and the environment,
                                         bolstered by solid domestic consumption and infrastructure growth. The
                                                                                                                      fostering sustainable, long-term growth. Despite the complexities, our
                                         government’s commitment to advancing renewable energy initiatives
                                                                                                                      commitment to responsible investing positions us to drive value for
                                         presents significant growth opportunities, while evolving market
                                                                                                                      stakeholders and contribute to the broader economic resilience.
                                         dynamics following the presidential election continue to shape foreign
                                         investment sentiment and economic outlook.
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Economic Performance                                                          Direct Economic Value Generated and Distributed [GRI 201-1]
                                                                                                                                                              Description (in billion Rupiah)                   2022    2023    2024
                                                                              In 2024, we achieved extraordinary financial milestones that reflect our
                                                                              dedication to creating economic value for all stakeholders. We recorded
As an investment company committed to fostering sustainable growth,
                                                                              a notably high dividend income of IDR 3,786 billion, underscoring the
we consistently strive to deliver strong economic performance. In 2024,                                                                                      Direct Economic Value Generate
                                                                              strong performance of our portfolio companies. At the same time, our Net
we aligned our portfolio targets and financial strategies with sustainable
                                                                              Asset Valuation (NAV) rose to IDR 53,985 billion , driven by value creation    Revenue (dividend, interest and other income)      2,613   2,820 3,864
finance principles, focusing on investments in sectors driving long-term
                                                                              across key sectors, and our strategic investments totaling IDR 5,772 billion
environmental, social, and economic impact.
                                                                              reaffirm our unwavering commitment to disciplined capital allocation and
                                                                              sustainable finance. [POJK F.3]                                                Distributed Economic Value
Our performance highlights include investments in renewable energy,
healthcare, consumer sector, and digital infrastructure. These alignments                                                                                    Operating Expenses
                                                                              Our economic contributions extend beyond financial returns. Direct
reflect our commitment to responsible investing, ensuring that we
                                                                              economic value generated—through revenues like dividend income,                - Operating Expenses                                 92      74      86
contribute meaningfully to sustainable development while delivering
                                                                              interest, and investment returns—increased by 37.02% compared to
value to stakeholders. [POJK F.2][POJK F.3]                                                                                                                  - Other Operating Expenses                           24       21     10
                                                                              the previous year. Furthermore, distributed economic value, which
                                                                              encompasses dividends, employee compensation, and community                    - Salaries, Wages, and Employee Welfare              141     148    146
                                                                              investments, fall by 47.98%, underscoring our commitment to equitable
 Year       New & Additional Investment     Net Profit (Loss)   Investment
                                                                              growth and shared prosperity. These achievements illustrate our ability to
 2022                             18,290               4,616         61,518   balance financial success with societal impact.                                Payments to Creditors

 2023                              2,152             (10,150)       49,008                                                                                   - Cash Dividends Payment                            810    1,014    298

 2024                              5,772              3,290         55,546                                                                                   - Payment of Interest Expenses                      185      95     153
                                                                                                                                                               and Other Financing Expenses


                                                                                                                                                             Payments to the Government,

                                                                                                                                                             Payment of Corporate Income Tax and Other Taxes      50      62      42



                                                                                                                                                             Investment in Community Development/ CID funding       1       1       1



                                                                                                                                                             Total economic value distributed                   1,303   1,415    736



                                                                                                                                                             Retained economic value                            1,310   1,405   3,128
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                                                                              Driving Value Through Responsible Investments                                       2024 Sustainability Report




As an investment company committed to fostering sustainable growth,           Recognizing the significance of our actions, we strive to be catalysts for          At the core of our strategy lies the belief that sustainable investing is not
we continue to deliver strong economic performance through disciplined        positive change. Our investments extend beyond financial returns; they              just a responsibility but an opportunity to lead by example. By embracing
financial management, strategic portfolio diversification, and proactive      are a testament to our dedication to fostering sustainable businesses               this perspective, we continue to strengthen its role as a leader in the
investment strategies that drive long-term value creation. In 2024, despite   that contribute to environmental preservation, social equity, and good              Indonesian investment landscape, contributing to a more equitable and
persistent global uncertainties, we remained resilient and adaptive,          governance. By embedding these principles into our decision-making                  resilient economy.
achieving notable financial milestones across our portfolio. These results    process, we ensure that every investment aligns with our vision of
underscore our ability to navigate market challenges while maintaining        responsible growth.                                                                 ESG Due Diligence
a steadfast commitment to responsible investing. By continuously                                                                                                  At Saratoga, ESG due diligence is integral to our strategy for responsible
optimizing our investment strategies and capitalizing on emerging             This commitment is further demonstrated through our efforts to identify             investment. In 2024, we enhanced this process to embed sustainability
opportunities, we ensure that Saratoga remains a trusted and impactful        and mitigate risks associated with evolving market dynamics and                     principles throughout our investment lifecycle. From comprehensive
player in the investment landscape.                                           environmental concerns. By integrating Responsible Asset Management,                assessments of potential investees’ ESG practices to continuous
                                                                              we incorporated ESG factors into investment decisions to achieve                    monitoring of our portfolio, our framework is designed to drive long-term
                                                                              financial returns while promoting sustainable practices and managing                value creation. By aligning ESG considerations with our strategic goals,
                                                                              risks. Our approach safeguards not only our interests but also the                  we ensure our investments contribute to sustainable growth while
                                                                              long-term viability of the businesses we support, creating a foundation             addressing global and local priorities. [POJK F.17]
                                                                              for sustained progress and shared prosperity.


Responsible And Sustainable Investing                                         The Stages of Investment Due Diligences



                                                                                                   1                            2                             3                              4                            5
As one of the most prominent investment companies in Indonesia, we
are uniquely positioned to drive meaningful impact across industries.
                                                                                                             Opportunity                         Initial                  Desktop                               Term                     New
Our investment decisions reflect a deep understanding of the role             Stages                                                        Evaluation                   Diligence                             Sheet               Investment
we play in facilitating national economic growth and contributing to
the achievement of broader societal goals. We are steadfast in our
mission to balance financial performance with environmental and social                                  An opportunity that           Initial evaluation of          Evaluation on the          Offer of a non-binding          A new investment
responsibilities, ensuring our investments generate value for stakeholders                             meets the investment     documents and meeting             investment viability        proposal to the potential       is taken up with the
                                                                                                         criteria of Saratoga   with top management or                through sharing              investee company.            selected investee
and the communities we serve.
                                                                                                           is either found or   founder of the potential               of information,                                    company that agrees to
                                                                                                                   proposed.           investee company.              development of                                         Saratoga’s proposal.
Our commitment to sustainability is rooted in a forward-looking approach                                                                                           the business case,
that prioritizes long-term resilience. By focusing on investments that                                                                                              and submission of
align with global and national priorities, we aim to address pressing                                                                                         recommendation to the
challenges while seizing opportunities for growth. This dual focus ensures                                                                                     Investment Committee

that our strategies are not only profitable but also impactful in shaping a


                                                                                                        87                              3                             2                               2                          2
sustainable future.
                                                                              2024
                                                                                                                  companies                   companies                    companies                        companies                  companies
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                                     Driving Value Through Responsible Investments   2024 Sustainability Report




Investing in Impacts                 Beyond capital support, Saratoga actively
                       [POJK F.26]



                                     collaborates with our portfolio companies
                                     to integrate sustainable practices into their
                                     business models. This collaborative approach
                                     ensures these companies achieve their business
                                     objectives while amplifying their positive
                                     impact on the environment and society.

                                     Our portfolio reflects our sustainability
                                     commitment. We want our portfolio to consist
                                     of companies that not only drive financial
                                     performance but are also able to play an
                                     active role in tackling critical challenges in
                                     sustainability, innovation, and community
                                     development, today and for the future.
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                                 Driving Value Through Responsible Investments                               2024 Sustainability Report




For Our World, For Our Future,
For Our Families:

At Saratoga, we are proud             PT Alamtri Resources Indonesia Tbk.            PT Merdeka Copper Gold Tbk. (MDKA)                          PT Tower Bersama Infrastructure Tbk.
to support companies                  (previously PT Adaro Energy Indonesia Tbk.)                                                                (TBIG)

that reflect our shared               n 2024, PT Alamtri Resources Indonesia         In 2024, PT Merdeka Copper Gold Tbk.                        In 2024, PT Tower Bersama Infrastructure
commitment to making                  Tbk (ADRO) reinforced its commitment to        (MDKA) reinforced its commitment                            Tbk. (TBIG) continued to make significant
                                      sustainability with notable achievements       to sustainability through significant                       strides in advancing its sustainability
a positive impact. These              in both environmental and social               achievements in environmental, social, and                  initiatives. The company reported a
                                      responsibility. The company was awarded        governance (ESG) practices.The company                      notable increase in the number of its
businesses work tirelessly to         the PROPER Emas award for the sixth            received the Gold Star Award in the Big                     telecommunication sites, reaching 23,681
address pressing social and           consecutive year, recognizing its              Cap category at the Investortrust ESG                       by the end of Q3 2024, reflecting its
                                      excellence in environmental management         Awards 2024, recognizing its exceptional                    growing presence in supporting the digital
environmental challenges              practices. This prestigious recognition from   integration of ESG principles into                          infrastructure needs of Indonesia. TBIG
while continuously evolving           the Ministry of Environment and Forestry       business operations. Additionally, MDKA                     commitment to sustainable operations
                                      highlights Adaro’s efforts to exceed           was honored with the Best Literacy for                      is demonstrated through its innovative
to align with sustainable             compliance standards in environmental          Climate Resilience award at the Investing                   efforts to reduce energy consumption and
development goals. Their              protection.                                    on Climate Editors’ Choice Award 2024,                      enhance operational efficiency across its
                                                                                     highlighting its strategic efforts toward                   network of towers.
dedication inspires us to stay        ADRO's dedication to social impact is          achieving net-zero emissions.
                                      equally evident, as the company was                                                                        On the ESG front, TBIG has earned
focused on creating lasting           honored with the Best Award for Social         MDKA dedication to sustainability is                        an “Medium” ESG Risk Rating from
value for our communities             Elements at the Bisnis Indonesia Corporate     further demonstrated by its improved ESG                    Sustainalytics, showing a balanced
                                      Social Responsibility Awards 2023. This        risk rating, advancing from the 18th to the                 approach to managing environmental,
and future generations.               award acknowledges the success of its          16th percentile in the metals and mining                    social, and governance risks. Additionally,
                                      Desa Mamanda program, which focuses            sub-industry, as assessed by Sustainalytics.                the company has been working towards
                                      on environmental conservation and              The company also earned Gold and Silver                     aligning with global sustainability
                                      empowering local communities. These            Ranks at the Asia Sustainability Reporting                  standards, as evidenced by its S&P
                                      accolades reflect ADRO consistent              Rating (ASRRAT) 2024, reflecting its                        Global ESG Score of 35 out of 100, which
                                      integration of ESG principles into its         commitment to transparency and quality in                   highlights its continued efforts to improve
                                      operations, driving positive outcomes for      sustainability reporting. These accolades                   sustainability practices.
                                      both the environment and society.              underscore MDKA's ongoing efforts to
                                                                                     integrate sustainable practices across                      These achievements underscore TBIG
                                                                                     its operations, contributing positively to                  dedication to promoting responsible
                                                                                     environmental conservation and community                    infrastructure development and
                                                                                     development.                                                contributing to a sustainable digital future.
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                                             Driving Value Through Responsible Investments                                  2024 Sustainability Report




                                                                                                                                                                Brawijaya Heathcare
Bersama Digital Data Centres (BDDC)               PT Xurya Daya Indonesia (Xurya)                  Forest Carbon

Bersama Digital Data Centres (BDDC), a            In 2024, Xurya expanded its reach to the         Forest Carbon is focused on restoring tropical               Brawijaya Healthcare delivers
leading in-town data center provider, has         Riau Islands, growing its solar portfolio        forest and wetland ecosystems, with a key                    high-quality, accessible specialized
inaugurated its Tier IV data center, JST1,        to 208 projects across 13 provinces, with        project in Sumatra’s Merang Peatland, covering               medical services, addressing the
with a 5 MW capacity in East Jakarta.             100+ MW capacity trusted by over 100             over 22,000 hectares. This project helps reduce              growing need for excellent healthcare
This marks BDDC’s second data center              companies. The company also launched its         fire risks and protects endangered species, such             in Indonesia. Originally focused on
launch in two years, following JBT1 in            first two off-grid projects, enabling sites to   as the Sumatran Tiger while addressing local                 maternity, pediatrics, and women’s
West Jakarta, reinforcing its commitment          operate with around 90% renewable energy.        environmental challenges.                                    health, the hospital network has
to expanding Indonesia’s digital                                                                                                                                steadily evolved into a comprehensive
infrastructure.                                   Recognized for its impact, Xurya became          In 2024, Forest Carbon continued to benefit                  healthcare provider.
                                                  B Corp Certified and won the ESG Award           local communities, providing over 40 jobs and
JST1 is a hub for interconnectivity,              2024 for Impact Entrepreneurship by              improving education and healthcare services.                 In 2024, Brawijaya Healthcare
operating on a carrier-neutral model with         Yayasan Kehati. To accelerate growth, it         Their efforts supported 210 children and 20                  expanded its expertise through the
access to over 100 network providers and          secured USD55M in new funding led by             teachers, along with enhanced maternal and                   establishment of Centers of Excellence
multiple route options. The facility also         the Norwegian Climate Investment Fund,           child health services in the region.                         in cardiovascular and fertility care.
offers direct connectivity to Indonesia           bringing total investment to USD88M.                                                                          These initiatives are designed to
Internet Exchange (IIX), Open-IX (OIXP),          Additionally, Xurya launched the Solar           The company uses advanced technology,                        bridge significant gaps in specialized
and other national and global internet            Academy Indonesia with Huawei and                including IoT sensors and machine learning, to               healthcare services, ensuring
exchanges, ensuring seamless and reliable         JJ-Lapp, training 100+ individuals annually      monitor their restoration efforts. Adhering to               more patients receive targeted,
digital connectivity.                             in solar technical skills.                       international standards like CCB, VCS, and IFC,              high-standard medical attention.
                                                                                                   Forest Carbon aligns with Saratoga’s responsible
                                                  Xurya’s projects offset an estimated             and sustainable investment approach,                         Through our investment, Saratoga
                                                  85,000 tons of CO₂ in 2024. The company          delivering positive financial returns while driving          supports Brawijaya Healthcare in
                                                  also completed 52 new solar installations,       environmental and social impact.                             strengthening its position as a leading
                                                  including systems for PT MC Pet Film                                                                          healthcare provider that are anchored
                                                  Indonesia (MFI), PT Lautan Natural                                                                            in quality, innovation, and a holistic
                                                  Krimerindo, FKS Group, Pacific Paint, and                                                                     patient experience.
                                                  Yakult Indonesia Persada (Sukabumi plant).
                                                  With continuous expansion, strategic
                                                  collaborations, and a growing client
                                                  base, Xurya remains at the forefront of
                                                  Indonesia’s clean energy transition.
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                                                                              Driving Value Through Responsible Investments                                2024 Sustainability Report




Aligning Business Strategies With Responsible Investment
In today’s global landscape, aligning business strategies with responsible
investment is essential for sustainable success. Integrating environmental,
social, and governance (ESG) factors into decision-making helps
businesses create long-term value, manage risks, and drive innovation.
This approach supports the United Nations’ Sustainable Development
Goals (SDGs), meets stakeholder expectations and unlocks opportunities
in sustainable finance. Companies can balance profitability with their
societal and environmental responsibilities by conducting ESG risk
assessments, setting measurable goals, and maintaining transparency,
contributing to a resilient and sustainable future.




                                                                              note:
                                                                              *) Adaro Energy Indonesia completed spin-off of its thermal coal business,
                                                                              leading to the establishment of PT Adaro Andalan Indonesia Tbk. (AADI).
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                    PT Saratoga Investama Sedaya Tbk.   39
                    2024 Sustainability Report




Catalyzing Change
for Environmental
Stewardship
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                                         Catalyzing Change for Environmental Stewardship                                   2024 Sustainability Report




Catalyzing Change for                    Caring for the environment is at the heart of what we do. We are                  Environmental Footprint
Environmental Stewardship                committed to reducing our impact on the planet through thoughtful                 Our 2024 environmental figures summary highlight
                                         policies, meaningful actions, and smart investments. By integrating
                                         sustainability into every decision, we strive to create real, lasting value not     Scope 1 & 2                       Scope 3        Emission
At Saratoga, environmental stewardship   just for today, but for future generations.                                         Emissions                         Emissions      Reduction
means taking decisive action today
to build a greener, more sustainable     We also believe that small changes can make a big difference, starting
                                         with our own people. That is why we run initiatives to raise awareness              74.64                             1,498,486      2.8%
future—for our people, our planet, and   about everyday habits that help the environment, like switching off                 TonCO2eq                          TonCO2eq
generations to come.                     lights in empty rooms and using water wisely. To guide these efforts,
                                         our dedicated Climate Leader provides practical tips and reminders to
                                         encourage greener choices at work and at home. Trained in 2021 by                   Electricity                       Energy         Energy
                                         the former Vice President of the United States of America, Al Gore, our             Usage                             Consumption    Intensity
                                         Climate Leader also helps educate others about climate change and
                                         advocates for solutions that benefit both our local communities and the
                                         planet. [POJK F.1]
                                                                                                                             73,645 kWh                        431.78 GJ      0.11
                                                                                                                                                                               GJ/IDR Billion
                                         In 2023, we joined the UN Global Compact Climate Ambition Accelerator,
                                         a program that gave us valuable insights into managing greenhouse
                                         gas emissions and setting realistic, science-based climate targets. Over
                                         six months, we learned strategies for achieving net-zero emissions and
                                         creating plans to make a real impact. This experience strengthened our
                                         resolve to take meaningful action on climate change and be part of the
                                         global effort toward a more sustainable future.


                                         “Trained in 2021 by the former Vice President of the United States of
                                         America, Al Gore, our Climate Leader also helps educate others about
                                         climate change and advocates for solutions that benefit both our local
                                         communities and the planet.”
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                                                                            Catalyzing Change for Environmental Stewardship                                          2024 Sustainability Report




Environmental Initiatives
Saratoga’s environmental initiatives are designed to align with our role
as an investment company while ensuring that our office operations
                                                                                    How Saratoga Calculate Our GHG Emission in 2024
reflect our commitment to sustainability. We focus on reducing our                  At Saratoga, we recognize that accurately calculating our greenhouse gas (GHG) emissions is a continuous journey. While our approach is not yet fully
environmental footprint by promoting energy efficiency, minimizing waste,           comprehensive, we are focused on enhancing our methodologies and expanding the scope of our reporting to uphold strong environmental accountability.
and encouraging sustainable practices among employees.
                                                                                     • Scope 1 emissions cover direct emissions from sources we own or control, such as the use of fossil and biofuels. These emissions are calculated using
Key efforts include reducing energy use through smart office                           available fuel consumption data from fuel consumption of company vehicles.
management, such as optimizing lighting and air conditioning systems                 • Scope 2 emissions account for indirect emissions from purchased electricity used in our operations. These emissions are calculated based on electricity
and implementing paperless workflows to cut down on resource                           consumption data from our office activities. Since all our offices are located in Indonesia, we apply the emission factor provided by Indonesia’s State
consumption. Waste reduction programs, including recycling initiatives,                Electricity Company to determine the GHG emissions per kilowatt-hour (kWh) consumed.
are also in place to ensure responsible disposal of office materials.                • Scope 3 emissions include other indirect emissions across our value chain. In 2024, this primarily focused on business travel, such as flights, hotels and
                                                                                       rail. We also took significant steps forward by calculating Scope 3 emissions , from our listed portfolio companies that has published their Scope 1 & 2
                                                                                       companies, marking an important milestone in our efforts to improve the breadth and accuracy of our GHG reporting.
In addition, Saratoga engages employees through awareness campaigns
and training sessions that encourage environmentally conscious habits,
both at work and at home. By fostering a culture of sustainability within
the Company, we aim to lead by example and demonstrate how small,
consistent actions can contribute to a healthier planet.

Our office water usage is managed by the building management.               office incorporates green building principles, including energy-saving                   reporting our emissions. This year, we have strengthened our efforts
However, with the new office building in 2024, we have incorporated         systems, sensor-based water conservation features, and improved indoor                   by calculating Scope 3 emissions from our investment activities,
sensor-based faucets to enhance water conservation. These automated         air quality measures. [POJK F.4]                                                         demonstrating our dedication to transparency and proactive
systems help minimize unnecessary water usage, improve efficiency, and                                                                                               environmental responsibility.
align with our commitment to sustainable resource management. [POJK F.8]    Alongside these investments, Saratoga also prioritizes addressing
                                                                            environmental concerns transparently and responsibly. In 2024, the                       Saratoga’s GHG baseline, established using 2022 data, enables us to
Waste generated from our office operations is collected and managed         company did not receive any environmental complaints. [POJK F.16]                        measure progress and refine our strategies over time.
by the building management. However, as part of our commitment
to enhancing waste management practices, we will implement a                Measuring and Managing Our Greenhouse Gas Emissions [GRI 305] [POJK                      In 2024, Scope 3 emissions remained the largest contributor, accounting for
structured waste separation system in 2025. This initiative aims to         F.11] [POJK F.12]
                                                                                                                                                                     99.9% of total emissions, primarily driven by activities within our listed portfolio
improve recycling efforts, reduce landfill contributions, and promote       We carefully calculate our GHG emissions in accordance with the GHG                      companies. By comparison, our Scope 1 and 2 emissions totalled 74.64 Ton
responsible waste disposal. [POJK F.13] [POJK F.14] [POJK F.15]             Protocol, covering carbon dioxide (CO2), methane (CH4), nitrous oxide                    CO2eq, representing a reduction of 2.8% compared to 2022. [GRI 305-1][GRI 305-2]
                                                                            (N2O), and fluorinated gases, allexpressed as carbon dioxide equivalents                 [GRI 305-3]

While we do not have a dedicated allocation for environmental costs, we     (CO2eq). This rigorous and comprehensive approach ensures accurate,                      To address these emissions, we focus on a clear and collaborative
have made strategic investments in sustainability by developing a more      consistent, and transparent measurement of our environmental impact.                     approach to reduction. This includes working with our partners and
energy-efficient and environmentally friendly office space in 2024. This    Saratoga utilizes the operational control approach in managing and                       investee companies to assess and lower their carbon footprints, creating
                                                                                                                                                                     a shared effort toward sustainability.
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                                                                                               Catalyzing Change for Environmental Stewardship                                        2024 Sustainability Report




Within Saratoga, we are forging partnerships and encourage our people                          In addition, since Saratoga operates in a high-rise office building, the
to play their part in improving resource efficiency, reduce emissions,                         use of ozone-depleting substances (ODS) is not directly relevant to
and adopt greener mobility solutions such as electric vehicles and                             our operations, as air conditioning system maintenance is managed by                        Eco-Design of Our Office
public transportation.                                                                         the building management. Nevertheless, we remain attentive to other                         [POJK F.5] [POJK F.7] [GRI 305-5]
                                                                                               potential emission sources within our activities and control. [GRI 305-6]
                                                                                                                                                                                           Saratoga aims to embody our commitment to the planet in the design of
GHG Emissions Performance 2022-2024 [GRI 305-1] [GRI 305-2] [GRI 305-3] [GRI 305-4]            Energy Management                                                                           our new workspace. By integrating sustainable materials, energy-efficient
[POJK F.11] [POJK F.12] [POJK F.5]] [POJK F.4]
                                                                                               Saratoga is committed to energy efficiency and minimizing our                               systems, and advanced technologies, we hope to create an office that
                                                                                               environmental impact through sustainable energy practices. Our energy                       reflects our dedication to minimizing environmental impact. At the same
                                                                                               consumption consists of fuel and electricity, with 61.4%% of electricity                    time, we’ve thoughtfully incorporated elements of Indonesia’s rich
 Description                                       2022       2023        2024          Unit                                                                                               cultural heritage into the selection of materials and furniture, ensuring
                                                                                               sourced from the national grid.
                                                                                                                                                                                           our workspace is not only environmentally responsible but also deeply
                                                                                                                                                                                           connected to the traditions and identity of our nation.
                                                                                               In 2024, the Company recorded a 2% increase in energy consumption,
 Direct (Scope 1) GHG emissions                     4.83       8.98       10.57    TonCO2eq
                                                                                               primarily attributed to higher fuel usage in line with business expansion                   Energy-Efficient Lighting
 Mobile Combustion                                  4.83       8.98        10.57   TonCO2eq    activities.                                                                                 The office features LED lighting systems equipped with motion sensors
                                                                                                                                                                                           to ensure electricity is used only when needed, significantly reducing
 Energy indirect (Scope 2) GHG emissions           60.6        67.81     64.07     TonCO2eq
                                                                                               Energy Consumption Performance 2022-2024 [POJK F.6]                                         energy consumption in unoccupied areas.
 Electricity Consumption                           60.67       67.81      64.07    TonCO2eq
                                                                                                                                                                                           HEPA filters
 Total GHG Emission (Scope 1 & 2)                 65.50       74.64      74.64     TonCO2eq     Description                                2022      2023      2024           Unit
                                                                                                                                                                                           Our air system is equipped with HEPA filters to ensure that all
 GHG emissions intensity                           0.03        0.03        0.02 TonCO2eq/IDR                                                                                               employees benefit from clean and healthy air quality, promoting a safer
                                                                                                                                                                                           and more comfortable working environment.
 Other indirect (Scope 3) GHG emissions 514,628            1,209,475 1,498,486     TonCO2eq     Fuel                                        77.17    144.11   166.66          Liter
                                                                                                                                                                                           Sensor-based
 Business Travel                                   60.77      126.23      78.89    TonCO2eq     Electricity Usage                         251.03    280.61    265.12            GJ
                                                                                                                                                                                           Faucets our water system incorporates sensor-based faucets, which
 Investment*                                     514,502   1,209,272   1,498,407   TonCO2eq     Total Energy Consumption                 328.20     424.71    431.78            GJ         help conserve water by reducing unnecessary usage and improving
                                                                                                                                                                                           overall efficiency.
     Merdeka Copper Gold                         149,555     761,426   1,047,600   TonCO2eq     Energy Intensity                            0.13      0.15      0.11 GJ/IDR Billion
                                                                                                                                                                                           Sustainable Furniture
     Tower Bersama Infrastructure                  1,412      3,953       3,323    TonCO2eq
                                                                                                                                                                                           For loose furniture, we have integrated sustainable materials such as
     Alamtri Resources Indonesia                 167,793     182,937    198,268    TonCO2eq     Note :                                                                                     waste coffee grounds and mushrooms, reflecting our commitment
                                                                                                Gasoline = 0.0346 GJ/Liter (IPCC GHG Protocol)                                             to circular economy principles and eco-friendly innovation in our
     Samator Indo Gas                              2,142     47,906      46,455    TonCO2eq
                                                                                                                                                                                           workplace design.
     Mitra Pinasthika Mustika                    193,601     213,031    202,740    TonCO2eq
                                                                                                                                                                                           Accounting System Digitalization
     Nusa Raya Cipta                                   -         20          21    TonCO2eq                                                                                                Our accounting system has been significantly digitized, making it almost
                                                                                                                                                                                           entirely paperless. This transition enhances efficiency, accuracy, and
* Listed Portfolio Companies
                                                                                                                                                                                           sustainability by reducing reliance on physical documents, minimizing
                                                                                                                                                                                           paper waste, and streamlining financial processes.
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                                                                           Catalyzing Change for Environmental Stewardship                               2024 Sustainability Report




                                                                           Climate Resilience Investment
Biodiversity [POJK F.9][POJK F.10]

Our operational area is in Jakarta and is not close to any conservation    Saratoga is committed to becoming more climate-resilient by investing in projects that tackle environmental challenges and support sustainable
zones. However, we demonstrate our commitment to nature conservation       growth. These include renewable energy, conservation efforts, and technologies that lower carbon emissions and protect natural ecosystems.
through our investment in Forest Carbon, a leading project dedicated       Through these investments, Saratoga aims to reduce climate risks, create long-term stability, and help build a sustainable future for everyone.
to protecting Indonesia’s rainforests and peatlands, contributing to
significant climate and ecological benefits.




    Saratoga’s Commitment
    to Biodiversity: Investment in                                              Forest Carbon                                                                 Xurya Daya Indonesia [POJK F.7] [GRI 305-4]
    Forest Carbon                                                               Preserving Indonesia’s Natural                                                Saratoga has advanced our environmental sustainability goals through
                                                                                Heritage Through Forest Carbon                                                our investment in Xurya Daya Indonesia. Xurya, a leader in zero-
                                                                                [POJK F.9] [POJK F.10]                                                        upfront-cost solar power plant leasing, achieved significant milestones
    Saratoga is proud to support biodiversity through our strategic                                                                                           by expanding to over 100 MW of capacity across 200 project sites
    investment in Forest Carbon, a leading restoration project                                                                                                nationwide. This growth was supported by over 150 local EPC partners
    developer in Southeast Asia.                                                Saratoga has invested in Forest Carbon, a leading carbon project              and a team of 100 experts.
                                                                                developer established in 2012, to support its mission of creating
    Forest Carbon specializes in restoring degraded wetland forests,            significant climate and ecological impact. This partnership focuses on        Xurya's solar plants generate approximately 164 million kWh of clean
                                                                                protecting Indonesia’s vast rainforests and peatlands, which serve as         energy annually, reducing carbon emissions by 146,645 tons of CO₂,
    delivering benefits for local communities, biodiversity, and
                                                                                critical carbon storage areas.                                                equivalent to planting nearly 2 million trees over a decade. The
    investors through a proven business model.
                                                                                                                                                              initiative also created over 2,000 green jobs and supported the Solar
                                                                                Forest Carbon’s flagship initiative, the Sumatra Merang Peatland              Academy Indonesia program, training more than 100 individuals in
    Through our investment in Forest Carbon, Saratoga wants to                  Project, has successfully increased forest cover by 23%, safeguarded          solar energy skills, further demonstrating its commitment to ESG
    contribute to the preservation of critical ecosystems and the               endangered species such as the Sumatran tiger, and improved the               principles.
    promotion of sustainable forestry practices. This investment                well-being of local communities through health, education, and job
    aligns with our broader sustainability goals, reinforcing Saratoga’s        opportunities. The project currently protects a total area of 22,000
    dedication to creating positive environmental impacts through               hectares, underscoring Saratoga’s commitment to sustainability and
    thoughtful and innovative approaches.                                       conservation.
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     Advancing Green Solutions in the                                                      Transforming Mining for a
     Mining Sector [POJK F.7] [GRI 305-5]                                                  Greener Future
     One of our key investments is in PT Alamtri Resources Indonesia                       Another notable investment is in PT Merdeka Copper Gold Tbk.
     Tbk. (ADRO), a leading mining and energy company in Indonesia.                        (MDKA), a prominent player in Indonesia's mining sector. Merdeka
     ADRO is making significant strides in sustainability by developing                    has demonstrated strong progress in environmental sustainability
     a hydro-powered aluminum smelter designed to produce up to                            by allocating US$750 million to enhance its capacity to produce
     500,000 tons of green aluminum annually, with plans to double this                    materials for the electric vehicle (EV) battery industry. A key initiative
     capacity in the future.                                                               is the Acid Iron Metal (AIM) plant project, which converts waste ore
                                                                                           into valuable materials, supporting the shift to cleaner transportation
     Powered entirely by hydroelectric energy, the smelter will greatly                    and reducing reliance on fossil fuels.
     reduce its carbon footprint. Through this investment, Saratoga
     supports ADRO's green initiatives, highlighting our commitment to                     MDKA’s sustainability efforts have been widely recognized, earning
     sustainable industrial practices and contributing to the transformation               the Gold Star at the Investortrust ESG Awards, the Silver Rank at
     of Indonesia’s mining sector towards a more sustainable future.                       ASRRAT, and a Sapphire ranking in the Sustainable Business Integrity
                                                                                           Index. Additionally, the company has implemented an Environmental
                                                                                           Policy focused on reducing carbon emissions, conserving water, and
                                                                                           managing waste, further underscoring its commitment to minimizing
                                                                                           environmental impact.




     Eco-Friendly Cold Storage Operations [POJK F.7] [GRI 305-5]
     In 2024, PT MGM Bosco Logistics (Bosco) made significant strides in advancing its green initiatives, focusing on sustainability and reducing its
     environmental impact. Bosco became the first cold storage operator in Indonesia to install solar panels across all its facilities, marking a key milestone
     in its commitment to renewable energy. This initiative allows Bosco to reduce its reliance on conventional energy sources, thereby lowering carbon
     emissions and contributing to a more sustainable operation.

     Additionally, Bosco partnered with Blue Yonder to implement a digital Warehouse Management solution, enhancing operational efficiency while minimizing
     waste and optimizing resource use. These efforts underscore Bosco’s dedication to promoting eco-friendly logistics practices and advancing sustainability
     within the industry.
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Green Leader 2024: A Decade of Impactful Learning                            Over the past decade, Green Leader has influenced more than 17,000
In 2024, Saratoga supported the Green Leader program’s 10th cohort,          people through its projects, strengthening Saratoga’s mission to empower
bringing together 41 participants from 15 provinces across Indonesia.        leaders who create sustainable change. By investing in education and
These individuals, ranging from educators to environmental activists,        action-driven learning, we continue to drive long-term environmental and
underwent an intensive training program focused on ecological                social progress.
awareness, climate action, and sustainable entrepreneurship. Through
workshops, mentorship, and hands-on projects, they developed
real-world solutions to pressing environmental challenges.                       Clasification                                              Total

                                                                                Environmental Education Projects                               4
Since its inception in 2015, Green Leader has cultivated 610
environmental change agents and initiated over 172 sustainability projects      Waste Management Projects                                      8
nationwide. The program fosters collaboration across regions and
                                                                                Conservation Projects                                          3
backgrounds, equipping participants with the knowledge and tools to
drive community-based impact. This year’s initiatives ranged from waste         Argricultural and Food Projects                                2
management innovations to conservation efforts, reflecting the program’s
                                                                                Total                                                         17
enduring commitment to practical, scalable solutions.
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                    2024 Sustainability Report




Investing In
People and Social
Well-Being
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                                           Investing In People and Social Well-Being                                   2024 Sustainability Report




Investing In People and                    At Saratoga, our employees are the foundation of our success. We are        Our People in Number [POJK C.3b] [GRI 2-7][GRI 2-8]
Social Well-Being                          committed to creating a diverse and inclusive workplace where everyone
                                           has equal opportunities to grow and contribute. This culture fosters
                                           collaboration, innovation, and a sense of belonging for all employees.        52.3 %                            65                      Zero
Our people are our greatest asset. We
are committed to fostering an inclusive,   We support professional development through tailored training programs,
                                                                                                                         Of all employees                  Total Number of         Report of Sexual
                                           mentorship, and growth opportunities. By equipping employees with
growth-oriented, and supportive                                                                                          are female                        Employee                Harassment
                                           the skills they need, we help them achieve their career goals while                                             (As Of 31 Dec 2024)
workplace that empowers individuals to     strengthening the organization.
thrive and drive our collective success
                                           Furthermore, our people’s well-being is a core priority at Saratoga. We
                                           foster work-life balance through comprehensive wellness programs,             9.9                               Zero                    100%
                                           flexible work arrangements, and a supportive environment. By investing in
                                           our team, we cultivate a motivated, engaged, high-performing workforce        Average Hours of                  Report of               employees
                                           to drive Saratoga’s sustainable growth and long-term success.                 Training per Worker               discrimination          received performance
                                                                                                                                                                                   evaluations and
                                                                                                                                                                                   appraisals



                                                                                                                           Employees are
         ​“We believe that the success of our people
                                                                                                                           Satisfied
                                                                                                                                                                  with the management and
          directly translates into the success of Saratoga.”​                                                                                                     facilities provided by Saratoga
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                                                                                        Investing In People and Social Well-Being                                        2024 Sustainability Report




Employee Engagement and Equal Opportunity                                                                                 Employees Distribution Based on Employment Type [GRI 2-7]
                                                                                                                          		                2021   2022   2023   2024
At Saratoga, we firmly believe that a diverse and inclusive workforce
is the cornerstone of innovation and success. Our commitment to                                                            		                                                   2022                                2023                   2024
employee engagement and equal opportunity is demonstrated through
                                                                                                                           Employee Category                             Male           Female               Male          Female   Male          Female
comprehensive programs and policies designed to foster an environment
where every individual feels valued, respected, and empowered to                                                          Permanent employees                             28               27                32             29      30             32
contribute to the Company’s growth.
                                                                                                                          Temporary employees                              1               3                  1              2       1              2

Saratoga has established and implemented a Company Regulation as the                                                      TOTAL                                           29               30                33              31      31            34
official reference for rights and responsibilities between the Company
and our employees. This regulation is developed in accordance with the
prevailing law and regulations, and has been ratified by the relevant labor                                               Employees Distribution Based On Job Level and Age Group
authorities. [GRI 2-30]
                                                                                                                           		                                                   2022                                2023                   2024

                                                                                                                           Employee Category                             Male           Female               Male          Female   Male          Female

                                                                                                                          Director

                                                                                                                          < 30 Years old                                   0               0                  0              0       0              0

                                                                                                                          30-50 Years old                                  2               0                  2              0       2              0

                                                                                                                          >50 Years old                                    0                1                 0              1       0              1

                                                                                                                          Manager and Supervisor

                                                                                                                          < 30 Years old                                   0                1                 1              1       0              2

                                                                                                                          30-50 Years old                                 12                7                 13             9       13             9

                                                                                                                          >50 Years old                                   5                 7                 5              7       6              8

                                                                                                                          Staff and Non-Staff

                                                                                                                          < 30 Years old                                   2                2                 2              2       2              2
                                                          •   Employee data is reported using head count to
                                                              represent the total number of employees, including
                                                                                                                          30-50 Years old                                  7               9                  8              9       5              10
                                                              full-time and part-time staff.
                                                          •   Employee numbers fluctuated due to restructuring            >50 Years old                                    1               3                  2              2       3              2
                                                              and project-specific needs, with increased staffing to
                                                              support key business growth areas                           TOTAL                                           29               30                33              31      31            34
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                                                                            Investing In People and Social Well-Being                                                          2024 Sustainability Report




Diversity and Inclusion at Work
At Saratoga, we are dedicated to building a diverse and inclusive           ​Number of Employees
workplace that values gender, ethnicity, age, and cultural backgrounds.
Our People Policies promote equality, fairness, and non-discrimination,                                                                                      “By prioritizing equality, we create an environment where
                                                                             		                                               2024
ensuring that every employee has the opportunity to contribute and                                                                                           employees feel empowered to thrive and contribute their
grow. This approach strengthens our culture, fosters innovation, and          Position Level                      Male                Female                 unique perspectives, driving collective success.”
helps us thrive in a dynamic industry. [POJK F.18]
                                                                              Entry-level                           10                    14

We support inclusion through policies that provide equal opportunities        Mid-level                             7                     8
for everyone, regardless of their background. Our diverse workforce
                                                                              Senior-level                          12                    11
and ongoing initiatives reflect this commitment, creating a positive work
environment where each individual’s unique strengths are valued. This         Executive-level                       2                     1
focus on inclusivity enhances our workplace culture and drives our
                                                                              Total Employees                       31                    34
success and resilience.


                                                                                                                            Entry-level                      Mid-level                   Senior-level                    Executive-level               Total Employees

                                                                              Age Range (years)                   Male                Female          Male            Female       Male            Female              Male          Female           Male            Female

                                                                              18-24                                 0                     0            0                 0           0                  0                0             0                0                0

                                                                              25-34                                 2                     5            2                 3           2                  1                0             0                6                9

                                                                              35-44                                 3                     6            5                 3           1                 4                 1             0               10                13

                                                                              45-54                                 4                     2            0                 0           4                 2                 1             0                9                    4

                                                                              >55                                       1                 1            0                 2           5                 4                 0             1                6                8




                                                                            Workers Who are not Direct Employees* [GRI 2-8]

                                                                                                                                                                               Notes:
                                                                              Outsourced Employees		                           2022            2023            2024            •    Employee data is reported using head count to represent the total number of employees,
                                                                                                                                                                                    including full-time and part-time staff.
                                                                              Male		                                             7              8                9             •    Employee numbers fluctuated due to restructuring and project-specific needs, with increased
                                                                                                                                                                                    staffing to support key business growth areas.
                                                                              Female		0                                                         0                1
                                                                                                                                                                               * Workers who are not direct employees are classified as third-party or outsourced
                                                                              Total Employees		                                  7              8               10
                                                                                                                                                                                   workers who are employed through external service providers and assigned in the Company.
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                                                                               Investing In People and Social Well-Being                                         2024 Sustainability Report




We are committed to diversity and inclusion, as reflected in our workforce                                       New employee hires and employee turnover [GRI 401-1]
composition. This year, women represent 52.3% of our 65 employees,
with one in three directors on our Board of Directors being female and                                           New Employees
near gender parity in senior management. We also value age diversity,
ensuring opportunities for employees of all age groups while maintaining                                          		                                                     2022                               2023                     2024
a dynamic and experienced team. Additionally, we uphold equal rights
                                                                                                                  Employee Category                              Male           Female               Male          Female   Male            Female
for all employees, whether temporary or full-time, fostering a fair and
inclusive workplace. [GRI 405-1]                                                                                 < 30 Years old                                    0                0                 2              0        0                4

                                                                                                                 30-50 Years old                                   1                1                 3              2        0               2
We also value age diversity as a strength. While most of our employees
are within the productive age range of 30 to 50, we actively create                                              >50 Years old                                     0               0                  0              0        2               0
opportunities for individuals beyond this range, fostering a dynamic and
                                                                                                                 TOTAL                                             1                1                 5              2        2               6
experienced team. Moreover, we ensure equal rights for all employees,
whether temporary or full-time , reinforcing an inclusive and fair
workplace.
                                                                                                                 New Employees Rate
Fair, Inclusive, and Transparent Recruitment
                                                                                                                  		                                                     2022                               2023                     2024
We are committed to fostering equal opportunity from the beginning
of the employment journey. Our recruitment process is designed to be                                              Employee Category                              Male           Female               Male          Female   Male            Female
fair, transparent, and free from biases or discrimination based on gender,
                                                                                                                 < 30 Years old                                  0.00%           0.00%          66.67%             0.00%    0.00%           100.00%
race, ethnicity, or political views. Candidates are assessed solely on their
merits and qualifications, ensuring a recruitment approach that reflects                                         30-50 Years old                                 4.76%           6.25%           13.04%            11.11%    18.18          10.53%
our values of equity and inclusivity.
                                                                                                                 >50 Years old                                   0.00%           0.00%           0.00%             0.00%    22.22%          0.00%

Over the past year, we welcomed eight new team members, further
strengthening our organization. At the same time, we recognize that
employee transitions are a natural part of workforce dynamics. During
this period, seven employees departed, resulting in a turnover rate of
11%. We remain committed to fostering an engaging and supportive work
environment, continuously refining our talent retention strategies to
attract and retain top talent.

Our commitment to equitable recruitment extends beyond Saratoga
to our portfolio companies. We strictly uphold compliant and ethical
recruitment practices across all operations, explicitly prohibiting child or
forced labor. This principle is fundamental to our values and is enforced
rigorously across our business network. [POJK F.19] [GRI 3-3]
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                                  Employee Turnover

                                   		                                 2022                              2023                     2024

                                   Employee Category         Male            Female              Male          Female   Male            Female

                                  < 30 Years old               0                0                 1              0        0               1

                                  30-50 Years old              2                1                 0              0        3               2

                                  >50 Years old                1               0                  0              1        1               0

                                  TOTAL                        13               1                 1              1        4               3



                                  ​Employees Turnover Rate

                                   		                                 2022                              2023                     2024

                                   Employee Category         Male            Female              Male          Female   Male            Female

                                  < 30 Years old             0.00%           0.00%          33.33%             0.00%    0.00%           25.00%

                                  30-50 Years old            9.52%           6.25%           0.00%             0.00%    15.00%          10.53%

                                  >50 Years old              16.67%          0.00%           0.00%             10.00%   11.11%          0.00%
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Saratoga Employee Fair Compensation and Benefits 2024 [GRI 401-2]             Employee Compensation and Benefit* [GRI 401-2]
In 2024, Saratoga reinforced its commitment to employee well-being by
enhancing its compensation and benefits framework to exceed industry
                                                                                                                              Permanent                Temporary
standards and employee expectations. Key improvements included
                                                                                                                              Employee                 Employee
expanded health coverage with higher limits and broader access and
the introduction of flexible working arrangements to support work-life          Basic Salary                                       √                        √
balance, boost job satisfaction, and improve retention.
                                                                                Annual Bonus                                       √                        √

Saratoga is dedicated to upholding fairness and equity in our                   Meals Facilities                                   √                        √
compensation policies. Based in Jakarta, we provide our entry-level
                                                                                Transportation Allowance*                          √
employees with a base salary of Rp 5,800,000, which exceeds the
government-mandated minimum wage by 14.46%. Each employee’s salary              Overtime Allowance*                                √
and overall remuneration packages are reviewed annually, guided by
                                                                                Leave Allowance*                                   √
performance evaluations and merit-based assessments. [POJK F.20]
                                                                                Religious Holiday Allowance                        √                        √
Our compensation policies underscore the Company’s dedication
                                                                                Marriage Allowance                                 √                        √
to providing competitive and fair remuneration for all employees,
recognizing their valuable contributions to the organization’s success.         Bereavement Money                                  √                        √
By exceeding minimum wage requirements, Saratoga demonstrates its
                                                                                Special Allowance/Aid                              √                        √
commitment to supporting our people’s well-being and financial security.
[POJK F.20]
                                                                                Health Facilities*                                 √                        √

                                                                                BPJS Health Program                                √                        √
In addition, Saratoga upholds a gender-neutral pay structure, maintaining
a 1:1 wage ratio for male and female employees at the same level. This          BPJS Employment program                            √                        √
practice ensures equal pay for equal work and reflects the Company’s
                                                                                Long Service Pay*                                  √
strong focus on equity and inclusivity. By fostering a fair and transparent
compensation system, Saratoga reinforces its values of respect, equality,       Vehicle Ownership Program*                         √
and recognition, creating a workplace where all employees feel valued
and empowered. [GRI 405-2 ]                                                   *Benefits given vary based on work function/position/level/ division/term of service in
                                                                              accordance with Company policy
Beyond competitive salaries, Saratoga provides annual bonuses, meal
and transportation allowances, overtime pay, and support for social
and religious events. Long-service rewards, including additional leave,
financial benefits, and precious metal awards, celebrate employee loyalty.
Unique programs like the vehicle ownership initiative further demonstrate
the Company’s support for employees’ growth and well-being.
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Supporting Workforce Excellence
                                                                            Balancing Work and Life [GRI 404-2]
At Saratoga, we empower our employees through comprehensive                 At Saratoga, we are committed to fostering work-life balance by offering            Empowering Working Mothers at Saratoga
learning and development programs tailored to individual growth.            flexible working arrangements, including remote work and adjustable
These include workshops, mentorship, and industry-specific training,        schedules. These initiatives empower employees to manage personal                   Saratoga is committed to fostering a workplace that supports all
enhancing current skills while preparing employees for future roles. This   and professional priorities, promoting trust, productivity, and well-being.         employees, including working mothers. Our office features a dedicated
commitment fosters continuous improvement, career progression, and a                                                                                            breastfeeding room to help nursing mothers balance their personal and
                                                                                                                                                                professional responsibilities.
culture of excellence.                                                      We provide robust support for working parents, including three months
                                                                            of paid maternity leave, paternity leave, and a breastfeeding room with
                                                                                                                                                                This private, comfortable, and hygienic space has equipped with
We prioritize open communication and value employee feedback as             essential facilities. In 2024, no employees utilized parental leave, with           essential amenities, such as specialized milk storage (fridge) and
essential to organizational success. Through surveys and one-on-one         a 100% return-to-work and retention rate after 12 months. Additional                seating, ensuring a stress-free experience. This facility reinforces
meetings, we ensure employee approach builds trust, drives                  benefits include delivery cost reimbursements for up to three births,               our commitment to inclusivity and employee well-being, creating a
engagement, and creates a supportive work environment where                 health coverage for spouses and children, and paid leave for significant            workplace where everyone feels valued and supported.
employees feel valued and motivated to succeed                              milestones like weddings, graduations, and religious ceremonies. [GRI 401-3]
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                                                                           Planning for our Employees’ Future                                            Valuing Employee Concerns and Feedback
​To further support employees, we offer wellness programs that include     At Saratoga, we are committed to the long-term well-being and financial       At Saratoga, we prioritize fostering a culture of trust, transparency, and
 counseling, fitness resources, and mental health initiatives. Religious   security of our employees, whom we consider essential to our success.         open communication to create a positive and inclusive workplace.
 commitments, such as Hajj leave, are also supported, with four            In compliance with Indonesian Law No. 24 of 2011 as amended from              Accessible and confidential grievance mechanisms are in place,
 employees benefiting from religious leave in 2024.                        time to time, we ensure all employees participate in the national labor       including dedicated email channels such as whistleblowing.report@
                                                                           security program (Jamsostek) administered by BPJS Ketenagakerjaan,            saratoga-investama.com, along with direct supervisor consultations.
                                                                           covering old-age and pension security.                                        These channels provide employees with secure platforms to address
                                                                                                                                                         workplace conflicts, inappropriate behavior, or other concerns, ensuring
                                                                           Saratoga contributes 3.7% of each employee’s monthly salary for               timely and appropriate responses.
                                                                           old-age security, while employees contribute 2%. The Company
                                                                           allocates 2% for pension security, with employees adding 1%.                  Our Internal Audit unit divisions thoroughly investigate all grievances,
                                                                           Additionally, we have established an employee pension fund, which             reflecting our commitment to accountability and swift resolution while
                                                                           forms a key part of our benefits package and is recorded in our               maintaining privacy and dignity for all parties. Notably, no cases of sexual
                                                                           Consolidated Financial Statements.                                            harassment were reported during 2024 highlighting the effectiveness
                                                                                                                                                         of our initiatives, including a comprehensive policy to prevent sexual
                                                                           These measures go beyond compliance, reflecting our commitment to             harassment. This policy includes a confidential hotline, victim support
                                                                           supporting employees in planning for a secure and comfortable retirement.     services, and strict disciplinary measures against offenders.
                                                                           By fostering financial security, we demonstrate our belief that the success
                                                                           of our Company is deeply connected to the well-being of our people. We        In 2024, we received zero reports through our reporting channels,
                                                                           remain dedicated to creating a workplace where employees feel valued,         emphasizing the effectiveness of our proactive approach to addressing
                                                                           supported, and empowered to achieve their goals. [GRI 201-3]                  concerns and maintaining a positive workplace culture. [GRI 406-1]

                                                                                                                                                         To further enhance engagement, we regularly collect employee
                                                                                                                                                         feedback through surveys and consultations. Insights on management,
                                                                                                                                                         training, and benefits help shape policies and practices, ensuring
                                                                                                                                                         continuous improvement. In 2024, employees expressed high
                                                                                                                                                         satisfaction with our management and facilities, underscoring our
                                                                                                                                                         dedication to employee well-being and professional growth.
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Learning And Development [GRI 404-1][GRI 404-2][POJK F.22]             Saratoga’s Employee Training [GRI 404-1]
The Company prioritizes learning and development to enhance
employee skills and support personal and organizational growth.                                                     2022                                             2023                                         2024
In a rapidly evolving industry, we are committed to equipping our
                                                                                                       Number                                    Number                                              Number
workforce with the knowledge and tools needed to succeed in a                                         of workers   Training
                                                                                                                              Average Hours
                                                                                                                                                of workers         Training
                                                                                                                                                                                  Average Hours
                                                                                                                                                                                                    of workers   Training
                                                                                                                                                                                                                            Average Hours
competitive environment.                                                        Description                                   of Training per                                     of Training per                           of Training per
                                                                                                      receiving     Hours                       receiving           Hours                           receiving     Hours
                                                                                                                                  Worker                                              Worker                                    Worker
                                                                                                       training                                  training                                            training
We support employee development by requiring managerial
staff to attend at least two annual training sessions, keeping                    TOTAL                   39         508          13.03            56                790                14.11           65        643.5          9.90

them updated on industry trends and best practices. Our
human resources team actively seeks new training opportunities           Based on Gender

to address the evolving needs of our workforce and ensure
continuous learning.                                                     Male                             19         205          10.79            31                383               12.35           31         214           6.90


In addition to formal training, we conduct performance                   Female                           20         303          15.15            25                407               16.28           34        429.5          12.63

evaluations to identify skill gaps and provide targeted informal
training where needed. By tailoring development opportunities            Based on Job Title

to individual and organizational needs, we prepare employees for
current roles and future growth. These efforts drive innovation,         Director & Senior                16         150          9.38             24               276.5              11.52           32         262            8.19
                                                                         Management
strengthen our workforce, and contribute to the company’s
long-term success.
                                                                         Manager and                       9         155          17.22             11               183               16.64           13         105.5          8.12
                                                                         Supervisor
Training participation increased significantly this year, reflecting
our commitment to continuous learning and development.                   Staff and                        14         203          14.50            21               330,5              15.74           20         276           13.80
Employees completed an average of 9.9 training hours, while              Non- Staff
managerial staff engaged in targeted leadership programs to build
critical capabilities and support organizational resilience.
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Bridging Finance and Sustainability                                        Performance Evaluation and Growth Assessment [GRI 404-3]
At Saratoga, sustainability is more than a commitment—it is an ongoing     Saratoga is committed to aligning individual growth with organizational
journey of continuous learning. To enhance its approach to financial and   goals through a comprehensive performance evaluation system. Regular
sustainability reporting, Saratoga conducted an IFRS training session      assessments, anchored by Key Performance Indicators (KPIs), ensure that
in collaboration with KPMG. This initiative provided key leaders and       performance metrics are clear, measurable, and relevant to each role,
employees with essential insights into global reporting standards.         promoting accountability and transparency.

The training brought together representatives from Finance, Accounting,    By 2024, 100% of employees, regardless of gender or job category,
Legal and Corporate Secretariat, Corporate Communication and               receive annual performance evaluations. These include KPI assessments
Sustainability, and Investor Relations teams at Saratoga, as well as       and, for staff-level employees and above, 360-degree feedback
participants from Sustainability, Finance, and Accounting roles in         from peers, supervisors, subordinates, and self-assessments. This
its portfolio companies. The session extended beyond compliance,           well-rounded approach provides valuable insights into performance,
focusing on practical applications and the strategic integration of IFRS   interpersonal skills, and leadership capabilities while fostering teamwork
standards to support informed decision-making and promote sustainable      and professional development.
business practices.
                                                                           The results of these evaluations guide decisions on training, promotions,
By partnering with KPMG, Saratoga reaffirms its dedication to bridging     compensation, job rotations, and organizational improvements. This
finance and sustainability, ensuring that ESG principles remain central    ensures that every employee has a clear path to career advancement,
to its long-term vision—one that harmonizes financial growth with          empowering them to achieve their potential while driving Saratoga’s
responsible corporate stewardship.                                         success.
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Advancing Employees’ Health Initiatives   At Saratoga, we prioritize the health and well-being of our employees,
                                          recognizing them as our most valuable asset. Our comprehensive
                                          health initiatives reflect our commitment to creating a safe,                    Fresh Meals for All
                                          supportive, and engaging workplace aligned with sustainable
                                                                                                                           Saratoga’s office kitchen and dining room showcase our dedication
                                          development and community empowerment.
                                                                                                                           to employee well-being and creating a strong sense of community.
                                                                                                                           Fresh, healthy meals are prepared daily, offering employees nutritious
                                          As part of our commitment to accessible healthcare, all employees                options that support their productivity and overall health. By providing
                                          are enrolled in Indonesia’s national health insurance program, BPJS              high-quality meals, Saratoga promotes a culture of care, ensuring
                                          Kesehatan. Saratoga’s significant contributes 4% of monthly salaries,            employees have the energy to thrive in their roles while maintaining a
                                          combine with employees 1% contribute, up to a salary cap of IDR 12               balanced lifestyle.
                                          million, ensures that healthcare is not just accessible but also for all.
                                          [POJK F.21]
                                                                                                                           The dining room is more than just a place to eat, it’s a welcoming space
                                                                                                                           where employees from all levels, including board members and staff,
                                          We also promote active lifestyles by subsidizing various fitness                 come together to share meals and meaningful conversations. This
                                          activities, including yoga, combat classes, tennis, and gym                      inclusive setting fosters collaboration, strengthens team relationships,
                                          memberships, encouraging employees to maintain their physical                    and builds a sense of belonging, helping to create a supportive and
                                                                                                                           unified workplace. By prioritizing health, connection, and inclusivity,
                                          health in ways that suit their preferences. But our commitment does
                                                                                                                           our kitchen and dining room reflect Saratoga’s core values, ensuring
                                          not stop there. We also prioritize holistic well-being, offering clean
                                                                                                                           employees feel valued and inspired in a workplace that supporting their
                                          workspaces, well-maintained restrooms, a cafeteria, and a prayer                 personal and professional growth.
                                          room to support daily needs. These facilities are a testament to how
                                          much we value and respect our employees.
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                        2024 Sustainability Report




Empowering
Communities Through
Strategic Investments
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Empowering Communities                  At Saratoga, responsible investments should go beyond financial returns       Our Contribution To Society In Figures
Through Strategic Investments           to create lasting positive impacts on society. A commitment to sustainable
                                        development, social well-being, and community empowerment guides
                                                                                                                      [POJK F.23][GRI 413-1][GRI 413-2]

                                        our Corporate Social Responsibility (CSR) initiatives. Through strategic        Celebrating with                                        Distributing

                                                                                                                        150                               35                    1,000
At Saratoga, we aim to create a         partnerships and targeted programs, we strive to enhance education,
meaningful impact by investing in the   economic resilience, and social infrastructure, ensuring a more inclusive
                                        and sustainable future for Indonesia.                                           Orphaned Children                 students              Staple Food
people and communities that drive                                                                                       in Tangerang                                            packages
businesses forward.                     Over the years, our CSR programs have delivered tangible results,
                                        benefiting thousands of individuals across various regions. By investing         Spreading                        participated in       to underprivileged
                                                                                                                         Christmas                        entrepreneurship      elderly and widows
                                        in education, vocational training, and infrastructure, we have provided
                                                                                                                         joy with gifts,                  training, coaching,   in the Cilincing
                                        communities with the necessary tools to thrive. Through collaborations           entertainment,                   and mentoring         area of North
                                        with organizations and local stakeholders, we continue to improve access         and shared                       through the           Jakarta
                                        to quality education, economic opportunities, and decent living conditions.      happiness.                       ENVOY 15 and
                                                                                                                                                          ENVOY 16 program.




                                        Saratoga’s Community Investment and Development (CID) programs are built on three pillars: [POJK F.25]



                                           Community                                            Social and Cultural                                       Environmental
                                           Empowerment                                          Development                                               Preservation
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These initiatives reflect our proactive commitment to enhancing societal       Saratoga’s contributions in CID Programs
well-being and environmental sustainability while fostering long-term
socio-economic growth.
                                                                                                                                                                                  Rp

Through Community Empowerment, we invest in education, vocational                  Pillar                                       2022                  2023                   2024
training, and entrepreneurship programs that equip individuals—
especially the younger generation—with the skills to build a better future.        Community                          500,000,000            496,902,300            500,000,000
Social and Cultural Development is crucial in improving living conditions,         Empowerment

providing safe housing for low-income families, and supporting
vulnerable groups such as orphans and underprivileged elderly.
                                                                                   Social and Cultural                  328,909,835           226,163,183            254,278,367
Additionally, we contribute to preserving Indonesia’s rich cultural heritage       Development
through partnerships with non-profit organizations.

Beyond financial returns, Saratoga believes that businesses should drive           Environmental                       150,000,000          500,000,000             250,000,000
                                                                                   Preservation
positive societal impact. Guided by the triple bottom line—balancing
profit, people, and the planet—our Community Involvement Development
(CID) programs demonstrate how the private sector can lead sustainable
                                                                                   Total                                978,909,835        1,223,065,483           1,004,278,367
initiatives that benefit both communities and stakeholders. In 2024, we
allocated Rp1,004,278,367 to community and environmental programs.

                                                                               •     This section will further elaborate on the pillars of Community Empowerment and Social and
                                                                                     Cultural Development. Detailed information on the Environmental Preservation pillar can be found
                                                                                     in the Environmental Section of this report.




                                                                               In 2024, Saratoga expanded its commitment to community development
                                                                               and environmental sustainability through strategic investments. Our
                                                                               acquisition of Brawijaya Healthcare, a leading hospital network in
                                                                               Indonesia, highlights our commitment to improving access to quality
                                                                               healthcare. Additionally, our partnership with Forest Carbon supports
                                                                               forest conservation and peatland restoration efforts in Sumatra,
                                                                               Kalimantan, and Papua, reinforcing our dedication to environmental
                                                                               sustainability and community well-being.
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Community Empowerment [POJK F.24] [POJK F.25]                                      Supporting ORA et LABORA: Building a Competitive Workforce
We recognize that education and skills development are key to fostering            Since 2016, Saratoga has consistently supported ORA et LABORA Vocational School (SMK OeL) through financial assistance and competency-based support.
economic resilience and social progress. Our community empowerment                 This initiative aligns with the growing demand for green energy and the expansion of Indonesia’s power generation sector, ensuring that young professionals
initiatives focus on equipping individuals with the knowledge and                  are equipped with the necessary skills for the evolving job market.
competencies needed to succeed in an evolving job market, ensuring
they have the tools to build sustainable livelihoods.                              As part of this commitment, Saratoga actively contributes to training future technicians and power plant operators, helping to develop a skilled workforce in the
                                                                                   energy sector. By supporting vocational education, the Company strengthens its role in collaborating with the government to enhance technical training and
Strive, Labor, and Enriching Knowledge for Upcoming Innovators                     produce competent graduates ready for industry challenges. In 2024, Saratoga awarded scholarships to 32 students, reinforcing its long-term dedication to
Since 2016, Saratoga has been dedicated to preparing Indonesian youth              education and workforce development.
for the evolving job market, particularly in the energy sector. Through our
                                                                                   Moreover, in the same year, SMK ORA et LABORA undertook a major challenge—upgrading its accreditation from C to A. Despite the short preparation time,
partnership with Ora et Labora Vocational High School (SMK OeL), we
                                                                                   the school leadership mobilized the entire school community to work together toward achieving this milestone.
help train future power plant operators by providing school facilities and
engaging Saratoga employees as Executive Committee volunteers. These               This initiative not only strengthens the school’s reputation and academic quality but also enhances graduates’ opportunities in the job market. Saratoga
volunteers support curriculum development, industry engagement, and                remains committed to empowering vocational education by supporting institutions like SMK ORA et LABORA, ensuring Indonesia’s future workforce is
securing operational funding.                                                      well-prepared for sustainable energy and industrial growth.




    Success Stories: Alumni Making an Impact
                                                                                                       Daniel Lieberman Ola                                          Inspiring the Next Generation
                         Marcell’s Journey:                                                            SMK OeL Class of 2020
                         From Technician to Field Engineer                                                                                                           We take immense pride in the achievements of Marcell and Daniel, which
                                                                                                       Daniel’s journey began uncertain about his                    highlight the transformative impact of SMK Ora et Labora’s vocational training.
                          Marcell started his career journey at SMK                                    career path, but he embraced the Power Plant                  Their inspiring journeys reaffirm our belief in the power of education and
                          Ora et Labora, where he built a strong                                       Engineering program at SMK Ora et Labora. Despite             perseverance. We are thrilled to see how their hard work, dedication, and
                          foundation in technical skills. His internship                               the challenges of the pandemic, he excelled                   proper guidance have allowed them to reach their career aspirations.
                          at PT Trimitra Cikarang - Tekpak Indonesia          academically, becoming the top student in his class. After graduation, he
   was a defining moment, earning him the “Best Performance” award            secured an internship at PT Makmur Sejahtera Wisesa in Tabalong from                   We remain committed to empowering Indonesia’s youth. We aim to equip
   and a recommendation for a technician role at PT Karya Inti Karton.        September 2023 to June 2024. His dedication led to a full-time position as a           the next generation with the skills and confidence necessary to excel in a
   From August 2022 to November 2024, he refined his expertise as a           Mechanical Technician at a 2 x 30 MW coal-fired power plant owned by PT                constantly evolving and competitive workforce through initiatives like this.
   Maintenance Technician before transitioning to PT Citasys - Cipta Total    Adaro Power in South Kalimantan. Daniel credits his success to the support             Supporting the dreams of young talents like Marcell and Daniel is a privilege
   Solusindo as a Drafter/Field Engineer. By February 2025, Marcell had       of experienced teachers and well-equipped facilities at SMK Ora et Labora.             that highlights our dedication to fostering a brighter future for the nation.
   already advanced to the role of Field Engineer for the Cilegon Project,    He encourages students to focus on the 3Hs: Heart (Good Attitude), Hand
   demonstrating remarkable career progression.                               (Skills), Head (Intelligence)
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Entrepreneur Development for Youth (ENVOY) Program
Entrepreneurship is a key driver of Indonesia’s economic growth,
addressing social challenges, creating jobs, and improving living                  ENVOY 15: A Year of Transformation
standards. Since 2015, Saratoga has supported the ENVOY program,
the Mien R. Uno Foundation initiative, to nurture the next generation              The ENVOY 15 cohort, launched in September 2023, has made
of Indonesian entrepreneurs.                                                       remarkable strides in entrepreneurial growth. The 2024 program roadmap         The next phase, “Knowing My Business,” took place in an offline session
                                                                                   is strategically designed to equip participants with the skills, knowledge,   in Jakarta, offering hands-on training in marketing strategies, financial
ENVOY is a 12-month entrepreneurship development program for                       and networks needed to thrive in the business landscape, instilling           management, and leadership. Participants gained practical insights
undergraduate students who have been running a business for at                     confidence in its effectiveness:                                              and tools to scale their businesses and navigate Indonesia’s dynamic
least eight months. Through coaching, mentoring, and hands-on                                                                                                    entrepreneurial ecosystem. To ensure personalized learning, participants
training, participants gain the skills to scale their businesses, support          •   September – December 2024: Foundational entrepreneurship                  also attended 1-on-1 Sessions, where they received tailored feedback
their families, and create job opportunities in their communities.                     training covering mindset development, financial literacy, marketing,     on their business challenges, allowing them to refine their strategies and
                                                                                       and sales.                                                                address specific roadblocks effectively.
In 2024, ENVOY continued to use a hybrid model, combining                          •   January – March 2024: Online and offline mentoring and coaching to
online and offline training to ensure accessibility and engagement.                    refine business strategies and strengthen leadership skills.              Beyond core business skills, the program introduced the Enrichment
The program’s two-phase structure—six months of coaching and                       •   April 2024: Mid-program evaluations to assess progress and provide        Class, which prepared participants for the future of sustainable
mentoring—provides comprehensive business strategy, financial                          tailored guidance for improvement.                                        entrepreneurship. Experts in green business and economics, including
literacy, marketing, and leadership support.                                       •   May – August 2024: Advanced training modules focused on business          industry leaders and advisors, provided valuable insights on integrating
                                                                                       scaling, financial planning, and market expansion.                        sustainability into business models. These sessions equipped participants
                                                                                   •   September 2024: Final evaluations and a graduation ceremony, a            with knowledge of eco-friendly practices, green financing, and the
                                                                                       jubilant celebration of participants’ achievements and readiness to       emerging opportunities within the green economy, ensuring they stayed
                                                                                       make a lasting impact, inspiring pride and motivation.                    ahead of evolving market demands.

                                                                                   The journey began with “Knowing Myself,” an online session where              The final phase, “Growing My Business”, was designed to accelerate
                                                                                   participants explored their entrepreneurial visions, set clear goals and      business growth by equipping participants with essential skills to attract
                                                                                   learned to apply the Business Model Canvas. This self-discovery phase         customers and investors. Conducted over three days via Zoom, this
                                                                                   helped them align personal aspirations with business objectives. To           stage encouraged creative thinking and strategic decision-making to
                                                                                   further support their growth, participants engaged in Coaching and            strengthen their brand and market positioning. Specialized sessions
                                                                                   Mentoring sessions, where certified coaches guided them in leadership         covered Negotiation and Pitching Skills, Branding, and Digital Marketing,
                                                                                   development, while experienced alumni mentors shared practical                with industry experts sharing best practices. The training culminated in
                                                                                   business insights. These sessions created a structured environment for        REVLACTION (Reflect, Evaluate, Action), where participants presented
                                                                                   self-reflection, strategic planning, and hands-on problem-solving.            their progress to the MRUF Board of Trustees, gaining valuable feedback
                                                                                                                                                                 and strategic direction.
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To complement their entrepreneurial growth, participants                                                Before joining the ENVOY15 program, I                                                      Before joining this program, I often felt
attended the Development Class, which focused on interpersonal                                          often struggled with time management,                                                      doubtful and lacked confidence. Fear and
skills, crisis management, and conflict resolution. These sessions                                      hesitated in decision-making, and tended                                                   hesitation frequently held me back from
helped participants build confidence in communication, problem-                                         to procrastinate. However, through various                                                 seizing new opportunities or speaking in
solving, and leadership—essential traits for business success.                                          experiences and training during the program,                                               public. However, after completing the program,
By integrating structured training, personalized mentorship,                                            I have grown into a more organized individual                                              I experienced a profound transformation—
and real-world insights, the ENVOY 15 program empowered                                                 in completing tasks. I am now able to lead                                                 almost a complete 180-degree change. Overall,
participants with the knowledge, skills, and network to drive                                           my team effectively and ensure that every                                                  this program has helped me grow into a more
sustainable business growth and long-term success.                                                      activity follows a structured schedule.                                                    confident, courageous, and goal-oriented
                                                                                                        This transformation has not only boosted                                                   individual. This change has not only impacted
By the program’s conclusion, each participant undergoes a                                               my productivity but also strengthened my                                                   my professional life but has also brought
comprehensive evaluation to measure personal and business                                               leadership and time management skills.                                                     positive effects to my personal life.
growth. This transformative experience empowers individuals while
strengthening Indonesia’s entrepreneurial landscape.                                                    Putri Izza Andisty - Cimahi                                                                Fery Ardiansyah - Surabaya




Enhancing Entrepreneurial Growth: Saratoga’s Continued Support Through ENVOY 16

Building on the success of ENVOY 15, Saratoga continues to support young entrepreneurs through ENVOY 16, running from September 2024 to August 2025. This year, five
promising student entrepreneurs from various universities have been selected under Saratoga’s support, each leading innovative businesses in handmade accessories, digital
platforms, sustainable waste management, self-publishing, and culinary ventures.

Compared to ENVOY 15, ENVOY 16 introduces stronger sustainability elements, enhanced business strategy training, and expanded mentorship opportunities. The program now
includes Enrichment and Development Classes focusing on climate change, green economy, and financial management, encouraging participants to integrate eco-friendly and
responsible business practices. Additionally, coaching and mentoring have been expanded with more one-on-one and group sessions, providing deeper guidance tailored to
each entrepreneur’s needs.

With these enhancements, participants are seeing faster business growth, with an average revenue increase of 200% within three months. Their ventures range from
handcrafted jewellery and digital publishing platforms to innovative recycling initiatives and modern culinary enterprises, demonstrating the diverse potential of young
entrepreneurs in shaping Indonesia’s economic and social landscape.
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                                                                             Empowering Communities Through Strategic Investments                                  2024 Sustainability Report




Social and Cultural Development [POJK F.25]
Saratoga is committed to fostering social progress by addressing
                                                                                   Transforming Lives Through Community Housing Initiatives
fundamental community challenges, particularly in housing and
                                                                                   In 2024, Saratoga supported a community-based housing initiative in Bebulak Sub-Village, Mauk Sub-District, Tangerang, to provide safe and adequate
infrastructure development. Our social and cultural initiatives focus on
                                                                                   housing for low-income families. Through the Habitat Charity Golf Tournament 2024, Saratoga contributed two housing units, built by local volunteers
improving the quality of life for disadvantaged groups, ensuring access to
                                                                                   during the 28UILD 2024 event on October 26, 2024, and completed in January 2025. This initiative reflects Saratoga’s commitment to community
safe housing, and strengthening community resilience.
                                                                                   development and social impact.

Saratoga’s Partnership with Habitat for Humanity Indonesia
                                                                                   The project followed Habitat for Humanity Indonesia’s eight-step approach to ensure sustainability. This included surveying and selecting beneficiaries,
Saratoga, a prominent Indonesian active investment firm, continues
                                                                                   forming a local committee, and conducting public hearings for transparency. Construction began on October 26, 2024, with homes handed over on
to champion its commitment to Corporate Social Responsibility (CSR)
                                                                                   January 3 and 10, 2025. Saratoga’s support for this initiative reinforces its dedication to inclusive growth and sustainable housing solutions.
through strategic initiatives that empower communities. One of the
cornerstone partnerships in its CSR efforts is with Habitat for Humanity
Indonesia, an organization dedicated to providing affordable housing to
underserved populations.

Since 2010, we have supported Habitat for Humanity Indonesia, and
its involvement deepened in 2018 when Edwin Soeryadjaya, President
Commissioner, joined the nonprofit’s board of directors. This partnership
has resulted in impactful projects that aim to improve housing conditions
for communities in need. In 2024, the collaboration extended to building
homes for vulnerable families, exemplifying the shared commitment to
community empowerment and sustainable development.
                                                                                   Tin Sumiyati (54 years old)                                                     Inan (64 years old ) & Sami (62 years old)

                                                                                   “I am so thankful to the donor and Habitat. This program has been               “I’m beyond happy. I’ve always dreamed of having a proper house.
                                                                                   a tremendous blessing for my family and me. Before, whenever                    I used to look at my neighbours’ homes and wonder, ‘When will
                                                                                   it rained, I had to rush to place buckets and containers to catch               I have a nice house like them?’ Now, I can finally sleep soundly.
                                                                                   the dripping water from our leaky roof. But now, I no longer have               Thanks God., we were blessed with this housing program. What was
                                                                                   to worry—our new home is safe and dry. Of course, my family and                 once worn down is now strong and beautiful. I’m incredibly grateful
                                                                                   I will take good care of it. Thank you once again to Habitat and to             for this help.”
                                                                                   our generous donors.”
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                                                                       Empowering Communities Through Strategic Investments                            2024 Sustainability Report




In line with our commitment to empowering
communities, we have forged a meaningful            Spreading Kindness in Ramadan: Saratoga’s Food Packages                                                 Saratoga Spreads Christmas Joy Celebrating with
partnership with Yayasan Indonesia Setara,          Distribution for the Elderly in Cilincing                                                               Orphaned Children in Tangerang
a renowned non-governmental organization
dedicated to uplifting underserved                  In the spirit of Ramadan, Saratoga reaffirmed its commitment to community empowerment by                In celebration of the Christmas season, Saratoga demonstrated its
communities across Indonesia. With a strong         distributing 1,000 essential food packages to underprivileged elderly and widows in Cilincing,          dedication to joy and compassion by hosting an event for more than 150
nationwide network and extensive experience         North Jakarta. This heartfelt initiative, held on April 5, 2024, was led by Saratoga’s Corporate        children from two orphanages in Tangerang. This meaningful initiative
supporting those in need, Yayasan Indonesia         Social Responsibility (CSR) team in collaboration with Yayasan Indonesia Setara, a non-                 brought the spirit of the holidays to life through thoughtful gifts,
Setara creates a lasting impact through training    governmental organization dedicated to supporting vulnerable communities.                               engaging entertainment, and shared moments of joy.
programs and community-driven initiatives.
                                                    The distribution was more than just a corporate initiative—it was a personal and meaningful             More than just a seasonal tradition, the event aimed to create lasting
Through this collaboration, we proudly support
                                                    act of giving. Saratoga’s President Commisioner, Finance Director, General Managers, and                memories for the children by providing the care and warmth they
their efforts by providing 1000 essential
                                                    representatives from our portfolio companies joined hands to deliver food packages directly             deserve. Saratoga’s team actively participated in interactive activities
food packages for underprivileged elderly           to the homes of elderly residents. As they walked through the narrow alleys of Cilincing, they          that fostered a sense of togetherness and highlighted the importance
individuals, reinforcing our dedication to social   were met with warm smiles and heartfelt gratitude, reminding everyone involved of the power of          of giving back to the community.
welfare and inclusive growth.                       compassion and community support.
                                                                                                                                                             For many of these children, the Christmas gifts represented more than
                                                    For many recipients, the food packages—filled with essential staples—brought much-needed                just material presents—they conveyed of hope and kindness. Their
                                                    relief during the holy month of Ramadan, a time of reflection, togetherness, and generosity.            bright smiles and laughter reflected the impact of this initiative
                                                    Several elderly beneficiaries expressed deep appreciation, sharing how this support lightened
                                                    their burdens and made them feel seen and valued.

                                                    Beyond providing aid, this initiative strengthened Saratoga’s bond with the Cilincing community,
                                                    showcasing the positive impact of collaboration between the corporate sector and non-profit
                                                    organizations. It was a powerful reminder that small acts of kindness can bring immense hope,
                                                    reinforcing Saratoga’s commitment to creating lasting and meaningful change.
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                     2024 Sustainability Report




Climate Disclosure
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                                                      Climate Disclosure                         2024 Sustainability Report




Climate Disclosure                                                                               Climate Governance
Saratoga recognizes the relevance of climate-related risks and opportunities, and seeks to       At Saratoga, the Board of Directors and management team play a central
manage them where material, as part of our broader investment considerations. We are guided      role in overseeing and managing climate-related risks and opportunities.
by the principles of the Task Force on Climate-related Financial Disclosures (TCFD) and are      Their efforts ensure that climate considerations are integrated into our
                                                                                                 business strategy, investment planning, and risk management processes.
exploring steps to better understand and assess how climate factors may impact our portfolio
                                                                                                 By addressing climate risks and leveraging opportunities, Saratoga aims
over time.                                                                                       to support a sustainable future while creating long-term value for all
                                                                                                 stakeholders.
While maintaining an agile and opportunity-driven investment approach, we aim to
communicate transparently with stakeholders on how we are supporting climate awareness           Board Oversight
                                                                                                 The Board of Directors ensures climate-related issues are well assessed
through our governance practices, risk oversight, and strategic evaluations.                     and addressed in key policies, strategies, and targets. Sustainability and
                                                                                                 climate-related risks and opportunities are standing topics in Board
This 2024 Sustainability Report includes a section outlining our efforts in alignment with the   of Directors meetings, where progress, emerging risks, and regulatory
four key pillars of the TCFD: Governance, Risk Management, Strategy, and Metrics & Targets,      developments are discussed. To enhance governance, sustainability and
                                                                                                 climate-related issues are also overseen by the Board of Commissioners,
reflecting our ongoing efforts to strengthen sustainability practices across the business.
                                                                                                 which ensures alignment with the company’s long-term goals and
                                                                                                 evolving market expectations.

                                                                                                 Management’s Role
                                                                                                 The management team is responsible for executing a sustainability
                                                                                                 strategy, which includes climate considerations. A dedicated ESG Task
                                                                                                 Force leads sustainability and climate-related initiatives and regularly
                                                                                                 reports to the Board of Directors. Management also collaborates with
                                                                                                 key stakeholders, regulators, and portfolio companies to integrate
                                                                                                 sustainability and climate considerations into operations, financial
                                                                                                 planning, and investment decisions.
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Climate Disclosure                                                              2024 Sustainability Report




Risk Management [POJK E.3]
                                                                                Strategy
We view climate-related risks as critical investment considerations that can    Saratoga acknowledges the increasing impact of climate risks on
impact the resilience and value of our portfolio. Saratoga integrates climate   global markets and the importance of integrating climate strategy into
risk assessment into our investment strategy to safeguard long-term             our investment decisions. As a responsible investment company, the
financial performance and ensure our assets remain competitive in a             Company is committed to managing these risks to ensure long-term
rapidly evolving market.                                                        portfolio resilience and financial stability.

Identifying and Assessing Climate Risks                                         With key revenue streams from PT AlamTri Resources Indonesia Tbk.
This year, we began to identify and assess climate risks affecting our          (ADRO), PT Adaro Andalan Indonesia Tbk. (AADI), PT Tower Bersama
operations and portfolio, recognizing two key categories:                       Infrastructure Tbk. (TBIG), PT Merdeka Copper Gold Tbk. (MDKA), and PT
                                                                                Mitra Pinasthika Mustika Tbk. (MPMX), Saratoga is exposed to transition
• Transition Risks – Regulatory shifts, carbon pricing, evolving market         risks, such as carbon regulations, market shifts, and evolving investors'
  preferences, and technological disruptions that could impact asset            expectation. Additionally, physical risks, including extreme weather events
  valuations; and                                                               and resource scarcity, pose potential threats to business operations and
• Physical Risks – Extreme weather events, water scarcity, and rising           profitability.
  temperatures that may affect business operations and supply chains
                                                                                To address these challenges, Saratoga focuses on identifying climate
We conduct climate scenario analyses to strengthen our risk                     risks and mapping opportunities within our portfolio. By advocating
assessment and understand how different policy and environmental                investee companies in reducing carbon exposure, improving energy
conditions could affect our investments over time.                              efficiency, and adopting sustainable practices, the Company enhances
                                                                                investment resilience and long-term value creation.

Integrating Climate Risks into Investment Decisions                             Saratoga has identified key climate risks that could impact financial
Climate risk considerations are embedded in our due diligence, asset            performance and operational stability. These include transition risks,
management, and capital allocation decisions. We continuously monitor           such as regulatory changes and evolving market dynamics with potential
policy changes, market trends, and technological advancements                   climate related impact alongside physical risks like severe weather
to ensure our investments align with long-term value creation and               conditions and resource constraints.
sustainability goals.

By taking a forward-looking approach to climate risk management, we
enhance our portfolio’s resilience, protect shareholder value, and position
ourselves as a responsible and future-ready investment company.
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                                                 Climate Disclosure                                                                                         2024 Sustainability Report




Transition Risks and Opportunities [GRI 201-2]
                                                   Category                                                    Risks                                                         Opportunities


                                                   Carbon pricing & regulation                                 Rising costs due to carbon taxes and stricter                 Investing in companies with low-carbon operations and efficient
                                                                                                               environmental compliance                                      technologies


                                                   Technology disruption                                       Pressure to adopt cleaner technologies or risk                Opportunities in digital transformation, smart logistics, and green
                                                                                                               becoming outdated                                             innovation


                                                   Reputation                                                  Lower investor confidence and access to capital if            Enhanced brand value and investor appeal through transparent ESG
                                                                                                               perceived as lagging on ESG                                   performance


                                                   Policy and regulation                                       New environmental regulations that may impact                 Early compliance creates leadership position and access to sustainable
                                                                                                               operations or investment eligibility                          finance


                                                   Market dynamics                                             Shifts in global demand toward cleaner energy and             Potential to diversify into sectors aligned with energy transition and
                                                                                                               materials could affect traditional sectors                    sustainability trends




                              Physical Risks       Category                                                    Risks                                                         Opportunities


                                                   Acute (extreme weather)
                                                   Sudden extreme weather events caused by climate             Weather-related disruptions such as floods, storms, and       Opportunity to strengthen infrastructure resilience and risk
                                                   change. They happen quickly and can cause immediate         heatwaves                                                     management
                                                   damage to assets, operations, and supply chains


                                                   Chronic (long-term change)
                                                   Long-term, gradual changes in climate patterns that         Long-term climate shifts like water stress or rising          Investment in adaptive technologies, water efficiency, and climate-
                                                   build up over time and persistently affect operations and   temperatures may impact operations                            resilient assets
                                                   asset values
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                                                                           Climate Disclosure                                                               2024 Sustainability Report




Saratoga Key Strategic Climate Initiatives as Our                                                                3                                                                   4
Climate Action                                                                                                   Digitalization for Sustainable Business Growth                      Advancing Sustainable Mobility Solutions

Here are some key strategic initiatives we are taking to support a more sustainable future.
Saratoga aims to positively contribute to tackle climate change, reduce climate risks, enhance                   The shift toward low-carbon and digital economies                   As the automotive and mobility sector continues to
                                                                                                                 is reshaping industries, and Saratoga recognizes                    evolve, Saratoga sees opportunities to support the
our resilience, and create long-term value for our portfolio and stakeholders by investing in
                                                                                                                 the role of data centers in enabling sustainable                    shift toward more efficient and digitally enabled
renewables, carbon offsetting, and digital infrastructure.                                                       growth. Our investment in Bersama Digital Data                      transportation services. Our investment in PT Mitra
                                                                                                                 Centres (BBDC), a leading data center provider                      Pinasthika Mustika Tbk. (MPMX) reflects this vision,
                                                                                                                 in Indonesia, aligns with our commitment to                         as the company focuses on improving operational
                                                                                                                 supporting digital infrastructure that enhances
   1                                                        2
                                                                                                                                                                                     efficiency and service quality in the face of
                                                                                                                 efficiency and resilience.                                          changing mobility demands.

                                                                                                                 Through BBDC, we support:                                           Through this investment, we support efforts to:
    Investing in Green and Renewable Energy                 Carbon Offsetting and Emission Reduction
                                                                                                                 • The transition to digital operations reduces the                  • Enhance fleet management services through
                                                                                                                   need for physical business infrastructure and                       the use of digital platforms, enabling better
                                                                                                                   travel, which helps lower indirect emissions                        monitoring, fuel usage tracking, and operational
    Saratoga continues to explore opportunities in          To mitigate exposure to carbon taxes, regulations,
                                                                                                                   (Scope 3).                                                          decision-making.
    low-carbon energy, alongside other sectors that         and market penalties, Saratoga invests in nature-
                                                                                                                 • Reliable and scalable data center solutions                       • Promote more efficient mobility solutions via
    contribute to long-term value creation. These efforts   based solutions, such as:
                                                                                                                   that support cloud-based services, enabling                         its rental and transportation services, which
    reflect our intention to support a more sustainable
                                                                                                                   businesses to operate more efficiently.                             help reduce unnecessary vehicle usage and
    future while maintaining a balanced investment          • Forest Carbon a Southeast Asian leader in
                                                                                                                 • Infrastructure modernization to meet the                            streamline logistics.
    approach. Our key investments in this area include:       forest restoration and carbon sequestration.
                                                                                                                   growing demand for secure, energy-efficient,                      • Explore new value-added services to meet
                                                                                                                   and high-performance data processing.                               customer needs, aligned with the broader trend
    • PT AlamTri Resources Indonesia Tbk (ADRO)             • Supporting nature-based solutions that restore
                                                                                                                                                                                       toward smarter, more responsive urban mobility.
      long-term business expansion to renewable energy        degraded wetlands and protect endangered
                                                                                                                 Why it matters:
      projects                                                habitats.
                                                                                                                 Digitalization helps businesses reduce reliance on                  Why it matters:
    • PT Tower Bersama Infrastructure Tbk (TBIG)’s
                                                                                                                 resource-intensive physical operations, improving                   Improving efficiency and digitalization in
      telecom infrastructure.                               Why it matters:
                                                                                                                 efficiency, resilience, and long-term sustainability                transportation plays an important role in lowering
    • Xurya Daya Indonesia is a startup pioneering          Strengthens Saratoga’s climate risk strategy while
                                                                                                                 in an increasingly tech-driven world.                               environmental impact. Through PT Mitra Pinasthika
      rooftop solar solutions with a "no upfront            ensuring regulatory compliance and sustainable
                                                                                                                                                                                     Mustika Tbk. (MPMX), Saratoga continues to
      investment" model, making renewable energy more       value creation.
                                                                                                                                                                                     support the transition to cleaner, more responsible
      accessible for businesses.
                                                                                                                                                                                     mobility, while also capturing long-term value from
                                                                                                                                                                                     Indonesia’s growing transportation and logistics
    Why it matters:
                                                                                                                                                                                     sector.
    Portfolio diversification that considers evolving
    energy trends and supports long-term resilience of
    our investment portfolio amid the global shift toward
    lower-carbon solutions.
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Climate Disclosure   2024 Sustainability Report




                     Metrics & Targets
                     As part of Saratoga’s approach to supporting sustainable development,
                     the Company monitors the allocation of capital toward sectors aligned
                     with positive environmental and social outcomes.

                     In 2024, a portion of the Rp5,772 billion in total new investments
                     was directed toward sectors broadly supporting the Sustainable
                     Development Goals (SDGs), including clean energy, digital infrastructure,
                     healthcare, mobility solutions, and other sectors that support long-term
                     environmental and societal improvements.
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                    2024 Sustainability Report




About This Report
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                                           About This Report                                                             2024 Sustainability Report




About This Report                          At Saratoga, responsible and sustainable investing is essential to creating   To make things easy and accessible, all our reports, including previous
                                           lasting value.                                                                editions, are available on our website. The 2024 report follows the 2021
                                                                                                                         GRI Standards under the “In Accordance” option, covering the period
Saratoga upholds transparency and          In 2024, we achieved significant milestones in our sustainability journey     from January 1 to December 31, 2024. This year’s report also incorporates
accountability by delivering accurate,     by launching innovative ESG-focused investment strategies and                 several respected frameworks and standards, such as [GRI 2-3]
timely, and comprehensive disclosures,     strengthening our climate-related disclosures. These advancements
                                           reinforce our unwavering commitment to addressing global sustainability       • Financial Services Authority Regulation (POJK) No. 51/ POJK.03/2017
ensuring stakeholders stay informed with   challenges while delivering long-term value for our stakeholders. By            on Sustainable Finance for Financial Services Institutions, Issuers, and
integrity and confidence.                  embedding sustainability into our core business practices, we continue to       Public Companies (POJK 51)
                                           drive meaningful impact and purposefully lead.                                • Sustainable Development Goals (SDGs)
                                                                                                                         • 10 Principles of the United Nations Global Compact (UNGC)
                                           Since 2021, we have published an annual Sustainability Report,
                                           reinforcing our commitment to transparency and accountability. More           We believe that trust begins with reliable data, so we verify all content
                                           than just a report, it reflects our journey and demonstrates how we           internally, with approval from our Board of Directors. Although we
                                           manage our economic, social, and environmental impacts. Our 2024              haven’t used external assurance for our reports, we’re considering it to
                                           Sustainability Report highlights our ongoing dedication to responsible        enhance credibility, with senior leaders deciding if and how to proceed.
                                           practices, strengthening trust and engagement with our stakeholders.          If we decide to go forward, we’ll clearly outline what has been assured,
                                           Through transparent and honest disclosures, we showcase our ESG               the standards followed the level of assurance, any limitations, and
                                           performance and the meaningful progress we achieve each year.                 our relationship with the provider, thereby helping to build trust with
                                                                                                                         stakeholders by ensuring data quality. Our top leadership reviews and
                                                                                                                         approves our sustainability information to align with our strategy and
                                                                                                                         meet stakeholder expectations. [POJK G.1] [GRI 2-5] [GRI 2-14]

                                                                                                                         To enhance usability, we have highlighted GRI and POJK indicator
                                                                                                                         numbers in distinct colors within the narrative sections. To facilitate
                                                                                                                         navigation, a user-friendly Index List is also included on pages 76 and 82.
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About This Report                                                              2024 Sustainability Report




Scope and Boundaries of Reporting
The scope and boundaries of this report encompass Saratoga and its             This report includes both qualitative and quantitative data, providing
subsidiaries, providing a comprehensive overview of our Financial and          insights into our policies, efforts, and achievements. Numerical data
sustainability performance for the reporting period, including data and        is presented in English metric units unless stated otherwise. To
information detailed on page 10, in alignment with our Annual Report           ensure a comprehensive and accurate report, we've adopted the GRI
for the year. The performance discussions reflect the outcomes of our          2021 Standards principles, which include accuracy, balance, clarity,
investee companies, with all financial data sourced from audited reports.      comparability, completeness, sustainability context, timeliness, and
During the reporting period, there were no significant changes to our          verifiability. We go beyond compliance by actively engaging with
business activities, ownership structure, organization, or supply chain.       stakeholders to shape the report through a thorough materiality
Operations continued as disclosed in previous reports, with no material        assessment, ensuring it covers significant and relevant topics. We're
acquisitions, mergers, or disposals of entities during this period, nor        committed to continuously improving the quality of our sustainability
any restatements of prior reports or information from previous periods.        reporting. To support this, we've included a Feedback Form at the end
The last report was published on April 3, 2024. In this report, “Saratoga,”    of this report, inviting suggestions and feedback from readers and
“Company,” or “We” refers to Saratoga. Our sustainability reporting, which     stakeholders. These insights help enhance future reports, reflecting the
covers Saratoga and its subsidiaries, as detailed on page 10, is aligned       most important issues in our sustainability journey. [POJK G.3]
with our financial reporting, ensuring consistency between the two. The
consolidation approach for financial and sustainability reporting follows
the same principles, aggregating subsidiary data to provide a holistic view
of the company’s performance and reflecting minority interests without              For questions, feedback, or comments on this report, please contact:
adjustments for acquisitions or disposals during the reporting period. [POJK
C.6][ GRI 2-3] [GRI 2-4] [GRI 2-2]                                                  Corporate Secretary
                                                                                    PT Saratoga Investama Sedaya Tbk.

                                                                                    15th Floor, Menara Karya
                                                                                    Jl. H.R. Rasuna Said Block X-5 Kav 1-2
                                                                                    South Jakarta 12950, Indonesia

                                                                                    Phone: +62 21 5794 4355
                                                                                    Fax: +62 21 5794 4365

                                                                                    Email: corporate.secretary@saratoga-investama.com

                                                                                    Website: www.saratoga-investama.com
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        2024 Sustainability Report




Index
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                                                                        Index                                                                                2024 Sustainability Report




GRI Content Index

                                                                                                                                                                                                 OMISSION                 GRI Sector
 Statement of use     PT Saratoga Investama
                      Sedaya Tbk. (SRTG) has         GRI Standard          Disclosure                                                                        Location                                                     Standard
                                                                                                                                                                              Requirement(S)
                      reported in accordance with                                                                                                                                                 Reason    Explanation    Ref. No.
                                                                                                                                                                                 Omitted
                      the GRI Standards for the
                      period 01 January 2024 to 31
                      December 2024.                 GENERAL DISCLOSURES

                                                     GRI 2: General
                                                                          2-1 Organizational details                                                             9
 GRI 1 used           GRI 1: Foundation 2021         Disclosures 2021

                                                                          2-2 Entities included in the organization’s sustainability reporting                10, 74

 Applicable GRI                                                           2-3 Reporting period, frequency and contact point                                     74
                      Not applicable
 Sector Standard(s)

                                                                          2-4 Restatements of information                                                       74


                                                                          2-5 External assurance                                                                73


                                                                          2-6 Activities, value chain and other business relationships                         9, 11


                                                                          2-7 Employees                                                                        47,48


                                                                          2-8 Workers who are not employees                                                     47


                                                                          2-9 Governance structure and composition                                              27


                                                                          2-10 Nomination and selection of the highest governance body                        27, 29


                                                                          2-11 Chair of the highest governance body                                             25


                                                                          2-12 Role of the highest governance body in overseeing the management of impacts   19, 25, 27


                                                                          2-13 Delegation of responsibility for managing impacts                                19


                                                                          2-14 Role of the highest governance body in sustainability reporting                  73
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                                       Index                                                                 2024 Sustainability Report




GRI Content Index                                                                                                                                OMISSION                 GRI Sector
                    GRI Standard          Disclosure                                                         Location                                                     Standard
                                                                                                                              Requirement(S)
                                                                                                                                                  Reason    Explanation    Ref. No.
                                                                                                                                 Omitted


                    GENERAL DISCLOSURES

                    GRI 2: General
                                         2-15 Conflicts of interest                                           27, 29
                    Disclosures 2021

                                         2-16 Communication of critical concerns                                28


                                         2-17 Collective knowledge of the highest governance body               19


                                         2-18 Evaluation of the performance of the highest governance body      29


                                         2-19 Remuneration policies                                             29


                                         2-20 Process to determine remuneration                                 29


                                         2-21 Annual total compensation ratio                                   29


                                         2-22 Statement on sustainable development strategy                    6-7


                                         2-23 Policy commitments                                                17


                                         2-24 Embedding policy commitments                                      17


                                         2-25 Processes to remediate negative impacts                           22


                                         2-26 Mechanisms for seeking advice and raising concerns                29


                                         2-27 Compliance with laws and regulations                              17


                                         2-28 Membership associations                                           14


                                         2-29 Approach to stakeholder engagement                                20


                                         2-30 Collective bargaining agreements                                  48
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                                           Index                                                                                    2024 Sustainability Report




GRI Content Index                                                                                                                                                         OMISSION                             GRI Sector
                    GRI Standard              Disclosure                                                                            Location                                                                   Standard
                                                                                                                                                     Requirement(S)
                                                                                                                                                                            Reason          Explanation         Ref. No.
                                                                                                                                                        Omitted


                    MATERIAL TOPICS

                    GRI 3: Material
                                             3-1    Process to determine material topics                                               21
                    Topics 2021

                                             3-2    List of material topics                                                            21


                    ECONOMIC PERFORMANCE

                    GRI 3: Material
                                             3-3    Management of material topics                                                      22
                    Topics 2021
                    GRI 201:
                                             201-1 Direct economic value generated and distributed                                     33
                    Economic
                    Performance 201
                                             201-2 Financial implications and other risks and opportunities due to climate change      69


                                             201-3 Defined benefit plan obligations and other retirement plans                         53

                                                                                                                                                   Financial assistance   Information     The indicator is
                                             201-4 Financial assistance received from government                                        -             received from       unavailable/   not relevant to the
                                                                                                                                                       government         Incomplete        organization

                    ANTI-CORRUPTION

                    GRI 3: Material
                                             3-3    Management of material topics                                                      22
                    Topics 2021
                    GRI 205:
                                             205-1 Operations assessed for risks related to corruption                                 30
                    Anti-corruption 2016

                                             205-2 Communication and training about anti-corruption policies and procedures            30


                                             205-3 Confirmed incidents of corruption and actions taken                                 30
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                                      Index                                                                                    2024 Sustainability Report




GRI Content Index                                                                                                                                                    OMISSION                             GRI Sector
                    GRI Standard         Disclosure                                                                            Location                                                                   Standard
                                                                                                                                                Requirement(S)
                                                                                                                                                                       Reason          Explanation         Ref. No.
                                                                                                                                                   Omitted


                    EMISSIONS

                    GRI 3: Material
                                        3-3    Management of material topics                                                      22
                    Topics 2021
                    GRI 305:
                                        305-1 Direct (Scope 1) GHG emissions                                                     41, 42
                    Emissions 2016

                                        305-2 Energy indirect (Scope 2) GHG emissions                                            41, 42


                                        305-3 Other indirect (Scope 3) GHG emissions                                             41, 42


                                        305-4 GHG emissions intensity                                                             42


                                        305-5 Reduction of GHG emissions                                                       42, 43, 44

                                                                                                                                                                     Information     The indicator is
                                                                                                                                                  Emissions of
                                        305-6 Emissions of ozone-depleting substances (ODS)                                       42                                 unavailable/   not relevant to the
                                                                                                                                                ozone-depleting
                                                                                                                                                                     Incomplete        organization
                                                                                                                                                Nitrogen oxides
                                                                                                                                              (NOx), sulfur oxides   Information     The indicator is
                                        305-7 Nitrogen oxides (NOx), sulfur oxides (SOx), and other significant
                                                                                                                                   -            (SOx), and other     unavailable/   not relevant to the
                                              air emissions
                                                                                                                                                  significant air    Incomplete        organization
                                                                                                                                                    emissions

                    EMPLOYMENT

                    GRI 3: Material
                                        3-3    Management of material topics                                                      22
                    Topics 2021
                    GRI 401:
                                        401-1 New employee hires and employee turnover                                          50 - 51
                    Employment 2016
                                        401-2 Benefits provided to full-time employees that are not provided to temporary or
                                                                                                                                  52
                                              part-time employees

                                        401-3 Parental leave                                                                      53
Page 81
                                         Chapter 10                                                                           PT Saratoga Investama Sedaya Tbk.                                     80
                                         Index                                                                                2024 Sustainability Report




GRI Content Index                                                                                                                                                 OMISSION                 GRI Sector
                    GRI Standard            Disclosure                                                                        Location                                                     Standard
                                                                                                                                               Requirement(S)
                                                                                                                                                                   Reason    Explanation    Ref. No.
                                                                                                                                                  Omitted


                    TRAINING AND EDUCATION

                    GRI 3: Material
                                           3-3    Management of material topics                                                  22
                    Topics 2021
                    GRI 404: Training
                                           404-1 Average hours of training per year per employee                                 55
                    and Education 2016

                                           404-2 Programs for upgrading employee skills and transition assistance programs     53, 55

                                           404-3 Percentage of employees receiving regular performance and career
                                                                                                                                 56
                                                 development reviews

                    DIVERSITY AND EQUAL OPPORTUNITY

                    GRI 3: Material
                                           3-3    Management of material topics                                                  22
                    Topics 2021
                    GRI 405: Diversity
                                           405-1 Diversity of governance bodies and employees                                    50
                    and Equal
                    Opportunity 2016
                                           405-2 Ratio of basic salary and remuneration of women to men                          52


                    NON-DISCRIMINATION

                    GRI 3: Material
                                           3-3    Management of material topics                                                  22
                    Topics 2021
                    GRI 406: Non-dis-
                                           406-1 Incidents of discrimination and corrective actions taken                        54
                    crimination 2016

                    LOCAL COMMUNITIES

                    GRI 3: Material
                                           3-3    Management of material topics                                                  22
                    Topics 2021
                    GRI 413: Local         413-1 Operations with local community engagement, impact assessments, and
                                                                                                                                 59
                    Communities 2016             development programs
                                           413-2 Operations with significant actual and potential negative impacts on local
                                                                                                                                 59
                                                 communities
Page 82
                                        Chapter 10                                                                     PT Saratoga Investama Sedaya Tbk.                                     81
                                        Index                                                                          2024 Sustainability Report




GRI Content Index                                                                                                                                          OMISSION                 GRI Sector
                    GRI Standard           Disclosure                                                                  Location                                                     Standard
                                                                                                                                        Requirement(S)
                                                                                                                                                            Reason    Explanation    Ref. No.
                                                                                                                                           Omitted


                    CUSTOMER PRIVACY

                    GRI 3: Material
                                          3-3 Management of material topics                                               22
                    Topics 2021
                    GRI 418: Customer     418-1 Substantiated complaints concerning breaches of customer privacy and
                                                                                                                          30
                    Privacy 2016                losses of customer data
Page 83
                        Chapter 10                                                                                 PT Saratoga Investama Sedaya Tbk.                       82
                        Index                                                                                      2024 Sustainability Report




POJK Index [POJK G.4]                Topic                                                                                                                 Location

                            A.       TRAINING AND EDUCATION

                                      A.1    Elaboration of Sustainability Strategy                                                                            18

                             B.      TRAINING AND EDUCATION

                                      B.1    Economic Aspects, covering at least:

                                             a. Quantity of products or services sold;
                                             b. Revenue or sales;
                                             c. Net profit or loss;
                                             d. Environmentally friendly products; and
                                             e. Engagement of local stakeholders on sustainable finance business process.

                                                                                                                                                             4-5
                                      B.2    Environmental Aspects, covering at least:

                                             a. Energy consumption;
                                             b. Reduction of Emission produced;
                                             c. Reduction of waste and effluent; and
                                             d. Biodiversity conservation.


                                      B.3    Social Aspect

                            C.       COMPANY PROFILE

                                      C.1    Vision, Mission, and Sustainability Values                                                                        9

                                      C.2    Company Address                                                                                                   9

                                      C.3    Business Scale, covering at least:

                                             a. Total assets or assets capitalization, and total liabilities
                                             b. Number of employees by gender, position, age, education and employment status                          9, 13, 14, 32, 46
                                             c. Shareholders name and percentage of stock ownership; and
                                             d. Operational areas


                                      C.4    Products, Services, and Business Activities                                                                      9, 11

                                      C.5    Membership of Associations                                                                                        14

                                      C.6    Significant Changes in Issuers and Public Companies                                                               74
Page 84
                        Chapter 10                                                                                          PT Saratoga Investama Sedaya Tbk.                            83
                        Index                                                                                               2024 Sustainability Report




POJK Index [POJK G.4]                Topic                                                                                                                                  Location

                             D.      ELABORATION OF BOARD OF DIRECTORS

                                      D.1      Elaboration of Board of Directors
                                               a. Policy to respond to challenges in fulfilling sustainability strategies                                                     6-7
                                               b. Implementation of sustainable finance
                                               c. Target achievement strategies

                             E.      SUSTAINABILITY GOVERNANCE

                                       E.1     Person in Charge of Sustainable Finance Implementation                                                                          19

                                      E.2      Competency Development on Sustainable Finance                                                                                   19

                                      E.3      Risk Assessment on the Implementation of Sustainable Finance                                                                    64

                                      E,4      Relationship with Stakeholders                                                                                                  20

                                      E.5      Issues Regarding the Implementation of Sustainable Finance                                                                      18

                             F.      SUSTAINABILITY PERFORMANCE

                                       F.1     Activities to Building a Culture of Sustainability                                                                            18, 40

                                     Economic Performance

                                      F.2      Comparison of Production Targets and Performance, Portfolio, Financing or Investment Targets, Revenue and Profit/Loss          33

                                               Comparison of Portfolio Targets and Performance, Financing or Investment Targets on Financial Instruments or Projects that
                                      F.3                                                                                                                                     33
                                               Align with Sustainable Finance

                                     Environmental Performance

                                     General Aspect

                                      F.4      Environmental Costs                                                                                                          41, 42, 60

                                     Material Aspect

                                      F.5      Consumption of Environmentally Friendly Materials                                                                               42

                                     Energy Aspect

                                      F.6      The Quantity and Intensity of Energy Consumed                                                                                   42

                                      F.7      Efforts and Achievements in Energy Efficiency and the Use of Renewable Energy                                                 42, 43
Page 85
                        Chapter 10                                                                                   PT Saratoga Investama Sedaya Tbk.              84
                        Index                                                                                        2024 Sustainability Report




POJK Index [POJK G.4]                Topic                                                                                                               Location

                             F.      SUSTAINABILITY PERFORMANCE

                                      Water Aspect

                                      F.8      Water Consumption                                                                                            41

                                      Biodiversity Aspect

                                      F.9      Impacts from Operational Areas Close to or in Conservation Areas or Having Biodiversity                      43

                                      F.10     Biodiversity Conservation Efforts                                                                            43

                                      Emissions Aspect

                                      F.11     The Amount and Intensity of Emissions Produced by Type                                                     41, 42

                                      F.12     Efforts and Achievements in Reducing Emission                                                              41, 42

                                      Waste and Effluent Aspect

                                      F.13     The Amount of Waste and Effluent Produced by Type                                                            41

                                      F.14     Mechanism of Waste and Effluent Management                                                                   41

                                      F.15     Spills that Occur (if any)                                                                                   41

                                      Environmental Complaint Aspect

                                      F.16     The Amount and Material of Environmental Complaints Received and Resolved                                    41
Page 86
                        Chapter 10                                                                                   PT Saratoga Investama Sedaya Tbk.                                      85
                        Index                                                                                        2024 Sustainability Report




POJK Index [POJK G.4]                Topic                                                                                                                                  Location

                             F.      SUSTAINABILITY PERFORMANCE

                                     SOCIAL PERFORMANCE

                                      F.17     Commitment to Provide Equal Products and/or Services to Consumers                                                               34

                                      Employment Aspect

                                      F.18     Equal Employment Opportunity                                                                                                    49

                                      F.19     Child Labor and Forced Labor                                                                                                    50

                                      F.20     Regional Minimum Wage                                                                                                           52

                                      F.21     Safe and Healthy Working Environment                                                                                            57

                                      F.22     Employee Training and Development                                                                                               55

                                      Community Aspect

                                      F.23     Operational Impacts on Local Communities                                                                                        59

                                      F.24     Community Complaints                                                                                                           29, 61

                                      F.25     Corporate Social Responsibility (CSR)                                                                                        59, 61, 64

                                      Responsibility For Sustainable Products/ Services

                                      F.26     Innovation and Development of Sustainable Financial Products/Services                                                           35

                                      F.27     Products/Services that have been Evaluated for Safety for Customers

                                      F.28     Products/Service Impacts                                                                                                The indicator is
                                                                                                                                                                      not relevant to the
                                      F.29     Number of Products Recalled                                                                                               organization

                                      F.30     Customer Satisfaction Survey of Sustainable Finance and/or Services

                            G..      OTHERS

                                      G.1      Written Verification by an Independent Party (if any)                                                                           73

                                      G.2      Feedback Form                                                                                                                   87

                                      G.3      Response to Feedback on the Previous Year’s Sustainability Report                                                               74


                                               List of Disclosures in Accordance with the Financial Services Authority Regulation Number 51/POJK.03/2017 concerning
                                      G.4                                                                                                                                      82
                                               The Implementation of Sustainable Finance for Financial Services Institutions, Issuers And Public Company
Page 87
             Chapter 10                                                                       PT Saratoga Investama Sedaya Tbk.                                    86
             Index                                                                            2024 Sustainability Report




UNGC Index     UNGC PRINCIPLES                                                                                                                     Location

               HUMAN RIGHTS

                Principle 1      Businesses should support and respect the protection of internationally proclaimed human rights.                     18

                Principle 2      Businesses should make sure that they are not complicit in human rights abuses.                                      18

                LABOUR

                                 Businesses should uphold the freedom of association and the effective recognition of the right to collective
                Principle 3                                                                                                                           48
                                 bargaining.

                Principle 4      Businesses should uphold the elimination of all forms of forced and compulsory labour.                               50

                Principle 5      Businesses should uphold the effective abolition of child labour.                                                    50

                Principle 6      Businesses should uphold the elimination of discrimination in respect of employment and occupation                   50

              ENVIRONMENT

                Principle 7      Businesses should support a precautionary approach to environmental challenges                                 18-22, 38, 40-45

                Principle 8      Businesses should undertake initiatives to promote greater environmental responsibility.                       18-22, 38, 40-45

                Principle 9      Businesses should encourage the development and diffusion of environmentally friendly technologies.            18-22, 38, 40-45

              ANTI-CORRUPTION

                Principle 10     Businesses should work against corruption in all its forms, including extortion and bribery.                         30
Page 88
                                                                       Feedback Form                                                                                                                 PT Saratoga Investama Sedaya Tbk.                                                                                     87
                                                                                                                                                                                                     2024 Sustainability Report




Feedback Form [POJK G.2]                                               Reader’s Profile

Thank you for taking the time to read the 2024 Sustainability Report
                                                                       Full Name:
of Saratoga. To improve the quality of our reporting and enhance the
transparency of our sustainability performance, we kindly request
                                                                       Institution/ Company: 		                                                                                                      Email:
that you complete the Feedback Form below and return it to us.
Your insights will be invaluable in assisting us with preparing our
                                                                       Category:		                             Government 		                              Industry 		                                General Public		                           Others (please specify):
Sustainability Report for next year.
                                                                       		                                      NGO 		                                     Media		                                    Academic.

Thank you once again for your time and support.

                                                                       1.   This Sustainability Report provides valuable insights into Saratoga’s 		                                                 Agree         		                           Somewhat Agree 		                         Disagree
                                                                            economic, environmental, social, and governance performance.

                                                                       2.   The data and information disclosed in this report are structured, 		                                                     Agree         		                           Somewhat Agree 		                         Disagree
                                                                            systematic, and easily understandable

                                                                       3.   The data and information disclosed in this report are complete, 		                                                       Agree         		                           Somewhat Agree 		                         Disagree
                                                                            transparent, and unbiased.

                                                                       4.   The design, font type, size, color scheme, layout, and images in 		                                                      Agree         		                           Somewhat Agree 		                         Disagree
                                                                            this report are attractive and easy to read

                                                                       5.   What are the information(s) in this report that you consider 									
                                                                            most useful? 					                                             ................................................................................................................................................................................

                                                                       6.   What are the information(s) in this report that can be improved? 										
                                                                            					                                                             ................................................................................................................................................................................

                                                                       7.   What information in this report do you think should be included 									
                                                                            in future reports? 				                                          ................................................................................................................................................................................

                                                                       Thank you for taking the time to provide feedback on this report. We value your input and encourage you to send your completed feedback form to:				

                                                                       PT Saratoga Investama Sedaya Tbk. [POJK C.2]
                                                                       Menara Karya 15th floor                                                         Telephone: +62 21 5794 4355                                                         Website: www.saratoga-investama.com
                                                                       Jl. H.R. Rasuna Said Block X-5 Kav 1-2,                                         Fax: +62 21 5794 4365                                                               Email : corporate.secretary@saratoga-investama.com
                                                                       South Jakarta 12950
Page 89
                                          PT Saratoga Investama Sedaya Tbk.   88
                                          2024 Sustainability Report


PT Saratoga Investama Sedaya Tbk.

Menara Karya 15th floor
Jl. H.R. Rasuna Said Block X-5 Kav 1-2,
South Jakarta 12950

Telephone: +62 21 5794 4355
Fax: +62 21 5794 4365



www.saratoga-investama.com

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Names mentioned 55 people and organisations named in the text · linked when the evidence is strong

linked person Michael W. P. Soeryadjaya · President Director p.7 ×2
linked org PT Saratoga Sentra Business p.11
linked org ADARO ANDALAN INDONESIA p.13 ×9
linked org Adaro Energy Indonesia p.13 ×4
linked person MERDEKA COPPER GOLD p.13 ×16
linked org MITRA PINASTHIKA MUSTIKA p.13 ×4
linked org NUSA RAYA CIPTA p.13 ×2
linked org SAMATOR INDO GAS p.13 ×2
linked person Edwin Soeryadjaya p.28 ×2
linked person Joyce Soeryadjaya p.28
linked person Indra Cahya Uno p.28
linked person Sidharta Utama p.28
linked person Anangga W. Roosdiono p.28
linked person Michael W.P. Soeryadjaya p.29
linked person Lany Djuwita p.29
linked person Devin Wirawan p.29
possible org Saratoga Investama Sedaya Tbk. p.1 ×305
possible org ALAMTRI RESOURCES INDONESIA p.13 ×14
possible org Tower Bersama Infrastructure Tbk. p.20 ×6
possible org Otoritas Jasa Keuangan p.25
unresolved org PT Bumi Hijau Asri p.11
unresolved org PT Nugraha Eka Kencana p.11
unresolved org PT Surya Nuansa Ceria p.11
unresolved org PT Wana Bhakti Sukses Mineral p.11
unresolved org PT Lintas Indonesia Sejahtera p.11
unresolved org PT Trimitra Karya Jaya p.11
unresolved org PT Interra Indo Resources p.11
unresolved org PT Sarana Investasi Bersama p.11
unresolved org PT Adaro p.14
unresolved org Aneka Energy Indonesia Tbk. p.14 ×2
unresolved org Gas Industri Tbk. p.14
unresolved org Resources Indonesia Tbk. p.20
unresolved org PT Mitra Pinasthika p.20 ×2
unresolved org Mustika Tbk. p.20 ×2
unresolved org PT Alamtri p.20
unresolved org Financial Services Authority p.25 ×3
unresolved person Male · President Commissioner p.28 ×8
unresolved person Female · Commissioner p.28 ×2
unresolved org Bank Indonesia p.33
unresolved org Ministry of Environment and Forestry p.37
unresolved org PT Xurya Daya Indonesia p.38
unresolved org Yayasan Kehati. To p.38
unresolved org PT MC Pet Film p.38
unresolved org PT Lautan Natural p.38
unresolved org PT MGM Bosco Logistics p.45
unresolved org PT Trimitra Cikarang p.62
unresolved org PT Makmur Sejahtera Wisesa p.62
unresolved org PT Karya Inti Karton. p.62
unresolved org PT Citasys p.62
unresolved org Yayasan Indonesia Setara p.66 ×2
unresolved org Yayasan Indonesia p.66
unresolved org Infrastructure Tbk. p.69
unresolved org PT Mitra Centres p.71
unresolved org Pinasthika Mustika Tbk. p.71

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